Home > Northstar Bank > Income and Expense
Northstar Bank, Income and Expense
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $19,766,000 | 388 |
| Total interest expense | $1,126,000 | 691 |
| Net interest income | $18,640,000 | 372 |
| Provision for loan and lease losses | $300,000 | 670 |
| Total noninterest income | $6,864,000 | 340 |
| Gross Fiduciary activities income | $0 | 1,045 |
| Service charges on deposit accounts | $1,019,000 | 347 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $5,845,000 | 277 |
| Total noninterest expense | $16,171,000 | 374 |
| Salaries and employee benefits | $10,020,000 | 342 |
| Premises and equipment expense | $2,011,000 | 357 |
| Additional noninterest expense | $4,140,000 | 432 |
| Pre-tax net operating income | $9,033,000 | 360 |
| Securities gains (losses) | $0 | 1,153 |
| Applicable income taxes | $2,387,000 | 379 |
| Income before extraordinary items | $6,646,000 | 357 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $6,646,000 | 356 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $6,646,000 | 357 |
| Net charge-offs | $13,349,000 | 55 |
| Cash dividends | $16,500,000 | 87 |
| Sale, conversion, retirement of capital stock, net | $899,000 | 89 |
| Net operating income | $6,646,000 | 351 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $86,378,000 | 352 |
| Total interest expense | $4,533,000 | 654 |
| Net interest income | $81,845,000 | 332 |
| Provision for loan and lease losses | $2,065,000 | 516 |
| Total noninterest income | $28,609,000 | 330 |
| Gross Fiduciary activities income | $0 | 1,172 |
| Service charges on deposit accounts | $4,244,000 | 338 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $24,365,000 | 267 |
| Total noninterest expense | $71,743,000 | 344 |
| Salaries and employee benefits | $42,190,000 | 313 |
| Premises and equipment expense | $8,800,000 | 313 |
| Additional noninterest expense | $20,753,000 | 362 |
| Pre-tax net operating income | $36,646,000 | 321 |
| Securities gains (losses) | $13,000 | 2,562 |
| Applicable income taxes | $10,897,000 | 320 |
| Income before extraordinary items | $25,762,000 | 335 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $25,447,000 | 337 |
| Minority interest net income | $315,000 | 34 |
| Net income of bank and minority interests. | $25,762,000 | 334 |
| Net charge-offs | $363,000 | 1,351 |
| Cash dividends | $12,500,000 | 309 |
| Sale, conversion, retirement of capital stock, net | $66,928,000 | 13 |
| Net operating income | $25,752,900 | 329 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $45,669,000 | 447 |
| Total interest expense | $2,120,000 | 1,022 |
| Net interest income | $43,549,000 | 422 |
| Provision for loan and lease losses | $1,285,000 | 579 |
| Total noninterest income | $18,855,000 | 359 |
| Gross Fiduciary activities income | $0 | 1,132 |
| Service charges on deposit accounts | $2,538,000 | 407 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $16,317,000 | 297 |
| Total noninterest expense | $39,273,000 | 436 |
| Salaries and employee benefits | $22,520,000 | 423 |
| Premises and equipment expense | $4,865,000 | 407 |
| Additional noninterest expense | $11,888,000 | 440 |
| Pre-tax net operating income | $21,846,000 | 381 |
| Securities gains (losses) | $13,000 | 2,496 |
| Applicable income taxes | $6,317,000 | 385 |
| Income before extraordinary items | $15,542,000 | 395 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $15,227,000 | 399 |
| Minority interest net income | $315,000 | 32 |
| Net income of bank and minority interests. | $15,542,000 | 395 |
| Net charge-offs | $446,000 | 870 |
| Cash dividends | $7,000,000 | 384 |
| Sale, conversion, retirement of capital stock, net | $0 | 719 |
| Net operating income | $15,532,770 | 387 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $30,025,000 | 456 |
| Total interest expense | $1,369,000 | 1,049 |
| Net interest income | $28,656,000 | 426 |
| Provision for loan and lease losses | $940,000 | 536 |
| Total noninterest income | $11,630,000 | 371 |
| Gross Fiduciary activities income | $0 | 1,122 |
| Service charges on deposit accounts | $1,688,000 | 404 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $9,942,000 | 313 |
| Total noninterest expense | $25,625,000 | 443 |
| Salaries and employee benefits | $14,704,000 | 429 |
| Premises and equipment expense | $3,229,000 | 418 |
| Additional noninterest expense | $7,692,000 | 454 |
| Pre-tax net operating income | $13,721,000 | 397 |
| Securities gains (losses) | $13,000 | 2,156 |
| Applicable income taxes | $3,733,000 | 423 |
| Income before extraordinary items | $10,001,000 | 399 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $9,686,000 | 408 |
| Minority interest net income | $315,000 | 28 |
| Net income of bank and minority interests. | $10,001,000 | 398 |
| Net charge-offs | $342,000 | 786 |
| Cash dividends | $4,000,000 | 443 |
| Sale, conversion, retirement of capital stock, net | $0 | 705 |
| Net operating income | $9,991,510 | 392 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $14,959,000 | 455 |
| Total interest expense | $660,000 | 1,083 |
| Net interest income | $14,299,000 | 425 |
| Provision for loan and lease losses | $345,000 | 617 |
| Total noninterest income | $5,280,000 | 387 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $863,000 | 393 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $4,417,000 | 324 |
| Total noninterest expense | $12,708,000 | 439 |
| Salaries and employee benefits | $7,321,000 | 426 |
| Premises and equipment expense | $1,653,000 | 411 |
| Additional noninterest expense | $3,734,000 | 458 |
| Pre-tax net operating income | $6,526,000 | 399 |
| Securities gains (losses) | $0 | 2,077 |
| Applicable income taxes | $2,040,000 | 383 |
| Income before extraordinary items | $4,486,000 | 416 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $4,358,000 | 430 |
| Minority interest net income | $128,000 | 33 |
| Net income of bank and minority interests. | $4,486,000 | 416 |
| Net charge-offs | $58,000 | 1,342 |
| Cash dividends | $2,000,000 | 420 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $4,486,000 | 408 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $60,501,000 | 428 |
| Total interest expense | $2,568,000 | 1,091 |
| Net interest income | $57,933,000 | 407 |
| Provision for loan and lease losses | $1,350,000 | 621 |
| Total noninterest income | $22,845,000 | 372 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $3,750,000 | 375 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $19,095,000 | 310 |
| Total noninterest expense | $51,163,000 | 435 |
| Salaries and employee benefits | $28,839,000 | 416 |
| Premises and equipment expense | $6,746,000 | 398 |
| Additional noninterest expense | $15,578,000 | 448 |
| Pre-tax net operating income | $28,265,000 | 374 |
| Securities gains (losses) | $0 | 3,216 |
| Applicable income taxes | $8,302,000 | 369 |
| Income before extraordinary items | $19,963,000 | 391 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $19,336,000 | 402 |
| Minority interest net income | $627,000 | 31 |
| Net income of bank and minority interests. | $19,963,000 | 391 |
| Net charge-offs | $434,000 | 1,293 |
| Cash dividends | $10,000,000 | 388 |
| Sale, conversion, retirement of capital stock, net | $-25,000,000 | 6,179 |
| Net operating income | $19,963,000 | 386 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $45,903,000 | 427 |
| Total interest expense | $1,942,000 | 1,096 |
| Net interest income | $43,961,000 | 407 |
| Provision for loan and lease losses | $1,080,000 | 555 |
| Total noninterest income | $17,817,000 | 369 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $2,829,000 | 379 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $14,988,000 | 310 |
| Total noninterest expense | $38,801,000 | 435 |
| Salaries and employee benefits | $22,094,000 | 414 |
| Premises and equipment expense | $5,130,000 | 402 |
| Additional noninterest expense | $11,577,000 | 453 |
| Pre-tax net operating income | $21,897,000 | 371 |
| Securities gains (losses) | $0 | 3,031 |
| Applicable income taxes | $6,382,000 | 374 |
| Income before extraordinary items | $15,515,000 | 387 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $14,977,000 | 394 |
| Minority interest net income | $538,000 | 31 |
| Net income of bank and minority interests. | $15,515,000 | 387 |
| Net charge-offs | $167,000 | 1,704 |
| Cash dividends | $7,500,000 | 347 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $15,515,000 | 385 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $31,091,000 | 417 |
| Total interest expense | $1,323,000 | 1,080 |
| Net interest income | $29,768,000 | 402 |
| Provision for loan and lease losses | $810,000 | 506 |
| Total noninterest income | $11,223,000 | 380 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $1,871,000 | 380 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $9,352,000 | 325 |
| Total noninterest expense | $25,886,000 | 437 |
| Salaries and employee benefits | $14,796,000 | 414 |
| Premises and equipment expense | $3,434,000 | 403 |
| Additional noninterest expense | $7,656,000 | 455 |
| Pre-tax net operating income | $14,295,000 | 378 |
| Securities gains (losses) | $0 | 2,636 |
| Applicable income taxes | $4,174,000 | 382 |
| Income before extraordinary items | $10,121,000 | 394 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $9,728,000 | 407 |
| Minority interest net income | $393,000 | 30 |
| Net income of bank and minority interests. | $10,121,000 | 394 |
| Net charge-offs | $10,000 | 3,259 |
| Cash dividends | $5,000,000 | 347 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $10,121,000 | 386 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $15,585,000 | 417 |
| Total interest expense | $680,000 | 1,059 |
| Net interest income | $14,905,000 | 401 |
| Provision for loan and lease losses | $540,000 | 386 |
| Total noninterest income | $5,172,000 | 395 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $939,000 | 374 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $4,233,000 | 334 |
| Total noninterest expense | $12,928,000 | 439 |
| Salaries and employee benefits | $7,413,000 | 418 |
| Premises and equipment expense | $1,707,000 | 406 |
| Additional noninterest expense | $3,808,000 | 447 |
| Pre-tax net operating income | $6,609,000 | 384 |
| Securities gains (losses) | $0 | 2,027 |
| Applicable income taxes | $1,825,000 | 414 |
| Income before extraordinary items | $4,784,000 | 399 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $4,576,000 | 408 |
| Minority interest net income | $208,000 | 28 |
| Net income of bank and minority interests. | $4,784,000 | 399 |
| Net charge-offs | $-53,000 | 5,963 |
| Cash dividends | $2,500,000 | 307 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $4,784,000 | 392 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $51,389,000 | 482 |
| Total interest expense | $2,710,000 | 1,098 |
| Net interest income | $48,679,000 | 452 |
| Provision for loan and lease losses | $1,484,000 | 627 |
| Total noninterest income | $18,474,000 | 419 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $2,674,000 | 512 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $15,800,000 | 323 |
| Total noninterest expense | $46,567,000 | 463 |
| Salaries and employee benefits | $26,234,000 | 435 |
| Premises and equipment expense | $5,935,000 | 440 |
| Additional noninterest expense | $14,398,000 | 477 |
| Pre-tax net operating income | $19,102,000 | 470 |
| Securities gains (losses) | $60,000 | 1,614 |
| Applicable income taxes | $5,802,000 | 447 |
| Income before extraordinary items | $13,360,000 | 513 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $12,680,000 | 535 |
| Minority interest net income | $680,000 | 30 |
| Net income of bank and minority interests. | $13,360,000 | 513 |
| Net charge-offs | $294,000 | 2,043 |
| Cash dividends | $6,000,000 | 511 |
| Sale, conversion, retirement of capital stock, net | $-12,000,000 | 6,505 |
| Net operating income | $13,318,000 | 503 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $32,561,000 | 571 |
| Total interest expense | $1,883,000 | 1,174 |
| Net interest income | $30,678,000 | 537 |
| Provision for loan and lease losses | $639,000 | 952 |
| Total noninterest income | $12,384,000 | 440 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $1,161,000 | 872 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $11,223,000 | 329 |
| Total noninterest expense | $28,463,000 | 538 |
| Salaries and employee benefits | $16,545,000 | 503 |
| Premises and equipment expense | $3,573,000 | 524 |
| Additional noninterest expense | $8,345,000 | 596 |
| Pre-tax net operating income | $13,960,000 | 486 |
| Securities gains (losses) | $60,000 | 1,334 |
| Applicable income taxes | $4,240,000 | 453 |
| Income before extraordinary items | $9,780,000 | 518 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $9,318,000 | 546 |
| Minority interest net income | $462,000 | 30 |
| Net income of bank and minority interests. | $9,780,000 | 518 |
| Net charge-offs | $178,000 | 2,123 |
| Cash dividends | $4,000,000 | 525 |
| Sale, conversion, retirement of capital stock, net | $-12,000,000 | 6,586 |
| Net operating income | $9,738,000 | 511 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $21,592,000 | 574 |
| Total interest expense | $1,269,000 | 1,170 |
| Net interest income | $20,323,000 | 539 |
| Provision for loan and lease losses | $639,000 | 688 |
| Total noninterest income | $7,685,000 | 465 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $749,000 | 884 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $6,936,000 | 343 |
| Total noninterest expense | $18,871,000 | 541 |
| Salaries and employee benefits | $10,873,000 | 508 |
| Premises and equipment expense | $2,406,000 | 522 |
| Additional noninterest expense | $5,592,000 | 590 |
| Pre-tax net operating income | $8,498,000 | 519 |
| Securities gains (losses) | $57,000 | 1,102 |
| Applicable income taxes | $2,580,000 | 479 |
| Income before extraordinary items | $5,975,000 | 552 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $5,737,000 | 579 |
| Minority interest net income | $238,000 | 31 |
| Net income of bank and minority interests. | $5,975,000 | 552 |
| Net charge-offs | $209,000 | 1,546 |
| Cash dividends | $2,500,000 | 534 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $5,935,100 | 550 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $10,427,000 | 592 |
| Total interest expense | $649,000 | 1,157 |
| Net interest income | $9,778,000 | 563 |
| Provision for loan and lease losses | $639,000 | 365 |
| Total noninterest income | $3,384,000 | 502 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $391,000 | 832 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $2,993,000 | 379 |
| Total noninterest expense | $9,265,000 | 553 |
| Salaries and employee benefits | $5,308,000 | 518 |
| Premises and equipment expense | $1,209,000 | 522 |
| Additional noninterest expense | $2,748,000 | 601 |
| Pre-tax net operating income | $3,258,000 | 618 |
| Securities gains (losses) | $31,000 | 807 |
| Applicable income taxes | $969,000 | 576 |
| Income before extraordinary items | $2,320,000 | 674 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $2,232,000 | 700 |
| Minority interest net income | $88,000 | 31 |
| Net income of bank and minority interests. | $2,320,000 | 676 |
| Net charge-offs | $59,000 | 1,738 |
| Cash dividends | $2,500,000 | 277 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $2,297,990 | 669 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $47,168,000 | 523 |
| Total interest expense | $3,343,000 | 1,005 |
| Net interest income | $43,825,000 | 485 |
| Provision for loan and lease losses | $4,833,000 | 275 |
| Total noninterest income | $17,820,000 | 445 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $1,673,000 | 824 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $16,147,000 | 338 |
| Total noninterest expense | $42,302,000 | 492 |
| Salaries and employee benefits | $20,809,000 | 526 |
| Premises and equipment expense | $4,548,000 | 542 |
| Additional noninterest expense | $16,945,000 | 428 |
| Pre-tax net operating income | $14,510,000 | 565 |
| Securities gains (losses) | $11,000 | 2,598 |
| Applicable income taxes | $5,947,000 | 412 |
| Income before extraordinary items | $8,574,000 | 745 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $10,293,000 | 628 |
| Minority interest net income | $-1,719,000 | 6,810 |
| Net income of bank and minority interests. | $8,574,000 | 746 |
| Net charge-offs | $138,000 | 3,418 |
| Cash dividends | $7,500,000 | 404 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $8,566,960 | 722 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $36,468,000 | 509 |
| Total interest expense | $2,651,000 | 995 |
| Net interest income | $33,817,000 | 479 |
| Provision for loan and lease losses | $3,400,000 | 295 |
| Total noninterest income | $12,305,000 | 478 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $1,262,000 | 827 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $11,043,000 | 374 |
| Total noninterest expense | $27,470,000 | 569 |
| Salaries and employee benefits | $15,635,000 | 527 |
| Premises and equipment expense | $3,353,000 | 554 |
| Additional noninterest expense | $8,482,000 | 616 |
| Pre-tax net operating income | $15,252,000 | 449 |
| Securities gains (losses) | $0 | 3,040 |
| Applicable income taxes | $5,049,000 | 391 |
| Income before extraordinary items | $10,203,000 | 510 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $9,246,000 | 560 |
| Minority interest net income | $957,000 | 28 |
| Net income of bank and minority interests. | $10,203,000 | 512 |
| Net charge-offs | $80,000 | 3,458 |
| Cash dividends | $4,000,000 | 502 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $10,203,000 | 493 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $22,977,000 | 531 |
| Total interest expense | $1,931,000 | 940 |
| Net interest income | $21,046,000 | 504 |
| Provision for loan and lease losses | $1,800,000 | 403 |
| Total noninterest income | $8,147,000 | 487 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $846,000 | 811 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $7,301,000 | 390 |
| Total noninterest expense | $18,162,000 | 572 |
| Salaries and employee benefits | $10,287,000 | 529 |
| Premises and equipment expense | $2,198,000 | 568 |
| Additional noninterest expense | $5,677,000 | 611 |
| Pre-tax net operating income | $9,231,000 | 468 |
| Securities gains (losses) | $0 | 2,791 |
| Applicable income taxes | $3,100,000 | 413 |
| Income before extraordinary items | $6,131,000 | 556 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $5,309,000 | 628 |
| Minority interest net income | $822,000 | 23 |
| Net income of bank and minority interests. | $6,131,000 | 558 |
| Net charge-offs | $113,000 | 2,644 |
| Cash dividends | $2,000,000 | 614 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $6,131,000 | 536 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $11,224,000 | 561 |
| Total interest expense | $1,101,000 | 841 |
| Net interest income | $10,123,000 | 529 |
| Provision for loan and lease losses | $900,000 | 437 |
| Total noninterest income | $3,728,000 | 513 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $424,000 | 802 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $3,304,000 | 416 |
| Total noninterest expense | $8,804,000 | 600 |
| Salaries and employee benefits | $4,996,000 | 555 |
| Premises and equipment expense | $1,103,000 | 565 |
| Additional noninterest expense | $2,705,000 | 634 |
| Pre-tax net operating income | $4,147,000 | 503 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $1,168,000 | 486 |
| Income before extraordinary items | $2,979,000 | 551 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $2,481,000 | 654 |
| Minority interest net income | $498,000 | 23 |
| Net income of bank and minority interests. | $2,979,000 | 552 |
| Net charge-offs | $30,000 | 2,794 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $2,979,000 | 531 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $24,319,000 | 1,106 |
| Total interest expense | $2,144,000 | 2,017 |
| Net interest income | $22,175,000 | 988 |
| Provision for loan and lease losses | $1,947,000 | 1,086 |
| Total noninterest income | $7,152,000 | 872 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $1,140,000 | 1,248 |
| Trading account gains and fees | $73,000 | 126 |
| Additional Noninterest Income | $5,939,000 | 719 |
| Total noninterest expense | $20,344,000 | 980 |
| Salaries and employee benefits | $10,642,000 | 981 |
| Premises and equipment expense | $2,725,000 | 883 |
| Additional noninterest expense | $6,977,000 | 1,002 |
| Pre-tax net operating income | $7,036,000 | 1,005 |
| Securities gains (losses) | $30,000 | 3,019 |
| Applicable income taxes | $2,307,000 | 773 |
| Income before extraordinary items | $4,759,000 | 1,236 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $4,759,000 | 1,237 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $4,759,000 | 1,237 |
| Net charge-offs | $432,000 | 2,844 |
| Cash dividends | $0 | 4,373 |
| Sale, conversion, retirement of capital stock, net | $128,000 | 518 |
| Net operating income | $4,738,900 | 1,184 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $2,884,000 | 5,058 |
| Total interest expense | $198,000 | 6,251 |
| Net interest income | $2,686,000 | 4,761 |
| Provision for loan and lease losses | $214,000 | 3,438 |
| Total noninterest income | $526,000 | 3,915 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $223,000 | 3,542 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $303,000 | 3,676 |
| Total noninterest expense | $3,917,000 | 3,383 |
| Salaries and employee benefits | $1,635,000 | 3,919 |
| Premises and equipment expense | $744,000 | 2,323 |
| Additional noninterest expense | $1,538,000 | 3,044 |
| Pre-tax net operating income | $-919,000 | 6,804 |
| Securities gains (losses) | $0 | 3,575 |
| Applicable income taxes | $-314,000 | 7,009 |
| Income before extraordinary items | $-605,000 | 6,789 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $-605,000 | 6,785 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $-605,000 | 6,786 |
| Net charge-offs | $269,000 | 2,971 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $-605,000 | 6,746 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $1,918,000 | 5,097 |
| Total interest expense | $123,000 | 6,428 |
| Net interest income | $1,795,000 | 4,783 |
| Provision for loan and lease losses | $75,000 | 4,155 |
| Total noninterest income | $383,000 | 3,743 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $166,000 | 3,316 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $217,000 | 3,554 |
| Total noninterest expense | $2,485,000 | 3,514 |
| Salaries and employee benefits | $1,113,000 | 3,890 |
| Premises and equipment expense | $483,000 | 2,356 |
| Additional noninterest expense | $889,000 | 3,415 |
| Pre-tax net operating income | $-382,000 | 6,743 |
| Securities gains (losses) | $0 | 3,178 |
| Applicable income taxes | $-131,000 | 7,039 |
| Income before extraordinary items | $-251,000 | 6,748 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-251,000 | 6,748 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $-251,000 | 6,748 |
| Net charge-offs | $115,000 | 3,280 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $-251,000 | 6,682 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $917,000 | 5,240 |
| Total interest expense | $60,000 | 6,532 |
| Net interest income | $857,000 | 4,921 |
| Provision for loan and lease losses | $38,000 | 3,964 |
| Total noninterest income | $177,000 | 3,901 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $88,000 | 3,201 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $89,000 | 3,877 |
| Total noninterest expense | $1,232,000 | 3,564 |
| Salaries and employee benefits | $577,000 | 3,828 |
| Premises and equipment expense | $240,000 | 2,389 |
| Additional noninterest expense | $415,000 | 3,553 |
| Pre-tax net operating income | $-236,000 | 6,890 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $-81,000 | 7,147 |
| Income before extraordinary items | $-155,000 | 6,873 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-155,000 | 6,874 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $-155,000 | 6,874 |
| Net charge-offs | $82,000 | 2,625 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $-155,000 | 6,828 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $5,244,000 | 4,440 |
| Total interest expense | $444,000 | 6,056 |
| Net interest income | $4,800,000 | 4,009 |
| Provision for loan and lease losses | $977,000 | 2,447 |
| Total noninterest income | $910,000 | 3,278 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $487,000 | 2,625 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $423,000 | 3,351 |
| Total noninterest expense | $5,516,000 | 3,266 |
| Salaries and employee benefits | $2,584,000 | 3,468 |
| Premises and equipment expense | $1,034,000 | 2,352 |
| Additional noninterest expense | $1,898,000 | 3,276 |
| Pre-tax net operating income | $-783,000 | 6,516 |
| Securities gains (losses) | $0 | 3,838 |
| Applicable income taxes | $-158,000 | 6,886 |
| Income before extraordinary items | $-625,000 | 6,526 |
| Extraordinary gains, net | $1,911,000 | 10 |
| Net income | $1,286,000 | 3,087 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $1,286,000 | 3,087 |
| Net charge-offs | $229,000 | 4,134 |
| Cash dividends | $0 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $15,764,000 | 50 |
| Net operating income | $-625,000 | 6,491 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $3,386,000 | 4,883 |
| Total interest expense | $385,000 | 5,909 |
| Net interest income | $3,001,000 | 4,559 |
| Provision for loan and lease losses | $97,000 | 4,980 |
| Total noninterest income | $517,000 | 3,827 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $378,000 | 2,568 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $139,000 | 4,644 |
| Total noninterest expense | $4,197,000 | 3,240 |
| Salaries and employee benefits | $1,932,000 | 3,484 |
| Premises and equipment expense | $756,000 | 2,410 |
| Additional noninterest expense | $1,509,000 | 3,141 |
| Pre-tax net operating income | $-776,000 | 6,721 |
| Securities gains (losses) | $0 | 3,555 |
| Applicable income taxes | $-132,000 | 7,034 |
| Income before extraordinary items | $-644,000 | 6,743 |
| Extraordinary gains, net | $1,497,000 | 8 |
| Net income | $853,000 | 3,393 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $853,000 | 3,393 |
| Net charge-offs | $-59,000 | 7,269 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $15,765,000 | 41 |
| Net operating income | $-644,000 | 6,703 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $2,205,000 | 4,988 |
| Total interest expense | $273,000 | 5,918 |
| Net interest income | $1,932,000 | 4,684 |
| Provision for loan and lease losses | $59,000 | 5,014 |
| Total noninterest income | $341,000 | 3,872 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $256,000 | 2,513 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $85,000 | 4,794 |
| Total noninterest expense | $2,780,000 | 3,289 |
| Salaries and employee benefits | $1,329,000 | 3,422 |
| Premises and equipment expense | $473,000 | 2,562 |
| Additional noninterest expense | $978,000 | 3,258 |
| Pre-tax net operating income | $-566,000 | 6,821 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $-193,000 | 7,208 |
| Income before extraordinary items | $-373,000 | 6,767 |
| Extraordinary gains, net | $1,115,000 | 5 |
| Net income | $742,000 | 2,811 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $742,000 | 2,811 |
| Net charge-offs | $-87,000 | 7,367 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $1,250,000 | 150 |
| Net operating income | $-373,000 | 6,747 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $134,000 | 7,473 |
| Total interest expense | $29,000 | 7,391 |
| Net interest income | $105,000 | 7,475 |
| Provision for loan and lease losses | $0 | 5,840 |
| Total noninterest income | $10,000 | 7,116 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $7,000 | 6,714 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $3,000 | 6,858 |
| Total noninterest expense | $183,000 | 7,266 |
| Salaries and employee benefits | $89,000 | 7,290 |
| Premises and equipment expense | $30,000 | 6,806 |
| Additional noninterest expense | $64,000 | 7,160 |
| Pre-tax net operating income | $-68,000 | 6,603 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $-23,000 | 7,095 |
| Income before extraordinary items | $-45,000 | 6,573 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $-45,000 | 6,575 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $-45,000 | 6,573 |
| Net charge-offs | $21,000 | 4,005 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $1,250,000 | 81 |
| Net operating income | $-45,000 | 6,556 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $1,025,000 | 7,343 |
| Total interest expense | $265,000 | 7,161 |
| Net interest income | $760,000 | 7,345 |
| Provision for loan and lease losses | $375,000 | 4,529 |
| Total noninterest income | $103,000 | 6,653 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $53,000 | 6,186 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $50,000 | 6,107 |
| Total noninterest expense | $1,272,000 | 6,778 |
| Salaries and employee benefits | $535,000 | 7,059 |
| Premises and equipment expense | $196,000 | 6,229 |
| Additional noninterest expense | $541,000 | 6,374 |
| Pre-tax net operating income | $-784,000 | 6,387 |
| Securities gains (losses) | $39,000 | 2,801 |
| Applicable income taxes | $-223,000 | 6,985 |
| Income before extraordinary items | $-522,000 | 6,379 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-522,000 | 6,380 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $-522,000 | 6,380 |
| Net charge-offs | $283,000 | 4,372 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $-549,300 | 6,353 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $812,000 | 7,421 |
| Total interest expense | $213,000 | 7,241 |
| Net interest income | $599,000 | 7,433 |
| Provision for loan and lease losses | $345,000 | 4,124 |
| Total noninterest income | $83,000 | 6,727 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $40,000 | 6,264 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $43,000 | 6,143 |
| Total noninterest expense | $935,000 | 6,868 |
| Salaries and employee benefits | $412,000 | 7,100 |
| Premises and equipment expense | $144,000 | 6,352 |
| Additional noninterest expense | $379,000 | 6,543 |
| Pre-tax net operating income | $-598,000 | 6,600 |
| Securities gains (losses) | $39,000 | 2,572 |
| Applicable income taxes | $-136,000 | 7,129 |
| Income before extraordinary items | $-423,000 | 6,624 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $-423,000 | 6,624 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $-423,000 | 6,624 |
| Net charge-offs | $283,000 | 3,803 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $-452,640 | 6,576 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $568,000 | 7,471 |
| Total interest expense | $152,000 | 7,264 |
| Net interest income | $416,000 | 7,452 |
| Provision for loan and lease losses | $331,000 | 3,467 |
| Total noninterest income | $60,000 | 6,681 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $25,000 | 6,341 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $35,000 | 5,988 |
| Total noninterest expense | $611,000 | 6,943 |
| Salaries and employee benefits | $278,000 | 7,142 |
| Premises and equipment expense | $95,000 | 6,394 |
| Additional noninterest expense | $238,000 | 6,668 |
| Pre-tax net operating income | $-466,000 | 6,720 |
| Securities gains (losses) | $39,000 | 2,038 |
| Applicable income taxes | $-91,000 | 7,179 |
| Income before extraordinary items | $-336,000 | 6,728 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-336,000 | 6,730 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $-336,000 | 6,729 |
| Net charge-offs | $259,000 | 3,228 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-366,810 | 6,710 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $286,000 | 7,548 |
| Total interest expense | $70,000 | 7,440 |
| Net interest income | $216,000 | 7,521 |
| Provision for loan and lease losses | $331,000 | 2,272 |
| Total noninterest income | $37,000 | 6,501 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $12,000 | 6,416 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $25,000 | 5,673 |
| Total noninterest expense | $292,000 | 7,116 |
| Salaries and employee benefits | $140,000 | 7,226 |
| Premises and equipment expense | $46,000 | 6,540 |
| Additional noninterest expense | $106,000 | 6,916 |
| Pre-tax net operating income | $-370,000 | 7,063 |
| Securities gains (losses) | $-4,000 | 7,428 |
| Applicable income taxes | $-15,000 | 7,153 |
| Income before extraordinary items | $-359,000 | 7,142 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-359,000 | 7,145 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $-359,000 | 7,143 |
| Net charge-offs | $259,000 | 2,188 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $-355,160 | 7,108 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $1,251,000 | 7,567 |
| Total interest expense | $363,000 | 7,436 |
| Net interest income | $888,000 | 7,541 |
| Provision for loan and lease losses | $-1,000 | 7,950 |
| Total noninterest income | $63,000 | 7,300 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $54,000 | 6,410 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $9,000 | 7,208 |
| Total noninterest expense | $1,294,000 | 7,041 |
| Salaries and employee benefits | $628,000 | 7,140 |
| Premises and equipment expense | $188,000 | 6,579 |
| Additional noninterest expense | $478,000 | 6,846 |
| Pre-tax net operating income | $-342,000 | 5,850 |
| Securities gains (losses) | $48,000 | 2,645 |
| Applicable income taxes | $-100,000 | 6,571 |
| Income before extraordinary items | $-194,000 | 5,816 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-194,000 | 5,815 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $-194,000 | 5,815 |
| Net charge-offs | $8,000 | 6,949 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $-225,680 | 5,856 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $948,000 | 7,650 |
| Total interest expense | $285,000 | 7,504 |
| Net interest income | $663,000 | 7,622 |
| Provision for loan and lease losses | $-1,000 | 8,034 |
| Total noninterest income | $72,000 | 7,131 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $40,000 | 6,466 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $32,000 | 6,662 |
| Total noninterest expense | $979,000 | 7,068 |
| Salaries and employee benefits | $488,000 | 7,119 |
| Premises and equipment expense | $141,000 | 6,627 |
| Additional noninterest expense | $350,000 | 6,915 |
| Pre-tax net operating income | $-243,000 | 6,075 |
| Securities gains (losses) | $8,000 | 3,037 |
| Applicable income taxes | $-80,000 | 6,899 |
| Income before extraordinary items | $-155,000 | 6,059 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $-155,000 | 6,060 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $-155,000 | 6,059 |
| Net charge-offs | $9,000 | 6,555 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-160,280 | 6,041 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $625,000 | 7,738 |
| Total interest expense | $195,000 | 7,596 |
| Net interest income | $430,000 | 7,697 |
| Provision for loan and lease losses | $-1,000 | 8,131 |
| Total noninterest income | $43,000 | 7,289 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $25,000 | 6,553 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $18,000 | 6,881 |
| Total noninterest expense | $650,000 | 7,129 |
| Salaries and employee benefits | $325,000 | 7,205 |
| Premises and equipment expense | $93,000 | 6,717 |
| Additional noninterest expense | $232,000 | 6,975 |
| Pre-tax net operating income | $-176,000 | 6,236 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $-60,000 | 7,042 |
| Income before extraordinary items | $-116,000 | 6,222 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-116,000 | 6,221 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $-116,000 | 6,221 |
| Net charge-offs | $4,000 | 6,304 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $-116,000 | 6,187 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $341,000 | 7,717 |
| Total interest expense | $107,000 | 7,593 |
| Net interest income | $234,000 | 7,649 |
| Provision for loan and lease losses | $1,000 | 6,705 |
| Total noninterest income | $26,000 | 7,178 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $14,000 | 6,456 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $12,000 | 6,706 |
| Total noninterest expense | $315,000 | 7,185 |
| Salaries and employee benefits | $159,000 | 7,276 |
| Premises and equipment expense | $47,000 | 6,737 |
| Additional noninterest expense | $109,000 | 6,952 |
| Pre-tax net operating income | $-56,000 | 6,510 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $-19,000 | 7,266 |
| Income before extraordinary items | $-37,000 | 6,602 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-37,000 | 6,603 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $-37,000 | 6,603 |
| Net charge-offs | $5,000 | 5,094 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-37,000 | 6,483 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $1,626,000 | 7,598 |
| Total interest expense | $633,000 | 7,441 |
| Net interest income | $993,000 | 7,599 |
| Provision for loan and lease losses | $99,000 | 6,082 |
| Total noninterest income | $99,000 | 7,310 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $64,000 | 6,437 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $35,000 | 7,078 |
| Total noninterest expense | $1,185,000 | 7,283 |
| Salaries and employee benefits | $613,000 | 7,374 |
| Premises and equipment expense | $182,000 | 6,833 |
| Additional noninterest expense | $390,000 | 7,080 |
| Pre-tax net operating income | $-192,000 | 6,546 |
| Securities gains (losses) | $3,000 | 2,883 |
| Applicable income taxes | $-64,000 | 6,996 |
| Income before extraordinary items | $-125,000 | 6,391 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-125,000 | 6,392 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $15,000 | 6,426 |
| Cash dividends | $0 | 5,455 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $-126,980 | 6,543 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $1,258,000 | 7,637 |
| Total interest expense | $505,000 | 7,491 |
| Net interest income | $753,000 | 7,648 |
| Provision for loan and lease losses | $-10,000 | 8,271 |
| Total noninterest income | $82,000 | 7,318 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $44,000 | 6,559 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $38,000 | 6,880 |
| Total noninterest expense | $898,000 | 7,284 |
| Salaries and employee benefits | $460,000 | 7,394 |
| Premises and equipment expense | $136,000 | 6,887 |
| Additional noninterest expense | $302,000 | 7,030 |
| Pre-tax net operating income | $-53,000 | 6,846 |
| Securities gains (losses) | $3,000 | 2,756 |
| Applicable income taxes | $-17,000 | 7,338 |
| Income before extraordinary items | $-33,000 | 6,664 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $-33,000 | 6,662 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $15,000 | 5,625 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-34,980 | 6,847 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $874,000 | 7,664 |
| Total interest expense | $366,000 | 7,490 |
| Net interest income | $508,000 | 7,680 |
| Provision for loan and lease losses | $1,000 | 6,652 |
| Total noninterest income | $53,000 | 7,420 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $27,000 | 6,653 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $26,000 | 6,950 |
| Total noninterest expense | $633,000 | 7,251 |
| Salaries and employee benefits | $314,000 | 7,425 |
| Premises and equipment expense | $91,000 | 6,912 |
| Additional noninterest expense | $228,000 | 6,819 |
| Pre-tax net operating income | $-73,000 | 7,140 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $-20,000 | 7,658 |
| Income before extraordinary items | $-53,000 | 7,158 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-53,000 | 7,158 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $14,000 | 4,912 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $-53,000 | 7,129 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $454,000 | 7,699 |
| Total interest expense | $208,000 | 7,423 |
| Net interest income | $246,000 | 7,764 |
| Provision for loan and lease losses | $15,000 | 5,068 |
| Total noninterest income | $18,000 | 7,776 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $11,000 | 6,800 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $7,000 | 7,488 |
| Total noninterest expense | $342,000 | 7,141 |
| Salaries and employee benefits | $167,000 | 7,353 |
| Premises and equipment expense | $45,000 | 6,958 |
| Additional noninterest expense | $130,000 | 6,526 |
| Pre-tax net operating income | $-93,000 | 7,539 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $-22,000 | 7,913 |
| Income before extraordinary items | $-71,000 | 7,573 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-71,000 | 7,572 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $23,000 | 3,215 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $-71,000 | 7,520 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $2,090,000 | 7,493 |
| Total interest expense | $1,074,000 | 7,051 |
| Net interest income | $1,016,000 | 7,723 |
| Provision for loan and lease losses | $-36,000 | 8,289 |
| Total noninterest income | $79,000 | 7,760 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $50,000 | 6,752 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $29,000 | 7,566 |
| Total noninterest expense | $1,337,000 | 7,154 |
| Salaries and employee benefits | $753,000 | 7,111 |
| Premises and equipment expense | $193,000 | 6,804 |
| Additional noninterest expense | $391,000 | 7,087 |
| Pre-tax net operating income | $-206,000 | 7,651 |
| Securities gains (losses) | $-90,000 | 8,126 |
| Applicable income taxes | $-86,000 | 8,001 |
| Income before extraordinary items | $-210,000 | 7,721 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-210,000 | 7,719 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-56,000 | 8,295 |
| Cash dividends | $0 | 5,817 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $-146,100 | 7,650 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $1,612,000 | 7,488 |
| Total interest expense | $845,000 | 7,006 |
| Net interest income | $767,000 | 7,771 |
| Provision for loan and lease losses | $-59,000 | 8,385 |
| Total noninterest income | $58,000 | 7,835 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $36,000 | 6,822 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $22,000 | 7,602 |
| Total noninterest expense | $971,000 | 7,199 |
| Salaries and employee benefits | $578,000 | 7,035 |
| Premises and equipment expense | $146,000 | 6,780 |
| Additional noninterest expense | $247,000 | 7,386 |
| Pre-tax net operating income | $-87,000 | 7,789 |
| Securities gains (losses) | $-90,000 | 8,274 |
| Applicable income taxes | $-60,000 | 8,184 |
| Income before extraordinary items | $-117,000 | 7,868 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $-117,000 | 7,864 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-79,000 | 8,339 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $-57,600 | 7,776 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $1,112,000 | 7,485 |
| Total interest expense | $579,000 | 6,982 |
| Net interest income | $533,000 | 7,768 |
| Provision for loan and lease losses | $-37,000 | 8,414 |
| Total noninterest income | $36,000 | 7,942 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $20,000 | 6,976 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $16,000 | 7,569 |
| Total noninterest expense | $630,000 | 7,293 |
| Salaries and employee benefits | $401,000 | 6,999 |
| Premises and equipment expense | $96,000 | 6,843 |
| Additional noninterest expense | $133,000 | 7,719 |
| Pre-tax net operating income | $-24,000 | 7,837 |
| Securities gains (losses) | $-90,000 | 8,384 |
| Applicable income taxes | $-39,000 | 8,256 |
| Income before extraordinary items | $-75,000 | 7,951 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-75,000 | 7,950 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-44,000 | 8,252 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $-15,600 | 7,818 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $534,000 | 7,578 |
| Total interest expense | $282,000 | 7,037 |
| Net interest income | $252,000 | 7,905 |
| Provision for loan and lease losses | $-37,000 | 8,495 |
| Total noninterest income | $14,000 | 8,107 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $10,000 | 6,985 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $4,000 | 8,000 |
| Total noninterest expense | $306,000 | 7,390 |
| Salaries and employee benefits | $196,000 | 7,093 |
| Premises and equipment expense | $47,000 | 6,906 |
| Additional noninterest expense | $63,000 | 7,812 |
| Pre-tax net operating income | $-3,000 | 7,871 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $-1,000 | 8,157 |
| Income before extraordinary items | $-2,000 | 7,876 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $-2,000 | 7,875 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-33,000 | 8,295 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $-2,000 | 7,864 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $2,066,000 | 7,481 |
| Total interest expense | $1,005,000 | 6,937 |
| Net interest income | $1,061,000 | 7,756 |
| Provision for loan and lease losses | $-44,000 | 8,383 |
| Total noninterest income | $66,000 | 8,074 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $41,000 | 7,020 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $25,000 | 7,832 |
| Total noninterest expense | $1,381,000 | 7,083 |
| Salaries and employee benefits | $701,000 | 7,271 |
| Premises and equipment expense | $205,000 | 6,677 |
| Additional noninterest expense | $475,000 | 6,649 |
| Pre-tax net operating income | $-210,000 | 8,123 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $-73,000 | 8,337 |
| Income before extraordinary items | $-137,000 | 8,106 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $-137,000 | 8,106 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $179,000 | 2,342 |
| Cash dividends | $0 | 5,941 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $-137,000 | 8,095 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $1,545,000 | 7,540 |
| Total interest expense | $722,000 | 7,004 |
| Net interest income | $823,000 | 7,779 |
| Provision for loan and lease losses | $-127,000 | 8,593 |
| Total noninterest income | $40,000 | 8,277 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $31,000 | 7,105 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $9,000 | 8,272 |
| Total noninterest expense | $1,026,000 | 7,112 |
| Salaries and employee benefits | $528,000 | 7,256 |
| Premises and equipment expense | $151,000 | 6,740 |
| Additional noninterest expense | $347,000 | 6,738 |
| Pre-tax net operating income | $-36,000 | 8,165 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $-14,000 | 8,424 |
| Income before extraordinary items | $-22,000 | 8,167 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $-22,000 | 8,168 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $56,000 | 3,050 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $-22,000 | 8,156 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $1,042,000 | 7,536 |
| Total interest expense | $461,000 | 7,026 |
| Net interest income | $581,000 | 7,747 |
| Provision for loan and lease losses | $-105,000 | 8,638 |
| Total noninterest income | $25,000 | 8,356 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $21,000 | 7,132 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $4,000 | 8,426 |
| Total noninterest expense | $703,000 | 7,085 |
| Salaries and employee benefits | $367,000 | 7,191 |
| Premises and equipment expense | $100,000 | 6,762 |
| Additional noninterest expense | $236,000 | 6,715 |
| Pre-tax net operating income | $8,000 | 8,135 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $1,000 | 6,575 |
| Income before extraordinary items | $7,000 | 8,147 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $7,000 | 8,148 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $61,000 | 2,270 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $7,000 | 8,142 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $529,000 | 7,498 |
| Total interest expense | $217,000 | 7,075 |
| Net interest income | $312,000 | 7,645 |
| Provision for loan and lease losses | $-82,000 | 8,656 |
| Total noninterest income | $14,000 | 8,305 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $11,000 | 7,109 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $3,000 | 8,266 |
| Total noninterest expense | $361,000 | 7,040 |
| Salaries and employee benefits | $189,000 | 7,130 |
| Premises and equipment expense | $55,000 | 6,562 |
| Additional noninterest expense | $117,000 | 6,694 |
| Pre-tax net operating income | $47,000 | 7,733 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $14,000 | 5,578 |
| Income before extraordinary items | $33,000 | 7,789 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $33,000 | 7,789 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $50,000 | 1,486 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $33,000 | 7,786 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $2,346,000 | 7,133 |
| Total interest expense | $829,000 | 6,697 |
| Net interest income | $1,517,000 | 7,273 |
| Provision for loan and lease losses | $-234,000 | 8,707 |
| Total noninterest income | $49,000 | 8,432 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $32,000 | 7,331 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $17,000 | 8,210 |
| Total noninterest expense | $1,764,000 | 6,457 |
| Salaries and employee benefits | $831,000 | 6,831 |
| Premises and equipment expense | $218,000 | 6,540 |
| Additional noninterest expense | $715,000 | 5,526 |
| Pre-tax net operating income | $36,000 | 8,159 |
| Securities gains (losses) | $-14,000 | 7,671 |
| Applicable income taxes | $6,000 | 6,643 |
| Income before extraordinary items | $16,000 | 8,235 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $16,000 | 8,236 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $163,000 | 2,600 |
| Cash dividends | $0 | 6,054 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $26,220 | 8,181 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $1,805,000 | 7,106 |
| Total interest expense | $627,000 | 6,624 |
| Net interest income | $1,178,000 | 7,245 |
| Provision for loan and lease losses | $-228,000 | 8,756 |
| Total noninterest income | $27,000 | 8,565 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $22,000 | 7,408 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $5,000 | 8,551 |
| Total noninterest expense | $1,417,000 | 6,256 |
| Salaries and employee benefits | $624,000 | 6,819 |
| Premises and equipment expense | $179,000 | 6,303 |
| Additional noninterest expense | $614,000 | 5,041 |
| Pre-tax net operating income | $16,000 | 8,286 |
| Securities gains (losses) | $-14,000 | 8,034 |
| Applicable income taxes | $10,000 | 6,526 |
| Income before extraordinary items | $-8,000 | 8,354 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $-8,000 | 8,355 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $117,000 | 2,343 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $960 | 8,311 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $1,249,000 | 6,989 |
| Total interest expense | $435,000 | 6,403 |
| Net interest income | $814,000 | 7,153 |
| Provision for loan and lease losses | $-65,000 | 8,715 |
| Total noninterest income | $4,000 | 8,739 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $13,000 | 7,465 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $-9,000 | 8,837 |
| Total noninterest expense | $896,000 | 6,413 |
| Salaries and employee benefits | $408,000 | 6,861 |
| Premises and equipment expense | $118,000 | 6,320 |
| Additional noninterest expense | $370,000 | 5,351 |
| Pre-tax net operating income | $-13,000 | 8,385 |
| Securities gains (losses) | $-14,000 | 8,251 |
| Applicable income taxes | $1,000 | 6,848 |
| Income before extraordinary items | $-28,000 | 8,438 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $-28,000 | 8,438 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $115,000 | 1,749 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $-14,000 | 8,378 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $654,000 | 6,911 |
| Total interest expense | $228,000 | 6,200 |
| Net interest income | $426,000 | 7,108 |
| Provision for loan and lease losses | $-74,000 | 8,821 |
| Total noninterest income | $-9,000 | 8,914 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $7,000 | 7,502 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $-16,000 | 8,918 |
| Total noninterest expense | $420,000 | 6,656 |
| Salaries and employee benefits | $210,000 | 6,858 |
| Premises and equipment expense | $55,000 | 6,532 |
| Additional noninterest expense | $155,000 | 5,895 |
| Pre-tax net operating income | $71,000 | 7,616 |
| Securities gains (losses) | $-17,000 | 8,636 |
| Applicable income taxes | $18,000 | 5,732 |
| Income before extraordinary items | $36,000 | 8,001 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $36,000 | 8,001 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $56,000 | 1,607 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $47,390 | 7,786 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $3,094,000 | 6,334 |
| Total interest expense | $1,129,000 | 5,304 |
| Net interest income | $1,965,000 | 6,679 |
| Provision for loan and lease losses | $1,353,000 | 797 |
| Total noninterest income | $292,000 | 6,464 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $32,000 | 7,529 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $260,000 | 4,547 |
| Total noninterest expense | $1,687,000 | 6,556 |
| Salaries and employee benefits | $774,000 | 7,032 |
| Premises and equipment expense | $207,000 | 6,676 |
| Additional noninterest expense | $706,000 | 5,501 |
| Pre-tax net operating income | $-783,000 | 8,749 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $-266,000 | 8,846 |
| Income before extraordinary items | $-517,000 | 8,731 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-517,000 | 8,733 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $806,000 | 903 |
| Cash dividends | $111,000 | 5,412 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $-517,000 | 8,701 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $2,351,000 | 6,304 |
| Total interest expense | $863,000 | 5,203 |
| Net interest income | $1,488,000 | 6,647 |
| Provision for loan and lease losses | $1,334,000 | 593 |
| Total noninterest income | $282,000 | 5,969 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $25,000 | 7,565 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $257,000 | 4,014 |
| Total noninterest expense | $1,250,000 | 6,563 |
| Salaries and employee benefits | $567,000 | 7,043 |
| Premises and equipment expense | $160,000 | 6,586 |
| Additional noninterest expense | $523,000 | 5,501 |
| Pre-tax net operating income | $-814,000 | 8,864 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $-235,000 | 8,924 |
| Income before extraordinary items | $-579,000 | 8,835 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $-579,000 | 8,836 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $521,000 | 911 |
| Cash dividends | $111,000 | 4,552 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $-579,000 | 8,813 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $1,585,000 | 6,289 |
| Total interest expense | $577,000 | 5,223 |
| Net interest income | $1,008,000 | 6,636 |
| Provision for loan and lease losses | $58,000 | 4,543 |
| Total noninterest income | $26,000 | 8,675 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $17,000 | 7,603 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $9,000 | 8,365 |
| Total noninterest expense | $789,000 | 6,758 |
| Salaries and employee benefits | $383,000 | 7,054 |
| Premises and equipment expense | $104,000 | 6,700 |
| Additional noninterest expense | $302,000 | 5,961 |
| Pre-tax net operating income | $187,000 | 7,278 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $61,000 | 5,420 |
| Income before extraordinary items | $126,000 | 7,533 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $126,000 | 7,533 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $28,000 | 3,762 |
| Cash dividends | $68,000 | 4,506 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $126,000 | 7,464 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $779,000 | 6,361 |
| Total interest expense | $302,000 | 5,143 |
| Net interest income | $477,000 | 6,821 |
| Provision for loan and lease losses | $9,000 | 5,706 |
| Total noninterest income | $14,000 | 8,663 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $9,000 | 7,564 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $5,000 | 8,313 |
| Total noninterest expense | $377,000 | 6,918 |
| Salaries and employee benefits | $192,000 | 7,098 |
| Premises and equipment expense | $49,000 | 6,832 |
| Additional noninterest expense | $136,000 | 6,288 |
| Pre-tax net operating income | $105,000 | 7,071 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $33,000 | 5,294 |
| Income before extraordinary items | $72,000 | 7,381 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $72,000 | 7,383 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $21,000 | 2,858 |
| Cash dividends | $23,000 | 3,674 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $72,000 | 7,295 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $2,971,000 | 6,553 |
| Total interest expense | $1,212,000 | 5,541 |
| Net interest income | $1,759,000 | 6,970 |
| Provision for loan and lease losses | $199,000 | 4,051 |
| Total noninterest income | $113,000 | 8,175 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $43,000 | 7,535 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $70,000 | 7,103 |
| Total noninterest expense | $1,610,000 | 6,695 |
| Salaries and employee benefits | $816,000 | 6,859 |
| Premises and equipment expense | $217,000 | 6,578 |
| Additional noninterest expense | $577,000 | 6,117 |
| Pre-tax net operating income | $63,000 | 8,337 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $10,000 | 7,040 |
| Income before extraordinary items | $53,000 | 8,443 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $53,000 | 8,446 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $169,000 | 3,157 |
| Cash dividends | $80,000 | 5,694 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $53,000 | 8,342 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $2,196,000 | 6,691 |
| Total interest expense | $906,000 | 5,688 |
| Net interest income | $1,290,000 | 7,071 |
| Provision for loan and lease losses | $179,000 | 3,609 |
| Total noninterest income | $96,000 | 8,074 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $34,000 | 7,571 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $62,000 | 6,893 |
| Total noninterest expense | $1,232,000 | 6,613 |
| Salaries and employee benefits | $609,000 | 6,877 |
| Premises and equipment expense | $165,000 | 6,542 |
| Additional noninterest expense | $458,000 | 5,920 |
| Pre-tax net operating income | $-25,000 | 8,683 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $0 | 7,524 |
| Income before extraordinary items | $-25,000 | 8,768 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $-25,000 | 8,770 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $146,000 | 2,642 |
| Cash dividends | $58,000 | 5,048 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $-25,000 | 8,680 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $1,436,000 | 6,797 |
| Total interest expense | $601,000 | 5,836 |
| Net interest income | $835,000 | 7,157 |
| Provision for loan and lease losses | $165,000 | 2,855 |
| Total noninterest income | $71,000 | 7,950 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $23,000 | 7,567 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $48,000 | 6,645 |
| Total noninterest expense | $865,000 | 6,469 |
| Salaries and employee benefits | $406,000 | 6,898 |
| Premises and equipment expense | $108,000 | 6,577 |
| Additional noninterest expense | $351,000 | 5,464 |
| Pre-tax net operating income | $-124,000 | 8,855 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $0 | 7,529 |
| Income before extraordinary items | $-124,000 | 8,939 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $-124,000 | 8,939 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $100,000 | 2,496 |
| Cash dividends | $36,000 | 4,898 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $-124,000 | 8,857 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $694,000 | 6,932 |
| Total interest expense | $286,000 | 6,093 |
| Net interest income | $408,000 | 7,236 |
| Provision for loan and lease losses | $165,000 | 1,575 |
| Total noninterest income | $48,000 | 7,431 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $10,000 | 7,640 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $38,000 | 5,786 |
| Total noninterest expense | $492,000 | 6,050 |
| Salaries and employee benefits | $223,000 | 6,648 |
| Premises and equipment expense | $51,000 | 6,736 |
| Additional noninterest expense | $218,000 | 4,659 |
| Pre-tax net operating income | $-201,000 | 9,084 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $0 | 7,403 |
| Income before extraordinary items | $-201,000 | 9,131 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-201,000 | 9,128 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $99,000 | 1,503 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $-201,000 | 9,070 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $2,409,000 | 7,437 |
| Total interest expense | $970,000 | 7,011 |
| Net interest income | $1,439,000 | 7,535 |
| Provision for loan and lease losses | $41,000 | 6,906 |
| Total noninterest income | $176,000 | 7,556 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $51,000 | 7,508 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $125,000 | 5,983 |
| Total noninterest expense | $1,501,000 | 6,840 |
| Salaries and employee benefits | $805,000 | 6,865 |
| Premises and equipment expense | $223,000 | 6,487 |
| Additional noninterest expense | $473,000 | 6,661 |
| Pre-tax net operating income | $73,000 | 8,392 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $-168,000 | 9,126 |
| Income before extraordinary items | $241,000 | 7,612 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $241,000 | 7,611 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $81,000 | 4,519 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $241,000 | 7,524 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $1,635,000 | 8,592 |
| Total interest expense | $899,000 | 8,218 |
| Net interest income | $736,000 | 8,792 |
| Provision for loan and lease losses | $-19,000 | 9,459 |
| Total noninterest income | $295,000 | 6,473 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $82,000 | 6,939 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $213,000 | 4,793 |
| Total noninterest expense | $1,572,000 | 6,637 |
| Salaries and employee benefits | $744,000 | 7,003 |
| Premises and equipment expense | $278,000 | 5,763 |
| Additional noninterest expense | $550,000 | 6,156 |
| Pre-tax net operating income | $-522,000 | 9,178 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $-34,000 | 9,110 |
| Income before extraordinary items | $-488,000 | 9,235 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $-488,000 | 9,236 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-5,000 | 8,952 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $761,000 | 447 |
| Net operating income | $-488,000 | 9,191 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $1,353,000 | 9,090 |
| Total interest expense | $591,000 | 9,060 |
| Net interest income | $762,000 | 8,985 |
| Provision for loan and lease losses | $36,000 | 6,984 |
| Total noninterest income | $168,000 | 7,647 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $56,000 | 7,489 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $112,000 | 6,168 |
| Total noninterest expense | $1,203,000 | 7,491 |
| Salaries and employee benefits | $557,000 | 7,934 |
| Premises and equipment expense | $202,000 | 6,737 |
| Additional noninterest expense | $444,000 | 6,819 |
| Pre-tax net operating income | $-309,000 | 9,421 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $-38,000 | 9,451 |
| Income before extraordinary items | $-271,000 | 9,426 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $-271,000 | 9,425 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $15,000 | 6,269 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $69,000 | 734 |
| Net operating income | $-271,000 | 9,425 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $1,199,000 | 9,420 |
| Total interest expense | $508,000 | 9,418 |
| Net interest income | $691,000 | 9,303 |
| Provision for loan and lease losses | $138,000 | 4,462 |
| Total noninterest income | $64,000 | 9,390 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $55,000 | 7,711 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $9,000 | 9,783 |
| Total noninterest expense | $935,000 | 8,319 |
| Salaries and employee benefits | $483,000 | 8,441 |
| Premises and equipment expense | $140,000 | 7,850 |
| Additional noninterest expense | $312,000 | 8,029 |
| Pre-tax net operating income | $-318,000 | 9,723 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $-36,000 | 9,779 |
| Income before extraordinary items | $-282,000 | 9,747 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $-282,000 | 9,745 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $29,000 | 5,628 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $-282,000 | 9,727 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $1,014,000 | 9,847 |
| Total interest expense | $440,000 | 9,823 |
| Net interest income | $574,000 | 9,792 |
| Provision for loan and lease losses | $129,000 | 4,493 |
| Total noninterest income | $53,000 | 9,805 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $14,000 | 8,815 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $39,000 | 8,570 |
| Total noninterest expense | $550,000 | 9,611 |
| Salaries and employee benefits | $286,000 | 9,684 |
| Premises and equipment expense | $56,000 | 9,684 |
| Additional noninterest expense | $208,000 | 9,036 |
| Pre-tax net operating income | $-52,000 | 9,869 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $16,000 | 8,961 |
| Income before extraordinary items | $-68,000 | 9,925 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $-68,000 | 9,923 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $109,000 | 3,499 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $-68,000 | 9,885 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $1,319,000 | 9,904 |
| Total interest expense | $567,000 | 9,925 |
| Net interest income | $752,000 | 9,800 |
| Provision for loan and lease losses | $63,000 | 6,100 |
| Total noninterest income | $75,000 | 9,855 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $18,000 | 9,171 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $57,000 | 8,127 |
| Total noninterest expense | $948,000 | 8,518 |
| Salaries and employee benefits | $351,000 | 9,588 |
| Premises and equipment expense | $180,000 | 7,193 |
| Additional noninterest expense | $417,000 | 7,212 |
| Pre-tax net operating income | $-184,000 | 10,552 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $0 | 10,065 |
| Income before extraordinary items | $-184,000 | 10,592 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $-184,000 | 10,592 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $81,000 | 4,217 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $-184,000 | 10,564 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $1,474,000 | 10,149 |
| Total interest expense | $714,000 | 9,930 |
| Net interest income | $760,000 | 10,224 |
| Provision for loan and lease losses | $-200,000 | 11,333 |
| Total noninterest income | $142,000 | 9,141 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $102,000 | 7,439 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $40,000 | 9,363 |
| Total noninterest expense | $877,000 | 9,140 |
| Salaries and employee benefits | $528,000 | 8,662 |
| Premises and equipment expense | $170,000 | 7,625 |
| Additional noninterest expense | $179,000 | 10,185 |
| Pre-tax net operating income | $225,000 | 9,628 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $71,000 | 9,311 |
| Income before extraordinary items | $154,000 | 9,753 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $154,000 | 9,753 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 9,914 |
| Cash dividends | $200,000 | 5,388 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $154,000 | 9,691 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $1,430,000 | 10,642 |
| Total interest expense | $654,000 | 10,466 |
| Net interest income | $776,000 | 10,606 |
| Provision for loan and lease losses | $0 | 8,958 |
| Total noninterest income | $107,000 | 10,118 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $87,000 | 8,120 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $20,000 | 10,891 |
| Total noninterest expense | $814,000 | 9,713 |
| Salaries and employee benefits | $443,000 | 9,594 |
| Premises and equipment expense | $149,000 | 8,299 |
| Additional noninterest expense | $222,000 | 10,163 |
| Pre-tax net operating income | $69,000 | 11,230 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $12,000 | 10,895 |
| Income before extraordinary items | $57,000 | 11,249 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $57,000 | 11,248 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-24,000 | 11,120 |
| Cash dividends | $277,000 | 4,740 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $57,000 | 11,223 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $913,000 | 11,866 |
| Total interest expense | $215,000 | 12,309 |
| Net interest income | $698,000 | 11,386 |
| Provision for loan and lease losses | $0 | 9,146 |
| Total noninterest income | $64,000 | 11,626 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $49,000 | 9,727 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $15,000 | 11,783 |
| Total noninterest expense | $681,000 | 10,780 |
| Salaries and employee benefits | $348,000 | 10,765 |
| Premises and equipment expense | $132,000 | 9,037 |
| Additional noninterest expense | $201,000 | 11,141 |
| Pre-tax net operating income | $81,000 | 11,747 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $16,000 | 11,243 |
| Income before extraordinary items | $65,000 | 11,693 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $65,000 | 11,699 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 10,077 |
| Cash dividends | $50,000 | 7,903 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $65,000 | 11,736 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $995,000 | 12,302 |
| Total interest expense | $307,000 | 12,650 |
| Net interest income | $688,000 | 11,924 |
| Provision for loan and lease losses | $0 | 10,371 |
| Total noninterest income | $1,337,000 | 2,681 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $88,000 | 8,760 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,249,000 | 1,768 |
| Total noninterest expense | $948,000 | 9,984 |
| Salaries and employee benefits | $627,000 | 8,587 |
| Premises and equipment expense | $111,000 | 10,087 |
| Additional noninterest expense | $210,000 | 11,589 |
| Pre-tax net operating income | $1,077,000 | 5,586 |
| Securities gains (losses) | $12,000 | 5,266 |
| Applicable income taxes | $373,000 | 5,263 |
| Income before extraordinary items | $716,000 | 6,020 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $716,000 | 6,175 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-18,000 | 12,066 |
| Cash dividends | $600,000 | 2,624 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $708,080 | 5,790 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $1,348,000 | 12,291 |
| Total interest expense | $586,000 | 12,351 |
| Net interest income | $762,000 | 12,066 |
| Provision for loan and lease losses | $0 | 11,756 |
| Total noninterest income | $104,000 | 11,616 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $82,000 | 9,107 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $22,000 | 12,406 |
| Total noninterest expense | $645,000 | 11,801 |
| Salaries and employee benefits | $325,000 | 11,730 |
| Premises and equipment expense | $73,000 | 11,760 |
| Additional noninterest expense | $247,000 | 11,574 |
| Pre-tax net operating income | $221,000 | 10,878 |
| Securities gains (losses) | $317,000 | 1,481 |
| Applicable income taxes | $174,000 | 8,098 |
| Income before extraordinary items | $364,000 | 8,569 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $364,000 | 8,696 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-50,000 | 13,477 |
| Cash dividends | $50,000 | 7,650 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $148,440 | 10,959 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.