Home > Norwest Bank Texas, Kerrville > Income and Expense
Norwest Bank Texas, Kerrville, Income and Expense
1996-12-31 (YTD Data) | Rank | |
Total interest income | $16,409,000 | 2,060 |
Total interest expense | $5,809,000 | 2,623 |
Net interest income | $10,600,000 | 1,670 |
Provision for loan and lease losses | $0 | 9,041 |
Total noninterest income | $2,779,000 | 1,440 |
Gross Fiduciary activities income | $1,013,000 | 501 |
Service charges on deposit accounts | $1,183,000 | 1,114 |
Trading account gains and fees | $0 | 262 |
Additional Noninterest Income | $583,000 | 2,614 |
Total noninterest expense | $8,656,000 | 1,640 |
Salaries and employee benefits | $2,907,000 | 2,285 |
Premises and equipment expense | $798,000 | 2,458 |
Additional noninterest expense | $4,951,000 | 1,143 |
Pre-tax net operating income | $4,723,000 | 1,538 |
Securities gains (losses) | $0 | 4,148 |
Applicable income taxes | $1,214,000 | 1,978 |
Income before extraordinary items | $3,509,000 | 1,411 |
Extraordinary gains, net | $0 | 53 |
Net income | $3,509,000 | 1,413 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $-1,045,000 | 11,440 |
Cash dividends | $2,250,000 | 1,174 |
Sale, conversion, retirement of capital stock, net | $0 | 953 |
Net operating income | $3,509,000 | 1,374 |
1995-12-31 (YTD Data) | Rank | |
Total interest income | $16,874,000 | 1,997 |
Total interest expense | $5,073,000 | 2,984 |
Net interest income | $11,801,000 | 1,527 |
Provision for loan and lease losses | $0 | 8,958 |
Total noninterest income | $2,339,000 | 1,618 |
Gross Fiduciary activities income | $728,000 | 627 |
Service charges on deposit accounts | $1,232,000 | 1,077 |
Trading account gains and fees | $0 | 522 |
Additional Noninterest Income | $379,000 | 3,427 |
Total noninterest expense | $7,682,000 | 1,829 |
Salaries and employee benefits | $3,236,000 | 2,050 |
Premises and equipment expense | $1,239,000 | 1,632 |
Additional noninterest expense | $3,207,000 | 1,603 |
Pre-tax net operating income | $6,458,000 | 1,193 |
Securities gains (losses) | $-1,000 | 9,017 |
Applicable income taxes | $2,207,000 | 1,169 |
Income before extraordinary items | $4,250,000 | 1,250 |
Extraordinary gains, net | $0 | 65 |
Net income | $4,250,000 | 1,248 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $236,000 | 2,256 |
Cash dividends | $3,375,000 | 849 |
Sale, conversion, retirement of capital stock, net | $0 | 809 |
Net operating income | $4,250,660 | 1,224 |
1994-12-31 (YTD Data) | Rank | |
Total interest income | $1,057,000 | 11,597 |
Total interest expense | $270,000 | 12,142 |
Net interest income | $787,000 | 11,093 |
Provision for loan and lease losses | $0 | 9,146 |
Total noninterest income | $193,000 | 8,852 |
Gross Fiduciary activities income | $55,000 | 1,286 |
Service charges on deposit accounts | $74,000 | 8,860 |
Trading account gains and fees | $0 | 475 |
Additional Noninterest Income | $64,000 | 8,924 |
Total noninterest expense | $212,000 | 12,501 |
Salaries and employee benefits | $120,000 | 12,465 |
Premises and equipment expense | $23,000 | 12,384 |
Additional noninterest expense | $69,000 | 12,474 |
Pre-tax net operating income | $768,000 | 7,039 |
Securities gains (losses) | $0 | 3,600 |
Applicable income taxes | $269,000 | 6,265 |
Income before extraordinary items | $499,000 | 7,331 |
Extraordinary gains, net | $0 | 249 |
Net income | $499,000 | 7,335 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $9,000 | 7,569 |
Cash dividends | $0 | 8,932 |
Sale, conversion, retirement of capital stock, net | $-2,644,000 | 12,588 |
Net operating income | $499,000 | 7,356 |
1993-12-31 (YTD Data) | Rank | |
Total interest income | $12,129,000 | 2,544 |
Total interest expense | $3,895,000 | 3,236 |
Net interest income | $8,234,000 | 2,188 |
Provision for loan and lease losses | $-1,500,000 | 13,242 |
Total noninterest income | $2,203,000 | 1,836 |
Gross Fiduciary activities income | $668,000 | 655 |
Service charges on deposit accounts | $1,095,000 | 1,227 |
Trading account gains and fees | $0 | 532 |
Additional Noninterest Income | $440,000 | 3,542 |
Total noninterest expense | $6,719,000 | 2,171 |
Salaries and employee benefits | $2,899,000 | 2,293 |
Premises and equipment expense | $554,000 | 3,554 |
Additional noninterest expense | $3,266,000 | 1,781 |
Pre-tax net operating income | $5,218,000 | 1,339 |
Securities gains (losses) | $460,000 | 953 |
Applicable income taxes | $1,786,000 | 1,342 |
Income before extraordinary items | $3,892,000 | 1,305 |
Extraordinary gains, net | $0 | 3,149 |
Net income | $3,892,000 | 1,340 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $126,000 | 4,062 |
Cash dividends | $500,000 | 3,045 |
Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
Net operating income | $3,574,600 | 1,338 |
1992-12-31 (YTD Data) | Rank | |
Total interest income | $11,925,000 | 2,942 |
Total interest expense | $4,723,000 | 3,476 |
Net interest income | $7,202,000 | 2,524 |
Provision for loan and lease losses | $135,000 | 6,388 |
Total noninterest income | $1,957,000 | 1,959 |
Gross Fiduciary activities income | $620,000 | 699 |
Service charges on deposit accounts | $922,000 | 1,453 |
Trading account gains and fees | $0 | 504 |
Additional Noninterest Income | $415,000 | 3,617 |
Total noninterest expense | $5,779,000 | 2,504 |
Salaries and employee benefits | $2,307,000 | 2,814 |
Premises and equipment expense | $447,000 | 4,382 |
Additional noninterest expense | $3,025,000 | 1,987 |
Pre-tax net operating income | $3,245,000 | 1,916 |
Securities gains (losses) | $14,000 | 6,053 |
Applicable income taxes | $1,116,000 | 1,905 |
Income before extraordinary items | $2,143,000 | 2,143 |
Extraordinary gains, net | $288,000 | 316 |
Net income | $2,431,000 | 1,902 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $-160,000 | 13,818 |
Cash dividends | $150,000 | 5,711 |
Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
Net operating income | $2,133,760 | 1,978 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.