Home > Northwest Bank of Rockford > Net charge- offs to loans
Northwest Bank of Rockford, Net charge- offs to loans
| 2023-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0289% | 1,721 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0071% | 3,876 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 239 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0149% | 4,265 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 66 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 792 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 246 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 740 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1361% | 4,336 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2965% | 1,651 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 531 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2965% | 1,525 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 72 |
| 2023-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2687% | 325 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0096% | 3,999 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 172 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0206% | 4,338 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 48 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 649 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 206 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 600 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0706% | 237 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1401% | 1,955 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 458 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1401% | 1,888 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 69 |
| 2023-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4069% | 206 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 735 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 127 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 312 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 29 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 531 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 163 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 481 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.6146% | 188 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1891% | 1,612 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 451 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1891% | 1,589 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 63 |
| 2023-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8135% | 93 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 512 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 62 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 194 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 18 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 372 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 101 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 332 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.2340% | 58 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4129% | 1,056 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 346 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4129% | 987 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2022-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0568% | 1,079 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,043 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 172 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 506 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 64 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 805 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 205 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 764 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0990% | 862 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1655% | 1,839 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 495 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1655% | 1,758 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2022-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0619% | 869 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0009% | 3,125 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 133 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 378 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 47 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0031% | 3,532 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 163 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0038% | 3,645 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1298% | 600 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1386% | 1,749 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 459 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1386% | 1,669 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2022-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0305% | 1,115 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0029% | 3,308 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 94 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 298 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 33 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0095% | 3,744 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 129 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0117% | 3,842 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 925 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2271% | 1,367 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2271% | 1,291 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2022-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0383% | 898 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 527 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 61 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 205 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 23 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 390 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 93 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 357 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 640 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4352% | 926 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4352% | 857 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1256% | 724 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0212% | 851 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 225 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0181% | 4,252 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1053% | 241 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0539% | 151 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1167% | 233 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2968% | 557 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0803% | 2,101 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0803% | 1,995 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1621% | 520 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0224% | 761 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 194 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0238% | 4,363 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 77 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1222% | 201 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0367% | 3,380 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1571% | 160 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3958% | 394 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1089% | 1,761 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1089% | 1,652 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2390% | 363 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0340% | 604 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 159 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0356% | 4,500 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 57 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1870% | 146 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0582% | 3,474 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2385% | 122 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5662% | 268 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1492% | 1,446 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1492% | 1,329 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1274% | 571 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0060% | 3,840 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 118 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 349 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 31 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0204% | 4,184 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1201% | 3,584 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 521 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3843% | 306 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 1,666 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 1,563 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9833% | 134 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7815% | 60 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 346 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.3813% | 82 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0259% | 4,351 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 398 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0317% | 4,439 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.5175% | 260 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1559% | 2,226 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1559% | 2,126 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.1724% | 114 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.0101% | 41 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 273 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.8253% | 48 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 74 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0339% | 4,463 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 349 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0415% | 4,535 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.6770% | 200 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1990% | 1,961 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1990% | 1,836 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0200% | 2,326 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0159% | 4,393 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 191 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 666 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 54 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0510% | 4,599 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 293 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0628% | 4,670 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,576 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2292% | 1,866 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2292% | 1,739 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0169% | 2,033 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0206% | 4,477 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 120 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 429 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 26 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0667% | 4,704 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 210 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0829% | 4,749 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,103 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0389% | 4,258 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0389% | 4,228 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9422% | 170 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0141% | 1,742 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 402 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,108 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0482% | 1,045 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0128% | 3,492 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0633% | 868 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.2707% | 143 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0861% | 2,963 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0861% | 2,846 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0986% | 1,488 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0248% | 1,262 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 304 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 880 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 91 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0859% | 641 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0174% | 3,552 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1112% | 512 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2659% | 1,035 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1294% | 2,586 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1294% | 2,458 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0818% | 1,538 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0435% | 886 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 234 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 706 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1503% | 392 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0269% | 3,636 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1927% | 304 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1732% | 1,062 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 2,820 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,712 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0095% | 4,211 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0243% | 4,747 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 153 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 441 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 46 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0835% | 5,004 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0549% | 3,775 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0902% | 5,013 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,103 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 2,391 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,284 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0380% | 2,641 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0688% | 1,000 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 424 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0013% | 1,125 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.5463% | 39 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1316% | 611 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2249% | 180 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1116% | 701 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0230% | 4,188 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.2006% | 4,964 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.2006% | 4,921 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0366% | 2,347 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0736% | 771 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 325 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 901 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.6982% | 28 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1177% | 605 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0187% | 3,655 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1466% | 502 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0309% | 4,246 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.3443% | 5,088 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.3443% | 5,052 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0928% | 1,418 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1674% | 363 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 257 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 695 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.9745% | 19 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3629% | 191 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0285% | 3,747 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4430% | 147 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0458% | 4,392 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.5388% | 5,193 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.5388% | 5,166 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0803% | 1,328 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2000% | 271 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 165 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 42 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6725% | 81 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 288 |
| All other 1-4 family - Percent of loans charged-off, net | 0.8100% | 65 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1324% | 4,802 |
| Percentage Net Loans Charged-off: Loans to individuals | -1.1653% | 5,355 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -1.1653% | 5,325 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6698% | 322 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.9963% | 62 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 519 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.2033% | 110 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.3786% | 74 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.8885% | 79 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0901% | 444 |
| All other 1-4 family - Percent of loans charged-off, net | 1.0440% | 66 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0196% | 4,361 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.4021% | 5,358 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.4021% | 5,323 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1355% | 1,437 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2068% | 447 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 426 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0512% | 5,185 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.5041% | 56 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6845% | 111 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1211% | 344 |
| All other 1-4 family - Percent of loans charged-off, net | 0.7930% | 98 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0218% | 4,282 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.4357% | 5,398 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.6540% | 5,427 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0369% | 2,459 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0642% | 1,041 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 340 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0744% | 5,332 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 105 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3615% | 283 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3885% | 138 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3562% | 302 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0254% | 4,309 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.3289% | 5,323 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.6577% | 5,443 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0080% | 2,695 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0203% | 1,231 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 224 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 541 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 65 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0690% | 881 |
| Percentage Net Loans Charged-off: Home equity loans | 0.7218% | 76 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0590% | 5,282 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0297% | 4,330 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.6645% | 5,500 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.6645% | 5,455 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3954% | 671 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4584% | 249 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 574 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6670% | 234 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 220 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2979% | 523 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1928% | 393 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3170% | 478 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2665% | 1,386 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.5762% | 5,624 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.5762% | 5,586 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2070% | 957 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0523% | 2,621 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0920% | 1,103 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 470 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0827% | 710 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 177 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1485% | 908 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2570% | 302 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1293% | 1,009 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0708% | 4,850 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.5689% | 5,661 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.5689% | 5,620 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2916% | 712 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0082% | 3,414 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0504% | 1,464 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 380 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1278% | 525 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 148 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0533% | 5,434 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2684% | 270 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1095% | 5,655 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1029% | 5,031 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.5644% | 5,678 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.5644% | 5,635 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0773% | 914 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0021% | 3,049 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0116% | 1,598 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 253 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 631 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 90 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0353% | 1,295 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5385% | 143 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0518% | 5,513 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,202 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.5772% | 5,660 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.5772% | 5,611 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0799% | 5,299 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2498% | 1,202 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2819% | 663 |
| Percentage Net Loans Charged-off:Construction & development | 0.3471% | 413 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0154% | 1,498 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.3716% | 78 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4118% | 499 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4504% | 300 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4049% | 527 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1906% | 1,585 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.5901% | 5,863 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.5901% | 5,822 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0844% | 1,080 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0840% | 2,346 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1224% | 1,300 |
| Percentage Net Loans Charged-off:Construction & development | 0.5061% | 325 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,413 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 241 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3077% | 655 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1049% | 606 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3439% | 592 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0185% | 4,500 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.3934% | 5,805 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.3934% | 5,761 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0942% | 940 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0427% | 2,846 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0675% | 1,716 |
| Percentage Net Loans Charged-off:Construction & development | 0.8312% | 228 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,187 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 188 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0954% | 1,552 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2580% | 393 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0672% | 1,718 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0091% | 4,341 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.5882% | 5,935 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.5882% | 5,893 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,136 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0093% | 3,023 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0412% | 1,584 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 369 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 786 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 126 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1269% | 1,100 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 482 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1492% | 963 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0654% | 4,979 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.5735% | 5,914 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.5735% | 5,868 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 911 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9877% | 305 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.1034% | 168 |
| Percentage Net Loans Charged-off:Construction & development | -0.0605% | 5,174 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4339% | 741 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.8429% | 180 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.4611% | 48 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1800% | 4,658 |
| All other 1-4 family - Percent of loans charged-off, net | 2.9195% | 40 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6975% | 1,000 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.2124% | 5,895 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.2124% | 5,840 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2374% | 830 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8979% | 361 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.0924% | 180 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 983 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0612% | 1,476 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.1476% | 141 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.9519% | 37 |
| Percentage Net Loans Charged-off: Home equity loans | -0.5448% | 4,785 |
| All other 1-4 family - Percent of loans charged-off, net | 3.5564% | 30 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3415% | 1,282 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0946% | 5,582 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0946% | 5,517 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2377% | 767 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.3523% | 218 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.6036% | 115 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 833 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0925% | 1,159 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.7782% | 91 |
| Percentage Net Loans Charged-off: 1-4 family residential | 4.3202% | 26 |
| Percentage Net Loans Charged-off: Home equity loans | -0.8219% | 4,834 |
| All other 1-4 family - Percent of loans charged-off, net | 5.2192% | 23 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6537% | 837 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1464% | 2,649 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1464% | 2,500 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,222 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.1540% | 291 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.1066% | 221 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 583 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0235% | 955 |
| Percentage Net Loans Charged-off: Multi-family residential | 3.6859% | 46 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.3838% | 83 |
| Percentage Net Loans Charged-off: Home equity loans | -1.6333% | 4,880 |
| All other 1-4 family - Percent of loans charged-off, net | 3.0902% | 69 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.3716% | 391 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5869% | 1,323 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5869% | 1,206 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 938 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.4343% | 338 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.3706% | 290 |
| Percentage Net Loans Charged-off:Construction & development | 7.1813% | 169 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3970% | 1,226 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0761% | 524 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.4241% | 110 |
| Percentage Net Loans Charged-off: Home equity loans | 3.0083% | 107 |
| All other 1-4 family - Percent of loans charged-off, net | 2.3275% | 133 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.7481% | 644 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0691% | 5,838 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0691% | 5,771 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,546 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.9134% | 208 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.8331% | 184 |
| Percentage Net Loans Charged-off:Construction & development | 10.2122% | 111 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5326% | 920 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.1109% | 415 |
| Percentage Net Loans Charged-off: 1-4 family residential | 3.1221% | 72 |
| Percentage Net Loans Charged-off: Home equity loans | 4.0208% | 85 |
| All other 1-4 family - Percent of loans charged-off, net | 2.9756% | 86 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.3166% | 469 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0897% | 5,814 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0903% | 5,755 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,404 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.0920% | 211 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.1008% | 171 |
| Percentage Net Loans Charged-off:Construction & development | 13.9828% | 87 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.8070% | 631 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.1685% | 328 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.9673% | 116 |
| Percentage Net Loans Charged-off: Home equity loans | 5.7270% | 59 |
| All other 1-4 family - Percent of loans charged-off, net | 2.5238% | 158 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.2417% | 482 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1296% | 5,802 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1296% | 5,747 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,232 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.7540% | 140 |
| Percentage Net Loans Charged-off: Total real estate loans | 3.5318% | 77 |
| Percentage Net Loans Charged-off:Construction & development | 26.7269% | 43 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.6262% | 291 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 295 |
| Percentage Net Loans Charged-off: 1-4 family residential | 4.1187% | 78 |
| Percentage Net Loans Charged-off: Home equity loans | 6.4713% | 56 |
| All other 1-4 family - Percent of loans charged-off, net | 3.7321% | 94 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7196% | 801 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 2,801 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,652 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 975 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 3.8437% | 81 |
| Percentage Net Loans Charged-off: Total real estate loans | 4.9460% | 38 |
| Percentage Net Loans Charged-off:Construction & development | 24.1830% | 59 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.7912% | 465 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.9101% | 328 |
| Percentage Net Loans Charged-off: 1-4 family residential | 5.4788% | 52 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3020% | 1,260 |
| All other 1-4 family - Percent of loans charged-off, net | 6.4080% | 36 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.1260% | 1,316 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0641% | 6,114 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0641% | 6,050 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,670 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 3.3422% | 146 |
| Percentage Net Loans Charged-off: Total real estate loans | 4.8808% | 47 |
| Percentage Net Loans Charged-off:Construction & development | 18.7156% | 116 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.4042% | 262 |
| Percentage Net Loans Charged-off: Multi-family residential | 2.5173% | 258 |
| Percentage Net Loans Charged-off: 1-4 family residential | 5.1932% | 63 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4034% | 1,023 |
| All other 1-4 family - Percent of loans charged-off, net | 6.0644% | 50 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.5292% | 6,588 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1739% | 3,316 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1739% | 3,143 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,486 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 4.7763% | 78 |
| Percentage Net Loans Charged-off: Total real estate loans | 7.0522% | 22 |
| Percentage Net Loans Charged-off:Construction & development | 27.5294% | 64 |
| Percentage Net Loans Charged-off: Commercial real estate | 3.2093% | 200 |
| Percentage Net Loans Charged-off: Multi-family residential | 3.7281% | 178 |
| Percentage Net Loans Charged-off: 1-4 family residential | 7.6076% | 28 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6128% | 766 |
| All other 1-4 family - Percent of loans charged-off, net | 8.8660% | 29 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.7583% | 6,697 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1362% | 3,236 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1362% | 3,057 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,276 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1255% | 6,867 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3834% | 1,895 |
| Percentage Net Loans Charged-off:Construction & development | 0.1994% | 1,273 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,722 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 388 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.1072% | 788 |
| Percentage Net Loans Charged-off: Home equity loans | 0.7979% | 571 |
| All other 1-4 family - Percent of loans charged-off, net | 1.1613% | 745 |
| Percentage Net Loans Charged-off: Commercial and industrial | -1.3982% | 6,847 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2820% | 2,293 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2820% | 2,118 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 960 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.7817% | 380 |
| Percentage Net Loans Charged-off: Total real estate loans | 3.1422% | 267 |
| Percentage Net Loans Charged-off:Construction & development | 10.8652% | 405 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.7596% | 342 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 1,014 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.6867% | 690 |
| Percentage Net Loans Charged-off: Home equity loans | 0.8943% | 897 |
| All other 1-4 family - Percent of loans charged-off, net | 1.8276% | 650 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.9657% | 1,213 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.6625% | 369 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 3.2889% | 377 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1835% | 1,156 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 3.2927% | 257 |
| Percentage Net Loans Charged-off: Total real estate loans | 3.5498% | 214 |
| Percentage Net Loans Charged-off:Construction & development | 10.7900% | 374 |
| Percentage Net Loans Charged-off: Commercial real estate | 3.7516% | 189 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 856 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.4003% | 809 |
| Percentage Net Loans Charged-off: Home equity loans | 0.8816% | 821 |
| All other 1-4 family - Percent of loans charged-off, net | 1.4929% | 757 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.7353% | 813 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.2454% | 430 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 2.8293% | 421 |
| Percentage Net Loans Charged-off: All other loans and lease | 1.0841% | 511 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.8152% | 389 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.5729% | 448 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,304 |
| Percentage Net Loans Charged-off: Commercial real estate | 4.2589% | 171 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 678 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.5984% | 708 |
| Percentage Net Loans Charged-off: Home equity loans | 1.2887% | 603 |
| All other 1-4 family - Percent of loans charged-off, net | 1.6539% | 695 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.4114% | 618 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.8470% | 273 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 4.0384% | 275 |
| Percentage Net Loans Charged-off: All other loans and lease | 1.3163% | 419 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0069% | 6,287 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,921 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,696 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,892 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 440 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,128 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,026 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,913 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0244% | 5,887 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 3,362 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 3,214 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,005 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.7300% | 661 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.4117% | 719 |
| Percentage Net Loans Charged-off:Construction & development | 12.7805% | 398 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1837% | 2,876 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 1,098 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.9483% | 662 |
| Percentage Net Loans Charged-off: Home equity loans | 1.9142% | 499 |
| All other 1-4 family - Percent of loans charged-off, net | 1.9548% | 695 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.7345% | 883 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7580% | 2,668 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.4634% | 648 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 165 |
| 2010-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.7345% | 1,123 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5061% | 2,691 |
| Percentage Net Loans Charged-off:Construction & development | 0.6066% | 2,498 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1006% | 2,771 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 888 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.1527% | 1,082 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,705 |
| All other 1-4 family - Percent of loans charged-off, net | 1.3756% | 925 |
| Percentage Net Loans Charged-off: Commercial and industrial | 5.0958% | 545 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0912% | 4,719 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.8563% | 531 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 143 |
| 2010-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.4449% | 1,321 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5978% | 2,258 |
| Percentage Net Loans Charged-off:Construction & development | 0.8987% | 2,047 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0606% | 2,403 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 710 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.4011% | 863 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,414 |
| All other 1-4 family - Percent of loans charged-off, net | 1.6801% | 747 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.6811% | 792 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1375% | 4,145 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 3.3681% | 309 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 111 |
| 2010-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0887% | 4,532 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0443% | 3,734 |
| Percentage Net Loans Charged-off:Construction & development | 0.1446% | 1,904 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,882 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 457 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0775% | 2,749 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 974 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0932% | 2,526 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2085% | 2,392 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2802% | 3,121 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,171 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 72 |
| 2009-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7573% | 2,928 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.9014% | 2,055 |
| Percentage Net Loans Charged-off:Construction & development | 4.1189% | 1,429 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0087% | 3,337 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.3499% | 731 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4614% | 2,184 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4863% | 1,249 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4562% | 2,109 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3679% | 4,048 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1050% | 2,490 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.1358% | 6,878 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 184 |
| 2009-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8695% | 2,231 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.1587% | 1,391 |
| Percentage Net Loans Charged-off:Construction & development | 5.1880% | 947 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,820 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.4722% | 508 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5112% | 1,752 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,611 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6196% | 1,473 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0870% | 4,208 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4576% | 3,856 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.1791% | 6,927 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 155 |
| 2009-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.1517% | 1,584 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.5278% | 984 |
| Percentage Net Loans Charged-off:Construction & development | 7.1407% | 621 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,247 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 531 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1592% | 2,676 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,287 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1937% | 2,352 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1307% | 3,465 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2730% | 4,178 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,633 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 118 |
| 2009-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0680% | 4,520 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0531% | 3,254 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,865 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,395 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 309 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2118% | 1,817 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 827 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2582% | 1,587 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1068% | 2,510 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2676% | 3,530 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,234 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 81 |
| 2008-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.5821% | 723 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0709% | 4,051 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,850 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,362 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 546 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3272% | 1,666 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2475% | 965 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3461% | 1,508 |
| Percentage Net Loans Charged-off: Commercial and industrial | 5.4007% | 332 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0664% | 2,137 |
| Percentage Net Loans Charged-off: Credit card loans | 7.4405% | 136 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 17.8053% | 138 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 112 |
| 2008-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.9001% | 389 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0950% | 2,980 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,246 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,766 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 377 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4560% | 966 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3412% | 669 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4835% | 877 |
| Percentage Net Loans Charged-off: Commercial and industrial | 6.3755% | 193 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4606% | 3,362 |
| Percentage Net Loans Charged-off: Credit card loans | 7.9405% | 112 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 30.9467% | 71 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 90 |
| 2008-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1869% | 2,860 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0707% | 2,681 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,702 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,334 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 250 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3550% | 1,011 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 889 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4410% | 812 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4741% | 1,680 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6624% | 2,416 |
| Percentage Net Loans Charged-off: Credit card loans | 8.9286% | 96 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,409 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0050% | 4,873 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,687 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,119 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 813 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 134 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,939 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 563 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,774 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0382% | 7,027 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2546% | 1,245 |
| Percentage Net Loans Charged-off: Credit card loans | 14.2857% | 55 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,048 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0000% | 6,600 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1061% | 2,047 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,563 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,679 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 289 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5138% | 514 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0474% | 6,025 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6403% | 410 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.3547% | 7,848 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3710% | 1,103 |
| Percentage Net Loans Charged-off: Credit card loans | 11.8790% | 55 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,751 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0619% | 8,037 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0750% | 1,753 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,085 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,176 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 199 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3531% | 562 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0627% | 6,023 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4457% | 434 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.4477% | 7,852 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4176% | 3,003 |
| Percentage Net Loans Charged-off: Credit card loans | 3.5526% | 310 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,521 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1162% | 8,173 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0672% | 1,494 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 770 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 881 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3079% | 571 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0946% | 6,028 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3939% | 445 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.6495% | 7,934 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7823% | 1,685 |
| Percentage Net Loans Charged-off: Credit card loans | 6.3603% | 128 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,336 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.2207% | 8,318 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1395% | 730 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 444 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 529 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 76 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6043% | 257 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1860% | 6,031 |
| All other 1-4 family - Percent of loans charged-off, net | 0.7673% | 199 |
| Percentage Net Loans Charged-off: Commercial and industrial | -1.2279% | 8,055 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9954% | 1,270 |
| Percentage Net Loans Charged-off: Credit card loans | 12.5654% | 64 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 964 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1290% | 2,786 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0554% | 1,876 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 832 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,308 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 200 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2409% | 713 |
| Percentage Net Loans Charged-off: Home equity loans | 0.7090% | 112 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1373% | 1,102 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3260% | 2,055 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3760% | 3,472 |
| Percentage Net Loans Charged-off: Credit card loans | 7.3069% | 88 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,606 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1668% | 1,869 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0651% | 1,412 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 620 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,012 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 150 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2878% | 477 |
| Percentage Net Loans Charged-off: Home equity loans | 0.7400% | 86 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1862% | 725 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4591% | 1,353 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3456% | 3,225 |
| Percentage Net Loans Charged-off: Credit card loans | 7.6806% | 84 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,412 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0490% | 3,464 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0516% | 1,406 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 815 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2303% | 574 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 426 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2826% | 466 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,652 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5855% | 2,079 |
| Percentage Net Loans Charged-off: Credit card loans | 11.4583% | 57 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,212 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1201% | 1,891 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1039% | 712 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 268 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 498 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 51 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4719% | 255 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 311 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5830% | 208 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1230% | 1,330 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7171% | 1,705 |
| Percentage Net Loans Charged-off: Credit card loans | 12.6316% | 62 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 911 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5237% | 800 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0039% | 3,354 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 694 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,340 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 187 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0165% | 2,633 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 682 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0207% | 2,403 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.2512% | 519 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5708% | 1,003 |
| Percentage Net Loans Charged-off: Credit card loans | 5.3648% | 241 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,616 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4896% | 760 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0053% | 2,839 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 541 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,046 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0218% | 2,161 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 562 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0274% | 1,945 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.0665% | 495 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.0716% | 567 |
| Percentage Net Loans Charged-off: Credit card loans | 6.5574% | 176 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,405 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1725% | 2,058 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,541 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 425 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 810 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 111 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,147 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 450 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,976 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5512% | 1,322 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.2898% | 505 |
| Percentage Net Loans Charged-off: Credit card loans | 6.6419% | 184 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,156 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2136% | 1,514 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,814 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 235 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 511 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,540 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 338 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,404 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0012% | 711 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.2538% | 7,796 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 922 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 839 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4970% | 1,113 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0837% | 1,774 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 758 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1341% | 919 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 197 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0245% | 2,642 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0839% | 431 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0101% | 2,814 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.2888% | 1,108 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.0116% | 385 |
| Percentage Net Loans Charged-off: Credit card loans | 11.8203% | 85 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,643 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4207% | 1,181 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0076% | 3,016 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 604 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0132% | 8,293 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 155 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0542% | 1,806 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 554 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0670% | 1,611 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.1071% | 1,037 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.3112% | 306 |
| Percentage Net Loans Charged-off: Credit card loans | 11.8343% | 87 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,414 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6490% | 686 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0023% | 7,781 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 464 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0203% | 8,410 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0327% | 1,783 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 431 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0402% | 1,614 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.9331% | 598 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.5968% | 503 |
| Percentage Net Loans Charged-off: Credit card loans | 1.1788% | 1,100 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,207 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.2602% | 336 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1281% | 871 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 286 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2157% | 327 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 70 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0159% | 1,460 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 291 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0194% | 1,330 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.7754% | 289 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9879% | 1,815 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,093 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 887 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1283% | 4,304 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0776% | 2,111 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 836 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,593 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 186 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1952% | 1,150 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 639 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2363% | 996 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0946% | 4,141 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0449% | 2,241 |
| Percentage Net Loans Charged-off: Credit card loans | 4.4053% | 514 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,856 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0862% | 4,592 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0467% | 2,195 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 663 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,273 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 138 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1088% | 1,389 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 519 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1314% | 1,242 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0928% | 3,611 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4809% | 3,922 |
| Percentage Net Loans Charged-off: Credit card loans | 2.8928% | 860 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,617 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0869% | 4,199 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,928 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 523 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 978 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,402 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 421 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,287 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1544% | 2,841 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4883% | 3,616 |
| Percentage Net Loans Charged-off: Credit card loans | 4.3321% | 542 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,407 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0253% | 4,752 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,066 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 326 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 618 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 56 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,648 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 277 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,550 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0182% | 7,313 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6025% | 2,876 |
| Percentage Net Loans Charged-off: Credit card loans | 10.6101% | 165 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 993 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2002-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7321% | 1,073 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0141% | 3,521 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 875 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0069% | 1,515 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 189 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0259% | 2,754 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 614 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0309% | 2,539 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.7105% | 1,228 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8976% | 2,679 |
| Percentage Net Loans Charged-off: Credit card loans | 5.8083% | 381 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,956 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2001-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5452% | 1,488 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0439% | 2,497 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 831 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0252% | 1,257 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0825% | 1,713 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 610 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0968% | 1,511 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0994% | 1,668 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0623% | 2,079 |
| Percentage Net Loans Charged-off: Credit card loans | 6.0976% | 312 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,876 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0969% | 4,688 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1047% | 4,723 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2124% | 3,321 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1597% | 4,372 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1844% | 4,299 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5554% | 1,457 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6334% | 1,399 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1939% | 5,474 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1822% | 7,520 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |