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Norwest Bank La Crosse, Income and Expense

1999-12-31 (YTD Data)Rank
Total interest income$19,464,0001,667
Total interest expense$9,939,0001,503
Net interest income$9,525,0001,833
Provision for loan and lease losses$08,503
Total noninterest income$1,998,0001,857
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$1,159,0001,144
Trading account gains and fees$0173
Additional Noninterest Income$839,0002,091
Total noninterest expense$7,473,0001,854
Salaries and employee benefits$2,493,0002,813
Premises and equipment expense$829,0002,445
Additional noninterest expense$4,151,0001,128
Pre-tax net operating income$4,050,0001,821
Securities gains (losses)$-13,0009,410
Applicable income taxes$1,129,0002,020
Income before extraordinary items$2,908,0001,835
Extraordinary gains, net$035
Net income$2,908,0001,836
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$622,0001,017
Cash dividends$2,300,0001,217
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$2,917,3601,793
1998-12-31 (YTD Data)Rank
Total interest income$22,680,0001,420
Total interest expense$12,137,0001,285
Net interest income$10,543,0001,615
Provision for loan and lease losses$1,870,000608
Total noninterest income$2,189,0001,704
Gross Fiduciary activities income$01,398
Service charges on deposit accounts$1,197,0001,040
Trading account gains and fees$0224
Additional Noninterest Income$992,0001,869
Total noninterest expense$7,628,0001,719
Salaries and employee benefits$2,405,0002,831
Premises and equipment expense$798,0002,452
Additional noninterest expense$4,425,0001,044
Pre-tax net operating income$3,234,0002,215
Securities gains (losses)$-1,0009,769
Applicable income taxes$1,028,0002,263
Income before extraordinary items$2,205,0002,339
Extraordinary gains, net$032
Net income$2,205,0002,338
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,867,000487
Cash dividends$450,0003,752
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$2,205,6802,260
1997-12-31 (YTD Data)Rank
Total interest income$23,694,0001,387
Total interest expense$12,320,0001,289
Net interest income$11,374,0001,510
Provision for loan and lease losses$498,0001,789
Total noninterest income$2,338,0001,555
Gross Fiduciary activities income$01,450
Service charges on deposit accounts$1,234,0001,017
Trading account gains and fees$1,000233
Additional Noninterest Income$1,103,0001,646
Total noninterest expense$6,889,0001,880
Salaries and employee benefits$2,500,0002,646
Premises and equipment expense$822,0002,358
Additional noninterest expense$3,567,0001,233
Pre-tax net operating income$6,325,0001,237
Securities gains (losses)$220,000665
Applicable income taxes$2,238,0001,204
Income before extraordinary items$4,307,0001,268
Extraordinary gains, net$044
Net income$4,307,0001,269
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$361,0001,726
Cash dividends$3,900,000769
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$4,161,8001,269
1996-12-31 (YTD Data)Rank
Total interest income$21,100,0001,593
Total interest expense$10,932,0001,475
Net interest income$10,168,0001,742
Provision for loan and lease losses$613,0001,476
Total noninterest income$2,068,0001,791
Gross Fiduciary activities income$01,526
Service charges on deposit accounts$1,241,0001,058
Trading account gains and fees$0262
Additional Noninterest Income$827,0002,062
Total noninterest expense$7,097,0001,978
Salaries and employee benefits$2,259,0002,960
Premises and equipment expense$849,0002,323
Additional noninterest expense$3,989,0001,356
Pre-tax net operating income$4,526,0001,600
Securities gains (losses)$409,000470
Applicable income taxes$1,281,0001,882
Income before extraordinary items$3,654,0001,354
Extraordinary gains, net$053
Net income$3,654,0001,355
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$470,0001,496
Cash dividends$3,367,000874
Sale, conversion, retirement of capital stock, net$0953
Net operating income$3,351,3401,435
1995-12-31 (YTD Data)Rank
Total interest income$21,184,0001,597
Total interest expense$10,508,0001,534
Net interest income$10,676,0001,671
Provision for loan and lease losses$-278,00011,850
Total noninterest income$1,962,0001,857
Gross Fiduciary activities income$01,590
Service charges on deposit accounts$1,236,0001,073
Trading account gains and fees$1,000505
Additional Noninterest Income$725,0002,245
Total noninterest expense$6,989,0001,972
Salaries and employee benefits$2,417,0002,762
Premises and equipment expense$875,0002,292
Additional noninterest expense$3,697,0001,421
Pre-tax net operating income$5,927,0001,287
Securities gains (losses)$-219,00011,693
Applicable income taxes$1,981,0001,283
Income before extraordinary items$3,727,0001,390
Extraordinary gains, net$065
Net income$3,727,0001,388
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$9,0007,576
Cash dividends$6,700,000510
Sale, conversion, retirement of capital stock, net$0809
Net operating income$3,869,3501,332
1994-12-31 (YTD Data)Rank
Total interest income$18,221,0001,692
Total interest expense$7,734,0001,632
Net interest income$10,487,0001,723
Provision for loan and lease losses$413,0001,784
Total noninterest income$1,961,0001,857
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$1,091,0001,221
Trading account gains and fees$2,000434
Additional Noninterest Income$868,0002,026
Total noninterest expense$6,719,0002,114
Salaries and employee benefits$2,490,0002,679
Premises and equipment expense$933,0002,163
Additional noninterest expense$3,296,0001,671
Pre-tax net operating income$5,316,0001,384
Securities gains (losses)$-67,00011,264
Applicable income taxes$1,818,0001,304
Income before extraordinary items$3,431,0001,446
Extraordinary gains, net$0249
Net income$3,431,0001,445
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$70,0004,425
Cash dividends$1,500,0001,399
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$3,474,5501,438
1993-12-31 (YTD Data)Rank
Total interest income$18,151,0001,723
Total interest expense$8,057,0001,637
Net interest income$10,094,0001,782
Provision for loan and lease losses$132,0004,966
Total noninterest income$1,761,0002,152
Gross Fiduciary activities income$01,630
Service charges on deposit accounts$1,082,0001,247
Trading account gains and fees$0532
Additional Noninterest Income$679,0002,652
Total noninterest expense$6,847,0002,136
Salaries and employee benefits$2,419,0002,739
Premises and equipment expense$826,0002,478
Additional noninterest expense$3,602,0001,648
Pre-tax net operating income$4,876,0001,437
Securities gains (losses)$6,0005,977
Applicable income taxes$1,672,0001,422
Income before extraordinary items$3,210,0001,587
Extraordinary gains, net$03,149
Net income$3,210,0001,634
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$64,0005,529
Cash dividends$2,175,000948
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$3,206,0401,497
1992-12-31 (YTD Data)Rank
Total interest income$18,676,0001,899
Total interest expense$9,790,0001,747
Net interest income$8,886,0002,058
Provision for loan and lease losses$795,0002,158
Total noninterest income$1,780,0002,103
Gross Fiduciary activities income$01,658
Service charges on deposit accounts$995,0001,341
Trading account gains and fees$1,000486
Additional Noninterest Income$784,0002,332
Total noninterest expense$6,633,0002,223
Salaries and employee benefits$2,260,0002,871
Premises and equipment expense$829,0002,494
Additional noninterest expense$3,544,0001,735
Pre-tax net operating income$3,238,0001,919
Securities gains (losses)$279,0001,608
Applicable income taxes$1,146,0001,840
Income before extraordinary items$2,371,0001,921
Extraordinary gains, net$-310,00013,785
Net income$2,061,0002,251
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$521,0002,401
Cash dividends$1,837,000924
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$2,184,0701,925

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.