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Northside Community Bank, Income and Expense

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2023-12-31 (YTD Data)		Rank
Total interest income	$11,279,000	2,666
Total interest expense	$3,885,000	2,311
Net interest income	$7,394,000	2,818
Provision for loan and lease losses	$0	3,275
Total noninterest income	$513,000	3,394
Gross Fiduciary activities income	$0	981
Service charges on deposit accounts	$138,000	3,072
Trading account gains and fees	NA	NA
Additional Noninterest Income	$375,000	3,233
Total noninterest expense	$5,549,000	2,897
Salaries and employee benefits	$3,328,000	2,793
Premises and equipment expense	$704,000	2,491
Additional noninterest expense	$375,000	3,233
Pre-tax net operating income	$2,358,000	2,769
Securities gains (losses)	$0	988
Applicable income taxes	$583,000	1,798
Income before extraordinary items	$1,775,000	2,903
Extraordinary gains, net	$0	54
Net income	$1,775,000	2,932
Minority interest net income	$0	88
Net income of bank and minority interests.	$1,775,000	2,905
Net charge-offs	$-6,000	3,751
Cash dividends	$3,000,000	1,181
Sale, conversion, retirement of capital stock, net	$0	540
Net operating income	$1,775,000	2,943
2023-09-30 (YTD Data)		Rank
Total interest income	$8,330,000	2,669
Total interest expense	$2,609,000	2,321
Net interest income	$5,721,000	2,782
Provision for loan and lease losses	$0	3,085
Total noninterest income	$382,000	3,399
Gross Fiduciary activities income	$0	950
Service charges on deposit accounts	$102,000	3,103
Trading account gains and fees	NA	NA
Additional Noninterest Income	$280,000	3,235
Total noninterest expense	$4,187,000	2,879
Salaries and employee benefits	$2,475,000	2,793
Premises and equipment expense	$556,000	2,421
Additional noninterest expense	$280,000	3,234
Pre-tax net operating income	$1,916,000	2,751
Securities gains (losses)	$0	849
Applicable income taxes	$507,000	1,741
Income before extraordinary items	$1,409,000	2,914
Extraordinary gains, net	$0	52
Net income	$1,409,000	2,944
Minority interest net income	$0	81
Net income of bank and minority interests.	$1,409,000	2,915
Net charge-offs	$-6,000	3,713
Cash dividends	$3,000,000	874
Sale, conversion, retirement of capital stock, net	$0	507
Net operating income	$1,409,000	2,941
2023-06-30 (YTD Data)		Rank
Total interest income	$0	4,634
Total interest expense	$10,000	4,534
Net interest income	$28,342,000	619
Provision for loan and lease losses	NA	NA
Total noninterest income	$772	4,623
Gross Fiduciary activities income	$0	931
Service charges on deposit accounts	$0	4,471
Trading account gains and fees	$4,221	106
Additional Noninterest Income	$50,000	4,046
Total noninterest expense	$0	4,605
Salaries and employee benefits	NA	NA
Premises and equipment expense	$0	4,583
Additional noninterest expense	$22,908	4,275
Pre-tax net operating income	NA	NA
Securities gains (losses)	$0	938
Applicable income taxes	$0	3,436
Income before extraordinary items	$1,000	4,443
Extraordinary gains, net	$34,416,000	8
Net income	$1,116,000	2,766
Minority interest net income	$2,050,000	18
Net income of bank and minority interests.	$0	4,409
Net charge-offs	$0	2,431
Cash dividends	$2,544,000	726
Sale, conversion, retirement of capital stock, net	$0	484
Net operating income	$0	4,423
2023-03-31 (YTD Data)		Rank
Total interest income	$2,703,000	2,675
Total interest expense	$423,000	2,800
Net interest income	$2,280,000	2,561
Provision for loan and lease losses	$0	2,612
Total noninterest income	$124,000	3,425
Gross Fiduciary activities income	$0	913
Service charges on deposit accounts	$31,000	3,200
Trading account gains and fees	NA	NA
Additional Noninterest Income	$93,000	3,217
Total noninterest expense	$1,510,000	2,794
Salaries and employee benefits	$961,000	2,618
Premises and equipment expense	$197,000	2,372
Additional noninterest expense	$93,000	3,217
Pre-tax net operating income	$894,000	2,437
Securities gains (losses)	$0	950
Applicable income taxes	$240,000	1,558
Income before extraordinary items	$654,000	2,611
Extraordinary gains, net	$0	4
Net income	$654,000	2,612
Minority interest net income	$0	48
Net income of bank and minority interests.	$654,000	2,611
Net charge-offs	$-5,000	3,836
Cash dividends	$0	2,337
Sale, conversion, retirement of capital stock, net	$0	430
Net operating income	$654,000	2,642
2022-12-31 (YTD Data)		Rank
Total interest income	$9,827,000	2,545
Total interest expense	$480,000	3,280
Net interest income	$9,347,000	2,460
Provision for loan and lease losses	$-500,000	4,523
Total noninterest income	$525,000	3,482
Gross Fiduciary activities income	$0	1,005
Service charges on deposit accounts	$132,000	3,186
Trading account gains and fees	NA	NA
Additional Noninterest Income	$393,000	3,272
Total noninterest expense	$6,855,000	2,544
Salaries and employee benefits	$3,738,000	2,605
Premises and equipment expense	$737,000	2,429
Additional noninterest expense	$393,000	3,272
Pre-tax net operating income	$3,517,000	2,461
Securities gains (losses)	$-90,000	3,868
Applicable income taxes	$898,000	1,641
Income before extraordinary items	$2,529,000	2,671
Extraordinary gains, net	$0	5
Net income	$2,529,000	2,668
Minority interest net income	$0	63
Net income of bank and minority interests.	$2,529,000	2,670
Net charge-offs	$-14,000	3,721
Cash dividends	$0	3,475
Sale, conversion, retirement of capital stock, net	$0	568
Net operating income	$2,600,100	2,664
2022-09-30 (YTD Data)		Rank
Total interest income	$7,063,000	2,555
Total interest expense	$252,000	3,497
Net interest income	$6,811,000	2,472
Provision for loan and lease losses	$-500,000	4,583
Total noninterest income	$391,000	3,515
Gross Fiduciary activities income	$0	968
Service charges on deposit accounts	$94,000	3,258
Trading account gains and fees	NA	NA
Additional Noninterest Income	$297,000	3,297
Total noninterest expense	$5,251,000	2,501
Salaries and employee benefits	$2,865,000	2,579
Premises and equipment expense	$542,000	2,459
Additional noninterest expense	$297,000	3,297
Pre-tax net operating income	$2,451,000	2,550
Securities gains (losses)	$-90,000	4,198
Applicable income taxes	$650,000	1,655
Income before extraordinary items	$1,711,000	2,770
Extraordinary gains, net	$0	4
Net income	$1,711,000	2,768
Minority interest net income	$0	57
Net income of bank and minority interests.	$1,711,000	2,769
Net charge-offs	$-11,000	3,629
Cash dividends	$0	3,099
Sale, conversion, retirement of capital stock, net	$0	519
Net operating income	$1,782,100	2,760
2022-06-30 (YTD Data)		Rank
Total interest income	$4,561,000	2,566
Total interest expense	$123,000	3,752
Net interest income	$4,438,000	2,489
Provision for loan and lease losses	$-500,000	4,608
Total noninterest income	$252,000	3,534
Gross Fiduciary activities income	$0	925
Service charges on deposit accounts	$61,000	3,300
Trading account gains and fees	NA	NA
Additional Noninterest Income	$191,000	3,358
Total noninterest expense	$3,582,000	2,456
Salaries and employee benefits	$1,953,000	2,539
Premises and equipment expense	$347,000	2,523
Additional noninterest expense	$1,282,000	2,210
Pre-tax net operating income	$1,608,000	2,481
Securities gains (losses)	$-90,000	4,348
Applicable income taxes	$410,000	1,634
Income before extraordinary items	$1,108,000	2,707
Extraordinary gains, net	$0	4
Net income	$1,108,000	2,705
Minority interest net income	$0	60
Net income of bank and minority interests.	$1,108,000	2,707
Net charge-offs	$-7,000	3,543
Cash dividends	$0	2,961
Sale, conversion, retirement of capital stock, net	$0	494
Net operating income	$1,179,100	2,678
2022-03-31 (YTD Data)		Rank
Total interest income	$2,234,000	2,558
Total interest expense	$64,000	3,697
Net interest income	$2,170,000	2,475
Provision for loan and lease losses	$-500,000	4,632
Total noninterest income	$127,000	3,502
Gross Fiduciary activities income	$0	892
Service charges on deposit accounts	$31,000	3,263
Trading account gains and fees	NA	NA
Additional Noninterest Income	$96,000	3,314
Total noninterest expense	$1,989,000	2,292
Salaries and employee benefits	$917,000	2,633
Premises and equipment expense	$168,000	2,558
Additional noninterest expense	$904,000	1,712
Pre-tax net operating income	$808,000	2,372
Securities gains (losses)	$-53,000	4,466
Applicable income taxes	$204,000	1,597
Income before extraordinary items	$551,000	2,649
Extraordinary gains, net	$0	4
Net income	$551,000	2,646
Minority interest net income	$0	50
Net income of bank and minority interests.	$551,000	2,649
Net charge-offs	$-4,000	3,570
Cash dividends	$0	2,284
Sale, conversion, retirement of capital stock, net	$0	453
Net operating income	$592,870	2,575
2021-12-31 (YTD Data)		Rank
Total interest income	$9,145,000	2,593
Total interest expense	$636,000	2,827
Net interest income	$8,509,000	2,557
Provision for loan and lease losses	$-375,000	4,390
Total noninterest income	$514,000	3,624
Gross Fiduciary activities income	$0	994
Service charges on deposit accounts	$94,000	3,520
Trading account gains and fees	NA	NA
Additional Noninterest Income	$420,000	3,417
Total noninterest expense	$6,084,000	2,709
Salaries and employee benefits	$3,923,000	2,536
Premises and equipment expense	$703,000	2,507
Additional noninterest expense	$1,458,000	3,138
Pre-tax net operating income	$3,314,000	2,563
Securities gains (losses)	$-33,000	4,511
Applicable income taxes	$925,000	1,658
Income before extraordinary items	$2,356,000	2,824
Extraordinary gains, net	$0	10
Net income	$2,356,000	2,825
Minority interest net income	$0	74
Net income of bank and minority interests.	$2,356,000	2,825
Net charge-offs	$-81,000	4,290
Cash dividends	$10,582,000	456
Sale, conversion, retirement of capital stock, net	$0	582
Net operating income	$2,382,070	2,786
2021-09-30 (YTD Data)		Rank
Total interest income	$6,909,000	2,631
Total interest expense	$559,000	2,714
Net interest income	$6,350,000	2,603
Provision for loan and lease losses	$-375,000	4,514
Total noninterest income	$379,000	3,686
Gross Fiduciary activities income	$0	957
Service charges on deposit accounts	$66,000	3,607
Trading account gains and fees	NA	NA
Additional Noninterest Income	$313,000	3,475
Total noninterest expense	$4,512,000	2,733
Salaries and employee benefits	$2,865,000	2,580
Premises and equipment expense	$506,000	2,592
Additional noninterest expense	$1,141,000	3,098
Pre-tax net operating income	$2,592,000	2,628
Securities gains (losses)	$-22,000	4,650
Applicable income taxes	$734,000	1,694
Income before extraordinary items	$1,836,000	2,891
Extraordinary gains, net	$0	8
Net income	$1,836,000	2,891
Minority interest net income	$0	69
Net income of bank and minority interests.	$1,836,000	2,891
Net charge-offs	$-77,000	4,366
Cash dividends	$585,000	2,185
Sale, conversion, retirement of capital stock, net	$0	543
Net operating income	$1,853,380	2,862
2021-06-30 (YTD Data)		Rank
Total interest income	$4,653,000	2,619
Total interest expense	$449,000	2,523
Net interest income	$4,204,000	2,612
Provision for loan and lease losses	$-375,000	4,582
Total noninterest income	$261,000	3,656
Gross Fiduciary activities income	$0	951
Service charges on deposit accounts	$44,000	3,588
Trading account gains and fees	NA	NA
Additional Noninterest Income	$217,000	3,434
Total noninterest expense	$3,025,000	2,712
Salaries and employee benefits	$1,929,000	2,565
Premises and equipment expense	$365,000	2,456
Additional noninterest expense	$731,000	3,150
Pre-tax net operating income	$1,815,000	2,528
Securities gains (losses)	$-17,000	4,693
Applicable income taxes	$525,000	1,627
Income before extraordinary items	$1,273,000	2,854
Extraordinary gains, net	$0	6
Net income	$1,273,000	2,853
Minority interest net income	$0	67
Net income of bank and minority interests.	$1,273,000	2,854
Net charge-offs	$-15,000	3,945
Cash dividends	$585,000	1,823
Sale, conversion, retirement of capital stock, net	$0	517
Net operating income	$1,286,430	2,823
2021-03-31 (YTD Data)		Rank
Total interest income	$2,365,000	2,589
Total interest expense	$252,000	2,432
Net interest income	$2,113,000	2,584
Provision for loan and lease losses	$0	2,741
Total noninterest income	$132,000	3,639
Gross Fiduciary activities income	$0	922
Service charges on deposit accounts	$21,000	3,625
Trading account gains and fees	NA	NA
Additional Noninterest Income	$111,000	3,414
Total noninterest expense	$1,541,000	2,668
Salaries and employee benefits	$950,000	2,585
Premises and equipment expense	$210,000	2,292
Additional noninterest expense	$381,000	3,029
Pre-tax net operating income	$704,000	2,825
Securities gains (losses)	$-20,000	4,733
Applicable income taxes	$191,000	1,848
Income before extraordinary items	$493,000	3,129
Extraordinary gains, net	$0	3
Net income	$493,000	3,128
Minority interest net income	$0	55
Net income of bank and minority interests.	$493,000	3,129
Net charge-offs	$-7,000	3,920
Cash dividends	$0	2,452
Sale, conversion, retirement of capital stock, net	$0	482
Net operating income	$508,800	3,068
2020-12-31 (YTD Data)		Rank
Total interest income	$9,939,000	2,526
Total interest expense	$1,432,000	2,456
Net interest income	$8,507,000	2,514
Provision for loan and lease losses	$0	4,319
Total noninterest income	$601,000	3,423
Gross Fiduciary activities income	$0	1,030
Service charges on deposit accounts	$111,000	3,467
Trading account gains and fees	NA	NA
Additional Noninterest Income	$490,000	3,166
Total noninterest expense	$6,088,000	2,671
Salaries and employee benefits	$3,925,000	2,512
Premises and equipment expense	$715,000	2,489
Additional noninterest expense	$1,448,000	3,104
Pre-tax net operating income	$3,020,000	2,413
Securities gains (losses)	$24,000	2,043
Applicable income taxes	$815,000	1,596
Income before extraordinary items	$2,229,000	2,688
Extraordinary gains, net	$0	4
Net income	$2,229,000	2,687
Minority interest net income	$0	72
Net income of bank and minority interests.	$2,229,000	2,688
Net charge-offs	$-29,000	4,473
Cash dividends	$750,000	2,475
Sale, conversion, retirement of capital stock, net	$0	566
Net operating income	$2,210,040	2,652
2020-09-30 (YTD Data)		Rank
Total interest income	$7,503,000	2,526
Total interest expense	$1,137,000	2,467
Net interest income	$6,366,000	2,523
Provision for loan and lease losses	$0	4,239
Total noninterest income	$441,000	3,437
Gross Fiduciary activities income	$0	981
Service charges on deposit accounts	$79,000	3,538
Trading account gains and fees	NA	NA
Additional Noninterest Income	$362,000	3,149
Total noninterest expense	$4,512,000	2,685
Salaries and employee benefits	$2,969,000	2,482
Premises and equipment expense	$494,000	2,613
Additional noninterest expense	$1,049,000	3,150
Pre-tax net operating income	$2,295,000	2,393
Securities gains (losses)	$27,000	1,806
Applicable income taxes	$649,000	1,525
Income before extraordinary items	$1,673,000	2,682
Extraordinary gains, net	$0	4
Net income	$1,673,000	2,681
Minority interest net income	$0	65
Net income of bank and minority interests.	$1,673,000	2,682
Net charge-offs	$-22,000	4,447
Cash dividends	$750,000	1,961
Sale, conversion, retirement of capital stock, net	$0	532
Net operating income	$1,651,670	2,652
2020-06-30 (YTD Data)		Rank
Total interest income	$5,205,000	2,500
Total interest expense	$788,000	2,518
Net interest income	$4,417,000	2,462
Provision for loan and lease losses	$0	4,134
Total noninterest income	$280,000	3,473
Gross Fiduciary activities income	$0	970
Service charges on deposit accounts	$55,000	3,515
Trading account gains and fees	NA	NA
Additional Noninterest Income	$225,000	3,196
Total noninterest expense	$2,995,000	2,707
Salaries and employee benefits	$1,992,000	2,476
Premises and equipment expense	$327,000	2,630
Additional noninterest expense	$676,000	3,205
Pre-tax net operating income	$1,702,000	2,232
Securities gains (losses)	$27,000	1,568
Applicable income taxes	$493,000	1,364
Income before extraordinary items	$1,236,000	2,504
Extraordinary gains, net	$0	4
Net income	$1,236,000	2,503
Minority interest net income	$0	65
Net income of bank and minority interests.	$1,236,000	2,504
Net charge-offs	$-15,000	4,435
Cash dividends	$750,000	1,588
Sale, conversion, retirement of capital stock, net	$0	504
Net operating income	$1,214,670	2,496
2020-03-31 (YTD Data)		Rank
Total interest income	$2,475,000	2,574
Total interest expense	$397,000	2,619
Net interest income	$2,078,000	2,535
Provision for loan and lease losses	$0	3,711
Total noninterest income	$125,000	3,578
Gross Fiduciary activities income	$0	941
Service charges on deposit accounts	$32,000	3,575
Trading account gains and fees	NA	NA
Additional Noninterest Income	$93,000	3,254
Total noninterest expense	$1,477,000	2,742
Salaries and employee benefits	$964,000	2,548
Premises and equipment expense	$172,000	2,555
Additional noninterest expense	$341,000	3,234
Pre-tax net operating income	$726,000	2,292
Securities gains (losses)	$18,000	1,156
Applicable income taxes	$205,000	1,383
Income before extraordinary items	$539,000	2,548
Extraordinary gains, net	$0	4
Net income	$539,000	2,548
Minority interest net income	$0	56
Net income of bank and minority interests.	$539,000	2,549
Net charge-offs	$-8,000	4,381
Cash dividends	$0	2,639
Sale, conversion, retirement of capital stock, net	$0	482
Net operating income	$524,780	2,552
2019-12-31 (YTD Data)		Rank
Total interest income	$9,712,000	2,625
Total interest expense	$1,246,000	2,997
Net interest income	$8,466,000	2,518
Provision for loan and lease losses	$-4,996,000	5,165
Total noninterest income	$572,000	3,520
Gross Fiduciary activities income	$0	1,051
Service charges on deposit accounts	$131,000	3,653
Trading account gains and fees	NA	NA
Additional Noninterest Income	$441,000	3,161
Total noninterest expense	$5,708,000	2,785
Salaries and employee benefits	$3,884,000	2,504
Premises and equipment expense	$670,000	2,607
Additional noninterest expense	$1,154,000	3,563
Pre-tax net operating income	$8,326,000	1,205
Securities gains (losses)	$32,000	1,440
Applicable income taxes	$2,444,000	794
Income before extraordinary items	$5,914,000	1,400
Extraordinary gains, net	$0	11
Net income	$5,914,000	1,402
Minority interest net income	$0	76
Net income of bank and minority interests.	$5,914,000	1,402
Net charge-offs	$-4,281,000	5,173
Cash dividends	$3,781,000	1,014
Sale, conversion, retirement of capital stock, net	$0	626
Net operating income	$5,888,720	1,376
2019-09-30 (YTD Data)		Rank
Total interest income	$7,234,000	2,679
Total interest expense	$841,000	3,172
Net interest income	$6,393,000	2,541
Provision for loan and lease losses	$-4,421,000	5,248
Total noninterest income	$414,000	3,581
Gross Fiduciary activities income	$0	1,014
Service charges on deposit accounts	$98,000	3,696
Trading account gains and fees	NA	NA
Additional Noninterest Income	$316,000	3,227
Total noninterest expense	$4,269,000	2,799
Salaries and employee benefits	$2,859,000	2,549
Premises and equipment expense	$509,000	2,605
Additional noninterest expense	$901,000	3,520
Pre-tax net operating income	$6,959,000	1,134
Securities gains (losses)	$37,000	1,189
Applicable income taxes	$2,046,000	758
Income before extraordinary items	$4,950,000	1,318
Extraordinary gains, net	$0	11
Net income	$4,950,000	1,319
Minority interest net income	$0	72
Net income of bank and minority interests.	$4,950,000	1,320
Net charge-offs	$-4,272,000	5,253
Cash dividends	$3,781,000	752
Sale, conversion, retirement of capital stock, net	$0	590
Net operating income	$4,920,770	1,303
2019-06-30 (YTD Data)		Rank
Total interest income	$4,738,000	2,716
Total interest expense	$515,000	3,274
Net interest income	$4,223,000	2,568
Provision for loan and lease losses	$-4,421,000	5,298
Total noninterest income	$274,000	3,568
Gross Fiduciary activities income	$0	1,004
Service charges on deposit accounts	$68,000	3,663
Trading account gains and fees	NA	NA
Additional Noninterest Income	$206,000	3,245
Total noninterest expense	$2,797,000	2,839
Salaries and employee benefits	$1,870,000	2,591
Premises and equipment expense	$350,000	2,557
Additional noninterest expense	$577,000	3,614
Pre-tax net operating income	$6,121,000	884
Securities gains (losses)	$29,000	914
Applicable income taxes	$1,818,000	611
Income before extraordinary items	$4,332,000	1,042
Extraordinary gains, net	$0	11
Net income	$4,332,000	1,042
Minority interest net income	$0	69
Net income of bank and minority interests.	$4,332,000	1,042
Net charge-offs	$-4,223,000	5,302
Cash dividends	$3,781,000	554
Sale, conversion, retirement of capital stock, net	$0	573
Net operating income	$4,309,090	1,030
2019-03-31 (YTD Data)		Rank
Total interest income	$2,294,000	2,778
Total interest expense	$239,000	3,352
Net interest income	$2,055,000	2,624
Provision for loan and lease losses	$-4,046,000	5,358
Total noninterest income	$140,000	3,534
Gross Fiduciary activities income	$0	972
Service charges on deposit accounts	$38,000	3,528
Trading account gains and fees	NA	NA
Additional Noninterest Income	$102,000	3,199
Total noninterest expense	$1,438,000	2,812
Salaries and employee benefits	$940,000	2,596
Premises and equipment expense	$183,000	2,517
Additional noninterest expense	$315,000	3,465
Pre-tax net operating income	$4,803,000	609
Securities gains (losses)	$13,000	656
Applicable income taxes	$1,359,000	473
Income before extraordinary items	$3,457,000	690
Extraordinary gains, net	$0	5
Net income	$3,457,000	691
Minority interest net income	$0	52
Net income of bank and minority interests.	$3,457,000	689
Net charge-offs	$-4,095,000	5,360
Cash dividends	$3,781,000	326
Sale, conversion, retirement of capital stock, net	$0	529
Net operating income	$3,446,730	678
2018-12-31 (YTD Data)		Rank
Total interest income	$9,143,000	2,693
Total interest expense	$722,000	3,405
Net interest income	$8,421,000	2,562
Provision for loan and lease losses	$-600,000	5,311
Total noninterest income	$600,000	3,557
Gross Fiduciary activities income	$0	1,098
Service charges on deposit accounts	$141,000	3,752
Trading account gains and fees	NA	NA
Additional Noninterest Income	$459,000	3,178
Total noninterest expense	$5,579,000	2,839
Salaries and employee benefits	$3,505,000	2,678
Premises and equipment expense	$723,000	2,516
Additional noninterest expense	$1,351,000	3,374
Pre-tax net operating income	$4,042,000	2,096
Securities gains (losses)	$0	1,125
Applicable income taxes	$1,154,000	1,255
Income before extraordinary items	$2,888,000	2,370
Extraordinary gains, net	$0	6
Net income	$2,888,000	2,369
Minority interest net income	$0	72
Net income of bank and minority interests.	$2,888,000	2,369
Net charge-offs	$-462,000	5,295
Cash dividends	$975,000	2,267
Sale, conversion, retirement of capital stock, net	$0	671
Net operating income	$2,888,000	2,366
2018-09-30 (YTD Data)		Rank
Total interest income	$6,727,000	2,724
Total interest expense	$498,000	3,467
Net interest income	$6,229,000	2,589
Provision for loan and lease losses	$-400,000	5,368
Total noninterest income	$447,000	3,581
Gross Fiduciary activities income	$0	1,048
Service charges on deposit accounts	$107,000	3,761
Trading account gains and fees	NA	NA
Additional Noninterest Income	$340,000	3,233
Total noninterest expense	$4,086,000	2,904
Salaries and employee benefits	$2,586,000	2,718
Premises and equipment expense	$542,000	2,539
Additional noninterest expense	$958,000	3,484
Pre-tax net operating income	$2,990,000	2,134
Securities gains (losses)	$0	1,118
Applicable income taxes	$861,000	1,297
Income before extraordinary items	$2,129,000	2,412
Extraordinary gains, net	$0	5
Net income	$2,129,000	2,411
Minority interest net income	$0	66
Net income of bank and minority interests.	$2,129,000	2,411
Net charge-offs	$-363,000	5,346
Cash dividends	$975,000	1,695
Sale, conversion, retirement of capital stock, net	$0	633
Net operating income	$2,129,000	2,407
2018-06-30 (YTD Data)		Rank
Total interest income	$4,482,000	2,707
Total interest expense	$317,000	3,471
Net interest income	$4,165,000	2,586
Provision for loan and lease losses	$-400,000	5,453
Total noninterest income	$297,000	3,607
Gross Fiduciary activities income	$0	1,037
Service charges on deposit accounts	$69,000	3,811
Trading account gains and fees	NA	NA
Additional Noninterest Income	$228,000	3,209
Total noninterest expense	$2,796,000	2,881
Salaries and employee benefits	$1,716,000	2,741
Premises and equipment expense	$377,000	2,486
Additional noninterest expense	$703,000	3,327
Pre-tax net operating income	$2,066,000	2,056
Securities gains (losses)	$0	961
Applicable income taxes	$597,000	1,250
Income before extraordinary items	$1,469,000	2,344
Extraordinary gains, net	$0	6
Net income	$1,469,000	2,343
Minority interest net income	$0	65
Net income of bank and minority interests.	$1,469,000	2,343
Net charge-offs	$-307,000	5,415
Cash dividends	$975,000	1,350
Sale, conversion, retirement of capital stock, net	$0	620
Net operating income	$1,469,000	2,345
2018-03-31 (YTD Data)		Rank
Total interest income	$2,204,000	2,748
Total interest expense	$159,000	3,424
Net interest income	$2,045,000	2,623
Provision for loan and lease losses	$0	3,508
Total noninterest income	$140,000	3,674
Gross Fiduciary activities income	$0	1,003
Service charges on deposit accounts	$31,000	3,973
Trading account gains and fees	NA	NA
Additional Noninterest Income	$109,000	3,218
Total noninterest expense	$1,447,000	2,846
Salaries and employee benefits	$852,000	2,778
Premises and equipment expense	$199,000	2,458
Additional noninterest expense	$396,000	3,074
Pre-tax net operating income	$738,000	2,513
Securities gains (losses)	$0	735
Applicable income taxes	$207,000	1,551
Income before extraordinary items	$531,000	2,800
Extraordinary gains, net	$0	7
Net income	$531,000	2,800
Minority interest net income	$0	52
Net income of bank and minority interests.	$531,000	2,800
Net charge-offs	$-54,000	5,253
Cash dividends	$375,000	1,428
Sale, conversion, retirement of capital stock, net	$0	580
Net operating income	$531,000	2,788
2017-12-31 (YTD Data)		Rank
Total interest income	$8,732,000	2,704
Total interest expense	$372,000	4,093
Net interest income	$8,360,000	2,558
Provision for loan and lease losses	$-150,000	5,403
Total noninterest income	$743,000	3,384
Gross Fiduciary activities income	$0	1,137
Service charges on deposit accounts	$137,000	3,966
Trading account gains and fees	NA	NA
Additional Noninterest Income	$606,000	2,917
Total noninterest expense	$6,174,000	2,712
Salaries and employee benefits	$3,444,000	2,739
Premises and equipment expense	$669,000	2,726
Additional noninterest expense	$2,061,000	2,597
Pre-tax net operating income	$3,079,000	2,446
Securities gains (losses)	$0	2,243
Applicable income taxes	$2,001,000	1,278
Income before extraordinary items	$1,078,000	3,621
Extraordinary gains, net	$0	9
Net income	$1,078,000	3,620
Minority interest net income	$0	76
Net income of bank and minority interests.	$1,078,000	3,621
Net charge-offs	$-311,000	5,508
Cash dividends	$500,000	2,941
Sale, conversion, retirement of capital stock, net	$0	711
Net operating income	$1,078,000	3,611
2017-09-30 (YTD Data)		Rank
Total interest income	$6,462,000	2,736
Total interest expense	$252,000	4,275
Net interest income	$6,210,000	2,587
Provision for loan and lease losses	$-150,000	5,549
Total noninterest income	$631,000	3,233
Gross Fiduciary activities income	$0	1,093
Service charges on deposit accounts	$105,000	3,958
Trading account gains and fees	NA	NA
Additional Noninterest Income	$526,000	2,746
Total noninterest expense	$4,813,000	2,663
Salaries and employee benefits	$2,604,000	2,741
Premises and equipment expense	$508,000	2,739
Additional noninterest expense	$1,701,000	2,428
Pre-tax net operating income	$2,178,000	2,583
Securities gains (losses)	$0	2,274
Applicable income taxes	$847,000	1,613
Income before extraordinary items	$1,331,000	3,039
Extraordinary gains, net	$0	9
Net income	$1,331,000	3,038
Minority interest net income	$0	71
Net income of bank and minority interests.	$1,331,000	3,039
Net charge-offs	$-221,000	5,509
Cash dividends	$500,000	2,387
Sale, conversion, retirement of capital stock, net	$0	677
Net operating income	$1,331,000	3,021
2017-06-30 (YTD Data)		Rank
Total interest income	$4,258,000	2,750
Total interest expense	$158,000	4,353
Net interest income	$4,100,000	2,599
Provision for loan and lease losses	$-150,000	5,636
Total noninterest income	$486,000	3,009
Gross Fiduciary activities income	$0	1,079
Service charges on deposit accounts	$68,000	3,993
Trading account gains and fees	NA	NA
Additional Noninterest Income	$418,000	2,533
Total noninterest expense	$3,355,000	2,592
Salaries and employee benefits	$1,733,000	2,763
Premises and equipment expense	$343,000	2,727
Additional noninterest expense	$1,279,000	2,204
Pre-tax net operating income	$1,381,000	2,617
Securities gains (losses)	$0	1,906
Applicable income taxes	$536,000	1,631
Income before extraordinary items	$845,000	3,089
Extraordinary gains, net	$0	11
Net income	$845,000	3,088
Minority interest net income	$0	71
Net income of bank and minority interests.	$845,000	3,089
Net charge-offs	$-153,000	5,524
Cash dividends	$500,000	1,993
Sale, conversion, retirement of capital stock, net	$0	659
Net operating income	$845,000	3,071
2017-03-31 (YTD Data)		Rank
Total interest income	$2,059,000	2,808
Total interest expense	$74,000	4,447
Net interest income	$1,985,000	2,658
Provision for loan and lease losses	$0	3,537
Total noninterest income	$139,000	3,845
Gross Fiduciary activities income	$0	1,045
Service charges on deposit accounts	$34,000	4,027
Trading account gains and fees	NA	NA
Additional Noninterest Income	$105,000	3,400
Total noninterest expense	$1,492,000	2,836
Salaries and employee benefits	$884,000	2,752
Premises and equipment expense	$169,000	2,792
Additional noninterest expense	$439,000	2,920
Pre-tax net operating income	$632,000	2,716
Securities gains (losses)	$0	1,153
Applicable income taxes	$239,000	1,703
Income before extraordinary items	$393,000	3,160
Extraordinary gains, net	$0	8
Net income	$393,000	3,158
Minority interest net income	$0	55
Net income of bank and minority interests.	$393,000	3,160
Net charge-offs	$-55,000	5,493
Cash dividends	$500,000	1,199
Sale, conversion, retirement of capital stock, net	$0	632
Net operating income	$393,000	3,141
2016-12-31 (YTD Data)		Rank
Total interest income	$7,495,000	2,991
Total interest expense	$242,000	4,757
Net interest income	$7,253,000	2,802
Provision for loan and lease losses	$-695,000	5,786
Total noninterest income	$731,000	3,520
Gross Fiduciary activities income	$0	1,172
Service charges on deposit accounts	$148,000	4,002
Trading account gains and fees	$0	170
Additional Noninterest Income	$583,000	3,052
Total noninterest expense	$6,645,000	2,659
Salaries and employee benefits	$3,369,000	2,824
Premises and equipment expense	$724,000	2,664
Additional noninterest expense	$2,552,000	2,275
Pre-tax net operating income	$2,034,000	3,032
Securities gains (losses)	$0	3,212
Applicable income taxes	$711,000	1,955
Income before extraordinary items	$1,323,000	3,477
Extraordinary gains, net	$0	5
Net income	$1,323,000	3,475
Minority interest net income	$0	82
Net income of bank and minority interests.	$1,323,000	3,476
Net charge-offs	$-346,000	5,755
Cash dividends	$2,081,000	1,349
Sale, conversion, retirement of capital stock, net	$0	759
Net operating income	$1,323,000	3,425
2016-09-30 (YTD Data)		Rank
Total interest income	$5,549,000	3,018
Total interest expense	$180,000	4,807
Net interest income	$5,369,000	2,842
Provision for loan and lease losses	$-485,000	5,844
Total noninterest income	$590,000	3,417
Gross Fiduciary activities income	$0	1,132
Service charges on deposit accounts	$114,000	3,986
Trading account gains and fees	$0	169
Additional Noninterest Income	$476,000	2,960
Total noninterest expense	$4,973,000	2,654
Salaries and employee benefits	$2,508,000	2,832
Premises and equipment expense	$541,000	2,681
Additional noninterest expense	$1,924,000	2,251
Pre-tax net operating income	$1,471,000	3,133
Securities gains (losses)	$0	3,160
Applicable income taxes	$541,000	1,991
Income before extraordinary items	$930,000	3,621
Extraordinary gains, net	$0	5
Net income	$930,000	3,619
Minority interest net income	$0	71
Net income of bank and minority interests.	$930,000	3,621
Net charge-offs	$-233,000	5,758
Cash dividends	$2,081,000	993
Sale, conversion, retirement of capital stock, net	$0	719
Net operating income	$930,000	3,558
2016-06-30 (YTD Data)		Rank
Total interest income	$3,659,000	3,047
Total interest expense	$120,000	4,851
Net interest income	$3,539,000	2,875
Provision for loan and lease losses	$-485,000	5,963
Total noninterest income	$406,000	3,382
Gross Fiduciary activities income	$0	1,122
Service charges on deposit accounts	$79,000	3,934
Trading account gains and fees	$0	157
Additional Noninterest Income	$327,000	2,913
Total noninterest expense	$3,484,000	2,571
Salaries and employee benefits	$1,647,000	2,875
Premises and equipment expense	$355,000	2,733
Additional noninterest expense	$1,482,000	1,992
Pre-tax net operating income	$946,000	3,186
Securities gains (losses)	$0	2,835
Applicable income taxes	$357,000	1,972
Income before extraordinary items	$589,000	3,713
Extraordinary gains, net	$0	16
Net income	$589,000	3,710
Minority interest net income	$0	71
Net income of bank and minority interests.	$589,000	3,712
Net charge-offs	$-239,000	5,879
Cash dividends	$881,000	1,430
Sale, conversion, retirement of capital stock, net	$0	705
Net operating income	$589,000	3,653
2016-03-31 (YTD Data)		Rank
Total interest income	$1,804,000	3,088
Total interest expense	$61,000	4,861
Net interest income	$1,743,000	2,915
Provision for loan and lease losses	$0	3,656
Total noninterest income	$120,000	4,166
Gross Fiduciary activities income	$0	1,076
Service charges on deposit accounts	$42,000	3,837
Trading account gains and fees	$0	142
Additional Noninterest Income	$78,000	3,898
Total noninterest expense	$1,469,000	2,921
Salaries and employee benefits	$824,000	2,895
Premises and equipment expense	$160,000	2,945
Additional noninterest expense	$485,000	2,830
Pre-tax net operating income	$394,000	3,428
Securities gains (losses)	$0	2,077
Applicable income taxes	$127,000	2,255
Income before extraordinary items	$267,000	3,813
Extraordinary gains, net	$0	12
Net income	$267,000	3,810
Minority interest net income	$0	62
Net income of bank and minority interests.	$267,000	3,811
Net charge-offs	$-80,000	5,841
Cash dividends	$0	2,895
Sale, conversion, retirement of capital stock, net	$0	659
Net operating income	$267,000	3,761
2015-12-31 (YTD Data)		Rank
Total interest income	$7,789,000	2,888
Total interest expense	$285,000	4,702
Net interest income	$7,504,000	2,721
Provision for loan and lease losses	$-1,145,000	6,063
Total noninterest income	$617,000	3,857
Gross Fiduciary activities income	$0	1,209
Service charges on deposit accounts	$202,000	3,692
Trading account gains and fees	$0	159
Additional Noninterest Income	$415,000	3,546
Total noninterest expense	$7,363,000	2,467
Salaries and employee benefits	$3,122,000	2,960
Premises and equipment expense	$803,000	2,551
Additional noninterest expense	$3,438,000	1,764
Pre-tax net operating income	$1,903,000	3,105
Securities gains (losses)	$0	3,216
Applicable income taxes	$650,000	1,995
Income before extraordinary items	$1,253,000	3,549
Extraordinary gains, net	$0	23
Net income	$1,253,000	3,547
Minority interest net income	$0	81
Net income of bank and minority interests.	$1,253,000	3,549
Net charge-offs	$-1,028,000	6,102
Cash dividends	$0	4,291
Sale, conversion, retirement of capital stock, net	$0	804
Net operating income	$1,253,000	3,504
2015-09-30 (YTD Data)		Rank
Total interest income	$5,933,000	2,879
Total interest expense	$222,000	4,718
Net interest income	$5,711,000	2,719
Provision for loan and lease losses	$-345,000	6,045
Total noninterest income	$421,000	4,028
Gross Fiduciary activities income	$0	1,169
Service charges on deposit accounts	$157,000	3,668
Trading account gains and fees	$0	153
Additional Noninterest Income	$264,000	3,791
Total noninterest expense	$5,078,000	2,630
Salaries and employee benefits	$2,420,000	2,920
Premises and equipment expense	$595,000	2,605
Additional noninterest expense	$2,063,000	2,145
Pre-tax net operating income	$1,399,000	3,202
Securities gains (losses)	$0	3,031
Applicable income taxes	$457,000	2,086
Income before extraordinary items	$942,000	3,603
Extraordinary gains, net	$0	21
Net income	$942,000	3,602
Minority interest net income	$0	78
Net income of bank and minority interests.	$942,000	3,603
Net charge-offs	$-1,005,000	6,200
Cash dividends	$0	3,825
Sale, conversion, retirement of capital stock, net	$0	773
Net operating income	$942,000	3,547
2015-06-30 (YTD Data)		Rank
Total interest income	$4,012,000	2,854
Total interest expense	$157,000	4,644
Net interest income	$3,855,000	2,703
Provision for loan and lease losses	$-345,000	6,158
Total noninterest income	$276,000	4,066
Gross Fiduciary activities income	$0	1,152
Service charges on deposit accounts	$101,000	3,710
Trading account gains and fees	$0	157
Additional Noninterest Income	$175,000	3,832
Total noninterest expense	$3,553,000	2,567
Salaries and employee benefits	$1,627,000	2,906
Premises and equipment expense	$416,000	2,520
Additional noninterest expense	$1,510,000	1,987
Pre-tax net operating income	$923,000	3,216
Securities gains (losses)	$0	2,636
Applicable income taxes	$269,000	2,206
Income before extraordinary items	$654,000	3,525
Extraordinary gains, net	$0	22
Net income	$654,000	3,525
Minority interest net income	$0	75
Net income of bank and minority interests.	$654,000	3,526
Net charge-offs	$-390,000	6,180
Cash dividends	$0	3,664
Sale, conversion, retirement of capital stock, net	$0	751
Net operating income	$654,000	3,465
2015-03-31 (YTD Data)		Rank
Total interest income	$2,029,000	2,838
Total interest expense	$82,000	4,625
Net interest income	$1,947,000	2,670
Provision for loan and lease losses	$0	3,703
Total noninterest income	$198,000	3,445
Gross Fiduciary activities income	$0	1,118
Service charges on deposit accounts	$50,000	3,703
Trading account gains and fees	$0	152
Additional Noninterest Income	$148,000	3,037
Total noninterest expense	$1,718,000	2,634
Salaries and employee benefits	$834,000	2,879
Premises and equipment expense	$227,000	2,409
Additional noninterest expense	$657,000	2,227
Pre-tax net operating income	$427,000	3,283
Securities gains (losses)	$0	2,027
Applicable income taxes	$121,000	2,296
Income before extraordinary items	$306,000	3,615
Extraordinary gains, net	$0	13
Net income	$306,000	3,618
Minority interest net income	$0	64
Net income of bank and minority interests.	$306,000	3,618
Net charge-offs	$-165,000	6,214
Cash dividends	$0	2,892
Sale, conversion, retirement of capital stock, net	$0	697
Net operating income	$306,000	3,521
2014-12-31 (YTD Data)		Rank
Total interest income	$9,257,000	2,581
Total interest expense	$459,000	4,182
Net interest income	$8,798,000	2,406
Provision for loan and lease losses	$0	4,603
Total noninterest income	$376,000	4,713
Gross Fiduciary activities income	$0	1,256
Service charges on deposit accounts	$261,000	3,458
Trading account gains and fees	$0	180
Additional Noninterest Income	$115,000	5,133
Total noninterest expense	$7,424,000	2,475
Salaries and employee benefits	$3,174,000	2,972
Premises and equipment expense	$806,000	2,648
Additional noninterest expense	$3,444,000	1,795
Pre-tax net operating income	$1,750,000	3,218
Securities gains (losses)	$0	3,259
Applicable income taxes	$727,000	1,855
Income before extraordinary items	$1,023,000	3,926
Extraordinary gains, net	$0	17
Net income	$1,023,000	3,925
Minority interest net income	$0	84
Net income of bank and minority interests.	$1,023,000	3,927
Net charge-offs	$571,000	1,342
Cash dividends	$10,175,000	328
Sale, conversion, retirement of capital stock, net	$0	862
Net operating income	$1,023,000	3,865
2014-09-30 (YTD Data)		Rank
Total interest income	$7,064,000	2,560
Total interest expense	$372,000	4,086
Net interest income	$6,692,000	2,387
Provision for loan and lease losses	$0	4,401
Total noninterest income	$231,000	5,015
Gross Fiduciary activities income	$0	1,202
Service charges on deposit accounts	$201,000	3,460
Trading account gains and fees	$0	174
Additional Noninterest Income	$30,000	5,906
Total noninterest expense	$5,801,000	2,388
Salaries and employee benefits	$2,432,000	2,941
Premises and equipment expense	$606,000	2,674
Additional noninterest expense	$2,763,000	1,683
Pre-tax net operating income	$1,122,000	3,572
Securities gains (losses)	$0	2,980
Applicable income taxes	$507,000	1,975
Income before extraordinary items	$615,000	4,313
Extraordinary gains, net	$0	15
Net income	$615,000	4,314
Minority interest net income	$0	81
Net income of bank and minority interests.	$615,000	4,314
Net charge-offs	$-33,000	5,924
Cash dividends	$10,175,000	248
Sale, conversion, retirement of capital stock, net	$0	819
Net operating income	$615,000	4,266
2014-06-30 (YTD Data)		Rank
Total interest income	$4,753,000	2,526
Total interest expense	$275,000	3,924
Net interest income	$4,478,000	2,366
Provision for loan and lease losses	$0	4,196
Total noninterest income	$78,000	5,741
Gross Fiduciary activities income	$0	1,182
Service charges on deposit accounts	$136,000	3,416
Trading account gains and fees	$0	172
Additional Noninterest Income	$-58,000	6,560
Total noninterest expense	$4,066,000	2,302
Salaries and employee benefits	$1,650,000	2,911
Premises and equipment expense	$397,000	2,723
Additional noninterest expense	$2,019,000	1,551
Pre-tax net operating income	$490,000	4,212
Securities gains (losses)	$0	2,580
Applicable income taxes	$-195,000	6,553
Income before extraordinary items	$685,000	3,374
Extraordinary gains, net	$0	20
Net income	$685,000	3,380
Minority interest net income	$0	80
Net income of bank and minority interests.	$685,000	3,380
Net charge-offs	$98,000	2,203
Cash dividends	$5,300,000	297
Sale, conversion, retirement of capital stock, net	$0	794
Net operating income	$685,000	3,333
2014-03-31 (YTD Data)		Rank
Total interest income	$2,383,000	2,526
Total interest expense	$140,000	3,943
Net interest income	$2,243,000	2,344
Provision for loan and lease losses	$0	3,817
Total noninterest income	$296,000	2,815
Gross Fiduciary activities income	$0	1,141
Service charges on deposit accounts	$71,000	3,306
Trading account gains and fees	$0	147
Additional Noninterest Income	$225,000	2,390
Total noninterest expense	$1,994,000	2,342
Salaries and employee benefits	$854,000	2,852
Premises and equipment expense	$205,000	2,713
Additional noninterest expense	$935,000	1,641
Pre-tax net operating income	$545,000	2,742
Securities gains (losses)	$0	1,715
Applicable income taxes	$263,000	1,465
Income before extraordinary items	$282,000	3,648
Extraordinary gains, net	$0	16
Net income	$282,000	3,650
Minority interest net income	$0	66
Net income of bank and minority interests.	$282,000	3,651
Net charge-offs	$-149,000	6,550
Cash dividends	$0	2,887
Sale, conversion, retirement of capital stock, net	$0	747
Net operating income	$282,000	3,598
2013-12-31 (YTD Data)		Rank
Total interest income	$11,253,000	2,174
Total interest expense	$701,000	3,747
Net interest income	$10,552,000	2,002
Provision for loan and lease losses	$150,000	3,263
Total noninterest income	$2,491,000	1,847
Gross Fiduciary activities income	$0	1,299
Service charges on deposit accounts	$370,000	2,990
Trading account gains and fees	$0	184
Additional Noninterest Income	$2,121,000	1,447
Total noninterest expense	$11,069,000	1,728
Salaries and employee benefits	$3,097,000	3,031
Premises and equipment expense	$779,000	2,753
Additional noninterest expense	$7,193,000	941
Pre-tax net operating income	$1,824,000	3,034
Securities gains (losses)	$0	3,182
Applicable income taxes	$-341,000	6,608
Income before extraordinary items	$2,165,000	2,464
Extraordinary gains, net	$0	29
Net income	$2,165,000	2,468
Minority interest net income	$0	90
Net income of bank and minority interests.	$2,165,000	2,467
Net charge-offs	$8,788,000	207
Cash dividends	$0	4,350
Sale, conversion, retirement of capital stock, net	$0	924
Net operating income	$2,165,000	2,400
2013-09-30 (YTD Data)		Rank
Total interest income	$8,629,000	2,140
Total interest expense	$546,000	3,745
Net interest income	$8,083,000	1,968
Provision for loan and lease losses	$150,000	2,922
Total noninterest income	$2,251,000	1,646
Gross Fiduciary activities income	$0	1,238
Service charges on deposit accounts	$272,000	3,047
Trading account gains and fees	$0	180
Additional Noninterest Income	$1,979,000	1,284
Total noninterest expense	$8,355,000	1,727
Salaries and employee benefits	$2,473,000	2,933
Premises and equipment expense	$605,000	2,712
Additional noninterest expense	$5,277,000	960
Pre-tax net operating income	$1,829,000	2,597
Securities gains (losses)	$0	3,040
Applicable income taxes	$121,000	3,176
Income before extraordinary items	$1,708,000	2,399
Extraordinary gains, net	$0	25
Net income	$1,708,000	2,403
Minority interest net income	$0	84
Net income of bank and minority interests.	$1,708,000	2,403
Net charge-offs	$3,636,000	357
Cash dividends	$0	3,782
Sale, conversion, retirement of capital stock, net	$0	868
Net operating income	$1,708,000	2,336
2013-06-30 (YTD Data)		Rank
Total interest income	$5,903,000	2,089
Total interest expense	$380,000	3,703
Net interest income	$5,523,000	1,922
Provision for loan and lease losses	$150,000	2,434
Total noninterest income	$355,000	3,910
Gross Fiduciary activities income	$0	1,226
Service charges on deposit accounts	$183,000	2,977
Trading account gains and fees	$0	157
Additional Noninterest Income	$172,000	4,021
Total noninterest expense	$5,238,000	1,831
Salaries and employee benefits	$1,657,000	2,939
Premises and equipment expense	$401,000	2,737
Additional noninterest expense	$3,180,000	1,059
Pre-tax net operating income	$490,000	4,175
Securities gains (losses)	$0	2,791
Applicable income taxes	$-68,000	6,727
Income before extraordinary items	$558,000	3,733
Extraordinary gains, net	$0	22
Net income	$558,000	3,735
Minority interest net income	$0	82
Net income of bank and minority interests.	$558,000	3,736
Net charge-offs	$1,837,000	488
Cash dividends	$0	3,564
Sale, conversion, retirement of capital stock, net	$0	838
Net operating income	$558,000	3,634
2013-03-31 (YTD Data)		Rank
Total interest income	$3,080,000	2,036
Total interest expense	$205,000	3,617
Net interest income	$2,875,000	1,858
Provision for loan and lease losses	$150,000	1,610
Total noninterest income	$147,000	4,221
Gross Fiduciary activities income	$0	1,171
Service charges on deposit accounts	$88,000	3,040
Trading account gains and fees	$0	148
Additional Noninterest Income	$59,000	4,515
Total noninterest expense	$2,583,000	1,864
Salaries and employee benefits	$843,000	2,919
Premises and equipment expense	$199,000	2,779
Additional noninterest expense	$1,541,000	1,080
Pre-tax net operating income	$289,000	3,864
Securities gains (losses)	$0	1,966
Applicable income taxes	$-117,000	6,934
Income before extraordinary items	$406,000	3,001
Extraordinary gains, net	$0	10
Net income	$406,000	3,001
Minority interest net income	$0	76
Net income of bank and minority interests.	$406,000	3,003
Net charge-offs	$937,000	495
Cash dividends	$0	2,726
Sale, conversion, retirement of capital stock, net	$0	789
Net operating income	$406,000	2,920
2012-12-31 (YTD Data)		Rank
Total interest income	$15,279,000	1,735
Total interest expense	$1,497,000	2,719
Net interest income	$13,782,000	1,598
Provision for loan and lease losses	$3,552,000	670
Total noninterest income	$1,499,000	2,624
Gross Fiduciary activities income	$0	1,334
Service charges on deposit accounts	$289,000	3,555
Trading account gains and fees	$0	166
Additional Noninterest Income	$1,210,000	2,129
Total noninterest expense	$11,853,000	1,627
Salaries and employee benefits	$3,126,000	3,040
Premises and equipment expense	$814,000	2,700
Additional noninterest expense	$7,913,000	880
Pre-tax net operating income	$-124,000	6,303
Securities gains (losses)	$0	3,810
Applicable income taxes	$-420,000	6,880
Income before extraordinary items	$296,000	5,482
Extraordinary gains, net	$0	29
Net income	$296,000	5,479
Minority interest net income	$0	93
Net income of bank and minority interests.	$296,000	5,480
Net charge-offs	$3,970,000	692
Cash dividends	$0	4,373
Sale, conversion, retirement of capital stock, net	$0	1,002
Net operating income	$296,000	5,287
2012-09-30 (YTD Data)		Rank
Total interest income	$11,943,000	1,697
Total interest expense	$1,230,000	2,634
Net interest income	$10,713,000	1,555
Provision for loan and lease losses	$3,352,000	576
Total noninterest income	$1,131,000	2,606
Gross Fiduciary activities income	$0	1,274
Service charges on deposit accounts	$204,000	3,711
Trading account gains and fees	$0	157
Additional Noninterest Income	$927,000	2,086
Total noninterest expense	$9,312,000	1,569
Salaries and employee benefits	$2,364,000	3,044
Premises and equipment expense	$619,000	2,710
Additional noninterest expense	$6,329,000	825
Pre-tax net operating income	$-820,000	6,777
Securities gains (losses)	$0	3,575
Applicable income taxes	$-620,000	7,057
Income before extraordinary items	$-200,000	6,619
Extraordinary gains, net	$0	20
Net income	$-200,000	6,617
Minority interest net income	$0	86
Net income of bank and minority interests.	$-200,000	6,617
Net charge-offs	$2,758,000	722
Cash dividends	$0	3,773
Sale, conversion, retirement of capital stock, net	$0	952
Net operating income	$-200,000	6,538
2012-06-30 (YTD Data)		Rank
Total interest income	$8,345,000	1,637
Total interest expense	$908,000	2,501
Net interest income	$7,437,000	1,501
Provision for loan and lease losses	$2,192,000	598
Total noninterest income	$1,112,000	2,003
Gross Fiduciary activities income	$0	1,262
Service charges on deposit accounts	$135,000	3,719
Trading account gains and fees	$0	153
Additional Noninterest Income	$977,000	1,543
Total noninterest expense	$6,523,000	1,502
Salaries and employee benefits	$1,598,000	3,021
Premises and equipment expense	$417,000	2,689
Additional noninterest expense	$4,508,000	779
Pre-tax net operating income	$-166,000	6,600
Securities gains (losses)	$0	3,178
Applicable income taxes	$-282,000	7,101
Income before extraordinary items	$116,000	5,859
Extraordinary gains, net	$0	19
Net income	$116,000	5,858
Minority interest net income	$0	84
Net income of bank and minority interests.	$116,000	5,858
Net charge-offs	$2,031,000	679
Cash dividends	$0	3,576
Sale, conversion, retirement of capital stock, net	$0	928
Net operating income	$116,000	5,683
2012-03-31 (YTD Data)		Rank
Total interest income	$4,247,000	1,625
Total interest expense	$489,000	2,430
Net interest income	$3,758,000	1,486
Provision for loan and lease losses	$555,000	990
Total noninterest income	$291,000	2,992
Gross Fiduciary activities income	$0	1,204
Service charges on deposit accounts	$65,000	3,802
Trading account gains and fees	$0	148
Additional Noninterest Income	$226,000	2,478
Total noninterest expense	$3,669,000	1,353
Salaries and employee benefits	$842,000	2,906
Premises and equipment expense	$204,000	2,754
Additional noninterest expense	$2,623,000	655
Pre-tax net operating income	$-175,000	6,826
Securities gains (losses)	$0	2,210
Applicable income taxes	$-127,000	7,191
Income before extraordinary items	$-48,000	6,708
Extraordinary gains, net	$0	19
Net income	$-48,000	6,710
Minority interest net income	$0	78
Net income of bank and minority interests.	$-48,000	6,710
Net charge-offs	$780,000	801
Cash dividends	$0	2,768
Sale, conversion, retirement of capital stock, net	$0	861
Net operating income	$-48,000	6,627
2011-12-31 (YTD Data)		Rank
Total interest income	$19,417,000	1,470
Total interest expense	$2,912,000	2,020
Net interest income	$16,505,000	1,333
Provision for loan and lease losses	$8,265,000	503
Total noninterest income	$123,000	6,242
Gross Fiduciary activities income	$0	1,311
Service charges on deposit accounts	$285,000	3,694
Trading account gains and fees	$0	146
Additional Noninterest Income	$-162,000	6,931
Total noninterest expense	$11,409,000	1,692
Salaries and employee benefits	$3,462,000	2,772
Premises and equipment expense	$915,000	2,603
Additional noninterest expense	$7,032,000	1,005
Pre-tax net operating income	$-3,046,000	6,920
Securities gains (losses)	$0	3,838
Applicable income taxes	$-1,641,000	7,230
Income before extraordinary items	$-1,405,000	6,741
Extraordinary gains, net	$0	29
Net income	$-1,405,000	6,741
Minority interest net income	$0	96
Net income of bank and minority interests.	$-1,405,000	6,741
Net charge-offs	$7,668,000	581
Cash dividends	$0	4,207
Sale, conversion, retirement of capital stock, net	$0	1,108
Net operating income	$-1,405,000	6,707
2011-09-30 (YTD Data)		Rank
Total interest income	$14,800,000	1,463
Total interest expense	$2,337,000	1,963
Net interest income	$12,463,000	1,338
Provision for loan and lease losses	$2,685,000	1,017
Total noninterest income	$273,000	4,985
Gross Fiduciary activities income	$0	1,257
Service charges on deposit accounts	$214,000	3,709
Trading account gains and fees	$0	145
Additional Noninterest Income	$59,000	5,625
Total noninterest expense	$10,196,000	1,436
Salaries and employee benefits	$2,664,000	2,707
Premises and equipment expense	$728,000	2,486
Additional noninterest expense	$6,804,000	781
Pre-tax net operating income	$-145,000	6,340
Securities gains (losses)	$0	3,555
Applicable income taxes	$-376,000	7,177
Income before extraordinary items	$231,000	5,370
Extraordinary gains, net	$0	21
Net income	$231,000	5,370
Minority interest net income	$0	87
Net income of bank and minority interests.	$231,000	5,370
Net charge-offs	$4,437,000	695
Cash dividends	$0	3,617
Sale, conversion, retirement of capital stock, net	$0	1,036
Net operating income	$231,000	5,234
2011-06-30 (YTD Data)		Rank
Total interest income	$10,072,000	1,445
Total interest expense	$1,647,000	1,940
Net interest income	$8,425,000	1,322
Provision for loan and lease losses	$2,585,000	764
Total noninterest income	$218,000	4,725
Gross Fiduciary activities income	$0	1,239
Service charges on deposit accounts	$148,000	3,616
Trading account gains and fees	$0	153
Additional Noninterest Income	$70,000	5,079
Total noninterest expense	$6,337,000	1,556
Salaries and employee benefits	$1,781,000	2,715
Premises and equipment expense	$494,000	2,480
Additional noninterest expense	$4,062,000	894
Pre-tax net operating income	$-279,000	6,635
Securities gains (losses)	$0	2,914
Applicable income taxes	$-338,000	7,283
Income before extraordinary items	$59,000	5,956
Extraordinary gains, net	$0	15
Net income	$59,000	5,955
Minority interest net income	$0	89
Net income of bank and minority interests.	$59,000	5,956
Net charge-offs	$3,803,000	577
Cash dividends	$0	3,374
Sale, conversion, retirement of capital stock, net	$0	986
Net operating income	$59,000	5,874
2011-03-31 (YTD Data)		Rank
Total interest income	$5,169,000	1,417
Total interest expense	$873,000	1,892
Net interest income	$4,296,000	1,304
Provision for loan and lease losses	$1,360,000	699
Total noninterest income	$122,000	4,570
Gross Fiduciary activities income	$0	1,199
Service charges on deposit accounts	$71,000	3,675
Trading account gains and fees	$0	158
Additional Noninterest Income	$51,000	4,640
Total noninterest expense	$3,611,000	1,376
Salaries and employee benefits	$904,000	2,683
Premises and equipment expense	$249,000	2,512
Additional noninterest expense	$2,458,000	731
Pre-tax net operating income	$-553,000	7,108
Securities gains (losses)	$0	1,772
Applicable income taxes	$-373,000	7,446
Income before extraordinary items	$-180,000	6,856
Extraordinary gains, net	$0	9
Net income	$-180,000	6,856
Minority interest net income	$0	86
Net income of bank and minority interests.	$-180,000	6,856
Net charge-offs	$1,550,000	642
Cash dividends	$0	2,576
Sale, conversion, retirement of capital stock, net	$0	925
Net operating income	$-180,000	6,848
2010-12-31 (YTD Data)		Rank
Total interest income	$23,726,000	1,300
Total interest expense	$5,824,000	1,426
Net interest income	$17,902,000	1,259
Provision for loan and lease losses	$6,360,000	944
Total noninterest income	$616,000	4,186
Gross Fiduciary activities income	$0	1,380
Service charges on deposit accounts	$318,000	3,518
Trading account gains and fees	$0	175
Additional Noninterest Income	$298,000	3,952
Total noninterest expense	$10,423,000	1,883
Salaries and employee benefits	$3,471,000	2,754
Premises and equipment expense	$993,000	2,493
Additional noninterest expense	$5,959,000	1,243
Pre-tax net operating income	$1,735,000	2,492
Securities gains (losses)	$0	3,793
Applicable income taxes	$108,000	3,175
Income before extraordinary items	$1,627,000	2,375
Extraordinary gains, net	$0	29
Net income	$1,627,000	2,372
Minority interest net income	$0	111
Net income of bank and minority interests.	$1,627,000	2,375
Net charge-offs	$4,857,000	1,047
Cash dividends	$0	4,193
Sale, conversion, retirement of capital stock, net	$0	1,226
Net operating income	$1,627,000	2,267
2010-09-30 (YTD Data)		Rank
Total interest income	$18,160,000	1,294
Total interest expense	$4,782,000	1,344
Net interest income	$13,378,000	1,271
Provision for loan and lease losses	$4,315,000	984
Total noninterest income	$498,000	4,083
Gross Fiduciary activities income	$0	1,319
Service charges on deposit accounts	$238,000	3,597
Trading account gains and fees	$0	165
Additional Noninterest Income	$260,000	3,778
Total noninterest expense	$7,819,000	1,876
Salaries and employee benefits	$2,832,000	2,562
Premises and equipment expense	$749,000	2,522
Additional noninterest expense	$4,238,000	1,274
Pre-tax net operating income	$1,742,000	2,116
Securities gains (losses)	$0	3,651
Applicable income taxes	$270,000	2,248
Income before extraordinary items	$1,472,000	2,179
Extraordinary gains, net	$0	23
Net income	$1,472,000	2,180
Minority interest net income	$0	110
Net income of bank and minority interests.	$1,472,000	2,182
Net charge-offs	$2,824,000	1,196
Cash dividends	$0	3,702
Sale, conversion, retirement of capital stock, net	$0	1,139
Net operating income	$1,472,000	2,083
2010-06-30 (YTD Data)		Rank
Total interest income	$12,359,000	1,283
Total interest expense	$3,483,000	1,283
Net interest income	$8,876,000	1,289
Provision for loan and lease losses	$2,330,000	1,144
Total noninterest income	$396,000	3,659
Gross Fiduciary activities income	$0	1,300
Service charges on deposit accounts	$161,000	3,566
Trading account gains and fees	$0	152
Additional Noninterest Income	$235,000	3,223
Total noninterest expense	$5,230,000	1,873
Salaries and employee benefits	$1,887,000	2,568
Premises and equipment expense	$512,000	2,490
Additional noninterest expense	$2,831,000	1,264
Pre-tax net operating income	$1,712,000	1,521
Securities gains (losses)	$0	3,184
Applicable income taxes	$361,000	1,548
Income before extraordinary items	$1,351,000	1,616
Extraordinary gains, net	$0	19
Net income	$1,351,000	1,615
Minority interest net income	$0	105
Net income of bank and minority interests.	$1,351,000	1,616
Net charge-offs	$1,074,000	1,648
Cash dividends	$0	3,476
Sale, conversion, retirement of capital stock, net	$0	1,068
Net operating income	$1,351,000	1,544
2010-03-31 (YTD Data)		Rank
Total interest income	$6,085,000	1,323
Total interest expense	$1,855,000	1,257
Net interest income	$4,230,000	1,359
Provision for loan and lease losses	$885,000	1,281
Total noninterest income	$299,000	2,868
Gross Fiduciary activities income	$0	1,246
Service charges on deposit accounts	$85,000	3,471
Trading account gains and fees	$0	175
Additional Noninterest Income	$214,000	2,294
Total noninterest expense	$2,639,000	1,889
Salaries and employee benefits	$972,000	2,535
Premises and equipment expense	$248,000	2,612
Additional noninterest expense	$1,419,000	1,245
Pre-tax net operating income	$1,005,000	1,299
Securities gains (losses)	$0	2,284
Applicable income taxes	$323,000	992
Income before extraordinary items	$682,000	1,602
Extraordinary gains, net	$0	16
Net income	$682,000	1,604
Minority interest net income	$0	91
Net income of bank and minority interests.	$682,000	1,604
Net charge-offs	$326,000	1,951
Cash dividends	$0	2,646
Sale, conversion, retirement of capital stock, net	$0	1,017
Net operating income	$682,000	1,540
2009-12-31 (YTD Data)		Rank
Total interest income	$26,979,000	1,284
Total interest expense	$11,636,000	1,016
Net interest income	$15,343,000	1,455
Provision for loan and lease losses	$28,040,000	390
Total noninterest income	$769,000	3,852
Gross Fiduciary activities income	$0	1,390
Service charges on deposit accounts	$341,000	3,638
Trading account gains and fees	$0	211
Additional Noninterest Income	$428,000	3,449
Total noninterest expense	$9,991,000	2,025
Salaries and employee benefits	$3,712,000	2,628
Premises and equipment expense	$1,062,000	2,451
Additional noninterest expense	$5,217,000	1,430
Pre-tax net operating income	$-21,919,000	7,736
Securities gains (losses)	$0	3,754
Applicable income taxes	$-9,153,000	7,858
Income before extraordinary items	$-12,766,000	7,625
Extraordinary gains, net	$0	34
Net income	$-12,766,000	7,625
Minority interest net income	$0	115
Net income of bank and minority interests.	$-12,766,000	7,625
Net charge-offs	$28,551,000	308
Cash dividends	$625,000	2,253
Sale, conversion, retirement of capital stock, net	$0	1,342
Net operating income	$-12,766,000	7,630
2009-09-30 (YTD Data)		Rank
Total interest income	$20,587,000	1,281
Total interest expense	$9,247,000	1,018
Net interest income	$11,340,000	1,481
Provision for loan and lease losses	$11,150,000	571
Total noninterest income	$707,000	3,514
Gross Fiduciary activities income	$0	1,353
Service charges on deposit accounts	$259,000	3,622
Trading account gains and fees	$0	212
Additional Noninterest Income	$448,000	3,005
Total noninterest expense	$7,564,000	1,993
Salaries and employee benefits	$3,015,000	2,473
Premises and equipment expense	$788,000	2,503
Additional noninterest expense	$3,761,000	1,442
Pre-tax net operating income	$-6,667,000	7,601
Securities gains (losses)	$0	3,497
Applicable income taxes	$-2,849,000	7,796
Income before extraordinary items	$-3,818,000	7,466
Extraordinary gains, net	$0	27
Net income	$-3,818,000	7,466
Minority interest net income	$0	118
Net income of bank and minority interests.	$-3,818,000	7,466
Net charge-offs	$9,462,000	524
Cash dividends	$677,000	1,662
Sale, conversion, retirement of capital stock, net	$0	1,238
Net operating income	$-3,818,000	7,476
2009-06-30 (YTD Data)		Rank
Total interest income	$14,136,000	1,266
Total interest expense	$6,339,000	1,046
Net interest income	$7,797,000	1,432
Provision for loan and lease losses	$7,650,000	548
Total noninterest income	$464,000	3,563
Gross Fiduciary activities income	$0	1,340
Service charges on deposit accounts	$170,000	3,632
Trading account gains and fees	$0	193
Additional Noninterest Income	$294,000	3,042
Total noninterest expense	$4,663,000	2,163
Salaries and employee benefits	$2,075,000	2,436
Premises and equipment expense	$539,000	2,489
Additional noninterest expense	$2,049,000	1,779
Pre-tax net operating income	$-4,052,000	7,667
Securities gains (losses)	$0	3,136
Applicable income taxes	$-1,773,000	7,872
Income before extraordinary items	$-2,279,000	7,530
Extraordinary gains, net	$0	21
Net income	$-2,279,000	7,529
Minority interest net income	$0	112
Net income of bank and minority interests.	$-2,279,000	7,529
Net charge-offs	$6,756,000	486
Cash dividends	$677,000	1,294
Sale, conversion, retirement of capital stock, net	$0	1,195
Net operating income	$-2,279,000	7,539
2009-03-31 (YTD Data)		Rank
Total interest income	$7,096,000	1,274
Total interest expense	$3,346,000	1,030
Net interest income	$3,750,000	1,485
Provision for loan and lease losses	$1,250,000	1,026
Total noninterest income	$130,000	4,724
Gross Fiduciary activities income	$0	1,285
Service charges on deposit accounts	$87,000	3,531
Trading account gains and fees	$0	171
Additional Noninterest Income	$43,000	5,090
Total noninterest expense	$2,238,000	2,190
Salaries and employee benefits	$1,077,000	2,377
Premises and equipment expense	$274,000	2,488
Additional noninterest expense	$887,000	1,812
Pre-tax net operating income	$392,000	2,840
Securities gains (losses)	$0	2,434
Applicable income taxes	$-64,000	7,465
Income before extraordinary items	$456,000	2,306
Extraordinary gains, net	$0	15
Net income	$456,000	2,306
Minority interest net income	$0	102
Net income of bank and minority interests.	$456,000	2,308
Net charge-offs	$873,000	1,030
Cash dividends	$389,000	1,138
Sale, conversion, retirement of capital stock, net	$0	1,068
Net operating income	$456,000	2,172
2008-12-31 (YTD Data)		Rank
Total interest income	$34,012,000	1,123
Total interest expense	$15,531,000	1,034
Net interest income	$18,481,000	1,208
Provision for loan and lease losses	$6,723,000	809
Total noninterest income	$536,000	4,691
Gross Fiduciary activities income	$0	1,441
Service charges on deposit accounts	$360,000	3,664
Trading account gains and fees	$0	154
Additional Noninterest Income	$176,000	5,052
Total noninterest expense	$9,231,000	2,085
Salaries and employee benefits	$3,870,000	2,584
Premises and equipment expense	$984,000	2,670
Additional noninterest expense	$4,377,000	1,421
Pre-tax net operating income	$3,063,000	1,764
Securities gains (losses)	$0	3,220
Applicable income taxes	$747,000	1,459
Income before extraordinary items	$2,316,000	1,717
Extraordinary gains, net	$0	39
Net income	$2,316,000	1,718
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$5,990,000	589
Cash dividends	$3,084,000	892
Sale, conversion, retirement of capital stock, net	$0	1,389
Net operating income	$2,316,000	1,842
2008-09-30 (YTD Data)		Rank
Total interest income	$26,373,000	1,109
Total interest expense	$11,920,000	1,055
Net interest income	$14,453,000	1,165
Provision for loan and lease losses	$4,248,000	721
Total noninterest income	$407,000	4,784
Gross Fiduciary activities income	$0	1,405
Service charges on deposit accounts	$267,000	3,722
Trading account gains and fees	$0	148
Additional Noninterest Income	$140,000	5,056
Total noninterest expense	$6,813,000	2,115
Salaries and employee benefits	$3,128,000	2,438
Premises and equipment expense	$869,000	2,322
Additional noninterest expense	$2,816,000	1,592
Pre-tax net operating income	$3,799,000	1,306
Securities gains (losses)	$0	3,106
Applicable income taxes	$1,159,000	1,032
Income before extraordinary items	$2,640,000	1,402
Extraordinary gains, net	$0	31
Net income	$2,640,000	1,399
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$5,439,000	418
Cash dividends	$2,707,000	782
Sale, conversion, retirement of capital stock, net	$0	1,238
Net operating income	$2,640,000	1,477
2008-06-30 (YTD Data)		Rank
Total interest income	$18,440,000	1,064
Total interest expense	$8,301,000	1,051
Net interest income	$10,139,000	1,075
Provision for loan and lease losses	$2,448,000	680
Total noninterest income	$274,000	4,816
Gross Fiduciary activities income	$0	1,395
Service charges on deposit accounts	$180,000	3,694
Trading account gains and fees	$0	149
Additional Noninterest Income	$94,000	5,162
Total noninterest expense	$4,643,000	2,062
Salaries and employee benefits	$2,299,000	2,257
Premises and equipment expense	$585,000	2,319
Additional noninterest expense	$1,759,000	1,672
Pre-tax net operating income	$3,322,000	1,073
Securities gains (losses)	$0	3,233
Applicable income taxes	$1,116,000	860
Income before extraordinary items	$2,206,000	1,257
Extraordinary gains, net	$0	21
Net income	$2,206,000	1,258
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$3,723,000	371
Cash dividends	$2,339,000	698
Sale, conversion, retirement of capital stock, net	$0	1,136
Net operating income	$2,206,000	1,236
2008-03-31 (YTD Data)		Rank
Total interest income	$9,425,000	1,071
Total interest expense	$4,349,000	1,081
Net interest income	$5,076,000	1,073
Provision for loan and lease losses	$500,000	995
Total noninterest income	$128,000	4,948
Gross Fiduciary activities income	$0	1,326
Service charges on deposit accounts	$90,000	3,657
Trading account gains and fees	$0	158
Additional Noninterest Income	$38,000	5,536
Total noninterest expense	$2,469,000	1,937
Salaries and employee benefits	$1,202,000	2,185
Premises and equipment expense	$296,000	2,297
Additional noninterest expense	$971,000	1,478
Pre-tax net operating income	$2,235,000	850
Securities gains (losses)	$0	2,688
Applicable income taxes	$826,000	674
Income before extraordinary items	$1,409,000	1,073
Extraordinary gains, net	$0	15
Net income	$1,409,000	1,076
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$475,000	736
Cash dividends	$1,968,000	451
Sale, conversion, retirement of capital stock, net	$0	1,000
Net operating income	$1,409,000	1,030
2007-12-31 (YTD Data)		Rank
Total interest income	$46,819,000	896
Total interest expense	$23,173,000	853
Net interest income	$23,646,000	930
Provision for loan and lease losses	$4,565,000	440
Total noninterest income	$615,000	4,587
Gross Fiduciary activities income	$0	1,498
Service charges on deposit accounts	$367,000	3,692
Trading account gains and fees	$0	178
Additional Noninterest Income	$248,000	4,610
Total noninterest expense	$9,070,000	2,026
Salaries and employee benefits	$4,271,000	2,354
Premises and equipment expense	$1,365,000	1,914
Additional noninterest expense	$3,434,000	1,616
Pre-tax net operating income	$10,626,000	807
Securities gains (losses)	$0	2,146
Applicable income taxes	$3,540,000	707
Income before extraordinary items	$7,086,000	914
Extraordinary gains, net	$0	39
Net income	$7,086,000	912
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$3,815,000	381
Cash dividends	$1,485,000	2,030
Sale, conversion, retirement of capital stock, net	$0	1,304
Net operating income	$7,086,000	899
2007-09-30 (YTD Data)		Rank
Total interest income	$35,654,000	883
Total interest expense	$17,909,000	830
Net interest income	$17,745,000	936
Provision for loan and lease losses	$2,430,000	438
Total noninterest income	$486,000	4,475
Gross Fiduciary activities income	$0	1,458
Service charges on deposit accounts	$275,000	3,690
Trading account gains and fees	$0	184
Additional Noninterest Income	$211,000	4,386
Total noninterest expense	$7,425,000	1,845
Salaries and employee benefits	$3,667,000	2,057
Premises and equipment expense	$985,000	1,963
Additional noninterest expense	$2,773,000	1,467
Pre-tax net operating income	$8,376,000	825
Securities gains (losses)	$0	1,655
Applicable income taxes	$2,875,000	714
Income before extraordinary items	$5,501,000	948
Extraordinary gains, net	$0	33
Net income	$5,501,000	946
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$2,483,000	343
Cash dividends	$1,089,000	1,881
Sale, conversion, retirement of capital stock, net	$0	1,144
Net operating income	$5,501,000	933
2007-06-30 (YTD Data)		Rank
Total interest income	$24,126,000	874
Total interest expense	$11,937,000	828
Net interest income	$12,189,000	923
Provision for loan and lease losses	$1,500,000	417
Total noninterest income	$337,000	4,415
Gross Fiduciary activities income	$0	1,429
Service charges on deposit accounts	$181,000	3,717
Trading account gains and fees	$0	168
Additional Noninterest Income	$156,000	4,242
Total noninterest expense	$4,991,000	1,849
Salaries and employee benefits	$2,554,000	1,990
Premises and equipment expense	$659,000	1,972
Additional noninterest expense	$1,778,000	1,527
Pre-tax net operating income	$6,035,000	800
Securities gains (losses)	$0	1,444
Applicable income taxes	$2,121,000	699
Income before extraordinary items	$3,914,000	925
Extraordinary gains, net	$0	29
Net income	$3,914,000	924
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$2,593,000	227
Cash dividends	$769,000	1,855
Sale, conversion, retirement of capital stock, net	$0	1,051
Net operating income	$3,914,000	913
2007-03-31 (YTD Data)		Rank
Total interest income	$11,801,000	889
Total interest expense	$5,857,000	835
Net interest income	$5,944,000	947
Provision for loan and lease losses	$1,200,000	257
Total noninterest income	$175,000	4,294
Gross Fiduciary activities income	$0	1,355
Service charges on deposit accounts	$86,000	3,759
Trading account gains and fees	$0	195
Additional Noninterest Income	$89,000	3,989
Total noninterest expense	$2,443,000	1,890
Salaries and employee benefits	$1,327,000	1,935
Premises and equipment expense	$325,000	2,012
Additional noninterest expense	$791,000	1,697
Pre-tax net operating income	$2,476,000	958
Securities gains (losses)	$0	1,187
Applicable income taxes	$805,000	857
Income before extraordinary items	$1,671,000	1,057
Extraordinary gains, net	$0	22
Net income	$1,671,000	1,056
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$2,152,000	149
Cash dividends	$373,000	1,749
Sale, conversion, retirement of capital stock, net	$0	885
Net operating income	$1,671,000	1,041
2006-12-31 (YTD Data)		Rank
Total interest income	$41,617,000	937
Total interest expense	$18,188,000	921
Net interest income	$23,429,000	947
Provision for loan and lease losses	$1,135,000	929
Total noninterest income	$819,000	3,995
Gross Fiduciary activities income	$0	1,523
Service charges on deposit accounts	$372,000	3,687
Trading account gains and fees	$0	130
Additional Noninterest Income	$447,000	3,548
Total noninterest expense	$7,941,000	2,223
Salaries and employee benefits	$4,627,000	2,109
Premises and equipment expense	$1,076,000	2,303
Additional noninterest expense	$2,238,000	2,315
Pre-tax net operating income	$15,172,000	684
Securities gains (losses)	$0	1,687
Applicable income taxes	$5,435,000	598
Income before extraordinary items	$9,737,000	759
Extraordinary gains, net	$0	51
Net income	$9,737,000	758
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-5,000	7,784
Cash dividends	$2,654,000	1,240
Sale, conversion, retirement of capital stock, net	$0	1,251
Net operating income	$9,737,000	749
2006-09-30 (YTD Data)		Rank
Total interest income	$29,962,000	975
Total interest expense	$12,594,000	969
Net interest income	$17,368,000	974
Provision for loan and lease losses	$635,000	1,146
Total noninterest income	$666,000	3,817
Gross Fiduciary activities income	$0	1,468
Service charges on deposit accounts	$288,000	3,647
Trading account gains and fees	$0	126
Additional Noninterest Income	$378,000	3,301
Total noninterest expense	$6,313,000	2,091
Salaries and employee benefits	$3,457,000	2,123
Premises and equipment expense	$795,000	2,345
Additional noninterest expense	$2,061,000	1,895
Pre-tax net operating income	$11,086,000	731
Securities gains (losses)	$0	1,388
Applicable income taxes	$4,016,000	638
Income before extraordinary items	$7,070,000	821
Extraordinary gains, net	$0	45
Net income	$7,070,000	820
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-105,000	8,537
Cash dividends	$1,078,000	1,824
Sale, conversion, retirement of capital stock, net	$0	1,045
Net operating income	$7,070,000	814
2006-06-30 (YTD Data)		Rank
Total interest income	$19,050,000	1,002
Total interest expense	$7,784,000	984
Net interest income	$11,266,000	1,007
Provision for loan and lease losses	$285,000	1,590
Total noninterest income	$486,000	3,597
Gross Fiduciary activities income	$0	1,458
Service charges on deposit accounts	$191,000	3,653
Trading account gains and fees	$0	126
Additional Noninterest Income	$295,000	3,060
Total noninterest expense	$4,253,000	2,069
Salaries and employee benefits	$2,237,000	2,197
Premises and equipment expense	$465,000	2,641
Additional noninterest expense	$1,551,000	1,707
Pre-tax net operating income	$7,214,000	746
Securities gains (losses)	$0	1,185
Applicable income taxes	$2,623,000	656
Income before extraordinary items	$4,591,000	846
Extraordinary gains, net	$0	39
Net income	$4,591,000	846
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-108,000	8,593
Cash dividends	$696,000	1,906
Sale, conversion, retirement of capital stock, net	$0	887
Net operating income	$4,591,000	830
2006-03-31 (YTD Data)		Rank
Total interest income	$9,108,000	1,025
Total interest expense	$3,612,000	1,000
Net interest income	$5,496,000	1,028
Provision for loan and lease losses	$50,000	3,099
Total noninterest income	$151,000	4,664
Gross Fiduciary activities income	$0	1,380
Service charges on deposit accounts	$91,000	3,680
Trading account gains and fees	$0	115
Additional Noninterest Income	$60,000	4,759
Total noninterest expense	$2,074,000	2,135
Salaries and employee benefits	$1,060,000	2,327
Premises and equipment expense	$221,000	2,771
Additional noninterest expense	$793,000	1,650
Pre-tax net operating income	$3,523,000	749
Securities gains (losses)	$0	955
Applicable income taxes	$1,316,000	645
Income before extraordinary items	$2,207,000	865
Extraordinary gains, net	$0	21
Net income	$2,207,000	864
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-143,000	8,688
Cash dividends	$326,000	1,846
Sale, conversion, retirement of capital stock, net	$0	648
Net operating income	$2,207,000	848
2005-12-31 (YTD Data)		Rank
Total interest income	$32,754,000	1,004
Total interest expense	$11,857,000	942
Net interest income	$20,897,000	1,020
Provision for loan and lease losses	$1,525,000	699
Total noninterest income	$772,000	4,134
Gross Fiduciary activities income	$0	1,557
Service charges on deposit accounts	$452,000	3,267
Trading account gains and fees	$0	138
Additional Noninterest Income	$320,000	4,200
Total noninterest expense	$6,769,000	2,467
Salaries and employee benefits	$3,627,000	2,522
Premises and equipment expense	$827,000	2,813
Additional noninterest expense	$2,315,000	2,160
Pre-tax net operating income	$13,375,000	741
Securities gains (losses)	$0	2,296
Applicable income taxes	$4,821,000	665
Income before extraordinary items	$8,554,000	842
Extraordinary gains, net	$0	46
Net income	$8,554,000	844
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$350,000	1,559
Cash dividends	$2,253,000	1,334
Sale, conversion, retirement of capital stock, net	$0	934
Net operating income	$8,554,000	833
2005-09-30 (YTD Data)		Rank
Total interest income	$23,782,000	1,008
Total interest expense	$8,409,000	939
Net interest income	$15,373,000	1,030
Provision for loan and lease losses	$1,155,000	666
Total noninterest income	$610,000	4,010
Gross Fiduciary activities income	$0	1,504
Service charges on deposit accounts	$354,000	3,180
Trading account gains and fees	$0	126
Additional Noninterest Income	$256,000	4,084
Total noninterest expense	$5,155,000	2,407
Salaries and employee benefits	$2,696,000	2,504
Premises and equipment expense	$627,000	2,766
Additional noninterest expense	$1,832,000	2,037
Pre-tax net operating income	$9,673,000	767
Securities gains (losses)	$0	2,317
Applicable income taxes	$3,591,000	667
Income before extraordinary items	$6,082,000	882
Extraordinary gains, net	$0	35
Net income	$6,082,000	883
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$411,000	990
Cash dividends	$1,882,000	1,116
Sale, conversion, retirement of capital stock, net	$0	769
Net operating income	$6,082,000	868
2005-06-30 (YTD Data)		Rank
Total interest income	$15,329,000	1,014
Total interest expense	$5,222,000	941
Net interest income	$10,107,000	1,033
Provision for loan and lease losses	$650,000	766
Total noninterest income	$413,000	3,972
Gross Fiduciary activities income	$0	1,480
Service charges on deposit accounts	$250,000	3,011
Trading account gains and fees	$0	116
Additional Noninterest Income	$163,000	4,136
Total noninterest expense	$3,426,000	2,392
Salaries and employee benefits	$1,770,000	2,523
Premises and equipment expense	$409,000	2,785
Additional noninterest expense	$1,247,000	1,967
Pre-tax net operating income	$6,444,000	755
Securities gains (losses)	$0	2,146
Applicable income taxes	$2,529,000	640
Income before extraordinary items	$3,915,000	889
Extraordinary gains, net	$0	30
Net income	$3,915,000	889
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-21,000	8,165
Cash dividends	$550,000	2,062
Sale, conversion, retirement of capital stock, net	$0	643
Net operating income	$3,915,000	869
2005-03-31 (YTD Data)		Rank
Total interest income	$7,296,000	1,038
Total interest expense	$2,410,000	971
Net interest income	$4,886,000	1,064
Provision for loan and lease losses	$150,000	1,379
Total noninterest income	$178,000	4,283
Gross Fiduciary activities income	$0	1,418
Service charges on deposit accounts	$129,000	2,862
Trading account gains and fees	$0	115
Additional Noninterest Income	$49,000	5,227
Total noninterest expense	$1,720,000	2,392
Salaries and employee benefits	$844,000	2,654
Premises and equipment expense	$214,000	2,704
Additional noninterest expense	$662,000	1,854
Pre-tax net operating income	$3,194,000	762
Securities gains (losses)	$0	1,685
Applicable income taxes	$1,247,000	649
Income before extraordinary items	$1,947,000	897
Extraordinary gains, net	$0	24
Net income	$1,947,000	897
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$79,000	1,310
Cash dividends	$264,000	1,903
Sale, conversion, retirement of capital stock, net	$0	491
Net operating income	$1,947,000	874
2004-12-31 (YTD Data)		Rank
Total interest income	$26,695,000	1,055
Total interest expense	$8,248,000	982
Net interest income	$18,447,000	1,086
Provision for loan and lease losses	$2,765,000	412
Total noninterest income	$752,000	4,218
Gross Fiduciary activities income	$0	1,582
Service charges on deposit accounts	$498,000	3,155
Trading account gains and fees	$0	138
Additional Noninterest Income	$254,000	4,601
Total noninterest expense	$5,961,000	2,671
Salaries and employee benefits	$2,927,000	2,898
Premises and equipment expense	$878,000	2,578
Additional noninterest expense	$2,156,000	2,256
Pre-tax net operating income	$10,473,000	839
Securities gains (losses)	$0	3,819
Applicable income taxes	$3,709,000	759
Income before extraordinary items	$6,764,000	978
Extraordinary gains, net	$0	34
Net income	$6,764,000	979
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$1,650,000	534
Cash dividends	$2,045,000	1,317
Sale, conversion, retirement of capital stock, net	$0	872
Net operating income	$6,764,000	939
2004-09-30 (YTD Data)		Rank
Total interest income	$19,435,000	1,078
Total interest expense	$6,010,000	990
Net interest income	$13,425,000	1,101
Provision for loan and lease losses	$1,865,000	435
Total noninterest income	$582,000	4,161
Gross Fiduciary activities income	$0	1,547
Service charges on deposit accounts	$370,000	3,196
Trading account gains and fees	$0	134
Additional Noninterest Income	$212,000	4,386
Total noninterest expense	$5,016,000	2,375
Salaries and employee benefits	$2,367,000	2,702
Premises and equipment expense	$684,000	2,471
Additional noninterest expense	$1,965,000	1,827
Pre-tax net operating income	$7,126,000	932
Securities gains (losses)	$0	3,710
Applicable income taxes	$2,625,000	812
Income before extraordinary items	$4,501,000	1,093
Extraordinary gains, net	$0	26
Net income	$4,501,000	1,094
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$1,331,000	464
Cash dividends	$1,811,000	1,077
Sale, conversion, retirement of capital stock, net	$0	738
Net operating income	$4,501,000	1,062
2004-06-30 (YTD Data)		Rank
Total interest income	$12,778,000	1,083
Total interest expense	$3,906,000	997
Net interest income	$8,872,000	1,103
Provision for loan and lease losses	$1,165,000	469
Total noninterest income	$398,000	4,103
Gross Fiduciary activities income	$0	1,518
Service charges on deposit accounts	$234,000	3,289
Trading account gains and fees	$0	130
Additional Noninterest Income	$164,000	4,138
Total noninterest expense	$3,358,000	2,363
Salaries and employee benefits	$1,549,000	2,751
Premises and equipment expense	$464,000	2,433
Additional noninterest expense	$1,345,000	1,773
Pre-tax net operating income	$4,747,000	917
Securities gains (losses)	$0	3,413
Applicable income taxes	$1,750,000	806
Income before extraordinary items	$2,997,000	1,101
Extraordinary gains, net	$0	21
Net income	$2,997,000	1,102
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$1,020,000	421
Cash dividends	$563,000	1,973
Sale, conversion, retirement of capital stock, net	$0	638
Net operating income	$2,997,000	1,060
2004-03-31 (YTD Data)		Rank
Total interest income	$6,326,000	1,103
Total interest expense	$2,009,000	998
Net interest income	$4,317,000	1,140
Provision for loan and lease losses	$250,000	948
Total noninterest income	$178,000	4,348
Gross Fiduciary activities income	$0	1,441
Service charges on deposit accounts	$112,000	3,310
Trading account gains and fees	$0	121
Additional Noninterest Income	$66,000	4,555
Total noninterest expense	$1,663,000	2,402
Salaries and employee benefits	$771,000	2,786
Premises and equipment expense	$235,000	2,433
Additional noninterest expense	$657,000	1,808
Pre-tax net operating income	$2,582,000	840
Securities gains (losses)	$0	2,934
Applicable income taxes	$1,007,000	728
Income before extraordinary items	$1,575,000	1,045
Extraordinary gains, net	$0	16
Net income	$1,575,000	1,045
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$272,000	655
Cash dividends	$188,000	2,273
Sale, conversion, retirement of capital stock, net	$0	464
Net operating income	$1,575,000	981
2003-12-31 (YTD Data)		Rank
Total interest income	$25,138,000	1,137
Total interest expense	$8,803,000	1,009
Net interest income	$16,335,000	1,186
Provision for loan and lease losses	$2,985,000	477
Total noninterest income	$800,000	4,226
Gross Fiduciary activities income	$0	1,641
Service charges on deposit accounts	$458,000	3,326
Trading account gains and fees	$0	160
Additional Noninterest Income	$342,000	4,256
Total noninterest expense	$5,644,000	2,753
Salaries and employee benefits	$2,554,000	3,227
Premises and equipment expense	$668,000	3,216
Additional noninterest expense	$2,422,000	1,983
Pre-tax net operating income	$8,506,000	983
Securities gains (losses)	$0	4,500
Applicable income taxes	$2,885,000	956
Income before extraordinary items	$5,621,000	1,139
Extraordinary gains, net	$0	54
Net income	$5,621,000	1,141
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$572,000	1,443
Cash dividends	$1,518,000	1,705
Sale, conversion, retirement of capital stock, net	$0	868
Net operating income	$5,621,000	1,079
2003-09-30 (YTD Data)		Rank
Total interest income	$18,606,000	1,173
Total interest expense	$6,672,000	1,044
Net interest income	$11,934,000	1,224
Provision for loan and lease losses	$2,345,000	462
Total noninterest income	$637,000	4,138
Gross Fiduciary activities income	$0	1,599
Service charges on deposit accounts	$340,000	3,358
Trading account gains and fees	$0	153
Additional Noninterest Income	$297,000	4,060
Total noninterest expense	$4,611,000	2,551
Salaries and employee benefits	$2,170,000	2,865
Premises and equipment expense	$463,000	3,431
Additional noninterest expense	$1,978,000	1,824
Pre-tax net operating income	$5,615,000	1,147
Securities gains (losses)	$0	4,204
Applicable income taxes	$1,890,000	1,106
Income before extraordinary items	$3,725,000	1,333
Extraordinary gains, net	$0	40
Net income	$3,725,000	1,333
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$587,000	1,029
Cash dividends	$586,000	2,467
Sale, conversion, retirement of capital stock, net	$0	722
Net operating income	$3,725,000	1,256
2003-06-30 (YTD Data)		Rank
Total interest income	$12,194,000	1,212
Total interest expense	$4,489,000	1,068
Net interest income	$7,705,000	1,273
Provision for loan and lease losses	$1,335,000	525
Total noninterest income	$434,000	4,067
Gross Fiduciary activities income	$0	1,577
Service charges on deposit accounts	$235,000	3,217
Trading account gains and fees	$0	150
Additional Noninterest Income	$199,000	4,051
Total noninterest expense	$3,118,000	2,504
Salaries and employee benefits	$1,466,000	2,838
Premises and equipment expense	$308,000	3,405
Additional noninterest expense	$1,344,000	1,789
Pre-tax net operating income	$3,686,000	1,162
Securities gains (losses)	$0	3,782
Applicable income taxes	$1,217,000	1,162
Income before extraordinary items	$2,469,000	1,344
Extraordinary gains, net	$0	30
Net income	$2,469,000	1,344
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$445,000	922
Cash dividends	$394,000	2,498
Sale, conversion, retirement of capital stock, net	$0	589
Net operating income	$2,469,000	1,251
2003-03-31 (YTD Data)		Rank
Total interest income	$5,989,000	1,237
Total interest expense	$2,298,000	1,071
Net interest income	$3,691,000	1,326
Provision for loan and lease losses	$390,000	750
Total noninterest income	$212,000	4,023
Gross Fiduciary activities income	$0	1,504
Service charges on deposit accounts	$114,000	3,214
Trading account gains and fees	$0	134
Additional Noninterest Income	$98,000	3,968
Total noninterest expense	$1,610,000	2,414
Salaries and employee benefits	$766,000	2,710
Premises and equipment expense	$153,000	3,437
Additional noninterest expense	$691,000	1,709
Pre-tax net operating income	$1,903,000	1,136
Securities gains (losses)	$0	2,891
Applicable income taxes	$679,000	1,093
Income before extraordinary items	$1,224,000	1,344
Extraordinary gains, net	$0	21
Net income	$1,224,000	1,342
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$46,000	2,279
Cash dividends	$197,000	2,283
Sale, conversion, retirement of capital stock, net	$0	419
Net operating income	$1,224,000	1,259
2002-12-31 (YTD Data)		Rank
Total interest income	$23,571,000	1,295
Total interest expense	$10,523,000	1,060
Net interest income	$13,048,000	1,488
Provision for loan and lease losses	$1,961,000	744
Total noninterest income	$821,000	3,927
Gross Fiduciary activities income	$0	1,713
Service charges on deposit accounts	$436,000	3,324
Trading account gains and fees	$0	153
Additional Noninterest Income	$385,000	3,779
Total noninterest expense	$5,426,000	2,713
Salaries and employee benefits	$2,481,000	3,143
Premises and equipment expense	$703,000	2,990
Additional noninterest expense	$2,242,000	2,059
Pre-tax net operating income	$6,482,000	1,308
Securities gains (losses)	$0	4,537
Applicable income taxes	$2,163,000	1,208
Income before extraordinary items	$4,319,000	1,435
Extraordinary gains, net	$0	70
Net income	$4,319,000	1,432
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$680,000	1,326
Cash dividends	$977,000	2,316
Sale, conversion, retirement of capital stock, net	$0	862
Net operating income	$4,319,000	1,391
2001-12-31 (YTD Data)		Rank
Total interest income	$20,450,000	1,665
Total interest expense	$10,991,000	1,474
Net interest income	$9,459,000	1,884
Provision for loan and lease losses	$1,294,000	1,025
Total noninterest income	$730,000	4,082
Gross Fiduciary activities income	$0	1,731
Service charges on deposit accounts	$333,000	3,905
Trading account gains and fees	$0	177
Additional Noninterest Income	$397,000	3,548
Total noninterest expense	$4,277,000	3,228
Salaries and employee benefits	$1,797,000	3,924
Premises and equipment expense	$518,000	3,760
Additional noninterest expense	$1,962,000	2,284
Pre-tax net operating income	$4,618,000	1,565
Securities gains (losses)	$0	4,612
Applicable income taxes	$1,675,000	1,366
Income before extraordinary items	$2,943,000	1,790
Extraordinary gains, net	$0	105
Net income	$2,943,000	1,790
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$65,000	4,750
Cash dividends	$162,000	5,237
Sale, conversion, retirement of capital stock, net	$0	922
Net operating income	$2,943,000	1,722
2000-12-31 (YTD Data)		Rank
Total interest income	$14,035,000	2,468
Total interest expense	$7,481,000	2,272
Net interest income	$6,554,000	2,716
Provision for loan and lease losses	$1,248,000	888
Total noninterest income	$426,000	5,370
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$231,000	4,735
Trading account gains and fees	NA	NA
Additional Noninterest Income	$195,000	4,864
Total noninterest expense	$3,345,000	3,863
Salaries and employee benefits	$1,397,000	4,626
Premises and equipment expense	$371,000	4,747
Additional noninterest expense	$1,577,000	2,681
Pre-tax net operating income	$2,387,000	2,871
Securities gains (losses)	$0	1,956
Applicable income taxes	$933,000	2,256
Income before extraordinary items	$1,454,000	3,339
Extraordinary gains, net	$0	38
Net income	$1,454,000	3,338
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$29,000	5,537
Cash dividends	$0	6,853
Sale, conversion, retirement of capital stock, net	$0	969
Net operating income	$1,454,000	3,328
1999-12-31 (YTD Data)		Rank
Total interest income	$7,247,000	4,270
Total interest expense	$3,639,000	3,907
Net interest income	$3,608,000	4,546
Provision for loan and lease losses	$600,000	1,498
Total noninterest income	$295,000	6,488
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$156,000	5,747
Trading account gains and fees	NA	NA
Additional Noninterest Income	$139,000	5,780
Total noninterest expense	$2,245,000	5,253
Salaries and employee benefits	$955,000	6,074
Premises and equipment expense	$240,000	6,182
Additional noninterest expense	$1,050,000	3,861
Pre-tax net operating income	$1,058,000	5,139
Securities gains (losses)	$0	3,155
Applicable income taxes	$405,000	4,126
Income before extraordinary items	$653,000	5,655
Extraordinary gains, net	$0	35
Net income	$653,000	5,652
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$103,000	3,527
Cash dividends	$0	7,131
Sale, conversion, retirement of capital stock, net	$0	1,035
Net operating income	$653,000	5,628
1998-12-31 (YTD Data)		Rank
Total interest income	$3,707,000	6,750
Total interest expense	$1,637,000	6,903
Net interest income	$2,070,000	6,538
Provision for loan and lease losses	$756,000	1,231
Total noninterest income	$112,000	8,814
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$78,000	7,338
Trading account gains and fees	NA	NA
Additional Noninterest Income	$34,000	8,816
Total noninterest expense	$1,222,000	7,483
Salaries and employee benefits	$605,000	7,731
Premises and equipment expense	$186,000	6,941
Additional noninterest expense	$431,000	6,968
Pre-tax net operating income	$204,000	8,887
Securities gains (losses)	$0	4,449
Applicable income taxes	$30,000	8,700
Income before extraordinary items	$174,000	8,809
Extraordinary gains, net	$0	32
Net income	$174,000	8,807
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	8,132
Cash dividends	$0	7,473
Sale, conversion, retirement of capital stock, net	$0	1,027
Net operating income	$174,000	8,746
1997-12-31 (YTD Data)		Rank
Total interest income	$756,000	10,515
Total interest expense	$262,000	10,579
Net interest income	$494,000	10,381
Provision for loan and lease losses	$193,000	3,532
Total noninterest income	$21,000	10,683
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$9,000	9,307
Trading account gains and fees	NA	NA
Additional Noninterest Income	$12,000	10,305
Total noninterest expense	$443,000	10,349
Salaries and employee benefits	$269,000	10,152
Premises and equipment expense	$50,000	10,204
Additional noninterest expense	$124,000	10,294
Pre-tax net operating income	$-121,000	10,506
Securities gains (losses)	$0	3,944
Applicable income taxes	$-25,000	10,570
Income before extraordinary items	$-96,000	10,516
Extraordinary gains, net	$0	44
Net income	$-96,000	10,519
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$20,000	6,572
Cash dividends	$0	7,871
Sale, conversion, retirement of capital stock, net	$5,700,000	177
Net operating income	$-96,000	10,484

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.