Home > Norwest Bank Texas, Waco > Income and Expense
Norwest Bank Texas, Waco, Income and Expense
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $23,999,000 | 1,423 |
| Total interest expense | $11,669,000 | 1,390 |
| Net interest income | $12,330,000 | 1,459 |
| Provision for loan and lease losses | $0 | 9,041 |
| Total noninterest income | $4,220,000 | 1,068 |
| Gross Fiduciary activities income | $1,801,000 | 376 |
| Service charges on deposit accounts | $1,868,000 | 712 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $551,000 | 2,727 |
| Total noninterest expense | $13,188,000 | 1,122 |
| Salaries and employee benefits | $4,725,000 | 1,419 |
| Premises and equipment expense | $1,121,000 | 1,789 |
| Additional noninterest expense | $7,342,000 | 863 |
| Pre-tax net operating income | $3,362,000 | 2,125 |
| Securities gains (losses) | $-39,000 | 10,953 |
| Applicable income taxes | $887,000 | 2,611 |
| Income before extraordinary items | $2,436,000 | 2,037 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $2,436,000 | 2,038 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $864,000 | 979 |
| Cash dividends | $5,500,000 | 636 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $2,464,470 | 1,971 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $21,269,000 | 1,590 |
| Total interest expense | $9,494,000 | 1,680 |
| Net interest income | $11,775,000 | 1,534 |
| Provision for loan and lease losses | $0 | 8,958 |
| Total noninterest income | $4,179,000 | 1,084 |
| Gross Fiduciary activities income | $1,689,000 | 413 |
| Service charges on deposit accounts | $1,792,000 | 747 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $698,000 | 2,300 |
| Total noninterest expense | $11,258,000 | 1,275 |
| Salaries and employee benefits | $4,424,000 | 1,500 |
| Premises and equipment expense | $1,158,000 | 1,747 |
| Additional noninterest expense | $5,676,000 | 1,019 |
| Pre-tax net operating income | $4,696,000 | 1,580 |
| Securities gains (losses) | $-402,000 | 11,782 |
| Applicable income taxes | $1,408,000 | 1,744 |
| Income before extraordinary items | $2,886,000 | 1,751 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $2,886,000 | 1,750 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-56,000 | 11,520 |
| Cash dividends | $3,690,000 | 810 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $3,155,340 | 1,587 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $18,864,000 | 1,635 |
| Total interest expense | $7,360,000 | 1,698 |
| Net interest income | $11,504,000 | 1,568 |
| Provision for loan and lease losses | $-3,300,000 | 12,570 |
| Total noninterest income | $2,119,000 | 1,774 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $1,525,000 | 849 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $594,000 | 2,604 |
| Total noninterest expense | $7,860,000 | 1,849 |
| Salaries and employee benefits | $4,221,000 | 1,582 |
| Premises and equipment expense | $921,000 | 2,190 |
| Additional noninterest expense | $2,718,000 | 1,996 |
| Pre-tax net operating income | $9,063,000 | 856 |
| Securities gains (losses) | $-946,000 | 12,389 |
| Applicable income taxes | $1,523,000 | 1,542 |
| Income before extraordinary items | $6,594,000 | 809 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $6,594,000 | 810 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-28,000 | 11,511 |
| Cash dividends | $3,277,000 | 755 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $7,360,260 | 743 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $17,844,000 | 1,754 |
| Total interest expense | $6,771,000 | 1,917 |
| Net interest income | $11,073,000 | 1,626 |
| Provision for loan and lease losses | $-1,650,000 | 13,246 |
| Total noninterest income | $2,345,000 | 1,757 |
| Gross Fiduciary activities income | $0 | 1,630 |
| Service charges on deposit accounts | $1,630,000 | 802 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $715,000 | 2,556 |
| Total noninterest expense | $10,288,000 | 1,489 |
| Salaries and employee benefits | $4,675,000 | 1,446 |
| Premises and equipment expense | $1,008,000 | 2,034 |
| Additional noninterest expense | $4,605,000 | 1,357 |
| Pre-tax net operating income | $4,780,000 | 1,469 |
| Securities gains (losses) | $21,000 | 4,601 |
| Applicable income taxes | $595,000 | 3,628 |
| Income before extraordinary items | $4,206,000 | 1,214 |
| Extraordinary gains, net | $464,000 | 499 |
| Net income | $4,670,000 | 1,147 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $607,000 | 1,570 |
| Cash dividends | $2,040,000 | 995 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $4,187,520 | 1,132 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $18,279,000 | 1,948 |
| Total interest expense | $8,222,000 | 2,073 |
| Net interest income | $10,057,000 | 1,824 |
| Provision for loan and lease losses | $0 | 11,756 |
| Total noninterest income | $3,022,000 | 1,429 |
| Gross Fiduciary activities income | $0 | 1,658 |
| Service charges on deposit accounts | $1,575,000 | 831 |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $1,447,000 | 1,557 |
| Total noninterest expense | $8,768,000 | 1,730 |
| Salaries and employee benefits | $4,077,000 | 1,622 |
| Premises and equipment expense | $472,000 | 4,174 |
| Additional noninterest expense | $4,219,000 | 1,534 |
| Pre-tax net operating income | $4,311,000 | 1,469 |
| Securities gains (losses) | $1,000 | 7,986 |
| Applicable income taxes | $82,000 | 10,395 |
| Income before extraordinary items | $4,230,000 | 1,116 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $4,230,000 | 1,120 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $741,000 | 1,914 |
| Cash dividends | $4,100,000 | 442 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $4,229,020 | 1,021 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.