Home > Norwest Bank Cloquet > Assets and Liabilities
Norwest Bank Cloquet, Assets and Liabilities
| 1997-12-31 | Rank | |
| # of Employees: | 36 | 4,776 |
| Assets and Liabilities | ||
| Total Assets: | $64,971,000 | 6,028 |
| Cash and due from depository institutions | $3,576,000 | 4,776 |
| Interest-bearing balances | $0 | 6,604 |
| Securities | $12,497,000 | 6,660 |
| Federal funds sold & reverse repurchase agreements | $8,885,000 | 1,551 |
| Net loans & leases | $34,295,000 | 6,382 |
| Loan loss allowance | $1,043,000 | 3,243 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $492,000 | 7,965 |
| Other real estate owned | $129,000 | 4,776 |
| Goodwill and other intangibles | $4,309,000 | 613 |
| All other assets | $788,000 | 6,948 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $64,971,000 | 6,028 |
| Total liabilities | $52,342,000 | 6,446 |
| Total deposits | $51,980,000 | 6,255 |
| Interest-bearing deposits | $43,364,000 | 6,338 |
| Deposits held in domestic offices | $51,980,000 | 6,249 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,723 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $0 | 5,103 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $362,000 | 7,113 |
| Total equity capital | $12,629,000 | 3,504 |
| Total bank equity capital | $12,629,000 | 3,504 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $370,000 | 5,780 |
| Surplus | $11,930,000 | 1,330 |
| Undivided profits | $329,000 | 9,751 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $908,000 | 2,656 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $249,000 | 7,496 |
| Earning assets | $55,677,000 | 6,281 |
| Long-term assets (5+ years) | $6,454,000 | 5,394 |
| Average Assets, year-to-date | $66,339,800 | 5,761 |
| Average Assets, quarterly | $66,046,500 | 5,895 |
| Volatile liabilities | $1,217,000 | 9,982 |
| Insider loans | $30,000 | 9,317 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $1,445,000 | 8,130 |
| Tier 1 (core) risk-based capital | $8,236,000 | 4,949 |
| Tier 2 risk-based capital | $390,970 | 6,097 |
| Total risk weighted assets | $30,625,270 | 6,920 |
| Total unused commitments | $1,445,000 | 8,144 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 36 | 5,025 |
| Assets and Liabilities | ||
| Total Assets: | $64,600,000 | 6,224 |
| Cash and due from depository institutions | $3,532,000 | 5,025 |
| Interest-bearing balances | $0 | 6,640 |
| Securities | $12,476,000 | 7,131 |
| Federal funds sold & reverse repurchase agreements | $7,410,000 | 1,761 |
| Net loans & leases | $39,883,000 | 5,881 |
| Loan loss allowance | $547,000 | 5,557 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $500,000 | 8,102 |
| Other real estate owned | $0 | 5,025 |
| Goodwill and other intangibles | $0 | 3,437 |
| All other assets | $799,000 | 7,139 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $64,600,000 | 6,224 |
| Total liabilities | $57,088,000 | 6,276 |
| Total deposits | $56,757,000 | 6,082 |
| Interest-bearing deposits | $47,452,000 | 6,180 |
| Deposits held in domestic offices | $56,757,000 | 6,073 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,907 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $0 | 5,299 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $331,000 | 7,528 |
| Total equity capital | $7,512,000 | 5,512 |
| Total bank equity capital | $7,512,000 | 5,512 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $370,000 | 6,130 |
| Surplus | $1,630,000 | 6,167 |
| Undivided profits | $5,512,000 | 4,130 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $114,000 | 7,869 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $346,000 | 6,306 |
| Earning assets | $59,769,000 | 6,165 |
| Long-term assets (5+ years) | $2,347,000 | 7,526 |
| Average Assets, year-to-date | $63,297,000 | 6,125 |
| Average Assets, quarterly | $65,055,500 | 6,131 |
| Volatile liabilities | $1,503,000 | 9,983 |
| Insider loans | $1,034,000 | 3,568 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $1,177,000 | 8,558 |
| Tier 1 (core) risk-based capital | $7,462,000 | 5,438 |
| Tier 2 risk-based capital | $420,850 | 5,929 |
| Total risk weighted assets | $33,541,550 | 6,688 |
| Total unused commitments | $1,177,000 | 8,572 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 35 | 5,283 |
| Assets and Liabilities | ||
| Total Assets: | $62,386,000 | 6,456 |
| Cash and due from depository institutions | $3,390,000 | 5,283 |
| Interest-bearing balances | $0 | 6,853 |
| Securities | $14,160,000 | 6,939 |
| Federal funds sold & reverse repurchase agreements | $2,125,000 | 5,358 |
| Net loans & leases | $41,312,000 | 5,705 |
| Loan loss allowance | $572,000 | 5,490 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $574,000 | 7,900 |
| Other real estate owned | $21,000 | 5,283 |
| Goodwill and other intangibles | $0 | 3,181 |
| All other assets | $804,000 | 7,288 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $62,386,000 | 6,456 |
| Total liabilities | $55,489,000 | 6,493 |
| Total deposits | $55,158,000 | 6,307 |
| Interest-bearing deposits | $46,692,000 | 6,377 |
| Deposits held in domestic offices | $55,158,000 | 6,301 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,736 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $0 | 5,136 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $331,000 | 7,907 |
| Total equity capital | $6,897,000 | 5,935 |
| Total bank equity capital | $6,897,000 | 5,935 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $370,000 | 6,469 |
| Surplus | $1,630,000 | 6,244 |
| Undivided profits | $4,897,000 | 4,592 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $109,000 | 8,095 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $366,000 | 6,216 |
| Earning assets | $57,597,000 | 6,424 |
| Long-term assets (5+ years) | $3,820,000 | 6,482 |
| Average Assets, year-to-date | $61,297,400 | 6,321 |
| Average Assets, quarterly | $62,453,000 | 6,389 |
| Volatile liabilities | $2,530,000 | 9,033 |
| Insider loans | $1,135,000 | 3,409 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $1,834,000 | 7,639 |
| Tier 1 (core) risk-based capital | $6,835,000 | 5,836 |
| Tier 2 risk-based capital | $423,890 | 5,953 |
| Total risk weighted assets | $33,763,190 | 6,699 |
| Total unused commitments | $1,834,000 | 7,653 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 34 | 5,617 |
| Assets and Liabilities | ||
| Total Assets: | $59,256,000 | 6,708 |
| Cash and due from depository institutions | $3,418,000 | 5,617 |
| Interest-bearing balances | $0 | 7,034 |
| Securities | $14,742,000 | 7,185 |
| Federal funds sold & reverse repurchase agreements | $485,000 | 6,879 |
| Net loans & leases | $39,046,000 | 5,886 |
| Loan loss allowance | $645,000 | 5,125 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $681,000 | 7,486 |
| Other real estate owned | $58,000 | 5,617 |
| Goodwill and other intangibles | $59,000 | 2,486 |
| All other assets | $767,000 | 7,872 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $59,256,000 | 6,708 |
| Total liabilities | $52,367,000 | 6,828 |
| Total deposits | $52,128,000 | 6,595 |
| Interest-bearing deposits | $43,874,000 | 6,670 |
| Deposits held in domestic offices | $52,128,000 | 6,589 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,788 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $0 | 5,375 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $239,000 | 8,275 |
| Total equity capital | $6,889,000 | 5,610 |
| Total bank equity capital | $6,889,000 | 5,610 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $370,000 | 6,841 |
| Surplus | $1,630,000 | 6,283 |
| Undivided profits | $4,889,000 | 4,274 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $214,000 | 6,580 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $11,000 | 1,494 |
| Income earned, not collected on loans | $271,000 | 7,069 |
| Earning assets | $54,273,000 | 6,702 |
| Long-term assets (5+ years) | $2,538,000 | 7,775 |
| Average Assets, year-to-date | $60,733,800 | 6,471 |
| Average Assets, quarterly | $60,295,500 | 6,589 |
| Volatile liabilities | $1,966,000 | 9,723 |
| Insider loans | $912,000 | 3,960 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $1,724,000 | 7,871 |
| Tier 1 (core) risk-based capital | $6,830,000 | 5,742 |
| Tier 2 risk-based capital | $398,180 | 6,252 |
| Total risk weighted assets | $31,607,180 | 7,001 |
| Total unused commitments | $1,724,000 | 7,881 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 36 | 5,574 |
| Assets and Liabilities | ||
| Total Assets: | $61,735,000 | 6,687 |
| Cash and due from depository institutions | $3,491,000 | 5,574 |
| Interest-bearing balances | $0 | 7,655 |
| Securities | $15,641,000 | 7,199 |
| Federal funds sold & reverse repurchase agreements | $3,600,000 | 3,784 |
| Net loans & leases | $37,516,000 | 5,999 |
| Loan loss allowance | $658,000 | 5,224 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $811,000 | 6,956 |
| Other real estate owned | $0 | 5,574 |
| Goodwill and other intangibles | $138,000 | 2,038 |
| All other assets | $538,000 | 9,023 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $61,735,000 | 6,687 |
| Total liabilities | $54,923,000 | 6,791 |
| Total deposits | $54,656,000 | 6,611 |
| Interest-bearing deposits | $46,011,000 | 6,722 |
| Deposits held in domestic offices | $54,656,000 | 6,604 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,027 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $267,000 | 8,057 |
| Total equity capital | $6,812,000 | 5,733 |
| Total bank equity capital | $6,812,000 | 5,733 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $370,000 | 7,182 |
| Surplus | $1,630,000 | 6,300 |
| Undivided profits | $4,812,000 | 4,468 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $56,000 | 10,246 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $34,000 | 12,749 |
| Earning assets | $56,757,000 | 6,681 |
| Long-term assets (5+ years) | $4,016,000 | 7,050 |
| Average Assets, year-to-date | $59,848,000 | 6,698 |
| Average Assets, quarterly | $61,230,500 | 6,671 |
| Volatile liabilities | $913,000 | 11,536 |
| Insider loans | $709,000 | 4,691 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $1,425,000 | 8,406 |
| Tier 1 (core) risk-based capital | $6,674,000 | 5,762 |
| Tier 2 risk-based capital | $398,220 | 6,303 |
| Total risk weighted assets | $31,597,620 | 7,014 |
| Total unused commitments | $1,425,000 | 8,431 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 36 | 5,656 |
| Assets and Liabilities | ||
| Total Assets: | $58,619,000 | 7,050 |
| Cash and due from depository institutions | $2,988,000 | 5,656 |
| Interest-bearing balances | $0 | 8,059 |
| Securities | $14,554,000 | 7,497 |
| Federal funds sold & reverse repurchase agreements | $2,074,000 | 6,364 |
| Net loans & leases | $37,788,000 | 6,005 |
| Loan loss allowance | $566,000 | 5,892 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $566,000 | 8,447 |
| Other real estate owned | $0 | 5,656 |
| Goodwill and other intangibles | $210,000 | 1,824 |
| All other assets | $439,000 | 10,282 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $58,619,000 | 7,050 |
| Total liabilities | $52,181,000 | 7,172 |
| Total deposits | $51,850,000 | 7,032 |
| Interest-bearing deposits | $43,074,000 | 7,247 |
| Deposits held in domestic offices | $51,850,000 | 7,025 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,085 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $331,000 | 7,735 |
| Total equity capital | $6,438,000 | 5,781 |
| Total bank equity capital | $6,438,000 | 5,781 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $370,000 | 7,560 |
| Surplus | $1,630,000 | 6,233 |
| Undivided profits | $4,438,000 | 4,599 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $88,000 | 10,373 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $53,000 | 12,913 |
| Earning assets | $54,416,000 | 6,968 |
| Long-term assets (5+ years) | $4,564,000 | 6,780 |
| Average Assets, year-to-date | $57,234,800 | 7,018 |
| Average Assets, quarterly | $59,039,000 | 6,959 |
| Volatile liabilities | $947,000 | 11,885 |
| Insider loans | $856,000 | 996 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $1,703,000 | 7,759 |
| Tier 1 (core) risk-based capital | $6,228,000 | 5,879 |
| Tier 2 risk-based capital | $390,110 | 6,365 |
| Total risk weighted assets | $31,033,010 | 7,149 |
| Total unused commitments | $1,703,000 | 7,795 |
| Derivatives | $0 | 651 |