Home > NorthSide Bank > Income and Expense
NorthSide Bank, Income and Expense
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $25,683,000 | 1,103 |
| Total interest expense | $10,176,000 | 803 |
| Net interest income | $15,507,000 | 1,305 |
| Provision for loan and lease losses | $436,000 | 2,212 |
| Total noninterest income | $3,327,000 | 1,475 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $1,843,000 | 949 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $1,484,000 | 1,649 |
| Total noninterest expense | $14,572,000 | 1,113 |
| Salaries and employee benefits | $6,424,000 | 1,380 |
| Premises and equipment expense | $2,018,000 | 1,135 |
| Additional noninterest expense | $6,130,000 | 818 |
| Pre-tax net operating income | $3,826,000 | 2,127 |
| Securities gains (losses) | $660,000 | 378 |
| Applicable income taxes | $1,126,000 | 1,985 |
| Income before extraordinary items | $3,360,000 | 1,881 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $3,360,000 | 1,881 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,398,000 | 601 |
| Cash dividends | $1,451,000 | 1,776 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $2,865,000 | 2,121 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $19,193,000 | 1,092 |
| Total interest expense | $7,686,000 | 782 |
| Net interest income | $11,507,000 | 1,304 |
| Provision for loan and lease losses | $335,000 | 2,066 |
| Total noninterest income | $2,484,000 | 1,487 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $1,367,000 | 969 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $1,117,000 | 1,638 |
| Total noninterest expense | $11,179,000 | 1,079 |
| Salaries and employee benefits | $4,907,000 | 1,345 |
| Premises and equipment expense | $1,508,000 | 1,141 |
| Additional noninterest expense | $4,764,000 | 788 |
| Pre-tax net operating income | $2,477,000 | 2,410 |
| Securities gains (losses) | $541,000 | 407 |
| Applicable income taxes | $841,000 | 2,030 |
| Income before extraordinary items | $2,177,000 | 2,151 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $2,177,000 | 2,152 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,281,000 | 478 |
| Cash dividends | $1,450,000 | 1,310 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $1,787,480 | 2,499 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $12,728,000 | 1,086 |
| Total interest expense | $5,220,000 | 759 |
| Net interest income | $7,508,000 | 1,322 |
| Provision for loan and lease losses | $190,000 | 2,297 |
| Total noninterest income | $1,557,000 | 1,550 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $876,000 | 1,006 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $681,000 | 1,752 |
| Total noninterest expense | $6,281,000 | 1,304 |
| Salaries and employee benefits | $3,116,000 | 1,409 |
| Premises and equipment expense | $1,053,000 | 1,101 |
| Additional noninterest expense | $2,112,000 | 1,157 |
| Pre-tax net operating income | $2,594,000 | 1,628 |
| Securities gains (losses) | $164,000 | 737 |
| Applicable income taxes | $769,000 | 1,571 |
| Income before extraordinary items | $1,989,000 | 1,614 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,989,000 | 1,615 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $304,000 | 1,027 |
| Cash dividends | $1,450,000 | 932 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $1,870,920 | 1,648 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $6,382,000 | 1,093 |
| Total interest expense | $2,589,000 | 782 |
| Net interest income | $3,793,000 | 1,315 |
| Provision for loan and lease losses | $130,000 | 1,707 |
| Total noninterest income | $756,000 | 1,558 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $431,000 | 984 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $325,000 | 1,780 |
| Total noninterest expense | $3,109,000 | 1,320 |
| Salaries and employee benefits | $1,565,000 | 1,422 |
| Premises and equipment expense | $515,000 | 1,143 |
| Additional noninterest expense | $1,029,000 | 1,169 |
| Pre-tax net operating income | $1,310,000 | 1,580 |
| Securities gains (losses) | $74,000 | 965 |
| Applicable income taxes | $393,000 | 1,577 |
| Income before extraordinary items | $991,000 | 1,611 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $991,000 | 1,611 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $216,000 | 777 |
| Cash dividends | $703,000 | 907 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $937,720 | 1,601 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $27,688,000 | 1,013 |
| Total interest expense | $12,341,000 | 712 |
| Net interest income | $15,347,000 | 1,259 |
| Provision for loan and lease losses | $3,465,000 | 426 |
| Total noninterest income | $3,477,000 | 1,500 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $1,801,000 | 954 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $1,676,000 | 1,664 |
| Total noninterest expense | $12,452,000 | 1,305 |
| Salaries and employee benefits | $5,964,000 | 1,434 |
| Premises and equipment expense | $2,068,000 | 1,102 |
| Additional noninterest expense | $4,420,000 | 1,143 |
| Pre-tax net operating income | $2,907,000 | 2,577 |
| Securities gains (losses) | $208,000 | 1,319 |
| Applicable income taxes | $309,000 | 4,239 |
| Income before extraordinary items | $2,806,000 | 2,168 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $2,806,000 | 2,168 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $736,000 | 1,173 |
| Cash dividends | $2,780,000 | 1,065 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $2,618,800 | 2,182 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $21,053,000 | 1,023 |
| Total interest expense | $9,512,000 | 723 |
| Net interest income | $11,541,000 | 1,269 |
| Provision for loan and lease losses | $3,210,000 | 381 |
| Total noninterest income | $2,738,000 | 1,482 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $1,327,000 | 986 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,411,000 | 1,593 |
| Total noninterest expense | $9,186,000 | 1,333 |
| Salaries and employee benefits | $4,529,000 | 1,432 |
| Premises and equipment expense | $1,564,000 | 1,099 |
| Additional noninterest expense | $3,093,000 | 1,225 |
| Pre-tax net operating income | $1,883,000 | 2,971 |
| Securities gains (losses) | $209,000 | 1,202 |
| Applicable income taxes | $358,000 | 3,597 |
| Income before extraordinary items | $1,734,000 | 2,643 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $1,734,000 | 2,642 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $557,000 | 1,074 |
| Cash dividends | $2,076,000 | 981 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $1,560,530 | 2,734 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $14,284,000 | 1,018 |
| Total interest expense | $6,494,000 | 736 |
| Net interest income | $7,790,000 | 1,254 |
| Provision for loan and lease losses | $2,970,000 | 293 |
| Total noninterest income | $1,851,000 | 1,445 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $849,000 | 1,010 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $1,002,000 | 1,516 |
| Total noninterest expense | $5,869,000 | 1,376 |
| Salaries and employee benefits | $2,808,000 | 1,535 |
| Premises and equipment expense | $1,056,000 | 1,089 |
| Additional noninterest expense | $2,005,000 | 1,241 |
| Pre-tax net operating income | $802,000 | 4,046 |
| Securities gains (losses) | $208,000 | 1,021 |
| Applicable income taxes | $62,000 | 5,689 |
| Income before extraordinary items | $948,000 | 3,085 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $948,000 | 3,084 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $401,000 | 995 |
| Cash dividends | $1,373,000 | 1,009 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $752,480 | 3,476 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $7,251,000 | 1,007 |
| Total interest expense | $3,315,000 | 730 |
| Net interest income | $3,936,000 | 1,238 |
| Provision for loan and lease losses | $255,000 | 1,093 |
| Total noninterest income | $863,000 | 1,486 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $370,000 | 1,117 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $493,000 | 1,502 |
| Total noninterest expense | $2,809,000 | 1,423 |
| Salaries and employee benefits | $1,405,000 | 1,520 |
| Premises and equipment expense | $505,000 | 1,145 |
| Additional noninterest expense | $899,000 | 1,340 |
| Pre-tax net operating income | $1,735,000 | 1,240 |
| Securities gains (losses) | $89,000 | 1,062 |
| Applicable income taxes | $480,000 | 1,421 |
| Income before extraordinary items | $1,344,000 | 1,225 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,344,000 | 1,224 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $288,000 | 723 |
| Cash dividends | $671,000 | 956 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $1,278,140 | 1,206 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $30,937,000 | 981 |
| Total interest expense | $14,083,000 | 792 |
| Net interest income | $16,854,000 | 1,153 |
| Provision for loan and lease losses | $1,171,000 | 1,168 |
| Total noninterest income | $2,901,000 | 1,601 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $1,198,000 | 1,358 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,703,000 | 1,488 |
| Total noninterest expense | $12,840,000 | 1,191 |
| Salaries and employee benefits | $5,251,000 | 1,543 |
| Premises and equipment expense | $1,875,000 | 1,184 |
| Additional noninterest expense | $5,714,000 | 878 |
| Pre-tax net operating income | $5,744,000 | 1,450 |
| Securities gains (losses) | $52,000 | 2,371 |
| Applicable income taxes | $1,656,000 | 1,515 |
| Income before extraordinary items | $4,140,000 | 1,492 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $4,140,000 | 1,490 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,220,000 | 809 |
| Cash dividends | $2,453,000 | 1,122 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $4,103,080 | 1,451 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $31,708,000 | 1,076 |
| Total interest expense | $15,940,000 | 1,018 |
| Net interest income | $15,768,000 | 1,126 |
| Provision for loan and lease losses | $1,200,000 | 1,082 |
| Total noninterest income | $3,219,000 | 1,401 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $1,156,000 | 1,292 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $2,063,000 | 1,218 |
| Total noninterest expense | $10,667,000 | 1,374 |
| Salaries and employee benefits | $4,804,000 | 1,570 |
| Premises and equipment expense | $1,769,000 | 1,196 |
| Additional noninterest expense | $4,094,000 | 1,169 |
| Pre-tax net operating income | $7,120,000 | 1,045 |
| Securities gains (losses) | $180,000 | 1,285 |
| Applicable income taxes | $2,083,000 | 1,141 |
| Income before extraordinary items | $5,217,000 | 1,051 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $5,217,000 | 1,052 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $425,000 | 1,753 |
| Cash dividends | $2,961,000 | 950 |
| Sale, conversion, retirement of capital stock, net | $164,000 | 602 |
| Net operating income | $5,089,200 | 1,032 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $30,832,000 | 1,141 |
| Total interest expense | $14,705,000 | 1,180 |
| Net interest income | $16,127,000 | 1,100 |
| Provision for loan and lease losses | $825,000 | 1,240 |
| Total noninterest income | $1,630,000 | 2,204 |
| Gross Fiduciary activities income | $0 | 1,332 |
| Service charges on deposit accounts | $872,000 | 1,572 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $758,000 | 2,224 |
| Total noninterest expense | $9,734,000 | 1,429 |
| Salaries and employee benefits | $4,601,000 | 1,543 |
| Premises and equipment expense | $1,676,000 | 1,212 |
| Additional noninterest expense | $3,457,000 | 1,318 |
| Pre-tax net operating income | $7,198,000 | 1,052 |
| Securities gains (losses) | $9,000 | 1,192 |
| Applicable income taxes | $2,335,000 | 1,019 |
| Income before extraordinary items | $4,872,000 | 1,089 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $4,872,000 | 1,089 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $548,000 | 1,161 |
| Cash dividends | $2,195,000 | 1,259 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $4,865,880 | 1,091 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $26,451,000 | 1,232 |
| Total interest expense | $11,306,000 | 1,328 |
| Net interest income | $15,145,000 | 1,165 |
| Provision for loan and lease losses | $840,000 | 1,139 |
| Total noninterest income | $1,727,000 | 2,065 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $924,000 | 1,406 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $803,000 | 2,158 |
| Total noninterest expense | $9,418,000 | 1,473 |
| Salaries and employee benefits | $4,441,000 | 1,561 |
| Premises and equipment expense | $1,582,000 | 1,281 |
| Additional noninterest expense | $3,395,000 | 1,359 |
| Pre-tax net operating income | $6,614,000 | 1,169 |
| Securities gains (losses) | $63,000 | 903 |
| Applicable income taxes | $2,294,000 | 1,095 |
| Income before extraordinary items | $4,383,000 | 1,242 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $4,383,000 | 1,240 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $509,000 | 1,209 |
| Cash dividends | $2,011,000 | 1,348 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $4,341,420 | 1,237 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $24,330,000 | 1,325 |
| Total interest expense | $10,124,000 | 1,508 |
| Net interest income | $14,206,000 | 1,191 |
| Provision for loan and lease losses | $780,000 | 1,207 |
| Total noninterest income | $1,401,000 | 2,390 |
| Gross Fiduciary activities income | $0 | 1,398 |
| Service charges on deposit accounts | $767,000 | 1,653 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $634,000 | 2,554 |
| Total noninterest expense | $8,915,000 | 1,483 |
| Salaries and employee benefits | $4,274,000 | 1,543 |
| Premises and equipment expense | $1,554,000 | 1,232 |
| Additional noninterest expense | $3,087,000 | 1,417 |
| Pre-tax net operating income | $5,912,000 | 1,272 |
| Securities gains (losses) | $31,000 | 2,109 |
| Applicable income taxes | $1,946,000 | 1,301 |
| Income before extraordinary items | $3,997,000 | 1,329 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $3,997,000 | 1,329 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $937,000 | 800 |
| Cash dividends | $1,766,000 | 1,470 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $3,976,230 | 1,275 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $23,754,000 | 1,385 |
| Total interest expense | $9,981,000 | 1,553 |
| Net interest income | $13,773,000 | 1,255 |
| Provision for loan and lease losses | $720,000 | 1,297 |
| Total noninterest income | $1,367,000 | 2,378 |
| Gross Fiduciary activities income | $0 | 1,450 |
| Service charges on deposit accounts | $711,000 | 1,828 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $656,000 | 2,327 |
| Total noninterest expense | $8,873,000 | 1,478 |
| Salaries and employee benefits | $4,153,000 | 1,570 |
| Premises and equipment expense | $1,505,000 | 1,301 |
| Additional noninterest expense | $3,215,000 | 1,355 |
| Pre-tax net operating income | $5,547,000 | 1,401 |
| Securities gains (losses) | $41,000 | 1,451 |
| Applicable income taxes | $1,832,000 | 1,430 |
| Income before extraordinary items | $3,756,000 | 1,443 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $3,756,000 | 1,444 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $385,000 | 1,644 |
| Cash dividends | $1,699,000 | 1,485 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $3,728,530 | 1,420 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $21,451,000 | 1,562 |
| Total interest expense | $8,724,000 | 1,806 |
| Net interest income | $12,727,000 | 1,410 |
| Provision for loan and lease losses | $650,000 | 1,408 |
| Total noninterest income | $1,088,000 | 2,916 |
| Gross Fiduciary activities income | $0 | 1,526 |
| Service charges on deposit accounts | $669,000 | 2,018 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $419,000 | 3,307 |
| Total noninterest expense | $8,062,000 | 1,757 |
| Salaries and employee benefits | $4,016,000 | 1,656 |
| Premises and equipment expense | $1,403,000 | 1,449 |
| Additional noninterest expense | $2,643,000 | 1,927 |
| Pre-tax net operating income | $5,103,000 | 1,412 |
| Securities gains (losses) | $31,000 | 1,673 |
| Applicable income taxes | $1,607,000 | 1,501 |
| Income before extraordinary items | $3,527,000 | 1,403 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $3,527,000 | 1,405 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $747,000 | 1,065 |
| Cash dividends | $1,459,000 | 1,619 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $3,505,610 | 1,378 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $19,369,000 | 1,758 |
| Total interest expense | $7,485,000 | 2,095 |
| Net interest income | $11,884,000 | 1,515 |
| Provision for loan and lease losses | $530,000 | 1,496 |
| Total noninterest income | $1,790,000 | 2,007 |
| Gross Fiduciary activities income | $0 | 1,590 |
| Service charges on deposit accounts | $693,000 | 1,955 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $1,097,000 | 1,694 |
| Total noninterest expense | $7,993,000 | 1,758 |
| Salaries and employee benefits | $3,927,000 | 1,686 |
| Premises and equipment expense | $1,268,000 | 1,600 |
| Additional noninterest expense | $2,798,000 | 1,798 |
| Pre-tax net operating income | $5,151,000 | 1,464 |
| Securities gains (losses) | $811,000 | 258 |
| Applicable income taxes | $1,501,000 | 1,645 |
| Income before extraordinary items | $4,461,000 | 1,187 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $4,461,000 | 1,185 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $136,000 | 3,139 |
| Cash dividends | $1,320,000 | 1,648 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $3,852,750 | 1,335 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $17,446,000 | 1,760 |
| Total interest expense | $5,856,000 | 2,135 |
| Net interest income | $11,590,000 | 1,558 |
| Provision for loan and lease losses | $460,000 | 1,641 |
| Total noninterest income | $1,055,000 | 2,996 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $565,000 | 2,411 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $490,000 | 2,989 |
| Total noninterest expense | $8,182,000 | 1,783 |
| Salaries and employee benefits | $3,838,000 | 1,749 |
| Premises and equipment expense | $1,182,000 | 1,743 |
| Additional noninterest expense | $3,162,000 | 1,725 |
| Pre-tax net operating income | $4,003,000 | 1,779 |
| Securities gains (losses) | $10,000 | 2,219 |
| Applicable income taxes | $964,000 | 2,317 |
| Income before extraordinary items | $3,049,000 | 1,606 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $3,049,000 | 1,605 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $42,000 | 5,444 |
| Cash dividends | $775,000 | 2,353 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $3,041,400 | 1,616 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $16,727,000 | 1,873 |
| Total interest expense | $5,813,000 | 2,239 |
| Net interest income | $10,914,000 | 1,660 |
| Provision for loan and lease losses | $471,000 | 2,187 |
| Total noninterest income | $1,002,000 | 3,339 |
| Gross Fiduciary activities income | $0 | 1,630 |
| Service charges on deposit accounts | $572,000 | 2,410 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $430,000 | 3,593 |
| Total noninterest expense | $8,092,000 | 1,844 |
| Salaries and employee benefits | $3,544,000 | 1,890 |
| Premises and equipment expense | $1,101,000 | 1,886 |
| Additional noninterest expense | $3,447,000 | 1,705 |
| Pre-tax net operating income | $3,353,000 | 2,034 |
| Securities gains (losses) | $-3,000 | 12,455 |
| Applicable income taxes | $797,000 | 2,764 |
| Income before extraordinary items | $2,553,000 | 1,958 |
| Extraordinary gains, net | $98,000 | 1,595 |
| Net income | $2,651,000 | 1,947 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $269,000 | 2,628 |
| Cash dividends | $851,000 | 2,026 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $2,555,280 | 1,842 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $17,065,000 | 2,075 |
| Total interest expense | $7,112,000 | 2,365 |
| Net interest income | $9,953,000 | 1,840 |
| Provision for loan and lease losses | $539,000 | 2,838 |
| Total noninterest income | $819,000 | 3,914 |
| Gross Fiduciary activities income | $0 | 1,658 |
| Service charges on deposit accounts | $540,000 | 2,553 |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $279,000 | 4,635 |
| Total noninterest expense | $7,350,000 | 2,000 |
| Salaries and employee benefits | $3,374,000 | 1,942 |
| Premises and equipment expense | $1,034,000 | 2,030 |
| Additional noninterest expense | $2,942,000 | 2,022 |
| Pre-tax net operating income | $2,883,000 | 2,156 |
| Securities gains (losses) | $1,000 | 7,986 |
| Applicable income taxes | $659,000 | 3,161 |
| Income before extraordinary items | $2,225,000 | 2,063 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $2,225,000 | 2,090 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $283,000 | 3,456 |
| Cash dividends | $617,000 | 2,351 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $2,224,230 | 1,894 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.