Home > Nueces National Bank > Income and Expense
Nueces National Bank, Income and Expense
2000-12-31 (YTD Data) | Rank | |
Total interest income | $7,349,000 | 4,410 |
Total interest expense | $3,450,000 | 4,432 |
Net interest income | $3,899,000 | 4,269 |
Provision for loan and lease losses | $429,000 | 2,144 |
Total noninterest income | $1,481,000 | 2,370 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $1,232,000 | 1,103 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $249,000 | 4,305 |
Total noninterest expense | $4,343,000 | 3,103 |
Salaries and employee benefits | $1,995,000 | 3,474 |
Premises and equipment expense | $719,000 | 2,817 |
Additional noninterest expense | $1,629,000 | 2,616 |
Pre-tax net operating income | $608,000 | 6,558 |
Securities gains (losses) | $127,000 | 513 |
Applicable income taxes | $235,000 | 5,093 |
Income before extraordinary items | $500,000 | 6,323 |
Extraordinary gains, net | $0 | 38 |
Net income | $500,000 | 6,321 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $229,000 | 2,199 |
Cash dividends | $57,000 | 6,346 |
Sale, conversion, retirement of capital stock, net | $1,000,000 | 443 |
Net operating income | $413,640 | 6,781 |
1999-12-31 (YTD Data) | Rank | |
Total interest income | $4,089,000 | 6,286 |
Total interest expense | $1,581,000 | 6,768 |
Net interest income | $2,508,000 | 5,792 |
Provision for loan and lease losses | $67,000 | 5,994 |
Total noninterest income | $1,257,000 | 2,615 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $1,043,000 | 1,261 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $214,000 | 4,785 |
Total noninterest expense | $2,568,000 | 4,775 |
Salaries and employee benefits | $1,171,000 | 5,255 |
Premises and equipment expense | $348,000 | 4,979 |
Additional noninterest expense | $1,049,000 | 3,866 |
Pre-tax net operating income | $1,130,000 | 4,952 |
Securities gains (losses) | $51,000 | 974 |
Applicable income taxes | $330,000 | 4,604 |
Income before extraordinary items | $851,000 | 4,900 |
Extraordinary gains, net | $0 | 35 |
Net income | $851,000 | 4,900 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $18,000 | 6,247 |
Cash dividends | $4,000 | 7,099 |
Sale, conversion, retirement of capital stock, net | $500,000 | 604 |
Net operating income | $814,280 | 5,005 |
1998-12-31 (YTD Data) | Rank | |
Total interest income | $2,709,000 | 7,862 |
Total interest expense | $965,000 | 8,510 |
Net interest income | $1,744,000 | 7,177 |
Provision for loan and lease losses | $980,000 | 993 |
Total noninterest income | $863,000 | 3,421 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $706,000 | 1,808 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $157,000 | 5,560 |
Total noninterest expense | $2,108,000 | 5,387 |
Salaries and employee benefits | $906,000 | 6,185 |
Premises and equipment expense | $361,000 | 4,778 |
Additional noninterest expense | $841,000 | 4,509 |
Pre-tax net operating income | $-481,000 | 10,175 |
Securities gains (losses) | $7,000 | 3,223 |
Applicable income taxes | $-193,000 | 10,309 |
Income before extraordinary items | $-281,000 | 10,103 |
Extraordinary gains, net | $0 | 32 |
Net income | $-281,000 | 10,099 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $416,000 | 1,462 |
Cash dividends | $0 | 7,473 |
Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
Net operating income | $-285,480 | 10,075 |
1997-12-31 (YTD Data) | Rank | |
Total interest income | $2,615,000 | 8,230 |
Total interest expense | $932,000 | 8,871 |
Net interest income | $1,683,000 | 7,592 |
Provision for loan and lease losses | $145,000 | 4,221 |
Total noninterest income | $801,000 | 3,566 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $622,000 | 2,110 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $179,000 | 5,219 |
Total noninterest expense | $1,903,000 | 5,841 |
Salaries and employee benefits | $822,000 | 6,674 |
Premises and equipment expense | $262,000 | 5,895 |
Additional noninterest expense | $819,000 | 4,639 |
Pre-tax net operating income | $436,000 | 8,255 |
Securities gains (losses) | $-2,000 | 9,246 |
Applicable income taxes | $143,000 | 7,708 |
Income before extraordinary items | $291,000 | 8,442 |
Extraordinary gains, net | $0 | 44 |
Net income | $291,000 | 8,443 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $140,000 | 3,153 |
Cash dividends | $23,000 | 7,575 |
Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
Net operating income | $292,340 | 8,394 |
1996-12-31 (YTD Data) | Rank | |
Total interest income | $2,508,000 | 8,681 |
Total interest expense | $936,000 | 9,220 |
Net interest income | $1,572,000 | 8,096 |
Provision for loan and lease losses | $152,000 | 4,030 |
Total noninterest income | $680,000 | 4,198 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $567,000 | 2,395 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $113,000 | 6,777 |
Total noninterest expense | $1,673,000 | 6,671 |
Salaries and employee benefits | $732,000 | 7,344 |
Premises and equipment expense | $208,000 | 6,889 |
Additional noninterest expense | $733,000 | 5,556 |
Pre-tax net operating income | $427,000 | 8,356 |
Securities gains (losses) | $2,000 | 3,501 |
Applicable income taxes | $127,000 | 8,266 |
Income before extraordinary items | $302,000 | 8,409 |
Extraordinary gains, net | $0 | 53 |
Net income | $302,000 | 8,406 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $116,000 | 3,652 |
Cash dividends | $45,000 | 7,628 |
Sale, conversion, retirement of capital stock, net | $0 | 953 |
Net operating income | $300,600 | 8,363 |
1995-12-31 (YTD Data) | Rank | |
Total interest income | $2,344,000 | 9,195 |
Total interest expense | $850,000 | 9,788 |
Net interest income | $1,494,000 | 8,554 |
Provision for loan and lease losses | $43,000 | 6,516 |
Total noninterest income | $670,000 | 4,226 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $566,000 | 2,391 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $104,000 | 7,102 |
Total noninterest expense | $1,605,000 | 6,966 |
Salaries and employee benefits | $709,000 | 7,669 |
Premises and equipment expense | $189,000 | 7,403 |
Additional noninterest expense | $707,000 | 5,798 |
Pre-tax net operating income | $516,000 | 8,352 |
Securities gains (losses) | $1,000 | 3,512 |
Applicable income taxes | $169,000 | 7,942 |
Income before extraordinary items | $348,000 | 8,497 |
Extraordinary gains, net | $0 | 65 |
Net income | $348,000 | 8,501 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $-13,000 | 10,798 |
Cash dividends | $91,000 | 6,989 |
Sale, conversion, retirement of capital stock, net | $0 | 809 |
Net operating income | $347,330 | 8,481 |
1994-12-31 (YTD Data) | Rank | |
Total interest income | $1,907,000 | 9,975 |
Total interest expense | $612,000 | 10,552 |
Net interest income | $1,295,000 | 9,475 |
Provision for loan and lease losses | $32,000 | 7,014 |
Total noninterest income | $720,000 | 4,034 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $519,000 | 2,625 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $201,000 | 5,253 |
Total noninterest expense | $1,623,000 | 7,222 |
Salaries and employee benefits | $741,000 | 7,596 |
Premises and equipment expense | $184,000 | 7,770 |
Additional noninterest expense | $698,000 | 6,333 |
Pre-tax net operating income | $360,000 | 9,666 |
Securities gains (losses) | $-24,000 | 10,481 |
Applicable income taxes | $97,000 | 9,435 |
Income before extraordinary items | $239,000 | 9,820 |
Extraordinary gains, net | $0 | 249 |
Net income | $239,000 | 9,832 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $56,000 | 4,906 |
Cash dividends | $91,000 | 7,099 |
Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
Net operating income | $256,040 | 9,690 |
1993-12-31 (YTD Data) | Rank | |
Total interest income | $1,744,000 | 10,717 |
Total interest expense | $670,000 | 10,767 |
Net interest income | $1,074,000 | 10,512 |
Provision for loan and lease losses | $-10,000 | 12,495 |
Total noninterest income | $658,000 | 4,637 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $508,000 | 2,744 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $150,000 | 6,564 |
Total noninterest expense | $1,579,000 | 7,561 |
Salaries and employee benefits | $743,000 | 7,691 |
Premises and equipment expense | $98,000 | 10,504 |
Additional noninterest expense | $738,000 | 6,308 |
Pre-tax net operating income | $163,000 | 11,377 |
Securities gains (losses) | $9,000 | 5,582 |
Applicable income taxes | $23,000 | 11,542 |
Income before extraordinary items | $149,000 | 11,219 |
Extraordinary gains, net | $11,000 | 2,917 |
Net income | $160,000 | 11,165 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $49,000 | 6,087 |
Cash dividends | $150,000 | 6,064 |
Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
Net operating income | $141,170 | 11,105 |
1992-12-31 (YTD Data) | Rank | |
Total interest income | $2,065,000 | 10,770 |
Total interest expense | $847,000 | 11,100 |
Net interest income | $1,218,000 | 10,266 |
Provision for loan and lease losses | $-45,000 | 13,597 |
Total noninterest income | $603,000 | 4,937 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $488,000 | 2,849 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $115,000 | 7,597 |
Total noninterest expense | $1,485,000 | 7,969 |
Salaries and employee benefits | $695,000 | 8,030 |
Premises and equipment expense | $116,000 | 10,180 |
Additional noninterest expense | $674,000 | 6,928 |
Pre-tax net operating income | $381,000 | 9,414 |
Securities gains (losses) | $141,000 | 2,495 |
Applicable income taxes | $137,000 | 8,960 |
Income before extraordinary items | $385,000 | 8,368 |
Extraordinary gains, net | $0 | 1,422 |
Net income | $385,000 | 8,488 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $-17,000 | 13,032 |
Cash dividends | $181,000 | 5,306 |
Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
Net operating income | $280,660 | 9,168 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.