Home > Northview Bank > Net charge- offs to loans
Northview Bank, Net charge- offs to loans
| 2023-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0031% | 2,664 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0025% | 3,567 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 239 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0026% | 4,041 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 66 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0048% | 3,771 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0447% | 4,386 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 740 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0079% | 3,749 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1298% | 2,217 |
| Percentage Net Loans Charged-off: Credit card loans | 1.6841% | 310 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0637% | 2,384 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 72 |
| 2023-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0085% | 2,096 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0022% | 3,532 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 172 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 416 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 48 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0053% | 3,796 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0483% | 4,420 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 600 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0056% | 3,646 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2379% | 1,631 |
| Percentage Net Loans Charged-off: Credit card loans | 2.2588% | 198 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1510% | 1,859 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 69 |
| 2023-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0080% | 1,921 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0026% | 3,634 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 127 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 312 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 29 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0061% | 3,880 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0554% | 4,458 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 481 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0085% | 3,700 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2372% | 1,490 |
| Percentage Net Loans Charged-off: Credit card loans | 3.3603% | 115 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0991% | 1,868 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 63 |
| 2023-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0148% | 1,403 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0017% | 3,602 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 62 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 194 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 18 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0042% | 3,863 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0377% | 4,528 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 332 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0174% | 3,858 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3840% | 1,111 |
| Percentage Net Loans Charged-off: Credit card loans | 1.5052% | 232 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3343% | 1,110 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2022-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0196% | 4,061 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0056% | 3,630 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 172 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0052% | 4,064 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 64 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0120% | 3,896 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0514% | 4,484 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0068% | 3,791 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0107% | 3,586 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.2790% | 4,529 |
| Percentage Net Loans Charged-off: Credit card loans | -5.9635% | 4,724 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0250% | 4,133 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2022-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0266% | 4,097 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0057% | 3,603 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 133 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 378 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 47 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0149% | 3,970 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0559% | 4,518 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0094% | 3,873 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0076% | 3,442 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.4142% | 4,592 |
| Percentage Net Loans Charged-off: Credit card loans | -7.9563% | 4,763 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0777% | 4,254 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2022-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0346% | 4,102 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0029% | 3,312 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 94 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 298 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 33 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0076% | 3,672 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 129 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0086% | 3,748 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0117% | 3,355 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.6138% | 4,485 |
| Percentage Net Loans Charged-off: Credit card loans | -12.7420% | 839 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0675% | 3,971 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2022-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0050% | 3,338 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0019% | 3,403 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 61 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 205 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 23 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0051% | 3,681 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 93 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0058% | 3,765 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 640 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0663% | 3,969 |
| Percentage Net Loans Charged-off: Credit card loans | -0.7897% | 796 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0346% | 3,852 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0004% | 3,223 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0020% | 1,276 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 225 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0025% | 3,992 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0063% | 874 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 242 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0071% | 826 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0486% | 3,904 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0411% | 2,308 |
| Percentage Net Loans Charged-off: Credit card loans | 0.7613% | 346 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0086% | 2,414 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0000% | 2,463 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0033% | 1,094 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 194 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 641 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 77 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0084% | 736 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 216 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0095% | 690 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0618% | 4,061 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0548% | 2,028 |
| Percentage Net Loans Charged-off: Credit card loans | 1.0053% | 294 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0115% | 2,161 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0000% | 2,245 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0060% | 933 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 159 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 544 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 57 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0151% | 594 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 181 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0171% | 556 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0668% | 4,149 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0332% | 1,891 |
| Percentage Net Loans Charged-off: Credit card loans | 1.2694% | 255 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0173% | 3,657 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0099% | 3,659 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 775 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 118 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 349 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 31 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 564 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 133 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 521 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0480% | 4,136 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0996% | 3,996 |
| Percentage Net Loans Charged-off: Credit card loans | 0.8696% | 291 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1381% | 4,062 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0182% | 2,717 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,009 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 346 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,060 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,540 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 398 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,462 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0268% | 4,116 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4079% | 1,430 |
| Percentage Net Loans Charged-off: Credit card loans | 7.2464% | 48 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1226% | 2,270 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0188% | 2,482 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,734 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 273 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 822 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 74 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,326 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 349 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,241 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0153% | 3,959 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3948% | 1,386 |
| Percentage Net Loans Charged-off: Credit card loans | 9.3167% | 37 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0108% | 2,684 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0291% | 2,135 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,486 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 191 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 666 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 54 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,154 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 293 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,087 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0163% | 3,940 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5916% | 1,091 |
| Percentage Net Loans Charged-off: Credit card loans | 13.2775% | 29 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0163% | 2,487 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0033% | 3,743 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,097 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 120 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 429 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 26 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 861 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 210 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 803 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0581% | 4,226 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0311% | 2,244 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 422 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0326% | 2,147 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0542% | 2,324 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0342% | 1,359 |
| Percentage Net Loans Charged-off:Construction & development | 0.0096% | 361 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0052% | 4,397 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0749% | 810 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 494 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0861% | 715 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1343% | 1,637 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2649% | 2,227 |
| Percentage Net Loans Charged-off: Credit card loans | 1.1042% | 443 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2266% | 2,230 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0698% | 1,828 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0473% | 981 |
| Percentage Net Loans Charged-off:Construction & development | 0.0130% | 266 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 880 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 91 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1001% | 573 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 408 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1149% | 498 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1754% | 1,239 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2810% | 2,030 |
| Percentage Net Loans Charged-off: Credit card loans | 1.2561% | 387 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2371% | 2,037 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0947% | 1,419 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0717% | 695 |
| Percentage Net Loans Charged-off:Construction & development | 0.0201% | 196 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 706 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1506% | 391 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 333 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1728% | 344 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2785% | 870 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1808% | 2,168 |
| Percentage Net Loans Charged-off: Credit card loans | 1.1392% | 391 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1374% | 2,210 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0168% | 2,131 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0228% | 885 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 153 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 441 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 46 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0517% | 616 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 221 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0594% | 540 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0341% | 4,204 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0332% | 2,324 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 435 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0347% | 2,214 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0736% | 2,064 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0555% | 1,133 |
| Percentage Net Loans Charged-off:Construction & development | -0.0119% | 4,321 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,145 |
| Percentage Net Loans Charged-off: Multi-family residential | 4.8684% | 11 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0099% | 1,858 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 568 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0113% | 1,738 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1549% | 1,445 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2452% | 2,280 |
| Percentage Net Loans Charged-off: Credit card loans | 1.6779% | 346 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1772% | 2,453 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0779% | 1,743 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0831% | 705 |
| Percentage Net Loans Charged-off:Construction & development | -0.0163% | 4,414 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 901 |
| Percentage Net Loans Charged-off: Multi-family residential | 8.3807% | 8 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0268% | 1,337 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 467 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0306% | 1,221 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0315% | 4,251 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2954% | 1,928 |
| Percentage Net Loans Charged-off: Credit card loans | 2.2305% | 267 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2025% | 2,148 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1116% | 1,258 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1273% | 446 |
| Percentage Net Loans Charged-off:Construction & development | -0.0258% | 4,539 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 695 |
| Percentage Net Loans Charged-off: Multi-family residential | 20.5212% | 4 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0433% | 998 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 391 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0493% | 900 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0312% | 4,257 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2776% | 1,863 |
| Percentage Net Loans Charged-off: Credit card loans | 3.3983% | 164 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1273% | 2,282 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3098% | 490 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3932% | 131 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 165 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Multi-family residential | 49.7505% | 3 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0885% | 579 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 288 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1008% | 517 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0146% | 4,049 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0353% | 2,365 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 441 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0370% | 2,241 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0968% | 5,364 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0116% | 2,308 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 519 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1267% | 640 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 180 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0516% | 5,145 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1033% | 410 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0719% | 5,234 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.9244% | 5,347 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0367% | 3,490 |
| Percentage Net Loans Charged-off: Credit card loans | 0.4039% | 623 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0192% | 3,431 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1623% | 5,491 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0154% | 1,901 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 426 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1663% | 428 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0690% | 5,256 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1402% | 312 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0958% | 5,333 |
| Percentage Net Loans Charged-off: Commercial and industrial | -1.5064% | 5,436 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0123% | 3,350 |
| Percentage Net Loans Charged-off: Credit card loans | 0.5502% | 551 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0129% | 4,725 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.2452% | 5,610 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0231% | 1,523 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 340 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2451% | 284 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 105 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1037% | 5,398 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2146% | 220 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1436% | 5,458 |
| Percentage Net Loans Charged-off: Commercial and industrial | -2.2781% | 5,506 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0187% | 4,748 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 579 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0195% | 4,679 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.4975% | 5,742 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0220% | 1,208 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 224 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 541 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 65 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0540% | 955 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4298% | 122 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0061% | 1,195 |
| Percentage Net Loans Charged-off: Commercial and industrial | -4.5491% | 5,595 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0379% | 4,774 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0397% | 4,718 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0255% | 3,530 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0259% | 2,244 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 574 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,463 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 220 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0644% | 1,707 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 792 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0725% | 1,547 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0146% | 4,432 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1555% | 2,965 |
| Percentage Net Loans Charged-off: Credit card loans | 0.6667% | 592 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1321% | 2,920 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,609 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0323% | 3,000 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0353% | 1,792 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 470 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,171 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 177 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0882% | 1,299 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 687 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0992% | 1,175 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0192% | 4,398 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1569% | 2,665 |
| Percentage Net Loans Charged-off: Credit card loans | 0.8914% | 507 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1231% | 2,654 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,414 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0476% | 2,531 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0556% | 1,414 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 380 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 960 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 148 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1384% | 946 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 570 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1557% | 848 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0143% | 4,299 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1387% | 2,531 |
| Percentage Net Loans Charged-off: Credit card loans | 0.8740% | 473 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1038% | 2,524 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,209 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0870% | 1,627 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1123% | 790 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 253 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 631 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 90 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2786% | 499 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 408 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3133% | 446 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0142% | 4,349 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0396% | 2,423 |
| Percentage Net Loans Charged-off: Credit card loans | 1.6667% | 314 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0415% | 4,820 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 943 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0923% | 2,509 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0942% | 1,674 |
| Percentage Net Loans Charged-off:Construction & development | 0.0521% | 659 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0865% | 1,088 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 287 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1369% | 1,460 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 945 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1532% | 1,323 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0311% | 2,260 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3413% | 2,102 |
| Percentage Net Loans Charged-off: Credit card loans | 0.4715% | 650 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3353% | 1,973 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,449 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0244% | 3,447 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0174% | 2,619 |
| Percentage Net Loans Charged-off:Construction & development | 0.0713% | 557 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,413 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 241 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0020% | 5,031 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 830 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0023% | 5,073 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0488% | 1,820 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1119% | 2,862 |
| Percentage Net Loans Charged-off: Credit card loans | 0.6271% | 550 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0878% | 2,860 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,309 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0381% | 2,917 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0282% | 2,220 |
| Percentage Net Loans Charged-off:Construction & development | 0.1103% | 436 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,187 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 188 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,507 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 710 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,362 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1011% | 1,366 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1080% | 2,649 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 596 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1128% | 2,501 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,136 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0949% | 1,778 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0608% | 1,420 |
| Percentage Net Loans Charged-off:Construction & development | 0.2339% | 261 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 786 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 126 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,834 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 482 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,718 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3047% | 682 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4139% | 1,477 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 478 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4323% | 1,310 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 911 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2622% | 1,650 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1222% | 2,118 |
| Percentage Net Loans Charged-off:Construction & development | 0.2357% | 771 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0343% | 1,915 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 420 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1172% | 2,219 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,143 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1294% | 2,036 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.9544% | 414 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0693% | 5,572 |
| Percentage Net Loans Charged-off: Credit card loans | 1.1280% | 493 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1205% | 5,671 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,537 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0556% | 3,425 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0828% | 2,311 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 983 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0461% | 1,536 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 357 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1685% | 1,683 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,025 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1862% | 1,509 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0360% | 4,943 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1708% | 5,777 |
| Percentage Net Loans Charged-off: Credit card loans | 1.1404% | 468 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.2266% | 5,832 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,395 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0161% | 3,905 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0297% | 2,770 |
| Percentage Net Loans Charged-off:Construction & development | -0.0052% | 5,092 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0699% | 1,229 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 280 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0303% | 2,605 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 855 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0335% | 2,444 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0276% | 4,826 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1182% | 5,595 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 642 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1233% | 5,541 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,222 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0117% | 5,115 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0028% | 5,155 |
| Percentage Net Loans Charged-off:Construction & development | -0.0104% | 5,219 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,059 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 176 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,172 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 600 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,040 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0286% | 4,868 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1430% | 5,567 |
| Percentage Net Loans Charged-off: Credit card loans | 1.1869% | 375 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1987% | 5,642 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 938 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2107% | 2,778 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2349% | 2,104 |
| Percentage Net Loans Charged-off:Construction & development | 0.3023% | 1,235 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1535% | 1,872 |
| Percentage Net Loans Charged-off: Multi-family residential | 5.2920% | 98 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2203% | 2,116 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1657% | 1,113 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2257% | 2,022 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1089% | 2,520 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1921% | 3,195 |
| Percentage Net Loans Charged-off: Credit card loans | 0.5981% | 667 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1751% | 3,138 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,546 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2020% | 2,620 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2447% | 1,919 |
| Percentage Net Loans Charged-off:Construction & development | 0.2580% | 1,138 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2050% | 1,503 |
| Percentage Net Loans Charged-off: Multi-family residential | 6.4023% | 70 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2245% | 1,958 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,261 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2465% | 1,800 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0291% | 5,167 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0807% | 3,505 |
| Percentage Net Loans Charged-off: Credit card loans | 0.8109% | 573 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0504% | 3,510 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,404 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2404% | 2,280 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2876% | 1,711 |
| Percentage Net Loans Charged-off:Construction & development | 0.4025% | 931 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3111% | 1,136 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 425 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2412% | 1,830 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,077 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2648% | 1,657 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0290% | 5,105 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1468% | 2,874 |
| Percentage Net Loans Charged-off: Credit card loans | 1.2487% | 452 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1018% | 2,952 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,232 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3489% | 1,599 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4196% | 1,177 |
| Percentage Net Loans Charged-off:Construction & development | 0.8150% | 594 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,435 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 295 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4800% | 1,032 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 767 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5267% | 927 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0292% | 5,101 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1480% | 2,456 |
| Percentage Net Loans Charged-off: Credit card loans | 2.6101% | 270 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0513% | 2,585 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 975 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1874% | 3,881 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2518% | 2,986 |
| Percentage Net Loans Charged-off:Construction & development | 0.6026% | 1,721 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 3,215 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 851 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2128% | 2,911 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6535% | 896 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1647% | 3,064 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2667% | 6,348 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0464% | 4,292 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 887 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0479% | 4,115 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,670 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1353% | 4,038 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1768% | 3,232 |
| Percentage Net Loans Charged-off:Construction & development | 0.4700% | 1,685 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,867 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 745 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1195% | 3,260 |
| Percentage Net Loans Charged-off: Home equity loans | 0.8524% | 689 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0369% | 3,737 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1391% | 6,177 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0306% | 4,097 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 811 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0316% | 3,905 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,486 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1891% | 3,446 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2438% | 2,703 |
| Percentage Net Loans Charged-off:Construction & development | 0.7023% | 1,410 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,477 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 593 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1296% | 2,971 |
| Percentage Net Loans Charged-off: Home equity loans | 1.2717% | 483 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,637 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1357% | 6,144 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 3,766 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 735 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 3,588 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,276 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2913% | 2,504 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3701% | 1,927 |
| Percentage Net Loans Charged-off:Construction & development | 1.3708% | 859 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,722 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 388 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,017 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 982 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,835 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1568% | 6,172 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 3,014 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 576 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,850 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 960 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3520% | 3,639 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4190% | 2,901 |
| Percentage Net Loans Charged-off:Construction & development | 0.1525% | 2,732 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6673% | 1,680 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 1,014 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5563% | 2,082 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,926 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6191% | 1,869 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0667% | 6,365 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2267% | 3,870 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 959 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2083% | 3,692 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,720 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3611% | 3,284 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4320% | 2,628 |
| Percentage Net Loans Charged-off:Construction & development | 0.2013% | 2,401 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3082% | 2,043 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 856 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7253% | 1,568 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,690 |
| All other 1-4 family - Percent of loans charged-off, net | 0.8057% | 1,402 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0341% | 6,129 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1016% | 4,136 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 902 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0904% | 3,981 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,562 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3269% | 3,253 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3760% | 2,648 |
| Percentage Net Loans Charged-off:Construction & development | 0.1727% | 2,135 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5858% | 1,399 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 678 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5240% | 1,877 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,446 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5789% | 1,680 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0181% | 3,230 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2155% | 3,298 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1820% | 3,170 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,354 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3124% | 2,800 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3288% | 2,306 |
| Percentage Net Loans Charged-off:Construction & development | -0.1797% | 6,558 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,892 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 440 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.9476% | 1,006 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,026 |
| All other 1-4 family - Percent of loans charged-off, net | 1.0439% | 888 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1879% | 2,021 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4336% | 2,250 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3361% | 2,152 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,005 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6852% | 2,955 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7932% | 2,258 |
| Percentage Net Loans Charged-off:Construction & development | 0.9678% | 2,535 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4407% | 2,168 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 1,098 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.8403% | 1,601 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2623% | 1,529 |
| All other 1-4 family - Percent of loans charged-off, net | 0.8972% | 1,514 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0086% | 4,697 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3976% | 3,770 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,993 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8442% | 2,340 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.9734% | 1,795 |
| Percentage Net Loans Charged-off:Construction & development | 1.1926% | 2,178 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3491% | 2,047 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 888 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.0838% | 1,162 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3470% | 1,261 |
| All other 1-4 family - Percent of loans charged-off, net | 1.1564% | 1,079 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0563% | 4,129 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4838% | 3,204 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,786 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8556% | 2,120 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.9731% | 1,634 |
| Percentage Net Loans Charged-off:Construction & development | 1.4982% | 1,792 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,645 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 710 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.9223% | 1,254 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5189% | 949 |
| All other 1-4 family - Percent of loans charged-off, net | 0.9622% | 1,182 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0838% | 3,532 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6997% | 2,437 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,540 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4285% | 2,761 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4626% | 2,128 |
| Percentage Net Loans Charged-off:Construction & development | 0.8813% | 1,525 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,882 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 457 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2893% | 2,022 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 974 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3175% | 1,853 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3058% | 2,238 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2268% | 3,284 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,171 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6715% | 3,172 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6703% | 2,486 |
| Percentage Net Loans Charged-off:Construction & development | 1.1366% | 2,488 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.7194% | 1,441 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 922 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2720% | 2,896 |
| Percentage Net Loans Charged-off: Home equity loans | 1.0278% | 839 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1937% | 3,140 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5150% | 3,730 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4202% | 1,997 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 2,150 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6057% | 2,861 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6337% | 2,115 |
| Percentage Net Loans Charged-off:Construction & development | 1.1222% | 2,095 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.8345% | 968 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 708 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1474% | 3,161 |
| Percentage Net Loans Charged-off: Home equity loans | -0.3722% | 5,882 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2019% | 2,661 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0341% | 7,115 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.7973% | 1,425 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,898 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4905% | 2,865 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5980% | 1,922 |
| Percentage Net Loans Charged-off:Construction & development | 0.7851% | 1,909 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.2396% | 567 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 531 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2492% | 2,268 |
| Percentage Net Loans Charged-off: Home equity loans | -0.2801% | 5,920 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3049% | 1,944 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0515% | 7,152 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.3529% | 7,690 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,633 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7588% | 1,684 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.9265% | 1,069 |
| Percentage Net Loans Charged-off:Construction & development | 1.3813% | 1,118 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.4962% | 210 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 309 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0089% | 2,705 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 827 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0099% | 2,485 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0358% | 6,976 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.7935% | 7,819 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,234 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3107% | 3,314 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3244% | 2,226 |
| Percentage Net Loans Charged-off:Construction & development | 0.4071% | 2,105 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.7858% | 633 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 546 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0869% | 3,006 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0775% | 5,994 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1029% | 2,685 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2050% | 3,567 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3897% | 4,147 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0436% | 6,883 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2704% | 2,752 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2632% | 1,823 |
| Percentage Net Loans Charged-off:Construction & development | 0.2226% | 1,753 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.0230% | 329 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 377 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0339% | 3,026 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0711% | 6,003 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0438% | 2,713 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2959% | 2,542 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5154% | 3,188 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0621% | 6,928 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2723% | 2,287 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2516% | 1,487 |
| Percentage Net Loans Charged-off:Construction & development | 0.3309% | 1,150 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5582% | 420 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 250 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0562% | 2,264 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0562% | 5,986 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0665% | 2,009 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4495% | 1,737 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5001% | 2,872 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.1015% | 7,016 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0119% | 7,190 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0034% | 7,651 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,119 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 813 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 134 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0094% | 7,785 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1155% | 5,978 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,774 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,192 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.2307% | 7,480 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,048 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1665% | 2,983 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1769% | 1,493 |
| Percentage Net Loans Charged-off:Construction & development | 0.1724% | 1,044 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1229% | 1,002 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 289 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2197% | 1,160 |
| Percentage Net Loans Charged-off: Home equity loans | 0.7338% | 229 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1740% | 1,318 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0082% | 3,890 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3518% | 3,769 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,751 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1158% | 2,921 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1166% | 1,355 |
| Percentage Net Loans Charged-off:Construction & development | 0.2330% | 571 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,176 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 199 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0468% | 1,933 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2148% | 396 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0318% | 1,991 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0106% | 3,217 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3691% | 3,240 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,521 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1583% | 2,053 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1695% | 843 |
| Percentage Net Loans Charged-off:Construction & development | 0.3547% | 323 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 881 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0520% | 1,521 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 541 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0566% | 1,368 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0155% | 2,643 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3079% | 3,125 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,336 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2798% | 1,067 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2960% | 422 |
| Percentage Net Loans Charged-off:Construction & development | 0.7038% | 131 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 529 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 76 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,473 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 371 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,345 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0933% | 1,545 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4691% | 2,225 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 964 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1044% | 3,162 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0940% | 1,380 |
| Percentage Net Loans Charged-off:Construction & development | 0.0953% | 489 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,308 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 200 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1259% | 1,209 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 709 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1371% | 1,104 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0809% | 3,067 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3362% | 3,705 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0811% | 1,314 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0770% | 3,144 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0455% | 1,683 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 620 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,012 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 150 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1069% | 1,130 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 550 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1174% | 1,031 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1469% | 2,173 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5038% | 2,502 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1196% | 1,082 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0313% | 3,951 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0058% | 2,268 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 815 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0091% | 1,867 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 426 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0101% | 1,730 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2218% | 1,660 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1305% | 4,060 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1782% | 858 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0231% | 3,522 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0038% | 1,578 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 268 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 498 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 51 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,349 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 311 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,244 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0451% | 7,012 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3267% | 2,640 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3742% | 596 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1878% | 2,436 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0173% | 2,795 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 694 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,340 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 187 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0377% | 2,223 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 682 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0418% | 2,050 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1466% | 3,058 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.7491% | 374 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3348% | 948 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2005-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1394% | 2,568 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0116% | 2,602 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 541 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,046 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0250% | 2,103 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 562 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0277% | 1,940 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2395% | 7,800 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.3738% | 456 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4603% | 744 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2005-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1378% | 2,390 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0176% | 2,063 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 425 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 810 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 111 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0374% | 1,631 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 450 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0415% | 1,491 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.4298% | 7,973 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.5888% | 405 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,156 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 20 |
| 2005-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1143% | 2,271 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0355% | 1,296 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 235 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 511 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0755% | 1,001 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 338 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0839% | 905 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.3718% | 7,954 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.8264% | 764 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 839 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 13 |
| 2004-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1309% | 3,688 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0102% | 3,430 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 758 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,548 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 197 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0214% | 2,702 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 657 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0236% | 2,522 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7526% | 1,664 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8634% | 2,406 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,643 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 27 |
| 2004-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1232% | 3,287 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0141% | 2,802 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 604 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,213 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 155 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0293% | 2,151 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 554 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0324% | 1,991 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6156% | 1,562 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8217% | 2,323 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,414 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2004-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1100% | 3,233 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0222% | 2,205 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 464 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 953 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0459% | 1,649 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 431 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0504% | 1,519 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0684% | 2,708 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1554% | 1,584 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,207 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2004-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2141% | 1,859 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0459% | 1,361 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 286 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 553 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 70 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0940% | 984 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 291 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1027% | 901 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5940% | 1,103 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6171% | 1,135 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 887 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2003-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2405% | 2,986 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0203% | 3,286 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 836 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,593 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 186 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0401% | 2,511 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 639 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0439% | 2,365 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7997% | 1,994 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.7940% | 1,030 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,856 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 56 |
| 2003-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2674% | 2,371 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,474 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 663 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,273 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 138 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,919 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 519 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,778 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5341% | 2,136 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.4740% | 551 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,617 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 45 |
| 2003-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3776% | 1,647 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,928 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 523 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 978 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,402 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 421 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,287 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8244% | 1,470 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.2835% | 368 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,407 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 37 |
| 2003-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5012% | 1,089 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,066 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 326 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 618 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 56 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,648 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 277 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,550 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,449 |
| Percentage Net Loans Charged-off: Loans to individuals | 5.5246% | 185 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 993 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2002-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0278% | 8,788 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0949% | 8,991 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 875 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.4579% | 8,975 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 189 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,443 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 614 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,246 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0884% | 4,328 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3299% | 5,233 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,956 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 51 |
| 2001-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1823% | 3,838 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2506% | 784 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 831 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6897% | 345 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0704% | 1,840 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 610 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0757% | 1,718 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 4,805 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0551% | 6,947 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 2,107 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,876 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 74 |
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0872% | 4,900 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1882% | 3,379 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6477% | 1,069 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.4554% | 369 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1871% | 4,250 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0495% | 6,987 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0519% | 6,967 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2299% | 4,994 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3646% | 5,406 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |