Home > Northwestern Savings Bank > Income and Expense
Northwestern Savings Bank, Income and Expense
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $78,319,000 | 544 |
| Total interest expense | $42,671,000 | 504 |
| Net interest income | $35,648,000 | 578 |
| Provision for loan and lease losses | $250,000 | 2,552 |
| Total noninterest income | $6,107,000 | 831 |
| Gross Fiduciary activities income | $0 | 1,590 |
| Service charges on deposit accounts | $512,000 | 2,648 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $5,595,000 | 615 |
| Total noninterest expense | $16,523,000 | 922 |
| Salaries and employee benefits | $9,424,000 | 749 |
| Premises and equipment expense | $1,926,000 | 1,095 |
| Additional noninterest expense | $5,173,000 | 1,091 |
| Pre-tax net operating income | $24,982,000 | 404 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $8,954,000 | 397 |
| Income before extraordinary items | $16,028,000 | 415 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $16,028,000 | 414 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $370,000 | 1,689 |
| Cash dividends | $18,500,000 | 270 |
| Sale, conversion, retirement of capital stock, net | $2,442,000 | 188 |
| Net operating income | $16,028,000 | 412 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $70,395,000 | 526 |
| Total interest expense | $37,546,000 | 456 |
| Net interest income | $32,849,000 | 627 |
| Provision for loan and lease losses | $1,000,000 | 922 |
| Total noninterest income | $3,408,000 | 1,233 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $3,408,000 | 810 |
| Total noninterest expense | $17,313,000 | 900 |
| Salaries and employee benefits | $9,880,000 | 712 |
| Premises and equipment expense | $2,063,000 | 1,028 |
| Additional noninterest expense | $5,370,000 | 1,106 |
| Pre-tax net operating income | $17,944,000 | 492 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $6,229,000 | 485 |
| Income before extraordinary items | $11,715,000 | 499 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $11,715,000 | 497 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-17,000 | 11,157 |
| Cash dividends | $9,000,000 | 376 |
| Sale, conversion, retirement of capital stock, net | $1,816,000 | 320 |
| Net operating income | $11,715,000 | 503 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $84,744,000 | 450 |
| Total interest expense | $37,641,000 | 441 |
| Net interest income | $47,103,000 | 457 |
| Provision for loan and lease losses | $450,000 | 2,259 |
| Total noninterest income | $7,103,000 | 763 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $7,103,000 | 532 |
| Total noninterest expense | $16,805,000 | 963 |
| Salaries and employee benefits | $9,419,000 | 734 |
| Premises and equipment expense | $1,859,000 | 1,144 |
| Additional noninterest expense | $5,527,000 | 1,172 |
| Pre-tax net operating income | $36,951,000 | 263 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $11,320,000 | 282 |
| Income before extraordinary items | $25,631,000 | 268 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $25,631,000 | 277 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $61,000 | 5,636 |
| Cash dividends | $63,280,000 | 75 |
| Sale, conversion, retirement of capital stock, net | $1,580,000 | 392 |
| Net operating income | $25,631,000 | 256 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $114,314,000 | 393 |
| Total interest expense | $54,622,000 | 410 |
| Net interest income | $59,692,000 | 382 |
| Provision for loan and lease losses | $0 | 11,756 |
| Total noninterest income | $5,989,000 | 859 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $5,989,000 | 592 |
| Total noninterest expense | $16,096,000 | 1,012 |
| Salaries and employee benefits | $9,148,000 | 750 |
| Premises and equipment expense | $1,777,000 | 1,229 |
| Additional noninterest expense | $5,171,000 | 1,276 |
| Pre-tax net operating income | $49,585,000 | 168 |
| Securities gains (losses) | $157,000 | 2,365 |
| Applicable income taxes | $17,648,000 | 163 |
| Income before extraordinary items | $32,094,000 | 189 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $32,094,000 | 189 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $132,000 | 5,195 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $1,844,000 | 323 |
| Net operating income | $31,991,950 | 173 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.