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Northstar Bank, Income and Expense

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2023-12-31 (YTD Data)		Rank
Total interest income	$47,780,000	964
Total interest expense	$13,149,000	1,076
Net interest income	$34,631,000	921
Provision for loan and lease losses	$586,000	1,169
Total noninterest income	$6,051,000	1,040
Gross Fiduciary activities income	$0	981
Service charges on deposit accounts	$1,074,000	946
Trading account gains and fees	NA	NA
Additional Noninterest Income	$4,977,000	885
Total noninterest expense	$23,361,000	1,075
Salaries and employee benefits	$13,484,000	1,044
Premises and equipment expense	$2,003,000	1,215
Additional noninterest expense	$4,977,000	885
Pre-tax net operating income	$16,735,000	786
Securities gains (losses)	$24,000	616
Applicable income taxes	$3,344,000	701
Income before extraordinary items	$13,415,000	801
Extraordinary gains, net	$0	54
Net income	$13,415,000	813
Minority interest net income	$0	88
Net income of bank and minority interests.	$13,415,000	804
Net charge-offs	$77,000	1,632
Cash dividends	$6,175,000	682
Sale, conversion, retirement of capital stock, net	$0	540
Net operating income	$13,395,800	811
2023-09-30 (YTD Data)		Rank
Total interest income	$35,173,000	960
Total interest expense	$9,142,000	1,057
Net interest income	$26,031,000	922
Provision for loan and lease losses	$536,000	960
Total noninterest income	$4,597,000	1,051
Gross Fiduciary activities income	$0	950
Service charges on deposit accounts	$793,000	954
Trading account gains and fees	NA	NA
Additional Noninterest Income	$3,804,000	887
Total noninterest expense	$17,635,000	1,059
Salaries and employee benefits	$10,251,000	1,040
Premises and equipment expense	$1,532,000	1,200
Additional noninterest expense	$3,804,000	887
Pre-tax net operating income	$12,457,000	819
Securities gains (losses)	$-15,000	3,570
Applicable income taxes	$2,495,000	730
Income before extraordinary items	$9,947,000	839
Extraordinary gains, net	$0	52
Net income	$9,947,000	843
Minority interest net income	$0	81
Net income of bank and minority interests.	$9,947,000	839
Net charge-offs	$78,000	1,295
Cash dividends	$868,000	1,809
Sale, conversion, retirement of capital stock, net	$0	507
Net operating income	$9,959,000	854
2023-06-30 (YTD Data)		Rank
Total interest income	$22,826,000	955
Total interest expense	$5,349,000	1,067
Net interest income	$17,477,000	926
Provision for loan and lease losses	$386,000	902
Total noninterest income	$3,061,000	989
Gross Fiduciary activities income	$0	931
Service charges on deposit accounts	$511,000	965
Trading account gains and fees	NA	NA
Additional Noninterest Income	$2,550,000	825
Total noninterest expense	$11,633,000	1,061
Salaries and employee benefits	$6,749,000	1,045
Premises and equipment expense	$1,015,000	1,197
Additional noninterest expense	$2,550,000	825
Pre-tax net operating income	$8,519,000	803
Securities gains (losses)	$15,000	516
Applicable income taxes	$1,721,000	719
Income before extraordinary items	$6,813,000	822
Extraordinary gains, net	$0	51
Net income	$6,813,000	834
Minority interest net income	$0	81
Net income of bank and minority interests.	$6,813,000	822
Net charge-offs	$61,000	1,105
Cash dividends	$570,000	1,847
Sale, conversion, retirement of capital stock, net	$0	486
Net operating income	$6,801,000	833
2023-03-31 (YTD Data)		Rank
Total interest income	$10,967,000	981
Total interest expense	$2,137,000	1,135
Net interest income	$8,830,000	927
Provision for loan and lease losses	$22,000	2,108
Total noninterest income	$1,471,000	1,013
Gross Fiduciary activities income	$0	913
Service charges on deposit accounts	$251,000	989
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,220,000	842
Total noninterest expense	$5,746,000	1,089
Salaries and employee benefits	$3,325,000	1,081
Premises and equipment expense	$502,000	1,240
Additional noninterest expense	$1,220,000	842
Pre-tax net operating income	$4,533,000	794
Securities gains (losses)	$2,000	837
Applicable income taxes	$920,000	712
Income before extraordinary items	$3,615,000	799
Extraordinary gains, net	$0	4
Net income	$3,615,000	797
Minority interest net income	$0	48
Net income of bank and minority interests.	$3,615,000	798
Net charge-offs	$61,000	734
Cash dividends	$277,000	1,636
Sale, conversion, retirement of capital stock, net	$0	430
Net operating income	$3,613,400	813
2022-12-31 (YTD Data)		Rank
Total interest income	$33,665,000	1,041
Total interest expense	$1,980,000	1,607
Net interest income	$31,685,000	978
Provision for loan and lease losses	$1,723,000	575
Total noninterest income	$5,589,000	1,126
Gross Fiduciary activities income	$0	1,005
Service charges on deposit accounts	$1,066,000	958
Trading account gains and fees	NA	NA
Additional Noninterest Income	$4,523,000	975
Total noninterest expense	$21,896,000	1,102
Salaries and employee benefits	$12,674,000	1,096
Premises and equipment expense	$2,004,000	1,206
Additional noninterest expense	$4,523,000	975
Pre-tax net operating income	$13,655,000	1,025
Securities gains (losses)	$-228,000	4,140
Applicable income taxes	$2,651,000	899
Income before extraordinary items	$10,776,000	1,041
Extraordinary gains, net	$0	5
Net income	$10,776,000	1,041
Minority interest net income	$0	63
Net income of bank and minority interests.	$10,776,000	1,041
Net charge-offs	$-47,000	4,072
Cash dividends	$4,428,000	863
Sale, conversion, retirement of capital stock, net	$0	568
Net operating income	$10,958,400	1,054
2022-09-30 (YTD Data)		Rank
Total interest income	$23,465,000	1,066
Total interest expense	$662,000	2,278
Net interest income	$22,803,000	1,004
Provision for loan and lease losses	$693,000	791
Total noninterest income	$4,247,000	1,123
Gross Fiduciary activities income	$0	968
Service charges on deposit accounts	$803,000	975
Trading account gains and fees	NA	NA
Additional Noninterest Income	$3,444,000	964
Total noninterest expense	$16,142,000	1,123
Salaries and employee benefits	$9,268,000	1,116
Premises and equipment expense	$1,529,000	1,181
Additional noninterest expense	$3,444,000	964
Pre-tax net operating income	$10,215,000	1,025
Securities gains (losses)	$-170,000	4,326
Applicable income taxes	$1,984,000	899
Income before extraordinary items	$8,061,000	1,043
Extraordinary gains, net	$0	4
Net income	$8,061,000	1,042
Minority interest net income	$0	57
Net income of bank and minority interests.	$8,061,000	1,043
Net charge-offs	$9,000	1,856
Cash dividends	$661,000	1,977
Sale, conversion, retirement of capital stock, net	$0	519
Net operating income	$8,197,000	1,048
2022-06-30 (YTD Data)		Rank
Total interest income	$14,590,000	1,085
Total interest expense	$257,000	2,874
Net interest income	$14,333,000	1,028
Provision for loan and lease losses	$455,000	728
Total noninterest income	$2,827,000	1,117
Gross Fiduciary activities income	$0	925
Service charges on deposit accounts	$530,000	969
Trading account gains and fees	NA	NA
Additional Noninterest Income	$2,297,000	991
Total noninterest expense	$10,633,000	1,123
Salaries and employee benefits	$5,986,000	1,132
Premises and equipment expense	$1,041,000	1,151
Additional noninterest expense	$3,606,000	1,016
Pre-tax net operating income	$6,072,000	1,053
Securities gains (losses)	$-133,000	4,410
Applicable income taxes	$1,164,000	915
Income before extraordinary items	$4,775,000	1,077
Extraordinary gains, net	$0	4
Net income	$4,775,000	1,076
Minority interest net income	$0	60
Net income of bank and minority interests.	$4,775,000	1,077
Net charge-offs	$-100,000	4,383
Cash dividends	$421,000	2,014
Sale, conversion, retirement of capital stock, net	$0	494
Net operating income	$4,881,400	1,087
2022-03-31 (YTD Data)		Rank
Total interest income	$6,852,000	1,114
Total interest expense	$138,000	2,737
Net interest income	$6,714,000	1,059
Provision for loan and lease losses	$255,000	558
Total noninterest income	$1,422,000	1,111
Gross Fiduciary activities income	$0	892
Service charges on deposit accounts	$273,000	945
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,149,000	997
Total noninterest expense	$5,265,000	1,126
Salaries and employee benefits	$2,950,000	1,153
Premises and equipment expense	$529,000	1,137
Additional noninterest expense	$1,786,000	1,011
Pre-tax net operating income	$2,616,000	1,115
Securities gains (losses)	$-92,000	4,524
Applicable income taxes	$491,000	982
Income before extraordinary items	$2,033,000	1,179
Extraordinary gains, net	$0	4
Net income	$2,033,000	1,179
Minority interest net income	$0	50
Net income of bank and minority interests.	$2,033,000	1,179
Net charge-offs	$-68,000	4,471
Cash dividends	$204,000	1,706
Sale, conversion, retirement of capital stock, net	$0	453
Net operating income	$2,107,520	1,167
2021-12-31 (YTD Data)		Rank
Total interest income	$26,668,000	1,167
Total interest expense	$1,101,000	2,076
Net interest income	$25,567,000	1,111
Provision for loan and lease losses	$-950,000	4,518
Total noninterest income	$5,165,000	1,287
Gross Fiduciary activities income	$0	994
Service charges on deposit accounts	$982,000	990
Trading account gains and fees	NA	NA
Additional Noninterest Income	$4,183,000	1,210
Total noninterest expense	$20,431,000	1,143
Salaries and employee benefits	$11,669,000	1,148
Premises and equipment expense	$1,987,000	1,217
Additional noninterest expense	$6,775,000	1,046
Pre-tax net operating income	$11,251,000	1,176
Securities gains (losses)	$-58,000	4,584
Applicable income taxes	$2,228,000	1,034
Income before extraordinary items	$8,965,000	1,243
Extraordinary gains, net	$0	10
Net income	$8,965,000	1,242
Minority interest net income	$0	74
Net income of bank and minority interests.	$8,965,000	1,243
Net charge-offs	$-195,000	4,539
Cash dividends	$1,352,000	1,910
Sale, conversion, retirement of capital stock, net	$0	582
Net operating income	$9,011,400	1,222
2021-09-30 (YTD Data)		Rank
Total interest income	$19,901,000	1,190
Total interest expense	$911,000	2,028
Net interest income	$18,990,000	1,146
Provision for loan and lease losses	$-1,500,000	4,658
Total noninterest income	$3,987,000	1,293
Gross Fiduciary activities income	$0	957
Service charges on deposit accounts	$706,000	1,012
Trading account gains and fees	NA	NA
Additional Noninterest Income	$3,281,000	1,210
Total noninterest expense	$15,121,000	1,167
Salaries and employee benefits	$8,744,000	1,152
Premises and equipment expense	$1,512,000	1,218
Additional noninterest expense	$4,865,000	1,078
Pre-tax net operating income	$9,356,000	1,134
Securities gains (losses)	$-26,000	4,671
Applicable income taxes	$1,842,000	1,011
Income before extraordinary items	$7,488,000	1,195
Extraordinary gains, net	$0	8
Net income	$7,488,000	1,195
Minority interest net income	$0	69
Net income of bank and minority interests.	$7,488,000	1,196
Net charge-offs	$-86,000	4,415
Cash dividends	$645,000	2,102
Sale, conversion, retirement of capital stock, net	$0	543
Net operating income	$7,508,800	1,175
2021-06-30 (YTD Data)		Rank
Total interest income	$13,377,000	1,185
Total interest expense	$662,000	1,972
Net interest income	$12,715,000	1,123
Provision for loan and lease losses	$0	2,862
Total noninterest income	$2,667,000	1,268
Gross Fiduciary activities income	$0	951
Service charges on deposit accounts	$443,000	1,023
Trading account gains and fees	NA	NA
Additional Noninterest Income	$2,224,000	1,204
Total noninterest expense	$10,013,000	1,156
Salaries and employee benefits	$5,745,000	1,167
Premises and equipment expense	$1,030,000	1,185
Additional noninterest expense	$3,238,000	1,073
Pre-tax net operating income	$5,369,000	1,246
Securities gains (losses)	$-28,000	4,749
Applicable income taxes	$1,042,000	1,117
Income before extraordinary items	$4,299,000	1,322
Extraordinary gains, net	$0	6
Net income	$4,299,000	1,322
Minority interest net income	$0	67
Net income of bank and minority interests.	$4,299,000	1,322
Net charge-offs	$-47,000	4,344
Cash dividends	$0	3,104
Sale, conversion, retirement of capital stock, net	$0	517
Net operating income	$4,321,400	1,286
2021-03-31 (YTD Data)		Rank
Total interest income	$6,660,000	1,192
Total interest expense	$390,000	1,822
Net interest income	$6,270,000	1,131
Provision for loan and lease losses	$0	2,741
Total noninterest income	$1,355,000	1,255
Gross Fiduciary activities income	$0	922
Service charges on deposit accounts	$214,000	1,025
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,141,000	1,170
Total noninterest expense	$4,998,000	1,146
Salaries and employee benefits	$2,846,000	1,164
Premises and equipment expense	$532,000	1,166
Additional noninterest expense	$1,620,000	1,056
Pre-tax net operating income	$2,627,000	1,265
Securities gains (losses)	$-35,000	4,792
Applicable income taxes	$506,000	1,138
Income before extraordinary items	$2,086,000	1,345
Extraordinary gains, net	$0	3
Net income	$2,086,000	1,344
Minority interest net income	$0	55
Net income of bank and minority interests.	$2,086,000	1,345
Net charge-offs	$-5,000	3,772
Cash dividends	$0	2,452
Sale, conversion, retirement of capital stock, net	$0	482
Net operating income	$2,114,000	1,309
2020-12-31 (YTD Data)		Rank
Total interest income	$26,711,000	1,172
Total interest expense	$2,410,000	1,749
Net interest income	$24,301,000	1,099
Provision for loan and lease losses	$2,091,000	1,016
Total noninterest income	$5,972,000	1,128
Gross Fiduciary activities income	$0	1,030
Service charges on deposit accounts	$920,000	1,020
Trading account gains and fees	NA	NA
Additional Noninterest Income	$5,052,000	1,008
Total noninterest expense	$20,640,000	1,100
Salaries and employee benefits	$11,970,000	1,076
Premises and equipment expense	$2,078,000	1,138
Additional noninterest expense	$6,592,000	1,027
Pre-tax net operating income	$7,542,000	1,313
Securities gains (losses)	$26,000	2,005
Applicable income taxes	$1,497,000	1,139
Income before extraordinary items	$6,071,000	1,408
Extraordinary gains, net	$0	4
Net income	$6,071,000	1,409
Minority interest net income	$0	72
Net income of bank and minority interests.	$6,071,000	1,409
Net charge-offs	$201,000	1,547
Cash dividends	$1,413,000	1,846
Sale, conversion, retirement of capital stock, net	$0	566
Net operating income	$6,050,200	1,374
2020-09-30 (YTD Data)		Rank
Total interest income	$19,891,000	1,174
Total interest expense	$1,969,000	1,721
Net interest income	$17,922,000	1,100
Provision for loan and lease losses	$2,091,000	870
Total noninterest income	$4,293,000	1,133
Gross Fiduciary activities income	$0	981
Service charges on deposit accounts	$689,000	1,016
Trading account gains and fees	NA	NA
Additional Noninterest Income	$3,604,000	1,010
Total noninterest expense	$15,335,000	1,088
Salaries and employee benefits	$9,007,000	1,062
Premises and equipment expense	$1,576,000	1,121
Additional noninterest expense	$4,752,000	1,048
Pre-tax net operating income	$4,789,000	1,450
Securities gains (losses)	$32,000	1,739
Applicable income taxes	$938,000	1,235
Income before extraordinary items	$3,883,000	1,546
Extraordinary gains, net	$0	4
Net income	$3,883,000	1,546
Minority interest net income	$0	65
Net income of bank and minority interests.	$3,883,000	1,547
Net charge-offs	$244,000	1,138
Cash dividends	$689,000	2,053
Sale, conversion, retirement of capital stock, net	$0	532
Net operating income	$3,857,080	1,519
2020-06-30 (YTD Data)		Rank
Total interest income	$13,618,000	1,158
Total interest expense	$1,441,000	1,701
Net interest income	$12,177,000	1,088
Provision for loan and lease losses	$1,896,000	748
Total noninterest income	$2,700,000	1,113
Gross Fiduciary activities income	$0	970
Service charges on deposit accounts	$470,000	1,009
Trading account gains and fees	NA	NA
Additional Noninterest Income	$2,230,000	993
Total noninterest expense	$10,131,000	1,090
Salaries and employee benefits	$5,962,000	1,050
Premises and equipment expense	$1,049,000	1,123
Additional noninterest expense	$3,120,000	1,050
Pre-tax net operating income	$2,850,000	1,523
Securities gains (losses)	$31,000	1,515
Applicable income taxes	$549,000	1,265
Income before extraordinary items	$2,332,000	1,620
Extraordinary gains, net	$0	4
Net income	$2,332,000	1,621
Minority interest net income	$0	65
Net income of bank and minority interests.	$2,332,000	1,621
Net charge-offs	$186,000	1,046
Cash dividends	$469,000	2,043
Sale, conversion, retirement of capital stock, net	$0	504
Net operating income	$2,306,890	1,590
2020-03-31 (YTD Data)		Rank
Total interest income	$6,790,000	1,174
Total interest expense	$798,000	1,686
Net interest income	$5,992,000	1,076
Provision for loan and lease losses	$496,000	911
Total noninterest income	$1,392,000	1,036
Gross Fiduciary activities income	$0	941
Service charges on deposit accounts	$283,000	1,000
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,109,000	892
Total noninterest expense	$5,187,000	1,071
Salaries and employee benefits	$3,077,000	1,047
Premises and equipment expense	$539,000	1,113
Additional noninterest expense	$1,571,000	1,071
Pre-tax net operating income	$1,701,000	1,199
Securities gains (losses)	$0	1,705
Applicable income taxes	$307,000	1,058
Income before extraordinary items	$1,394,000	1,263
Extraordinary gains, net	$0	4
Net income	$1,394,000	1,262
Minority interest net income	$0	56
Net income of bank and minority interests.	$1,394,000	1,263
Net charge-offs	$123,000	789
Cash dividends	$238,000	1,836
Sale, conversion, retirement of capital stock, net	$0	482
Net operating income	$1,394,000	1,236
2019-12-31 (YTD Data)		Rank
Total interest income	$30,171,000	1,083
Total interest expense	$3,770,000	1,541
Net interest income	$26,401,000	1,001
Provision for loan and lease losses	$0	3,973
Total noninterest income	$4,368,000	1,228
Gross Fiduciary activities income	$0	1,051
Service charges on deposit accounts	$1,176,000	1,003
Trading account gains and fees	NA	NA
Additional Noninterest Income	$3,192,000	1,152
Total noninterest expense	$20,075,000	1,086
Salaries and employee benefits	$11,153,000	1,109
Premises and equipment expense	$2,170,000	1,103
Additional noninterest expense	$6,752,000	999
Pre-tax net operating income	$10,694,000	1,009
Securities gains (losses)	$10,000	1,888
Applicable income taxes	$983,000	1,444
Income before extraordinary items	$9,721,000	956
Extraordinary gains, net	$0	11
Net income	$9,721,000	957
Minority interest net income	$0	76
Net income of bank and minority interests.	$9,721,000	957
Net charge-offs	$-98,000	4,890
Cash dividends	$8,536,000	533
Sale, conversion, retirement of capital stock, net	$0	626
Net operating income	$9,711,900	944
2019-09-30 (YTD Data)		Rank
Total interest income	$23,068,000	1,069
Total interest expense	$2,819,000	1,555
Net interest income	$20,249,000	982
Provision for loan and lease losses	$0	3,836
Total noninterest income	$3,253,000	1,229
Gross Fiduciary activities income	$0	1,014
Service charges on deposit accounts	$874,000	1,005
Trading account gains and fees	NA	NA
Additional Noninterest Income	$2,379,000	1,146
Total noninterest expense	$14,754,000	1,102
Salaries and employee benefits	$8,270,000	1,119
Premises and equipment expense	$1,623,000	1,106
Additional noninterest expense	$4,861,000	1,025
Pre-tax net operating income	$8,748,000	947
Securities gains (losses)	$10,000	1,653
Applicable income taxes	$-196,000	5,205
Income before extraordinary items	$8,954,000	810
Extraordinary gains, net	$0	11
Net income	$8,954,000	811
Minority interest net income	$0	72
Net income of bank and minority interests.	$8,954,000	811
Net charge-offs	$-272,000	5,113
Cash dividends	$4,289,000	684
Sale, conversion, retirement of capital stock, net	$0	590
Net operating income	$8,944,000	795
2019-06-30 (YTD Data)		Rank
Total interest income	$15,332,000	1,062
Total interest expense	$1,860,000	1,545
Net interest income	$13,472,000	983
Provision for loan and lease losses	$0	3,685
Total noninterest income	$2,062,000	1,247
Gross Fiduciary activities income	$0	1,004
Service charges on deposit accounts	$564,000	1,026
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,498,000	1,166
Total noninterest expense	$9,809,000	1,104
Salaries and employee benefits	$5,457,000	1,127
Premises and equipment expense	$1,076,000	1,118
Additional noninterest expense	$3,276,000	1,015
Pre-tax net operating income	$5,725,000	942
Securities gains (losses)	$0	1,702
Applicable income taxes	$-810,000	5,288
Income before extraordinary items	$6,535,000	729
Extraordinary gains, net	$0	11
Net income	$6,535,000	730
Minority interest net income	$0	69
Net income of bank and minority interests.	$6,535,000	729
Net charge-offs	$-284,000	5,194
Cash dividends	$1,389,000	1,161
Sale, conversion, retirement of capital stock, net	$0	573
Net operating income	$6,535,000	716
2019-03-31 (YTD Data)		Rank
Total interest income	$7,935,000	1,022
Total interest expense	$911,000	1,533
Net interest income	$7,024,000	954
Provision for loan and lease losses	$0	3,406
Total noninterest income	$995,000	1,240
Gross Fiduciary activities income	$0	972
Service charges on deposit accounts	$273,000	1,037
Trading account gains and fees	NA	NA
Additional Noninterest Income	$722,000	1,145
Total noninterest expense	$4,874,000	1,097
Salaries and employee benefits	$2,730,000	1,132
Premises and equipment expense	$543,000	1,115
Additional noninterest expense	$1,601,000	1,022
Pre-tax net operating income	$3,145,000	850
Securities gains (losses)	$0	1,087
Applicable income taxes	$-1,340,000	5,351
Income before extraordinary items	$4,485,000	570
Extraordinary gains, net	$0	5
Net income	$4,485,000	569
Minority interest net income	$0	52
Net income of bank and minority interests.	$4,485,000	569
Net charge-offs	$-163,000	5,252
Cash dividends	$860,000	927
Sale, conversion, retirement of capital stock, net	$0	529
Net operating income	$4,485,000	557
2018-12-31 (YTD Data)		Rank
Total interest income	$27,520,000	1,088
Total interest expense	$3,003,000	1,436
Net interest income	$24,517,000	1,053
Provision for loan and lease losses	$0	4,082
Total noninterest income	$4,275,000	1,215
Gross Fiduciary activities income	$0	1,098
Service charges on deposit accounts	$1,254,000	955
Trading account gains and fees	NA	NA
Additional Noninterest Income	$3,021,000	1,139
Total noninterest expense	$20,954,000	1,027
Salaries and employee benefits	$11,054,000	1,084
Premises and equipment expense	$2,080,000	1,130
Additional noninterest expense	$7,820,000	859
Pre-tax net operating income	$7,838,000	1,238
Securities gains (losses)	$0	1,125
Applicable income taxes	$0	3,978
Income before extraordinary items	$7,838,000	1,103
Extraordinary gains, net	$0	6
Net income	$7,838,000	1,102
Minority interest net income	$0	72
Net income of bank and minority interests.	$7,838,000	1,102
Net charge-offs	$123,000	1,999
Cash dividends	$4,985,000	748
Sale, conversion, retirement of capital stock, net	$0	671
Net operating income	$7,838,000	1,101
2018-09-30 (YTD Data)		Rank
Total interest income	$20,330,000	1,090
Total interest expense	$2,168,000	1,408
Net interest income	$18,162,000	1,055
Provision for loan and lease losses	$0	3,948
Total noninterest income	$3,210,000	1,213
Gross Fiduciary activities income	$0	1,048
Service charges on deposit accounts	$939,000	959
Trading account gains and fees	NA	NA
Additional Noninterest Income	$2,271,000	1,152
Total noninterest expense	$15,617,000	1,039
Salaries and employee benefits	$8,227,000	1,091
Premises and equipment expense	$1,586,000	1,117
Additional noninterest expense	$5,804,000	853
Pre-tax net operating income	$5,755,000	1,269
Securities gains (losses)	$0	1,118
Applicable income taxes	$0	4,032
Income before extraordinary items	$5,755,000	1,132
Extraordinary gains, net	$0	5
Net income	$5,755,000	1,131
Minority interest net income	$0	66
Net income of bank and minority interests.	$5,755,000	1,131
Net charge-offs	$102,000	1,717
Cash dividends	$2,662,000	859
Sale, conversion, retirement of capital stock, net	$0	633
Net operating income	$5,755,000	1,124
2018-06-30 (YTD Data)		Rank
Total interest income	$13,398,000	1,090
Total interest expense	$1,404,000	1,361
Net interest income	$11,994,000	1,063
Provision for loan and lease losses	$0	3,782
Total noninterest income	$2,123,000	1,220
Gross Fiduciary activities income	$0	1,037
Service charges on deposit accounts	$604,000	988
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,519,000	1,150
Total noninterest expense	$10,327,000	1,039
Salaries and employee benefits	$5,494,000	1,093
Premises and equipment expense	$1,041,000	1,132
Additional noninterest expense	$3,792,000	873
Pre-tax net operating income	$3,790,000	1,265
Securities gains (losses)	$0	961
Applicable income taxes	$0	4,018
Income before extraordinary items	$3,790,000	1,120
Extraordinary gains, net	$0	6
Net income	$3,790,000	1,119
Minority interest net income	$0	65
Net income of bank and minority interests.	$3,790,000	1,119
Net charge-offs	$-214,000	5,357
Cash dividends	$1,436,000	1,000
Sale, conversion, retirement of capital stock, net	$0	620
Net operating income	$3,790,000	1,113
2018-03-31 (YTD Data)		Rank
Total interest income	$6,473,000	1,120
Total interest expense	$703,000	1,302
Net interest income	$5,770,000	1,094
Provision for loan and lease losses	$0	3,508
Total noninterest income	$1,037,000	1,242
Gross Fiduciary activities income	$0	1,003
Service charges on deposit accounts	$300,000	991
Trading account gains and fees	NA	NA
Additional Noninterest Income	$737,000	1,155
Total noninterest expense	$5,260,000	1,029
Salaries and employee benefits	$2,812,000	1,076
Premises and equipment expense	$531,000	1,132
Additional noninterest expense	$1,917,000	853
Pre-tax net operating income	$1,547,000	1,446
Securities gains (losses)	$0	735
Applicable income taxes	$0	3,948
Income before extraordinary items	$1,547,000	1,303
Extraordinary gains, net	$0	7
Net income	$1,547,000	1,303
Minority interest net income	$0	52
Net income of bank and minority interests.	$1,547,000	1,303
Net charge-offs	$-208,000	5,486
Cash dividends	$675,000	971
Sale, conversion, retirement of capital stock, net	$0	580
Net operating income	$1,547,000	1,294
2017-12-31 (YTD Data)		Rank
Total interest income	$25,262,000	1,109
Total interest expense	$2,467,000	1,307
Net interest income	$22,795,000	1,092
Provision for loan and lease losses	$-1,077,000	5,600
Total noninterest income	$3,983,000	1,288
Gross Fiduciary activities income	$0	1,137
Service charges on deposit accounts	$1,325,000	922
Trading account gains and fees	NA	NA
Additional Noninterest Income	$2,658,000	1,270
Total noninterest expense	$19,166,000	1,091
Salaries and employee benefits	$9,799,000	1,184
Premises and equipment expense	$2,022,000	1,161
Additional noninterest expense	$7,345,000	892
Pre-tax net operating income	$8,689,000	1,109
Securities gains (losses)	$0	2,243
Applicable income taxes	$0	4,135
Income before extraordinary items	$8,689,000	839
Extraordinary gains, net	$0	9
Net income	$8,689,000	840
Minority interest net income	$0	76
Net income of bank and minority interests.	$8,689,000	839
Net charge-offs	$-966,000	5,619
Cash dividends	$4,558,000	731
Sale, conversion, retirement of capital stock, net	$0	711
Net operating income	$8,689,000	833
2017-09-30 (YTD Data)		Rank
Total interest income	$18,800,000	1,117
Total interest expense	$1,779,000	1,327
Net interest income	$17,021,000	1,098
Provision for loan and lease losses	$-1,077,000	5,675
Total noninterest income	$2,947,000	1,317
Gross Fiduciary activities income	$0	1,093
Service charges on deposit accounts	$976,000	940
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,971,000	1,292
Total noninterest expense	$14,140,000	1,112
Salaries and employee benefits	$7,249,000	1,198
Premises and equipment expense	$1,491,000	1,189
Additional noninterest expense	$5,400,000	908
Pre-tax net operating income	$6,905,000	1,074
Securities gains (losses)	$0	2,274
Applicable income taxes	$0	4,172
Income before extraordinary items	$6,905,000	865
Extraordinary gains, net	$0	9
Net income	$6,905,000	866
Minority interest net income	$0	71
Net income of bank and minority interests.	$6,905,000	865
Net charge-offs	$-1,056,000	5,694
Cash dividends	$3,353,000	701
Sale, conversion, retirement of capital stock, net	$0	677
Net operating income	$6,905,000	855
2017-06-30 (YTD Data)		Rank
Total interest income	$12,352,000	1,124
Total interest expense	$1,143,000	1,338
Net interest income	$11,209,000	1,102
Provision for loan and lease losses	$-1,077,000	5,740
Total noninterest income	$1,932,000	1,333
Gross Fiduciary activities income	$0	1,079
Service charges on deposit accounts	$620,000	971
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,312,000	1,301
Total noninterest expense	$9,346,000	1,124
Salaries and employee benefits	$4,785,000	1,209
Premises and equipment expense	$986,000	1,189
Additional noninterest expense	$3,575,000	910
Pre-tax net operating income	$4,872,000	1,017
Securities gains (losses)	$0	1,906
Applicable income taxes	$0	4,189
Income before extraordinary items	$4,872,000	815
Extraordinary gains, net	$0	11
Net income	$4,872,000	814
Minority interest net income	$0	71
Net income of bank and minority interests.	$4,872,000	815
Net charge-offs	$-1,177,000	5,762
Cash dividends	$2,306,000	675
Sale, conversion, retirement of capital stock, net	$0	659
Net operating income	$4,872,000	804
2017-03-31 (YTD Data)		Rank
Total interest income	$5,908,000	1,151
Total interest expense	$558,000	1,339
Net interest income	$5,350,000	1,133
Provision for loan and lease losses	$0	3,537
Total noninterest income	$964,000	1,332
Gross Fiduciary activities income	$0	1,045
Service charges on deposit accounts	$296,000	1,009
Trading account gains and fees	NA	NA
Additional Noninterest Income	$668,000	1,267
Total noninterest expense	$4,672,000	1,130
Salaries and employee benefits	$2,390,000	1,220
Premises and equipment expense	$507,000	1,178
Additional noninterest expense	$1,775,000	915
Pre-tax net operating income	$1,642,000	1,353
Securities gains (losses)	$0	1,153
Applicable income taxes	$0	4,086
Income before extraordinary items	$1,642,000	1,143
Extraordinary gains, net	$0	8
Net income	$1,642,000	1,142
Minority interest net income	$0	55
Net income of bank and minority interests.	$1,642,000	1,143
Net charge-offs	$99,000	934
Cash dividends	$707,000	945
Sale, conversion, retirement of capital stock, net	$0	632
Net operating income	$1,642,000	1,124
2016-12-31 (YTD Data)		Rank
Total interest income	$23,390,000	1,129
Total interest expense	$2,021,000	1,408
Net interest income	$21,369,000	1,106
Provision for loan and lease losses	$100,000	3,103
Total noninterest income	$3,298,000	1,545
Gross Fiduciary activities income	$0	1,172
Service charges on deposit accounts	$1,204,000	1,017
Trading account gains and fees	$0	170
Additional Noninterest Income	$2,094,000	1,557
Total noninterest expense	$17,370,000	1,179
Salaries and employee benefits	$8,691,000	1,283
Premises and equipment expense	$1,811,000	1,290
Additional noninterest expense	$6,868,000	955
Pre-tax net operating income	$7,197,000	1,213
Securities gains (losses)	$0	3,212
Applicable income taxes	$0	4,278
Income before extraordinary items	$7,197,000	1,032
Extraordinary gains, net	$0	5
Net income	$7,197,000	1,031
Minority interest net income	$0	82
Net income of bank and minority interests.	$7,197,000	1,031
Net charge-offs	$203,000	1,910
Cash dividends	$3,879,000	847
Sale, conversion, retirement of capital stock, net	$0	759
Net operating income	$7,197,000	1,007
2016-09-30 (YTD Data)		Rank
Total interest income	$17,363,000	1,141
Total interest expense	$1,476,000	1,436
Net interest income	$15,887,000	1,118
Provision for loan and lease losses	$100,000	2,703
Total noninterest income	$2,402,000	1,574
Gross Fiduciary activities income	$0	1,132
Service charges on deposit accounts	$893,000	1,029
Trading account gains and fees	$0	169
Additional Noninterest Income	$1,509,000	1,587
Total noninterest expense	$12,715,000	1,201
Salaries and employee benefits	$6,426,000	1,298
Premises and equipment expense	$1,323,000	1,326
Additional noninterest expense	$4,966,000	990
Pre-tax net operating income	$5,474,000	1,216
Securities gains (losses)	$0	3,160
Applicable income taxes	$0	4,325
Income before extraordinary items	$5,474,000	1,029
Extraordinary gains, net	$0	5
Net income	$5,474,000	1,029
Minority interest net income	$0	71
Net income of bank and minority interests.	$5,474,000	1,029
Net charge-offs	$231,000	1,351
Cash dividends	$2,561,000	860
Sale, conversion, retirement of capital stock, net	$0	719
Net operating income	$5,474,000	1,003
2016-06-30 (YTD Data)		Rank
Total interest income	$11,342,000	1,169
Total interest expense	$970,000	1,451
Net interest income	$10,372,000	1,135
Provision for loan and lease losses	$100,000	2,280
Total noninterest income	$1,549,000	1,590
Gross Fiduciary activities income	$0	1,122
Service charges on deposit accounts	$576,000	1,049
Trading account gains and fees	$0	157
Additional Noninterest Income	$973,000	1,584
Total noninterest expense	$8,383,000	1,217
Salaries and employee benefits	$4,208,000	1,322
Premises and equipment expense	$843,000	1,368
Additional noninterest expense	$3,332,000	991
Pre-tax net operating income	$3,438,000	1,276
Securities gains (losses)	$0	2,835
Applicable income taxes	$0	4,338
Income before extraordinary items	$3,438,000	1,070
Extraordinary gains, net	$0	16
Net income	$3,438,000	1,068
Minority interest net income	$0	71
Net income of bank and minority interests.	$3,438,000	1,069
Net charge-offs	$-25,000	5,283
Cash dividends	$1,726,000	869
Sale, conversion, retirement of capital stock, net	$0	705
Net operating income	$3,438,000	1,048
2016-03-31 (YTD Data)		Rank
Total interest income	$5,661,000	1,177
Total interest expense	$491,000	1,443
Net interest income	$5,170,000	1,138
Provision for loan and lease losses	$0	3,656
Total noninterest income	$667,000	1,720
Gross Fiduciary activities income	$0	1,076
Service charges on deposit accounts	$278,000	1,075
Trading account gains and fees	$0	142
Additional Noninterest Income	$389,000	1,781
Total noninterest expense	$4,124,000	1,233
Salaries and employee benefits	$2,105,000	1,327
Premises and equipment expense	$411,000	1,399
Additional noninterest expense	$1,608,000	1,013
Pre-tax net operating income	$1,713,000	1,254
Securities gains (losses)	$0	2,077
Applicable income taxes	$0	4,259
Income before extraordinary items	$1,713,000	1,048
Extraordinary gains, net	$0	12
Net income	$1,713,000	1,049
Minority interest net income	$0	62
Net income of bank and minority interests.	$1,713,000	1,049
Net charge-offs	$-7,000	5,019
Cash dividends	$861,000	839
Sale, conversion, retirement of capital stock, net	$0	659
Net operating income	$1,713,000	1,019
2015-12-31 (YTD Data)		Rank
Total interest income	$21,594,000	1,185
Total interest expense	$2,030,000	1,367
Net interest income	$19,564,000	1,166
Provision for loan and lease losses	$0	4,380
Total noninterest income	$3,213,000	1,526
Gross Fiduciary activities income	$0	1,209
Service charges on deposit accounts	$1,267,000	985
Trading account gains and fees	$0	159
Additional Noninterest Income	$1,946,000	1,556
Total noninterest expense	$16,699,000	1,203
Salaries and employee benefits	$8,507,000	1,285
Premises and equipment expense	$1,601,000	1,445
Additional noninterest expense	$6,591,000	1,000
Pre-tax net operating income	$6,078,000	1,348
Securities gains (losses)	$20,000	2,240
Applicable income taxes	$0	4,402
Income before extraordinary items	$6,098,000	1,148
Extraordinary gains, net	$0	23
Net income	$6,098,000	1,148
Minority interest net income	$0	81
Net income of bank and minority interests.	$6,098,000	1,148
Net charge-offs	$249,000	1,780
Cash dividends	$2,864,000	1,024
Sale, conversion, retirement of capital stock, net	$0	804
Net operating income	$6,078,000	1,125
2015-09-30 (YTD Data)		Rank
Total interest income	$16,029,000	1,202
Total interest expense	$1,543,000	1,363
Net interest income	$14,486,000	1,190
Provision for loan and lease losses	$0	4,232
Total noninterest income	$2,479,000	1,518
Gross Fiduciary activities income	$0	1,169
Service charges on deposit accounts	$942,000	998
Trading account gains and fees	$0	153
Additional Noninterest Income	$1,537,000	1,508
Total noninterest expense	$12,293,000	1,229
Salaries and employee benefits	$6,272,000	1,310
Premises and equipment expense	$1,176,000	1,480
Additional noninterest expense	$4,845,000	1,025
Pre-tax net operating income	$4,672,000	1,344
Securities gains (losses)	$20,000	2,017
Applicable income taxes	$0	4,489
Income before extraordinary items	$4,692,000	1,138
Extraordinary gains, net	$0	21
Net income	$4,692,000	1,135
Minority interest net income	$0	78
Net income of bank and minority interests.	$4,692,000	1,138
Net charge-offs	$37,000	2,992
Cash dividends	$2,175,000	914
Sale, conversion, retirement of capital stock, net	$0	773
Net operating income	$4,672,000	1,106
2015-06-30 (YTD Data)		Rank
Total interest income	$10,318,000	1,236
Total interest expense	$1,064,000	1,318
Net interest income	$9,254,000	1,234
Provision for loan and lease losses	$0	4,069
Total noninterest income	$1,641,000	1,515
Gross Fiduciary activities income	$0	1,152
Service charges on deposit accounts	$600,000	1,015
Trading account gains and fees	$0	157
Additional Noninterest Income	$1,041,000	1,515
Total noninterest expense	$8,127,000	1,247
Salaries and employee benefits	$4,128,000	1,327
Premises and equipment expense	$770,000	1,516
Additional noninterest expense	$3,229,000	1,019
Pre-tax net operating income	$2,768,000	1,472
Securities gains (losses)	$19,000	1,735
Applicable income taxes	$0	4,497
Income before extraordinary items	$2,787,000	1,249
Extraordinary gains, net	$0	22
Net income	$2,787,000	1,251
Minority interest net income	$0	75
Net income of bank and minority interests.	$2,787,000	1,250
Net charge-offs	$-10,000	5,254
Cash dividends	$1,243,000	1,043
Sale, conversion, retirement of capital stock, net	$0	751
Net operating income	$2,768,000	1,226
2015-03-31 (YTD Data)		Rank
Total interest income	$5,108,000	1,247
Total interest expense	$557,000	1,257
Net interest income	$4,551,000	1,246
Provision for loan and lease losses	$0	3,703
Total noninterest income	$795,000	1,520
Gross Fiduciary activities income	$0	1,118
Service charges on deposit accounts	$283,000	1,067
Trading account gains and fees	$0	152
Additional Noninterest Income	$512,000	1,483
Total noninterest expense	$4,041,000	1,249
Salaries and employee benefits	$2,060,000	1,342
Premises and equipment expense	$387,000	1,536
Additional noninterest expense	$1,594,000	1,018
Pre-tax net operating income	$1,305,000	1,501
Securities gains (losses)	$0	2,027
Applicable income taxes	$0	4,400
Income before extraordinary items	$1,305,000	1,277
Extraordinary gains, net	$0	13
Net income	$1,305,000	1,278
Minority interest net income	$0	64
Net income of bank and minority interests.	$1,305,000	1,279
Net charge-offs	$72,000	1,317
Cash dividends	$656,000	908
Sale, conversion, retirement of capital stock, net	$0	697
Net operating income	$1,305,000	1,236
2014-12-31 (YTD Data)		Rank
Total interest income	$21,148,000	1,201
Total interest expense	$2,276,000	1,275
Net interest income	$18,872,000	1,195
Provision for loan and lease losses	$0	4,603
Total noninterest income	$3,074,000	1,543
Gross Fiduciary activities income	$0	1,256
Service charges on deposit accounts	$1,356,000	975
Trading account gains and fees	$0	180
Additional Noninterest Income	$1,718,000	1,635
Total noninterest expense	$15,877,000	1,254
Salaries and employee benefits	$7,885,000	1,341
Premises and equipment expense	$1,562,000	1,518
Additional noninterest expense	$6,430,000	1,023
Pre-tax net operating income	$6,069,000	1,298
Securities gains (losses)	$0	3,259
Applicable income taxes	$0	4,531
Income before extraordinary items	$6,069,000	1,089
Extraordinary gains, net	$0	17
Net income	$6,069,000	1,087
Minority interest net income	$0	84
Net income of bank and minority interests.	$6,069,000	1,088
Net charge-offs	$165,000	2,678
Cash dividends	$4,245,000	696
Sale, conversion, retirement of capital stock, net	$0	862
Net operating income	$6,069,000	1,060
2014-09-30 (YTD Data)		Rank
Total interest income	$15,689,000	1,220
Total interest expense	$1,684,000	1,304
Net interest income	$14,005,000	1,211
Provision for loan and lease losses	$0	4,401
Total noninterest income	$2,237,000	1,578
Gross Fiduciary activities income	$0	1,202
Service charges on deposit accounts	$1,029,000	973
Trading account gains and fees	$0	174
Additional Noninterest Income	$1,208,000	1,712
Total noninterest expense	$11,815,000	1,271
Salaries and employee benefits	$5,934,000	1,340
Premises and equipment expense	$1,207,000	1,482
Additional noninterest expense	$4,674,000	1,051
Pre-tax net operating income	$4,427,000	1,346
Securities gains (losses)	$0	2,980
Applicable income taxes	$0	4,583
Income before extraordinary items	$4,427,000	1,127
Extraordinary gains, net	$0	15
Net income	$4,427,000	1,125
Minority interest net income	$0	81
Net income of bank and minority interests.	$4,427,000	1,126
Net charge-offs	$113,000	2,570
Cash dividends	$2,440,000	804
Sale, conversion, retirement of capital stock, net	$0	819
Net operating income	$4,427,000	1,094
2014-06-30 (YTD Data)		Rank
Total interest income	$10,311,000	1,227
Total interest expense	$1,103,000	1,341
Net interest income	$9,208,000	1,218
Provision for loan and lease losses	$0	4,196
Total noninterest income	$1,463,000	1,578
Gross Fiduciary activities income	$0	1,182
Service charges on deposit accounts	$686,000	957
Trading account gains and fees	$0	172
Additional Noninterest Income	$777,000	1,739
Total noninterest expense	$7,797,000	1,281
Salaries and employee benefits	$3,956,000	1,344
Premises and equipment expense	$805,000	1,480
Additional noninterest expense	$3,036,000	1,069
Pre-tax net operating income	$2,874,000	1,337
Securities gains (losses)	$0	2,580
Applicable income taxes	$0	4,568
Income before extraordinary items	$2,874,000	1,121
Extraordinary gains, net	$0	20
Net income	$2,874,000	1,122
Minority interest net income	$0	80
Net income of bank and minority interests.	$2,874,000	1,122
Net charge-offs	$142,000	1,881
Cash dividends	$1,632,000	768
Sale, conversion, retirement of capital stock, net	$0	794
Net operating income	$2,874,000	1,098
2014-03-31 (YTD Data)		Rank
Total interest income	$5,133,000	1,233
Total interest expense	$547,000	1,385
Net interest income	$4,586,000	1,217
Provision for loan and lease losses	$0	3,817
Total noninterest income	$698,000	1,602
Gross Fiduciary activities income	$0	1,141
Service charges on deposit accounts	$336,000	960
Trading account gains and fees	$0	147
Additional Noninterest Income	$362,000	1,783
Total noninterest expense	$3,914,000	1,283
Salaries and employee benefits	$2,005,000	1,342
Premises and equipment expense	$405,000	1,500
Additional noninterest expense	$1,504,000	1,075
Pre-tax net operating income	$1,370,000	1,359
Securities gains (losses)	$0	1,715
Applicable income taxes	$0	4,445
Income before extraordinary items	$1,370,000	1,130
Extraordinary gains, net	$0	16
Net income	$1,370,000	1,131
Minority interest net income	$0	66
Net income of bank and minority interests.	$1,370,000	1,131
Net charge-offs	$14,000	2,677
Cash dividends	$776,000	753
Sale, conversion, retirement of capital stock, net	$0	747
Net operating income	$1,370,000	1,116
2013-12-31 (YTD Data)		Rank
Total interest income	$19,968,000	1,265
Total interest expense	$2,515,000	1,350
Net interest income	$17,453,000	1,264
Provision for loan and lease losses	$-1,458,000	6,703
Total noninterest income	$3,865,000	1,346
Gross Fiduciary activities income	$0	1,299
Service charges on deposit accounts	$1,428,000	967
Trading account gains and fees	$0	184
Additional Noninterest Income	$2,437,000	1,320
Total noninterest expense	$14,846,000	1,332
Salaries and employee benefits	$7,287,000	1,430
Premises and equipment expense	$1,433,000	1,643
Additional noninterest expense	$6,126,000	1,108
Pre-tax net operating income	$7,930,000	973
Securities gains (losses)	$-131,000	6,582
Applicable income taxes	$0	4,631
Income before extraordinary items	$7,799,000	808
Extraordinary gains, net	$0	29
Net income	$7,799,000	808
Minority interest net income	$0	90
Net income of bank and minority interests.	$7,799,000	809
Net charge-offs	$305,000	2,562
Cash dividends	$4,167,000	664
Sale, conversion, retirement of capital stock, net	$0	924
Net operating income	$7,930,000	785
2013-09-30 (YTD Data)		Rank
Total interest income	$8,559,000	2,156
Total interest expense	$1,031,000	2,393
Net interest income	$7,528,000	2,090
Provision for loan and lease losses	$0	4,941
Total noninterest income	$2,251,000	1,646
Gross Fiduciary activities income	$0	1,238
Service charges on deposit accounts	$579,000	1,700
Trading account gains and fees	$0	180
Additional Noninterest Income	$1,672,000	1,435
Total noninterest expense	$6,985,000	2,032
Salaries and employee benefits	$3,381,000	2,258
Premises and equipment expense	$601,000	2,726
Additional noninterest expense	$3,003,000	1,617
Pre-tax net operating income	$2,794,000	1,858
Securities gains (losses)	$-23,000	6,588
Applicable income taxes	$0	4,713
Income before extraordinary items	$2,771,000	1,620
Extraordinary gains, net	$0	25
Net income	$2,771,000	1,623
Minority interest net income	$0	84
Net income of bank and minority interests.	$2,771,000	1,624
Net charge-offs	$32,000	4,149
Cash dividends	$3,212,000	603
Sale, conversion, retirement of capital stock, net	$0	868
Net operating income	$2,794,000	1,566
2013-06-30 (YTD Data)		Rank
Total interest income	$5,580,000	2,208
Total interest expense	$704,000	2,387
Net interest income	$4,876,000	2,143
Provision for loan and lease losses	$0	4,788
Total noninterest income	$1,489,000	1,654
Gross Fiduciary activities income	$0	1,226
Service charges on deposit accounts	$373,000	1,720
Trading account gains and fees	$0	157
Additional Noninterest Income	$1,116,000	1,471
Total noninterest expense	$4,480,000	2,103
Salaries and employee benefits	$2,153,000	2,343
Premises and equipment expense	$403,000	2,728
Additional noninterest expense	$1,924,000	1,660
Pre-tax net operating income	$1,885,000	1,818
Securities gains (losses)	$6,000	2,420
Applicable income taxes	$0	4,679
Income before extraordinary items	$1,891,000	1,610
Extraordinary gains, net	$0	22
Net income	$1,891,000	1,612
Minority interest net income	$0	82
Net income of bank and minority interests.	$1,891,000	1,615
Net charge-offs	$0	4,909
Cash dividends	$2,444,000	533
Sale, conversion, retirement of capital stock, net	$0	838
Net operating income	$1,885,000	1,542
2013-03-31 (YTD Data)		Rank
Total interest income	$2,803,000	2,221
Total interest expense	$357,000	2,425
Net interest income	$2,446,000	2,147
Provision for loan and lease losses	$0	4,409
Total noninterest income	$738,000	1,662
Gross Fiduciary activities income	$0	1,171
Service charges on deposit accounts	$176,000	1,798
Trading account gains and fees	$0	148
Additional Noninterest Income	$562,000	1,446
Total noninterest expense	$2,203,000	2,161
Salaries and employee benefits	$1,057,000	2,397
Premises and equipment expense	$197,000	2,795
Additional noninterest expense	$949,000	1,682
Pre-tax net operating income	$981,000	1,745
Securities gains (losses)	$0	1,966
Applicable income taxes	$0	4,602
Income before extraordinary items	$981,000	1,518
Extraordinary gains, net	$0	10
Net income	$981,000	1,521
Minority interest net income	$0	76
Net income of bank and minority interests.	$981,000	1,520
Net charge-offs	$4,000	3,745
Cash dividends	$1,201,000	454
Sale, conversion, retirement of capital stock, net	$0	789
Net operating income	$981,000	1,456
2012-12-31 (YTD Data)		Rank
Total interest income	$12,347,000	2,112
Total interest expense	$2,188,000	1,984
Net interest income	$10,159,000	2,117
Provision for loan and lease losses	$-379,000	6,973
Total noninterest income	$1,548,000	2,563
Gross Fiduciary activities income	$0	1,334
Service charges on deposit accounts	$737,000	1,813
Trading account gains and fees	$0	166
Additional Noninterest Income	$811,000	2,666
Total noninterest expense	$7,351,000	2,553
Salaries and employee benefits	$3,342,000	2,898
Premises and equipment expense	$600,000	3,386
Additional noninterest expense	$3,409,000	1,924
Pre-tax net operating income	$4,735,000	1,439
Securities gains (losses)	$81,000	2,424
Applicable income taxes	$0	4,751
Income before extraordinary items	$4,816,000	1,224
Extraordinary gains, net	$0	29
Net income	$4,816,000	1,226
Minority interest net income	$0	93
Net income of bank and minority interests.	$4,816,000	1,225
Net charge-offs	$877,000	1,963
Cash dividends	$3,176,000	834
Sale, conversion, retirement of capital stock, net	$0	1,002
Net operating income	$4,735,000	1,186
2012-09-30 (YTD Data)		Rank
Total interest income	$9,434,000	2,118
Total interest expense	$1,743,000	1,960
Net interest income	$7,691,000	2,132
Provision for loan and lease losses	$-379,000	7,103
Total noninterest income	$1,110,000	2,636
Gross Fiduciary activities income	$0	1,274
Service charges on deposit accounts	$537,000	1,880
Trading account gains and fees	$0	157
Additional Noninterest Income	$573,000	2,742
Total noninterest expense	$5,524,000	2,552
Salaries and employee benefits	$2,523,000	2,896
Premises and equipment expense	$449,000	3,444
Additional noninterest expense	$2,552,000	1,938
Pre-tax net operating income	$3,656,000	1,443
Securities gains (losses)	$81,000	2,123
Applicable income taxes	$0	4,802
Income before extraordinary items	$3,737,000	1,204
Extraordinary gains, net	$0	20
Net income	$3,737,000	1,205
Minority interest net income	$0	86
Net income of bank and minority interests.	$3,737,000	1,205
Net charge-offs	$754,000	1,734
Cash dividends	$2,967,000	569
Sale, conversion, retirement of capital stock, net	$0	952
Net operating income	$3,656,000	1,160
2012-06-30 (YTD Data)		Rank
Total interest income	$6,412,000	2,092
Total interest expense	$1,186,000	1,987
Net interest income	$5,226,000	2,097
Provision for loan and lease losses	$-379,000	7,180
Total noninterest income	$663,000	2,756
Gross Fiduciary activities income	$0	1,262
Service charges on deposit accounts	$338,000	1,962
Trading account gains and fees	$0	153
Additional Noninterest Income	$325,000	2,963
Total noninterest expense	$3,674,000	2,569
Salaries and employee benefits	$1,678,000	2,906
Premises and equipment expense	$294,000	3,480
Additional noninterest expense	$1,702,000	1,940
Pre-tax net operating income	$2,594,000	1,357
Securities gains (losses)	$81,000	1,733
Applicable income taxes	$0	4,770
Income before extraordinary items	$2,675,000	1,127
Extraordinary gains, net	$0	19
Net income	$2,675,000	1,127
Minority interest net income	$0	84
Net income of bank and minority interests.	$2,675,000	1,127
Net charge-offs	$509,000	1,747
Cash dividends	$2,427,000	442
Sale, conversion, retirement of capital stock, net	$0	928
Net operating income	$2,594,000	1,086
2012-03-31 (YTD Data)		Rank
Total interest income	$3,067,000	2,199
Total interest expense	$604,000	2,025
Net interest income	$2,463,000	2,224
Provision for loan and lease losses	$0	5,254
Total noninterest income	$309,000	2,900
Gross Fiduciary activities income	$0	1,204
Service charges on deposit accounts	$164,000	1,989
Trading account gains and fees	$0	148
Additional Noninterest Income	$145,000	3,115
Total noninterest expense	$1,860,000	2,536
Salaries and employee benefits	$860,000	2,859
Premises and equipment expense	$151,000	3,441
Additional noninterest expense	$849,000	1,933
Pre-tax net operating income	$912,000	1,817
Securities gains (losses)	$81,000	999
Applicable income taxes	$0	4,704
Income before extraordinary items	$993,000	1,472
Extraordinary gains, net	$0	19
Net income	$993,000	1,473
Minority interest net income	$0	78
Net income of bank and minority interests.	$993,000	1,473
Net charge-offs	$371,000	1,298
Cash dividends	$1,213,000	395
Sale, conversion, retirement of capital stock, net	$0	861
Net operating income	$912,000	1,495
2011-12-31 (YTD Data)		Rank
Total interest income	$12,979,000	2,149
Total interest expense	$2,655,000	2,170
Net interest income	$10,324,000	2,121
Provision for loan and lease losses	$981,000	2,442
Total noninterest income	$956,000	3,192
Gross Fiduciary activities income	$0	1,311
Service charges on deposit accounts	$787,000	1,806
Trading account gains and fees	$0	146
Additional Noninterest Income	$169,000	4,673
Total noninterest expense	$7,247,000	2,587
Salaries and employee benefits	$2,581,000	3,471
Premises and equipment expense	$510,000	3,987
Additional noninterest expense	$4,156,000	1,652
Pre-tax net operating income	$3,052,000	1,807
Securities gains (losses)	$29,000	2,921
Applicable income taxes	$0	4,719
Income before extraordinary items	$3,081,000	1,561
Extraordinary gains, net	$0	29
Net income	$3,081,000	1,562
Minority interest net income	$0	96
Net income of bank and minority interests.	$3,081,000	1,562
Net charge-offs	$1,640,000	1,761
Cash dividends	$3,826,000	542
Sale, conversion, retirement of capital stock, net	$0	1,108
Net operating income	$3,052,000	1,509
2011-09-30 (YTD Data)		Rank
Total interest income	$9,776,000	2,167
Total interest expense	$1,999,000	2,251
Net interest income	$7,777,000	2,116
Provision for loan and lease losses	$251,000	3,850
Total noninterest income	$841,000	2,915
Gross Fiduciary activities income	$0	1,257
Service charges on deposit accounts	$595,000	1,805
Trading account gains and fees	$0	145
Additional Noninterest Income	$246,000	3,770
Total noninterest expense	$5,464,000	2,577
Salaries and employee benefits	$1,937,000	3,475
Premises and equipment expense	$390,000	3,977
Additional noninterest expense	$3,137,000	1,629
Pre-tax net operating income	$2,903,000	1,526
Securities gains (losses)	$29,000	2,648
Applicable income taxes	$0	4,740
Income before extraordinary items	$2,932,000	1,319
Extraordinary gains, net	$0	21
Net income	$2,932,000	1,319
Minority interest net income	$0	87
Net income of bank and minority interests.	$2,932,000	1,319
Net charge-offs	$1,542,000	1,463
Cash dividends	$2,618,000	509
Sale, conversion, retirement of capital stock, net	$0	1,036
Net operating income	$2,903,000	1,255
2011-06-30 (YTD Data)		Rank
Total interest income	$6,521,000	2,186
Total interest expense	$1,344,000	2,328
Net interest income	$5,177,000	2,110
Provision for loan and lease losses	$750,000	1,800
Total noninterest income	$592,000	2,817
Gross Fiduciary activities income	$0	1,239
Service charges on deposit accounts	$387,000	1,815
Trading account gains and fees	$0	153
Additional Noninterest Income	$205,000	3,451
Total noninterest expense	$3,580,000	2,640
Salaries and employee benefits	$1,261,000	3,565
Premises and equipment expense	$268,000	3,933
Additional noninterest expense	$2,051,000	1,682
Pre-tax net operating income	$1,439,000	1,950
Securities gains (losses)	$29,000	1,902
Applicable income taxes	$0	4,697
Income before extraordinary items	$1,468,000	1,652
Extraordinary gains, net	$0	15
Net income	$1,468,000	1,652
Minority interest net income	$0	89
Net income of bank and minority interests.	$1,468,000	1,652
Net charge-offs	$1,137,000	1,363
Cash dividends	$2,408,000	368
Sale, conversion, retirement of capital stock, net	$0	986
Net operating income	$1,439,000	1,616
2011-03-31 (YTD Data)		Rank
Total interest income	$3,227,000	2,219
Total interest expense	$694,000	2,337
Net interest income	$2,533,000	2,144
Provision for loan and lease losses	$500,000	1,414
Total noninterest income	$285,000	2,914
Gross Fiduciary activities income	$0	1,199
Service charges on deposit accounts	$184,000	1,865
Trading account gains and fees	$0	158
Additional Noninterest Income	$101,000	3,554
Total noninterest expense	$1,782,000	2,668
Salaries and employee benefits	$624,000	3,611
Premises and equipment expense	$148,000	3,732
Additional noninterest expense	$1,010,000	1,698
Pre-tax net operating income	$536,000	2,436
Securities gains (losses)	$0	1,772
Applicable income taxes	$0	4,545
Income before extraordinary items	$536,000	2,131
Extraordinary gains, net	$0	9
Net income	$536,000	2,130
Minority interest net income	$0	86
Net income of bank and minority interests.	$536,000	2,131
Net charge-offs	$911,000	913
Cash dividends	$699,000	545
Sale, conversion, retirement of capital stock, net	$0	925
Net operating income	$536,000	2,081
2010-12-31 (YTD Data)		Rank
Total interest income	$13,671,000	2,213
Total interest expense	$3,529,000	2,242
Net interest income	$10,142,000	2,160
Provision for loan and lease losses	$1,713,000	2,281
Total noninterest income	$903,000	3,403
Gross Fiduciary activities income	$0	1,380
Service charges on deposit accounts	$824,000	1,775
Trading account gains and fees	$0	175
Additional Noninterest Income	$79,000	5,699
Total noninterest expense	$6,797,000	2,790
Salaries and employee benefits	$2,108,000	4,086
Premises and equipment expense	$514,000	4,098
Additional noninterest expense	$4,175,000	1,724
Pre-tax net operating income	$2,535,000	1,865
Securities gains (losses)	$38,000	2,818
Applicable income taxes	$0	4,655
Income before extraordinary items	$2,573,000	1,598
Extraordinary gains, net	$0	29
Net income	$2,573,000	1,598
Minority interest net income	$0	111
Net income of bank and minority interests.	$2,573,000	1,600
Net charge-offs	$976,000	2,725
Cash dividends	$715,000	1,905
Sale, conversion, retirement of capital stock, net	$0	1,226
Net operating income	$2,535,000	1,567
2010-09-30 (YTD Data)		Rank
Total interest income	$10,321,000	2,245
Total interest expense	$2,741,000	2,260
Net interest income	$7,580,000	2,186
Provision for loan and lease losses	$1,545,000	1,936
Total noninterest income	$997,000	2,743
Gross Fiduciary activities income	$0	1,319
Service charges on deposit accounts	$630,000	1,800
Trading account gains and fees	$0	165
Additional Noninterest Income	$367,000	3,234
Total noninterest expense	$5,165,000	2,767
Salaries and employee benefits	$1,582,000	4,119
Premises and equipment expense	$386,000	4,174
Additional noninterest expense	$3,197,000	1,666
Pre-tax net operating income	$1,867,000	2,008
Securities gains (losses)	$38,000	2,592
Applicable income taxes	$0	4,726
Income before extraordinary items	$1,905,000	1,734
Extraordinary gains, net	$0	23
Net income	$1,905,000	1,737
Minority interest net income	$0	110
Net income of bank and minority interests.	$1,905,000	1,737
Net charge-offs	$739,000	2,573
Cash dividends	$505,000	1,739
Sale, conversion, retirement of capital stock, net	$0	1,139
Net operating income	$1,867,000	1,676
2010-06-30 (YTD Data)		Rank
Total interest income	$6,877,000	2,277
Total interest expense	$1,861,000	2,304
Net interest income	$5,016,000	2,209
Provision for loan and lease losses	$1,125,000	1,819
Total noninterest income	$617,000	2,816
Gross Fiduciary activities income	$0	1,300
Service charges on deposit accounts	$425,000	1,786
Trading account gains and fees	$0	152
Additional Noninterest Income	$192,000	3,565
Total noninterest expense	$3,505,000	2,731
Salaries and employee benefits	$1,057,000	4,134
Premises and equipment expense	$262,000	4,159
Additional noninterest expense	$2,186,000	1,607
Pre-tax net operating income	$1,003,000	2,360
Securities gains (losses)	$38,000	2,052
Applicable income taxes	$0	4,691
Income before extraordinary items	$1,041,000	2,040
Extraordinary gains, net	$0	19
Net income	$1,041,000	2,038
Minority interest net income	$0	105
Net income of bank and minority interests.	$1,041,000	2,040
Net charge-offs	$696,000	2,096
Cash dividends	$290,000	1,941
Sale, conversion, retirement of capital stock, net	$0	1,068
Net operating income	$1,003,000	2,040
2010-03-31 (YTD Data)		Rank
Total interest income	$3,453,000	2,322
Total interest expense	$958,000	2,339
Net interest income	$2,495,000	2,239
Provision for loan and lease losses	$750,000	1,389
Total noninterest income	$268,000	3,086
Gross Fiduciary activities income	$0	1,246
Service charges on deposit accounts	$194,000	1,923
Trading account gains and fees	$0	175
Additional Noninterest Income	$74,000	4,036
Total noninterest expense	$1,690,000	2,847
Salaries and employee benefits	$524,000	4,221
Premises and equipment expense	$138,000	4,104
Additional noninterest expense	$1,028,000	1,705
Pre-tax net operating income	$323,000	3,237
Securities gains (losses)	$38,000	1,256
Applicable income taxes	$0	4,611
Income before extraordinary items	$361,000	2,752
Extraordinary gains, net	$0	16
Net income	$361,000	2,749
Minority interest net income	$0	91
Net income of bank and minority interests.	$361,000	2,752
Net charge-offs	$495,000	1,586
Cash dividends	$85,000	2,006
Sale, conversion, retirement of capital stock, net	$0	1,017
Net operating income	$323,000	2,886
2009-12-31 (YTD Data)		Rank
Total interest income	$14,215,000	2,355
Total interest expense	$4,868,000	2,320
Net interest income	$9,347,000	2,335
Provision for loan and lease losses	$3,768,000	1,718
Total noninterest income	$1,498,000	2,554
Gross Fiduciary activities income	$0	1,390
Service charges on deposit accounts	$953,000	1,760
Trading account gains and fees	$0	211
Additional Noninterest Income	$545,000	3,056
Total noninterest expense	$6,358,000	3,036
Salaries and employee benefits	$2,338,000	3,884
Premises and equipment expense	$570,000	4,018
Additional noninterest expense	$3,450,000	2,078
Pre-tax net operating income	$719,000	3,519
Securities gains (losses)	$3,000	3,532
Applicable income taxes	$0	4,388
Income before extraordinary items	$722,000	3,310
Extraordinary gains, net	$0	34
Net income	$722,000	3,309
Minority interest net income	$0	115
Net income of bank and minority interests.	$722,000	3,309
Net charge-offs	$1,259,000	2,578
Cash dividends	$1,144,000	1,487
Sale, conversion, retirement of capital stock, net	$0	1,342
Net operating income	$719,000	3,260
2009-09-30 (YTD Data)		Rank
Total interest income	$10,686,000	2,381
Total interest expense	$3,811,000	2,323
Net interest income	$6,875,000	2,375
Provision for loan and lease losses	$1,952,000	1,936
Total noninterest income	$1,121,000	2,618
Gross Fiduciary activities income	$0	1,353
Service charges on deposit accounts	$695,000	1,799
Trading account gains and fees	$0	212
Additional Noninterest Income	$426,000	3,074
Total noninterest expense	$5,064,000	2,872
Salaries and employee benefits	$1,915,000	3,670
Premises and equipment expense	$438,000	3,999
Additional noninterest expense	$2,711,000	1,946
Pre-tax net operating income	$980,000	2,774
Securities gains (losses)	$3,000	3,260
Applicable income taxes	$0	4,592
Income before extraordinary items	$983,000	2,509
Extraordinary gains, net	$0	27
Net income	$983,000	2,507
Minority interest net income	$0	118
Net income of bank and minority interests.	$983,000	2,510
Net charge-offs	$467,000	3,132
Cash dividends	$897,000	1,396
Sale, conversion, retirement of capital stock, net	$0	1,238
Net operating income	$980,000	2,465
2009-06-30 (YTD Data)		Rank
Total interest income	$7,097,000	2,421
Total interest expense	$2,668,000	2,302
Net interest income	$4,429,000	2,437
Provision for loan and lease losses	$1,068,000	1,991
Total noninterest income	$760,000	2,607
Gross Fiduciary activities income	$0	1,340
Service charges on deposit accounts	$442,000	1,857
Trading account gains and fees	$0	193
Additional Noninterest Income	$318,000	2,902
Total noninterest expense	$3,401,000	2,887
Salaries and employee benefits	$1,296,000	3,666
Premises and equipment expense	$301,000	3,922
Additional noninterest expense	$1,804,000	1,977
Pre-tax net operating income	$720,000	2,714
Securities gains (losses)	$3,000	2,873
Applicable income taxes	$0	4,657
Income before extraordinary items	$723,000	2,410
Extraordinary gains, net	$0	21
Net income	$723,000	2,408
Minority interest net income	$0	112
Net income of bank and minority interests.	$723,000	2,410
Net charge-offs	$128,000	3,966
Cash dividends	$649,000	1,342
Sale, conversion, retirement of capital stock, net	$0	1,195
Net operating income	$720,000	2,350
2009-03-31 (YTD Data)		Rank
Total interest income	$3,544,000	2,448
Total interest expense	$1,409,000	2,268
Net interest income	$2,135,000	2,538
Provision for loan and lease losses	$430,000	1,935
Total noninterest income	$343,000	2,773
Gross Fiduciary activities income	$0	1,285
Service charges on deposit accounts	$199,000	1,980
Trading account gains and fees	$0	171
Additional Noninterest Income	$144,000	3,030
Total noninterest expense	$1,721,000	2,791
Salaries and employee benefits	$691,000	3,507
Premises and equipment expense	$160,000	3,797
Additional noninterest expense	$870,000	1,852
Pre-tax net operating income	$327,000	3,204
Securities gains (losses)	$0	2,434
Applicable income taxes	$0	4,835
Income before extraordinary items	$327,000	2,963
Extraordinary gains, net	$0	15
Net income	$327,000	2,964
Minority interest net income	$0	102
Net income of bank and minority interests.	$327,000	2,964
Net charge-offs	$83,000	3,063
Cash dividends	$344,000	1,251
Sale, conversion, retirement of capital stock, net	$0	1,068
Net operating income	$327,000	2,826
2008-12-31 (YTD Data)		Rank
Total interest income	$15,126,000	2,440
Total interest expense	$6,502,000	2,339
Net interest income	$8,624,000	2,511
Provision for loan and lease losses	$2,285,000	1,655
Total noninterest income	$1,069,000	3,270
Gross Fiduciary activities income	$0	1,441
Service charges on deposit accounts	$819,000	2,088
Trading account gains and fees	$0	154
Additional Noninterest Income	$250,000	4,441
Total noninterest expense	$5,977,000	3,083
Salaries and employee benefits	$2,393,000	3,906
Premises and equipment expense	$618,000	3,852
Additional noninterest expense	$2,966,000	2,030
Pre-tax net operating income	$1,431,000	3,104
Securities gains (losses)	$0	3,220
Applicable income taxes	$0	4,979
Income before extraordinary items	$1,431,000	2,595
Extraordinary gains, net	$0	39
Net income	$1,431,000	2,594
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$1,607,000	1,486
Cash dividends	$1,404,000	1,815
Sale, conversion, retirement of capital stock, net	$0	1,389
Net operating income	$1,431,000	2,743
2008-09-30 (YTD Data)		Rank
Total interest income	$11,415,000	2,480
Total interest expense	$4,959,000	2,394
Net interest income	$6,456,000	2,549
Provision for loan and lease losses	$1,735,000	1,305
Total noninterest income	$773,000	3,416
Gross Fiduciary activities income	$0	1,405
Service charges on deposit accounts	$593,000	2,165
Trading account gains and fees	$0	148
Additional Noninterest Income	$180,000	4,640
Total noninterest expense	$4,501,000	3,051
Salaries and employee benefits	$1,778,000	3,960
Premises and equipment expense	$467,000	3,830
Additional noninterest expense	$2,256,000	1,935
Pre-tax net operating income	$993,000	3,691
Securities gains (losses)	$0	3,106
Applicable income taxes	$0	5,372
Income before extraordinary items	$993,000	3,119
Extraordinary gains, net	$0	31
Net income	$993,000	3,115
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$1,449,000	1,041
Cash dividends	$1,163,000	1,624
Sale, conversion, retirement of capital stock, net	$0	1,238
Net operating income	$993,000	3,266
2008-06-30 (YTD Data)		Rank
Total interest income	$7,641,000	2,512
Total interest expense	$3,368,000	2,436
Net interest income	$4,273,000	2,561
Provision for loan and lease losses	$585,000	1,741
Total noninterest income	$472,000	3,638
Gross Fiduciary activities income	$0	1,395
Service charges on deposit accounts	$372,000	2,251
Trading account gains and fees	$0	149
Additional Noninterest Income	$100,000	5,056
Total noninterest expense	$3,057,000	3,009
Salaries and employee benefits	$1,273,000	3,791
Premises and equipment expense	$311,000	3,863
Additional noninterest expense	$1,473,000	1,959
Pre-tax net operating income	$1,103,000	2,750
Securities gains (losses)	$0	3,233
Applicable income taxes	$0	5,627
Income before extraordinary items	$1,103,000	2,372
Extraordinary gains, net	$0	21
Net income	$1,103,000	2,372
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$616,000	1,157
Cash dividends	$793,000	1,714
Sale, conversion, retirement of capital stock, net	$0	1,136
Net operating income	$1,103,000	2,328
2008-03-31 (YTD Data)		Rank
Total interest income	$3,869,000	2,537
Total interest expense	$1,756,000	2,496
Net interest income	$2,113,000	2,582
Provision for loan and lease losses	$365,000	1,220
Total noninterest income	$194,000	4,063
Gross Fiduciary activities income	$0	1,326
Service charges on deposit accounts	$173,000	2,336
Trading account gains and fees	$0	158
Additional Noninterest Income	$21,000	6,395
Total noninterest expense	$1,570,000	2,930
Salaries and employee benefits	$667,000	3,674
Premises and equipment expense	$158,000	3,825
Additional noninterest expense	$745,000	1,893
Pre-tax net operating income	$372,000	3,697
Securities gains (losses)	$0	2,688
Applicable income taxes	$0	5,622
Income before extraordinary items	$372,000	3,344
Extraordinary gains, net	$0	15
Net income	$372,000	3,346
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$362,000	868
Cash dividends	$437,000	1,505
Sale, conversion, retirement of capital stock, net	$0	1,000
Net operating income	$372,000	3,247
2007-12-31 (YTD Data)		Rank
Total interest income	$15,394,000	2,608
Total interest expense	$7,310,000	2,515
Net interest income	$8,084,000	2,696
Provision for loan and lease losses	$844,000	1,618
Total noninterest income	$1,068,000	3,407
Gross Fiduciary activities income	$0	1,498
Service charges on deposit accounts	$703,000	2,362
Trading account gains and fees	$0	178
Additional Noninterest Income	$365,000	3,911
Total noninterest expense	$6,354,000	2,812
Salaries and employee benefits	$2,659,000	3,551
Premises and equipment expense	$654,000	3,615
Additional noninterest expense	$3,041,000	1,814
Pre-tax net operating income	$1,954,000	3,360
Securities gains (losses)	$-1,000	7,069
Applicable income taxes	$0	6,070
Income before extraordinary items	$1,953,000	2,875
Extraordinary gains, net	$0	39
Net income	$1,953,000	2,874
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$403,000	1,947
Cash dividends	$1,755,000	1,785
Sale, conversion, retirement of capital stock, net	$0	1,304
Net operating income	$1,954,000	2,858
2007-09-30 (YTD Data)		Rank
Total interest income	$11,470,000	2,633
Total interest expense	$5,518,000	2,504
Net interest income	$5,952,000	2,747
Provision for loan and lease losses	$569,000	1,407
Total noninterest income	$765,000	3,497
Gross Fiduciary activities income	$0	1,458
Service charges on deposit accounts	$509,000	2,415
Trading account gains and fees	$0	184
Additional Noninterest Income	$256,000	4,045
Total noninterest expense	$4,731,000	2,803
Salaries and employee benefits	$2,005,000	3,523
Premises and equipment expense	$482,000	3,646
Additional noninterest expense	$2,244,000	1,801
Pre-tax net operating income	$1,417,000	3,597
Securities gains (losses)	$-1,000	7,322
Applicable income taxes	$0	6,220
Income before extraordinary items	$1,416,000	3,099
Extraordinary gains, net	$0	33
Net income	$1,416,000	3,098
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$274,000	1,619
Cash dividends	$1,251,000	1,726
Sale, conversion, retirement of capital stock, net	$0	1,144
Net operating income	$1,417,000	3,084
2007-06-30 (YTD Data)		Rank
Total interest income	$7,572,000	2,674
Total interest expense	$3,690,000	2,499
Net interest income	$3,882,000	2,834
Provision for loan and lease losses	$379,000	1,287
Total noninterest income	$500,000	3,562
Gross Fiduciary activities income	$0	1,429
Service charges on deposit accounts	$318,000	2,534
Trading account gains and fees	$0	168
Additional Noninterest Income	$182,000	3,963
Total noninterest expense	$3,117,000	2,870
Salaries and employee benefits	$1,367,000	3,492
Premises and equipment expense	$310,000	3,769
Additional noninterest expense	$1,440,000	1,882
Pre-tax net operating income	$886,000	3,798
Securities gains (losses)	$-1,000	7,616
Applicable income taxes	$0	6,265
Income before extraordinary items	$885,000	3,296
Extraordinary gains, net	$0	29
Net income	$885,000	3,295
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$235,000	1,196
Cash dividends	$752,000	1,878
Sale, conversion, retirement of capital stock, net	$0	1,051
Net operating income	$886,000	3,272
2007-03-31 (YTD Data)		Rank
Total interest income	$3,783,000	2,670
Total interest expense	$1,870,000	2,448
Net interest income	$1,913,000	2,867
Provision for loan and lease losses	$134,000	1,638
Total noninterest income	$239,000	3,630
Gross Fiduciary activities income	$0	1,355
Service charges on deposit accounts	$137,000	2,783
Trading account gains and fees	$0	195
Additional Noninterest Income	$102,000	3,735
Total noninterest expense	$1,609,000	2,799
Salaries and employee benefits	$736,000	3,315
Premises and equipment expense	$164,000	3,633
Additional noninterest expense	$709,000	1,875
Pre-tax net operating income	$409,000	3,937
Securities gains (losses)	$-1,000	7,986
Applicable income taxes	$0	6,196
Income before extraordinary items	$408,000	3,447
Extraordinary gains, net	$0	22
Net income	$408,000	3,447
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$212,000	711
Cash dividends	$405,000	1,645
Sale, conversion, retirement of capital stock, net	$0	885
Net operating income	$409,000	3,412
2006-12-31 (YTD Data)		Rank
Total interest income	$9,980,000	3,572
Total interest expense	$4,639,000	3,222
Net interest income	$5,341,000	3,833
Provision for loan and lease losses	$376,000	2,382
Total noninterest income	$583,000	4,801
Gross Fiduciary activities income	$0	1,523
Service charges on deposit accounts	$339,000	3,883
Trading account gains and fees	$0	130
Additional Noninterest Income	$244,000	4,710
Total noninterest expense	$4,226,000	3,824
Salaries and employee benefits	$1,940,000	4,384
Premises and equipment expense	$358,000	5,270
Additional noninterest expense	$1,928,000	2,661
Pre-tax net operating income	$1,322,000	4,568
Securities gains (losses)	$-7,000	7,181
Applicable income taxes	$0	6,600
Income before extraordinary items	$1,315,000	4,073
Extraordinary gains, net	$0	51
Net income	$1,315,000	4,073
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$54,000	3,976
Cash dividends	$748,000	3,098
Sale, conversion, retirement of capital stock, net	$0	1,251
Net operating income	$1,322,000	4,033
2006-09-30 (YTD Data)		Rank
Total interest income	$7,189,000	3,669
Total interest expense	$3,299,000	3,253
Net interest income	$3,890,000	3,926
Provision for loan and lease losses	$289,000	2,229
Total noninterest income	$440,000	4,812
Gross Fiduciary activities income	$0	1,468
Service charges on deposit accounts	$248,000	3,961
Trading account gains and fees	$0	126
Additional Noninterest Income	$192,000	4,614
Total noninterest expense	$3,132,000	3,859
Salaries and employee benefits	$1,436,000	4,385
Premises and equipment expense	$262,000	5,333
Additional noninterest expense	$1,434,000	2,663
Pre-tax net operating income	$909,000	4,934
Securities gains (losses)	$-7,000	7,492
Applicable income taxes	$0	6,687
Income before extraordinary items	$902,000	4,413
Extraordinary gains, net	$0	45
Net income	$902,000	4,417
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$42,000	3,411
Cash dividends	$452,000	3,074
Sale, conversion, retirement of capital stock, net	$0	1,045
Net operating income	$909,000	4,384
2006-06-30 (YTD Data)		Rank
Total interest income	$4,577,000	3,753
Total interest expense	$2,047,000	3,316
Net interest income	$2,530,000	4,011
Provision for loan and lease losses	$242,000	1,799
Total noninterest income	$274,000	4,945
Gross Fiduciary activities income	$0	1,458
Service charges on deposit accounts	$144,000	4,219
Trading account gains and fees	$0	126
Additional Noninterest Income	$130,000	4,581
Total noninterest expense	$2,062,000	3,922
Salaries and employee benefits	$959,000	4,395
Premises and equipment expense	$170,000	5,423
Additional noninterest expense	$933,000	2,730
Pre-tax net operating income	$500,000	5,400
Securities gains (losses)	$0	1,185
Applicable income taxes	$0	6,706
Income before extraordinary items	$500,000	4,876
Extraordinary gains, net	$0	39
Net income	$500,000	4,881
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$24,000	3,293
Cash dividends	$253,000	3,354
Sale, conversion, retirement of capital stock, net	$0	887
Net operating income	$500,000	4,871
2006-03-31 (YTD Data)		Rank
Total interest income	$2,158,000	3,854
Total interest expense	$942,000	3,409
Net interest income	$1,216,000	4,123
Provision for loan and lease losses	$168,000	1,305
Total noninterest income	$132,000	4,983
Gross Fiduciary activities income	$0	1,380
Service charges on deposit accounts	$59,000	4,577
Trading account gains and fees	$0	115
Additional Noninterest Income	$73,000	4,340
Total noninterest expense	$1,023,000	3,962
Salaries and employee benefits	$482,000	4,395
Premises and equipment expense	$83,000	5,536
Additional noninterest expense	$458,000	2,763
Pre-tax net operating income	$157,000	6,325
Securities gains (losses)	$0	955
Applicable income taxes	$0	6,588
Income before extraordinary items	$157,000	5,854
Extraordinary gains, net	$0	21
Net income	$157,000	5,855
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$34,000	1,837
Cash dividends	$86,000	3,243
Sale, conversion, retirement of capital stock, net	$0	648
Net operating income	$157,000	5,853
2005-12-31 (YTD Data)		Rank
Total interest income	$6,868,000	4,208
Total interest expense	$2,811,000	3,519
Net interest income	$4,057,000	4,579
Provision for loan and lease losses	$260,000	3,084
Total noninterest income	$462,000	5,431
Gross Fiduciary activities income	$0	1,557
Service charges on deposit accounts	$196,000	5,086
Trading account gains and fees	$0	138
Additional Noninterest Income	$266,000	4,600
Total noninterest expense	$3,448,000	4,336
Salaries and employee benefits	$1,486,000	5,082
Premises and equipment expense	$289,000	5,831
Additional noninterest expense	$1,673,000	2,962
Pre-tax net operating income	$811,000	5,847
Securities gains (losses)	$-8,000	7,452
Applicable income taxes	$0	6,964
Income before extraordinary items	$803,000	5,327
Extraordinary gains, net	$0	46
Net income	$803,000	5,331
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$55,000	4,162
Cash dividends	$0	6,054
Sale, conversion, retirement of capital stock, net	$0	934
Net operating income	$811,000	5,289
2005-09-30 (YTD Data)		Rank
Total interest income	$4,902,000	4,304
Total interest expense	$1,967,000	3,554
Net interest income	$2,935,000	4,712
Provision for loan and lease losses	$186,000	3,074
Total noninterest income	$348,000	5,440
Gross Fiduciary activities income	$0	1,504
Service charges on deposit accounts	$129,000	5,380
Trading account gains and fees	$0	126
Additional Noninterest Income	$219,000	4,406
Total noninterest expense	$2,489,000	4,433
Salaries and employee benefits	$1,046,000	5,277
Premises and equipment expense	$214,000	5,869
Additional noninterest expense	$1,229,000	2,983
Pre-tax net operating income	$608,000	5,977
Securities gains (losses)	$-8,000	7,835
Applicable income taxes	$0	6,976
Income before extraordinary items	$600,000	5,443
Extraordinary gains, net	$0	35
Net income	$600,000	5,446
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$50,000	3,519
Cash dividends	$0	5,317
Sale, conversion, retirement of capital stock, net	$0	769
Net operating income	$608,000	5,382
2005-06-30 (YTD Data)		Rank
Total interest income	$3,131,000	4,373
Total interest expense	$1,230,000	3,559
Net interest income	$1,901,000	4,761
Provision for loan and lease losses	$112,000	3,201
Total noninterest income	$189,000	5,862
Gross Fiduciary activities income	$0	1,480
Service charges on deposit accounts	$61,000	5,980
Trading account gains and fees	$0	116
Additional Noninterest Income	$128,000	4,660
Total noninterest expense	$1,597,000	4,537
Salaries and employee benefits	$675,000	5,360
Premises and equipment expense	$138,000	5,954
Additional noninterest expense	$784,000	3,070
Pre-tax net operating income	$381,000	6,102
Securities gains (losses)	$-6,000	7,982
Applicable income taxes	$0	6,961
Income before extraordinary items	$375,000	5,607
Extraordinary gains, net	$0	30
Net income	$375,000	5,610
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$44,000	2,872
Cash dividends	$0	5,072
Sale, conversion, retirement of capital stock, net	$0	643
Net operating income	$381,000	5,513
2005-03-31 (YTD Data)		Rank
Total interest income	$1,499,000	4,489
Total interest expense	$568,000	3,664
Net interest income	$931,000	4,858
Provision for loan and lease losses	$47,000	3,284
Total noninterest income	$84,000	6,049
Gross Fiduciary activities income	$0	1,418
Service charges on deposit accounts	$24,000	6,339
Trading account gains and fees	$0	115
Additional Noninterest Income	$60,000	4,776
Total noninterest expense	$786,000	4,609
Salaries and employee benefits	$344,000	5,352
Premises and equipment expense	$67,000	6,074
Additional noninterest expense	$375,000	3,185
Pre-tax net operating income	$182,000	6,167
Securities gains (losses)	$-6,000	8,424
Applicable income taxes	$0	6,892
Income before extraordinary items	$176,000	5,725
Extraordinary gains, net	$0	24
Net income	$176,000	5,726
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$5,000	3,734
Cash dividends	$0	3,863
Sale, conversion, retirement of capital stock, net	$0	491
Net operating income	$182,000	5,607
2004-12-31 (YTD Data)		Rank
Total interest income	$5,083,000	4,795
Total interest expense	$1,943,000	3,734
Net interest income	$3,140,000	5,282
Provision for loan and lease losses	$254,000	3,221
Total noninterest income	$325,000	6,239
Gross Fiduciary activities income	$0	1,582
Service charges on deposit accounts	$101,000	6,463
Trading account gains and fees	$0	138
Additional Noninterest Income	$224,000	4,865
Total noninterest expense	$2,813,000	4,889
Salaries and employee benefits	$1,196,000	5,703
Premises and equipment expense	$226,000	6,444
Additional noninterest expense	$1,391,000	3,315
Pre-tax net operating income	$398,000	7,087
Securities gains (losses)	$0	3,819
Applicable income taxes	$0	7,185
Income before extraordinary items	$398,000	6,782
Extraordinary gains, net	$0	34
Net income	$398,000	6,784
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$58,000	4,446
Cash dividends	$0	6,149
Sale, conversion, retirement of capital stock, net	$0	872
Net operating income	$398,000	6,718
2004-09-30 (YTD Data)		Rank
Total interest income	$3,661,000	4,907
Total interest expense	$1,444,000	3,724
Net interest income	$2,217,000	5,444
Provision for loan and lease losses	$187,000	3,110
Total noninterest income	$228,000	6,425
Gross Fiduciary activities income	$0	1,547
Service charges on deposit accounts	$71,000	6,603
Trading account gains and fees	$0	134
Additional Noninterest Income	$157,000	5,023
Total noninterest expense	$2,087,000	4,877
Salaries and employee benefits	$891,000	5,687
Premises and equipment expense	$162,000	6,555
Additional noninterest expense	$1,034,000	3,330
Pre-tax net operating income	$171,000	7,825
Securities gains (losses)	$0	3,710
Applicable income taxes	$0	7,220
Income before extraordinary items	$171,000	7,649
Extraordinary gains, net	$0	26
Net income	$171,000	7,649
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$24,000	4,694
Cash dividends	$0	5,363
Sale, conversion, retirement of capital stock, net	$0	738
Net operating income	$171,000	7,592
2004-06-30 (YTD Data)		Rank
Total interest income	$2,351,000	5,042
Total interest expense	$971,000	3,694
Net interest income	$1,380,000	5,669
Provision for loan and lease losses	$114,000	3,296
Total noninterest income	$154,000	6,408
Gross Fiduciary activities income	$0	1,518
Service charges on deposit accounts	$44,000	6,706
Trading account gains and fees	$0	130
Additional Noninterest Income	$110,000	4,970
Total noninterest expense	$1,373,000	4,958
Salaries and employee benefits	$590,000	5,746
Premises and equipment expense	$110,000	6,547
Additional noninterest expense	$673,000	3,412
Pre-tax net operating income	$47,000	8,257
Securities gains (losses)	$0	3,413
Applicable income taxes	$0	7,214
Income before extraordinary items	$47,000	8,251
Extraordinary gains, net	$0	21
Net income	$47,000	8,253
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$12,000	4,658
Cash dividends	$0	5,087
Sale, conversion, retirement of capital stock, net	$0	638
Net operating income	$47,000	8,190
2004-03-31 (YTD Data)		Rank
Total interest income	$1,156,000	5,124
Total interest expense	$491,000	3,697
Net interest income	$665,000	5,796
Provision for loan and lease losses	$28,000	4,432
Total noninterest income	$68,000	6,629
Gross Fiduciary activities income	$0	1,441
Service charges on deposit accounts	$21,000	6,734
Trading account gains and fees	$0	121
Additional Noninterest Income	$47,000	5,234
Total noninterest expense	$683,000	4,997
Salaries and employee benefits	$293,000	5,807
Premises and equipment expense	$56,000	6,504
Additional noninterest expense	$334,000	3,426
Pre-tax net operating income	$22,000	8,293
Securities gains (losses)	$0	2,934
Applicable income taxes	$0	7,103
Income before extraordinary items	$22,000	8,296
Extraordinary gains, net	$0	16
Net income	$22,000	8,297
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$3,000	4,405
Cash dividends	$0	3,841
Sale, conversion, retirement of capital stock, net	$0	464
Net operating income	$22,000	8,231
2003-12-31 (YTD Data)		Rank
Total interest income	$4,191,000	5,477
Total interest expense	$1,880,000	4,214
Net interest income	$2,311,000	6,162
Provision for loan and lease losses	$198,000	4,056
Total noninterest income	$393,000	6,002
Gross Fiduciary activities income	$0	1,641
Service charges on deposit accounts	$74,000	7,015
Trading account gains and fees	$0	160
Additional Noninterest Income	$319,000	4,381
Total noninterest expense	$2,332,000	5,470
Salaries and employee benefits	$981,000	6,329
Premises and equipment expense	$175,000	7,087
Additional noninterest expense	$1,176,000	3,782
Pre-tax net operating income	$174,000	7,910
Securities gains (losses)	$0	4,500
Applicable income taxes	$0	7,459
Income before extraordinary items	$174,000	7,894
Extraordinary gains, net	$0	54
Net income	$174,000	7,895
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$7,000	6,809
Cash dividends	$0	6,283
Sale, conversion, retirement of capital stock, net	$0	868
Net operating income	$174,000	7,763
2003-09-30 (YTD Data)		Rank
Total interest income	$3,090,000	5,600
Total interest expense	$1,416,000	4,316
Net interest income	$1,674,000	6,310
Provision for loan and lease losses	$126,000	4,268
Total noninterest income	$334,000	5,786
Gross Fiduciary activities income	$0	1,599
Service charges on deposit accounts	$53,000	7,136
Trading account gains and fees	$0	153
Additional Noninterest Income	$281,000	4,146
Total noninterest expense	$1,743,000	5,451
Salaries and employee benefits	$723,000	6,373
Premises and equipment expense	$127,000	7,158
Additional noninterest expense	$893,000	3,730
Pre-tax net operating income	$139,000	8,032
Securities gains (losses)	$0	4,204
Applicable income taxes	$0	7,524
Income before extraordinary items	$139,000	7,980
Extraordinary gains, net	$0	40
Net income	$139,000	7,982
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$6,000	6,281
Cash dividends	$0	5,519
Sale, conversion, retirement of capital stock, net	$0	722
Net operating income	$139,000	7,837
2003-06-30 (YTD Data)		Rank
Total interest income	$2,015,000	5,719
Total interest expense	$951,000	4,414
Net interest income	$1,064,000	6,451
Provision for loan and lease losses	$62,000	4,661
Total noninterest income	$220,000	5,791
Gross Fiduciary activities income	$0	1,577
Service charges on deposit accounts	$38,000	7,025
Trading account gains and fees	$0	150
Additional Noninterest Income	$182,000	4,197
Total noninterest expense	$1,167,000	5,426
Salaries and employee benefits	$476,000	6,436
Premises and equipment expense	$85,000	7,152
Additional noninterest expense	$606,000	3,672
Pre-tax net operating income	$55,000	8,339
Securities gains (losses)	$0	3,782
Applicable income taxes	$0	7,529
Income before extraordinary items	$55,000	8,374
Extraordinary gains, net	$0	30
Net income	$55,000	8,375
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-1,000	7,782
Cash dividends	$0	5,215
Sale, conversion, retirement of capital stock, net	$0	589
Net operating income	$55,000	8,243
2003-03-31 (YTD Data)		Rank
Total interest income	$978,000	5,845
Total interest expense	$486,000	4,423
Net interest income	$492,000	6,697
Provision for loan and lease losses	$15,000	5,504
Total noninterest income	$86,000	6,248
Gross Fiduciary activities income	$0	1,504
Service charges on deposit accounts	$15,000	7,293
Trading account gains and fees	$0	134
Additional Noninterest Income	$71,000	4,573
Total noninterest expense	$574,000	5,488
Salaries and employee benefits	$239,000	6,421
Premises and equipment expense	$43,000	7,175
Additional noninterest expense	$292,000	3,731
Pre-tax net operating income	$-11,000	8,772
Securities gains (losses)	$0	2,891
Applicable income taxes	$0	7,403
Income before extraordinary items	$-11,000	8,830
Extraordinary gains, net	$0	21
Net income	$-11,000	8,827
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	5,539
Cash dividends	$0	3,930
Sale, conversion, retirement of capital stock, net	$0	419
Net operating income	$-11,000	8,730
2002-12-31 (YTD Data)		Rank
Total interest income	$3,305,000	6,530
Total interest expense	$1,706,000	5,315
Net interest income	$1,599,000	7,271
Provision for loan and lease losses	$269,000	3,704
Total noninterest income	$361,000	6,029
Gross Fiduciary activities income	$0	1,713
Service charges on deposit accounts	$40,000	7,685
Trading account gains and fees	$0	153
Additional Noninterest Income	$321,000	4,108
Total noninterest expense	$2,097,000	5,716
Salaries and employee benefits	$903,000	6,508
Premises and equipment expense	$189,000	6,908
Additional noninterest expense	$1,005,000	4,162
Pre-tax net operating income	$-406,000	8,937
Securities gains (losses)	$0	4,537
Applicable income taxes	$0	7,681
Income before extraordinary items	$-406,000	9,010
Extraordinary gains, net	$0	70
Net income	$-406,000	9,009
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$50,000	5,236
Cash dividends	$0	6,377
Sale, conversion, retirement of capital stock, net	$2,400,000	263
Net operating income	$-406,000	8,963
2001-12-31 (YTD Data)		Rank
Total interest income	$1,549,000	8,682
Total interest expense	$762,000	8,510
Net interest income	$787,000	8,695
Provision for loan and lease losses	$448,000	2,415
Total noninterest income	$225,000	7,065
Gross Fiduciary activities income	$0	1,731
Service charges on deposit accounts	$12,000	8,234
Trading account gains and fees	$0	177
Additional Noninterest Income	$213,000	4,793
Total noninterest expense	$1,559,000	6,660
Salaries and employee benefits	$684,000	7,267
Premises and equipment expense	$226,000	6,403
Additional noninterest expense	$649,000	5,555
Pre-tax net operating income	$-995,000	9,354
Securities gains (losses)	$0	4,612
Applicable income taxes	$0	7,903
Income before extraordinary items	$-995,000	9,414
Extraordinary gains, net	$0	105
Net income	$-995,000	9,415
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	7,777
Cash dividends	$0	6,617
Sale, conversion, retirement of capital stock, net	$5,000,000	183
Net operating income	$-995,000	9,385

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.