Home > Northwest National Bank > Income and Expense
Northwest National Bank, Income and Expense
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $1,370,000 | 9,454 |
| Total interest expense | $424,000 | 9,857 |
| Net interest income | $946,000 | 8,922 |
| Provision for loan and lease losses | $0 | 8,652 |
| Total noninterest income | $162,000 | 8,057 |
| Gross Fiduciary activities income | $33,000 | 1,171 |
| Service charges on deposit accounts | $71,000 | 7,518 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $58,000 | 7,880 |
| Total noninterest expense | $621,000 | 9,363 |
| Salaries and employee benefits | $235,000 | 9,950 |
| Premises and equipment expense | $86,000 | 9,014 |
| Additional noninterest expense | $300,000 | 8,126 |
| Pre-tax net operating income | $487,000 | 7,439 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $210,000 | 6,081 |
| Income before extraordinary items | $277,000 | 8,059 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $277,000 | 8,058 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,132 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $277,000 | 7,987 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $29,640,000 | 1,142 |
| Total interest expense | $10,324,000 | 1,505 |
| Net interest income | $19,316,000 | 924 |
| Provision for loan and lease losses | $280,000 | 2,757 |
| Total noninterest income | $3,372,000 | 1,195 |
| Gross Fiduciary activities income | $495,000 | 659 |
| Service charges on deposit accounts | $1,620,000 | 786 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $1,257,000 | 1,500 |
| Total noninterest expense | $11,048,000 | 1,194 |
| Salaries and employee benefits | $6,513,000 | 1,018 |
| Premises and equipment expense | $1,878,000 | 1,057 |
| Additional noninterest expense | $2,657,000 | 1,609 |
| Pre-tax net operating income | $11,360,000 | 731 |
| Securities gains (losses) | $-13,000 | 10,166 |
| Applicable income taxes | $3,332,000 | 854 |
| Income before extraordinary items | $8,015,000 | 712 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $8,015,000 | 712 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-25,000 | 10,298 |
| Cash dividends | $1,900,000 | 1,371 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $8,024,230 | 696 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $27,472,000 | 1,249 |
| Total interest expense | $9,804,000 | 1,619 |
| Net interest income | $17,668,000 | 1,030 |
| Provision for loan and lease losses | $350,000 | 2,313 |
| Total noninterest income | $2,866,000 | 1,410 |
| Gross Fiduciary activities income | $200,000 | 968 |
| Service charges on deposit accounts | $1,670,000 | 792 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $996,000 | 1,827 |
| Total noninterest expense | $10,526,000 | 1,358 |
| Salaries and employee benefits | $6,300,000 | 1,060 |
| Premises and equipment expense | $1,715,000 | 1,209 |
| Additional noninterest expense | $2,511,000 | 1,999 |
| Pre-tax net operating income | $9,658,000 | 812 |
| Securities gains (losses) | $-33,000 | 10,883 |
| Applicable income taxes | $2,757,000 | 938 |
| Income before extraordinary items | $6,868,000 | 789 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $6,868,000 | 790 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $20,000 | 6,733 |
| Cash dividends | $1,600,000 | 1,502 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $6,891,430 | 769 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $25,438,000 | 1,342 |
| Total interest expense | $9,274,000 | 1,715 |
| Net interest income | $16,164,000 | 1,138 |
| Provision for loan and lease losses | $360,000 | 2,012 |
| Total noninterest income | $2,562,000 | 1,514 |
| Gross Fiduciary activities income | $23,000 | 1,396 |
| Service charges on deposit accounts | $1,621,000 | 805 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $918,000 | 1,914 |
| Total noninterest expense | $10,000,000 | 1,418 |
| Salaries and employee benefits | $5,763,000 | 1,164 |
| Premises and equipment expense | $1,594,000 | 1,306 |
| Additional noninterest expense | $2,643,000 | 1,890 |
| Pre-tax net operating income | $8,366,000 | 947 |
| Securities gains (losses) | $-25,000 | 10,717 |
| Applicable income taxes | $2,336,000 | 1,095 |
| Income before extraordinary items | $6,005,000 | 914 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $6,005,000 | 913 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 8,036 |
| Cash dividends | $1,200,000 | 1,763 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $6,023,000 | 904 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $20,487,000 | 1,513 |
| Total interest expense | $5,634,000 | 2,210 |
| Net interest income | $14,853,000 | 1,227 |
| Provision for loan and lease losses | $325,000 | 2,132 |
| Total noninterest income | $2,500,000 | 1,559 |
| Gross Fiduciary activities income | $8,000 | 1,489 |
| Service charges on deposit accounts | $1,652,000 | 795 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $840,000 | 2,075 |
| Total noninterest expense | $9,534,000 | 1,547 |
| Salaries and employee benefits | $5,384,000 | 1,247 |
| Premises and equipment expense | $1,502,000 | 1,385 |
| Additional noninterest expense | $2,648,000 | 2,040 |
| Pre-tax net operating income | $7,494,000 | 1,020 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $2,084,000 | 1,163 |
| Income before extraordinary items | $5,410,000 | 952 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $5,410,000 | 948 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 7,569 |
| Cash dividends | $1,100,000 | 1,748 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $5,410,000 | 960 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $18,901,000 | 1,655 |
| Total interest expense | $5,121,000 | 2,521 |
| Net interest income | $13,780,000 | 1,308 |
| Provision for loan and lease losses | $405,000 | 2,437 |
| Total noninterest income | $2,686,000 | 1,593 |
| Gross Fiduciary activities income | $8,000 | 1,518 |
| Service charges on deposit accounts | $1,603,000 | 811 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $1,075,000 | 1,942 |
| Total noninterest expense | $9,068,000 | 1,668 |
| Salaries and employee benefits | $5,077,000 | 1,317 |
| Premises and equipment expense | $1,475,000 | 1,442 |
| Additional noninterest expense | $2,516,000 | 2,215 |
| Pre-tax net operating income | $6,993,000 | 1,012 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $1,936,000 | 1,241 |
| Income before extraordinary items | $5,057,000 | 1,023 |
| Extraordinary gains, net | $252,000 | 831 |
| Net income | $5,309,000 | 1,008 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-11,000 | 11,785 |
| Cash dividends | $900,000 | 1,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $5,057,000 | 956 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $18,472,000 | 1,927 |
| Total interest expense | $6,032,000 | 2,761 |
| Net interest income | $12,440,000 | 1,484 |
| Provision for loan and lease losses | $420,000 | 3,347 |
| Total noninterest income | $2,131,000 | 1,848 |
| Gross Fiduciary activities income | $9,000 | 1,549 |
| Service charges on deposit accounts | $1,380,000 | 943 |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $742,000 | 2,422 |
| Total noninterest expense | $8,196,000 | 1,845 |
| Salaries and employee benefits | $4,627,000 | 1,436 |
| Premises and equipment expense | $1,362,000 | 1,563 |
| Additional noninterest expense | $2,207,000 | 2,585 |
| Pre-tax net operating income | $5,955,000 | 1,092 |
| Securities gains (losses) | $160,000 | 2,333 |
| Applicable income taxes | $1,717,000 | 1,292 |
| Income before extraordinary items | $4,398,000 | 1,076 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $4,398,000 | 1,076 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $17,000 | 9,354 |
| Cash dividends | $780,000 | 1,958 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $4,282,800 | 1,011 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.