Home > Northwestern National Bank > Income and Expense
Northwestern National Bank, Income and Expense
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $9,099,000 | 3,612 |
| Total interest expense | $4,750,000 | 3,301 |
| Net interest income | $4,349,000 | 3,869 |
| Provision for loan and lease losses | $200,000 | 4,117 |
| Total noninterest income | $438,000 | 5,447 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $275,000 | 4,394 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $163,000 | 5,360 |
| Total noninterest expense | $3,313,000 | 4,007 |
| Salaries and employee benefits | $1,870,000 | 3,788 |
| Premises and equipment expense | $554,000 | 3,587 |
| Additional noninterest expense | $889,000 | 4,450 |
| Pre-tax net operating income | $1,274,000 | 4,278 |
| Securities gains (losses) | $421,000 | 678 |
| Applicable income taxes | $440,000 | 3,544 |
| Income before extraordinary items | $1,255,000 | 3,682 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $1,255,000 | 3,683 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $350,000 | 2,010 |
| Cash dividends | $100,000 | 5,729 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $943,460 | 4,319 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $9,882,000 | 3,438 |
| Total interest expense | $4,972,000 | 3,337 |
| Net interest income | $4,910,000 | 3,529 |
| Provision for loan and lease losses | $130,000 | 4,683 |
| Total noninterest income | $656,000 | 4,186 |
| Gross Fiduciary activities income | $0 | 1,332 |
| Service charges on deposit accounts | $287,000 | 4,181 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $369,000 | 3,530 |
| Total noninterest expense | $3,036,000 | 4,187 |
| Salaries and employee benefits | $1,761,000 | 3,843 |
| Premises and equipment expense | $434,000 | 4,244 |
| Additional noninterest expense | $841,000 | 4,568 |
| Pre-tax net operating income | $2,400,000 | 2,854 |
| Securities gains (losses) | $-50,000 | 9,205 |
| Applicable income taxes | $765,000 | 2,593 |
| Income before extraordinary items | $1,585,000 | 3,110 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $1,585,000 | 3,108 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $106,000 | 3,477 |
| Cash dividends | $500,000 | 3,528 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $1,618,500 | 3,051 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $8,418,000 | 3,729 |
| Total interest expense | $3,961,000 | 3,613 |
| Net interest income | $4,457,000 | 3,816 |
| Provision for loan and lease losses | $216,000 | 3,389 |
| Total noninterest income | $588,000 | 4,479 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $228,000 | 4,759 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $360,000 | 3,640 |
| Total noninterest expense | $2,499,000 | 4,891 |
| Salaries and employee benefits | $1,356,000 | 4,707 |
| Premises and equipment expense | $357,000 | 4,899 |
| Additional noninterest expense | $786,000 | 4,857 |
| Pre-tax net operating income | $2,330,000 | 2,959 |
| Securities gains (losses) | $-24,000 | 9,608 |
| Applicable income taxes | $800,000 | 2,643 |
| Income before extraordinary items | $1,506,000 | 3,234 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,506,000 | 3,234 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $93,000 | 3,715 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $1,521,600 | 3,171 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $8,315,000 | 3,805 |
| Total interest expense | $4,311,000 | 3,435 |
| Net interest income | $4,004,000 | 4,111 |
| Provision for loan and lease losses | $258,000 | 2,938 |
| Total noninterest income | $411,000 | 5,520 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $172,000 | 5,561 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $239,000 | 4,518 |
| Total noninterest expense | $2,292,000 | 5,077 |
| Salaries and employee benefits | $1,236,000 | 4,964 |
| Premises and equipment expense | $405,000 | 4,386 |
| Additional noninterest expense | $651,000 | 5,441 |
| Pre-tax net operating income | $1,865,000 | 3,532 |
| Securities gains (losses) | $1,000 | 4,151 |
| Applicable income taxes | $686,000 | 3,077 |
| Income before extraordinary items | $1,180,000 | 3,982 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $1,180,000 | 3,981 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $185,000 | 2,571 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $1,179,360 | 3,897 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $7,093,000 | 4,449 |
| Total interest expense | $3,780,000 | 3,887 |
| Net interest income | $3,313,000 | 4,926 |
| Provision for loan and lease losses | $485,000 | 1,816 |
| Total noninterest income | $382,000 | 5,879 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $137,000 | 6,415 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $245,000 | 4,421 |
| Total noninterest expense | $1,908,000 | 5,827 |
| Salaries and employee benefits | $1,069,000 | 5,602 |
| Premises and equipment expense | $288,000 | 5,564 |
| Additional noninterest expense | $551,000 | 6,109 |
| Pre-tax net operating income | $1,302,000 | 4,955 |
| Securities gains (losses) | $-5,000 | 9,661 |
| Applicable income taxes | $621,000 | 3,566 |
| Income before extraordinary items | $676,000 | 5,994 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $676,000 | 5,996 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $71,000 | 4,485 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $1,000,000 | 454 |
| Net operating income | $679,200 | 5,944 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $5,127,000 | 5,830 |
| Total interest expense | $2,860,000 | 4,989 |
| Net interest income | $2,267,000 | 6,625 |
| Provision for loan and lease losses | $288,000 | 2,675 |
| Total noninterest income | $264,000 | 7,405 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $102,000 | 7,439 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $162,000 | 5,740 |
| Total noninterest expense | $1,670,000 | 6,674 |
| Salaries and employee benefits | $853,000 | 6,694 |
| Premises and equipment expense | $294,000 | 5,670 |
| Additional noninterest expense | $523,000 | 6,890 |
| Pre-tax net operating income | $573,000 | 7,556 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $219,000 | 6,854 |
| Income before extraordinary items | $354,000 | 7,970 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $354,000 | 7,970 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $80,000 | 4,367 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $1,620,000 | 326 |
| Net operating income | $354,000 | 7,909 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $3,932,000 | 7,074 |
| Total interest expense | $2,194,000 | 6,091 |
| Net interest income | $1,738,000 | 7,920 |
| Provision for loan and lease losses | $139,000 | 3,796 |
| Total noninterest income | $150,000 | 9,317 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $74,000 | 8,484 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $76,000 | 8,106 |
| Total noninterest expense | $1,275,000 | 7,935 |
| Salaries and employee benefits | $646,000 | 8,087 |
| Premises and equipment expense | $197,000 | 7,255 |
| Additional noninterest expense | $432,000 | 7,878 |
| Pre-tax net operating income | $482,000 | 8,540 |
| Securities gains (losses) | $-8,000 | 9,956 |
| Applicable income taxes | $136,000 | 8,513 |
| Income before extraordinary items | $338,000 | 8,585 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $338,000 | 8,589 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $80,000 | 4,210 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $343,680 | 8,507 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $2,583,000 | 8,755 |
| Total interest expense | $1,235,000 | 7,766 |
| Net interest income | $1,348,000 | 9,318 |
| Provision for loan and lease losses | $133,000 | 3,851 |
| Total noninterest income | $98,000 | 10,799 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $55,000 | 9,512 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $43,000 | 9,980 |
| Total noninterest expense | $1,085,000 | 9,032 |
| Salaries and employee benefits | $534,000 | 9,091 |
| Premises and equipment expense | $149,000 | 8,576 |
| Additional noninterest expense | $402,000 | 8,814 |
| Pre-tax net operating income | $228,000 | 10,678 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $0 | 11,630 |
| Income before extraordinary items | $228,000 | 9,944 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $228,000 | 9,956 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 7,569 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $228,000 | 10,008 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $1,811,000 | 10,574 |
| Total interest expense | $976,000 | 9,226 |
| Net interest income | $835,000 | 11,392 |
| Provision for loan and lease losses | $96,000 | 5,869 |
| Total noninterest income | $95,000 | 11,441 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $46,000 | 10,201 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $49,000 | 10,159 |
| Total noninterest expense | $837,000 | 10,484 |
| Salaries and employee benefits | $405,000 | 10,586 |
| Premises and equipment expense | $92,000 | 10,712 |
| Additional noninterest expense | $340,000 | 9,955 |
| Pre-tax net operating income | $-3,000 | 12,450 |
| Securities gains (losses) | $22,000 | 4,534 |
| Applicable income taxes | $0 | 12,141 |
| Income before extraordinary items | $19,000 | 12,430 |
| Extraordinary gains, net | $16,000 | 2,794 |
| Net income | $35,000 | 12,374 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 9,922 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $-3,000 | 12,406 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $825,000 | 13,312 |
| Total interest expense | $519,000 | 12,683 |
| Net interest income | $306,000 | 13,617 |
| Provision for loan and lease losses | $140,000 | 6,292 |
| Total noninterest income | $44,000 | 13,249 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $15,000 | 11,488 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $29,000 | 11,840 |
| Total noninterest expense | $678,000 | 11,632 |
| Salaries and employee benefits | $324,000 | 11,746 |
| Premises and equipment expense | $79,000 | 11,525 |
| Additional noninterest expense | $275,000 | 11,200 |
| Pre-tax net operating income | $-468,000 | 13,274 |
| Securities gains (losses) | $11,000 | 6,349 |
| Applicable income taxes | $0 | 12,680 |
| Income before extraordinary items | $-457,000 | 13,361 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $-457,000 | 13,359 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 11,197 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $3,553,000 | 216 |
| Net operating income | $-468,000 | 13,265 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.