Home > Northwest Savings Bank > Income and Expense
Northwest Savings Bank, Income and Expense
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $7,271,000 | 4,261 |
| Total interest expense | $3,731,000 | 3,811 |
| Net interest income | $3,540,000 | 4,617 |
| Provision for loan and lease losses | $52,000 | 6,466 |
| Total noninterest income | $633,000 | 4,278 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $272,000 | 4,269 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $361,000 | 3,637 |
| Total noninterest expense | $2,378,000 | 5,057 |
| Salaries and employee benefits | $1,362,000 | 4,691 |
| Premises and equipment expense | $361,000 | 4,864 |
| Additional noninterest expense | $655,000 | 5,497 |
| Pre-tax net operating income | $1,743,000 | 3,705 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $599,000 | 3,222 |
| Income before extraordinary items | $1,144,000 | 4,017 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,144,000 | 4,019 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $63,000 | 4,426 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $1,144,000 | 3,979 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $7,845,000 | 4,016 |
| Total interest expense | $4,267,000 | 3,480 |
| Net interest income | $3,578,000 | 4,498 |
| Provision for loan and lease losses | $398,000 | 2,078 |
| Total noninterest income | $806,000 | 3,613 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $246,000 | 4,540 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $560,000 | 2,773 |
| Total noninterest expense | $2,383,000 | 4,928 |
| Salaries and employee benefits | $1,275,000 | 4,844 |
| Premises and equipment expense | $371,000 | 4,697 |
| Additional noninterest expense | $737,000 | 4,960 |
| Pre-tax net operating income | $1,603,000 | 3,983 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $536,000 | 3,676 |
| Income before extraordinary items | $1,067,000 | 4,281 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $1,067,000 | 4,280 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $497,000 | 1,252 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $1,067,000 | 4,185 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $7,720,000 | 4,097 |
| Total interest expense | $4,390,000 | 3,365 |
| Net interest income | $3,330,000 | 4,903 |
| Provision for loan and lease losses | $100,000 | 5,146 |
| Total noninterest income | $535,000 | 4,775 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $246,000 | 4,708 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $289,000 | 4,021 |
| Total noninterest expense | $2,159,000 | 5,359 |
| Salaries and employee benefits | $1,124,000 | 5,379 |
| Premises and equipment expense | $345,000 | 4,951 |
| Additional noninterest expense | $690,000 | 5,279 |
| Pre-tax net operating income | $1,606,000 | 4,228 |
| Securities gains (losses) | $-24,000 | 10,433 |
| Applicable income taxes | $581,000 | 3,784 |
| Income before extraordinary items | $1,001,000 | 4,710 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $1,001,000 | 4,709 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $105,000 | 3,729 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $1,016,360 | 4,583 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $7,287,000 | 4,411 |
| Total interest expense | $4,135,000 | 3,594 |
| Net interest income | $3,152,000 | 5,249 |
| Provision for loan and lease losses | $62,000 | 6,048 |
| Total noninterest income | $546,000 | 4,867 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $220,000 | 5,226 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $326,000 | 3,887 |
| Total noninterest expense | $2,414,000 | 5,157 |
| Salaries and employee benefits | $1,008,000 | 5,950 |
| Premises and equipment expense | $334,000 | 5,180 |
| Additional noninterest expense | $1,072,000 | 4,165 |
| Pre-tax net operating income | $1,222,000 | 5,059 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $512,000 | 4,084 |
| Income before extraordinary items | $710,000 | 5,722 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $710,000 | 5,723 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $20,000 | 6,733 |
| Cash dividends | $2,670,000 | 1,042 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $710,000 | 5,661 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $6,082,000 | 5,145 |
| Total interest expense | $3,184,000 | 4,504 |
| Net interest income | $2,898,000 | 5,647 |
| Provision for loan and lease losses | $24,000 | 7,406 |
| Total noninterest income | $470,000 | 5,408 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $237,000 | 5,097 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $233,000 | 4,691 |
| Total noninterest expense | $1,881,000 | 6,273 |
| Salaries and employee benefits | $911,000 | 6,509 |
| Premises and equipment expense | $256,000 | 6,253 |
| Additional noninterest expense | $714,000 | 5,748 |
| Pre-tax net operating income | $1,463,000 | 4,545 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $598,000 | 3,668 |
| Income before extraordinary items | $865,000 | 5,148 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $865,000 | 5,146 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $18,000 | 6,779 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $865,000 | 5,133 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $4,591,000 | 6,056 |
| Total interest expense | $2,139,000 | 5,303 |
| Net interest income | $2,452,000 | 6,570 |
| Provision for loan and lease losses | $17,000 | 7,997 |
| Total noninterest income | $422,000 | 5,933 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $217,000 | 5,563 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $205,000 | 5,180 |
| Total noninterest expense | $1,740,000 | 6,869 |
| Salaries and employee benefits | $787,000 | 7,279 |
| Premises and equipment expense | $254,000 | 6,450 |
| Additional noninterest expense | $699,000 | 6,322 |
| Pre-tax net operating income | $1,117,000 | 5,508 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $462,000 | 4,299 |
| Income before extraordinary items | $655,000 | 6,186 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $655,000 | 6,204 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $52,000 | 5,032 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $3,395,000 | 225 |
| Net operating income | $655,000 | 6,260 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $4,514,000 | 6,300 |
| Total interest expense | $2,299,000 | 5,162 |
| Net interest income | $2,215,000 | 7,148 |
| Provision for loan and lease losses | $203,000 | 3,883 |
| Total noninterest income | $498,000 | 5,619 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $180,000 | 6,372 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $318,000 | 4,324 |
| Total noninterest expense | $1,735,000 | 7,087 |
| Salaries and employee benefits | $824,000 | 7,174 |
| Premises and equipment expense | $238,000 | 6,929 |
| Additional noninterest expense | $673,000 | 6,764 |
| Pre-tax net operating income | $775,000 | 6,950 |
| Securities gains (losses) | $15,000 | 5,022 |
| Applicable income taxes | $259,000 | 6,663 |
| Income before extraordinary items | $531,000 | 7,298 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $531,000 | 7,469 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $27,000 | 7,224 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $520,950 | 7,139 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $4,789,000 | 6,583 |
| Total interest expense | $2,843,000 | 5,396 |
| Net interest income | $1,946,000 | 7,904 |
| Provision for loan and lease losses | $225,000 | 4,908 |
| Total noninterest income | $467,000 | 5,917 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $467,000 | 3,333 |
| Total noninterest expense | $1,670,000 | 7,339 |
| Salaries and employee benefits | $806,000 | 7,219 |
| Premises and equipment expense | $307,000 | 5,872 |
| Additional noninterest expense | $557,000 | 7,904 |
| Pre-tax net operating income | $518,000 | 8,283 |
| Securities gains (losses) | $9,000 | 6,537 |
| Applicable income taxes | $202,000 | 7,524 |
| Income before extraordinary items | $325,000 | 8,990 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $325,000 | 9,136 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $139,000 | 5,081 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $319,240 | 8,688 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.