Home > Northstar Bank of Colorado > Income and Expense
Northstar Bank of Colorado, Income and Expense
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $19,186,000 | 1,050 |
| Total interest expense | $1,254,000 | 1,643 |
| Net interest income | $17,932,000 | 1,013 |
| Provision for loan and lease losses | $450,000 | 1,227 |
| Total noninterest income | $2,489,000 | 1,527 |
| Gross Fiduciary activities income | $0 | 1,132 |
| Service charges on deposit accounts | $532,000 | 1,597 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $1,957,000 | 1,329 |
| Total noninterest expense | $13,726,000 | 1,137 |
| Salaries and employee benefits | $8,117,000 | 1,081 |
| Premises and equipment expense | $1,698,000 | 1,045 |
| Additional noninterest expense | $3,911,000 | 1,219 |
| Pre-tax net operating income | $6,245,000 | 1,081 |
| Securities gains (losses) | $0 | 3,160 |
| Applicable income taxes | $1,767,000 | 952 |
| Income before extraordinary items | $4,478,000 | 1,211 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $4,478,000 | 1,211 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $4,478,000 | 1,211 |
| Net charge-offs | $-76,000 | 5,500 |
| Cash dividends | $2,000,000 | 1,022 |
| Sale, conversion, retirement of capital stock, net | $0 | 719 |
| Net operating income | $4,478,000 | 1,181 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $12,869,000 | 1,049 |
| Total interest expense | $825,000 | 1,652 |
| Net interest income | $12,044,000 | 1,008 |
| Provision for loan and lease losses | $300,000 | 1,234 |
| Total noninterest income | $1,903,000 | 1,368 |
| Gross Fiduciary activities income | $0 | 1,122 |
| Service charges on deposit accounts | $347,000 | 1,612 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $1,556,000 | 1,157 |
| Total noninterest expense | $9,177,000 | 1,132 |
| Salaries and employee benefits | $5,524,000 | 1,056 |
| Premises and equipment expense | $1,156,000 | 1,032 |
| Additional noninterest expense | $2,497,000 | 1,271 |
| Pre-tax net operating income | $4,470,000 | 1,011 |
| Securities gains (losses) | $0 | 2,835 |
| Applicable income taxes | $1,445,000 | 811 |
| Income before extraordinary items | $3,025,000 | 1,195 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $3,025,000 | 1,195 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $3,025,000 | 1,195 |
| Net charge-offs | $-59,000 | 5,555 |
| Cash dividends | $0 | 3,654 |
| Sale, conversion, retirement of capital stock, net | $0 | 705 |
| Net operating income | $3,025,000 | 1,151 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $6,317,000 | 1,066 |
| Total interest expense | $402,000 | 1,687 |
| Net interest income | $5,915,000 | 1,017 |
| Provision for loan and lease losses | $150,000 | 1,146 |
| Total noninterest income | $987,000 | 1,317 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $185,000 | 1,524 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $802,000 | 1,093 |
| Total noninterest expense | $4,541,000 | 1,147 |
| Salaries and employee benefits | $2,787,000 | 1,058 |
| Premises and equipment expense | $539,000 | 1,102 |
| Additional noninterest expense | $1,215,000 | 1,291 |
| Pre-tax net operating income | $2,211,000 | 994 |
| Securities gains (losses) | $0 | 2,077 |
| Applicable income taxes | $712,000 | 810 |
| Income before extraordinary items | $1,499,000 | 1,183 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $1,499,000 | 1,184 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $1,499,000 | 1,184 |
| Net charge-offs | $-36,000 | 5,632 |
| Cash dividends | $0 | 2,895 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $1,499,000 | 1,152 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $24,693,000 | 1,052 |
| Total interest expense | $1,296,000 | 1,993 |
| Net interest income | $23,397,000 | 987 |
| Provision for loan and lease losses | $925,000 | 866 |
| Total noninterest income | $3,809,000 | 1,345 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $710,000 | 1,633 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $3,099,000 | 1,137 |
| Total noninterest expense | $18,359,000 | 1,108 |
| Salaries and employee benefits | $11,029,000 | 1,023 |
| Premises and equipment expense | $2,352,000 | 1,022 |
| Additional noninterest expense | $4,978,000 | 1,274 |
| Pre-tax net operating income | $7,922,000 | 1,080 |
| Securities gains (losses) | $17,000 | 2,325 |
| Applicable income taxes | $1,883,000 | 1,047 |
| Income before extraordinary items | $6,056,000 | 1,163 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $6,056,000 | 1,163 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $6,056,000 | 1,163 |
| Net charge-offs | $-37,000 | 5,488 |
| Cash dividends | $20,000,000 | 220 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $6,043,080 | 1,135 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $18,261,000 | 1,073 |
| Total interest expense | $937,000 | 2,077 |
| Net interest income | $17,324,000 | 1,005 |
| Provision for loan and lease losses | $700,000 | 790 |
| Total noninterest income | $2,953,000 | 1,329 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $534,000 | 1,630 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $2,419,000 | 1,125 |
| Total noninterest expense | $13,691,000 | 1,118 |
| Salaries and employee benefits | $8,209,000 | 1,040 |
| Premises and equipment expense | $1,774,000 | 1,028 |
| Additional noninterest expense | $3,708,000 | 1,279 |
| Pre-tax net operating income | $5,886,000 | 1,104 |
| Securities gains (losses) | $0 | 3,031 |
| Applicable income taxes | $1,599,000 | 984 |
| Income before extraordinary items | $4,287,000 | 1,232 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $4,287,000 | 1,231 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $4,287,000 | 1,232 |
| Net charge-offs | $-20,000 | 5,343 |
| Cash dividends | $0 | 3,825 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $4,287,000 | 1,199 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $12,223,000 | 1,066 |
| Total interest expense | $617,000 | 2,107 |
| Net interest income | $11,606,000 | 997 |
| Provision for loan and lease losses | $475,000 | 804 |
| Total noninterest income | $1,834,000 | 1,405 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $349,000 | 1,642 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $1,485,000 | 1,193 |
| Total noninterest expense | $9,246,000 | 1,105 |
| Salaries and employee benefits | $5,497,000 | 1,034 |
| Premises and equipment expense | $1,155,000 | 1,055 |
| Additional noninterest expense | $2,594,000 | 1,235 |
| Pre-tax net operating income | $3,719,000 | 1,147 |
| Securities gains (losses) | $0 | 2,636 |
| Applicable income taxes | $1,113,000 | 957 |
| Income before extraordinary items | $2,606,000 | 1,298 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $2,606,000 | 1,300 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $2,606,000 | 1,300 |
| Net charge-offs | $-27,000 | 5,566 |
| Cash dividends | $0 | 3,664 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $2,606,000 | 1,275 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $6,056,000 | 1,069 |
| Total interest expense | $311,000 | 2,106 |
| Net interest income | $5,745,000 | 1,001 |
| Provision for loan and lease losses | $250,000 | 741 |
| Total noninterest income | $1,015,000 | 1,277 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $174,000 | 1,636 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $841,000 | 1,060 |
| Total noninterest expense | $4,639,000 | 1,104 |
| Salaries and employee benefits | $2,763,000 | 1,034 |
| Premises and equipment expense | $593,000 | 1,028 |
| Additional noninterest expense | $1,283,000 | 1,227 |
| Pre-tax net operating income | $1,871,000 | 1,116 |
| Securities gains (losses) | $0 | 2,027 |
| Applicable income taxes | $532,000 | 974 |
| Income before extraordinary items | $1,339,000 | 1,256 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $1,339,000 | 1,256 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $1,339,000 | 1,257 |
| Net charge-offs | $-19,000 | 5,660 |
| Cash dividends | $0 | 2,892 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $1,339,000 | 1,211 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $28,384,000 | 891 |
| Total interest expense | $1,323,000 | 2,097 |
| Net interest income | $27,061,000 | 806 |
| Provision for loan and lease losses | $2,438,000 | 403 |
| Total noninterest income | $3,971,000 | 1,289 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $811,000 | 1,559 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $3,160,000 | 1,065 |
| Total noninterest expense | $20,916,000 | 972 |
| Salaries and employee benefits | $11,990,000 | 912 |
| Premises and equipment expense | $2,153,000 | 1,108 |
| Additional noninterest expense | $6,773,000 | 965 |
| Pre-tax net operating income | $7,678,000 | 1,070 |
| Securities gains (losses) | $0 | 3,259 |
| Applicable income taxes | $2,391,000 | 859 |
| Income before extraordinary items | $5,287,000 | 1,236 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $5,287,000 | 1,233 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $5,287,000 | 1,235 |
| Net charge-offs | $1,305,000 | 722 |
| Cash dividends | $0 | 4,358 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $5,287,000 | 1,209 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $18,126,000 | 1,067 |
| Total interest expense | $1,008,000 | 2,113 |
| Net interest income | $17,118,000 | 980 |
| Provision for loan and lease losses | $1,360,000 | 496 |
| Total noninterest income | $2,734,000 | 1,376 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $606,000 | 1,577 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $2,128,000 | 1,158 |
| Total noninterest expense | $16,040,000 | 938 |
| Salaries and employee benefits | $9,134,000 | 900 |
| Premises and equipment expense | $1,628,000 | 1,112 |
| Additional noninterest expense | $5,278,000 | 916 |
| Pre-tax net operating income | $2,452,000 | 2,176 |
| Securities gains (losses) | $0 | 2,980 |
| Applicable income taxes | $674,000 | 1,692 |
| Income before extraordinary items | $1,778,000 | 2,416 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,778,000 | 2,417 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $1,778,000 | 2,416 |
| Net charge-offs | $782,000 | 821 |
| Cash dividends | $0 | 3,845 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $1,778,000 | 2,372 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $12,218,000 | 1,044 |
| Total interest expense | $689,000 | 2,079 |
| Net interest income | $11,529,000 | 959 |
| Provision for loan and lease losses | $1,160,000 | 403 |
| Total noninterest income | $2,148,000 | 1,222 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $402,000 | 1,563 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $1,746,000 | 985 |
| Total noninterest expense | $10,977,000 | 912 |
| Salaries and employee benefits | $6,205,000 | 880 |
| Premises and equipment expense | $1,100,000 | 1,103 |
| Additional noninterest expense | $3,672,000 | 883 |
| Pre-tax net operating income | $1,540,000 | 2,229 |
| Securities gains (losses) | $0 | 2,580 |
| Applicable income taxes | $417,000 | 1,722 |
| Income before extraordinary items | $1,123,000 | 2,437 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $1,123,000 | 2,441 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $1,123,000 | 2,441 |
| Net charge-offs | $591,000 | 753 |
| Cash dividends | $0 | 3,668 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $1,123,000 | 2,401 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $6,400,000 | 993 |
| Total interest expense | $356,000 | 2,038 |
| Net interest income | $6,044,000 | 904 |
| Provision for loan and lease losses | $525,000 | 430 |
| Total noninterest income | $932,000 | 1,314 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $202,000 | 1,537 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $730,000 | 1,091 |
| Total noninterest expense | $5,780,000 | 869 |
| Salaries and employee benefits | $3,123,000 | 890 |
| Premises and equipment expense | $595,000 | 1,054 |
| Additional noninterest expense | $2,062,000 | 786 |
| Pre-tax net operating income | $671,000 | 2,399 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $171,000 | 1,875 |
| Income before extraordinary items | $500,000 | 2,572 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $500,000 | 2,575 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $500,000 | 2,575 |
| Net charge-offs | $221,000 | 886 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $500,000 | 2,524 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $25,651,000 | 987 |
| Total interest expense | $1,717,000 | 1,956 |
| Net interest income | $23,934,000 | 896 |
| Provision for loan and lease losses | $2,621,000 | 501 |
| Total noninterest income | $4,620,000 | 1,203 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $961,000 | 1,418 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $3,659,000 | 1,016 |
| Total noninterest expense | $26,605,000 | 761 |
| Salaries and employee benefits | $12,239,000 | 883 |
| Premises and equipment expense | $2,630,000 | 915 |
| Additional noninterest expense | $11,736,000 | 590 |
| Pre-tax net operating income | $-672,000 | 6,513 |
| Securities gains (losses) | $0 | 3,182 |
| Applicable income taxes | $-324,000 | 6,605 |
| Income before extraordinary items | $-348,000 | 6,449 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-348,000 | 6,449 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $-348,000 | 6,450 |
| Net charge-offs | $302,000 | 2,578 |
| Cash dividends | $0 | 4,350 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $-348,000 | 6,437 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $19,521,000 | 977 |
| Total interest expense | $1,322,000 | 1,955 |
| Net interest income | $18,199,000 | 890 |
| Provision for loan and lease losses | $2,056,000 | 483 |
| Total noninterest income | $3,220,000 | 1,282 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $735,000 | 1,398 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $2,485,000 | 1,102 |
| Total noninterest expense | $19,637,000 | 779 |
| Salaries and employee benefits | $8,883,000 | 910 |
| Premises and equipment expense | $1,922,000 | 945 |
| Additional noninterest expense | $8,832,000 | 590 |
| Pre-tax net operating income | $-274,000 | 6,528 |
| Securities gains (losses) | $0 | 3,040 |
| Applicable income taxes | $-101,000 | 6,687 |
| Income before extraordinary items | $-173,000 | 6,504 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $-173,000 | 6,506 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $-173,000 | 6,505 |
| Net charge-offs | $629,000 | 1,377 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $-173,000 | 6,481 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $2,854,000 | 3,786 |
| Total interest expense | $97,000 | 6,100 |
| Net interest income | $2,757,000 | 3,492 |
| Provision for loan and lease losses | $221,000 | 1,997 |
| Total noninterest income | $692,000 | 2,786 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $160,000 | 3,240 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $532,000 | 2,389 |
| Total noninterest expense | $2,651,000 | 3,280 |
| Salaries and employee benefits | $1,350,000 | 3,383 |
| Premises and equipment expense | $321,000 | 3,207 |
| Additional noninterest expense | $980,000 | 3,017 |
| Pre-tax net operating income | $577,000 | 3,886 |
| Securities gains (losses) | $0 | 2,791 |
| Applicable income taxes | $196,000 | 2,453 |
| Income before extraordinary items | $381,000 | 4,403 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $381,000 | 4,405 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $381,000 | 4,406 |
| Net charge-offs | $167,000 | 2,273 |
| Cash dividends | $0 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $381,000 | 4,285 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $1,446,000 | 3,781 |
| Total interest expense | $49,000 | 6,171 |
| Net interest income | $1,397,000 | 3,466 |
| Provision for loan and lease losses | $90,000 | 2,172 |
| Total noninterest income | $338,000 | 2,835 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $75,000 | 3,336 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $263,000 | 2,397 |
| Total noninterest expense | $1,314,000 | 3,321 |
| Salaries and employee benefits | $658,000 | 3,482 |
| Premises and equipment expense | $160,000 | 3,236 |
| Additional noninterest expense | $496,000 | 3,008 |
| Pre-tax net operating income | $331,000 | 3,619 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $113,000 | 2,277 |
| Income before extraordinary items | $218,000 | 4,125 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $218,000 | 4,127 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $218,000 | 4,127 |
| Net charge-offs | $26,000 | 2,890 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $218,000 | 4,026 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $6,454,000 | 3,650 |
| Total interest expense | $231,000 | 6,269 |
| Net interest income | $6,223,000 | 3,278 |
| Provision for loan and lease losses | $725,000 | 2,219 |
| Total noninterest income | $1,127,000 | 3,059 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $316,000 | 3,390 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $811,000 | 2,666 |
| Total noninterest expense | $5,127,000 | 3,404 |
| Salaries and employee benefits | $2,569,000 | 3,498 |
| Premises and equipment expense | $659,000 | 3,162 |
| Additional noninterest expense | $1,899,000 | 3,212 |
| Pre-tax net operating income | $1,498,000 | 3,341 |
| Securities gains (losses) | $0 | 3,810 |
| Applicable income taxes | $511,000 | 2,163 |
| Income before extraordinary items | $987,000 | 3,936 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $987,000 | 3,936 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $987,000 | 3,938 |
| Net charge-offs | $305,000 | 3,280 |
| Cash dividends | $0 | 4,373 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $987,000 | 3,768 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $5,016,000 | 3,625 |
| Total interest expense | $177,000 | 6,382 |
| Net interest income | $4,839,000 | 3,236 |
| Provision for loan and lease losses | $645,000 | 1,960 |
| Total noninterest income | $829,000 | 3,100 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $238,000 | 3,420 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $591,000 | 2,698 |
| Total noninterest expense | $3,663,000 | 3,548 |
| Salaries and employee benefits | $1,874,000 | 3,585 |
| Premises and equipment expense | $487,000 | 3,223 |
| Additional noninterest expense | $1,302,000 | 3,445 |
| Pre-tax net operating income | $1,360,000 | 3,079 |
| Securities gains (losses) | $0 | 3,575 |
| Applicable income taxes | $482,000 | 1,988 |
| Income before extraordinary items | $878,000 | 3,690 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $878,000 | 3,690 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $878,000 | 3,692 |
| Net charge-offs | $127,000 | 3,743 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $878,000 | 3,534 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $3,421,000 | 3,586 |
| Total interest expense | $117,000 | 6,474 |
| Net interest income | $3,304,000 | 3,187 |
| Provision for loan and lease losses | $525,000 | 1,748 |
| Total noninterest income | $556,000 | 3,051 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $161,000 | 3,379 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $395,000 | 2,666 |
| Total noninterest expense | $2,408,000 | 3,610 |
| Salaries and employee benefits | $1,273,000 | 3,555 |
| Premises and equipment expense | $324,000 | 3,243 |
| Additional noninterest expense | $811,000 | 3,633 |
| Pre-tax net operating income | $927,000 | 3,006 |
| Securities gains (losses) | $0 | 3,178 |
| Applicable income taxes | $332,000 | 1,948 |
| Income before extraordinary items | $595,000 | 3,671 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $595,000 | 3,672 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $595,000 | 3,673 |
| Net charge-offs | $71,000 | 3,731 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $595,000 | 3,472 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $1,741,000 | 3,579 |
| Total interest expense | $59,000 | 6,547 |
| Net interest income | $1,682,000 | 3,153 |
| Provision for loan and lease losses | $105,000 | 2,781 |
| Total noninterest income | $276,000 | 3,077 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $78,000 | 3,429 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $198,000 | 2,679 |
| Total noninterest expense | $1,118,000 | 3,825 |
| Salaries and employee benefits | $645,000 | 3,558 |
| Premises and equipment expense | $162,000 | 3,266 |
| Additional noninterest expense | $311,000 | 4,294 |
| Pre-tax net operating income | $735,000 | 2,174 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $266,000 | 1,417 |
| Income before extraordinary items | $469,000 | 2,743 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $469,000 | 2,745 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $469,000 | 2,746 |
| Net charge-offs | $5,000 | 4,286 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $469,000 | 2,608 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $2,789,000 | 5,889 |
| Total interest expense | $77,000 | 7,244 |
| Net interest income | $2,712,000 | 5,475 |
| Provision for loan and lease losses | $316,000 | 4,032 |
| Total noninterest income | $423,000 | 4,681 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $106,000 | 5,428 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $317,000 | 3,770 |
| Total noninterest expense | $1,746,000 | 6,053 |
| Salaries and employee benefits | $830,000 | 6,205 |
| Premises and equipment expense | $270,000 | 5,458 |
| Additional noninterest expense | $646,000 | 5,850 |
| Pre-tax net operating income | $1,073,000 | 3,584 |
| Securities gains (losses) | $0 | 3,838 |
| Applicable income taxes | $396,000 | 2,256 |
| Income before extraordinary items | $677,000 | 4,206 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $677,000 | 4,208 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $677,000 | 4,208 |
| Net charge-offs | $49,000 | 5,488 |
| Cash dividends | $0 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $677,000 | 4,079 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $713,000 | 7,175 |
| Total interest expense | $18,000 | 7,392 |
| Net interest income | $695,000 | 7,060 |
| Provision for loan and lease losses | $20,000 | 6,008 |
| Total noninterest income | $90,000 | 6,356 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $28,000 | 6,561 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $62,000 | 5,579 |
| Total noninterest expense | $433,000 | 7,265 |
| Salaries and employee benefits | $220,000 | 7,266 |
| Premises and equipment expense | $65,000 | 6,967 |
| Additional noninterest expense | $148,000 | 7,205 |
| Pre-tax net operating income | $332,000 | 5,002 |
| Securities gains (losses) | $0 | 3,555 |
| Applicable income taxes | $146,000 | 2,935 |
| Income before extraordinary items | $186,000 | 5,540 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $186,000 | 5,541 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $186,000 | 5,541 |
| Net charge-offs | $3,000 | 6,024 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $186,000 | 5,414 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $3,069,000 | 4,072 |
| Total interest expense | $180,000 | 6,550 |
| Net interest income | $2,889,000 | 3,585 |
| Provision for loan and lease losses | $350,000 | 2,768 |
| Total noninterest income | $514,000 | 3,071 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $162,000 | 3,451 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $352,000 | 2,644 |
| Total noninterest expense | $2,743,000 | 3,328 |
| Salaries and employee benefits | $1,393,000 | 3,327 |
| Premises and equipment expense | $304,000 | 3,610 |
| Additional noninterest expense | $1,046,000 | 3,091 |
| Pre-tax net operating income | $310,000 | 4,570 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $0 | 4,697 |
| Income before extraordinary items | $310,000 | 4,392 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $310,000 | 4,391 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $310,000 | 4,393 |
| Net charge-offs | $21,000 | 5,023 |
| Cash dividends | $264,000 | 2,041 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $310,000 | 4,311 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $1,538,000 | 4,089 |
| Total interest expense | $94,000 | 6,584 |
| Net interest income | $1,444,000 | 3,576 |
| Provision for loan and lease losses | $155,000 | 2,715 |
| Total noninterest income | $248,000 | 3,172 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $80,000 | 3,436 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $168,000 | 2,724 |
| Total noninterest expense | $1,388,000 | 3,310 |
| Salaries and employee benefits | $699,000 | 3,335 |
| Premises and equipment expense | $155,000 | 3,608 |
| Additional noninterest expense | $534,000 | 3,019 |
| Pre-tax net operating income | $149,000 | 4,647 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $0 | 4,545 |
| Income before extraordinary items | $149,000 | 4,467 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $149,000 | 4,466 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $149,000 | 4,467 |
| Net charge-offs | $0 | 5,107 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $149,000 | 4,401 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $6,700,000 | 4,016 |
| Total interest expense | $559,000 | 6,357 |
| Net interest income | $6,141,000 | 3,412 |
| Provision for loan and lease losses | $540,000 | 4,013 |
| Total noninterest income | $966,000 | 3,283 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $345,000 | 3,372 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $621,000 | 2,859 |
| Total noninterest expense | $5,212,000 | 3,492 |
| Salaries and employee benefits | $2,822,000 | 3,280 |
| Premises and equipment expense | $660,000 | 3,465 |
| Additional noninterest expense | $1,730,000 | 3,627 |
| Pre-tax net operating income | $1,355,000 | 2,886 |
| Securities gains (losses) | $0 | 3,793 |
| Applicable income taxes | $0 | 4,655 |
| Income before extraordinary items | $1,355,000 | 2,667 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,355,000 | 2,663 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $1,355,000 | 2,668 |
| Net charge-offs | $547,000 | 3,538 |
| Cash dividends | $589,000 | 2,162 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $1,355,000 | 2,572 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $5,040,000 | 4,087 |
| Total interest expense | $446,000 | 6,408 |
| Net interest income | $4,594,000 | 3,466 |
| Provision for loan and lease losses | $375,000 | 3,997 |
| Total noninterest income | $667,000 | 3,481 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $263,000 | 3,410 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $404,000 | 3,088 |
| Total noninterest expense | $3,929,000 | 3,476 |
| Salaries and employee benefits | $2,111,000 | 3,301 |
| Premises and equipment expense | $503,000 | 3,473 |
| Additional noninterest expense | $1,315,000 | 3,578 |
| Pre-tax net operating income | $957,000 | 3,171 |
| Securities gains (losses) | $0 | 3,651 |
| Applicable income taxes | $0 | 4,726 |
| Income before extraordinary items | $957,000 | 2,968 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $957,000 | 2,964 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $957,000 | 2,967 |
| Net charge-offs | $217,000 | 4,133 |
| Cash dividends | $473,000 | 1,840 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $957,000 | 2,834 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $3,365,000 | 4,122 |
| Total interest expense | $308,000 | 6,445 |
| Net interest income | $3,057,000 | 3,474 |
| Provision for loan and lease losses | $225,000 | 4,053 |
| Total noninterest income | $392,000 | 3,682 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $179,000 | 3,374 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $213,000 | 3,409 |
| Total noninterest expense | $2,676,000 | 3,415 |
| Salaries and employee benefits | $1,428,000 | 3,283 |
| Premises and equipment expense | $338,000 | 3,484 |
| Additional noninterest expense | $910,000 | 3,460 |
| Pre-tax net operating income | $548,000 | 3,478 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $0 | 4,691 |
| Income before extraordinary items | $548,000 | 3,244 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $548,000 | 3,240 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $548,000 | 3,243 |
| Net charge-offs | $109,000 | 4,150 |
| Cash dividends | $268,000 | 2,026 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $548,000 | 3,130 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $1,688,000 | 4,178 |
| Total interest expense | $167,000 | 6,429 |
| Net interest income | $1,521,000 | 3,517 |
| Provision for loan and lease losses | $100,000 | 3,933 |
| Total noninterest income | $239,000 | 3,285 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $87,000 | 3,420 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $152,000 | 2,815 |
| Total noninterest expense | $1,404,000 | 3,320 |
| Salaries and employee benefits | $734,000 | 3,248 |
| Premises and equipment expense | $181,000 | 3,375 |
| Additional noninterest expense | $489,000 | 3,252 |
| Pre-tax net operating income | $256,000 | 3,656 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $0 | 4,611 |
| Income before extraordinary items | $256,000 | 3,439 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $256,000 | 3,437 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $256,000 | 3,439 |
| Net charge-offs | $89,000 | 3,205 |
| Cash dividends | $3,000 | 2,631 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $256,000 | 3,319 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $7,350,000 | 4,043 |
| Total interest expense | $1,148,000 | 5,744 |
| Net interest income | $6,202,000 | 3,371 |
| Provision for loan and lease losses | $718,000 | 4,001 |
| Total noninterest income | $1,759,000 | 2,315 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $353,000 | 3,567 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $1,406,000 | 1,723 |
| Total noninterest expense | $5,487,000 | 3,412 |
| Salaries and employee benefits | $2,930,000 | 3,251 |
| Premises and equipment expense | $688,000 | 3,508 |
| Additional noninterest expense | $1,869,000 | 3,504 |
| Pre-tax net operating income | $1,756,000 | 2,128 |
| Securities gains (losses) | $0 | 3,754 |
| Applicable income taxes | $0 | 4,388 |
| Income before extraordinary items | $1,756,000 | 1,876 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,756,000 | 1,873 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $1,756,000 | 1,875 |
| Net charge-offs | $475,000 | 3,862 |
| Cash dividends | $908,000 | 1,752 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $1,756,000 | 1,833 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $5,597,000 | 4,063 |
| Total interest expense | $913,000 | 5,776 |
| Net interest income | $4,684,000 | 3,342 |
| Provision for loan and lease losses | $468,000 | 3,909 |
| Total noninterest income | $1,478,000 | 2,196 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $268,000 | 3,553 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $1,210,000 | 1,611 |
| Total noninterest expense | $4,165,000 | 3,397 |
| Salaries and employee benefits | $2,178,000 | 3,309 |
| Premises and equipment expense | $513,000 | 3,552 |
| Additional noninterest expense | $1,474,000 | 3,320 |
| Pre-tax net operating income | $1,529,000 | 2,027 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $0 | 4,592 |
| Income before extraordinary items | $1,529,000 | 1,743 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $1,529,000 | 1,743 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $1,529,000 | 1,743 |
| Net charge-offs | $64,000 | 5,483 |
| Cash dividends | $908,000 | 1,354 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $1,529,000 | 1,702 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $3,772,000 | 4,072 |
| Total interest expense | $634,000 | 5,806 |
| Net interest income | $3,138,000 | 3,328 |
| Provision for loan and lease losses | $268,000 | 3,913 |
| Total noninterest income | $1,203,000 | 1,908 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $178,000 | 3,541 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $1,025,000 | 1,413 |
| Total noninterest expense | $2,700,000 | 3,497 |
| Salaries and employee benefits | $1,451,000 | 3,325 |
| Premises and equipment expense | $342,000 | 3,588 |
| Additional noninterest expense | $907,000 | 3,532 |
| Pre-tax net operating income | $1,373,000 | 1,646 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $0 | 4,657 |
| Income before extraordinary items | $1,373,000 | 1,382 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,373,000 | 1,379 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $1,373,000 | 1,381 |
| Net charge-offs | $36,000 | 5,192 |
| Cash dividends | $478,000 | 1,682 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $1,373,000 | 1,338 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $1,897,000 | 4,096 |
| Total interest expense | $322,000 | 5,869 |
| Net interest income | $1,575,000 | 3,309 |
| Provision for loan and lease losses | $150,000 | 3,210 |
| Total noninterest income | $223,000 | 3,605 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $86,000 | 3,560 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $137,000 | 3,115 |
| Total noninterest expense | $1,334,000 | 3,467 |
| Salaries and employee benefits | $721,000 | 3,383 |
| Premises and equipment expense | $175,000 | 3,572 |
| Additional noninterest expense | $438,000 | 3,339 |
| Pre-tax net operating income | $314,000 | 3,261 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $0 | 4,835 |
| Income before extraordinary items | $314,000 | 3,039 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $314,000 | 3,040 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $314,000 | 3,040 |
| Net charge-offs | $-67,000 | 8,162 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $314,000 | 2,893 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $8,653,000 | 3,915 |
| Total interest expense | $1,474,000 | 6,022 |
| Net interest income | $7,179,000 | 2,980 |
| Provision for loan and lease losses | $1,070,000 | 2,604 |
| Total noninterest income | $918,000 | 3,595 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $360,000 | 3,664 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $558,000 | 3,007 |
| Total noninterest expense | $6,490,000 | 2,869 |
| Salaries and employee benefits | $3,052,000 | 3,199 |
| Premises and equipment expense | $776,000 | 3,255 |
| Additional noninterest expense | $2,662,000 | 2,229 |
| Pre-tax net operating income | $537,000 | 4,760 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $0 | 4,979 |
| Income before extraordinary items | $537,000 | 4,342 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $537,000 | 4,342 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $482,000 | 2,845 |
| Cash dividends | $1,108,000 | 2,155 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $537,000 | 4,499 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $6,569,000 | 3,936 |
| Total interest expense | $1,154,000 | 6,050 |
| Net interest income | $5,415,000 | 2,987 |
| Provision for loan and lease losses | $745,000 | 2,187 |
| Total noninterest income | $669,000 | 3,734 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $259,000 | 3,778 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $410,000 | 3,142 |
| Total noninterest expense | $4,322,000 | 3,170 |
| Salaries and employee benefits | $2,438,000 | 3,061 |
| Premises and equipment expense | $595,000 | 3,214 |
| Additional noninterest expense | $1,289,000 | 3,180 |
| Pre-tax net operating income | $1,017,000 | 3,651 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $0 | 5,372 |
| Income before extraordinary items | $1,017,000 | 3,072 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $1,017,000 | 3,068 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $102,000 | 3,926 |
| Cash dividends | $1,108,000 | 1,679 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $1,017,000 | 3,224 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $4,429,000 | 3,959 |
| Total interest expense | $823,000 | 6,040 |
| Net interest income | $3,606,000 | 2,985 |
| Provision for loan and lease losses | $125,000 | 3,905 |
| Total noninterest income | $446,000 | 3,771 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $168,000 | 3,837 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $278,000 | 3,157 |
| Total noninterest expense | $2,864,000 | 3,201 |
| Salaries and employee benefits | $1,623,000 | 3,091 |
| Premises and equipment expense | $387,000 | 3,303 |
| Additional noninterest expense | $854,000 | 3,155 |
| Pre-tax net operating income | $1,063,000 | 2,821 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $0 | 5,627 |
| Income before extraordinary items | $1,063,000 | 2,448 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,063,000 | 2,448 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $80,000 | 3,288 |
| Cash dividends | $699,000 | 1,884 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $1,063,000 | 2,397 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $2,285,000 | 3,959 |
| Total interest expense | $480,000 | 5,858 |
| Net interest income | $1,805,000 | 2,974 |
| Provision for loan and lease losses | $60,000 | 3,470 |
| Total noninterest income | $197,000 | 4,032 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $82,000 | 3,842 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $115,000 | 3,517 |
| Total noninterest expense | $1,411,000 | 3,245 |
| Salaries and employee benefits | $809,000 | 3,132 |
| Premises and equipment expense | $197,000 | 3,281 |
| Additional noninterest expense | $405,000 | 3,277 |
| Pre-tax net operating income | $531,000 | 2,949 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $0 | 5,622 |
| Income before extraordinary items | $531,000 | 2,555 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $531,000 | 2,557 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $10,000 | 3,845 |
| Cash dividends | $411,000 | 1,559 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $531,000 | 2,484 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $9,621,000 | 3,861 |
| Total interest expense | $1,953,000 | 5,880 |
| Net interest income | $7,668,000 | 2,846 |
| Provision for loan and lease losses | $210,000 | 3,778 |
| Total noninterest income | $838,000 | 3,922 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $320,000 | 3,961 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $518,000 | 3,240 |
| Total noninterest expense | $5,285,000 | 3,304 |
| Salaries and employee benefits | $3,069,000 | 3,164 |
| Premises and equipment expense | $766,000 | 3,197 |
| Additional noninterest expense | $1,450,000 | 3,520 |
| Pre-tax net operating income | $3,011,000 | 2,468 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $0 | 6,070 |
| Income before extraordinary items | $3,011,000 | 2,047 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $3,011,000 | 2,046 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $63,000 | 4,354 |
| Cash dividends | $1,672,000 | 1,854 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $3,011,000 | 2,027 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $7,066,000 | 3,936 |
| Total interest expense | $1,396,000 | 6,018 |
| Net interest income | $5,670,000 | 2,887 |
| Provision for loan and lease losses | $155,000 | 3,427 |
| Total noninterest income | $629,000 | 3,919 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $242,000 | 3,935 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $387,000 | 3,264 |
| Total noninterest expense | $3,904,000 | 3,307 |
| Salaries and employee benefits | $2,287,000 | 3,170 |
| Premises and equipment expense | $566,000 | 3,222 |
| Additional noninterest expense | $1,051,000 | 3,565 |
| Pre-tax net operating income | $2,240,000 | 2,634 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $0 | 6,220 |
| Income before extraordinary items | $2,240,000 | 2,168 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $2,240,000 | 2,166 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $63,000 | 3,379 |
| Cash dividends | $1,304,000 | 1,668 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $2,240,000 | 2,156 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $4,567,000 | 4,036 |
| Total interest expense | $896,000 | 6,114 |
| Net interest income | $3,671,000 | 2,994 |
| Provision for loan and lease losses | $125,000 | 2,906 |
| Total noninterest income | $406,000 | 4,005 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $158,000 | 3,991 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $248,000 | 3,364 |
| Total noninterest expense | $2,516,000 | 3,422 |
| Salaries and employee benefits | $1,489,000 | 3,265 |
| Premises and equipment expense | $363,000 | 3,339 |
| Additional noninterest expense | $664,000 | 3,708 |
| Pre-tax net operating income | $1,436,000 | 2,759 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $0 | 6,265 |
| Income before extraordinary items | $1,436,000 | 2,278 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,436,000 | 2,277 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $66,000 | 2,544 |
| Cash dividends | $936,000 | 1,621 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $1,436,000 | 2,260 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $2,237,000 | 4,087 |
| Total interest expense | $445,000 | 6,136 |
| Net interest income | $1,792,000 | 3,050 |
| Provision for loan and lease losses | $40,000 | 3,421 |
| Total noninterest income | $207,000 | 3,932 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $82,000 | 3,854 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $125,000 | 3,340 |
| Total noninterest expense | $1,195,000 | 3,584 |
| Salaries and employee benefits | $714,000 | 3,401 |
| Premises and equipment expense | $190,000 | 3,240 |
| Additional noninterest expense | $291,000 | 4,057 |
| Pre-tax net operating income | $764,000 | 2,638 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $0 | 6,196 |
| Income before extraordinary items | $764,000 | 2,148 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $764,000 | 2,148 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $28,000 | 2,253 |
| Cash dividends | $200,000 | 2,393 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $764,000 | 2,141 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $8,273,000 | 4,113 |
| Total interest expense | $1,355,000 | 6,327 |
| Net interest income | $6,918,000 | 3,135 |
| Provision for loan and lease losses | $315,000 | 2,676 |
| Total noninterest income | $1,045,000 | 3,444 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $345,000 | 3,844 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $700,000 | 2,769 |
| Total noninterest expense | $5,086,000 | 3,309 |
| Salaries and employee benefits | $2,773,000 | 3,345 |
| Premises and equipment expense | $744,000 | 3,177 |
| Additional noninterest expense | $1,569,000 | 3,175 |
| Pre-tax net operating income | $2,562,000 | 3,079 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $0 | 6,600 |
| Income before extraordinary items | $2,562,000 | 2,565 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $2,562,000 | 2,566 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $39,000 | 4,358 |
| Cash dividends | $1,389,000 | 2,053 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $2,562,000 | 2,545 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $6,082,000 | 4,140 |
| Total interest expense | $925,000 | 6,502 |
| Net interest income | $5,157,000 | 3,175 |
| Provision for loan and lease losses | $365,000 | 1,831 |
| Total noninterest income | $847,000 | 3,273 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $269,000 | 3,786 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $578,000 | 2,639 |
| Total noninterest expense | $3,708,000 | 3,380 |
| Salaries and employee benefits | $2,079,000 | 3,336 |
| Premises and equipment expense | $559,000 | 3,176 |
| Additional noninterest expense | $1,070,000 | 3,429 |
| Pre-tax net operating income | $1,931,000 | 3,194 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $0 | 6,687 |
| Income before extraordinary items | $1,931,000 | 2,639 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $1,931,000 | 2,643 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $91,000 | 2,446 |
| Cash dividends | $1,081,000 | 1,822 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $1,931,000 | 2,632 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $3,966,000 | 4,159 |
| Total interest expense | $573,000 | 6,587 |
| Net interest income | $3,393,000 | 3,221 |
| Provision for loan and lease losses | $280,000 | 1,601 |
| Total noninterest income | $564,000 | 3,242 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $186,000 | 3,709 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $378,000 | 2,647 |
| Total noninterest expense | $2,441,000 | 3,409 |
| Salaries and employee benefits | $1,370,000 | 3,384 |
| Premises and equipment expense | $371,000 | 3,174 |
| Additional noninterest expense | $700,000 | 3,477 |
| Pre-tax net operating income | $1,236,000 | 3,297 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $0 | 6,706 |
| Income before extraordinary items | $1,236,000 | 2,723 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,236,000 | 2,725 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $91,000 | 1,814 |
| Cash dividends | $773,000 | 1,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $1,236,000 | 2,710 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $1,922,000 | 4,199 |
| Total interest expense | $266,000 | 6,675 |
| Net interest income | $1,656,000 | 3,268 |
| Provision for loan and lease losses | $160,000 | 1,352 |
| Total noninterest income | $242,000 | 3,556 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $90,000 | 3,696 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $152,000 | 2,950 |
| Total noninterest expense | $1,227,000 | 3,404 |
| Salaries and employee benefits | $678,000 | 3,419 |
| Premises and equipment expense | $187,000 | 3,172 |
| Additional noninterest expense | $362,000 | 3,376 |
| Pre-tax net operating income | $511,000 | 3,684 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $0 | 6,588 |
| Income before extraordinary items | $511,000 | 3,107 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $511,000 | 3,106 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $87,000 | 1,045 |
| Cash dividends | $9,000 | 3,904 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $511,000 | 3,086 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $6,353,000 | 4,453 |
| Total interest expense | $683,000 | 7,086 |
| Net interest income | $5,670,000 | 3,587 |
| Provision for loan and lease losses | $229,000 | 3,358 |
| Total noninterest income | $1,055,000 | 3,426 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $302,000 | 4,167 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $753,000 | 2,638 |
| Total noninterest expense | $4,618,000 | 3,450 |
| Salaries and employee benefits | $2,646,000 | 3,319 |
| Premises and equipment expense | $686,000 | 3,294 |
| Additional noninterest expense | $1,286,000 | 3,656 |
| Pre-tax net operating income | $1,878,000 | 3,834 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $0 | 6,964 |
| Income before extraordinary items | $1,878,000 | 3,247 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $1,878,000 | 3,249 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $34,000 | 4,747 |
| Cash dividends | $900,000 | 2,650 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $1,878,000 | 3,217 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $4,537,000 | 4,547 |
| Total interest expense | $456,000 | 7,251 |
| Net interest income | $4,081,000 | 3,699 |
| Provision for loan and lease losses | $126,000 | 3,804 |
| Total noninterest income | $792,000 | 3,426 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $214,000 | 4,323 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $578,000 | 2,605 |
| Total noninterest expense | $3,348,000 | 3,522 |
| Salaries and employee benefits | $1,899,000 | 3,429 |
| Premises and equipment expense | $508,000 | 3,318 |
| Additional noninterest expense | $941,000 | 3,675 |
| Pre-tax net operating income | $1,399,000 | 3,941 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $0 | 6,976 |
| Income before extraordinary items | $1,399,000 | 3,307 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,399,000 | 3,309 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $34,000 | 3,970 |
| Cash dividends | $688,000 | 2,337 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $1,399,000 | 3,267 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $2,879,000 | 4,625 |
| Total interest expense | $278,000 | 7,331 |
| Net interest income | $2,601,000 | 3,806 |
| Provision for loan and lease losses | $65,000 | 4,019 |
| Total noninterest income | $545,000 | 3,318 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $143,000 | 4,261 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $402,000 | 2,533 |
| Total noninterest expense | $2,215,000 | 3,525 |
| Salaries and employee benefits | $1,265,000 | 3,403 |
| Premises and equipment expense | $331,000 | 3,345 |
| Additional noninterest expense | $619,000 | 3,703 |
| Pre-tax net operating income | $866,000 | 4,086 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $0 | 6,961 |
| Income before extraordinary items | $866,000 | 3,443 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $866,000 | 3,445 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,660 |
| Cash dividends | $476,000 | 2,285 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $866,000 | 3,400 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $1,360,000 | 4,788 |
| Total interest expense | $127,000 | 7,465 |
| Net interest income | $1,233,000 | 3,978 |
| Provision for loan and lease losses | $10,000 | 5,373 |
| Total noninterest income | $231,000 | 3,650 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $69,000 | 4,296 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $162,000 | 2,836 |
| Total noninterest expense | $1,115,000 | 3,522 |
| Salaries and employee benefits | $637,000 | 3,389 |
| Premises and equipment expense | $164,000 | 3,396 |
| Additional noninterest expense | $314,000 | 3,666 |
| Pre-tax net operating income | $339,000 | 4,677 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $0 | 6,892 |
| Income before extraordinary items | $339,000 | 4,039 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $339,000 | 4,041 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 4,060 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $339,000 | 4,001 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $4,748,000 | 5,021 |
| Total interest expense | $364,000 | 7,826 |
| Net interest income | $4,384,000 | 4,199 |
| Provision for loan and lease losses | $50,000 | 5,899 |
| Total noninterest income | $1,194,000 | 3,142 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $280,000 | 4,471 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $914,000 | 2,281 |
| Total noninterest expense | $3,983,000 | 3,758 |
| Salaries and employee benefits | $2,276,000 | 3,603 |
| Premises and equipment expense | $674,000 | 3,227 |
| Additional noninterest expense | $1,033,000 | 4,220 |
| Pre-tax net operating income | $1,545,000 | 4,175 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $0 | 7,185 |
| Income before extraordinary items | $1,545,000 | 3,567 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,545,000 | 3,568 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $17,000 | 5,809 |
| Cash dividends | $560,000 | 3,348 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $1,545,000 | 3,497 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $3,461,000 | 5,098 |
| Total interest expense | $270,000 | 7,875 |
| Net interest income | $3,191,000 | 4,294 |
| Provision for loan and lease losses | $40,000 | 5,698 |
| Total noninterest income | $914,000 | 3,120 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $207,000 | 4,550 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $707,000 | 2,254 |
| Total noninterest expense | $2,977,000 | 3,735 |
| Salaries and employee benefits | $1,694,000 | 3,606 |
| Premises and equipment expense | $516,000 | 3,171 |
| Additional noninterest expense | $767,000 | 4,214 |
| Pre-tax net operating income | $1,088,000 | 4,410 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $0 | 7,220 |
| Income before extraordinary items | $1,088,000 | 3,801 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $1,088,000 | 3,801 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 6,103 |
| Cash dividends | $420,000 | 2,969 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $1,088,000 | 3,722 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $2,230,000 | 5,194 |
| Total interest expense | $182,000 | 7,912 |
| Net interest income | $2,048,000 | 4,403 |
| Provision for loan and lease losses | $15,000 | 6,089 |
| Total noninterest income | $607,000 | 3,140 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $135,000 | 4,590 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $472,000 | 2,287 |
| Total noninterest expense | $1,965,000 | 3,795 |
| Salaries and employee benefits | $1,109,000 | 3,676 |
| Premises and equipment expense | $348,000 | 3,141 |
| Additional noninterest expense | $508,000 | 4,265 |
| Pre-tax net operating income | $675,000 | 4,536 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $0 | 7,214 |
| Income before extraordinary items | $675,000 | 3,935 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $675,000 | 3,936 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 5,680 |
| Cash dividends | $280,000 | 2,995 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $675,000 | 3,852 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $1,109,000 | 5,234 |
| Total interest expense | $91,000 | 7,987 |
| Net interest income | $1,018,000 | 4,416 |
| Provision for loan and lease losses | $5,000 | 6,071 |
| Total noninterest income | $238,000 | 3,637 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $66,000 | 4,552 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $172,000 | 2,705 |
| Total noninterest expense | $937,000 | 3,963 |
| Salaries and employee benefits | $512,000 | 3,930 |
| Premises and equipment expense | $176,000 | 3,144 |
| Additional noninterest expense | $249,000 | 4,333 |
| Pre-tax net operating income | $314,000 | 4,714 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $0 | 7,103 |
| Income before extraordinary items | $314,000 | 4,155 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $314,000 | 4,154 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-4,000 | 7,741 |
| Cash dividends | $140,000 | 2,567 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $314,000 | 4,017 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $4,343,000 | 5,359 |
| Total interest expense | $560,000 | 7,530 |
| Net interest income | $3,783,000 | 4,548 |
| Provision for loan and lease losses | $25,000 | 6,896 |
| Total noninterest income | $996,000 | 3,733 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $273,000 | 4,525 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $723,000 | 2,907 |
| Total noninterest expense | $3,489,000 | 4,128 |
| Salaries and employee benefits | $1,998,000 | 3,928 |
| Premises and equipment expense | $548,000 | 3,790 |
| Additional noninterest expense | $943,000 | 4,462 |
| Pre-tax net operating income | $1,265,000 | 4,549 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $0 | 7,459 |
| Income before extraordinary items | $1,265,000 | 3,997 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $1,265,000 | 3,998 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $55,000 | 4,954 |
| Cash dividends | $528,000 | 3,418 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $1,265,000 | 3,823 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $3,239,000 | 5,442 |
| Total interest expense | $459,000 | 7,493 |
| Net interest income | $2,780,000 | 4,633 |
| Provision for loan and lease losses | $20,000 | 6,734 |
| Total noninterest income | $768,000 | 3,730 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $206,000 | 4,540 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $562,000 | 2,930 |
| Total noninterest expense | $2,677,000 | 4,023 |
| Salaries and employee benefits | $1,502,000 | 3,908 |
| Premises and equipment expense | $410,000 | 3,782 |
| Additional noninterest expense | $765,000 | 4,191 |
| Pre-tax net operating income | $851,000 | 4,969 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $0 | 7,524 |
| Income before extraordinary items | $851,000 | 4,442 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $851,000 | 4,442 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $48,000 | 4,321 |
| Cash dividends | $397,000 | 3,060 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $851,000 | 4,270 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $2,135,000 | 5,522 |
| Total interest expense | $341,000 | 7,390 |
| Net interest income | $1,794,000 | 4,721 |
| Provision for loan and lease losses | $0 | 7,324 |
| Total noninterest income | $533,000 | 3,614 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $136,000 | 4,529 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $397,000 | 2,814 |
| Total noninterest expense | $1,777,000 | 4,042 |
| Salaries and employee benefits | $1,012,000 | 3,870 |
| Premises and equipment expense | $268,000 | 3,827 |
| Additional noninterest expense | $497,000 | 4,265 |
| Pre-tax net operating income | $550,000 | 5,075 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $0 | 7,529 |
| Income before extraordinary items | $550,000 | 4,545 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $550,000 | 4,545 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $51,000 | 3,391 |
| Cash dividends | $264,000 | 3,063 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $550,000 | 4,326 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $1,050,000 | 5,610 |
| Total interest expense | $170,000 | 7,484 |
| Net interest income | $880,000 | 4,771 |
| Provision for loan and lease losses | $0 | 6,934 |
| Total noninterest income | $237,000 | 3,758 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $67,000 | 4,483 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $170,000 | 2,994 |
| Total noninterest expense | $899,000 | 3,992 |
| Salaries and employee benefits | $521,000 | 3,782 |
| Premises and equipment expense | $131,000 | 3,907 |
| Additional noninterest expense | $247,000 | 4,254 |
| Pre-tax net operating income | $218,000 | 5,634 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $0 | 7,403 |
| Income before extraordinary items | $218,000 | 5,089 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $218,000 | 5,088 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $51,000 | 2,164 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $218,000 | 4,891 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $4,386,000 | 5,618 |
| Total interest expense | $843,000 | 7,372 |
| Net interest income | $3,543,000 | 4,721 |
| Provision for loan and lease losses | $0 | 8,089 |
| Total noninterest income | $832,000 | 3,891 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $274,000 | 4,450 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $558,000 | 3,088 |
| Total noninterest expense | $3,215,000 | 4,233 |
| Salaries and employee benefits | $1,794,000 | 4,101 |
| Premises and equipment expense | $493,000 | 3,970 |
| Additional noninterest expense | $928,000 | 4,435 |
| Pre-tax net operating income | $1,160,000 | 4,805 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $0 | 7,681 |
| Income before extraordinary items | $1,160,000 | 4,176 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $1,160,000 | 4,177 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,000 | 6,985 |
| Cash dividends | $465,000 | 3,574 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $1,160,000 | 4,081 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $5,150,000 | 5,514 |
| Total interest expense | $1,331,000 | 7,339 |
| Net interest income | $3,819,000 | 4,268 |
| Provision for loan and lease losses | $105,000 | 5,502 |
| Total noninterest income | $623,000 | 4,496 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $257,000 | 4,574 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $366,000 | 3,726 |
| Total noninterest expense | $2,966,000 | 4,372 |
| Salaries and employee benefits | $1,533,000 | 4,440 |
| Premises and equipment expense | $497,000 | 3,888 |
| Additional noninterest expense | $936,000 | 4,284 |
| Pre-tax net operating income | $1,371,000 | 4,091 |
| Securities gains (losses) | $-25,000 | 9,392 |
| Applicable income taxes | $0 | 7,903 |
| Income before extraordinary items | $1,346,000 | 3,505 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $1,346,000 | 3,508 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $47,000 | 5,258 |
| Cash dividends | $886,000 | 2,471 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $1,371,000 | 3,355 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $5,236,000 | 5,576 |
| Total interest expense | $1,423,000 | 7,302 |
| Net interest income | $3,813,000 | 4,343 |
| Provision for loan and lease losses | $188,000 | 3,880 |
| Total noninterest income | $533,000 | 4,726 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $221,000 | 4,859 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $312,000 | 3,834 |
| Total noninterest expense | $2,576,000 | 4,757 |
| Salaries and employee benefits | $1,387,000 | 4,658 |
| Premises and equipment expense | $390,000 | 4,588 |
| Additional noninterest expense | $799,000 | 4,755 |
| Pre-tax net operating income | $1,582,000 | 3,920 |
| Securities gains (losses) | $-8,000 | 8,215 |
| Applicable income taxes | $-22,000 | 9,384 |
| Income before extraordinary items | $1,596,000 | 3,095 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $1,596,000 | 3,093 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $103,000 | 3,525 |
| Cash dividends | $772,000 | 2,728 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $1,604,000 | 3,077 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $4,343,000 | 6,064 |
| Total interest expense | $1,219,000 | 7,596 |
| Net interest income | $3,124,000 | 5,013 |
| Provision for loan and lease losses | $28,000 | 7,340 |
| Total noninterest income | $483,000 | 5,058 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $206,000 | 5,045 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $277,000 | 4,197 |
| Total noninterest expense | $2,078,000 | 5,549 |
| Salaries and employee benefits | $1,062,000 | 5,658 |
| Premises and equipment expense | $318,000 | 5,295 |
| Additional noninterest expense | $698,000 | 5,250 |
| Pre-tax net operating income | $1,501,000 | 4,085 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $-8,000 | 9,652 |
| Income before extraordinary items | $1,509,000 | 3,229 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,509,000 | 3,229 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 7,619 |
| Cash dividends | $555,000 | 3,296 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $1,509,000 | 3,194 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $3,945,000 | 6,527 |
| Total interest expense | $1,131,000 | 8,076 |
| Net interest income | $2,814,000 | 5,387 |
| Provision for loan and lease losses | $49,000 | 6,673 |
| Total noninterest income | $519,000 | 4,828 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $197,000 | 5,187 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $322,000 | 3,872 |
| Total noninterest expense | $1,936,000 | 5,714 |
| Salaries and employee benefits | $976,000 | 5,866 |
| Premises and equipment expense | $367,000 | 4,727 |
| Additional noninterest expense | $593,000 | 5,795 |
| Pre-tax net operating income | $1,348,000 | 4,502 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $79,000 | 7,837 |
| Income before extraordinary items | $1,269,000 | 3,753 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $1,269,000 | 3,752 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $19,000 | 6,386 |
| Cash dividends | $504,000 | 3,479 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $1,269,000 | 3,669 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $3,509,000 | 7,152 |
| Total interest expense | $997,000 | 8,698 |
| Net interest income | $2,512,000 | 6,040 |
| Provision for loan and lease losses | $20,000 | 7,880 |
| Total noninterest income | $421,000 | 5,561 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $206,000 | 5,253 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $215,000 | 4,789 |
| Total noninterest expense | $1,779,000 | 6,119 |
| Salaries and employee benefits | $934,000 | 6,133 |
| Premises and equipment expense | $298,000 | 5,466 |
| Additional noninterest expense | $547,000 | 6,143 |
| Pre-tax net operating income | $1,134,000 | 5,424 |
| Securities gains (losses) | $2,000 | 3,292 |
| Applicable income taxes | $380,000 | 5,042 |
| Income before extraordinary items | $756,000 | 5,646 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $756,000 | 5,649 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 7,643 |
| Cash dividends | $65,000 | 6,979 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $754,660 | 5,614 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $3,228,000 | 7,692 |
| Total interest expense | $853,000 | 9,473 |
| Net interest income | $2,375,000 | 6,426 |
| Provision for loan and lease losses | $34,000 | 7,277 |
| Total noninterest income | $356,000 | 6,364 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $197,000 | 5,613 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $159,000 | 5,807 |
| Total noninterest expense | $1,549,000 | 6,976 |
| Salaries and employee benefits | $790,000 | 7,032 |
| Premises and equipment expense | $258,000 | 6,136 |
| Additional noninterest expense | $501,000 | 7,047 |
| Pre-tax net operating income | $1,148,000 | 5,270 |
| Securities gains (losses) | $22,000 | 1,932 |
| Applicable income taxes | $363,000 | 5,207 |
| Income before extraordinary items | $807,000 | 5,275 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $807,000 | 5,276 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 8,612 |
| Cash dividends | $59,000 | 7,406 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $791,820 | 5,286 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $2,626,000 | 8,754 |
| Total interest expense | $751,000 | 10,118 |
| Net interest income | $1,875,000 | 7,587 |
| Provision for loan and lease losses | $24,000 | 7,406 |
| Total noninterest income | $309,000 | 6,978 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $201,000 | 5,674 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $108,000 | 6,996 |
| Total noninterest expense | $1,303,000 | 7,852 |
| Salaries and employee benefits | $664,000 | 7,965 |
| Premises and equipment expense | $240,000 | 6,502 |
| Additional noninterest expense | $399,000 | 8,206 |
| Pre-tax net operating income | $857,000 | 6,620 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $264,000 | 6,459 |
| Income before extraordinary items | $593,000 | 6,656 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $593,000 | 6,654 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-17,000 | 10,943 |
| Cash dividends | $74,000 | 7,334 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $593,000 | 6,637 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $2,124,000 | 9,567 |
| Total interest expense | $585,000 | 10,667 |
| Net interest income | $1,539,000 | 8,765 |
| Provision for loan and lease losses | $13,000 | 8,228 |
| Total noninterest income | $255,000 | 7,876 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $179,000 | 6,275 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $76,000 | 8,407 |
| Total noninterest expense | $1,044,000 | 9,195 |
| Salaries and employee benefits | $493,000 | 9,453 |
| Premises and equipment expense | $190,000 | 7,649 |
| Additional noninterest expense | $361,000 | 9,229 |
| Pre-tax net operating income | $737,000 | 7,206 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $216,000 | 7,080 |
| Income before extraordinary items | $521,000 | 7,144 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $521,000 | 7,153 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-9,000 | 10,731 |
| Cash dividends | $65,000 | 7,607 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $521,000 | 7,190 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $1,709,000 | 10,787 |
| Total interest expense | $492,000 | 11,716 |
| Net interest income | $1,217,000 | 10,018 |
| Provision for loan and lease losses | $-32,000 | 12,654 |
| Total noninterest income | $212,000 | 8,992 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $149,000 | 7,116 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $63,000 | 9,389 |
| Total noninterest expense | $857,000 | 10,404 |
| Salaries and employee benefits | $384,000 | 10,800 |
| Premises and equipment expense | $140,000 | 9,169 |
| Additional noninterest expense | $333,000 | 10,035 |
| Pre-tax net operating income | $604,000 | 7,923 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $196,000 | 7,696 |
| Income before extraordinary items | $408,000 | 8,352 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $408,000 | 8,513 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-12,000 | 11,843 |
| Cash dividends | $27,000 | 8,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $408,000 | 8,073 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $1,560,000 | 11,824 |
| Total interest expense | $540,000 | 12,574 |
| Net interest income | $1,020,000 | 11,029 |
| Provision for loan and lease losses | $9,000 | 11,277 |
| Total noninterest income | $175,000 | 9,918 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $129,000 | 7,713 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $46,000 | 10,672 |
| Total noninterest expense | $700,000 | 11,520 |
| Salaries and employee benefits | $310,000 | 11,900 |
| Premises and equipment expense | $107,000 | 10,495 |
| Additional noninterest expense | $283,000 | 11,085 |
| Pre-tax net operating income | $486,000 | 8,507 |
| Securities gains (losses) | $97,000 | 3,051 |
| Applicable income taxes | $198,000 | 7,602 |
| Income before extraordinary items | $385,000 | 8,368 |
| Extraordinary gains, net | $28,000 | 1,147 |
| Net income | $413,000 | 8,202 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $35,000 | 8,252 |
| Cash dividends | $80,000 | 6,992 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $320,980 | 8,669 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.