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Northpointe Bank, Income and Expense

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2023-12-31 (YTD Data)		Rank
Total interest income	$267,382,000	250
Total interest expense	$162,785,000	162
Net interest income	$104,597,000	354
Provision for loan and lease losses	$-1,486,000	4,520
Total noninterest income	$95,085,000	160
Gross Fiduciary activities income	$0	981
Service charges on deposit accounts	$31,000	4,048
Trading account gains and fees	$0	123
Additional Noninterest Income	$95,054,000	110
Total noninterest expense	$153,011,000	226
Salaries and employee benefits	$104,286,000	186
Premises and equipment expense	$7,859,000	371
Additional noninterest expense	$95,054,000	110
Pre-tax net operating income	$48,157,000	360
Securities gains (losses)	$18,000	671
Applicable income taxes	$12,929,000	283
Income before extraordinary items	$35,246,000	370
Extraordinary gains, net	$0	54
Net income	$35,246,000	376
Minority interest net income	$0	88
Net income of bank and minority interests.	$35,246,000	373
Net charge-offs	$808,000	597
Cash dividends	$33,050,000	226
Sale, conversion, retirement of capital stock, net	$0	540
Net operating income	$35,231,780	386
2023-09-30 (YTD Data)		Rank
Total interest income	$195,463,000	251
Total interest expense	$117,876,000	162
Net interest income	$77,587,000	359
Provision for loan and lease losses	$-339,000	4,479
Total noninterest income	$90,441,000	131
Gross Fiduciary activities income	$0	950
Service charges on deposit accounts	$22,000	4,083
Trading account gains and fees	$0	125
Additional Noninterest Income	$90,419,000	93
Total noninterest expense	$123,176,000	218
Salaries and employee benefits	$85,811,000	165
Premises and equipment expense	$6,191,000	353
Additional noninterest expense	$90,419,000	93
Pre-tax net operating income	$45,191,000	317
Securities gains (losses)	$-40,000	3,773
Applicable income taxes	$10,938,000	271
Income before extraordinary items	$34,213,000	321
Extraordinary gains, net	$0	52
Net income	$34,213,000	324
Minority interest net income	$0	81
Net income of bank and minority interests.	$34,213,000	321
Net charge-offs	$-33,000	4,128
Cash dividends	$20,650,000	247
Sale, conversion, retirement of capital stock, net	$0	507
Net operating income	$34,244,600	329
2023-06-30 (YTD Data)		Rank
Total interest income	$123,701,000	248
Total interest expense	$73,230,000	155
Net interest income	$50,471,000	367
Provision for loan and lease losses	$-509,000	4,557
Total noninterest income	$63,383,000	124
Gross Fiduciary activities income	$0	931
Service charges on deposit accounts	$14,000	4,118
Trading account gains and fees	$0	112
Additional Noninterest Income	$63,369,000	90
Total noninterest expense	$84,454,000	210
Salaries and employee benefits	$58,565,000	159
Premises and equipment expense	$4,464,000	324
Additional noninterest expense	$63,369,000	90
Pre-tax net operating income	$29,909,000	321
Securities gains (losses)	$0	938
Applicable income taxes	$7,250,000	274
Income before extraordinary items	$22,659,000	325
Extraordinary gains, net	$0	51
Net income	$22,659,000	331
Minority interest net income	$0	81
Net income of bank and minority interests.	$22,659,000	326
Net charge-offs	$-62,000	4,373
Cash dividends	$8,000,000	319
Sale, conversion, retirement of capital stock, net	$0	486
Net operating income	$22,659,000	330
2023-03-31 (YTD Data)		Rank
Total interest income	$57,906,000	262
Total interest expense	$34,074,000	159
Net interest income	$23,832,000	393
Provision for loan and lease losses	$1,119,000	327
Total noninterest income	$26,960,000	138
Gross Fiduciary activities income	$0	913
Service charges on deposit accounts	$7,000	4,142
Trading account gains and fees	$0	97
Additional Noninterest Income	$26,953,000	99
Total noninterest expense	$40,814,000	220
Salaries and employee benefits	$27,867,000	176
Premises and equipment expense	$2,271,000	328
Additional noninterest expense	$26,953,000	99
Pre-tax net operating income	$8,859,000	475
Securities gains (losses)	$21,000	427
Applicable income taxes	$2,176,000	405
Income before extraordinary items	$6,704,000	494
Extraordinary gains, net	$0	4
Net income	$6,704,000	495
Minority interest net income	$0	48
Net income of bank and minority interests.	$6,704,000	495
Net charge-offs	$-46,000	4,426
Cash dividends	$3,900,000	314
Sale, conversion, retirement of capital stock, net	$0	430
Net operating income	$6,687,410	504
2022-12-31 (YTD Data)		Rank
Total interest income	$166,124,000	279
Total interest expense	$63,897,000	121
Net interest income	$102,227,000	357
Provision for loan and lease losses	$2,216,000	482
Total noninterest income	$158,325,000	115
Gross Fiduciary activities income	$0	1,005
Service charges on deposit accounts	$59,000	3,837
Trading account gains and fees	$0	116
Additional Noninterest Income	$158,266,000	86
Total noninterest expense	$221,487,000	164
Salaries and employee benefits	$159,876,000	125
Premises and equipment expense	$8,310,000	345
Additional noninterest expense	$158,266,000	86
Pre-tax net operating income	$36,849,000	474
Securities gains (losses)	$-170,000	4,064
Applicable income taxes	$9,467,000	399
Income before extraordinary items	$27,212,000	510
Extraordinary gains, net	$0	5
Net income	$27,212,000	511
Minority interest net income	$0	63
Net income of bank and minority interests.	$27,212,000	511
Net charge-offs	$-263,000	4,489
Cash dividends	$13,800,000	371
Sale, conversion, retirement of capital stock, net	$0	568
Net operating income	$27,346,300	518
2022-09-30 (YTD Data)		Rank
Total interest income	$114,633,000	285
Total interest expense	$35,733,000	105
Net interest income	$78,900,000	342
Provision for loan and lease losses	$2,237,000	370
Total noninterest income	$139,830,000	110
Gross Fiduciary activities income	$0	968
Service charges on deposit accounts	$52,000	3,765
Trading account gains and fees	$0	111
Additional Noninterest Income	$139,778,000	80
Total noninterest expense	$183,152,000	159
Salaries and employee benefits	$133,678,000	117
Premises and equipment expense	$6,466,000	338
Additional noninterest expense	$139,778,000	80
Pre-tax net operating income	$33,341,000	411
Securities gains (losses)	$-173,000	4,335
Applicable income taxes	$6,925,000	400
Income before extraordinary items	$26,243,000	406
Extraordinary gains, net	$0	4
Net income	$26,243,000	406
Minority interest net income	$0	57
Net income of bank and minority interests.	$26,243,000	406
Net charge-offs	$-242,000	4,512
Cash dividends	$10,300,000	342
Sale, conversion, retirement of capital stock, net	$0	519
Net operating income	$26,379,670	414
2022-06-30 (YTD Data)		Rank
Total interest income	$68,843,000	299
Total interest expense	$16,136,000	106
Net interest income	$52,707,000	336
Provision for loan and lease losses	$2,424,000	237
Total noninterest income	$101,990,000	100
Gross Fiduciary activities income	$0	925
Service charges on deposit accounts	$36,000	3,772
Trading account gains and fees	$0	108
Additional Noninterest Income	$101,954,000	80
Total noninterest expense	$141,003,000	142
Salaries and employee benefits	$106,624,000	99
Premises and equipment expense	$4,459,000	322
Additional noninterest expense	$29,920,000	195
Pre-tax net operating income	$11,270,000	649
Securities gains (losses)	$-116,000	4,390
Applicable income taxes	$1,795,000	703
Income before extraordinary items	$9,359,000	633
Extraordinary gains, net	$0	4
Net income	$9,359,000	633
Minority interest net income	$0	60
Net income of bank and minority interests.	$9,359,000	633
Net charge-offs	$-225,000	4,577
Cash dividends	$10,300,000	260
Sale, conversion, retirement of capital stock, net	$0	494
Net operating income	$9,456,440	643
2022-03-31 (YTD Data)		Rank
Total interest income	$32,303,000	303
Total interest expense	$6,576,000	108
Net interest income	$25,727,000	328
Provision for loan and lease losses	$740,000	251
Total noninterest income	$64,201,000	88
Gross Fiduciary activities income	$0	892
Service charges on deposit accounts	$18,000	3,772
Trading account gains and fees	$0	103
Additional Noninterest Income	$64,183,000	68
Total noninterest expense	$71,838,000	137
Salaries and employee benefits	$54,920,000	98
Premises and equipment expense	$2,267,000	319
Additional noninterest expense	$14,651,000	193
Pre-tax net operating income	$17,350,000	284
Securities gains (losses)	$-68,000	4,490
Applicable income taxes	$4,053,000	266
Income before extraordinary items	$13,229,000	288
Extraordinary gains, net	$0	4
Net income	$13,229,000	288
Minority interest net income	$0	50
Net income of bank and minority interests.	$13,229,000	288
Net charge-offs	$-129,000	4,612
Cash dividends	$6,300,000	222
Sale, conversion, retirement of capital stock, net	$0	453
Net operating income	$13,282,720	288
2021-12-31 (YTD Data)		Rank
Total interest income	$118,078,000	316
Total interest expense	$26,298,000	128
Net interest income	$91,780,000	363
Provision for loan and lease losses	$-7,184,000	4,705
Total noninterest income	$309,348,000	83
Gross Fiduciary activities income	$0	994
Service charges on deposit accounts	$31,000	4,271
Trading account gains and fees	$0	132
Additional Noninterest Income	$309,317,000	62
Total noninterest expense	$284,047,000	140
Salaries and employee benefits	$228,416,000	95
Premises and equipment expense	$8,471,000	338
Additional noninterest expense	$47,160,000	223
Pre-tax net operating income	$124,265,000	203
Securities gains (losses)	$-43,000	4,552
Applicable income taxes	$32,051,000	188
Income before extraordinary items	$92,171,000	213
Extraordinary gains, net	$0	10
Net income	$92,171,000	213
Minority interest net income	$0	74
Net income of bank and minority interests.	$92,171,000	213
Net charge-offs	$-531,000	4,723
Cash dividends	$26,800,000	245
Sale, conversion, retirement of capital stock, net	$0	582
Net operating income	$92,204,970	210
2021-09-30 (YTD Data)		Rank
Total interest income	$84,908,000	324
Total interest expense	$20,046,000	135
Net interest income	$64,862,000	388
Provision for loan and lease losses	$-6,871,000	4,777
Total noninterest income	$241,302,000	82
Gross Fiduciary activities income	$0	957
Service charges on deposit accounts	$21,000	4,374
Trading account gains and fees	$0	132
Additional Noninterest Income	$241,281,000	62
Total noninterest expense	$213,948,000	139
Salaries and employee benefits	$173,483,000	93
Premises and equipment expense	$6,112,000	351
Additional noninterest expense	$34,353,000	221
Pre-tax net operating income	$99,087,000	199
Securities gains (losses)	$-29,000	4,679
Applicable income taxes	$23,469,000	189
Income before extraordinary items	$75,589,000	196
Extraordinary gains, net	$0	8
Net income	$75,589,000	196
Minority interest net income	$0	69
Net income of bank and minority interests.	$75,589,000	196
Net charge-offs	$-489,000	4,806
Cash dividends	$21,100,000	221
Sale, conversion, retirement of capital stock, net	$0	543
Net operating income	$75,611,910	195
2021-06-30 (YTD Data)		Rank
Total interest income	$54,055,000	336
Total interest expense	$13,749,000	136
Net interest income	$40,306,000	411
Provision for loan and lease losses	$-7,029,000	4,837
Total noninterest income	$165,604,000	83
Gross Fiduciary activities income	$0	951
Service charges on deposit accounts	$13,000	4,409
Trading account gains and fees	$0	133
Additional Noninterest Income	$165,591,000	60
Total noninterest expense	$142,653,000	136
Salaries and employee benefits	$116,606,000	90
Premises and equipment expense	$3,959,000	366
Additional noninterest expense	$22,088,000	228
Pre-tax net operating income	$70,286,000	190
Securities gains (losses)	$40,000	961
Applicable income taxes	$16,629,000	184
Income before extraordinary items	$53,697,000	193
Extraordinary gains, net	$0	6
Net income	$53,697,000	193
Minority interest net income	$0	67
Net income of bank and minority interests.	$53,697,000	193
Net charge-offs	$-373,000	4,841
Cash dividends	$15,400,000	203
Sale, conversion, retirement of capital stock, net	$0	517
Net operating income	$53,665,400	192
2021-03-31 (YTD Data)		Rank
Total interest income	$26,291,000	343
Total interest expense	$7,206,000	138
Net interest income	$19,085,000	421
Provision for loan and lease losses	$-5,500,000	4,883
Total noninterest income	$103,341,000	70
Gross Fiduciary activities income	$0	922
Service charges on deposit accounts	$7,000	4,369
Trading account gains and fees	$0	127
Additional Noninterest Income	$103,334,000	52
Total noninterest expense	$78,878,000	132
Salaries and employee benefits	$66,584,000	82
Premises and equipment expense	$1,994,000	368
Additional noninterest expense	$10,300,000	240
Pre-tax net operating income	$49,048,000	159
Securities gains (losses)	$-27,000	4,768
Applicable income taxes	$11,497,000	151
Income before extraordinary items	$37,524,000	164
Extraordinary gains, net	$0	3
Net income	$37,524,000	164
Minority interest net income	$0	55
Net income of bank and minority interests.	$37,524,000	164
Net charge-offs	$9,000	1,389
Cash dividends	$4,700,000	252
Sale, conversion, retirement of capital stock, net	$0	482
Net operating income	$37,545,330	164
2020-12-31 (YTD Data)		Rank
Total interest income	$92,540,000	391
Total interest expense	$36,210,000	181
Net interest income	$56,330,000	526
Provision for loan and lease losses	$6,000,000	499
Total noninterest income	$362,315,000	67
Gross Fiduciary activities income	$0	1,030
Service charges on deposit accounts	$31,000	4,430
Trading account gains and fees	$0	133
Additional Noninterest Income	$362,284,000	52
Total noninterest expense	$272,087,000	142
Salaries and employee benefits	$217,379,000	95
Premises and equipment expense	$7,057,000	394
Additional noninterest expense	$47,651,000	214
Pre-tax net operating income	$140,558,000	132
Securities gains (losses)	$27,000	1,983
Applicable income taxes	$29,924,000	132
Income before extraordinary items	$110,661,000	137
Extraordinary gains, net	$0	4
Net income	$110,661,000	137
Minority interest net income	$0	72
Net income of bank and minority interests.	$110,661,000	137
Net charge-offs	$-6,000	4,154
Cash dividends	$13,500,000	376
Sale, conversion, retirement of capital stock, net	$0	566
Net operating income	$110,639,670	136
2020-09-30 (YTD Data)		Rank
Total interest income	$69,434,000	387
Total interest expense	$27,684,000	189
Net interest income	$41,750,000	522
Provision for loan and lease losses	$6,000,000	436
Total noninterest income	$277,700,000	67
Gross Fiduciary activities income	$0	981
Service charges on deposit accounts	$25,000	4,424
Trading account gains and fees	$0	125
Additional Noninterest Income	$277,675,000	53
Total noninterest expense	$209,965,000	136
Salaries and employee benefits	$169,095,000	89
Premises and equipment expense	$5,113,000	395
Additional noninterest expense	$35,757,000	207
Pre-tax net operating income	$103,485,000	123
Securities gains (losses)	$31,000	1,747
Applicable income taxes	$22,139,000	118
Income before extraordinary items	$81,377,000	131
Extraordinary gains, net	$0	4
Net income	$81,377,000	131
Minority interest net income	$0	65
Net income of bank and minority interests.	$81,377,000	131
Net charge-offs	$-40,000	4,600
Cash dividends	$9,500,000	374
Sale, conversion, retirement of capital stock, net	$0	532
Net operating income	$81,352,510	126
2020-06-30 (YTD Data)		Rank
Total interest income	$45,500,000	393
Total interest expense	$18,830,000	200
Net interest income	$26,670,000	542
Provision for loan and lease losses	$6,000,000	348
Total noninterest income	$170,246,000	67
Gross Fiduciary activities income	$0	970
Service charges on deposit accounts	$20,000	4,381
Trading account gains and fees	$0	123
Additional Noninterest Income	$170,226,000	50
Total noninterest expense	$128,327,000	146
Salaries and employee benefits	$101,104,000	96
Premises and equipment expense	$3,331,000	407
Additional noninterest expense	$23,892,000	208
Pre-tax net operating income	$62,589,000	116
Securities gains (losses)	$0	2,249
Applicable income taxes	$13,544,000	112
Income before extraordinary items	$49,045,000	122
Extraordinary gains, net	$0	4
Net income	$49,045,000	122
Minority interest net income	$0	65
Net income of bank and minority interests.	$49,045,000	122
Net charge-offs	$11,000	2,415
Cash dividends	$5,500,000	400
Sale, conversion, retirement of capital stock, net	$0	504
Net operating income	$49,045,000	117
2020-03-31 (YTD Data)		Rank
Total interest income	$22,003,000	409
Total interest expense	$9,722,000	218
Net interest income	$12,281,000	574
Provision for loan and lease losses	$1,000,000	602
Total noninterest income	$52,767,000	87
Gross Fiduciary activities income	$0	941
Service charges on deposit accounts	$15,000	4,249
Trading account gains and fees	$0	106
Additional Noninterest Income	$52,752,000	61
Total noninterest expense	$50,254,000	168
Salaries and employee benefits	$39,241,000	117
Premises and equipment expense	$1,712,000	398
Additional noninterest expense	$9,301,000	245
Pre-tax net operating income	$13,794,000	199
Securities gains (losses)	$0	1,705
Applicable income taxes	$3,296,000	177
Income before extraordinary items	$10,498,000	216
Extraordinary gains, net	$0	4
Net income	$10,498,000	216
Minority interest net income	$0	56
Net income of bank and minority interests.	$10,498,000	216
Net charge-offs	$46,000	1,238
Cash dividends	$2,500,000	453
Sale, conversion, retirement of capital stock, net	$0	482
Net operating income	$10,498,000	208
2019-12-31 (YTD Data)		Rank
Total interest income	$77,676,000	458
Total interest expense	$35,175,000	261
Net interest income	$42,501,000	652
Provision for loan and lease losses	$0	3,973
Total noninterest income	$148,516,000	108
Gross Fiduciary activities income	$0	1,051
Service charges on deposit accounts	$55,000	4,435
Trading account gains and fees	$0	135
Additional Noninterest Income	$148,461,000	84
Total noninterest expense	$151,795,000	201
Salaries and employee benefits	$109,087,000	155
Premises and equipment expense	$6,423,000	416
Additional noninterest expense	$36,285,000	243
Pre-tax net operating income	$39,222,000	368
Securities gains (losses)	$0	2,379
Applicable income taxes	$8,237,000	359
Income before extraordinary items	$30,985,000	378
Extraordinary gains, net	$0	11
Net income	$30,985,000	378
Minority interest net income	$0	76
Net income of bank and minority interests.	$30,985,000	379
Net charge-offs	$-113,000	4,921
Cash dividends	$4,500,000	864
Sale, conversion, retirement of capital stock, net	$0	626
Net operating income	$30,985,000	372
2019-09-30 (YTD Data)		Rank
Total interest income	$54,865,000	485
Total interest expense	$24,866,000	273
Net interest income	$29,999,000	693
Provision for loan and lease losses	$750,000	858
Total noninterest income	$109,406,000	110
Gross Fiduciary activities income	$0	1,014
Service charges on deposit accounts	$40,000	4,517
Trading account gains and fees	$0	129
Additional Noninterest Income	$109,366,000	84
Total noninterest expense	$109,076,000	210
Salaries and employee benefits	$78,783,000	160
Premises and equipment expense	$4,902,000	409
Additional noninterest expense	$25,391,000	254
Pre-tax net operating income	$29,579,000	363
Securities gains (losses)	$0	2,167
Applicable income taxes	$6,211,000	359
Income before extraordinary items	$23,368,000	375
Extraordinary gains, net	$0	11
Net income	$23,368,000	376
Minority interest net income	$0	72
Net income of bank and minority interests.	$23,368,000	376
Net charge-offs	$-118,000	5,001
Cash dividends	$4,500,000	662
Sale, conversion, retirement of capital stock, net	$0	590
Net operating income	$23,368,000	370
2019-06-30 (YTD Data)		Rank
Total interest income	$33,900,000	522
Total interest expense	$14,999,000	297
Net interest income	$18,901,000	729
Provision for loan and lease losses	$550,000	798
Total noninterest income	$60,721,000	118
Gross Fiduciary activities income	$0	1,004
Service charges on deposit accounts	$25,000	4,587
Trading account gains and fees	$0	131
Additional Noninterest Income	$60,696,000	88
Total noninterest expense	$63,751,000	229
Salaries and employee benefits	$46,128,000	180
Premises and equipment expense	$3,468,000	387
Additional noninterest expense	$14,155,000	302
Pre-tax net operating income	$15,321,000	437
Securities gains (losses)	$0	1,702
Applicable income taxes	$3,218,000	419
Income before extraordinary items	$12,103,000	458
Extraordinary gains, net	$0	11
Net income	$12,103,000	458
Minority interest net income	$0	69
Net income of bank and minority interests.	$12,103,000	458
Net charge-offs	$-43,000	4,867
Cash dividends	$4,500,000	477
Sale, conversion, retirement of capital stock, net	$0	573
Net operating income	$12,103,000	449
2019-03-31 (YTD Data)		Rank
Total interest income	$15,734,000	557
Total interest expense	$6,792,000	313
Net interest income	$8,942,000	776
Provision for loan and lease losses	$250,000	784
Total noninterest income	$26,874,000	125
Gross Fiduciary activities income	$0	972
Service charges on deposit accounts	$12,000	4,649
Trading account gains and fees	$0	126
Additional Noninterest Income	$26,862,000	95
Total noninterest expense	$27,778,000	252
Salaries and employee benefits	$19,784,000	207
Premises and equipment expense	$1,798,000	381
Additional noninterest expense	$6,196,000	331
Pre-tax net operating income	$7,788,000	424
Securities gains (losses)	$0	1,087
Applicable income taxes	$1,636,000	412
Income before extraordinary items	$6,152,000	450
Extraordinary gains, net	$0	5
Net income	$6,152,000	450
Minority interest net income	$0	52
Net income of bank and minority interests.	$6,152,000	450
Net charge-offs	$-14,000	4,769
Cash dividends	$1,500,000	619
Sale, conversion, retirement of capital stock, net	$0	529
Net operating income	$6,152,000	441
2018-12-31 (YTD Data)		Rank
Total interest income	$47,079,000	677
Total interest expense	$16,371,000	349
Net interest income	$30,708,000	864
Provision for loan and lease losses	$250,000	2,131
Total noninterest income	$91,061,000	157
Gross Fiduciary activities income	$0	1,098
Service charges on deposit accounts	$52,000	4,701
Trading account gains and fees	$0	126
Additional Noninterest Income	$91,009,000	116
Total noninterest expense	$92,743,000	289
Salaries and employee benefits	$67,853,000	220
Premises and equipment expense	$4,720,000	542
Additional noninterest expense	$20,170,000	387
Pre-tax net operating income	$28,776,000	448
Securities gains (losses)	$-105,000	5,028
Applicable income taxes	$6,026,000	420
Income before extraordinary items	$22,645,000	466
Extraordinary gains, net	$0	6
Net income	$22,645,000	464
Minority interest net income	$0	72
Net income of bank and minority interests.	$22,645,000	465
Net charge-offs	$-317,000	5,251
Cash dividends	$6,000,000	625
Sale, conversion, retirement of capital stock, net	$12,013,000	50
Net operating income	$22,727,950	463
2018-09-30 (YTD Data)		Rank
Total interest income	$32,708,000	719
Total interest expense	$10,626,000	372
Net interest income	$22,082,000	890
Provision for loan and lease losses	$250,000	1,745
Total noninterest income	$71,285,000	152
Gross Fiduciary activities income	$0	1,048
Service charges on deposit accounts	$38,000	4,768
Trading account gains and fees	$0	138
Additional Noninterest Income	$71,247,000	113
Total noninterest expense	$67,619,000	293
Salaries and employee benefits	$50,370,000	223
Premises and equipment expense	$3,198,000	594
Additional noninterest expense	$14,051,000	398
Pre-tax net operating income	$25,498,000	406
Securities gains (losses)	$-105,000	5,247
Applicable income taxes	$5,341,000	389
Income before extraordinary items	$20,052,000	416
Extraordinary gains, net	$0	5
Net income	$20,052,000	415
Minority interest net income	$0	66
Net income of bank and minority interests.	$20,052,000	415
Net charge-offs	$-95,000	5,107
Cash dividends	$4,500,000	589
Sale, conversion, retirement of capital stock, net	$11,986,000	39
Net operating income	$20,134,950	415
2018-06-30 (YTD Data)		Rank
Total interest income	$19,923,000	765
Total interest expense	$5,952,000	402
Net interest income	$13,971,000	934
Provision for loan and lease losses	$250,000	1,331
Total noninterest income	$40,150,000	169
Gross Fiduciary activities income	$0	1,037
Service charges on deposit accounts	$26,000	4,793
Trading account gains and fees	$0	130
Additional Noninterest Income	$40,124,000	126
Total noninterest expense	$44,169,000	303
Salaries and employee benefits	$33,562,000	226
Premises and equipment expense	$2,022,000	626
Additional noninterest expense	$8,585,000	424
Pre-tax net operating income	$9,702,000	606
Securities gains (losses)	$-105,000	5,357
Applicable income taxes	$2,021,000	551
Income before extraordinary items	$7,576,000	634
Extraordinary gains, net	$0	6
Net income	$7,576,000	632
Minority interest net income	$0	65
Net income of bank and minority interests.	$7,576,000	633
Net charge-offs	$-5,000	4,304
Cash dividends	$3,000,000	565
Sale, conversion, retirement of capital stock, net	$8,962,000	32
Net operating income	$7,658,950	626
2018-03-31 (YTD Data)		Rank
Total interest income	$9,223,000	819
Total interest expense	$2,618,000	427
Net interest income	$6,605,000	972
Provision for loan and lease losses	$250,000	792
Total noninterest income	$16,410,000	184
Gross Fiduciary activities income	$0	1,003
Service charges on deposit accounts	$10,000	4,985
Trading account gains and fees	$0	123
Additional Noninterest Income	$16,400,000	142
Total noninterest expense	$19,954,000	328
Salaries and employee benefits	$14,844,000	246
Premises and equipment expense	$985,000	648
Additional noninterest expense	$4,125,000	436
Pre-tax net operating income	$2,811,000	913
Securities gains (losses)	$-105,000	5,484
Applicable income taxes	$567,000	787
Income before extraordinary items	$2,139,000	1,014
Extraordinary gains, net	$0	7
Net income	$2,139,000	1,013
Minority interest net income	$0	52
Net income of bank and minority interests.	$2,139,000	1,014
Net charge-offs	$33,000	1,406
Cash dividends	$1,500,000	523
Sale, conversion, retirement of capital stock, net	$38,000	368
Net operating income	$2,221,950	979
2017-12-31 (YTD Data)		Rank
Total interest income	$30,006,000	956
Total interest expense	$6,944,000	505
Net interest income	$23,062,000	1,080
Provision for loan and lease losses	$300,000	1,956
Total noninterest income	$62,742,000	183
Gross Fiduciary activities income	$0	1,137
Service charges on deposit accounts	$18,000	5,361
Trading account gains and fees	$0	151
Additional Noninterest Income	$62,724,000	143
Total noninterest expense	$68,756,000	350
Salaries and employee benefits	$51,477,000	261
Premises and equipment expense	$3,281,000	757
Additional noninterest expense	$13,998,000	487
Pre-tax net operating income	$16,748,000	631
Securities gains (losses)	$0	2,243
Applicable income taxes	$4,029,000	777
Income before extraordinary items	$12,719,000	600
Extraordinary gains, net	$0	9
Net income	$12,719,000	600
Minority interest net income	$0	76
Net income of bank and minority interests.	$12,719,000	600
Net charge-offs	$210,000	1,791
Cash dividends	$5,300,000	640
Sale, conversion, retirement of capital stock, net	$12,054,000	53
Net operating income	$12,719,000	595
2017-09-30 (YTD Data)		Rank
Total interest income	$21,482,000	997
Total interest expense	$4,552,000	560
Net interest income	$16,930,000	1,102
Provision for loan and lease losses	$300,000	1,614
Total noninterest income	$48,731,000	177
Gross Fiduciary activities income	$0	1,093
Service charges on deposit accounts	$10,000	5,465
Trading account gains and fees	$0	145
Additional Noninterest Income	$48,721,000	139
Total noninterest expense	$50,785,000	352
Salaries and employee benefits	$38,027,000	262
Premises and equipment expense	$2,314,000	811
Additional noninterest expense	$10,444,000	496
Pre-tax net operating income	$14,576,000	570
Securities gains (losses)	$0	2,274
Applicable income taxes	$4,934,000	504
Income before extraordinary items	$9,642,000	655
Extraordinary gains, net	$0	9
Net income	$9,642,000	655
Minority interest net income	$0	71
Net income of bank and minority interests.	$9,642,000	655
Net charge-offs	$301,000	1,111
Cash dividends	$5,300,000	475
Sale, conversion, retirement of capital stock, net	$10,212,000	48
Net operating income	$9,642,000	643
2017-06-30 (YTD Data)		Rank
Total interest income	$13,579,000	1,039
Total interest expense	$2,642,000	622
Net interest income	$10,937,000	1,121
Provision for loan and lease losses	$100,000	2,230
Total noninterest income	$27,842,000	203
Gross Fiduciary activities income	$0	1,079
Service charges on deposit accounts	$7,000	5,491
Trading account gains and fees	$0	139
Additional Noninterest Income	$27,835,000	149
Total noninterest expense	$30,729,000	388
Salaries and employee benefits	$22,494,000	296
Premises and equipment expense	$1,506,000	829
Additional noninterest expense	$6,729,000	511
Pre-tax net operating income	$7,950,000	647
Securities gains (losses)	$0	1,906
Applicable income taxes	$2,711,000	551
Income before extraordinary items	$5,239,000	771
Extraordinary gains, net	$0	11
Net income	$5,239,000	771
Minority interest net income	$0	71
Net income of bank and minority interests.	$5,239,000	771
Net charge-offs	$258,000	912
Cash dividends	$3,800,000	452
Sale, conversion, retirement of capital stock, net	$4,176,000	61
Net operating income	$5,239,000	753
2017-03-31 (YTD Data)		Rank
Total interest income	$6,505,000	1,070
Total interest expense	$1,229,000	635
Net interest income	$5,276,000	1,144
Provision for loan and lease losses	$0	3,537
Total noninterest income	$12,548,000	221
Gross Fiduciary activities income	$0	1,045
Service charges on deposit accounts	$5,000	5,481
Trading account gains and fees	$0	142
Additional Noninterest Income	$12,543,000	161
Total noninterest expense	$14,151,000	417
Salaries and employee benefits	$10,298,000	330
Premises and equipment expense	$737,000	853
Additional noninterest expense	$3,116,000	553
Pre-tax net operating income	$3,673,000	680
Securities gains (losses)	$0	1,153
Applicable income taxes	$1,235,000	568
Income before extraordinary items	$2,438,000	791
Extraordinary gains, net	$0	8
Net income	$2,438,000	791
Minority interest net income	$0	55
Net income of bank and minority interests.	$2,438,000	791
Net charge-offs	$138,000	755
Cash dividends	$2,300,000	363
Sale, conversion, retirement of capital stock, net	$4,065,000	40
Net operating income	$2,438,000	781
2016-12-31 (YTD Data)		Rank
Total interest income	$24,028,000	1,103
Total interest expense	$4,333,000	679
Net interest income	$19,695,000	1,192
Provision for loan and lease losses	$0	4,332
Total noninterest income	$46,717,000	232
Gross Fiduciary activities income	$0	1,172
Service charges on deposit accounts	$16,000	5,610
Trading account gains and fees	$0	170
Additional Noninterest Income	$46,701,000	166
Total noninterest expense	$44,784,000	495
Salaries and employee benefits	$32,817,000	389
Premises and equipment expense	$2,339,000	1,008
Additional noninterest expense	$9,628,000	704
Pre-tax net operating income	$21,628,000	476
Securities gains (losses)	$2,000	3,045
Applicable income taxes	$7,169,000	431
Income before extraordinary items	$14,461,000	536
Extraordinary gains, net	$0	5
Net income	$14,461,000	534
Minority interest net income	$0	82
Net income of bank and minority interests.	$14,461,000	535
Net charge-offs	$266,000	1,654
Cash dividends	$9,250,000	407
Sale, conversion, retirement of capital stock, net	$9,055,000	59
Net operating income	$14,459,660	524
2016-09-30 (YTD Data)		Rank
Total interest income	$17,534,000	1,131
Total interest expense	$3,082,000	714
Net interest income	$14,452,000	1,219
Provision for loan and lease losses	$0	4,186
Total noninterest income	$35,345,000	228
Gross Fiduciary activities income	$0	1,132
Service charges on deposit accounts	$14,000	5,646
Trading account gains and fees	$0	169
Additional Noninterest Income	$35,331,000	167
Total noninterest expense	$31,288,000	525
Salaries and employee benefits	$23,216,000	410
Premises and equipment expense	$1,639,000	1,088
Additional noninterest expense	$6,433,000	773
Pre-tax net operating income	$18,509,000	426
Securities gains (losses)	$2,000	2,985
Applicable income taxes	$6,129,000	398
Income before extraordinary items	$12,382,000	487
Extraordinary gains, net	$0	5
Net income	$12,382,000	485
Minority interest net income	$0	71
Net income of bank and minority interests.	$12,382,000	487
Net charge-offs	$59,000	2,477
Cash dividends	$6,950,000	390
Sale, conversion, retirement of capital stock, net	$5,112,000	67
Net operating income	$12,380,660	477
2016-06-30 (YTD Data)		Rank
Total interest income	$11,516,000	1,148
Total interest expense	$1,907,000	762
Net interest income	$9,609,000	1,221
Provision for loan and lease losses	$0	4,017
Total noninterest income	$19,473,000	257
Gross Fiduciary activities income	$0	1,122
Service charges on deposit accounts	$9,000	5,715
Trading account gains and fees	$0	157
Additional Noninterest Income	$19,464,000	190
Total noninterest expense	$16,956,000	638
Salaries and employee benefits	$11,979,000	502
Premises and equipment expense	$986,000	1,201
Additional noninterest expense	$3,991,000	830
Pre-tax net operating income	$12,126,000	437
Securities gains (losses)	$2,000	2,664
Applicable income taxes	$4,093,000	395
Income before extraordinary items	$8,035,000	486
Extraordinary gains, net	$0	16
Net income	$8,035,000	483
Minority interest net income	$0	71
Net income of bank and minority interests.	$8,035,000	485
Net charge-offs	$138,000	1,382
Cash dividends	$3,700,000	483
Sale, conversion, retirement of capital stock, net	$59,000	425
Net operating income	$8,033,680	477
2016-03-31 (YTD Data)		Rank
Total interest income	$5,674,000	1,173
Total interest expense	$877,000	824
Net interest income	$4,797,000	1,222
Provision for loan and lease losses	$0	3,656
Total noninterest income	$6,368,000	333
Gross Fiduciary activities income	$0	1,076
Service charges on deposit accounts	$5,000	5,726
Trading account gains and fees	$0	142
Additional Noninterest Income	$6,363,000	247
Total noninterest expense	$7,402,000	721
Salaries and employee benefits	$5,139,000	575
Premises and equipment expense	$478,000	1,232
Additional noninterest expense	$1,785,000	911
Pre-tax net operating income	$3,763,000	619
Securities gains (losses)	$0	2,077
Applicable income taxes	$1,267,000	540
Income before extraordinary items	$2,496,000	735
Extraordinary gains, net	$0	12
Net income	$2,496,000	734
Minority interest net income	$0	62
Net income of bank and minority interests.	$2,496,000	734
Net charge-offs	$66,000	1,265
Cash dividends	$3,000,000	303
Sale, conversion, retirement of capital stock, net	$17,000	465
Net operating income	$2,496,000	711
2015-12-31 (YTD Data)		Rank
Total interest income	$22,313,000	1,146
Total interest expense	$3,499,000	802
Net interest income	$18,814,000	1,215
Provision for loan and lease losses	$-794,000	6,018
Total noninterest income	$27,119,000	329
Gross Fiduciary activities income	$0	1,209
Service charges on deposit accounts	$13,000	5,895
Trading account gains and fees	$0	159
Additional Noninterest Income	$27,106,000	254
Total noninterest expense	$27,332,000	758
Salaries and employee benefits	$18,803,000	600
Premises and equipment expense	$1,622,000	1,425
Additional noninterest expense	$6,907,000	955
Pre-tax net operating income	$19,395,000	504
Securities gains (losses)	$0	3,216
Applicable income taxes	$6,697,000	431
Income before extraordinary items	$12,698,000	576
Extraordinary gains, net	$0	23
Net income	$12,698,000	575
Minority interest net income	$0	81
Net income of bank and minority interests.	$12,698,000	577
Net charge-offs	$601,000	1,007
Cash dividends	$0	4,291
Sale, conversion, retirement of capital stock, net	$59,000	580
Net operating income	$12,698,000	564
2015-09-30 (YTD Data)		Rank
Total interest income	$16,696,000	1,156
Total interest expense	$2,608,000	811
Net interest income	$14,088,000	1,221
Provision for loan and lease losses	$-606,000	6,108
Total noninterest income	$22,927,000	305
Gross Fiduciary activities income	$0	1,169
Service charges on deposit accounts	$9,000	5,995
Trading account gains and fees	$0	153
Additional Noninterest Income	$22,918,000	230
Total noninterest expense	$20,332,000	772
Salaries and employee benefits	$14,048,000	607
Premises and equipment expense	$1,064,000	1,625
Additional noninterest expense	$5,220,000	940
Pre-tax net operating income	$17,289,000	438
Securities gains (losses)	$0	3,031
Applicable income taxes	$5,985,000	393
Income before extraordinary items	$11,304,000	498
Extraordinary gains, net	$0	21
Net income	$11,304,000	495
Minority interest net income	$0	78
Net income of bank and minority interests.	$11,304,000	498
Net charge-offs	$421,000	972
Cash dividends	$0	3,825
Sale, conversion, retirement of capital stock, net	$15,000	661
Net operating income	$11,304,000	490
2015-06-30 (YTD Data)		Rank
Total interest income	$11,097,000	1,161
Total interest expense	$1,763,000	798
Net interest income	$9,334,000	1,218
Provision for loan and lease losses	$0	4,069
Total noninterest income	$18,647,000	267
Gross Fiduciary activities income	$0	1,152
Service charges on deposit accounts	$5,000	6,076
Trading account gains and fees	$0	157
Additional Noninterest Income	$18,642,000	205
Total noninterest expense	$13,621,000	769
Salaries and employee benefits	$9,291,000	610
Premises and equipment expense	$797,000	1,464
Additional noninterest expense	$3,533,000	924
Pre-tax net operating income	$14,360,000	377
Securities gains (losses)	$0	2,636
Applicable income taxes	$4,968,000	325
Income before extraordinary items	$9,392,000	416
Extraordinary gains, net	$0	22
Net income	$9,392,000	416
Minority interest net income	$0	75
Net income of bank and minority interests.	$9,392,000	416
Net charge-offs	$578,000	563
Cash dividends	$0	3,664
Sale, conversion, retirement of capital stock, net	$11,000	631
Net operating income	$9,392,000	409
2015-03-31 (YTD Data)		Rank
Total interest income	$5,448,000	1,175
Total interest expense	$875,000	810
Net interest income	$4,573,000	1,237
Provision for loan and lease losses	$0	3,703
Total noninterest income	$11,078,000	235
Gross Fiduciary activities income	$0	1,118
Service charges on deposit accounts	$3,000	6,103
Trading account gains and fees	$0	152
Additional Noninterest Income	$11,075,000	168
Total noninterest expense	$6,080,000	862
Salaries and employee benefits	$4,052,000	727
Premises and equipment expense	$394,000	1,506
Additional noninterest expense	$1,634,000	985
Pre-tax net operating income	$9,571,000	297
Securities gains (losses)	$0	2,027
Applicable income taxes	$3,292,000	274
Income before extraordinary items	$6,279,000	320
Extraordinary gains, net	$0	13
Net income	$6,279,000	319
Minority interest net income	$0	64
Net income of bank and minority interests.	$6,279,000	319
Net charge-offs	$330,000	506
Cash dividends	$0	2,892
Sale, conversion, retirement of capital stock, net	$5,000	605
Net operating income	$6,279,000	313
2014-12-31 (YTD Data)		Rank
Total interest income	$17,786,000	1,419
Total interest expense	$3,303,000	902
Net interest income	$14,483,000	1,530
Provision for loan and lease losses	$97,000	3,267
Total noninterest income	$19,366,000	403
Gross Fiduciary activities income	$0	1,256
Service charges on deposit accounts	$15,000	6,198
Trading account gains and fees	$0	180
Additional Noninterest Income	$19,351,000	276
Total noninterest expense	$21,406,000	949
Salaries and employee benefits	$14,418,000	766
Premises and equipment expense	$1,425,000	1,640
Additional noninterest expense	$5,563,000	1,179
Pre-tax net operating income	$12,346,000	685
Securities gains (losses)	$0	3,259
Applicable income taxes	$3,982,000	587
Income before extraordinary items	$8,364,000	798
Extraordinary gains, net	$0	17
Net income	$8,364,000	797
Minority interest net income	$0	84
Net income of bank and minority interests.	$8,364,000	797
Net charge-offs	$864,000	1,008
Cash dividends	$1,800,000	1,386
Sale, conversion, retirement of capital stock, net	$21,000	742
Net operating income	$8,364,000	781
2014-09-30 (YTD Data)		Rank
Total interest income	$12,965,000	1,461
Total interest expense	$2,440,000	930
Net interest income	$10,525,000	1,580
Provision for loan and lease losses	$97,000	2,841
Total noninterest income	$12,968,000	428
Gross Fiduciary activities income	$0	1,202
Service charges on deposit accounts	$10,000	6,298
Trading account gains and fees	$0	174
Additional Noninterest Income	$12,958,000	297
Total noninterest expense	$15,228,000	1,000
Salaries and employee benefits	$10,170,000	816
Premises and equipment expense	$1,058,000	1,674
Additional noninterest expense	$4,000,000	1,224
Pre-tax net operating income	$8,168,000	773
Securities gains (losses)	$0	2,980
Applicable income taxes	$2,725,000	635
Income before extraordinary items	$5,443,000	912
Extraordinary gains, net	$0	15
Net income	$5,443,000	911
Minority interest net income	$0	81
Net income of bank and minority interests.	$5,443,000	911
Net charge-offs	$612,000	989
Cash dividends	$0	3,845
Sale, conversion, retirement of capital stock, net	$17,000	698
Net operating income	$5,443,000	892
2014-06-30 (YTD Data)		Rank
Total interest income	$8,425,000	1,489
Total interest expense	$1,609,000	944
Net interest income	$6,816,000	1,615
Provision for loan and lease losses	$97,000	2,400
Total noninterest income	$7,251,000	488
Gross Fiduciary activities income	$0	1,182
Service charges on deposit accounts	$6,000	6,362
Trading account gains and fees	$0	172
Additional Noninterest Income	$7,245,000	336
Total noninterest expense	$9,166,000	1,102
Salaries and employee benefits	$5,968,000	919
Premises and equipment expense	$697,000	1,711
Additional noninterest expense	$2,501,000	1,295
Pre-tax net operating income	$4,804,000	847
Securities gains (losses)	$0	2,580
Applicable income taxes	$1,598,000	689
Income before extraordinary items	$3,206,000	1,006
Extraordinary gains, net	$0	20
Net income	$3,206,000	1,007
Minority interest net income	$0	80
Net income of bank and minority interests.	$3,206,000	1,007
Net charge-offs	$319,000	1,212
Cash dividends	$0	3,668
Sale, conversion, retirement of capital stock, net	$10,000	675
Net operating income	$3,206,000	986
2014-03-31 (YTD Data)		Rank
Total interest income	$4,117,000	1,513
Total interest expense	$799,000	959
Net interest income	$3,318,000	1,651
Provision for loan and lease losses	$57,000	2,149
Total noninterest income	$2,317,000	651
Gross Fiduciary activities income	$0	1,141
Service charges on deposit accounts	$3,000	6,406
Trading account gains and fees	$0	147
Additional Noninterest Income	$2,314,000	453
Total noninterest expense	$3,989,000	1,268
Salaries and employee benefits	$2,484,000	1,117
Premises and equipment expense	$354,000	1,702
Additional noninterest expense	$1,151,000	1,383
Pre-tax net operating income	$1,589,000	1,194
Securities gains (losses)	$0	1,715
Applicable income taxes	$526,000	901
Income before extraordinary items	$1,063,000	1,421
Extraordinary gains, net	$0	16
Net income	$1,063,000	1,423
Minority interest net income	$0	66
Net income of bank and minority interests.	$1,063,000	1,423
Net charge-offs	$280,000	753
Cash dividends	$0	2,887
Sale, conversion, retirement of capital stock, net	$0	747
Net operating income	$1,063,000	1,400
2013-12-31 (YTD Data)		Rank
Total interest income	$17,814,000	1,427
Total interest expense	$3,759,000	905
Net interest income	$14,055,000	1,547
Provision for loan and lease losses	$4,441,000	300
Total noninterest income	$7,770,000	818
Gross Fiduciary activities income	$0	1,299
Service charges on deposit accounts	$14,000	6,485
Trading account gains and fees	$0	184
Additional Noninterest Income	$7,756,000	580
Total noninterest expense	$14,609,000	1,352
Salaries and employee benefits	$8,903,000	1,217
Premises and equipment expense	$1,095,000	2,079
Additional noninterest expense	$4,611,000	1,441
Pre-tax net operating income	$2,775,000	2,292
Securities gains (losses)	$0	3,182
Applicable income taxes	$901,000	1,568
Income before extraordinary items	$1,874,000	2,735
Extraordinary gains, net	$0	29
Net income	$1,874,000	2,738
Minority interest net income	$0	90
Net income of bank and minority interests.	$1,874,000	2,738
Net charge-offs	$1,611,000	896
Cash dividends	$0	4,350
Sale, conversion, retirement of capital stock, net	$0	924
Net operating income	$1,874,000	2,675
2013-09-30 (YTD Data)		Rank
Total interest income	$13,625,000	1,409
Total interest expense	$2,920,000	905
Net interest income	$10,705,000	1,525
Provision for loan and lease losses	$3,821,000	268
Total noninterest income	$5,137,000	914
Gross Fiduciary activities income	$0	1,238
Service charges on deposit accounts	$12,000	6,532
Trading account gains and fees	$0	180
Additional Noninterest Income	$5,125,000	656
Total noninterest expense	$10,503,000	1,405
Salaries and employee benefits	$6,345,000	1,271
Premises and equipment expense	$738,000	2,307
Additional noninterest expense	$3,420,000	1,445
Pre-tax net operating income	$1,518,000	2,894
Securities gains (losses)	$0	3,040
Applicable income taxes	$490,000	1,929
Income before extraordinary items	$1,028,000	3,377
Extraordinary gains, net	$0	25
Net income	$1,028,000	3,380
Minority interest net income	$0	84
Net income of bank and minority interests.	$1,028,000	3,381
Net charge-offs	$1,121,000	919
Cash dividends	$0	3,782
Sale, conversion, retirement of capital stock, net	$0	868
Net operating income	$1,028,000	3,303
2013-06-30 (YTD Data)		Rank
Total interest income	$9,252,000	1,370
Total interest expense	$2,012,000	898
Net interest income	$7,240,000	1,488
Provision for loan and lease losses	$4,515,000	174
Total noninterest income	$3,641,000	877
Gross Fiduciary activities income	$0	1,226
Service charges on deposit accounts	$9,000	6,545
Trading account gains and fees	$0	157
Additional Noninterest Income	$3,632,000	630
Total noninterest expense	$6,918,000	1,425
Salaries and employee benefits	$4,134,000	1,288
Premises and equipment expense	$585,000	1,966
Additional noninterest expense	$2,199,000	1,487
Pre-tax net operating income	$-552,000	6,702
Securities gains (losses)	$0	2,791
Applicable income taxes	$-192,000	6,809
Income before extraordinary items	$-360,000	6,676
Extraordinary gains, net	$0	22
Net income	$-360,000	6,677
Minority interest net income	$0	82
Net income of bank and minority interests.	$-360,000	6,677
Net charge-offs	$1,060,000	735
Cash dividends	$0	3,564
Sale, conversion, retirement of capital stock, net	$0	838
Net operating income	$-360,000	6,651
2013-03-31 (YTD Data)		Rank
Total interest income	$4,636,000	1,370
Total interest expense	$1,016,000	923
Net interest income	$3,620,000	1,493
Provision for loan and lease losses	$589,000	626
Total noninterest income	$1,625,000	967
Gross Fiduciary activities income	$0	1,171
Service charges on deposit accounts	$5,000	6,566
Trading account gains and fees	$0	148
Additional Noninterest Income	$1,620,000	700
Total noninterest expense	$3,291,000	1,500
Salaries and employee benefits	$1,981,000	1,354
Premises and equipment expense	$299,000	1,969
Additional noninterest expense	$1,011,000	1,603
Pre-tax net operating income	$1,365,000	1,328
Securities gains (losses)	$0	1,966
Applicable income taxes	$441,000	1,020
Income before extraordinary items	$924,000	1,589
Extraordinary gains, net	$0	10
Net income	$924,000	1,591
Minority interest net income	$0	76
Net income of bank and minority interests.	$924,000	1,591
Net charge-offs	$380,000	904
Cash dividends	$0	2,726
Sale, conversion, retirement of capital stock, net	$0	789
Net operating income	$924,000	1,530
2012-12-31 (YTD Data)		Rank
Total interest income	$18,571,000	1,430
Total interest expense	$4,394,000	1,033
Net interest income	$14,177,000	1,555
Provision for loan and lease losses	$1,633,000	1,249
Total noninterest income	$5,452,000	1,082
Gross Fiduciary activities income	$0	1,334
Service charges on deposit accounts	$18,000	6,691
Trading account gains and fees	$0	166
Additional Noninterest Income	$5,434,000	766
Total noninterest expense	$11,859,000	1,626
Salaries and employee benefits	$7,061,000	1,447
Premises and equipment expense	$1,086,000	2,110
Additional noninterest expense	$3,712,000	1,778
Pre-tax net operating income	$6,137,000	1,159
Securities gains (losses)	$97,000	2,295
Applicable income taxes	$-192,000	6,782
Income before extraordinary items	$6,426,000	942
Extraordinary gains, net	$0	29
Net income	$6,426,000	942
Minority interest net income	$0	93
Net income of bank and minority interests.	$6,426,000	942
Net charge-offs	$3,899,000	701
Cash dividends	$0	4,373
Sale, conversion, retirement of capital stock, net	$0	1,002
Net operating income	$6,329,000	895
2012-09-30 (YTD Data)		Rank
Total interest income	$13,830,000	1,464
Total interest expense	$3,335,000	1,070
Net interest income	$10,495,000	1,587
Provision for loan and lease losses	$917,000	1,531
Total noninterest income	$2,894,000	1,365
Gross Fiduciary activities income	$0	1,274
Service charges on deposit accounts	$13,000	6,792
Trading account gains and fees	$0	157
Additional Noninterest Income	$2,881,000	968
Total noninterest expense	$8,627,000	1,683
Salaries and employee benefits	$5,093,000	1,492
Premises and equipment expense	$826,000	2,110
Additional noninterest expense	$2,708,000	1,829
Pre-tax net operating income	$3,845,000	1,375
Securities gains (losses)	$97,000	2,004
Applicable income taxes	$-943,000	7,086
Income before extraordinary items	$4,885,000	942
Extraordinary gains, net	$0	20
Net income	$4,885,000	942
Minority interest net income	$0	86
Net income of bank and minority interests.	$4,885,000	942
Net charge-offs	$1,866,000	965
Cash dividends	$0	3,773
Sale, conversion, retirement of capital stock, net	$0	952
Net operating income	$4,788,000	903
2012-06-30 (YTD Data)		Rank
Total interest income	$9,124,000	1,491
Total interest expense	$2,278,000	1,075
Net interest income	$6,846,000	1,618
Provision for loan and lease losses	$754,000	1,345
Total noninterest income	$2,069,000	1,301
Gross Fiduciary activities income	$0	1,262
Service charges on deposit accounts	$9,000	6,823
Trading account gains and fees	$0	153
Additional Noninterest Income	$2,060,000	895
Total noninterest expense	$5,719,000	1,698
Salaries and employee benefits	$3,325,000	1,519
Premises and equipment expense	$561,000	2,075
Additional noninterest expense	$1,833,000	1,817
Pre-tax net operating income	$2,442,000	1,421
Securities gains (losses)	$77,000	1,770
Applicable income taxes	$-1,398,000	7,183
Income before extraordinary items	$3,917,000	780
Extraordinary gains, net	$0	19
Net income	$3,917,000	778
Minority interest net income	$0	84
Net income of bank and minority interests.	$3,917,000	780
Net charge-offs	$1,015,000	1,125
Cash dividends	$0	3,576
Sale, conversion, retirement of capital stock, net	$0	928
Net operating income	$3,840,000	742
2012-03-31 (YTD Data)		Rank
Total interest income	$4,606,000	1,498
Total interest expense	$1,179,000	1,078
Net interest income	$3,427,000	1,629
Provision for loan and lease losses	$400,000	1,246
Total noninterest income	$1,054,000	1,277
Gross Fiduciary activities income	$0	1,204
Service charges on deposit accounts	$6,000	6,762
Trading account gains and fees	$0	148
Additional Noninterest Income	$1,048,000	871
Total noninterest expense	$2,910,000	1,661
Salaries and employee benefits	$1,674,000	1,523
Premises and equipment expense	$300,000	1,976
Additional noninterest expense	$936,000	1,775
Pre-tax net operating income	$1,171,000	1,470
Securities gains (losses)	$0	2,210
Applicable income taxes	$374,000	1,120
Income before extraordinary items	$797,000	1,805
Extraordinary gains, net	$0	19
Net income	$797,000	1,806
Minority interest net income	$0	78
Net income of bank and minority interests.	$797,000	1,806
Net charge-offs	$582,000	997
Cash dividends	$0	2,768
Sale, conversion, retirement of capital stock, net	$0	861
Net operating income	$797,000	1,706
2011-12-31 (YTD Data)		Rank
Total interest income	$17,389,000	1,634
Total interest expense	$5,547,000	1,087
Net interest income	$11,842,000	1,867
Provision for loan and lease losses	$2,224,000	1,457
Total noninterest income	$1,986,000	2,019
Gross Fiduciary activities income	$0	1,311
Service charges on deposit accounts	$18,000	6,762
Trading account gains and fees	$0	146
Additional Noninterest Income	$1,968,000	1,378
Total noninterest expense	$9,637,000	1,984
Salaries and employee benefits	$5,425,000	1,790
Premises and equipment expense	$884,000	2,676
Additional noninterest expense	$3,328,000	2,012
Pre-tax net operating income	$1,967,000	2,545
Securities gains (losses)	$-135,000	7,117
Applicable income taxes	$-1,250,000	7,195
Income before extraordinary items	$3,082,000	1,560
Extraordinary gains, net	$0	29
Net income	$3,082,000	1,561
Minority interest net income	$0	96
Net income of bank and minority interests.	$3,082,000	1,561
Net charge-offs	$3,527,000	1,073
Cash dividends	$0	4,207
Sale, conversion, retirement of capital stock, net	$0	1,108
Net operating income	$3,217,000	1,450
2011-09-30 (YTD Data)		Rank
Total interest income	$12,665,000	1,693
Total interest expense	$4,284,000	1,100
Net interest income	$8,381,000	1,962
Provision for loan and lease losses	$2,022,000	1,228
Total noninterest income	$1,201,000	2,327
Gross Fiduciary activities income	$0	1,257
Service charges on deposit accounts	$14,000	6,802
Trading account gains and fees	$0	145
Additional Noninterest Income	$1,187,000	1,564
Total noninterest expense	$6,809,000	2,107
Salaries and employee benefits	$3,552,000	2,028
Premises and equipment expense	$675,000	2,664
Additional noninterest expense	$2,582,000	1,961
Pre-tax net operating income	$751,000	3,836
Securities gains (losses)	$-55,000	7,164
Applicable income taxes	$0	4,740
Income before extraordinary items	$696,000	3,760
Extraordinary gains, net	$0	21
Net income	$696,000	3,762
Minority interest net income	$0	87
Net income of bank and minority interests.	$696,000	3,762
Net charge-offs	$2,374,000	1,088
Cash dividends	$0	3,617
Sale, conversion, retirement of capital stock, net	$0	1,036
Net operating income	$751,000	3,518
2011-06-30 (YTD Data)		Rank
Total interest income	$8,282,000	1,753
Total interest expense	$2,932,000	1,112
Net interest income	$5,350,000	2,055
Provision for loan and lease losses	$1,587,000	1,075
Total noninterest income	$764,000	2,390
Gross Fiduciary activities income	$0	1,239
Service charges on deposit accounts	$8,000	6,873
Trading account gains and fees	$0	153
Additional Noninterest Income	$756,000	1,622
Total noninterest expense	$4,345,000	2,218
Salaries and employee benefits	$2,188,000	2,229
Premises and equipment expense	$485,000	2,508
Additional noninterest expense	$1,672,000	2,040
Pre-tax net operating income	$182,000	5,224
Securities gains (losses)	$-15,000	7,105
Applicable income taxes	$0	4,697
Income before extraordinary items	$167,000	5,245
Extraordinary gains, net	$0	15
Net income	$167,000	5,244
Minority interest net income	$0	89
Net income of bank and minority interests.	$167,000	5,245
Net charge-offs	$1,717,000	1,021
Cash dividends	$0	3,374
Sale, conversion, retirement of capital stock, net	$0	986
Net operating income	$182,000	5,057
2011-03-31 (YTD Data)		Rank
Total interest income	$4,147,000	1,754
Total interest expense	$1,539,000	1,097
Net interest income	$2,608,000	2,085
Provision for loan and lease losses	$866,000	963
Total noninterest income	$509,000	1,955
Gross Fiduciary activities income	$0	1,199
Service charges on deposit accounts	$4,000	6,879
Trading account gains and fees	$0	158
Additional Noninterest Income	$505,000	1,334
Total noninterest expense	$2,155,000	2,235
Salaries and employee benefits	$1,088,000	2,250
Premises and equipment expense	$236,000	2,605
Additional noninterest expense	$831,000	2,036
Pre-tax net operating income	$96,000	5,190
Securities gains (losses)	$0	1,772
Applicable income taxes	$0	4,545
Income before extraordinary items	$96,000	5,065
Extraordinary gains, net	$0	9
Net income	$96,000	5,063
Minority interest net income	$0	86
Net income of bank and minority interests.	$96,000	5,065
Net charge-offs	$625,000	1,160
Cash dividends	$0	2,576
Sale, conversion, retirement of capital stock, net	$0	925
Net operating income	$96,000	5,008
2010-12-31 (YTD Data)		Rank
Total interest income	$18,463,000	1,642
Total interest expense	$7,503,000	1,102
Net interest income	$10,960,000	1,984
Provision for loan and lease losses	$3,675,000	1,408
Total noninterest income	$2,242,000	1,920
Gross Fiduciary activities income	$0	1,380
Service charges on deposit accounts	$26,000	6,555
Trading account gains and fees	$0	175
Additional Noninterest Income	$2,216,000	1,317
Total noninterest expense	$9,287,000	2,079
Salaries and employee benefits	$4,622,000	2,091
Premises and equipment expense	$1,074,000	2,326
Additional noninterest expense	$3,591,000	1,973
Pre-tax net operating income	$240,000	5,082
Securities gains (losses)	$-195,000	7,304
Applicable income taxes	$0	4,655
Income before extraordinary items	$45,000	5,825
Extraordinary gains, net	$0	29
Net income	$45,000	5,825
Minority interest net income	$0	111
Net income of bank and minority interests.	$45,000	5,825
Net charge-offs	$6,784,000	807
Cash dividends	$0	4,193
Sale, conversion, retirement of capital stock, net	$0	1,226
Net operating income	$240,000	5,002
2010-09-30 (YTD Data)		Rank
Total interest income	$13,798,000	1,679
Total interest expense	$5,699,000	1,129
Net interest income	$8,099,000	2,045
Provision for loan and lease losses	$2,775,000	1,331
Total noninterest income	$1,248,000	2,371
Gross Fiduciary activities income	$0	1,319
Service charges on deposit accounts	$21,000	6,634
Trading account gains and fees	$0	165
Additional Noninterest Income	$1,227,000	1,574
Total noninterest expense	$6,774,000	2,140
Salaries and employee benefits	$3,342,000	2,175
Premises and equipment expense	$836,000	2,300
Additional noninterest expense	$2,596,000	1,995
Pre-tax net operating income	$-202,000	6,295
Securities gains (losses)	$-118,000	7,419
Applicable income taxes	$0	4,726
Income before extraordinary items	$-320,000	6,542
Extraordinary gains, net	$0	23
Net income	$-320,000	6,542
Minority interest net income	$0	110
Net income of bank and minority interests.	$-320,000	6,542
Net charge-offs	$4,760,000	810
Cash dividends	$0	3,702
Sale, conversion, retirement of capital stock, net	$0	1,139
Net operating income	$-202,000	6,350
2010-06-30 (YTD Data)		Rank
Total interest income	$9,084,000	1,721
Total interest expense	$3,883,000	1,155
Net interest income	$5,201,000	2,120
Provision for loan and lease losses	$1,825,000	1,347
Total noninterest income	$456,000	3,397
Gross Fiduciary activities income	$0	1,300
Service charges on deposit accounts	$14,000	6,675
Trading account gains and fees	$0	152
Additional Noninterest Income	$442,000	2,273
Total noninterest expense	$4,355,000	2,214
Salaries and employee benefits	$2,040,000	2,393
Premises and equipment expense	$561,000	2,296
Additional noninterest expense	$1,754,000	1,967
Pre-tax net operating income	$-523,000	6,761
Securities gains (losses)	$-263,000	7,628
Applicable income taxes	$0	4,691
Income before extraordinary items	$-786,000	7,005
Extraordinary gains, net	$0	19
Net income	$-786,000	7,005
Minority interest net income	$0	105
Net income of bank and minority interests.	$-786,000	7,005
Net charge-offs	$3,060,000	821
Cash dividends	$0	3,476
Sale, conversion, retirement of capital stock, net	$0	1,068
Net operating income	$-523,000	6,834
2010-03-31 (YTD Data)		Rank
Total interest income	$4,540,000	1,762
Total interest expense	$2,004,000	1,180
Net interest income	$2,536,000	2,192
Provision for loan and lease losses	$900,000	1,245
Total noninterest income	$19,000	7,139
Gross Fiduciary activities income	$0	1,246
Service charges on deposit accounts	$8,000	6,669
Trading account gains and fees	$0	175
Additional Noninterest Income	$11,000	6,524
Total noninterest expense	$2,132,000	2,290
Salaries and employee benefits	$962,000	2,557
Premises and equipment expense	$289,000	2,277
Additional noninterest expense	$881,000	1,933
Pre-tax net operating income	$-477,000	7,165
Securities gains (losses)	$2,000	2,064
Applicable income taxes	$0	4,611
Income before extraordinary items	$-475,000	7,244
Extraordinary gains, net	$0	16
Net income	$-475,000	7,245
Minority interest net income	$0	91
Net income of bank and minority interests.	$-475,000	7,245
Net charge-offs	$1,082,000	987
Cash dividends	$0	2,646
Sale, conversion, retirement of capital stock, net	$0	1,017
Net operating income	$-477,000	7,227
2009-12-31 (YTD Data)		Rank
Total interest income	$20,137,000	1,697
Total interest expense	$10,339,000	1,158
Net interest income	$9,798,000	2,229
Provision for loan and lease losses	$7,300,000	1,094
Total noninterest income	$581,000	4,434
Gross Fiduciary activities income	$0	1,390
Service charges on deposit accounts	$23,000	6,861
Trading account gains and fees	$0	211
Additional Noninterest Income	$558,000	3,020
Total noninterest expense	$9,052,000	2,197
Salaries and employee benefits	$4,205,000	2,346
Premises and equipment expense	$1,153,000	2,295
Additional noninterest expense	$3,694,000	1,978
Pre-tax net operating income	$-5,973,000	7,271
Securities gains (losses)	$28,000	2,908
Applicable income taxes	$0	4,388
Income before extraordinary items	$-5,945,000	7,352
Extraordinary gains, net	$0	34
Net income	$-5,945,000	7,351
Minority interest net income	$0	115
Net income of bank and minority interests.	$-5,945,000	7,351
Net charge-offs	$6,893,000	906
Cash dividends	$0	4,670
Sale, conversion, retirement of capital stock, net	$0	1,342
Net operating income	$-5,973,000	7,367
2009-09-30 (YTD Data)		Rank
Total interest income	$15,427,000	1,694
Total interest expense	$7,977,000	1,175
Net interest income	$7,450,000	2,204
Provision for loan and lease losses	$4,500,000	1,126
Total noninterest income	$297,000	5,212
Gross Fiduciary activities income	$0	1,353
Service charges on deposit accounts	$17,000	6,916
Trading account gains and fees	$0	212
Additional Noninterest Income	$280,000	3,725
Total noninterest expense	$6,763,000	2,204
Salaries and employee benefits	$3,104,000	2,398
Premises and equipment expense	$885,000	2,272
Additional noninterest expense	$2,774,000	1,910
Pre-tax net operating income	$-3,516,000	7,363
Securities gains (losses)	$-99,000	7,470
Applicable income taxes	$0	4,592
Income before extraordinary items	$-3,615,000	7,442
Extraordinary gains, net	$0	27
Net income	$-3,615,000	7,442
Minority interest net income	$0	118
Net income of bank and minority interests.	$-3,615,000	7,442
Net charge-offs	$4,606,000	868
Cash dividends	$0	4,191
Sale, conversion, retirement of capital stock, net	$0	1,238
Net operating income	$-3,516,000	7,445
2009-06-30 (YTD Data)		Rank
Total interest income	$10,416,000	1,706
Total interest expense	$5,462,000	1,201
Net interest income	$4,954,000	2,217
Provision for loan and lease losses	$3,000,000	1,087
Total noninterest income	$518,000	3,340
Gross Fiduciary activities income	$0	1,340
Service charges on deposit accounts	$11,000	6,975
Trading account gains and fees	$0	193
Additional Noninterest Income	$507,000	2,206
Total noninterest expense	$4,583,000	2,190
Salaries and employee benefits	$2,133,000	2,375
Premises and equipment expense	$611,000	2,225
Additional noninterest expense	$1,839,000	1,941
Pre-tax net operating income	$-2,111,000	7,412
Securities gains (losses)	$0	3,136
Applicable income taxes	$0	4,657
Income before extraordinary items	$-2,111,000	7,505
Extraordinary gains, net	$0	21
Net income	$-2,111,000	7,505
Minority interest net income	$0	112
Net income of bank and minority interests.	$-2,111,000	7,504
Net charge-offs	$2,876,000	885
Cash dividends	$0	3,983
Sale, conversion, retirement of capital stock, net	$0	1,195
Net operating income	$-2,111,000	7,505
2009-03-31 (YTD Data)		Rank
Total interest income	$5,249,000	1,708
Total interest expense	$2,748,000	1,248
Net interest income	$2,501,000	2,200
Provision for loan and lease losses	$2,100,000	729
Total noninterest income	$199,000	3,825
Gross Fiduciary activities income	$0	1,285
Service charges on deposit accounts	$6,000	6,959
Trading account gains and fees	$0	171
Additional Noninterest Income	$193,000	2,573
Total noninterest expense	$2,280,000	2,165
Salaries and employee benefits	$1,051,000	2,431
Premises and equipment expense	$329,000	2,119
Additional noninterest expense	$900,000	1,793
Pre-tax net operating income	$-1,680,000	7,776
Securities gains (losses)	$0	2,434
Applicable income taxes	$0	4,835
Income before extraordinary items	$-1,680,000	7,860
Extraordinary gains, net	$0	15
Net income	$-1,680,000	7,861
Minority interest net income	$0	102
Net income of bank and minority interests.	$-1,680,000	7,861
Net charge-offs	$1,916,000	616
Cash dividends	$0	3,051
Sale, conversion, retirement of capital stock, net	$0	1,068
Net operating income	$-1,680,000	7,852
2008-12-31 (YTD Data)		Rank
Total interest income	$24,531,000	1,584
Total interest expense	$12,687,000	1,288
Net interest income	$11,844,000	1,880
Provision for loan and lease losses	$10,450,000	577
Total noninterest income	$-230,000	8,205
Gross Fiduciary activities income	$0	1,441
Service charges on deposit accounts	$25,000	6,977
Trading account gains and fees	$0	154
Additional Noninterest Income	$-255,000	8,181
Total noninterest expense	$9,969,000	1,938
Salaries and employee benefits	$4,879,000	2,080
Premises and equipment expense	$1,375,000	1,982
Additional noninterest expense	$3,715,000	1,665
Pre-tax net operating income	$-8,805,000	7,963
Securities gains (losses)	$-209,000	7,360
Applicable income taxes	$0	4,979
Income before extraordinary items	$-9,014,000	7,980
Extraordinary gains, net	$0	39
Net income	$-9,014,000	7,980
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$6,096,000	583
Cash dividends	$1,000,000	2,281
Sale, conversion, retirement of capital stock, net	$6,000	1,347
Net operating income	$-8,805,000	8,007
2008-09-30 (YTD Data)		Rank
Total interest income	$18,957,000	1,575
Total interest expense	$9,738,000	1,306
Net interest income	$9,219,000	1,825
Provision for loan and lease losses	$4,550,000	681
Total noninterest income	$51,000	7,734
Gross Fiduciary activities income	$0	1,405
Service charges on deposit accounts	$20,000	7,007
Trading account gains and fees	$0	148
Additional Noninterest Income	$31,000	7,091
Total noninterest expense	$7,444,000	1,926
Salaries and employee benefits	$3,776,000	2,037
Premises and equipment expense	$1,031,000	1,982
Additional noninterest expense	$2,637,000	1,682
Pre-tax net operating income	$-2,724,000	7,980
Securities gains (losses)	$41,000	1,554
Applicable income taxes	$0	5,372
Income before extraordinary items	$-2,683,000	7,976
Extraordinary gains, net	$0	31
Net income	$-2,683,000	7,975
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$3,624,000	561
Cash dividends	$1,000,000	1,791
Sale, conversion, retirement of capital stock, net	$6,000	1,184
Net operating income	$-2,724,000	8,041
2008-06-30 (YTD Data)		Rank
Total interest income	$12,942,000	1,566
Total interest expense	$6,736,000	1,304
Net interest income	$6,206,000	1,807
Provision for loan and lease losses	$2,050,000	775
Total noninterest income	$181,000	5,640
Gross Fiduciary activities income	$0	1,395
Service charges on deposit accounts	$12,000	7,080
Trading account gains and fees	$0	149
Additional Noninterest Income	$169,000	4,096
Total noninterest expense	$4,858,000	1,970
Salaries and employee benefits	$2,488,000	2,089
Premises and equipment expense	$699,000	1,939
Additional noninterest expense	$1,671,000	1,750
Pre-tax net operating income	$-521,000	7,628
Securities gains (losses)	$43,000	1,544
Applicable income taxes	$0	5,627
Income before extraordinary items	$-478,000	7,671
Extraordinary gains, net	$0	21
Net income	$-478,000	7,671
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$1,110,000	802
Cash dividends	$1,000,000	1,384
Sale, conversion, retirement of capital stock, net	$6,000	1,064
Net operating income	$-521,000	7,694
2008-03-31 (YTD Data)		Rank
Total interest income	$6,666,000	1,560
Total interest expense	$3,562,000	1,311
Net interest income	$3,104,000	1,800
Provision for loan and lease losses	$50,000	3,776
Total noninterest income	$131,000	4,906
Gross Fiduciary activities income	$0	1,326
Service charges on deposit accounts	$5,000	7,144
Trading account gains and fees	$0	158
Additional Noninterest Income	$126,000	3,352
Total noninterest expense	$2,466,000	1,939
Salaries and employee benefits	$1,281,000	2,053
Premises and equipment expense	$366,000	1,858
Additional noninterest expense	$819,000	1,739
Pre-tax net operating income	$719,000	2,362
Securities gains (losses)	$1,000	2,556
Applicable income taxes	$0	5,622
Income before extraordinary items	$720,000	1,984
Extraordinary gains, net	$0	15
Net income	$720,000	1,987
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-60,000	8,344
Cash dividends	$1,000,000	722
Sale, conversion, retirement of capital stock, net	$6,000	877
Net operating income	$719,000	1,927
2007-12-31 (YTD Data)		Rank
Total interest income	$29,103,000	1,472
Total interest expense	$14,780,000	1,356
Net interest income	$14,323,000	1,582
Provision for loan and lease losses	$5,307,000	390
Total noninterest income	$-1,589,000	8,522
Gross Fiduciary activities income	$0	1,498
Service charges on deposit accounts	$18,000	7,177
Trading account gains and fees	$0	178
Additional Noninterest Income	$-1,607,000	8,535
Total noninterest expense	$9,861,000	1,874
Salaries and employee benefits	$4,845,000	2,083
Premises and equipment expense	$1,416,000	1,854
Additional noninterest expense	$3,600,000	1,537
Pre-tax net operating income	$-2,434,000	8,332
Securities gains (losses)	$0	2,146
Applicable income taxes	$-3,000	7,730
Income before extraordinary items	$-2,431,000	8,369
Extraordinary gains, net	$0	39
Net income	$-2,431,000	8,366
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$4,833,000	326
Cash dividends	$1,500,000	1,987
Sale, conversion, retirement of capital stock, net	$24,000	1,160
Net operating income	$-2,431,000	8,358
2007-09-30 (YTD Data)		Rank
Total interest income	$21,640,000	1,499
Total interest expense	$10,915,000	1,379
Net interest income	$10,725,000	1,592
Provision for loan and lease losses	$902,000	975
Total noninterest income	$-136,000	8,539
Gross Fiduciary activities income	$0	1,458
Service charges on deposit accounts	$13,000	7,222
Trading account gains and fees	$0	184
Additional Noninterest Income	$-149,000	8,545
Total noninterest expense	$7,410,000	1,851
Salaries and employee benefits	$3,552,000	2,122
Premises and equipment expense	$1,063,000	1,838
Additional noninterest expense	$2,795,000	1,448
Pre-tax net operating income	$2,277,000	2,596
Securities gains (losses)	$0	1,655
Applicable income taxes	$-3,000	7,985
Income before extraordinary items	$2,280,000	2,138
Extraordinary gains, net	$0	33
Net income	$2,280,000	2,136
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$1,031,000	640
Cash dividends	$1,000,000	1,979
Sale, conversion, retirement of capital stock, net	$18,000	1,036
Net operating income	$2,280,000	2,122
2007-06-30 (YTD Data)		Rank
Total interest income	$14,253,000	1,532
Total interest expense	$7,142,000	1,407
Net interest income	$7,111,000	1,620
Provision for loan and lease losses	$600,000	869
Total noninterest income	$-26,000	8,591
Gross Fiduciary activities income	$0	1,429
Service charges on deposit accounts	$8,000	7,273
Trading account gains and fees	$0	168
Additional Noninterest Income	$-34,000	8,584
Total noninterest expense	$4,897,000	1,887
Salaries and employee benefits	$2,363,000	2,165
Premises and equipment expense	$708,000	1,852
Additional noninterest expense	$1,826,000	1,497
Pre-tax net operating income	$1,588,000	2,582
Securities gains (losses)	$0	1,444
Applicable income taxes	$-3,000	8,092
Income before extraordinary items	$1,591,000	2,114
Extraordinary gains, net	$0	29
Net income	$1,591,000	2,113
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$711,000	565
Cash dividends	$1,000,000	1,504
Sale, conversion, retirement of capital stock, net	$12,000	950
Net operating income	$1,591,000	2,097
2007-03-31 (YTD Data)		Rank
Total interest income	$7,007,000	1,545
Total interest expense	$3,498,000	1,420
Net interest income	$3,509,000	1,639
Provision for loan and lease losses	$300,000	788
Total noninterest income	$49,000	6,849
Gross Fiduciary activities income	$0	1,355
Service charges on deposit accounts	$3,000	7,373
Trading account gains and fees	$0	195
Additional Noninterest Income	$46,000	5,273
Total noninterest expense	$2,383,000	1,942
Salaries and employee benefits	$1,177,000	2,187
Premises and equipment expense	$345,000	1,898
Additional noninterest expense	$861,000	1,547
Pre-tax net operating income	$875,000	2,395
Securities gains (losses)	$0	1,187
Applicable income taxes	$0	6,196
Income before extraordinary items	$875,000	1,916
Extraordinary gains, net	$0	22
Net income	$875,000	1,916
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$343,000	528
Cash dividends	$1,000,000	781
Sale, conversion, retirement of capital stock, net	$6,000	806
Net operating income	$875,000	1,907
2006-12-31 (YTD Data)		Rank
Total interest income	$26,076,000	1,528
Total interest expense	$11,791,000	1,421
Net interest income	$14,285,000	1,605
Provision for loan and lease losses	$1,150,000	910
Total noninterest income	$32,000	8,334
Gross Fiduciary activities income	$0	1,523
Service charges on deposit accounts	$16,000	7,331
Trading account gains and fees	$0	130
Additional Noninterest Income	$16,000	8,092
Total noninterest expense	$7,857,000	2,249
Salaries and employee benefits	$4,026,000	2,433
Premises and equipment expense	$978,000	2,526
Additional noninterest expense	$2,853,000	1,843
Pre-tax net operating income	$5,310,000	1,792
Securities gains (losses)	$0	1,687
Applicable income taxes	$0	6,600
Income before extraordinary items	$5,310,000	1,375
Extraordinary gains, net	$0	51
Net income	$5,310,000	1,375
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$410,000	1,349
Cash dividends	$6,000,000	600
Sale, conversion, retirement of capital stock, net	$17,000	1,116
Net operating income	$5,310,000	1,367
2006-09-30 (YTD Data)		Rank
Total interest income	$19,212,000	1,546
Total interest expense	$8,407,000	1,454
Net interest income	$10,805,000	1,609
Provision for loan and lease losses	$315,000	2,065
Total noninterest income	$362,000	5,221
Gross Fiduciary activities income	$0	1,468
Service charges on deposit accounts	$12,000	7,403
Trading account gains and fees	$0	126
Additional Noninterest Income	$350,000	3,441
Total noninterest expense	$5,738,000	2,301
Salaries and employee benefits	$2,989,000	2,445
Premises and equipment expense	$539,000	3,270
Additional noninterest expense	$2,210,000	1,765
Pre-tax net operating income	$5,114,000	1,481
Securities gains (losses)	$0	1,388
Applicable income taxes	$0	6,687
Income before extraordinary items	$5,114,000	1,128
Extraordinary gains, net	$0	45
Net income	$5,114,000	1,127
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$308,000	1,127
Cash dividends	$4,000,000	629
Sale, conversion, retirement of capital stock, net	$17,000	920
Net operating income	$5,114,000	1,117
2006-06-30 (YTD Data)		Rank
Total interest income	$12,562,000	1,543
Total interest expense	$5,384,000	1,440
Net interest income	$7,178,000	1,617
Provision for loan and lease losses	$230,000	1,895
Total noninterest income	$316,000	4,598
Gross Fiduciary activities income	$0	1,458
Service charges on deposit accounts	$8,000	7,453
Trading account gains and fees	$0	126
Additional Noninterest Income	$308,000	2,969
Total noninterest expense	$3,707,000	2,381
Salaries and employee benefits	$1,952,000	2,491
Premises and equipment expense	$365,000	3,214
Additional noninterest expense	$1,390,000	1,876
Pre-tax net operating income	$3,557,000	1,423
Securities gains (losses)	$0	1,185
Applicable income taxes	$0	6,706
Income before extraordinary items	$3,557,000	1,073
Extraordinary gains, net	$0	39
Net income	$3,557,000	1,074
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$102,000	1,697
Cash dividends	$2,500,000	671
Sale, conversion, retirement of capital stock, net	$0	887
Net operating income	$3,557,000	1,060
2006-03-31 (YTD Data)		Rank
Total interest income	$6,160,000	1,543
Total interest expense	$2,637,000	1,396
Net interest income	$3,523,000	1,631
Provision for loan and lease losses	$75,000	2,394
Total noninterest income	$159,000	4,523
Gross Fiduciary activities income	$0	1,380
Service charges on deposit accounts	$4,000	7,476
Trading account gains and fees	$0	115
Additional Noninterest Income	$155,000	2,918
Total noninterest expense	$1,829,000	2,419
Salaries and employee benefits	$968,000	2,519
Premises and equipment expense	$185,000	3,199
Additional noninterest expense	$676,000	1,931
Pre-tax net operating income	$1,778,000	1,380
Securities gains (losses)	$0	955
Applicable income taxes	$0	6,588
Income before extraordinary items	$1,778,000	1,062
Extraordinary gains, net	$0	21
Net income	$1,778,000	1,061
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$21,000	2,300
Cash dividends	$1,000,000	729
Sale, conversion, retirement of capital stock, net	$0	648
Net operating income	$1,778,000	1,044
2005-12-31 (YTD Data)		Rank
Total interest income	$22,839,000	1,465
Total interest expense	$8,986,000	1,265
Net interest income	$13,853,000	1,581
Provision for loan and lease losses	$2,153,000	504
Total noninterest income	$409,000	5,679
Gross Fiduciary activities income	$0	1,557
Service charges on deposit accounts	$13,000	7,557
Trading account gains and fees	$0	138
Additional Noninterest Income	$396,000	3,794
Total noninterest expense	$7,439,000	2,250
Salaries and employee benefits	$4,389,000	2,099
Premises and equipment expense	$643,000	3,451
Additional noninterest expense	$2,407,000	2,089
Pre-tax net operating income	$4,670,000	1,969
Securities gains (losses)	$0	2,296
Applicable income taxes	$5,000	6,664
Income before extraordinary items	$4,665,000	1,514
Extraordinary gains, net	$0	46
Net income	$4,665,000	1,514
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$486,000	1,192
Cash dividends	$0	6,054
Sale, conversion, retirement of capital stock, net	$0	934
Net operating income	$4,665,000	1,490
2005-09-30 (YTD Data)		Rank
Total interest income	$16,650,000	1,464
Total interest expense	$6,492,000	1,232
Net interest income	$10,158,000	1,602
Provision for loan and lease losses	$1,944,000	393
Total noninterest income	$170,000	6,884
Gross Fiduciary activities income	$0	1,504
Service charges on deposit accounts	$9,000	7,622
Trading account gains and fees	$0	126
Additional Noninterest Income	$161,000	5,058
Total noninterest expense	$5,101,000	2,431
Salaries and employee benefits	$2,232,000	2,954
Premises and equipment expense	$464,000	3,555
Additional noninterest expense	$2,405,000	1,563
Pre-tax net operating income	$3,283,000	2,079
Securities gains (losses)	$0	2,317
Applicable income taxes	$0	6,976
Income before extraordinary items	$3,283,000	1,603
Extraordinary gains, net	$0	35
Net income	$3,283,000	1,604
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$535,000	796
Cash dividends	$0	5,317
Sale, conversion, retirement of capital stock, net	$0	769
Net operating income	$3,283,000	1,570
2005-06-30 (YTD Data)		Rank
Total interest income	$10,654,000	1,475
Total interest expense	$4,133,000	1,208
Net interest income	$6,521,000	1,652
Provision for loan and lease losses	$1,308,000	383
Total noninterest income	$97,000	7,114
Gross Fiduciary activities income	$0	1,480
Service charges on deposit accounts	$6,000	7,638
Trading account gains and fees	$0	116
Additional Noninterest Income	$91,000	5,365
Total noninterest expense	$3,094,000	2,621
Salaries and employee benefits	$1,363,000	3,197
Premises and equipment expense	$296,000	3,672
Additional noninterest expense	$1,435,000	1,722
Pre-tax net operating income	$2,216,000	2,020
Securities gains (losses)	$0	2,146
Applicable income taxes	$0	6,961
Income before extraordinary items	$2,216,000	1,553
Extraordinary gains, net	$0	30
Net income	$2,216,000	1,553
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$302,000	890
Cash dividends	$0	5,072
Sale, conversion, retirement of capital stock, net	$0	643
Net operating income	$2,216,000	1,533
2005-03-31 (YTD Data)		Rank
Total interest income	$5,135,000	1,514
Total interest expense	$1,958,000	1,205
Net interest income	$3,177,000	1,677
Provision for loan and lease losses	$348,000	678
Total noninterest income	$88,000	5,960
Gross Fiduciary activities income	$0	1,418
Service charges on deposit accounts	$3,000	7,690
Trading account gains and fees	$0	115
Additional Noninterest Income	$85,000	4,053
Total noninterest expense	$1,537,000	2,645
Salaries and employee benefits	$650,000	3,320
Premises and equipment expense	$148,000	3,685
Additional noninterest expense	$739,000	1,665
Pre-tax net operating income	$1,380,000	1,654
Securities gains (losses)	$0	1,685
Applicable income taxes	$0	6,892
Income before extraordinary items	$1,380,000	1,248
Extraordinary gains, net	$0	24
Net income	$1,380,000	1,250
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$283,000	539
Cash dividends	$0	3,863
Sale, conversion, retirement of capital stock, net	$0	491
Net operating income	$1,380,000	1,224
2004-12-31 (YTD Data)		Rank
Total interest income	$18,253,000	1,579
Total interest expense	$6,520,000	1,259
Net interest income	$11,733,000	1,724
Provision for loan and lease losses	$630,000	1,578
Total noninterest income	$407,000	5,750
Gross Fiduciary activities income	$0	1,582
Service charges on deposit accounts	$12,000	7,754
Trading account gains and fees	$0	138
Additional Noninterest Income	$395,000	3,740
Total noninterest expense	$5,955,000	2,672
Salaries and employee benefits	$2,051,000	3,914
Premises and equipment expense	$572,000	3,677
Additional noninterest expense	$3,332,000	1,489
Pre-tax net operating income	$5,555,000	1,539
Securities gains (losses)	$106,000	1,198
Applicable income taxes	$37,000	6,223
Income before extraordinary items	$5,624,000	1,166
Extraordinary gains, net	$0	34
Net income	$5,624,000	1,168
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$354,000	1,756
Cash dividends	$2,700,000	1,058
Sale, conversion, retirement of capital stock, net	$0	872
Net operating income	$5,519,060	1,152
2004-09-30 (YTD Data)		Rank
Total interest income	$13,218,000	1,617
Total interest expense	$4,666,000	1,293
Net interest income	$8,552,000	1,760
Provision for loan and lease losses	$328,000	2,103
Total noninterest income	$297,000	5,844
Gross Fiduciary activities income	$0	1,547
Service charges on deposit accounts	$8,000	7,809
Trading account gains and fees	$0	134
Additional Noninterest Income	$289,000	3,800
Total noninterest expense	$4,387,000	2,685
Salaries and employee benefits	$1,487,000	3,976
Premises and equipment expense	$428,000	3,691
Additional noninterest expense	$2,472,000	1,482
Pre-tax net operating income	$4,134,000	1,559
Securities gains (losses)	$90,000	1,248
Applicable income taxes	$37,000	6,150
Income before extraordinary items	$4,187,000	1,180
Extraordinary gains, net	$0	26
Net income	$4,187,000	1,181
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$59,000	3,588
Cash dividends	$2,700,000	759
Sale, conversion, retirement of capital stock, net	$0	738
Net operating income	$4,097,900	1,168
2004-06-30 (YTD Data)		Rank
Total interest income	$8,502,000	1,656
Total interest expense	$2,960,000	1,336
Net interest income	$5,542,000	1,796
Provision for loan and lease losses	$127,000	3,016
Total noninterest income	$160,000	6,324
Gross Fiduciary activities income	$0	1,518
Service charges on deposit accounts	$6,000	7,847
Trading account gains and fees	$0	130
Additional Noninterest Income	$154,000	4,256
Total noninterest expense	$2,842,000	2,760
Salaries and employee benefits	$841,000	4,543
Premises and equipment expense	$281,000	3,738
Additional noninterest expense	$1,720,000	1,407
Pre-tax net operating income	$2,733,000	1,544
Securities gains (losses)	$38,000	1,632
Applicable income taxes	$21,000	6,258
Income before extraordinary items	$2,750,000	1,194
Extraordinary gains, net	$0	21
Net income	$2,750,000	1,195
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-126,000	8,925
Cash dividends	$1,800,000	757
Sale, conversion, retirement of capital stock, net	$0	638
Net operating income	$2,712,380	1,165
2004-03-31 (YTD Data)		Rank
Total interest income	$4,125,000	1,709
Total interest expense	$1,432,000	1,392
Net interest income	$2,693,000	1,851
Provision for loan and lease losses	$20,000	4,792
Total noninterest income	$80,000	6,291
Gross Fiduciary activities income	$0	1,441
Service charges on deposit accounts	$3,000	7,856
Trading account gains and fees	$0	121
Additional Noninterest Income	$77,000	4,245
Total noninterest expense	$1,425,000	2,767
Salaries and employee benefits	$422,000	4,557
Premises and equipment expense	$141,000	3,754
Additional noninterest expense	$862,000	1,401
Pre-tax net operating income	$1,328,000	1,553
Securities gains (losses)	$38,000	1,356
Applicable income taxes	$21,000	5,742
Income before extraordinary items	$1,345,000	1,213
Extraordinary gains, net	$0	16
Net income	$1,345,000	1,213
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-159,000	9,024
Cash dividends	$900,000	738
Sale, conversion, retirement of capital stock, net	$0	464
Net operating income	$1,307,760	1,176
2003-12-31 (YTD Data)		Rank
Total interest income	$14,970,000	1,888
Total interest expense	$5,396,000	1,676
Net interest income	$9,574,000	2,047
Provision for loan and lease losses	$488,000	2,212
Total noninterest income	$1,084,000	3,538
Gross Fiduciary activities income	$0	1,641
Service charges on deposit accounts	$15,000	7,882
Trading account gains and fees	$0	160
Additional Noninterest Income	$1,069,000	2,291
Total noninterest expense	$5,474,000	2,826
Salaries and employee benefits	$1,999,000	3,925
Premises and equipment expense	$496,000	4,084
Additional noninterest expense	$2,979,000	1,639
Pre-tax net operating income	$4,696,000	1,719
Securities gains (losses)	$85,000	2,038
Applicable income taxes	$-99,000	8,943
Income before extraordinary items	$4,880,000	1,307
Extraordinary gains, net	$0	54
Net income	$4,880,000	1,309
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$127,000	3,655
Cash dividends	$540,000	3,384
Sale, conversion, retirement of capital stock, net	$0	868
Net operating income	$4,795,000	1,261
2003-09-30 (YTD Data)		Rank
Total interest income	$11,052,000	1,953
Total interest expense	$4,039,000	1,736
Net interest income	$7,013,000	2,105
Provision for loan and lease losses	$488,000	1,701
Total noninterest income	$970,000	3,203
Gross Fiduciary activities income	$0	1,599
Service charges on deposit accounts	$12,000	7,937
Trading account gains and fees	$0	153
Additional Noninterest Income	$958,000	2,116
Total noninterest expense	$4,453,000	2,631
Salaries and employee benefits	$1,523,000	3,859
Premises and equipment expense	$360,000	4,184
Additional noninterest expense	$2,570,000	1,432
Pre-tax net operating income	$3,042,000	2,024
Securities gains (losses)	$80,000	1,936
Applicable income taxes	$-99,000	9,064
Income before extraordinary items	$3,221,000	1,519
Extraordinary gains, net	$0	40
Net income	$3,221,000	1,519
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$84,000	3,504
Cash dividends	$0	5,519
Sale, conversion, retirement of capital stock, net	$0	722
Net operating income	$3,141,000	1,473
2003-06-30 (YTD Data)		Rank
Total interest income	$7,246,000	2,007
Total interest expense	$2,723,000	1,775
Net interest income	$4,523,000	2,158
Provision for loan and lease losses	$454,000	1,249
Total noninterest income	$707,000	2,990
Gross Fiduciary activities income	$0	1,577
Service charges on deposit accounts	$8,000	7,962
Trading account gains and fees	$0	150
Additional Noninterest Income	$699,000	1,969
Total noninterest expense	$2,835,000	2,735
Salaries and employee benefits	$1,075,000	3,682
Premises and equipment expense	$233,000	4,269
Additional noninterest expense	$1,527,000	1,591
Pre-tax net operating income	$1,941,000	2,094
Securities gains (losses)	$29,000	2,379
Applicable income taxes	$-99,000	9,135
Income before extraordinary items	$2,069,000	1,567
Extraordinary gains, net	$0	30
Net income	$2,069,000	1,566
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$60,000	3,178
Cash dividends	$0	5,215
Sale, conversion, retirement of capital stock, net	$0	589
Net operating income	$2,040,000	1,490
2003-03-31 (YTD Data)		Rank
Total interest income	$3,534,000	2,078
Total interest expense	$1,349,000	1,832
Net interest income	$2,185,000	2,230
Provision for loan and lease losses	$284,000	1,007
Total noninterest income	$253,000	3,610
Gross Fiduciary activities income	$0	1,504
Service charges on deposit accounts	$5,000	7,933
Trading account gains and fees	$0	134
Additional Noninterest Income	$248,000	2,372
Total noninterest expense	$1,292,000	2,959
Salaries and employee benefits	$550,000	3,604
Premises and equipment expense	$109,000	4,452
Additional noninterest expense	$633,000	1,857
Pre-tax net operating income	$862,000	2,323
Securities gains (losses)	$0	2,891
Applicable income taxes	$-99,000	9,222
Income before extraordinary items	$961,000	1,670
Extraordinary gains, net	$0	21
Net income	$961,000	1,669
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$7,000	4,268
Cash dividends	$0	3,930
Sale, conversion, retirement of capital stock, net	$0	419
Net operating income	$961,000	1,567
2002-12-31 (YTD Data)		Rank
Total interest income	$12,866,000	2,396
Total interest expense	$5,605,000	2,013
Net interest income	$7,261,000	2,626
Provision for loan and lease losses	$722,000	1,770
Total noninterest income	$644,000	4,541
Gross Fiduciary activities income	$0	1,713
Service charges on deposit accounts	$20,000	7,975
Trading account gains and fees	$0	153
Additional Noninterest Income	$624,000	2,899
Total noninterest expense	$3,768,000	3,724
Salaries and employee benefits	$2,101,000	3,586
Premises and equipment expense	$492,000	3,982
Additional noninterest expense	$1,175,000	3,667
Pre-tax net operating income	$3,415,000	2,257
Securities gains (losses)	$211,000	1,122
Applicable income taxes	$1,234,000	1,909
Income before extraordinary items	$2,392,000	2,434
Extraordinary gains, net	$0	70
Net income	$2,392,000	2,434
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$467,000	1,747
Cash dividends	$0	6,377
Sale, conversion, retirement of capital stock, net	$0	862
Net operating income	$2,252,740	2,473
2001-12-31 (YTD Data)		Rank
Total interest income	$10,128,000	3,270
Total interest expense	$5,020,000	3,144
Net interest income	$5,108,000	3,380
Provision for loan and lease losses	$624,000	1,841
Total noninterest income	$354,000	5,997
Gross Fiduciary activities income	$0	1,731
Service charges on deposit accounts	$11,000	8,242
Trading account gains and fees	$0	177
Additional Noninterest Income	$343,000	3,840
Total noninterest expense	$2,750,000	4,635
Salaries and employee benefits	$1,487,000	4,546
Premises and equipment expense	$374,000	4,810
Additional noninterest expense	$889,000	4,450
Pre-tax net operating income	$2,088,000	3,079
Securities gains (losses)	$5,000	3,927
Applicable income taxes	$577,000	3,040
Income before extraordinary items	$1,516,000	3,194
Extraordinary gains, net	$0	105
Net income	$1,516,000	3,199
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$68,000	4,677
Cash dividends	$0	6,617
Sale, conversion, retirement of capital stock, net	$2,250,000	282
Net operating income	$1,512,400	3,098
2000-12-31 (YTD Data)		Rank
Total interest income	$5,828,000	5,186
Total interest expense	$3,050,000	4,858
Net interest income	$2,778,000	5,432
Provision for loan and lease losses	$649,000	1,506
Total noninterest income	$175,000	7,536
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$5,000	8,504
Trading account gains and fees	NA	NA
Additional Noninterest Income	$170,000	5,188
Total noninterest expense	$1,694,000	6,279
Salaries and employee benefits	$603,000	7,686
Premises and equipment expense	$337,000	5,072
Additional noninterest expense	$754,000	4,921
Pre-tax net operating income	$610,000	6,547
Securities gains (losses)	$0	1,956
Applicable income taxes	$0	8,362
Income before extraordinary items	$610,000	5,789
Extraordinary gains, net	$0	38
Net income	$610,000	5,787
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$48,000	4,827
Cash dividends	$0	6,853
Sale, conversion, retirement of capital stock, net	$2,500,000	320
Net operating income	$610,000	5,808
1999-12-31 (YTD Data)		Rank
Total interest income	$1,065,000	9,551
Total interest expense	$476,000	9,491
Net interest income	$589,000	9,532
Provision for loan and lease losses	$333,000	2,455
Total noninterest income	$30,000	9,858
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$2,000	8,816
Trading account gains and fees	NA	NA
Additional Noninterest Income	$28,000	8,915
Total noninterest expense	$712,000	8,998
Salaries and employee benefits	$252,000	9,710
Premises and equipment expense	$129,000	8,053
Additional noninterest expense	$331,000	7,869
Pre-tax net operating income	$-426,000	9,801
Securities gains (losses)	$0	3,155
Applicable income taxes	$0	8,765
Income before extraordinary items	$-426,000	9,861
Extraordinary gains, net	$0	35
Net income	$-426,000	9,858
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	7,897
Cash dividends	$0	7,131
Sale, conversion, retirement of capital stock, net	$5,250,000	232
Net operating income	$-426,000	9,840

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.