Home > Northwestern Bank > Income and Expense
Northwestern Bank, Income and Expense
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $5,891,000 | 5,250 |
| Total interest expense | $2,858,000 | 4,992 |
| Net interest income | $3,033,000 | 5,402 |
| Provision for loan and lease losses | $266,000 | 2,835 |
| Total noninterest income | $572,000 | 4,713 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $217,000 | 5,270 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $355,000 | 3,662 |
| Total noninterest expense | $3,021,000 | 4,286 |
| Salaries and employee benefits | $1,433,000 | 4,502 |
| Premises and equipment expense | $414,000 | 4,418 |
| Additional noninterest expense | $1,174,000 | 3,848 |
| Pre-tax net operating income | $318,000 | 9,005 |
| Securities gains (losses) | $-283,000 | 11,336 |
| Applicable income taxes | $-50,000 | 11,074 |
| Income before extraordinary items | $85,000 | 10,352 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $85,000 | 10,351 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $198,000 | 2,693 |
| Cash dividends | $368,000 | 4,091 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $368,000 | 7,814 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $5,817,000 | 5,331 |
| Total interest expense | $2,714,000 | 5,209 |
| Net interest income | $3,103,000 | 5,359 |
| Provision for loan and lease losses | $151,000 | 3,608 |
| Total noninterest income | $665,000 | 4,252 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $204,000 | 5,615 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $461,000 | 3,023 |
| Total noninterest expense | $2,923,000 | 4,390 |
| Salaries and employee benefits | $1,294,000 | 4,876 |
| Premises and equipment expense | $366,000 | 4,877 |
| Additional noninterest expense | $1,263,000 | 3,584 |
| Pre-tax net operating income | $694,000 | 7,353 |
| Securities gains (losses) | $1,000 | 3,512 |
| Applicable income taxes | $187,000 | 7,653 |
| Income before extraordinary items | $508,000 | 7,192 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $508,000 | 7,192 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $130,000 | 3,217 |
| Cash dividends | $280,000 | 4,708 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $507,270 | 7,168 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $5,025,000 | 5,651 |
| Total interest expense | $1,967,000 | 5,682 |
| Net interest income | $3,058,000 | 5,541 |
| Provision for loan and lease losses | $124,000 | 4,000 |
| Total noninterest income | $775,000 | 3,815 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $195,000 | 5,959 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $580,000 | 2,652 |
| Total noninterest expense | $2,786,000 | 4,703 |
| Salaries and employee benefits | $1,358,000 | 4,699 |
| Premises and equipment expense | $317,000 | 5,473 |
| Additional noninterest expense | $1,111,000 | 4,324 |
| Pre-tax net operating income | $923,000 | 6,284 |
| Securities gains (losses) | $116,000 | 718 |
| Applicable income taxes | $290,000 | 5,998 |
| Income before extraordinary items | $749,000 | 5,618 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $749,000 | 5,637 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $32,000 | 5,873 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $665,480 | 6,190 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $4,686,000 | 6,102 |
| Total interest expense | $1,983,000 | 5,877 |
| Net interest income | $2,703,000 | 6,159 |
| Provision for loan and lease losses | $90,000 | 6,008 |
| Total noninterest income | $836,000 | 3,850 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $159,000 | 6,850 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $677,000 | 2,655 |
| Total noninterest expense | $2,508,000 | 5,268 |
| Salaries and employee benefits | $1,173,000 | 5,330 |
| Premises and equipment expense | $252,000 | 6,639 |
| Additional noninterest expense | $1,083,000 | 4,606 |
| Pre-tax net operating income | $941,000 | 6,160 |
| Securities gains (losses) | $203,000 | 1,680 |
| Applicable income taxes | $327,000 | 5,764 |
| Income before extraordinary items | $817,000 | 5,478 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $817,000 | 5,617 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $33,000 | 6,866 |
| Cash dividends | $60,000 | 7,697 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $672,870 | 6,041 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $3,962,000 | 7,559 |
| Total interest expense | $1,892,000 | 7,376 |
| Net interest income | $2,070,000 | 7,573 |
| Provision for loan and lease losses | $30,000 | 9,956 |
| Total noninterest income | $808,000 | 3,950 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $152,000 | 7,048 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $656,000 | 2,662 |
| Total noninterest expense | $2,126,000 | 6,095 |
| Salaries and employee benefits | $1,032,000 | 5,862 |
| Premises and equipment expense | $233,000 | 7,118 |
| Additional noninterest expense | $861,000 | 5,725 |
| Pre-tax net operating income | $722,000 | 6,980 |
| Securities gains (losses) | $22,000 | 5,460 |
| Applicable income taxes | $229,000 | 7,010 |
| Income before extraordinary items | $515,000 | 7,199 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $515,000 | 7,294 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $15,000 | 9,510 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $499,820 | 6,954 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.