Home > Northwood Savings Bank > Assets and Liabilities
Northwood Savings Bank, Assets and Liabilities
| 2005-09-30 | Rank | |
| # of Employees: | 3 | 8,782 |
| Assets and Liabilities | ||
| Total Assets: | $9,253,000 | 8,782 |
| Cash and due from depository institutions | $727,000 | 8,782 |
| Interest-bearing balances | $563,000 | 3,299 |
| Securities | $2,533,000 | 8,091 |
| Federal funds sold & reverse repurchase agreements | $634,000 | 4,970 |
| Net loans & leases | $5,062,000 | 8,652 |
| Loan loss allowance | $29,000 | 8,708 |
| Trading account assets | $0 | 146 |
| Bank premises and fixed assets | $170,000 | 8,118 |
| Other real estate owned | $0 | 8,782 |
| Goodwill and other intangibles | $0 | 3,310 |
| All other assets | $127,000 | 8,761 |
| Life insurance assets | $0 | 341 |
| Total liabilities and capital | $9,253,000 | 8,782 |
| Total liabilities | $8,317,000 | 8,714 |
| Total deposits | $8,143,000 | 8,686 |
| Interest-bearing deposits | $8,075,000 | 8,601 |
| Deposits held in domestic offices | $8,143,000 | 8,683 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,623 |
| Trading liabilities | $0 | 63 |
| Other borrowed funds | $0 | 5,928 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $174,000 | 7,437 |
| Total equity capital | $936,000 | 8,823 |
| Total bank equity capital | $936,000 | 8,823 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $0 | 8,097 |
| Surplus | $1,007,000 | 6,619 |
| Undivided profits | $-71,000 | 8,162 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $73,000 | 6,561 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,225 |
| Income earned, not collected on loans | $35,000 | 8,719 |
| Earning assets | $8,792,000 | 8,751 |
| Long-term assets (5+ years) | $4,723,000 | 5,936 |
| Average Assets, year-to-date | $9,322,000 | 8,775 |
| Average Assets, quarterly | $9,309,500 | 8,776 |
| Volatile liabilities | $0 | 8,811 |
| Insider loans | $0 | 7,932 |
| FHLB advances | $0 | 5,403 |
| Loans and leases held for sale | $0 | 1,843 |
| Unused loan commitments | $0 | 8,613 |
| Tier 1 (core) risk-based capital | $1,007,000 | 8,808 |
| Tier 2 risk-based capital | $29,000 | 8,697 |
| Total risk weighted assets | $4,462,000 | 8,768 |
| Total unused commitments | $0 | 8,613 |
| Derivatives | $0 | 909 |
| 2005-06-30 | Rank | |
| # of Employees: | 3 | 8,795 |
| Assets and Liabilities | ||
| Total Assets: | $9,366,000 | 8,785 |
| Cash and due from depository institutions | $459,000 | 8,795 |
| Interest-bearing balances | $361,000 | 3,705 |
| Securities | $2,749,000 | 8,072 |
| Federal funds sold & reverse repurchase agreements | $538,000 | 4,892 |
| Net loans & leases | $5,327,000 | 8,633 |
| Loan loss allowance | $29,000 | 8,724 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $172,000 | 8,110 |
| Other real estate owned | $0 | 8,795 |
| Goodwill and other intangibles | $0 | 3,307 |
| All other assets | $121,000 | 8,761 |
| Life insurance assets | $0 | 339 |
| Total liabilities and capital | $9,366,000 | 8,785 |
| Total liabilities | $8,364,000 | 8,730 |
| Total deposits | $8,352,000 | 8,689 |
| Interest-bearing deposits | $8,299,000 | 8,604 |
| Deposits held in domestic offices | $8,352,000 | 8,687 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,721 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $0 | 5,868 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $12,000 | 8,829 |
| Total equity capital | $1,002,000 | 8,818 |
| Total bank equity capital | $1,002,000 | 8,818 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $0 | 8,105 |
| Surplus | $0 | 8,188 |
| Undivided profits | $1,002,000 | 7,224 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $36,000 | 6,998 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,247 |
| Income earned, not collected on loans | $36,000 | 8,727 |
| Earning assets | $8,975,000 | 8,754 |
| Long-term assets (5+ years) | $5,119,000 | 5,885 |
| Average Assets, year-to-date | $9,345,000 | 8,787 |
| Average Assets, quarterly | $9,308,500 | 8,785 |
| Volatile liabilities | $0 | 8,825 |
| Insider loans | $0 | 7,951 |
| FHLB advances | $0 | 5,357 |
| Loans and leases held for sale | $0 | 1,818 |
| Unused loan commitments | $50,000 | 8,618 |
| Tier 1 (core) risk-based capital | $1,005,000 | 8,811 |
| Tier 2 risk-based capital | $29,000 | 8,726 |
| Total risk weighted assets | $4,641,000 | 8,771 |
| Total unused commitments | $50,000 | 8,619 |
| Derivatives | $0 | 866 |
| 2005-03-31 | Rank | |
| # of Employees: | 3 | 8,854 |
| Assets and Liabilities | ||
| Total Assets: | $9,251,000 | 8,851 |
| Cash and due from depository institutions | $281,000 | 8,854 |
| Interest-bearing balances | $118,000 | 4,846 |
| Securities | $2,717,000 | 8,154 |
| Federal funds sold & reverse repurchase agreements | $308,000 | 5,852 |
| Net loans & leases | $5,666,000 | 8,683 |
| Loan loss allowance | $29,000 | 8,781 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $175,000 | 8,143 |
| Other real estate owned | $0 | 8,854 |
| Goodwill and other intangibles | $0 | 3,297 |
| All other assets | $104,000 | 8,846 |
| Life insurance assets | $0 | 333 |
| Total liabilities and capital | $9,251,000 | 8,851 |
| Total liabilities | $8,296,000 | 8,794 |
| Total deposits | $8,225,000 | 8,763 |
| Interest-bearing deposits | $46,000 | 8,903 |
| Deposits held in domestic offices | $8,225,000 | 8,761 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,328 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $0 | 5,784 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $71,000 | 8,325 |
| Total equity capital | $955,000 | 8,880 |
| Total bank equity capital | $955,000 | 8,880 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $0 | 8,166 |
| Surplus | $0 | 8,248 |
| Undivided profits | $955,000 | 7,241 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $53,000 | 6,834 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,234 |
| Income earned, not collected on loans | $28,000 | 8,802 |
| Earning assets | $8,809,000 | 8,822 |
| Long-term assets (5+ years) | $5,268,000 | 5,900 |
| Average Assets, year-to-date | $9,334,500 | 8,851 |
| Average Assets, quarterly | $9,334,500 | 8,851 |
| Volatile liabilities | $0 | 8,885 |
| Insider loans | $0 | 8,007 |
| FHLB advances | $0 | 5,246 |
| Loans and leases held for sale | $0 | 1,762 |
| Unused loan commitments | $85,000 | 8,643 |
| Tier 1 (core) risk-based capital | $973,000 | 8,879 |
| Tier 2 risk-based capital | $29,000 | 8,781 |
| Total risk weighted assets | $4,721,000 | 8,824 |
| Total unused commitments | $85,000 | 8,644 |
| Derivatives | $0 | 790 |
| 2004-12-31 | Rank | |
| # of Employees: | 3 | 8,897 |
| Assets and Liabilities | ||
| Total Assets: | $9,418,000 | 8,889 |
| Cash and due from depository institutions | $326,000 | 8,897 |
| Interest-bearing balances | $225,000 | 4,232 |
| Securities | $2,785,000 | 8,187 |
| Federal funds sold & reverse repurchase agreements | $403,000 | 5,563 |
| Net loans & leases | $5,594,000 | 8,733 |
| Loan loss allowance | $29,000 | 8,831 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $178,000 | 8,167 |
| Other real estate owned | $0 | 8,897 |
| Goodwill and other intangibles | $0 | 3,293 |
| All other assets | $132,000 | 8,844 |
| Life insurance assets | $0 | 334 |
| Total liabilities and capital | $9,418,000 | 8,889 |
| Total liabilities | $8,478,000 | 8,830 |
| Total deposits | $8,451,000 | 8,798 |
| Interest-bearing deposits | $8,355,000 | 8,713 |
| Deposits held in domestic offices | $8,451,000 | 8,797 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,470 |
| Trading liabilities | $0 | 66 |
| Other borrowed funds | $0 | 5,836 |
| Subordinated debt | $0 | 272 |
| All other liabilities | $27,000 | 8,816 |
| Total equity capital | $940,000 | 8,931 |
| Total bank equity capital | $940,000 | 8,931 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $0 | 8,205 |
| Surplus | $0 | 8,282 |
| Undivided profits | $940,000 | 7,401 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $64,000 | 6,781 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,187 |
| Income earned, not collected on loans | $72,000 | 8,694 |
| Earning assets | $9,007,000 | 8,854 |
| Long-term assets (5+ years) | $5,113,000 | 6,012 |
| Average Assets, year-to-date | $9,234,000 | 8,886 |
| Average Assets, quarterly | $9,404,000 | 8,884 |
| Volatile liabilities | $0 | 8,926 |
| Insider loans | $0 | 8,048 |
| FHLB advances | $0 | 5,260 |
| Loans and leases held for sale | $0 | 1,753 |
| Unused loan commitments | $387,000 | 8,439 |
| Tier 1 (core) risk-based capital | $958,000 | 8,924 |
| Tier 2 risk-based capital | $29,000 | 8,829 |
| Total risk weighted assets | $4,909,000 | 8,854 |
| Total unused commitments | $387,000 | 8,441 |
| Derivatives | $0 | 774 |
| 2004-09-30 | Rank | |
| # of Employees: | 3 | 8,943 |
| Assets and Liabilities | ||
| Total Assets: | $9,390,000 | 8,935 |
| Cash and due from depository institutions | $473,000 | 8,943 |
| Interest-bearing balances | $327,000 | 3,917 |
| Securities | $2,649,000 | 8,262 |
| Federal funds sold & reverse repurchase agreements | $243,000 | 5,519 |
| Net loans & leases | $5,676,000 | 8,780 |
| Loan loss allowance | $23,000 | 8,886 |
| Trading account assets | $0 | 149 |
| Bank premises and fixed assets | $179,000 | 8,180 |
| Other real estate owned | $0 | 8,943 |
| Goodwill and other intangibles | $0 | 3,268 |
| All other assets | $170,000 | 8,833 |
| Life insurance assets | $0 | 330 |
| Total liabilities and capital | $9,390,000 | 8,935 |
| Total liabilities | $8,426,000 | 8,880 |
| Total deposits | $8,358,000 | 8,851 |
| Interest-bearing deposits | $8,285,000 | 8,761 |
| Deposits held in domestic offices | $8,358,000 | 8,849 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,678 |
| Trading liabilities | $0 | 68 |
| Other borrowed funds | $0 | 5,863 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $68,000 | 8,495 |
| Total equity capital | $964,000 | 8,972 |
| Total bank equity capital | $964,000 | 8,972 |
| Perpetual preferred stock | $0 | 124 |
| Common stock | $0 | 8,249 |
| Surplus | $0 | 8,313 |
| Undivided profits | $964,000 | 7,464 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $36,000 | 7,282 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,251 |
| Income earned, not collected on loans | $71,000 | 8,745 |
| Earning assets | $8,895,000 | 8,908 |
| Long-term assets (5+ years) | $5,301,000 | 6,044 |
| Average Assets, year-to-date | $9,188,000 | 8,937 |
| Average Assets, quarterly | $9,266,000 | 8,934 |
| Volatile liabilities | $0 | 8,976 |
| Insider loans | $0 | 8,077 |
| FHLB advances | $0 | 5,299 |
| Loans and leases held for sale | $0 | 1,808 |
| Unused loan commitments | $207,000 | 8,634 |
| Tier 1 (core) risk-based capital | $986,000 | 8,964 |
| Tier 2 risk-based capital | $23,000 | 8,890 |
| Total risk weighted assets | $4,973,000 | 8,906 |
| Total unused commitments | $207,000 | 8,636 |
| Derivatives | $0 | 770 |
| 2004-06-30 | Rank | |
| # of Employees: | 3 | 8,994 |
| Assets and Liabilities | ||
| Total Assets: | $9,142,000 | 8,992 |
| Cash and due from depository institutions | $264,000 | 8,994 |
| Interest-bearing balances | $199,000 | 4,539 |
| Securities | $2,723,000 | 8,315 |
| Federal funds sold & reverse repurchase agreements | $411,000 | 5,168 |
| Net loans & leases | $5,451,000 | 8,827 |
| Loan loss allowance | $23,000 | 8,937 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $182,000 | 8,213 |
| Other real estate owned | $0 | 8,994 |
| Goodwill and other intangibles | $0 | 3,275 |
| All other assets | $111,000 | 8,988 |
| Life insurance assets | $0 | 323 |
| Total liabilities and capital | $9,142,000 | 8,992 |
| Total liabilities | $8,237,000 | 8,940 |
| Total deposits | $8,217,000 | 8,909 |
| Interest-bearing deposits | $8,169,000 | 8,828 |
| Deposits held in domestic offices | $8,217,000 | 8,908 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,750 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,862 |
| Subordinated debt | $0 | 288 |
| All other liabilities | $20,000 | 8,980 |
| Total equity capital | $905,000 | 9,034 |
| Total bank equity capital | $905,000 | 9,034 |
| Perpetual preferred stock | $0 | 126 |
| Common stock | $0 | 8,301 |
| Surplus | $0 | 8,370 |
| Undivided profits | $905,000 | 7,383 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $42,000 | 7,235 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,328 |
| Income earned, not collected on loans | $35,000 | 8,947 |
| Earning assets | $8,784,000 | 8,961 |
| Long-term assets (5+ years) | $5,108,000 | 6,204 |
| Average Assets, year-to-date | $9,120,670 | 8,987 |
| Average Assets, quarterly | $9,239,500 | 8,990 |
| Volatile liabilities | $0 | 9,025 |
| Insider loans | $0 | 8,164 |
| FHLB advances | $0 | 5,298 |
| Loans and leases held for sale | $0 | 1,820 |
| Unused loan commitments | $189,000 | 8,706 |
| Tier 1 (core) risk-based capital | $928,000 | 9,026 |
| Tier 2 risk-based capital | $23,000 | 8,939 |
| Total risk weighted assets | $4,770,000 | 8,967 |
| Total unused commitments | $189,000 | 8,707 |
| Derivatives | $0 | 740 |
| 2004-03-31 | Rank | |
| # of Employees: | 3 | 9,028 |
| Assets and Liabilities | ||
| Total Assets: | $9,337,000 | 9,025 |
| Cash and due from depository institutions | $456,000 | 9,028 |
| Interest-bearing balances | $255,000 | 4,412 |
| Securities | $2,785,000 | 8,288 |
| Federal funds sold & reverse repurchase agreements | $750,000 | 5,884 |
| Net loans & leases | $5,069,000 | 8,877 |
| Loan loss allowance | $23,000 | 8,970 |
| Trading account assets | $0 | 144 |
| Bank premises and fixed assets | $186,000 | 8,223 |
| Other real estate owned | $0 | 9,028 |
| Goodwill and other intangibles | $0 | 3,256 |
| All other assets | $91,000 | 9,050 |
| Life insurance assets | $0 | 322 |
| Total liabilities and capital | $9,337,000 | 9,025 |
| Total liabilities | $8,391,000 | 8,968 |
| Total deposits | $8,316,000 | 8,940 |
| Interest-bearing deposits | $8,290,000 | 8,860 |
| Deposits held in domestic offices | $8,316,000 | 8,938 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,174 |
| Trading liabilities | $0 | 70 |
| Other borrowed funds | $0 | 5,747 |
| Subordinated debt | $0 | 287 |
| All other liabilities | $75,000 | 8,449 |
| Total equity capital | $946,000 | 9,066 |
| Total bank equity capital | $946,000 | 9,066 |
| Perpetual preferred stock | $0 | 129 |
| Common stock | $0 | 8,335 |
| Surplus | $0 | 8,403 |
| Undivided profits | $946,000 | 7,522 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $27,000 | 7,548 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,356 |
| Income earned, not collected on loans | $23,000 | 9,006 |
| Earning assets | $8,859,000 | 8,996 |
| Long-term assets (5+ years) | $4,958,000 | 6,221 |
| Average Assets, year-to-date | $9,110,000 | 9,027 |
| Average Assets, quarterly | $9,110,000 | 9,027 |
| Volatile liabilities | $0 | 9,059 |
| Insider loans | $0 | 8,165 |
| FHLB advances | $0 | 5,150 |
| Loans and leases held for sale | $0 | 1,884 |
| Unused loan commitments | $288,000 | 8,671 |
| Tier 1 (core) risk-based capital | $906,000 | 9,065 |
| Tier 2 risk-based capital | $23,000 | 8,971 |
| Total risk weighted assets | $4,687,000 | 9,004 |
| Total unused commitments | $288,000 | 8,674 |
| Derivatives | $0 | 699 |
| 2003-12-31 | Rank | |
| # of Employees: | 3 | 9,101 |
| Assets and Liabilities | ||
| Total Assets: | $8,883,000 | 9,093 |
| Cash and due from depository institutions | $328,000 | 9,101 |
| Interest-bearing balances | $278,000 | 4,264 |
| Securities | $2,625,000 | 8,390 |
| Federal funds sold & reverse repurchase agreements | $656,000 | 5,399 |
| Net loans & leases | $4,962,000 | 8,944 |
| Loan loss allowance | $29,000 | 9,024 |
| Trading account assets | $0 | 168 |
| Bank premises and fixed assets | $189,000 | 8,271 |
| Other real estate owned | $0 | 9,101 |
| Goodwill and other intangibles | $0 | 3,237 |
| All other assets | $123,000 | 9,055 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $8,883,000 | 9,093 |
| Total liabilities | $7,951,000 | 9,031 |
| Total deposits | $7,932,000 | 9,000 |
| Interest-bearing deposits | $7,846,000 | 8,924 |
| Deposits held in domestic offices | $7,932,000 | 8,998 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,433 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $0 | 5,772 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $19,000 | 9,094 |
| Total equity capital | $932,000 | 9,128 |
| Total bank equity capital | $932,000 | 9,128 |
| Perpetual preferred stock | $0 | 131 |
| Common stock | $0 | 8,396 |
| Surplus | $0 | 8,463 |
| Undivided profits | $932,000 | 7,543 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $17,000 | 7,778 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,287 |
| Income earned, not collected on loans | $35,000 | 9,011 |
| Earning assets | $8,521,000 | 9,058 |
| Long-term assets (5+ years) | $4,918,000 | 6,244 |
| Average Assets, year-to-date | $8,677,400 | 9,096 |
| Average Assets, quarterly | $8,844,000 | 9,092 |
| Volatile liabilities | $0 | 9,126 |
| Insider loans | $0 | 8,219 |
| FHLB advances | $0 | 5,171 |
| Loans and leases held for sale | $0 | 1,789 |
| Unused loan commitments | $65,000 | 8,883 |
| Tier 1 (core) risk-based capital | $894,000 | 9,126 |
| Tier 2 risk-based capital | $29,000 | 9,024 |
| Total risk weighted assets | $4,521,000 | 9,071 |
| Total unused commitments | $65,000 | 8,883 |
| Derivatives | $0 | 665 |
| 2003-09-30 | Rank | |
| # of Employees: | 3 | 9,150 |
| Assets and Liabilities | ||
| Total Assets: | $8,805,000 | 9,142 |
| Cash and due from depository institutions | $503,000 | 9,150 |
| Interest-bearing balances | $405,000 | 4,015 |
| Securities | $2,161,000 | 8,520 |
| Federal funds sold & reverse repurchase agreements | $672,000 | 5,739 |
| Net loans & leases | $5,168,000 | 8,991 |
| Loan loss allowance | $29,000 | 9,074 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $160,000 | 8,443 |
| Other real estate owned | $0 | 9,150 |
| Goodwill and other intangibles | $0 | 3,226 |
| All other assets | $141,000 | 9,092 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $8,805,000 | 9,142 |
| Total liabilities | $7,908,000 | 9,096 |
| Total deposits | $7,823,000 | 9,070 |
| Interest-bearing deposits | $7,755,000 | 8,990 |
| Deposits held in domestic offices | $7,823,000 | 9,069 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,347 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $0 | 5,773 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $85,000 | 8,578 |
| Total equity capital | $897,000 | 9,187 |
| Total bank equity capital | $897,000 | 9,187 |
| Perpetual preferred stock | $0 | 137 |
| Common stock | $0 | 8,445 |
| Surplus | $0 | 8,515 |
| Undivided profits | $897,000 | 7,650 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $13,000 | 8,004 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,354 |
| Income earned, not collected on loans | $36,000 | 9,075 |
| Earning assets | $8,406,000 | 9,115 |
| Long-term assets (5+ years) | $5,183,000 | 6,187 |
| Average Assets, year-to-date | $8,626,000 | 9,148 |
| Average Assets, quarterly | $8,807,500 | 9,144 |
| Volatile liabilities | $0 | 9,177 |
| Insider loans | $0 | 8,298 |
| FHLB advances | $0 | 5,135 |
| Loans and leases held for sale | $0 | 1,962 |
| Unused loan commitments | $45,000 | 8,963 |
| Tier 1 (core) risk-based capital | $901,000 | 9,181 |
| Tier 2 risk-based capital | $29,000 | 9,077 |
| Total risk weighted assets | $4,580,000 | 9,121 |
| Total unused commitments | $45,000 | 8,964 |
| Derivatives | $0 | 666 |
| 2003-06-30 | Rank | |
| # of Employees: | 3 | 9,184 |
| Assets and Liabilities | ||
| Total Assets: | $8,810,000 | 9,186 |
| Cash and due from depository institutions | $408,000 | 9,184 |
| Interest-bearing balances | $264,000 | 4,529 |
| Securities | $2,334,000 | 8,499 |
| Federal funds sold & reverse repurchase agreements | $497,000 | 6,364 |
| Net loans & leases | $5,277,000 | 9,023 |
| Loan loss allowance | $26,000 | 9,120 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $167,000 | 8,440 |
| Other real estate owned | $39,000 | 9,184 |
| Goodwill and other intangibles | $0 | 3,182 |
| All other assets | $88,000 | 9,208 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $8,810,000 | 9,186 |
| Total liabilities | $7,852,000 | 9,142 |
| Total deposits | $7,822,000 | 9,110 |
| Interest-bearing deposits | $7,782,000 | 9,026 |
| Deposits held in domestic offices | $7,822,000 | 9,109 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,266 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $0 | 5,772 |
| Subordinated debt | $0 | 266 |
| All other liabilities | $30,000 | 9,148 |
| Total equity capital | $958,000 | 9,211 |
| Total bank equity capital | $958,000 | 9,211 |
| Perpetual preferred stock | $0 | 140 |
| Common stock | $0 | 8,468 |
| Surplus | $0 | 8,544 |
| Undivided profits | $958,000 | 7,644 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $26,000 | 7,792 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,408 |
| Income earned, not collected on loans | $38,000 | 9,108 |
| Earning assets | $8,372,000 | 9,151 |
| Long-term assets (5+ years) | $5,000,000 | 6,175 |
| Average Assets, year-to-date | $8,566,330 | 9,189 |
| Average Assets, quarterly | $8,658,000 | 9,186 |
| Volatile liabilities | $0 | 9,213 |
| Insider loans | $0 | 8,352 |
| FHLB advances | $0 | 5,105 |
| Loans and leases held for sale | $0 | 2,044 |
| Unused loan commitments | $61,000 | 8,984 |
| Tier 1 (core) risk-based capital | $875,000 | 9,217 |
| Tier 2 risk-based capital | $26,000 | 9,123 |
| Total risk weighted assets | $4,715,000 | 9,155 |
| Total unused commitments | $61,000 | 8,987 |
| Derivatives | $0 | 623 |
| 2003-03-31 | Rank | |
| # of Employees: | 3 | 9,227 |
| Assets and Liabilities | ||
| Total Assets: | $8,506,000 | 9,234 |
| Cash and due from depository institutions | $601,000 | 9,227 |
| Interest-bearing balances | $421,000 | 3,989 |
| Securities | $1,864,000 | 8,679 |
| Federal funds sold & reverse repurchase agreements | $329,000 | 6,962 |
| Net loans & leases | $5,353,000 | 9,048 |
| Loan loss allowance | $27,000 | 9,158 |
| Trading account assets | $0 | 169 |
| Bank premises and fixed assets | $172,000 | 8,430 |
| Other real estate owned | $61,000 | 9,227 |
| Goodwill and other intangibles | $0 | 3,151 |
| All other assets | $126,000 | 9,179 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $8,506,000 | 9,234 |
| Total liabilities | $7,593,000 | 9,177 |
| Total deposits | $7,507,000 | 9,152 |
| Interest-bearing deposits | $7,488,000 | 9,070 |
| Deposits held in domestic offices | $7,507,000 | 9,151 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,057 |
| Trading liabilities | $0 | 79 |
| Other borrowed funds | $0 | 5,712 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $86,000 | 8,664 |
| Total equity capital | $913,000 | 9,260 |
| Total bank equity capital | $913,000 | 9,260 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $0 | 8,511 |
| Surplus | $0 | 8,583 |
| Undivided profits | $913,000 | 7,651 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $28,000 | 7,774 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,422 |
| Income earned, not collected on loans | $31,000 | 9,174 |
| Earning assets | $7,967,000 | 9,204 |
| Long-term assets (5+ years) | $4,331,000 | 6,334 |
| Average Assets, year-to-date | $8,444,500 | 9,235 |
| Average Assets, quarterly | $8,444,500 | 9,235 |
| Volatile liabilities | $0 | 9,250 |
| Insider loans | $0 | 8,373 |
| FHLB advances | $0 | 5,057 |
| Loans and leases held for sale | $0 | 1,961 |
| Unused loan commitments | $0 | 9,068 |
| Tier 1 (core) risk-based capital | $830,000 | 9,267 |
| Tier 2 risk-based capital | $27,000 | 9,161 |
| Total risk weighted assets | $4,712,000 | 9,197 |
| Total unused commitments | $0 | 9,069 |
| Derivatives | $0 | 578 |
| 2002-12-31 | Rank | |
| # of Employees: | 3 | 9,269 |
| Assets and Liabilities | ||
| Total Assets: | $8,383,000 | 9,271 |
| Cash and due from depository institutions | $461,000 | 9,269 |
| Interest-bearing balances | $297,000 | 4,240 |
| Securities | $1,994,000 | 8,687 |
| Federal funds sold & reverse repurchase agreements | $526,000 | 6,380 |
| Net loans & leases | $5,119,000 | 9,112 |
| Loan loss allowance | $29,000 | 9,192 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $172,000 | 8,474 |
| Other real estate owned | $0 | 9,269 |
| Goodwill and other intangibles | $0 | 3,122 |
| All other assets | $111,000 | 9,259 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $8,383,000 | 9,271 |
| Total liabilities | $7,480,000 | 9,224 |
| Total deposits | $7,446,000 | 9,191 |
| Interest-bearing deposits | $7,361,000 | 9,114 |
| Deposits held in domestic offices | $7,446,000 | 9,191 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,222 |
| Trading liabilities | $0 | 75 |
| Other borrowed funds | $0 | 5,759 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $34,000 | 9,226 |
| Total equity capital | $903,000 | 9,297 |
| Total bank equity capital | $903,000 | 9,297 |
| Perpetual preferred stock | $0 | 142 |
| Common stock | $0 | 8,549 |
| Surplus | $0 | 8,619 |
| Undivided profits | $903,000 | 7,712 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $68,000 | 7,188 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,384 |
| Income earned, not collected on loans | $69,000 | 9,067 |
| Earning assets | $7,936,000 | 9,236 |
| Long-term assets (5+ years) | $4,101,000 | 6,371 |
| Average Assets, year-to-date | $8,266,600 | 9,272 |
| Average Assets, quarterly | $8,409,500 | 9,270 |
| Volatile liabilities | $0 | 9,288 |
| Insider loans | $0 | 8,414 |
| FHLB advances | $0 | 5,074 |
| Loans and leases held for sale | $0 | 1,889 |
| Unused loan commitments | $68,000 | 9,043 |
| Tier 1 (core) risk-based capital | $821,000 | 9,302 |
| Tier 2 risk-based capital | $29,000 | 9,194 |
| Total risk weighted assets | $4,580,000 | 9,235 |
| Total unused commitments | $68,000 | 9,045 |
| Derivatives | $0 | 527 |
| 2001-12-31 | Rank | |
| # of Employees: | 3 | 9,527 |
| Assets and Liabilities | ||
| Total Assets: | $8,120,000 | 9,524 |
| Cash and due from depository institutions | $376,000 | 9,527 |
| Interest-bearing balances | $188,000 | 4,587 |
| Securities | $1,751,000 | 8,932 |
| Federal funds sold & reverse repurchase agreements | $238,000 | 6,787 |
| Net loans & leases | $5,423,000 | 9,320 |
| Loan loss allowance | $40,000 | 9,383 |
| Trading account assets | $0 | 182 |
| Bank premises and fixed assets | $187,000 | 8,608 |
| Other real estate owned | $42,000 | 9,527 |
| Goodwill and other intangibles | $0 | 3,095 |
| All other assets | $103,000 | 9,535 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $8,120,000 | 9,524 |
| Total liabilities | $7,315,000 | 9,469 |
| Total deposits | $7,287,000 | 9,430 |
| Interest-bearing deposits | $7,208,000 | 9,336 |
| Deposits held in domestic offices | $7,287,000 | 9,429 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,416 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,675 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $28,000 | 9,537 |
| Total equity capital | $805,000 | 9,554 |
| Total bank equity capital | $805,000 | 9,554 |
| Perpetual preferred stock | $0 | 158 |
| Common stock | $0 | 8,780 |
| Surplus | $352,000 | 8,262 |
| Undivided profits | $453,000 | 8,189 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $318,000 | 5,150 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,476 |
| Income earned, not collected on loans | $26,000 | 9,468 |
| Earning assets | $7,600,000 | 9,486 |
| Long-term assets (5+ years) | $1,297,000 | 7,731 |
| Average Assets, year-to-date | $7,814,200 | 9,527 |
| Average Assets, quarterly | $8,086,500 | 9,523 |
| Volatile liabilities | $0 | 9,551 |
| Insider loans | $0 | 8,624 |
| FHLB advances | $0 | 4,938 |
| Loans and leases held for sale | $0 | 1,749 |
| Unused loan commitments | $0 | 9,316 |
| Tier 1 (core) risk-based capital | $763,000 | 9,559 |
| Tier 2 risk-based capital | $40,000 | 9,378 |
| Total risk weighted assets | $4,708,000 | 9,473 |
| Total unused commitments | $0 | 9,317 |
| Derivatives | $0 | 450 |
| 2000-12-31 | Rank | |
| # of Employees: | 3 | 9,819 |
| Assets and Liabilities | ||
| Total Assets: | $7,658,000 | 9,808 |
| Cash and due from depository institutions | $463,000 | 9,819 |
| Interest-bearing balances | $150,000 | 4,172 |
| Securities | $1,498,000 | 9,407 |
| Federal funds sold & reverse repurchase agreements | $0 | 7,010 |
| Net loans & leases | $5,285,000 | 9,578 |
| Loan loss allowance | $40,000 | 9,651 |
| Trading account assets | $0 | 175 |
| Bank premises and fixed assets | $187,000 | 8,856 |
| Other real estate owned | $0 | 9,819 |
| Goodwill and other intangibles | $0 | 3,145 |
| All other assets | $225,000 | 9,398 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $7,658,000 | 9,808 |
| Total liabilities | $6,915,000 | 9,736 |
| Total deposits | $6,762,000 | 9,708 |
| Interest-bearing deposits | $6,693,000 | 9,602 |
| Deposits held in domestic offices | $6,762,000 | 9,707 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,755 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $125,000 | 5,420 |
| Subordinated debt | $0 | 239 |
| All other liabilities | $28,000 | 9,824 |
| Total equity capital | $743,000 | 9,855 |
| Total bank equity capital | $743,000 | 9,855 |
| Perpetual preferred stock | $0 | 178 |
| Common stock | $0 | 9,055 |
| Surplus | $316,000 | 8,555 |
| Undivided profits | $427,000 | 8,422 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $435,000 | 4,072 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,385 |
| Income earned, not collected on loans | $79,000 | 9,265 |
| Earning assets | $6,933,000 | 9,783 |
| Long-term assets (5+ years) | $4,378,000 | 6,255 |
| Average Assets, year-to-date | $7,477,800 | 9,800 |
| Average Assets, quarterly | $7,626,500 | 9,803 |
| Volatile liabilities | $125,000 | 9,793 |
| Insider loans | $0 | 8,879 |
| FHLB advances | $0 | 771 |
| Loans and leases held for sale | $0 | 1,442 |
| Unused loan commitments | $30,000 | 9,551 |
| Tier 1 (core) risk-based capital | $730,000 | 9,850 |
| Tier 2 risk-based capital | $40,000 | 9,649 |
| Total risk weighted assets | $4,116,500 | 9,761 |
| Total unused commitments | $30,000 | 9,554 |
| Derivatives | $0 | 481 |
| 1999-12-31 | Rank | |
| # of Employees: | 3 | 10,141 |
| Assets and Liabilities | ||
| Total Assets: | $7,134,000 | 10,145 |
| Cash and due from depository institutions | $156,000 | 10,141 |
| Interest-bearing balances | $47,000 | 5,480 |
| Securities | $1,420,000 | 9,775 |
| Federal funds sold & reverse repurchase agreements | $143,000 | 6,500 |
| Net loans & leases | $5,067,000 | 9,892 |
| Loan loss allowance | $41,000 | 9,951 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $188,000 | 9,148 |
| Other real estate owned | $0 | 10,141 |
| Goodwill and other intangibles | $0 | 3,276 |
| All other assets | $160,000 | 9,907 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $7,134,000 | 10,145 |
| Total liabilities | $6,448,000 | 10,072 |
| Total deposits | $6,429,000 | 10,032 |
| Interest-bearing deposits | $6,355,000 | 9,932 |
| Deposits held in domestic offices | $6,429,000 | 10,032 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,093 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $8,000 | 5,712 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $11,000 | 10,204 |
| Total equity capital | $686,000 | 10,176 |
| Total bank equity capital | $686,000 | 10,176 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $0 | 9,357 |
| Surplus | $316,000 | 8,828 |
| Undivided profits | $369,000 | 8,615 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $323,000 | 4,624 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,502 |
| Income earned, not collected on loans | $88,000 | 9,313 |
| Earning assets | $6,677,000 | 10,100 |
| Long-term assets (5+ years) | $685,000 | 8,489 |
| Average Assets, year-to-date | $7,136,000 | 10,132 |
| Average Assets, quarterly | $7,137,000 | 10,139 |
| Volatile liabilities | $8,000 | 10,144 |
| Insider loans | $0 | 9,133 |
| FHLB advances | $0 | 802 |
| Loans and leases held for sale | $0 | 1,487 |
| Unused loan commitments | $66,000 | 9,802 |
| Tier 1 (core) risk-based capital | $707,000 | 10,168 |
| Tier 2 risk-based capital | $41,000 | 9,937 |
| Total risk weighted assets | $3,529,500 | 10,111 |
| Total unused commitments | $66,000 | 9,804 |
| Derivatives | $0 | 488 |
| 1998-12-31 | Rank | |
| # of Employees: | 2 | 10,434 |
| Assets and Liabilities | ||
| Total Assets: | $7,035,000 | 10,385 |
| Cash and due from depository institutions | $688,000 | 10,434 |
| Interest-bearing balances | $580,000 | 3,357 |
| Securities | $1,070,000 | 10,045 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,346 |
| Net loans & leases | $4,926,000 | 10,126 |
| Loan loss allowance | $11,000 | 10,334 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $195,000 | 9,262 |
| Other real estate owned | $74,000 | 10,434 |
| Goodwill and other intangibles | $0 | 3,445 |
| All other assets | $85,000 | 10,348 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $7,035,000 | 10,385 |
| Total liabilities | $6,342,000 | 10,322 |
| Total deposits | $6,267,000 | 10,289 |
| Interest-bearing deposits | $6,184,000 | 10,176 |
| Deposits held in domestic offices | $6,267,000 | 10,289 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,214 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $55,000 | 4,920 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $20,000 | 10,407 |
| Total equity capital | $693,000 | 10,407 |
| Total bank equity capital | $693,000 | 10,407 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $0 | 9,564 |
| Surplus | $299,000 | 9,120 |
| Undivided profits | $394,000 | 9,144 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $491,000 | 4,012 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $55,000 | 9,898 |
| Earning assets | $6,576,000 | 10,344 |
| Long-term assets (5+ years) | $0 | 9,173 |
| Average Assets, year-to-date | $7,035,000 | 10,378 |
| Average Assets, quarterly | $7,035,000 | 10,377 |
| Volatile liabilities | $0 | 10,374 |
| Insider loans | $0 | 9,309 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $244,000 | 9,736 |
| Tier 1 (core) risk-based capital | $687,000 | 10,405 |
| Tier 2 risk-based capital | $11,000 | 10,301 |
| Total risk weighted assets | $3,267,500 | 10,347 |
| Total unused commitments | $244,000 | 9,738 |
| Derivatives | $0 | 527 |