Norwest Bank Texas, South Central, Income and Expense

1996-12-31 (YTD Data)Rank
Total interest income$138,801,000338
Total interest expense$55,494,000395
Net interest income$83,307,000296
Provision for loan and lease losses$10,706,000190
Total noninterest income$31,193,000299
Gross Fiduciary activities income$7,364,000176
Service charges on deposit accounts$15,014,000154
Trading account gains and fees$0262
Additional Noninterest Income$8,815,000463
Total noninterest expense$116,203,000223
Salaries and employee benefits$44,201,000216
Premises and equipment expense$24,945,000138
Additional noninterest expense$47,057,000250
Pre-tax net operating income$-12,409,00011,466
Securities gains (losses)$-2,570,00011,431
Applicable income taxes$-4,639,00011,432
Income before extraordinary items$-10,340,00011,442
Extraordinary gains, net$053
Net income$-10,340,00011,442
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$8,340,000230
Cash dividends$28,477,000226
Sale, conversion, retirement of capital stock, net$0953
Net operating income$-8,566,70011,439
1995-12-31 (YTD Data)Rank
Total interest income$117,544,000399
Total interest expense$51,395,000434
Net interest income$66,149,000363
Provision for loan and lease losses$165,0003,441
Total noninterest income$28,389,000328
Gross Fiduciary activities income$6,946,000198
Service charges on deposit accounts$13,536,000180
Trading account gains and fees$243,000222
Additional Noninterest Income$7,664,000508
Total noninterest expense$71,313,000314
Salaries and employee benefits$36,249,000255
Premises and equipment expense$12,438,000240
Additional noninterest expense$22,626,000398
Pre-tax net operating income$23,060,000434
Securities gains (losses)$39,0001,464
Applicable income taxes$7,702,000440
Income before extraordinary items$15,397,000424
Extraordinary gains, net$065
Net income$15,397,000423
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$557,0001,288
Cash dividends$19,998,000258
Sale, conversion, retirement of capital stock, net$12,904,00040
Net operating income$15,370,870422
1994-12-31 (YTD Data)Rank
Total interest income$99,491,000405
Total interest expense$37,077,000458
Net interest income$62,414,000363
Provision for loan and lease losses$09,146
Total noninterest income$27,265,000324
Gross Fiduciary activities income$5,629,000212
Service charges on deposit accounts$12,392,000186
Trading account gains and fees$759,000127
Additional Noninterest Income$8,485,000460
Total noninterest expense$63,782,000338
Salaries and employee benefits$32,120,000286
Premises and equipment expense$11,367,000264
Additional noninterest expense$20,295,000437
Pre-tax net operating income$25,897,000372
Securities gains (losses)$-796,00012,353
Applicable income taxes$8,489,000387
Income before extraordinary items$16,612,000369
Extraordinary gains, net$0249
Net income$16,612,000369
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-144,00012,331
Cash dividends$5,500,000529
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$17,137,360366
1993-12-31 (YTD Data)Rank
Total interest income$96,856,000405
Total interest expense$35,430,000466
Net interest income$61,426,000366
Provision for loan and lease losses$010,371
Total noninterest income$25,493,000332
Gross Fiduciary activities income$4,298,000243
Service charges on deposit accounts$11,932,000190
Trading account gains and fees$1,320,000119
Additional Noninterest Income$7,943,000493
Total noninterest expense$65,849,000336
Salaries and employee benefits$34,679,000255
Premises and equipment expense$11,044,000268
Additional noninterest expense$20,126,000460
Pre-tax net operating income$21,070,000390
Securities gains (losses)$48,0003,456
Applicable income taxes$6,364,000454
Income before extraordinary items$14,754,000394
Extraordinary gains, net$4,583,00070
Net income$19,337,000331
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$417,0002,003
Cash dividends$4,125,000564
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$14,720,400373
1992-12-31 (YTD Data)Rank
Total interest income$100,359,000436
Total interest expense$41,045,000522
Net interest income$59,314,000384
Provision for loan and lease losses$174,0005,685
Total noninterest income$21,568,000368
Gross Fiduciary activities income$3,005,000303
Service charges on deposit accounts$10,261,000205
Trading account gains and fees$1,183,000134
Additional Noninterest Income$7,119,000531
Total noninterest expense$59,245,000358
Salaries and employee benefits$29,918,000274
Premises and equipment expense$10,071,000291
Additional noninterest expense$19,256,000463
Pre-tax net operating income$21,463,000328
Securities gains (losses)$319,0001,475
Applicable income taxes$4,782,000498
Income before extraordinary items$17,000,000311
Extraordinary gains, net$01,422
Net income$17,000,000314
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,609,0001,140
Cash dividends$4,125,000439
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$16,751,180281

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.