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Northwest Community Bank, Income and Expense

2010-12-31 (YTD Data)Rank
Total interest income$3,888,0005,466
Total interest expense$683,0006,011
Net interest income$3,205,0005,188
Provision for loan and lease losses$1,359,0002,599
Total noninterest income$335,0005,229
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$282,0003,752
Trading account gains and fees$0175
Additional Noninterest Income$53,0006,060
Total noninterest expense$1,353,0006,690
Salaries and employee benefits$493,0007,140
Premises and equipment expense$421,0004,625
Additional noninterest expense$439,0006,689
Pre-tax net operating income$828,0003,681
Securities gains (losses)$8,0003,363
Applicable income taxes$268,0002,463
Income before extraordinary items$568,0004,132
Extraordinary gains, net$029
Net income$568,0004,132
Minority interest net income$0111
Net income of bank and minority interests.$568,0004,133
Net charge-offs$1,017,0002,657
Cash dividends$980,0001,522
Sale, conversion, retirement of capital stock, net$01,226
Net operating income$562,5604,009
2010-09-30 (YTD Data)Rank
Total interest income$2,991,0005,504
Total interest expense$566,0005,972
Net interest income$2,425,0005,216
Provision for loan and lease losses$925,0002,613
Total noninterest income$231,0005,450
Gross Fiduciary activities income$01,319
Service charges on deposit accounts$213,0003,809
Trading account gains and fees$0165
Additional Noninterest Income$18,0006,717
Total noninterest expense$918,0006,892
Salaries and employee benefits$368,0007,217
Premises and equipment expense$248,0005,256
Additional noninterest expense$302,0006,853
Pre-tax net operating income$813,0003,433
Securities gains (losses)$8,0003,163
Applicable income taxes$264,0002,274
Income before extraordinary items$557,0003,916
Extraordinary gains, net$023
Net income$557,0003,918
Minority interest net income$0110
Net income of bank and minority interests.$557,0003,918
Net charge-offs$45,0005,579
Cash dividends$981,0001,075
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$551,5603,787
2010-06-30 (YTD Data)Rank
Total interest income$2,092,0005,424
Total interest expense$409,0005,905
Net interest income$1,683,0005,123
Provision for loan and lease losses$625,0002,518
Total noninterest income$159,0005,388
Gross Fiduciary activities income$01,300
Service charges on deposit accounts$147,0003,727
Trading account gains and fees$0152
Additional Noninterest Income$12,0006,755
Total noninterest expense$546,0007,105
Salaries and employee benefits$236,0007,311
Premises and equipment expense$146,0005,572
Additional noninterest expense$164,0007,139
Pre-tax net operating income$671,0003,104
Securities gains (losses)$8,0002,663
Applicable income taxes$209,0002,080
Income before extraordinary items$470,0003,518
Extraordinary gains, net$019
Net income$470,0003,515
Minority interest net income$0105
Net income of bank and minority interests.$470,0003,517
Net charge-offs$06,372
Cash dividends$500,0001,315
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$464,4803,432
2010-03-31 (YTD Data)Rank
Total interest income$1,079,0005,403
Total interest expense$202,0006,060
Net interest income$877,0005,052
Provision for loan and lease losses$325,0002,296
Total noninterest income$66,0005,727
Gross Fiduciary activities income$01,246
Service charges on deposit accounts$61,0004,097
Trading account gains and fees$0175
Additional Noninterest Income$5,0006,997
Total noninterest expense$297,0007,089
Salaries and employee benefits$130,0007,300
Premises and equipment expense$76,0005,569
Additional noninterest expense$91,0007,112
Pre-tax net operating income$321,0003,252
Securities gains (losses)$02,284
Applicable income taxes$112,0002,013
Income before extraordinary items$209,0003,796
Extraordinary gains, net$016
Net income$209,0003,793
Minority interest net income$091
Net income of bank and minority interests.$209,0003,795
Net charge-offs$05,610
Cash dividends$500,000654
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$209,0003,675
2009-12-31 (YTD Data)Rank
Total interest income$2,518,0006,675
Total interest expense$654,0006,783
Net interest income$1,864,0006,495
Provision for loan and lease losses$515,0004,497
Total noninterest income$271,0005,773
Gross Fiduciary activities income$01,390
Service charges on deposit accounts$249,0004,238
Trading account gains and fees$0211
Additional Noninterest Income$22,0006,913
Total noninterest expense$860,0007,545
Salaries and employee benefits$450,0007,541
Premises and equipment expense$176,0006,686
Additional noninterest expense$234,0007,639
Pre-tax net operating income$760,0003,426
Securities gains (losses)$03,754
Applicable income taxes$290,0002,056
Income before extraordinary items$470,0003,958
Extraordinary gains, net$034
Net income$470,0003,957
Minority interest net income$0115
Net income of bank and minority interests.$470,0003,957
Net charge-offs$07,246
Cash dividends$04,670
Sale, conversion, retirement of capital stock, net$01,342
Net operating income$470,0003,881
2009-09-30 (YTD Data)Rank
Total interest income$1,864,0006,769
Total interest expense$531,0006,792
Net interest income$1,333,0006,629
Provision for loan and lease losses$380,0004,250
Total noninterest income$196,0005,920
Gross Fiduciary activities income$01,353
Service charges on deposit accounts$179,0004,331
Trading account gains and fees$0212
Additional Noninterest Income$17,0007,090
Total noninterest expense$653,0007,573
Salaries and employee benefits$345,0007,562
Premises and equipment expense$133,0006,726
Additional noninterest expense$175,0007,687
Pre-tax net operating income$496,0003,907
Securities gains (losses)$03,497
Applicable income taxes$198,0002,327
Income before extraordinary items$298,0004,432
Extraordinary gains, net$027
Net income$298,0004,429
Minority interest net income$0118
Net income of bank and minority interests.$298,0004,432
Net charge-offs$06,987
Cash dividends$04,191
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$298,0004,370
2009-06-30 (YTD Data)Rank
Total interest income$1,230,0006,867
Total interest expense$375,0006,825
Net interest income$855,0006,727
Provision for loan and lease losses$245,0004,047
Total noninterest income$121,0006,095
Gross Fiduciary activities income$01,340
Service charges on deposit accounts$110,0004,466
Trading account gains and fees$0193
Additional Noninterest Income$11,0007,209
Total noninterest expense$435,0007,654
Salaries and employee benefits$229,0007,646
Premises and equipment expense$93,0006,717
Additional noninterest expense$113,0007,781
Pre-tax net operating income$296,0004,153
Securities gains (losses)$03,136
Applicable income taxes$118,0002,489
Income before extraordinary items$178,0004,681
Extraordinary gains, net$021
Net income$178,0004,678
Minority interest net income$0112
Net income of bank and minority interests.$178,0004,678
Net charge-offs$06,628
Cash dividends$03,983
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$178,0004,595
2009-03-31 (YTD Data)Rank
Total interest income$584,0007,010
Total interest expense$201,0006,801
Net interest income$383,0006,954
Provision for loan and lease losses$40,0005,160
Total noninterest income$47,0006,455
Gross Fiduciary activities income$01,285
Service charges on deposit accounts$42,0004,925
Trading account gains and fees$0171
Additional Noninterest Income$5,0007,314
Total noninterest expense$215,0007,691
Salaries and employee benefits$118,0007,661
Premises and equipment expense$48,0006,693
Additional noninterest expense$49,0007,870
Pre-tax net operating income$175,0004,258
Securities gains (losses)$02,434
Applicable income taxes$70,0002,552
Income before extraordinary items$105,0004,880
Extraordinary gains, net$015
Net income$105,0004,884
Minority interest net income$0102
Net income of bank and minority interests.$105,0004,883
Net charge-offs$05,728
Cash dividends$03,051
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$105,0004,712
2008-12-31 (YTD Data)Rank
Total interest income$1,585,0007,624
Total interest expense$652,0007,411
Net interest income$933,0007,665
Provision for loan and lease losses$132,0005,711
Total noninterest income$197,0006,507
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$76,0006,237
Trading account gains and fees$0154
Additional Noninterest Income$121,0005,664
Total noninterest expense$990,0007,554
Salaries and employee benefits$586,0007,443
Premises and equipment expense$177,0006,889
Additional noninterest expense$227,0007,764
Pre-tax net operating income$8,0006,283
Securities gains (losses)$03,220
Applicable income taxes$3,0004,759
Income before extraordinary items$5,0006,206
Extraordinary gains, net$039
Net income$5,0006,206
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$07,039
Cash dividends$05,455
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$5,0006,342
2008-09-30 (YTD Data)Rank
Total interest income$1,053,0007,834
Total interest expense$438,0007,632
Net interest income$615,0007,863
Provision for loan and lease losses$102,0005,125
Total noninterest income$144,0006,656
Gross Fiduciary activities income$01,405
Service charges on deposit accounts$26,0006,896
Trading account gains and fees$0148
Additional Noninterest Income$118,0005,326
Total noninterest expense$752,0007,564
Salaries and employee benefits$450,0007,442
Premises and equipment expense$161,0006,579
Additional noninterest expense$141,0007,961
Pre-tax net operating income$-95,0006,899
Securities gains (losses)$03,106
Applicable income taxes$-31,0007,394
Income before extraordinary items$-64,0006,721
Extraordinary gains, net$031
Net income$-64,0006,719
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,534
Cash dividends$04,937
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$-64,0006,901
2008-06-30 (YTD Data)Rank
Total interest income$597,0008,023
Total interest expense$252,0007,876
Net interest income$345,0008,049
Provision for loan and lease losses$72,0004,725
Total noninterest income$16,0008,078
Gross Fiduciary activities income$01,395
Service charges on deposit accounts$12,0007,080
Trading account gains and fees$0149
Additional Noninterest Income$4,0007,989
Total noninterest expense$504,0007,599
Salaries and employee benefits$321,0007,384
Premises and equipment expense$108,0006,602
Additional noninterest expense$75,0008,181
Pre-tax net operating income$-215,0007,342
Securities gains (losses)$03,233
Applicable income taxes$-73,0007,806
Income before extraordinary items$-142,0007,318
Extraordinary gains, net$021
Net income$-142,0007,318
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,998
Cash dividends$04,733
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$-142,0007,296
2008-03-31 (YTD Data)Rank
Total interest income$258,0008,187
Total interest expense$106,0008,059
Net interest income$152,0008,198
Provision for loan and lease losses$36,0004,202
Total noninterest income$8,0008,113
Gross Fiduciary activities income$01,326
Service charges on deposit accounts$6,0007,087
Trading account gains and fees$0158
Additional Noninterest Income$2,0008,025
Total noninterest expense$250,0007,646
Salaries and employee benefits$169,0007,336
Premises and equipment expense$54,0006,627
Additional noninterest expense$27,0008,352
Pre-tax net operating income$-126,0007,625
Securities gains (losses)$02,688
Applicable income taxes$-44,0008,005
Income before extraordinary items$-82,0007,603
Extraordinary gains, net$015
Net income$-82,0007,601
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,009
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$-82,0007,556
2007-12-31 (YTD Data)Rank
Total interest income$212,0008,488
Total interest expense$56,0008,420
Net interest income$156,0008,487
Provision for loan and lease losses$28,0006,150
Total noninterest income$1,0008,400
Gross Fiduciary activities income$01,498
Service charges on deposit accounts$07,508
Trading account gains and fees$0178
Additional Noninterest Income$1,0008,298
Total noninterest expense$126,0008,515
Salaries and employee benefits$83,0008,496
Premises and equipment expense$14,0008,471
Additional noninterest expense$29,0008,521
Pre-tax net operating income$3,0007,417
Securities gains (losses)$02,146
Applicable income taxes$1,0005,973
Income before extraordinary items$2,0007,489
Extraordinary gains, net$039
Net income$2,0007,487
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,600
Cash dividends$05,817
Sale, conversion, retirement of capital stock, net$8,000,000216
Net operating income$2,0007,458

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.