Home > Norway Savings Bank > Net charge- offs to loans

Norway Savings Bank, Net charge- offs to loans

2023-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0101%3,996
Percentage Net Loans Charged-off: Total real estate loans-0.0155%4,118
Percentage Net Loans Charged-off:Construction & development-0.0106%4,279
Percentage Net Loans Charged-off: Commercial real estate0.0000%532
Percentage Net Loans Charged-off: Multi-family residential0.0000%66
Percentage Net Loans Charged-off: 1-4 family residential-0.0293%4,256
Percentage Net Loans Charged-off: Home equity loans-0.1691%4,488
All other 1-4 family - Percent of loans charged-off, net-0.0009%3,524
Percentage Net Loans Charged-off: Commercial and industrial-0.0043%3,670
Percentage Net Loans Charged-off: Loans to individuals0.0054%2,775
Percentage Net Loans Charged-off: Credit card loans0.0000%531
Percentage Net Loans Charged-off: Other loans to individual0.0054%2,687
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%72
2023-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0133%4,018
Percentage Net Loans Charged-off: Total real estate loans-0.0202%4,226
Percentage Net Loans Charged-off:Construction & development-0.0112%4,327
Percentage Net Loans Charged-off: Commercial real estate0.0000%416
Percentage Net Loans Charged-off: Multi-family residential0.0000%48
Percentage Net Loans Charged-off: 1-4 family residential-0.0384%4,346
Percentage Net Loans Charged-off: Home equity loans-0.2245%4,538
All other 1-4 family - Percent of loans charged-off, net-0.0006%3,515
Percentage Net Loans Charged-off: Commercial and industrial-0.0043%3,614
Percentage Net Loans Charged-off: Loans to individuals0.0092%2,530
Percentage Net Loans Charged-off: Credit card loans0.0000%458
Percentage Net Loans Charged-off: Other loans to individual0.0092%2,465
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%69
2023-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0142%4,028
Percentage Net Loans Charged-off: Total real estate loans-0.0204%4,271
Percentage Net Loans Charged-off:Construction & development-0.0122%4,392
Percentage Net Loans Charged-off: Commercial real estate0.0000%312
Percentage Net Loans Charged-off: Multi-family residential0.0000%29
Percentage Net Loans Charged-off: 1-4 family residential-0.0386%4,370
Percentage Net Loans Charged-off: Home equity loans-0.2249%4,564
All other 1-4 family - Percent of loans charged-off, net-0.0004%3,542
Percentage Net Loans Charged-off: Commercial and industrial-0.0044%3,620
Percentage Net Loans Charged-off: Loans to individuals-0.0201%4,106
Percentage Net Loans Charged-off: Credit card loans0.0000%451
Percentage Net Loans Charged-off: Other loans to individual-0.0201%4,101
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%63
2023-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0023%3,449
Percentage Net Loans Charged-off: Total real estate loans-0.0083%4,049
Percentage Net Loans Charged-off:Construction & development-0.0074%4,462
Percentage Net Loans Charged-off: Commercial real estate0.0000%194
Percentage Net Loans Charged-off: Multi-family residential0.0000%18
Percentage Net Loans Charged-off: 1-4 family residential-0.0154%4,182
Percentage Net Loans Charged-off: Home equity loans-0.0856%4,590
All other 1-4 family - Percent of loans charged-off, net-0.0009%3,736
Percentage Net Loans Charged-off: Commercial and industrial-0.0090%3,718
Percentage Net Loans Charged-off: Loans to individuals-0.0303%4,078
Percentage Net Loans Charged-off: Credit card loans0.0000%346
Percentage Net Loans Charged-off: Other loans to individual-0.0303%4,075
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%12
2022-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0468%1,220
Percentage Net Loans Charged-off: Total real estate loans-0.0016%3,279
Percentage Net Loans Charged-off:Construction & development-0.0186%4,400
Percentage Net Loans Charged-off: Commercial real estate0.0000%506
Percentage Net Loans Charged-off: Multi-family residential0.0000%64
Percentage Net Loans Charged-off: 1-4 family residential-0.0014%3,425
Percentage Net Loans Charged-off: Home equity loans-0.0033%4,272
All other 1-4 family - Percent of loans charged-off, net-0.0009%3,464
Percentage Net Loans Charged-off: Commercial and industrial0.5814%329
Percentage Net Loans Charged-off: Loans to individuals0.0424%2,433
Percentage Net Loans Charged-off: Credit card loans0.0000%495
Percentage Net Loans Charged-off: Other loans to individual0.0424%2,341
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%23
2022-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0043%2,044
Percentage Net Loans Charged-off: Total real estate loans-0.0017%3,223
Percentage Net Loans Charged-off:Construction & development-0.0226%4,465
Percentage Net Loans Charged-off: Commercial real estate0.0000%378
Percentage Net Loans Charged-off: Multi-family residential0.0000%47
Percentage Net Loans Charged-off: 1-4 family residential-0.0010%3,393
Percentage Net Loans Charged-off: Home equity loans-0.0029%4,321
All other 1-4 family - Percent of loans charged-off, net-0.0006%3,442
Percentage Net Loans Charged-off: Commercial and industrial-0.0129%3,546
Percentage Net Loans Charged-off: Loans to individuals0.0507%2,180
Percentage Net Loans Charged-off: Credit card loans0.0000%459
Percentage Net Loans Charged-off: Other loans to individual0.0507%2,097
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%17
2022-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0044%1,860
Percentage Net Loans Charged-off: Total real estate loans-0.0023%3,262
Percentage Net Loans Charged-off:Construction & development-0.0177%4,058
Percentage Net Loans Charged-off: Commercial real estate0.0000%298
Percentage Net Loans Charged-off: Multi-family residential0.0000%33
Percentage Net Loans Charged-off: 1-4 family residential-0.0028%3,430
Percentage Net Loans Charged-off: Home equity loans-0.0110%3,215
All other 1-4 family - Percent of loans charged-off, net-0.0010%3,398
Percentage Net Loans Charged-off: Commercial and industrial-0.0097%3,315
Percentage Net Loans Charged-off: Loans to individuals0.0710%1,894
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.0710%1,813
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2022-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0007%1,819
Percentage Net Loans Charged-off: Total real estate loans-0.0013%3,304
Percentage Net Loans Charged-off:Construction & development0.0000%61
Percentage Net Loans Charged-off: Commercial real estate0.0000%205
Percentage Net Loans Charged-off: Multi-family residential0.0000%23
Percentage Net Loans Charged-off: 1-4 family residential-0.0024%3,549
Percentage Net Loans Charged-off: Home equity loans-0.0134%3,291
All other 1-4 family - Percent of loans charged-off, net0.0000%357
Percentage Net Loans Charged-off: Commercial and industrial-0.0048%3,321
Percentage Net Loans Charged-off: Loans to individuals-0.0137%3,837
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual-0.0137%3,803
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2021-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0064%3,612
Percentage Net Loans Charged-off: Total real estate loans-0.0080%3,720
Percentage Net Loans Charged-off:Construction & development-0.1031%4,253
Percentage Net Loans Charged-off: Commercial real estate-0.0003%3,899
Percentage Net Loans Charged-off: Multi-family residential0.0000%100
Percentage Net Loans Charged-off: 1-4 family residential-0.0076%3,624
Percentage Net Loans Charged-off: Home equity loans-0.0196%3,254
All other 1-4 family - Percent of loans charged-off, net-0.0047%3,556
Percentage Net Loans Charged-off: Commercial and industrial-0.0657%4,035
Percentage Net Loans Charged-off: Loans to individuals0.0935%2,021
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.0935%1,918
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2021-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0052%3,444
Percentage Net Loans Charged-off: Total real estate loans-0.0056%3,640
Percentage Net Loans Charged-off:Construction & development-0.0162%4,110
Percentage Net Loans Charged-off: Commercial real estate-0.0004%3,979
Percentage Net Loans Charged-off: Multi-family residential0.0000%77
Percentage Net Loans Charged-off: 1-4 family residential-0.0090%3,756
Percentage Net Loans Charged-off: Home equity loans-0.0217%3,330
All other 1-4 family - Percent of loans charged-off, net-0.0060%3,682
Percentage Net Loans Charged-off: Commercial and industrial-0.0812%4,149
Percentage Net Loans Charged-off: Loans to individuals0.1234%1,683
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.1234%1,573
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2021-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0096%1,790
Percentage Net Loans Charged-off: Total real estate loans-0.0073%3,821
Percentage Net Loans Charged-off:Construction & development-0.0187%4,171
Percentage Net Loans Charged-off: Commercial real estate-0.0006%4,073
Percentage Net Loans Charged-off: Multi-family residential0.0000%57
Percentage Net Loans Charged-off: 1-4 family residential-0.0119%3,927
Percentage Net Loans Charged-off: Home equity loans-0.0261%3,401
All other 1-4 family - Percent of loans charged-off, net-0.0085%3,864
Percentage Net Loans Charged-off: Commercial and industrial0.0209%958
Percentage Net Loans Charged-off: Loans to individuals0.1835%1,339
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.1835%1,227
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2021-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0014%1,883
Percentage Net Loans Charged-off: Total real estate loans-0.0118%4,087
Percentage Net Loans Charged-off:Construction & development-0.0126%4,218
Percentage Net Loans Charged-off: Commercial real estate-0.0012%4,213
Percentage Net Loans Charged-off: Multi-family residential0.0000%31
Percentage Net Loans Charged-off: 1-4 family residential-0.0204%4,186
Percentage Net Loans Charged-off: Home equity loans-0.0394%3,491
All other 1-4 family - Percent of loans charged-off, net-0.0158%4,141
Percentage Net Loans Charged-off: Commercial and industrial0.0388%677
Percentage Net Loans Charged-off: Loans to individuals0.0623%1,548
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.0623%1,438
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2020-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0139%2,848
Percentage Net Loans Charged-off: Total real estate loans-0.0029%3,878
Percentage Net Loans Charged-off:Construction & development-0.0172%4,200
Percentage Net Loans Charged-off: Commercial real estate-0.0025%4,257
Percentage Net Loans Charged-off: Multi-family residential0.0000%100
Percentage Net Loans Charged-off: 1-4 family residential-0.0024%3,769
Percentage Net Loans Charged-off: Home equity loans-0.0137%3,384
All other 1-4 family - Percent of loans charged-off, net0.0005%1,458
Percentage Net Loans Charged-off: Commercial and industrial0.0898%1,497
Percentage Net Loans Charged-off: Loans to individuals0.0590%2,715
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.0590%2,603
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2020-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0248%2,338
Percentage Net Loans Charged-off: Total real estate loans0.0029%1,618
Percentage Net Loans Charged-off:Construction & development-0.0150%4,228
Percentage Net Loans Charged-off: Commercial real estate-0.0025%4,273
Percentage Net Loans Charged-off: Multi-family residential0.0000%74
Percentage Net Loans Charged-off: 1-4 family residential0.0078%1,164
Percentage Net Loans Charged-off: Home equity loans-0.0153%3,429
All other 1-4 family - Percent of loans charged-off, net0.0140%1,012
Percentage Net Loans Charged-off: Commercial and industrial0.1267%1,172
Percentage Net Loans Charged-off: Loans to individuals0.0905%2,416
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.0905%2,297
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2020-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0379%1,985
Percentage Net Loans Charged-off: Total real estate loans0.0064%1,304
Percentage Net Loans Charged-off:Construction & development-0.0170%4,284
Percentage Net Loans Charged-off: Commercial real estate-0.0026%4,333
Percentage Net Loans Charged-off: Multi-family residential0.0000%54
Percentage Net Loans Charged-off: 1-4 family residential0.0140%959
Percentage Net Loans Charged-off: Home equity loans-0.0149%3,451
All other 1-4 family - Percent of loans charged-off, net0.0219%809
Percentage Net Loans Charged-off: Commercial and industrial0.2244%857
Percentage Net Loans Charged-off: Loans to individuals0.1220%2,209
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.1220%2,079
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2020-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0050%2,397
Percentage Net Loans Charged-off: Total real estate loans-0.0064%4,057
Percentage Net Loans Charged-off:Construction & development-0.0222%4,367
Percentage Net Loans Charged-off: Commercial real estate-0.0026%4,384
Percentage Net Loans Charged-off: Multi-family residential0.0000%26
Percentage Net Loans Charged-off: 1-4 family residential-0.0079%4,083
Percentage Net Loans Charged-off: Home equity loans-0.0111%3,464
All other 1-4 family - Percent of loans charged-off, net-0.0071%4,085
Percentage Net Loans Charged-off: Commercial and industrial0.0000%1,103
Percentage Net Loans Charged-off: Loans to individuals0.1055%2,074
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.1055%1,979
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2019-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0292%2,814
Percentage Net Loans Charged-off: Total real estate loans0.0097%1,863
Percentage Net Loans Charged-off:Construction & development0.0679%258
Percentage Net Loans Charged-off: Commercial real estate-0.0014%4,272
Percentage Net Loans Charged-off: Multi-family residential0.0000%116
Percentage Net Loans Charged-off: 1-4 family residential0.0129%1,583
Percentage Net Loans Charged-off: Home equity loans-0.0044%3,415
All other 1-4 family - Percent of loans charged-off, net0.0181%1,391
Percentage Net Loans Charged-off: Commercial and industrial0.0600%1,908
Percentage Net Loans Charged-off: Loans to individuals0.1715%2,566
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.1715%2,433
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2019-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0172%2,792
Percentage Net Loans Charged-off: Total real estate loans0.0149%1,461
Percentage Net Loans Charged-off:Construction & development-0.0162%4,355
Percentage Net Loans Charged-off: Commercial real estate-0.0014%4,328
Percentage Net Loans Charged-off: Multi-family residential0.0000%91
Percentage Net Loans Charged-off: 1-4 family residential0.0276%1,110
Percentage Net Loans Charged-off: Home equity loans0.0243%349
All other 1-4 family - Percent of loans charged-off, net0.0286%1,038
Percentage Net Loans Charged-off: Commercial and industrial-0.1225%4,584
Percentage Net Loans Charged-off: Loans to individuals0.1088%2,682
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.1088%2,561
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2019-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0172%2,537
Percentage Net Loans Charged-off: Total real estate loans0.0085%1,422
Percentage Net Loans Charged-off:Construction & development-0.0176%4,418
Percentage Net Loans Charged-off: Commercial real estate-0.0014%4,395
Percentage Net Loans Charged-off: Multi-family residential0.0000%61
Percentage Net Loans Charged-off: 1-4 family residential0.0167%1,096
Percentage Net Loans Charged-off: Home equity loans0.0394%253
All other 1-4 family - Percent of loans charged-off, net0.0096%1,109
Percentage Net Loans Charged-off: Commercial and industrial-0.0407%4,248
Percentage Net Loans Charged-off: Loans to individuals0.1021%2,452
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.1021%2,334
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2019-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0092%2,364
Percentage Net Loans Charged-off: Total real estate loans-0.0033%4,050
Percentage Net Loans Charged-off:Construction & development-0.0121%4,487
Percentage Net Loans Charged-off: Commercial real estate-0.0014%4,543
Percentage Net Loans Charged-off: Multi-family residential0.0000%46
Percentage Net Loans Charged-off: 1-4 family residential-0.0041%4,124
Percentage Net Loans Charged-off: Home equity loans-0.0102%3,594
All other 1-4 family - Percent of loans charged-off, net-0.0021%4,109
Percentage Net Loans Charged-off: Commercial and industrial-0.0069%3,850
Percentage Net Loans Charged-off: Loans to individuals0.1009%2,163
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.1009%2,053
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2018-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0271%2,869
Percentage Net Loans Charged-off: Total real estate loans0.0092%2,023
Percentage Net Loans Charged-off:Construction & development0.0106%379
Percentage Net Loans Charged-off: Commercial real estate-0.0036%4,449
Percentage Net Loans Charged-off: Multi-family residential0.0000%128
Percentage Net Loans Charged-off: 1-4 family residential0.0172%1,701
Percentage Net Loans Charged-off: Home equity loans-0.1138%3,858
All other 1-4 family - Percent of loans charged-off, net0.0623%1,054
Percentage Net Loans Charged-off: Commercial and industrial0.0890%1,686
Percentage Net Loans Charged-off: Loans to individuals0.1955%2,474
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.1955%2,367
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2018-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0261%2,594
Percentage Net Loans Charged-off: Total real estate loans0.0083%1,733
Percentage Net Loans Charged-off:Construction & development0.0136%287
Percentage Net Loans Charged-off: Commercial real estate-0.0038%4,506
Percentage Net Loans Charged-off: Multi-family residential0.0000%106
Percentage Net Loans Charged-off: 1-4 family residential0.0155%1,507
Percentage Net Loans Charged-off: Home equity loans-0.1397%3,914
All other 1-4 family - Percent of loans charged-off, net0.0700%884
Percentage Net Loans Charged-off: Commercial and industrial0.1240%1,316
Percentage Net Loans Charged-off: Loans to individuals0.1682%2,390
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.1682%2,280
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2018-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0076%4,221
Percentage Net Loans Charged-off: Total real estate loans-0.0185%4,579
Percentage Net Loans Charged-off:Construction & development0.0202%217
Percentage Net Loans Charged-off: Commercial real estate-0.0036%4,565
Percentage Net Loans Charged-off: Multi-family residential0.0000%79
Percentage Net Loans Charged-off: 1-4 family residential-0.0316%4,783
Percentage Net Loans Charged-off: Home equity loans-0.2576%4,003
All other 1-4 family - Percent of loans charged-off, net0.0493%901
Percentage Net Loans Charged-off: Commercial and industrial-0.0076%3,919
Percentage Net Loans Charged-off: Loans to individuals0.1244%2,410
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.1244%2,291
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2018-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0372%1,777
Percentage Net Loans Charged-off: Total real estate loans0.0318%847
Percentage Net Loans Charged-off:Construction & development0.0399%128
Percentage Net Loans Charged-off: Commercial real estate-0.0044%4,755
Percentage Net Loans Charged-off: Multi-family residential0.0000%42
Percentage Net Loans Charged-off: 1-4 family residential0.0542%725
Percentage Net Loans Charged-off: Home equity loans-0.0096%3,696
All other 1-4 family - Percent of loans charged-off, net0.0776%584
Percentage Net Loans Charged-off: Commercial and industrial-0.0078%3,933
Percentage Net Loans Charged-off: Loans to individuals0.1503%2,057
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.1503%1,940
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2017-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0562%2,684
Percentage Net Loans Charged-off: Total real estate loans0.0481%1,527
Percentage Net Loans Charged-off:Construction & development0.0000%519
Percentage Net Loans Charged-off: Commercial real estate-0.0034%4,642
Percentage Net Loans Charged-off: Multi-family residential0.0000%180
Percentage Net Loans Charged-off: 1-4 family residential0.0843%1,196
Percentage Net Loans Charged-off: Home equity loans0.2609%225
All other 1-4 family - Percent of loans charged-off, net0.0134%2,026
Percentage Net Loans Charged-off: Commercial and industrial-0.0351%4,511
Percentage Net Loans Charged-off: Loans to individuals0.2537%2,516
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.2537%2,377
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2017-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0460%2,522
Percentage Net Loans Charged-off: Total real estate loans0.0447%1,347
Percentage Net Loans Charged-off:Construction & development0.0000%426
Percentage Net Loans Charged-off: Commercial real estate-0.0036%4,648
Percentage Net Loans Charged-off: Multi-family residential0.0000%143
Percentage Net Loans Charged-off: 1-4 family residential0.0783%1,097
Percentage Net Loans Charged-off: Home equity loans0.2374%206
All other 1-4 family - Percent of loans charged-off, net0.0135%1,785
Percentage Net Loans Charged-off: Commercial and industrial-0.0119%4,149
Percentage Net Loans Charged-off: Loans to individuals0.1223%2,847
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.1223%2,694
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2017-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0043%3,338
Percentage Net Loans Charged-off: Total real estate loans-0.0005%4,003
Percentage Net Loans Charged-off:Construction & development0.0000%340
Percentage Net Loans Charged-off: Commercial real estate0.0016%808
Percentage Net Loans Charged-off: Multi-family residential0.0000%105
Percentage Net Loans Charged-off: 1-4 family residential-0.0017%4,351
Percentage Net Loans Charged-off: Home equity loans-0.0030%3,723
All other 1-4 family - Percent of loans charged-off, net-0.0012%4,417
Percentage Net Loans Charged-off: Commercial and industrial-0.0134%4,132
Percentage Net Loans Charged-off: Loans to individuals0.0904%2,728
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.0904%2,594
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2017-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0005%2,936
Percentage Net Loans Charged-off: Total real estate loans-0.0062%4,458
Percentage Net Loans Charged-off:Construction & development0.0000%224
Percentage Net Loans Charged-off: Commercial real estate0.0062%514
Percentage Net Loans Charged-off: Multi-family residential0.0000%65
Percentage Net Loans Charged-off: 1-4 family residential-0.0141%4,778
Percentage Net Loans Charged-off: Home equity loans-0.0060%3,858
All other 1-4 family - Percent of loans charged-off, net-0.0175%4,892
Percentage Net Loans Charged-off: Commercial and industrial0.0000%1,124
Percentage Net Loans Charged-off: Loans to individuals0.1007%2,308
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.1007%2,176
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2016-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0273%3,489
Percentage Net Loans Charged-off: Total real estate loans0.0269%2,225
Percentage Net Loans Charged-off:Construction & development0.0000%574
Percentage Net Loans Charged-off: Commercial real estate-0.0019%4,731
Percentage Net Loans Charged-off: Multi-family residential0.0000%220
Percentage Net Loans Charged-off: 1-4 family residential0.0476%1,934
Percentage Net Loans Charged-off: Home equity loans0.0741%613
All other 1-4 family - Percent of loans charged-off, net0.0356%2,017
Percentage Net Loans Charged-off: Commercial and industrial-0.0290%4,600
Percentage Net Loans Charged-off: Loans to individuals0.0931%3,286
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.0931%3,137
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,609
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2016-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0391%2,851
Percentage Net Loans Charged-off: Total real estate loans0.0374%1,741
Percentage Net Loans Charged-off:Construction & development0.0000%470
Percentage Net Loans Charged-off: Commercial real estate-0.0041%4,834
Percentage Net Loans Charged-off: Multi-family residential0.0000%177
Percentage Net Loans Charged-off: 1-4 family residential0.0673%1,479
Percentage Net Loans Charged-off: Home equity loans0.0997%488
All other 1-4 family - Percent of loans charged-off, net0.0524%1,573
Percentage Net Loans Charged-off: Commercial and industrial-0.0295%4,512
Percentage Net Loans Charged-off: Loans to individuals0.1405%2,739
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.1405%2,585
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,414
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2016-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0662%2,246
Percentage Net Loans Charged-off: Total real estate loans0.0722%1,248
Percentage Net Loans Charged-off:Construction & development0.0000%380
Percentage Net Loans Charged-off: Commercial real estate-0.0039%4,907
Percentage Net Loans Charged-off: Multi-family residential0.0000%148
Percentage Net Loans Charged-off: 1-4 family residential0.1278%1,003
Percentage Net Loans Charged-off: Home equity loans0.1651%357
All other 1-4 family - Percent of loans charged-off, net0.1103%1,046
Percentage Net Loans Charged-off: Commercial and industrial-0.0306%4,517
Percentage Net Loans Charged-off: Loans to individuals0.0836%2,765
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.0836%2,619
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,209
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2016-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0506%2,027
Percentage Net Loans Charged-off: Total real estate loans0.0571%1,119
Percentage Net Loans Charged-off:Construction & development0.0000%253
Percentage Net Loans Charged-off: Commercial real estate-0.0046%5,061
Percentage Net Loans Charged-off: Multi-family residential0.0000%90
Percentage Net Loans Charged-off: 1-4 family residential0.1025%920
Percentage Net Loans Charged-off: Home equity loans0.0658%353
All other 1-4 family - Percent of loans charged-off, net0.1197%815
Percentage Net Loans Charged-off: Commercial and industrial-0.0348%4,613
Percentage Net Loans Charged-off: Loans to individuals0.0462%2,404
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.0462%2,261
Percentage Net Loans Charged-off: All other loans and lease0.0000%943
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2015-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0700%2,844
Percentage Net Loans Charged-off: Total real estate loans0.0683%2,016
Percentage Net Loans Charged-off:Construction & development0.0000%805
Percentage Net Loans Charged-off: Commercial real estate-0.0075%5,105
Percentage Net Loans Charged-off: Multi-family residential0.0000%287
Percentage Net Loans Charged-off: 1-4 family residential0.1231%1,557
Percentage Net Loans Charged-off: Home equity loans0.0633%758
All other 1-4 family - Percent of loans charged-off, net0.1519%1,334
Percentage Net Loans Charged-off: Commercial and industrial-0.0021%4,310
Percentage Net Loans Charged-off: Loans to individuals0.1963%2,705
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.1963%2,558
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,449
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2015-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0803%2,409
Percentage Net Loans Charged-off: Total real estate loans0.0830%1,658
Percentage Net Loans Charged-off:Construction & development0.0000%691
Percentage Net Loans Charged-off: Commercial real estate-0.0090%5,202
Percentage Net Loans Charged-off: Multi-family residential0.0000%241
Percentage Net Loans Charged-off: 1-4 family residential0.1493%1,263
Percentage Net Loans Charged-off: Home equity loans0.0853%638
All other 1-4 family - Percent of loans charged-off, net0.1803%1,050
Percentage Net Loans Charged-off: Commercial and industrial0.0057%2,069
Percentage Net Loans Charged-off: Loans to individuals0.1361%2,734
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.1361%2,591
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,309
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2015-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0937%2,087
Percentage Net Loans Charged-off: Total real estate loans0.1036%1,370
Percentage Net Loans Charged-off:Construction & development0.0000%555
Percentage Net Loans Charged-off: Commercial real estate-0.0032%5,171
Percentage Net Loans Charged-off: Multi-family residential0.0000%188
Percentage Net Loans Charged-off: 1-4 family residential0.1810%1,071
Percentage Net Loans Charged-off: Home equity loans-0.0210%4,237
All other 1-4 family - Percent of loans charged-off, net0.2782%749
Percentage Net Loans Charged-off: Commercial and industrial-0.0558%4,861
Percentage Net Loans Charged-off: Loans to individuals0.1077%2,651
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.1077%2,523
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,136
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2015-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0160%2,848
Percentage Net Loans Charged-off: Total real estate loans0.0152%1,860
Percentage Net Loans Charged-off:Construction & development0.0000%369
Percentage Net Loans Charged-off: Commercial real estate0.0000%786
Percentage Net Loans Charged-off: Multi-family residential0.0000%126
Percentage Net Loans Charged-off: 1-4 family residential0.0263%1,640
Percentage Net Loans Charged-off: Home equity loans-0.0422%4,359
All other 1-4 family - Percent of loans charged-off, net0.0591%1,329
Percentage Net Loans Charged-off: Commercial and industrial-0.0177%4,484
Percentage Net Loans Charged-off: Loans to individuals0.0737%2,368
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.0737%2,241
Percentage Net Loans Charged-off: All other loans and lease0.0000%911
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2014-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1359%2,657
Percentage Net Loans Charged-off: Total real estate loans0.1342%1,991
Percentage Net Loans Charged-off:Construction & development0.1665%848
Percentage Net Loans Charged-off: Commercial real estate0.0913%1,596
Percentage Net Loans Charged-off: Multi-family residential0.0000%420
Percentage Net Loans Charged-off: 1-4 family residential0.1646%1,841
Percentage Net Loans Charged-off: Home equity loans0.2862%579
All other 1-4 family - Percent of loans charged-off, net0.1079%2,217
Percentage Net Loans Charged-off: Commercial and industrial-0.0550%5,141
Percentage Net Loans Charged-off: Loans to individuals0.4362%1,973
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.4362%1,833
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,537
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2014-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1751%2,050
Percentage Net Loans Charged-off: Total real estate loans0.1831%1,452
Percentage Net Loans Charged-off:Construction & development0.2108%710
Percentage Net Loans Charged-off: Commercial real estate0.1251%1,236
Percentage Net Loans Charged-off: Multi-family residential0.0000%357
Percentage Net Loans Charged-off: 1-4 family residential0.2256%1,361
Percentage Net Loans Charged-off: Home equity loans0.4324%429
All other 1-4 family - Percent of loans charged-off, net0.1297%1,856
Percentage Net Loans Charged-off: Commercial and industrial-0.0675%5,176
Percentage Net Loans Charged-off: Loans to individuals0.3608%2,024
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.3609%1,875
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,395
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2014-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2436%1,584
Percentage Net Loans Charged-off: Total real estate loans0.2115%1,311
Percentage Net Loans Charged-off:Construction & development0.0000%833
Percentage Net Loans Charged-off: Commercial real estate0.1584%1,002
Percentage Net Loans Charged-off: Multi-family residential0.0000%280
Percentage Net Loans Charged-off: 1-4 family residential0.2676%1,190
Percentage Net Loans Charged-off: Home equity loans0.4351%407
All other 1-4 family - Percent of loans charged-off, net0.1907%1,438
Percentage Net Loans Charged-off: Commercial and industrial0.7564%774
Percentage Net Loans Charged-off: Loans to individuals0.2394%2,244
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.2394%2,115
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,222
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2014-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2778%1,232
Percentage Net Loans Charged-off: Total real estate loans0.2891%943
Percentage Net Loans Charged-off:Construction & development0.0000%583
Percentage Net Loans Charged-off: Commercial real estate0.2741%570
Percentage Net Loans Charged-off: Multi-family residential0.0000%176
Percentage Net Loans Charged-off: 1-4 family residential0.3350%879
Percentage Net Loans Charged-off: Home equity loans0.6050%292
All other 1-4 family - Percent of loans charged-off, net0.2117%1,094
Percentage Net Loans Charged-off: Commercial and industrial-0.0521%5,087
Percentage Net Loans Charged-off: Loans to individuals0.5430%1,385
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.5430%1,274
Percentage Net Loans Charged-off: All other loans and lease0.0000%938
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2013-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1098%3,730
Percentage Net Loans Charged-off: Total real estate loans0.1127%3,044
Percentage Net Loans Charged-off:Construction & development0.0000%1,642
Percentage Net Loans Charged-off: Commercial real estate0.0061%2,643
Percentage Net Loans Charged-off: Multi-family residential0.0000%619
Percentage Net Loans Charged-off: 1-4 family residential0.1834%2,344
Percentage Net Loans Charged-off: Home equity loans0.2306%999
All other 1-4 family - Percent of loans charged-off, net0.1600%2,443
Percentage Net Loans Charged-off: Commercial and industrial-0.1087%5,661
Percentage Net Loans Charged-off: Loans to individuals0.3819%2,424
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.3819%2,292
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,546
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2013-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1200%3,352
Percentage Net Loans Charged-off: Total real estate loans0.1212%2,733
Percentage Net Loans Charged-off:Construction & development0.0000%1,483
Percentage Net Loans Charged-off: Commercial real estate0.0092%2,299
Percentage Net Loans Charged-off: Multi-family residential0.0000%515
Percentage Net Loans Charged-off: 1-4 family residential0.1964%2,120
Percentage Net Loans Charged-off: Home equity loans0.2815%861
All other 1-4 family - Percent of loans charged-off, net0.1532%2,275
Percentage Net Loans Charged-off: Commercial and industrial-0.0795%5,536
Percentage Net Loans Charged-off: Loans to individuals0.4050%2,121
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.4050%1,974
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,404
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2013-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1028%3,333
Percentage Net Loans Charged-off: Total real estate loans0.0898%2,823
Percentage Net Loans Charged-off:Construction & development0.0000%1,279
Percentage Net Loans Charged-off: Commercial real estate0.0128%1,971
Percentage Net Loans Charged-off: Multi-family residential0.0000%425
Percentage Net Loans Charged-off: 1-4 family residential0.1428%2,291
Percentage Net Loans Charged-off: Home equity loans0.0671%1,007
All other 1-4 family - Percent of loans charged-off, net0.1823%1,975
Percentage Net Loans Charged-off: Commercial and industrial-0.0722%5,465
Percentage Net Loans Charged-off: Loans to individuals0.6156%1,545
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.6156%1,424
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,232
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2013-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0879%2,959
Percentage Net Loans Charged-off: Total real estate loans0.0775%2,401
Percentage Net Loans Charged-off:Construction & development0.0000%915
Percentage Net Loans Charged-off: Commercial real estate0.0091%1,402
Percentage Net Loans Charged-off: Multi-family residential0.0000%295
Percentage Net Loans Charged-off: 1-4 family residential0.1238%1,971
Percentage Net Loans Charged-off: Home equity loans0.0256%754
All other 1-4 family - Percent of loans charged-off, net0.1749%1,661
Percentage Net Loans Charged-off: Commercial and industrial-0.1143%5,674
Percentage Net Loans Charged-off: Loans to individuals0.5753%1,498
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.5753%1,360
Percentage Net Loans Charged-off: All other loans and lease0.0000%975
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2012-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1619%4,085
Percentage Net Loans Charged-off: Total real estate loans0.1411%3,680
Percentage Net Loans Charged-off:Construction & development0.0000%2,360
Percentage Net Loans Charged-off: Commercial real estate0.1249%2,585
Percentage Net Loans Charged-off: Multi-family residential0.0000%851
Percentage Net Loans Charged-off: 1-4 family residential0.1632%3,233
Percentage Net Loans Charged-off: Home equity loans0.1318%1,540
All other 1-4 family - Percent of loans charged-off, net0.1796%2,979
Percentage Net Loans Charged-off: Commercial and industrial0.3571%2,360
Percentage Net Loans Charged-off: Loans to individuals0.3046%2,997
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.3046%2,827
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,670
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2012-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1710%3,732
Percentage Net Loans Charged-off: Total real estate loans0.1606%3,350
Percentage Net Loans Charged-off:Construction & development0.0000%2,174
Percentage Net Loans Charged-off: Commercial real estate0.0578%2,564
Percentage Net Loans Charged-off: Multi-family residential0.0000%745
Percentage Net Loans Charged-off: 1-4 family residential0.2315%2,651
Percentage Net Loans Charged-off: Home equity loans0.1786%1,296
All other 1-4 family - Percent of loans charged-off, net0.2590%2,403
Percentage Net Loans Charged-off: Commercial and industrial0.2407%2,381
Percentage Net Loans Charged-off: Loans to individuals0.2910%2,807
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.2910%2,633
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,486
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2012-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1958%3,411
Percentage Net Loans Charged-off: Total real estate loans0.1761%3,049
Percentage Net Loans Charged-off:Construction & development0.0000%1,922
Percentage Net Loans Charged-off: Commercial real estate0.0441%2,263
Percentage Net Loans Charged-off: Multi-family residential0.0000%593
Percentage Net Loans Charged-off: 1-4 family residential0.2638%2,343
Percentage Net Loans Charged-off: Home equity loans0.1653%1,161
All other 1-4 family - Percent of loans charged-off, net0.3160%2,069
Percentage Net Loans Charged-off: Commercial and industrial0.3719%1,908
Percentage Net Loans Charged-off: Loans to individuals0.3371%2,476
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.3371%2,297
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,276
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2012-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2190%2,830
Percentage Net Loans Charged-off: Total real estate loans0.1753%2,591
Percentage Net Loans Charged-off:Construction & development0.0000%1,402
Percentage Net Loans Charged-off: Commercial real estate0.0739%1,519
Percentage Net Loans Charged-off: Multi-family residential0.0000%388
Percentage Net Loans Charged-off: 1-4 family residential0.2456%2,045
Percentage Net Loans Charged-off: Home equity loans0.1409%899
All other 1-4 family - Percent of loans charged-off, net0.3013%1,764
Percentage Net Loans Charged-off: Commercial and industrial0.8917%1,018
Percentage Net Loans Charged-off: Loans to individuals0.1075%2,785
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.1075%2,613
Percentage Net Loans Charged-off: All other loans and lease0.0000%960
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2011-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2010%4,536
Percentage Net Loans Charged-off: Total real estate loans0.1063%4,565
Percentage Net Loans Charged-off:Construction & development0.0224%2,889
Percentage Net Loans Charged-off: Commercial real estate0.0304%3,432
Percentage Net Loans Charged-off: Multi-family residential0.3485%801
Percentage Net Loans Charged-off: 1-4 family residential0.1464%3,753
Percentage Net Loans Charged-off: Home equity loans0.1005%1,788
All other 1-4 family - Percent of loans charged-off, net0.1698%3,478
Percentage Net Loans Charged-off: Commercial and industrial0.9184%2,075
Percentage Net Loans Charged-off: Loans to individuals0.8795%1,857
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.8507%1,659
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,720
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2011-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1958%4,235
Percentage Net Loans Charged-off: Total real estate loans0.0784%4,453
Percentage Net Loans Charged-off:Construction & development0.0203%2,616
Percentage Net Loans Charged-off: Commercial real estate0.0079%3,102
Percentage Net Loans Charged-off: Multi-family residential0.4619%636
Percentage Net Loans Charged-off: 1-4 family residential0.1099%3,688
Percentage Net Loans Charged-off: Home equity loans0.0271%1,657
All other 1-4 family - Percent of loans charged-off, net0.1521%3,295
Percentage Net Loans Charged-off: Commercial and industrial1.1553%1,620
Percentage Net Loans Charged-off: Loans to individuals0.9322%1,644
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.8936%1,439
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,562
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2011-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3152%3,294
Percentage Net Loans Charged-off: Total real estate loans0.1672%3,515
Percentage Net Loans Charged-off:Construction & development0.0000%2,304
Percentage Net Loans Charged-off: Commercial real estate-0.0009%6,718
Percentage Net Loans Charged-off: Multi-family residential0.0000%678
Percentage Net Loans Charged-off: 1-4 family residential0.2726%2,580
Percentage Net Loans Charged-off: Home equity loans0.4205%1,054
All other 1-4 family - Percent of loans charged-off, net0.1974%2,754
Percentage Net Loans Charged-off: Commercial and industrial1.7030%1,152
Percentage Net Loans Charged-off: Loans to individuals0.9833%1,515
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.9285%1,295
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,354
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2011-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2662%3,004
Percentage Net Loans Charged-off: Total real estate loans0.2417%2,580
Percentage Net Loans Charged-off:Construction & development0.0000%1,696
Percentage Net Loans Charged-off: Commercial real estate-0.0018%6,766
Percentage Net Loans Charged-off: Multi-family residential0.0000%440
Percentage Net Loans Charged-off: 1-4 family residential0.3946%1,758
Percentage Net Loans Charged-off: Home equity loans0.8383%609
All other 1-4 family - Percent of loans charged-off, net0.1685%2,220
Percentage Net Loans Charged-off: Commercial and industrial-0.0895%6,317
Percentage Net Loans Charged-off: Loans to individuals1.1897%1,179
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual1.0904%985
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,005
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2010-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1997%5,093
Percentage Net Loans Charged-off: Total real estate loans0.1736%4,359
Percentage Net Loans Charged-off:Construction & development0.0739%3,285
Percentage Net Loans Charged-off: Commercial real estate0.0322%3,474
Percentage Net Loans Charged-off: Multi-family residential0.0000%1,098
Percentage Net Loans Charged-off: 1-4 family residential0.2566%3,189
Percentage Net Loans Charged-off: Home equity loans0.1915%1,632
All other 1-4 family - Percent of loans charged-off, net0.2872%2,942
Percentage Net Loans Charged-off: Commercial and industrial0.0595%4,519
Percentage Net Loans Charged-off: Loans to individuals0.7769%2,614
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,993
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2010-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2416%4,492
Percentage Net Loans Charged-off: Total real estate loans0.2197%3,774
Percentage Net Loans Charged-off:Construction & development0.0819%2,968
Percentage Net Loans Charged-off: Commercial real estate0.0436%2,984
Percentage Net Loans Charged-off: Multi-family residential0.0000%888
Percentage Net Loans Charged-off: 1-4 family residential0.3236%2,630
Percentage Net Loans Charged-off: Home equity loans0.2644%1,366
All other 1-4 family - Percent of loans charged-off, net0.3510%2,453
Percentage Net Loans Charged-off: Commercial and industrial0.0790%4,038
Percentage Net Loans Charged-off: Loans to individuals0.7673%2,444
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,786
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2010-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2531%4,082
Percentage Net Loans Charged-off: Total real estate loans0.2362%3,367
Percentage Net Loans Charged-off:Construction & development0.0257%2,658
Percentage Net Loans Charged-off: Commercial real estate0.0677%2,378
Percentage Net Loans Charged-off: Multi-family residential0.0000%710
Percentage Net Loans Charged-off: 1-4 family residential0.3428%2,291
Percentage Net Loans Charged-off: Home equity loans0.1571%1,259
All other 1-4 family - Percent of loans charged-off, net0.4275%1,973
Percentage Net Loans Charged-off: Commercial and industrial0.1261%3,423
Percentage Net Loans Charged-off: Loans to individuals0.6472%2,554
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,540
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2010-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1208%4,244
Percentage Net Loans Charged-off: Total real estate loans0.0522%3,682
Percentage Net Loans Charged-off:Construction & development0.0000%2,022
Percentage Net Loans Charged-off: Commercial real estate-0.0057%7,327
Percentage Net Loans Charged-off: Multi-family residential0.0000%457
Percentage Net Loans Charged-off: 1-4 family residential0.0860%2,717
Percentage Net Loans Charged-off: Home equity loans0.0464%949
All other 1-4 family - Percent of loans charged-off, net0.1040%2,476
Percentage Net Loans Charged-off: Commercial and industrial0.2538%2,320
Percentage Net Loans Charged-off: Loans to individuals0.9974%1,801
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,171
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2009-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2230%5,231
Percentage Net Loans Charged-off: Total real estate loans0.1602%4,363
Percentage Net Loans Charged-off:Construction & development0.1650%3,271
Percentage Net Loans Charged-off: Commercial real estate-0.0850%7,703
Percentage Net Loans Charged-off: Multi-family residential0.0000%922
Percentage Net Loans Charged-off: 1-4 family residential0.2741%2,882
Percentage Net Loans Charged-off: Home equity loans0.3616%1,394
All other 1-4 family - Percent of loans charged-off, net0.2379%2,907
Percentage Net Loans Charged-off: Commercial and industrial0.2113%4,455
Percentage Net Loans Charged-off: Loans to individuals1.1537%2,395
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%2,150
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2009-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1443%5,248
Percentage Net Loans Charged-off: Total real estate loans0.1107%4,217
Percentage Net Loans Charged-off:Construction & development0.2194%2,794
Percentage Net Loans Charged-off: Commercial real estate-0.0236%7,679
Percentage Net Loans Charged-off: Multi-family residential0.0000%708
Percentage Net Loans Charged-off: 1-4 family residential0.1630%3,043
Percentage Net Loans Charged-off: Home equity loans0.1150%1,470
All other 1-4 family - Percent of loans charged-off, net0.1825%2,766
Percentage Net Loans Charged-off: Commercial and industrial-0.0159%7,012
Percentage Net Loans Charged-off: Loans to individuals0.7967%2,914
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,898
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2009-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1792%4,454
Percentage Net Loans Charged-off: Total real estate loans0.1684%3,324
Percentage Net Loans Charged-off:Construction & development0.3295%2,269
Percentage Net Loans Charged-off: Commercial real estate0.1217%1,761
Percentage Net Loans Charged-off: Multi-family residential0.0000%531
Percentage Net Loans Charged-off: 1-4 family residential0.1791%2,583
Percentage Net Loans Charged-off: Home equity loans0.0000%1,287
All other 1-4 family - Percent of loans charged-off, net0.2493%2,155
Percentage Net Loans Charged-off: Commercial and industrial-0.0244%7,028
Percentage Net Loans Charged-off: Loans to individuals0.5419%3,372
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,633
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2009-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0596%4,632
Percentage Net Loans Charged-off: Total real estate loans0.0158%3,599
Percentage Net Loans Charged-off:Construction & development0.0000%1,865
Percentage Net Loans Charged-off: Commercial real estate-0.0195%7,757
Percentage Net Loans Charged-off: Multi-family residential0.0000%309
Percentage Net Loans Charged-off: 1-4 family residential0.0327%2,570
Percentage Net Loans Charged-off: Home equity loans0.0000%827
All other 1-4 family - Percent of loans charged-off, net0.0450%2,294
Percentage Net Loans Charged-off: Commercial and industrial-0.0504%7,064
Percentage Net Loans Charged-off: Loans to individuals0.8090%2,329
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,234
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2008-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1078%5,207
Percentage Net Loans Charged-off: Total real estate loans0.0861%3,868
Percentage Net Loans Charged-off:Construction & development0.0000%2,850
Percentage Net Loans Charged-off: Commercial real estate0.2430%1,303
Percentage Net Loans Charged-off: Multi-family residential0.0000%546
Percentage Net Loans Charged-off: 1-4 family residential0.0327%3,694
Percentage Net Loans Charged-off: Home equity loans0.0144%1,377
All other 1-4 family - Percent of loans charged-off, net0.0387%3,377
Percentage Net Loans Charged-off: Commercial and industrial0.0573%4,262
Percentage Net Loans Charged-off: Loans to individuals0.5291%3,595
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,901
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2008-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0349%5,567
Percentage Net Loans Charged-off: Total real estate loans0.0121%4,280
Percentage Net Loans Charged-off:Construction & development0.0000%2,246
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,766
Percentage Net Loans Charged-off: Multi-family residential0.0000%377
Percentage Net Loans Charged-off: 1-4 family residential0.0192%3,223
Percentage Net Loans Charged-off: Home equity loans0.0133%1,094
All other 1-4 family - Percent of loans charged-off, net0.0211%2,988
Percentage Net Loans Charged-off: Commercial and industrial0.0030%3,883
Percentage Net Loans Charged-off: Loans to individuals0.4529%3,399
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,634
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2008-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0299%5,091
Percentage Net Loans Charged-off: Total real estate loans0.0118%3,546
Percentage Net Loans Charged-off:Construction & development0.0000%1,702
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,334
Percentage Net Loans Charged-off: Multi-family residential0.0000%250
Percentage Net Loans Charged-off: 1-4 family residential0.0188%2,641
Percentage Net Loans Charged-off: Home equity loans0.0000%889
All other 1-4 family - Percent of loans charged-off, net0.0248%2,369
Percentage Net Loans Charged-off: Commercial and industrial0.0091%3,123
Percentage Net Loans Charged-off: Loans to individuals0.3614%3,359
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,409
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2008-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0011%6,861
Percentage Net Loans Charged-off: Total real estate loans0.0000%2,687
Percentage Net Loans Charged-off:Construction & development0.0000%1,119
Percentage Net Loans Charged-off: Commercial real estate0.0000%813
Percentage Net Loans Charged-off: Multi-family residential0.0000%134
Percentage Net Loans Charged-off: 1-4 family residential0.0000%1,939
Percentage Net Loans Charged-off: Home equity loans0.0000%563
All other 1-4 family - Percent of loans charged-off, net0.0000%1,774
Percentage Net Loans Charged-off: Commercial and industrial0.0184%2,132
Percentage Net Loans Charged-off: Loans to individuals-0.0412%6,939
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,048
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2007-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0204%5,807
Percentage Net Loans Charged-off: Total real estate loans-0.0002%7,741
Percentage Net Loans Charged-off:Construction & development0.0000%1,563
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,679
Percentage Net Loans Charged-off: Multi-family residential0.0000%289
Percentage Net Loans Charged-off: 1-4 family residential-0.0003%7,639
Percentage Net Loans Charged-off: Home equity loans0.0000%938
All other 1-4 family - Percent of loans charged-off, net-0.0004%7,641
Percentage Net Loans Charged-off: Commercial and industrial0.0192%3,800
Percentage Net Loans Charged-off: Loans to individuals0.3618%3,711
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,751
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2007-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0197%5,119
Percentage Net Loans Charged-off: Total real estate loans-0.0002%7,412
Percentage Net Loans Charged-off:Construction & development0.0000%1,085
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,176
Percentage Net Loans Charged-off: Multi-family residential0.0000%199
Percentage Net Loans Charged-off: 1-4 family residential-0.0004%7,545
Percentage Net Loans Charged-off: Home equity loans0.0000%720
All other 1-4 family - Percent of loans charged-off, net-0.0005%7,539
Percentage Net Loans Charged-off: Commercial and industrial0.0260%3,073
Percentage Net Loans Charged-off: Loans to individuals0.3415%3,362
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,521
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2007-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0138%4,786
Percentage Net Loans Charged-off: Total real estate loans0.0000%2,712
Percentage Net Loans Charged-off:Construction & development0.0000%770
Percentage Net Loans Charged-off: Commercial real estate0.0000%881
Percentage Net Loans Charged-off: Multi-family residential0.0000%143
Percentage Net Loans Charged-off: 1-4 family residential0.0000%2,135
Percentage Net Loans Charged-off: Home equity loans0.0000%541
All other 1-4 family - Percent of loans charged-off, net0.0000%1,964
Percentage Net Loans Charged-off: Commercial and industrial0.0000%2,722
Percentage Net Loans Charged-off: Loans to individuals0.2576%3,354
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,336
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2007-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0143%3,946
Percentage Net Loans Charged-off: Total real estate loans0.0000%1,851
Percentage Net Loans Charged-off:Construction & development0.0000%444
Percentage Net Loans Charged-off: Commercial real estate0.0000%529
Percentage Net Loans Charged-off: Multi-family residential0.0000%76
Percentage Net Loans Charged-off: 1-4 family residential0.0000%1,473
Percentage Net Loans Charged-off: Home equity loans0.0000%371
All other 1-4 family - Percent of loans charged-off, net0.0000%1,345
Percentage Net Loans Charged-off: Commercial and industrial0.0000%1,846
Percentage Net Loans Charged-off: Loans to individuals0.2652%2,858
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%964
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2006-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0181%5,415
Percentage Net Loans Charged-off: Total real estate loans0.0000%3,458
Percentage Net Loans Charged-off:Construction & development0.0000%832
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,308
Percentage Net Loans Charged-off: Multi-family residential0.0000%200
Percentage Net Loans Charged-off: 1-4 family residential0.0000%2,928
Percentage Net Loans Charged-off: Home equity loans0.0000%709
All other 1-4 family - Percent of loans charged-off, net0.0000%2,723
Percentage Net Loans Charged-off: Commercial and industrial0.0294%3,456
Percentage Net Loans Charged-off: Loans to individuals0.2908%3,949
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,606
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2006-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0180%4,838
Percentage Net Loans Charged-off: Total real estate loans0.0000%2,897
Percentage Net Loans Charged-off:Construction & development0.0000%620
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,012
Percentage Net Loans Charged-off: Multi-family residential0.0000%150
Percentage Net Loans Charged-off: 1-4 family residential0.0000%2,436
Percentage Net Loans Charged-off: Home equity loans0.0000%550
All other 1-4 family - Percent of loans charged-off, net0.0000%2,253
Percentage Net Loans Charged-off: Commercial and industrial-0.0130%6,809
Percentage Net Loans Charged-off: Loans to individuals0.3520%3,199
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,412
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2006-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0128%4,647
Percentage Net Loans Charged-off: Total real estate loans0.0000%2,437
Percentage Net Loans Charged-off:Construction & development0.0000%466
Percentage Net Loans Charged-off: Commercial real estate0.0000%815
Percentage Net Loans Charged-off: Multi-family residential0.0000%100
Percentage Net Loans Charged-off: 1-4 family residential0.0000%2,021
Percentage Net Loans Charged-off: Home equity loans0.0000%426
All other 1-4 family - Percent of loans charged-off, net0.0000%1,880
Percentage Net Loans Charged-off: Commercial and industrial-0.0197%6,808
Percentage Net Loans Charged-off: Loans to individuals0.2645%3,343
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,212
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2006-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0060%4,157
Percentage Net Loans Charged-off: Total real estate loans0.0000%1,638
Percentage Net Loans Charged-off:Construction & development0.0000%268
Percentage Net Loans Charged-off: Commercial real estate0.0000%498
Percentage Net Loans Charged-off: Multi-family residential0.0000%51
Percentage Net Loans Charged-off: 1-4 family residential0.0000%1,349
Percentage Net Loans Charged-off: Home equity loans0.0000%311
All other 1-4 family - Percent of loans charged-off, net0.0000%1,244
Percentage Net Loans Charged-off: Commercial and industrial-0.0313%6,884
Percentage Net Loans Charged-off: Loans to individuals0.1515%3,308
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%911
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2005-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0041%7,716
Percentage Net Loans Charged-off: Total real estate loans-0.0017%7,591
Percentage Net Loans Charged-off:Construction & development-0.0159%7,744
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,340
Percentage Net Loans Charged-off: Multi-family residential0.0000%187
Percentage Net Loans Charged-off: 1-4 family residential-0.0014%7,806
Percentage Net Loans Charged-off: Home equity loans0.0000%682
All other 1-4 family - Percent of loans charged-off, net-0.0019%7,813
Percentage Net Loans Charged-off: Commercial and industrial-0.1064%7,607
Percentage Net Loans Charged-off: Loans to individuals0.1303%5,521
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,616
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2005-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0029%7,334
Percentage Net Loans Charged-off: Total real estate loans-0.0022%7,562
Percentage Net Loans Charged-off:Construction & development-0.0237%7,755
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,046
Percentage Net Loans Charged-off: Multi-family residential0.0000%151
Percentage Net Loans Charged-off: 1-4 family residential-0.0019%7,753
Percentage Net Loans Charged-off: Home equity loans0.0000%562
All other 1-4 family - Percent of loans charged-off, net-0.0026%7,772
Percentage Net Loans Charged-off: Commercial and industrial-0.1233%7,537
Percentage Net Loans Charged-off: Loans to individuals0.1975%4,620
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,405
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2005-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0073%7,245
Percentage Net Loans Charged-off: Total real estate loans-0.0030%7,565
Percentage Net Loans Charged-off:Construction & development-0.0297%7,742
Percentage Net Loans Charged-off: Commercial real estate0.0000%810
Percentage Net Loans Charged-off: Multi-family residential0.0000%111
Percentage Net Loans Charged-off: 1-4 family residential-0.0029%7,782
Percentage Net Loans Charged-off: Home equity loans0.0000%450
All other 1-4 family - Percent of loans charged-off, net-0.0041%7,813
Percentage Net Loans Charged-off: Commercial and industrial-0.2069%7,704
Percentage Net Loans Charged-off: Loans to individuals0.2921%3,715
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,156
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2005-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0228%7,372
Percentage Net Loans Charged-off: Total real estate loans-0.0035%7,732
Percentage Net Loans Charged-off:Construction & development0.0000%235
Percentage Net Loans Charged-off: Commercial real estate0.0000%511
Percentage Net Loans Charged-off: Multi-family residential0.0000%61
Percentage Net Loans Charged-off: 1-4 family residential-0.0060%7,954
Percentage Net Loans Charged-off: Home equity loans0.0000%338
All other 1-4 family - Percent of loans charged-off, net-0.0084%8,000
Percentage Net Loans Charged-off: Commercial and industrial-0.4013%7,988
Percentage Net Loans Charged-off: Loans to individuals0.3652%2,977
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%839
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2004-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0217%6,052
Percentage Net Loans Charged-off: Total real estate loans0.0037%3,720
Percentage Net Loans Charged-off:Construction & development-0.0096%7,844
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,548
Percentage Net Loans Charged-off: Multi-family residential0.0000%197
Percentage Net Loans Charged-off: 1-4 family residential0.0074%3,056
Percentage Net Loans Charged-off: Home equity loans0.0000%657
All other 1-4 family - Percent of loans charged-off, net0.0104%2,810
Percentage Net Loans Charged-off: Commercial and industrial0.0021%4,266
Percentage Net Loans Charged-off: Loans to individuals0.2645%5,061
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,643
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2004-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0277%5,327
Percentage Net Loans Charged-off: Total real estate loans0.0037%3,184
Percentage Net Loans Charged-off:Construction & development0.0000%604
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,213
Percentage Net Loans Charged-off: Multi-family residential0.0000%155
Percentage Net Loans Charged-off: 1-4 family residential0.0066%2,614
Percentage Net Loans Charged-off: Home equity loans0.0000%554
All other 1-4 family - Percent of loans charged-off, net0.0093%2,390
Percentage Net Loans Charged-off: Commercial and industrial0.0000%3,624
Percentage Net Loans Charged-off: Loans to individuals0.3248%4,247
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,414
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2004-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0055%5,818
Percentage Net Loans Charged-off: Total real estate loans0.0036%2,690
Percentage Net Loans Charged-off:Construction & development0.0000%464
Percentage Net Loans Charged-off: Commercial real estate0.0000%953
Percentage Net Loans Charged-off: Multi-family residential0.0000%116
Percentage Net Loans Charged-off: 1-4 family residential0.0066%2,171
Percentage Net Loans Charged-off: Home equity loans0.0000%431
All other 1-4 family - Percent of loans charged-off, net0.0091%1,994
Percentage Net Loans Charged-off: Commercial and industrial0.0000%3,054
Percentage Net Loans Charged-off: Loans to individuals0.0297%5,540
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,207
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2004-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0052%4,952
Percentage Net Loans Charged-off: Total real estate loans0.0000%1,955
Percentage Net Loans Charged-off:Construction & development0.0000%286
Percentage Net Loans Charged-off: Commercial real estate0.0000%553
Percentage Net Loans Charged-off: Multi-family residential0.0000%70
Percentage Net Loans Charged-off: 1-4 family residential0.0000%1,591
Percentage Net Loans Charged-off: Home equity loans0.0000%291
All other 1-4 family - Percent of loans charged-off, net0.0000%1,471
Percentage Net Loans Charged-off: Commercial and industrial0.0000%2,138
Percentage Net Loans Charged-off: Loans to individuals0.0597%4,549
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%887
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2003-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0524%5,844
Percentage Net Loans Charged-off: Total real estate loans0.0272%3,049
Percentage Net Loans Charged-off:Construction & development0.0000%836
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,593
Percentage Net Loans Charged-off: Multi-family residential0.0000%186
Percentage Net Loans Charged-off: 1-4 family residential0.0486%2,378
Percentage Net Loans Charged-off: Home equity loans0.0000%639
All other 1-4 family - Percent of loans charged-off, net0.0632%2,099
Percentage Net Loans Charged-off: Commercial and industrial0.0259%4,591
Percentage Net Loans Charged-off: Loans to individuals0.2908%5,376
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,856
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2003-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0216%6,113
Percentage Net Loans Charged-off: Total real estate loans0.0047%3,276
Percentage Net Loans Charged-off:Construction & development0.0000%663
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,273
Percentage Net Loans Charged-off: Multi-family residential0.0000%138
Percentage Net Loans Charged-off: 1-4 family residential0.0083%2,700
Percentage Net Loans Charged-off: Home equity loans0.0000%519
All other 1-4 family - Percent of loans charged-off, net0.0107%2,516
Percentage Net Loans Charged-off: Commercial and industrial0.0000%4,156
Percentage Net Loans Charged-off: Loans to individuals0.1813%5,531
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,617
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2003-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0354%5,330
Percentage Net Loans Charged-off: Total real estate loans0.0095%2,647
Percentage Net Loans Charged-off:Construction & development0.0000%523
Percentage Net Loans Charged-off: Commercial real estate0.0000%978
Percentage Net Loans Charged-off: Multi-family residential0.0000%100
Percentage Net Loans Charged-off: 1-4 family residential0.0166%2,096
Percentage Net Loans Charged-off: Home equity loans0.0000%421
All other 1-4 family - Percent of loans charged-off, net0.0210%1,938
Percentage Net Loans Charged-off: Commercial and industrial0.0042%3,521
Percentage Net Loans Charged-off: Loans to individuals0.2778%4,563
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,407
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2003-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0670%3,855
Percentage Net Loans Charged-off: Total real estate loans0.0193%1,746
Percentage Net Loans Charged-off:Construction & development0.0000%326
Percentage Net Loans Charged-off: Commercial real estate0.0000%618
Percentage Net Loans Charged-off: Multi-family residential0.0000%56
Percentage Net Loans Charged-off: 1-4 family residential0.0332%1,345
Percentage Net Loans Charged-off: Home equity loans0.0000%277
All other 1-4 family - Percent of loans charged-off, net0.0415%1,233
Percentage Net Loans Charged-off: Commercial and industrial0.0087%2,436
Percentage Net Loans Charged-off: Loans to individuals0.5129%3,158
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%993
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2002-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0401%6,374
Percentage Net Loans Charged-off: Total real estate loans-0.0150%8,516
Percentage Net Loans Charged-off:Construction & development0.0000%875
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,573
Percentage Net Loans Charged-off: Multi-family residential-163.4615%6,642
Percentage Net Loans Charged-off: 1-4 family residential0.0470%2,336
Percentage Net Loans Charged-off: Home equity loans0.0000%614
All other 1-4 family - Percent of loans charged-off, net0.0559%2,144
Percentage Net Loans Charged-off: Commercial and industrial0.2896%3,452
Percentage Net Loans Charged-off: Loans to individuals0.1885%6,079
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,956
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2001-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0597%5,906
Percentage Net Loans Charged-off: Total real estate loans0.0037%3,812
Percentage Net Loans Charged-off:Construction & development0.0000%831
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,436
Percentage Net Loans Charged-off: Multi-family residential0.0000%192
Percentage Net Loans Charged-off: 1-4 family residential0.0056%3,114
Percentage Net Loans Charged-off: Home equity loans0.0000%610
All other 1-4 family - Percent of loans charged-off, net0.0062%2,931
Percentage Net Loans Charged-off: Commercial and industrial0.1321%3,999
Percentage Net Loans Charged-off: Loans to individuals0.4197%4,556
Percentage Net Loans Charged-off: Credit card loans0.0000%2,107
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,876
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2000-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0196%6,739
Percentage Net Loans Charged-off: Total real estate loans-0.0140%1,393
Percentage Net Loans Charged-off:Construction & development0.0000%266
Percentage Net Loans Charged-off: Commercial real estate0.0000%426
Percentage Net Loans Charged-off: Multi-family residential0.0000%100
Percentage Net Loans Charged-off: 1-4 family residential-0.0190%1,436
Percentage Net Loans Charged-off: Home equity loans0.0000%364
All other 1-4 family - Percent of loans charged-off, net-0.0199%1,437
Percentage Net Loans Charged-off: Commercial and industrial0.0000%1,037
Percentage Net Loans Charged-off: Loans to individuals0.3497%939
Percentage Net Loans Charged-off: Credit card loans1.5873%607
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%385
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1999-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1607%3,739
Percentage Net Loans Charged-off: Total real estate loans0.0927%286
Percentage Net Loans Charged-off:Construction & development0.0000%250
Percentage Net Loans Charged-off: Commercial real estate0.1362%172
Percentage Net Loans Charged-off: Multi-family residential0.0000%120
Percentage Net Loans Charged-off: 1-4 family residential0.0831%354
Percentage Net Loans Charged-off: Home equity loans0.0000%369
All other 1-4 family - Percent of loans charged-off, net0.0857%332
Percentage Net Loans Charged-off: Commercial and industrial0.3130%546
Percentage Net Loans Charged-off: Loans to individuals0.4605%836
Percentage Net Loans Charged-off: Credit card loans0.0000%985
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%415
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1998-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0750%5,706
Percentage Net Loans Charged-off: Total real estate loans0.0304%597
Percentage Net Loans Charged-off:Construction & development-0.4572%1,376
Percentage Net Loans Charged-off: Commercial real estate0.0295%367
Percentage Net Loans Charged-off: Multi-family residential0.0000%151
Percentage Net Loans Charged-off: 1-4 family residential0.0394%549
Percentage Net Loans Charged-off: Home equity loans0.0000%385
All other 1-4 family - Percent of loans charged-off, net0.0404%498
Percentage Net Loans Charged-off: Commercial and industrial0.0000%953
Percentage Net Loans Charged-off: Loans to individuals0.5747%783
Percentage Net Loans Charged-off: Credit card loans0.0000%973
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%409
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1997-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0761%6,024
Percentage Net Loans Charged-off: Total real estate loans0.0363%599
Percentage Net Loans Charged-off:Construction & development0.0000%260
Percentage Net Loans Charged-off: Commercial real estate-0.1856%1,354
Percentage Net Loans Charged-off: Multi-family residential0.0000%192
Percentage Net Loans Charged-off: 1-4 family residential0.0838%379
Percentage Net Loans Charged-off: Home equity loans0.0000%396
All other 1-4 family - Percent of loans charged-off, net0.0859%344
Percentage Net Loans Charged-off: Commercial and industrial0.0329%821
Percentage Net Loans Charged-off: Loans to individuals0.5080%890
Percentage Net Loans Charged-off: Credit card loans0.0000%985
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%386
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1996-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0934%5,915
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1995-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1391%4,824
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1994-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4564%1,987
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1993-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0793%7,561
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1992-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3704%5,344
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA