Norwest Bank Texas, Wichita Falls, Income and Expense

1996-12-31 (YTD Data)Rank
Total interest income$24,446,0001,400
Total interest expense$11,510,0001,408
Net interest income$12,936,0001,387
Provision for loan and lease losses$602,0001,495
Total noninterest income$4,174,0001,076
Gross Fiduciary activities income$1,851,000368
Service charges on deposit accounts$1,597,000832
Trading account gains and fees$0262
Additional Noninterest Income$726,0002,237
Total noninterest expense$13,928,0001,073
Salaries and employee benefits$4,404,0001,515
Premises and equipment expense$1,500,0001,363
Additional noninterest expense$8,024,000802
Pre-tax net operating income$2,580,0002,702
Securities gains (losses)$-32,00010,876
Applicable income taxes$966,0002,428
Income before extraordinary items$1,582,0003,028
Extraordinary gains, net$053
Net income$1,582,0003,030
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,147,000547
Cash dividends$8,125,000489
Sale, conversion, retirement of capital stock, net$0953
Net operating income$1,602,4802,968
1995-12-31 (YTD Data)Rank
Total interest income$13,651,0002,448
Total interest expense$5,985,0002,566
Net interest income$7,666,0002,336
Provision for loan and lease losses$08,958
Total noninterest income$2,764,0001,427
Gross Fiduciary activities income$1,691,000412
Service charges on deposit accounts$825,0001,638
Trading account gains and fees$0522
Additional Noninterest Income$248,0004,504
Total noninterest expense$6,467,0002,128
Salaries and employee benefits$2,905,0002,281
Premises and equipment expense$1,203,0001,673
Additional noninterest expense$2,359,0002,100
Pre-tax net operating income$3,963,0001,874
Securities gains (losses)$-246,00011,712
Applicable income taxes$1,412,0001,737
Income before extraordinary items$2,305,0002,195
Extraordinary gains, net$065
Net income$2,305,0002,193
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$665,0001,154
Cash dividends$4,800,000660
Sale, conversion, retirement of capital stock, net$0809
Net operating income$2,462,4402,017
1994-12-31 (YTD Data)Rank
Total interest income$17,344,0001,768
Total interest expense$6,970,0001,811
Net interest income$10,374,0001,744
Provision for loan and lease losses$90,0004,765
Total noninterest income$2,290,0001,656
Gross Fiduciary activities income$138,0001,110
Service charges on deposit accounts$1,354,000976
Trading account gains and fees$0475
Additional Noninterest Income$798,0002,142
Total noninterest expense$9,596,0001,535
Salaries and employee benefits$4,441,0001,510
Premises and equipment expense$1,366,0001,524
Additional noninterest expense$3,789,0001,485
Pre-tax net operating income$2,978,0002,394
Securities gains (losses)$127,000676
Applicable income taxes$1,092,0002,062
Income before extraordinary items$2,013,0002,415
Extraordinary gains, net$0249
Net income$2,013,0002,415
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$121,0003,372
Cash dividends$08,932
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$1,930,4502,534
1993-12-31 (YTD Data)Rank
Total interest income$16,151,0001,940
Total interest expense$6,711,0001,939
Net interest income$9,440,0001,915
Provision for loan and lease losses$176,0004,253
Total noninterest income$2,363,0001,749
Gross Fiduciary activities income$77,0001,259
Service charges on deposit accounts$1,181,0001,140
Trading account gains and fees$0532
Additional Noninterest Income$1,105,0001,907
Total noninterest expense$8,779,0001,729
Salaries and employee benefits$4,488,0001,518
Premises and equipment expense$1,204,0001,744
Additional noninterest expense$3,087,0001,871
Pre-tax net operating income$2,848,0002,416
Securities gains (losses)$42,0003,661
Applicable income taxes$975,0002,316
Income before extraordinary items$1,915,0002,628
Extraordinary gains, net$-201,00013,045
Net income$1,714,0002,967
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-83,00012,876
Cash dividends$662,0002,486
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$1,887,2802,499
1992-12-31 (YTD Data)Rank
Total interest income$17,742,0002,002
Total interest expense$8,087,0002,102
Net interest income$9,655,0001,898
Provision for loan and lease losses$135,0006,388
Total noninterest income$1,388,0002,537
Gross Fiduciary activities income$17,0001,497
Service charges on deposit accounts$978,0001,366
Trading account gains and fees$0504
Additional Noninterest Income$393,0003,755
Total noninterest expense$8,269,0001,835
Salaries and employee benefits$4,244,0001,568
Premises and equipment expense$1,079,0001,959
Additional noninterest expense$2,946,0002,021
Pre-tax net operating income$2,639,0002,344
Securities gains (losses)$173,0002,228
Applicable income taxes$996,0002,121
Income before extraordinary items$1,816,0002,527
Extraordinary gains, net$785,000150
Net income$2,601,0001,772
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$415,0002,762
Cash dividends$800,0001,894
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$1,703,5502,502

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.