Home > Northwest Bank & Trust > Income and Expense
Northwest Bank & Trust, Income and Expense
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $3,234,000 | 4,219 |
| Total interest expense | $1,715,000 | 2,494 |
| Net interest income | $1,519,000 | 5,411 |
| Provision for loan and lease losses | $3,948,000 | 773 |
| Total noninterest income | $76,000 | 6,421 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $81,000 | 4,856 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $-5,000 | 7,321 |
| Total noninterest expense | $2,459,000 | 3,671 |
| Salaries and employee benefits | $882,000 | 4,646 |
| Premises and equipment expense | $249,000 | 4,281 |
| Additional noninterest expense | $1,328,000 | 2,489 |
| Pre-tax net operating income | $-4,812,000 | 7,544 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $0 | 4,691 |
| Income before extraordinary items | $-4,812,000 | 7,573 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-4,812,000 | 7,573 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $-4,812,000 | 7,573 |
| Net charge-offs | $6,547,000 | 466 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $6,000 | 998 |
| Net operating income | $-4,812,000 | 7,570 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $1,651,000 | 4,235 |
| Total interest expense | $879,000 | 2,552 |
| Net interest income | $772,000 | 5,395 |
| Provision for loan and lease losses | $1,652,000 | 839 |
| Total noninterest income | $69,000 | 5,656 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $41,000 | 4,830 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $28,000 | 5,531 |
| Total noninterest expense | $1,160,000 | 3,850 |
| Salaries and employee benefits | $449,000 | 4,653 |
| Premises and equipment expense | $127,000 | 4,325 |
| Additional noninterest expense | $584,000 | 2,769 |
| Pre-tax net operating income | $-1,971,000 | 7,593 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $0 | 4,611 |
| Income before extraordinary items | $-1,971,000 | 7,645 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-1,971,000 | 7,647 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $-1,971,000 | 7,647 |
| Net charge-offs | $610,000 | 1,441 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $2,000 | 972 |
| Net operating income | $-1,971,000 | 7,639 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $6,762,000 | 4,272 |
| Total interest expense | $4,106,000 | 2,677 |
| Net interest income | $2,656,000 | 5,682 |
| Provision for loan and lease losses | $6,121,000 | 1,221 |
| Total noninterest income | $228,000 | 6,056 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $186,000 | 4,773 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $42,000 | 6,529 |
| Total noninterest expense | $4,166,000 | 4,227 |
| Salaries and employee benefits | $1,893,000 | 4,540 |
| Premises and equipment expense | $503,000 | 4,360 |
| Additional noninterest expense | $1,770,000 | 3,646 |
| Pre-tax net operating income | $-7,403,000 | 7,375 |
| Securities gains (losses) | $233,000 | 1,436 |
| Applicable income taxes | $637,000 | 1,326 |
| Income before extraordinary items | $-7,807,000 | 7,478 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-7,807,000 | 7,475 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $-7,807,000 | 7,477 |
| Net charge-offs | $4,550,000 | 1,234 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $940,000 | 442 |
| Net operating income | $-8,040,000 | 7,495 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $5,120,000 | 4,303 |
| Total interest expense | $3,119,000 | 2,761 |
| Net interest income | $2,001,000 | 5,702 |
| Provision for loan and lease losses | $6,021,000 | 926 |
| Total noninterest income | $157,000 | 6,267 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $139,000 | 4,814 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $18,000 | 7,053 |
| Total noninterest expense | $3,016,000 | 4,343 |
| Salaries and employee benefits | $1,411,000 | 4,585 |
| Premises and equipment expense | $376,000 | 4,409 |
| Additional noninterest expense | $1,229,000 | 3,818 |
| Pre-tax net operating income | $-6,879,000 | 7,615 |
| Securities gains (losses) | $182,000 | 1,356 |
| Applicable income taxes | $-669,000 | 7,426 |
| Income before extraordinary items | $-6,028,000 | 7,652 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $-6,028,000 | 7,652 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $-6,028,000 | 7,652 |
| Net charge-offs | $4,426,000 | 900 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $935,000 | 360 |
| Net operating income | $-6,191,800 | 7,670 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $3,483,000 | 4,281 |
| Total interest expense | $2,046,000 | 2,910 |
| Net interest income | $1,437,000 | 5,524 |
| Provision for loan and lease losses | $904,000 | 2,187 |
| Total noninterest income | $192,000 | 5,295 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $92,000 | 4,810 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $100,000 | 4,791 |
| Total noninterest expense | $1,957,000 | 4,439 |
| Salaries and employee benefits | $957,000 | 4,568 |
| Premises and equipment expense | $251,000 | 4,437 |
| Additional noninterest expense | $749,000 | 4,073 |
| Pre-tax net operating income | $-1,232,000 | 7,134 |
| Securities gains (losses) | $160,000 | 1,164 |
| Applicable income taxes | $-407,000 | 7,527 |
| Income before extraordinary items | $-665,000 | 6,918 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-665,000 | 6,918 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $-665,000 | 6,918 |
| Net charge-offs | $841,000 | 1,783 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $933,000 | 294 |
| Net operating income | $-767,400 | 6,987 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $1,803,000 | 4,225 |
| Total interest expense | $1,024,000 | 2,997 |
| Net interest income | $779,000 | 5,296 |
| Provision for loan and lease losses | $225,000 | 2,683 |
| Total noninterest income | $79,000 | 5,610 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $45,000 | 4,805 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $34,000 | 5,436 |
| Total noninterest expense | $941,000 | 4,485 |
| Salaries and employee benefits | $495,000 | 4,498 |
| Premises and equipment expense | $126,000 | 4,497 |
| Additional noninterest expense | $320,000 | 4,203 |
| Pre-tax net operating income | $-308,000 | 7,077 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $-117,000 | 7,588 |
| Income before extraordinary items | $-191,000 | 7,014 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-191,000 | 7,015 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $-191,000 | 7,015 |
| Net charge-offs | $175,000 | 2,261 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $927,000 | 165 |
| Net operating income | $-191,000 | 6,937 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $8,400,000 | 4,004 |
| Total interest expense | $4,753,000 | 3,094 |
| Net interest income | $3,647,000 | 4,862 |
| Provision for loan and lease losses | $2,254,000 | 1,672 |
| Total noninterest income | $534,000 | 4,702 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $186,000 | 4,931 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $348,000 | 3,837 |
| Total noninterest expense | $4,156,000 | 4,117 |
| Salaries and employee benefits | $2,283,000 | 4,039 |
| Premises and equipment expense | $495,000 | 4,488 |
| Additional noninterest expense | $1,378,000 | 3,853 |
| Pre-tax net operating income | $-2,229,000 | 7,427 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $-819,000 | 7,644 |
| Income before extraordinary items | $-1,410,000 | 7,180 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-1,410,000 | 7,180 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,592,000 | 1,498 |
| Cash dividends | $25,000 | 5,341 |
| Sale, conversion, retirement of capital stock, net | $10,000 | 1,317 |
| Net operating income | $-1,410,000 | 7,286 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $6,514,000 | 3,963 |
| Total interest expense | $3,527,000 | 3,231 |
| Net interest income | $2,987,000 | 4,626 |
| Provision for loan and lease losses | $1,149,000 | 1,696 |
| Total noninterest income | $462,000 | 4,508 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $140,000 | 4,964 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $322,000 | 3,566 |
| Total noninterest expense | $3,047,000 | 4,175 |
| Salaries and employee benefits | $1,716,000 | 4,052 |
| Premises and equipment expense | $370,000 | 4,514 |
| Additional noninterest expense | $961,000 | 3,978 |
| Pre-tax net operating income | $-747,000 | 7,401 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $-284,000 | 7,729 |
| Income before extraordinary items | $-463,000 | 7,159 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $-463,000 | 7,156 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $12,000 | 5,747 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-463,000 | 7,294 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $4,400,000 | 3,980 |
| Total interest expense | $2,318,000 | 3,375 |
| Net interest income | $2,082,000 | 4,471 |
| Provision for loan and lease losses | $253,000 | 2,791 |
| Total noninterest income | $332,000 | 4,405 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $88,000 | 5,077 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $244,000 | 3,391 |
| Total noninterest expense | $2,027,000 | 4,194 |
| Salaries and employee benefits | $1,171,000 | 4,029 |
| Premises and equipment expense | $243,000 | 4,586 |
| Additional noninterest expense | $613,000 | 4,118 |
| Pre-tax net operating income | $134,000 | 6,206 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $51,000 | 4,046 |
| Income before extraordinary items | $83,000 | 6,463 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $83,000 | 6,464 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,998 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $83,000 | 6,400 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $2,253,000 | 4,001 |
| Total interest expense | $1,193,000 | 3,469 |
| Net interest income | $1,060,000 | 4,425 |
| Provision for loan and lease losses | $135,000 | 2,308 |
| Total noninterest income | $171,000 | 4,304 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $40,000 | 5,234 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $131,000 | 3,281 |
| Total noninterest expense | $1,033,000 | 4,147 |
| Salaries and employee benefits | $614,000 | 3,903 |
| Premises and equipment expense | $120,000 | 4,630 |
| Additional noninterest expense | $299,000 | 4,131 |
| Pre-tax net operating income | $63,000 | 6,432 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $24,000 | 4,234 |
| Income before extraordinary items | $39,000 | 6,738 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $39,000 | 6,739 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,009 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $39,000 | 6,638 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $8,827,000 | 4,094 |
| Total interest expense | $4,540,000 | 3,696 |
| Net interest income | $4,287,000 | 4,425 |
| Provision for loan and lease losses | $400,000 | 2,692 |
| Total noninterest income | $369,000 | 5,658 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $131,000 | 5,631 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $238,000 | 4,699 |
| Total noninterest expense | $3,157,000 | 4,848 |
| Salaries and employee benefits | $1,832,000 | 4,689 |
| Premises and equipment expense | $344,000 | 5,453 |
| Additional noninterest expense | $981,000 | 4,723 |
| Pre-tax net operating income | $1,099,000 | 4,547 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $197,000 | 3,860 |
| Income before extraordinary items | $902,000 | 4,539 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $902,000 | 4,540 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $355,000 | 2,076 |
| Cash dividends | $50,000 | 5,584 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $902,000 | 4,528 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $6,529,000 | 4,149 |
| Total interest expense | $3,361,000 | 3,734 |
| Net interest income | $3,168,000 | 4,497 |
| Provision for loan and lease losses | $262,000 | 2,538 |
| Total noninterest income | $241,000 | 5,961 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $86,000 | 5,863 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $155,000 | 5,021 |
| Total noninterest expense | $2,245,000 | 4,986 |
| Salaries and employee benefits | $1,324,000 | 4,782 |
| Premises and equipment expense | $250,000 | 5,523 |
| Additional noninterest expense | $671,000 | 4,916 |
| Pre-tax net operating income | $902,000 | 4,591 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $122,000 | 4,253 |
| Income before extraordinary items | $780,000 | 4,404 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $780,000 | 4,404 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,076 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $780,000 | 4,394 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $4,269,000 | 4,230 |
| Total interest expense | $2,195,000 | 3,772 |
| Net interest income | $2,074,000 | 4,578 |
| Provision for loan and lease losses | $111,000 | 3,142 |
| Total noninterest income | $163,000 | 5,982 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $52,000 | 6,036 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $111,000 | 4,935 |
| Total noninterest expense | $1,444,000 | 5,137 |
| Salaries and employee benefits | $861,000 | 4,891 |
| Premises and equipment expense | $162,000 | 5,630 |
| Additional noninterest expense | $421,000 | 5,115 |
| Pre-tax net operating income | $682,000 | 4,373 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $36,000 | 4,999 |
| Income before extraordinary items | $646,000 | 4,013 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $646,000 | 4,013 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,517 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $646,000 | 4,003 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $2,072,000 | 4,299 |
| Total interest expense | $1,041,000 | 3,907 |
| Net interest income | $1,031,000 | 4,601 |
| Provision for loan and lease losses | $50,000 | 3,068 |
| Total noninterest income | $82,000 | 5,936 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $26,000 | 6,005 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $56,000 | 4,901 |
| Total noninterest expense | $712,000 | 5,192 |
| Salaries and employee benefits | $434,000 | 4,891 |
| Premises and equipment expense | $76,000 | 5,812 |
| Additional noninterest expense | $202,000 | 5,226 |
| Pre-tax net operating income | $351,000 | 4,306 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $0 | 6,196 |
| Income before extraordinary items | $351,000 | 3,812 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $351,000 | 3,813 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,509 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $351,000 | 3,790 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $5,746,000 | 5,154 |
| Total interest expense | $2,688,000 | 4,605 |
| Net interest income | $3,058,000 | 5,471 |
| Provision for loan and lease losses | $410,000 | 2,219 |
| Total noninterest income | $363,000 | 5,796 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $82,000 | 6,411 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $281,000 | 4,434 |
| Total noninterest expense | $2,360,000 | 5,669 |
| Salaries and employee benefits | $1,372,000 | 5,475 |
| Premises and equipment expense | $272,000 | 5,990 |
| Additional noninterest expense | $716,000 | 5,570 |
| Pre-tax net operating income | $651,000 | 6,051 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $0 | 6,600 |
| Income before extraordinary items | $651,000 | 5,649 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $651,000 | 5,650 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $53,000 | 3,999 |
| Cash dividends | $0 | 5,941 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $651,000 | 5,633 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $3,854,000 | 5,475 |
| Total interest expense | $1,719,000 | 4,973 |
| Net interest income | $2,135,000 | 5,725 |
| Provision for loan and lease losses | $237,000 | 2,538 |
| Total noninterest income | $254,000 | 5,980 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $57,000 | 6,566 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $197,000 | 4,564 |
| Total noninterest expense | $1,746,000 | 5,692 |
| Salaries and employee benefits | $1,014,000 | 5,511 |
| Premises and equipment expense | $202,000 | 6,046 |
| Additional noninterest expense | $530,000 | 5,595 |
| Pre-tax net operating income | $406,000 | 6,586 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $0 | 6,687 |
| Income before extraordinary items | $406,000 | 6,203 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $406,000 | 6,204 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $53,000 | 3,110 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $406,000 | 6,208 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $2,348,000 | 5,707 |
| Total interest expense | $1,020,000 | 5,180 |
| Net interest income | $1,328,000 | 5,950 |
| Provision for loan and lease losses | $167,000 | 2,431 |
| Total noninterest income | $180,000 | 5,854 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $34,000 | 6,726 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $146,000 | 4,360 |
| Total noninterest expense | $1,149,000 | 5,751 |
| Salaries and employee benefits | $666,000 | 5,581 |
| Premises and equipment expense | $134,000 | 6,061 |
| Additional noninterest expense | $349,000 | 5,622 |
| Pre-tax net operating income | $192,000 | 7,127 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $0 | 6,706 |
| Income before extraordinary items | $192,000 | 6,811 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $192,000 | 6,813 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $53,000 | 2,422 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $192,000 | 6,820 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $1,087,000 | 5,874 |
| Total interest expense | $485,000 | 5,208 |
| Net interest income | $602,000 | 6,221 |
| Provision for loan and lease losses | $64,000 | 2,738 |
| Total noninterest income | $79,000 | 6,100 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $16,000 | 6,758 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $63,000 | 4,642 |
| Total noninterest expense | $576,000 | 5,749 |
| Salaries and employee benefits | $335,000 | 5,581 |
| Premises and equipment expense | $62,000 | 6,285 |
| Additional noninterest expense | $179,000 | 5,526 |
| Pre-tax net operating income | $41,000 | 7,804 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $0 | 6,588 |
| Income before extraordinary items | $41,000 | 7,673 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $41,000 | 7,673 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $53,000 | 1,440 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $41,000 | 7,675 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $2,988,000 | 6,599 |
| Total interest expense | $1,119,000 | 5,999 |
| Net interest income | $1,869,000 | 6,802 |
| Provision for loan and lease losses | $296,000 | 2,894 |
| Total noninterest income | $280,000 | 6,458 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $45,000 | 7,154 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $235,000 | 4,854 |
| Total noninterest expense | $1,701,000 | 6,562 |
| Salaries and employee benefits | $1,000,000 | 6,347 |
| Premises and equipment expense | $167,000 | 7,092 |
| Additional noninterest expense | $534,000 | 6,388 |
| Pre-tax net operating income | $152,000 | 7,838 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $0 | 6,964 |
| Income before extraordinary items | $152,000 | 7,785 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $152,000 | 7,785 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,618 |
| Cash dividends | $0 | 6,054 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $152,000 | 7,747 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $2,022,000 | 6,841 |
| Total interest expense | $728,000 | 6,256 |
| Net interest income | $1,294,000 | 7,030 |
| Provision for loan and lease losses | $191,000 | 3,034 |
| Total noninterest income | $212,000 | 6,484 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $31,000 | 7,250 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $181,000 | 4,822 |
| Total noninterest expense | $1,327,000 | 6,454 |
| Salaries and employee benefits | $824,000 | 6,034 |
| Premises and equipment expense | $121,000 | 7,144 |
| Additional noninterest expense | $382,000 | 6,492 |
| Pre-tax net operating income | $-12,000 | 8,348 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $0 | 6,976 |
| Income before extraordinary items | $-12,000 | 8,359 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $-12,000 | 8,360 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,144 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $-12,000 | 8,333 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $1,183,000 | 7,110 |
| Total interest expense | $419,000 | 6,493 |
| Net interest income | $764,000 | 7,304 |
| Provision for loan and lease losses | $120,000 | 3,004 |
| Total noninterest income | $175,000 | 6,038 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $18,000 | 7,341 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $157,000 | 4,215 |
| Total noninterest expense | $884,000 | 6,456 |
| Salaries and employee benefits | $547,000 | 6,061 |
| Premises and equipment expense | $85,000 | 7,031 |
| Additional noninterest expense | $252,000 | 6,506 |
| Pre-tax net operating income | $-65,000 | 8,442 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $0 | 6,961 |
| Income before extraordinary items | $-65,000 | 8,483 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $-65,000 | 8,483 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,660 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $-65,000 | 8,456 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $529,000 | 7,378 |
| Total interest expense | $177,000 | 6,832 |
| Net interest income | $352,000 | 7,519 |
| Provision for loan and lease losses | $58,000 | 3,022 |
| Total noninterest income | $106,000 | 5,559 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $9,000 | 7,376 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $97,000 | 3,786 |
| Total noninterest expense | $426,000 | 6,606 |
| Salaries and employee benefits | $254,000 | 6,331 |
| Premises and equipment expense | $42,000 | 7,127 |
| Additional noninterest expense | $130,000 | 6,436 |
| Pre-tax net operating income | $-26,000 | 8,516 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $0 | 6,892 |
| Income before extraordinary items | $-26,000 | 8,541 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $-26,000 | 8,541 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,728 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $-26,000 | 8,515 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $814,000 | 8,559 |
| Total interest expense | $260,000 | 8,242 |
| Net interest income | $554,000 | 8,600 |
| Provision for loan and lease losses | $239,000 | 3,393 |
| Total noninterest income | $54,000 | 8,553 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $16,000 | 7,711 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $38,000 | 7,732 |
| Total noninterest expense | $1,773,000 | 6,411 |
| Salaries and employee benefits | $1,165,000 | 5,779 |
| Premises and equipment expense | $155,000 | 7,265 |
| Additional noninterest expense | $453,000 | 6,827 |
| Pre-tax net operating income | $-1,404,000 | 8,858 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $0 | 7,185 |
| Income before extraordinary items | $-1,404,000 | 8,881 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-1,404,000 | 8,882 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,973 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $13,733,000 | 61 |
| Net operating income | $-1,404,000 | 8,859 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $408,000 | 8,789 |
| Total interest expense | $137,000 | 8,574 |
| Net interest income | $271,000 | 8,817 |
| Provision for loan and lease losses | $167,000 | 3,359 |
| Total noninterest income | $37,000 | 8,641 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $6,000 | 7,841 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $31,000 | 7,667 |
| Total noninterest expense | $1,343,000 | 6,338 |
| Salaries and employee benefits | $915,000 | 5,616 |
| Premises and equipment expense | $107,000 | 7,387 |
| Additional noninterest expense | $321,000 | 6,932 |
| Pre-tax net operating income | $-1,202,000 | 8,930 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $0 | 7,220 |
| Income before extraordinary items | $-1,202,000 | 8,947 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $-1,202,000 | 8,948 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,496 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $13,733,000 | 50 |
| Net operating income | $-1,202,000 | 8,932 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $142,000 | 8,981 |
| Total interest expense | $43,000 | 8,885 |
| Net interest income | $99,000 | 8,976 |
| Provision for loan and lease losses | $79,000 | 3,939 |
| Total noninterest income | $14,000 | 8,852 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $1,000 | 7,953 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $13,000 | 8,126 |
| Total noninterest expense | $956,000 | 6,157 |
| Salaries and employee benefits | $654,000 | 5,424 |
| Premises and equipment expense | $61,000 | 7,711 |
| Additional noninterest expense | $241,000 | 6,648 |
| Pre-tax net operating income | $-922,000 | 8,988 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $0 | 7,214 |
| Income before extraordinary items | $-922,000 | 9,007 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-922,000 | 9,007 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,017 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $13,733,000 | 32 |
| Net operating income | $-922,000 | 8,989 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $24,000 | 9,080 |
| Total interest expense | $7,000 | 9,025 |
| Net interest income | $17,000 | 9,076 |
| Provision for loan and lease losses | $6,000 | 5,941 |
| Total noninterest income | $3,000 | 8,980 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $0 | 7,976 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $3,000 | 8,561 |
| Total noninterest expense | $577,000 | 5,580 |
| Salaries and employee benefits | $391,000 | 4,820 |
| Premises and equipment expense | $23,000 | 8,105 |
| Additional noninterest expense | $163,000 | 5,749 |
| Pre-tax net operating income | $-563,000 | 9,050 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $0 | 7,103 |
| Income before extraordinary items | $-563,000 | 9,063 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-563,000 | 9,062 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,097 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $13,473,000 | 19 |
| Net operating income | $-563,000 | 9,044 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.