Home > Northwestern Savings Bank, F.S.B. > Income and Expense
Northwestern Savings Bank, F.S.B., Income and Expense
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $4,619,000 | 6,332 |
| Total interest expense | $2,818,000 | 5,040 |
| Net interest income | $1,801,000 | 7,765 |
| Provision for loan and lease losses | $0 | 8,958 |
| Total noninterest income | $512,000 | 5,098 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $512,000 | 2,830 |
| Total noninterest expense | $2,149,000 | 5,679 |
| Salaries and employee benefits | $1,033,000 | 5,894 |
| Premises and equipment expense | $492,000 | 3,809 |
| Additional noninterest expense | $624,000 | 6,373 |
| Pre-tax net operating income | $164,000 | 10,691 |
| Securities gains (losses) | $210,000 | 654 |
| Applicable income taxes | $-36,000 | 11,608 |
| Income before extraordinary items | $410,000 | 7,967 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $410,000 | 7,966 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 10,004 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | NA | NA |
| Net operating income | $200,000 | 9,899 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $3,700,000 | 7,072 |
| Total interest expense | $1,847,000 | 5,954 |
| Net interest income | $1,853,000 | 7,908 |
| Provision for loan and lease losses | $0 | 9,146 |
| Total noninterest income | $647,000 | 4,391 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $647,000 | 2,464 |
| Total noninterest expense | $2,145,000 | 5,867 |
| Salaries and employee benefits | $1,102,000 | 5,629 |
| Premises and equipment expense | $360,000 | 4,994 |
| Additional noninterest expense | $683,000 | 6,446 |
| Pre-tax net operating income | $355,000 | 9,695 |
| Securities gains (losses) | $30,000 | 1,467 |
| Applicable income taxes | $167,000 | 7,982 |
| Income before extraordinary items | $218,000 | 10,055 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $218,000 | 10,066 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $15,000 | 7,012 |
| Cash dividends | $676,000 | 2,592 |
| Sale, conversion, retirement of capital stock, net | $68,000 | 875 |
| Net operating income | $198,800 | 10,342 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $3,871,000 | 7,031 |
| Total interest expense | $2,029,000 | 5,764 |
| Net interest income | $1,842,000 | 8,122 |
| Provision for loan and lease losses | $12,000 | 9,545 |
| Total noninterest income | $427,000 | 6,197 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $427,000 | 3,608 |
| Total noninterest expense | $2,307,000 | 5,650 |
| Salaries and employee benefits | $1,218,000 | 5,167 |
| Premises and equipment expense | $382,000 | 4,901 |
| Additional noninterest expense | $707,000 | 6,512 |
| Pre-tax net operating income | $-50,000 | 12,533 |
| Securities gains (losses) | $1,124,000 | 502 |
| Applicable income taxes | $443,000 | 4,645 |
| Income before extraordinary items | $631,000 | 6,558 |
| Extraordinary gains, net | $325,000 | 654 |
| Net income | $956,000 | 4,998 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 9,922 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $2,293,000 | 331 |
| Net operating income | $-88,360 | 12,548 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $6,093,000 | 5,407 |
| Total interest expense | $4,090,000 | 3,997 |
| Net interest income | $2,003,000 | 7,754 |
| Provision for loan and lease losses | $0 | 11,756 |
| Total noninterest income | $822,000 | 3,901 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $822,000 | 2,274 |
| Total noninterest expense | $2,323,000 | 5,638 |
| Salaries and employee benefits | $989,000 | 6,097 |
| Premises and equipment expense | $467,000 | 4,217 |
| Additional noninterest expense | $867,000 | 5,692 |
| Pre-tax net operating income | $502,000 | 8,399 |
| Securities gains (losses) | $677,000 | 864 |
| Applicable income taxes | $370,000 | 5,088 |
| Income before extraordinary items | $809,000 | 5,313 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $809,000 | 5,366 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $16,000 | 9,428 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $341,870 | 8,440 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.