Home > Norwest Bank Texas, New Braunfels > Income and Expense
Norwest Bank Texas, New Braunfels, Income and Expense
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $1,969,000 | 9,764 |
| Total interest expense | $647,000 | 10,501 |
| Net interest income | $1,322,000 | 9,016 |
| Provision for loan and lease losses | $100,000 | 4,579 |
| Total noninterest income | $271,000 | 7,416 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $216,000 | 5,414 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $55,000 | 8,981 |
| Total noninterest expense | $1,163,000 | 8,342 |
| Salaries and employee benefits | $486,000 | 9,235 |
| Premises and equipment expense | $95,000 | 9,761 |
| Additional noninterest expense | $582,000 | 6,646 |
| Pre-tax net operating income | $330,000 | 9,532 |
| Securities gains (losses) | $-2,000 | 9,253 |
| Applicable income taxes | $165,000 | 8,017 |
| Income before extraordinary items | $163,000 | 10,331 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $163,000 | 10,334 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $68,000 | 4,556 |
| Cash dividends | $90,000 | 6,999 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $164,280 | 10,301 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $2,770,000 | 8,429 |
| Total interest expense | $810,000 | 9,557 |
| Net interest income | $1,960,000 | 7,664 |
| Provision for loan and lease losses | $-10,000 | 11,755 |
| Total noninterest income | $479,000 | 5,456 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $351,000 | 3,827 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $128,000 | 6,726 |
| Total noninterest expense | $1,896,000 | 6,461 |
| Salaries and employee benefits | $1,018,000 | 6,004 |
| Premises and equipment expense | $144,000 | 8,713 |
| Additional noninterest expense | $734,000 | 6,101 |
| Pre-tax net operating income | $553,000 | 8,289 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $173,000 | 7,862 |
| Income before extraordinary items | $380,000 | 8,358 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $380,000 | 8,365 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $31,000 | 5,921 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $70,000 | 871 |
| Net operating income | $380,000 | 8,406 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $2,467,000 | 9,257 |
| Total interest expense | $748,000 | 10,315 |
| Net interest income | $1,719,000 | 8,444 |
| Provision for loan and lease losses | $39,000 | 8,009 |
| Total noninterest income | $450,000 | 5,997 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $307,000 | 4,337 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $143,000 | 6,719 |
| Total noninterest expense | $1,488,000 | 7,878 |
| Salaries and employee benefits | $711,000 | 7,931 |
| Premises and equipment expense | $133,000 | 9,383 |
| Additional noninterest expense | $644,000 | 6,980 |
| Pre-tax net operating income | $642,000 | 7,672 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $210,000 | 7,434 |
| Income before extraordinary items | $432,000 | 8,128 |
| Extraordinary gains, net | $55,000 | 2,093 |
| Net income | $487,000 | 7,849 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $23,000 | 7,509 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $432,000 | 7,859 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $2,495,000 | 9,934 |
| Total interest expense | $875,000 | 10,975 |
| Net interest income | $1,620,000 | 8,899 |
| Provision for loan and lease losses | $60,000 | 8,535 |
| Total noninterest income | $286,000 | 7,919 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $227,000 | 5,480 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $59,000 | 9,852 |
| Total noninterest expense | $1,317,000 | 8,610 |
| Salaries and employee benefits | $630,000 | 8,552 |
| Premises and equipment expense | $102,000 | 10,663 |
| Additional noninterest expense | $585,000 | 7,647 |
| Pre-tax net operating income | $529,000 | 8,210 |
| Securities gains (losses) | $28,000 | 5,098 |
| Applicable income taxes | $189,000 | 7,777 |
| Income before extraordinary items | $368,000 | 8,525 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $368,000 | 8,651 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 10,608 |
| Cash dividends | $63,000 | 7,372 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $349,520 | 8,364 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.