Home > Northstar Bank of Texas > Assets and Liabilities
Northstar Bank of Texas, Assets and Liabilities
| 2012-09-30 | Rank | |
| # of Employees: | 207 | 709 |
| Assets and Liabilities | ||
| Total Assets: | $1,015,402,000 | 660 |
| Cash and due from depository institutions | $264,513,000 | 709 |
| Interest-bearing balances | $251,510,000 | 175 |
| Securities | $96,867,000 | 1,530 |
| Federal funds sold & reverse repurchase agreements | $0 | 3,418 |
| Net loans & leases | $556,845,000 | 739 |
| Loan loss allowance | $69,000 | 7,052 |
| Trading account assets | $5,847,000 | 99 |
| Bank premises and fixed assets | $23,397,000 | 472 |
| Other real estate owned | $8,760,000 | 709 |
| Goodwill and other intangibles | $46,529,000 | 198 |
| All other assets | $12,644,000 | 1,491 |
| Life insurance assets | $4,858,000 | 1,461 |
| Total liabilities and capital | $1,015,402,000 | 660 |
| Total liabilities | $878,832,000 | 665 |
| Total deposits | $870,347,000 | 619 |
| Interest-bearing deposits | $819,512,000 | 545 |
| Deposits held in domestic offices | $870,347,000 | 616 |
| % insured | 67.34% | 6,898 |
| Federal funds purchased & repurchase agreements | $5,529,000 | 1,130 |
| Trading liabilities | $0 | 150 |
| Other borrowed funds | $0 | 4,201 |
| Subordinated debt | $0 | 163 |
| All other liabilities | $2,956,000 | 1,619 |
| Total equity capital | $136,570,000 | 549 |
| Total bank equity capital | $136,570,000 | 549 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $366,000 | 3,887 |
| Surplus | $133,917,000 | 333 |
| Undivided profits | $2,287,000 | 5,318 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 170 |
| Memoranda | ||
| Noncurrent loans and leases | $9,133,000 | 1,170 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,078 |
| Income earned, not collected on loans | $2,355,000 | 1,190 |
| Earning assets | $911,069,000 | 655 |
| Long-term assets (5+ years) | $346,814,000 | 597 |
| Average Assets, year-to-date | $971,945,500 | 681 |
| Average Assets, quarterly | $987,062,000 | 672 |
| Volatile liabilities | $77,968,000 | 635 |
| Insider loans | $8,721,000 | 694 |
| FHLB advances | $0 | 3,944 |
| Loans and leases held for sale | $9,192,000 | 511 |
| Unused loan commitments | $79,146,000 | 926 |
| Tier 1 (core) risk-based capital | $87,258,000 | 759 |
| Tier 2 risk-based capital | $80,000 | 7,019 |
| Total risk weighted assets | $576,683,000 | 761 |
| Total unused commitments | $79,146,000 | 926 |
| Derivatives | $0 | 1,366 |
| 2012-06-30 | Rank | |
| # of Employees: | 202 | 728 |
| Assets and Liabilities | ||
| Total Assets: | $958,722,000 | 693 |
| Cash and due from depository institutions | $258,173,000 | 728 |
| Interest-bearing balances | $247,077,000 | 177 |
| Securities | $61,188,000 | 2,283 |
| Federal funds sold & reverse repurchase agreements | $0 | 3,541 |
| Net loans & leases | $593,248,000 | 688 |
| Loan loss allowance | $11,352,000 | 679 |
| Trading account assets | $5,721,000 | 95 |
| Bank premises and fixed assets | $19,479,000 | 574 |
| Other real estate owned | $10,647,000 | 728 |
| Goodwill and other intangibles | $0 | 2,925 |
| All other assets | $10,266,000 | 1,765 |
| Life insurance assets | $4,821,000 | 1,453 |
| Total liabilities and capital | $958,722,000 | 693 |
| Total liabilities | $877,426,000 | 670 |
| Total deposits | $855,268,000 | 633 |
| Interest-bearing deposits | $802,564,000 | 547 |
| Deposits held in domestic offices | $855,268,000 | 630 |
| % insured | 83.49% | 5,575 |
| Federal funds purchased & repurchase agreements | $5,570,000 | 1,140 |
| Trading liabilities | $0 | 130 |
| Other borrowed funds | $15,000,000 | 1,399 |
| Subordinated debt | $0 | 180 |
| All other liabilities | $1,588,000 | 2,421 |
| Total equity capital | $81,296,000 | 873 |
| Total bank equity capital | $81,296,000 | 872 |
| Perpetual preferred stock | $0 | 254 |
| Common stock | $366,000 | 3,928 |
| Surplus | $53,067,000 | 659 |
| Undivided profits | $27,863,000 | 1,337 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 171 |
| Memoranda | ||
| Noncurrent loans and leases | $13,876,000 | 858 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,080 |
| Income earned, not collected on loans | $2,447,000 | 1,068 |
| Earning assets | $907,234,000 | 659 |
| Long-term assets (5+ years) | $329,980,000 | 613 |
| Average Assets, year-to-date | $957,460,000 | 693 |
| Average Assets, quarterly | $961,752,000 | 693 |
| Volatile liabilities | $59,379,000 | 812 |
| Insider loans | $11,140,000 | 529 |
| FHLB advances | $15,000,000 | 1,324 |
| Loans and leases held for sale | $8,395,000 | 466 |
| Unused loan commitments | $89,155,000 | 820 |
| Tier 1 (core) risk-based capital | $80,097,000 | 819 |
| Tier 2 risk-based capital | $7,742,000 | 680 |
| Total risk weighted assets | $616,603,000 | 705 |
| Total unused commitments | $89,155,000 | 820 |
| Derivatives | $0 | 1,332 |
| 2012-03-31 | Rank | |
| # of Employees: | 198 | 739 |
| Assets and Liabilities | ||
| Total Assets: | $964,782,000 | 690 |
| Cash and due from depository institutions | $260,085,000 | 739 |
| Interest-bearing balances | $249,065,000 | 194 |
| Securities | $61,022,000 | 2,292 |
| Federal funds sold & reverse repurchase agreements | $0 | 3,754 |
| Net loans & leases | $597,708,000 | 677 |
| Loan loss allowance | $11,033,000 | 708 |
| Trading account assets | $5,597,000 | 101 |
| Bank premises and fixed assets | $19,549,000 | 568 |
| Other real estate owned | $10,412,000 | 739 |
| Goodwill and other intangibles | $0 | 2,935 |
| All other assets | $10,409,000 | 1,762 |
| Life insurance assets | $4,783,000 | 1,439 |
| Total liabilities and capital | $964,782,000 | 690 |
| Total liabilities | $884,462,000 | 671 |
| Total deposits | $862,383,000 | 625 |
| Interest-bearing deposits | $820,722,000 | 542 |
| Deposits held in domestic offices | $862,383,000 | 623 |
| % insured | 75.01% | 6,660 |
| Federal funds purchased & repurchase agreements | $5,726,000 | 1,133 |
| Trading liabilities | $0 | 123 |
| Other borrowed funds | $15,000,000 | 1,414 |
| Subordinated debt | $0 | 185 |
| All other liabilities | $1,353,000 | 2,664 |
| Total equity capital | $80,320,000 | 874 |
| Total bank equity capital | $80,320,000 | 873 |
| Perpetual preferred stock | $0 | 259 |
| Common stock | $366,000 | 3,972 |
| Surplus | $53,067,000 | 659 |
| Undivided profits | $26,887,000 | 1,345 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 170 |
| Memoranda | ||
| Noncurrent loans and leases | $5,562,000 | 1,899 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,111 |
| Income earned, not collected on loans | $2,375,000 | 1,101 |
| Earning assets | $913,392,000 | 660 |
| Long-term assets (5+ years) | $332,302,000 | 604 |
| Average Assets, year-to-date | $956,829,000 | 698 |
| Average Assets, quarterly | $956,829,000 | 698 |
| Volatile liabilities | $63,059,000 | 763 |
| Insider loans | $12,006,000 | 481 |
| FHLB advances | $15,000,000 | 1,343 |
| Loans and leases held for sale | $5,138,000 | 593 |
| Unused loan commitments | $82,323,000 | 869 |
| Tier 1 (core) risk-based capital | $79,230,000 | 811 |
| Tier 2 risk-based capital | $7,850,000 | 672 |
| Total risk weighted assets | $624,772,000 | 690 |
| Total unused commitments | $82,323,000 | 869 |
| Derivatives | $0 | 1,297 |
| 2011-12-31 | Rank | |
| # of Employees: | 195 | 757 |
| Assets and Liabilities | ||
| Total Assets: | $948,876,000 | 705 |
| Cash and due from depository institutions | $228,077,000 | 757 |
| Interest-bearing balances | $214,503,000 | 200 |
| Securities | $43,695,000 | 2,894 |
| Federal funds sold & reverse repurchase agreements | $0 | 3,658 |
| Net loans & leases | $629,939,000 | 652 |
| Loan loss allowance | $11,399,000 | 698 |
| Trading account assets | $5,594,000 | 98 |
| Bank premises and fixed assets | $19,281,000 | 576 |
| Other real estate owned | $10,868,000 | 757 |
| Goodwill and other intangibles | $0 | 2,970 |
| All other assets | $11,422,000 | 1,638 |
| Life insurance assets | $4,747,000 | 1,413 |
| Total liabilities and capital | $948,876,000 | 705 |
| Total liabilities | $869,447,000 | 679 |
| Total deposits | $846,324,000 | 634 |
| Interest-bearing deposits | $803,200,000 | 558 |
| Deposits held in domestic offices | $846,324,000 | 630 |
| % insured | 75.68% | 6,653 |
| Federal funds purchased & repurchase agreements | $5,838,000 | 1,157 |
| Trading liabilities | $0 | 115 |
| Other borrowed funds | $15,000,000 | 1,522 |
| Subordinated debt | $0 | 193 |
| All other liabilities | $2,285,000 | 1,868 |
| Total equity capital | $79,429,000 | 882 |
| Total bank equity capital | $79,429,000 | 881 |
| Perpetual preferred stock | $0 | 263 |
| Common stock | $366,000 | 3,994 |
| Surplus | $52,939,000 | 666 |
| Undivided profits | $26,124,000 | 1,353 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 168 |
| Memoranda | ||
| Noncurrent loans and leases | $6,494,000 | 1,721 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,138 |
| Income earned, not collected on loans | $2,862,000 | 941 |
| Earning assets | $893,731,000 | 673 |
| Long-term assets (5+ years) | $328,404,000 | 483 |
| Average Assets, year-to-date | $896,282,200 | 729 |
| Average Assets, quarterly | $935,234,500 | 708 |
| Volatile liabilities | $63,911,000 | 836 |
| Insider loans | $14,279,000 | 377 |
| FHLB advances | $15,000,000 | 1,439 |
| Loans and leases held for sale | $6,468,000 | 464 |
| Unused loan commitments | $89,552,000 | 788 |
| Tier 1 (core) risk-based capital | $78,158,000 | 816 |
| Tier 2 risk-based capital | $8,329,000 | 643 |
| Total risk weighted assets | $663,195,000 | 663 |
| Total unused commitments | $89,552,000 | 789 |
| Derivatives | $0 | 1,191 |
| 2011-09-30 | Rank | |
| # of Employees: | 191 | 771 |
| Assets and Liabilities | ||
| Total Assets: | $921,593,000 | 734 |
| Cash and due from depository institutions | $192,994,000 | 771 |
| Interest-bearing balances | $182,804,000 | 242 |
| Securities | $49,855,000 | 2,537 |
| Federal funds sold & reverse repurchase agreements | $0 | 3,873 |
| Net loans & leases | $627,501,000 | 659 |
| Loan loss allowance | $10,886,000 | 754 |
| Trading account assets | $5,500,000 | 99 |
| Bank premises and fixed assets | $19,518,000 | 561 |
| Other real estate owned | $14,864,000 | 771 |
| Goodwill and other intangibles | $0 | 2,996 |
| All other assets | $11,361,000 | 1,663 |
| Life insurance assets | $4,706,000 | 1,398 |
| Total liabilities and capital | $921,593,000 | 734 |
| Total liabilities | $844,737,000 | 701 |
| Total deposits | $822,397,000 | 653 |
| Interest-bearing deposits | $776,640,000 | 577 |
| Deposits held in domestic offices | $822,397,000 | 649 |
| % insured | 78.30% | 6,525 |
| Federal funds purchased & repurchase agreements | $5,287,000 | 1,220 |
| Trading liabilities | $0 | 112 |
| Other borrowed funds | $15,000,000 | 1,554 |
| Subordinated debt | $0 | 206 |
| All other liabilities | $2,053,000 | 2,095 |
| Total equity capital | $76,856,000 | 915 |
| Total bank equity capital | $76,856,000 | 913 |
| Perpetual preferred stock | $0 | 266 |
| Common stock | $366,000 | 4,040 |
| Surplus | $52,938,000 | 681 |
| Undivided profits | $23,552,000 | 1,513 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 175 |
| Memoranda | ||
| Noncurrent loans and leases | $5,025,000 | 2,085 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,137 |
| Income earned, not collected on loans | $2,586,000 | 1,096 |
| Earning assets | $865,660,000 | 696 |
| Long-term assets (5+ years) | $324,302,000 | 486 |
| Average Assets, year-to-date | $883,133,750 | 749 |
| Average Assets, quarterly | $911,349,000 | 734 |
| Volatile liabilities | $63,818,000 | 830 |
| Insider loans | $20,470,000 | 241 |
| FHLB advances | $15,000,000 | 1,454 |
| Loans and leases held for sale | $4,511,000 | 529 |
| Unused loan commitments | $96,156,000 | 746 |
| Tier 1 (core) risk-based capital | $75,706,000 | 853 |
| Tier 2 risk-based capital | $8,111,000 | 662 |
| Total risk weighted assets | $646,021,000 | 681 |
| Total unused commitments | $96,156,000 | 747 |
| Derivatives | $0 | 1,195 |
| 2011-06-30 | Rank | |
| # of Employees: | 186 | 803 |
| Assets and Liabilities | ||
| Total Assets: | $901,105,000 | 742 |
| Cash and due from depository institutions | $182,357,000 | 803 |
| Interest-bearing balances | $172,067,000 | 239 |
| Securities | $47,588,000 | 2,658 |
| Federal funds sold & reverse repurchase agreements | $0 | 3,997 |
| Net loans & leases | $619,051,000 | 671 |
| Loan loss allowance | $10,388,000 | 813 |
| Trading account assets | $5,259,000 | 100 |
| Bank premises and fixed assets | $19,682,000 | 563 |
| Other real estate owned | $15,721,000 | 803 |
| Goodwill and other intangibles | $0 | 3,017 |
| All other assets | $11,447,000 | 1,680 |
| Life insurance assets | $4,667,000 | 1,394 |
| Total liabilities and capital | $901,105,000 | 742 |
| Total liabilities | $826,794,000 | 724 |
| Total deposits | $805,811,000 | 667 |
| Interest-bearing deposits | $765,784,000 | 583 |
| Deposits held in domestic offices | $805,811,000 | 663 |
| % insured | 78.22% | 6,600 |
| Federal funds purchased & repurchase agreements | $4,181,000 | 1,363 |
| Trading liabilities | $0 | 112 |
| Other borrowed funds | $15,000,000 | 1,622 |
| Subordinated debt | $0 | 212 |
| All other liabilities | $1,802,000 | 2,179 |
| Total equity capital | $74,311,000 | 935 |
| Total bank equity capital | $74,311,000 | 933 |
| Perpetual preferred stock | $0 | 222 |
| Common stock | $366,000 | 4,092 |
| Surplus | $52,938,000 | 679 |
| Undivided profits | $21,007,000 | 1,633 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 179 |
| Memoranda | ||
| Noncurrent loans and leases | $4,139,000 | 2,439 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,160 |
| Income earned, not collected on loans | $2,644,000 | 1,047 |
| Earning assets | $843,965,000 | 715 |
| Long-term assets (5+ years) | $315,645,000 | 494 |
| Average Assets, year-to-date | $870,314,000 | 762 |
| Average Assets, quarterly | $888,607,000 | 748 |
| Volatile liabilities | $56,870,000 | 945 |
| Insider loans | $20,736,000 | 243 |
| FHLB advances | $15,000,000 | 1,530 |
| Loans and leases held for sale | $3,524,000 | 453 |
| Unused loan commitments | $123,323,000 | 605 |
| Tier 1 (core) risk-based capital | $73,775,000 | 869 |
| Tier 2 risk-based capital | $8,020,000 | 681 |
| Total risk weighted assets | $639,189,000 | 692 |
| Total unused commitments | $123,323,000 | 606 |
| Derivatives | $0 | 1,174 |
| 2011-03-31 | Rank | |
| # of Employees: | 189 | 790 |
| Assets and Liabilities | ||
| Total Assets: | $876,109,000 | 770 |
| Cash and due from depository institutions | $178,318,000 | 790 |
| Interest-bearing balances | $169,485,000 | 250 |
| Securities | $29,698,000 | 3,657 |
| Federal funds sold & reverse repurchase agreements | $0 | 4,332 |
| Net loans & leases | $623,210,000 | 671 |
| Loan loss allowance | $11,227,000 | 756 |
| Trading account assets | $5,035,000 | 100 |
| Bank premises and fixed assets | $20,395,000 | 539 |
| Other real estate owned | $7,666,000 | 790 |
| Goodwill and other intangibles | $0 | 3,025 |
| All other assets | $11,787,000 | 1,662 |
| Life insurance assets | $4,627,000 | 1,389 |
| Total liabilities and capital | $876,109,000 | 770 |
| Total liabilities | $802,346,000 | 750 |
| Total deposits | $780,037,000 | 696 |
| Interest-bearing deposits | $740,367,000 | 619 |
| Deposits held in domestic offices | $780,037,000 | 692 |
| % insured | 78.49% | 6,595 |
| Federal funds purchased & repurchase agreements | $5,589,000 | 1,211 |
| Trading liabilities | $0 | 108 |
| Other borrowed funds | $15,000,000 | 1,628 |
| Subordinated debt | $0 | 214 |
| All other liabilities | $1,720,000 | 2,232 |
| Total equity capital | $73,763,000 | 922 |
| Total bank equity capital | $73,763,000 | 920 |
| Perpetual preferred stock | $0 | 224 |
| Common stock | $366,000 | 4,134 |
| Surplus | $52,938,000 | 682 |
| Undivided profits | $20,459,000 | 1,604 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 181 |
| Memoranda | ||
| Noncurrent loans and leases | $11,392,000 | 1,279 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,152 |
| Income earned, not collected on loans | $2,559,000 | 1,089 |
| Earning assets | $827,428,000 | 738 |
| Long-term assets (5+ years) | $296,240,000 | 504 |
| Average Assets, year-to-date | $854,918,500 | 781 |
| Average Assets, quarterly | $854,918,500 | 781 |
| Volatile liabilities | $54,678,000 | 1,019 |
| Insider loans | $21,477,000 | 237 |
| FHLB advances | $15,000,000 | 1,536 |
| Loans and leases held for sale | $4,771,000 | 326 |
| Unused loan commitments | $104,216,000 | 703 |
| Tier 1 (core) risk-based capital | $73,391,000 | 864 |
| Tier 2 risk-based capital | $7,937,000 | 701 |
| Total risk weighted assets | $632,919,000 | 710 |
| Total unused commitments | $104,216,000 | 704 |
| Derivatives | $0 | 1,153 |
| 2010-12-31 | Rank | |
| # of Employees: | 187 | 805 |
| Assets and Liabilities | ||
| Total Assets: | $833,728,000 | 811 |
| Cash and due from depository institutions | $122,133,000 | 805 |
| Interest-bearing balances | $112,604,000 | 337 |
| Securities | $28,336,000 | 3,628 |
| Federal funds sold & reverse repurchase agreements | $0 | 4,270 |
| Net loans & leases | $641,429,000 | 665 |
| Loan loss allowance | $10,750,000 | 773 |
| Trading account assets | $0 | 207 |
| Bank premises and fixed assets | $20,637,000 | 534 |
| Other real estate owned | $9,033,000 | 805 |
| Goodwill and other intangibles | $0 | 3,026 |
| All other assets | $12,160,000 | 1,660 |
| Life insurance assets | $4,583,000 | 1,379 |
| Total liabilities and capital | $833,728,000 | 811 |
| Total liabilities | $761,709,000 | 800 |
| Total deposits | $736,108,000 | 731 |
| Interest-bearing deposits | $698,540,000 | 657 |
| Deposits held in domestic offices | $736,108,000 | 727 |
| % insured | 80.51% | 6,347 |
| Federal funds purchased & repurchase agreements | $8,422,000 | 1,042 |
| Trading liabilities | $0 | 108 |
| Other borrowed funds | $15,000,000 | 1,773 |
| Subordinated debt | $0 | 220 |
| All other liabilities | $2,179,000 | 1,873 |
| Total equity capital | $72,019,000 | 947 |
| Total bank equity capital | $72,019,000 | 947 |
| Perpetual preferred stock | $0 | 224 |
| Common stock | $366,000 | 4,189 |
| Surplus | $52,938,000 | 683 |
| Undivided profits | $18,715,000 | 1,732 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 190 |
| Memoranda | ||
| Noncurrent loans and leases | $11,109,000 | 1,344 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,218 |
| Income earned, not collected on loans | $2,687,000 | 1,073 |
| Earning assets | $782,369,000 | 785 |
| Long-term assets (5+ years) | $293,522,000 | 492 |
| Average Assets, year-to-date | $799,181,600 | 847 |
| Average Assets, quarterly | $809,866,000 | 842 |
| Volatile liabilities | $195,811,000 | 699 |
| Insider loans | $22,034,000 | 229 |
| FHLB advances | $15,000,000 | 1,674 |
| Loans and leases held for sale | $7,768,000 | 413 |
| Unused loan commitments | $81,921,000 | 860 |
| Tier 1 (core) risk-based capital | $71,821,000 | 885 |
| Tier 2 risk-based capital | $8,030,000 | 709 |
| Total risk weighted assets | $639,686,000 | 712 |
| Total unused commitments | $81,921,000 | 861 |
| Derivatives | $0 | 1,176 |
| 2010-09-30 | Rank | |
| # of Employees: | 185 | 803 |
| Assets and Liabilities | ||
| Total Assets: | $786,004,000 | 866 |
| Cash and due from depository institutions | $98,235,000 | 803 |
| Interest-bearing balances | $88,537,000 | 432 |
| Securities | $27,849,000 | 3,639 |
| Federal funds sold & reverse repurchase agreements | $0 | 4,450 |
| Net loans & leases | $611,059,000 | 711 |
| Loan loss allowance | $10,545,000 | 785 |
| Trading account assets | $0 | 210 |
| Bank premises and fixed assets | $20,964,000 | 526 |
| Other real estate owned | $15,687,000 | 803 |
| Goodwill and other intangibles | $0 | 3,048 |
| All other assets | $12,210,000 | 1,678 |
| Life insurance assets | $4,544,000 | 1,382 |
| Total liabilities and capital | $786,004,000 | 866 |
| Total liabilities | $715,621,000 | 857 |
| Total deposits | $690,851,000 | 779 |
| Interest-bearing deposits | $656,842,000 | 694 |
| Deposits held in domestic offices | $690,851,000 | 775 |
| % insured | 81.91% | 5,781 |
| Federal funds purchased & repurchase agreements | $7,735,000 | 1,089 |
| Trading liabilities | $0 | 103 |
| Other borrowed funds | $15,000,000 | 1,903 |
| Subordinated debt | $0 | 233 |
| All other liabilities | $2,035,000 | 2,180 |
| Total equity capital | $70,383,000 | 974 |
| Total bank equity capital | $70,383,000 | 974 |
| Perpetual preferred stock | $0 | 229 |
| Common stock | $366,000 | 4,269 |
| Surplus | $52,938,000 | 674 |
| Undivided profits | $17,079,000 | 1,996 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 194 |
| Memoranda | ||
| Noncurrent loans and leases | $13,730,000 | 1,146 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,218 |
| Income earned, not collected on loans | $2,513,000 | 1,236 |
| Earning assets | $727,445,000 | 851 |
| Long-term assets (5+ years) | $293,386,000 | 466 |
| Average Assets, year-to-date | $790,545,000 | 859 |
| Average Assets, quarterly | $791,216,500 | 863 |
| Volatile liabilities | $197,603,000 | 702 |
| Insider loans | $23,575,000 | 208 |
| FHLB advances | $15,000,000 | 1,790 |
| Loans and leases held for sale | $8,221,000 | 427 |
| Unused loan commitments | $81,612,000 | 865 |
| Tier 1 (core) risk-based capital | $69,613,000 | 915 |
| Tier 2 risk-based capital | $7,738,000 | 748 |
| Total risk weighted assets | $616,208,000 | 747 |
| Total unused commitments | $81,612,000 | 867 |
| Derivatives | $0 | 1,218 |
| 2010-06-30 | Rank | |
| # of Employees: | 177 | 852 |
| Assets and Liabilities | ||
| Total Assets: | $796,429,000 | 863 |
| Cash and due from depository institutions | $128,329,000 | 852 |
| Interest-bearing balances | $117,846,000 | 318 |
| Securities | $23,122,000 | 4,052 |
| Federal funds sold & reverse repurchase agreements | $0 | 4,532 |
| Net loans & leases | $595,836,000 | 737 |
| Loan loss allowance | $10,268,000 | 830 |
| Trading account assets | $0 | 210 |
| Bank premises and fixed assets | $21,203,000 | 523 |
| Other real estate owned | $14,938,000 | 852 |
| Goodwill and other intangibles | $0 | 3,062 |
| All other assets | $13,001,000 | 1,626 |
| Life insurance assets | $4,505,000 | 1,393 |
| Total liabilities and capital | $796,429,000 | 863 |
| Total liabilities | $727,551,000 | 837 |
| Total deposits | $704,023,000 | 763 |
| Interest-bearing deposits | $653,084,000 | 705 |
| Deposits held in domestic offices | $704,023,000 | 760 |
| % insured | 81.41% | 5,977 |
| Federal funds purchased & repurchase agreements | $6,825,000 | 1,164 |
| Trading liabilities | $0 | 104 |
| Other borrowed funds | $15,000,000 | 1,963 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $1,703,000 | 2,377 |
| Total equity capital | $68,878,000 | 981 |
| Total bank equity capital | $68,878,000 | 980 |
| Perpetual preferred stock | $0 | 222 |
| Common stock | $366,000 | 4,310 |
| Surplus | $52,938,000 | 675 |
| Undivided profits | $15,574,000 | 2,107 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 198 |
| Memoranda | ||
| Noncurrent loans and leases | $11,992,000 | 1,315 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,233 |
| Income earned, not collected on loans | $2,606,000 | 1,150 |
| Earning assets | $736,804,000 | 835 |
| Long-term assets (5+ years) | $274,791,000 | 483 |
| Average Assets, year-to-date | $792,058,670 | 862 |
| Average Assets, quarterly | $796,316,000 | 859 |
| Volatile liabilities | $212,180,000 | 648 |
| Insider loans | $22,207,000 | 226 |
| FHLB advances | $15,000,000 | 1,863 |
| Loans and leases held for sale | $4,262,000 | 507 |
| Unused loan commitments | $74,597,000 | 908 |
| Tier 1 (core) risk-based capital | $68,447,000 | 913 |
| Tier 2 risk-based capital | $7,636,000 | 763 |
| Total risk weighted assets | $608,281,000 | 768 |
| Total unused commitments | $74,597,000 | 910 |
| Derivatives | $0 | 1,168 |
| 2010-03-31 | Rank | |
| # of Employees: | 171 | 891 |
| Assets and Liabilities | ||
| Total Assets: | $796,203,000 | 875 |
| Cash and due from depository institutions | $127,841,000 | 891 |
| Interest-bearing balances | $116,610,000 | 343 |
| Securities | $23,137,000 | 4,094 |
| Federal funds sold & reverse repurchase agreements | $0 | 4,804 |
| Net loans & leases | $597,734,000 | 753 |
| Loan loss allowance | $8,876,000 | 961 |
| Trading account assets | $0 | 227 |
| Bank premises and fixed assets | $21,428,000 | 525 |
| Other real estate owned | $13,210,000 | 891 |
| Goodwill and other intangibles | $0 | 3,074 |
| All other assets | $12,853,000 | 1,676 |
| Life insurance assets | $4,467,000 | 1,402 |
| Total liabilities and capital | $796,203,000 | 875 |
| Total liabilities | $728,304,000 | 854 |
| Total deposits | $700,341,000 | 777 |
| Interest-bearing deposits | $662,663,000 | 712 |
| Deposits held in domestic offices | $700,341,000 | 773 |
| % insured | 82.65% | 5,789 |
| Federal funds purchased & repurchase agreements | $11,290,000 | 936 |
| Trading liabilities | $0 | 108 |
| Other borrowed funds | $15,000,000 | 2,068 |
| Subordinated debt | $0 | 248 |
| All other liabilities | $1,673,000 | 2,424 |
| Total equity capital | $67,899,000 | 989 |
| Total bank equity capital | $67,899,000 | 988 |
| Perpetual preferred stock | $0 | 220 |
| Common stock | $366,000 | 4,378 |
| Surplus | $52,938,000 | 684 |
| Undivided profits | $14,595,000 | 2,197 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 204 |
| Memoranda | ||
| Noncurrent loans and leases | $27,618,000 | 692 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,219 |
| Income earned, not collected on loans | $2,601,000 | 1,184 |
| Earning assets | $737,481,000 | 849 |
| Long-term assets (5+ years) | $269,511,000 | 493 |
| Average Assets, year-to-date | $789,873,500 | 879 |
| Average Assets, quarterly | $789,873,500 | 879 |
| Volatile liabilities | $228,697,000 | 628 |
| Insider loans | $22,703,000 | 240 |
| FHLB advances | $15,000,000 | 1,961 |
| Loans and leases held for sale | $3,434,000 | 473 |
| Unused loan commitments | $88,800,000 | 840 |
| Tier 1 (core) risk-based capital | $67,510,000 | 927 |
| Tier 2 risk-based capital | $7,668,000 | 783 |
| Total risk weighted assets | $612,197,000 | 783 |
| Total unused commitments | $88,800,000 | 842 |
| Derivatives | $0 | 1,155 |
| 2009-12-31 | Rank | |
| # of Employees: | 169 | 910 |
| Assets and Liabilities | ||
| Total Assets: | $783,544,000 | 899 |
| Cash and due from depository institutions | $115,254,000 | 910 |
| Interest-bearing balances | $83,312,000 | 361 |
| Securities | $22,942,000 | 4,088 |
| Federal funds sold & reverse repurchase agreements | $0 | 4,737 |
| Net loans & leases | $606,521,000 | 755 |
| Loan loss allowance | $8,610,000 | 999 |
| Trading account assets | $0 | 224 |
| Bank premises and fixed assets | $21,533,000 | 526 |
| Other real estate owned | $4,199,000 | 910 |
| Goodwill and other intangibles | $0 | 3,096 |
| All other assets | $13,095,000 | 1,703 |
| Life insurance assets | $4,430,000 | 1,411 |
| Total liabilities and capital | $783,544,000 | 899 |
| Total liabilities | $716,301,000 | 885 |
| Total deposits | $692,110,000 | 791 |
| Interest-bearing deposits | $653,880,000 | 728 |
| Deposits held in domestic offices | $692,110,000 | 788 |
| % insured | 81.86% | 5,980 |
| Federal funds purchased & repurchase agreements | $7,051,000 | 1,243 |
| Trading liabilities | $0 | 104 |
| Other borrowed funds | $15,000,000 | 2,204 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $2,140,000 | 2,011 |
| Total equity capital | $67,243,000 | 981 |
| Total bank equity capital | $67,243,000 | 980 |
| Perpetual preferred stock | $0 | 219 |
| Common stock | $366,000 | 4,426 |
| Surplus | $52,938,000 | 671 |
| Undivided profits | $13,939,000 | 2,254 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 209 |
| Memoranda | ||
| Noncurrent loans and leases | $27,104,000 | 686 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,191 |
| Income earned, not collected on loans | $2,551,000 | 1,262 |
| Earning assets | $712,775,000 | 891 |
| Long-term assets (5+ years) | $263,299,000 | 512 |
| Average Assets, year-to-date | $722,472,600 | 941 |
| Average Assets, quarterly | $768,603,000 | 903 |
| Volatile liabilities | $199,882,000 | 738 |
| Insider loans | $22,053,000 | 262 |
| FHLB advances | $15,000,000 | 2,086 |
| Loans and leases held for sale | $3,719,000 | 512 |
| Unused loan commitments | $90,458,000 | 834 |
| Tier 1 (core) risk-based capital | $66,899,000 | 923 |
| Tier 2 risk-based capital | $7,736,000 | 797 |
| Total risk weighted assets | $618,207,000 | 800 |
| Total unused commitments | $90,458,000 | 835 |
| Derivatives | $0 | 1,139 |
| 2009-09-30 | Rank | |
| # of Employees: | 167 | 938 |
| Assets and Liabilities | ||
| Total Assets: | $753,662,000 | 937 |
| Cash and due from depository institutions | $96,968,000 | 938 |
| Interest-bearing balances | $83,312,000 | 354 |
| Securities | $19,931,000 | 4,453 |
| Federal funds sold & reverse repurchase agreements | $0 | 4,911 |
| Net loans & leases | $600,984,000 | 780 |
| Loan loss allowance | $7,869,000 | 1,029 |
| Trading account assets | $0 | 238 |
| Bank premises and fixed assets | $21,902,000 | 524 |
| Other real estate owned | $4,658,000 | 938 |
| Goodwill and other intangibles | $0 | 3,142 |
| All other assets | $9,219,000 | 1,993 |
| Life insurance assets | $4,393,000 | 1,416 |
| Total liabilities and capital | $753,662,000 | 937 |
| Total liabilities | $690,161,000 | 918 |
| Total deposits | $666,992,000 | 820 |
| Interest-bearing deposits | $638,501,000 | 749 |
| Deposits held in domestic offices | $666,992,000 | 817 |
| % insured | 82.43% | 6,066 |
| Federal funds purchased & repurchase agreements | $5,844,000 | 1,398 |
| Trading liabilities | $0 | 103 |
| Other borrowed funds | $15,000,000 | 2,302 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $2,325,000 | 2,081 |
| Total equity capital | $63,501,000 | 1,074 |
| Total bank equity capital | $63,501,000 | 1,073 |
| Perpetual preferred stock | $0 | 212 |
| Common stock | $366,000 | 4,485 |
| Surplus | $50,638,000 | 694 |
| Undivided profits | $12,497,000 | 2,592 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 214 |
| Memoranda | ||
| Noncurrent loans and leases | $13,357,000 | 1,198 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $53,000 | 1,028 |
| Income earned, not collected on loans | $2,858,000 | 1,207 |
| Earning assets | $704,227,000 | 909 |
| Long-term assets (5+ years) | $242,249,000 | 547 |
| Average Assets, year-to-date | $707,204,750 | 973 |
| Average Assets, quarterly | $739,003,500 | 948 |
| Volatile liabilities | $199,084,000 | 753 |
| Insider loans | $20,815,000 | 288 |
| FHLB advances | $15,000,000 | 2,176 |
| Loans and leases held for sale | $1,196,000 | 875 |
| Unused loan commitments | $80,227,000 | 970 |
| Tier 1 (core) risk-based capital | $63,008,000 | 985 |
| Tier 2 risk-based capital | $7,635,000 | 812 |
| Total risk weighted assets | $609,775,000 | 825 |
| Total unused commitments | $80,227,000 | 974 |
| Derivatives | $0 | 1,183 |
| 2009-06-30 | Rank | |
| # of Employees: | 164 | 990 |
| Assets and Liabilities | ||
| Total Assets: | $724,345,000 | 985 |
| Cash and due from depository institutions | $79,617,000 | 990 |
| Interest-bearing balances | $66,062,000 | 349 |
| Securities | $18,370,000 | 4,632 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,176 |
| Net loans & leases | $591,202,000 | 829 |
| Loan loss allowance | $7,296,000 | 1,068 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $22,153,000 | 526 |
| Other real estate owned | $3,896,000 | 990 |
| Goodwill and other intangibles | $0 | 3,161 |
| All other assets | $9,107,000 | 2,049 |
| Life insurance assets | $4,357,000 | 1,426 |
| Total liabilities and capital | $724,345,000 | 985 |
| Total liabilities | $667,515,000 | 960 |
| Total deposits | $643,957,000 | 852 |
| Interest-bearing deposits | $609,217,000 | 793 |
| Deposits held in domestic offices | $643,957,000 | 851 |
| % insured | 70.29% | 5,996 |
| Federal funds purchased & repurchase agreements | $6,033,000 | 1,390 |
| Trading liabilities | $0 | 100 |
| Other borrowed funds | $15,000,000 | 2,376 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $2,525,000 | 1,991 |
| Total equity capital | $56,830,000 | 1,191 |
| Total bank equity capital | $56,830,000 | 1,188 |
| Perpetual preferred stock | $0 | 213 |
| Common stock | $366,000 | 4,544 |
| Surplus | $45,740,000 | 781 |
| Undivided profits | $10,724,000 | 2,828 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 219 |
| Memoranda | ||
| Noncurrent loans and leases | $12,224,000 | 1,237 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $165,000 | 770 |
| Income earned, not collected on loans | $2,761,000 | 1,216 |
| Earning assets | $675,634,000 | 961 |
| Long-term assets (5+ years) | $232,024,000 | 577 |
| Average Assets, year-to-date | $691,719,000 | 1,017 |
| Average Assets, quarterly | $712,443,500 | 989 |
| Volatile liabilities | $204,363,000 | 761 |
| Insider loans | $22,019,000 | 275 |
| FHLB advances | $15,000,000 | 2,240 |
| Loans and leases held for sale | $5,309,000 | 540 |
| Unused loan commitments | $84,809,000 | 952 |
| Tier 1 (core) risk-based capital | $56,542,000 | 1,130 |
| Tier 2 risk-based capital | $7,296,000 | 852 |
| Total risk weighted assets | $587,110,000 | 888 |
| Total unused commitments | $84,809,000 | 952 |
| Derivatives | $0 | 1,221 |
| 2009-03-31 | Rank | |
| # of Employees: | 165 | 966 |
| Assets and Liabilities | ||
| Total Assets: | $700,542,000 | 1,008 |
| Cash and due from depository institutions | $43,678,000 | 966 |
| Interest-bearing balances | $25,917,000 | 746 |
| Securities | $18,360,000 | 4,633 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,546 |
| Net loans & leases | $602,853,000 | 815 |
| Loan loss allowance | $7,197,000 | 1,030 |
| Trading account assets | $0 | 234 |
| Bank premises and fixed assets | $22,309,000 | 516 |
| Other real estate owned | $3,503,000 | 966 |
| Goodwill and other intangibles | $21,000 | 3,064 |
| All other assets | $9,818,000 | 1,913 |
| Life insurance assets | $4,322,000 | 1,433 |
| Total liabilities and capital | $700,542,000 | 1,008 |
| Total liabilities | $646,560,000 | 986 |
| Total deposits | $622,231,000 | 883 |
| Interest-bearing deposits | $586,110,000 | 811 |
| Deposits held in domestic offices | $622,231,000 | 881 |
| % insured | 73.23% | 5,518 |
| Federal funds purchased & repurchase agreements | $7,388,000 | 1,294 |
| Trading liabilities | $0 | 92 |
| Other borrowed funds | $15,000,000 | 2,425 |
| Subordinated debt | $0 | 271 |
| All other liabilities | $1,941,000 | 2,373 |
| Total equity capital | $53,982,000 | 1,269 |
| Total bank equity capital | $53,982,000 | 1,267 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $366,000 | 4,569 |
| Surplus | $42,461,000 | 812 |
| Undivided profits | $11,155,000 | 2,804 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 220 |
| Memoranda | ||
| Noncurrent loans and leases | $4,664,000 | 2,208 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $187,000 | 692 |
| Income earned, not collected on loans | $2,755,000 | 1,242 |
| Earning assets | $647,130,000 | 998 |
| Long-term assets (5+ years) | $230,158,000 | 566 |
| Average Assets, year-to-date | $675,406,000 | 1,039 |
| Average Assets, quarterly | $675,406,000 | 1,039 |
| Volatile liabilities | $193,653,000 | 803 |
| Insider loans | $21,206,000 | 298 |
| FHLB advances | $15,000,000 | 2,300 |
| Loans and leases held for sale | $6,373,000 | 398 |
| Unused loan commitments | $86,655,000 | 988 |
| Tier 1 (core) risk-based capital | $53,574,000 | 1,201 |
| Tier 2 risk-based capital | $7,197,000 | 847 |
| Total risk weighted assets | $600,470,000 | 871 |
| Total unused commitments | $86,655,000 | 989 |
| Derivatives | $0 | 1,177 |
| 2008-12-31 | Rank | |
| # of Employees: | 163 | 984 |
| Assets and Liabilities | ||
| Total Assets: | $650,270,000 | 1,082 |
| Cash and due from depository institutions | $12,864,000 | 984 |
| Interest-bearing balances | $422,000 | 4,509 |
| Securities | $21,376,000 | 4,287 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,377 |
| Net loans & leases | $579,805,000 | 844 |
| Loan loss allowance | $6,412,000 | 1,099 |
| Trading account assets | $0 | 236 |
| Bank premises and fixed assets | $22,483,000 | 510 |
| Other real estate owned | $3,539,000 | 984 |
| Goodwill and other intangibles | $48,000 | 2,929 |
| All other assets | $10,155,000 | 1,873 |
| Life insurance assets | $4,288,000 | 1,433 |
| Total liabilities and capital | $650,270,000 | 1,082 |
| Total liabilities | $597,894,000 | 1,061 |
| Total deposits | $556,342,000 | 965 |
| Interest-bearing deposits | $523,242,000 | 885 |
| Deposits held in domestic offices | $556,342,000 | 964 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $7,159,000 | 1,434 |
| Trading liabilities | $0 | 88 |
| Other borrowed funds | $32,000,000 | 1,619 |
| Subordinated debt | $0 | 278 |
| All other liabilities | $2,393,000 | 1,990 |
| Total equity capital | $52,376,000 | 1,287 |
| Total bank equity capital | $52,376,000 | 1,287 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $366,000 | 4,599 |
| Surplus | $42,227,000 | 790 |
| Undivided profits | $9,783,000 | 3,039 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,925,000 | 2,208 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $126,000 | 736 |
| Income earned, not collected on loans | $2,876,000 | 1,241 |
| Earning assets | $601,603,000 | 1,058 |
| Long-term assets (5+ years) | $202,198,000 | 647 |
| Average Assets, year-to-date | $610,230,800 | 1,111 |
| Average Assets, quarterly | $637,237,500 | 1,089 |
| Volatile liabilities | $175,896,000 | 885 |
| Insider loans | $19,395,000 | 339 |
| FHLB advances | $32,000,000 | 1,521 |
| Loans and leases held for sale | $2,068,000 | 609 |
| Unused loan commitments | $92,388,000 | 954 |
| Tier 1 (core) risk-based capital | $52,089,000 | 1,214 |
| Tier 2 risk-based capital | $6,412,000 | 936 |
| Total risk weighted assets | $579,865,000 | 888 |
| Total unused commitments | $92,388,000 | 954 |
| Derivatives | $0 | 1,109 |
| 2008-09-30 | Rank | |
| # of Employees: | 163 | 989 |
| Assets and Liabilities | ||
| Total Assets: | $624,205,000 | 1,115 |
| Cash and due from depository institutions | $16,219,000 | 989 |
| Interest-bearing balances | $664,000 | 3,387 |
| Securities | $21,242,000 | 4,232 |
| Federal funds sold & reverse repurchase agreements | $8,400,000 | 1,451 |
| Net loans & leases | $545,605,000 | 900 |
| Loan loss allowance | $6,048,000 | 1,033 |
| Trading account assets | $0 | 251 |
| Bank premises and fixed assets | $22,760,000 | 498 |
| Other real estate owned | $991,000 | 989 |
| Goodwill and other intangibles | $76,000 | 2,878 |
| All other assets | $8,912,000 | 2,087 |
| Life insurance assets | $4,245,000 | 1,432 |
| Total liabilities and capital | $624,205,000 | 1,115 |
| Total liabilities | $574,645,000 | 1,093 |
| Total deposits | $548,647,000 | 948 |
| Interest-bearing deposits | $511,603,000 | 888 |
| Deposits held in domestic offices | $548,647,000 | 946 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $8,464,000 | 1,393 |
| Trading liabilities | $0 | 91 |
| Other borrowed funds | $15,000,000 | 2,617 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $2,534,000 | 1,921 |
| Total equity capital | $49,560,000 | 1,380 |
| Total bank equity capital | $49,560,000 | 1,380 |
| Perpetual preferred stock | $0 | 110 |
| Common stock | $366,000 | 4,640 |
| Surplus | $41,527,000 | 788 |
| Undivided profits | $7,667,000 | 3,611 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $6,420,000 | 1,360 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $178,000 | 656 |
| Income earned, not collected on loans | $2,595,000 | 1,480 |
| Earning assets | $575,911,000 | 1,103 |
| Long-term assets (5+ years) | $176,018,000 | 751 |
| Average Assets, year-to-date | $600,221,000 | 1,120 |
| Average Assets, quarterly | $621,811,000 | 1,109 |
| Volatile liabilities | $150,646,000 | 999 |
| Insider loans | $16,605,000 | 399 |
| FHLB advances | $15,000,000 | 2,501 |
| Loans and leases held for sale | $2,287,000 | 494 |
| Unused loan commitments | $99,417,000 | 957 |
| Tier 1 (core) risk-based capital | $49,477,000 | 1,313 |
| Tier 2 risk-based capital | $6,048,000 | 941 |
| Total risk weighted assets | $549,893,000 | 949 |
| Total unused commitments | $99,417,000 | 958 |
| Derivatives | $0 | 1,077 |
| 2008-06-30 | Rank | |
| # of Employees: | 159 | 1,035 |
| Assets and Liabilities | ||
| Total Assets: | $619,417,000 | 1,115 |
| Cash and due from depository institutions | $35,658,000 | 1,035 |
| Interest-bearing balances | $15,716,000 | 421 |
| Securities | $20,606,000 | 4,363 |
| Federal funds sold & reverse repurchase agreements | $3,000,000 | 3,157 |
| Net loans & leases | $523,441,000 | 918 |
| Loan loss allowance | $5,703,000 | 1,054 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $23,034,000 | 476 |
| Other real estate owned | $4,548,000 | 1,035 |
| Goodwill and other intangibles | $103,000 | 2,822 |
| All other assets | $9,027,000 | 2,016 |
| Life insurance assets | $4,199,000 | 1,442 |
| Total liabilities and capital | $619,417,000 | 1,115 |
| Total liabilities | $570,919,000 | 1,081 |
| Total deposits | $548,568,000 | 944 |
| Interest-bearing deposits | $502,783,000 | 891 |
| Deposits held in domestic offices | $548,568,000 | 942 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $5,418,000 | 1,737 |
| Trading liabilities | $0 | 94 |
| Other borrowed funds | $15,000,000 | 2,526 |
| Subordinated debt | $0 | 257 |
| All other liabilities | $1,933,000 | 2,367 |
| Total equity capital | $48,498,000 | 1,422 |
| Total bank equity capital | $48,498,000 | 1,422 |
| Perpetual preferred stock | $0 | 107 |
| Common stock | $366,000 | 4,679 |
| Surplus | $41,527,000 | 776 |
| Undivided profits | $6,605,000 | 3,960 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $952,000 | 3,916 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $132,000 | 691 |
| Income earned, not collected on loans | $2,699,000 | 1,369 |
| Earning assets | $562,763,000 | 1,117 |
| Long-term assets (5+ years) | $149,860,000 | 873 |
| Average Assets, year-to-date | $592,226,330 | 1,141 |
| Average Assets, quarterly | $605,717,500 | 1,124 |
| Volatile liabilities | $164,768,000 | 925 |
| Insider loans | $18,319,000 | 361 |
| FHLB advances | $15,000,000 | 2,422 |
| Loans and leases held for sale | $4,547,000 | 384 |
| Unused loan commitments | $104,747,000 | 949 |
| Tier 1 (core) risk-based capital | $48,334,000 | 1,351 |
| Tier 2 risk-based capital | $5,703,000 | 974 |
| Total risk weighted assets | $536,631,000 | 951 |
| Total unused commitments | $104,747,000 | 949 |
| Derivatives | $0 | 1,075 |
| 2008-03-31 | Rank | |
| # of Employees: | 157 | 1,065 |
| Assets and Liabilities | ||
| Total Assets: | $592,018,000 | 1,153 |
| Cash and due from depository institutions | $14,020,000 | 1,065 |
| Interest-bearing balances | $411,000 | 3,817 |
| Securities | $21,109,000 | 4,294 |
| Federal funds sold & reverse repurchase agreements | $10,900,000 | 1,609 |
| Net loans & leases | $510,121,000 | 930 |
| Loan loss allowance | $5,562,000 | 1,000 |
| Trading account assets | $0 | 252 |
| Bank premises and fixed assets | $23,017,000 | 476 |
| Other real estate owned | $3,859,000 | 1,065 |
| Goodwill and other intangibles | $130,000 | 2,765 |
| All other assets | $8,862,000 | 1,986 |
| Life insurance assets | $4,150,000 | 1,449 |
| Total liabilities and capital | $592,018,000 | 1,153 |
| Total liabilities | $544,170,000 | 1,120 |
| Total deposits | $519,865,000 | 993 |
| Interest-bearing deposits | $485,475,000 | 920 |
| Deposits held in domestic offices | $519,865,000 | 991 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $7,447,000 | 1,429 |
| Trading liabilities | $0 | 86 |
| Other borrowed funds | $15,000,000 | 2,337 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $1,858,000 | 2,610 |
| Total equity capital | $47,848,000 | 1,468 |
| Total bank equity capital | $47,848,000 | 1,468 |
| Perpetual preferred stock | $0 | 108 |
| Common stock | $366,000 | 4,693 |
| Surplus | $41,527,000 | 770 |
| Undivided profits | $5,955,000 | 4,313 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,861,000 | 2,634 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $134,000 | 681 |
| Income earned, not collected on loans | $2,742,000 | 1,375 |
| Earning assets | $542,541,000 | 1,153 |
| Long-term assets (5+ years) | $129,050,000 | 964 |
| Average Assets, year-to-date | $578,631,000 | 1,164 |
| Average Assets, quarterly | $578,631,000 | 1,164 |
| Volatile liabilities | $155,800,000 | 957 |
| Insider loans | $20,295,000 | 308 |
| FHLB advances | $15,000,000 | 2,246 |
| Loans and leases held for sale | $4,851,000 | 402 |
| Unused loan commitments | $96,337,000 | 1,049 |
| Tier 1 (core) risk-based capital | $47,323,000 | 1,370 |
| Tier 2 risk-based capital | $5,562,000 | 955 |
| Total risk weighted assets | $523,900,000 | 958 |
| Total unused commitments | $96,337,000 | 1,050 |
| Derivatives | $0 | 1,109 |
| 2007-12-31 | Rank | |
| # of Employees: | 155 | 1,089 |
| Assets and Liabilities | ||
| Total Assets: | $565,244,000 | 1,193 |
| Cash and due from depository institutions | $20,309,000 | 1,089 |
| Interest-bearing balances | $2,138,000 | 1,850 |
| Securities | $21,808,000 | 4,230 |
| Federal funds sold & reverse repurchase agreements | $4,500,000 | 2,733 |
| Net loans & leases | $484,046,000 | 974 |
| Loan loss allowance | $5,542,000 | 985 |
| Trading account assets | $0 | 237 |
| Bank premises and fixed assets | $22,498,000 | 489 |
| Other real estate owned | $3,552,000 | 1,089 |
| Goodwill and other intangibles | $157,000 | 2,691 |
| All other assets | $8,374,000 | 2,087 |
| Life insurance assets | $4,110,000 | 1,445 |
| Total liabilities and capital | $565,244,000 | 1,193 |
| Total liabilities | $519,152,000 | 1,160 |
| Total deposits | $509,387,000 | 1,002 |
| Interest-bearing deposits | $394,552,000 | 1,157 |
| Deposits held in domestic offices | $509,387,000 | 999 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $7,229,000 | 1,523 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $0 | 5,553 |
| Subordinated debt | $0 | 248 |
| All other liabilities | $2,536,000 | 2,045 |
| Total equity capital | $46,092,000 | 1,513 |
| Total bank equity capital | $46,092,000 | 1,513 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $366,000 | 4,719 |
| Surplus | $41,527,000 | 761 |
| Undivided profits | $4,199,000 | 5,036 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,862,000 | 2,321 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $329,000 | 424 |
| Income earned, not collected on loans | $2,870,000 | 1,420 |
| Earning assets | $512,492,000 | 1,208 |
| Long-term assets (5+ years) | $123,830,000 | 959 |
| Average Assets, year-to-date | $520,528,600 | 1,243 |
| Average Assets, quarterly | $553,230,500 | 1,211 |
| Volatile liabilities | $152,058,000 | 982 |
| Insider loans | $16,893,000 | 370 |
| FHLB advances | $0 | 5,108 |
| Loans and leases held for sale | $3,501,000 | 458 |
| Unused loan commitments | $89,901,000 | 1,113 |
| Tier 1 (core) risk-based capital | $45,793,000 | 1,413 |
| Tier 2 risk-based capital | $5,542,000 | 960 |
| Total risk weighted assets | $496,052,000 | 1,011 |
| Total unused commitments | $89,901,000 | 1,113 |
| Derivatives | $0 | 1,052 |
| 2007-09-30 | Rank | |
| # of Employees: | 149 | 1,138 |
| Assets and Liabilities | ||
| Total Assets: | $541,217,000 | 1,241 |
| Cash and due from depository institutions | $20,165,000 | 1,138 |
| Interest-bearing balances | $602,000 | 2,836 |
| Securities | $22,117,000 | 4,207 |
| Federal funds sold & reverse repurchase agreements | $10,500,000 | 1,404 |
| Net loans & leases | $453,903,000 | 1,024 |
| Loan loss allowance | $5,389,000 | 975 |
| Trading account assets | $0 | 244 |
| Bank premises and fixed assets | $21,836,000 | 495 |
| Other real estate owned | $3,561,000 | 1,138 |
| Goodwill and other intangibles | $184,000 | 2,629 |
| All other assets | $8,951,000 | 1,947 |
| Life insurance assets | $4,069,000 | 1,415 |
| Total liabilities and capital | $541,217,000 | 1,241 |
| Total liabilities | $499,381,000 | 1,194 |
| Total deposits | $487,445,000 | 1,049 |
| Interest-bearing deposits | $371,564,000 | 1,225 |
| Deposits held in domestic offices | $487,445,000 | 1,046 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $9,381,000 | 1,295 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $0 | 5,543 |
| Subordinated debt | $0 | 244 |
| All other liabilities | $2,555,000 | 2,035 |
| Total equity capital | $41,836,000 | 1,633 |
| Total bank equity capital | $41,836,000 | 1,633 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $366,000 | 4,718 |
| Surplus | $38,584,000 | 803 |
| Undivided profits | $2,886,000 | 5,763 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,685,000 | 1,601 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $205,000 | 552 |
| Income earned, not collected on loans | $2,885,000 | 1,515 |
| Earning assets | $487,122,000 | 1,245 |
| Long-term assets (5+ years) | $122,134,000 | 946 |
| Average Assets, year-to-date | $509,349,750 | 1,267 |
| Average Assets, quarterly | $528,480,500 | 1,249 |
| Volatile liabilities | $151,892,000 | 950 |
| Insider loans | $15,550,000 | 431 |
| FHLB advances | $0 | 5,081 |
| Loans and leases held for sale | $6,769,000 | 289 |
| Unused loan commitments | $88,319,000 | 1,159 |
| Tier 1 (core) risk-based capital | $41,656,000 | 1,547 |
| Tier 2 risk-based capital | $5,389,000 | 970 |
| Total risk weighted assets | $468,825,000 | 1,041 |
| Total unused commitments | $88,319,000 | 1,160 |
| Derivatives | $0 | 1,033 |
| 2007-06-30 | Rank | |
| # of Employees: | 155 | 1,113 |
| Assets and Liabilities | ||
| Total Assets: | $515,744,000 | 1,291 |
| Cash and due from depository institutions | $21,904,000 | 1,113 |
| Interest-bearing balances | $834,000 | 2,629 |
| Securities | $22,154,000 | 4,193 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,299 |
| Net loans & leases | $438,260,000 | 1,053 |
| Loan loss allowance | $5,250,000 | 996 |
| Trading account assets | $0 | 245 |
| Bank premises and fixed assets | $21,801,000 | 493 |
| Other real estate owned | $2,921,000 | 1,113 |
| Goodwill and other intangibles | $212,000 | 2,594 |
| All other assets | $8,492,000 | 2,034 |
| Life insurance assets | $4,027,000 | 1,420 |
| Total liabilities and capital | $515,744,000 | 1,291 |
| Total liabilities | $475,563,000 | 1,259 |
| Total deposits | $450,841,000 | 1,157 |
| Interest-bearing deposits | $338,858,000 | 1,363 |
| Deposits held in domestic offices | $450,841,000 | 1,153 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $14,111,000 | 1,010 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $8,500,000 | 2,721 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $2,111,000 | 2,242 |
| Total equity capital | $40,181,000 | 1,696 |
| Total bank equity capital | $40,181,000 | 1,696 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $366,000 | 4,746 |
| Surplus | $38,134,000 | 819 |
| Undivided profits | $1,681,000 | 6,488 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,419,000 | 1,553 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $205,000 | 546 |
| Income earned, not collected on loans | $2,674,000 | 1,536 |
| Earning assets | $461,248,000 | 1,327 |
| Long-term assets (5+ years) | $120,306,000 | 949 |
| Average Assets, year-to-date | $498,727,330 | 1,315 |
| Average Assets, quarterly | $510,448,500 | 1,293 |
| Volatile liabilities | $147,454,000 | 970 |
| Insider loans | $13,329,000 | 526 |
| FHLB advances | $8,500,000 | 2,594 |
| Loans and leases held for sale | $3,314,000 | 546 |
| Unused loan commitments | $87,062,000 | 1,192 |
| Tier 1 (core) risk-based capital | $40,188,000 | 1,614 |
| Tier 2 risk-based capital | $5,250,000 | 1,001 |
| Total risk weighted assets | $451,246,000 | 1,094 |
| Total unused commitments | $87,062,000 | 1,192 |
| Derivatives | $0 | 1,067 |
| 2007-03-31 | Rank | |
| # of Employees: | 152 | 1,119 |
| Assets and Liabilities | ||
| Total Assets: | $505,153,000 | 1,320 |
| Cash and due from depository institutions | $17,641,000 | 1,119 |
| Interest-bearing balances | $765,000 | 2,783 |
| Securities | $22,441,000 | 4,186 |
| Federal funds sold & reverse repurchase agreements | $13,000,000 | 1,571 |
| Net loans & leases | $419,716,000 | 1,080 |
| Loan loss allowance | $4,985,000 | 1,043 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $21,718,000 | 483 |
| Other real estate owned | $2,930,000 | 1,119 |
| Goodwill and other intangibles | $239,000 | 2,535 |
| All other assets | $7,468,000 | 2,194 |
| Life insurance assets | $3,989,000 | 1,410 |
| Total liabilities and capital | $505,153,000 | 1,320 |
| Total liabilities | $465,444,000 | 1,287 |
| Total deposits | $455,476,000 | 1,146 |
| Interest-bearing deposits | $336,581,000 | 1,349 |
| Deposits held in domestic offices | $455,476,000 | 1,144 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $8,146,000 | 1,266 |
| Trading liabilities | $0 | 89 |
| Other borrowed funds | $0 | 5,479 |
| Subordinated debt | $0 | 262 |
| All other liabilities | $1,822,000 | 2,600 |
| Total equity capital | $39,709,000 | 1,718 |
| Total bank equity capital | $39,709,000 | 1,718 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $366,000 | 4,757 |
| Surplus | $38,134,000 | 798 |
| Undivided profits | $1,209,000 | 6,890 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $979,000 | 2,825 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $222,000 | 537 |
| Income earned, not collected on loans | $2,407,000 | 1,650 |
| Earning assets | $455,922,000 | 1,337 |
| Long-term assets (5+ years) | $124,694,000 | 894 |
| Average Assets, year-to-date | $490,219,000 | 1,345 |
| Average Assets, quarterly | $490,219,000 | 1,345 |
| Volatile liabilities | $130,451,000 | 1,059 |
| Insider loans | $14,609,000 | 444 |
| FHLB advances | $0 | 5,010 |
| Loans and leases held for sale | $4,595,000 | 416 |
| Unused loan commitments | $85,637,000 | 1,219 |
| Tier 1 (core) risk-based capital | $39,545,000 | 1,619 |
| Tier 2 risk-based capital | $4,985,000 | 1,047 |
| Total risk weighted assets | $430,934,000 | 1,126 |
| Total unused commitments | $85,637,000 | 1,220 |
| Derivatives | $0 | 1,065 |
| 2006-12-31 | Rank | |
| # of Employees: | 142 | 1,200 |
| Assets and Liabilities | ||
| Total Assets: | $475,285,000 | 1,382 |
| Cash and due from depository institutions | $19,027,000 | 1,200 |
| Interest-bearing balances | $355,000 | 3,473 |
| Securities | $22,538,000 | 4,207 |
| Federal funds sold & reverse repurchase agreements | $700,000 | 5,569 |
| Net loans & leases | $400,998,000 | 1,119 |
| Loan loss allowance | $4,668,000 | 1,103 |
| Trading account assets | $0 | 156 |
| Bank premises and fixed assets | $20,874,000 | 497 |
| Other real estate owned | $2,938,000 | 1,200 |
| Goodwill and other intangibles | $266,000 | 2,477 |
| All other assets | $7,944,000 | 2,092 |
| Life insurance assets | $3,951,000 | 1,396 |
| Total liabilities and capital | $475,285,000 | 1,382 |
| Total liabilities | $438,494,000 | 1,345 |
| Total deposits | $428,010,000 | 1,195 |
| Interest-bearing deposits | $304,955,000 | 1,495 |
| Deposits held in domestic offices | $428,010,000 | 1,193 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $8,312,000 | 1,300 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $0 | 5,610 |
| Subordinated debt | $0 | 264 |
| All other liabilities | $2,172,000 | 2,240 |
| Total equity capital | $36,791,000 | 1,822 |
| Total bank equity capital | $36,791,000 | 1,822 |
| Perpetual preferred stock | $0 | 112 |
| Common stock | $366,000 | 4,779 |
| Surplus | $32,014,000 | 914 |
| Undivided profits | $4,411,000 | 4,988 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $818,000 | 2,982 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $222,000 | 498 |
| Income earned, not collected on loans | $2,486,000 | 1,644 |
| Earning assets | $424,591,000 | 1,419 |
| Long-term assets (5+ years) | $123,086,000 | 889 |
| Average Assets, year-to-date | $416,433,600 | 1,515 |
| Average Assets, quarterly | $455,866,500 | 1,421 |
| Volatile liabilities | $115,394,000 | 1,307 |
| Insider loans | $15,037,000 | 417 |
| FHLB advances | $0 | 5,139 |
| Loans and leases held for sale | $4,824,000 | 391 |
| Unused loan commitments | $71,568,000 | 1,367 |
| Tier 1 (core) risk-based capital | $36,645,000 | 1,716 |
| Tier 2 risk-based capital | $4,668,000 | 1,104 |
| Total risk weighted assets | $409,925,000 | 1,159 |
| Total unused commitments | $71,568,000 | 1,367 |
| Derivatives | $0 | 1,023 |
| 2006-09-30 | Rank | |
| # of Employees: | 141 | 1,234 |
| Assets and Liabilities | ||
| Total Assets: | $436,448,000 | 1,494 |
| Cash and due from depository institutions | $17,496,000 | 1,234 |
| Interest-bearing balances | $870,000 | 2,569 |
| Securities | $22,424,000 | 4,259 |
| Federal funds sold & reverse repurchase agreements | $9,000,000 | 1,555 |
| Net loans & leases | $355,843,000 | 1,276 |
| Loan loss allowance | $4,143,000 | 1,254 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $20,724,000 | 495 |
| Other real estate owned | $3,243,000 | 1,234 |
| Goodwill and other intangibles | $294,000 | 2,428 |
| All other assets | $7,424,000 | 2,223 |
| Life insurance assets | $3,912,000 | 1,367 |
| Total liabilities and capital | $436,448,000 | 1,494 |
| Total liabilities | $403,602,000 | 1,447 |
| Total deposits | $394,879,000 | 1,288 |
| Interest-bearing deposits | $276,493,000 | 1,632 |
| Deposits held in domestic offices | $394,879,000 | 1,283 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $6,714,000 | 1,466 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $0 | 5,812 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $2,009,000 | 2,332 |
| Total equity capital | $32,846,000 | 2,022 |
| Total bank equity capital | $32,846,000 | 2,022 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $366,000 | 4,814 |
| Surplus | $29,472,000 | 992 |
| Undivided profits | $3,008,000 | 5,776 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $865,000 | 2,820 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $164,000 | 605 |
| Income earned, not collected on loans | $2,070,000 | 2,014 |
| Earning assets | $388,137,000 | 1,552 |
| Long-term assets (5+ years) | $128,025,000 | 858 |
| Average Assets, year-to-date | $401,720,750 | 1,600 |
| Average Assets, quarterly | $430,330,000 | 1,502 |
| Volatile liabilities | $103,921,000 | 1,436 |
| Insider loans | $16,222,000 | 378 |
| FHLB advances | $0 | 5,308 |
| Loans and leases held for sale | $7,336,000 | 301 |
| Unused loan commitments | $72,202,000 | 1,388 |
| Tier 1 (core) risk-based capital | $32,722,000 | 1,938 |
| Tier 2 risk-based capital | $4,143,000 | 1,240 |
| Total risk weighted assets | $368,183,000 | 1,308 |
| Total unused commitments | $72,202,000 | 1,389 |
| Derivatives | $0 | 1,023 |
| 2006-06-30 | Rank | |
| # of Employees: | 137 | 1,287 |
| Assets and Liabilities | ||
| Total Assets: | $424,212,000 | 1,528 |
| Cash and due from depository institutions | $44,397,000 | 1,287 |
| Interest-bearing balances | $23,925,000 | 209 |
| Securities | $21,120,000 | 4,417 |
| Federal funds sold & reverse repurchase agreements | $12,500,000 | 1,024 |
| Net loans & leases | $315,834,000 | 1,428 |
| Loan loss allowance | $3,766,000 | 1,364 |
| Trading account assets | $0 | 157 |
| Bank premises and fixed assets | $19,100,000 | 530 |
| Other real estate owned | $3,482,000 | 1,287 |
| Goodwill and other intangibles | $321,000 | 2,383 |
| All other assets | $7,458,000 | 2,184 |
| Life insurance assets | $3,874,000 | 1,349 |
| Total liabilities and capital | $424,212,000 | 1,528 |
| Total liabilities | $392,811,000 | 1,479 |
| Total deposits | $384,781,000 | 1,305 |
| Interest-bearing deposits | $270,778,000 | 1,624 |
| Deposits held in domestic offices | $384,781,000 | 1,301 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $6,452,000 | 1,526 |
| Trading liabilities | $0 | 73 |
| Other borrowed funds | $0 | 5,848 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $1,578,000 | 2,592 |
| Total equity capital | $31,401,000 | 2,038 |
| Total bank equity capital | $31,401,000 | 2,038 |
| Perpetual preferred stock | $0 | 119 |
| Common stock | $366,000 | 4,813 |
| Surplus | $28,813,000 | 995 |
| Undivided profits | $2,222,000 | 6,124 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $648,000 | 3,230 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $168,000 | 615 |
| Income earned, not collected on loans | $1,711,000 | 2,198 |
| Earning assets | $373,379,000 | 1,602 |
| Long-term assets (5+ years) | $120,282,000 | 890 |
| Average Assets, year-to-date | $390,145,000 | 1,655 |
| Average Assets, quarterly | $406,810,000 | 1,587 |
| Volatile liabilities | $98,200,000 | 1,493 |
| Insider loans | $10,175,000 | 668 |
| FHLB advances | $0 | 5,334 |
| Loans and leases held for sale | $3,435,000 | 487 |
| Unused loan commitments | $65,667,000 | 1,493 |
| Tier 1 (core) risk-based capital | $31,535,000 | 1,974 |
| Tier 2 risk-based capital | $3,766,000 | 1,348 |
| Total risk weighted assets | $342,146,000 | 1,392 |
| Total unused commitments | $65,667,000 | 1,494 |
| Derivatives | $0 | 1,000 |
| 2006-03-31 | Rank | |
| # of Employees: | 122 | 1,421 |
| Assets and Liabilities | ||
| Total Assets: | $389,408,000 | 1,652 |
| Cash and due from depository institutions | $31,822,000 | 1,421 |
| Interest-bearing balances | $18,844,000 | 314 |
| Securities | $18,375,000 | 4,842 |
| Federal funds sold & reverse repurchase agreements | $29,900,000 | 452 |
| Net loans & leases | $280,679,000 | 1,562 |
| Loan loss allowance | $3,450,000 | 1,465 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $17,661,000 | 561 |
| Other real estate owned | $3,348,000 | 1,421 |
| Goodwill and other intangibles | $348,000 | 2,314 |
| All other assets | $7,275,000 | 2,188 |
| Life insurance assets | $3,836,000 | 1,323 |
| Total liabilities and capital | $389,408,000 | 1,652 |
| Total liabilities | $361,706,000 | 1,595 |
| Total deposits | $354,198,000 | 1,414 |
| Interest-bearing deposits | $250,820,000 | 1,750 |
| Deposits held in domestic offices | $354,198,000 | 1,411 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $6,180,000 | 1,459 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $0 | 5,773 |
| Subordinated debt | $0 | 259 |
| All other liabilities | $1,328,000 | 2,931 |
| Total equity capital | $27,702,000 | 2,277 |
| Total bank equity capital | $27,702,000 | 2,277 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $366,000 | 4,807 |
| Surplus | $25,429,000 | 1,069 |
| Undivided profits | $1,907,000 | 6,390 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,272,000 | 1,957 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $78,000 | 820 |
| Income earned, not collected on loans | $1,463,000 | 2,413 |
| Earning assets | $347,798,000 | 1,708 |
| Long-term assets (5+ years) | $117,569,000 | 894 |
| Average Assets, year-to-date | $373,111,500 | 1,715 |
| Average Assets, quarterly | $373,111,500 | 1,715 |
| Volatile liabilities | $79,956,000 | 1,689 |
| Insider loans | $8,037,000 | 835 |
| FHLB advances | $0 | 5,285 |
| Loans and leases held for sale | $1,483,000 | 699 |
| Unused loan commitments | $49,868,000 | 1,840 |
| Tier 1 (core) risk-based capital | $27,671,000 | 2,212 |
| Tier 2 risk-based capital | $3,450,000 | 1,442 |
| Total risk weighted assets | $306,464,000 | 1,517 |
| Total unused commitments | $49,868,000 | 1,840 |
| Derivatives | $0 | 990 |
| 2005-12-31 | Rank | |
| # of Employees: | 118 | 1,456 |
| Assets and Liabilities | ||
| Total Assets: | $356,815,000 | 1,778 |
| Cash and due from depository institutions | $22,990,000 | 1,456 |
| Interest-bearing balances | $12,154,000 | 467 |
| Securities | $16,011,000 | 5,214 |
| Federal funds sold & reverse repurchase agreements | $16,800,000 | 799 |
| Net loans & leases | $273,418,000 | 1,580 |
| Loan loss allowance | $3,313,000 | 1,493 |
| Trading account assets | $0 | 155 |
| Bank premises and fixed assets | $16,562,000 | 591 |
| Other real estate owned | $3,371,000 | 1,456 |
| Goodwill and other intangibles | $375,000 | 2,268 |
| All other assets | $7,288,000 | 2,174 |
| Life insurance assets | $0 | 351 |
| Total liabilities and capital | $356,815,000 | 1,778 |
| Total liabilities | $328,740,000 | 1,747 |
| Total deposits | $317,068,000 | 1,580 |
| Interest-bearing deposits | $220,395,000 | 1,923 |
| Deposits held in domestic offices | $317,068,000 | 1,576 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $5,401,000 | 1,586 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $5,000,000 | 3,612 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $1,271,000 | 2,962 |
| Total equity capital | $28,075,000 | 2,223 |
| Total bank equity capital | $28,075,000 | 2,223 |
| Perpetual preferred stock | $0 | 122 |
| Common stock | $366,000 | 4,831 |
| Surplus | $25,429,000 | 1,045 |
| Undivided profits | $2,280,000 | 6,183 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $620,000 | 3,304 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $51,000 | 915 |
| Income earned, not collected on loans | $1,338,000 | 2,670 |
| Earning assets | $318,383,000 | 1,812 |
| Long-term assets (5+ years) | $122,819,000 | 844 |
| Average Assets, year-to-date | $317,379,000 | 1,866 |
| Average Assets, quarterly | $342,507,500 | 1,818 |
| Volatile liabilities | $79,122,000 | 1,674 |
| Insider loans | $9,376,000 | 675 |
| FHLB advances | $5,000,000 | 3,452 |
| Loans and leases held for sale | $2,071,000 | 580 |
| Unused loan commitments | $48,785,000 | 1,825 |
| Tier 1 (core) risk-based capital | $27,921,000 | 2,163 |
| Tier 2 risk-based capital | $3,313,000 | 1,466 |
| Total risk weighted assets | $295,260,000 | 1,542 |
| Total unused commitments | $48,785,000 | 1,825 |
| Derivatives | $0 | 930 |
| 2005-09-30 | Rank | |
| # of Employees: | 114 | 1,503 |
| Assets and Liabilities | ||
| Total Assets: | $328,200,000 | 1,866 |
| Cash and due from depository institutions | $21,816,000 | 1,503 |
| Interest-bearing balances | $10,627,000 | 540 |
| Securities | $13,326,000 | 5,656 |
| Federal funds sold & reverse repurchase agreements | $11,700,000 | 1,122 |
| Net loans & leases | $256,123,000 | 1,649 |
| Loan loss allowance | $3,111,000 | 1,577 |
| Trading account assets | $0 | 146 |
| Bank premises and fixed assets | $14,814,000 | 652 |
| Other real estate owned | $3,139,000 | 1,503 |
| Goodwill and other intangibles | $403,000 | 2,213 |
| All other assets | $6,879,000 | 2,199 |
| Life insurance assets | $0 | 341 |
| Total liabilities and capital | $328,200,000 | 1,866 |
| Total liabilities | $305,478,000 | 1,820 |
| Total deposits | $294,729,000 | 1,668 |
| Interest-bearing deposits | $204,833,000 | 2,024 |
| Deposits held in domestic offices | $294,729,000 | 1,662 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $4,448,000 | 1,718 |
| Trading liabilities | $0 | 63 |
| Other borrowed funds | $5,000,000 | 3,667 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $1,301,000 | 2,878 |
| Total equity capital | $22,722,000 | 2,655 |
| Total bank equity capital | $22,722,000 | 2,655 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $366,000 | 4,834 |
| Surplus | $20,909,000 | 1,178 |
| Undivided profits | $1,447,000 | 6,877 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $633,000 | 3,305 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $51,000 | 967 |
| Income earned, not collected on loans | $1,206,000 | 2,900 |
| Earning assets | $291,776,000 | 1,920 |
| Long-term assets (5+ years) | $120,112,000 | 862 |
| Average Assets, year-to-date | $307,520,000 | 1,923 |
| Average Assets, quarterly | $319,841,500 | 1,890 |
| Volatile liabilities | $72,130,000 | 1,753 |
| Insider loans | $9,104,000 | 678 |
| FHLB advances | $5,000,000 | 3,503 |
| Loans and leases held for sale | $1,100,000 | 915 |
| Unused loan commitments | $41,186,000 | 2,011 |
| Tier 1 (core) risk-based capital | $22,485,000 | 2,583 |
| Tier 2 risk-based capital | $3,111,000 | 1,539 |
| Total risk weighted assets | $272,212,000 | 1,639 |
| Total unused commitments | $41,186,000 | 2,013 |
| Derivatives | $0 | 909 |
| 2005-06-30 | Rank | |
| # of Employees: | 108 | 1,595 |
| Assets and Liabilities | ||
| Total Assets: | $311,483,000 | 1,931 |
| Cash and due from depository institutions | $17,259,000 | 1,595 |
| Interest-bearing balances | $6,597,000 | 812 |
| Securities | $12,382,000 | 5,879 |
| Federal funds sold & reverse repurchase agreements | $18,300,000 | 663 |
| Net loans & leases | $240,006,000 | 1,706 |
| Loan loss allowance | $2,829,000 | 1,692 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $13,392,000 | 725 |
| Other real estate owned | $3,147,000 | 1,595 |
| Goodwill and other intangibles | $430,000 | 2,179 |
| All other assets | $6,567,000 | 2,203 |
| Life insurance assets | $0 | 339 |
| Total liabilities and capital | $311,483,000 | 1,931 |
| Total liabilities | $289,134,000 | 1,867 |
| Total deposits | $279,385,000 | 1,730 |
| Interest-bearing deposits | $196,988,000 | 2,059 |
| Deposits held in domestic offices | $279,385,000 | 1,725 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,738,000 | 1,874 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $5,000,000 | 3,604 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $1,011,000 | 3,206 |
| Total equity capital | $22,349,000 | 2,650 |
| Total bank equity capital | $22,349,000 | 2,650 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $366,000 | 4,828 |
| Surplus | $20,909,000 | 1,157 |
| Undivided profits | $1,074,000 | 7,176 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $843,000 | 2,605 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $107,000 | 769 |
| Income earned, not collected on loans | $1,070,000 | 2,976 |
| Earning assets | $277,285,000 | 1,979 |
| Long-term assets (5+ years) | $115,663,000 | 875 |
| Average Assets, year-to-date | $300,626,670 | 1,943 |
| Average Assets, quarterly | $304,582,000 | 1,948 |
| Volatile liabilities | $66,136,000 | 1,822 |
| Insider loans | $7,506,000 | 817 |
| FHLB advances | $5,000,000 | 3,449 |
| Loans and leases held for sale | $3,643,000 | 517 |
| Unused loan commitments | $45,739,000 | 1,822 |
| Tier 1 (core) risk-based capital | $22,008,000 | 2,561 |
| Tier 2 risk-based capital | $2,829,000 | 1,642 |
| Total risk weighted assets | $256,459,000 | 1,679 |
| Total unused commitments | $45,739,000 | 1,822 |
| Derivatives | $0 | 866 |
| 2005-03-31 | Rank | |
| # of Employees: | 106 | 1,610 |
| Assets and Liabilities | ||
| Total Assets: | $297,681,000 | 1,983 |
| Cash and due from depository institutions | $7,916,000 | 1,610 |
| Interest-bearing balances | $2,195,000 | 1,878 |
| Securities | $12,192,000 | 6,005 |
| Federal funds sold & reverse repurchase agreements | $22,300,000 | 551 |
| Net loans & leases | $232,574,000 | 1,721 |
| Loan loss allowance | $2,447,000 | 1,943 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $12,803,000 | 746 |
| Other real estate owned | $2,996,000 | 1,610 |
| Goodwill and other intangibles | $457,000 | 2,145 |
| All other assets | $6,443,000 | 2,233 |
| Life insurance assets | $0 | 333 |
| Total liabilities and capital | $297,681,000 | 1,983 |
| Total liabilities | $275,616,000 | 1,927 |
| Total deposits | $265,288,000 | 1,797 |
| Interest-bearing deposits | $188,842,000 | 2,137 |
| Deposits held in domestic offices | $265,288,000 | 1,793 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $4,452,000 | 1,651 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $5,000,000 | 3,508 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $876,000 | 3,483 |
| Total equity capital | $22,065,000 | 2,606 |
| Total bank equity capital | $22,065,000 | 2,606 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $366,000 | 4,857 |
| Surplus | $20,909,000 | 1,116 |
| Undivided profits | $790,000 | 7,378 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $342,000 | 4,478 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $190,000 | 596 |
| Income earned, not collected on loans | $1,088,000 | 2,819 |
| Earning assets | $269,261,000 | 2,010 |
| Long-term assets (5+ years) | $116,225,000 | 897 |
| Average Assets, year-to-date | $295,198,500 | 1,975 |
| Average Assets, quarterly | $295,198,500 | 1,975 |
| Volatile liabilities | $63,599,000 | 1,790 |
| Insider loans | $10,913,000 | 522 |
| FHLB advances | $5,000,000 | 3,359 |
| Loans and leases held for sale | $1,788,000 | 681 |
| Unused loan commitments | $44,601,000 | 1,811 |
| Tier 1 (core) risk-based capital | $21,734,000 | 2,561 |
| Tier 2 risk-based capital | $2,447,000 | 1,863 |
| Total risk weighted assets | $250,685,000 | 1,680 |
| Total unused commitments | $44,601,000 | 1,813 |
| Derivatives | $0 | 790 |
| 2004-12-31 | Rank | |
| # of Employees: | 99 | 1,719 |
| Assets and Liabilities | ||
| Total Assets: | $292,716,000 | 1,999 |
| Cash and due from depository institutions | $18,181,000 | 1,719 |
| Interest-bearing balances | $6,472,000 | 875 |
| Securities | $12,141,000 | 6,043 |
| Federal funds sold & reverse repurchase agreements | $21,400,000 | 529 |
| Net loans & leases | $219,895,000 | 1,786 |
| Loan loss allowance | $2,247,000 | 2,086 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $10,486,000 | 948 |
| Other real estate owned | $3,721,000 | 1,719 |
| Goodwill and other intangibles | $484,000 | 2,117 |
| All other assets | $6,408,000 | 2,189 |
| Life insurance assets | $0 | 334 |
| Total liabilities and capital | $292,716,000 | 1,999 |
| Total liabilities | $270,554,000 | 1,946 |
| Total deposits | $259,835,000 | 1,813 |
| Interest-bearing deposits | $182,884,000 | 2,177 |
| Deposits held in domestic offices | $259,835,000 | 1,807 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $4,859,000 | 1,628 |
| Trading liabilities | $0 | 66 |
| Other borrowed funds | $5,088,000 | 3,525 |
| Subordinated debt | $0 | 272 |
| All other liabilities | $772,000 | 3,698 |
| Total equity capital | $22,162,000 | 2,593 |
| Total bank equity capital | $22,162,000 | 2,593 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $366,000 | 4,870 |
| Surplus | $20,909,000 | 1,108 |
| Undivided profits | $887,000 | 7,444 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $549,000 | 3,615 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $109,000 | 730 |
| Income earned, not collected on loans | $951,000 | 3,187 |
| Earning assets | $259,908,000 | 2,065 |
| Long-term assets (5+ years) | $108,694,000 | 971 |
| Average Assets, year-to-date | $268,339,000 | 2,075 |
| Average Assets, quarterly | $279,376,500 | 2,062 |
| Volatile liabilities | $61,891,000 | 1,774 |
| Insider loans | $10,507,000 | 539 |
| FHLB advances | $5,088,000 | 3,357 |
| Loans and leases held for sale | $3,414,000 | 456 |
| Unused loan commitments | $34,146,000 | 2,129 |
| Tier 1 (core) risk-based capital | $21,745,000 | 2,523 |
| Tier 2 risk-based capital | $2,247,000 | 1,991 |
| Total risk weighted assets | $236,738,000 | 1,744 |
| Total unused commitments | $34,146,000 | 2,129 |
| Derivatives | $0 | 774 |
| 2004-09-30 | Rank | |
| # of Employees: | 84 | 2,030 |
| Assets and Liabilities | ||
| Total Assets: | $266,037,000 | 2,162 |
| Cash and due from depository institutions | $15,402,000 | 2,030 |
| Interest-bearing balances | $6,244,000 | 925 |
| Securities | $12,344,000 | 6,021 |
| Federal funds sold & reverse repurchase agreements | $12,000,000 | 944 |
| Net loans & leases | $206,120,000 | 1,856 |
| Loan loss allowance | $1,832,000 | 2,476 |
| Trading account assets | $0 | 149 |
| Bank premises and fixed assets | $9,788,000 | 988 |
| Other real estate owned | $3,722,000 | 2,030 |
| Goodwill and other intangibles | $512,000 | 2,052 |
| All other assets | $6,149,000 | 2,229 |
| Life insurance assets | $0 | 330 |
| Total liabilities and capital | $266,037,000 | 2,162 |
| Total liabilities | $244,082,000 | 2,111 |
| Total deposits | $232,997,000 | 1,973 |
| Interest-bearing deposits | $164,978,000 | 2,381 |
| Deposits held in domestic offices | $232,997,000 | 1,967 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $5,030,000 | 1,635 |
| Trading liabilities | $0 | 68 |
| Other borrowed funds | $5,088,000 | 3,533 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $967,000 | 3,272 |
| Total equity capital | $21,955,000 | 2,612 |
| Total bank equity capital | $21,955,000 | 2,612 |
| Perpetual preferred stock | $0 | 124 |
| Common stock | $366,000 | 4,888 |
| Surplus | $20,909,000 | 1,078 |
| Undivided profits | $680,000 | 7,712 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $683,000 | 3,347 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,251 |
| Income earned, not collected on loans | $961,000 | 3,254 |
| Earning assets | $236,708,000 | 2,235 |
| Long-term assets (5+ years) | $100,264,000 | 1,052 |
| Average Assets, year-to-date | $262,244,750 | 2,119 |
| Average Assets, quarterly | $266,050,000 | 2,128 |
| Volatile liabilities | $58,567,000 | 1,831 |
| Insider loans | $10,562,000 | 537 |
| FHLB advances | $5,088,000 | 3,370 |
| Loans and leases held for sale | $254,000 | 1,421 |
| Unused loan commitments | $32,916,000 | 2,149 |
| Tier 1 (core) risk-based capital | $21,449,000 | 2,530 |
| Tier 2 risk-based capital | $1,832,000 | 2,334 |
| Total risk weighted assets | $221,106,000 | 1,821 |
| Total unused commitments | $32,916,000 | 2,154 |
| Derivatives | $0 | 770 |
| 2004-06-30 | Rank | |
| # of Employees: | 81 | 2,111 |
| Assets and Liabilities | ||
| Total Assets: | $266,063,000 | 2,132 |
| Cash and due from depository institutions | $18,940,000 | 2,111 |
| Interest-bearing balances | $6,829,000 | 877 |
| Securities | $11,608,000 | 6,245 |
| Federal funds sold & reverse repurchase agreements | $9,400,000 | 1,150 |
| Net loans & leases | $208,131,000 | 1,793 |
| Loan loss allowance | $1,569,000 | 2,826 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $7,851,000 | 1,248 |
| Other real estate owned | $3,527,000 | 2,111 |
| Goodwill and other intangibles | $539,000 | 2,015 |
| All other assets | $6,067,000 | 2,253 |
| Life insurance assets | $0 | 323 |
| Total liabilities and capital | $266,063,000 | 2,132 |
| Total liabilities | $244,971,000 | 2,087 |
| Total deposits | $233,301,000 | 1,962 |
| Interest-bearing deposits | $167,944,000 | 2,304 |
| Deposits held in domestic offices | $233,301,000 | 1,955 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $5,558,000 | 1,549 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $5,088,000 | 3,480 |
| Subordinated debt | $0 | 288 |
| All other liabilities | $1,024,000 | 2,897 |
| Total equity capital | $21,092,000 | 2,592 |
| Total bank equity capital | $21,092,000 | 2,592 |
| Perpetual preferred stock | $0 | 126 |
| Common stock | $366,000 | 4,921 |
| Surplus | $17,409,000 | 1,231 |
| Undivided profits | $3,317,000 | 5,471 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $846,000 | 2,944 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $106,000 | 826 |
| Income earned, not collected on loans | $938,000 | 3,122 |
| Earning assets | $235,968,000 | 2,206 |
| Long-term assets (5+ years) | $101,470,000 | 1,074 |
| Average Assets, year-to-date | $260,980,670 | 2,132 |
| Average Assets, quarterly | $264,257,000 | 2,125 |
| Volatile liabilities | $58,159,000 | 1,798 |
| Insider loans | $10,954,000 | 500 |
| FHLB advances | $5,088,000 | 3,324 |
| Loans and leases held for sale | $701,000 | 1,052 |
| Unused loan commitments | $35,205,000 | 2,039 |
| Tier 1 (core) risk-based capital | $20,710,000 | 2,561 |
| Tier 2 risk-based capital | $1,569,000 | 2,611 |
| Total risk weighted assets | $221,445,000 | 1,786 |
| Total unused commitments | $35,205,000 | 2,043 |
| Derivatives | $0 | 740 |
| 2004-03-31 | Rank | |
| # of Employees: | 82 | 2,084 |
| Assets and Liabilities | ||
| Total Assets: | $262,451,000 | 2,136 |
| Cash and due from depository institutions | $19,229,000 | 2,084 |
| Interest-bearing balances | $11,093,000 | 661 |
| Securities | $13,328,000 | 5,875 |
| Federal funds sold & reverse repurchase agreements | $2,500,000 | 4,187 |
| Net loans & leases | $212,622,000 | 1,725 |
| Loan loss allowance | $2,167,000 | 2,114 |
| Trading account assets | $0 | 144 |
| Bank premises and fixed assets | $7,908,000 | 1,218 |
| Other real estate owned | $0 | 2,084 |
| Goodwill and other intangibles | $566,000 | 1,979 |
| All other assets | $6,298,000 | 2,062 |
| Life insurance assets | $0 | 322 |
| Total liabilities and capital | $262,451,000 | 2,136 |
| Total liabilities | $241,849,000 | 2,083 |
| Total deposits | $229,363,000 | 1,982 |
| Interest-bearing deposits | $165,074,000 | 2,335 |
| Deposits held in domestic offices | $229,363,000 | 1,975 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $6,440,000 | 1,331 |
| Trading liabilities | $0 | 70 |
| Other borrowed funds | $5,088,000 | 3,340 |
| Subordinated debt | $0 | 287 |
| All other liabilities | $958,000 | 3,319 |
| Total equity capital | $20,602,000 | 2,708 |
| Total bank equity capital | $20,602,000 | 2,708 |
| Perpetual preferred stock | $0 | 129 |
| Common stock | $366,000 | 4,932 |
| Surplus | $17,409,000 | 1,214 |
| Undivided profits | $2,827,000 | 5,999 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $684,000 | 3,465 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $123,000 | 820 |
| Income earned, not collected on loans | $1,010,000 | 2,872 |
| Earning assets | $239,543,000 | 2,165 |
| Long-term assets (5+ years) | $100,888,000 | 1,041 |
| Average Assets, year-to-date | $258,439,500 | 2,146 |
| Average Assets, quarterly | $258,439,500 | 2,146 |
| Volatile liabilities | $58,826,000 | 1,705 |
| Insider loans | $9,028,000 | 580 |
| FHLB advances | $5,088,000 | 3,184 |
| Loans and leases held for sale | $6,419,000 | 347 |
| Unused loan commitments | $32,578,000 | 2,091 |
| Tier 1 (core) risk-based capital | $19,957,000 | 2,631 |
| Tier 2 risk-based capital | $2,167,000 | 1,962 |
| Total risk weighted assets | $220,419,000 | 1,740 |
| Total unused commitments | $32,578,000 | 2,096 |
| Derivatives | $0 | 699 |
| 2003-12-31 | Rank | |
| # of Employees: | 81 | 2,129 |
| Assets and Liabilities | ||
| Total Assets: | $254,428,000 | 2,199 |
| Cash and due from depository institutions | $22,910,000 | 2,129 |
| Interest-bearing balances | $15,173,000 | 416 |
| Securities | $14,446,000 | 5,723 |
| Federal funds sold & reverse repurchase agreements | $5,950,000 | 1,995 |
| Net loans & leases | $195,084,000 | 1,856 |
| Loan loss allowance | $2,272,000 | 2,005 |
| Trading account assets | $0 | 168 |
| Bank premises and fixed assets | $7,944,000 | 1,198 |
| Other real estate owned | $395,000 | 2,129 |
| Goodwill and other intangibles | $593,000 | 1,947 |
| All other assets | $7,106,000 | 1,906 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $254,428,000 | 2,199 |
| Total liabilities | $233,833,000 | 2,158 |
| Total deposits | $220,457,000 | 2,060 |
| Interest-bearing deposits | $161,822,000 | 2,370 |
| Deposits held in domestic offices | $220,457,000 | 2,057 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $7,158,000 | 1,343 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $5,088,000 | 3,331 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $1,130,000 | 2,864 |
| Total equity capital | $20,595,000 | 2,644 |
| Total bank equity capital | $20,595,000 | 2,644 |
| Perpetual preferred stock | $0 | 131 |
| Common stock | $366,000 | 4,971 |
| Surplus | $17,409,000 | 1,188 |
| Undivided profits | $2,820,000 | 5,943 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $894,000 | 2,909 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $162,000 | 672 |
| Income earned, not collected on loans | $990,000 | 3,026 |
| Earning assets | $230,653,000 | 2,230 |
| Long-term assets (5+ years) | $85,539,000 | 1,230 |
| Average Assets, year-to-date | $235,273,400 | 2,294 |
| Average Assets, quarterly | $252,012,000 | 2,204 |
| Volatile liabilities | $59,326,000 | 1,694 |
| Insider loans | $7,165,000 | 737 |
| FHLB advances | $5,088,000 | 3,174 |
| Loans and leases held for sale | $1,516,000 | 735 |
| Unused loan commitments | $26,061,000 | 2,372 |
| Tier 1 (core) risk-based capital | $19,991,000 | 2,579 |
| Tier 2 risk-based capital | $2,272,000 | 1,882 |
| Total risk weighted assets | $214,963,000 | 1,761 |
| Total unused commitments | $26,061,000 | 2,377 |
| Derivatives | $0 | 665 |
| 2003-09-30 | Rank | |
| # of Employees: | 79 | 2,197 |
| Assets and Liabilities | ||
| Total Assets: | $249,596,000 | 2,235 |
| Cash and due from depository institutions | $22,294,000 | 2,197 |
| Interest-bearing balances | $12,422,000 | 620 |
| Securities | $12,200,000 | 6,077 |
| Federal funds sold & reverse repurchase agreements | $12,200,000 | 1,182 |
| Net loans & leases | $187,286,000 | 1,896 |
| Loan loss allowance | $2,187,000 | 2,090 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $7,962,000 | 1,186 |
| Other real estate owned | $405,000 | 2,197 |
| Goodwill and other intangibles | $620,000 | 1,899 |
| All other assets | $6,629,000 | 2,017 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $249,596,000 | 2,235 |
| Total liabilities | $229,651,000 | 2,187 |
| Total deposits | $216,476,000 | 2,091 |
| Interest-bearing deposits | $160,404,000 | 2,396 |
| Deposits held in domestic offices | $216,476,000 | 2,087 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $6,388,000 | 1,385 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $5,088,000 | 3,284 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $1,699,000 | 2,200 |
| Total equity capital | $19,945,000 | 2,717 |
| Total bank equity capital | $19,945,000 | 2,717 |
| Perpetual preferred stock | $0 | 137 |
| Common stock | $366,000 | 5,003 |
| Surplus | $17,409,000 | 1,176 |
| Undivided profits | $2,170,000 | 6,515 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $584,000 | 4,010 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,354 |
| Income earned, not collected on loans | $986,000 | 3,187 |
| Earning assets | $224,108,000 | 2,297 |
| Long-term assets (5+ years) | $77,564,000 | 1,357 |
| Average Assets, year-to-date | $230,484,750 | 2,359 |
| Average Assets, quarterly | $242,390,000 | 2,291 |
| Volatile liabilities | $60,699,000 | 1,632 |
| Insider loans | $5,184,000 | 1,033 |
| FHLB advances | $5,088,000 | 3,116 |
| Loans and leases held for sale | $949,000 | 1,166 |
| Unused loan commitments | $24,245,000 | 2,504 |
| Tier 1 (core) risk-based capital | $19,325,000 | 2,667 |
| Tier 2 risk-based capital | $2,187,000 | 1,935 |
| Total risk weighted assets | $205,567,000 | 1,843 |
| Total unused commitments | $24,245,000 | 2,507 |
| Derivatives | $0 | 666 |
| 2003-06-30 | Rank | |
| # of Employees: | 86 | 2,028 |
| Assets and Liabilities | ||
| Total Assets: | $235,184,000 | 2,358 |
| Cash and due from depository institutions | $13,710,000 | 2,028 |
| Interest-bearing balances | $2,891,000 | 2,093 |
| Securities | $15,118,000 | 5,465 |
| Federal funds sold & reverse repurchase agreements | $8,750,000 | 1,830 |
| Net loans & leases | $182,237,000 | 1,915 |
| Loan loss allowance | $2,028,000 | 2,198 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $8,001,000 | 1,160 |
| Other real estate owned | $419,000 | 2,028 |
| Goodwill and other intangibles | $648,000 | 1,822 |
| All other assets | $6,301,000 | 2,007 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $235,184,000 | 2,358 |
| Total liabilities | $216,310,000 | 2,317 |
| Total deposits | $204,683,000 | 2,195 |
| Interest-bearing deposits | $150,503,000 | 2,534 |
| Deposits held in domestic offices | $204,683,000 | 2,190 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $5,200,000 | 1,452 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $5,088,000 | 3,259 |
| Subordinated debt | $0 | 266 |
| All other liabilities | $1,339,000 | 2,706 |
| Total equity capital | $18,874,000 | 2,850 |
| Total bank equity capital | $18,874,000 | 2,850 |
| Perpetual preferred stock | $0 | 140 |
| Common stock | $366,000 | 5,013 |
| Surplus | $15,909,000 | 1,247 |
| Undivided profits | $2,599,000 | 6,199 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $599,000 | 3,983 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,408 |
| Income earned, not collected on loans | $959,000 | 3,115 |
| Earning assets | $208,996,000 | 2,433 |
| Long-term assets (5+ years) | $72,703,000 | 1,367 |
| Average Assets, year-to-date | $224,114,330 | 2,424 |
| Average Assets, quarterly | $230,708,000 | 2,382 |
| Volatile liabilities | $55,920,000 | 1,714 |
| Insider loans | $5,781,000 | 897 |
| FHLB advances | $5,088,000 | 3,077 |
| Loans and leases held for sale | $1,891,000 | 1,163 |
| Unused loan commitments | $23,113,000 | 2,555 |
| Tier 1 (core) risk-based capital | $18,184,000 | 2,760 |
| Tier 2 risk-based capital | $2,028,000 | 2,024 |
| Total risk weighted assets | $200,982,000 | 1,836 |
| Total unused commitments | $23,113,000 | 2,562 |
| Derivatives | $0 | 623 |
| 2003-03-31 | Rank | |
| # of Employees: | 74 | 2,333 |
| Assets and Liabilities | ||
| Total Assets: | $226,232,000 | 2,418 |
| Cash and due from depository institutions | $11,654,000 | 2,333 |
| Interest-bearing balances | $1,442,000 | 2,845 |
| Securities | $13,548,000 | 5,756 |
| Federal funds sold & reverse repurchase agreements | $8,500,000 | 2,021 |
| Net loans & leases | $176,908,000 | 1,942 |
| Loan loss allowance | $1,881,000 | 2,300 |
| Trading account assets | $0 | 169 |
| Bank premises and fixed assets | $7,953,000 | 1,148 |
| Other real estate owned | $613,000 | 2,333 |
| Goodwill and other intangibles | $675,000 | 1,784 |
| All other assets | $6,381,000 | 1,938 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $226,232,000 | 2,418 |
| Total liabilities | $207,944,000 | 2,372 |
| Total deposits | $197,751,000 | 2,238 |
| Interest-bearing deposits | $143,554,000 | 2,646 |
| Deposits held in domestic offices | $197,751,000 | 2,233 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,765,000 | 1,591 |
| Trading liabilities | $0 | 79 |
| Other borrowed funds | $5,088,000 | 3,176 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $1,340,000 | 2,745 |
| Total equity capital | $18,288,000 | 2,873 |
| Total bank equity capital | $18,288,000 | 2,873 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $366,000 | 5,028 |
| Surplus | $15,909,000 | 1,229 |
| Undivided profits | $2,013,000 | 6,644 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $322,000 | 5,207 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,422 |
| Income earned, not collected on loans | $1,003,000 | 3,026 |
| Earning assets | $200,398,000 | 2,492 |
| Long-term assets (5+ years) | $66,097,000 | 1,432 |
| Average Assets, year-to-date | $218,579,500 | 2,474 |
| Average Assets, quarterly | $218,579,500 | 2,474 |
| Volatile liabilities | $51,698,000 | 1,788 |
| Insider loans | $3,795,000 | 1,419 |
| FHLB advances | $5,088,000 | 3,002 |
| Loans and leases held for sale | $2,043,000 | 998 |
| Unused loan commitments | $23,253,000 | 2,442 |
| Tier 1 (core) risk-based capital | $17,579,000 | 2,793 |
| Tier 2 risk-based capital | $1,881,000 | 2,105 |
| Total risk weighted assets | $190,671,000 | 1,891 |
| Total unused commitments | $23,253,000 | 2,451 |
| Derivatives | $0 | 578 |
| 2002-12-31 | Rank | |
| # of Employees: | 68 | 2,523 |
| Assets and Liabilities | ||
| Total Assets: | $210,927,000 | 2,546 |
| Cash and due from depository institutions | $12,919,000 | 2,523 |
| Interest-bearing balances | $51,000 | 5,761 |
| Securities | $15,157,000 | 5,441 |
| Federal funds sold & reverse repurchase agreements | $2,700,000 | 4,204 |
| Net loans & leases | $165,065,000 | 2,056 |
| Loan loss allowance | $1,732,000 | 2,429 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $7,929,000 | 1,135 |
| Other real estate owned | $419,000 | 2,523 |
| Goodwill and other intangibles | $702,000 | 1,743 |
| All other assets | $6,036,000 | 1,975 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $210,927,000 | 2,546 |
| Total liabilities | $193,179,000 | 2,505 |
| Total deposits | $187,460,000 | 2,334 |
| Interest-bearing deposits | $133,213,000 | 2,778 |
| Deposits held in domestic offices | $187,460,000 | 2,330 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $4,508,000 | 1,510 |
| Trading liabilities | $0 | 75 |
| Other borrowed funds | $0 | 5,759 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $1,211,000 | 2,966 |
| Total equity capital | $17,748,000 | 2,923 |
| Total bank equity capital | $17,748,000 | 2,923 |
| Perpetual preferred stock | $0 | 142 |
| Common stock | $366,000 | 5,041 |
| Surplus | $15,909,000 | 1,203 |
| Undivided profits | $1,473,000 | 7,125 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $634,000 | 3,682 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,384 |
| Income earned, not collected on loans | $958,000 | 3,331 |
| Earning assets | $182,973,000 | 2,665 |
| Long-term assets (5+ years) | $59,522,000 | 1,519 |
| Average Assets, year-to-date | $179,530,600 | 2,792 |
| Average Assets, quarterly | $204,092,000 | 2,602 |
| Volatile liabilities | $45,956,000 | 1,962 |
| Insider loans | $3,724,000 | 1,431 |
| FHLB advances | $0 | 5,074 |
| Loans and leases held for sale | $3,578,000 | 811 |
| Unused loan commitments | $20,768,000 | 2,570 |
| Tier 1 (core) risk-based capital | $17,004,000 | 2,835 |
| Tier 2 risk-based capital | $1,732,000 | 2,234 |
| Total risk weighted assets | $178,463,000 | 1,969 |
| Total unused commitments | $20,768,000 | 2,576 |
| Derivatives | $0 | 527 |
| 2001-12-31 | Rank | |
| # of Employees: | 55 | 3,073 |
| Assets and Liabilities | ||
| Total Assets: | $147,980,000 | 3,307 |
| Cash and due from depository institutions | $5,860,000 | 3,073 |
| Interest-bearing balances | $0 | 7,015 |
| Securities | $8,864,000 | 6,789 |
| Federal funds sold & reverse repurchase agreements | $9,275,000 | 1,584 |
| Net loans & leases | $114,421,000 | 2,793 |
| Loan loss allowance | $1,162,000 | 3,195 |
| Trading account assets | $0 | 182 |
| Bank premises and fixed assets | $7,862,000 | 1,094 |
| Other real estate owned | $0 | 3,073 |
| Goodwill and other intangibles | $0 | 3,095 |
| All other assets | $1,698,000 | 4,994 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $147,980,000 | 3,307 |
| Total liabilities | $137,757,000 | 3,211 |
| Total deposits | $135,848,000 | 2,983 |
| Interest-bearing deposits | $100,768,000 | 3,389 |
| Deposits held in domestic offices | $135,848,000 | 2,977 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,118,000 | 2,564 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,675 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $791,000 | 4,090 |
| Total equity capital | $10,223,000 | 4,423 |
| Total bank equity capital | $10,223,000 | 4,423 |
| Perpetual preferred stock | $0 | 158 |
| Common stock | $366,000 | 5,152 |
| Surplus | $9,408,000 | 1,811 |
| Undivided profits | $449,000 | 8,195 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $128,000 | 6,649 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,476 |
| Income earned, not collected on loans | $944,000 | 3,647 |
| Earning assets | $132,560,000 | 3,337 |
| Long-term assets (5+ years) | $15,955,000 | 3,794 |
| Average Assets, year-to-date | $126,840,400 | 3,598 |
| Average Assets, quarterly | $139,212,500 | 3,434 |
| Volatile liabilities | $33,551,000 | 2,478 |
| Insider loans | $2,278,000 | 2,141 |
| FHLB advances | $0 | 4,938 |
| Loans and leases held for sale | $2,217,000 | 878 |
| Unused loan commitments | $18,658,000 | 2,612 |
| Tier 1 (core) risk-based capital | $10,207,000 | 4,282 |
| Tier 2 risk-based capital | $1,162,000 | 2,976 |
| Total risk weighted assets | $122,705,000 | 2,705 |
| Total unused commitments | $18,658,000 | 2,620 |
| Derivatives | $0 | 450 |
| 2000-12-31 | Rank | |
| # of Employees: | 39 | 4,189 |
| Assets and Liabilities | ||
| Total Assets: | $110,617,000 | 4,104 |
| Cash and due from depository institutions | $4,672,000 | 4,189 |
| Interest-bearing balances | $0 | 6,829 |
| Securities | $8,336,000 | 7,274 |
| Federal funds sold & reverse repurchase agreements | $10,800,000 | 1,101 |
| Net loans & leases | $80,449,000 | 3,676 |
| Loan loss allowance | $797,000 | 4,164 |
| Trading account assets | $0 | 175 |
| Bank premises and fixed assets | $5,251,000 | 1,645 |
| Other real estate owned | $10,000 | 4,189 |
| Goodwill and other intangibles | $0 | 3,145 |
| All other assets | $1,099,000 | 5,845 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $110,617,000 | 4,104 |
| Total liabilities | $102,927,000 | 3,981 |
| Total deposits | $101,143,000 | 3,746 |
| Interest-bearing deposits | $73,875,000 | 4,289 |
| Deposits held in domestic offices | $101,143,000 | 3,742 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,159,000 | 2,670 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $0 | 5,732 |
| Subordinated debt | $0 | 239 |
| All other liabilities | $625,000 | 5,050 |
| Total equity capital | $7,690,000 | 5,421 |
| Total bank equity capital | $7,690,000 | 5,421 |
| Perpetual preferred stock | $0 | 178 |
| Common stock | $366,000 | 5,315 |
| Surplus | $6,434,000 | 2,452 |
| Undivided profits | $890,000 | 7,808 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $81,000 | 7,016 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,385 |
| Income earned, not collected on loans | $780,000 | 3,490 |
| Earning assets | $99,585,000 | 4,172 |
| Long-term assets (5+ years) | $3,864,000 | 6,469 |
| Average Assets, year-to-date | $90,757,200 | 4,618 |
| Average Assets, quarterly | $103,736,500 | 4,276 |
| Volatile liabilities | $28,132,000 | 2,809 |
| Insider loans | $2,005,000 | 2,324 |
| FHLB advances | $0 | 771 |
| Loans and leases held for sale | $0 | 1,442 |
| Unused loan commitments | $17,362,000 | 2,593 |
| Tier 1 (core) risk-based capital | $7,684,000 | 5,312 |
| Tier 2 risk-based capital | $797,000 | 3,914 |
| Total risk weighted assets | $86,544,600 | 3,515 |
| Total unused commitments | $17,362,000 | 2,597 |
| Derivatives | $0 | 481 |
| 1999-12-31 | Rank | |
| # of Employees: | 31 | 5,132 |
| Assets and Liabilities | ||
| Total Assets: | $73,830,000 | 5,498 |
| Cash and due from depository institutions | $4,943,000 | 5,132 |
| Interest-bearing balances | $497,000 | 3,161 |
| Securities | $8,325,000 | 7,548 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,825 |
| Net loans & leases | $57,235,000 | 4,675 |
| Loan loss allowance | $440,000 | 6,113 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $2,356,000 | 3,513 |
| Other real estate owned | $0 | 5,132 |
| Goodwill and other intangibles | $0 | 3,276 |
| All other assets | $971,000 | 6,296 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $73,830,000 | 5,498 |
| Total liabilities | $68,014,000 | 5,411 |
| Total deposits | $65,311,000 | 5,287 |
| Interest-bearing deposits | $43,930,000 | 6,161 |
| Deposits held in domestic offices | $65,311,000 | 5,284 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,481,000 | 2,311 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $0 | 5,751 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $222,000 | 7,801 |
| Total equity capital | $5,816,000 | 6,377 |
| Total bank equity capital | $5,816,000 | 6,377 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $366,000 | 5,486 |
| Surplus | $4,835,000 | 3,092 |
| Undivided profits | $615,000 | 8,266 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $90,000 | 7,003 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,502 |
| Income earned, not collected on loans | $484,000 | 4,683 |
| Earning assets | $66,057,000 | 5,562 |
| Long-term assets (5+ years) | $2,576,000 | 7,370 |
| Average Assets, year-to-date | $54,067,800 | 6,458 |
| Average Assets, quarterly | $67,656,500 | 5,784 |
| Volatile liabilities | $12,809,000 | 4,712 |
| Insider loans | $2,226,000 | 2,042 |
| FHLB advances | $0 | 802 |
| Loans and leases held for sale | $0 | 1,487 |
| Unused loan commitments | $12,775,000 | 3,188 |
| Tier 1 (core) risk-based capital | $5,873,000 | 6,359 |
| Tier 2 risk-based capital | $440,000 | 5,751 |
| Total risk weighted assets | $61,982,900 | 4,514 |
| Total unused commitments | $12,775,000 | 3,191 |
| Derivatives | $0 | 488 |
| 1998-12-31 | Rank | |
| # of Employees: | 20 | 6,877 |
| Assets and Liabilities | ||
| Total Assets: | $38,986,000 | 7,864 |
| Cash and due from depository institutions | $3,253,000 | 6,877 |
| Interest-bearing balances | $697,000 | 3,188 |
| Securities | $6,031,000 | 8,385 |
| Federal funds sold & reverse repurchase agreements | $5,500,000 | 3,109 |
| Net loans & leases | $22,121,000 | 7,678 |
| Loan loss allowance | $162,000 | 8,969 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $1,635,000 | 4,527 |
| Other real estate owned | $0 | 6,877 |
| Goodwill and other intangibles | $0 | 3,445 |
| All other assets | $446,000 | 8,487 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $38,986,000 | 7,864 |
| Total liabilities | $36,302,000 | 7,689 |
| Total deposits | $36,142,000 | 7,523 |
| Interest-bearing deposits | $21,861,000 | 8,552 |
| Deposits held in domestic offices | $36,142,000 | 7,522 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,214 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,274 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $160,000 | 9,082 |
| Total equity capital | $2,684,000 | 9,090 |
| Total bank equity capital | $2,684,000 | 9,090 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $366,000 | 5,555 |
| Surplus | $1,500,000 | 6,191 |
| Undivided profits | $818,000 | 8,518 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $69,000 | 7,807 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $208,000 | 7,806 |
| Earning assets | $34,349,000 | 7,966 |
| Long-term assets (5+ years) | $968,000 | 8,427 |
| Average Assets, year-to-date | $34,865,400 | 8,022 |
| Average Assets, quarterly | $37,204,500 | 7,942 |
| Volatile liabilities | $3,854,000 | 7,693 |
| Insider loans | $283,000 | 6,543 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $3,018,000 | 6,559 |
| Tier 1 (core) risk-based capital | $2,681,000 | 9,001 |
| Tier 2 risk-based capital | $162,000 | 8,705 |
| Total risk weighted assets | $24,561,100 | 7,563 |
| Total unused commitments | $3,018,000 | 6,571 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 18 | 7,503 |
| Assets and Liabilities | ||
| Total Assets: | $30,432,000 | 8,831 |
| Cash and due from depository institutions | $2,706,000 | 7,503 |
| Interest-bearing balances | $698,000 | 2,811 |
| Securities | $4,981,000 | 9,256 |
| Federal funds sold & reverse repurchase agreements | $230,000 | 7,744 |
| Net loans & leases | $20,137,000 | 8,240 |
| Loan loss allowance | $223,000 | 8,502 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $1,754,000 | 4,233 |
| Other real estate owned | $0 | 7,503 |
| Goodwill and other intangibles | $0 | 3,571 |
| All other assets | $624,000 | 7,767 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $30,432,000 | 8,831 |
| Total liabilities | $28,125,000 | 8,699 |
| Total deposits | $28,042,000 | 8,566 |
| Interest-bearing deposits | $18,315,000 | 9,286 |
| Deposits held in domestic offices | $28,042,000 | 8,564 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,723 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $0 | 5,103 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $83,000 | 10,394 |
| Total equity capital | $2,307,000 | 9,707 |
| Total bank equity capital | $2,307,000 | 9,707 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $366,000 | 5,792 |
| Surplus | $1,300,000 | 6,675 |
| Undivided profits | $641,000 | 9,201 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $177,000 | 6,593 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $233,000 | 7,757 |
| Earning assets | $26,046,000 | 8,997 |
| Long-term assets (5+ years) | $166,000 | 9,354 |
| Average Assets, year-to-date | $28,851,200 | 8,835 |
| Average Assets, quarterly | $30,558,000 | 8,766 |
| Volatile liabilities | $2,967,000 | 8,516 |
| Insider loans | $102,000 | 8,411 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $3,271,000 | 6,289 |
| Tier 1 (core) risk-based capital | $2,340,000 | 9,601 |
| Tier 2 risk-based capital | $223,000 | 8,075 |
| Total risk weighted assets | $21,661,600 | 8,162 |
| Total unused commitments | $3,271,000 | 6,298 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 15 | 8,534 |
| Assets and Liabilities | ||
| Total Assets: | $26,476,000 | 9,571 |
| Cash and due from depository institutions | $2,335,000 | 8,534 |
| Interest-bearing balances | $998,000 | 2,394 |
| Securities | $5,403,000 | 9,607 |
| Federal funds sold & reverse repurchase agreements | $1,560,000 | 5,486 |
| Net loans & leases | $15,784,000 | 9,178 |
| Loan loss allowance | $179,000 | 9,457 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $1,045,000 | 5,866 |
| Other real estate owned | $0 | 8,534 |
| Goodwill and other intangibles | $0 | 3,437 |
| All other assets | $349,000 | 9,921 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $26,476,000 | 9,571 |
| Total liabilities | $24,382,000 | 9,452 |
| Total deposits | $24,326,000 | 9,340 |
| Interest-bearing deposits | $15,699,000 | 10,058 |
| Deposits held in domestic offices | $24,326,000 | 9,338 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,907 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $0 | 5,299 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $56,000 | 11,146 |
| Total equity capital | $2,094,000 | 10,236 |
| Total bank equity capital | $2,094,000 | 10,236 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $366,000 | 6,142 |
| Surplus | $1,050,000 | 7,456 |
| Undivided profits | $678,000 | 9,487 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $400,000 | 4,872 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $134,000 | 9,651 |
| Earning assets | $23,745,000 | 9,611 |
| Long-term assets (5+ years) | $477,000 | 9,327 |
| Average Assets, year-to-date | $25,413,000 | 9,566 |
| Average Assets, quarterly | $26,388,500 | 9,536 |
| Volatile liabilities | $1,778,000 | 9,710 |
| Insider loans | $83,000 | 9,021 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $1,264,000 | 8,421 |
| Tier 1 (core) risk-based capital | $2,152,000 | 10,125 |
| Tier 2 risk-based capital | $179,000 | 8,988 |
| Total risk weighted assets | $16,848,800 | 9,186 |
| Total unused commitments | $1,264,000 | 8,432 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 17 | 8,427 |
| Assets and Liabilities | ||
| Total Assets: | $23,651,000 | 10,240 |
| Cash and due from depository institutions | $2,509,000 | 8,427 |
| Interest-bearing balances | $1,096,000 | 2,441 |
| Securities | $5,201,000 | 10,121 |
| Federal funds sold & reverse repurchase agreements | $395,000 | 8,570 |
| Net loans & leases | $14,711,000 | 9,609 |
| Loan loss allowance | $149,000 | 10,251 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $438,000 | 8,630 |
| Other real estate owned | $0 | 8,427 |
| Goodwill and other intangibles | $0 | 3,181 |
| All other assets | $397,000 | 9,917 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $23,651,000 | 10,240 |
| Total liabilities | $21,841,000 | 10,144 |
| Total deposits | $21,786,000 | 10,030 |
| Interest-bearing deposits | $14,230,000 | 10,682 |
| Deposits held in domestic offices | $21,786,000 | 10,028 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,736 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $0 | 5,136 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $55,000 | 11,672 |
| Total equity capital | $1,810,000 | 10,907 |
| Total bank equity capital | $1,810,000 | 10,907 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $366,000 | 6,486 |
| Surplus | $840,000 | 8,444 |
| Undivided profits | $604,000 | 10,071 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $245,000 | 6,148 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $149,000 | 9,741 |
| Earning assets | $21,403,000 | 10,262 |
| Long-term assets (5+ years) | $577,000 | 9,562 |
| Average Assets, year-to-date | $23,414,000 | 10,142 |
| Average Assets, quarterly | $23,495,500 | 10,227 |
| Volatile liabilities | $1,466,000 | 10,246 |
| Insider loans | $261,000 | 7,395 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $1,275,000 | 8,484 |
| Tier 1 (core) risk-based capital | $1,889,000 | 10,769 |
| Tier 2 risk-based capital | $149,000 | 9,780 |
| Total risk weighted assets | $15,127,200 | 9,782 |
| Total unused commitments | $1,275,000 | 8,495 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 16 | 9,073 |
| Assets and Liabilities | ||
| Total Assets: | $23,750,000 | 10,571 |
| Cash and due from depository institutions | $1,589,000 | 9,073 |
| Interest-bearing balances | $199,000 | 4,486 |
| Securities | $6,721,000 | 10,043 |
| Federal funds sold & reverse repurchase agreements | $1,335,000 | 4,809 |
| Net loans & leases | $13,307,000 | 10,201 |
| Loan loss allowance | $147,000 | 10,772 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $478,000 | 8,623 |
| Other real estate owned | $0 | 9,073 |
| Goodwill and other intangibles | $0 | 3,133 |
| All other assets | $320,000 | 10,990 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $23,750,000 | 10,571 |
| Total liabilities | $22,122,000 | 10,462 |
| Total deposits | $22,072,000 | 10,335 |
| Interest-bearing deposits | $14,928,000 | 10,995 |
| Deposits held in domestic offices | $22,072,000 | 10,330 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,788 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $0 | 5,375 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $50,000 | 12,154 |
| Total equity capital | $1,628,000 | 11,445 |
| Total bank equity capital | $1,628,000 | 11,445 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $366,000 | 6,859 |
| Surplus | $840,000 | 8,680 |
| Undivided profits | $422,000 | 10,498 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $223,000 | 6,474 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $108,000 | 10,674 |
| Earning assets | $21,562,000 | 10,559 |
| Long-term assets (5+ years) | $443,000 | 10,216 |
| Average Assets, year-to-date | $23,475,200 | 10,563 |
| Average Assets, quarterly | $23,824,000 | 10,551 |
| Volatile liabilities | $1,801,000 | 9,934 |
| Insider loans | $235,000 | 7,790 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $1,083,000 | 8,954 |
| Tier 1 (core) risk-based capital | $1,780,000 | 11,289 |
| Tier 2 risk-based capital | $147,000 | 10,197 |
| Total risk weighted assets | $13,623,600 | 10,392 |
| Total unused commitments | $1,083,000 | 8,964 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 18 | 8,903 |
| Assets and Liabilities | ||
| Total Assets: | $23,186,000 | 11,132 |
| Cash and due from depository institutions | $1,688,000 | 8,903 |
| Interest-bearing balances | $398,000 | 4,629 |
| Securities | $5,326,000 | 11,108 |
| Federal funds sold & reverse repurchase agreements | $2,000,000 | 5,709 |
| Net loans & leases | $13,431,000 | 10,437 |
| Loan loss allowance | $140,000 | 11,363 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $515,000 | 8,614 |
| Other real estate owned | $0 | 8,903 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $226,000 | 12,070 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $23,186,000 | 11,132 |
| Total liabilities | $21,452,000 | 11,036 |
| Total deposits | $21,400,000 | 10,932 |
| Interest-bearing deposits | $15,108,000 | 11,507 |
| Deposits held in domestic offices | $21,400,000 | 10,930 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,027 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $52,000 | 12,687 |
| Total equity capital | $1,734,000 | 11,752 |
| Total bank equity capital | $1,734,000 | 11,752 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $366,000 | 7,201 |
| Surplus | $840,000 | 8,912 |
| Undivided profits | $528,000 | 10,788 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $232,000 | 7,141 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $92,000 | 11,261 |
| Earning assets | $21,155,000 | 11,119 |
| Long-term assets (5+ years) | $1,535,000 | 9,264 |
| Average Assets, year-to-date | $22,234,800 | 11,174 |
| Average Assets, quarterly | $22,706,500 | 11,158 |
| Volatile liabilities | $850,000 | 11,660 |
| Insider loans | $371,000 | 6,640 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $1,344,000 | 8,568 |
| Tier 1 (core) risk-based capital | $1,734,000 | 11,719 |
| Tier 2 risk-based capital | $140,000 | 10,686 |
| Total risk weighted assets | $14,287,100 | 10,557 |
| Total unused commitments | $1,344,000 | 8,593 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 18 | 9,137 |
| Assets and Liabilities | ||
| Total Assets: | $21,915,000 | 11,705 |
| Cash and due from depository institutions | $4,002,000 | 9,137 |
| Interest-bearing balances | $1,893,000 | 2,822 |
| Securities | $4,156,000 | 12,048 |
| Federal funds sold & reverse repurchase agreements | $1,740,000 | 6,989 |
| Net loans & leases | $11,197,000 | 11,304 |
| Loan loss allowance | $136,000 | 11,839 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $483,000 | 9,037 |
| Other real estate owned | $31,000 | 9,137 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $306,000 | 11,673 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $21,915,000 | 11,705 |
| Total liabilities | $20,395,000 | 11,585 |
| Total deposits | $20,292,000 | 11,491 |
| Interest-bearing deposits | $14,482,000 | 12,101 |
| Deposits held in domestic offices | $20,292,000 | 11,489 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,085 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $103,000 | 12,255 |
| Total equity capital | $1,520,000 | 12,350 |
| Total bank equity capital | $1,520,000 | 12,350 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $366,000 | 7,577 |
| Surplus | $440,000 | 10,994 |
| Undivided profits | $714,000 | 10,374 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $194,000 | 8,452 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $78,000 | 12,243 |
| Earning assets | $18,986,000 | 11,832 |
| Long-term assets (5+ years) | $2,366,000 | 8,562 |
| Average Assets, year-to-date | $20,387,600 | 11,849 |
| Average Assets, quarterly | $21,320,000 | 11,753 |
| Volatile liabilities | $746,000 | 12,323 |
| Insider loans | $331,000 | 2,687 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $1,117,000 | 8,886 |
| Tier 1 (core) risk-based capital | $1,520,000 | 12,315 |
| Tier 2 risk-based capital | $136,000 | 11,018 |
| Total risk weighted assets | $12,552,100 | 11,315 |
| Total unused commitments | $1,117,000 | 8,913 |
| Derivatives | $0 | 651 |