Home > Northwest Georgia Bank > Assets and Liabilities
Northwest Georgia Bank, Assets and Liabilities
| 2015-06-30 | Rank | |
| # of Employees: | 103 | 1,421 |
| Assets and Liabilities | ||
| Total Assets: | $285,985,000 | 2,279 |
| Cash and due from depository institutions | $22,884,000 | 1,421 |
| Interest-bearing balances | $19,455,000 | 1,580 |
| Securities | $143,144,000 | 1,032 |
| Federal funds sold & reverse repurchase agreements | $750,000 | 1,781 |
| Net loans & leases | $91,275,000 | 3,611 |
| Loan loss allowance | $4,293,000 | 1,443 |
| Trading account assets | $0 | 255 |
| Bank premises and fixed assets | $11,660,000 | 1,024 |
| Other real estate owned | $6,150,000 | 1,421 |
| Goodwill and other intangibles | $0 | 2,811 |
| All other assets | $10,122,000 | 1,785 |
| Life insurance assets | $7,009,000 | 1,221 |
| Total liabilities and capital | $285,985,000 | 2,279 |
| Total liabilities | $279,955,000 | 2,125 |
| Total deposits | $259,038,000 | 2,124 |
| Interest-bearing deposits | $213,442,000 | 2,034 |
| Deposits held in domestic offices | $259,038,000 | 2,123 |
| % insured | 84.67% | 3,141 |
| Federal funds purchased & repurchase agreements | $0 | 2,081 |
| Trading liabilities | $0 | 167 |
| Other borrowed funds | $20,000,000 | 1,210 |
| Subordinated debt | $0 | 123 |
| All other liabilities | $917,000 | 3,117 |
| Total equity capital | $6,030,000 | 5,546 |
| Total bank equity capital | $6,030,000 | 5,546 |
| Perpetual preferred stock | $0 | 164 |
| Common stock | $500,000 | 2,880 |
| Surplus | $37,040,000 | 911 |
| Undivided profits | $-31,510,000 | 6,286 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 143 |
| Memoranda | ||
| Noncurrent loans and leases | $7,630,000 | 712 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 915 |
| Income earned, not collected on loans | $621,000 | 3,687 |
| Earning assets | $254,624,000 | 2,351 |
| Long-term assets (5+ years) | $116,907,000 | 1,804 |
| Average Assets, year-to-date | $288,760,000 | 2,247 |
| Average Assets, quarterly | $291,941,500 | 2,240 |
| Volatile liabilities | $1,269,000 | 5,481 |
| Insider loans | $80,000 | 5,334 |
| FHLB advances | $20,000,000 | 1,153 |
| Loans and leases held for sale | $0 | 1,968 |
| Unused loan commitments | $13,030,000 | 3,459 |
| Tier 1 (core) risk-based capital | $9,101,000 | 4,889 |
| Tier 2 risk-based capital | $1,795,000 | 2,598 |
| Total risk weighted assets | $141,125,000 | 2,876 |
| Total unused commitments | $13,030,000 | 3,459 |
| Derivatives | $0 | 1,433 |
| 2015-03-31 | Rank | |
| # of Employees: | 103 | 1,423 |
| Assets and Liabilities | ||
| Total Assets: | $297,898,000 | 2,219 |
| Cash and due from depository institutions | $42,612,000 | 1,423 |
| Interest-bearing balances | $38,764,000 | 1,001 |
| Securities | $129,538,000 | 1,134 |
| Federal funds sold & reverse repurchase agreements | $1,700,000 | 1,612 |
| Net loans & leases | $94,338,000 | 3,540 |
| Loan loss allowance | $4,391,000 | 1,427 |
| Trading account assets | $0 | 251 |
| Bank premises and fixed assets | $11,763,000 | 1,007 |
| Other real estate owned | $6,972,000 | 1,423 |
| Goodwill and other intangibles | $0 | 2,810 |
| All other assets | $10,975,000 | 1,658 |
| Life insurance assets | $7,627,000 | 1,129 |
| Total liabilities and capital | $297,898,000 | 2,219 |
| Total liabilities | $289,184,000 | 2,063 |
| Total deposits | $267,368,000 | 2,078 |
| Interest-bearing deposits | $223,084,000 | 1,980 |
| Deposits held in domestic offices | $267,368,000 | 2,078 |
| % insured | 83.36% | 3,522 |
| Federal funds purchased & repurchase agreements | $0 | 1,864 |
| Trading liabilities | $0 | 165 |
| Other borrowed funds | $20,000,000 | 1,134 |
| Subordinated debt | $0 | 128 |
| All other liabilities | $1,816,000 | 2,131 |
| Total equity capital | $8,714,000 | 5,074 |
| Total bank equity capital | $8,714,000 | 5,074 |
| Perpetual preferred stock | $0 | 175 |
| Common stock | $500,000 | 2,920 |
| Surplus | $37,040,000 | 917 |
| Undivided profits | $-28,826,000 | 6,345 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 150 |
| Memoranda | ||
| Noncurrent loans and leases | $7,855,000 | 744 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 945 |
| Income earned, not collected on loans | $633,000 | 3,568 |
| Earning assets | $264,340,000 | 2,298 |
| Long-term assets (5+ years) | $123,987,000 | 1,728 |
| Average Assets, year-to-date | $290,147,500 | 2,248 |
| Average Assets, quarterly | $290,147,500 | 2,248 |
| Volatile liabilities | $1,267,000 | 5,463 |
| Insider loans | $80,000 | 5,387 |
| FHLB advances | $20,000,000 | 1,077 |
| Loans and leases held for sale | $0 | 1,949 |
| Unused loan commitments | $12,754,000 | 3,512 |
| Tier 1 (core) risk-based capital | $9,743,000 | 4,783 |
| Tier 2 risk-based capital | $1,804,000 | 2,556 |
| Total risk weighted assets | $141,805,000 | 2,854 |
| Total unused commitments | $12,754,000 | 3,512 |
| Derivatives | $0 | 1,438 |
| 2014-12-31 | Rank | |
| # of Employees: | 111 | 1,318 |
| Assets and Liabilities | ||
| Total Assets: | $282,397,000 | 2,309 |
| Cash and due from depository institutions | $17,895,000 | 1,318 |
| Interest-bearing balances | $13,890,000 | 2,206 |
| Securities | $132,113,000 | 1,120 |
| Federal funds sold & reverse repurchase agreements | $1,000,000 | 1,696 |
| Net loans & leases | $102,829,000 | 3,404 |
| Loan loss allowance | $4,267,000 | 1,453 |
| Trading account assets | $0 | 249 |
| Bank premises and fixed assets | $11,874,000 | 998 |
| Other real estate owned | $5,891,000 | 1,318 |
| Goodwill and other intangibles | $0 | 2,812 |
| All other assets | $10,795,000 | 1,698 |
| Life insurance assets | $7,580,000 | 1,130 |
| Total liabilities and capital | $282,397,000 | 2,309 |
| Total liabilities | $274,190,000 | 2,163 |
| Total deposits | $252,224,000 | 2,177 |
| Interest-bearing deposits | $210,590,000 | 2,080 |
| Deposits held in domestic offices | $252,224,000 | 2,176 |
| % insured | 88.48% | 2,204 |
| Federal funds purchased & repurchase agreements | $0 | 2,134 |
| Trading liabilities | $0 | 167 |
| Other borrowed funds | $20,000,000 | 1,187 |
| Subordinated debt | $0 | 126 |
| All other liabilities | $1,966,000 | 2,014 |
| Total equity capital | $8,207,000 | 5,206 |
| Total bank equity capital | $8,207,000 | 5,206 |
| Perpetual preferred stock | $0 | 187 |
| Common stock | $500,000 | 2,980 |
| Surplus | $37,040,000 | 918 |
| Undivided profits | $-29,333,000 | 6,430 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 150 |
| Memoranda | ||
| Noncurrent loans and leases | $9,849,000 | 608 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 938 |
| Income earned, not collected on loans | $475,000 | 4,318 |
| Earning assets | $249,832,000 | 2,403 |
| Long-term assets (5+ years) | $125,872,000 | 1,705 |
| Average Assets, year-to-date | $326,884,600 | 1,987 |
| Average Assets, quarterly | $288,547,500 | 2,257 |
| Volatile liabilities | $983,000 | 5,789 |
| Insider loans | $137,000 | 5,279 |
| FHLB advances | $20,000,000 | 1,135 |
| Loans and leases held for sale | $0 | 1,855 |
| Unused loan commitments | $12,925,000 | 3,431 |
| Tier 1 (core) risk-based capital | $10,299,000 | 4,689 |
| Tier 2 risk-based capital | $1,893,000 | 2,505 |
| Total risk weighted assets | $149,178,000 | 2,753 |
| Total unused commitments | $12,925,000 | 3,431 |
| Derivatives | $0 | 1,406 |
| 2014-09-30 | Rank | |
| # of Employees: | 118 | 1,244 |
| Assets and Liabilities | ||
| Total Assets: | $294,698,000 | 2,239 |
| Cash and due from depository institutions | $14,541,000 | 1,244 |
| Interest-bearing balances | $9,472,000 | 2,753 |
| Securities | $145,670,000 | 1,029 |
| Federal funds sold & reverse repurchase agreements | $0 | 2,747 |
| Net loans & leases | $104,008,000 | 3,389 |
| Loan loss allowance | $4,437,000 | 1,456 |
| Trading account assets | $0 | 245 |
| Bank premises and fixed assets | $12,176,000 | 959 |
| Other real estate owned | $7,135,000 | 1,244 |
| Goodwill and other intangibles | $0 | 2,848 |
| All other assets | $11,168,000 | 1,664 |
| Life insurance assets | $7,532,000 | 1,134 |
| Total liabilities and capital | $294,698,000 | 2,239 |
| Total liabilities | $288,534,000 | 2,047 |
| Total deposits | $265,919,000 | 2,083 |
| Interest-bearing deposits | $220,404,000 | 1,994 |
| Deposits held in domestic offices | $265,919,000 | 2,082 |
| % insured | 87.55% | 2,628 |
| Federal funds purchased & repurchase agreements | $0 | 2,181 |
| Trading liabilities | $0 | 165 |
| Other borrowed funds | $20,000,000 | 1,140 |
| Subordinated debt | $0 | 131 |
| All other liabilities | $2,615,000 | 1,698 |
| Total equity capital | $6,164,000 | 5,677 |
| Total bank equity capital | $6,164,000 | 5,676 |
| Perpetual preferred stock | $0 | 194 |
| Common stock | $500,000 | 3,017 |
| Surplus | $37,040,000 | 921 |
| Undivided profits | $-31,376,000 | 6,511 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 153 |
| Memoranda | ||
| Noncurrent loans and leases | $9,385,000 | 674 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 951 |
| Income earned, not collected on loans | $588,000 | 3,967 |
| Earning assets | $259,150,000 | 2,333 |
| Long-term assets (5+ years) | $130,012,000 | 1,677 |
| Average Assets, year-to-date | $338,006,500 | 1,932 |
| Average Assets, quarterly | $316,128,000 | 2,094 |
| Volatile liabilities | $995,000 | 5,845 |
| Insider loans | $137,000 | 5,341 |
| FHLB advances | $20,000,000 | 1,080 |
| Loans and leases held for sale | $285,000 | 1,523 |
| Unused loan commitments | $13,495,000 | 3,407 |
| Tier 1 (core) risk-based capital | $10,375,000 | 4,727 |
| Tier 2 risk-based capital | $1,946,000 | 2,444 |
| Total risk weighted assets | $153,230,000 | 2,701 |
| Total unused commitments | $13,495,000 | 3,407 |
| Derivatives | $845,000 | 1,154 |
| 2014-06-30 | Rank | |
| # of Employees: | 132 | 1,112 |
| Assets and Liabilities | ||
| Total Assets: | $337,558,000 | 1,958 |
| Cash and due from depository institutions | $44,598,000 | 1,112 |
| Interest-bearing balances | $38,985,000 | 847 |
| Securities | $147,718,000 | 1,024 |
| Federal funds sold & reverse repurchase agreements | $5,600,000 | 662 |
| Net loans & leases | $107,548,000 | 3,298 |
| Loan loss allowance | $4,920,000 | 1,352 |
| Trading account assets | $0 | 246 |
| Bank premises and fixed assets | $12,313,000 | 951 |
| Other real estate owned | $8,424,000 | 1,112 |
| Goodwill and other intangibles | $0 | 2,849 |
| All other assets | $11,357,000 | 1,626 |
| Life insurance assets | $7,484,000 | 1,122 |
| Total liabilities and capital | $337,558,000 | 1,958 |
| Total liabilities | $329,769,000 | 1,789 |
| Total deposits | $307,370,000 | 1,823 |
| Interest-bearing deposits | $263,824,000 | 1,697 |
| Deposits held in domestic offices | $307,370,000 | 1,822 |
| % insured | 80.40% | 4,556 |
| Federal funds purchased & repurchase agreements | $0 | 2,152 |
| Trading liabilities | $0 | 168 |
| Other borrowed funds | $20,000,000 | 1,138 |
| Subordinated debt | $0 | 135 |
| All other liabilities | $2,399,000 | 1,715 |
| Total equity capital | $7,789,000 | 5,367 |
| Total bank equity capital | $7,789,000 | 5,366 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $500,000 | 3,052 |
| Surplus | $37,040,000 | 914 |
| Undivided profits | $-29,751,000 | 6,573 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 158 |
| Memoranda | ||
| Noncurrent loans and leases | $9,385,000 | 711 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 990 |
| Income earned, not collected on loans | $648,000 | 3,665 |
| Earning assets | $299,851,000 | 2,036 |
| Long-term assets (5+ years) | $134,620,000 | 1,614 |
| Average Assets, year-to-date | $352,442,670 | 1,861 |
| Average Assets, quarterly | $351,562,000 | 1,877 |
| Volatile liabilities | $2,485,000 | 5,139 |
| Insider loans | $102,000 | 5,510 |
| FHLB advances | $20,000,000 | 1,080 |
| Loans and leases held for sale | $228,000 | 1,639 |
| Unused loan commitments | $12,216,000 | 3,556 |
| Tier 1 (core) risk-based capital | $11,668,000 | 4,472 |
| Tier 2 risk-based capital | $2,028,000 | 2,357 |
| Total risk weighted assets | $159,319,000 | 2,598 |
| Total unused commitments | $12,216,000 | 3,556 |
| Derivatives | $1,010,000 | 1,139 |
| 2014-03-31 | Rank | |
| # of Employees: | 132 | 1,109 |
| Assets and Liabilities | ||
| Total Assets: | $365,566,000 | 1,813 |
| Cash and due from depository institutions | $46,508,000 | 1,109 |
| Interest-bearing balances | $40,377,000 | 945 |
| Securities | $171,148,000 | 903 |
| Federal funds sold & reverse repurchase agreements | $5,000,000 | 936 |
| Net loans & leases | $110,362,000 | 3,219 |
| Loan loss allowance | $4,922,000 | 1,363 |
| Trading account assets | $0 | 247 |
| Bank premises and fixed assets | $12,348,000 | 953 |
| Other real estate owned | $9,230,000 | 1,109 |
| Goodwill and other intangibles | $0 | 2,875 |
| All other assets | $10,970,000 | 1,676 |
| Life insurance assets | $7,428,000 | 1,113 |
| Total liabilities and capital | $365,566,000 | 1,813 |
| Total liabilities | $360,321,000 | 1,667 |
| Total deposits | $335,221,000 | 1,688 |
| Interest-bearing deposits | $289,259,000 | 1,584 |
| Deposits held in domestic offices | $335,221,000 | 1,688 |
| % insured | 76.65% | 5,237 |
| Federal funds purchased & repurchase agreements | $0 | 1,959 |
| Trading liabilities | $0 | 165 |
| Other borrowed funds | $23,000,000 | 968 |
| Subordinated debt | $0 | 134 |
| All other liabilities | $2,100,000 | 1,868 |
| Total equity capital | $5,245,000 | 5,955 |
| Total bank equity capital | $5,245,000 | 5,955 |
| Perpetual preferred stock | $0 | 201 |
| Common stock | $500,000 | 3,082 |
| Surplus | $37,040,000 | 923 |
| Undivided profits | $-32,295,000 | 6,643 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 161 |
| Memoranda | ||
| Noncurrent loans and leases | $9,597,000 | 749 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 998 |
| Income earned, not collected on loans | $697,000 | 3,402 |
| Earning assets | $326,887,000 | 1,863 |
| Long-term assets (5+ years) | $164,064,000 | 1,350 |
| Average Assets, year-to-date | $359,885,000 | 1,827 |
| Average Assets, quarterly | $359,885,000 | 1,827 |
| Volatile liabilities | $2,755,000 | 4,988 |
| Insider loans | $97,000 | 5,590 |
| FHLB advances | $23,000,000 | 920 |
| Loans and leases held for sale | $489,000 | 1,158 |
| Unused loan commitments | $11,187,000 | 3,781 |
| Tier 1 (core) risk-based capital | $12,031,000 | 4,406 |
| Tier 2 risk-based capital | $2,119,000 | 2,288 |
| Total risk weighted assets | $166,713,000 | 2,506 |
| Total unused commitments | $11,187,000 | 3,781 |
| Derivatives | $365,000 | 1,255 |
| 2013-12-31 | Rank | |
| # of Employees: | 135 | 1,097 |
| Assets and Liabilities | ||
| Total Assets: | $354,204,000 | 1,858 |
| Cash and due from depository institutions | $35,043,000 | 1,097 |
| Interest-bearing balances | $28,581,000 | 1,196 |
| Securities | $163,542,000 | 942 |
| Federal funds sold & reverse repurchase agreements | $5,000,000 | 826 |
| Net loans & leases | $116,263,000 | 3,130 |
| Loan loss allowance | $5,406,000 | 1,262 |
| Trading account assets | $0 | 247 |
| Bank premises and fixed assets | $12,468,000 | 935 |
| Other real estate owned | $10,479,000 | 1,097 |
| Goodwill and other intangibles | $0 | 2,889 |
| All other assets | $11,409,000 | 1,647 |
| Life insurance assets | $7,392,000 | 1,110 |
| Total liabilities and capital | $354,204,000 | 1,858 |
| Total liabilities | $350,342,000 | 1,693 |
| Total deposits | $325,172,000 | 1,710 |
| Interest-bearing deposits | $278,344,000 | 1,629 |
| Deposits held in domestic offices | $325,172,000 | 1,708 |
| % insured | 78.86% | 4,922 |
| Federal funds purchased & repurchase agreements | $0 | 2,281 |
| Trading liabilities | $0 | 167 |
| Other borrowed funds | $23,000,000 | 1,010 |
| Subordinated debt | $0 | 136 |
| All other liabilities | $2,170,000 | 1,850 |
| Total equity capital | $3,862,000 | 6,335 |
| Total bank equity capital | $3,862,000 | 6,335 |
| Perpetual preferred stock | $0 | 206 |
| Common stock | $500,000 | 3,119 |
| Surplus | $37,040,000 | 929 |
| Undivided profits | $-33,678,000 | 6,719 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 161 |
| Memoranda | ||
| Noncurrent loans and leases | $11,877,000 | 661 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 991 |
| Income earned, not collected on loans | $683,000 | 3,608 |
| Earning assets | $313,386,000 | 1,919 |
| Long-term assets (5+ years) | $155,145,000 | 1,404 |
| Average Assets, year-to-date | $399,161,000 | 1,654 |
| Average Assets, quarterly | $361,933,500 | 1,807 |
| Volatile liabilities | $1,819,000 | 5,521 |
| Insider loans | $117,000 | 5,554 |
| FHLB advances | $23,000,000 | 962 |
| Loans and leases held for sale | $401,000 | 1,321 |
| Unused loan commitments | $10,892,000 | 3,720 |
| Tier 1 (core) risk-based capital | $12,986,000 | 4,219 |
| Tier 2 risk-based capital | $2,212,000 | 2,211 |
| Total risk weighted assets | $173,023,000 | 2,439 |
| Total unused commitments | $10,892,000 | 3,720 |
| Derivatives | $354,000 | 1,249 |
| 2013-09-30 | Rank | |
| # of Employees: | 143 | 1,036 |
| Assets and Liabilities | ||
| Total Assets: | $369,663,000 | 1,786 |
| Cash and due from depository institutions | $25,130,000 | 1,036 |
| Interest-bearing balances | $18,933,000 | 1,789 |
| Securities | $172,973,000 | 890 |
| Federal funds sold & reverse repurchase agreements | $2,600,000 | 1,250 |
| Net loans & leases | $132,248,000 | 2,837 |
| Loan loss allowance | $5,571,000 | 1,246 |
| Trading account assets | $0 | 248 |
| Bank premises and fixed assets | $12,550,000 | 932 |
| Other real estate owned | $12,716,000 | 1,036 |
| Goodwill and other intangibles | $0 | 2,909 |
| All other assets | $11,446,000 | 1,641 |
| Life insurance assets | $7,339,000 | 1,089 |
| Total liabilities and capital | $369,663,000 | 1,786 |
| Total liabilities | $361,139,000 | 1,653 |
| Total deposits | $335,459,000 | 1,669 |
| Interest-bearing deposits | $288,895,000 | 1,574 |
| Deposits held in domestic offices | $335,459,000 | 1,668 |
| % insured | 78.32% | 5,235 |
| Federal funds purchased & repurchase agreements | $0 | 2,308 |
| Trading liabilities | $0 | 163 |
| Other borrowed funds | $23,000,000 | 997 |
| Subordinated debt | $0 | 150 |
| All other liabilities | $2,680,000 | 1,640 |
| Total equity capital | $8,524,000 | 5,239 |
| Total bank equity capital | $8,524,000 | 5,239 |
| Perpetual preferred stock | $0 | 217 |
| Common stock | $500,000 | 3,154 |
| Surplus | $37,040,000 | 930 |
| Undivided profits | $-29,016,000 | 6,786 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 159 |
| Memoranda | ||
| Noncurrent loans and leases | $13,299,000 | 654 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,015 |
| Income earned, not collected on loans | $745,000 | 3,472 |
| Earning assets | $326,754,000 | 1,834 |
| Long-term assets (5+ years) | $161,551,000 | 1,337 |
| Average Assets, year-to-date | $410,400,250 | 1,617 |
| Average Assets, quarterly | $377,400,500 | 1,751 |
| Volatile liabilities | $1,815,000 | 5,605 |
| Insider loans | $107,000 | 5,638 |
| FHLB advances | $23,000,000 | 943 |
| Loans and leases held for sale | $438,000 | 1,379 |
| Unused loan commitments | $12,862,000 | 3,493 |
| Tier 1 (core) risk-based capital | $14,695,000 | 3,934 |
| Tier 2 risk-based capital | $2,434,000 | 2,019 |
| Total risk weighted assets | $190,905,000 | 2,227 |
| Total unused commitments | $12,862,000 | 3,493 |
| Derivatives | $1,033,000 | 1,122 |
| 2013-06-30 | Rank | |
| # of Employees: | 146 | 1,018 |
| Assets and Liabilities | ||
| Total Assets: | $385,138,000 | 1,723 |
| Cash and due from depository institutions | $51,376,000 | 1,018 |
| Interest-bearing balances | $14,669,000 | 2,290 |
| Securities | $143,242,000 | 1,071 |
| Federal funds sold & reverse repurchase agreements | $19,000,000 | 235 |
| Net loans & leases | $133,455,000 | 2,802 |
| Loan loss allowance | $5,784,000 | 1,213 |
| Trading account assets | $0 | 250 |
| Bank premises and fixed assets | $12,584,000 | 927 |
| Other real estate owned | $13,963,000 | 1,018 |
| Goodwill and other intangibles | $0 | 2,910 |
| All other assets | $11,518,000 | 1,617 |
| Life insurance assets | $7,288,000 | 1,079 |
| Total liabilities and capital | $385,138,000 | 1,723 |
| Total liabilities | $377,171,000 | 1,579 |
| Total deposits | $351,665,000 | 1,587 |
| Interest-bearing deposits | $306,292,000 | 1,491 |
| Deposits held in domestic offices | $351,665,000 | 1,586 |
| % insured | 77.20% | 5,513 |
| Federal funds purchased & repurchase agreements | $0 | 2,211 |
| Trading liabilities | $0 | 154 |
| Other borrowed funds | $23,000,000 | 986 |
| Subordinated debt | $0 | 152 |
| All other liabilities | $2,506,000 | 1,697 |
| Total equity capital | $7,967,000 | 5,399 |
| Total bank equity capital | $7,967,000 | 5,399 |
| Perpetual preferred stock | $0 | 228 |
| Common stock | $500,000 | 3,180 |
| Surplus | $35,840,000 | 955 |
| Undivided profits | $-28,373,000 | 6,830 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 162 |
| Memoranda | ||
| Noncurrent loans and leases | $16,882,000 | 552 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,060 |
| Income earned, not collected on loans | $755,000 | 3,372 |
| Earning assets | $310,366,000 | 1,925 |
| Long-term assets (5+ years) | $143,965,000 | 1,438 |
| Average Assets, year-to-date | $423,979,330 | 1,573 |
| Average Assets, quarterly | $410,280,000 | 1,618 |
| Volatile liabilities | $4,005,000 | 4,625 |
| Insider loans | $0 | 6,258 |
| FHLB advances | $23,000,000 | 937 |
| Loans and leases held for sale | $655,000 | 1,439 |
| Unused loan commitments | $14,425,000 | 3,254 |
| Tier 1 (core) risk-based capital | $14,497,000 | 3,963 |
| Tier 2 risk-based capital | $2,475,000 | 1,991 |
| Total risk weighted assets | $194,143,000 | 2,165 |
| Total unused commitments | $14,425,000 | 3,254 |
| Derivatives | $1,418,000 | 1,141 |
| 2013-03-31 | Rank | |
| # of Employees: | 157 | 946 |
| Assets and Liabilities | ||
| Total Assets: | $435,422,000 | 1,541 |
| Cash and due from depository institutions | $33,410,000 | 946 |
| Interest-bearing balances | $17,407,000 | 2,408 |
| Securities | $208,960,000 | 745 |
| Federal funds sold & reverse repurchase agreements | $12,600,000 | 484 |
| Net loans & leases | $138,529,000 | 2,702 |
| Loan loss allowance | $5,898,000 | 1,216 |
| Trading account assets | $0 | 242 |
| Bank premises and fixed assets | $12,723,000 | 917 |
| Other real estate owned | $16,593,000 | 946 |
| Goodwill and other intangibles | $0 | 2,913 |
| All other assets | $12,607,000 | 1,476 |
| Life insurance assets | $7,237,000 | 1,068 |
| Total liabilities and capital | $435,422,000 | 1,541 |
| Total liabilities | $418,123,000 | 1,432 |
| Total deposits | $366,708,000 | 1,536 |
| Interest-bearing deposits | $322,668,000 | 1,437 |
| Deposits held in domestic offices | $366,708,000 | 1,536 |
| % insured | 76.03% | 5,709 |
| Federal funds purchased & repurchase agreements | $0 | 1,982 |
| Trading liabilities | $0 | 154 |
| Other borrowed funds | $49,000,000 | 518 |
| Subordinated debt | $0 | 155 |
| All other liabilities | $2,415,000 | 1,778 |
| Total equity capital | $17,299,000 | 3,633 |
| Total bank equity capital | $17,299,000 | 3,632 |
| Perpetual preferred stock | $0 | 239 |
| Common stock | $500,000 | 3,222 |
| Surplus | $35,840,000 | 958 |
| Undivided profits | $-19,041,000 | 6,859 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 167 |
| Memoranda | ||
| Noncurrent loans and leases | $16,430,000 | 612 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,043 |
| Income earned, not collected on loans | $920,000 | 2,810 |
| Earning assets | $377,496,000 | 1,629 |
| Long-term assets (5+ years) | $214,161,000 | 980 |
| Average Assets, year-to-date | $443,400,000 | 1,514 |
| Average Assets, quarterly | $443,400,000 | 1,514 |
| Volatile liabilities | $30,766,000 | 1,358 |
| Insider loans | $107,000 | 5,753 |
| FHLB advances | $49,000,000 | 473 |
| Loans and leases held for sale | $176,000 | 1,931 |
| Unused loan commitments | $12,900,000 | 3,492 |
| Tier 1 (core) risk-based capital | $17,464,000 | 3,470 |
| Tier 2 risk-based capital | $2,543,000 | 1,945 |
| Total risk weighted assets | $199,531,000 | 2,104 |
| Total unused commitments | $12,900,000 | 3,492 |
| Derivatives | $1,029,000 | 1,190 |
| 2012-12-31 | Rank | |
| # of Employees: | 161 | 923 |
| Assets and Liabilities | ||
| Total Assets: | $451,378,000 | 1,494 |
| Cash and due from depository institutions | $39,875,000 | 923 |
| Interest-bearing balances | $23,566,000 | 1,744 |
| Securities | $205,693,000 | 741 |
| Federal funds sold & reverse repurchase agreements | $16,500,000 | 358 |
| Net loans & leases | $147,063,000 | 2,616 |
| Loan loss allowance | $6,238,000 | 1,154 |
| Trading account assets | $0 | 243 |
| Bank premises and fixed assets | $12,713,000 | 917 |
| Other real estate owned | $16,156,000 | 923 |
| Goodwill and other intangibles | $0 | 2,913 |
| All other assets | $13,378,000 | 1,410 |
| Life insurance assets | $7,210,000 | 1,057 |
| Total liabilities and capital | $451,378,000 | 1,494 |
| Total liabilities | $429,541,000 | 1,392 |
| Total deposits | $368,774,000 | 1,517 |
| Interest-bearing deposits | $322,338,000 | 1,429 |
| Deposits held in domestic offices | $368,774,000 | 1,517 |
| % insured | 77.68% | 6,183 |
| Federal funds purchased & repurchase agreements | $0 | 2,186 |
| Trading liabilities | $0 | 152 |
| Other borrowed funds | $58,500,000 | 477 |
| Subordinated debt | $0 | 159 |
| All other liabilities | $2,267,000 | 1,902 |
| Total equity capital | $21,837,000 | 3,058 |
| Total bank equity capital | $21,837,000 | 3,056 |
| Perpetual preferred stock | $0 | 246 |
| Common stock | $500,000 | 3,251 |
| Surplus | $35,840,000 | 954 |
| Undivided profits | $-14,503,000 | 6,862 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 169 |
| Memoranda | ||
| Noncurrent loans and leases | $18,855,000 | 572 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,020 |
| Income earned, not collected on loans | $976,000 | 2,734 |
| Earning assets | $392,822,000 | 1,554 |
| Long-term assets (5+ years) | $210,490,000 | 965 |
| Average Assets, year-to-date | $488,495,800 | 1,363 |
| Average Assets, quarterly | $450,509,000 | 1,480 |
| Volatile liabilities | $38,249,000 | 1,162 |
| Insider loans | $117,000 | 5,778 |
| FHLB advances | $58,500,000 | 434 |
| Loans and leases held for sale | $171,000 | 2,061 |
| Unused loan commitments | $16,136,000 | 2,968 |
| Tier 1 (core) risk-based capital | $18,808,000 | 3,253 |
| Tier 2 risk-based capital | $2,527,000 | 1,951 |
| Total risk weighted assets | $197,881,000 | 2,125 |
| Total unused commitments | $16,136,000 | 2,968 |
| Derivatives | $415,000 | 1,268 |
| 2012-09-30 | Rank | |
| # of Employees: | 163 | 917 |
| Assets and Liabilities | ||
| Total Assets: | $449,640,000 | 1,492 |
| Cash and due from depository institutions | $30,095,000 | 917 |
| Interest-bearing balances | $13,526,000 | 2,543 |
| Securities | $200,925,000 | 763 |
| Federal funds sold & reverse repurchase agreements | $6,100,000 | 891 |
| Net loans & leases | $166,881,000 | 2,354 |
| Loan loss allowance | $6,569,000 | 1,131 |
| Trading account assets | $0 | 231 |
| Bank premises and fixed assets | $12,679,000 | 917 |
| Other real estate owned | $19,406,000 | 917 |
| Goodwill and other intangibles | $0 | 2,937 |
| All other assets | $13,554,000 | 1,414 |
| Life insurance assets | $7,356,000 | 1,010 |
| Total liabilities and capital | $449,640,000 | 1,492 |
| Total liabilities | $424,180,000 | 1,419 |
| Total deposits | $363,561,000 | 1,530 |
| Interest-bearing deposits | $316,721,000 | 1,460 |
| Deposits held in domestic offices | $363,561,000 | 1,529 |
| % insured | 81.59% | 5,829 |
| Federal funds purchased & repurchase agreements | $0 | 2,188 |
| Trading liabilities | $0 | 150 |
| Other borrowed funds | $58,000,000 | 494 |
| Subordinated debt | $0 | 163 |
| All other liabilities | $2,619,000 | 1,795 |
| Total equity capital | $25,460,000 | 2,712 |
| Total bank equity capital | $25,460,000 | 2,712 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $500,000 | 3,304 |
| Surplus | $35,840,000 | 963 |
| Undivided profits | $-10,880,000 | 6,888 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 170 |
| Memoranda | ||
| Noncurrent loans and leases | $19,491,000 | 623 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,078 |
| Income earned, not collected on loans | $1,007,000 | 2,867 |
| Earning assets | $387,432,000 | 1,585 |
| Long-term assets (5+ years) | $207,521,000 | 962 |
| Average Assets, year-to-date | $497,775,250 | 1,361 |
| Average Assets, quarterly | $471,932,000 | 1,424 |
| Volatile liabilities | $26,910,000 | 1,611 |
| Insider loans | $107,000 | 5,884 |
| FHLB advances | $58,000,000 | 448 |
| Loans and leases held for sale | $706,000 | 1,576 |
| Unused loan commitments | $16,107,000 | 2,979 |
| Tier 1 (core) risk-based capital | $20,526,000 | 3,055 |
| Tier 2 risk-based capital | $2,711,000 | 1,853 |
| Total risk weighted assets | $212,526,000 | 1,999 |
| Total unused commitments | $16,107,000 | 2,979 |
| Derivatives | $1,831,000 | 1,101 |
| 2012-06-30 | Rank | |
| # of Employees: | 168 | 900 |
| Assets and Liabilities | ||
| Total Assets: | $494,224,000 | 1,374 |
| Cash and due from depository institutions | $43,310,000 | 900 |
| Interest-bearing balances | $28,576,000 | 1,372 |
| Securities | $206,090,000 | 739 |
| Federal funds sold & reverse repurchase agreements | $17,000,000 | 300 |
| Net loans & leases | $180,190,000 | 2,186 |
| Loan loss allowance | $8,023,000 | 942 |
| Trading account assets | $0 | 211 |
| Bank premises and fixed assets | $12,784,000 | 905 |
| Other real estate owned | $20,347,000 | 900 |
| Goodwill and other intangibles | $0 | 2,925 |
| All other assets | $14,503,000 | 1,330 |
| Life insurance assets | $7,558,000 | 965 |
| Total liabilities and capital | $494,224,000 | 1,374 |
| Total liabilities | $465,389,000 | 1,308 |
| Total deposits | $400,105,000 | 1,395 |
| Interest-bearing deposits | $351,310,000 | 1,319 |
| Deposits held in domestic offices | $400,105,000 | 1,395 |
| % insured | 78.54% | 6,303 |
| Federal funds purchased & repurchase agreements | $0 | 2,234 |
| Trading liabilities | $0 | 130 |
| Other borrowed funds | $63,000,000 | 465 |
| Subordinated debt | $0 | 180 |
| All other liabilities | $2,284,000 | 1,873 |
| Total equity capital | $28,835,000 | 2,374 |
| Total bank equity capital | $28,835,000 | 2,374 |
| Perpetual preferred stock | $0 | 254 |
| Common stock | $500,000 | 3,341 |
| Surplus | $35,840,000 | 952 |
| Undivided profits | $-7,505,000 | 6,839 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 171 |
| Memoranda | ||
| Noncurrent loans and leases | $20,749,000 | 619 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,080 |
| Income earned, not collected on loans | $1,130,000 | 2,435 |
| Earning assets | $431,856,000 | 1,422 |
| Long-term assets (5+ years) | $212,524,000 | 938 |
| Average Assets, year-to-date | $513,820,330 | 1,317 |
| Average Assets, quarterly | $508,809,000 | 1,337 |
| Volatile liabilities | $27,142,000 | 1,591 |
| Insider loans | $107,000 | 5,966 |
| FHLB advances | $63,000,000 | 420 |
| Loans and leases held for sale | $92,000 | 2,120 |
| Unused loan commitments | $14,853,000 | 3,124 |
| Tier 1 (core) risk-based capital | $23,810,000 | 2,678 |
| Tier 2 risk-based capital | $2,907,000 | 1,745 |
| Total risk weighted assets | $227,072,000 | 1,863 |
| Total unused commitments | $14,853,000 | 3,124 |
| Derivatives | $1,335,000 | 1,113 |
| 2012-03-31 | Rank | |
| # of Employees: | 171 | 869 |
| Assets and Liabilities | ||
| Total Assets: | $523,394,000 | 1,304 |
| Cash and due from depository institutions | $43,480,000 | 869 |
| Interest-bearing balances | $23,496,000 | 1,804 |
| Securities | $216,509,000 | 724 |
| Federal funds sold & reverse repurchase agreements | $25,700,000 | 212 |
| Net loans & leases | $193,833,000 | 2,049 |
| Loan loss allowance | $10,675,000 | 732 |
| Trading account assets | $0 | 215 |
| Bank premises and fixed assets | $12,996,000 | 891 |
| Other real estate owned | $16,101,000 | 869 |
| Goodwill and other intangibles | $0 | 2,935 |
| All other assets | $14,775,000 | 1,316 |
| Life insurance assets | $7,514,000 | 953 |
| Total liabilities and capital | $523,394,000 | 1,304 |
| Total liabilities | $494,288,000 | 1,233 |
| Total deposits | $429,050,000 | 1,314 |
| Interest-bearing deposits | $379,825,000 | 1,239 |
| Deposits held in domestic offices | $429,050,000 | 1,311 |
| % insured | 75.75% | 6,604 |
| Federal funds purchased & repurchase agreements | $0 | 2,131 |
| Trading liabilities | $0 | 123 |
| Other borrowed funds | $63,000,000 | 470 |
| Subordinated debt | $0 | 185 |
| All other liabilities | $2,238,000 | 1,890 |
| Total equity capital | $29,106,000 | 2,342 |
| Total bank equity capital | $29,106,000 | 2,342 |
| Perpetual preferred stock | $0 | 259 |
| Common stock | $500,000 | 3,375 |
| Surplus | $35,340,000 | 965 |
| Undivided profits | $-6,734,000 | 6,836 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 170 |
| Memoranda | ||
| Noncurrent loans and leases | $30,630,000 | 467 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,111 |
| Income earned, not collected on loans | $1,159,000 | 2,372 |
| Earning assets | $459,538,000 | 1,364 |
| Long-term assets (5+ years) | $222,843,000 | 885 |
| Average Assets, year-to-date | $523,618,500 | 1,294 |
| Average Assets, quarterly | $523,618,500 | 1,294 |
| Volatile liabilities | $21,881,000 | 1,918 |
| Insider loans | $107,000 | 6,028 |
| FHLB advances | $63,000,000 | 420 |
| Loans and leases held for sale | $848,000 | 1,365 |
| Unused loan commitments | $14,828,000 | 3,169 |
| Tier 1 (core) risk-based capital | $24,623,000 | 2,571 |
| Tier 2 risk-based capital | $3,066,000 | 1,675 |
| Total risk weighted assets | $237,165,000 | 1,793 |
| Total unused commitments | $14,828,000 | 3,169 |
| Derivatives | $1,337,000 | 1,093 |
| 2011-12-31 | Rank | |
| # of Employees: | 170 | 880 |
| Assets and Liabilities | ||
| Total Assets: | $523,843,000 | 1,297 |
| Cash and due from depository institutions | $42,176,000 | 880 |
| Interest-bearing balances | $27,995,000 | 1,363 |
| Securities | $209,786,000 | 726 |
| Federal funds sold & reverse repurchase agreements | $22,800,000 | 223 |
| Net loans & leases | $210,277,000 | 1,926 |
| Loan loss allowance | $9,885,000 | 784 |
| Trading account assets | $0 | 205 |
| Bank premises and fixed assets | $13,103,000 | 884 |
| Other real estate owned | $10,538,000 | 880 |
| Goodwill and other intangibles | $0 | 2,970 |
| All other assets | $15,163,000 | 1,328 |
| Life insurance assets | $7,460,000 | 940 |
| Total liabilities and capital | $523,843,000 | 1,297 |
| Total liabilities | $492,710,000 | 1,229 |
| Total deposits | $427,371,000 | 1,307 |
| Interest-bearing deposits | $381,160,000 | 1,217 |
| Deposits held in domestic offices | $427,371,000 | 1,304 |
| % insured | 77.86% | 6,472 |
| Federal funds purchased & repurchase agreements | $0 | 2,367 |
| Trading liabilities | $0 | 115 |
| Other borrowed funds | $63,000,000 | 488 |
| Subordinated debt | $0 | 193 |
| All other liabilities | $2,339,000 | 1,835 |
| Total equity capital | $31,133,000 | 2,198 |
| Total bank equity capital | $31,133,000 | 2,197 |
| Perpetual preferred stock | $0 | 263 |
| Common stock | $500,000 | 3,401 |
| Surplus | $34,840,000 | 980 |
| Undivided profits | $-4,207,000 | 6,713 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 168 |
| Memoranda | ||
| Noncurrent loans and leases | $32,040,000 | 463 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,138 |
| Income earned, not collected on loans | $1,311,000 | 2,217 |
| Earning assets | $470,858,000 | 1,317 |
| Long-term assets (5+ years) | $216,323,000 | 737 |
| Average Assets, year-to-date | $541,070,600 | 1,224 |
| Average Assets, quarterly | $517,106,500 | 1,310 |
| Volatile liabilities | $16,648,000 | 2,533 |
| Insider loans | $107,000 | 6,059 |
| FHLB advances | $63,000,000 | 440 |
| Loans and leases held for sale | $124,000 | 1,782 |
| Unused loan commitments | $14,400,000 | 3,131 |
| Tier 1 (core) risk-based capital | $25,512,000 | 2,460 |
| Tier 2 risk-based capital | $3,097,000 | 1,671 |
| Total risk weighted assets | $240,565,000 | 1,796 |
| Total unused commitments | $14,400,000 | 3,132 |
| Derivatives | $1,207,000 | 978 |
| 2011-09-30 | Rank | |
| # of Employees: | 173 | 866 |
| Assets and Liabilities | ||
| Total Assets: | $510,370,000 | 1,339 |
| Cash and due from depository institutions | $28,296,000 | 866 |
| Interest-bearing balances | $14,825,000 | 2,374 |
| Securities | $200,914,000 | 734 |
| Federal funds sold & reverse repurchase agreements | $13,100,000 | 464 |
| Net loans & leases | $228,032,000 | 1,804 |
| Loan loss allowance | $10,515,000 | 776 |
| Trading account assets | $0 | 209 |
| Bank premises and fixed assets | $13,626,000 | 851 |
| Other real estate owned | $11,140,000 | 866 |
| Goodwill and other intangibles | $0 | 2,996 |
| All other assets | $15,262,000 | 1,327 |
| Life insurance assets | $7,401,000 | 940 |
| Total liabilities and capital | $510,370,000 | 1,339 |
| Total liabilities | $475,642,000 | 1,283 |
| Total deposits | $409,551,000 | 1,352 |
| Interest-bearing deposits | $362,856,000 | 1,287 |
| Deposits held in domestic offices | $409,551,000 | 1,350 |
| % insured | 82.08% | 6,016 |
| Federal funds purchased & repurchase agreements | $0 | 2,338 |
| Trading liabilities | $0 | 112 |
| Other borrowed funds | $63,000,000 | 499 |
| Subordinated debt | $0 | 206 |
| All other liabilities | $3,091,000 | 1,527 |
| Total equity capital | $34,728,000 | 2,003 |
| Total bank equity capital | $34,728,000 | 2,002 |
| Perpetual preferred stock | $0 | 266 |
| Common stock | $500,000 | 3,442 |
| Surplus | $34,840,000 | 983 |
| Undivided profits | $-612,000 | 6,374 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 175 |
| Memoranda | ||
| Noncurrent loans and leases | $31,600,000 | 497 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,137 |
| Income earned, not collected on loans | $1,227,000 | 2,459 |
| Earning assets | $456,871,000 | 1,356 |
| Long-term assets (5+ years) | $207,467,000 | 745 |
| Average Assets, year-to-date | $545,377,500 | 1,214 |
| Average Assets, quarterly | $534,927,000 | 1,262 |
| Volatile liabilities | $21,120,000 | 2,154 |
| Insider loans | $107,000 | 6,145 |
| FHLB advances | $63,000,000 | 448 |
| Loans and leases held for sale | $164,000 | 1,718 |
| Unused loan commitments | $16,492,000 | 2,912 |
| Tier 1 (core) risk-based capital | $29,369,000 | 2,178 |
| Tier 2 risk-based capital | $3,283,000 | 1,586 |
| Total risk weighted assets | $254,946,000 | 1,697 |
| Total unused commitments | $16,492,000 | 2,912 |
| Derivatives | $952,000 | 1,043 |
| 2011-06-30 | Rank | |
| # of Employees: | 172 | 884 |
| Assets and Liabilities | ||
| Total Assets: | $559,484,000 | 1,198 |
| Cash and due from depository institutions | $42,811,000 | 884 |
| Interest-bearing balances | $31,621,000 | 1,193 |
| Securities | $197,807,000 | 748 |
| Federal funds sold & reverse repurchase agreements | $31,900,000 | 145 |
| Net loans & leases | $246,377,000 | 1,694 |
| Loan loss allowance | $7,799,000 | 1,034 |
| Trading account assets | $0 | 213 |
| Bank premises and fixed assets | $13,400,000 | 870 |
| Other real estate owned | $11,141,000 | 884 |
| Goodwill and other intangibles | $0 | 3,017 |
| All other assets | $16,048,000 | 1,291 |
| Life insurance assets | $7,345,000 | 937 |
| Total liabilities and capital | $559,484,000 | 1,198 |
| Total liabilities | $529,058,000 | 1,136 |
| Total deposits | $436,511,000 | 1,267 |
| Interest-bearing deposits | $389,617,000 | 1,205 |
| Deposits held in domestic offices | $436,511,000 | 1,264 |
| % insured | 78.65% | 6,548 |
| Federal funds purchased & repurchase agreements | $0 | 2,430 |
| Trading liabilities | $0 | 112 |
| Other borrowed funds | $89,500,000 | 379 |
| Subordinated debt | $0 | 212 |
| All other liabilities | $3,047,000 | 1,450 |
| Total equity capital | $30,426,000 | 2,206 |
| Total bank equity capital | $30,426,000 | 2,205 |
| Perpetual preferred stock | $0 | 222 |
| Common stock | $500,000 | 3,485 |
| Surplus | $34,840,000 | 982 |
| Undivided profits | $-4,914,000 | 6,880 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 179 |
| Memoranda | ||
| Noncurrent loans and leases | $28,135,000 | 573 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,160 |
| Income earned, not collected on loans | $1,344,000 | 2,179 |
| Earning assets | $507,705,000 | 1,203 |
| Long-term assets (5+ years) | $204,236,000 | 751 |
| Average Assets, year-to-date | $557,046,670 | 1,207 |
| Average Assets, quarterly | $557,082,000 | 1,210 |
| Volatile liabilities | $20,582,000 | 2,217 |
| Insider loans | $274,000 | 5,559 |
| FHLB advances | $89,500,000 | 330 |
| Loans and leases held for sale | $1,508,000 | 736 |
| Unused loan commitments | $18,054,000 | 2,742 |
| Tier 1 (core) risk-based capital | $32,260,000 | 1,970 |
| Tier 2 risk-based capital | $3,547,000 | 1,495 |
| Total risk weighted assets | $278,898,000 | 1,584 |
| Total unused commitments | $18,054,000 | 2,744 |
| Derivatives | $1,364,000 | 883 |
| 2011-03-31 | Rank | |
| # of Employees: | 172 | 871 |
| Assets and Liabilities | ||
| Total Assets: | $554,680,000 | 1,225 |
| Cash and due from depository institutions | $25,275,000 | 871 |
| Interest-bearing balances | $13,668,000 | 2,463 |
| Securities | $197,118,000 | 744 |
| Federal funds sold & reverse repurchase agreements | $31,000,000 | 194 |
| Net loans & leases | $260,305,000 | 1,626 |
| Loan loss allowance | $5,809,000 | 1,386 |
| Trading account assets | $0 | 208 |
| Bank premises and fixed assets | $14,385,000 | 805 |
| Other real estate owned | $11,234,000 | 871 |
| Goodwill and other intangibles | $0 | 3,025 |
| All other assets | $15,363,000 | 1,369 |
| Life insurance assets | $7,300,000 | 939 |
| Total liabilities and capital | $554,680,000 | 1,225 |
| Total liabilities | $523,146,000 | 1,162 |
| Total deposits | $430,394,000 | 1,293 |
| Interest-bearing deposits | $387,007,000 | 1,230 |
| Deposits held in domestic offices | $430,394,000 | 1,291 |
| % insured | 77.79% | 6,666 |
| Federal funds purchased & repurchase agreements | $0 | 2,341 |
| Trading liabilities | $0 | 108 |
| Other borrowed funds | $89,750,000 | 394 |
| Subordinated debt | $0 | 214 |
| All other liabilities | $3,002,000 | 1,464 |
| Total equity capital | $31,534,000 | 2,105 |
| Total bank equity capital | $31,534,000 | 2,104 |
| Perpetual preferred stock | $0 | 224 |
| Common stock | $500,000 | 3,527 |
| Surplus | $34,840,000 | 988 |
| Undivided profits | $-3,806,000 | 6,825 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 181 |
| Memoranda | ||
| Noncurrent loans and leases | $25,680,000 | 662 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,152 |
| Income earned, not collected on loans | $1,535,000 | 1,906 |
| Earning assets | $502,091,000 | 1,226 |
| Long-term assets (5+ years) | $204,272,000 | 726 |
| Average Assets, year-to-date | $555,828,000 | 1,211 |
| Average Assets, quarterly | $555,828,000 | 1,211 |
| Volatile liabilities | $16,074,000 | 2,686 |
| Insider loans | $274,000 | 5,600 |
| FHLB advances | $89,750,000 | 336 |
| Loans and leases held for sale | $69,000 | 1,618 |
| Unused loan commitments | $20,577,000 | 2,550 |
| Tier 1 (core) risk-based capital | $37,021,000 | 1,734 |
| Tier 2 risk-based capital | $3,648,000 | 1,472 |
| Total risk weighted assets | $289,040,000 | 1,542 |
| Total unused commitments | $20,577,000 | 2,552 |
| Derivatives | $1,130,000 | 883 |
| 2010-12-31 | Rank | |
| # of Employees: | 168 | 900 |
| Assets and Liabilities | ||
| Total Assets: | $556,976,000 | 1,210 |
| Cash and due from depository institutions | $19,453,000 | 900 |
| Interest-bearing balances | $7,833,000 | 3,187 |
| Securities | $202,040,000 | 697 |
| Federal funds sold & reverse repurchase agreements | $23,800,000 | 278 |
| Net loans & leases | $270,549,000 | 1,614 |
| Loan loss allowance | $6,081,000 | 1,317 |
| Trading account assets | $0 | 207 |
| Bank premises and fixed assets | $14,590,000 | 806 |
| Other real estate owned | $11,345,000 | 900 |
| Goodwill and other intangibles | $0 | 3,026 |
| All other assets | $15,199,000 | 1,406 |
| Life insurance assets | $7,245,000 | 938 |
| Total liabilities and capital | $556,976,000 | 1,210 |
| Total liabilities | $524,603,000 | 1,154 |
| Total deposits | $436,787,000 | 1,246 |
| Interest-bearing deposits | $394,264,000 | 1,204 |
| Deposits held in domestic offices | $436,787,000 | 1,244 |
| % insured | 78.57% | 6,588 |
| Federal funds purchased & repurchase agreements | $0 | 2,549 |
| Trading liabilities | $0 | 108 |
| Other borrowed funds | $84,500,000 | 449 |
| Subordinated debt | $0 | 220 |
| All other liabilities | $3,316,000 | 1,367 |
| Total equity capital | $32,373,000 | 2,044 |
| Total bank equity capital | $32,373,000 | 2,043 |
| Perpetual preferred stock | $0 | 224 |
| Common stock | $500,000 | 3,575 |
| Surplus | $34,840,000 | 986 |
| Undivided profits | $-2,967,000 | 6,792 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 190 |
| Memoranda | ||
| Noncurrent loans and leases | $29,756,000 | 605 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,218 |
| Income earned, not collected on loans | $1,470,000 | 2,053 |
| Earning assets | $504,222,000 | 1,220 |
| Long-term assets (5+ years) | $208,707,000 | 687 |
| Average Assets, year-to-date | $575,742,600 | 1,171 |
| Average Assets, quarterly | $551,806,000 | 1,231 |
| Volatile liabilities | $91,981,000 | 1,454 |
| Insider loans | $269,000 | 5,704 |
| FHLB advances | $84,500,000 | 393 |
| Loans and leases held for sale | $1,764,000 | 976 |
| Unused loan commitments | $15,992,000 | 2,953 |
| Tier 1 (core) risk-based capital | $37,197,000 | 1,720 |
| Tier 2 risk-based capital | $3,748,000 | 1,459 |
| Total risk weighted assets | $296,849,000 | 1,532 |
| Total unused commitments | $15,992,000 | 2,954 |
| Derivatives | $1,361,000 | 914 |
| 2010-09-30 | Rank | |
| # of Employees: | 165 | 914 |
| Assets and Liabilities | ||
| Total Assets: | $546,636,000 | 1,253 |
| Cash and due from depository institutions | $35,443,000 | 914 |
| Interest-bearing balances | $23,090,000 | 1,517 |
| Securities | $159,411,000 | 846 |
| Federal funds sold & reverse repurchase agreements | $28,800,000 | 224 |
| Net loans & leases | $282,769,000 | 1,566 |
| Loan loss allowance | $6,821,000 | 1,204 |
| Trading account assets | $0 | 210 |
| Bank premises and fixed assets | $14,681,000 | 799 |
| Other real estate owned | $9,720,000 | 914 |
| Goodwill and other intangibles | $0 | 3,048 |
| All other assets | $15,812,000 | 1,374 |
| Life insurance assets | $7,184,000 | 935 |
| Total liabilities and capital | $546,636,000 | 1,253 |
| Total liabilities | $506,599,000 | 1,206 |
| Total deposits | $418,269,000 | 1,322 |
| Interest-bearing deposits | $379,214,000 | 1,263 |
| Deposits held in domestic offices | $418,269,000 | 1,321 |
| % insured | 81.90% | 5,787 |
| Federal funds purchased & repurchase agreements | $0 | 2,564 |
| Trading liabilities | $0 | 103 |
| Other borrowed funds | $84,750,000 | 473 |
| Subordinated debt | $0 | 233 |
| All other liabilities | $3,580,000 | 1,424 |
| Total equity capital | $40,037,000 | 1,706 |
| Total bank equity capital | $40,037,000 | 1,705 |
| Perpetual preferred stock | $0 | 229 |
| Common stock | $500,000 | 3,649 |
| Surplus | $34,840,000 | 965 |
| Undivided profits | $4,697,000 | 4,463 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 194 |
| Memoranda | ||
| Noncurrent loans and leases | $25,450,000 | 690 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,218 |
| Income earned, not collected on loans | $1,384,000 | 2,349 |
| Earning assets | $494,070,000 | 1,264 |
| Long-term assets (5+ years) | $166,284,000 | 838 |
| Average Assets, year-to-date | $580,434,250 | 1,164 |
| Average Assets, quarterly | $560,706,500 | 1,217 |
| Volatile liabilities | $110,709,000 | 1,268 |
| Insider loans | $270,000 | 5,784 |
| FHLB advances | $84,750,000 | 423 |
| Loans and leases held for sale | $1,576,000 | 1,060 |
| Unused loan commitments | $19,753,000 | 2,641 |
| Tier 1 (core) risk-based capital | $36,338,000 | 1,764 |
| Tier 2 risk-based capital | $3,957,000 | 1,406 |
| Total risk weighted assets | $313,237,000 | 1,485 |
| Total unused commitments | $19,753,000 | 2,643 |
| Derivatives | $3,585,000 | 842 |
| 2010-06-30 | Rank | |
| # of Employees: | 176 | 864 |
| Assets and Liabilities | ||
| Total Assets: | $574,777,000 | 1,189 |
| Cash and due from depository institutions | $37,472,000 | 864 |
| Interest-bearing balances | $22,630,000 | 1,464 |
| Securities | $176,507,000 | 766 |
| Federal funds sold & reverse repurchase agreements | $29,400,000 | 204 |
| Net loans & leases | $288,244,000 | 1,556 |
| Loan loss allowance | $8,252,000 | 1,021 |
| Trading account assets | $0 | 210 |
| Bank premises and fixed assets | $14,913,000 | 788 |
| Other real estate owned | $11,621,000 | 864 |
| Goodwill and other intangibles | $0 | 3,062 |
| All other assets | $16,620,000 | 1,326 |
| Life insurance assets | $7,129,000 | 938 |
| Total liabilities and capital | $574,777,000 | 1,189 |
| Total liabilities | $536,168,000 | 1,147 |
| Total deposits | $447,667,000 | 1,225 |
| Interest-bearing deposits | $408,756,000 | 1,178 |
| Deposits held in domestic offices | $447,667,000 | 1,223 |
| % insured | 78.92% | 6,389 |
| Federal funds purchased & repurchase agreements | $0 | 2,594 |
| Trading liabilities | $0 | 104 |
| Other borrowed funds | $85,000,000 | 499 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $3,501,000 | 1,388 |
| Total equity capital | $38,609,000 | 1,750 |
| Total bank equity capital | $38,609,000 | 1,749 |
| Perpetual preferred stock | $0 | 222 |
| Common stock | $500,000 | 3,686 |
| Surplus | $34,840,000 | 964 |
| Undivided profits | $3,269,000 | 4,994 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 198 |
| Memoranda | ||
| Noncurrent loans and leases | $26,794,000 | 666 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,233 |
| Income earned, not collected on loans | $1,639,000 | 1,905 |
| Earning assets | $516,781,000 | 1,207 |
| Long-term assets (5+ years) | $183,439,000 | 751 |
| Average Assets, year-to-date | $591,700,330 | 1,148 |
| Average Assets, quarterly | $576,497,500 | 1,187 |
| Volatile liabilities | $111,647,000 | 1,296 |
| Insider loans | $262,000 | 5,878 |
| FHLB advances | $85,000,000 | 449 |
| Loans and leases held for sale | $751,000 | 1,165 |
| Unused loan commitments | $23,305,000 | 2,384 |
| Tier 1 (core) risk-based capital | $34,334,000 | 1,850 |
| Tier 2 risk-based capital | $4,078,000 | 1,395 |
| Total risk weighted assets | $321,480,000 | 1,465 |
| Total unused commitments | $23,305,000 | 2,389 |
| Derivatives | $1,894,000 | 866 |
| 2010-03-31 | Rank | |
| # of Employees: | 170 | 899 |
| Assets and Liabilities | ||
| Total Assets: | $578,218,000 | 1,208 |
| Cash and due from depository institutions | $26,942,000 | 899 |
| Interest-bearing balances | $13,306,000 | 2,198 |
| Securities | $189,688,000 | 706 |
| Federal funds sold & reverse repurchase agreements | $14,400,000 | 636 |
| Net loans & leases | $302,717,000 | 1,523 |
| Loan loss allowance | $7,329,000 | 1,172 |
| Trading account assets | $0 | 227 |
| Bank premises and fixed assets | $15,120,000 | 797 |
| Other real estate owned | $12,791,000 | 899 |
| Goodwill and other intangibles | $0 | 3,074 |
| All other assets | $16,560,000 | 1,366 |
| Life insurance assets | $7,078,000 | 940 |
| Total liabilities and capital | $578,218,000 | 1,208 |
| Total liabilities | $541,689,000 | 1,156 |
| Total deposits | $452,875,000 | 1,238 |
| Interest-bearing deposits | $416,054,000 | 1,182 |
| Deposits held in domestic offices | $452,875,000 | 1,236 |
| % insured | 79.06% | 6,423 |
| Federal funds purchased & repurchase agreements | $0 | 2,570 |
| Trading liabilities | $0 | 108 |
| Other borrowed funds | $85,250,000 | 523 |
| Subordinated debt | $0 | 248 |
| All other liabilities | $3,564,000 | 1,357 |
| Total equity capital | $36,529,000 | 1,858 |
| Total bank equity capital | $36,529,000 | 1,856 |
| Perpetual preferred stock | $0 | 220 |
| Common stock | $500,000 | 3,747 |
| Surplus | $34,840,000 | 984 |
| Undivided profits | $1,189,000 | 5,935 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 204 |
| Memoranda | ||
| Noncurrent loans and leases | $30,264,000 | 641 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,219 |
| Income earned, not collected on loans | $1,611,000 | 2,012 |
| Earning assets | $520,111,000 | 1,218 |
| Long-term assets (5+ years) | $196,822,000 | 704 |
| Average Assets, year-to-date | $600,162,000 | 1,154 |
| Average Assets, quarterly | $600,162,000 | 1,154 |
| Volatile liabilities | $111,254,000 | 1,333 |
| Insider loans | $262,000 | 5,946 |
| FHLB advances | $85,250,000 | 463 |
| Loans and leases held for sale | $1,073,000 | 886 |
| Unused loan commitments | $21,530,000 | 2,623 |
| Tier 1 (core) risk-based capital | $36,035,000 | 1,775 |
| Tier 2 risk-based capital | $4,201,000 | 1,390 |
| Total risk weighted assets | $332,271,000 | 1,468 |
| Total unused commitments | $21,530,000 | 2,628 |
| Derivatives | $4,141,000 | 683 |
| 2009-12-31 | Rank | |
| # of Employees: | 186 | 824 |
| Assets and Liabilities | ||
| Total Assets: | $622,106,000 | 1,118 |
| Cash and due from depository institutions | $23,799,000 | 824 |
| Interest-bearing balances | $10,659,000 | 2,196 |
| Securities | $203,550,000 | 631 |
| Federal funds sold & reverse repurchase agreements | $34,000,000 | 214 |
| Net loans & leases | $315,820,000 | 1,491 |
| Loan loss allowance | $7,414,000 | 1,160 |
| Trading account assets | $0 | 224 |
| Bank premises and fixed assets | $15,282,000 | 799 |
| Other real estate owned | $12,596,000 | 824 |
| Goodwill and other intangibles | $0 | 3,096 |
| All other assets | $17,059,000 | 1,375 |
| Life insurance assets | $7,018,000 | 947 |
| Total liabilities and capital | $622,106,000 | 1,118 |
| Total liabilities | $588,149,000 | 1,071 |
| Total deposits | $496,228,000 | 1,125 |
| Interest-bearing deposits | $456,099,000 | 1,064 |
| Deposits held in domestic offices | $496,228,000 | 1,122 |
| % insured | 65.10% | 7,535 |
| Federal funds purchased & repurchase agreements | $0 | 2,785 |
| Trading liabilities | $0 | 104 |
| Other borrowed funds | $88,000,000 | 541 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $3,921,000 | 1,265 |
| Total equity capital | $33,957,000 | 1,981 |
| Total bank equity capital | $33,957,000 | 1,980 |
| Perpetual preferred stock | $0 | 219 |
| Common stock | $500,000 | 3,791 |
| Surplus | $34,066,000 | 1,008 |
| Undivided profits | $-609,000 | 6,692 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 209 |
| Memoranda | ||
| Noncurrent loans and leases | $29,948,000 | 630 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,191 |
| Income earned, not collected on loans | $1,794,000 | 1,896 |
| Earning assets | $564,029,000 | 1,121 |
| Long-term assets (5+ years) | $212,149,000 | 642 |
| Average Assets, year-to-date | $596,397,000 | 1,161 |
| Average Assets, quarterly | $604,181,000 | 1,155 |
| Volatile liabilities | $103,309,000 | 1,458 |
| Insider loans | $262,000 | 6,039 |
| FHLB advances | $88,000,000 | 482 |
| Loans and leases held for sale | $1,387,000 | 873 |
| Unused loan commitments | $20,283,000 | 2,722 |
| Tier 1 (core) risk-based capital | $35,598,000 | 1,780 |
| Tier 2 risk-based capital | $4,422,000 | 1,348 |
| Total risk weighted assets | $350,235,000 | 1,430 |
| Total unused commitments | $20,283,000 | 2,723 |
| Derivatives | $240,000 | 1,071 |
| 2009-09-30 | Rank | |
| # of Employees: | 190 | 814 |
| Assets and Liabilities | ||
| Total Assets: | $586,256,000 | 1,209 |
| Cash and due from depository institutions | $28,687,000 | 814 |
| Interest-bearing balances | $15,383,000 | 1,509 |
| Securities | $145,713,000 | 886 |
| Federal funds sold & reverse repurchase agreements | $38,000,000 | 215 |
| Net loans & leases | $329,350,000 | 1,457 |
| Loan loss allowance | $5,382,000 | 1,454 |
| Trading account assets | $0 | 238 |
| Bank premises and fixed assets | $15,254,000 | 806 |
| Other real estate owned | $12,496,000 | 814 |
| Goodwill and other intangibles | $0 | 3,142 |
| All other assets | $16,756,000 | 1,229 |
| Life insurance assets | $6,955,000 | 949 |
| Total liabilities and capital | $586,256,000 | 1,209 |
| Total liabilities | $547,027,000 | 1,168 |
| Total deposits | $452,190,000 | 1,246 |
| Interest-bearing deposits | $417,887,000 | 1,178 |
| Deposits held in domestic offices | $452,190,000 | 1,243 |
| % insured | 82.98% | 5,964 |
| Federal funds purchased & repurchase agreements | $0 | 2,868 |
| Trading liabilities | $0 | 103 |
| Other borrowed funds | $88,250,000 | 585 |
| Subordinated debt | $2,500,000 | 221 |
| All other liabilities | $4,087,000 | 1,330 |
| Total equity capital | $39,229,000 | 1,754 |
| Total bank equity capital | $39,229,000 | 1,752 |
| Perpetual preferred stock | $0 | 212 |
| Common stock | $500,000 | 3,841 |
| Surplus | $30,792,000 | 1,098 |
| Undivided profits | $7,937,000 | 3,498 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 214 |
| Memoranda | ||
| Noncurrent loans and leases | $24,047,000 | 757 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,174 |
| Income earned, not collected on loans | $1,825,000 | 2,010 |
| Earning assets | $528,446,000 | 1,230 |
| Long-term assets (5+ years) | $154,636,000 | 906 |
| Average Assets, year-to-date | $589,969,750 | 1,183 |
| Average Assets, quarterly | $582,077,000 | 1,211 |
| Volatile liabilities | $91,815,000 | 1,650 |
| Insider loans | $262,000 | 6,065 |
| FHLB advances | $88,250,000 | 518 |
| Loans and leases held for sale | $1,039,000 | 922 |
| Unused loan commitments | $20,504,000 | 2,810 |
| Tier 1 (core) risk-based capital | $38,125,000 | 1,691 |
| Tier 2 risk-based capital | $6,565,000 | 938 |
| Total risk weighted assets | $363,765,000 | 1,403 |
| Total unused commitments | $20,504,000 | 2,812 |
| Derivatives | $949,000 | 962 |
| 2009-06-30 | Rank | |
| # of Employees: | 207 | 754 |
| Assets and Liabilities | ||
| Total Assets: | $577,898,000 | 1,240 |
| Cash and due from depository institutions | $30,012,000 | 754 |
| Interest-bearing balances | $17,819,000 | 1,177 |
| Securities | $154,236,000 | 823 |
| Federal funds sold & reverse repurchase agreements | $10,400,000 | 973 |
| Net loans & leases | $343,849,000 | 1,437 |
| Loan loss allowance | $4,449,000 | 1,653 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $15,556,000 | 804 |
| Other real estate owned | $6,386,000 | 754 |
| Goodwill and other intangibles | $0 | 3,161 |
| All other assets | $17,459,000 | 1,217 |
| Life insurance assets | $6,890,000 | 957 |
| Total liabilities and capital | $577,898,000 | 1,240 |
| Total liabilities | $534,730,000 | 1,208 |
| Total deposits | $434,837,000 | 1,312 |
| Interest-bearing deposits | $397,287,000 | 1,248 |
| Deposits held in domestic offices | $434,837,000 | 1,308 |
| % insured | 58.84% | 7,323 |
| Federal funds purchased & repurchase agreements | $0 | 2,922 |
| Trading liabilities | $0 | 100 |
| Other borrowed funds | $93,500,000 | 588 |
| Subordinated debt | $2,500,000 | 232 |
| All other liabilities | $3,893,000 | 1,421 |
| Total equity capital | $43,168,000 | 1,579 |
| Total bank equity capital | $43,168,000 | 1,579 |
| Perpetual preferred stock | $0 | 213 |
| Common stock | $500,000 | 3,889 |
| Surplus | $30,792,000 | 1,110 |
| Undivided profits | $11,876,000 | 2,631 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 219 |
| Memoranda | ||
| Noncurrent loans and leases | $23,074,000 | 739 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,161 |
| Income earned, not collected on loans | $2,332,000 | 1,463 |
| Earning assets | $526,304,000 | 1,246 |
| Long-term assets (5+ years) | $163,039,000 | 857 |
| Average Assets, year-to-date | $591,207,670 | 1,204 |
| Average Assets, quarterly | $587,281,500 | 1,214 |
| Volatile liabilities | $90,739,000 | 1,682 |
| Insider loans | $262,000 | 6,128 |
| FHLB advances | $93,500,000 | 514 |
| Loans and leases held for sale | $1,238,000 | 1,091 |
| Unused loan commitments | $27,673,000 | 2,347 |
| Tier 1 (core) risk-based capital | $41,162,000 | 1,577 |
| Tier 2 risk-based capital | $6,956,000 | 888 |
| Total risk weighted assets | $368,465,000 | 1,420 |
| Total unused commitments | $27,673,000 | 2,351 |
| Derivatives | $50,115,000 | 291 |
| 2009-03-31 | Rank | |
| # of Employees: | 205 | 770 |
| Assets and Liabilities | ||
| Total Assets: | $596,665,000 | 1,207 |
| Cash and due from depository institutions | $19,281,000 | 770 |
| Interest-bearing balances | $9,889,000 | 1,654 |
| Securities | $185,835,000 | 671 |
| Federal funds sold & reverse repurchase agreements | $7,000,000 | 1,731 |
| Net loans & leases | $344,327,000 | 1,440 |
| Loan loss allowance | $5,221,000 | 1,376 |
| Trading account assets | $0 | 234 |
| Bank premises and fixed assets | $15,414,000 | 819 |
| Other real estate owned | $6,065,000 | 770 |
| Goodwill and other intangibles | $0 | 3,204 |
| All other assets | $18,743,000 | 1,130 |
| Life insurance assets | $6,868,000 | 961 |
| Total liabilities and capital | $596,665,000 | 1,207 |
| Total liabilities | $557,759,000 | 1,166 |
| Total deposits | $453,200,000 | 1,232 |
| Interest-bearing deposits | $419,608,000 | 1,168 |
| Deposits held in domestic offices | $453,200,000 | 1,228 |
| % insured | 56.87% | 7,480 |
| Federal funds purchased & repurchase agreements | $0 | 2,904 |
| Trading liabilities | $0 | 92 |
| Other borrowed funds | $93,750,000 | 633 |
| Subordinated debt | $7,000,000 | 167 |
| All other liabilities | $3,809,000 | 1,413 |
| Total equity capital | $38,906,000 | 1,776 |
| Total bank equity capital | $38,906,000 | 1,774 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $500,000 | 3,911 |
| Surplus | $25,500,000 | 1,273 |
| Undivided profits | $12,906,000 | 2,506 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 220 |
| Memoranda | ||
| Noncurrent loans and leases | $22,273,000 | 670 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,134 |
| Income earned, not collected on loans | $3,466,000 | 962 |
| Earning assets | $547,051,000 | 1,196 |
| Long-term assets (5+ years) | $194,717,000 | 689 |
| Average Assets, year-to-date | $597,862,500 | 1,194 |
| Average Assets, quarterly | $597,862,500 | 1,194 |
| Volatile liabilities | $97,953,000 | 1,578 |
| Insider loans | $262,000 | 6,164 |
| FHLB advances | $93,750,000 | 554 |
| Loans and leases held for sale | $1,437,000 | 953 |
| Unused loan commitments | $38,498,000 | 1,915 |
| Tier 1 (core) risk-based capital | $36,346,000 | 1,809 |
| Tier 2 risk-based capital | $11,603,000 | 561 |
| Total risk weighted assets | $367,331,000 | 1,424 |
| Total unused commitments | $38,498,000 | 1,916 |
| Derivatives | $50,333,000 | 315 |
| 2008-12-31 | Rank | |
| # of Employees: | 212 | 741 |
| Assets and Liabilities | ||
| Total Assets: | $599,060,000 | 1,187 |
| Cash and due from depository institutions | $25,681,000 | 741 |
| Interest-bearing balances | $16,299,000 | 711 |
| Securities | $179,556,000 | 679 |
| Federal funds sold & reverse repurchase agreements | $6,200,000 | 1,554 |
| Net loans & leases | $345,519,000 | 1,449 |
| Loan loss allowance | $5,600,000 | 1,251 |
| Trading account assets | $0 | 236 |
| Bank premises and fixed assets | $15,292,000 | 827 |
| Other real estate owned | $7,033,000 | 741 |
| Goodwill and other intangibles | $0 | 3,219 |
| All other assets | $19,779,000 | 1,088 |
| Life insurance assets | $6,787,000 | 963 |
| Total liabilities and capital | $599,060,000 | 1,187 |
| Total liabilities | $563,404,000 | 1,131 |
| Total deposits | $458,260,000 | 1,178 |
| Interest-bearing deposits | $419,974,000 | 1,127 |
| Deposits held in domestic offices | $458,260,000 | 1,177 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,392 |
| Trading liabilities | $0 | 88 |
| Other borrowed funds | $94,000,000 | 684 |
| Subordinated debt | $7,000,000 | 169 |
| All other liabilities | $4,144,000 | 1,348 |
| Total equity capital | $35,656,000 | 1,894 |
| Total bank equity capital | $35,656,000 | 1,894 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $500,000 | 3,940 |
| Surplus | $25,500,000 | 1,248 |
| Undivided profits | $9,656,000 | 3,065 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $19,825,000 | 645 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,078 |
| Income earned, not collected on loans | $3,605,000 | 970 |
| Earning assets | $547,574,000 | 1,174 |
| Long-term assets (5+ years) | $188,499,000 | 697 |
| Average Assets, year-to-date | $610,285,800 | 1,108 |
| Average Assets, quarterly | $596,057,000 | 1,180 |
| Volatile liabilities | $95,140,000 | 1,583 |
| Insider loans | $262,000 | 6,242 |
| FHLB advances | $94,000,000 | 608 |
| Loans and leases held for sale | $2,228,000 | 577 |
| Unused loan commitments | $38,728,000 | 1,947 |
| Tier 1 (core) risk-based capital | $34,953,000 | 1,838 |
| Tier 2 risk-based capital | $11,680,000 | 556 |
| Total risk weighted assets | $373,005,000 | 1,410 |
| Total unused commitments | $38,728,000 | 1,948 |
| Derivatives | $103,743,000 | 205 |
| 2008-09-30 | Rank | |
| # of Employees: | 203 | 786 |
| Assets and Liabilities | ||
| Total Assets: | $593,054,000 | 1,183 |
| Cash and due from depository institutions | $18,971,000 | 786 |
| Interest-bearing balances | $9,842,000 | 767 |
| Securities | $182,934,000 | 661 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,854 |
| Net loans & leases | $347,660,000 | 1,431 |
| Loan loss allowance | $4,797,000 | 1,306 |
| Trading account assets | $0 | 251 |
| Bank premises and fixed assets | $15,296,000 | 828 |
| Other real estate owned | $5,242,000 | 786 |
| Goodwill and other intangibles | $0 | 3,276 |
| All other assets | $22,951,000 | 919 |
| Life insurance assets | $8,909,000 | 750 |
| Total liabilities and capital | $593,054,000 | 1,183 |
| Total liabilities | $551,234,000 | 1,130 |
| Total deposits | $435,906,000 | 1,216 |
| Interest-bearing deposits | $394,358,000 | 1,185 |
| Deposits held in domestic offices | $435,906,000 | 1,213 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $9,300,000 | 1,327 |
| Trading liabilities | $0 | 91 |
| Other borrowed funds | $94,250,000 | 690 |
| Subordinated debt | $7,000,000 | 175 |
| All other liabilities | $4,778,000 | 1,178 |
| Total equity capital | $41,820,000 | 1,626 |
| Total bank equity capital | $41,820,000 | 1,626 |
| Perpetual preferred stock | $0 | 110 |
| Common stock | $500,000 | 3,979 |
| Surplus | $25,500,000 | 1,230 |
| Undivided profits | $15,820,000 | 2,109 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $10,345,000 | 947 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,110 |
| Income earned, not collected on loans | $3,844,000 | 941 |
| Earning assets | $540,436,000 | 1,173 |
| Long-term assets (5+ years) | $194,262,000 | 684 |
| Average Assets, year-to-date | $613,092,250 | 1,094 |
| Average Assets, quarterly | $603,005,000 | 1,137 |
| Volatile liabilities | $103,895,000 | 1,405 |
| Insider loans | $272,000 | 6,230 |
| FHLB advances | $94,250,000 | 624 |
| Loans and leases held for sale | $1,595,000 | 608 |
| Unused loan commitments | $36,309,000 | 2,150 |
| Tier 1 (core) risk-based capital | $39,967,000 | 1,630 |
| Tier 2 risk-based capital | $11,805,000 | 543 |
| Total risk weighted assets | $392,272,000 | 1,325 |
| Total unused commitments | $36,309,000 | 2,152 |
| Derivatives | $100,000,000 | 189 |
| 2008-06-30 | Rank | |
| # of Employees: | 197 | 828 |
| Assets and Liabilities | ||
| Total Assets: | $612,956,000 | 1,125 |
| Cash and due from depository institutions | $18,043,000 | 828 |
| Interest-bearing balances | $8,036,000 | 822 |
| Securities | $197,579,000 | 617 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,934 |
| Net loans & leases | $349,518,000 | 1,411 |
| Loan loss allowance | $3,175,000 | 1,811 |
| Trading account assets | $9,039,000 | 131 |
| Bank premises and fixed assets | $14,340,000 | 873 |
| Other real estate owned | $1,165,000 | 828 |
| Goodwill and other intangibles | $0 | 3,301 |
| All other assets | $23,272,000 | 886 |
| Life insurance assets | $8,847,000 | 751 |
| Total liabilities and capital | $612,956,000 | 1,125 |
| Total liabilities | $570,985,000 | 1,080 |
| Total deposits | $447,626,000 | 1,176 |
| Interest-bearing deposits | $403,164,000 | 1,139 |
| Deposits held in domestic offices | $447,626,000 | 1,172 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $9,000,000 | 1,407 |
| Trading liabilities | $0 | 94 |
| Other borrowed funds | $99,500,000 | 640 |
| Subordinated debt | $10,000,000 | 141 |
| All other liabilities | $4,859,000 | 1,151 |
| Total equity capital | $41,971,000 | 1,636 |
| Total bank equity capital | $41,971,000 | 1,636 |
| Perpetual preferred stock | $0 | 107 |
| Common stock | $500,000 | 4,014 |
| Surplus | $22,500,000 | 1,343 |
| Undivided profits | $18,971,000 | 1,820 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $15,389,000 | 599 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,082 |
| Income earned, not collected on loans | $3,832,000 | 928 |
| Earning assets | $564,172,000 | 1,114 |
| Long-term assets (5+ years) | $203,936,000 | 645 |
| Average Assets, year-to-date | $619,771,670 | 1,074 |
| Average Assets, quarterly | $623,344,500 | 1,087 |
| Volatile liabilities | $102,504,000 | 1,429 |
| Insider loans | $262,000 | 6,247 |
| FHLB advances | $99,500,000 | 579 |
| Loans and leases held for sale | $1,823,000 | 660 |
| Unused loan commitments | $40,770,000 | 2,057 |
| Tier 1 (core) risk-based capital | $41,201,000 | 1,585 |
| Tier 2 risk-based capital | $5,183,000 | 1,065 |
| Total risk weighted assets | $397,862,000 | 1,307 |
| Total unused commitments | $40,770,000 | 2,057 |
| Derivatives | $105,094,000 | 185 |
| 2008-03-31 | Rank | |
| # of Employees: | 193 | 836 |
| Assets and Liabilities | ||
| Total Assets: | $633,733,000 | 1,066 |
| Cash and due from depository institutions | $32,338,000 | 836 |
| Interest-bearing balances | $17,836,000 | 428 |
| Securities | $197,195,000 | 622 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,601 |
| Net loans & leases | $356,505,000 | 1,351 |
| Loan loss allowance | $5,131,000 | 1,105 |
| Trading account assets | $9,616,000 | 141 |
| Bank premises and fixed assets | $13,912,000 | 902 |
| Other real estate owned | $987,000 | 836 |
| Goodwill and other intangibles | $0 | 3,304 |
| All other assets | $23,180,000 | 857 |
| Life insurance assets | $8,792,000 | 746 |
| Total liabilities and capital | $633,733,000 | 1,066 |
| Total liabilities | $585,535,000 | 1,036 |
| Total deposits | $461,524,000 | 1,132 |
| Interest-bearing deposits | $419,486,000 | 1,084 |
| Deposits held in domestic offices | $461,524,000 | 1,128 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $9,200,000 | 1,304 |
| Trading liabilities | $0 | 86 |
| Other borrowed funds | $99,750,000 | 606 |
| Subordinated debt | $10,000,000 | 141 |
| All other liabilities | $5,061,000 | 1,198 |
| Total equity capital | $48,198,000 | 1,454 |
| Total bank equity capital | $48,198,000 | 1,454 |
| Perpetual preferred stock | $0 | 108 |
| Common stock | $500,000 | 4,025 |
| Surplus | $22,500,000 | 1,326 |
| Undivided profits | $25,198,000 | 1,496 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $19,270,000 | 417 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,070 |
| Income earned, not collected on loans | $4,325,000 | 831 |
| Earning assets | $581,152,000 | 1,073 |
| Long-term assets (5+ years) | $202,545,000 | 628 |
| Average Assets, year-to-date | $623,179,500 | 1,070 |
| Average Assets, quarterly | $623,179,500 | 1,070 |
| Volatile liabilities | $121,475,000 | 1,193 |
| Insider loans | $262,000 | 6,260 |
| FHLB advances | $99,750,000 | 545 |
| Loans and leases held for sale | $1,857,000 | 708 |
| Unused loan commitments | $40,874,000 | 2,086 |
| Tier 1 (core) risk-based capital | $41,999,000 | 1,556 |
| Tier 2 risk-based capital | $7,140,000 | 777 |
| Total risk weighted assets | $423,010,000 | 1,208 |
| Total unused commitments | $40,874,000 | 2,088 |
| Derivatives | $104,535,000 | 189 |
| 2007-12-31 | Rank | |
| # of Employees: | 197 | 827 |
| Assets and Liabilities | ||
| Total Assets: | $612,626,000 | 1,093 |
| Cash and due from depository institutions | $14,828,000 | 827 |
| Interest-bearing balances | $1,838,000 | 2,025 |
| Securities | $202,251,000 | 603 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,130 |
| Net loans & leases | $349,691,000 | 1,373 |
| Loan loss allowance | $5,030,000 | 1,089 |
| Trading account assets | $9,721,000 | 135 |
| Bank premises and fixed assets | $13,779,000 | 898 |
| Other real estate owned | $1,425,000 | 827 |
| Goodwill and other intangibles | $0 | 3,293 |
| All other assets | $20,931,000 | 932 |
| Life insurance assets | $8,723,000 | 744 |
| Total liabilities and capital | $612,626,000 | 1,093 |
| Total liabilities | $569,038,000 | 1,053 |
| Total deposits | $466,431,000 | 1,102 |
| Interest-bearing deposits | $426,332,000 | 1,057 |
| Deposits held in domestic offices | $466,431,000 | 1,098 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $11,500,000 | 1,220 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $75,000,000 | 732 |
| Subordinated debt | $10,000,000 | 139 |
| All other liabilities | $6,107,000 | 1,002 |
| Total equity capital | $43,588,000 | 1,591 |
| Total bank equity capital | $43,588,000 | 1,591 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $500,000 | 4,039 |
| Surplus | $22,500,000 | 1,308 |
| Undivided profits | $20,588,000 | 1,764 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $19,626,000 | 339 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,085 |
| Income earned, not collected on loans | $4,734,000 | 821 |
| Earning assets | $563,501,000 | 1,091 |
| Long-term assets (5+ years) | $203,650,000 | 609 |
| Average Assets, year-to-date | $576,027,400 | 1,123 |
| Average Assets, quarterly | $587,307,500 | 1,131 |
| Volatile liabilities | $197,024,000 | 750 |
| Insider loans | $60,000 | 7,216 |
| FHLB advances | $75,000,000 | 671 |
| Loans and leases held for sale | $2,263,000 | 602 |
| Unused loan commitments | $48,927,000 | 1,810 |
| Tier 1 (core) risk-based capital | $41,395,000 | 1,573 |
| Tier 2 risk-based capital | $6,981,000 | 789 |
| Total risk weighted assets | $397,281,000 | 1,274 |
| Total unused commitments | $48,927,000 | 1,811 |
| Derivatives | $100,580,000 | 177 |
| 2007-09-30 | Rank | |
| # of Employees: | 192 | 850 |
| Assets and Liabilities | ||
| Total Assets: | $561,989,000 | 1,185 |
| Cash and due from depository institutions | $16,441,000 | 850 |
| Interest-bearing balances | $2,197,000 | 1,693 |
| Securities | $154,889,000 | 767 |
| Federal funds sold & reverse repurchase agreements | $1,200,000 | 4,789 |
| Net loans & leases | $347,096,000 | 1,353 |
| Loan loss allowance | $4,894,000 | 1,080 |
| Trading account assets | $9,649,000 | 131 |
| Bank premises and fixed assets | $12,979,000 | 927 |
| Other real estate owned | $715,000 | 850 |
| Goodwill and other intangibles | $0 | 3,301 |
| All other assets | $19,020,000 | 999 |
| Life insurance assets | $8,608,000 | 728 |
| Total liabilities and capital | $561,989,000 | 1,185 |
| Total liabilities | $522,032,000 | 1,132 |
| Total deposits | $460,558,000 | 1,115 |
| Interest-bearing deposits | $421,259,000 | 1,059 |
| Deposits held in domestic offices | $460,558,000 | 1,112 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,436 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $45,000,000 | 1,016 |
| Subordinated debt | $10,000,000 | 134 |
| All other liabilities | $6,474,000 | 961 |
| Total equity capital | $39,957,000 | 1,726 |
| Total bank equity capital | $39,957,000 | 1,726 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $500,000 | 4,031 |
| Surplus | $22,500,000 | 1,277 |
| Undivided profits | $16,957,000 | 2,058 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $14,191,000 | 369 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,109 |
| Income earned, not collected on loans | $5,163,000 | 804 |
| Earning assets | $515,031,000 | 1,187 |
| Long-term assets (5+ years) | $156,153,000 | 752 |
| Average Assets, year-to-date | $566,877,750 | 1,143 |
| Average Assets, quarterly | $564,548,000 | 1,170 |
| Volatile liabilities | $96,081,000 | 1,474 |
| Insider loans | $272,000 | 6,229 |
| FHLB advances | $45,000,000 | 942 |
| Loans and leases held for sale | $1,123,000 | 832 |
| Unused loan commitments | $47,071,000 | 1,875 |
| Tier 1 (core) risk-based capital | $41,221,000 | 1,563 |
| Tier 2 risk-based capital | $6,907,000 | 788 |
| Total risk weighted assets | $402,002,000 | 1,233 |
| Total unused commitments | $47,071,000 | 1,875 |
| Derivatives | $100,846,000 | 183 |
| 2007-06-30 | Rank | |
| # of Employees: | 182 | 931 |
| Assets and Liabilities | ||
| Total Assets: | $567,107,000 | 1,180 |
| Cash and due from depository institutions | $17,609,000 | 931 |
| Interest-bearing balances | $2,249,000 | 1,699 |
| Securities | $157,566,000 | 753 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,299 |
| Net loans & leases | $350,380,000 | 1,342 |
| Loan loss allowance | $4,853,000 | 1,089 |
| Trading account assets | $9,614,000 | 136 |
| Bank premises and fixed assets | $12,679,000 | 937 |
| Other real estate owned | $535,000 | 931 |
| Goodwill and other intangibles | $0 | 3,329 |
| All other assets | $18,724,000 | 1,017 |
| Life insurance assets | $8,798,000 | 713 |
| Total liabilities and capital | $567,107,000 | 1,180 |
| Total liabilities | $531,860,000 | 1,126 |
| Total deposits | $457,776,000 | 1,144 |
| Interest-bearing deposits | $417,609,000 | 1,087 |
| Deposits held in domestic offices | $457,776,000 | 1,140 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $12,700,000 | 1,078 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $45,300,000 | 951 |
| Subordinated debt | $10,000,000 | 144 |
| All other liabilities | $6,084,000 | 976 |
| Total equity capital | $35,247,000 | 1,924 |
| Total bank equity capital | $35,247,000 | 1,924 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $500,000 | 4,053 |
| Surplus | $19,500,000 | 1,469 |
| Undivided profits | $15,247,000 | 2,224 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $11,129,000 | 392 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,127 |
| Income earned, not collected on loans | $4,938,000 | 800 |
| Earning assets | $519,809,000 | 1,181 |
| Long-term assets (5+ years) | $158,771,000 | 731 |
| Average Assets, year-to-date | $568,507,330 | 1,158 |
| Average Assets, quarterly | $568,614,500 | 1,168 |
| Volatile liabilities | $196,160,000 | 748 |
| Insider loans | $272,000 | 6,238 |
| FHLB advances | $45,300,000 | 875 |
| Loans and leases held for sale | $1,759,000 | 770 |
| Unused loan commitments | $54,618,000 | 1,703 |
| Tier 1 (core) risk-based capital | $39,466,000 | 1,636 |
| Tier 2 risk-based capital | $8,864,000 | 636 |
| Total risk weighted assets | $391,942,000 | 1,265 |
| Total unused commitments | $54,618,000 | 1,704 |
| Derivatives | $101,038,000 | 207 |
| 2007-03-31 | Rank | |
| # of Employees: | 184 | 910 |
| Assets and Liabilities | ||
| Total Assets: | $570,122,000 | 1,168 |
| Cash and due from depository institutions | $16,521,000 | 910 |
| Interest-bearing balances | $1,966,000 | 1,974 |
| Securities | $134,567,000 | 882 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,772 |
| Net loans & leases | $348,100,000 | 1,333 |
| Loan loss allowance | $4,817,000 | 1,076 |
| Trading account assets | $40,137,000 | 86 |
| Bank premises and fixed assets | $11,472,000 | 1,049 |
| Other real estate owned | $201,000 | 910 |
| Goodwill and other intangibles | $0 | 3,322 |
| All other assets | $19,124,000 | 960 |
| Life insurance assets | $8,734,000 | 703 |
| Total liabilities and capital | $570,122,000 | 1,168 |
| Total liabilities | $532,206,000 | 1,117 |
| Total deposits | $460,319,000 | 1,136 |
| Interest-bearing deposits | $420,173,000 | 1,064 |
| Deposits held in domestic offices | $460,319,000 | 1,134 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $8,500,000 | 1,240 |
| Trading liabilities | $0 | 89 |
| Other borrowed funds | $48,600,000 | 874 |
| Subordinated debt | $10,000,000 | 141 |
| All other liabilities | $4,787,000 | 1,196 |
| Total equity capital | $37,916,000 | 1,804 |
| Total bank equity capital | $37,916,000 | 1,804 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $500,000 | 4,054 |
| Surplus | $19,500,000 | 1,444 |
| Undivided profits | $17,916,000 | 1,961 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $8,428,000 | 446 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,132 |
| Income earned, not collected on loans | $4,869,000 | 765 |
| Earning assets | $524,770,000 | 1,166 |
| Long-term assets (5+ years) | $135,866,000 | 825 |
| Average Assets, year-to-date | $569,207,500 | 1,149 |
| Average Assets, quarterly | $569,207,500 | 1,149 |
| Volatile liabilities | $187,072,000 | 766 |
| Insider loans | $272,000 | 6,236 |
| FHLB advances | $48,600,000 | 804 |
| Loans and leases held for sale | $2,038,000 | 691 |
| Unused loan commitments | $52,003,000 | 1,756 |
| Tier 1 (core) risk-based capital | $37,853,000 | 1,693 |
| Tier 2 risk-based capital | $8,828,000 | 620 |
| Total risk weighted assets | $387,462,000 | 1,258 |
| Total unused commitments | $52,003,000 | 1,757 |
| Derivatives | $101,674,000 | 203 |
| 2006-12-31 | Rank | |
| # of Employees: | 175 | 952 |
| Assets and Liabilities | ||
| Total Assets: | $568,293,000 | 1,150 |
| Cash and due from depository institutions | $15,726,000 | 952 |
| Interest-bearing balances | $1,784,000 | 1,994 |
| Securities | $164,838,000 | 751 |
| Federal funds sold & reverse repurchase agreements | $16,200,000 | 992 |
| Net loans & leases | $339,899,000 | 1,349 |
| Loan loss allowance | $4,561,000 | 1,122 |
| Trading account assets | $0 | 156 |
| Bank premises and fixed assets | $10,836,000 | 1,084 |
| Other real estate owned | $0 | 952 |
| Goodwill and other intangibles | $0 | 3,315 |
| All other assets | $20,794,000 | 905 |
| Life insurance assets | $8,624,000 | 692 |
| Total liabilities and capital | $568,293,000 | 1,150 |
| Total liabilities | $527,052,000 | 1,117 |
| Total deposits | $459,634,000 | 1,109 |
| Interest-bearing deposits | $424,152,000 | 1,034 |
| Deposits held in domestic offices | $459,634,000 | 1,108 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,314 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $50,900,000 | 867 |
| Subordinated debt | $10,000,000 | 138 |
| All other liabilities | $6,518,000 | 924 |
| Total equity capital | $41,241,000 | 1,626 |
| Total bank equity capital | $41,241,000 | 1,626 |
| Perpetual preferred stock | $0 | 112 |
| Common stock | $500,000 | 4,064 |
| Surplus | $19,500,000 | 1,415 |
| Undivided profits | $21,241,000 | 1,692 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $7,225,000 | 459 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,087 |
| Income earned, not collected on loans | $4,912,000 | 775 |
| Earning assets | $522,721,000 | 1,142 |
| Long-term assets (5+ years) | $165,353,000 | 675 |
| Average Assets, year-to-date | $534,734,200 | 1,166 |
| Average Assets, quarterly | $557,009,500 | 1,164 |
| Volatile liabilities | $183,479,000 | 872 |
| Insider loans | $272,000 | 6,276 |
| FHLB advances | $50,900,000 | 795 |
| Loans and leases held for sale | $2,228,000 | 637 |
| Unused loan commitments | $52,269,000 | 1,773 |
| Tier 1 (core) risk-based capital | $43,115,000 | 1,446 |
| Tier 2 risk-based capital | $8,572,000 | 638 |
| Total risk weighted assets | $380,870,000 | 1,262 |
| Total unused commitments | $52,269,000 | 1,773 |
| Derivatives | $100,293,000 | 201 |
| 2006-09-30 | Rank | |
| # of Employees: | 173 | 980 |
| Assets and Liabilities | ||
| Total Assets: | $545,726,000 | 1,199 |
| Cash and due from depository institutions | $15,021,000 | 980 |
| Interest-bearing balances | $1,483,000 | 2,053 |
| Securities | $155,634,000 | 799 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,029 |
| Net loans & leases | $344,974,000 | 1,323 |
| Loan loss allowance | $4,671,000 | 1,108 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $9,776,000 | 1,196 |
| Other real estate owned | $953,000 | 980 |
| Goodwill and other intangibles | $0 | 3,332 |
| All other assets | $19,368,000 | 960 |
| Life insurance assets | $8,541,000 | 675 |
| Total liabilities and capital | $545,726,000 | 1,199 |
| Total liabilities | $506,665,000 | 1,156 |
| Total deposits | $432,245,000 | 1,166 |
| Interest-bearing deposits | $396,732,000 | 1,095 |
| Deposits held in domestic offices | $432,245,000 | 1,163 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $7,500,000 | 1,384 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $51,200,000 | 912 |
| Subordinated debt | $10,000,000 | 144 |
| All other liabilities | $5,720,000 | 991 |
| Total equity capital | $39,061,000 | 1,693 |
| Total bank equity capital | $39,061,000 | 1,693 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $500,000 | 4,089 |
| Surplus | $17,500,000 | 1,543 |
| Undivided profits | $21,061,000 | 1,702 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $9,594,000 | 334 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,131 |
| Income earned, not collected on loans | $5,125,000 | 750 |
| Earning assets | $502,091,000 | 1,196 |
| Long-term assets (5+ years) | $156,187,000 | 723 |
| Average Assets, year-to-date | $526,344,500 | 1,198 |
| Average Assets, quarterly | $535,061,000 | 1,206 |
| Volatile liabilities | $186,165,000 | 867 |
| Insider loans | $272,000 | 6,298 |
| FHLB advances | $51,200,000 | 831 |
| Loans and leases held for sale | $1,335,000 | 819 |
| Unused loan commitments | $53,952,000 | 1,753 |
| Tier 1 (core) risk-based capital | $41,450,000 | 1,506 |
| Tier 2 risk-based capital | $8,644,000 | 639 |
| Total risk weighted assets | $380,430,000 | 1,254 |
| Total unused commitments | $53,952,000 | 1,753 |
| Derivatives | $101,389,000 | 202 |
| 2006-06-30 | Rank | |
| # of Employees: | 170 | 1,008 |
| Assets and Liabilities | ||
| Total Assets: | $524,396,000 | 1,234 |
| Cash and due from depository institutions | $16,515,000 | 1,008 |
| Interest-bearing balances | $1,479,000 | 2,088 |
| Securities | $130,981,000 | 937 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,870 |
| Net loans & leases | $347,463,000 | 1,287 |
| Loan loss allowance | $4,543,000 | 1,122 |
| Trading account assets | $0 | 157 |
| Bank premises and fixed assets | $9,101,000 | 1,278 |
| Other real estate owned | $1,692,000 | 1,008 |
| Goodwill and other intangibles | $0 | 3,333 |
| All other assets | $18,644,000 | 993 |
| Life insurance assets | $8,428,000 | 672 |
| Total liabilities and capital | $524,396,000 | 1,234 |
| Total liabilities | $489,690,000 | 1,184 |
| Total deposits | $412,558,000 | 1,213 |
| Interest-bearing deposits | $373,601,000 | 1,145 |
| Deposits held in domestic offices | $412,558,000 | 1,210 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $10,000,000 | 1,201 |
| Trading liabilities | $0 | 73 |
| Other borrowed funds | $51,917,000 | 910 |
| Subordinated debt | $10,000,000 | 142 |
| All other liabilities | $5,215,000 | 1,006 |
| Total equity capital | $34,706,000 | 1,832 |
| Total bank equity capital | $34,706,000 | 1,832 |
| Perpetual preferred stock | $0 | 119 |
| Common stock | $500,000 | 4,081 |
| Surplus | $17,500,000 | 1,505 |
| Undivided profits | $16,706,000 | 1,948 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $4,481,000 | 611 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,150 |
| Income earned, not collected on loans | $4,252,000 | 804 |
| Earning assets | $479,923,000 | 1,232 |
| Long-term assets (5+ years) | $131,501,000 | 823 |
| Average Assets, year-to-date | $519,884,000 | 1,213 |
| Average Assets, quarterly | $524,987,000 | 1,218 |
| Volatile liabilities | $198,234,000 | 812 |
| Insider loans | $272,000 | 6,292 |
| FHLB advances | $51,917,000 | 829 |
| Loans and leases held for sale | $678,000 | 1,070 |
| Unused loan commitments | $50,462,000 | 1,839 |
| Tier 1 (core) risk-based capital | $40,763,000 | 1,489 |
| Tier 2 risk-based capital | $10,553,000 | 526 |
| Total risk weighted assets | $371,904,000 | 1,264 |
| Total unused commitments | $50,462,000 | 1,839 |
| Derivatives | $50,507,000 | 263 |
| 2006-03-31 | Rank | |
| # of Employees: | 163 | 1,032 |
| Assets and Liabilities | ||
| Total Assets: | $525,578,000 | 1,202 |
| Cash and due from depository institutions | $15,504,000 | 1,032 |
| Interest-bearing balances | $1,338,000 | 2,299 |
| Securities | $131,783,000 | 941 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,312 |
| Net loans & leases | $350,701,000 | 1,230 |
| Loan loss allowance | $4,439,000 | 1,137 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $8,770,000 | 1,287 |
| Other real estate owned | $1,574,000 | 1,032 |
| Goodwill and other intangibles | $0 | 3,321 |
| All other assets | $17,246,000 | 1,036 |
| Life insurance assets | $8,378,000 | 656 |
| Total liabilities and capital | $525,578,000 | 1,202 |
| Total liabilities | $490,608,000 | 1,154 |
| Total deposits | $420,716,000 | 1,169 |
| Interest-bearing deposits | $379,175,000 | 1,100 |
| Deposits held in domestic offices | $420,716,000 | 1,166 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,500,000 | 2,086 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $53,467,000 | 840 |
| Subordinated debt | $10,000,000 | 142 |
| All other liabilities | $3,925,000 | 1,259 |
| Total equity capital | $34,970,000 | 1,801 |
| Total bank equity capital | $34,970,000 | 1,801 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $500,000 | 4,070 |
| Surplus | $17,500,000 | 1,461 |
| Undivided profits | $16,970,000 | 1,929 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $4,461,000 | 602 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,164 |
| Income earned, not collected on loans | $3,226,000 | 1,035 |
| Earning assets | $483,822,000 | 1,202 |
| Long-term assets (5+ years) | $132,302,000 | 799 |
| Average Assets, year-to-date | $517,628,000 | 1,213 |
| Average Assets, quarterly | $517,628,000 | 1,213 |
| Volatile liabilities | $174,958,000 | 855 |
| Insider loans | $353,000 | 5,986 |
| FHLB advances | $53,467,000 | 778 |
| Loans and leases held for sale | $950,000 | 854 |
| Unused loan commitments | $53,357,000 | 1,747 |
| Tier 1 (core) risk-based capital | $37,992,000 | 1,589 |
| Tier 2 risk-based capital | $10,450,000 | 520 |
| Total risk weighted assets | $371,768,000 | 1,221 |
| Total unused commitments | $53,357,000 | 1,748 |
| Derivatives | $50,469,000 | 263 |
| 2005-12-31 | Rank | |
| # of Employees: | 153 | 1,094 |
| Assets and Liabilities | ||
| Total Assets: | $509,678,000 | 1,223 |
| Cash and due from depository institutions | $11,929,000 | 1,094 |
| Interest-bearing balances | $2,015,000 | 1,930 |
| Securities | $127,056,000 | 976 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,145 |
| Net loans & leases | $343,288,000 | 1,230 |
| Loan loss allowance | $4,532,000 | 1,091 |
| Trading account assets | $0 | 155 |
| Bank premises and fixed assets | $8,007,000 | 1,400 |
| Other real estate owned | $1,433,000 | 1,094 |
| Goodwill and other intangibles | $0 | 3,315 |
| All other assets | $17,965,000 | 979 |
| Life insurance assets | $0 | 351 |
| Total liabilities and capital | $509,678,000 | 1,223 |
| Total liabilities | $471,889,000 | 1,189 |
| Total deposits | $394,092,000 | 1,238 |
| Interest-bearing deposits | $356,100,000 | 1,143 |
| Deposits held in domestic offices | $394,092,000 | 1,236 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,000,000 | 2,772 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $62,017,000 | 769 |
| Subordinated debt | $10,000,000 | 143 |
| All other liabilities | $4,780,000 | 1,057 |
| Total equity capital | $37,789,000 | 1,633 |
| Total bank equity capital | $37,789,000 | 1,633 |
| Perpetual preferred stock | $0 | 122 |
| Common stock | $500,000 | 4,085 |
| Surplus | $17,500,000 | 1,430 |
| Undivided profits | $19,789,000 | 1,705 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $5,690,000 | 485 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,175 |
| Income earned, not collected on loans | $2,739,000 | 1,215 |
| Earning assets | $472,359,000 | 1,210 |
| Long-term assets (5+ years) | $127,579,000 | 813 |
| Average Assets, year-to-date | $499,495,400 | 1,180 |
| Average Assets, quarterly | $506,232,500 | 1,219 |
| Volatile liabilities | $151,176,000 | 963 |
| Insider loans | $217,000 | 6,544 |
| FHLB advances | $62,017,000 | 695 |
| Loans and leases held for sale | $1,912,000 | 609 |
| Unused loan commitments | $56,370,000 | 1,618 |
| Tier 1 (core) risk-based capital | $39,257,000 | 1,495 |
| Tier 2 risk-based capital | $10,522,000 | 502 |
| Total risk weighted assets | $361,786,000 | 1,236 |
| Total unused commitments | $56,370,000 | 1,618 |
| Derivatives | $958,000 | 755 |
| 2005-09-30 | Rank | |
| # of Employees: | 158 | 1,042 |
| Assets and Liabilities | ||
| Total Assets: | $502,787,000 | 1,214 |
| Cash and due from depository institutions | $15,304,000 | 1,042 |
| Interest-bearing balances | $2,500,000 | 1,758 |
| Securities | $123,233,000 | 1,002 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,951 |
| Net loans & leases | $337,612,000 | 1,227 |
| Loan loss allowance | $4,463,000 | 1,086 |
| Trading account assets | $0 | 146 |
| Bank premises and fixed assets | $7,034,000 | 1,558 |
| Other real estate owned | $1,798,000 | 1,042 |
| Goodwill and other intangibles | $0 | 3,310 |
| All other assets | $17,806,000 | 960 |
| Life insurance assets | $0 | 341 |
| Total liabilities and capital | $502,787,000 | 1,214 |
| Total liabilities | $465,773,000 | 1,181 |
| Total deposits | $380,130,000 | 1,248 |
| Interest-bearing deposits | $337,556,000 | 1,188 |
| Deposits held in domestic offices | $380,130,000 | 1,245 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $8,100,000 | 1,268 |
| Trading liabilities | $0 | 63 |
| Other borrowed funds | $63,567,000 | 752 |
| Subordinated debt | $10,000,000 | 139 |
| All other liabilities | $3,976,000 | 1,212 |
| Total equity capital | $37,014,000 | 1,648 |
| Total bank equity capital | $37,014,000 | 1,648 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $500,000 | 4,084 |
| Surplus | $17,500,000 | 1,385 |
| Undivided profits | $19,014,000 | 1,788 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $6,477,000 | 435 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,225 |
| Income earned, not collected on loans | $2,663,000 | 1,200 |
| Earning assets | $463,345,000 | 1,206 |
| Long-term assets (5+ years) | $123,844,000 | 834 |
| Average Assets, year-to-date | $496,949,750 | 1,178 |
| Average Assets, quarterly | $505,718,000 | 1,189 |
| Volatile liabilities | $152,180,000 | 918 |
| Insider loans | $353,000 | 5,996 |
| FHLB advances | $63,567,000 | 682 |
| Loans and leases held for sale | $1,574,000 | 776 |
| Unused loan commitments | $57,161,000 | 1,575 |
| Tier 1 (core) risk-based capital | $37,775,000 | 1,518 |
| Tier 2 risk-based capital | $10,441,000 | 491 |
| Total risk weighted assets | $355,236,000 | 1,235 |
| Total unused commitments | $57,161,000 | 1,575 |
| Derivatives | $0 | 909 |
| 2005-06-30 | Rank | |
| # of Employees: | 154 | 1,081 |
| Assets and Liabilities | ||
| Total Assets: | $508,649,000 | 1,166 |
| Cash and due from depository institutions | $15,831,000 | 1,081 |
| Interest-bearing balances | $3,527,000 | 1,369 |
| Securities | $133,242,000 | 919 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,776 |
| Net loans & leases | $334,023,000 | 1,205 |
| Loan loss allowance | $4,415,000 | 1,075 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $6,797,000 | 1,566 |
| Other real estate owned | $1,456,000 | 1,081 |
| Goodwill and other intangibles | $0 | 3,307 |
| All other assets | $17,300,000 | 967 |
| Life insurance assets | $0 | 339 |
| Total liabilities and capital | $508,649,000 | 1,166 |
| Total liabilities | $472,766,000 | 1,137 |
| Total deposits | $365,438,000 | 1,280 |
| Interest-bearing deposits | $323,388,000 | 1,223 |
| Deposits held in domestic offices | $365,438,000 | 1,277 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $23,100,000 | 709 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $71,117,000 | 689 |
| Subordinated debt | $10,000,000 | 134 |
| All other liabilities | $3,111,000 | 1,374 |
| Total equity capital | $35,883,000 | 1,657 |
| Total bank equity capital | $35,883,000 | 1,657 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $500,000 | 4,076 |
| Surplus | $17,500,000 | 1,360 |
| Undivided profits | $17,883,000 | 1,863 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $6,418,000 | 438 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,247 |
| Income earned, not collected on loans | $2,589,000 | 1,116 |
| Earning assets | $470,792,000 | 1,156 |
| Long-term assets (5+ years) | $133,943,000 | 760 |
| Average Assets, year-to-date | $495,004,000 | 1,169 |
| Average Assets, quarterly | $500,423,500 | 1,171 |
| Volatile liabilities | $156,005,000 | 871 |
| Insider loans | $232,000 | 6,465 |
| FHLB advances | $71,117,000 | 618 |
| Loans and leases held for sale | $2,302,000 | 674 |
| Unused loan commitments | $53,728,000 | 1,603 |
| Tier 1 (core) risk-based capital | $36,340,000 | 1,531 |
| Tier 2 risk-based capital | $12,387,000 | 435 |
| Total risk weighted assets | $351,017,000 | 1,219 |
| Total unused commitments | $53,728,000 | 1,603 |
| Derivatives | $0 | 866 |
| 2005-03-31 | Rank | |
| # of Employees: | 150 | 1,092 |
| Assets and Liabilities | ||
| Total Assets: | $492,198,000 | 1,190 |
| Cash and due from depository institutions | $18,110,000 | 1,092 |
| Interest-bearing balances | $1,396,000 | 2,385 |
| Securities | $130,373,000 | 959 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,340 |
| Net loans & leases | $318,661,000 | 1,233 |
| Loan loss allowance | $4,287,000 | 1,097 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $6,326,000 | 1,659 |
| Other real estate owned | $1,456,000 | 1,092 |
| Goodwill and other intangibles | $0 | 3,297 |
| All other assets | $17,272,000 | 950 |
| Life insurance assets | $0 | 333 |
| Total liabilities and capital | $492,198,000 | 1,190 |
| Total liabilities | $458,657,000 | 1,155 |
| Total deposits | $362,263,000 | 1,277 |
| Interest-bearing deposits | $319,008,000 | 1,227 |
| Deposits held in domestic offices | $362,263,000 | 1,274 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $10,450,000 | 1,074 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $72,667,000 | 664 |
| Subordinated debt | $10,000,000 | 135 |
| All other liabilities | $3,277,000 | 1,324 |
| Total equity capital | $33,541,000 | 1,733 |
| Total bank equity capital | $33,541,000 | 1,733 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $500,000 | 4,087 |
| Surplus | $17,500,000 | 1,318 |
| Undivided profits | $15,541,000 | 2,044 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,739,000 | 947 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,234 |
| Income earned, not collected on loans | $2,213,000 | 1,286 |
| Earning assets | $450,430,000 | 1,196 |
| Long-term assets (5+ years) | $131,376,000 | 795 |
| Average Assets, year-to-date | $488,181,500 | 1,184 |
| Average Assets, quarterly | $488,181,500 | 1,184 |
| Volatile liabilities | $141,640,000 | 909 |
| Insider loans | $360,000 | 5,964 |
| FHLB advances | $72,667,000 | 602 |
| Loans and leases held for sale | $2,690,000 | 540 |
| Unused loan commitments | $54,049,000 | 1,536 |
| Tier 1 (core) risk-based capital | $34,699,000 | 1,573 |
| Tier 2 risk-based capital | $12,163,000 | 438 |
| Total risk weighted assets | $332,956,000 | 1,251 |
| Total unused commitments | $54,049,000 | 1,536 |
| Derivatives | $0 | 790 |
| 2004-12-31 | Rank | |
| # of Employees: | 148 | 1,126 |
| Assets and Liabilities | ||
| Total Assets: | $484,165,000 | 1,198 |
| Cash and due from depository institutions | $15,491,000 | 1,126 |
| Interest-bearing balances | $2,203,000 | 1,931 |
| Securities | $132,293,000 | 967 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,164 |
| Net loans & leases | $312,784,000 | 1,249 |
| Loan loss allowance | $4,140,000 | 1,128 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $6,320,000 | 1,637 |
| Other real estate owned | $1,521,000 | 1,126 |
| Goodwill and other intangibles | $0 | 3,293 |
| All other assets | $15,756,000 | 1,011 |
| Life insurance assets | $0 | 334 |
| Total liabilities and capital | $484,165,000 | 1,198 |
| Total liabilities | $448,713,000 | 1,161 |
| Total deposits | $354,677,000 | 1,288 |
| Interest-bearing deposits | $311,286,000 | 1,253 |
| Deposits held in domestic offices | $354,677,000 | 1,284 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $6,600,000 | 1,405 |
| Trading liabilities | $0 | 66 |
| Other borrowed funds | $74,217,000 | 675 |
| Subordinated debt | $10,000,000 | 140 |
| All other liabilities | $3,219,000 | 1,309 |
| Total equity capital | $35,452,000 | 1,613 |
| Total bank equity capital | $35,452,000 | 1,613 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $500,000 | 4,097 |
| Surplus | $17,500,000 | 1,300 |
| Undivided profits | $17,452,000 | 1,900 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,411,000 | 1,091 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,187 |
| Income earned, not collected on loans | $1,768,000 | 1,640 |
| Earning assets | $447,280,000 | 1,190 |
| Long-term assets (5+ years) | $123,180,000 | 854 |
| Average Assets, year-to-date | $456,229,000 | 1,212 |
| Average Assets, quarterly | $471,867,500 | 1,222 |
| Volatile liabilities | $132,309,000 | 949 |
| Insider loans | $281,000 | 6,319 |
| FHLB advances | $74,217,000 | 601 |
| Loans and leases held for sale | $2,487,000 | 552 |
| Unused loan commitments | $40,777,000 | 1,875 |
| Tier 1 (core) risk-based capital | $35,490,000 | 1,506 |
| Tier 2 risk-based capital | $12,045,000 | 448 |
| Total risk weighted assets | $323,521,000 | 1,284 |
| Total unused commitments | $40,777,000 | 1,876 |
| Derivatives | $0 | 774 |
| 2004-09-30 | Rank | |
| # of Employees: | 149 | 1,108 |
| Assets and Liabilities | ||
| Total Assets: | $459,570,000 | 1,251 |
| Cash and due from depository institutions | $15,883,000 | 1,108 |
| Interest-bearing balances | $1,806,000 | 2,233 |
| Securities | $128,239,000 | 996 |
| Federal funds sold & reverse repurchase agreements | $500,000 | 5,127 |
| Net loans & leases | $293,458,000 | 1,302 |
| Loan loss allowance | $4,157,000 | 1,120 |
| Trading account assets | $0 | 149 |
| Bank premises and fixed assets | $6,008,000 | 1,688 |
| Other real estate owned | $80,000 | 1,108 |
| Goodwill and other intangibles | $0 | 3,268 |
| All other assets | $15,402,000 | 1,004 |
| Life insurance assets | $0 | 330 |
| Total liabilities and capital | $459,570,000 | 1,251 |
| Total liabilities | $425,027,000 | 1,213 |
| Total deposits | $335,011,000 | 1,347 |
| Interest-bearing deposits | $295,435,000 | 1,303 |
| Deposits held in domestic offices | $335,011,000 | 1,343 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,678 |
| Trading liabilities | $0 | 68 |
| Other borrowed funds | $75,767,000 | 656 |
| Subordinated debt | $10,000,000 | 144 |
| All other liabilities | $4,249,000 | 1,034 |
| Total equity capital | $34,543,000 | 1,642 |
| Total bank equity capital | $34,543,000 | 1,642 |
| Perpetual preferred stock | $0 | 124 |
| Common stock | $500,000 | 4,115 |
| Surplus | $15,500,000 | 1,420 |
| Undivided profits | $18,543,000 | 1,809 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,705,000 | 764 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,251 |
| Income earned, not collected on loans | $1,791,000 | 1,670 |
| Earning assets | $424,003,000 | 1,238 |
| Long-term assets (5+ years) | $130,980,000 | 804 |
| Average Assets, year-to-date | $449,245,000 | 1,222 |
| Average Assets, quarterly | $469,100,500 | 1,207 |
| Volatile liabilities | $126,933,000 | 938 |
| Insider loans | $204,000 | 6,684 |
| FHLB advances | $75,767,000 | 586 |
| Loans and leases held for sale | $1,946,000 | 617 |
| Unused loan commitments | $41,822,000 | 1,807 |
| Tier 1 (core) risk-based capital | $34,460,000 | 1,528 |
| Tier 2 risk-based capital | $11,743,000 | 451 |
| Total risk weighted assets | $299,036,000 | 1,357 |
| Total unused commitments | $41,822,000 | 1,809 |
| Derivatives | $0 | 770 |
| 2004-06-30 | Rank | |
| # of Employees: | 153 | 1,089 |
| Assets and Liabilities | ||
| Total Assets: | $478,631,000 | 1,175 |
| Cash and due from depository institutions | $15,534,000 | 1,089 |
| Interest-bearing balances | $2,214,000 | 2,003 |
| Securities | $145,551,000 | 895 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,884 |
| Net loans & leases | $293,403,000 | 1,276 |
| Loan loss allowance | $4,136,000 | 1,117 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $6,115,000 | 1,630 |
| Other real estate owned | $184,000 | 1,089 |
| Goodwill and other intangibles | $0 | 3,275 |
| All other assets | $17,844,000 | 879 |
| Life insurance assets | $0 | 323 |
| Total liabilities and capital | $478,631,000 | 1,175 |
| Total liabilities | $446,212,000 | 1,139 |
| Total deposits | $343,792,000 | 1,284 |
| Interest-bearing deposits | $302,203,000 | 1,257 |
| Deposits held in domestic offices | $343,792,000 | 1,280 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $12,100,000 | 1,034 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $77,317,000 | 651 |
| Subordinated debt | $10,000,000 | 152 |
| All other liabilities | $3,003,000 | 1,291 |
| Total equity capital | $32,419,000 | 1,678 |
| Total bank equity capital | $32,419,000 | 1,678 |
| Perpetual preferred stock | $0 | 126 |
| Common stock | $500,000 | 4,143 |
| Surplus | $15,500,000 | 1,369 |
| Undivided profits | $16,419,000 | 1,902 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $4,280,000 | 682 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,328 |
| Income earned, not collected on loans | $3,163,000 | 815 |
| Earning assets | $441,168,000 | 1,170 |
| Long-term assets (5+ years) | $148,495,000 | 737 |
| Average Assets, year-to-date | $445,803,330 | 1,227 |
| Average Assets, quarterly | $460,882,000 | 1,199 |
| Volatile liabilities | $134,536,000 | 867 |
| Insider loans | $204,000 | 6,704 |
| FHLB advances | $77,317,000 | 582 |
| Loans and leases held for sale | $2,079,000 | 608 |
| Unused loan commitments | $43,217,000 | 1,744 |
| Tier 1 (core) risk-based capital | $33,848,000 | 1,525 |
| Tier 2 risk-based capital | $13,807,000 | 391 |
| Total risk weighted assets | $304,250,000 | 1,303 |
| Total unused commitments | $43,217,000 | 1,748 |
| Derivatives | $50,000,000 | 241 |
| 2004-03-31 | Rank | |
| # of Employees: | 147 | 1,127 |
| Assets and Liabilities | ||
| Total Assets: | $443,133,000 | 1,251 |
| Cash and due from depository institutions | $17,548,000 | 1,127 |
| Interest-bearing balances | $2,315,000 | 2,159 |
| Securities | $118,251,000 | 1,123 |
| Federal funds sold & reverse repurchase agreements | $9,550,000 | 1,542 |
| Net loans & leases | $284,408,000 | 1,283 |
| Loan loss allowance | $4,228,000 | 1,085 |
| Trading account assets | $0 | 144 |
| Bank premises and fixed assets | $5,566,000 | 1,786 |
| Other real estate owned | $133,000 | 1,127 |
| Goodwill and other intangibles | $0 | 3,256 |
| All other assets | $7,677,000 | 1,772 |
| Life insurance assets | $0 | 322 |
| Total liabilities and capital | $443,133,000 | 1,251 |
| Total liabilities | $408,584,000 | 1,216 |
| Total deposits | $339,980,000 | 1,292 |
| Interest-bearing deposits | $283,500,000 | 1,337 |
| Deposits held in domestic offices | $339,980,000 | 1,290 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,174 |
| Trading liabilities | $0 | 70 |
| Other borrowed funds | $65,867,000 | 686 |
| Subordinated debt | $0 | 287 |
| All other liabilities | $2,737,000 | 1,538 |
| Total equity capital | $34,549,000 | 1,609 |
| Total bank equity capital | $34,549,000 | 1,609 |
| Perpetual preferred stock | $0 | 129 |
| Common stock | $500,000 | 4,151 |
| Surplus | $15,500,000 | 1,347 |
| Undivided profits | $18,549,000 | 1,790 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $5,003,000 | 614 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,356 |
| Income earned, not collected on loans | $2,773,000 | 935 |
| Earning assets | $414,524,000 | 1,231 |
| Long-term assets (5+ years) | $120,729,000 | 889 |
| Average Assets, year-to-date | $429,389,500 | 1,281 |
| Average Assets, quarterly | $429,389,500 | 1,281 |
| Volatile liabilities | $94,227,000 | 1,139 |
| Insider loans | $272,000 | 6,374 |
| FHLB advances | $65,867,000 | 619 |
| Loans and leases held for sale | $1,524,000 | 818 |
| Unused loan commitments | $39,279,000 | 1,821 |
| Tier 1 (core) risk-based capital | $33,097,000 | 1,545 |
| Tier 2 risk-based capital | $3,624,000 | 1,235 |
| Total risk weighted assets | $289,291,000 | 1,349 |
| Total unused commitments | $39,279,000 | 1,827 |
| Derivatives | $70,000,000 | 214 |
| 2003-12-31 | Rank | |
| # of Employees: | 144 | 1,170 |
| Assets and Liabilities | ||
| Total Assets: | $415,646,000 | 1,353 |
| Cash and due from depository institutions | $12,540,000 | 1,170 |
| Interest-bearing balances | $1,022,000 | 2,908 |
| Securities | $95,915,000 | 1,411 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,359 |
| Net loans & leases | $294,222,000 | 1,208 |
| Loan loss allowance | $4,053,000 | 1,132 |
| Trading account assets | $0 | 168 |
| Bank premises and fixed assets | $5,479,000 | 1,813 |
| Other real estate owned | $61,000 | 1,170 |
| Goodwill and other intangibles | $0 | 3,237 |
| All other assets | $7,429,000 | 1,837 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $415,646,000 | 1,353 |
| Total liabilities | $380,870,000 | 1,320 |
| Total deposits | $318,136,000 | 1,390 |
| Interest-bearing deposits | $279,962,000 | 1,341 |
| Deposits held in domestic offices | $318,136,000 | 1,388 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $12,000,000 | 1,003 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $47,417,000 | 904 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $3,317,000 | 1,266 |
| Total equity capital | $34,776,000 | 1,572 |
| Total bank equity capital | $34,776,000 | 1,572 |
| Perpetual preferred stock | $0 | 131 |
| Common stock | $500,000 | 4,182 |
| Surplus | $15,500,000 | 1,316 |
| Undivided profits | $18,776,000 | 1,735 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $4,338,000 | 719 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,287 |
| Income earned, not collected on loans | $2,955,000 | 899 |
| Earning assets | $391,159,000 | 1,299 |
| Long-term assets (5+ years) | $100,427,000 | 1,067 |
| Average Assets, year-to-date | $398,817,800 | 1,364 |
| Average Assets, quarterly | $412,453,000 | 1,351 |
| Volatile liabilities | $110,340,000 | 997 |
| Insider loans | $252,000 | 6,512 |
| FHLB advances | $47,417,000 | 813 |
| Loans and leases held for sale | $2,540,000 | 567 |
| Unused loan commitments | $40,722,000 | 1,729 |
| Tier 1 (core) risk-based capital | $33,337,000 | 1,526 |
| Tier 2 risk-based capital | $3,742,000 | 1,175 |
| Total risk weighted assets | $299,063,000 | 1,281 |
| Total unused commitments | $40,722,000 | 1,732 |
| Derivatives | $70,000,000 | 202 |
| 2003-09-30 | Rank | |
| # of Employees: | 138 | 1,240 |
| Assets and Liabilities | ||
| Total Assets: | $409,260,000 | 1,377 |
| Cash and due from depository institutions | $15,023,000 | 1,240 |
| Interest-bearing balances | $770,000 | 3,346 |
| Securities | $92,100,000 | 1,444 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,602 |
| Net loans & leases | $289,583,000 | 1,229 |
| Loan loss allowance | $3,921,000 | 1,186 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $4,632,000 | 2,104 |
| Other real estate owned | $66,000 | 1,240 |
| Goodwill and other intangibles | $0 | 3,226 |
| All other assets | $7,856,000 | 1,757 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $409,260,000 | 1,377 |
| Total liabilities | $375,737,000 | 1,336 |
| Total deposits | $307,150,000 | 1,452 |
| Interest-bearing deposits | $267,513,000 | 1,426 |
| Deposits held in domestic offices | $307,150,000 | 1,451 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $16,100,000 | 834 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $48,967,000 | 857 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $3,520,000 | 1,262 |
| Total equity capital | $33,523,000 | 1,631 |
| Total bank equity capital | $33,523,000 | 1,631 |
| Perpetual preferred stock | $0 | 137 |
| Common stock | $500,000 | 4,213 |
| Surplus | $15,500,000 | 1,296 |
| Undivided profits | $17,523,000 | 1,854 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,706,000 | 881 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,354 |
| Income earned, not collected on loans | $2,955,000 | 917 |
| Earning assets | $382,453,000 | 1,343 |
| Long-term assets (5+ years) | $96,620,000 | 1,128 |
| Average Assets, year-to-date | $394,610,750 | 1,394 |
| Average Assets, quarterly | $402,526,500 | 1,396 |
| Volatile liabilities | $130,125,000 | 855 |
| Insider loans | $240,000 | 6,585 |
| FHLB advances | $48,967,000 | 771 |
| Loans and leases held for sale | $4,259,000 | 583 |
| Unused loan commitments | $39,217,000 | 1,783 |
| Tier 1 (core) risk-based capital | $32,093,000 | 1,598 |
| Tier 2 risk-based capital | $3,567,000 | 1,227 |
| Total risk weighted assets | $284,985,000 | 1,340 |
| Total unused commitments | $39,217,000 | 1,786 |
| Derivatives | $70,000,000 | 209 |
| 2003-06-30 | Rank | |
| # of Employees: | 132 | 1,321 |
| Assets and Liabilities | ||
| Total Assets: | $395,793,000 | 1,413 |
| Cash and due from depository institutions | $14,719,000 | 1,321 |
| Interest-bearing balances | $1,105,000 | 3,113 |
| Securities | $87,169,000 | 1,467 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,888 |
| Net loans & leases | $281,264,000 | 1,253 |
| Loan loss allowance | $3,848,000 | 1,193 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $3,765,000 | 2,541 |
| Other real estate owned | $167,000 | 1,321 |
| Goodwill and other intangibles | $0 | 3,182 |
| All other assets | $8,709,000 | 1,573 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $395,793,000 | 1,413 |
| Total liabilities | $361,174,000 | 1,384 |
| Total deposits | $306,496,000 | 1,435 |
| Interest-bearing deposits | $267,027,000 | 1,409 |
| Deposits held in domestic offices | $306,496,000 | 1,432 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $600,000 | 2,735 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $50,517,000 | 823 |
| Subordinated debt | $0 | 266 |
| All other liabilities | $3,561,000 | 1,295 |
| Total equity capital | $34,619,000 | 1,579 |
| Total bank equity capital | $34,619,000 | 1,579 |
| Perpetual preferred stock | $0 | 140 |
| Common stock | $500,000 | 4,224 |
| Surplus | $15,500,000 | 1,276 |
| Undivided profits | $18,619,000 | 1,766 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,672,000 | 1,233 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,408 |
| Income earned, not collected on loans | $3,343,000 | 787 |
| Earning assets | $369,538,000 | 1,376 |
| Long-term assets (5+ years) | $90,535,000 | 1,125 |
| Average Assets, year-to-date | $389,727,670 | 1,399 |
| Average Assets, quarterly | $395,978,000 | 1,391 |
| Volatile liabilities | $97,841,000 | 1,080 |
| Insider loans | $260,000 | 6,490 |
| FHLB advances | $50,517,000 | 734 |
| Loans and leases held for sale | $9,432,000 | 487 |
| Unused loan commitments | $39,702,000 | 1,712 |
| Tier 1 (core) risk-based capital | $32,117,000 | 1,567 |
| Tier 2 risk-based capital | $3,474,000 | 1,214 |
| Total risk weighted assets | $277,547,000 | 1,358 |
| Total unused commitments | $39,702,000 | 1,722 |
| Derivatives | $70,000,000 | 222 |
| 2003-03-31 | Rank | |
| # of Employees: | 129 | 1,329 |
| Assets and Liabilities | ||
| Total Assets: | $396,163,000 | 1,381 |
| Cash and due from depository institutions | $15,805,000 | 1,329 |
| Interest-bearing balances | $1,409,000 | 2,870 |
| Securities | $94,040,000 | 1,352 |
| Federal funds sold & reverse repurchase agreements | $0 | 7,247 |
| Net loans & leases | $274,438,000 | 1,267 |
| Loan loss allowance | $3,784,000 | 1,197 |
| Trading account assets | $0 | 169 |
| Bank premises and fixed assets | $3,270,000 | 2,823 |
| Other real estate owned | $167,000 | 1,329 |
| Goodwill and other intangibles | $0 | 3,151 |
| All other assets | $8,443,000 | 1,561 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $396,163,000 | 1,381 |
| Total liabilities | $361,651,000 | 1,353 |
| Total deposits | $290,548,000 | 1,503 |
| Interest-bearing deposits | $253,265,000 | 1,496 |
| Deposits held in domestic offices | $290,548,000 | 1,500 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $15,400,000 | 791 |
| Trading liabilities | $0 | 79 |
| Other borrowed funds | $52,067,000 | 783 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $3,636,000 | 1,300 |
| Total equity capital | $34,512,000 | 1,549 |
| Total bank equity capital | $34,512,000 | 1,549 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $500,000 | 4,236 |
| Surplus | $15,500,000 | 1,254 |
| Undivided profits | $18,512,000 | 1,732 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,996,000 | 1,098 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,422 |
| Income earned, not collected on loans | $2,714,000 | 1,023 |
| Earning assets | $369,887,000 | 1,350 |
| Long-term assets (5+ years) | $98,286,000 | 1,003 |
| Average Assets, year-to-date | $386,695,000 | 1,398 |
| Average Assets, quarterly | $386,695,000 | 1,398 |
| Volatile liabilities | $107,742,000 | 977 |
| Insider loans | $285,000 | 6,391 |
| FHLB advances | $52,067,000 | 704 |
| Loans and leases held for sale | $5,202,000 | 598 |
| Unused loan commitments | $37,066,000 | 1,746 |
| Tier 1 (core) risk-based capital | $31,848,000 | 1,555 |
| Tier 2 risk-based capital | $3,404,000 | 1,221 |
| Total risk weighted assets | $271,919,000 | 1,358 |
| Total unused commitments | $37,066,000 | 1,754 |
| Derivatives | $70,000,000 | 217 |
| 2002-12-31 | Rank | |
| # of Employees: | 127 | 1,344 |
| Assets and Liabilities | ||
| Total Assets: | $377,227,000 | 1,431 |
| Cash and due from depository institutions | $14,018,000 | 1,344 |
| Interest-bearing balances | $2,124,000 | 2,314 |
| Securities | $85,663,000 | 1,439 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,991 |
| Net loans & leases | $265,148,000 | 1,295 |
| Loan loss allowance | $3,623,000 | 1,221 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $2,894,000 | 3,118 |
| Other real estate owned | $247,000 | 1,344 |
| Goodwill and other intangibles | $0 | 3,122 |
| All other assets | $9,257,000 | 1,409 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $377,227,000 | 1,431 |
| Total liabilities | $343,189,000 | 1,413 |
| Total deposits | $278,573,000 | 1,528 |
| Interest-bearing deposits | $237,557,000 | 1,558 |
| Deposits held in domestic offices | $278,573,000 | 1,525 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $6,400,000 | 1,289 |
| Trading liabilities | $0 | 75 |
| Other borrowed funds | $53,617,000 | 766 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $4,599,000 | 1,050 |
| Total equity capital | $34,038,000 | 1,552 |
| Total bank equity capital | $34,038,000 | 1,552 |
| Perpetual preferred stock | $0 | 142 |
| Common stock | $500,000 | 4,241 |
| Surplus | $15,500,000 | 1,227 |
| Undivided profits | $18,038,000 | 1,740 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,989,000 | 1,544 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,384 |
| Income earned, not collected on loans | $3,099,000 | 900 |
| Earning assets | $352,935,000 | 1,393 |
| Long-term assets (5+ years) | $86,791,000 | 1,093 |
| Average Assets, year-to-date | $368,063,600 | 1,395 |
| Average Assets, quarterly | $377,783,500 | 1,404 |
| Volatile liabilities | $83,780,000 | 1,190 |
| Insider loans | $282,000 | 6,410 |
| FHLB advances | $53,617,000 | 678 |
| Loans and leases held for sale | $7,861,000 | 533 |
| Unused loan commitments | $37,981,000 | 1,633 |
| Tier 1 (core) risk-based capital | $30,519,000 | 1,585 |
| Tier 2 risk-based capital | $3,273,000 | 1,244 |
| Total risk weighted assets | $261,527,000 | 1,380 |
| Total unused commitments | $37,981,000 | 1,639 |
| Derivatives | $70,000,000 | 204 |
| 2001-12-31 | Rank | |
| # of Employees: | 122 | 1,362 |
| Assets and Liabilities | ||
| Total Assets: | $364,463,000 | 1,405 |
| Cash and due from depository institutions | $10,634,000 | 1,362 |
| Interest-bearing balances | $800,000 | 3,230 |
| Securities | $109,974,000 | 1,032 |
| Federal funds sold & reverse repurchase agreements | $0 | 7,110 |
| Net loans & leases | $232,979,000 | 1,433 |
| Loan loss allowance | $3,151,000 | 1,321 |
| Trading account assets | $0 | 182 |
| Bank premises and fixed assets | $3,024,000 | 2,947 |
| Other real estate owned | $336,000 | 1,362 |
| Goodwill and other intangibles | $0 | 3,095 |
| All other assets | $7,516,000 | 1,566 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $364,463,000 | 1,405 |
| Total liabilities | $335,909,000 | 1,373 |
| Total deposits | $273,453,000 | 1,461 |
| Interest-bearing deposits | $238,818,000 | 1,459 |
| Deposits held in domestic offices | $273,453,000 | 1,458 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $5,600,000 | 1,408 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $52,917,000 | 740 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $3,939,000 | 1,167 |
| Total equity capital | $28,554,000 | 1,712 |
| Total bank equity capital | $28,554,000 | 1,712 |
| Perpetual preferred stock | $0 | 158 |
| Common stock | $500,000 | 4,329 |
| Surplus | $13,500,000 | 1,339 |
| Undivided profits | $14,554,000 | 1,951 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,221,000 | 933 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,476 |
| Income earned, not collected on loans | $3,135,000 | 980 |
| Earning assets | $343,753,000 | 1,355 |
| Long-term assets (5+ years) | $108,795,000 | 879 |
| Average Assets, year-to-date | $356,289,600 | 1,355 |
| Average Assets, quarterly | $362,066,000 | 1,388 |
| Volatile liabilities | $87,123,000 | 1,114 |
| Insider loans | $349,000 | 6,139 |
| FHLB advances | $52,917,000 | 655 |
| Loans and leases held for sale | $4,610,000 | 619 |
| Unused loan commitments | $31,220,000 | 1,804 |
| Tier 1 (core) risk-based capital | $27,758,000 | 1,656 |
| Tier 2 risk-based capital | $2,895,000 | 1,324 |
| Total risk weighted assets | $231,337,000 | 1,482 |
| Total unused commitments | $31,220,000 | 1,810 |
| Derivatives | $50,000,000 | 204 |
| 2000-12-31 | Rank | |
| # of Employees: | 117 | 1,421 |
| Assets and Liabilities | ||
| Total Assets: | $342,903,000 | 1,403 |
| Cash and due from depository institutions | $10,366,000 | 1,421 |
| Interest-bearing balances | $279,000 | 3,585 |
| Securities | $122,671,000 | 930 |
| Federal funds sold & reverse repurchase agreements | $2,000,000 | 4,220 |
| Net loans & leases | $200,882,000 | 1,586 |
| Loan loss allowance | $3,066,000 | 1,268 |
| Trading account assets | $0 | 175 |
| Bank premises and fixed assets | $2,760,000 | 3,124 |
| Other real estate owned | $61,000 | 1,421 |
| Goodwill and other intangibles | $0 | 3,145 |
| All other assets | $4,163,000 | 2,134 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $342,903,000 | 1,403 |
| Total liabilities | $318,339,000 | 1,360 |
| Total deposits | $289,171,000 | 1,311 |
| Interest-bearing deposits | $255,906,000 | 1,284 |
| Deposits held in domestic offices | $289,171,000 | 1,307 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,755 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $25,000,000 | 1,163 |
| Subordinated debt | $0 | 239 |
| All other liabilities | $4,168,000 | 1,133 |
| Total equity capital | $24,564,000 | 1,883 |
| Total bank equity capital | $24,564,000 | 1,883 |
| Perpetual preferred stock | $0 | 178 |
| Common stock | $500,000 | 4,470 |
| Surplus | $11,500,000 | 1,457 |
| Undivided profits | $12,564,000 | 2,144 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,563,000 | 1,561 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,385 |
| Income earned, not collected on loans | $1,759,000 | 1,438 |
| Earning assets | $325,832,000 | 1,356 |
| Long-term assets (5+ years) | $122,201,000 | 745 |
| Average Assets, year-to-date | $328,431,000 | 1,399 |
| Average Assets, quarterly | $336,851,000 | 1,407 |
| Volatile liabilities | $91,113,000 | 1,062 |
| Insider loans | $1,036,000 | 3,779 |
| FHLB advances | $0 | 771 |
| Loans and leases held for sale | $1,048,000 | 701 |
| Unused loan commitments | $33,317,000 | 1,581 |
| Tier 1 (core) risk-based capital | $25,487,000 | 1,723 |
| Tier 2 risk-based capital | $2,632,050 | 1,381 |
| Total risk weighted assets | $210,130,350 | 1,549 |
| Total unused commitments | $33,317,000 | 1,582 |
| Derivatives | $0 | 481 |
| 1999-12-31 | Rank | |
| # of Employees: | 115 | 1,491 |
| Assets and Liabilities | ||
| Total Assets: | $316,481,000 | 1,489 |
| Cash and due from depository institutions | $8,561,000 | 1,491 |
| Interest-bearing balances | $182,000 | 4,159 |
| Securities | $108,685,000 | 1,055 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,825 |
| Net loans & leases | $190,991,000 | 1,586 |
| Loan loss allowance | $2,572,000 | 1,460 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $2,778,000 | 3,055 |
| Other real estate owned | $254,000 | 1,491 |
| Goodwill and other intangibles | $0 | 3,276 |
| All other assets | $5,212,000 | 1,725 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $316,481,000 | 1,489 |
| Total liabilities | $297,000,000 | 1,431 |
| Total deposits | $270,139,000 | 1,384 |
| Interest-bearing deposits | $239,480,000 | 1,358 |
| Deposits held in domestic offices | $270,139,000 | 1,380 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,093 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $24,000,000 | 1,191 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $2,861,000 | 1,418 |
| Total equity capital | $19,481,000 | 2,264 |
| Total bank equity capital | $19,481,000 | 2,264 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $500,000 | 4,601 |
| Surplus | $9,500,000 | 1,719 |
| Undivided profits | $9,481,000 | 2,568 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,360,000 | 1,685 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,502 |
| Income earned, not collected on loans | $1,461,000 | 1,472 |
| Earning assets | $299,858,000 | 1,441 |
| Long-term assets (5+ years) | $99,019,000 | 965 |
| Average Assets, year-to-date | $302,183,400 | 1,491 |
| Average Assets, quarterly | $312,263,500 | 1,486 |
| Volatile liabilities | $62,489,000 | 1,376 |
| Insider loans | $1,073,000 | 3,589 |
| FHLB advances | $0 | 802 |
| Loans and leases held for sale | $575,000 | 879 |
| Unused loan commitments | $30,137,000 | 1,731 |
| Tier 1 (core) risk-based capital | $23,021,000 | 1,905 |
| Tier 2 risk-based capital | $2,528,590 | 1,368 |
| Total risk weighted assets | $202,243,590 | 1,538 |
| Total unused commitments | $30,137,000 | 1,733 |
| Derivatives | $0 | 488 |
| 1998-12-31 | Rank | |
| # of Employees: | 107 | 1,579 |
| Assets and Liabilities | ||
| Total Assets: | $281,394,000 | 1,638 |
| Cash and due from depository institutions | $10,969,000 | 1,579 |
| Interest-bearing balances | $104,000 | 4,784 |
| Securities | $94,862,000 | 1,223 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,346 |
| Net loans & leases | $169,250,000 | 1,664 |
| Loan loss allowance | $2,459,000 | 1,471 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $2,772,000 | 2,907 |
| Other real estate owned | $0 | 1,579 |
| Goodwill and other intangibles | $0 | 3,445 |
| All other assets | $3,541,000 | 2,112 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $281,394,000 | 1,638 |
| Total liabilities | $260,617,000 | 1,583 |
| Total deposits | $252,522,000 | 1,467 |
| Interest-bearing deposits | $221,254,000 | 1,436 |
| Deposits held in domestic offices | $252,522,000 | 1,461 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,214 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $5,000,000 | 2,230 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $3,095,000 | 1,412 |
| Total equity capital | $20,777,000 | 2,175 |
| Total bank equity capital | $20,777,000 | 2,175 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $500,000 | 4,644 |
| Surplus | $7,500,000 | 2,031 |
| Undivided profits | $12,777,000 | 2,052 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,474,000 | 1,713 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $1,644,000 | 1,266 |
| Earning assets | $264,216,000 | 1,604 |
| Long-term assets (5+ years) | $76,136,000 | 1,126 |
| Average Assets, year-to-date | $267,832,800 | 1,618 |
| Average Assets, quarterly | $275,090,500 | 1,639 |
| Volatile liabilities | $51,743,000 | 1,347 |
| Insider loans | $1,261,000 | 3,013 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $893,000 | 1,092 |
| Unused loan commitments | $24,158,000 | 1,943 |
| Tier 1 (core) risk-based capital | $20,916,000 | 2,032 |
| Tier 2 risk-based capital | $2,238,500 | 1,460 |
| Total risk weighted assets | $178,859,500 | 1,610 |
| Total unused commitments | $24,158,000 | 1,950 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 102 | 1,719 |
| Assets and Liabilities | ||
| Total Assets: | $256,384,000 | 1,784 |
| Cash and due from depository institutions | $8,547,000 | 1,719 |
| Interest-bearing balances | $91,000 | 5,002 |
| Securities | $93,473,000 | 1,236 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,160 |
| Net loans & leases | $148,965,000 | 1,892 |
| Loan loss allowance | $2,407,000 | 1,515 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $2,128,000 | 3,646 |
| Other real estate owned | $0 | 1,719 |
| Goodwill and other intangibles | $0 | 3,571 |
| All other assets | $3,271,000 | 2,209 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $256,384,000 | 1,784 |
| Total liabilities | $237,425,000 | 1,726 |
| Total deposits | $225,795,000 | 1,660 |
| Interest-bearing deposits | $198,497,000 | 1,626 |
| Deposits held in domestic offices | $225,795,000 | 1,651 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,600,000 | 2,315 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $7,000,000 | 1,675 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $3,030,000 | 1,453 |
| Total equity capital | $18,959,000 | 2,363 |
| Total bank equity capital | $18,959,000 | 2,363 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $500,000 | 4,817 |
| Surplus | $7,500,000 | 2,000 |
| Undivided profits | $10,959,000 | 2,335 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,202,000 | 2,109 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $1,605,000 | 1,352 |
| Earning assets | $242,529,000 | 1,723 |
| Long-term assets (5+ years) | $87,345,000 | 866 |
| Average Assets, year-to-date | $249,117,400 | 1,747 |
| Average Assets, quarterly | $256,566,000 | 1,760 |
| Volatile liabilities | $52,023,000 | 1,366 |
| Insider loans | $987,000 | 3,597 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $432,000 | 1,093 |
| Unused loan commitments | $25,835,000 | 1,748 |
| Tier 1 (core) risk-based capital | $18,782,000 | 2,282 |
| Tier 2 risk-based capital | $1,997,690 | 1,538 |
| Total risk weighted assets | $159,406,090 | 1,764 |
| Total unused commitments | $25,835,000 | 1,752 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 92 | 2,033 |
| Assets and Liabilities | ||
| Total Assets: | $235,717,000 | 1,992 |
| Cash and due from depository institutions | $8,086,000 | 2,033 |
| Interest-bearing balances | $585,000 | 2,927 |
| Securities | $92,165,000 | 1,290 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,460 |
| Net loans & leases | $130,301,000 | 2,181 |
| Loan loss allowance | $2,258,000 | 1,707 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $1,770,000 | 4,142 |
| Other real estate owned | $34,000 | 2,033 |
| Goodwill and other intangibles | $0 | 3,437 |
| All other assets | $3,361,000 | 2,243 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $235,717,000 | 1,992 |
| Total liabilities | $219,303,000 | 1,924 |
| Total deposits | $210,041,000 | 1,838 |
| Interest-bearing deposits | $182,044,000 | 1,835 |
| Deposits held in domestic offices | $210,041,000 | 1,828 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,907 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $6,700,000 | 1,609 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $2,562,000 | 1,655 |
| Total equity capital | $16,414,000 | 2,719 |
| Total bank equity capital | $16,414,000 | 2,719 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $500,000 | 5,112 |
| Surplus | $5,500,000 | 2,617 |
| Undivided profits | $10,414,000 | 2,434 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $763,000 | 3,275 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $1,518,000 | 1,421 |
| Earning assets | $223,051,000 | 1,939 |
| Long-term assets (5+ years) | $87,345,000 | 808 |
| Average Assets, year-to-date | $217,656,800 | 2,078 |
| Average Assets, quarterly | $232,594,000 | 1,993 |
| Volatile liabilities | $42,533,000 | 1,567 |
| Insider loans | $918,000 | 3,863 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $637,000 | 894 |
| Unused loan commitments | $21,452,000 | 1,959 |
| Tier 1 (core) risk-based capital | $16,661,000 | 2,604 |
| Tier 2 risk-based capital | $1,808,910 | 1,730 |
| Total risk weighted assets | $144,263,710 | 1,947 |
| Total unused commitments | $21,452,000 | 1,971 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 91 | 2,125 |
| Assets and Liabilities | ||
| Total Assets: | $200,165,000 | 2,350 |
| Cash and due from depository institutions | $6,582,000 | 2,125 |
| Interest-bearing balances | $30,000 | 5,985 |
| Securities | $84,272,000 | 1,492 |
| Federal funds sold & reverse repurchase agreements | $4,700,000 | 3,055 |
| Net loans & leases | $100,381,000 | 2,692 |
| Loan loss allowance | $1,941,000 | 1,992 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $1,781,000 | 4,107 |
| Other real estate owned | $0 | 2,125 |
| Goodwill and other intangibles | $0 | 3,181 |
| All other assets | $2,449,000 | 3,038 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $200,165,000 | 2,350 |
| Total liabilities | $185,015,000 | 2,300 |
| Total deposits | $182,603,000 | 2,156 |
| Interest-bearing deposits | $155,064,000 | 2,204 |
| Deposits held in domestic offices | $182,603,000 | 2,146 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,736 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $0 | 5,136 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $2,412,000 | 1,805 |
| Total equity capital | $15,150,000 | 2,946 |
| Total bank equity capital | $15,150,000 | 2,946 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $500,000 | 5,383 |
| Surplus | $3,500,000 | 3,787 |
| Undivided profits | $11,150,000 | 2,349 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $680,000 | 3,492 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $1,259,000 | 1,793 |
| Earning assets | $189,383,000 | 2,288 |
| Long-term assets (5+ years) | $78,043,000 | 834 |
| Average Assets, year-to-date | $181,584,800 | 2,481 |
| Average Assets, quarterly | $192,977,500 | 2,406 |
| Volatile liabilities | $30,332,000 | 1,841 |
| Insider loans | $1,076,000 | 3,558 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $566,000 | 976 |
| Unused loan commitments | $18,559,000 | 2,091 |
| Tier 1 (core) risk-based capital | $14,752,000 | 2,921 |
| Tier 2 risk-based capital | $1,410,150 | 2,128 |
| Total risk weighted assets | $112,281,050 | 2,422 |
| Total unused commitments | $18,559,000 | 2,101 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 84 | 2,378 |
| Assets and Liabilities | ||
| Total Assets: | $170,871,000 | 2,685 |
| Cash and due from depository institutions | $8,087,000 | 2,378 |
| Interest-bearing balances | $0 | 7,034 |
| Securities | $77,830,000 | 1,681 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,397 |
| Net loans & leases | $80,099,000 | 3,226 |
| Loan loss allowance | $1,747,000 | 2,210 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $1,939,000 | 3,753 |
| Other real estate owned | $220,000 | 2,378 |
| Goodwill and other intangibles | $0 | 3,133 |
| All other assets | $2,696,000 | 2,947 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $170,871,000 | 2,685 |
| Total liabilities | $159,251,000 | 2,621 |
| Total deposits | $156,150,000 | 2,459 |
| Interest-bearing deposits | $130,021,000 | 2,544 |
| Deposits held in domestic offices | $156,150,000 | 2,449 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,450,000 | 2,993 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $0 | 5,375 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $1,651,000 | 2,081 |
| Total equity capital | $11,620,000 | 3,489 |
| Total bank equity capital | $11,620,000 | 3,489 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $500,000 | 5,677 |
| Surplus | $3,500,000 | 3,707 |
| Undivided profits | $7,620,000 | 3,010 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $685,000 | 3,490 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $902,000 | 2,215 |
| Earning assets | $157,929,000 | 2,641 |
| Long-term assets (5+ years) | $69,504,000 | 907 |
| Average Assets, year-to-date | $165,979,400 | 2,670 |
| Average Assets, quarterly | $171,330,000 | 2,651 |
| Volatile liabilities | $25,287,000 | 2,091 |
| Insider loans | $483,000 | 5,798 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $1,985,000 | 458 |
| Unused loan commitments | $8,587,000 | 3,491 |
| Tier 1 (core) risk-based capital | $13,280,000 | 3,118 |
| Tier 2 risk-based capital | $1,158,080 | 2,559 |
| Total risk weighted assets | $92,057,480 | 2,863 |
| Total unused commitments | $8,587,000 | 3,498 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 80 | 2,603 |
| Assets and Liabilities | ||
| Total Assets: | $157,273,000 | 2,917 |
| Cash and due from depository institutions | $9,239,000 | 2,603 |
| Interest-bearing balances | $0 | 7,655 |
| Securities | $54,441,000 | 2,544 |
| Federal funds sold & reverse repurchase agreements | $5,100,000 | 2,727 |
| Net loans & leases | $76,560,000 | 3,300 |
| Loan loss allowance | $1,538,000 | 2,576 |
| Trading account assets | $8,842,000 | 131 |
| Bank premises and fixed assets | $1,259,000 | 5,306 |
| Other real estate owned | $172,000 | 2,603 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $1,660,000 | 4,064 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $157,273,000 | 2,917 |
| Total liabilities | $145,396,000 | 2,889 |
| Total deposits | $143,480,000 | 2,764 |
| Interest-bearing deposits | $122,477,000 | 2,789 |
| Deposits held in domestic offices | $143,480,000 | 2,754 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,027 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $1,916,000 | 1,859 |
| Total equity capital | $11,877,000 | 3,442 |
| Total bank equity capital | $11,877,000 | 3,442 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $500,000 | 5,937 |
| Surplus | $2,500,000 | 4,679 |
| Undivided profits | $8,877,000 | 2,675 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,343,000 | 2,571 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $794,000 | 2,238 |
| Earning assets | $144,943,000 | 2,910 |
| Long-term assets (5+ years) | $48,655,000 | 1,227 |
| Average Assets, year-to-date | $148,174,000 | 3,011 |
| Average Assets, quarterly | $153,956,000 | 2,959 |
| Volatile liabilities | $22,256,000 | 2,205 |
| Insider loans | $612,000 | 5,114 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $3,065,000 | 653 |
| Unused loan commitments | $7,047,000 | 3,951 |
| Tier 1 (core) risk-based capital | $11,877,000 | 3,360 |
| Tier 2 risk-based capital | $1,048,930 | 2,759 |
| Total risk weighted assets | $83,425,130 | 3,087 |
| Total unused commitments | $7,047,000 | 3,974 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 78 | 2,769 |
| Assets and Liabilities | ||
| Total Assets: | $141,847,000 | 3,279 |
| Cash and due from depository institutions | $11,633,000 | 2,769 |
| Interest-bearing balances | $0 | 8,059 |
| Securities | $51,002,000 | 2,684 |
| Federal funds sold & reverse repurchase agreements | $3,175,000 | 4,845 |
| Net loans & leases | $73,334,000 | 3,503 |
| Loan loss allowance | $1,309,000 | 3,005 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $1,216,000 | 5,458 |
| Other real estate owned | $187,000 | 2,769 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $1,300,000 | 5,157 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $141,847,000 | 3,279 |
| Total liabilities | $131,233,000 | 3,250 |
| Total deposits | $130,000,000 | 3,133 |
| Interest-bearing deposits | $108,033,000 | 3,293 |
| Deposits held in domestic offices | $130,000,000 | 3,125 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,085 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $1,233,000 | 2,772 |
| Total equity capital | $10,614,000 | 3,651 |
| Total bank equity capital | $10,614,000 | 3,651 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $500,000 | 6,257 |
| Surplus | $2,500,000 | 4,610 |
| Undivided profits | $7,614,000 | 2,895 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,102,000 | 3,443 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $750,000 | 2,655 |
| Earning assets | $127,511,000 | 3,329 |
| Long-term assets (5+ years) | $43,992,000 | 1,312 |
| Average Assets, year-to-date | $129,354,000 | 3,504 |
| Average Assets, quarterly | $137,263,000 | 3,380 |
| Volatile liabilities | $21,761,000 | 2,196 |
| Insider loans | $55,000 | 7,001 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $6,929,000 | 3,743 |
| Tier 1 (core) risk-based capital | $10,614,000 | 3,594 |
| Tier 2 risk-based capital | $992,090 | 2,936 |
| Total risk weighted assets | $79,050,590 | 3,316 |
| Total unused commitments | $6,929,000 | 3,762 |
| Derivatives | $0 | 651 |