Home > Norwest Bank Texas, Bay City > Income and Expense
Norwest Bank Texas, Bay City, Income and Expense
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $8,999,000 | 3,620 |
| Total interest expense | $3,974,000 | 3,728 |
| Net interest income | $5,025,000 | 3,515 |
| Provision for loan and lease losses | $0 | 9,041 |
| Total noninterest income | $1,474,000 | 2,323 |
| Gross Fiduciary activities income | $60,000 | 1,200 |
| Service charges on deposit accounts | $1,233,000 | 1,066 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $181,000 | 5,448 |
| Total noninterest expense | $4,354,000 | 3,105 |
| Salaries and employee benefits | $2,228,000 | 2,993 |
| Premises and equipment expense | $463,000 | 4,025 |
| Additional noninterest expense | $1,663,000 | 2,864 |
| Pre-tax net operating income | $2,145,000 | 3,229 |
| Securities gains (losses) | $-56,000 | 11,065 |
| Applicable income taxes | $511,000 | 4,086 |
| Income before extraordinary items | $1,578,000 | 3,039 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $1,578,000 | 3,041 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-7,000 | 10,270 |
| Cash dividends | $2,650,000 | 1,044 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $1,620,560 | 2,932 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $7,656,000 | 4,177 |
| Total interest expense | $2,739,000 | 5,162 |
| Net interest income | $4,917,000 | 3,598 |
| Provision for loan and lease losses | $0 | 8,958 |
| Total noninterest income | $943,000 | 3,254 |
| Gross Fiduciary activities income | $55,000 | 1,272 |
| Service charges on deposit accounts | $819,000 | 1,649 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $69,000 | 8,396 |
| Total noninterest expense | $3,072,000 | 4,197 |
| Salaries and employee benefits | $1,577,000 | 4,101 |
| Premises and equipment expense | $413,000 | 4,404 |
| Additional noninterest expense | $1,082,000 | 4,079 |
| Pre-tax net operating income | $2,788,000 | 2,590 |
| Securities gains (losses) | $-26,000 | 10,740 |
| Applicable income taxes | $972,000 | 2,446 |
| Income before extraordinary items | $1,790,000 | 2,761 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $1,790,000 | 2,760 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $15,000 | 7,018 |
| Cash dividends | $10,550,000 | 380 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $1,806,900 | 2,702 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $9,287,000 | 3,246 |
| Total interest expense | $3,281,000 | 3,658 |
| Net interest income | $6,006,000 | 2,991 |
| Provision for loan and lease losses | $0 | 9,146 |
| Total noninterest income | $1,390,000 | 2,437 |
| Gross Fiduciary activities income | $65,000 | 1,262 |
| Service charges on deposit accounts | $1,118,000 | 1,185 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $207,000 | 5,150 |
| Total noninterest expense | $4,068,000 | 3,377 |
| Salaries and employee benefits | $2,275,000 | 2,915 |
| Premises and equipment expense | $636,000 | 3,097 |
| Additional noninterest expense | $1,157,000 | 4,191 |
| Pre-tax net operating income | $3,328,000 | 2,141 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $940,000 | 2,369 |
| Income before extraordinary items | $2,388,000 | 2,049 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $2,388,000 | 2,048 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $34,000 | 5,780 |
| Cash dividends | $2,612,000 | 901 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $2,388,000 | 2,059 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $10,573,000 | 2,934 |
| Total interest expense | $3,181,000 | 3,916 |
| Net interest income | $7,392,000 | 2,428 |
| Provision for loan and lease losses | $-587,000 | 13,187 |
| Total noninterest income | $1,268,000 | 2,793 |
| Gross Fiduciary activities income | $60,000 | 1,309 |
| Service charges on deposit accounts | $1,069,000 | 1,269 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $139,000 | 6,809 |
| Total noninterest expense | $4,181,000 | 3,342 |
| Salaries and employee benefits | $2,247,000 | 2,928 |
| Premises and equipment expense | $654,000 | 3,058 |
| Additional noninterest expense | $1,280,000 | 3,978 |
| Pre-tax net operating income | $5,066,000 | 1,389 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $1,592,000 | 1,498 |
| Income before extraordinary items | $3,474,000 | 1,461 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $3,474,000 | 1,504 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-15,000 | 11,961 |
| Cash dividends | $23,085,000 | 162 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $3,474,000 | 1,373 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $12,827,000 | 2,745 |
| Total interest expense | $4,394,000 | 3,731 |
| Net interest income | $8,433,000 | 2,159 |
| Provision for loan and lease losses | $0 | 11,756 |
| Total noninterest income | $1,365,000 | 2,573 |
| Gross Fiduciary activities income | $55,000 | 1,355 |
| Service charges on deposit accounts | $1,067,000 | 1,249 |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $243,000 | 5,059 |
| Total noninterest expense | $4,095,000 | 3,426 |
| Salaries and employee benefits | $2,400,000 | 2,702 |
| Premises and equipment expense | $496,000 | 3,998 |
| Additional noninterest expense | $1,199,000 | 4,337 |
| Pre-tax net operating income | $5,703,000 | 1,138 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $1,765,000 | 1,254 |
| Income before extraordinary items | $3,938,000 | 1,189 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $3,938,000 | 1,192 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $33,000 | 8,345 |
| Cash dividends | $100,000 | 6,542 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $3,938,000 | 1,099 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.