Norwest Bank Texas, North Central, Income and Expense

1996-12-31 (YTD Data)Rank
Total interest income$72,455,000553
Total interest expense$34,173,000554
Net interest income$38,282,000534
Provision for loan and lease losses$1,008,0001,014
Total noninterest income$12,228,000522
Gross Fiduciary activities income$1,167,000467
Service charges on deposit accounts$7,476,000240
Trading account gains and fees$0262
Additional Noninterest Income$3,585,000792
Total noninterest expense$35,629,000496
Salaries and employee benefits$19,051,000399
Premises and equipment expense$6,061,000403
Additional noninterest expense$10,517,000646
Pre-tax net operating income$13,873,000599
Securities gains (losses)$-3,0009,684
Applicable income taxes$3,242,000818
Income before extraordinary items$10,628,000548
Extraordinary gains, net$053
Net income$10,628,000550
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,069,000862
Cash dividends$22,750,000253
Sale, conversion, retirement of capital stock, net$0953
Net operating income$10,630,310537
1995-12-31 (YTD Data)Rank
Total interest income$59,877,000661
Total interest expense$27,735,000682
Net interest income$32,142,000640
Provision for loan and lease losses$900,0001,018
Total noninterest income$10,212,000595
Gross Fiduciary activities income$892,000559
Service charges on deposit accounts$6,381,000283
Trading account gains and fees$0522
Additional Noninterest Income$2,939,000903
Total noninterest expense$28,203,000604
Salaries and employee benefits$15,724,000474
Premises and equipment expense$5,138,000474
Additional noninterest expense$7,341,000841
Pre-tax net operating income$13,251,000658
Securities gains (losses)$133,000830
Applicable income taxes$3,123,000897
Income before extraordinary items$10,261,000586
Extraordinary gains, net$065
Net income$10,261,000586
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$100,0003,764
Cash dividends$08,717
Sale, conversion, retirement of capital stock, net$0809
Net operating income$10,158,590587
1994-12-31 (YTD Data)Rank
Total interest income$49,380,000708
Total interest expense$19,482,000731
Net interest income$29,898,000672
Provision for loan and lease losses$500,0001,533
Total noninterest income$8,984,000637
Gross Fiduciary activities income$621,000670
Service charges on deposit accounts$5,999,000287
Trading account gains and fees$0475
Additional Noninterest Income$2,364,0001,024
Total noninterest expense$26,798,000640
Salaries and employee benefits$14,634,000507
Premises and equipment expense$4,803,000495
Additional noninterest expense$7,361,000879
Pre-tax net operating income$11,584,000708
Securities gains (losses)$03,600
Applicable income taxes$2,970,000879
Income before extraordinary items$8,614,000645
Extraordinary gains, net$0249
Net income$8,614,000644
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$700,0001,090
Cash dividends$08,932
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$8,614,000648
1993-12-31 (YTD Data)Rank
Total interest income$43,596,000784
Total interest expense$16,088,000879
Net interest income$27,508,000709
Provision for loan and lease losses$200,0003,901
Total noninterest income$8,022,000705
Gross Fiduciary activities income$481,000777
Service charges on deposit accounts$5,385,000295
Trading account gains and fees$0532
Additional Noninterest Income$2,156,0001,192
Total noninterest expense$25,419,000700
Salaries and employee benefits$13,473,000551
Premises and equipment expense$4,354,000558
Additional noninterest expense$7,592,000931
Pre-tax net operating income$9,911,000737
Securities gains (losses)$07,477
Applicable income taxes$2,612,000966
Income before extraordinary items$7,299,000714
Extraordinary gains, net$1,370,000178
Net income$8,669,000625
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$791,0001,332
Cash dividends$09,081
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$7,299,000670
1992-12-31 (YTD Data)Rank
Total interest income$43,386,000877
Total interest expense$18,369,000988
Net interest income$25,017,000790
Provision for loan and lease losses$2,200,0001,074
Total noninterest income$6,611,000798
Gross Fiduciary activities income$264,0001,003
Service charges on deposit accounts$4,701,000330
Trading account gains and fees$0504
Additional Noninterest Income$1,646,0001,428
Total noninterest expense$21,020,000808
Salaries and employee benefits$10,234,000690
Premises and equipment expense$3,087,000779
Additional noninterest expense$7,699,000943
Pre-tax net operating income$8,408,000767
Securities gains (losses)$432,0001,209
Applicable income taxes$2,041,0001,097
Income before extraordinary items$6,799,000701
Extraordinary gains, net$01,422
Net income$6,799,000696
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,886,000995
Cash dividends$2,000,000832
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$6,466,360665

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.