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Northview Bank, Income and Expense

2023-12-31 (YTD Data)Rank
Total interest income$19,715,0001,907
Total interest expense$4,323,0002,191
Net interest income$15,392,0001,772
Provision for loan and lease losses$03,275
Total noninterest income$2,874,0001,676
Gross Fiduciary activities income$0981
Service charges on deposit accounts$360,0001,996
Trading account gains and feesNANA
Additional Noninterest Income$2,514,0001,417
Total noninterest expense$14,112,0001,606
Salaries and employee benefits$7,544,0001,683
Premises and equipment expense$1,983,0001,224
Additional noninterest expense$2,514,0001,417
Pre-tax net operating income$4,154,0002,135
Securities gains (losses)$-316,0004,095
Applicable income taxes$503,0001,896
Income before extraordinary items$3,335,0002,200
Extraordinary gains, net$054
Net income$3,335,0002,224
Minority interest net income$088
Net income of bank and minority interests.$3,335,0002,203
Net charge-offs$9,0002,456
Cash dividends$2,232,0001,432
Sale, conversion, retirement of capital stock, net$0540
Net operating income$3,609,9202,144
2023-09-30 (YTD Data)Rank
Total interest income$14,264,0001,927
Total interest expense$3,029,0002,162
Net interest income$11,235,0001,824
Provision for loan and lease losses$03,085
Total noninterest income$2,110,0001,685
Gross Fiduciary activities income$0950
Service charges on deposit accounts$265,0002,025
Trading account gains and feesNANA
Additional Noninterest Income$1,845,0001,421
Total noninterest expense$9,962,0001,675
Salaries and employee benefits$5,729,0001,663
Premises and equipment expense$1,524,0001,203
Additional noninterest expense$1,845,0001,421
Pre-tax net operating income$3,383,0002,089
Securities gains (losses)$-218,0004,214
Applicable income taxes$420,0001,873
Income before extraordinary items$2,745,0002,152
Extraordinary gains, net$052
Net income$2,745,0002,173
Minority interest net income$081
Net income of bank and minority interests.$2,745,0002,154
Net charge-offs$18,0001,948
Cash dividends$2,232,0001,092
Sale, conversion, retirement of capital stock, net$0507
Net operating income$2,934,6602,110
2023-06-30 (YTD Data)Rank
Total interest income$9,030,0001,965
Total interest expense$1,860,0002,110
Net interest income$7,170,0001,904
Provision for loan and lease losses$02,940
Total noninterest income$1,296,0001,704
Gross Fiduciary activities income$0931
Service charges on deposit accounts$175,0002,030
Trading account gains and feesNANA
Additional Noninterest Income$1,121,0001,434
Total noninterest expense$6,526,0001,695
Salaries and employee benefits$3,732,0001,686
Premises and equipment expense$1,059,0001,159
Additional noninterest expense$1,121,0001,433
Pre-tax net operating income$1,940,0002,285
Securities gains (losses)$-218,0004,355
Applicable income taxes$337,0001,771
Income before extraordinary items$1,385,0002,488
Extraordinary gains, net$051
Net income$1,385,0002,517
Minority interest net income$081
Net income of bank and minority interests.$1,385,0002,488
Net charge-offs$11,0001,777
Cash dividends$1,500,0001,072
Sale, conversion, retirement of capital stock, net$0486
Net operating income$1,559,4002,377
2023-03-31 (YTD Data)Rank
Total interest income$4,323,0002,005
Total interest expense$816,0002,080
Net interest income$3,507,0001,950
Provision for loan and lease losses$02,612
Total noninterest income$633,0001,731
Gross Fiduciary activities income$0913
Service charges on deposit accounts$89,0002,036
Trading account gains and feesNANA
Additional Noninterest Income$544,0001,455
Total noninterest expense$3,249,0001,716
Salaries and employee benefits$1,905,0001,686
Premises and equipment expense$531,0001,182
Additional noninterest expense$544,0001,455
Pre-tax net operating income$891,0002,444
Securities gains (losses)$-146,0004,395
Applicable income taxes$03,388
Income before extraordinary items$745,0002,456
Extraordinary gains, net$04
Net income$745,0002,456
Minority interest net income$048
Net income of bank and minority interests.$745,0002,456
Net charge-offs$10,0001,369
Cash dividends$1,500,000586
Sale, conversion, retirement of capital stock, net$0430
Net operating income$891,0002,275
2022-12-31 (YTD Data)Rank
Total interest income$16,198,0001,846
Total interest expense$1,516,0001,902
Net interest income$14,682,0001,823
Provision for loan and lease losses$03,012
Total noninterest income$3,425,0001,512
Gross Fiduciary activities income$01,005
Service charges on deposit accounts$334,0002,142
Trading account gains and feesNANA
Additional Noninterest Income$3,091,0001,231
Total noninterest expense$13,105,0001,657
Salaries and employee benefits$7,654,0001,630
Premises and equipment expense$1,969,0001,226
Additional noninterest expense$3,091,0001,231
Pre-tax net operating income$5,002,0002,048
Securities gains (losses)$0691
Applicable income taxes$226,0002,571
Income before extraordinary items$4,776,0001,880
Extraordinary gains, net$05
Net income$4,776,0001,878
Minority interest net income$063
Net income of bank and minority interests.$4,776,0001,879
Net charge-offs$-49,0004,086
Cash dividends$3,706,000986
Sale, conversion, retirement of capital stock, net$0568
Net operating income$4,776,0001,910
2022-09-30 (YTD Data)Rank
Total interest income$11,839,0001,823
Total interest expense$1,043,0001,716
Net interest income$10,796,0001,824
Provision for loan and lease losses$02,835
Total noninterest income$2,405,0001,588
Gross Fiduciary activities income$0968
Service charges on deposit accounts$250,0002,160
Trading account gains and feesNANA
Additional Noninterest Income$2,155,0001,319
Total noninterest expense$9,756,0001,656
Salaries and employee benefits$5,797,0001,613
Premises and equipment expense$1,462,0001,244
Additional noninterest expense$2,155,0001,319
Pre-tax net operating income$3,445,0002,117
Securities gains (losses)$0740
Applicable income taxes$226,0002,413
Income before extraordinary items$3,219,0002,004
Extraordinary gains, net$04
Net income$3,219,0002,003
Minority interest net income$057
Net income of bank and minority interests.$3,219,0002,003
Net charge-offs$-49,0004,089
Cash dividends$3,706,000726
Sale, conversion, retirement of capital stock, net$0519
Net operating income$3,219,0002,035
2022-06-30 (YTD Data)Rank
Total interest income$7,586,0001,830
Total interest expense$654,0001,612
Net interest income$6,932,0001,828
Provision for loan and lease losses$02,599
Total noninterest income$1,593,0001,581
Gross Fiduciary activities income$0925
Service charges on deposit accounts$159,0002,205
Trading account gains and feesNANA
Additional Noninterest Income$1,434,0001,356
Total noninterest expense$6,458,0001,648
Salaries and employee benefits$3,796,0001,624
Premises and equipment expense$964,0001,248
Additional noninterest expense$1,698,0001,822
Pre-tax net operating income$2,067,0002,156
Securities gains (losses)$0687
Applicable income taxes$130,0002,437
Income before extraordinary items$1,937,0002,032
Extraordinary gains, net$04
Net income$1,937,0002,032
Minority interest net income$060
Net income of bank and minority interests.$1,937,0002,032
Net charge-offs$-42,0004,130
Cash dividends$3,382,000570
Sale, conversion, retirement of capital stock, net$0494
Net operating income$1,937,0002,068
2022-03-31 (YTD Data)Rank
Total interest income$3,642,0001,844
Total interest expense$322,0001,565
Net interest income$3,320,0001,851
Provision for loan and lease losses$02,285
Total noninterest income$945,0001,421
Gross Fiduciary activities income$0892
Service charges on deposit accounts$75,0002,248
Trading account gains and feesNANA
Additional Noninterest Income$870,0001,176
Total noninterest expense$3,316,0001,610
Salaries and employee benefits$2,012,0001,560
Premises and equipment expense$483,0001,256
Additional noninterest expense$821,0001,834
Pre-tax net operating income$949,0002,158
Securities gains (losses)$0623
Applicable income taxes$50,0002,510
Income before extraordinary items$899,0002,047
Extraordinary gains, net$04
Net income$899,0002,046
Minority interest net income$050
Net income of bank and minority interests.$899,0002,047
Net charge-offs$-3,0003,434
Cash dividends$3,000,000350
Sale, conversion, retirement of capital stock, net$0453
Net operating income$899,0002,062
2021-12-31 (YTD Data)Rank
Total interest income$16,209,0001,754
Total interest expense$1,324,0001,824
Net interest income$14,885,0001,734
Provision for loan and lease losses$450,0001,128
Total noninterest income$5,006,0001,310
Gross Fiduciary activities income$0994
Service charges on deposit accounts$253,0002,377
Trading account gains and feesNANA
Additional Noninterest Income$4,753,0001,105
Total noninterest expense$12,670,0001,675
Salaries and employee benefits$7,570,0001,621
Premises and equipment expense$1,751,0001,349
Additional noninterest expense$3,349,0001,828
Pre-tax net operating income$6,771,0001,676
Securities gains (losses)$02,062
Applicable income taxes$468,0002,143
Income before extraordinary items$6,303,0001,609
Extraordinary gains, net$010
Net income$6,303,0001,608
Minority interest net income$074
Net income of bank and minority interests.$6,303,0001,609
Net charge-offs$-1,0003,238
Cash dividends$5,360,000755
Sale, conversion, retirement of capital stock, net$0582
Net operating income$6,303,0001,589
2021-09-30 (YTD Data)Rank
Total interest income$12,290,0001,772
Total interest expense$991,0001,905
Net interest income$11,299,0001,744
Provision for loan and lease losses$375,0001,009
Total noninterest income$3,869,0001,316
Gross Fiduciary activities income$0957
Service charges on deposit accounts$181,0002,436
Trading account gains and feesNANA
Additional Noninterest Income$3,688,0001,105
Total noninterest expense$9,583,0001,653
Salaries and employee benefits$5,730,0001,623
Premises and equipment expense$1,306,0001,379
Additional noninterest expense$2,547,0001,795
Pre-tax net operating income$5,210,0001,701
Securities gains (losses)$02,015
Applicable income taxes$5,0003,587
Income before extraordinary items$5,205,0001,564
Extraordinary gains, net$08
Net income$5,205,0001,564
Minority interest net income$069
Net income of bank and minority interests.$5,205,0001,564
Net charge-offs$02,463
Cash dividends$4,831,000611
Sale, conversion, retirement of capital stock, net$0543
Net operating income$5,205,0001,532
2021-06-30 (YTD Data)Rank
Total interest income$7,792,0001,829
Total interest expense$654,0001,987
Net interest income$7,138,0001,802
Provision for loan and lease losses$300,000865
Total noninterest income$2,723,0001,256
Gross Fiduciary activities income$0951
Service charges on deposit accounts$113,0002,474
Trading account gains and feesNANA
Additional Noninterest Income$2,610,0001,078
Total noninterest expense$6,282,0001,679
Salaries and employee benefits$3,798,0001,623
Premises and equipment expense$875,0001,373
Additional noninterest expense$1,609,0001,858
Pre-tax net operating income$3,279,0001,744
Securities gains (losses)$01,818
Applicable income taxes$5,0003,542
Income before extraordinary items$3,274,0001,609
Extraordinary gains, net$06
Net income$3,274,0001,609
Minority interest net income$067
Net income of bank and minority interests.$3,274,0001,609
Net charge-offs$02,245
Cash dividends$4,831,000456
Sale, conversion, retirement of capital stock, net$0517
Net operating income$3,274,0001,581
2021-03-31 (YTD Data)Rank
Total interest income$3,925,0001,824
Total interest expense$323,0002,077
Net interest income$3,602,0001,782
Provision for loan and lease losses$150,000937
Total noninterest income$1,460,0001,202
Gross Fiduciary activities income$0922
Service charges on deposit accounts$56,0002,487
Trading account gains and feesNANA
Additional Noninterest Income$1,404,0001,026
Total noninterest expense$2,980,0001,730
Salaries and employee benefits$1,817,0001,665
Premises and equipment expense$429,0001,414
Additional noninterest expense$734,0001,964
Pre-tax net operating income$1,932,0001,562
Securities gains (losses)$01,392
Applicable income taxes$03,613
Income before extraordinary items$1,932,0001,427
Extraordinary gains, net$03
Net income$1,932,0001,427
Minority interest net income$055
Net income of bank and minority interests.$1,932,0001,427
Net charge-offs$-6,0003,842
Cash dividends$3,539,000307
Sale, conversion, retirement of capital stock, net$0482
Net operating income$1,932,0001,392
2020-12-31 (YTD Data)Rank
Total interest income$15,393,0001,851
Total interest expense$1,641,0002,245
Net interest income$13,752,0001,779
Provision for loan and lease losses$775,0001,852
Total noninterest income$5,930,0001,132
Gross Fiduciary activities income$01,030
Service charges on deposit accounts$280,0002,320
Trading account gains and feesNANA
Additional Noninterest Income$5,650,000936
Total noninterest expense$12,282,0001,675
Salaries and employee benefits$7,566,0001,587
Premises and equipment expense$1,975,0001,198
Additional noninterest expense$2,741,0002,071
Pre-tax net operating income$6,625,0001,439
Securities gains (losses)$02,675
Applicable income taxes$15,0003,440
Income before extraordinary items$6,610,0001,317
Extraordinary gains, net$04
Net income$6,610,0001,318
Minority interest net income$072
Net income of bank and minority interests.$6,610,0001,318
Net charge-offs$45,0002,451
Cash dividends$4,014,000899
Sale, conversion, retirement of capital stock, net$0566
Net operating income$6,610,0001,279
2020-09-30 (YTD Data)Rank
Total interest income$11,607,0001,859
Total interest expense$1,291,0002,278
Net interest income$10,316,0001,768
Provision for loan and lease losses$525,0001,925
Total noninterest income$4,383,0001,114
Gross Fiduciary activities income$0981
Service charges on deposit accounts$212,0002,319
Trading account gains and feesNANA
Additional Noninterest Income$4,171,000912
Total noninterest expense$8,854,0001,705
Salaries and employee benefits$5,500,0001,606
Premises and equipment expense$1,391,0001,270
Additional noninterest expense$1,963,0002,100
Pre-tax net operating income$5,320,0001,329
Securities gains (losses)$02,494
Applicable income taxes$15,0003,396
Income before extraordinary items$5,305,0001,211
Extraordinary gains, net$04
Net income$5,305,0001,211
Minority interest net income$065
Net income of bank and minority interests.$5,305,0001,211
Net charge-offs$35,0002,235
Cash dividends$4,014,000663
Sale, conversion, retirement of capital stock, net$0532
Net operating income$5,305,0001,179
2020-06-30 (YTD Data)Rank
Total interest income$7,734,0001,882
Total interest expense$900,0002,318
Net interest income$6,834,0001,786
Provision for loan and lease losses$225,0002,290
Total noninterest income$2,695,0001,117
Gross Fiduciary activities income$0970
Service charges on deposit accounts$149,0002,288
Trading account gains and feesNANA
Additional Noninterest Income$2,546,000914
Total noninterest expense$5,801,0001,722
Salaries and employee benefits$3,657,0001,610
Premises and equipment expense$882,0001,317
Additional noninterest expense$1,262,0002,147
Pre-tax net operating income$3,503,0001,283
Securities gains (losses)$02,249
Applicable income taxes$15,0003,293
Income before extraordinary items$3,488,0001,158
Extraordinary gains, net$04
Net income$3,488,0001,158
Minority interest net income$065
Net income of bank and minority interests.$3,488,0001,158
Net charge-offs$36,0001,908
Cash dividends$3,108,000595
Sale, conversion, retirement of capital stock, net$0504
Net operating income$3,488,0001,129
2020-03-31 (YTD Data)Rank
Total interest income$3,859,0001,868
Total interest expense$476,0002,359
Net interest income$3,383,0001,751
Provision for loan and lease losses$25,0002,983
Total noninterest income$694,0001,615
Gross Fiduciary activities income$0941
Service charges on deposit accounts$95,0002,205
Trading account gains and feesNANA
Additional Noninterest Income$599,0001,356
Total noninterest expense$2,666,0001,851
Salaries and employee benefits$1,614,0001,777
Premises and equipment expense$432,0001,347
Additional noninterest expense$620,0002,194
Pre-tax net operating income$1,386,0001,402
Securities gains (losses)$01,705
Applicable income taxes$03,513
Income before extraordinary items$1,386,0001,274
Extraordinary gains, net$04
Net income$1,386,0001,273
Minority interest net income$056
Net income of bank and minority interests.$1,386,0001,274
Net charge-offs$-2,0003,865
Cash dividends$2,000,000509
Sale, conversion, retirement of capital stock, net$0482
Net operating income$1,386,0001,239
2019-12-31 (YTD Data)Rank
Total interest income$15,846,0001,846
Total interest expense$1,930,0002,395
Net interest income$13,916,0001,716
Provision for loan and lease losses$150,0002,594
Total noninterest income$3,574,0001,421
Gross Fiduciary activities income$01,051
Service charges on deposit accounts$440,0002,095
Trading account gains and feesNANA
Additional Noninterest Income$3,134,0001,165
Total noninterest expense$11,126,0001,755
Salaries and employee benefits$6,797,0001,676
Premises and equipment expense$1,697,0001,347
Additional noninterest expense$2,632,0002,132
Pre-tax net operating income$6,214,0001,489
Securities gains (losses)$13,0001,808
Applicable income taxes$2,0003,780
Income before extraordinary items$6,225,0001,353
Extraordinary gains, net$011
Net income$6,225,0001,355
Minority interest net income$076
Net income of bank and minority interests.$6,225,0001,356
Net charge-offs$132,0002,019
Cash dividends$3,018,0001,174
Sale, conversion, retirement of capital stock, net$0626
Net operating income$6,212,0001,323
2019-09-30 (YTD Data)Rank
Total interest income$11,816,0001,870
Total interest expense$1,434,0002,435
Net interest income$10,382,0001,748
Provision for loan and lease losses$150,0002,250
Total noninterest income$2,632,0001,437
Gross Fiduciary activities income$01,014
Service charges on deposit accounts$333,0002,090
Trading account gains and feesNANA
Additional Noninterest Income$2,299,0001,174
Total noninterest expense$8,060,0001,805
Salaries and employee benefits$4,914,0001,725
Premises and equipment expense$1,167,0001,471
Additional noninterest expense$1,979,0002,134
Pre-tax net operating income$4,804,0001,488
Securities gains (losses)$7,0001,751
Applicable income taxes$2,0003,820
Income before extraordinary items$4,809,0001,348
Extraordinary gains, net$011
Net income$4,809,0001,349
Minority interest net income$072
Net income of bank and minority interests.$4,809,0001,350
Net charge-offs$127,0001,608
Cash dividends$3,018,000868
Sale, conversion, retirement of capital stock, net$0590
Net operating income$4,802,0001,318
2019-06-30 (YTD Data)Rank
Total interest income$7,760,0001,892
Total interest expense$938,0002,435
Net interest income$6,822,0001,767
Provision for loan and lease losses$150,0001,792
Total noninterest income$1,628,0001,465
Gross Fiduciary activities income$01,004
Service charges on deposit accounts$222,0002,062
Trading account gains and feesNANA
Additional Noninterest Income$1,406,0001,216
Total noninterest expense$5,362,0001,817
Salaries and employee benefits$3,269,0001,737
Premises and equipment expense$782,0001,470
Additional noninterest expense$1,311,0002,153
Pre-tax net operating income$2,938,0001,573
Securities gains (losses)$01,702
Applicable income taxes$2,0003,806
Income before extraordinary items$2,936,0001,414
Extraordinary gains, net$011
Net income$2,936,0001,413
Minority interest net income$069
Net income of bank and minority interests.$2,936,0001,414
Net charge-offs$114,0001,332
Cash dividends$2,354,000777
Sale, conversion, retirement of capital stock, net$0573
Net operating income$2,936,0001,390
2019-03-31 (YTD Data)Rank
Total interest income$3,823,0001,914
Total interest expense$454,0002,445
Net interest income$3,369,0001,797
Provision for loan and lease losses$03,406
Total noninterest income$684,0001,593
Gross Fiduciary activities income$0972
Service charges on deposit accounts$112,0002,038
Trading account gains and feesNANA
Additional Noninterest Income$572,0001,326
Total noninterest expense$2,666,0001,827
Salaries and employee benefits$1,615,0001,761
Premises and equipment expense$415,0001,408
Additional noninterest expense$636,0002,194
Pre-tax net operating income$1,387,0001,621
Securities gains (losses)$01,087
Applicable income taxes$03,800
Income before extraordinary items$1,387,0001,439
Extraordinary gains, net$05
Net income$1,387,0001,438
Minority interest net income$052
Net income of bank and minority interests.$1,387,0001,438
Net charge-offs$10,0001,981
Cash dividends$1,500,000619
Sale, conversion, retirement of capital stock, net$0529
Net operating income$1,387,0001,415
2018-12-31 (YTD Data)Rank
Total interest income$14,998,0001,861
Total interest expense$1,642,0002,212
Net interest income$13,356,0001,779
Provision for loan and lease losses$04,082
Total noninterest income$3,013,0001,540
Gross Fiduciary activities income$01,098
Service charges on deposit accounts$483,0002,039
Trading account gains and feesNANA
Additional Noninterest Income$2,530,0001,284
Total noninterest expense$10,573,0001,814
Salaries and employee benefits$6,470,0001,709
Premises and equipment expense$1,520,0001,482
Additional noninterest expense$2,583,0002,171
Pre-tax net operating income$5,796,0001,564
Securities gains (losses)$01,125
Applicable income taxes$6,0003,811
Income before extraordinary items$5,790,0001,393
Extraordinary gains, net$06
Net income$5,790,0001,392
Minority interest net income$072
Net income of bank and minority interests.$5,790,0001,392
Net charge-offs$171,0001,767
Cash dividends$3,101,0001,053
Sale, conversion, retirement of capital stock, net$0671
Net operating income$5,790,0001,383
2018-09-30 (YTD Data)Rank
Total interest income$11,072,0001,873
Total interest expense$1,201,0002,167
Net interest income$9,871,0001,801
Provision for loan and lease losses$03,948
Total noninterest income$2,285,0001,553
Gross Fiduciary activities income$01,048
Service charges on deposit accounts$363,0002,054
Trading account gains and feesNANA
Additional Noninterest Income$1,922,0001,292
Total noninterest expense$7,845,0001,827
Salaries and employee benefits$4,755,0001,734
Premises and equipment expense$1,154,0001,472
Additional noninterest expense$1,936,0002,162
Pre-tax net operating income$4,311,0001,586
Securities gains (losses)$01,118
Applicable income taxes$5,0003,855
Income before extraordinary items$4,306,0001,407
Extraordinary gains, net$05
Net income$4,306,0001,406
Minority interest net income$066
Net income of bank and minority interests.$4,306,0001,406
Net charge-offs$135,0001,499
Cash dividends$2,724,000848
Sale, conversion, retirement of capital stock, net$0633
Net operating income$4,306,0001,393
2018-06-30 (YTD Data)Rank
Total interest income$7,277,0001,882
Total interest expense$801,0002,085
Net interest income$6,476,0001,816
Provision for loan and lease losses$03,782
Total noninterest income$1,396,0001,633
Gross Fiduciary activities income$01,037
Service charges on deposit accounts$247,0001,993
Trading account gains and feesNANA
Additional Noninterest Income$1,149,0001,395
Total noninterest expense$5,228,0001,846
Salaries and employee benefits$3,152,0001,760
Premises and equipment expense$778,0001,471
Additional noninterest expense$1,298,0002,174
Pre-tax net operating income$2,644,0001,682
Securities gains (losses)$0961
Applicable income taxes$5,0003,805
Income before extraordinary items$2,639,0001,503
Extraordinary gains, net$06
Net income$2,639,0001,502
Minority interest net income$065
Net income of bank and minority interests.$2,639,0001,502
Net charge-offs$128,0001,166
Cash dividends$2,117,000724
Sale, conversion, retirement of capital stock, net$0620
Net operating income$2,639,0001,488
2018-03-31 (YTD Data)Rank
Total interest income$3,599,0001,885
Total interest expense$399,0002,029
Net interest income$3,200,0001,826
Provision for loan and lease losses$03,508
Total noninterest income$535,0001,902
Gross Fiduciary activities income$01,003
Service charges on deposit accounts$128,0001,954
Trading account gains and feesNANA
Additional Noninterest Income$407,0001,697
Total noninterest expense$2,591,0001,880
Salaries and employee benefits$1,556,0001,791
Premises and equipment expense$405,0001,437
Additional noninterest expense$630,0002,196
Pre-tax net operating income$1,144,0001,850
Securities gains (losses)$0735
Applicable income taxes$03,948
Income before extraordinary items$1,144,0001,644
Extraordinary gains, net$07
Net income$1,144,0001,644
Minority interest net income$052
Net income of bank and minority interests.$1,144,0001,644
Net charge-offs$179,000615
Cash dividends$1,500,000523
Sale, conversion, retirement of capital stock, net$0580
Net operating income$1,144,0001,633
2017-12-31 (YTD Data)Rank
Total interest income$14,767,0001,794
Total interest expense$1,595,0001,826
Net interest income$13,172,0001,758
Provision for loan and lease losses$50,0003,556
Total noninterest income$3,324,0001,471
Gross Fiduciary activities income$01,137
Service charges on deposit accounts$523,0001,963
Trading account gains and feesNANA
Additional Noninterest Income$2,801,0001,221
Total noninterest expense$10,842,0001,774
Salaries and employee benefits$6,568,0001,686
Premises and equipment expense$1,518,0001,509
Additional noninterest expense$2,756,0002,079
Pre-tax net operating income$5,604,0001,563
Securities gains (losses)$-6,0004,997
Applicable income taxes$04,135
Income before extraordinary items$5,598,0001,237
Extraordinary gains, net$09
Net income$5,598,0001,237
Minority interest net income$076
Net income of bank and minority interests.$5,598,0001,237
Net charge-offs$-223,0005,462
Cash dividends$3,436,000928
Sale, conversion, retirement of capital stock, net$0711
Net operating income$5,604,0001,220
2017-09-30 (YTD Data)Rank
Total interest income$10,957,0001,813
Total interest expense$1,199,0001,805
Net interest income$9,758,0001,782
Provision for loan and lease losses$50,0003,230
Total noninterest income$2,447,0001,502
Gross Fiduciary activities income$01,093
Service charges on deposit accounts$390,0001,983
Trading account gains and feesNANA
Additional Noninterest Income$2,057,0001,255
Total noninterest expense$8,084,0001,790
Salaries and employee benefits$4,900,0001,693
Premises and equipment expense$1,144,0001,511
Additional noninterest expense$2,040,0002,088
Pre-tax net operating income$4,071,0001,621
Securities gains (losses)$-7,0005,348
Applicable income taxes$04,172
Income before extraordinary items$4,064,0001,357
Extraordinary gains, net$09
Net income$4,064,0001,357
Minority interest net income$071
Net income of bank and minority interests.$4,064,0001,357
Net charge-offs$-280,0005,559
Cash dividends$2,852,000797
Sale, conversion, retirement of capital stock, net$0677
Net operating income$4,071,0001,338
2017-06-30 (YTD Data)Rank
Total interest income$7,198,0001,821
Total interest expense$797,0001,773
Net interest income$6,401,0001,798
Provision for loan and lease losses$03,871
Total noninterest income$1,494,0001,606
Gross Fiduciary activities income$01,079
Service charges on deposit accounts$266,0001,945
Trading account gains and feesNANA
Additional Noninterest Income$1,228,0001,353
Total noninterest expense$5,422,0001,777
Salaries and employee benefits$3,282,0001,692
Premises and equipment expense$774,0001,489
Additional noninterest expense$1,366,0002,084
Pre-tax net operating income$2,473,0001,716
Securities gains (losses)$-7,0005,446
Applicable income taxes$04,189
Income before extraordinary items$2,466,0001,444
Extraordinary gains, net$011
Net income$2,466,0001,444
Minority interest net income$071
Net income of bank and minority interests.$2,466,0001,445
Net charge-offs$-282,0005,647
Cash dividends$2,358,000667
Sale, conversion, retirement of capital stock, net$0659
Net operating income$2,473,0001,425
2017-03-31 (YTD Data)Rank
Total interest income$3,558,0001,828
Total interest expense$410,0001,728
Net interest income$3,148,0001,819
Provision for loan and lease losses$03,537
Total noninterest income$700,0001,656
Gross Fiduciary activities income$01,045
Service charges on deposit accounts$136,0001,910
Trading account gains and feesNANA
Additional Noninterest Income$564,0001,417
Total noninterest expense$2,709,0001,792
Salaries and employee benefits$1,660,0001,695
Premises and equipment expense$390,0001,499
Additional noninterest expense$659,0002,145
Pre-tax net operating income$1,139,0001,784
Securities gains (losses)$01,153
Applicable income taxes$04,086
Income before extraordinary items$1,139,0001,518
Extraordinary gains, net$08
Net income$1,139,0001,518
Minority interest net income$055
Net income of bank and minority interests.$1,139,0001,518
Net charge-offs$-286,0005,767
Cash dividends$1,500,000511
Sale, conversion, retirement of capital stock, net$0632
Net operating income$1,139,0001,496
2016-12-31 (YTD Data)Rank
Total interest income$14,805,0001,704
Total interest expense$1,610,0001,708
Net interest income$13,195,0001,706
Provision for loan and lease losses$550,0001,384
Total noninterest income$3,454,0001,486
Gross Fiduciary activities income$01,172
Service charges on deposit accounts$593,0001,813
Trading account gains and fees$0170
Additional Noninterest Income$2,861,0001,244
Total noninterest expense$10,512,0001,816
Salaries and employee benefits$6,348,0001,694
Premises and equipment expense$1,355,0001,666
Additional noninterest expense$2,809,0002,088
Pre-tax net operating income$5,587,0001,485
Securities gains (losses)$-32,0005,717
Applicable income taxes$172,0003,021
Income before extraordinary items$5,383,0001,304
Extraordinary gains, net$05
Net income$5,383,0001,303
Minority interest net income$082
Net income of bank and minority interests.$5,383,0001,303
Net charge-offs$59,0003,018
Cash dividends$2,533,0001,162
Sale, conversion, retirement of capital stock, net$0759
Net operating income$5,414,0401,270
2016-09-30 (YTD Data)Rank
Total interest income$11,123,0001,712
Total interest expense$1,208,0001,694
Net interest income$9,915,0001,706
Provision for loan and lease losses$450,0001,227
Total noninterest income$2,497,0001,522
Gross Fiduciary activities income$01,132
Service charges on deposit accounts$448,0001,816
Trading account gains and fees$0169
Additional Noninterest Income$2,049,0001,295
Total noninterest expense$7,842,0001,825
Salaries and employee benefits$4,728,0001,708
Premises and equipment expense$1,013,0001,679
Additional noninterest expense$2,101,0002,091
Pre-tax net operating income$4,120,0001,527
Securities gains (losses)$-32,0005,859
Applicable income taxes$172,0002,908
Income before extraordinary items$3,916,0001,355
Extraordinary gains, net$05
Net income$3,916,0001,356
Minority interest net income$071
Net income of bank and minority interests.$3,916,0001,356
Net charge-offs$56,0002,501
Cash dividends$1,000,0001,652
Sale, conversion, retirement of capital stock, net$0719
Net operating income$3,946,7201,308
2016-06-30 (YTD Data)Rank
Total interest income$7,424,0001,714
Total interest expense$808,0001,679
Net interest income$6,616,0001,706
Provision for loan and lease losses$300,0001,234
Total noninterest income$1,521,0001,610
Gross Fiduciary activities income$01,122
Service charges on deposit accounts$287,0001,851
Trading account gains and fees$0157
Additional Noninterest Income$1,234,0001,354
Total noninterest expense$5,229,0001,825
Salaries and employee benefits$3,119,0001,721
Premises and equipment expense$598,0001,881
Additional noninterest expense$1,512,0001,957
Pre-tax net operating income$2,608,0001,573
Securities gains (losses)$24,0001,854
Applicable income taxes$172,0002,609
Income before extraordinary items$2,460,0001,414
Extraordinary gains, net$016
Net income$2,460,0001,414
Minority interest net income$071
Net income of bank and minority interests.$2,460,0001,414
Net charge-offs$55,0002,078
Cash dividends$1,000,0001,296
Sale, conversion, retirement of capital stock, net$0705
Net operating income$2,437,6801,378
2016-03-31 (YTD Data)Rank
Total interest income$3,658,0001,737
Total interest expense$402,0001,687
Net interest income$3,256,0001,730
Provision for loan and lease losses$150,0001,146
Total noninterest income$632,0001,777
Gross Fiduciary activities income$01,076
Service charges on deposit accounts$137,0001,905
Trading account gains and fees$0142
Additional Noninterest Income$495,0001,513
Total noninterest expense$2,545,0001,877
Salaries and employee benefits$1,531,0001,754
Premises and equipment expense$274,0002,007
Additional noninterest expense$740,0001,970
Pre-tax net operating income$1,193,0001,682
Securities gains (losses)$22,0001,191
Applicable income taxes$221,0001,749
Income before extraordinary items$994,0001,631
Extraordinary gains, net$012
Net income$994,0001,632
Minority interest net income$062
Net income of bank and minority interests.$994,0001,632
Net charge-offs$50,0001,427
Cash dividends$1,000,000720
Sale, conversion, retirement of capital stock, net$0659
Net operating income$975,9601,620
2015-12-31 (YTD Data)Rank
Total interest income$13,652,0001,812
Total interest expense$1,536,0001,739
Net interest income$12,116,0001,811
Provision for loan and lease losses$350,0001,745
Total noninterest income$2,733,0001,709
Gross Fiduciary activities income$01,209
Service charges on deposit accounts$477,0002,221
Trading account gains and fees$0159
Additional Noninterest Income$2,256,0001,398
Total noninterest expense$9,907,0001,912
Salaries and employee benefits$5,547,0001,881
Premises and equipment expense$1,092,0002,041
Additional noninterest expense$3,268,0001,844
Pre-tax net operating income$4,592,0001,697
Securities gains (losses)$114,0001,096
Applicable income taxes$1,356,0001,309
Income before extraordinary items$3,350,0001,859
Extraordinary gains, net$023
Net income$3,350,0001,859
Minority interest net income$081
Net income of bank and minority interests.$3,350,0001,861
Net charge-offs$196,0002,006
Cash dividends$04,291
Sale, conversion, retirement of capital stock, net$3,250,000111
Net operating income$3,269,0601,864
2015-09-30 (YTD Data)Rank
Total interest income$9,837,0001,886
Total interest expense$1,123,0001,795
Net interest income$8,714,0001,891
Provision for loan and lease losses$225,0001,803
Total noninterest income$1,888,0001,822
Gross Fiduciary activities income$01,169
Service charges on deposit accounts$341,0002,310
Trading account gains and fees$0153
Additional Noninterest Income$1,547,0001,502
Total noninterest expense$7,135,0001,989
Salaries and employee benefits$4,011,0001,947
Premises and equipment expense$774,0002,157
Additional noninterest expense$2,350,0001,908
Pre-tax net operating income$3,242,0001,796
Securities gains (losses)$233,000570
Applicable income taxes$1,035,0001,339
Income before extraordinary items$2,440,0001,931
Extraordinary gains, net$021
Net income$2,440,0001,933
Minority interest net income$078
Net income of bank and minority interests.$2,440,0001,933
Net charge-offs$38,0002,972
Cash dividends$03,825
Sale, conversion, retirement of capital stock, net$3,250,00080
Net operating income$2,276,9001,995
2015-06-30 (YTD Data)Rank
Total interest income$6,060,0002,017
Total interest expense$675,0001,949
Net interest income$5,385,0002,008
Provision for loan and lease losses$75,0002,511
Total noninterest income$1,111,0001,996
Gross Fiduciary activities income$01,152
Service charges on deposit accounts$198,0002,513
Trading account gains and fees$0157
Additional Noninterest Income$913,0001,656
Total noninterest expense$4,476,0002,111
Salaries and employee benefits$2,533,0002,061
Premises and equipment expense$476,0002,297
Additional noninterest expense$1,467,0002,038
Pre-tax net operating income$1,945,0001,925
Securities gains (losses)$168,000595
Applicable income taxes$625,0001,429
Income before extraordinary items$1,488,0002,068
Extraordinary gains, net$022
Net income$1,488,0002,070
Minority interest net income$075
Net income of bank and minority interests.$1,488,0002,070
Net charge-offs$38,0002,539
Cash dividends$03,664
Sale, conversion, retirement of capital stock, net$3,250,00061
Net operating income$1,370,4002,150
2015-03-31 (YTD Data)Rank
Total interest income$2,894,0002,096
Total interest expense$336,0001,982
Net interest income$2,558,0002,082
Provision for loan and lease losses$75,0001,675
Total noninterest income$500,0002,102
Gross Fiduciary activities income$01,118
Service charges on deposit accounts$91,0002,654
Trading account gains and fees$0152
Additional Noninterest Income$409,0001,749
Total noninterest expense$2,071,0002,248
Salaries and employee benefits$1,211,0002,140
Premises and equipment expense$219,0002,467
Additional noninterest expense$641,0002,275
Pre-tax net operating income$912,0002,006
Securities gains (losses)$166,000416
Applicable income taxes$320,0001,376
Income before extraordinary items$758,0002,004
Extraordinary gains, net$013
Net income$758,0002,006
Minority interest net income$064
Net income of bank and minority interests.$758,0002,006
Net charge-offs$43,0001,671
Cash dividends$02,892
Sale, conversion, retirement of capital stock, net$0697
Net operating income$641,8002,222
2014-12-31 (YTD Data)Rank
Total interest income$11,753,0002,073
Total interest expense$1,529,0001,857
Net interest income$10,224,0002,084
Provision for loan and lease losses$450,0001,555
Total noninterest income$2,319,0001,907
Gross Fiduciary activities income$01,256
Service charges on deposit accounts$478,0002,345
Trading account gains and fees$0180
Additional Noninterest Income$1,841,0001,562
Total noninterest expense$7,788,0002,363
Salaries and employee benefits$4,624,0002,198
Premises and equipment expense$795,0002,680
Additional noninterest expense$2,369,0002,514
Pre-tax net operating income$4,305,0001,733
Securities gains (losses)$200,000804
Applicable income taxes$1,377,0001,269
Income before extraordinary items$3,128,0001,950
Extraordinary gains, net$017
Net income$3,128,0001,949
Minority interest net income$084
Net income of bank and minority interests.$3,128,0001,948
Net charge-offs$463,0001,550
Cash dividends$2,250,0001,164
Sale, conversion, retirement of capital stock, net$0862
Net operating income$2,990,0001,983
2014-09-30 (YTD Data)Rank
Total interest income$8,757,0002,102
Total interest expense$1,176,0001,850
Net interest income$7,581,0002,116
Provision for loan and lease losses$100,0002,760
Total noninterest income$1,787,0001,873
Gross Fiduciary activities income$01,202
Service charges on deposit accounts$367,0002,326
Trading account gains and fees$0174
Additional Noninterest Income$1,420,0001,511
Total noninterest expense$5,849,0002,371
Salaries and employee benefits$3,436,0002,225
Premises and equipment expense$543,0002,874
Additional noninterest expense$1,870,0002,405
Pre-tax net operating income$3,419,0001,661
Securities gains (losses)$167,000722
Applicable income taxes$1,149,0001,181
Income before extraordinary items$2,437,0001,883
Extraordinary gains, net$015
Net income$2,437,0001,883
Minority interest net income$081
Net income of bank and minority interests.$2,437,0001,882
Net charge-offs$73,0002,971
Cash dividends$2,250,000839
Sale, conversion, retirement of capital stock, net$0819
Net operating income$2,323,4401,918
2014-06-30 (YTD Data)Rank
Total interest income$5,726,0002,130
Total interest expense$813,0001,813
Net interest income$4,913,0002,161
Provision for loan and lease losses$25,0003,493
Total noninterest income$1,030,0002,050
Gross Fiduciary activities income$01,182
Service charges on deposit accounts$245,0002,306
Trading account gains and fees$0172
Additional Noninterest Income$785,0001,723
Total noninterest expense$3,770,0002,458
Salaries and employee benefits$2,236,0002,275
Premises and equipment expense$323,0003,126
Additional noninterest expense$1,211,0002,469
Pre-tax net operating income$2,148,0001,709
Securities gains (losses)$160,000560
Applicable income taxes$741,0001,195
Income before extraordinary items$1,567,0001,914
Extraordinary gains, net$020
Net income$1,567,0001,918
Minority interest net income$080
Net income of bank and minority interests.$1,567,0001,917
Net charge-offs$14,0003,578
Cash dividends$2,250,000590
Sale, conversion, retirement of capital stock, net$0794
Net operating income$1,458,2001,977
2014-03-31 (YTD Data)Rank
Total interest income$2,820,0002,148
Total interest expense$417,0001,794
Net interest income$2,403,0002,201
Provision for loan and lease losses$03,817
Total noninterest income$469,0002,125
Gross Fiduciary activities income$01,141
Service charges on deposit accounts$122,0002,278
Trading account gains and fees$0147
Additional Noninterest Income$347,0001,826
Total noninterest expense$1,823,0002,544
Salaries and employee benefits$1,080,0002,347
Premises and equipment expense$166,0003,128
Additional noninterest expense$577,0002,573
Pre-tax net operating income$1,049,0001,705
Securities gains (losses)$31,000807
Applicable income taxes$335,0001,237
Income before extraordinary items$745,0001,921
Extraordinary gains, net$016
Net income$745,0001,924
Minority interest net income$066
Net income of bank and minority interests.$745,0001,924
Net charge-offs$-5,0005,444
Cash dividends$2,250,000302
Sale, conversion, retirement of capital stock, net$0747
Net operating income$723,6101,912
2013-12-31 (YTD Data)Rank
Total interest income$11,545,0002,122
Total interest expense$1,844,0001,830
Net interest income$9,701,0002,151
Provision for loan and lease losses$125,0003,436
Total noninterest income$2,798,0001,693
Gross Fiduciary activities income$01,299
Service charges on deposit accounts$445,0002,604
Trading account gains and fees$0184
Additional Noninterest Income$2,353,0001,356
Total noninterest expense$7,923,0002,362
Salaries and employee benefits$4,817,0002,120
Premises and equipment expense$746,0002,843
Additional noninterest expense$2,360,0002,592
Pre-tax net operating income$4,451,0001,567
Securities gains (losses)$63,0001,637
Applicable income taxes$1,435,0001,154
Income before extraordinary items$3,079,0001,859
Extraordinary gains, net$029
Net income$3,079,0001,862
Minority interest net income$090
Net income of bank and minority interests.$3,079,0001,862
Net charge-offs$357,0002,373
Cash dividends$2,000,0001,192
Sale, conversion, retirement of capital stock, net$0924
Net operating income$3,036,1601,847
2013-09-30 (YTD Data)Rank
Total interest income$8,592,0002,148
Total interest expense$1,408,0001,847
Net interest income$7,184,0002,179
Provision for loan and lease losses$75,0003,636
Total noninterest income$1,850,0001,897
Gross Fiduciary activities income$01,238
Service charges on deposit accounts$360,0002,474
Trading account gains and fees$0180
Additional Noninterest Income$1,490,0001,556
Total noninterest expense$5,848,0002,398
Salaries and employee benefits$3,618,0002,117
Premises and equipment expense$523,0003,003
Additional noninterest expense$1,707,0002,681
Pre-tax net operating income$3,111,0001,683
Securities gains (losses)$41,0001,802
Applicable income taxes$1,012,0001,235
Income before extraordinary items$2,140,0002,007
Extraordinary gains, net$025
Net income$2,140,0002,014
Minority interest net income$084
Net income of bank and minority interests.$2,140,0002,013
Net charge-offs$256,0002,285
Cash dividends$2,000,000865
Sale, conversion, retirement of capital stock, net$0868
Net operating income$2,112,1201,978
2013-06-30 (YTD Data)Rank
Total interest income$5,645,0002,185
Total interest expense$945,0001,873
Net interest income$4,700,0002,213
Provision for loan and lease losses$75,0003,208
Total noninterest income$1,150,0002,030
Gross Fiduciary activities income$01,226
Service charges on deposit accounts$238,0002,457
Trading account gains and fees$0157
Additional Noninterest Income$912,0001,694
Total noninterest expense$3,930,0002,377
Salaries and employee benefits$2,445,0002,099
Premises and equipment expense$313,0003,266
Additional noninterest expense$1,172,0002,597
Pre-tax net operating income$1,845,0001,848
Securities gains (losses)$41,0001,644
Applicable income taxes$592,0001,368
Income before extraordinary items$1,294,0002,172
Extraordinary gains, net$022
Net income$1,294,0002,180
Minority interest net income$082
Net income of bank and minority interests.$1,294,0002,178
Net charge-offs$202,0002,091
Cash dividends$03,564
Sale, conversion, retirement of capital stock, net$0838
Net operating income$1,265,7102,115
2013-03-31 (YTD Data)Rank
Total interest income$2,804,0002,220
Total interest expense$485,0001,880
Net interest income$2,319,0002,262
Provision for loan and lease losses$25,0003,416
Total noninterest income$620,0001,919
Gross Fiduciary activities income$01,171
Service charges on deposit accounts$115,0002,529
Trading account gains and fees$0148
Additional Noninterest Income$505,0001,566
Total noninterest expense$1,955,0002,420
Salaries and employee benefits$1,219,0002,115
Premises and equipment expense$161,0003,225
Additional noninterest expense$575,0002,650
Pre-tax net operating income$959,0001,782
Securities gains (losses)$01,966
Applicable income taxes$300,0001,324
Income before extraordinary items$659,0002,097
Extraordinary gains, net$010
Net income$659,0002,099
Minority interest net income$076
Net income of bank and minority interests.$659,0002,099
Net charge-offs$146,0001,605
Cash dividends$02,726
Sale, conversion, retirement of capital stock, net$0789
Net operating income$659,0002,017
2012-12-31 (YTD Data)Rank
Total interest income$11,995,0002,181
Total interest expense$2,496,0001,751
Net interest income$9,499,0002,258
Provision for loan and lease losses$350,0003,164
Total noninterest income$2,005,0002,176
Gross Fiduciary activities income$01,334
Service charges on deposit accounts$509,0002,449
Trading account gains and fees$0166
Additional Noninterest Income$1,496,0001,855
Total noninterest expense$7,567,0002,483
Salaries and employee benefits$4,465,0002,232
Premises and equipment expense$698,0003,027
Additional noninterest expense$2,404,0002,652
Pre-tax net operating income$3,587,0001,781
Securities gains (losses)$50,0002,732
Applicable income taxes$1,188,0001,309
Income before extraordinary items$2,449,0002,216
Extraordinary gains, net$029
Net income$2,449,0002,215
Minority interest net income$093
Net income of bank and minority interests.$2,449,0002,217
Net charge-offs$318,0003,225
Cash dividends$1,500,0001,482
Sale, conversion, retirement of capital stock, net$01,002
Net operating income$2,415,5002,111
2012-09-30 (YTD Data)Rank
Total interest income$8,980,0002,226
Total interest expense$1,908,0001,791
Net interest income$7,072,0002,313
Provision for loan and lease losses$300,0002,961
Total noninterest income$1,354,0002,338
Gross Fiduciary activities income$01,274
Service charges on deposit accounts$382,0002,474
Trading account gains and fees$0157
Additional Noninterest Income$972,0002,030
Total noninterest expense$5,521,0002,555
Salaries and employee benefits$3,301,0002,247
Premises and equipment expense$509,0003,123
Additional noninterest expense$1,711,0002,800
Pre-tax net operating income$2,605,0001,906
Securities gains (losses)$50,0002,445
Applicable income taxes$863,0001,375
Income before extraordinary items$1,792,0002,304
Extraordinary gains, net$020
Net income$1,792,0002,304
Minority interest net income$086
Net income of bank and minority interests.$1,792,0002,304
Net charge-offs$172,0003,458
Cash dividends$1,500,000983
Sale, conversion, retirement of capital stock, net$0952
Net operating income$1,758,5002,223
2012-06-30 (YTD Data)Rank
Total interest income$5,999,0002,229
Total interest expense$1,301,0001,806
Net interest income$4,698,0002,323
Provision for loan and lease losses$300,0002,388
Total noninterest income$847,0002,408
Gross Fiduciary activities income$01,262
Service charges on deposit accounts$238,0002,594
Trading account gains and fees$0153
Additional Noninterest Income$609,0002,087
Total noninterest expense$3,609,0002,618
Salaries and employee benefits$2,169,0002,286
Premises and equipment expense$334,0003,170
Additional noninterest expense$1,106,0002,874
Pre-tax net operating income$1,636,0001,996
Securities gains (losses)$50,0002,051
Applicable income taxes$538,0001,425
Income before extraordinary items$1,148,0002,352
Extraordinary gains, net$019
Net income$1,148,0002,352
Minority interest net income$084
Net income of bank and minority interests.$1,148,0002,352
Net charge-offs$160,0002,978
Cash dividends$700,0001,279
Sale, conversion, retirement of capital stock, net$0928
Net operating income$1,114,0002,276
2012-03-31 (YTD Data)Rank
Total interest income$2,979,0002,268
Total interest expense$670,0001,830
Net interest income$2,309,0002,376
Provision for loan and lease losses$225,0001,839
Total noninterest income$489,0002,179
Gross Fiduciary activities income$01,204
Service charges on deposit accounts$109,0002,739
Trading account gains and fees$0148
Additional Noninterest Income$380,0001,815
Total noninterest expense$1,816,0002,584
Salaries and employee benefits$1,073,0002,329
Premises and equipment expense$187,0002,928
Additional noninterest expense$556,0002,835
Pre-tax net operating income$757,0002,106
Securities gains (losses)$02,210
Applicable income taxes$240,0001,530
Income before extraordinary items$517,0002,524
Extraordinary gains, net$019
Net income$517,0002,526
Minority interest net income$078
Net income of bank and minority interests.$517,0002,527
Net charge-offs$122,0002,285
Cash dividends$700,000659
Sale, conversion, retirement of capital stock, net$0861
Net operating income$517,0002,406
2011-12-31 (YTD Data)Rank
Total interest income$10,777,0002,583
Total interest expense$2,878,0002,033
Net interest income$7,899,0002,777
Provision for loan and lease losses$600,0003,157
Total noninterest income$1,429,0002,527
Gross Fiduciary activities income$01,311
Service charges on deposit accounts$433,0002,877
Trading account gains and fees$0146
Additional Noninterest Income$996,0002,140
Total noninterest expense$6,382,0002,896
Salaries and employee benefits$3,529,0002,732
Premises and equipment expense$584,0003,649
Additional noninterest expense$2,269,0002,794
Pre-tax net operating income$2,346,0002,225
Securities gains (losses)$47,0002,625
Applicable income taxes$745,0001,622
Income before extraordinary items$1,648,0002,589
Extraordinary gains, net$029
Net income$1,648,0002,589
Minority interest net income$096
Net income of bank and minority interests.$1,648,0002,590
Net charge-offs$512,0003,136
Cash dividends$04,207
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$1,615,5702,556
2011-09-30 (YTD Data)Rank
Total interest income$7,613,0002,750
Total interest expense$2,114,0002,151
Net interest income$5,499,0002,959
Provision for loan and lease losses$500,0002,879
Total noninterest income$896,0002,799
Gross Fiduciary activities income$01,257
Service charges on deposit accounts$316,0002,929
Trading account gains and fees$0145
Additional Noninterest Income$580,0002,472
Total noninterest expense$4,450,0003,085
Salaries and employee benefits$2,437,0002,914
Premises and equipment expense$439,0003,689
Additional noninterest expense$1,574,0003,011
Pre-tax net operating income$1,445,0002,651
Securities gains (losses)$47,0002,372
Applicable income taxes$436,0001,862
Income before extraordinary items$1,056,0002,958
Extraordinary gains, net$021
Net income$1,056,0002,960
Minority interest net income$087
Net income of bank and minority interests.$1,056,0002,960
Net charge-offs$378,0002,982
Cash dividends$03,617
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$1,022,6302,916
2011-06-30 (YTD Data)Rank
Total interest income$4,643,0002,999
Total interest expense$1,339,0002,338
Net interest income$3,304,0003,250
Provision for loan and lease losses$450,0002,433
Total noninterest income$695,0002,553
Gross Fiduciary activities income$01,239
Service charges on deposit accounts$196,0003,076
Trading account gains and fees$0153
Additional Noninterest Income$499,0002,100
Total noninterest expense$2,715,0003,364
Salaries and employee benefits$1,479,0003,174
Premises and equipment expense$270,0003,911
Additional noninterest expense$966,0003,289
Pre-tax net operating income$834,0002,859
Securities gains (losses)$02,914
Applicable income taxes$220,0002,128
Income before extraordinary items$614,0003,147
Extraordinary gains, net$015
Net income$614,0003,148
Minority interest net income$089
Net income of bank and minority interests.$614,0003,149
Net charge-offs$209,0003,067
Cash dividends$03,374
Sale, conversion, retirement of capital stock, net$0986
Net operating income$614,0003,063
2011-03-31 (YTD Data)Rank
Total interest income$2,322,0003,021
Total interest expense$671,0002,411
Net interest income$1,651,0003,234
Provision for loan and lease losses$225,0002,264
Total noninterest income$509,0001,955
Gross Fiduciary activities income$01,199
Service charges on deposit accounts$97,0003,038
Trading account gains and fees$0158
Additional Noninterest Income$412,0001,535
Total noninterest expense$1,496,0003,109
Salaries and employee benefits$840,0002,876
Premises and equipment expense$154,0003,623
Additional noninterest expense$502,0003,171
Pre-tax net operating income$439,0002,794
Securities gains (losses)$01,772
Applicable income taxes$125,0001,953
Income before extraordinary items$314,0003,133
Extraordinary gains, net$09
Net income$300,0003,240
Minority interest net income$14,00066
Net income of bank and minority interests.$314,0003,133
Net charge-offs$100,0002,729
Cash dividends$02,576
Sale, conversion, retirement of capital stock, net$0925
Net operating income$314,0003,070
2010-12-31 (YTD Data)Rank
Total interest income$9,707,0003,028
Total interest expense$3,111,0002,530
Net interest income$6,596,0003,230
Provision for loan and lease losses$900,0003,213
Total noninterest income$2,229,0001,933
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$456,0002,822
Trading account gains and fees$0175
Additional Noninterest Income$1,773,0001,529
Total noninterest expense$5,820,0003,188
Salaries and employee benefits$3,291,0002,868
Premises and equipment expense$520,0004,076
Additional noninterest expense$2,009,0003,247
Pre-tax net operating income$2,105,0002,151
Securities gains (losses)$03,793
Applicable income taxes$653,0001,648
Income before extraordinary items$1,452,0002,568
Extraordinary gains, net$029
Net income$1,401,0002,616
Minority interest net income$51,00074
Net income of bank and minority interests.$1,452,0002,569
Net charge-offs$879,0002,870
Cash dividends$600,0002,113
Sale, conversion, retirement of capital stock, net$01,226
Net operating income$1,452,0002,468
2010-09-30 (YTD Data)Rank
Total interest income$7,242,0003,097
Total interest expense$2,398,0002,561
Net interest income$4,844,0003,330
Provision for loan and lease losses$725,0002,991
Total noninterest income$1,800,0001,834
Gross Fiduciary activities income$01,319
Service charges on deposit accounts$354,0002,805
Trading account gains and fees$0165
Additional Noninterest Income$1,446,0001,371
Total noninterest expense$4,292,0003,232
Salaries and employee benefits$2,410,0002,954
Premises and equipment expense$390,0004,153
Additional noninterest expense$1,492,0003,241
Pre-tax net operating income$1,627,0002,232
Securities gains (losses)$03,651
Applicable income taxes$510,0001,654
Income before extraordinary items$1,117,0002,689
Extraordinary gains, net$023
Net income$1,078,0002,749
Minority interest net income$39,00078
Net income of bank and minority interests.$1,117,0002,691
Net charge-offs$813,0002,442
Cash dividends$600,0001,540
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$1,117,0002,564
2010-06-30 (YTD Data)Rank
Total interest income$4,786,0003,155
Total interest expense$1,606,0002,643
Net interest income$3,180,0003,379
Provision for loan and lease losses$500,0002,840
Total noninterest income$1,082,0001,941
Gross Fiduciary activities income$01,300
Service charges on deposit accounts$227,0002,903
Trading account gains and fees$0152
Additional Noninterest Income$855,0001,451
Total noninterest expense$2,846,0003,240
Salaries and employee benefits$1,586,0002,990
Premises and equipment expense$255,0004,219
Additional noninterest expense$1,005,0003,194
Pre-tax net operating income$916,0002,546
Securities gains (losses)$03,184
Applicable income taxes$260,0001,873
Income before extraordinary items$656,0002,884
Extraordinary gains, net$019
Net income$632,0002,961
Minority interest net income$24,00074
Net income of bank and minority interests.$656,0002,882
Net charge-offs$547,0002,341
Cash dividends$03,476
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$656,0002,776
2010-03-31 (YTD Data)Rank
Total interest income$2,380,0003,222
Total interest expense$826,0002,691
Net interest income$1,554,0003,456
Provision for loan and lease losses$300,0002,372
Total noninterest income$579,0001,820
Gross Fiduciary activities income$01,246
Service charges on deposit accounts$107,0003,021
Trading account gains and fees$0175
Additional Noninterest Income$472,0001,354
Total noninterest expense$1,426,0003,274
Salaries and employee benefits$788,0003,055
Premises and equipment expense$135,0004,161
Additional noninterest expense$503,0003,166
Pre-tax net operating income$407,0002,808
Securities gains (losses)$02,284
Applicable income taxes$117,0001,970
Income before extraordinary items$290,0003,189
Extraordinary gains, net$016
Net income$275,0003,302
Minority interest net income$15,00065
Net income of bank and minority interests.$290,0003,189
Net charge-offs$136,0002,825
Cash dividends$02,646
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$290,0003,079
2009-12-31 (YTD Data)Rank
Total interest income$9,928,0003,253
Total interest expense$3,890,0002,798
Net interest income$6,038,0003,452
Provision for loan and lease losses$900,0003,660
Total noninterest income$1,809,0002,268
Gross Fiduciary activities income$01,390
Service charges on deposit accounts$487,0002,953
Trading account gains and fees$0211
Additional Noninterest Income$1,322,0001,797
Total noninterest expense$5,578,0003,373
Salaries and employee benefits$3,064,0003,116
Premises and equipment expense$526,0004,236
Additional noninterest expense$1,988,0003,326
Pre-tax net operating income$1,369,0002,488
Securities gains (losses)$03,754
Applicable income taxes$448,0001,648
Income before extraordinary items$921,0002,905
Extraordinary gains, net$034
Net income$901,0002,947
Minority interest net income$20,00089
Net income of bank and minority interests.$921,0002,905
Net charge-offs$871,0003,051
Cash dividends$700,0002,119
Sale, conversion, retirement of capital stock, net$01,342
Net operating income$921,0002,848
2009-09-30 (YTD Data)Rank
Total interest income$7,510,0003,288
Total interest expense$2,975,0002,881
Net interest income$4,535,0003,447
Provision for loan and lease losses$475,0003,876
Total noninterest income$1,319,0002,366
Gross Fiduciary activities income$01,353
Service charges on deposit accounts$358,0003,008
Trading account gains and fees$0212
Additional Noninterest Income$961,0001,876
Total noninterest expense$4,067,0003,454
Salaries and employee benefits$2,210,0003,255
Premises and equipment expense$408,0004,203
Additional noninterest expense$1,449,0003,370
Pre-tax net operating income$1,312,0002,289
Securities gains (losses)$03,497
Applicable income taxes$458,0001,492
Income before extraordinary items$854,0002,756
Extraordinary gains, net$027
Net income$842,0002,777
Minority interest net income$12,00096
Net income of bank and minority interests.$854,0002,756
Net charge-offs$592,0002,820
Cash dividends$04,191
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$854,0002,706
2009-06-30 (YTD Data)Rank
Total interest income$4,962,0003,332
Total interest expense$2,008,0002,951
Net interest income$2,954,0003,497
Provision for loan and lease losses$250,0003,992
Total noninterest income$976,0002,223
Gross Fiduciary activities income$01,340
Service charges on deposit accounts$241,0002,930
Trading account gains and fees$0193
Additional Noninterest Income$735,0001,755
Total noninterest expense$2,748,0003,455
Salaries and employee benefits$1,507,0003,228
Premises and equipment expense$279,0004,151
Additional noninterest expense$962,0003,382
Pre-tax net operating income$932,0002,239
Securities gains (losses)$03,136
Applicable income taxes$343,0001,406
Income before extraordinary items$589,0002,801
Extraordinary gains, net$021
Net income$584,0002,813
Minority interest net income$5,000100
Net income of bank and minority interests.$589,0002,801
Net charge-offs$322,0002,854
Cash dividends$03,983
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$589,0002,701
2009-03-31 (YTD Data)Rank
Total interest income$2,493,0003,358
Total interest expense$1,011,0003,020
Net interest income$1,482,0003,480
Provision for loan and lease losses$06,744
Total noninterest income$397,0002,512
Gross Fiduciary activities income$01,285
Service charges on deposit accounts$118,0002,924
Trading account gains and fees$0171
Additional Noninterest Income$279,0002,046
Total noninterest expense$1,268,0003,612
Salaries and employee benefits$731,0003,349
Premises and equipment expense$135,0004,292
Additional noninterest expense$402,0003,566
Pre-tax net operating income$611,0002,022
Securities gains (losses)$02,434
Applicable income taxes$215,0001,374
Income before extraordinary items$396,0002,587
Extraordinary gains, net$015
Net income$396,0002,586
Minority interest net income$0102
Net income of bank and minority interests.$396,0002,588
Net charge-offs$250,0001,955
Cash dividends$03,051
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$396,0002,444
2008-12-31 (YTD Data)Rank
Total interest income$11,034,0003,268
Total interest expense$4,509,0003,217
Net interest income$6,525,0003,250
Provision for loan and lease losses$400,0004,136
Total noninterest income$1,133,0003,154
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$560,0002,780
Trading account gains and fees$0154
Additional Noninterest Income$573,0002,963
Total noninterest expense$4,788,0003,686
Salaries and employee benefits$2,733,0003,515
Premises and equipment expense$519,0004,361
Additional noninterest expense$1,536,0003,558
Pre-tax net operating income$2,470,0002,111
Securities gains (losses)$-29,0007,119
Applicable income taxes$1,000,0001,199
Income before extraordinary items$1,441,0002,584
Extraordinary gains, net$039
Net income$1,441,0002,583
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$420,0003,049
Cash dividends$1,500,0001,715
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$1,459,5602,711
2008-09-30 (YTD Data)Rank
Total interest income$8,432,0003,274
Total interest expense$3,430,0003,286
Net interest income$5,002,0003,220
Provision for loan and lease losses$150,0004,617
Total noninterest income$892,0003,119
Gross Fiduciary activities income$01,405
Service charges on deposit accounts$432,0002,743
Trading account gains and fees$0148
Additional Noninterest Income$460,0002,944
Total noninterest expense$3,546,0003,716
Salaries and employee benefits$2,043,0003,551
Premises and equipment expense$389,0004,385
Additional noninterest expense$1,114,0003,576
Pre-tax net operating income$2,198,0002,146
Securities gains (losses)$-44,0007,470
Applicable income taxes$904,0001,251
Income before extraordinary items$1,250,0002,681
Extraordinary gains, net$031
Net income$1,250,0002,678
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$275,0002,664
Cash dividends$1,500,0001,298
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$1,278,1602,770
2008-06-30 (YTD Data)Rank
Total interest income$5,652,0003,317
Total interest expense$2,312,0003,383
Net interest income$3,340,0003,202
Provision for loan and lease losses$06,671
Total noninterest income$650,0002,976
Gross Fiduciary activities income$01,395
Service charges on deposit accounts$298,0002,650
Trading account gains and fees$0149
Additional Noninterest Income$352,0002,772
Total noninterest expense$2,391,0003,715
Salaries and employee benefits$1,382,0003,548
Premises and equipment expense$271,0004,290
Additional noninterest expense$738,0003,571
Pre-tax net operating income$1,599,0002,066
Securities gains (losses)$10,0002,438
Applicable income taxes$710,0001,221
Income before extraordinary items$899,0002,805
Extraordinary gains, net$021
Net income$899,0002,804
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$184,0002,319
Cash dividends$1,500,000983
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$892,6002,767
2008-03-31 (YTD Data)Rank
Total interest income$2,862,0003,359
Total interest expense$1,190,0003,478
Net interest income$1,672,0003,193
Provision for loan and lease losses$06,080
Total noninterest income$245,0003,562
Gross Fiduciary activities income$01,326
Service charges on deposit accounts$144,0002,710
Trading account gains and fees$0158
Additional Noninterest Income$101,0003,742
Total noninterest expense$1,120,0003,907
Salaries and employee benefits$654,0003,731
Premises and equipment expense$146,0004,066
Additional noninterest expense$320,0003,920
Pre-tax net operating income$797,0002,167
Securities gains (losses)$02,688
Applicable income taxes$330,0001,378
Income before extraordinary items$467,0002,853
Extraordinary gains, net$015
Net income$467,0002,855
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-4,0007,531
Cash dividends$1,500,000524
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$467,0002,776
2007-12-31 (YTD Data)Rank
Total interest income$11,810,0003,332
Total interest expense$5,026,0003,459
Net interest income$6,784,0003,177
Provision for loan and lease losses$160,0004,234
Total noninterest income$1,101,0003,347
Gross Fiduciary activities income$01,498
Service charges on deposit accounts$611,0002,636
Trading account gains and fees$0178
Additional Noninterest Income$490,0003,350
Total noninterest expense$4,670,0003,647
Salaries and employee benefits$2,873,0003,337
Premises and equipment expense$480,0004,490
Additional noninterest expense$1,317,0003,807
Pre-tax net operating income$3,055,0002,434
Securities gains (losses)$02,146
Applicable income taxes$1,236,0001,616
Income before extraordinary items$1,819,0003,029
Extraordinary gains, net$039
Net income$1,819,0003,028
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$226,0002,672
Cash dividends$2,250,0001,477
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$1,819,0003,028
2007-09-30 (YTD Data)Rank
Total interest income$8,850,0003,334
Total interest expense$3,757,0003,461
Net interest income$5,093,0003,180
Provision for loan and lease losses$160,0003,381
Total noninterest income$795,0003,409
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$454,0002,639
Trading account gains and fees$0184
Additional Noninterest Income$341,0003,506
Total noninterest expense$3,479,0003,647
Salaries and employee benefits$2,131,0003,354
Premises and equipment expense$376,0004,341
Additional noninterest expense$972,0003,791
Pre-tax net operating income$2,249,0002,624
Securities gains (losses)$01,655
Applicable income taxes$911,0001,745
Income before extraordinary items$1,338,0003,220
Extraordinary gains, net$033
Net income$1,338,0003,219
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$118,0002,620
Cash dividends$2,250,0001,112
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$1,338,0003,202
2007-06-30 (YTD Data)Rank
Total interest income$5,837,0003,372
Total interest expense$2,486,0003,471
Net interest income$3,351,0003,235
Provision for loan and lease losses$120,0002,960
Total noninterest income$527,0003,448
Gross Fiduciary activities income$01,429
Service charges on deposit accounts$294,0002,702
Trading account gains and fees$0168
Additional Noninterest Income$233,0003,493
Total noninterest expense$2,395,0003,571
Salaries and employee benefits$1,462,0003,320
Premises and equipment expense$286,0003,972
Additional noninterest expense$647,0003,789
Pre-tax net operating income$1,363,0002,855
Securities gains (losses)$01,444
Applicable income taxes$541,0001,958
Income before extraordinary items$822,0003,463
Extraordinary gains, net$029
Net income$822,0003,463
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$107,0001,985
Cash dividends$2,250,000794
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$822,0003,440
2007-03-31 (YTD Data)Rank
Total interest income$2,919,0003,353
Total interest expense$1,238,0003,456
Net interest income$1,681,0003,230
Provision for loan and lease losses$60,0002,747
Total noninterest income$253,0003,498
Gross Fiduciary activities income$01,355
Service charges on deposit accounts$137,0002,783
Trading account gains and fees$0195
Additional Noninterest Income$116,0003,494
Total noninterest expense$1,170,0003,640
Salaries and employee benefits$695,0003,478
Premises and equipment expense$150,0003,863
Additional noninterest expense$325,0003,724
Pre-tax net operating income$704,0002,789
Securities gains (losses)$01,187
Applicable income taxes$270,0001,997
Income before extraordinary items$434,0003,314
Extraordinary gains, net$022
Net income$434,0003,314
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$95,0001,228
Cash dividends$2,250,000410
Sale, conversion, retirement of capital stock, net$0885
Net operating income$434,0003,291
2006-12-31 (YTD Data)Rank
Total interest income$10,607,0003,425
Total interest expense$4,356,0003,376
Net interest income$6,251,0003,422
Provision for loan and lease losses$06,850
Total noninterest income$1,217,0003,098
Gross Fiduciary activities income$01,523
Service charges on deposit accounts$682,0002,431
Trading account gains and fees$0130
Additional Noninterest Income$535,0003,225
Total noninterest expense$4,290,0003,774
Salaries and employee benefits$2,584,0003,528
Premises and equipment expense$491,0004,325
Additional noninterest expense$1,215,0003,894
Pre-tax net operating income$3,178,0002,676
Securities gains (losses)$01,687
Applicable income taxes$1,363,0001,802
Income before extraordinary items$1,815,0003,328
Extraordinary gains, net$051
Net income$1,815,0003,327
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$139,0002,691
Cash dividends$1,300,0002,132
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$1,815,0003,307
2006-09-30 (YTD Data)Rank
Total interest income$7,502,0003,547
Total interest expense$3,062,0003,459
Net interest income$4,440,0003,576
Provision for loan and lease losses$120,0003,815
Total noninterest income$858,0003,243
Gross Fiduciary activities income$01,468
Service charges on deposit accounts$500,0002,480
Trading account gains and fees$0126
Additional Noninterest Income$358,0003,391
Total noninterest expense$2,916,0004,060
Salaries and employee benefits$1,798,0003,732
Premises and equipment expense$334,0004,598
Additional noninterest expense$784,0004,333
Pre-tax net operating income$2,262,0002,861
Securities gains (losses)$01,388
Applicable income taxes$1,028,0001,846
Income before extraordinary items$1,234,0003,663
Extraordinary gains, net$045
Net income$1,234,0003,665
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$71,0002,754
Cash dividends$1,300,0001,623
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$1,234,0003,650
2006-06-30 (YTD Data)Rank
Total interest income$4,884,0003,562
Total interest expense$1,909,0003,510
Net interest income$2,975,0003,570
Provision for loan and lease losses$120,0002,983
Total noninterest income$592,0003,155
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$335,0002,437
Trading account gains and fees$0126
Additional Noninterest Income$257,0003,276
Total noninterest expense$1,948,0004,070
Salaries and employee benefits$1,191,0003,766
Premises and equipment expense$226,0004,557
Additional noninterest expense$531,0004,283
Pre-tax net operating income$1,499,0002,881
Securities gains (losses)$01,185
Applicable income taxes$728,0001,800
Income before extraordinary items$771,0003,830
Extraordinary gains, net$039
Net income$771,0003,834
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$19,0003,558
Cash dividends$900,0001,569
Sale, conversion, retirement of capital stock, net$0887
Net operating income$771,0003,823
2006-03-31 (YTD Data)Rank
Total interest income$2,406,0003,536
Total interest expense$927,0003,451
Net interest income$1,479,0003,577
Provision for loan and lease losses$120,0001,730
Total noninterest income$282,0003,210
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$165,0002,396
Trading account gains and fees$0115
Additional Noninterest Income$117,0003,425
Total noninterest expense$966,0004,107
Salaries and employee benefits$588,0003,823
Premises and equipment expense$117,0004,489
Additional noninterest expense$261,0004,335
Pre-tax net operating income$675,0003,048
Securities gains (losses)$0955
Applicable income taxes$260,0002,209
Income before extraordinary items$415,0003,601
Extraordinary gains, net$021
Net income$415,0003,600
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$7,0003,205
Cash dividends$900,000822
Sale, conversion, retirement of capital stock, net$0648
Net operating income$415,0003,582
2005-12-31 (YTD Data)Rank
Total interest income$9,747,0003,209
Total interest expense$3,503,0002,940
Net interest income$6,244,0003,318
Provision for loan and lease losses$480,0001,951
Total noninterest income$1,217,0003,110
Gross Fiduciary activities income$01,557
Service charges on deposit accounts$640,0002,528
Trading account gains and fees$0138
Additional Noninterest Income$577,0003,130
Total noninterest expense$3,822,0004,007
Salaries and employee benefits$2,153,0003,910
Premises and equipment expense$510,0004,117
Additional noninterest expense$1,159,0003,956
Pre-tax net operating income$3,159,0002,646
Securities gains (losses)$02,296
Applicable income taxes$1,242,0001,952
Income before extraordinary items$1,917,0003,200
Extraordinary gains, net$046
Net income$1,917,0003,202
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$229,0002,106
Cash dividends$06,054
Sale, conversion, retirement of capital stock, net$0934
Net operating income$1,917,0003,169
2005-09-30 (YTD Data)Rank
Total interest income$7,257,0003,182
Total interest expense$2,549,0002,887
Net interest income$4,708,0003,301
Provision for loan and lease losses$360,0001,866
Total noninterest income$872,0003,213
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$472,0002,559
Trading account gains and fees$0126
Additional Noninterest Income$400,0003,281
Total noninterest expense$2,789,0004,055
Salaries and employee benefits$1,584,0003,926
Premises and equipment expense$368,0004,224
Additional noninterest expense$837,0004,042
Pre-tax net operating income$2,431,0002,627
Securities gains (losses)$02,317
Applicable income taxes$963,0001,934
Income before extraordinary items$1,468,0003,182
Extraordinary gains, net$035
Net income$1,468,0003,183
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$127,0002,228
Cash dividends$05,317
Sale, conversion, retirement of capital stock, net$0769
Net operating income$1,468,0003,143
2005-06-30 (YTD Data)Rank
Total interest income$4,753,0003,171
Total interest expense$1,632,0002,847
Net interest income$3,121,0003,294
Provision for loan and lease losses$240,0001,839
Total noninterest income$551,0003,295
Gross Fiduciary activities income$01,480
Service charges on deposit accounts$296,0002,647
Trading account gains and fees$0116
Additional Noninterest Income$255,0003,342
Total noninterest expense$1,826,0004,093
Salaries and employee benefits$1,017,0004,026
Premises and equipment expense$236,0004,311
Additional noninterest expense$573,0003,937
Pre-tax net operating income$1,606,0002,619
Securities gains (losses)$02,146
Applicable income taxes$653,0001,885
Income before extraordinary items$953,0003,209
Extraordinary gains, net$030
Net income$953,0003,210
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$83,0002,115
Cash dividends$05,072
Sale, conversion, retirement of capital stock, net$0643
Net operating income$953,0003,161
2005-03-31 (YTD Data)Rank
Total interest income$2,281,0003,248
Total interest expense$784,0002,843
Net interest income$1,497,0003,419
Provision for loan and lease losses$120,0001,733
Total noninterest income$232,0003,637
Gross Fiduciary activities income$01,418
Service charges on deposit accounts$134,0002,786
Trading account gains and fees$0115
Additional Noninterest Income$98,0003,767
Total noninterest expense$904,0004,148
Salaries and employee benefits$509,0004,038
Premises and equipment expense$120,0004,309
Additional noninterest expense$275,0004,067
Pre-tax net operating income$705,0002,846
Securities gains (losses)$01,685
Applicable income taxes$296,0001,996
Income before extraordinary items$409,0003,566
Extraordinary gains, net$024
Net income$409,0003,568
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$34,0002,069
Cash dividends$03,863
Sale, conversion, retirement of capital stock, net$0491
Net operating income$409,0003,529
2004-12-31 (YTD Data)Rank
Total interest income$8,884,0003,134
Total interest expense$2,781,0002,787
Net interest income$6,103,0003,253
Provision for loan and lease losses$495,0001,977
Total noninterest income$1,003,0003,534
Gross Fiduciary activities income$01,582
Service charges on deposit accounts$430,0003,476
Trading account gains and fees$0138
Additional Noninterest Income$573,0003,062
Total noninterest expense$3,485,0004,195
Salaries and employee benefits$1,986,0004,022
Premises and equipment expense$478,0004,237
Additional noninterest expense$1,021,0004,266
Pre-tax net operating income$3,126,0002,506
Securities gains (losses)$03,819
Applicable income taxes$1,226,0001,871
Income before extraordinary items$1,900,0003,053
Extraordinary gains, net$034
Net income$1,900,0003,053
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$140,0003,138
Cash dividends$500,0003,518
Sale, conversion, retirement of capital stock, net$0872
Net operating income$1,900,0002,988
2004-09-30 (YTD Data)Rank
Total interest income$6,534,0003,159
Total interest expense$1,965,0002,888
Net interest income$4,569,0003,243
Provision for loan and lease losses$375,0001,868
Total noninterest income$749,0003,569
Gross Fiduciary activities income$01,547
Service charges on deposit accounts$305,0003,625
Trading account gains and fees$0134
Additional Noninterest Income$444,0003,008
Total noninterest expense$2,471,0004,329
Salaries and employee benefits$1,430,0004,109
Premises and equipment expense$316,0004,606
Additional noninterest expense$725,0004,404
Pre-tax net operating income$2,472,0002,414
Securities gains (losses)$03,710
Applicable income taxes$968,0001,827
Income before extraordinary items$1,504,0002,950
Extraordinary gains, net$026
Net income$1,504,0002,951
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$96,0002,873
Cash dividends$500,0002,672
Sale, conversion, retirement of capital stock, net$0738
Net operating income$1,504,0002,869
2004-06-30 (YTD Data)Rank
Total interest income$4,198,0003,258
Total interest expense$1,249,0002,992
Net interest income$2,949,0003,314
Provision for loan and lease losses$250,0001,820
Total noninterest income$465,0003,737
Gross Fiduciary activities income$01,518
Service charges on deposit accounts$197,0003,684
Trading account gains and fees$0130
Additional Noninterest Income$268,0003,186
Total noninterest expense$1,581,0004,490
Salaries and employee benefits$924,0004,228
Premises and equipment expense$204,0004,697
Additional noninterest expense$453,0004,656
Pre-tax net operating income$1,583,0002,474
Securities gains (losses)$03,413
Applicable income taxes$638,0001,843
Income before extraordinary items$945,0003,072
Extraordinary gains, net$021
Net income$945,0003,073
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$55,0002,928
Cash dividends$05,087
Sale, conversion, retirement of capital stock, net$0638
Net operating income$945,0002,990
2004-03-31 (YTD Data)Rank
Total interest income$2,036,0003,340
Total interest expense$607,0003,086
Net interest income$1,429,0003,385
Provision for loan and lease losses$135,0001,665
Total noninterest income$221,0003,817
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$93,0003,737
Trading account gains and fees$0121
Additional Noninterest Income$128,0003,215
Total noninterest expense$784,0004,539
Salaries and employee benefits$470,0004,203
Premises and equipment expense$103,0004,692
Additional noninterest expense$211,0004,880
Pre-tax net operating income$731,0002,621
Securities gains (losses)$02,934
Applicable income taxes$285,0002,001
Income before extraordinary items$446,0003,216
Extraordinary gains, net$016
Net income$446,0003,216
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$52,0001,919
Cash dividends$03,841
Sale, conversion, retirement of capital stock, net$0464
Net operating income$446,0003,105
2003-12-31 (YTD Data)Rank
Total interest income$6,633,0003,987
Total interest expense$2,204,0003,703
Net interest income$4,429,0004,040
Provision for loan and lease losses$500,0002,155
Total noninterest income$1,184,0003,340
Gross Fiduciary activities income$01,641
Service charges on deposit accounts$353,0003,923
Trading account gains and fees$0160
Additional Noninterest Income$831,0002,676
Total noninterest expense$2,582,0005,103
Salaries and employee benefits$1,557,0004,737
Premises and equipment expense$332,0005,344
Additional noninterest expense$693,0005,528
Pre-tax net operating income$2,531,0002,850
Securities gains (losses)$04,500
Applicable income taxes$972,0002,221
Income before extraordinary items$1,559,0003,470
Extraordinary gains, net$054
Net income$1,559,0003,469
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$180,0003,057
Cash dividends$200,0004,908
Sale, conversion, retirement of capital stock, net$0868
Net operating income$1,559,0003,296
2003-09-30 (YTD Data)Rank
Total interest income$4,888,0004,082
Total interest expense$1,658,0003,828
Net interest income$3,230,0004,155
Provision for loan and lease losses$410,0001,983
Total noninterest income$977,0003,188
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$266,0003,927
Trading account gains and fees$0153
Additional Noninterest Income$711,0002,530
Total noninterest expense$1,870,0005,204
Salaries and employee benefits$1,134,0004,812
Premises and equipment expense$228,0005,602
Additional noninterest expense$508,0005,584
Pre-tax net operating income$1,927,0002,925
Securities gains (losses)$04,204
Applicable income taxes$745,0002,302
Income before extraordinary items$1,182,0003,539
Extraordinary gains, net$040
Net income$1,182,0003,538
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$146,0002,642
Cash dividends$200,0004,010
Sale, conversion, retirement of capital stock, net$0722
Net operating income$1,182,0003,372
2003-06-30 (YTD Data)Rank
Total interest income$3,203,0004,189
Total interest expense$1,121,0003,891
Net interest income$2,082,0004,272
Provision for loan and lease losses$270,0001,999
Total noninterest income$657,0003,141
Gross Fiduciary activities income$01,577
Service charges on deposit accounts$178,0003,893
Trading account gains and fees$0150
Additional Noninterest Income$479,0002,505
Total noninterest expense$1,235,0005,233
Salaries and employee benefits$767,0004,768
Premises and equipment expense$150,0005,648
Additional noninterest expense$318,0005,776
Pre-tax net operating income$1,234,0003,019
Securities gains (losses)$03,782
Applicable income taxes$485,0002,365
Income before extraordinary items$749,0003,675
Extraordinary gains, net$030
Net income$749,0003,675
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$135,0002,099
Cash dividends$200,0003,438
Sale, conversion, retirement of capital stock, net$0589
Net operating income$749,0003,484
2003-03-31 (YTD Data)Rank
Total interest income$1,553,0004,317
Total interest expense$566,0003,954
Net interest income$987,0004,442
Provision for loan and lease losses$90,0002,494
Total noninterest income$349,0002,918
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$86,0003,914
Trading account gains and fees$0134
Additional Noninterest Income$263,0002,291
Total noninterest expense$636,0005,148
Salaries and employee benefits$402,0004,596
Premises and equipment expense$77,0005,564
Additional noninterest expense$157,0005,775
Pre-tax net operating income$610,0003,041
Securities gains (losses)$02,891
Applicable income taxes$238,0002,403
Income before extraordinary items$372,0003,652
Extraordinary gains, net$021
Net income$372,0003,650
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$88,0001,618
Cash dividends$200,0002,197
Sale, conversion, retirement of capital stock, net$0419
Net operating income$372,0003,478
2002-12-31 (YTD Data)Rank
Total interest income$5,867,0004,637
Total interest expense$2,237,0004,468
Net interest income$3,630,0004,649
Provision for loan and lease losses$200,0004,344
Total noninterest income$820,0003,931
Gross Fiduciary activities income$01,713
Service charges on deposit accounts$334,0003,998
Trading account gains and fees$0153
Additional Noninterest Income$486,0003,337
Total noninterest expense$2,028,0005,826
Salaries and employee benefits$1,215,0005,437
Premises and equipment expense$248,0006,176
Additional noninterest expense$565,0006,131
Pre-tax net operating income$2,222,0003,175
Securities gains (losses)$10,0003,604
Applicable income taxes$847,0002,498
Income before extraordinary items$1,385,0003,711
Extraordinary gains, net$070
Net income$1,385,0003,711
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-17,0008,932
Cash dividends$06,377
Sale, conversion, retirement of capital stock, net$0862
Net operating income$1,378,6003,615
2001-12-31 (YTD Data)Rank
Total interest income$5,357,0005,375
Total interest expense$2,477,0005,431
Net interest income$2,880,0005,219
Provision for loan and lease losses$335,0002,988
Total noninterest income$667,0004,308
Gross Fiduciary activities income$01,731
Service charges on deposit accounts$293,0004,212
Trading account gains and fees$0177
Additional Noninterest Income$374,0003,680
Total noninterest expense$1,811,0006,109
Salaries and employee benefits$1,051,0005,815
Premises and equipment expense$282,0005,723
Additional noninterest expense$478,0006,598
Pre-tax net operating income$1,401,0004,045
Securities gains (losses)$2,0004,242
Applicable income taxes$505,0003,319
Income before extraordinary items$898,0004,581
Extraordinary gains, net$0105
Net income$898,0004,583
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$93,0004,177
Cash dividends$250,0004,656
Sale, conversion, retirement of capital stock, net$0922
Net operating income$896,7204,466
2000-12-31 (YTD Data)Rank
Total interest income$4,657,0005,976
Total interest expense$2,126,0006,094
Net interest income$2,531,0005,756
Provision for loan and lease losses$180,0003,942
Total noninterest income$397,0005,552
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$244,0004,583
Trading account gains and feesNANA
Additional Noninterest Income$153,0005,422
Total noninterest expense$1,637,0006,397
Salaries and employee benefits$912,0006,275
Premises and equipment expense$203,0006,721
Additional noninterest expense$522,0006,264
Pre-tax net operating income$1,111,0004,968
Securities gains (losses)$01,956
Applicable income taxes$434,0003,813
Income before extraordinary items$677,0005,497
Extraordinary gains, net$038
Net income$677,0005,496
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$37,0005,200
Cash dividends$100,0005,913
Sale, conversion, retirement of capital stock, net$0969
Net operating income$677,0005,504
1999-12-31 (YTD Data)Rank
Total interest income$3,546,0006,779
Total interest expense$1,528,0006,908
Net interest income$2,018,0006,611
Provision for loan and lease losses$120,0004,720
Total noninterest income$299,0006,443
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$193,0005,212
Trading account gains and feesNANA
Additional Noninterest Income$106,0006,493
Total noninterest expense$1,393,0007,054
Salaries and employee benefits$752,0006,977
Premises and equipment expense$183,0007,076
Additional noninterest expense$458,0006,833
Pre-tax net operating income$804,0005,913
Securities gains (losses)$03,155
Applicable income taxes$290,0004,892
Income before extraordinary items$514,0006,341
Extraordinary gains, net$035
Net income$514,0006,338
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$62,0004,459
Cash dividends$07,131
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$514,0006,322
1998-12-31 (YTD Data)Rank
Total interest income$3,311,0007,159
Total interest expense$1,462,0007,278
Net interest income$1,849,0006,947
Provision for loan and lease losses$108,0004,961
Total noninterest income$216,0007,380
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$138,0006,129
Trading account gains and feesNANA
Additional Noninterest Income$78,0007,242
Total noninterest expense$1,282,0007,307
Salaries and employee benefits$690,0007,243
Premises and equipment expense$191,0006,852
Additional noninterest expense$401,0007,210
Pre-tax net operating income$675,0006,582
Securities gains (losses)$1,0004,151
Applicable income taxes$249,0005,656
Income before extraordinary items$427,0007,053
Extraordinary gains, net$032
Net income$427,0007,050
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$191,0002,521
Cash dividends$07,473
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$426,3606,959
1997-12-31 (YTD Data)Rank
Total interest income$3,192,0007,519
Total interest expense$1,357,0007,699
Net interest income$1,835,0007,244
Provision for loan and lease losses$545,0001,662
Total noninterest income$221,0007,577
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$128,0006,606
Trading account gains and feesNANA
Additional Noninterest Income$93,0006,977
Total noninterest expense$1,141,0007,872
Salaries and employee benefits$618,0007,799
Premises and equipment expense$152,0007,751
Additional noninterest expense$371,0007,614
Pre-tax net operating income$370,0008,610
Securities gains (losses)$03,944
Applicable income taxes$95,0008,486
Income before extraordinary items$275,0008,562
Extraordinary gains, net$044
Net income$275,0008,564
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$422,0001,529
Cash dividends$125,0006,160
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$275,0008,513
1996-12-31 (YTD Data)Rank
Total interest income$2,873,0008,175
Total interest expense$1,186,0008,419
Net interest income$1,687,0007,819
Provision for loan and lease losses$138,0004,289
Total noninterest income$234,0007,800
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$136,0006,733
Trading account gains and feesNANA
Additional Noninterest Income$98,0007,185
Total noninterest expense$1,126,0008,241
Salaries and employee benefits$612,0008,050
Premises and equipment expense$184,0007,341
Additional noninterest expense$330,0008,575
Pre-tax net operating income$657,0007,129
Securities gains (losses)$-2,0009,485
Applicable income taxes$223,0006,802
Income before extraordinary items$432,0007,365
Extraordinary gains, net$053
Net income$432,0007,365
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$46,0005,473
Cash dividends$125,0006,318
Sale, conversion, retirement of capital stock, net$0953
Net operating income$433,3207,299
1995-12-31 (YTD Data)Rank
Total interest income$2,363,0009,165
Total interest expense$949,0009,432
Net interest income$1,414,0008,760
Provision for loan and lease losses$62,0005,662
Total noninterest income$167,0009,008
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$113,0007,474
Trading account gains and feesNANA
Additional Noninterest Income$54,0009,034
Total noninterest expense$974,0009,064
Salaries and employee benefits$512,0009,008
Premises and equipment expense$169,0007,842
Additional noninterest expense$293,0009,311
Pre-tax net operating income$545,0008,196
Securities gains (losses)$-15,00010,368
Applicable income taxes$183,0007,735
Income before extraordinary items$347,0008,506
Extraordinary gains, net$065
Net income$347,0008,510
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$10,0007,475
Cash dividends$100,0006,741
Sale, conversion, retirement of capital stock, net$0809
Net operating income$356,7508,401
1994-12-31 (YTD Data)Rank
Total interest income$1,953,0009,881
Total interest expense$737,0009,891
Net interest income$1,216,0009,721
Provision for loan and lease losses$83,0004,972
Total noninterest income$143,0009,846
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$105,0007,965
Trading account gains and feesNANA
Additional Noninterest Income$38,00010,284
Total noninterest expense$751,00010,461
Salaries and employee benefits$400,00010,283
Premises and equipment expense$123,0009,301
Additional noninterest expense$228,00010,794
Pre-tax net operating income$525,0008,482
Securities gains (losses)$-42,00010,903
Applicable income taxes$190,0007,515
Income before extraordinary items$293,0009,217
Extraordinary gains, net$0249
Net income$293,0009,222
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$9,0007,569
Cash dividends$125,0006,452
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$319,8809,002
1993-12-31 (YTD Data)Rank
Total interest income$1,832,00010,532
Total interest expense$673,00010,744
Net interest income$1,159,00010,200
Provision for loan and lease losses$90,0006,008
Total noninterest income$133,00010,566
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$101,0008,341
Trading account gains and feesNANA
Additional Noninterest Income$32,00011,170
Total noninterest expense$727,00011,033
Salaries and employee benefits$373,00010,905
Premises and equipment expense$113,00010,024
Additional noninterest expense$241,00011,187
Pre-tax net operating income$475,0008,821
Securities gains (losses)$-3,00012,455
Applicable income taxes$183,0007,947
Income before extraordinary items$289,0009,610
Extraordinary gains, net$03,149
Net income$289,0009,750
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$36,0006,716
Cash dividends$100,0006,847
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$290,9209,330
1992-12-31 (YTD Data)Rank
Total interest income$1,793,00011,324
Total interest expense$794,00011,362
Net interest income$999,00011,108
Provision for loan and lease losses$88,0007,660
Total noninterest income$116,00011,297
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$79,0009,202
Trading account gains and feesNANA
Additional Noninterest Income$37,00011,257
Total noninterest expense$610,00012,001
Salaries and employee benefits$298,00012,031
Premises and equipment expense$109,00010,409
Additional noninterest expense$203,00012,197
Pre-tax net operating income$417,0009,089
Securities gains (losses)$11,0006,349
Applicable income taxes$185,0007,849
Income before extraordinary items$243,00010,012
Extraordinary gains, net$01,422
Net income$243,00010,163
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$49,0007,598
Cash dividends$80,0006,992
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$235,9609,737

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.