Home > Northwest Business Bank > Assets and Liabilities
Northwest Business Bank, Assets and Liabilities
| 2005-09-30 | Rank | |
| # of Employees: | 20 | 6,205 |
| Assets and Liabilities | ||
| Total Assets: | $154,307,000 | 3,605 |
| Cash and due from depository institutions | $5,851,000 | 6,205 |
| Interest-bearing balances | $1,951,000 | 2,035 |
| Securities | $10,548,000 | 6,218 |
| Federal funds sold & reverse repurchase agreements | $758,000 | 4,849 |
| Net loans & leases | $135,051,000 | 2,896 |
| Loan loss allowance | $1,542,000 | 2,943 |
| Trading account assets | $0 | 146 |
| Bank premises and fixed assets | $585,000 | 6,811 |
| Other real estate owned | $0 | 6,205 |
| Goodwill and other intangibles | $0 | 3,310 |
| All other assets | $1,514,000 | 5,723 |
| Life insurance assets | $0 | 341 |
| Total liabilities and capital | $154,307,000 | 3,605 |
| Total liabilities | $136,853,000 | 3,649 |
| Total deposits | $126,004,000 | 3,580 |
| Interest-bearing deposits | $113,368,000 | 3,379 |
| Deposits held in domestic offices | $126,004,000 | 3,576 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $225,000 | 3,428 |
| Trading liabilities | $0 | 63 |
| Other borrowed funds | $9,970,000 | 2,746 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $654,000 | 4,454 |
| Total equity capital | $17,454,000 | 3,326 |
| Total bank equity capital | $17,454,000 | 3,326 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $12,693,000 | 278 |
| Surplus | $0 | 8,180 |
| Undivided profits | $4,761,000 | 4,771 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $59,000 | 6,733 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,225 |
| Income earned, not collected on loans | $647,000 | 4,875 |
| Earning assets | $148,308,000 | 3,476 |
| Long-term assets (5+ years) | $12,419,000 | 4,237 |
| Average Assets, year-to-date | $151,466,250 | 3,571 |
| Average Assets, quarterly | $148,893,000 | 3,666 |
| Volatile liabilities | $66,485,000 | 1,874 |
| Insider loans | $2,559,000 | 2,366 |
| FHLB advances | $9,970,000 | 2,611 |
| Loans and leases held for sale | $0 | 1,843 |
| Unused loan commitments | $33,377,000 | 2,332 |
| Tier 1 (core) risk-based capital | $17,594,000 | 3,204 |
| Tier 2 risk-based capital | $1,542,000 | 2,772 |
| Total risk weighted assets | $139,900,000 | 2,924 |
| Total unused commitments | $33,377,000 | 2,335 |
| Derivatives | $0 | 909 |
| 2005-06-30 | Rank | |
| # of Employees: | 22 | 5,964 |
| Assets and Liabilities | ||
| Total Assets: | $143,479,000 | 3,755 |
| Cash and due from depository institutions | $5,734,000 | 5,964 |
| Interest-bearing balances | $2,241,000 | 1,866 |
| Securities | $11,799,000 | 5,999 |
| Federal funds sold & reverse repurchase agreements | $1,871,000 | 3,617 |
| Net loans & leases | $122,188,000 | 3,059 |
| Loan loss allowance | $1,685,000 | 2,693 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $465,000 | 7,118 |
| Other real estate owned | $0 | 5,964 |
| Goodwill and other intangibles | $0 | 3,307 |
| All other assets | $1,422,000 | 5,739 |
| Life insurance assets | $0 | 339 |
| Total liabilities and capital | $143,479,000 | 3,755 |
| Total liabilities | $126,431,000 | 3,801 |
| Total deposits | $113,256,000 | 3,855 |
| Interest-bearing deposits | $101,506,000 | 3,647 |
| Deposits held in domestic offices | $113,256,000 | 3,852 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $503,000 | 3,188 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $12,095,000 | 2,352 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $577,000 | 4,509 |
| Total equity capital | $17,048,000 | 3,347 |
| Total bank equity capital | $17,048,000 | 3,347 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $12,693,000 | 262 |
| Surplus | $0 | 8,188 |
| Undivided profits | $4,355,000 | 4,929 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $208,000 | 5,210 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,247 |
| Income earned, not collected on loans | $633,000 | 4,596 |
| Earning assets | $138,099,000 | 3,620 |
| Long-term assets (5+ years) | $12,788,000 | 4,224 |
| Average Assets, year-to-date | $150,519,330 | 3,570 |
| Average Assets, quarterly | $147,146,000 | 3,654 |
| Volatile liabilities | $54,488,000 | 2,117 |
| Insider loans | $2,020,000 | 2,755 |
| FHLB advances | $12,095,000 | 2,233 |
| Loans and leases held for sale | $0 | 1,818 |
| Unused loan commitments | $27,533,000 | 2,593 |
| Tier 1 (core) risk-based capital | $17,117,000 | 3,213 |
| Tier 2 risk-based capital | $1,625,000 | 2,616 |
| Total risk weighted assets | $129,903,000 | 3,032 |
| Total unused commitments | $27,533,000 | 2,595 |
| Derivatives | $0 | 866 |
| 2005-03-31 | Rank | |
| # of Employees: | 23 | 5,847 |
| Assets and Liabilities | ||
| Total Assets: | $150,813,000 | 3,602 |
| Cash and due from depository institutions | $12,466,000 | 5,847 |
| Interest-bearing balances | $9,380,000 | 609 |
| Securities | $11,733,000 | 6,104 |
| Federal funds sold & reverse repurchase agreements | $830,000 | 5,228 |
| Net loans & leases | $124,062,000 | 2,976 |
| Loan loss allowance | $1,595,000 | 2,806 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $326,000 | 7,599 |
| Other real estate owned | $0 | 5,847 |
| Goodwill and other intangibles | $0 | 3,297 |
| All other assets | $1,396,000 | 5,782 |
| Life insurance assets | $0 | 333 |
| Total liabilities and capital | $150,813,000 | 3,602 |
| Total liabilities | $134,304,000 | 3,623 |
| Total deposits | $117,584,000 | 3,751 |
| Interest-bearing deposits | $103,292,000 | 3,631 |
| Deposits held in domestic offices | $117,584,000 | 3,748 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,154,000 | 2,529 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $14,920,000 | 2,045 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $646,000 | 4,183 |
| Total equity capital | $16,509,000 | 3,370 |
| Total bank equity capital | $16,509,000 | 3,370 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $12,693,000 | 251 |
| Surplus | $0 | 8,248 |
| Undivided profits | $3,816,000 | 5,155 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $18,000 | 7,356 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,234 |
| Income earned, not collected on loans | $554,000 | 4,967 |
| Earning assets | $146,005,000 | 3,448 |
| Long-term assets (5+ years) | $12,159,000 | 4,370 |
| Average Assets, year-to-date | $154,039,500 | 3,515 |
| Average Assets, quarterly | $154,039,500 | 3,515 |
| Volatile liabilities | $48,779,000 | 2,225 |
| Insider loans | $2,045,000 | 2,707 |
| FHLB advances | $14,920,000 | 1,936 |
| Loans and leases held for sale | $0 | 1,762 |
| Unused loan commitments | $27,294,000 | 2,545 |
| Tier 1 (core) risk-based capital | $16,663,000 | 3,269 |
| Tier 2 risk-based capital | $1,595,000 | 2,630 |
| Total risk weighted assets | $129,371,000 | 3,003 |
| Total unused commitments | $27,294,000 | 2,550 |
| Derivatives | $0 | 790 |
| 2004-12-31 | Rank | |
| # of Employees: | 24 | 5,724 |
| Assets and Liabilities | ||
| Total Assets: | $157,266,000 | 3,458 |
| Cash and due from depository institutions | $22,633,000 | 5,724 |
| Interest-bearing balances | $16,120,000 | 346 |
| Securities | $9,976,000 | 6,465 |
| Federal funds sold & reverse repurchase agreements | $3,190,000 | 3,089 |
| Net loans & leases | $119,933,000 | 3,033 |
| Loan loss allowance | $1,475,000 | 2,969 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $243,000 | 7,909 |
| Other real estate owned | $0 | 5,724 |
| Goodwill and other intangibles | $0 | 3,293 |
| All other assets | $1,291,000 | 5,926 |
| Life insurance assets | $0 | 334 |
| Total liabilities and capital | $157,266,000 | 3,458 |
| Total liabilities | $141,015,000 | 3,473 |
| Total deposits | $125,466,000 | 3,526 |
| Interest-bearing deposits | $98,682,000 | 3,741 |
| Deposits held in domestic offices | $125,466,000 | 3,523 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $289,000 | 3,230 |
| Trading liabilities | $0 | 66 |
| Other borrowed funds | $14,345,000 | 2,116 |
| Subordinated debt | $0 | 272 |
| All other liabilities | $915,000 | 3,307 |
| Total equity capital | $16,251,000 | 3,420 |
| Total bank equity capital | $16,251,000 | 3,420 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $12,693,000 | 240 |
| Surplus | $0 | 8,282 |
| Undivided profits | $3,558,000 | 5,406 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $23,000 | 7,331 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,187 |
| Income earned, not collected on loans | $560,000 | 4,941 |
| Earning assets | $149,219,000 | 3,377 |
| Long-term assets (5+ years) | $11,240,000 | 4,601 |
| Average Assets, year-to-date | $144,371,600 | 3,612 |
| Average Assets, quarterly | $154,081,500 | 3,492 |
| Volatile liabilities | $20,780,000 | 4,038 |
| Insider loans | $2,066,000 | 2,679 |
| FHLB advances | $14,345,000 | 2,000 |
| Loans and leases held for sale | $0 | 1,753 |
| Unused loan commitments | $25,850,000 | 2,540 |
| Tier 1 (core) risk-based capital | $16,304,000 | 3,288 |
| Tier 2 risk-based capital | $1,475,000 | 2,794 |
| Total risk weighted assets | $127,008,000 | 3,024 |
| Total unused commitments | $25,850,000 | 2,541 |
| Derivatives | $0 | 774 |
| 2004-09-30 | Rank | |
| # of Employees: | 24 | 5,726 |
| Assets and Liabilities | ||
| Total Assets: | $150,897,000 | 3,561 |
| Cash and due from depository institutions | $20,239,000 | 5,726 |
| Interest-bearing balances | $12,494,000 | 486 |
| Securities | $7,863,000 | 6,968 |
| Federal funds sold & reverse repurchase agreements | $10,150,000 | 1,113 |
| Net loans & leases | $111,440,000 | 3,205 |
| Loan loss allowance | $1,345,000 | 3,229 |
| Trading account assets | $0 | 149 |
| Bank premises and fixed assets | $268,000 | 7,845 |
| Other real estate owned | $0 | 5,726 |
| Goodwill and other intangibles | $0 | 3,268 |
| All other assets | $937,000 | 6,730 |
| Life insurance assets | $0 | 330 |
| Total liabilities and capital | $150,897,000 | 3,561 |
| Total liabilities | $135,150,000 | 3,566 |
| Total deposits | $129,114,000 | 3,418 |
| Interest-bearing deposits | $93,186,000 | 3,875 |
| Deposits held in domestic offices | $129,114,000 | 3,413 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $829,000 | 2,954 |
| Trading liabilities | $0 | 68 |
| Other borrowed funds | $4,470,000 | 3,786 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $737,000 | 3,925 |
| Total equity capital | $15,747,000 | 3,506 |
| Total bank equity capital | $15,747,000 | 3,506 |
| Perpetual preferred stock | $0 | 124 |
| Common stock | $12,693,000 | 235 |
| Surplus | $0 | 8,313 |
| Undivided profits | $3,054,000 | 5,781 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $33,000 | 7,326 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,251 |
| Income earned, not collected on loans | $521,000 | 5,358 |
| Earning assets | $141,947,000 | 3,476 |
| Long-term assets (5+ years) | $12,145,000 | 4,542 |
| Average Assets, year-to-date | $141,148,000 | 3,674 |
| Average Assets, quarterly | $147,561,500 | 3,596 |
| Volatile liabilities | $19,084,000 | 4,202 |
| Insider loans | $1,591,000 | 3,162 |
| FHLB advances | $4,470,000 | 3,632 |
| Loans and leases held for sale | $0 | 1,808 |
| Unused loan commitments | $19,694,000 | 3,030 |
| Tier 1 (core) risk-based capital | $15,770,000 | 3,369 |
| Tier 2 risk-based capital | $1,345,000 | 2,995 |
| Total risk weighted assets | $118,349,000 | 3,168 |
| Total unused commitments | $19,694,000 | 3,033 |
| Derivatives | $0 | 770 |
| 2004-06-30 | Rank | |
| # of Employees: | 23 | 5,936 |
| Assets and Liabilities | ||
| Total Assets: | $144,226,000 | 3,682 |
| Cash and due from depository institutions | $20,666,000 | 5,936 |
| Interest-bearing balances | $12,969,000 | 478 |
| Securities | $6,923,000 | 7,291 |
| Federal funds sold & reverse repurchase agreements | $12,715,000 | 851 |
| Net loans & leases | $102,714,000 | 3,362 |
| Loan loss allowance | $1,150,000 | 3,628 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $297,000 | 7,785 |
| Other real estate owned | $0 | 5,936 |
| Goodwill and other intangibles | $0 | 3,275 |
| All other assets | $911,000 | 6,757 |
| Life insurance assets | $0 | 323 |
| Total liabilities and capital | $144,226,000 | 3,682 |
| Total liabilities | $129,050,000 | 3,693 |
| Total deposits | $124,974,000 | 3,507 |
| Interest-bearing deposits | $88,786,000 | 4,000 |
| Deposits held in domestic offices | $124,974,000 | 3,504 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $428,000 | 3,307 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $3,000,000 | 4,127 |
| Subordinated debt | $0 | 288 |
| All other liabilities | $648,000 | 3,941 |
| Total equity capital | $15,176,000 | 3,496 |
| Total bank equity capital | $15,176,000 | 3,496 |
| Perpetual preferred stock | $0 | 126 |
| Common stock | $12,693,000 | 232 |
| Surplus | $0 | 8,370 |
| Undivided profits | $2,483,000 | 6,041 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $74,000 | 6,840 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,328 |
| Income earned, not collected on loans | $472,000 | 5,470 |
| Earning assets | $135,321,000 | 3,608 |
| Long-term assets (5+ years) | $8,511,000 | 5,341 |
| Average Assets, year-to-date | $137,898,330 | 3,760 |
| Average Assets, quarterly | $143,387,500 | 3,667 |
| Volatile liabilities | $18,350,000 | 4,202 |
| Insider loans | $1,162,000 | 3,748 |
| FHLB advances | $3,000,000 | 3,962 |
| Loans and leases held for sale | $0 | 1,820 |
| Unused loan commitments | $16,028,000 | 3,446 |
| Tier 1 (core) risk-based capital | $15,272,000 | 3,417 |
| Tier 2 risk-based capital | $1,150,000 | 3,358 |
| Total risk weighted assets | $109,811,000 | 3,329 |
| Total unused commitments | $16,028,000 | 3,449 |
| Derivatives | $0 | 740 |
| 2004-03-31 | Rank | |
| # of Employees: | 23 | 5,928 |
| Assets and Liabilities | ||
| Total Assets: | $142,549,000 | 3,689 |
| Cash and due from depository institutions | $16,955,000 | 5,928 |
| Interest-bearing balances | $10,455,000 | 705 |
| Securities | $6,506,000 | 7,386 |
| Federal funds sold & reverse repurchase agreements | $13,095,000 | 1,112 |
| Net loans & leases | $104,846,000 | 3,237 |
| Loan loss allowance | $1,177,000 | 3,521 |
| Trading account assets | $0 | 144 |
| Bank premises and fixed assets | $323,000 | 7,694 |
| Other real estate owned | $0 | 5,928 |
| Goodwill and other intangibles | $0 | 3,256 |
| All other assets | $824,000 | 6,872 |
| Life insurance assets | $0 | 322 |
| Total liabilities and capital | $142,549,000 | 3,689 |
| Total liabilities | $127,720,000 | 3,689 |
| Total deposits | $120,541,000 | 3,593 |
| Interest-bearing deposits | $84,936,000 | 4,164 |
| Deposits held in domestic offices | $120,541,000 | 3,588 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $212,000 | 3,001 |
| Trading liabilities | $0 | 70 |
| Other borrowed funds | $6,300,000 | 3,072 |
| Subordinated debt | $0 | 287 |
| All other liabilities | $667,000 | 4,169 |
| Total equity capital | $14,829,000 | 3,644 |
| Total bank equity capital | $14,829,000 | 3,644 |
| Perpetual preferred stock | $0 | 129 |
| Common stock | $12,693,000 | 228 |
| Surplus | $0 | 8,403 |
| Undivided profits | $2,136,000 | 6,489 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $517,000 | 4,033 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,356 |
| Income earned, not collected on loans | $456,000 | 5,523 |
| Earning assets | $134,902,000 | 3,602 |
| Long-term assets (5+ years) | $9,523,000 | 5,088 |
| Average Assets, year-to-date | $134,734,500 | 3,827 |
| Average Assets, quarterly | $134,734,500 | 3,827 |
| Volatile liabilities | $21,613,000 | 3,720 |
| Insider loans | $2,149,000 | 2,497 |
| FHLB advances | $6,300,000 | 2,937 |
| Loans and leases held for sale | $0 | 1,884 |
| Unused loan commitments | $15,223,000 | 3,478 |
| Tier 1 (core) risk-based capital | $14,818,000 | 3,449 |
| Tier 2 risk-based capital | $1,177,000 | 3,259 |
| Total risk weighted assets | $114,984,000 | 3,147 |
| Total unused commitments | $15,223,000 | 3,485 |
| Derivatives | $0 | 699 |
| 2003-12-31 | Rank | |
| # of Employees: | 23 | 5,941 |
| Assets and Liabilities | ||
| Total Assets: | $126,920,000 | 4,025 |
| Cash and due from depository institutions | $14,147,000 | 5,941 |
| Interest-bearing balances | $6,801,000 | 925 |
| Securities | $4,972,000 | 7,825 |
| Federal funds sold & reverse repurchase agreements | $13,080,000 | 899 |
| Net loans & leases | $93,680,000 | 3,518 |
| Loan loss allowance | $1,080,000 | 3,744 |
| Trading account assets | $0 | 168 |
| Bank premises and fixed assets | $344,000 | 7,653 |
| Other real estate owned | $0 | 5,941 |
| Goodwill and other intangibles | $0 | 3,237 |
| All other assets | $697,000 | 7,357 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $126,920,000 | 4,025 |
| Total liabilities | $112,564,000 | 4,061 |
| Total deposits | $108,018,000 | 3,910 |
| Interest-bearing deposits | $75,542,000 | 4,522 |
| Deposits held in domestic offices | $108,018,000 | 3,907 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $243,000 | 3,238 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $3,300,000 | 3,894 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $1,003,000 | 3,091 |
| Total equity capital | $14,356,000 | 3,680 |
| Total bank equity capital | $14,356,000 | 3,680 |
| Perpetual preferred stock | $0 | 131 |
| Common stock | $7,963,000 | 417 |
| Surplus | $4,730,000 | 3,538 |
| Undivided profits | $1,663,000 | 6,855 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $442,000 | 4,368 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,287 |
| Income earned, not collected on loans | $400,000 | 6,095 |
| Earning assets | $118,533,000 | 3,948 |
| Long-term assets (5+ years) | $6,746,000 | 5,736 |
| Average Assets, year-to-date | $105,749,200 | 4,503 |
| Average Assets, quarterly | $117,660,000 | 4,250 |
| Volatile liabilities | $19,000,000 | 4,048 |
| Insider loans | $1,137,000 | 3,751 |
| FHLB advances | $3,300,000 | 3,741 |
| Loans and leases held for sale | $0 | 1,789 |
| Unused loan commitments | $17,507,000 | 3,102 |
| Tier 1 (core) risk-based capital | $14,383,000 | 3,521 |
| Tier 2 risk-based capital | $1,080,000 | 3,481 |
| Total risk weighted assets | $106,912,000 | 3,336 |
| Total unused commitments | $17,507,000 | 3,105 |
| Derivatives | $0 | 665 |
| 2003-09-30 | Rank | |
| # of Employees: | 23 | 5,967 |
| Assets and Liabilities | ||
| Total Assets: | $108,400,000 | 4,516 |
| Cash and due from depository institutions | $14,827,000 | 5,967 |
| Interest-bearing balances | $8,187,000 | 908 |
| Securities | $5,496,000 | 7,664 |
| Federal funds sold & reverse repurchase agreements | $5,865,000 | 2,307 |
| Net loans & leases | $81,088,000 | 3,903 |
| Loan loss allowance | $1,212,000 | 3,415 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $359,000 | 7,643 |
| Other real estate owned | $29,000 | 5,967 |
| Goodwill and other intangibles | $0 | 3,226 |
| All other assets | $736,000 | 7,330 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $108,400,000 | 4,516 |
| Total liabilities | $94,411,000 | 4,582 |
| Total deposits | $90,332,000 | 4,449 |
| Interest-bearing deposits | $59,978,000 | 5,301 |
| Deposits held in domestic offices | $90,332,000 | 4,446 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $258,000 | 3,120 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $3,300,000 | 3,861 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $521,000 | 4,909 |
| Total equity capital | $13,989,000 | 3,745 |
| Total bank equity capital | $13,989,000 | 3,745 |
| Perpetual preferred stock | $0 | 137 |
| Common stock | $7,963,000 | 415 |
| Surplus | $4,730,000 | 3,466 |
| Undivided profits | $1,296,000 | 7,270 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $848,000 | 3,207 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $638,000 | 296 |
| Income earned, not collected on loans | $399,000 | 6,280 |
| Earning assets | $100,636,000 | 4,477 |
| Long-term assets (5+ years) | $7,049,000 | 5,683 |
| Average Assets, year-to-date | $100,456,500 | 4,684 |
| Average Assets, quarterly | $102,834,000 | 4,665 |
| Volatile liabilities | $18,804,000 | 4,028 |
| Insider loans | $1,195,000 | 3,641 |
| FHLB advances | $3,300,000 | 3,689 |
| Loans and leases held for sale | $0 | 1,962 |
| Unused loan commitments | $14,497,000 | 3,462 |
| Tier 1 (core) risk-based capital | $14,006,000 | 3,580 |
| Tier 2 risk-based capital | $1,156,000 | 3,278 |
| Total risk weighted assets | $92,419,000 | 3,723 |
| Total unused commitments | $14,497,000 | 3,467 |
| Derivatives | $0 | 666 |
| 2003-06-30 | Rank | |
| # of Employees: | 20 | 6,386 |
| Assets and Liabilities | ||
| Total Assets: | $97,268,000 | 4,862 |
| Cash and due from depository institutions | $10,150,000 | 6,386 |
| Interest-bearing balances | $6,313,000 | 1,234 |
| Securities | $4,872,000 | 7,809 |
| Federal funds sold & reverse repurchase agreements | $8,080,000 | 1,968 |
| Net loans & leases | $73,113,000 | 4,202 |
| Loan loss allowance | $1,103,000 | 3,626 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $336,000 | 7,734 |
| Other real estate owned | $29,000 | 6,386 |
| Goodwill and other intangibles | $0 | 3,182 |
| All other assets | $688,000 | 7,399 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $97,268,000 | 4,862 |
| Total liabilities | $83,510,000 | 4,996 |
| Total deposits | $80,565,000 | 4,837 |
| Interest-bearing deposits | $54,472,000 | 5,656 |
| Deposits held in domestic offices | $80,565,000 | 4,834 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $190,000 | 3,079 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $2,300,000 | 4,191 |
| Subordinated debt | $0 | 266 |
| All other liabilities | $455,000 | 5,336 |
| Total equity capital | $13,758,000 | 3,792 |
| Total bank equity capital | $13,758,000 | 3,792 |
| Perpetual preferred stock | $0 | 140 |
| Common stock | $7,963,000 | 404 |
| Surplus | $4,730,000 | 3,438 |
| Undivided profits | $1,065,000 | 7,553 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,606,000 | 1,974 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $1,070,000 | 208 |
| Income earned, not collected on loans | $385,000 | 6,247 |
| Earning assets | $92,378,000 | 4,724 |
| Long-term assets (5+ years) | $4,891,000 | 6,204 |
| Average Assets, year-to-date | $97,808,670 | 4,768 |
| Average Assets, quarterly | $96,495,000 | 4,852 |
| Volatile liabilities | $18,035,000 | 4,074 |
| Insider loans | $1,258,000 | 3,526 |
| FHLB advances | $2,300,000 | 3,999 |
| Loans and leases held for sale | $0 | 2,044 |
| Unused loan commitments | $11,817,000 | 3,864 |
| Tier 1 (core) risk-based capital | $13,725,000 | 3,588 |
| Tier 2 risk-based capital | $1,040,000 | 3,517 |
| Total risk weighted assets | $83,132,000 | 3,991 |
| Total unused commitments | $11,817,000 | 3,876 |
| Derivatives | $0 | 623 |
| 2003-03-31 | Rank | |
| # of Employees: | 21 | 6,250 |
| Assets and Liabilities | ||
| Total Assets: | $95,722,000 | 4,860 |
| Cash and due from depository institutions | $11,569,000 | 6,250 |
| Interest-bearing balances | $8,744,000 | 973 |
| Securities | $3,189,000 | 8,311 |
| Federal funds sold & reverse repurchase agreements | $9,870,000 | 1,754 |
| Net loans & leases | $70,151,000 | 4,284 |
| Loan loss allowance | $1,392,000 | 2,993 |
| Trading account assets | $0 | 169 |
| Bank premises and fixed assets | $341,000 | 7,741 |
| Other real estate owned | $0 | 6,250 |
| Goodwill and other intangibles | $0 | 3,151 |
| All other assets | $602,000 | 7,701 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $95,722,000 | 4,860 |
| Total liabilities | $82,201,000 | 4,996 |
| Total deposits | $81,036,000 | 4,801 |
| Interest-bearing deposits | $58,256,000 | 5,392 |
| Deposits held in domestic offices | $81,036,000 | 4,798 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $105,000 | 2,965 |
| Trading liabilities | $0 | 79 |
| Other borrowed funds | $600,000 | 5,029 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $460,000 | 5,375 |
| Total equity capital | $13,521,000 | 3,784 |
| Total bank equity capital | $13,521,000 | 3,784 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $7,963,000 | 398 |
| Surplus | $4,730,000 | 3,395 |
| Undivided profits | $828,000 | 7,726 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,546,000 | 1,284 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $1,847,000 | 128 |
| Income earned, not collected on loans | $391,000 | 6,258 |
| Earning assets | $91,954,000 | 4,689 |
| Long-term assets (5+ years) | $12,928,000 | 4,328 |
| Average Assets, year-to-date | $98,079,000 | 4,754 |
| Average Assets, quarterly | $98,079,000 | 4,754 |
| Volatile liabilities | $18,386,000 | 3,991 |
| Insider loans | $1,383,000 | 3,243 |
| FHLB advances | $600,000 | 4,779 |
| Loans and leases held for sale | $0 | 1,961 |
| Unused loan commitments | $13,637,000 | 3,489 |
| Tier 1 (core) risk-based capital | $13,490,000 | 3,597 |
| Tier 2 risk-based capital | $1,005,000 | 3,546 |
| Total risk weighted assets | $80,070,000 | 4,051 |
| Total unused commitments | $13,637,000 | 3,501 |
| Derivatives | $0 | 578 |
| 2002-12-31 | Rank | |
| # of Employees: | 22 | 6,103 |
| Assets and Liabilities | ||
| Total Assets: | $100,436,000 | 4,672 |
| Cash and due from depository institutions | $16,126,000 | 6,103 |
| Interest-bearing balances | $12,069,000 | 652 |
| Securities | $4,525,000 | 7,960 |
| Federal funds sold & reverse repurchase agreements | $9,305,000 | 1,555 |
| Net loans & leases | $69,560,000 | 4,320 |
| Loan loss allowance | $1,165,000 | 3,351 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $349,000 | 7,744 |
| Other real estate owned | $0 | 6,103 |
| Goodwill and other intangibles | $0 | 3,122 |
| All other assets | $571,000 | 7,889 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $100,436,000 | 4,672 |
| Total liabilities | $87,129,000 | 4,774 |
| Total deposits | $85,968,000 | 4,551 |
| Interest-bearing deposits | $65,653,000 | 4,911 |
| Deposits held in domestic offices | $85,968,000 | 4,546 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $218,000 | 3,009 |
| Trading liabilities | $0 | 75 |
| Other borrowed funds | $600,000 | 5,155 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $343,000 | 6,312 |
| Total equity capital | $13,307,000 | 3,784 |
| Total bank equity capital | $13,307,000 | 3,784 |
| Perpetual preferred stock | $0 | 142 |
| Common stock | $7,963,000 | 395 |
| Surplus | $4,730,000 | 3,358 |
| Undivided profits | $614,000 | 8,004 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,190,000 | 1,401 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $1,604,000 | 136 |
| Income earned, not collected on loans | $360,000 | 6,724 |
| Earning assets | $95,459,000 | 4,540 |
| Long-term assets (5+ years) | $10,236,000 | 4,760 |
| Average Assets, year-to-date | $96,622,800 | 4,636 |
| Average Assets, quarterly | $99,199,000 | 4,660 |
| Volatile liabilities | $20,304,000 | 3,702 |
| Insider loans | $1,415,000 | 3,207 |
| FHLB advances | $600,000 | 4,809 |
| Loans and leases held for sale | $0 | 1,889 |
| Unused loan commitments | $11,502,000 | 3,758 |
| Tier 1 (core) risk-based capital | $13,260,000 | 3,592 |
| Tier 2 risk-based capital | $1,008,000 | 3,500 |
| Total risk weighted assets | $80,500,000 | 4,005 |
| Total unused commitments | $11,502,000 | 3,763 |
| Derivatives | $0 | 527 |
| 2001-12-31 | Rank | |
| # of Employees: | 18 | 6,738 |
| Assets and Liabilities | ||
| Total Assets: | $93,434,000 | 4,789 |
| Cash and due from depository institutions | $20,443,000 | 6,738 |
| Interest-bearing balances | $19,612,000 | 351 |
| Securities | $5,162,000 | 7,885 |
| Federal funds sold & reverse repurchase agreements | $7,350,000 | 1,985 |
| Net loans & leases | $59,649,000 | 4,688 |
| Loan loss allowance | $906,000 | 3,881 |
| Trading account assets | $0 | 182 |
| Bank premises and fixed assets | $313,000 | 8,041 |
| Other real estate owned | $0 | 6,738 |
| Goodwill and other intangibles | $0 | 3,095 |
| All other assets | $517,000 | 8,207 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $93,434,000 | 4,789 |
| Total liabilities | $82,834,000 | 4,828 |
| Total deposits | $81,078,000 | 4,625 |
| Interest-bearing deposits | $65,833,000 | 4,793 |
| Deposits held in domestic offices | $81,078,000 | 4,620 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,416 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $1,200,000 | 4,521 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $556,000 | 5,096 |
| Total equity capital | $10,600,000 | 4,295 |
| Total bank equity capital | $10,600,000 | 4,295 |
| Perpetual preferred stock | $0 | 158 |
| Common stock | $7,963,000 | 393 |
| Surplus | $2,930,000 | 4,469 |
| Undivided profits | $-293,000 | 8,945 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,103,000 | 2,505 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,476 |
| Income earned, not collected on loans | $360,000 | 7,011 |
| Earning assets | $91,773,000 | 4,537 |
| Long-term assets (5+ years) | $6,885,000 | 5,567 |
| Average Assets, year-to-date | $68,090,400 | 5,720 |
| Average Assets, quarterly | $83,701,500 | 5,114 |
| Volatile liabilities | $13,457,000 | 4,784 |
| Insider loans | $2,010,000 | 2,382 |
| FHLB advances | $1,200,000 | 4,278 |
| Loans and leases held for sale | $0 | 1,749 |
| Unused loan commitments | $11,714,000 | 3,567 |
| Tier 1 (core) risk-based capital | $10,550,000 | 4,163 |
| Tier 2 risk-based capital | $882,000 | 3,720 |
| Total risk weighted assets | $70,586,000 | 4,303 |
| Total unused commitments | $11,714,000 | 3,575 |
| Derivatives | $0 | 450 |
| 2000-12-31 | Rank | |
| # of Employees: | 15 | 7,445 |
| Assets and Liabilities | ||
| Total Assets: | $53,850,000 | 6,583 |
| Cash and due from depository institutions | $7,136,000 | 7,445 |
| Interest-bearing balances | $6,538,000 | 689 |
| Securities | $4,699,000 | 8,457 |
| Federal funds sold & reverse repurchase agreements | $11,465,000 | 1,052 |
| Net loans & leases | $29,837,000 | 6,832 |
| Loan loss allowance | $524,000 | 5,558 |
| Trading account assets | $0 | 175 |
| Bank premises and fixed assets | $369,000 | 7,999 |
| Other real estate owned | $0 | 7,445 |
| Goodwill and other intangibles | $0 | 3,145 |
| All other assets | $344,000 | 8,913 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $53,850,000 | 6,583 |
| Total liabilities | $46,701,000 | 6,673 |
| Total deposits | $45,977,000 | 6,494 |
| Interest-bearing deposits | $34,150,000 | 6,961 |
| Deposits held in domestic offices | $45,977,000 | 6,492 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $200,000 | 3,495 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $0 | 5,732 |
| Subordinated debt | $0 | 239 |
| All other liabilities | $524,000 | 5,628 |
| Total equity capital | $7,149,000 | 5,710 |
| Total bank equity capital | $7,149,000 | 5,710 |
| Perpetual preferred stock | $0 | 178 |
| Common stock | $7,865,000 | 404 |
| Surplus | $0 | 9,124 |
| Undivided profits | $-716,000 | 9,454 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $216,000 | 5,534 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,385 |
| Income earned, not collected on loans | $202,000 | 7,951 |
| Earning assets | $52,539,000 | 6,385 |
| Long-term assets (5+ years) | $1,646,000 | 7,557 |
| Average Assets, year-to-date | $42,196,800 | 7,251 |
| Average Assets, quarterly | $53,897,500 | 6,526 |
| Volatile liabilities | $9,408,000 | 5,787 |
| Insider loans | $2,050,000 | 2,288 |
| FHLB advances | $0 | 771 |
| Loans and leases held for sale | $0 | 1,442 |
| Unused loan commitments | $3,995,000 | 5,909 |
| Tier 1 (core) risk-based capital | $7,120,000 | 5,607 |
| Tier 2 risk-based capital | $454,100 | 5,720 |
| Total risk weighted assets | $36,258,400 | 6,396 |
| Total unused commitments | $3,995,000 | 5,912 |
| Derivatives | $0 | 481 |
| 1999-12-31 | Rank | |
| # of Employees: | 11 | 8,570 |
| Assets and Liabilities | ||
| Total Assets: | $32,343,000 | 8,324 |
| Cash and due from depository institutions | $5,182,000 | 8,570 |
| Interest-bearing balances | $4,609,000 | 883 |
| Securities | $609,000 | 9,947 |
| Federal funds sold & reverse repurchase agreements | $6,210,000 | 1,552 |
| Net loans & leases | $19,749,000 | 8,010 |
| Loan loss allowance | $274,000 | 7,655 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $426,000 | 8,024 |
| Other real estate owned | $0 | 8,570 |
| Goodwill and other intangibles | $0 | 3,276 |
| All other assets | $167,000 | 9,876 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $32,343,000 | 8,324 |
| Total liabilities | $25,405,000 | 8,619 |
| Total deposits | $25,142,000 | 8,506 |
| Interest-bearing deposits | $23,553,000 | 8,230 |
| Deposits held in domestic offices | $25,142,000 | 8,504 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,093 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $0 | 5,751 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $263,000 | 7,340 |
| Total equity capital | $6,938,000 | 5,699 |
| Total bank equity capital | $6,938,000 | 5,699 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $393,000 | 5,414 |
| Surplus | $7,458,000 | 2,138 |
| Undivided profits | $-913,000 | 9,820 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 9,001 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,502 |
| Income earned, not collected on loans | $116,000 | 8,935 |
| Earning assets | $31,177,000 | 8,141 |
| Long-term assets (5+ years) | $168,000 | 8,861 |
| Average Assets, year-to-date | $21,399,600 | 9,136 |
| Average Assets, quarterly | $27,633,000 | 8,673 |
| Volatile liabilities | $12,467,000 | 4,805 |
| Insider loans | $1,734,000 | 2,496 |
| FHLB advances | $0 | 802 |
| Loans and leases held for sale | $0 | 1,487 |
| Unused loan commitments | $3,439,000 | 6,378 |
| Tier 1 (core) risk-based capital | $6,938,000 | 5,721 |
| Tier 2 risk-based capital | $274,000 | 7,322 |
| Total risk weighted assets | $23,206,700 | 7,792 |
| Total unused commitments | $3,439,000 | 6,383 |
| Derivatives | $0 | 488 |
| 1998-12-31 | Rank | |
| # of Employees: | 11 | 8,764 |
| Assets and Liabilities | ||
| Total Assets: | $14,012,000 | 9,999 |
| Cash and due from depository institutions | $684,000 | 8,764 |
| Interest-bearing balances | $0 | 6,728 |
| Securities | $675,000 | 10,135 |
| Federal funds sold & reverse repurchase agreements | $12,165,000 | 1,412 |
| Net loans & leases | $0 | 10,419 |
| Loan loss allowance | $0 | 10,368 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $468,000 | 7,904 |
| Other real estate owned | $0 | 8,764 |
| Goodwill and other intangibles | $0 | 3,445 |
| All other assets | $20,000 | 10,461 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $14,012,000 | 9,999 |
| Total liabilities | $6,514,000 | 10,316 |
| Total deposits | $6,371,000 | 10,284 |
| Interest-bearing deposits | $6,321,000 | 10,168 |
| Deposits held in domestic offices | $6,371,000 | 10,284 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,214 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,274 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $143,000 | 9,267 |
| Total equity capital | $7,498,000 | 5,495 |
| Total bank equity capital | $7,498,000 | 5,495 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $392,000 | 5,480 |
| Surplus | $7,433,000 | 2,056 |
| Undivided profits | $-327,000 | 9,983 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 9,467 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $0 | 10,330 |
| Earning assets | $12,840,000 | 9,973 |
| Long-term assets (5+ years) | $0 | 9,173 |
| Average Assets, year-to-date | $14,012,000 | 9,955 |
| Average Assets, quarterly | $14,012,000 | 9,985 |
| Volatile liabilities | $200,000 | 10,297 |
| Insider loans | $0 | 9,309 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $0 | 10,110 |
| Tier 1 (core) risk-based capital | $7,498,000 | 5,305 |
| Tier 2 risk-based capital | $0 | 10,335 |
| Total risk weighted assets | $3,710,800 | 10,318 |
| Total unused commitments | $0 | 10,111 |
| Derivatives | $0 | 527 |