Home > Northwest Bank & Trust Company > Net charge- offs to loans
Northwest Bank & Trust Company, Net charge- offs to loans
| 2024-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0060% | 3,892 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0093% | 818 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 239 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 537 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 87 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0992% | 140 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 206 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1713% | 118 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1440% | 4,280 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 2,628 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 505 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,575 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 73 |
| 2024-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0053% | 3,812 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0098% | 668 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 186 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 408 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 65 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1073% | 128 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 165 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1840% | 108 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1460% | 4,283 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 2,405 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 462 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,327 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 69 |
| 2024-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0035% | 2,027 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0195% | 365 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 94 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 247 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 32 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2140% | 76 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 111 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3730% | 47 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1521% | 4,341 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 2,017 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 360 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 1,936 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 60 |
| 2023-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0098% | 3,988 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0010% | 3,370 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 239 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0018% | 4,007 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 66 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 792 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 246 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 740 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0913% | 4,230 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 2,797 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 531 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,715 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 72 |
| 2023-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0072% | 3,838 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 925 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 172 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 416 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 48 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 649 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 206 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 600 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0718% | 4,172 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 2,560 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 458 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,489 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 69 |
| 2023-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0072% | 3,815 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 735 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 127 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 312 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 29 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 531 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 163 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 481 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0687% | 4,192 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 2,355 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 451 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,270 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 63 |
| 2023-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0036% | 3,557 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 512 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 62 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 194 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 18 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 372 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 101 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 332 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0327% | 3,993 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 1,892 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 346 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 1,811 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2022-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0172% | 1,767 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0212% | 553 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 172 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 506 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 64 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1547% | 126 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 205 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3135% | 63 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0308% | 3,852 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7519% | 719 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 495 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7519% | 660 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2022-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0238% | 1,350 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0280% | 395 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 133 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 378 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 47 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1970% | 91 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 163 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3923% | 49 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0394% | 3,883 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1338% | 414 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 459 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.1338% | 378 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2022-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0367% | 1,015 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0414% | 289 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 94 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 298 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 33 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2771% | 72 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 129 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5438% | 42 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0332% | 3,665 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2493% | 378 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.2493% | 348 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2022-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0065% | 3,431 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 527 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 61 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 205 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 23 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 390 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 93 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 357 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0398% | 3,814 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 1,819 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 1,732 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0179% | 1,925 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0659% | 477 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 225 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 744 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2990% | 89 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 242 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5281% | 41 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1244% | 4,241 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4055% | 1,013 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4055% | 923 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0118% | 3,739 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0289% | 684 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 194 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 641 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 77 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1228% | 199 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 216 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2117% | 122 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1094% | 4,253 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1852% | 4,336 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1852% | 4,291 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0145% | 3,836 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0460% | 535 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 159 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 544 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 57 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1861% | 148 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 181 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3184% | 93 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1462% | 4,396 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.2719% | 4,389 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.2719% | 4,346 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0226% | 4,054 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0915% | 294 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 118 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 349 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 31 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3607% | 78 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 133 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6186% | 45 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2578% | 4,585 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.5330% | 4,543 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.5330% | 4,503 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0438% | 2,186 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0609% | 875 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 346 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,060 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0505% | 4,038 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2229% | 219 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5782% | 61 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0059% | 1,333 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0029% | 3,772 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 2,989 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,894 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0594% | 1,758 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0805% | 625 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 273 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 822 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0628% | 4,058 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2863% | 148 |
| Percentage Net Loans Charged-off: Home equity loans | 0.7722% | 46 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,241 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,840 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 2,810 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,714 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0048% | 4,008 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0064% | 4,073 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 191 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 666 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0626% | 4,070 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0070% | 4,030 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 293 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0110% | 4,163 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0068% | 1,544 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.2019% | 4,598 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.2019% | 4,555 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0000% | 2,581 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0129% | 4,330 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 120 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 429 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.1271% | 4,113 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0136% | 4,236 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 210 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0211% | 4,391 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0740% | 902 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.3822% | 4,733 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.3822% | 4,692 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.3849% | 106 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7100% | 79 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 402 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6229% | 181 |
| Percentage Net Loans Charged-off: Multi-family residential | 7.1008% | 9 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1586% | 466 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 494 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2584% | 272 |
| Percentage Net Loans Charged-off: Commercial and industrial | 4.0392% | 106 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2115% | 642 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.2115% | 573 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.8217% | 66 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.9079% | 52 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 304 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.8443% | 115 |
| Percentage Net Loans Charged-off: Multi-family residential | 10.0381% | 4 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0846% | 649 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 408 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1398% | 422 |
| Percentage Net Loans Charged-off: Commercial and industrial | 5.3570% | 70 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5435% | 441 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.5435% | 388 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.0960% | 122 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.3711% | 26 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 234 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.3080% | 74 |
| Percentage Net Loans Charged-off: Multi-family residential | 14.9170% | 3 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0628% | 689 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 333 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1055% | 483 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0354% | 4,216 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.1973% | 282 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 2.1973% | 248 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0366% | 1,747 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0605% | 593 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 153 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 441 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 46 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1464% | 350 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 221 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2499% | 233 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0371% | 4,233 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.2301% | 4,786 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.2301% | 4,758 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4751% | 386 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5956% | 90 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 424 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,145 |
| Percentage Net Loans Charged-off: Multi-family residential | 9.1594% | 4 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2694% | 283 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 568 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4535% | 159 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0659% | 1,797 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1575% | 4,908 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1575% | 4,869 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6106% | 239 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7601% | 44 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 325 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 901 |
| Percentage Net Loans Charged-off: Multi-family residential | 11.4947% | 5 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2492% | 287 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 467 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4170% | 164 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1043% | 1,369 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.2136% | 4,967 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.2136% | 4,931 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8170% | 164 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.0646% | 27 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 257 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 695 |
| Percentage Net Loans Charged-off: Multi-family residential | 16.0942% | 6 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1909% | 365 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 391 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3188% | 210 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0634% | 4,505 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1089% | 4,767 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1089% | 4,723 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0170% | 4,474 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0054% | 4,210 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 165 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 42 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0110% | 4,501 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 288 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0183% | 4,724 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0659% | 4,553 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 2,413 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,294 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2545% | 1,029 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3277% | 292 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 519 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,316 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 180 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6558% | 130 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 680 |
| All other 1-4 family - Percent of loans charged-off, net | 1.1281% | 57 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1274% | 4,908 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2634% | 654 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.2634% | 591 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3339% | 625 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3742% | 207 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 426 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,034 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7440% | 100 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 589 |
| All other 1-4 family - Percent of loans charged-off, net | 1.2851% | 44 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0460% | 1,740 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.7219% | 413 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.7214% | 364 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4392% | 462 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5913% | 126 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 340 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 817 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 105 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.1597% | 66 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 486 |
| All other 1-4 family - Percent of loans charged-off, net | 2.0249% | 27 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0289% | 4,349 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.3859% | 5,367 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.3859% | 5,323 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5779% | 307 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7008% | 90 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 224 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 541 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 65 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.3617% | 57 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 357 |
| All other 1-4 family - Percent of loans charged-off, net | 2.4126% | 23 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2102% | 730 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1864% | 5,106 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1864% | 5,061 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4773% | 517 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5116% | 204 |
| Percentage Net Loans Charged-off:Construction & development | 3.4042% | 42 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,463 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0255% | 4,596 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3239% | 470 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 792 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5610% | 234 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3897% | 1,178 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1981% | 2,776 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1981% | 2,625 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,609 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5087% | 420 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5533% | 166 |
| Percentage Net Loans Charged-off:Construction & development | 4.4581% | 28 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,171 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0358% | 4,642 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1862% | 750 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 687 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3188% | 435 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3771% | 962 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3079% | 2,122 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3079% | 1,964 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,414 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7364% | 278 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7371% | 128 |
| Percentage Net Loans Charged-off:Construction & development | 6.3060% | 30 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 960 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0623% | 4,700 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1009% | 1,149 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 570 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1706% | 799 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8094% | 554 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1484% | 2,486 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1484% | 2,331 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,209 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3865% | 579 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1154% | 778 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 253 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 631 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 90 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2211% | 597 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 408 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3680% | 394 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.4568% | 281 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 2,488 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,340 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 943 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2251% | 1,316 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1631% | 1,119 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 805 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,647 |
| Percentage Net Loans Charged-off: Multi-family residential | 3.0025% | 45 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0125% | 5,302 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 945 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0197% | 5,387 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3416% | 1,225 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9893% | 800 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.0202% | 691 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,449 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0166% | 5,138 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0050% | 4,855 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 691 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,413 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 241 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0100% | 5,246 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 830 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0156% | 5,353 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2633% | 5,510 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2852% | 514 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.2852% | 452 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,309 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0473% | 5,528 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0075% | 4,948 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 555 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,187 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 188 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0152% | 5,381 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 710 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0233% | 5,508 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1924% | 5,427 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0583% | 5,109 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0583% | 5,055 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,136 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0114% | 4,772 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0100% | 5,060 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 369 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 786 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 126 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0204% | 5,435 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 482 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0308% | 5,607 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0359% | 4,711 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1139% | 2,241 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1139% | 2,114 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 911 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6748% | 557 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1622% | 1,750 |
| Percentage Net Loans Charged-off:Construction & development | 0.1182% | 909 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2473% | 1,079 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.1456% | 5,071 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1677% | 1,809 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,143 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2513% | 1,317 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.2464% | 357 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9786% | 946 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.0301% | 800 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,537 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0719% | 3,170 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1848% | 1,441 |
| Percentage Net Loans Charged-off:Construction & development | 0.1727% | 737 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2217% | 988 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.1866% | 5,131 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2306% | 1,342 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,025 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3449% | 928 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.3606% | 5,863 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6378% | 1,356 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7050% | 1,129 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,395 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0037% | 4,262 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1399% | 1,725 |
| Percentage Net Loans Charged-off:Construction & development | 0.2786% | 592 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3295% | 755 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.2809% | 5,168 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0670% | 2,255 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 855 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0989% | 1,929 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.5159% | 6,021 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7364% | 1,153 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7855% | 1,005 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,222 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.3111% | 6,488 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0153% | 5,589 |
| Percentage Net Loans Charged-off:Construction & development | 0.5650% | 358 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,059 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.5708% | 5,212 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0104% | 5,589 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 600 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0152% | 5,705 |
| Percentage Net Loans Charged-off: Commercial and industrial | -1.2722% | 6,268 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2900% | 1,921 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3867% | 1,568 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 938 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1419% | 3,385 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.2685% | 6,615 |
| Percentage Net Loans Charged-off:Construction & development | -3.8011% | 6,156 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.5224% | 6,556 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 619 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3807% | 1,416 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,420 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5232% | 1,049 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6825% | 1,301 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.2146% | 180 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 3.7603% | 183 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,546 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0037% | 5,743 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.5592% | 6,755 |
| Percentage Net Loans Charged-off:Construction & development | -5.1672% | 6,222 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.8542% | 6,671 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 515 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2201% | 1,981 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,261 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2990% | 1,593 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8330% | 1,038 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.6659% | 151 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 4.0233% | 172 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,404 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2562% | 2,183 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.3975% | 6,772 |
| Percentage Net Loans Charged-off:Construction & development | -0.2976% | 5,863 |
| Percentage Net Loans Charged-off: Commercial real estate | -1.2710% | 6,747 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 425 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1504% | 2,247 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,077 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2025% | 1,895 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0612% | 840 |
| Percentage Net Loans Charged-off: Loans to individuals | 7.0900% | 95 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 6.1209% | 105 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,232 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0147% | 5,584 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.9380% | 6,887 |
| Percentage Net Loans Charged-off:Construction & development | -0.5949% | 6,019 |
| Percentage Net Loans Charged-off: Commercial real estate | -2.5829% | 6,831 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 295 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0215% | 2,445 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 767 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0287% | 2,255 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.4563% | 537 |
| Percentage Net Loans Charged-off: Loans to individuals | 6.6444% | 117 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 4.6610% | 169 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 975 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8489% | 1,356 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5466% | 1,822 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,360 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.7040% | 1,212 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.4323% | 381 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4055% | 2,099 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6571% | 893 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3205% | 2,276 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.4446% | 1,090 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4266% | 945 |
| Percentage Net Loans Charged-off: Credit card loans | 1.9189% | 458 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.3899% | 874 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,670 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8214% | 1,334 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3641% | 2,322 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,174 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,867 |
| Percentage Net Loans Charged-off: Multi-family residential | 2.0733% | 286 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4412% | 1,894 |
| Percentage Net Loans Charged-off: Home equity loans | 0.9442% | 637 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2715% | 2,356 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.7865% | 846 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1283% | 1,131 |
| Percentage Net Loans Charged-off: Credit card loans | 3.8004% | 223 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8891% | 1,305 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,486 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.0355% | 1,060 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2887% | 2,484 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,922 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,477 |
| Percentage Net Loans Charged-off: Multi-family residential | 3.6296% | 183 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1743% | 2,734 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3997% | 928 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0987% | 2,988 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.6250% | 620 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0960% | 1,145 |
| Percentage Net Loans Charged-off: Credit card loans | 0.6641% | 635 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.1456% | 981 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,276 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3502% | 2,254 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0115% | 6,444 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,402 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,722 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 388 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0210% | 6,567 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 982 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0280% | 6,611 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.1349% | 906 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2031% | 2,510 |
| Percentage Net Loans Charged-off: Credit card loans | 1.3051% | 436 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0755% | 2,711 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 960 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8286% | 2,093 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4084% | 2,937 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,917 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2693% | 2,529 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 1,014 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5704% | 2,038 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,926 |
| All other 1-4 family - Percent of loans charged-off, net | 0.7495% | 1,596 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.4628% | 1,556 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.3666% | 661 |
| Percentage Net Loans Charged-off: Credit card loans | 3.9975% | 274 |
| Percentage Net Loans Charged-off: Other loans to individual | 2.0721% | 650 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8679% | 1,828 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3948% | 2,749 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,635 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3578% | 1,935 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 856 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4908% | 2,041 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,690 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6421% | 1,645 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.7371% | 1,211 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.8442% | 829 |
| Percentage Net Loans Charged-off: Credit card loans | 4.8892% | 220 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.3980% | 922 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7031% | 2,104 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4129% | 2,530 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,304 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,658 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 678 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7371% | 1,492 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,446 |
| All other 1-4 family - Percent of loans charged-off, net | 0.9569% | 1,181 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0465% | 1,546 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.2783% | 646 |
| Percentage Net Loans Charged-off: Credit card loans | 2.3786% | 422 |
| Percentage Net Loans Charged-off: Other loans to individual | 2.0182% | 588 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7348% | 1,748 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7001% | 1,547 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,696 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,892 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 440 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.2530% | 807 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,026 |
| All other 1-4 family - Percent of loans charged-off, net | 1.6060% | 615 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4412% | 1,694 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.5289% | 577 |
| Percentage Net Loans Charged-off: Credit card loans | 1.7751% | 452 |
| Percentage Net Loans Charged-off: Other loans to individual | 2.4314% | 467 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9392% | 2,304 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4999% | 2,993 |
| Percentage Net Loans Charged-off:Construction & development | 4.1809% | 1,424 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0120% | 3,579 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 1,098 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3145% | 2,924 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,940 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3852% | 2,575 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8857% | 2,688 |
| Percentage Net Loans Charged-off: Loans to individuals | 5.7893% | 253 |
| Percentage Net Loans Charged-off: Credit card loans | 6.1538% | 236 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8241% | 2,394 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5515% | 2,564 |
| Percentage Net Loans Charged-off:Construction & development | 5.2661% | 1,061 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0160% | 3,102 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 888 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2192% | 3,056 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,705 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2662% | 2,741 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2645% | 3,452 |
| Percentage Net Loans Charged-off: Loans to individuals | 6.1546% | 217 |
| Percentage Net Loans Charged-off: Credit card loans | 8.0965% | 162 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.0015% | 1,858 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6773% | 2,100 |
| Percentage Net Loans Charged-off:Construction & development | 6.2656% | 833 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0241% | 2,541 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 710 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2365% | 2,633 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,414 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2843% | 2,338 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1780% | 3,284 |
| Percentage Net Loans Charged-off: Loans to individuals | 7.9886% | 166 |
| Percentage Net Loans Charged-off: Credit card loans | 9.3361% | 134 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.0008% | 1,640 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.0473% | 1,323 |
| Percentage Net Loans Charged-off:Construction & development | 10.7612% | 413 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0477% | 1,746 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 457 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0445% | 7,456 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 974 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0531% | 7,478 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.5241% | 7,277 |
| Percentage Net Loans Charged-off: Loans to individuals | 7.0769% | 227 |
| Percentage Net Loans Charged-off: Credit card loans | 4.3682% | 377 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.0963% | 2,226 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.8958% | 2,064 |
| Percentage Net Loans Charged-off:Construction & development | 0.4469% | 2,983 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.8222% | 1,322 |
| Percentage Net Loans Charged-off: Multi-family residential | 2.1262% | 412 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.9496% | 1,340 |
| Percentage Net Loans Charged-off: Home equity loans | -0.2742% | 5,846 |
| All other 1-4 family - Percent of loans charged-off, net | 1.1492% | 1,122 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.4488% | 2,360 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6829% | 1,638 |
| Percentage Net Loans Charged-off: Credit card loans | 9.4107% | 172 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8343% | 2,295 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.9115% | 1,687 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 3,101 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.1024% | 758 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 708 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.0745% | 1,007 |
| Percentage Net Loans Charged-off: Home equity loans | -0.3786% | 5,885 |
| All other 1-4 family - Percent of loans charged-off, net | 1.3031% | 840 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5381% | 3,069 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2714% | 2,014 |
| Percentage Net Loans Charged-off: Credit card loans | 7.1552% | 256 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9461% | 1,833 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.2621% | 1,146 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,667 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.6530% | 437 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 531 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.4195% | 714 |
| Percentage Net Loans Charged-off: Home equity loans | -0.5852% | 5,931 |
| All other 1-4 family - Percent of loans charged-off, net | 1.7215% | 583 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1324% | 3,454 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0256% | 2,274 |
| Percentage Net Loans Charged-off: Credit card loans | 11.0655% | 126 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5268% | 2,137 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6483% | 1,400 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,865 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,395 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 309 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.2163% | 638 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 827 |
| All other 1-4 family - Percent of loans charged-off, net | 1.3873% | 553 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0123% | 6,788 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4127% | 1,568 |
| Percentage Net Loans Charged-off: Credit card loans | 14.0351% | 96 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.1860% | 1,019 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.8732% | 1,049 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,850 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1063% | 1,726 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 546 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.5621% | 381 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,398 |
| All other 1-4 family - Percent of loans charged-off, net | 1.7291% | 315 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0260% | 1,791 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.9138% | 273 |
| Percentage Net Loans Charged-off: Credit card loans | 11.4033% | 67 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6625% | 1,293 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3433% | 1,534 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,246 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1404% | 1,104 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 377 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5593% | 833 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,108 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6173% | 702 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4298% | 2,189 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.6964% | 242 |
| Percentage Net Loans Charged-off: Credit card loans | 4.7462% | 273 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4051% | 1,666 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4066% | 1,086 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,702 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,334 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 250 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7494% | 535 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 889 |
| All other 1-4 family - Percent of loans charged-off, net | 0.8252% | 446 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0925% | 2,694 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4362% | 1,170 |
| Percentage Net Loans Charged-off: Credit card loans | 2.1053% | 559 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7233% | 723 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7136% | 492 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,119 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 813 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 134 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.3184% | 241 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 563 |
| All other 1-4 family - Percent of loans charged-off, net | 1.4465% | 199 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1906% | 1,644 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.5205% | 580 |
| Percentage Net Loans Charged-off: Credit card loans | 4.2356% | 282 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5160% | 1,054 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3541% | 806 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,563 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5383% | 427 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 289 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3381% | 798 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 938 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3725% | 720 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0166% | 1,154 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6153% | 2,627 |
| Percentage Net Loans Charged-off: Credit card loans | 1.4493% | 767 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4932% | 803 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4228% | 406 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,085 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6592% | 229 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 199 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3876% | 501 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 720 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4274% | 457 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6822% | 1,232 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6219% | 2,243 |
| Percentage Net Loans Charged-off: Credit card loans | 1.7924% | 608 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6975% | 500 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5777% | 247 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 770 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.9936% | 137 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4692% | 393 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 541 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5181% | 349 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0322% | 786 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8623% | 1,536 |
| Percentage Net Loans Charged-off: Credit card loans | 2.7907% | 398 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9007% | 363 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7020% | 177 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 444 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.9748% | 103 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 76 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7124% | 225 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 371 |
| All other 1-4 family - Percent of loans charged-off, net | 0.7890% | 192 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.5916% | 440 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7296% | 1,671 |
| Percentage Net Loans Charged-off: Credit card loans | 0.6260% | 722 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5368% | 673 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1731% | 841 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 832 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0976% | 783 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 200 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2633% | 644 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 709 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2968% | 563 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.5890% | 649 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8994% | 1,669 |
| Percentage Net Loans Charged-off: Credit card loans | 1.4535% | 749 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7189% | 369 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2314% | 482 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 620 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1290% | 555 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 150 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3535% | 391 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 550 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3998% | 351 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.1531% | 382 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1866% | 1,054 |
| Percentage Net Loans Charged-off: Credit card loans | 2.0123% | 546 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.0312% | 241 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2852% | 375 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1912% | 392 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4156% | 330 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 426 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4718% | 293 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.3783% | 246 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5313% | 747 |
| Percentage Net Loans Charged-off: Credit card loans | 2.7415% | 401 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7429% | 379 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1822% | 469 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 268 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3735% | 183 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 51 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0990% | 783 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 311 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1129% | 694 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.6094% | 301 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0624% | 1,223 |
| Percentage Net Loans Charged-off: Credit card loans | 2.3715% | 448 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4046% | 1,111 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0750% | 1,555 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 694 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,340 |
| Percentage Net Loans Charged-off: Multi-family residential | 2.2355% | 47 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0227% | 2,502 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 682 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0260% | 2,306 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.2811% | 924 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2938% | 1,318 |
| Percentage Net Loans Charged-off: Credit card loans | 6.0897% | 204 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2875% | 1,416 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1433% | 866 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 541 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,046 |
| Percentage Net Loans Charged-off: Multi-family residential | 3.4837% | 30 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0824% | 1,379 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 562 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0947% | 1,244 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5625% | 1,440 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0877% | 1,473 |
| Percentage Net Loans Charged-off: Credit card loans | 6.9498% | 151 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2416% | 1,557 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,541 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 425 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 810 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 111 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,147 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 450 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,976 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7787% | 1,071 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3153% | 1,130 |
| Percentage Net Loans Charged-off: Credit card loans | 6.4880% | 199 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0360% | 3,565 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,814 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 235 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 511 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,540 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 338 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,404 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0747% | 1,723 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3758% | 2,945 |
| Percentage Net Loans Charged-off: Credit card loans | 1.9876% | 593 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.2749% | 8,807 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1140% | 1,460 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 758 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,548 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 197 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2051% | 946 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 657 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2360% | 838 |
| Percentage Net Loans Charged-off: Commercial and industrial | -1.7256% | 8,439 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5163% | 3,747 |
| Percentage Net Loans Charged-off: Credit card loans | 0.5291% | 1,515 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3707% | 1,338 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1554% | 986 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 604 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,213 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 155 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2787% | 611 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 554 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3210% | 553 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0293% | 1,100 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5402% | 3,255 |
| Percentage Net Loans Charged-off: Credit card loans | 1.1750% | 1,184 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5588% | 816 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2014% | 755 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 464 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 953 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3617% | 476 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 431 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4170% | 415 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.5907% | 696 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1483% | 1,598 |
| Percentage Net Loans Charged-off: Credit card loans | 3.8350% | 500 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3092% | 1,407 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0418% | 1,401 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 286 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 553 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 70 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0751% | 1,080 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 291 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0868% | 963 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7886% | 956 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.0594% | 812 |
| Percentage Net Loans Charged-off: Credit card loans | 7.2602% | 238 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.2559% | 9,003 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0039% | 3,898 |
| Percentage Net Loans Charged-off:Construction & development | 0.5925% | 290 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.3689% | 8,782 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 186 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1514% | 1,386 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 639 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1729% | 1,264 |
| Percentage Net Loans Charged-off: Commercial and industrial | -1.3994% | 8,614 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7228% | 3,268 |
| Percentage Net Loans Charged-off: Credit card loans | -1.9766% | 2,783 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.3577% | 9,057 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0052% | 8,103 |
| Percentage Net Loans Charged-off:Construction & development | 0.7712% | 213 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.4891% | 8,844 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 138 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1829% | 1,010 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 519 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2082% | 911 |
| Percentage Net Loans Charged-off: Commercial and industrial | -1.8627% | 8,671 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7650% | 2,811 |
| Percentage Net Loans Charged-off: Credit card loans | -2.7017% | 2,787 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.5647% | 9,125 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0367% | 8,622 |
| Percentage Net Loans Charged-off:Construction & development | 1.1053% | 148 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.7369% | 8,890 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2223% | 798 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 421 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2527% | 725 |
| Percentage Net Loans Charged-off: Commercial and industrial | -2.5333% | 8,704 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0319% | 5,928 |
| Percentage Net Loans Charged-off: Credit card loans | -3.9705% | 2,784 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.8363% | 9,173 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1870% | 742 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 326 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1723% | 8,837 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 56 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4413% | 383 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 277 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4998% | 352 |
| Percentage Net Loans Charged-off: Commercial and industrial | -5.0958% | 8,770 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2970% | 1,524 |
| Percentage Net Loans Charged-off: Credit card loans | 3.6571% | 618 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2002-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3164% | 2,609 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1224% | 9,032 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 875 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.4282% | 8,971 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 189 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0144% | 3,010 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 614 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0161% | 2,844 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.4126% | 1,462 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.9825% | 896 |
| Percentage Net Loans Charged-off: Credit card loans | 3.9955% | 696 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2001-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.1302% | 596 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3699% | 534 |
| Percentage Net Loans Charged-off:Construction & development | 2.7347% | 107 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3547% | 535 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2403% | 799 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 610 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2676% | 717 |
| Percentage Net Loans Charged-off: Commercial and industrial | 4.3768% | 415 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.9540% | 842 |
| Percentage Net Loans Charged-off: Credit card loans | 5.1790% | 419 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1327% | 4,044 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1482% | 3,926 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0782% | 9,884 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9284% | 656 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1853% | 11,049 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1018% | 5,588 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0775% | 6,249 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4526% | 2,999 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7875% | 2,782 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |