Home > Norway Savings Bank > Income and Expense

Norway Savings Bank, Income and Expense

2023-12-31 (YTD Data)Rank
Total interest income$76,614,000657
Total interest expense$18,996,000807
Net interest income$57,618,000596
Provision for loan and lease losses$1,723,000602
Total noninterest income$9,086,000786
Gross Fiduciary activities income$2,771,000347
Service charges on deposit accounts$1,002,000986
Trading account gains and feesNANA
Additional Noninterest Income$5,313,000851
Total noninterest expense$51,400,000555
Salaries and employee benefits$28,792,000547
Premises and equipment expense$5,968,000475
Additional noninterest expense$5,313,000851
Pre-tax net operating income$13,581,000927
Securities gains (losses)$4,126,00024
Applicable income taxes$3,619,000666
Income before extraordinary items$14,088,000776
Extraordinary gains, net$054
Net income$14,088,000787
Minority interest net income$088
Net income of bank and minority interests.$14,088,000779
Net charge-offs$-127,0004,384
Cash dividends$03,459
Sale, conversion, retirement of capital stock, net$0540
Net operating income$10,787,200969
2023-09-30 (YTD Data)Rank
Total interest income$56,166,000661
Total interest expense$12,814,000819
Net interest income$43,352,000600
Provision for loan and lease losses$814,000752
Total noninterest income$6,750,000803
Gross Fiduciary activities income$2,031,000351
Service charges on deposit accounts$746,000995
Trading account gains and feesNANA
Additional Noninterest Income$3,973,000865
Total noninterest expense$37,992,000561
Salaries and employee benefits$21,489,000549
Premises and equipment expense$4,422,000482
Additional noninterest expense$3,973,000865
Pre-tax net operating income$11,296,000880
Securities gains (losses)$244,00097
Applicable income taxes$2,556,000716
Income before extraordinary items$8,984,000904
Extraordinary gains, net$052
Net income$8,984,000910
Minority interest net income$081
Net income of bank and minority interests.$8,984,000904
Net charge-offs$-125,0004,403
Cash dividends$03,078
Sale, conversion, retirement of capital stock, net$0507
Net operating income$8,791,240932
2023-06-30 (YTD Data)Rank
Total interest income$36,511,000651
Total interest expense$7,494,000833
Net interest income$29,017,000602
Provision for loan and lease losses$3,0002,874
Total noninterest income$4,313,000808
Gross Fiduciary activities income$1,310,000350
Service charges on deposit accounts$478,0001,014
Trading account gains and feesNANA
Additional Noninterest Income$2,525,000831
Total noninterest expense$24,781,000560
Salaries and employee benefits$14,281,000542
Premises and equipment expense$2,968,000467
Additional noninterest expense$2,525,000830
Pre-tax net operating income$8,546,000798
Securities gains (losses)$2,263,00029
Applicable income taxes$2,352,000583
Income before extraordinary items$8,457,000693
Extraordinary gains, net$051
Net income$8,457,000705
Minority interest net income$081
Net income of bank and minority interests.$8,457,000693
Net charge-offs$-88,0004,434
Cash dividends$02,952
Sale, conversion, retirement of capital stock, net$0486
Net operating income$6,669,230846
2023-03-31 (YTD Data)Rank
Total interest income$17,786,000662
Total interest expense$3,019,000887
Net interest income$14,767,000606
Provision for loan and lease losses$75,0001,413
Total noninterest income$2,111,000800
Gross Fiduciary activities income$635,000368
Service charges on deposit accounts$231,0001,044
Trading account gains and feesNANA
Additional Noninterest Income$1,245,000833
Total noninterest expense$12,333,000570
Salaries and employee benefits$7,210,000550
Premises and equipment expense$1,587,000457
Additional noninterest expense$1,245,000833
Pre-tax net operating income$4,470,000800
Securities gains (losses)$1,789,00024
Applicable income taxes$1,343,000546
Income before extraordinary items$4,916,000626
Extraordinary gains, net$04
Net income$4,916,000625
Minority interest net income$048
Net income of bank and minority interests.$4,916,000625
Net charge-offs$-7,0003,948
Cash dividends$02,337
Sale, conversion, retirement of capital stock, net$0430
Net operating income$3,502,690836
2022-12-31 (YTD Data)Rank
Total interest income$63,314,000611
Total interest expense$3,423,0001,065
Net interest income$59,891,000579
Provision for loan and lease losses$-200,0004,435
Total noninterest income$9,918,000761
Gross Fiduciary activities income$2,427,000380
Service charges on deposit accounts$1,038,000985
Trading account gains and feesNANA
Additional Noninterest Income$6,453,000750
Total noninterest expense$48,832,000559
Salaries and employee benefits$28,890,000532
Premises and equipment expense$5,869,000472
Additional noninterest expense$6,453,000750
Pre-tax net operating income$21,177,000724
Securities gains (losses)$-9,724,0004,668
Applicable income taxes$2,174,0001,011
Income before extraordinary items$9,279,0001,161
Extraordinary gains, net$05
Net income$9,279,0001,160
Minority interest net income$063
Net income of bank and minority interests.$9,279,0001,161
Net charge-offs$533,000575
Cash dividends$03,475
Sale, conversion, retirement of capital stock, net$0568
Net operating income$17,155,440725
2022-09-30 (YTD Data)Rank
Total interest income$45,683,000603
Total interest expense$1,723,0001,161
Net interest income$43,960,000571
Provision for loan and lease losses$-200,0004,504
Total noninterest income$7,540,000772
Gross Fiduciary activities income$1,841,000379
Service charges on deposit accounts$880,000910
Trading account gains and feesNANA
Additional Noninterest Income$4,819,000774
Total noninterest expense$36,100,000559
Salaries and employee benefits$21,208,000536
Premises and equipment expense$4,361,000477
Additional noninterest expense$4,819,000774
Pre-tax net operating income$15,600,000727
Securities gains (losses)$-15,830,0004,725
Applicable income taxes$32,0003,297
Income before extraordinary items$-262,0004,630
Extraordinary gains, net$04
Net income$-262,0004,629
Minority interest net income$057
Net income of bank and minority interests.$-262,0004,629
Net charge-offs$36,0001,353
Cash dividends$03,099
Sale, conversion, retirement of capital stock, net$0519
Net operating income$15,568,000640
2022-06-30 (YTD Data)Rank
Total interest income$29,324,000595
Total interest expense$932,0001,209
Net interest income$28,392,000567
Provision for loan and lease losses$150,0001,272
Total noninterest income$5,001,000759
Gross Fiduciary activities income$1,246,000339
Service charges on deposit accounts$582,000910
Trading account gains and feesNANA
Additional Noninterest Income$3,173,000789
Total noninterest expense$23,381,000566
Salaries and employee benefits$13,697,000550
Premises and equipment expense$2,923,000471
Additional noninterest expense$6,761,000597
Pre-tax net operating income$9,862,000713
Securities gains (losses)$-11,174,0004,746
Applicable income taxes$-209,0004,703
Income before extraordinary items$-1,103,0004,712
Extraordinary gains, net$04
Net income$-1,103,0004,712
Minority interest net income$060
Net income of bank and minority interests.$-1,103,0004,712
Net charge-offs$24,0001,258
Cash dividends$02,961
Sale, conversion, retirement of capital stock, net$0494
Net operating income$8,283,160707
2022-03-31 (YTD Data)Rank
Total interest income$14,392,000586
Total interest expense$440,0001,230
Net interest income$13,952,000565
Provision for loan and lease losses$75,0001,098
Total noninterest income$2,484,000772
Gross Fiduciary activities income$632,000336
Service charges on deposit accounts$284,000918
Trading account gains and feesNANA
Additional Noninterest Income$1,568,000808
Total noninterest expense$11,408,000580
Salaries and employee benefits$6,693,000570
Premises and equipment expense$1,507,000467
Additional noninterest expense$3,208,000618
Pre-tax net operating income$4,953,000694
Securities gains (losses)$-142,0004,568
Applicable income taxes$1,047,000632
Income before extraordinary items$3,764,000729
Extraordinary gains, net$04
Net income$3,764,000729
Minority interest net income$050
Net income of bank and minority interests.$3,764,000729
Net charge-offs$2,0001,559
Cash dividends$02,284
Sale, conversion, retirement of capital stock, net$0453
Net operating income$3,876,180721
2021-12-31 (YTD Data)Rank
Total interest income$56,567,000604
Total interest expense$1,889,0001,384
Net interest income$54,678,000574
Provision for loan and lease losses$-700,0004,479
Total noninterest income$8,843,000906
Gross Fiduciary activities income$2,355,000343
Service charges on deposit accounts$1,066,000933
Trading account gains and feesNANA
Additional Noninterest Income$5,422,0001,012
Total noninterest expense$46,203,000574
Salaries and employee benefits$28,121,000520
Premises and equipment expense$5,571,000489
Additional noninterest expense$12,511,000642
Pre-tax net operating income$18,018,000804
Securities gains (losses)$14,003,00043
Applicable income taxes$6,656,000522
Income before extraordinary items$25,365,000536
Extraordinary gains, net$010
Net income$25,365,000536
Minority interest net income$074
Net income of bank and minority interests.$25,365,000537
Net charge-offs$-70,0004,242
Cash dividends$03,608
Sale, conversion, retirement of capital stock, net$0582
Net operating income$14,302,630842
2021-09-30 (YTD Data)Rank
Total interest income$42,368,000619
Total interest expense$1,439,0001,444
Net interest income$40,929,000589
Provision for loan and lease losses$-400,0004,520
Total noninterest income$6,555,000948
Gross Fiduciary activities income$1,726,000347
Service charges on deposit accounts$783,000938
Trading account gains and feesNANA
Additional Noninterest Income$4,046,0001,045
Total noninterest expense$33,546,000591
Salaries and employee benefits$20,166,000546
Premises and equipment expense$4,146,000494
Additional noninterest expense$9,234,000639
Pre-tax net operating income$14,338,000805
Securities gains (losses)$7,321,00056
Applicable income taxes$4,692,000559
Income before extraordinary items$16,967,000606
Extraordinary gains, net$08
Net income$16,967,000606
Minority interest net income$069
Net income of bank and minority interests.$16,967,000606
Net charge-offs$-43,0004,158
Cash dividends$03,251
Sale, conversion, retirement of capital stock, net$0543
Net operating income$11,183,410842
2021-06-30 (YTD Data)Rank
Total interest income$28,276,000616
Total interest expense$983,0001,477
Net interest income$27,293,000581
Provision for loan and lease losses$-300,0004,568
Total noninterest income$4,186,000970
Gross Fiduciary activities income$1,117,000348
Service charges on deposit accounts$506,000928
Trading account gains and feesNANA
Additional Noninterest Income$2,563,0001,093
Total noninterest expense$22,007,000596
Salaries and employee benefits$13,116,000564
Premises and equipment expense$2,786,000495
Additional noninterest expense$6,105,000632
Pre-tax net operating income$9,772,000779
Securities gains (losses)$9,067,00043
Applicable income taxes$4,033,000464
Income before extraordinary items$14,806,000493
Extraordinary gains, net$06
Net income$14,806,000490
Minority interest net income$067
Net income of bank and minority interests.$14,806,000493
Net charge-offs$53,0001,135
Cash dividends$03,104
Sale, conversion, retirement of capital stock, net$0517
Net operating income$7,643,070810
2021-03-31 (YTD Data)Rank
Total interest income$14,118,000609
Total interest expense$526,0001,464
Net interest income$13,592,000577
Provision for loan and lease losses$02,741
Total noninterest income$2,213,000933
Gross Fiduciary activities income$541,000350
Service charges on deposit accounts$248,000928
Trading account gains and feesNANA
Additional Noninterest Income$1,424,0001,011
Total noninterest expense$11,111,000586
Salaries and employee benefits$6,477,000573
Premises and equipment expense$1,456,000479
Additional noninterest expense$3,178,000602
Pre-tax net operating income$4,694,000810
Securities gains (losses)$4,630,00044
Applicable income taxes$1,997,000467
Income before extraordinary items$7,327,000499
Extraordinary gains, net$03
Net income$7,327,000499
Minority interest net income$055
Net income of bank and minority interests.$7,327,000499
Net charge-offs$4,0001,577
Cash dividends$02,452
Sale, conversion, retirement of capital stock, net$0482
Net operating income$3,669,300847
2020-12-31 (YTD Data)Rank
Total interest income$54,192,000628
Total interest expense$3,481,0001,311
Net interest income$50,711,000577
Provision for loan and lease losses$1,900,0001,080
Total noninterest income$8,742,000874
Gross Fiduciary activities income$1,842,000367
Service charges on deposit accounts$1,074,000890
Trading account gains and feesNANA
Additional Noninterest Income$5,826,000920
Total noninterest expense$43,910,000575
Salaries and employee benefits$26,743,000533
Premises and equipment expense$5,603,000472
Additional noninterest expense$11,564,000656
Pre-tax net operating income$13,643,000813
Securities gains (losses)$7,872,00087
Applicable income taxes$5,238,000475
Income before extraordinary items$16,277,000620
Extraordinary gains, net$04
Net income$16,277,000619
Minority interest net income$072
Net income of bank and minority interests.$16,277,000620
Net charge-offs$152,0001,716
Cash dividends$03,782
Sale, conversion, retirement of capital stock, net$0566
Net operating income$10,058,120917
2020-09-30 (YTD Data)Rank
Total interest income$39,916,000641
Total interest expense$2,817,0001,307
Net interest income$37,099,000576
Provision for loan and lease losses$1,675,000987
Total noninterest income$6,672,000840
Gross Fiduciary activities income$1,352,000366
Service charges on deposit accounts$796,000897
Trading account gains and feesNANA
Additional Noninterest Income$4,524,000872
Total noninterest expense$32,617,000571
Salaries and employee benefits$19,515,000530
Premises and equipment expense$4,246,000464
Additional noninterest expense$8,856,000618
Pre-tax net operating income$9,479,000838
Securities gains (losses)$-712,0005,000
Applicable income taxes$1,935,000750
Income before extraordinary items$6,832,000991
Extraordinary gains, net$04
Net income$6,832,000991
Minority interest net income$065
Net income of bank and minority interests.$6,832,000991
Net charge-offs$203,0001,256
Cash dividends$03,384
Sale, conversion, retirement of capital stock, net$0532
Net operating income$7,394,480902
2020-06-30 (YTD Data)Rank
Total interest income$26,556,000644
Total interest expense$2,090,0001,273
Net interest income$24,466,000581
Provision for loan and lease losses$1,350,000907
Total noninterest income$4,436,000802
Gross Fiduciary activities income$878,000371
Service charges on deposit accounts$526,000909
Trading account gains and feesNANA
Additional Noninterest Income$3,032,000809
Total noninterest expense$21,443,000575
Salaries and employee benefits$12,600,000542
Premises and equipment expense$2,871,000464
Additional noninterest expense$5,972,000604
Pre-tax net operating income$6,109,000792
Securities gains (losses)$-4,003,0005,050
Applicable income taxes$506,0001,341
Income before extraordinary items$1,600,0002,149
Extraordinary gains, net$04
Net income$1,600,0002,149
Minority interest net income$065
Net income of bank and minority interests.$1,600,0002,149
Net charge-offs$203,0001,002
Cash dividends$03,237
Sale, conversion, retirement of capital stock, net$0504
Net operating income$4,762,370863
2020-03-31 (YTD Data)Rank
Total interest income$13,275,000645
Total interest expense$1,243,0001,195
Net interest income$12,032,000579
Provision for loan and lease losses$450,000941
Total noninterest income$2,170,000770
Gross Fiduciary activities income$450,000368
Service charges on deposit accounts$317,000896
Trading account gains and feesNANA
Additional Noninterest Income$1,403,000770
Total noninterest expense$10,661,000575
Salaries and employee benefits$6,245,000549
Premises and equipment expense$1,500,000452
Additional noninterest expense$2,916,000628
Pre-tax net operating income$3,091,000714
Securities gains (losses)$-11,518,0005,099
Applicable income taxes$-1,739,0005,063
Income before extraordinary items$-6,688,0005,071
Extraordinary gains, net$04
Net income$-6,688,0005,071
Minority interest net income$056
Net income of bank and minority interests.$-6,688,0005,071
Net charge-offs$13,0001,768
Cash dividends$02,639
Sale, conversion, retirement of capital stock, net$0482
Net operating income$2,411,220780
2019-12-31 (YTD Data)Rank
Total interest income$53,847,000635
Total interest expense$5,569,0001,135
Net interest income$48,278,000584
Provision for loan and lease losses$03,973
Total noninterest income$8,017,000815
Gross Fiduciary activities income$1,678,000377
Service charges on deposit accounts$1,325,000897
Trading account gains and fees$0135
Additional Noninterest Income$5,014,000833
Total noninterest expense$41,286,000572
Salaries and employee benefits$24,158,000548
Premises and equipment expense$5,460,000486
Additional noninterest expense$11,668,000610
Pre-tax net operating income$15,009,000746
Securities gains (losses)$10,727,00043
Applicable income taxes$5,177,000501
Income before extraordinary items$20,559,000531
Extraordinary gains, net$011
Net income$20,559,000531
Minority interest net income$076
Net income of bank and minority interests.$20,559,000532
Net charge-offs$294,0001,372
Cash dividends$03,944
Sale, conversion, retirement of capital stock, net$0626
Net operating income$11,977,400780
2019-09-30 (YTD Data)Rank
Total interest income$40,260,000645
Total interest expense$4,225,0001,124
Net interest income$36,035,000589
Provision for loan and lease losses$03,836
Total noninterest income$6,118,000796
Gross Fiduciary activities income$1,244,000380
Service charges on deposit accounts$1,000,000890
Trading account gains and fees$0129
Additional Noninterest Income$3,874,000806
Total noninterest expense$30,170,000582
Salaries and employee benefits$17,444,000567
Premises and equipment expense$4,082,000486
Additional noninterest expense$8,644,000615
Pre-tax net operating income$11,983,000725
Securities gains (losses)$7,234,00048
Applicable income taxes$4,219,000478
Income before extraordinary items$14,998,000549
Extraordinary gains, net$011
Net income$14,998,000547
Minority interest net income$072
Net income of bank and minority interests.$14,998,000549
Net charge-offs$129,0001,600
Cash dividends$03,588
Sale, conversion, retirement of capital stock, net$0590
Net operating income$9,283,140769
2019-06-30 (YTD Data)Rank
Total interest income$26,642,000652
Total interest expense$2,883,0001,081
Net interest income$23,759,000596
Provision for loan and lease losses$150,0001,792
Total noninterest income$3,952,000804
Gross Fiduciary activities income$813,000382
Service charges on deposit accounts$662,000885
Trading account gains and fees$0131
Additional Noninterest Income$2,477,000810
Total noninterest expense$20,071,000580
Salaries and employee benefits$11,384,000577
Premises and equipment expense$2,818,000477
Additional noninterest expense$5,869,000605
Pre-tax net operating income$7,490,000740
Securities gains (losses)$6,106,00041
Applicable income taxes$2,959,000451
Income before extraordinary items$10,637,000515
Extraordinary gains, net$011
Net income$10,637,000514
Minority interest net income$069
Net income of bank and minority interests.$10,637,000514
Net charge-offs$86,0001,494
Cash dividends$03,456
Sale, conversion, retirement of capital stock, net$0573
Net operating income$5,813,260789
2019-03-31 (YTD Data)Rank
Total interest income$13,197,000654
Total interest expense$1,454,0001,049
Net interest income$11,743,000600
Provision for loan and lease losses$150,0001,133
Total noninterest income$1,903,000799
Gross Fiduciary activities income$398,000386
Service charges on deposit accounts$327,000888
Trading account gains and fees$0126
Additional Noninterest Income$1,178,000806
Total noninterest expense$9,897,000586
Salaries and employee benefits$5,616,000582
Premises and equipment expense$1,455,000467
Additional noninterest expense$2,826,000619
Pre-tax net operating income$3,599,000752
Securities gains (losses)$4,607,00029
Applicable income taxes$1,777,000390
Income before extraordinary items$6,429,000430
Extraordinary gains, net$05
Net income$6,429,000429
Minority interest net income$052
Net income of bank and minority interests.$6,429,000429
Net charge-offs$23,0001,634
Cash dividends$02,803
Sale, conversion, retirement of capital stock, net$0529
Net operating income$2,789,470808
2018-12-31 (YTD Data)Rank
Total interest income$49,747,000648
Total interest expense$3,461,0001,277
Net interest income$46,286,000593
Provision for loan and lease losses$550,0001,375
Total noninterest income$8,350,000783
Gross Fiduciary activities income$1,567,000390
Service charges on deposit accounts$1,387,000881
Trading account gains and fees$0126
Additional Noninterest Income$5,396,000769
Total noninterest expense$40,477,000554
Salaries and employee benefits$23,724,000524
Premises and equipment expense$5,564,000480
Additional noninterest expense$11,189,000627
Pre-tax net operating income$13,609,000811
Securities gains (losses)$3,591,00039
Applicable income taxes$3,266,000630
Income before extraordinary items$13,934,000687
Extraordinary gains, net$06
Net income$13,934,000685
Minority interest net income$072
Net income of bank and minority interests.$13,934,000686
Net charge-offs$261,0001,432
Cash dividends$04,033
Sale, conversion, retirement of capital stock, net$0671
Net operating income$11,025,290844
2018-09-30 (YTD Data)Rank
Total interest income$36,698,000650
Total interest expense$2,375,0001,296
Net interest income$34,323,000590
Provision for loan and lease losses$375,0001,376
Total noninterest income$6,285,000791
Gross Fiduciary activities income$1,167,000389
Service charges on deposit accounts$1,037,000880
Trading account gains and fees$0138
Additional Noninterest Income$4,081,000770
Total noninterest expense$29,511,000560
Salaries and employee benefits$17,308,000542
Premises and equipment expense$4,130,000484
Additional noninterest expense$8,073,000637
Pre-tax net operating income$10,722,000768
Securities gains (losses)$3,599,00040
Applicable income taxes$3,103,000548
Income before extraordinary items$11,218,000640
Extraordinary gains, net$05
Net income$11,218,000639
Minority interest net income$066
Net income of bank and minority interests.$11,218,000639
Net charge-offs$187,0001,297
Cash dividends$03,618
Sale, conversion, retirement of capital stock, net$0633
Net operating income$8,374,790834
2018-06-30 (YTD Data)Rank
Total interest income$23,920,000655
Total interest expense$1,505,0001,279
Net interest income$22,415,000598
Provision for loan and lease losses$150,0001,766
Total noninterest income$4,151,000790
Gross Fiduciary activities income$775,000392
Service charges on deposit accounts$700,000862
Trading account gains and fees$0130
Additional Noninterest Income$2,676,000777
Total noninterest expense$19,164,000583
Salaries and employee benefits$11,003,000568
Premises and equipment expense$2,765,000484
Additional noninterest expense$5,396,000638
Pre-tax net operating income$7,252,000748
Securities gains (losses)$1,837,00047
Applicable income taxes$1,944,000565
Income before extraordinary items$7,145,000669
Extraordinary gains, net$06
Net income$7,145,000666
Minority interest net income$065
Net income of bank and minority interests.$7,145,000668
Net charge-offs$-36,0004,930
Cash dividends$03,485
Sale, conversion, retirement of capital stock, net$0620
Net operating income$5,693,770801
2018-03-31 (YTD Data)Rank
Total interest income$11,711,000655
Total interest expense$709,0001,293
Net interest income$11,002,000605
Provision for loan and lease losses$75,0001,680
Total noninterest income$1,939,000806
Gross Fiduciary activities income$388,000395
Service charges on deposit accounts$356,000849
Trading account gains and fees$0123
Additional Noninterest Income$1,195,000810
Total noninterest expense$9,504,000588
Salaries and employee benefits$5,457,000586
Premises and equipment expense$1,429,000472
Additional noninterest expense$2,618,000646
Pre-tax net operating income$3,362,000773
Securities gains (losses)$491,00075
Applicable income taxes$834,000602
Income before extraordinary items$3,019,000750
Extraordinary gains, net$07
Net income$3,019,000750
Minority interest net income$052
Net income of bank and minority interests.$3,019,000750
Net charge-offs$87,000920
Cash dividends$02,774
Sale, conversion, retirement of capital stock, net$0580
Net operating income$2,631,110830
2017-12-31 (YTD Data)Rank
Total interest income$44,751,000646
Total interest expense$2,560,0001,258
Net interest income$42,191,000600
Provision for loan and lease losses$225,0002,262
Total noninterest income$8,033,000811
Gross Fiduciary activities income$1,678,000370
Service charges on deposit accounts$1,472,000830
Trading account gains and fees$0151
Additional Noninterest Income$4,883,000833
Total noninterest expense$41,988,000519
Salaries and employee benefits$24,918,000478
Premises and equipment expense$5,425,000472
Additional noninterest expense$11,645,000578
Pre-tax net operating income$8,011,0001,181
Securities gains (losses)$3,575,00063
Applicable income taxes$2,897,000982
Income before extraordinary items$8,689,000839
Extraordinary gains, net$09
Net income$8,689,000840
Minority interest net income$076
Net income of bank and minority interests.$8,689,000839
Net charge-offs$507,0001,082
Cash dividends$04,147
Sale, conversion, retirement of capital stock, net$0711
Net operating income$6,007,7501,151
2017-09-30 (YTD Data)Rank
Total interest income$33,226,000649
Total interest expense$1,916,0001,240
Net interest income$31,310,000603
Provision for loan and lease losses$50,0003,230
Total noninterest income$6,151,000804
Gross Fiduciary activities income$1,279,000368
Service charges on deposit accounts$1,115,000828
Trading account gains and fees$0145
Additional Noninterest Income$3,757,000832
Total noninterest expense$27,732,000589
Salaries and employee benefits$15,136,000597
Premises and equipment expense$3,971,000487
Additional noninterest expense$8,625,000586
Pre-tax net operating income$9,679,000803
Securities gains (losses)$2,966,00065
Applicable income taxes$4,410,000543
Income before extraordinary items$8,235,000744
Extraordinary gains, net$09
Net income$8,235,000744
Minority interest net income$071
Net income of bank and minority interests.$8,235,000744
Net charge-offs$309,0001,097
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$0677
Net operating income$6,307,100926
2017-06-30 (YTD Data)Rank
Total interest income$21,827,000648
Total interest expense$1,255,0001,218
Net interest income$20,572,000605
Provision for loan and lease losses$03,871
Total noninterest income$4,352,000772
Gross Fiduciary activities income$844,000370
Service charges on deposit accounts$736,000833
Trading account gains and fees$0139
Additional Noninterest Income$2,772,000775
Total noninterest expense$18,472,000588
Salaries and employee benefits$9,945,000608
Premises and equipment expense$2,666,000480
Additional noninterest expense$5,861,000578
Pre-tax net operating income$6,452,000779
Securities gains (losses)$2,654,00053
Applicable income taxes$3,170,000509
Income before extraordinary items$5,936,000682
Extraordinary gains, net$011
Net income$5,936,000682
Minority interest net income$071
Net income of bank and minority interests.$5,936,000682
Net charge-offs$19,0002,606
Cash dividends$03,544
Sale, conversion, retirement of capital stock, net$0659
Net operating income$4,210,900911
2017-03-31 (YTD Data)Rank
Total interest income$10,851,000646
Total interest expense$610,0001,214
Net interest income$10,241,000602
Provision for loan and lease losses$03,537
Total noninterest income$2,148,000759
Gross Fiduciary activities income$420,000373
Service charges on deposit accounts$359,000845
Trading account gains and fees$0142
Additional Noninterest Income$1,369,000765
Total noninterest expense$9,247,000599
Salaries and employee benefits$4,927,000624
Premises and equipment expense$1,401,000471
Additional noninterest expense$2,919,000588
Pre-tax net operating income$3,142,000771
Securities gains (losses)$2,564,00033
Applicable income taxes$1,975,000424
Income before extraordinary items$3,731,000555
Extraordinary gains, net$08
Net income$3,731,000554
Minority interest net income$055
Net income of bank and minority interests.$3,731,000555
Net charge-offs$1,0002,795
Cash dividends$02,846
Sale, conversion, retirement of capital stock, net$0632
Net operating income$2,064,400901
2016-12-31 (YTD Data)Rank
Total interest income$41,929,000646
Total interest expense$2,538,0001,136
Net interest income$39,391,000610
Provision for loan and lease losses$50,0003,627
Total noninterest income$8,087,000809
Gross Fiduciary activities income$1,560,000381
Service charges on deposit accounts$1,435,000876
Trading account gains and fees$0170
Additional Noninterest Income$5,092,000833
Total noninterest expense$36,219,000601
Salaries and employee benefits$20,042,000584
Premises and equipment expense$4,526,000556
Additional noninterest expense$11,651,000594
Pre-tax net operating income$11,209,000838
Securities gains (losses)$2,984,00093
Applicable income taxes$3,917,000649
Income before extraordinary items$10,276,000753
Extraordinary gains, net$05
Net income$10,276,000752
Minority interest net income$082
Net income of bank and minority interests.$10,276,000752
Net charge-offs$233,0001,779
Cash dividends$04,239
Sale, conversion, retirement of capital stock, net$0759
Net operating income$8,127,520892
2016-09-30 (YTD Data)Rank
Total interest income$31,121,000647
Total interest expense$1,914,0001,125
Net interest income$29,207,000616
Provision for loan and lease losses$50,0003,314
Total noninterest income$6,079,000815
Gross Fiduciary activities income$1,155,000381
Service charges on deposit accounts$1,067,000882
Trading account gains and fees$0169
Additional Noninterest Income$3,857,000821
Total noninterest expense$26,914,000604
Salaries and employee benefits$14,529,000605
Premises and equipment expense$3,470,000546
Additional noninterest expense$8,915,000580
Pre-tax net operating income$8,322,000854
Securities gains (losses)$2,132,00097
Applicable income taxes$3,430,000597
Income before extraordinary items$7,024,000803
Extraordinary gains, net$05
Net income$7,024,000803
Minority interest net income$071
Net income of bank and minority interests.$7,024,000803
Net charge-offs$248,0001,301
Cash dividends$03,792
Sale, conversion, retirement of capital stock, net$0719
Net operating income$5,595,560979
2016-06-30 (YTD Data)Rank
Total interest income$20,507,000657
Total interest expense$1,284,0001,115
Net interest income$19,223,000625
Provision for loan and lease losses$50,0002,917
Total noninterest income$3,942,000822
Gross Fiduciary activities income$755,000386
Service charges on deposit accounts$705,000881
Trading account gains and fees$0157
Additional Noninterest Income$2,482,000828
Total noninterest expense$18,007,000602
Salaries and employee benefits$9,672,000610
Premises and equipment expense$2,296,000553
Additional noninterest expense$6,039,000576
Pre-tax net operating income$5,108,000916
Securities gains (losses)$583,000250
Applicable income taxes$1,860,000681
Income before extraordinary items$3,831,000954
Extraordinary gains, net$016
Net income$3,831,000953
Minority interest net income$071
Net income of bank and minority interests.$3,831,000953
Net charge-offs$277,000910
Cash dividends$03,654
Sale, conversion, retirement of capital stock, net$0705
Net operating income$3,440,3901,046
2016-03-31 (YTD Data)Rank
Total interest income$10,171,000656
Total interest expense$639,0001,123
Net interest income$9,532,000626
Provision for loan and lease losses$50,0002,135
Total noninterest income$1,869,000832
Gross Fiduciary activities income$371,000387
Service charges on deposit accounts$344,000893
Trading account gains and fees$0142
Additional Noninterest Income$1,154,000846
Total noninterest expense$8,746,000613
Salaries and employee benefits$4,824,000613
Premises and equipment expense$1,153,000550
Additional noninterest expense$2,769,000611
Pre-tax net operating income$2,605,000871
Securities gains (losses)$160,000356
Applicable income taxes$907,000680
Income before extraordinary items$1,858,000965
Extraordinary gains, net$012
Net income$1,858,000966
Minority interest net income$062
Net income of bank and minority interests.$1,858,000966
Net charge-offs$105,000986
Cash dividends$02,895
Sale, conversion, retirement of capital stock, net$0659
Net operating income$1,750,8001,000
2015-12-31 (YTD Data)Rank
Total interest income$40,368,000636
Total interest expense$2,703,0001,044
Net interest income$37,665,000607
Provision for loan and lease losses$375,0001,656
Total noninterest income$8,377,000771
Gross Fiduciary activities income$1,544,000380
Service charges on deposit accounts$1,389,000923
Trading account gains and fees$0159
Additional Noninterest Income$5,444,000771
Total noninterest expense$35,269,000604
Salaries and employee benefits$19,161,000585
Premises and equipment expense$4,923,000506
Additional noninterest expense$11,185,000599
Pre-tax net operating income$10,398,000866
Securities gains (losses)$2,337,00091
Applicable income taxes$3,518,000682
Income before extraordinary items$9,217,000786
Extraordinary gains, net$023
Net income$9,217,000786
Minority interest net income$081
Net income of bank and minority interests.$9,217,000786
Net charge-offs$569,0001,058
Cash dividends$04,291
Sale, conversion, retirement of capital stock, net$0804
Net operating income$7,534,360928
2015-09-30 (YTD Data)Rank
Total interest income$30,031,000646
Total interest expense$2,069,0001,034
Net interest income$27,962,000617
Provision for loan and lease losses$375,0001,308
Total noninterest income$6,286,000784
Gross Fiduciary activities income$1,162,000384
Service charges on deposit accounts$1,040,000925
Trading account gains and fees$0153
Additional Noninterest Income$4,084,000776
Total noninterest expense$26,391,000610
Salaries and employee benefits$14,303,000594
Premises and equipment expense$3,686,000519
Additional noninterest expense$8,402,000600
Pre-tax net operating income$7,482,000905
Securities gains (losses)$2,338,00074
Applicable income taxes$3,327,000597
Income before extraordinary items$6,493,000834
Extraordinary gains, net$021
Net income$6,493,000835
Minority interest net income$078
Net income of bank and minority interests.$6,493,000834
Net charge-offs$488,000873
Cash dividends$03,825
Sale, conversion, retirement of capital stock, net$0773
Net operating income$4,949,9201,051
2015-06-30 (YTD Data)Rank
Total interest income$19,886,000650
Total interest expense$1,410,0001,017
Net interest income$18,476,000622
Provision for loan and lease losses$375,000947
Total noninterest income$3,929,000828
Gross Fiduciary activities income$777,000388
Service charges on deposit accounts$680,000927
Trading account gains and fees$0157
Additional Noninterest Income$2,472,000829
Total noninterest expense$17,697,000605
Salaries and employee benefits$9,476,000594
Premises and equipment expense$2,513,000518
Additional noninterest expense$5,708,000593
Pre-tax net operating income$4,333,0001,021
Securities gains (losses)$1,590,00089
Applicable income taxes$2,029,000628
Income before extraordinary items$3,894,000918
Extraordinary gains, net$022
Net income$3,894,000918
Minority interest net income$075
Net income of bank and minority interests.$3,894,000918
Net charge-offs$376,000793
Cash dividends$03,664
Sale, conversion, retirement of capital stock, net$0751
Net operating income$2,844,6001,197
2015-03-31 (YTD Data)Rank
Total interest income$9,913,000643
Total interest expense$725,000998
Net interest income$9,188,000616
Provision for loan and lease losses$188,000938
Total noninterest income$1,765,000866
Gross Fiduciary activities income$386,000390
Service charges on deposit accounts$334,000926
Trading account gains and fees$0152
Additional Noninterest Income$1,045,000896
Total noninterest expense$8,657,000614
Salaries and employee benefits$4,711,000607
Premises and equipment expense$1,308,000504
Additional noninterest expense$2,638,000633
Pre-tax net operating income$2,108,0001,017
Securities gains (losses)$1,242,00073
Applicable income taxes$1,150,000567
Income before extraordinary items$2,200,000795
Extraordinary gains, net$013
Net income$2,200,000793
Minority interest net income$064
Net income of bank and minority interests.$2,200,000795
Net charge-offs$32,0001,842
Cash dividends$02,892
Sale, conversion, retirement of capital stock, net$0697
Net operating income$1,380,2801,179
2014-12-31 (YTD Data)Rank
Total interest income$39,665,000627
Total interest expense$3,205,000938
Net interest income$36,460,000606
Provision for loan and lease losses$1,450,000638
Total noninterest income$7,911,000783
Gross Fiduciary activities income$1,385,000407
Service charges on deposit accounts$1,429,000926
Trading account gains and fees$0180
Additional Noninterest Income$5,097,000739
Total noninterest expense$33,728,000612
Salaries and employee benefits$18,381,000589
Premises and equipment expense$4,434,000559
Additional noninterest expense$10,913,000612
Pre-tax net operating income$9,193,000905
Securities gains (losses)$2,650,00088
Applicable income taxes$3,204,000686
Income before extraordinary items$8,639,000781
Extraordinary gains, net$017
Net income$8,639,000780
Minority interest net income$084
Net income of bank and minority interests.$8,639,000780
Net charge-offs$1,066,000842
Cash dividends$04,358
Sale, conversion, retirement of capital stock, net$0862
Net operating income$6,704,500967
2014-09-30 (YTD Data)Rank
Total interest income$29,718,000627
Total interest expense$2,438,000932
Net interest income$27,280,000604
Provision for loan and lease losses$1,000,000664
Total noninterest income$5,876,000787
Gross Fiduciary activities income$1,015,000414
Service charges on deposit accounts$1,077,000925
Trading account gains and fees$0174
Additional Noninterest Income$3,784,000747
Total noninterest expense$25,032,000614
Salaries and employee benefits$13,600,000598
Premises and equipment expense$3,324,000563
Additional noninterest expense$8,108,000613
Pre-tax net operating income$7,124,000885
Securities gains (losses)$2,508,00071
Applicable income taxes$3,161,000571
Income before extraordinary items$6,471,000775
Extraordinary gains, net$015
Net income$6,471,000774
Minority interest net income$081
Net income of bank and minority interests.$6,471,000774
Net charge-offs$1,024,000663
Cash dividends$03,845
Sale, conversion, retirement of capital stock, net$0819
Net operating income$4,790,6401,024
2014-06-30 (YTD Data)Rank
Total interest income$19,822,000622
Total interest expense$1,638,000928
Net interest income$18,184,000603
Provision for loan and lease losses$750,000594
Total noninterest income$3,654,000815
Gross Fiduciary activities income$659,000418
Service charges on deposit accounts$706,000925
Trading account gains and fees$0172
Additional Noninterest Income$2,289,000793
Total noninterest expense$16,433,000621
Salaries and employee benefits$8,720,000620
Premises and equipment expense$2,269,000553
Additional noninterest expense$5,444,000597
Pre-tax net operating income$4,655,000879
Securities gains (losses)$2,204,00063
Applicable income taxes$2,235,000534
Income before extraordinary items$4,624,000710
Extraordinary gains, net$020
Net income$4,624,000709
Minority interest net income$080
Net income of bank and minority interests.$4,624,000710
Net charge-offs$944,000526
Cash dividends$03,668
Sale, conversion, retirement of capital stock, net$0794
Net operating income$3,147,3201,003
2014-03-31 (YTD Data)Rank
Total interest income$9,882,000630
Total interest expense$816,000936
Net interest income$9,066,000608
Provision for loan and lease losses$450,000484
Total noninterest income$1,738,000815
Gross Fiduciary activities income$318,000425
Service charges on deposit accounts$344,000941
Trading account gains and fees$0147
Additional Noninterest Income$1,076,000791
Total noninterest expense$8,283,000622
Salaries and employee benefits$4,582,000599
Premises and equipment expense$1,166,000546
Additional noninterest expense$2,535,000650
Pre-tax net operating income$2,071,000946
Securities gains (losses)$1,785,00058
Applicable income taxes$1,234,000478
Income before extraordinary items$2,622,000606
Extraordinary gains, net$016
Net income$2,622,000607
Minority interest net income$066
Net income of bank and minority interests.$2,622,000607
Net charge-offs$532,000480
Cash dividends$02,887
Sale, conversion, retirement of capital stock, net$0747
Net operating income$1,408,2001,088
2013-12-31 (YTD Data)Rank
Total interest income$40,067,000617
Total interest expense$4,929,000685
Net interest income$35,138,000606
Provision for loan and lease losses$700,0001,469
Total noninterest income$7,983,000803
Gross Fiduciary activities income$1,130,000434
Service charges on deposit accounts$1,478,000936
Trading account gains and fees$0184
Additional Noninterest Income$5,375,000760
Total noninterest expense$34,117,000614
Salaries and employee benefits$18,816,000570
Premises and equipment expense$4,057,000598
Additional noninterest expense$11,244,000618
Pre-tax net operating income$8,304,000926
Securities gains (losses)$3,726,00074
Applicable income taxes$3,543,000593
Income before extraordinary items$8,487,000753
Extraordinary gains, net$029
Net income$8,487,000753
Minority interest net income$090
Net income of bank and minority interests.$8,487,000754
Net charge-offs$847,0001,426
Cash dividends$04,350
Sale, conversion, retirement of capital stock, net$0924
Net operating income$5,841,5401,032
2013-09-30 (YTD Data)Rank
Total interest income$30,140,000612
Total interest expense$3,937,000638
Net interest income$26,203,000608
Provision for loan and lease losses$550,0001,414
Total noninterest income$5,838,000827
Gross Fiduciary activities income$825,000437
Service charges on deposit accounts$1,115,000928
Trading account gains and fees$0180
Additional Noninterest Income$3,898,000799
Total noninterest expense$24,600,000634
Salaries and employee benefits$13,936,000580
Premises and equipment expense$3,063,000599
Additional noninterest expense$7,601,000683
Pre-tax net operating income$6,891,000851
Securities gains (losses)$2,485,00093
Applicable income taxes$2,996,000549
Income before extraordinary items$6,380,000756
Extraordinary gains, net$025
Net income$6,380,000756
Minority interest net income$084
Net income of bank and minority interests.$6,380,000758
Net charge-offs$696,0001,296
Cash dividends$03,782
Sale, conversion, retirement of capital stock, net$0868
Net operating income$4,690,200970
2013-06-30 (YTD Data)Rank
Total interest income$20,158,000605
Total interest expense$2,653,000654
Net interest income$17,505,000599
Provision for loan and lease losses$400,0001,362
Total noninterest income$3,941,000821
Gross Fiduciary activities income$540,000442
Service charges on deposit accounts$723,000936
Trading account gains and fees$0157
Additional Noninterest Income$2,678,000801
Total noninterest expense$15,857,000658
Salaries and employee benefits$8,768,000623
Premises and equipment expense$2,015,000612
Additional noninterest expense$5,074,000680
Pre-tax net operating income$5,189,000746
Securities gains (losses)$1,332,000149
Applicable income taxes$2,093,000522
Income before extraordinary items$4,428,000727
Extraordinary gains, net$022
Net income$4,428,000728
Minority interest net income$082
Net income of bank and minority interests.$4,428,000729
Net charge-offs$398,0001,447
Cash dividends$03,564
Sale, conversion, retirement of capital stock, net$0838
Net operating income$3,522,240850
2013-03-31 (YTD Data)Rank
Total interest income$10,004,000618
Total interest expense$1,344,000674
Net interest income$8,660,000613
Provision for loan and lease losses$250,0001,141
Total noninterest income$2,138,000782
Gross Fiduciary activities income$262,000454
Service charges on deposit accounts$359,000921
Trading account gains and fees$0148
Additional Noninterest Income$1,517,000741
Total noninterest expense$8,027,000661
Salaries and employee benefits$4,583,000600
Premises and equipment expense$1,043,000603
Additional noninterest expense$2,401,000718
Pre-tax net operating income$2,521,000757
Securities gains (losses)$1,032,000106
Applicable income taxes$1,149,000496
Income before extraordinary items$2,404,000667
Extraordinary gains, net$010
Net income$2,404,000665
Minority interest net income$076
Net income of bank and minority interests.$2,404,000668
Net charge-offs$170,0001,491
Cash dividends$02,726
Sale, conversion, retirement of capital stock, net$0789
Net operating income$1,702,240851
2012-12-31 (YTD Data)Rank
Total interest income$41,694,000621
Total interest expense$7,843,000541
Net interest income$33,851,000637
Provision for loan and lease losses$1,075,0001,697
Total noninterest income$7,997,000797
Gross Fiduciary activities income$852,000486
Service charges on deposit accounts$1,480,000974
Trading account gains and fees$0166
Additional Noninterest Income$5,665,000754
Total noninterest expense$32,078,000648
Salaries and employee benefits$17,249,000610
Premises and equipment expense$3,840,000633
Additional noninterest expense$10,989,000649
Pre-tax net operating income$8,695,000828
Securities gains (losses)$3,030,000169
Applicable income taxes$3,227,000573
Income before extraordinary items$8,498,000704
Extraordinary gains, net$029
Net income$8,498,000702
Minority interest net income$093
Net income of bank and minority interests.$8,498,000704
Net charge-offs$1,245,0001,590
Cash dividends$04,373
Sale, conversion, retirement of capital stock, net$01,002
Net operating income$6,316,400897
2012-09-30 (YTD Data)Rank
Total interest income$31,105,000635
Total interest expense$6,279,000524
Net interest income$24,826,000653
Provision for loan and lease losses$575,0002,101
Total noninterest income$5,599,000838
Gross Fiduciary activities income$611,000495
Service charges on deposit accounts$1,096,000986
Trading account gains and fees$0157
Additional Noninterest Income$3,892,000771
Total noninterest expense$22,599,000677
Salaries and employee benefits$12,796,000609
Premises and equipment expense$2,912,000622
Additional noninterest expense$6,891,000754
Pre-tax net operating income$7,251,000770
Securities gains (losses)$1,686,000243
Applicable income taxes$2,857,000530
Income before extraordinary items$6,080,000760
Extraordinary gains, net$020
Net income$6,080,000758
Minority interest net income$086
Net income of bank and minority interests.$6,080,000760
Net charge-offs$984,0001,485
Cash dividends$03,773
Sale, conversion, retirement of capital stock, net$0952
Net operating income$4,933,520873
2012-06-30 (YTD Data)Rank
Total interest income$20,688,000642
Total interest expense$4,357,000517
Net interest income$16,331,000662
Provision for loan and lease losses$375,0002,150
Total noninterest income$3,686,000838
Gross Fiduciary activities income$392,000504
Service charges on deposit accounts$738,000966
Trading account gains and fees$0153
Additional Noninterest Income$2,556,000780
Total noninterest expense$14,945,000678
Salaries and employee benefits$8,283,000626
Premises and equipment expense$1,994,000601
Additional noninterest expense$4,668,000747
Pre-tax net operating income$4,697,000789
Securities gains (losses)$1,374,000197
Applicable income taxes$1,950,000519
Income before extraordinary items$4,121,000739
Extraordinary gains, net$019
Net income$4,121,000738
Minority interest net income$084
Net income of bank and minority interests.$4,121,000739
Net charge-offs$745,0001,382
Cash dividends$03,576
Sale, conversion, retirement of capital stock, net$0928
Net operating income$3,186,680904
2012-03-31 (YTD Data)Rank
Total interest income$10,353,000647
Total interest expense$2,281,000511
Net interest income$8,072,000668
Provision for loan and lease losses$225,0001,839
Total noninterest income$1,914,000810
Gross Fiduciary activities income$189,000519
Service charges on deposit accounts$367,000958
Trading account gains and fees$0148
Additional Noninterest Income$1,358,000724
Total noninterest expense$7,517,000676
Salaries and employee benefits$4,069,000640
Premises and equipment expense$979,000609
Additional noninterest expense$2,469,000702
Pre-tax net operating income$2,244,000813
Securities gains (losses)$1,080,000129
Applicable income taxes$1,072,000487
Income before extraordinary items$2,252,000679
Extraordinary gains, net$019
Net income$2,252,000680
Minority interest net income$078
Net income of bank and minority interests.$2,252,000680
Net charge-offs$416,0001,220
Cash dividends$02,768
Sale, conversion, retirement of capital stock, net$0861
Net operating income$1,517,600920
2011-12-31 (YTD Data)Rank
Total interest income$43,417,000630
Total interest expense$10,302,000552
Net interest income$33,115,000648
Provision for loan and lease losses$900,0002,561
Total noninterest income$6,297,000869
Gross Fiduciary activities income$682,000499
Service charges on deposit accounts$1,536,000958
Trading account gains and fees$0146
Additional Noninterest Income$4,079,000830
Total noninterest expense$29,813,000664
Salaries and employee benefits$16,178,000599
Premises and equipment expense$4,608,000542
Additional noninterest expense$9,027,000793
Pre-tax net operating income$8,699,000710
Securities gains (losses)$1,231,000352
Applicable income taxes$2,766,000615
Income before extraordinary items$7,164,000713
Extraordinary gains, net$029
Net income$7,164,000713
Minority interest net income$096
Net income of bank and minority interests.$7,164,000713
Net charge-offs$1,564,0001,818
Cash dividends$04,207
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$6,277,680760
2011-09-30 (YTD Data)Rank
Total interest income$32,690,000642
Total interest expense$7,876,000562
Net interest income$24,814,000655
Provision for loan and lease losses$225,0003,970
Total noninterest income$4,577,000899
Gross Fiduciary activities income$509,000494
Service charges on deposit accounts$1,142,000969
Trading account gains and fees$0145
Additional Noninterest Income$2,926,000849
Total noninterest expense$22,522,000660
Salaries and employee benefits$12,469,000576
Premises and equipment expense$3,418,000557
Additional noninterest expense$6,635,000809
Pre-tax net operating income$6,644,000713
Securities gains (losses)$1,246,000276
Applicable income taxes$2,535,000526
Income before extraordinary items$5,355,000732
Extraordinary gains, net$021
Net income$5,355,000731
Minority interest net income$087
Net income of bank and minority interests.$5,355,000732
Net charge-offs$1,148,0001,764
Cash dividends$03,617
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$4,507,720811
2011-06-30 (YTD Data)Rank
Total interest income$21,791,000650
Total interest expense$5,289,000588
Net interest income$16,502,000662
Provision for loan and lease losses$150,0003,873
Total noninterest income$2,950,000936
Gross Fiduciary activities income$337,000496
Service charges on deposit accounts$746,000972
Trading account gains and fees$0153
Additional Noninterest Income$1,867,000880
Total noninterest expense$15,084,000668
Salaries and employee benefits$8,232,000587
Premises and equipment expense$2,220,000585
Additional noninterest expense$4,632,000777
Pre-tax net operating income$4,218,000734
Securities gains (losses)$1,234,000166
Applicable income taxes$1,770,000502
Income before extraordinary items$3,682,000705
Extraordinary gains, net$015
Net income$3,682,000704
Minority interest net income$089
Net income of bank and minority interests.$3,682,000705
Net charge-offs$1,233,0001,292
Cash dividends$03,374
Sale, conversion, retirement of capital stock, net$0986
Net operating income$2,842,880849
2011-03-31 (YTD Data)Rank
Total interest income$10,833,000662
Total interest expense$2,658,000605
Net interest income$8,175,000673
Provision for loan and lease losses$75,0003,668
Total noninterest income$1,413,000953
Gross Fiduciary activities income$160,000512
Service charges on deposit accounts$363,000988
Trading account gains and fees$0158
Additional Noninterest Income$890,000894
Total noninterest expense$7,820,000654
Salaries and employee benefits$4,201,000577
Premises and equipment expense$1,148,000575
Additional noninterest expense$2,471,000728
Pre-tax net operating income$1,693,000892
Securities gains (losses)$1,105,00092
Applicable income taxes$917,000488
Income before extraordinary items$1,881,000696
Extraordinary gains, net$09
Net income$1,881,000696
Minority interest net income$086
Net income of bank and minority interests.$1,881,000696
Net charge-offs$521,0001,307
Cash dividends$02,576
Sale, conversion, retirement of capital stock, net$0925
Net operating income$1,140,6501,039
2010-12-31 (YTD Data)Rank
Total interest income$45,789,000655
Total interest expense$11,983,000667
Net interest income$33,806,000636
Provision for loan and lease losses$800,0003,403
Total noninterest income$6,023,000928
Gross Fiduciary activities income$564,000528
Service charges on deposit accounts$1,528,000988
Trading account gains and fees$0175
Additional Noninterest Income$3,931,000884
Total noninterest expense$28,971,000694
Salaries and employee benefits$15,498,000618
Premises and equipment expense$4,202,000612
Additional noninterest expense$9,271,000803
Pre-tax net operating income$10,058,000552
Securities gains (losses)$1,417,000360
Applicable income taxes$3,607,000470
Income before extraordinary items$7,868,000574
Extraordinary gains, net$029
Net income$7,868,000573
Minority interest net income$0111
Net income of bank and minority interests.$7,868,000574
Net charge-offs$1,609,0002,100
Cash dividends$04,193
Sale, conversion, retirement of capital stock, net$01,226
Net operating income$6,890,270626
2010-09-30 (YTD Data)Rank
Total interest income$34,470,000654
Total interest expense$9,123,000677
Net interest income$25,347,000632
Provision for loan and lease losses$250,0004,581
Total noninterest income$4,217,000956
Gross Fiduciary activities income$418,000533
Service charges on deposit accounts$1,154,0001,015
Trading account gains and fees$0165
Additional Noninterest Income$2,645,000909
Total noninterest expense$21,702,000688
Salaries and employee benefits$11,780,000600
Premises and equipment expense$3,107,000613
Additional noninterest expense$6,815,000800
Pre-tax net operating income$7,612,000564
Securities gains (losses)$1,342,000324
Applicable income taxes$2,847,000440
Income before extraordinary items$6,107,000565
Extraordinary gains, net$023
Net income$6,107,000564
Minority interest net income$0110
Net income of bank and minority interests.$6,107,000565
Net charge-offs$1,467,0001,797
Cash dividends$03,702
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$5,194,440639
2010-06-30 (YTD Data)Rank
Total interest income$22,737,000670
Total interest expense$6,119,000702
Net interest income$16,618,000645
Provision for loan and lease losses$250,0003,882
Total noninterest income$2,640,000992
Gross Fiduciary activities income$278,000539
Service charges on deposit accounts$791,000996
Trading account gains and fees$0152
Additional Noninterest Income$1,571,000943
Total noninterest expense$14,403,000691
Salaries and employee benefits$7,831,000605
Premises and equipment expense$2,043,000634
Additional noninterest expense$4,529,000793
Pre-tax net operating income$4,605,000605
Securities gains (losses)$1,386,000187
Applicable income taxes$1,914,000411
Income before extraordinary items$4,077,000542
Extraordinary gains, net$019
Net income$4,077,000544
Minority interest net income$0105
Net income of bank and minority interests.$4,077,000544
Net charge-offs$1,027,0001,698
Cash dividends$03,476
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$3,134,520693
2010-03-31 (YTD Data)Rank
Total interest income$11,317,000688
Total interest expense$3,085,000731
Net interest income$8,232,000661
Provision for loan and lease losses$150,0003,336
Total noninterest income$1,206,0001,046
Gross Fiduciary activities income$136,000550
Service charges on deposit accounts$377,0001,046
Trading account gains and fees$0175
Additional Noninterest Income$693,0001,018
Total noninterest expense$7,304,000685
Salaries and employee benefits$3,906,000615
Premises and equipment expense$1,061,000631
Additional noninterest expense$2,337,000774
Pre-tax net operating income$1,984,000684
Securities gains (losses)$737,000167
Applicable income taxes$875,000421
Income before extraordinary items$1,846,000608
Extraordinary gains, net$016
Net income$1,846,000612
Minority interest net income$091
Net income of bank and minority interests.$1,846,000612
Net charge-offs$244,0002,244
Cash dividends$02,646
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$1,344,840785
2009-12-31 (YTD Data)Rank
Total interest income$45,608,000724
Total interest expense$13,868,000846
Net interest income$31,740,000670
Provision for loan and lease losses$2,955,0002,006
Total noninterest income$5,620,000992
Gross Fiduciary activities income$451,000570
Service charges on deposit accounts$1,577,0001,098
Trading account gains and fees$0211
Additional Noninterest Income$3,592,000918
Total noninterest expense$27,688,000760
Salaries and employee benefits$14,495,000659
Premises and equipment expense$4,554,000577
Additional noninterest expense$8,639,000910
Pre-tax net operating income$6,717,000639
Securities gains (losses)$1,057,000473
Applicable income taxes$2,206,000524
Income before extraordinary items$5,568,000604
Extraordinary gains, net$034
Net income$5,568,000604
Minority interest net income$0115
Net income of bank and minority interests.$5,568,000605
Net charge-offs$1,764,0002,191
Cash dividends$04,670
Sale, conversion, retirement of capital stock, net$01,342
Net operating income$4,806,960708
2009-09-30 (YTD Data)Rank
Total interest income$34,159,000747
Total interest expense$10,707,000863
Net interest income$23,452,000684
Provision for loan and lease losses$1,655,0002,111
Total noninterest income$4,120,0001,022
Gross Fiduciary activities income$322,000578
Service charges on deposit accounts$1,161,0001,111
Trading account gains and fees$0212
Additional Noninterest Income$2,637,000949
Total noninterest expense$20,761,000757
Salaries and employee benefits$11,055,000667
Premises and equipment expense$3,402,000591
Additional noninterest expense$6,304,000895
Pre-tax net operating income$5,156,000657
Securities gains (losses)$795,000469
Applicable income taxes$1,959,000479
Income before extraordinary items$3,992,000673
Extraordinary gains, net$027
Net income$3,992,000673
Minority interest net income$0118
Net income of bank and minority interests.$3,992,000675
Net charge-offs$852,0002,389
Cash dividends$04,191
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$3,459,350777
2009-06-30 (YTD Data)Rank
Total interest income$22,865,000759
Total interest expense$7,407,000873
Net interest income$15,458,000695
Provision for loan and lease losses$488,0003,007
Total noninterest income$2,475,0001,120
Gross Fiduciary activities income$207,000587
Service charges on deposit accounts$766,0001,108
Trading account gains and fees$0193
Additional Noninterest Income$1,502,0001,087
Total noninterest expense$14,067,000757
Salaries and employee benefits$7,487,000671
Premises and equipment expense$2,302,000600
Additional noninterest expense$4,278,000889
Pre-tax net operating income$3,378,000682
Securities gains (losses)$384,000626
Applicable income taxes$1,237,000507
Income before extraordinary items$2,525,000730
Extraordinary gains, net$021
Net income$2,525,000727
Minority interest net income$0112
Net income of bank and minority interests.$2,525,000731
Net charge-offs$703,0001,982
Cash dividends$03,983
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$2,267,720795
2009-03-31 (YTD Data)Rank
Total interest income$11,516,000759
Total interest expense$3,877,000868
Net interest income$7,639,000700
Provision for loan and lease losses$143,0003,399
Total noninterest income$1,160,0001,137
Gross Fiduciary activities income$100,000597
Service charges on deposit accounts$375,0001,115
Trading account gains and fees$0171
Additional Noninterest Income$685,0001,133
Total noninterest expense$6,829,000733
Salaries and employee benefits$3,771,000663
Premises and equipment expense$1,203,000586
Additional noninterest expense$1,855,000895
Pre-tax net operating income$1,827,000680
Securities gains (losses)$34,0001,476
Applicable income taxes$611,000538
Income before extraordinary items$1,250,000844
Extraordinary gains, net$015
Net income$1,250,000845
Minority interest net income$0102
Net income of bank and minority interests.$1,250,000846
Net charge-offs$116,0002,707
Cash dividends$03,051
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$1,227,220795
2008-12-31 (YTD Data)Rank
Total interest income$50,752,000731
Total interest expense$18,168,000878
Net interest income$32,584,000668
Provision for loan and lease losses$1,071,0002,600
Total noninterest income$4,801,0001,097
Gross Fiduciary activities income$435,000600
Service charges on deposit accounts$1,651,0001,080
Trading account gains and fees$0154
Additional Noninterest Income$2,715,0001,049
Total noninterest expense$26,747,000748
Salaries and employee benefits$13,594,000725
Premises and equipment expense$4,638,000596
Additional noninterest expense$8,515,000773
Pre-tax net operating income$9,567,000570
Securities gains (losses)$-13,641,0008,193
Applicable income taxes$-1,522,0007,847
Income before extraordinary items$-2,552,0007,518
Extraordinary gains, net$039
Net income$-2,552,0007,515
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$803,0002,192
Cash dividends$05,455
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$6,178,240704
2008-09-30 (YTD Data)Rank
Total interest income$38,323,000753
Total interest expense$13,903,000894
Net interest income$24,420,000691
Provision for loan and lease losses$428,0002,974
Total noninterest income$3,860,0001,077
Gross Fiduciary activities income$336,000596
Service charges on deposit accounts$1,213,0001,121
Trading account gains and fees$0148
Additional Noninterest Income$2,311,000992
Total noninterest expense$19,459,000755
Salaries and employee benefits$10,033,000762
Premises and equipment expense$3,491,000596
Additional noninterest expense$5,935,000781
Pre-tax net operating income$8,393,000596
Securities gains (losses)$-11,147,0008,290
Applicable income taxes$-1,068,0008,066
Income before extraordinary items$-1,686,0007,778
Extraordinary gains, net$031
Net income$-1,686,0007,777
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$193,0003,098
Cash dividends$04,937
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$5,448,080702
2008-06-30 (YTD Data)Rank
Total interest income$25,890,000745
Total interest expense$9,628,000889
Net interest income$16,262,000683
Provision for loan and lease losses$286,0002,625
Total noninterest income$2,378,0001,156
Gross Fiduciary activities income$222,000612
Service charges on deposit accounts$788,0001,129
Trading account gains and fees$0149
Additional Noninterest Income$1,368,0001,127
Total noninterest expense$13,224,000739
Salaries and employee benefits$7,084,000715
Premises and equipment expense$2,343,000595
Additional noninterest expense$3,797,000797
Pre-tax net operating income$5,130,000684
Securities gains (losses)$640,000259
Applicable income taxes$1,869,000544
Income before extraordinary items$3,901,000708
Extraordinary gains, net$021
Net income$3,901,000707
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$109,0002,922
Cash dividends$04,733
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$3,465,800779
2008-03-31 (YTD Data)Rank
Total interest income$13,307,000756
Total interest expense$5,079,000904
Net interest income$8,228,000670
Provision for loan and lease losses$143,0002,245
Total noninterest income$1,104,0001,232
Gross Fiduciary activities income$111,000626
Service charges on deposit accounts$381,0001,153
Trading account gains and fees$0158
Additional Noninterest Income$612,0001,220
Total noninterest expense$6,458,000742
Salaries and employee benefits$3,532,000720
Premises and equipment expense$1,213,000565
Additional noninterest expense$1,713,000839
Pre-tax net operating income$2,731,000703
Securities gains (losses)$468,000252
Applicable income taxes$1,043,000565
Income before extraordinary items$2,156,000715
Extraordinary gains, net$015
Net income$2,156,000716
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-2,0007,217
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$1,842,440782
2007-12-31 (YTD Data)Rank
Total interest income$53,393,000775
Total interest expense$21,651,000911
Net interest income$31,742,000701
Provision for loan and lease losses$921,0001,514
Total noninterest income$4,778,0001,136
Gross Fiduciary activities income$420,000632
Service charges on deposit accounts$1,486,0001,194
Trading account gains and fees$0178
Additional Noninterest Income$2,872,0001,047
Total noninterest expense$25,550,000729
Salaries and employee benefits$13,402,000724
Premises and equipment expense$4,466,000590
Additional noninterest expense$7,682,000751
Pre-tax net operating income$10,049,000845
Securities gains (losses)$1,647,000130
Applicable income taxes$3,524,000709
Income before extraordinary items$8,172,000799
Extraordinary gains, net$039
Net income$8,172,000797
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$142,0003,297
Cash dividends$05,817
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$7,019,100911
2007-09-30 (YTD Data)Rank
Total interest income$39,613,000792
Total interest expense$16,020,000920
Net interest income$23,593,000699
Provision for loan and lease losses$428,0001,772
Total noninterest income$3,572,0001,134
Gross Fiduciary activities income$307,000637
Service charges on deposit accounts$1,098,0001,201
Trading account gains and fees$0184
Additional Noninterest Income$2,167,0001,041
Total noninterest expense$19,112,000724
Salaries and employee benefits$10,111,000720
Premises and equipment expense$3,340,000589
Additional noninterest expense$5,661,000749
Pre-tax net operating income$7,625,000912
Securities gains (losses)$1,463,000122
Applicable income taxes$2,953,000700
Income before extraordinary items$6,135,000858
Extraordinary gains, net$033
Net income$6,135,000856
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$102,0002,803
Cash dividends$05,179
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$5,140,1601,009
2007-06-30 (YTD Data)Rank
Total interest income$26,073,000808
Total interest expense$10,423,000957
Net interest income$15,650,000723
Provision for loan and lease losses$286,0001,625
Total noninterest income$2,397,0001,159
Gross Fiduciary activities income$198,000648
Service charges on deposit accounts$730,0001,214
Trading account gains and fees$0168
Additional Noninterest Income$1,469,0001,062
Total noninterest expense$12,633,000747
Salaries and employee benefits$6,666,000751
Premises and equipment expense$2,250,000600
Additional noninterest expense$3,717,000771
Pre-tax net operating income$5,128,000937
Securities gains (losses)$990,000113
Applicable income taxes$1,973,000740
Income before extraordinary items$4,145,000883
Extraordinary gains, net$029
Net income$4,145,000882
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$47,0002,912
Cash dividends$04,977
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$3,471,8001,020
2007-03-31 (YTD Data)Rank
Total interest income$12,836,000808
Total interest expense$5,017,000981
Net interest income$7,819,000719
Provision for loan and lease losses$143,0001,556
Total noninterest income$1,045,0001,264
Gross Fiduciary activities income$95,000669
Service charges on deposit accounts$348,0001,241
Trading account gains and fees$0195
Additional Noninterest Income$602,0001,198
Total noninterest expense$6,318,000742
Salaries and employee benefits$3,297,000766
Premises and equipment expense$1,120,000601
Additional noninterest expense$1,901,000733
Pre-tax net operating income$2,403,000976
Securities gains (losses)$324,000156
Applicable income taxes$858,000810
Income before extraordinary items$1,869,000941
Extraordinary gains, net$022
Net income$1,869,000940
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$24,0002,389
Cash dividends$03,942
Sale, conversion, retirement of capital stock, net$0885
Net operating income$1,645,4401,057
2006-12-31 (YTD Data)Rank
Total interest income$47,952,000794
Total interest expense$16,476,0001,006
Net interest income$31,476,000699
Provision for loan and lease losses$760,0001,322
Total noninterest income$4,564,0001,184
Gross Fiduciary activities income$299,000720
Service charges on deposit accounts$1,410,0001,264
Trading account gains and fees$0130
Additional Noninterest Income$2,855,0001,036
Total noninterest expense$25,196,000707
Salaries and employee benefits$12,785,000731
Premises and equipment expense$4,058,000638
Additional noninterest expense$8,353,000653
Pre-tax net operating income$10,084,000969
Securities gains (losses)$438,000260
Applicable income taxes$2,999,000943
Income before extraordinary items$7,523,000995
Extraordinary gains, net$051
Net income$7,523,000995
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$114,0002,974
Cash dividends$05,941
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$7,212,0201,022
2006-09-30 (YTD Data)Rank
Total interest income$35,130,000820
Total interest expense$11,750,0001,030
Net interest income$23,380,000722
Provision for loan and lease losses$270,0002,327
Total noninterest income$3,309,0001,215
Gross Fiduciary activities income$214,000720
Service charges on deposit accounts$1,046,0001,279
Trading account gains and fees$0126
Additional Noninterest Income$2,049,0001,078
Total noninterest expense$18,721,000725
Salaries and employee benefits$9,601,000746
Premises and equipment expense$3,024,000655
Additional noninterest expense$6,096,000680
Pre-tax net operating income$7,698,000999
Securities gains (losses)$298,000276
Applicable income taxes$2,522,000901
Income before extraordinary items$5,474,0001,058
Extraordinary gains, net$045
Net income$5,474,0001,057
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$84,0002,554
Cash dividends$05,292
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$5,271,3601,085
2006-06-30 (YTD Data)Rank
Total interest income$22,812,000825
Total interest expense$7,494,0001,018
Net interest income$15,318,000735
Provision for loan and lease losses$180,0002,262
Total noninterest income$2,166,0001,236
Gross Fiduciary activities income$143,000734
Service charges on deposit accounts$686,0001,288
Trading account gains and fees$0126
Additional Noninterest Income$1,337,0001,099
Total noninterest expense$12,307,000730
Salaries and employee benefits$6,365,000754
Premises and equipment expense$2,022,000653
Additional noninterest expense$3,920,000709
Pre-tax net operating income$4,997,0001,022
Securities gains (losses)$277,000222
Applicable income taxes$1,668,000907
Income before extraordinary items$3,606,0001,065
Extraordinary gains, net$039
Net income$3,606,0001,066
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$39,0002,779
Cash dividends$05,069
Sale, conversion, retirement of capital stock, net$0887
Net operating income$3,417,6401,105
2006-03-31 (YTD Data)Rank
Total interest income$11,205,000816
Total interest expense$3,591,0001,010
Net interest income$7,614,000737
Provision for loan and lease losses$90,0002,132
Total noninterest income$1,041,0001,245
Gross Fiduciary activities income$72,000739
Service charges on deposit accounts$321,0001,343
Trading account gains and fees$0115
Additional Noninterest Income$648,0001,104
Total noninterest expense$6,243,000721
Salaries and employee benefits$3,161,000762
Premises and equipment expense$1,006,000652
Additional noninterest expense$2,076,000666
Pre-tax net operating income$2,322,0001,070
Securities gains (losses)$0955
Applicable income taxes$738,0001,003
Income before extraordinary items$1,584,0001,176
Extraordinary gains, net$021
Net income$1,584,0001,175
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$9,0003,017
Cash dividends$03,943
Sale, conversion, retirement of capital stock, net$0648
Net operating income$1,584,0001,157
2005-12-31 (YTD Data)Rank
Total interest income$39,900,000811
Total interest expense$11,850,000943
Net interest income$28,050,000749
Provision for loan and lease losses$640,0001,553
Total noninterest income$4,003,0001,277
Gross Fiduciary activities income$195,000809
Service charges on deposit accounts$1,295,0001,362
Trading account gains and fees$0138
Additional Noninterest Income$2,513,0001,155
Total noninterest expense$23,393,000734
Salaries and employee benefits$12,139,000737
Premises and equipment expense$3,912,000627
Additional noninterest expense$7,342,000722
Pre-tax net operating income$8,020,0001,194
Securities gains (losses)$1,121,000186
Applicable income taxes$2,638,0001,077
Income before extraordinary items$6,503,0001,119
Extraordinary gains, net$046
Net income$6,503,0001,119
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-23,0008,297
Cash dividends$06,054
Sale, conversion, retirement of capital stock, net$0934
Net operating income$5,707,0901,237
2005-09-30 (YTD Data)Rank
Total interest income$28,959,000818
Total interest expense$8,367,000943
Net interest income$20,592,000756
Provision for loan and lease losses$180,0003,127
Total noninterest income$2,985,0001,303
Gross Fiduciary activities income$137,000804
Service charges on deposit accounts$960,0001,360
Trading account gains and fees$0126
Additional Noninterest Income$1,888,0001,171
Total noninterest expense$17,207,000734
Salaries and employee benefits$8,989,000742
Premises and equipment expense$2,901,000627
Additional noninterest expense$5,317,000742
Pre-tax net operating income$6,190,0001,158
Securities gains (losses)$826,000195
Applicable income taxes$2,197,000987
Income before extraordinary items$4,819,0001,128
Extraordinary gains, net$035
Net income$4,819,0001,128
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-12,0007,983
Cash dividends$05,317
Sale, conversion, retirement of capital stock, net$0769
Net operating income$4,249,0601,252
2005-06-30 (YTD Data)Rank
Total interest income$18,694,000818
Total interest expense$5,256,000936
Net interest income$13,438,000770
Provision for loan and lease losses$120,0003,004
Total noninterest income$1,794,0001,387
Gross Fiduciary activities income$82,000841
Service charges on deposit accounts$632,0001,346
Trading account gains and fees$0116
Additional Noninterest Income$1,080,0001,271
Total noninterest expense$11,446,000733
Salaries and employee benefits$5,930,000747
Premises and equipment expense$1,944,000616
Additional noninterest expense$3,572,000727
Pre-tax net operating income$3,666,0001,270
Securities gains (losses)$361,000284
Applicable income taxes$1,240,0001,124
Income before extraordinary items$2,787,0001,272
Extraordinary gains, net$030
Net income$2,787,0001,274
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-20,0008,147
Cash dividends$05,072
Sale, conversion, retirement of capital stock, net$0643
Net operating income$2,537,9101,356
2005-03-31 (YTD Data)Rank
Total interest income$9,101,000830
Total interest expense$2,440,000961
Net interest income$6,661,000772
Provision for loan and lease losses$60,0002,830
Total noninterest income$884,0001,383
Gross Fiduciary activities income$39,000856
Service charges on deposit accounts$309,0001,329
Trading account gains and fees$0115
Additional Noninterest Income$536,0001,266
Total noninterest expense$5,712,000726
Salaries and employee benefits$2,933,000758
Premises and equipment expense$982,000607
Additional noninterest expense$1,797,000708
Pre-tax net operating income$1,773,0001,295
Securities gains (losses)$56,000516
Applicable income taxes$555,0001,227
Income before extraordinary items$1,274,0001,357
Extraordinary gains, net$024
Net income$1,274,0001,359
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-31,0008,492
Cash dividends$03,863
Sale, conversion, retirement of capital stock, net$0491
Net operating income$1,234,8001,355
2004-12-31 (YTD Data)Rank
Total interest income$32,950,000843
Total interest expense$8,197,000987
Net interest income$24,753,000802
Provision for loan and lease losses$250,0003,237
Total noninterest income$4,038,0001,267
Gross Fiduciary activities income$37,0001,110
Service charges on deposit accounts$1,352,0001,317
Trading account gains and fees$0138
Additional Noninterest Income$2,649,0001,073
Total noninterest expense$21,771,000748
Salaries and employee benefits$11,281,000756
Premises and equipment expense$3,918,000579
Additional noninterest expense$6,572,000774
Pre-tax net operating income$6,770,0001,276
Securities gains (losses)$1,533,000211
Applicable income taxes$2,056,0001,240
Income before extraordinary items$6,247,0001,051
Extraordinary gains, net$034
Net income$6,247,0001,053
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$108,0003,509
Cash dividends$06,149
Sale, conversion, retirement of capital stock, net$0872
Net operating income$5,097,2501,244
2004-09-30 (YTD Data)Rank
Total interest income$24,056,000855
Total interest expense$5,967,000993
Net interest income$18,089,000820
Provision for loan and lease losses$07,100
Total noninterest income$3,067,0001,281
Gross Fiduciary activities income$12,0001,215
Service charges on deposit accounts$374,0003,168
Trading account gains and fees$0134
Additional Noninterest Income$2,681,000873
Total noninterest expense$16,144,000746
Salaries and employee benefits$8,260,000780
Premises and equipment expense$2,867,000602
Additional noninterest expense$5,017,000754
Pre-tax net operating income$5,012,0001,305
Securities gains (losses)$1,560,000191
Applicable income taxes$2,026,0001,002
Income before extraordinary items$4,546,0001,081
Extraordinary gains, net$026
Net income$4,546,0001,082
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$101,0002,796
Cash dividends$05,363
Sale, conversion, retirement of capital stock, net$0738
Net operating income$3,469,6001,374
2004-06-30 (YTD Data)Rank
Total interest income$15,567,000865
Total interest expense$3,884,0001,001
Net interest income$11,683,000838
Provision for loan and lease losses$06,885
Total noninterest income$1,914,0001,331
Gross Fiduciary activities income$3,0001,346
Service charges on deposit accounts$254,0003,106
Trading account gains and fees$0130
Additional Noninterest Income$1,657,000921
Total noninterest expense$10,544,000763
Salaries and employee benefits$5,129,000837
Premises and equipment expense$1,892,000604
Additional noninterest expense$3,523,000724
Pre-tax net operating income$3,053,0001,396
Securities gains (losses)$1,384,000178
Applicable income taxes$1,378,000987
Income before extraordinary items$3,059,0001,078
Extraordinary gains, net$021
Net income$3,059,0001,079
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$13,0004,586
Cash dividends$05,087
Sale, conversion, retirement of capital stock, net$0638
Net operating income$2,104,0401,474
2004-03-31 (YTD Data)Rank
Total interest income$7,729,000888
Total interest expense$1,860,0001,065
Net interest income$5,869,000843
Provision for loan and lease losses$06,501
Total noninterest income$998,0001,254
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$125,0003,064
Trading account gains and fees$0121
Additional Noninterest Income$873,000869
Total noninterest expense$5,458,000741
Salaries and employee benefits$2,571,000854
Premises and equipment expense$965,000605
Additional noninterest expense$1,922,000663
Pre-tax net operating income$1,409,0001,475
Securities gains (losses)$1,097,000160
Applicable income taxes$793,000896
Income before extraordinary items$1,713,000950
Extraordinary gains, net$016
Net income$1,713,000950
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$6,0003,994
Cash dividends$03,841
Sale, conversion, retirement of capital stock, net$0464
Net operating income$967,0401,552
2003-12-31 (YTD Data)Rank
Total interest income$32,637,000854
Total interest expense$9,365,000961
Net interest income$23,272,000820
Provision for loan and lease losses$07,651
Total noninterest income$3,537,0001,476
Gross Fiduciary activities income$01,641
Service charges on deposit accounts$449,0003,377
Trading account gains and fees$0160
Additional Noninterest Income$3,088,0001,069
Total noninterest expense$23,127,000710
Salaries and employee benefits$10,890,000783
Premises and equipment expense$3,897,000585
Additional noninterest expense$8,340,000652
Pre-tax net operating income$3,682,0002,114
Securities gains (losses)$1,043,000463
Applicable income taxes$290,0004,338
Income before extraordinary items$4,435,0001,418
Extraordinary gains, net$054
Net income$4,435,0001,420
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$229,0002,648
Cash dividends$06,283
Sale, conversion, retirement of capital stock, net$0868
Net operating income$3,454,5801,720
2003-09-30 (YTD Data)Rank
Total interest income$24,809,000865
Total interest expense$7,386,000942
Net interest income$17,423,000835
Provision for loan and lease losses$07,481
Total noninterest income$2,826,0001,432
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$327,0003,451
Trading account gains and fees$0153
Additional Noninterest Income$2,499,0001,055
Total noninterest expense$16,355,000753
Salaries and employee benefits$8,105,000795
Premises and equipment expense$2,887,000600
Additional noninterest expense$5,363,000731
Pre-tax net operating income$3,894,0001,626
Securities gains (losses)$1,006,000444
Applicable income taxes$1,260,0001,546
Income before extraordinary items$3,640,0001,372
Extraordinary gains, net$040
Net income$3,640,0001,372
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$70,0003,765
Cash dividends$05,519
Sale, conversion, retirement of capital stock, net$0722
Net operating income$2,895,5601,579
2003-06-30 (YTD Data)Rank
Total interest income$16,746,000871
Total interest expense$5,166,000928
Net interest income$11,580,000841
Provision for loan and lease losses$07,324
Total noninterest income$1,812,0001,475
Gross Fiduciary activities income$01,577
Service charges on deposit accounts$227,0003,305
Trading account gains and fees$0150
Additional Noninterest Income$1,585,0001,091
Total noninterest expense$11,017,000748
Salaries and employee benefits$5,325,000811
Premises and equipment expense$1,899,000610
Additional noninterest expense$3,793,000705
Pre-tax net operating income$2,375,0001,758
Securities gains (losses)$1,006,000358
Applicable income taxes$1,177,0001,198
Income before extraordinary items$2,204,0001,491
Extraordinary gains, net$030
Net income$2,204,0001,490
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$76,0002,876
Cash dividends$05,215
Sale, conversion, retirement of capital stock, net$0589
Net operating income$1,550,1001,930
2003-03-31 (YTD Data)Rank
Total interest income$8,552,000862
Total interest expense$2,626,000933
Net interest income$5,926,000822
Provision for loan and lease losses$06,934
Total noninterest income$766,0001,639
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$125,0002,989
Trading account gains and fees$0134
Additional Noninterest Income$641,0001,228
Total noninterest expense$5,610,000740
Salaries and employee benefits$2,590,000826
Premises and equipment expense$915,000636
Additional noninterest expense$2,105,000638
Pre-tax net operating income$1,082,0001,904
Securities gains (losses)$892,000237
Applicable income taxes$680,0001,091
Income before extraordinary items$1,294,0001,280
Extraordinary gains, net$021
Net income$1,294,0001,279
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$71,0001,835
Cash dividends$03,930
Sale, conversion, retirement of capital stock, net$0419
Net operating income$705,2802,063
2002-12-31 (YTD Data)Rank
Total interest income$37,204,000805
Total interest expense$13,221,000860
Net interest income$23,983,000793
Provision for loan and lease losses$600,0002,054
Total noninterest income$3,017,0001,545
Gross Fiduciary activities income$01,713
Service charges on deposit accounts$794,0002,010
Trading account gains and fees$0153
Additional Noninterest Income$2,223,0001,222
Total noninterest expense$20,162,000793
Salaries and employee benefits$9,981,000807
Premises and equipment expense$3,428,000647
Additional noninterest expense$6,753,000753
Pre-tax net operating income$6,238,0001,342
Securities gains (losses)$165,0001,298
Applicable income taxes$1,624,0001,541
Income before extraordinary items$4,779,0001,316
Extraordinary gains, net$070
Net income$4,779,0001,314
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$164,0003,353
Cash dividends$06,377
Sale, conversion, retirement of capital stock, net$0862
Net operating income$4,655,2501,293
2001-12-31 (YTD Data)Rank
Total interest income$31,776,0001,071
Total interest expense$15,055,0001,073
Net interest income$16,721,0001,071
Provision for loan and lease losses$1,090,0001,174
Total noninterest income$1,912,0002,088
Gross Fiduciary activities income$01,731
Service charges on deposit accounts$918,0001,643
Trading account gains and fees$0177
Additional Noninterest Income$994,0002,054
Total noninterest expense$14,731,0001,007
Salaries and employee benefits$7,090,0001,044
Premises and equipment expense$2,812,000755
Additional noninterest expense$4,829,0001,007
Pre-tax net operating income$2,812,0002,412
Securities gains (losses)$839,000448
Applicable income taxes$2,189,0001,087
Income before extraordinary items$1,462,0003,286
Extraordinary gains, net$0105
Net income$1,462,0003,291
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$188,0002,969
Cash dividends$06,617
Sale, conversion, retirement of capital stock, net$0922
Net operating income$925,0404,377
2000-12-31 (YTD Data)Rank
Total interest income$26,355,0001,337
Total interest expense$13,201,0001,315
Net interest income$13,154,0001,331
Provision for loan and lease losses$405,0002,256
Total noninterest income$1,435,0002,423
Gross Fiduciary activities income$01,332
Service charges on deposit accounts$784,0001,770
Trading account gains and fees$0180
Additional Noninterest Income$651,0002,498
Total noninterest expense$10,711,0001,289
Salaries and employee benefits$5,873,0001,205
Premises and equipment expense$1,716,0001,171
Additional noninterest expense$3,122,0001,438
Pre-tax net operating income$3,473,0002,102
Securities gains (losses)$1,285,000142
Applicable income taxes$1,419,0001,581
Income before extraordinary items$3,339,0001,581
Extraordinary gains, net$038
Net income$3,339,0001,581
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$49,0004,794
Cash dividends$150,0005,476
Sale, conversion, retirement of capital stock, net$0969
Net operating income$2,439,5002,128
1999-12-31 (YTD Data)Rank
Total interest income$23,689,0001,370
Total interest expense$11,378,0001,320
Net interest income$12,311,0001,416
Provision for loan and lease losses$682,0001,348
Total noninterest income$1,161,0002,769
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$656,0002,023
Trading account gains and fees$0173
Additional Noninterest Income$505,0002,940
Total noninterest expense$9,708,0001,429
Salaries and employee benefits$5,087,0001,361
Premises and equipment expense$1,662,0001,217
Additional noninterest expense$2,959,0001,531
Pre-tax net operating income$3,082,0002,350
Securities gains (losses)$1,102,000200
Applicable income taxes$963,0002,285
Income before extraordinary items$3,221,0001,654
Extraordinary gains, net$035
Net income$3,221,0001,655
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$377,0001,521
Cash dividends$07,131
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$2,372,4602,177
1998-12-31 (YTD Data)Rank
Total interest income$23,541,0001,373
Total interest expense$11,692,0001,327
Net interest income$11,849,0001,416
Provision for loan and lease losses$275,0002,807
Total noninterest income$840,0003,491
Gross Fiduciary activities income$01,398
Service charges on deposit accounts$568,0002,268
Trading account gains and fees$0224
Additional Noninterest Income$272,0004,231
Total noninterest expense$8,392,0001,579
Salaries and employee benefits$4,494,0001,455
Premises and equipment expense$1,329,0001,476
Additional noninterest expense$2,569,0001,668
Pre-tax net operating income$4,022,0001,807
Securities gains (losses)$1,004,000378
Applicable income taxes$1,819,0001,384
Income before extraordinary items$3,207,0001,643
Extraordinary gains, net$032
Net income$3,207,0001,644
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$174,0002,673
Cash dividends$07,473
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$2,564,4401,959
1997-12-31 (YTD Data)Rank
Total interest income$22,496,0001,460
Total interest expense$11,154,0001,414
Net interest income$11,342,0001,518
Provision for loan and lease losses$375,0002,191
Total noninterest income$668,0004,101
Gross Fiduciary activities income$01,450
Service charges on deposit accounts$545,0002,421
Trading account gains and fees$0239
Additional Noninterest Income$123,0006,211
Total noninterest expense$7,934,0001,647
Salaries and employee benefits$4,416,0001,476
Premises and equipment expense$1,268,0001,530
Additional noninterest expense$2,250,0001,892
Pre-tax net operating income$3,701,0002,032
Securities gains (losses)$917,000299
Applicable income taxes$1,593,0001,620
Income before extraordinary items$3,025,0001,759
Extraordinary gains, net$044
Net income$3,025,0001,759
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$171,0002,806
Cash dividends$07,871
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$2,419,7802,119
1996-12-31 (YTD Data)Rank
Total interest income$21,124,0001,590
Total interest expense$10,200,0001,559
Net interest income$10,924,0001,620
Provision for loan and lease losses$125,0004,497
Total noninterest income$677,0004,210
Gross Fiduciary activities income$01,526
Service charges on deposit accounts$527,0002,584
Trading account gains and fees$0262
Additional Noninterest Income$150,0005,966
Total noninterest expense$6,938,0002,021
Salaries and employee benefits$3,924,0001,690
Premises and equipment expense$1,152,0001,751
Additional noninterest expense$1,862,0002,618
Pre-tax net operating income$4,538,0001,599
Securities gains (losses)$889,000279
Applicable income taxes$1,551,0001,560
Income before extraordinary items$3,876,0001,281
Extraordinary gains, net$053
Net income$3,876,0001,283
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$196,0002,709
Cash dividends$08,336
Sale, conversion, retirement of capital stock, net$0953
Net operating income$3,244,8101,498
1995-12-31 (YTD Data)Rank
Total interest income$20,292,0001,670
Total interest expense$9,883,0001,609
Net interest income$10,409,0001,718
Provision for loan and lease losses$225,0002,789
Total noninterest income$660,0004,279
Gross Fiduciary activities income$01,590
Service charges on deposit accounts$460,0002,947
Trading account gains and fees$0522
Additional Noninterest Income$200,0005,136
Total noninterest expense$7,070,0001,956
Salaries and employee benefits$3,834,0001,733
Premises and equipment expense$926,0002,171
Additional noninterest expense$2,310,0002,135
Pre-tax net operating income$3,774,0001,958
Securities gains (losses)$502,000355
Applicable income taxes$1,227,0001,986
Income before extraordinary items$3,049,0001,669
Extraordinary gains, net$065
Net income$3,049,0001,668
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$278,0002,038
Cash dividends$08,717
Sale, conversion, retirement of capital stock, net$0809
Net operating income$2,692,5801,845
1994-12-31 (YTD Data)Rank
Total interest income$18,849,0001,636
Total interest expense$8,410,0001,531
Net interest income$10,439,0001,732
Provision for loan and lease losses$815,0001,070
Total noninterest income$555,0004,924
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$438,0003,121
Trading account gains and fees$0475
Additional Noninterest Income$117,0007,005
Total noninterest expense$6,627,0002,136
Salaries and employee benefits$3,519,0001,895
Premises and equipment expense$903,0002,232
Additional noninterest expense$2,205,0002,385
Pre-tax net operating income$3,552,0002,013
Securities gains (losses)$229,000454
Applicable income taxes$840,0002,653
Income before extraordinary items$2,941,0001,660
Extraordinary gains, net$0249
Net income$2,941,0001,659
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$855,000966
Cash dividends$08,932
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$2,762,3801,773
1993-12-31 (YTD Data)Rank
Total interest income$18,945,0001,651
Total interest expense$8,595,0001,556
Net interest income$10,350,0001,741
Provision for loan and lease losses$010,371
Total noninterest income$606,0004,926
Gross Fiduciary activities income$01,630
Service charges on deposit accounts$406,0003,391
Trading account gains and fees$0532
Additional Noninterest Income$200,0005,682
Total noninterest expense$6,587,0002,208
Salaries and employee benefits$3,505,0001,908
Premises and equipment expense$906,0002,262
Additional noninterest expense$2,176,0002,544
Pre-tax net operating income$4,369,0001,595
Securities gains (losses)$231,0001,527
Applicable income taxes$1,319,0001,771
Income before extraordinary items$3,281,0001,556
Extraordinary gains, net$560,000397
Net income$3,841,0001,359
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$133,0003,932
Cash dividends$09,081
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$3,116,9901,540
1992-12-31 (YTD Data)Rank
Total interest income$18,939,0001,865
Total interest expense$9,651,0001,772
Net interest income$9,288,0001,973
Provision for loan and lease losses$400,0003,453
Total noninterest income$641,0004,728
Gross Fiduciary activities income$01,658
Service charges on deposit accounts$365,0003,767
Trading account gains and fees$0504
Additional Noninterest Income$276,0004,666
Total noninterest expense$6,430,0002,275
Salaries and employee benefits$3,305,0001,990
Premises and equipment expense$1,006,0002,082
Additional noninterest expense$2,119,0002,667
Pre-tax net operating income$3,099,0002,004
Securities gains (losses)$367,0001,355
Applicable income taxes$851,0002,444
Income before extraordinary items$2,615,0001,747
Extraordinary gains, net$01,422
Net income$2,615,0001,763
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$538,0002,348
Cash dividends$08,912
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$2,339,7501,801

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.