Home > Norwest Bank Texas, Premont > Income and Expense

Norwest Bank Texas, Premont, Income and Expense

1996-12-31 (YTD Data)		Rank
Total interest income	$1,458,000	10,170
Total interest expense	$466,000	10,698
Net interest income	$992,000	9,578
Provision for loan and lease losses	$10,000	8,531
Total noninterest income	$242,000	7,695
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$212,000	5,361
Trading account gains and fees	NA	NA
Additional Noninterest Income	$30,000	9,839
Total noninterest expense	$935,000	8,945
Salaries and employee benefits	$340,000	10,035
Premises and equipment expense	$98,000	9,349
Additional noninterest expense	$497,000	7,072
Pre-tax net operating income	$289,000	9,207
Securities gains (losses)	$0	4,148
Applicable income taxes	$111,000	8,554
Income before extraordinary items	$178,000	9,501
Extraordinary gains, net	$0	53
Net income	$178,000	9,502
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$21,000	6,676
Cash dividends	$210,000	5,303
Sale, conversion, retirement of capital stock, net	$0	953
Net operating income	$178,000	9,445
1995-12-31 (YTD Data)		Rank
Total interest income	$480,000	11,791
Total interest expense	$137,000	11,832
Net interest income	$343,000	11,706
Provision for loan and lease losses	$12,000	8,132
Total noninterest income	$71,000	10,936
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$64,000	8,787
Trading account gains and fees	NA	NA
Additional Noninterest Income	$7,000	11,654
Total noninterest expense	$189,000	11,883
Salaries and employee benefits	$104,000	11,865
Premises and equipment expense	$45,000	11,233
Additional noninterest expense	$40,000	11,925
Pre-tax net operating income	$213,000	10,386
Securities gains (losses)	$19,000	1,949
Applicable income taxes	$83,000	9,520
Income before extraordinary items	$149,000	10,471
Extraordinary gains, net	$0	65
Net income	$149,000	10,475
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$12,000	7,275
Cash dividends	$100,000	6,741
Sale, conversion, retirement of capital stock, net	$0	809
Net operating income	$136,840	10,562
1994-12-31 (YTD Data)		Rank
Total interest income	$1,445,000	10,839
Total interest expense	$371,000	11,732
Net interest income	$1,074,000	10,163
Provision for loan and lease losses	$-20,000	11,841
Total noninterest income	$268,000	7,684
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$220,000	5,501
Trading account gains and fees	NA	NA
Additional Noninterest Income	$48,000	9,719
Total noninterest expense	$742,000	10,513
Salaries and employee benefits	$316,000	11,054
Premises and equipment expense	$99,000	10,067
Additional noninterest expense	$327,000	9,634
Pre-tax net operating income	$620,000	7,889
Securities gains (losses)	$0	3,600
Applicable income taxes	$198,000	7,372
Income before extraordinary items	$422,000	7,970
Extraordinary gains, net	$0	249
Net income	$422,000	7,979
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$11,000	7,370
Cash dividends	$0	8,932
Sale, conversion, retirement of capital stock, net	$0	1,160
Net operating income	$422,000	8,014
1993-12-31 (YTD Data)		Rank
Total interest income	$1,402,000	11,438
Total interest expense	$362,000	12,391
Net interest income	$1,040,000	10,630
Provision for loan and lease losses	$-15,000	12,550
Total noninterest income	$252,000	8,332
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$202,000	5,939
Trading account gains and fees	NA	NA
Additional Noninterest Income	$50,000	10,096
Total noninterest expense	$799,000	10,675
Salaries and employee benefits	$307,000	11,577
Premises and equipment expense	$89,000	10,821
Additional noninterest expense	$403,000	9,237
Pre-tax net operating income	$508,000	8,617
Securities gains (losses)	$0	7,477
Applicable income taxes	$154,000	8,535
Income before extraordinary items	$354,000	8,898
Extraordinary gains, net	$31,000	2,476
Net income	$385,000	8,747
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$9,000	8,678
Cash dividends	$0	9,081
Sale, conversion, retirement of capital stock, net	$0	1,223
Net operating income	$354,000	8,637
1992-12-31 (YTD Data)		Rank
Total interest income	$1,490,000	11,994
Total interest expense	$416,000	13,130
Net interest income	$1,074,000	10,795
Provision for loan and lease losses	$-47,000	13,603
Total noninterest income	$256,000	8,405
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$204,000	5,921
Trading account gains and fees	NA	NA
Additional Noninterest Income	$52,000	10,289
Total noninterest expense	$700,000	11,520
Salaries and employee benefits	$318,000	11,817
Premises and equipment expense	$91,000	11,073
Additional noninterest expense	$291,000	10,959
Pre-tax net operating income	$677,000	7,232
Securities gains (losses)	$0	8,369
Applicable income taxes	$204,000	7,478
Income before extraordinary items	$473,000	7,561
Extraordinary gains, net	$0	1,422
Net income	$473,000	7,663
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-8,000	12,698
Cash dividends	$0	8,912
Sale, conversion, retirement of capital stock, net	$0	1,165
Net operating income	$473,000	7,196

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.