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Northway Bank, Income and Expense

2023-12-31 (YTD Data)Rank
Total interest income$51,594,000903
Total interest expense$15,617,000948
Net interest income$35,977,000880
Provision for loan and lease losses$-535,0004,476
Total noninterest income$4,526,0001,259
Gross Fiduciary activities income$0981
Service charges on deposit accounts$965,0001,022
Trading account gains and feesNANA
Additional Noninterest Income$3,561,0001,128
Total noninterest expense$31,721,000853
Salaries and employee benefits$18,892,000802
Premises and equipment expense$4,014,000672
Additional noninterest expense$3,561,0001,128
Pre-tax net operating income$9,317,0001,224
Securities gains (losses)$-1,986,0004,400
Applicable income taxes$974,0001,457
Income before extraordinary items$6,357,0001,457
Extraordinary gains, net$054
Net income$6,357,0001,473
Minority interest net income$088
Net income of bank and minority interests.$6,357,0001,460
Net charge-offs$17,0002,260
Cash dividends$2,400,0001,375
Sale, conversion, retirement of capital stock, net$0540
Net operating income$8,084,8201,226
2023-09-30 (YTD Data)Rank
Total interest income$38,272,000888
Total interest expense$10,958,000935
Net interest income$27,314,000878
Provision for loan and lease losses$03,085
Total noninterest income$3,366,0001,263
Gross Fiduciary activities income$0950
Service charges on deposit accounts$711,0001,037
Trading account gains and feesNANA
Additional Noninterest Income$2,655,0001,128
Total noninterest expense$24,026,000849
Salaries and employee benefits$14,356,000804
Premises and equipment expense$3,037,000668
Additional noninterest expense$2,655,0001,128
Pre-tax net operating income$6,654,0001,344
Securities gains (losses)$-309,0004,287
Applicable income taxes$1,022,0001,273
Income before extraordinary items$5,323,0001,377
Extraordinary gains, net$052
Net income$5,323,0001,388
Minority interest net income$081
Net income of bank and minority interests.$5,323,0001,377
Net charge-offs$-4,0003,620
Cash dividends$1,800,0001,237
Sale, conversion, retirement of capital stock, net$0507
Net operating income$5,582,5601,341
2023-06-30 (YTD Data)Rank
Total interest income$24,893,000882
Total interest expense$6,761,000910
Net interest income$18,132,000890
Provision for loan and lease losses$02,940
Total noninterest income$2,169,0001,239
Gross Fiduciary activities income$0931
Service charges on deposit accounts$465,0001,033
Trading account gains and feesNANA
Additional Noninterest Income$1,704,0001,096
Total noninterest expense$16,298,000812
Salaries and employee benefits$9,798,000778
Premises and equipment expense$2,075,000645
Additional noninterest expense$1,704,0001,095
Pre-tax net operating income$4,003,0001,439
Securities gains (losses)$-110,0004,226
Applicable income taxes$617,0001,352
Income before extraordinary items$3,276,0001,460
Extraordinary gains, net$051
Net income$3,276,0001,477
Minority interest net income$081
Net income of bank and minority interests.$3,276,0001,460
Net charge-offs$15,0001,656
Cash dividends$1,200,0001,249
Sale, conversion, retirement of capital stock, net$0486
Net operating income$3,368,4001,442
2023-03-31 (YTD Data)Rank
Total interest income$11,952,000907
Total interest expense$2,559,000998
Net interest income$9,393,000875
Provision for loan and lease losses$02,612
Total noninterest income$1,049,0001,265
Gross Fiduciary activities income$0913
Service charges on deposit accounts$232,0001,040
Trading account gains and feesNANA
Additional Noninterest Income$817,0001,114
Total noninterest expense$8,478,000794
Salaries and employee benefits$5,247,000737
Premises and equipment expense$1,060,000654
Additional noninterest expense$817,0001,114
Pre-tax net operating income$1,964,0001,489
Securities gains (losses)$-250,0004,472
Applicable income taxes$245,0001,545
Income before extraordinary items$1,469,0001,624
Extraordinary gains, net$04
Net income$1,469,0001,624
Minority interest net income$048
Net income of bank and minority interests.$1,469,0001,624
Net charge-offs$26,0001,016
Cash dividends$600,0001,112
Sale, conversion, retirement of capital stock, net$0430
Net operating income$1,684,0001,483
2022-12-31 (YTD Data)Rank
Total interest income$39,935,000891
Total interest expense$3,622,0001,006
Net interest income$36,313,000872
Provision for loan and lease losses$1,800,000557
Total noninterest income$4,388,0001,295
Gross Fiduciary activities income$01,005
Service charges on deposit accounts$1,122,000928
Trading account gains and feesNANA
Additional Noninterest Income$3,266,0001,188
Total noninterest expense$32,008,000818
Salaries and employee benefits$19,813,000750
Premises and equipment expense$3,848,000691
Additional noninterest expense$3,266,0001,188
Pre-tax net operating income$6,893,0001,665
Securities gains (losses)$-2,708,0004,581
Applicable income taxes$258,0002,511
Income before extraordinary items$3,927,0002,128
Extraordinary gains, net$05
Net income$3,927,0002,127
Minority interest net income$063
Net income of bank and minority interests.$3,927,0002,127
Net charge-offs$-94,0004,263
Cash dividends$2,400,0001,332
Sale, conversion, retirement of capital stock, net$0568
Net operating income$6,472,5201,568
2022-09-30 (YTD Data)Rank
Total interest income$28,352,000898
Total interest expense$1,653,0001,202
Net interest income$26,699,000878
Provision for loan and lease losses$1,050,000600
Total noninterest income$3,317,0001,312
Gross Fiduciary activities income$0968
Service charges on deposit accounts$880,000910
Trading account gains and feesNANA
Additional Noninterest Income$2,437,0001,224
Total noninterest expense$24,179,000810
Salaries and employee benefits$14,954,000744
Premises and equipment expense$2,892,000689
Additional noninterest expense$2,437,0001,224
Pre-tax net operating income$4,787,0001,743
Securities gains (losses)$-5,645,0004,689
Applicable income taxes$-912,0004,720
Income before extraordinary items$54,0004,512
Extraordinary gains, net$04
Net income$54,0004,511
Minority interest net income$057
Net income of bank and minority interests.$54,0004,511
Net charge-offs$-106,0004,313
Cash dividends$1,800,0001,196
Sale, conversion, retirement of capital stock, net$0519
Net operating income$4,513,5501,636
2022-06-30 (YTD Data)Rank
Total interest income$18,044,000900
Total interest expense$829,0001,323
Net interest income$17,215,000883
Provision for loan and lease losses$300,000908
Total noninterest income$2,181,0001,312
Gross Fiduciary activities income$0925
Service charges on deposit accounts$599,000883
Trading account gains and feesNANA
Additional Noninterest Income$1,582,0001,272
Total noninterest expense$16,200,000791
Salaries and employee benefits$10,064,000728
Premises and equipment expense$1,959,000679
Additional noninterest expense$4,177,000900
Pre-tax net operating income$2,896,0001,776
Securities gains (losses)$-3,840,0004,702
Applicable income taxes$-659,0004,736
Income before extraordinary items$-285,0004,661
Extraordinary gains, net$04
Net income$-285,0004,661
Minority interest net income$060
Net income of bank and minority interests.$-285,0004,661
Net charge-offs$-78,0004,323
Cash dividends$1,200,0001,194
Sale, conversion, retirement of capital stock, net$0494
Net operating income$2,748,6001,649
2022-03-31 (YTD Data)Rank
Total interest income$8,712,000911
Total interest expense$358,0001,439
Net interest income$8,354,000887
Provision for loan and lease losses$02,285
Total noninterest income$1,073,0001,314
Gross Fiduciary activities income$0892
Service charges on deposit accounts$294,000889
Trading account gains and feesNANA
Additional Noninterest Income$779,0001,275
Total noninterest expense$8,201,000775
Salaries and employee benefits$5,190,000714
Premises and equipment expense$1,035,000649
Additional noninterest expense$1,976,000927
Pre-tax net operating income$1,226,0001,892
Securities gains (losses)$-1,184,0004,717
Applicable income taxes$-173,0004,737
Income before extraordinary items$215,0003,568
Extraordinary gains, net$04
Net income$215,0003,567
Minority interest net income$050
Net income of bank and minority interests.$215,0003,568
Net charge-offs$-4,0003,570
Cash dividends$600,0001,048
Sale, conversion, retirement of capital stock, net$0453
Net operating income$1,399,0001,544
2021-12-31 (YTD Data)Rank
Total interest income$33,870,000955
Total interest expense$1,687,0001,522
Net interest income$32,183,000913
Provision for loan and lease losses$03,064
Total noninterest income$4,747,0001,351
Gross Fiduciary activities income$0994
Service charges on deposit accounts$1,155,000867
Trading account gains and feesNANA
Additional Noninterest Income$3,592,0001,341
Total noninterest expense$30,181,000843
Salaries and employee benefits$18,567,000783
Premises and equipment expense$4,119,000640
Additional noninterest expense$7,495,000985
Pre-tax net operating income$6,749,0001,682
Securities gains (losses)$4,720,00084
Applicable income taxes$2,180,0001,041
Income before extraordinary items$9,289,0001,209
Extraordinary gains, net$010
Net income$9,289,0001,209
Minority interest net income$074
Net income of bank and minority interests.$9,289,0001,209
Net charge-offs$-11,0003,689
Cash dividends$2,400,0001,369
Sale, conversion, retirement of capital stock, net$0582
Net operating income$5,465,8001,742
2021-09-30 (YTD Data)Rank
Total interest income$24,868,000985
Total interest expense$1,322,0001,550
Net interest income$23,546,000950
Provision for loan and lease losses$02,963
Total noninterest income$3,515,0001,399
Gross Fiduciary activities income$0957
Service charges on deposit accounts$839,000889
Trading account gains and feesNANA
Additional Noninterest Income$2,676,0001,393
Total noninterest expense$22,052,000871
Salaries and employee benefits$13,525,000810
Premises and equipment expense$3,041,000666
Additional noninterest expense$5,486,0001,001
Pre-tax net operating income$5,009,0001,759
Securities gains (losses)$2,088,000115
Applicable income taxes$1,322,0001,254
Income before extraordinary items$5,775,0001,455
Extraordinary gains, net$08
Net income$5,775,0001,454
Minority interest net income$069
Net income of bank and minority interests.$5,775,0001,455
Net charge-offs$-24,0003,947
Cash dividends$1,800,0001,241
Sale, conversion, retirement of capital stock, net$0543
Net operating income$4,083,7201,819
2021-06-30 (YTD Data)Rank
Total interest income$16,107,0001,000
Total interest expense$946,0001,523
Net interest income$15,161,000965
Provision for loan and lease losses$02,862
Total noninterest income$2,379,0001,383
Gross Fiduciary activities income$0951
Service charges on deposit accounts$542,000877
Trading account gains and feesNANA
Additional Noninterest Income$1,837,0001,359
Total noninterest expense$14,898,000855
Salaries and employee benefits$9,151,000798
Premises and equipment expense$2,084,000647
Additional noninterest expense$3,663,000994
Pre-tax net operating income$2,642,0002,040
Securities gains (losses)$2,351,00086
Applicable income taxes$951,0001,176
Income before extraordinary items$4,042,0001,385
Extraordinary gains, net$06
Net income$4,042,0001,385
Minority interest net income$067
Net income of bank and minority interests.$4,042,0001,385
Net charge-offs$-34,0004,241
Cash dividends$1,200,0001,224
Sale, conversion, retirement of capital stock, net$0517
Net operating income$2,137,6902,108
2021-03-31 (YTD Data)Rank
Total interest income$7,967,0001,002
Total interest expense$532,0001,448
Net interest income$7,435,000963
Provision for loan and lease losses$02,741
Total noninterest income$1,195,0001,367
Gross Fiduciary activities income$0922
Service charges on deposit accounts$280,000840
Trading account gains and feesNANA
Additional Noninterest Income$915,0001,350
Total noninterest expense$7,595,000831
Salaries and employee benefits$4,758,000773
Premises and equipment expense$1,085,000629
Additional noninterest expense$1,752,0001,003
Pre-tax net operating income$1,035,0002,320
Securities gains (losses)$1,273,00090
Applicable income taxes$431,0001,253
Income before extraordinary items$1,877,0001,457
Extraordinary gains, net$03
Net income$1,877,0001,457
Minority interest net income$055
Net income of bank and minority interests.$1,877,0001,457
Net charge-offs$10,0001,363
Cash dividends$600,0001,054
Sale, conversion, retirement of capital stock, net$0482
Net operating income$845,8702,398
2020-12-31 (YTD Data)Rank
Total interest income$32,045,000999
Total interest expense$3,161,0001,419
Net interest income$28,884,000940
Provision for loan and lease losses$2,250,000967
Total noninterest income$7,309,000994
Gross Fiduciary activities income$01,030
Service charges on deposit accounts$1,250,000781
Trading account gains and feesNANA
Additional Noninterest Income$6,059,000904
Total noninterest expense$29,849,000817
Salaries and employee benefits$19,130,000743
Premises and equipment expense$3,921,000674
Additional noninterest expense$6,798,0001,010
Pre-tax net operating income$4,094,0002,035
Securities gains (losses)$2,163,000215
Applicable income taxes$959,0001,460
Income before extraordinary items$5,298,0001,562
Extraordinary gains, net$04
Net income$5,298,0001,562
Minority interest net income$072
Net income of bank and minority interests.$5,298,0001,562
Net charge-offs$19,0002,819
Cash dividends$2,400,0001,331
Sale, conversion, retirement of capital stock, net$0566
Net operating income$3,459,4502,057
2020-09-30 (YTD Data)Rank
Total interest income$23,704,0001,007
Total interest expense$2,507,0001,426
Net interest income$21,197,000950
Provision for loan and lease losses$1,500,0001,059
Total noninterest income$5,836,000929
Gross Fiduciary activities income$0981
Service charges on deposit accounts$916,000791
Trading account gains and feesNANA
Additional Noninterest Income$4,920,000820
Total noninterest expense$22,373,000810
Salaries and employee benefits$14,332,000738
Premises and equipment expense$2,944,000658
Additional noninterest expense$5,097,000999
Pre-tax net operating income$3,160,0001,980
Securities gains (losses)$112,0001,155
Applicable income taxes$364,0001,944
Income before extraordinary items$2,908,0001,939
Extraordinary gains, net$04
Net income$2,908,0001,938
Minority interest net income$065
Net income of bank and minority interests.$2,908,0001,939
Net charge-offs$12,0002,686
Cash dividends$1,800,0001,191
Sale, conversion, retirement of capital stock, net$0532
Net operating income$2,808,3201,928
2020-06-30 (YTD Data)Rank
Total interest income$15,910,0001,014
Total interest expense$1,723,0001,482
Net interest income$14,187,000955
Provision for loan and lease losses$750,0001,265
Total noninterest income$3,682,000913
Gross Fiduciary activities income$0970
Service charges on deposit accounts$624,000786
Trading account gains and feesNANA
Additional Noninterest Income$3,058,000798
Total noninterest expense$15,053,000796
Salaries and employee benefits$9,666,000724
Premises and equipment expense$1,983,000649
Additional noninterest expense$3,404,000999
Pre-tax net operating income$2,066,0001,958
Securities gains (losses)$-709,0005,011
Applicable income taxes$25,0003,155
Income before extraordinary items$1,332,0002,411
Extraordinary gains, net$04
Net income$1,332,0002,410
Minority interest net income$065
Net income of bank and minority interests.$1,332,0002,411
Net charge-offs$48,0001,753
Cash dividends$1,200,0001,147
Sale, conversion, retirement of capital stock, net$0504
Net operating income$2,026,8201,780
2020-03-31 (YTD Data)Rank
Total interest income$8,101,0001,010
Total interest expense$881,0001,571
Net interest income$7,220,000937
Provision for loan and lease losses$03,711
Total noninterest income$1,736,000885
Gross Fiduciary activities income$0941
Service charges on deposit accounts$385,000769
Trading account gains and feesNANA
Additional Noninterest Income$1,351,000795
Total noninterest expense$7,713,000782
Salaries and employee benefits$4,996,000700
Premises and equipment expense$1,024,000635
Additional noninterest expense$1,693,0001,012
Pre-tax net operating income$1,243,0001,538
Securities gains (losses)$-2,426,0005,069
Applicable income taxes$-501,0005,026
Income before extraordinary items$-682,0004,984
Extraordinary gains, net$04
Net income$-682,0004,985
Minority interest net income$056
Net income of bank and minority interests.$-682,0004,984
Net charge-offs$11,0001,834
Cash dividends$600,0001,133
Sale, conversion, retirement of capital stock, net$0482
Net operating income$1,234,5401,370
2019-12-31 (YTD Data)Rank
Total interest income$34,674,000960
Total interest expense$4,691,0001,310
Net interest income$29,983,000905
Provision for loan and lease losses$210,0002,300
Total noninterest income$6,047,000987
Gross Fiduciary activities income$01,051
Service charges on deposit accounts$1,620,000761
Trading account gains and fees$0135
Additional Noninterest Income$4,427,000902
Total noninterest expense$29,166,000780
Salaries and employee benefits$18,726,000718
Premises and equipment expense$3,546,000714
Additional noninterest expense$6,894,000978
Pre-tax net operating income$6,654,0001,421
Securities gains (losses)$4,572,00091
Applicable income taxes$2,052,000882
Income before extraordinary items$9,174,0001,003
Extraordinary gains, net$011
Net income$9,174,0001,004
Minority interest net income$076
Net income of bank and minority interests.$9,174,0001,004
Net charge-offs$120,0002,081
Cash dividends$2,400,0001,412
Sale, conversion, retirement of capital stock, net$0626
Net operating income$5,424,9601,467
2019-09-30 (YTD Data)Rank
Total interest income$26,434,000954
Total interest expense$3,752,0001,245
Net interest income$22,682,000900
Provision for loan and lease losses$210,0001,919
Total noninterest income$4,646,000957
Gross Fiduciary activities income$01,014
Service charges on deposit accounts$1,214,000754
Trading account gains and fees$0129
Additional Noninterest Income$3,432,000870
Total noninterest expense$21,732,000782
Salaries and employee benefits$13,833,000724
Premises and equipment expense$2,672,000718
Additional noninterest expense$5,227,000963
Pre-tax net operating income$5,386,0001,365
Securities gains (losses)$3,829,00083
Applicable income taxes$1,733,000849
Income before extraordinary items$7,482,000958
Extraordinary gains, net$011
Net income$7,482,000959
Minority interest net income$072
Net income of bank and minority interests.$7,482,000959
Net charge-offs$34,0002,447
Cash dividends$1,800,0001,287
Sale, conversion, retirement of capital stock, net$0590
Net operating income$4,380,5101,408
2019-06-30 (YTD Data)Rank
Total interest income$17,706,000945
Total interest expense$2,653,0001,162
Net interest income$15,053,000895
Provision for loan and lease losses$210,0001,506
Total noninterest income$2,919,000984
Gross Fiduciary activities income$01,004
Service charges on deposit accounts$792,000767
Trading account gains and fees$0131
Additional Noninterest Income$2,127,000893
Total noninterest expense$14,874,000770
Salaries and employee benefits$9,347,000712
Premises and equipment expense$1,811,000712
Additional noninterest expense$3,716,000915
Pre-tax net operating income$2,888,0001,595
Securities gains (losses)$3,207,00064
Applicable income taxes$1,170,000821
Income before extraordinary items$4,925,000935
Extraordinary gains, net$011
Net income$4,925,000935
Minority interest net income$069
Net income of bank and minority interests.$4,925,000935
Net charge-offs$32,0002,131
Cash dividends$1,200,0001,279
Sale, conversion, retirement of capital stock, net$0573
Net operating income$2,327,3301,661
2019-03-31 (YTD Data)Rank
Total interest income$8,890,000941
Total interest expense$1,322,0001,144
Net interest income$7,568,000894
Provision for loan and lease losses$03,406
Total noninterest income$1,292,0001,035
Gross Fiduciary activities income$0972
Service charges on deposit accounts$382,000777
Trading account gains and fees$0126
Additional Noninterest Income$910,000955
Total noninterest expense$7,233,000784
Salaries and employee benefits$4,515,000734
Premises and equipment expense$941,000687
Additional noninterest expense$1,777,000939
Pre-tax net operating income$1,627,0001,429
Securities gains (losses)$2,356,00044
Applicable income taxes$837,000623
Income before extraordinary items$3,146,000742
Extraordinary gains, net$05
Net income$3,146,000742
Minority interest net income$052
Net income of bank and minority interests.$3,146,000741
Net charge-offs$39,0001,348
Cash dividends$600,0001,170
Sale, conversion, retirement of capital stock, net$0529
Net operating income$1,284,7601,511
2018-12-31 (YTD Data)Rank
Total interest income$34,390,000918
Total interest expense$4,409,0001,038
Net interest income$29,981,000878
Provision for loan and lease losses$390,0001,692
Total noninterest income$4,899,0001,104
Gross Fiduciary activities income$01,098
Service charges on deposit accounts$1,702,000735
Trading account gains and fees$0126
Additional Noninterest Income$3,197,0001,094
Total noninterest expense$28,952,000774
Salaries and employee benefits$18,549,000685
Premises and equipment expense$3,456,000727
Additional noninterest expense$6,947,000969
Pre-tax net operating income$5,538,0001,643
Securities gains (losses)$-1,908,0005,345
Applicable income taxes$-60,0005,284
Income before extraordinary items$3,690,0002,013
Extraordinary gains, net$06
Net income$3,690,0002,011
Minority interest net income$072
Net income of bank and minority interests.$3,690,0002,012
Net charge-offs$487,000971
Cash dividends$2,900,0001,115
Sale, conversion, retirement of capital stock, net$0671
Net operating income$5,598,0001,435
2018-09-30 (YTD Data)Rank
Total interest income$25,126,000929
Total interest expense$3,024,0001,059
Net interest income$22,102,000888
Provision for loan and lease losses$195,0002,019
Total noninterest income$3,692,0001,104
Gross Fiduciary activities income$01,048
Service charges on deposit accounts$1,286,000732
Trading account gains and fees$0138
Additional Noninterest Income$2,406,0001,104
Total noninterest expense$21,447,000782
Salaries and employee benefits$13,642,000701
Premises and equipment expense$2,620,000728
Additional noninterest expense$5,185,000957
Pre-tax net operating income$4,152,0001,633
Securities gains (losses)$1,559,00064
Applicable income taxes$444,0001,901
Income before extraordinary items$5,267,0001,215
Extraordinary gains, net$05
Net income$5,267,0001,214
Minority interest net income$066
Net income of bank and minority interests.$5,267,0001,214
Net charge-offs$419,000810
Cash dividends$2,300,000955
Sale, conversion, retirement of capital stock, net$0633
Net operating income$3,832,7201,560
2018-06-30 (YTD Data)Rank
Total interest income$16,373,000939
Total interest expense$1,847,0001,083
Net interest income$14,526,000900
Provision for loan and lease losses$03,782
Total noninterest income$2,459,0001,107
Gross Fiduciary activities income$01,037
Service charges on deposit accounts$860,000726
Trading account gains and fees$0130
Additional Noninterest Income$1,599,0001,112
Total noninterest expense$14,382,000777
Salaries and employee benefits$9,219,000702
Premises and equipment expense$1,796,000708
Additional noninterest expense$3,367,000977
Pre-tax net operating income$2,603,0001,703
Securities gains (losses)$187,000181
Applicable income taxes$284,0001,908
Income before extraordinary items$2,506,0001,572
Extraordinary gains, net$06
Net income$2,506,0001,571
Minority interest net income$065
Net income of bank and minority interests.$2,506,0001,571
Net charge-offs$228,000862
Cash dividends$1,700,000871
Sale, conversion, retirement of capital stock, net$0620
Net operating income$2,337,7001,652
2018-03-31 (YTD Data)Rank
Total interest income$8,042,000940
Total interest expense$731,0001,271
Net interest income$7,311,000894
Provision for loan and lease losses$03,508
Total noninterest income$1,226,0001,104
Gross Fiduciary activities income$01,003
Service charges on deposit accounts$427,000727
Trading account gains and fees$0123
Additional Noninterest Income$799,0001,081
Total noninterest expense$7,359,000765
Salaries and employee benefits$4,737,000677
Premises and equipment expense$927,000692
Additional noninterest expense$1,695,000956
Pre-tax net operating income$1,178,0001,807
Securities gains (losses)$305,00094
Applicable income taxes$166,0001,740
Income before extraordinary items$1,317,0001,467
Extraordinary gains, net$07
Net income$1,317,0001,467
Minority interest net income$052
Net income of bank and minority interests.$1,317,0001,467
Net charge-offs$22,0001,609
Cash dividends$500,0001,167
Sale, conversion, retirement of capital stock, net$0580
Net operating income$1,045,5501,758
2017-12-31 (YTD Data)Rank
Total interest income$30,948,000930
Total interest expense$2,461,0001,312
Net interest income$28,487,000886
Provision for loan and lease losses$04,227
Total noninterest income$4,960,0001,127
Gross Fiduciary activities income$01,137
Service charges on deposit accounts$1,763,000715
Trading account gains and fees$0151
Additional Noninterest Income$3,197,0001,111
Total noninterest expense$26,235,000826
Salaries and employee benefits$16,147,000761
Premises and equipment expense$3,600,000701
Additional noninterest expense$6,488,000993
Pre-tax net operating income$7,212,0001,282
Securities gains (losses)$2,704,00080
Applicable income taxes$2,434,0001,133
Income before extraordinary items$7,482,000962
Extraordinary gains, net$09
Net income$7,482,000962
Minority interest net income$076
Net income of bank and minority interests.$7,482,000962
Net charge-offs$647,000930
Cash dividends$2,000,0001,415
Sale, conversion, retirement of capital stock, net$0711
Net operating income$5,454,0001,250
2017-09-30 (YTD Data)Rank
Total interest income$23,064,000932
Total interest expense$1,865,0001,271
Net interest income$21,199,000891
Provision for loan and lease losses$04,088
Total noninterest income$4,069,0001,076
Gross Fiduciary activities income$01,093
Service charges on deposit accounts$1,328,000719
Trading account gains and fees$0145
Additional Noninterest Income$2,741,0001,046
Total noninterest expense$19,218,000849
Salaries and employee benefits$11,665,000791
Premises and equipment expense$2,713,000704
Additional noninterest expense$4,840,0001,000
Pre-tax net operating income$6,050,0001,195
Securities gains (losses)$1,602,00090
Applicable income taxes$2,127,000879
Income before extraordinary items$5,525,0001,069
Extraordinary gains, net$09
Net income$5,525,0001,068
Minority interest net income$071
Net income of bank and minority interests.$5,525,0001,069
Net charge-offs$449,000869
Cash dividends$1,500,0001,286
Sale, conversion, retirement of capital stock, net$0677
Net operating income$4,371,5601,257
2017-06-30 (YTD Data)Rank
Total interest income$15,270,000932
Total interest expense$1,282,0001,194
Net interest income$13,988,000896
Provision for loan and lease losses$03,871
Total noninterest income$2,809,0001,051
Gross Fiduciary activities income$01,079
Service charges on deposit accounts$889,000709
Trading account gains and fees$0139
Additional Noninterest Income$1,920,0001,000
Total noninterest expense$12,799,000850
Salaries and employee benefits$7,760,000793
Premises and equipment expense$1,827,000689
Additional noninterest expense$3,212,0001,002
Pre-tax net operating income$3,998,0001,196
Securities gains (losses)$1,179,00082
Applicable income taxes$1,464,000840
Income before extraordinary items$3,713,0001,048
Extraordinary gains, net$011
Net income$3,713,0001,048
Minority interest net income$071
Net income of bank and minority interests.$3,713,0001,048
Net charge-offs$332,000772
Cash dividends$1,000,0001,294
Sale, conversion, retirement of capital stock, net$0659
Net operating income$2,864,1201,269
2017-03-31 (YTD Data)Rank
Total interest income$7,534,000933
Total interest expense$625,0001,189
Net interest income$6,909,000904
Provision for loan and lease losses$03,537
Total noninterest income$1,440,0001,018
Gross Fiduciary activities income$01,045
Service charges on deposit accounts$431,000729
Trading account gains and fees$0142
Additional Noninterest Income$1,009,000946
Total noninterest expense$6,512,000843
Salaries and employee benefits$3,977,000781
Premises and equipment expense$951,000666
Additional noninterest expense$1,584,0001,015
Pre-tax net operating income$1,837,0001,261
Securities gains (losses)$482,00089
Applicable income taxes$660,000891
Income before extraordinary items$1,659,0001,132
Extraordinary gains, net$08
Net income$1,659,0001,131
Minority interest net income$055
Net income of bank and minority interests.$1,659,0001,132
Net charge-offs$173,000659
Cash dividends$500,0001,199
Sale, conversion, retirement of capital stock, net$0632
Net operating income$1,311,9601,338
2016-12-31 (YTD Data)Rank
Total interest income$30,552,000885
Total interest expense$4,110,000718
Net interest income$26,442,000906
Provision for loan and lease losses$04,332
Total noninterest income$5,405,0001,086
Gross Fiduciary activities income$01,172
Service charges on deposit accounts$1,757,000733
Trading account gains and fees$0170
Additional Noninterest Income$3,648,0001,054
Total noninterest expense$29,257,000734
Salaries and employee benefits$17,825,000666
Premises and equipment expense$3,453,000726
Additional noninterest expense$7,979,000834
Pre-tax net operating income$2,590,0002,618
Securities gains (losses)$2,661,000101
Applicable income taxes$1,139,0001,524
Income before extraordinary items$4,112,0001,618
Extraordinary gains, net$05
Net income$4,112,0001,616
Minority interest net income$082
Net income of bank and minority interests.$4,112,0001,617
Net charge-offs$745,000827
Cash dividends$1,500,0001,687
Sale, conversion, retirement of capital stock, net$0759
Net operating income$2,036,4202,704
2016-09-30 (YTD Data)Rank
Total interest income$23,154,000867
Total interest expense$3,369,000658
Net interest income$19,785,000903
Provision for loan and lease losses$04,186
Total noninterest income$3,984,0001,101
Gross Fiduciary activities income$01,132
Service charges on deposit accounts$1,326,000727
Trading account gains and fees$0169
Additional Noninterest Income$2,658,0001,075
Total noninterest expense$19,741,000812
Salaries and employee benefits$10,924,000810
Premises and equipment expense$2,608,000718
Additional noninterest expense$6,209,000807
Pre-tax net operating income$4,028,0001,554
Securities gains (losses)$2,190,00094
Applicable income taxes$1,767,000952
Income before extraordinary items$4,451,0001,222
Extraordinary gains, net$05
Net income$4,451,0001,222
Minority interest net income$071
Net income of bank and minority interests.$4,451,0001,222
Net charge-offs$627,000670
Cash dividends$1,000,0001,652
Sale, conversion, retirement of capital stock, net$0719
Net operating income$2,874,2001,696
2016-06-30 (YTD Data)Rank
Total interest income$15,771,000846
Total interest expense$2,431,000610
Net interest income$13,340,000893
Provision for loan and lease losses$04,017
Total noninterest income$2,378,0001,168
Gross Fiduciary activities income$01,122
Service charges on deposit accounts$896,000711
Trading account gains and fees$0157
Additional Noninterest Income$1,482,0001,200
Total noninterest expense$12,416,000856
Salaries and employee benefits$7,245,000818
Premises and equipment expense$1,724,000720
Additional noninterest expense$3,447,000959
Pre-tax net operating income$3,302,0001,321
Securities gains (losses)$1,195,000118
Applicable income taxes$1,331,000864
Income before extraordinary items$3,166,0001,153
Extraordinary gains, net$016
Net income$3,166,0001,153
Minority interest net income$071
Net income of bank and minority interests.$3,166,0001,153
Net charge-offs$102,0001,603
Cash dividends$500,0001,970
Sale, conversion, retirement of capital stock, net$0705
Net operating income$2,329,5001,437
2016-03-31 (YTD Data)Rank
Total interest income$7,681,000872
Total interest expense$1,244,000590
Net interest income$6,437,000926
Provision for loan and lease losses$03,656
Total noninterest income$1,192,0001,146
Gross Fiduciary activities income$01,076
Service charges on deposit accounts$433,000724
Trading account gains and fees$0142
Additional Noninterest Income$759,0001,137
Total noninterest expense$6,210,000852
Salaries and employee benefits$3,586,000820
Premises and equipment expense$897,000700
Additional noninterest expense$1,727,000947
Pre-tax net operating income$1,419,0001,452
Securities gains (losses)$852,00084
Applicable income taxes$678,000839
Income before extraordinary items$1,593,0001,119
Extraordinary gains, net$012
Net income$1,593,0001,120
Minority interest net income$062
Net income of bank and minority interests.$1,593,0001,120
Net charge-offs$-1,0004,102
Cash dividends$02,895
Sale, conversion, retirement of capital stock, net$0659
Net operating income$996,6001,590
2015-12-31 (YTD Data)Rank
Total interest income$32,947,000781
Total interest expense$5,423,000510
Net interest income$27,524,000822
Provision for loan and lease losses$04,380
Total noninterest income$4,675,0001,174
Gross Fiduciary activities income$01,209
Service charges on deposit accounts$1,970,000669
Trading account gains and fees$0159
Additional Noninterest Income$2,705,0001,250
Total noninterest expense$25,827,000809
Salaries and employee benefits$15,216,000753
Premises and equipment expense$3,293,000743
Additional noninterest expense$7,318,000892
Pre-tax net operating income$6,372,0001,289
Securities gains (losses)$3,067,00068
Applicable income taxes$2,631,000829
Income before extraordinary items$6,808,0001,053
Extraordinary gains, net$023
Net income$6,808,0001,052
Minority interest net income$081
Net income of bank and minority interests.$6,808,0001,053
Net charge-offs$183,0002,065
Cash dividends$12,000,000327
Sale, conversion, retirement of capital stock, net$0804
Net operating income$4,599,7601,418
2015-09-30 (YTD Data)Rank
Total interest income$24,983,000771
Total interest expense$4,099,000509
Net interest income$20,884,000821
Provision for loan and lease losses$04,232
Total noninterest income$3,674,0001,155
Gross Fiduciary activities income$01,169
Service charges on deposit accounts$1,494,000661
Trading account gains and fees$0153
Additional Noninterest Income$2,180,0001,205
Total noninterest expense$19,039,000818
Salaries and employee benefits$11,111,000784
Premises and equipment expense$2,507,000750
Additional noninterest expense$5,421,000907
Pre-tax net operating income$5,519,0001,166
Securities gains (losses)$1,744,000102
Applicable income taxes$2,009,000843
Income before extraordinary items$5,254,0001,006
Extraordinary gains, net$021
Net income$5,254,0001,006
Minority interest net income$078
Net income of bank and minority interests.$5,254,0001,006
Net charge-offs$154,0001,770
Cash dividends$03,825
Sale, conversion, retirement of capital stock, net$0773
Net operating income$3,998,3201,265
2015-06-30 (YTD Data)Rank
Total interest income$16,553,000774
Total interest expense$2,743,000507
Net interest income$13,810,000822
Provision for loan and lease losses$04,069
Total noninterest income$2,483,0001,145
Gross Fiduciary activities income$01,152
Service charges on deposit accounts$988,000645
Trading account gains and fees$0157
Additional Noninterest Income$1,495,0001,186
Total noninterest expense$12,657,000822
Salaries and employee benefits$7,381,000791
Premises and equipment expense$1,693,000745
Additional noninterest expense$3,583,000910
Pre-tax net operating income$3,636,0001,171
Securities gains (losses)$1,332,000111
Applicable income taxes$1,390,000814
Income before extraordinary items$3,578,000993
Extraordinary gains, net$022
Net income$3,578,000993
Minority interest net income$075
Net income of bank and minority interests.$3,578,000993
Net charge-offs$257,0001,022
Cash dividends$03,664
Sale, conversion, retirement of capital stock, net$0751
Net operating income$2,618,9601,273
2015-03-31 (YTD Data)Rank
Total interest income$8,342,000764
Total interest expense$1,364,000507
Net interest income$6,978,000805
Provision for loan and lease losses$03,703
Total noninterest income$1,267,0001,089
Gross Fiduciary activities income$01,118
Service charges on deposit accounts$472,000660
Trading account gains and fees$0152
Additional Noninterest Income$795,0001,097
Total noninterest expense$6,360,000825
Salaries and employee benefits$3,684,000798
Premises and equipment expense$868,000742
Additional noninterest expense$1,808,000884
Pre-tax net operating income$1,885,0001,110
Securities gains (losses)$774,000108
Applicable income taxes$776,000749
Income before extraordinary items$1,883,000912
Extraordinary gains, net$013
Net income$1,883,000913
Minority interest net income$064
Net income of bank and minority interests.$1,883,000912
Net charge-offs$-32,0005,834
Cash dividends$02,892
Sale, conversion, retirement of capital stock, net$0697
Net operating income$1,333,4601,215
2014-12-31 (YTD Data)Rank
Total interest income$34,278,000738
Total interest expense$5,490,000507
Net interest income$28,788,000765
Provision for loan and lease losses$1,503,000608
Total noninterest income$6,340,000927
Gross Fiduciary activities income$01,256
Service charges on deposit accounts$2,070,000659
Trading account gains and fees$0180
Additional Noninterest Income$4,270,000862
Total noninterest expense$27,290,000744
Salaries and employee benefits$15,393,000723
Premises and equipment expense$3,305,000750
Additional noninterest expense$8,592,000766
Pre-tax net operating income$6,335,0001,255
Securities gains (losses)$4,189,00061
Applicable income taxes$2,682,000787
Income before extraordinary items$7,842,000846
Extraordinary gains, net$017
Net income$7,842,000846
Minority interest net income$084
Net income of bank and minority interests.$7,842,000845
Net charge-offs$3,887,000283
Cash dividends$5,000,000591
Sale, conversion, retirement of capital stock, net$0862
Net operating income$4,700,2501,351
2014-09-30 (YTD Data)Rank
Total interest income$25,880,000731
Total interest expense$4,043,000526
Net interest income$21,837,000760
Provision for loan and lease losses$1,365,000494
Total noninterest income$4,972,000901
Gross Fiduciary activities income$01,202
Service charges on deposit accounts$1,623,000622
Trading account gains and fees$0174
Additional Noninterest Income$3,349,000830
Total noninterest expense$20,532,000740
Salaries and employee benefits$11,606,000717
Premises and equipment expense$2,498,000744
Additional noninterest expense$6,428,000768
Pre-tax net operating income$4,912,0001,239
Securities gains (losses)$2,159,00080
Applicable income taxes$1,861,000855
Income before extraordinary items$5,210,000962
Extraordinary gains, net$015
Net income$5,210,000961
Minority interest net income$081
Net income of bank and minority interests.$5,210,000961
Net charge-offs$2,450,000323
Cash dividends$03,845
Sale, conversion, retirement of capital stock, net$0819
Net operating income$3,612,3401,316
2014-06-30 (YTD Data)Rank
Total interest income$17,182,000726
Total interest expense$2,625,000551
Net interest income$14,557,000748
Provision for loan and lease losses$960,000463
Total noninterest income$3,396,000863
Gross Fiduciary activities income$01,182
Service charges on deposit accounts$1,085,000615
Trading account gains and fees$0172
Additional Noninterest Income$2,311,000787
Total noninterest expense$13,960,000723
Salaries and employee benefits$7,991,000694
Premises and equipment expense$1,669,000748
Additional noninterest expense$4,300,000758
Pre-tax net operating income$3,033,0001,276
Securities gains (losses)$1,293,00093
Applicable income taxes$1,088,000905
Income before extraordinary items$3,238,000998
Extraordinary gains, net$020
Net income$3,238,000999
Minority interest net income$080
Net income of bank and minority interests.$3,238,000999
Net charge-offs$911,000545
Cash dividends$03,668
Sale, conversion, retirement of capital stock, net$0794
Net operating income$2,268,2501,358
2014-03-31 (YTD Data)Rank
Total interest income$8,504,000740
Total interest expense$1,254,000592
Net interest income$7,250,000756
Provision for loan and lease losses$405,000537
Total noninterest income$1,441,000945
Gross Fiduciary activities income$01,141
Service charges on deposit accounts$513,000639
Trading account gains and fees$0147
Additional Noninterest Income$928,000905
Total noninterest expense$7,016,000727
Salaries and employee benefits$4,061,000688
Premises and equipment expense$854,000742
Additional noninterest expense$2,101,000774
Pre-tax net operating income$1,270,0001,443
Securities gains (losses)$428,000148
Applicable income taxes$365,0001,158
Income before extraordinary items$1,333,0001,154
Extraordinary gains, net$016
Net income$1,333,0001,155
Minority interest net income$066
Net income of bank and minority interests.$1,333,0001,155
Net charge-offs$153,0001,105
Cash dividends$02,887
Sale, conversion, retirement of capital stock, net$0747
Net operating income$994,8801,485
2013-12-31 (YTD Data)Rank
Total interest income$33,110,000748
Total interest expense$4,634,000723
Net interest income$28,476,000752
Provision for loan and lease losses$2,820,000459
Total noninterest income$7,598,000831
Gross Fiduciary activities income$01,299
Service charges on deposit accounts$2,431,000566
Trading account gains and fees$0184
Additional Noninterest Income$5,167,000781
Total noninterest expense$27,290,000741
Salaries and employee benefits$15,893,000686
Premises and equipment expense$3,240,000747
Additional noninterest expense$8,157,000835
Pre-tax net operating income$5,964,0001,232
Securities gains (losses)$3,815,00073
Applicable income taxes$2,631,000733
Income before extraordinary items$7,148,000874
Extraordinary gains, net$029
Net income$7,148,000876
Minority interest net income$090
Net income of bank and minority interests.$7,148,000876
Net charge-offs$1,642,000883
Cash dividends$2,725,000932
Sale, conversion, retirement of capital stock, net$0924
Net operating income$4,363,0501,367
2013-09-30 (YTD Data)Rank
Total interest income$24,449,000763
Total interest expense$3,425,000756
Net interest income$21,024,000763
Provision for loan and lease losses$2,329,000426
Total noninterest income$5,646,000855
Gross Fiduciary activities income$01,238
Service charges on deposit accounts$1,833,000561
Trading account gains and fees$0180
Additional Noninterest Income$3,813,000810
Total noninterest expense$20,094,000761
Salaries and employee benefits$11,704,000704
Premises and equipment expense$2,387,000765
Additional noninterest expense$6,003,000848
Pre-tax net operating income$4,247,0001,320
Securities gains (losses)$2,997,00074
Applicable income taxes$1,944,000756
Income before extraordinary items$5,300,000898
Extraordinary gains, net$025
Net income$5,300,000900
Minority interest net income$084
Net income of bank and minority interests.$5,300,000900
Net charge-offs$1,519,000732
Cash dividends$2,725,000691
Sale, conversion, retirement of capital stock, net$0868
Net operating income$3,112,1901,424
2013-06-30 (YTD Data)Rank
Total interest income$15,850,000780
Total interest expense$2,310,000772
Net interest income$13,540,000780
Provision for loan and lease losses$1,600,000444
Total noninterest income$3,860,000838
Gross Fiduciary activities income$01,226
Service charges on deposit accounts$1,209,000553
Trading account gains and fees$0157
Additional Noninterest Income$2,651,000810
Total noninterest expense$13,281,000775
Salaries and employee benefits$7,649,000719
Premises and equipment expense$1,597,000765
Additional noninterest expense$4,035,000832
Pre-tax net operating income$2,519,0001,432
Securities gains (losses)$2,641,00077
Applicable income taxes$1,422,000706
Income before extraordinary items$3,738,000827
Extraordinary gains, net$022
Net income$3,738,000827
Minority interest net income$082
Net income of bank and minority interests.$3,738,000829
Net charge-offs$863,000855
Cash dividends$2,725,000490
Sale, conversion, retirement of capital stock, net$0838
Net operating income$1,836,4801,577
2013-03-31 (YTD Data)Rank
Total interest income$7,827,000796
Total interest expense$1,185,000787
Net interest income$6,642,000795
Provision for loan and lease losses$920,000428
Total noninterest income$1,855,000873
Gross Fiduciary activities income$01,171
Service charges on deposit accounts$580,000570
Trading account gains and fees$0148
Additional Noninterest Income$1,275,000829
Total noninterest expense$6,424,000803
Salaries and employee benefits$3,791,000727
Premises and equipment expense$778,000800
Additional noninterest expense$1,855,000913
Pre-tax net operating income$1,153,0001,518
Securities gains (losses)$1,616,00080
Applicable income taxes$777,000654
Income before extraordinary items$1,992,000788
Extraordinary gains, net$010
Net income$1,992,000789
Minority interest net income$076
Net income of bank and minority interests.$1,992,000790
Net charge-offs$740,000586
Cash dividends$1,325,000426
Sale, conversion, retirement of capital stock, net$0789
Net operating income$828,4801,661
2012-12-31 (YTD Data)Rank
Total interest income$32,537,000808
Total interest expense$6,136,000706
Net interest income$26,401,000811
Provision for loan and lease losses$2,112,0001,029
Total noninterest income$7,327,000853
Gross Fiduciary activities income$01,334
Service charges on deposit accounts$2,294,000620
Trading account gains and fees$0166
Additional Noninterest Income$5,033,000806
Total noninterest expense$26,849,000750
Salaries and employee benefits$15,207,000689
Premises and equipment expense$3,154,000763
Additional noninterest expense$8,488,000831
Pre-tax net operating income$4,767,0001,431
Securities gains (losses)$3,785,000123
Applicable income taxes$1,940,000902
Income before extraordinary items$6,612,000911
Extraordinary gains, net$029
Net income$6,612,000910
Minority interest net income$093
Net income of bank and minority interests.$6,612,000911
Net charge-offs$2,432,000997
Cash dividends$3,275,000810
Sale, conversion, retirement of capital stock, net$01,002
Net operating income$3,697,5501,459
2012-09-30 (YTD Data)Rank
Total interest income$24,385,000822
Total interest expense$4,779,000702
Net interest income$19,606,000829
Provision for loan and lease losses$1,794,000942
Total noninterest income$5,193,000885
Gross Fiduciary activities income$01,274
Service charges on deposit accounts$1,682,000638
Trading account gains and fees$0157
Additional Noninterest Income$3,511,000835
Total noninterest expense$19,514,000772
Salaries and employee benefits$10,897,000712
Premises and equipment expense$2,340,000781
Additional noninterest expense$6,277,000834
Pre-tax net operating income$3,491,0001,500
Securities gains (losses)$2,532,000156
Applicable income taxes$1,301,0001,008
Income before extraordinary items$4,722,000979
Extraordinary gains, net$020
Net income$4,722,000979
Minority interest net income$086
Net income of bank and minority interests.$4,722,000979
Net charge-offs$1,705,0001,023
Cash dividends$2,175,000724
Sale, conversion, retirement of capital stock, net$0952
Net operating income$2,747,0401,515
2012-06-30 (YTD Data)Rank
Total interest income$16,317,000824
Total interest expense$3,278,000714
Net interest income$13,039,000836
Provision for loan and lease losses$1,476,000813
Total noninterest income$2,896,0001,011
Gross Fiduciary activities income$01,262
Service charges on deposit accounts$1,109,000647
Trading account gains and fees$0153
Additional Noninterest Income$1,787,0001,004
Total noninterest expense$12,889,000780
Salaries and employee benefits$7,162,000720
Premises and equipment expense$1,573,000761
Additional noninterest expense$4,154,000833
Pre-tax net operating income$1,570,0002,064
Securities gains (losses)$1,395,000192
Applicable income taxes$434,0001,639
Income before extraordinary items$2,531,0001,189
Extraordinary gains, net$019
Net income$2,531,0001,188
Minority interest net income$084
Net income of bank and minority interests.$2,531,0001,188
Net charge-offs$874,0001,257
Cash dividends$1,425,000727
Sale, conversion, retirement of capital stock, net$0928
Net operating income$1,345,2501,958
2012-03-31 (YTD Data)Rank
Total interest income$8,214,000825
Total interest expense$1,625,000752
Net interest income$6,589,000833
Provision for loan and lease losses$738,000797
Total noninterest income$1,228,0001,137
Gross Fiduciary activities income$01,204
Service charges on deposit accounts$521,000683
Trading account gains and fees$0148
Additional Noninterest Income$707,0001,167
Total noninterest expense$6,331,000789
Salaries and employee benefits$3,558,000732
Premises and equipment expense$798,000754
Additional noninterest expense$1,975,000858
Pre-tax net operating income$748,0002,131
Securities gains (losses)$1,060,000132
Applicable income taxes$347,0001,184
Income before extraordinary items$1,461,0001,016
Extraordinary gains, net$019
Net income$1,461,0001,018
Minority interest net income$078
Net income of bank and minority interests.$1,461,0001,017
Net charge-offs$41,0003,172
Cash dividends$400,0001,024
Sale, conversion, retirement of capital stock, net$0861
Net operating income$602,4002,136
2011-12-31 (YTD Data)Rank
Total interest income$32,545,000856
Total interest expense$7,501,000791
Net interest income$25,044,000870
Provision for loan and lease losses$4,660,000829
Total noninterest income$9,817,000627
Gross Fiduciary activities income$01,311
Service charges on deposit accounts$2,433,000601
Trading account gains and fees$0146
Additional Noninterest Income$7,384,000529
Total noninterest expense$26,657,000740
Salaries and employee benefits$13,191,000755
Premises and equipment expense$3,113,000798
Additional noninterest expense$10,353,000696
Pre-tax net operating income$3,544,0001,577
Securities gains (losses)$3,483,000139
Applicable income taxes$1,220,0001,165
Income before extraordinary items$5,807,000865
Extraordinary gains, net$029
Net income$5,807,000865
Minority interest net income$096
Net income of bank and minority interests.$5,807,000865
Net charge-offs$2,986,0001,203
Cash dividends$5,026,000419
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$2,916,1101,577
2011-09-30 (YTD Data)Rank
Total interest income$24,390,000873
Total interest expense$5,669,000824
Net interest income$18,721,000883
Provision for loan and lease losses$3,245,000877
Total noninterest income$8,334,000573
Gross Fiduciary activities income$01,257
Service charges on deposit accounts$1,886,000587
Trading account gains and fees$0145
Additional Noninterest Income$6,448,000479
Total noninterest expense$18,650,000795
Salaries and employee benefits$9,638,000771
Premises and equipment expense$2,327,000813
Additional noninterest expense$6,685,000799
Pre-tax net operating income$5,160,000902
Securities gains (losses)$1,893,000193
Applicable income taxes$1,609,000747
Income before extraordinary items$5,444,000726
Extraordinary gains, net$021
Net income$5,444,000725
Minority interest net income$087
Net income of bank and minority interests.$5,444,000726
Net charge-offs$1,691,0001,369
Cash dividends$3,580,000381
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$3,986,390919
2011-06-30 (YTD Data)Rank
Total interest income$16,383,000875
Total interest expense$3,854,000842
Net interest income$12,529,000887
Provision for loan and lease losses$2,630,000754
Total noninterest income$7,080,000481
Gross Fiduciary activities income$01,239
Service charges on deposit accounts$1,310,000566
Trading account gains and fees$0153
Additional Noninterest Income$5,770,000382
Total noninterest expense$12,627,000793
Salaries and employee benefits$6,406,000781
Premises and equipment expense$1,581,000808
Additional noninterest expense$4,640,000776
Pre-tax net operating income$4,352,000720
Securities gains (losses)$952,000206
Applicable income taxes$1,306,000612
Income before extraordinary items$3,998,000650
Extraordinary gains, net$015
Net income$3,998,000648
Minority interest net income$089
Net income of bank and minority interests.$3,998,000650
Net charge-offs$1,544,0001,094
Cash dividends$2,580,000352
Sale, conversion, retirement of capital stock, net$0986
Net operating income$3,284,000738
2011-03-31 (YTD Data)Rank
Total interest income$8,002,000903
Total interest expense$1,966,000857
Net interest income$6,036,000922
Provision for loan and lease losses$615,0001,231
Total noninterest income$1,649,000843
Gross Fiduciary activities income$01,199
Service charges on deposit accounts$672,000544
Trading account gains and fees$0158
Additional Noninterest Income$977,000846
Total noninterest expense$6,205,000809
Salaries and employee benefits$3,222,000785
Premises and equipment expense$798,000820
Additional noninterest expense$2,185,000816
Pre-tax net operating income$865,0001,652
Securities gains (losses)$306,000248
Applicable income taxes$67,0002,595
Income before extraordinary items$1,104,0001,112
Extraordinary gains, net$09
Net income$1,104,0001,111
Minority interest net income$086
Net income of bank and minority interests.$1,104,0001,112
Net charge-offs$141,0002,410
Cash dividends$850,000451
Sale, conversion, retirement of capital stock, net$0925
Net operating income$816,3601,416
2010-12-31 (YTD Data)Rank
Total interest income$34,369,000883
Total interest expense$9,009,000922
Net interest income$25,360,000865
Provision for loan and lease losses$3,335,0001,505
Total noninterest income$8,123,000742
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$3,035,000496
Trading account gains and fees$0175
Additional Noninterest Income$5,088,000732
Total noninterest expense$24,046,000838
Salaries and employee benefits$12,525,000781
Premises and equipment expense$2,987,000864
Additional noninterest expense$8,534,000865
Pre-tax net operating income$6,102,000860
Securities gains (losses)$-165,0007,278
Applicable income taxes$772,0001,464
Income before extraordinary items$5,165,000854
Extraordinary gains, net$029
Net income$5,165,000854
Minority interest net income$0111
Net income of bank and minority interests.$5,165,000855
Net charge-offs$2,754,0001,544
Cash dividends$1,390,0001,156
Sale, conversion, retirement of capital stock, net$01,226
Net operating income$5,308,550799
2010-09-30 (YTD Data)Rank
Total interest income$26,082,000884
Total interest expense$6,995,000922
Net interest income$19,087,000859
Provision for loan and lease losses$2,645,0001,381
Total noninterest income$5,558,000781
Gross Fiduciary activities income$01,319
Service charges on deposit accounts$2,268,000497
Trading account gains and fees$0165
Additional Noninterest Income$3,290,000773
Total noninterest expense$17,926,000829
Salaries and employee benefits$9,252,000788
Premises and equipment expense$2,220,000870
Additional noninterest expense$6,454,000840
Pre-tax net operating income$4,074,0001,001
Securities gains (losses)$-305,0007,542
Applicable income taxes$296,0002,164
Income before extraordinary items$3,473,000995
Extraordinary gains, net$023
Net income$3,473,000999
Minority interest net income$0110
Net income of bank and minority interests.$3,473,000998
Net charge-offs$1,948,0001,530
Cash dividends$750,0001,317
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$3,753,600883
2010-06-30 (YTD Data)Rank
Total interest income$17,362,000895
Total interest expense$4,790,000934
Net interest income$12,572,000880
Provision for loan and lease losses$1,655,0001,431
Total noninterest income$3,250,000846
Gross Fiduciary activities income$01,300
Service charges on deposit accounts$1,532,000491
Trading account gains and fees$0152
Additional Noninterest Income$1,718,000887
Total noninterest expense$11,862,000836
Salaries and employee benefits$6,132,000790
Premises and equipment expense$1,481,000884
Additional noninterest expense$4,249,000848
Pre-tax net operating income$2,305,0001,151
Securities gains (losses)$-490,0007,688
Applicable income taxes$-60,0007,108
Income before extraordinary items$1,875,0001,189
Extraordinary gains, net$019
Net income$1,875,0001,190
Minority interest net income$0105
Net income of bank and minority interests.$1,875,0001,190
Net charge-offs$1,745,0001,245
Cash dividends$03,476
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$2,365,000923
2010-03-31 (YTD Data)Rank
Total interest income$8,526,000933
Total interest expense$2,475,000947
Net interest income$6,051,000923
Provision for loan and lease losses$865,0001,297
Total noninterest income$1,569,000849
Gross Fiduciary activities income$01,246
Service charges on deposit accounts$726,000524
Trading account gains and fees$0175
Additional Noninterest Income$843,000904
Total noninterest expense$5,892,000846
Salaries and employee benefits$3,055,000802
Premises and equipment expense$756,000888
Additional noninterest expense$2,081,000856
Pre-tax net operating income$863,0001,518
Securities gains (losses)$-883,0007,870
Applicable income taxes$-385,0007,675
Income before extraordinary items$365,0002,721
Extraordinary gains, net$016
Net income$365,0002,719
Minority interest net income$091
Net income of bank and minority interests.$365,0002,721
Net charge-offs$120,0002,949
Cash dividends$02,646
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$930,1201,150
2009-12-31 (YTD Data)Rank
Total interest income$35,707,000947
Total interest expense$13,042,000905
Net interest income$22,665,000955
Provision for loan and lease losses$2,110,0002,414
Total noninterest income$6,000,000948
Gross Fiduciary activities income$01,390
Service charges on deposit accounts$3,005,000554
Trading account gains and fees$0211
Additional Noninterest Income$2,995,0001,043
Total noninterest expense$24,796,000849
Salaries and employee benefits$12,288,000800
Premises and equipment expense$2,982,000904
Additional noninterest expense$9,526,000839
Pre-tax net operating income$1,759,0002,120
Securities gains (losses)$-247,0007,460
Applicable income taxes$-756,0007,182
Income before extraordinary items$2,268,0001,471
Extraordinary gains, net$034
Net income$2,268,0001,469
Minority interest net income$0115
Net income of bank and minority interests.$2,268,0001,470
Net charge-offs$1,063,0002,786
Cash dividends$04,670
Sale, conversion, retirement of capital stock, net$01,342
Net operating income$2,515,0001,310
2009-09-30 (YTD Data)Rank
Total interest income$26,822,000960
Total interest expense$10,216,000914
Net interest income$16,606,000982
Provision for loan and lease losses$1,350,0002,350
Total noninterest income$4,511,000956
Gross Fiduciary activities income$01,353
Service charges on deposit accounts$2,205,000568
Trading account gains and fees$0212
Additional Noninterest Income$2,306,0001,045
Total noninterest expense$18,411,000845
Salaries and employee benefits$8,998,000824
Premises and equipment expense$2,290,000896
Additional noninterest expense$7,123,000799
Pre-tax net operating income$1,356,0002,233
Securities gains (losses)$-482,0007,746
Applicable income taxes$-724,0007,458
Income before extraordinary items$1,598,0001,678
Extraordinary gains, net$027
Net income$1,598,0001,677
Minority interest net income$0118
Net income of bank and minority interests.$1,598,0001,678
Net charge-offs$561,0002,880
Cash dividends$04,191
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$2,080,0001,255
2009-06-30 (YTD Data)Rank
Total interest income$17,897,000980
Total interest expense$7,191,000913
Net interest income$10,706,0001,020
Provision for loan and lease losses$900,0002,190
Total noninterest income$3,062,000948
Gross Fiduciary activities income$01,340
Service charges on deposit accounts$1,450,000570
Trading account gains and fees$0193
Additional Noninterest Income$1,612,0001,037
Total noninterest expense$12,319,000865
Salaries and employee benefits$5,888,000863
Premises and equipment expense$1,546,000904
Additional noninterest expense$4,885,000792
Pre-tax net operating income$549,0003,154
Securities gains (losses)$167,0001,132
Applicable income taxes$-399,0007,520
Income before extraordinary items$1,115,0001,669
Extraordinary gains, net$021
Net income$1,115,0001,666
Minority interest net income$0112
Net income of bank and minority interests.$1,115,0001,668
Net charge-offs$137,0003,877
Cash dividends$03,983
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$948,0001,874
2009-03-31 (YTD Data)Rank
Total interest income$9,078,000980
Total interest expense$3,673,000923
Net interest income$5,405,0001,000
Provision for loan and lease losses$450,0001,876
Total noninterest income$1,470,000953
Gross Fiduciary activities income$01,285
Service charges on deposit accounts$697,000584
Trading account gains and fees$0171
Additional Noninterest Income$773,0001,038
Total noninterest expense$5,670,000892
Salaries and employee benefits$2,881,000884
Premises and equipment expense$782,000909
Additional noninterest expense$2,007,000822
Pre-tax net operating income$755,0001,697
Securities gains (losses)$284,000521
Applicable income taxes$102,0002,162
Income before extraordinary items$937,0001,159
Extraordinary gains, net$015
Net income$937,0001,161
Minority interest net income$0102
Net income of bank and minority interests.$937,0001,161
Net charge-offs$123,0002,647
Cash dividends$03,051
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$681,4001,500
2008-12-31 (YTD Data)Rank
Total interest income$38,682,000971
Total interest expense$15,104,0001,071
Net interest income$23,578,000909
Provision for loan and lease losses$1,350,0002,280
Total noninterest income$5,266,0001,005
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$3,010,000574
Trading account gains and fees$0154
Additional Noninterest Income$2,256,0001,197
Total noninterest expense$21,671,000916
Salaries and employee benefits$11,274,000881
Premises and equipment expense$3,007,000914
Additional noninterest expense$7,390,000880
Pre-tax net operating income$5,823,000961
Securities gains (losses)$-7,602,0008,141
Applicable income taxes$-2,204,0007,939
Income before extraordinary items$425,0004,677
Extraordinary gains, net$039
Net income$425,0004,677
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$560,0002,649
Cash dividends$1,680,0001,571
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$5,290,280826
2008-09-30 (YTD Data)Rank
Total interest income$29,145,000993
Total interest expense$11,439,0001,103
Net interest income$17,706,000923
Provision for loan and lease losses$990,0001,837
Total noninterest income$3,921,0001,061
Gross Fiduciary activities income$01,405
Service charges on deposit accounts$2,224,000590
Trading account gains and fees$0148
Additional Noninterest Income$1,697,0001,251
Total noninterest expense$16,164,000917
Salaries and employee benefits$8,725,000883
Premises and equipment expense$2,276,000909
Additional noninterest expense$5,163,000884
Pre-tax net operating income$4,473,0001,135
Securities gains (losses)$-5,354,0008,224
Applicable income taxes$336,0002,338
Income before extraordinary items$-1,217,0007,614
Extraordinary gains, net$031
Net income$-1,217,0007,612
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$240,0002,830
Cash dividends$1,680,0001,194
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$4,137,000944
2008-06-30 (YTD Data)Rank
Total interest income$19,360,0001,018
Total interest expense$7,634,0001,145
Net interest income$11,726,000920
Provision for loan and lease losses$630,0001,645
Total noninterest income$2,678,0001,048
Gross Fiduciary activities income$01,395
Service charges on deposit accounts$1,485,000579
Trading account gains and fees$0149
Additional Noninterest Income$1,193,0001,242
Total noninterest expense$10,792,000914
Salaries and employee benefits$5,765,000892
Premises and equipment expense$1,542,000893
Additional noninterest expense$3,485,000848
Pre-tax net operating income$2,982,0001,197
Securities gains (losses)$383,000380
Applicable income taxes$642,0001,317
Income before extraordinary items$2,723,0001,006
Extraordinary gains, net$021
Net income$2,723,0001,006
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$167,0002,423
Cash dividends$680,0001,900
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$2,412,7701,121
2008-03-31 (YTD Data)Rank
Total interest income$9,654,0001,043
Total interest expense$3,918,0001,189
Net interest income$5,736,000929
Provision for loan and lease losses$270,0001,503
Total noninterest income$1,311,0001,068
Gross Fiduciary activities income$01,326
Service charges on deposit accounts$741,000576
Trading account gains and fees$0158
Additional Noninterest Income$570,0001,279
Total noninterest expense$5,334,000911
Salaries and employee benefits$2,916,000882
Premises and equipment expense$777,000886
Additional noninterest expense$1,641,000874
Pre-tax net operating income$1,443,0001,316
Securities gains (losses)$261,000369
Applicable income taxes$329,0001,383
Income before extraordinary items$1,375,0001,100
Extraordinary gains, net$015
Net income$1,375,0001,103
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$77,0002,038
Cash dividends$680,0001,054
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$1,163,5901,259
2007-12-31 (YTD Data)Rank
Total interest income$39,830,0001,058
Total interest expense$16,586,0001,197
Net interest income$23,244,000945
Provision for loan and lease losses$810,0001,663
Total noninterest income$5,130,0001,077
Gross Fiduciary activities income$01,498
Service charges on deposit accounts$2,953,000590
Trading account gains and fees$0178
Additional Noninterest Income$2,177,0001,298
Total noninterest expense$23,053,000797
Salaries and employee benefits$11,247,000879
Premises and equipment expense$3,562,000748
Additional noninterest expense$8,244,000694
Pre-tax net operating income$4,511,0001,798
Securities gains (losses)$520,000260
Applicable income taxes$928,0001,952
Income before extraordinary items$4,103,0001,552
Extraordinary gains, net$039
Net income$4,103,0001,552
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$151,0003,221
Cash dividends$6,340,000605
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$3,676,6001,710
2007-09-30 (YTD Data)Rank
Total interest income$29,778,0001,067
Total interest expense$12,387,0001,202
Net interest income$17,391,000957
Provision for loan and lease losses$540,0001,467
Total noninterest income$3,775,0001,093
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$2,192,000589
Trading account gains and fees$0184
Additional Noninterest Income$1,583,0001,332
Total noninterest expense$17,080,000802
Salaries and employee benefits$8,199,000904
Premises and equipment expense$2,603,000765
Additional noninterest expense$6,278,000660
Pre-tax net operating income$3,546,0001,837
Securities gains (losses)$495,000235
Applicable income taxes$780,0001,940
Income before extraordinary items$3,261,0001,550
Extraordinary gains, net$033
Net income$3,261,0001,549
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$89,0002,975
Cash dividends$5,450,000533
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$2,860,0501,756
2007-06-30 (YTD Data)Rank
Total interest income$19,534,0001,099
Total interest expense$8,082,0001,236
Net interest income$11,452,000979
Provision for loan and lease losses$330,0001,431
Total noninterest income$2,509,0001,113
Gross Fiduciary activities income$01,429
Service charges on deposit accounts$1,485,000587
Trading account gains and fees$0168
Additional Noninterest Income$1,024,0001,376
Total noninterest expense$11,398,000818
Salaries and employee benefits$5,489,000920
Premises and equipment expense$1,790,000764
Additional noninterest expense$4,119,000687
Pre-tax net operating income$2,233,0001,976
Securities gains (losses)$347,000233
Applicable income taxes$503,0002,060
Income before extraordinary items$2,077,0001,665
Extraordinary gains, net$029
Net income$2,077,0001,665
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$97,0002,104
Cash dividends$4,690,000448
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$1,795,9301,901
2007-03-31 (YTD Data)Rank
Total interest income$9,515,0001,124
Total interest expense$3,913,0001,265
Net interest income$5,602,000996
Provision for loan and lease losses$120,0001,752
Total noninterest income$1,236,0001,107
Gross Fiduciary activities income$01,355
Service charges on deposit accounts$714,000583
Trading account gains and fees$0195
Additional Noninterest Income$522,0001,317
Total noninterest expense$5,522,000840
Salaries and employee benefits$2,774,000920
Premises and equipment expense$955,000707
Additional noninterest expense$1,793,000778
Pre-tax net operating income$1,196,0001,870
Securities gains (losses)$141,000258
Applicable income taxes$275,0001,972
Income before extraordinary items$1,062,0001,619
Extraordinary gains, net$022
Net income$1,062,0001,619
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$04,509
Cash dividends$660,0001,134
Sale, conversion, retirement of capital stock, net$0885
Net operating income$950,6101,783
2006-12-31 (YTD Data)Rank
Total interest income$35,967,0001,094
Total interest expense$12,143,0001,382
Net interest income$23,824,000929
Provision for loan and lease losses$465,0002,025
Total noninterest income$5,149,0001,071
Gross Fiduciary activities income$01,523
Service charges on deposit accounts$2,837,000599
Trading account gains and fees$0130
Additional Noninterest Income$2,312,0001,211
Total noninterest expense$23,703,000739
Salaries and employee benefits$11,371,000852
Premises and equipment expense$3,631,000704
Additional noninterest expense$8,701,000629
Pre-tax net operating income$4,805,0001,960
Securities gains (losses)$394,000275
Applicable income taxes$1,184,0001,970
Income before extraordinary items$4,015,0001,777
Extraordinary gains, net$051
Net income$4,015,0001,779
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$34,0004,537
Cash dividends$2,210,0001,404
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$3,711,6201,899
2006-09-30 (YTD Data)Rank
Total interest income$26,659,0001,110
Total interest expense$8,606,0001,421
Net interest income$18,053,000945
Provision for loan and lease losses$345,0001,926
Total noninterest income$3,860,0001,078
Gross Fiduciary activities income$01,468
Service charges on deposit accounts$2,097,000613
Trading account gains and fees$0126
Additional Noninterest Income$1,763,0001,205
Total noninterest expense$17,485,000769
Salaries and employee benefits$8,417,000869
Premises and equipment expense$2,530,000769
Additional noninterest expense$6,538,000638
Pre-tax net operating income$4,083,0001,802
Securities gains (losses)$354,000249
Applicable income taxes$1,084,0001,777
Income before extraordinary items$3,353,0001,657
Extraordinary gains, net$045
Net income$3,353,0001,658
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$9,0004,856
Cash dividends$1,430,0001,500
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$3,083,9601,771
2006-06-30 (YTD Data)Rank
Total interest income$17,480,0001,108
Total interest expense$5,403,0001,435
Net interest income$12,077,000940
Provision for loan and lease losses$225,0001,918
Total noninterest income$2,569,0001,076
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$1,344,000641
Trading account gains and fees$0126
Additional Noninterest Income$1,225,0001,173
Total noninterest expense$11,597,000777
Salaries and employee benefits$5,514,000895
Premises and equipment expense$1,647,000788
Additional noninterest expense$4,436,000638
Pre-tax net operating income$2,824,0001,746
Securities gains (losses)$249,000236
Applicable income taxes$760,0001,740
Income before extraordinary items$2,313,0001,586
Extraordinary gains, net$039
Net income$2,313,0001,587
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$82,0001,936
Cash dividends$630,0002,018
Sale, conversion, retirement of capital stock, net$0887
Net operating income$2,126,2501,696
2006-03-31 (YTD Data)Rank
Total interest income$8,543,0001,100
Total interest expense$2,519,0001,458
Net interest income$6,024,000934
Provision for loan and lease losses$105,0001,911
Total noninterest income$1,281,0001,061
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$615,000679
Trading account gains and fees$0115
Additional Noninterest Income$666,0001,081
Total noninterest expense$5,699,000788
Salaries and employee benefits$2,693,000910
Premises and equipment expense$791,000812
Additional noninterest expense$2,215,000631
Pre-tax net operating income$1,501,0001,628
Securities gains (losses)$210,000176
Applicable income taxes$455,0001,499
Income before extraordinary items$1,256,0001,450
Extraordinary gains, net$021
Net income$1,256,0001,449
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$44,0001,591
Cash dividends$03,943
Sale, conversion, retirement of capital stock, net$0648
Net operating income$1,102,7001,606
2005-12-31 (YTD Data)Rank
Total interest income$32,104,0001,027
Total interest expense$7,585,0001,497
Net interest income$24,519,000877
Provision for loan and lease losses$75,0005,186
Total noninterest income$4,351,0001,200
Gross Fiduciary activities income$01,557
Service charges on deposit accounts$2,430,000716
Trading account gains and fees$0138
Additional Noninterest Income$1,921,0001,401
Total noninterest expense$23,587,000727
Salaries and employee benefits$6,132,0001,527
Premises and equipment expense$3,094,000784
Additional noninterest expense$14,361,000427
Pre-tax net operating income$5,208,0001,800
Securities gains (losses)$-551,0008,710
Applicable income taxes$1,280,0001,911
Income before extraordinary items$3,377,0002,034
Extraordinary gains, net$046
Net income$3,377,0002,035
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$129,0002,933
Cash dividends$2,036,0001,427
Sale, conversion, retirement of capital stock, net$0934
Net operating income$3,779,2301,796
2005-09-30 (YTD Data)Rank
Total interest income$15,563,0001,581
Total interest expense$3,770,0002,086
Net interest income$11,793,0001,369
Provision for loan and lease losses$30,0005,800
Total noninterest income$1,857,0001,889
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$873,0001,486
Trading account gains and fees$0126
Additional Noninterest Income$984,0001,840
Total noninterest expense$10,392,0001,237
Salaries and employee benefits$2,460,0002,713
Premises and equipment expense$1,366,0001,336
Additional noninterest expense$6,566,000625
Pre-tax net operating income$3,228,0002,107
Securities gains (losses)$198,000476
Applicable income taxes$1,121,0001,735
Income before extraordinary items$2,305,0002,218
Extraordinary gains, net$035
Net income$2,305,0002,217
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$106,0002,470
Cash dividends$1,165,0001,607
Sale, conversion, retirement of capital stock, net$0769
Net operating income$2,172,3402,310
2005-06-30 (YTD Data)Rank
Total interest income$10,145,0001,575
Total interest expense$2,326,0002,118
Net interest income$7,819,0001,364
Provision for loan and lease losses$30,0005,130
Total noninterest income$1,155,0001,969
Gross Fiduciary activities income$01,480
Service charges on deposit accounts$566,0001,489
Trading account gains and fees$0116
Additional Noninterest Income$589,0001,957
Total noninterest expense$6,716,0001,262
Salaries and employee benefits$1,619,0002,733
Premises and equipment expense$779,0001,546
Additional noninterest expense$4,318,000624
Pre-tax net operating income$2,228,0002,008
Securities gains (losses)$156,000457
Applicable income taxes$778,0001,655
Income before extraordinary items$1,606,0002,111
Extraordinary gains, net$030
Net income$1,606,0002,110
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$55,0002,614
Cash dividends$790,0001,608
Sale, conversion, retirement of capital stock, net$0643
Net operating income$1,501,4802,191
2005-03-31 (YTD Data)Rank
Total interest income$5,110,0001,524
Total interest expense$1,102,0002,134
Net interest income$4,008,0001,334
Provision for loan and lease losses$30,0003,913
Total noninterest income$545,0002,015
Gross Fiduciary activities income$01,418
Service charges on deposit accounts$267,0001,521
Trading account gains and fees$0115
Additional Noninterest Income$278,0001,985
Total noninterest expense$3,275,0001,300
Salaries and employee benefits$803,0002,758
Premises and equipment expense$394,0001,544
Additional noninterest expense$2,078,000638
Pre-tax net operating income$1,248,0001,813
Securities gains (losses)$48,000553
Applicable income taxes$439,0001,494
Income before extraordinary items$857,0001,961
Extraordinary gains, net$024
Net income$857,0001,962
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$22,0002,501
Cash dividends$360,0001,557
Sale, conversion, retirement of capital stock, net$0491
Net operating income$825,3202,006
2004-12-31 (YTD Data)Rank
Total interest income$19,640,0001,465
Total interest expense$4,393,0001,850
Net interest income$15,247,0001,327
Provision for loan and lease losses$120,0004,623
Total noninterest income$2,601,0001,811
Gross Fiduciary activities income$01,582
Service charges on deposit accounts$1,101,0001,593
Trading account gains and fees$0138
Additional Noninterest Income$1,500,0001,637
Total noninterest expense$13,178,0001,247
Salaries and employee benefits$3,771,0002,301
Premises and equipment expense$1,533,0001,514
Additional noninterest expense$7,874,000663
Pre-tax net operating income$4,550,0001,841
Securities gains (losses)$405,000519
Applicable income taxes$1,747,0001,427
Income before extraordinary items$3,208,0001,951
Extraordinary gains, net$034
Net income$3,208,0001,951
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$165,0002,886
Cash dividends$1,680,0001,588
Sale, conversion, retirement of capital stock, net$0872
Net operating income$2,944,7502,066
2004-09-30 (YTD Data)Rank
Total interest income$14,692,0001,456
Total interest expense$3,312,0001,809
Net interest income$11,380,0001,316
Provision for loan and lease losses$90,0004,429
Total noninterest income$2,072,0001,727
Gross Fiduciary activities income$01,547
Service charges on deposit accounts$815,0001,623
Trading account gains and fees$0134
Additional Noninterest Income$1,257,0001,507
Total noninterest expense$9,899,0001,237
Salaries and employee benefits$2,857,0002,259
Premises and equipment expense$1,120,0001,553
Additional noninterest expense$5,922,000660
Pre-tax net operating income$3,463,0001,820
Securities gains (losses)$398,000487
Applicable income taxes$1,370,0001,391
Income before extraordinary items$2,491,0001,910
Extraordinary gains, net$026
Net income$2,491,0001,911
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$135,0002,407
Cash dividends$1,230,0001,474
Sale, conversion, retirement of capital stock, net$0738
Net operating income$2,232,3002,044
2004-06-30 (YTD Data)Rank
Total interest income$9,843,0001,428
Total interest expense$2,209,0001,794
Net interest income$7,634,0001,298
Provision for loan and lease losses$60,0004,267
Total noninterest income$1,116,0002,035
Gross Fiduciary activities income$01,518
Service charges on deposit accounts$524,0001,672
Trading account gains and fees$0130
Additional Noninterest Income$592,0001,941
Total noninterest expense$6,661,0001,217
Salaries and employee benefits$1,872,0002,314
Premises and equipment expense$746,0001,553
Additional noninterest expense$4,043,000646
Pre-tax net operating income$2,029,0002,027
Securities gains (losses)$429,000387
Applicable income taxes$866,0001,440
Income before extraordinary items$1,592,0001,966
Extraordinary gains, net$021
Net income$1,592,0001,967
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$152,0001,659
Cash dividends$840,0001,485
Sale, conversion, retirement of capital stock, net$0638
Net operating income$1,313,1502,266
2004-03-31 (YTD Data)Rank
Total interest income$4,912,0001,438
Total interest expense$1,100,0001,820
Net interest income$3,812,0001,310
Provision for loan and lease losses$30,0004,060
Total noninterest income$486,0002,198
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$226,0001,866
Trading account gains and fees$0121
Additional Noninterest Income$260,0002,073
Total noninterest expense$3,269,0001,247
Salaries and employee benefits$923,0002,350
Premises and equipment expense$393,0001,487
Additional noninterest expense$1,953,000657
Pre-tax net operating income$999,0002,005
Securities gains (losses)$267,000414
Applicable income taxes$449,0001,418
Income before extraordinary items$817,0001,914
Extraordinary gains, net$016
Net income$817,0001,914
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$76,0001,540
Cash dividends$440,0001,356
Sale, conversion, retirement of capital stock, net$0464
Net operating income$643,4502,254
2003-12-31 (YTD Data)Rank
Total interest income$20,343,0001,409
Total interest expense$5,128,0001,752
Net interest income$15,215,0001,277
Provision for loan and lease losses$310,0003,086
Total noninterest income$2,606,0001,885
Gross Fiduciary activities income$01,641
Service charges on deposit accounts$861,0001,997
Trading account gains and fees$0160
Additional Noninterest Income$1,745,0001,618
Total noninterest expense$13,214,0001,226
Salaries and employee benefits$3,806,0002,237
Premises and equipment expense$1,425,0001,601
Additional noninterest expense$7,983,000675
Pre-tax net operating income$4,297,0001,874
Securities gains (losses)$676,000624
Applicable income taxes$1,710,0001,443
Income before extraordinary items$3,263,0001,896
Extraordinary gains, net$054
Net income$3,263,0001,898
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$224,0002,693
Cash dividends$1,375,0001,860
Sale, conversion, retirement of capital stock, net$0868
Net operating income$2,816,8402,062
2003-09-30 (YTD Data)Rank
Total interest income$15,297,0001,430
Total interest expense$3,936,0001,775
Net interest income$11,361,0001,286
Provision for loan and lease losses$280,0002,641
Total noninterest income$1,989,0001,907
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$636,0002,025
Trading account gains and fees$0153
Additional Noninterest Income$1,353,0001,654
Total noninterest expense$9,712,0001,262
Salaries and employee benefits$2,857,0002,222
Premises and equipment expense$1,040,0001,647
Additional noninterest expense$5,815,000689
Pre-tax net operating income$3,358,0001,862
Securities gains (losses)$329,000906
Applicable income taxes$1,365,0001,441
Income before extraordinary items$2,322,0002,055
Extraordinary gains, net$040
Net income$2,322,0002,054
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$175,0002,375
Cash dividends$975,0001,785
Sale, conversion, retirement of capital stock, net$0722
Net operating income$2,111,4402,099
2003-06-30 (YTD Data)Rank
Total interest income$10,343,0001,418
Total interest expense$2,638,0001,825
Net interest income$7,705,0001,273
Provision for loan and lease losses$250,0002,117
Total noninterest income$1,184,0002,080
Gross Fiduciary activities income$01,577
Service charges on deposit accounts$426,0001,975
Trading account gains and fees$0150
Additional Noninterest Income$758,0001,862
Total noninterest expense$6,386,0001,283
Salaries and employee benefits$1,905,0002,221
Premises and equipment expense$698,0001,642
Additional noninterest expense$3,783,000707
Pre-tax net operating income$2,253,0001,843
Securities gains (losses)$119,0001,376
Applicable income taxes$873,0001,509
Income before extraordinary items$1,499,0002,115
Extraordinary gains, net$030
Net income$1,499,0002,113
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$125,0002,186
Cash dividends$625,0001,832
Sale, conversion, retirement of capital stock, net$0589
Net operating income$1,422,8402,092
2003-03-31 (YTD Data)Rank
Total interest income$5,072,0001,457
Total interest expense$1,292,0001,906
Net interest income$3,780,0001,294
Provision for loan and lease losses$150,0001,666
Total noninterest income$584,0002,039
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$202,0002,001
Trading account gains and fees$0134
Additional Noninterest Income$382,0001,798
Total noninterest expense$3,139,0001,292
Salaries and employee benefits$949,0002,216
Premises and equipment expense$355,0001,621
Additional noninterest expense$1,835,000704
Pre-tax net operating income$1,075,0001,912
Securities gains (losses)$120,000902
Applicable income taxes$440,0001,518
Income before extraordinary items$755,0002,073
Extraordinary gains, net$021
Net income$755,0002,071
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$65,0001,923
Cash dividends$250,0001,948
Sale, conversion, retirement of capital stock, net$0419
Net operating income$678,2002,131
2002-12-31 (YTD Data)Rank
Total interest income$21,119,0001,457
Total interest expense$6,294,0001,815
Net interest income$14,825,0001,303
Provision for loan and lease losses$600,0002,054
Total noninterest income$2,260,0001,924
Gross Fiduciary activities income$01,713
Service charges on deposit accounts$824,0001,951
Trading account gains and fees$0153
Additional Noninterest Income$1,436,0001,699
Total noninterest expense$12,500,0001,227
Salaries and employee benefits$3,908,0002,044
Premises and equipment expense$1,411,0001,577
Additional noninterest expense$7,181,000721
Pre-tax net operating income$3,985,0001,998
Securities gains (losses)$-887,0009,303
Applicable income taxes$1,184,0001,958
Income before extraordinary items$1,914,0002,905
Extraordinary gains, net$070
Net income$1,914,0002,903
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$355,0002,116
Cash dividends$640,0003,041
Sale, conversion, retirement of capital stock, net$0862
Net operating income$2,481,6802,293
2001-12-31 (YTD Data)Rank
Total interest income$23,492,0001,456
Total interest expense$9,623,0001,690
Net interest income$13,869,0001,279
Provision for loan and lease losses$600,0001,892
Total noninterest income$2,035,0001,986
Gross Fiduciary activities income$01,731
Service charges on deposit accounts$643,0002,303
Trading account gains and fees$0177
Additional Noninterest Income$1,392,0001,630
Total noninterest expense$11,353,0001,275
Salaries and employee benefits$3,719,0002,020
Premises and equipment expense$1,299,0001,659
Additional noninterest expense$6,335,000791
Pre-tax net operating income$3,951,0001,792
Securities gains (losses)$89,0001,844
Applicable income taxes$1,279,0001,719
Income before extraordinary items$2,761,0001,900
Extraordinary gains, net$0105
Net income$2,761,0001,903
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$392,0001,858
Cash dividends$2,344,0001,152
Sale, conversion, retirement of capital stock, net$0922
Net operating income$2,700,4801,869
2000-12-31 (YTD Data)Rank
Total interest income$24,859,0001,403
Total interest expense$10,939,0001,574
Net interest income$13,920,0001,251
Provision for loan and lease losses$680,0001,456
Total noninterest income$1,371,0002,510
Gross Fiduciary activities income$01,332
Service charges on deposit accounts$500,0002,693
Trading account gains and fees$0180
Additional Noninterest Income$871,0002,034
Total noninterest expense$10,491,0001,320
Salaries and employee benefits$3,335,0002,142
Premises and equipment expense$1,260,0001,653
Additional noninterest expense$5,896,000843
Pre-tax net operating income$4,120,0001,774
Securities gains (losses)$512,000260
Applicable income taxes$1,599,0001,424
Income before extraordinary items$3,033,0001,733
Extraordinary gains, net$038
Net income$3,033,0001,733
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,273,000633
Cash dividends$1,325,0001,820
Sale, conversion, retirement of capital stock, net$0969
Net operating income$2,700,2001,933
1999-12-31 (YTD Data)Rank
Total interest income$20,624,0001,583
Total interest expense$8,191,0001,817
Net interest income$12,433,0001,401
Provision for loan and lease losses$360,0002,275
Total noninterest income$1,848,0001,967
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$393,0003,259
Trading account gains and fees$0173
Additional Noninterest Income$1,455,0001,430
Total noninterest expense$9,512,0001,455
Salaries and employee benefits$5,536,0001,250
Premises and equipment expense$1,368,0001,503
Additional noninterest expense$2,608,0001,711
Pre-tax net operating income$4,409,0001,710
Securities gains (losses)$679,000282
Applicable income taxes$1,819,0001,345
Income before extraordinary items$3,269,0001,634
Extraordinary gains, net$035
Net income$3,269,0001,635
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-11,0009,445
Cash dividends$2,315,0001,206
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$2,834,4401,842
1998-12-31 (YTD Data)Rank
Total interest income$19,120,0001,698
Total interest expense$7,798,0001,959
Net interest income$11,322,0001,496
Provision for loan and lease losses$360,0002,235
Total noninterest income$847,0003,474
Gross Fiduciary activities income$01,398
Service charges on deposit accounts$399,0003,139
Trading account gains and fees$0224
Additional Noninterest Income$448,0003,201
Total noninterest expense$7,686,0001,700
Salaries and employee benefits$4,209,0001,578
Premises and equipment expense$970,0002,015
Additional noninterest expense$2,507,0001,702
Pre-tax net operating income$4,123,0001,768
Securities gains (losses)$496,000560
Applicable income taxes$1,580,0001,551
Income before extraordinary items$3,039,0001,722
Extraordinary gains, net$032
Net income$3,039,0001,722
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$73,0004,228
Cash dividends$1,186,0001,974
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$2,711,6401,851
1997-12-31 (YTD Data)Rank
Total interest income$18,522,0001,787
Total interest expense$7,709,0001,993
Net interest income$10,813,0001,599
Provision for loan and lease losses$360,0002,248
Total noninterest income$697,0003,978
Gross Fiduciary activities income$01,450
Service charges on deposit accounts$389,0003,299
Trading account gains and fees$0239
Additional Noninterest Income$308,0003,860
Total noninterest expense$6,793,0001,900
Salaries and employee benefits$3,423,0001,922
Premises and equipment expense$861,0002,286
Additional noninterest expense$2,509,0001,690
Pre-tax net operating income$4,357,0001,751
Securities gains (losses)$240,000633
Applicable income taxes$1,665,0001,552
Income before extraordinary items$2,932,0001,801
Extraordinary gains, net$044
Net income$2,932,0001,799
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$136,0003,212
Cash dividends$1,554,0001,570
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$2,778,4001,845
1996-12-31 (YTD Data)Rank
Total interest income$17,742,0001,909
Total interest expense$8,105,0001,931
Net interest income$9,637,0001,849
Provision for loan and lease losses$360,0002,253
Total noninterest income$700,0004,113
Gross Fiduciary activities income$01,526
Service charges on deposit accounts$378,0003,501
Trading account gains and fees$0262
Additional Noninterest Income$322,0003,909
Total noninterest expense$6,390,0002,150
Salaries and employee benefits$3,063,0002,185
Premises and equipment expense$927,0002,150
Additional noninterest expense$2,400,0002,082
Pre-tax net operating income$3,587,0002,008
Securities gains (losses)$306,000543
Applicable income taxes$1,346,0001,774
Income before extraordinary items$2,547,0001,941
Extraordinary gains, net$053
Net income$2,547,0001,942
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$231,0002,459
Cash dividends$443,0003,690
Sale, conversion, retirement of capital stock, net$0953
Net operating income$2,348,1002,066
1995-12-31 (YTD Data)Rank
Total interest income$17,443,0001,940
Total interest expense$7,788,0002,008
Net interest income$9,655,0001,846
Provision for loan and lease losses$540,0001,477
Total noninterest income$847,0003,526
Gross Fiduciary activities income$01,590
Service charges on deposit accounts$371,0003,580
Trading account gains and fees$0522
Additional Noninterest Income$476,0002,974
Total noninterest expense$6,335,0002,164
Salaries and employee benefits$2,793,0002,378
Premises and equipment expense$921,0002,180
Additional noninterest expense$2,621,0001,905
Pre-tax net operating income$3,627,0002,027
Securities gains (losses)$-76,00011,379
Applicable income taxes$1,261,0001,937
Income before extraordinary items$2,290,0002,204
Extraordinary gains, net$065
Net income$2,290,0002,202
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$149,0003,001
Cash dividends$417,0003,762
Sale, conversion, retirement of capital stock, net$0809
Net operating income$2,338,6402,130
1994-12-31 (YTD Data)Rank
Total interest income$15,370,0002,016
Total interest expense$6,358,0001,965
Net interest income$9,012,0002,015
Provision for loan and lease losses$540,0001,448
Total noninterest income$855,0003,502
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$356,0003,777
Trading account gains and fees$0475
Additional Noninterest Income$499,0002,951
Total noninterest expense$6,175,0002,284
Salaries and employee benefits$2,878,0002,330
Premises and equipment expense$864,0002,344
Additional noninterest expense$2,433,0002,182
Pre-tax net operating income$3,152,0002,246
Securities gains (losses)$90,000816
Applicable income taxes$1,154,0001,957
Income before extraordinary items$2,088,0002,326
Extraordinary gains, net$0249
Net income$2,088,0002,322
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$401,0001,596
Cash dividends$399,0003,794
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$2,030,4002,409
1993-12-31 (YTD Data)Rank
Total interest income$14,197,0002,191
Total interest expense$6,554,0001,974
Net interest income$7,643,0002,341
Provision for loan and lease losses$795,0001,528
Total noninterest income$743,0004,250
Gross Fiduciary activities income$01,630
Service charges on deposit accounts$362,0003,775
Trading account gains and fees$0532
Additional Noninterest Income$381,0003,878
Total noninterest expense$5,256,0002,723
Salaries and employee benefits$2,432,0002,724
Premises and equipment expense$817,0002,504
Additional noninterest expense$2,007,0002,728
Pre-tax net operating income$2,335,0002,892
Securities gains (losses)$573,000813
Applicable income taxes$982,0002,297
Income before extraordinary items$1,926,0002,613
Extraordinary gains, net$03,149
Net income$1,926,0002,707
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$595,0001,589
Cash dividends$380,0003,807
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$1,547,8202,971
1992-12-31 (YTD Data)Rank
Total interest income$15,686,0002,247
Total interest expense$8,091,0002,100
Net interest income$7,595,0002,386
Provision for loan and lease losses$920,0001,940
Total noninterest income$589,0005,027
Gross Fiduciary activities income$01,658
Service charges on deposit accounts$290,0004,573
Trading account gains and fees$0504
Additional Noninterest Income$299,0004,435
Total noninterest expense$5,645,0002,559
Salaries and employee benefits$2,145,0003,008
Premises and equipment expense$622,0003,246
Additional noninterest expense$2,878,0002,063
Pre-tax net operating income$1,619,0003,767
Securities gains (losses)$435,0001,205
Applicable income taxes$499,0004,008
Income before extraordinary items$1,555,0002,962
Extraordinary gains, net$01,422
Net income$1,555,0002,996
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$704,0001,971
Cash dividends$316,0003,882
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$1,224,4003,466

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.