Home > Northpointe Bank > Net charge- offs to loans

Northpointe Bank, Net charge- offs to loans

2025-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0208%1,580
Percentage Net Loans Charged-off: Total real estate loans0.0359%401
Percentage Net Loans Charged-off:Construction & development0.0000%138
Percentage Net Loans Charged-off: Commercial real estate-1.2931%4,482
Percentage Net Loans Charged-off: Multi-family residential0.0000%52
Percentage Net Loans Charged-off: 1-4 family residential0.0393%214
Percentage Net Loans Charged-off: Home equity loans0.0054%92
All other 1-4 family - Percent of loans charged-off, net0.0459%229
Percentage Net Loans Charged-off: Commercial and industrial-0.1143%4,171
Percentage Net Loans Charged-off: Loans to individuals0.0000%1,993
Percentage Net Loans Charged-off: Credit card loans0.0000%388
Percentage Net Loans Charged-off: Other loans to individual0.0000%1,939
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%57
2024-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0441%1,728
Percentage Net Loans Charged-off: Total real estate loans0.0657%496
Percentage Net Loans Charged-off:Construction & development0.1732%146
Percentage Net Loans Charged-off: Commercial real estate-11.1226%4,515
Percentage Net Loans Charged-off: Multi-family residential0.0000%113
Percentage Net Loans Charged-off: 1-4 family residential0.0583%280
Percentage Net Loans Charged-off: Home equity loans0.1806%72
All other 1-4 family - Percent of loans charged-off, net0.0180%516
Percentage Net Loans Charged-off: Commercial and industrial0.0000%1,968
Percentage Net Loans Charged-off: Loans to individuals0.0000%2,836
Percentage Net Loans Charged-off: Credit card loans0.0000%521
Percentage Net Loans Charged-off: Other loans to individual0.0000%2,761
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%78
2024-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0384%1,566
Percentage Net Loans Charged-off: Total real estate loans0.0562%436
Percentage Net Loans Charged-off:Construction & development0.0724%154
Percentage Net Loans Charged-off: Commercial real estate-13.7539%4,544
Percentage Net Loans Charged-off: Multi-family residential0.0000%87
Percentage Net Loans Charged-off: 1-4 family residential0.0605%205
Percentage Net Loans Charged-off: Home equity loans0.1598%65
All other 1-4 family - Percent of loans charged-off, net0.0117%464
Percentage Net Loans Charged-off: Commercial and industrial0.0000%1,608
Percentage Net Loans Charged-off: Loans to individuals0.0000%2,628
Percentage Net Loans Charged-off: Credit card loans0.0000%505
Percentage Net Loans Charged-off: Other loans to individual0.0000%2,575
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%73
2024-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0336%1,502
Percentage Net Loans Charged-off: Total real estate loans0.0485%399
Percentage Net Loans Charged-off:Construction & development0.0279%140
Percentage Net Loans Charged-off: Commercial real estate-3.1217%4,563
Percentage Net Loans Charged-off: Multi-family residential0.0000%65
Percentage Net Loans Charged-off: 1-4 family residential0.0526%194
Percentage Net Loans Charged-off: Home equity loans0.0808%55
All other 1-4 family - Percent of loans charged-off, net0.0182%338
Percentage Net Loans Charged-off: Commercial and industrial0.0000%1,358
Percentage Net Loans Charged-off: Loans to individuals0.0000%2,405
Percentage Net Loans Charged-off: Credit card loans0.0000%462
Percentage Net Loans Charged-off: Other loans to individual0.0000%2,327
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%69
2024-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0008%3,426
Percentage Net Loans Charged-off: Total real estate loans-0.0012%3,558
Percentage Net Loans Charged-off:Construction & development0.0278%69
Percentage Net Loans Charged-off: Commercial real estate-4.1558%4,589
Percentage Net Loans Charged-off: Multi-family residential0.0000%32
Percentage Net Loans Charged-off: 1-4 family residential-0.0030%3,801
Percentage Net Loans Charged-off: Home equity loans0.0013%107
All other 1-4 family - Percent of loans charged-off, net-0.0044%3,925
Percentage Net Loans Charged-off: Commercial and industrial0.0000%953
Percentage Net Loans Charged-off: Loans to individuals0.0000%2,017
Percentage Net Loans Charged-off: Credit card loans0.0000%360
Percentage Net Loans Charged-off: Other loans to individual0.0000%1,936
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%60
2023-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0201%1,942
Percentage Net Loans Charged-off: Total real estate loans0.0269%561
Percentage Net Loans Charged-off:Construction & development0.1206%116
Percentage Net Loans Charged-off: Commercial real estate-3.9200%4,609
Percentage Net Loans Charged-off: Multi-family residential0.0000%66
Percentage Net Loans Charged-off: 1-4 family residential0.0147%494
Percentage Net Loans Charged-off: Home equity loans0.0345%155
All other 1-4 family - Percent of loans charged-off, net0.0096%537
Percentage Net Loans Charged-off: Commercial and industrial0.0000%1,668
Percentage Net Loans Charged-off: Loans to individuals0.0000%2,797
Percentage Net Loans Charged-off: Credit card loans0.0000%531
Percentage Net Loans Charged-off: Other loans to individual0.0000%2,715
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%72
2023-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0011%3,499
Percentage Net Loans Charged-off: Total real estate loans-0.0016%3,455
Percentage Net Loans Charged-off:Construction & development-0.0007%4,215
Percentage Net Loans Charged-off: Commercial real estate-4.1397%4,637
Percentage Net Loans Charged-off: Multi-family residential0.0000%48
Percentage Net Loans Charged-off: 1-4 family residential0.0007%634
Percentage Net Loans Charged-off: Home equity loans0.0000%206
All other 1-4 family - Percent of loans charged-off, net0.0008%580
Percentage Net Loans Charged-off: Commercial and industrial0.0000%1,370
Percentage Net Loans Charged-off: Loans to individuals0.0000%2,560
Percentage Net Loans Charged-off: Credit card loans0.0000%458
Percentage Net Loans Charged-off: Other loans to individual0.0000%2,489
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%69
2023-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0032%3,618
Percentage Net Loans Charged-off: Total real estate loans-0.0041%3,769
Percentage Net Loans Charged-off:Construction & development-0.0010%4,290
Percentage Net Loans Charged-off: Commercial real estate-5.2960%4,662
Percentage Net Loans Charged-off: Multi-family residential0.0000%29
Percentage Net Loans Charged-off: 1-4 family residential-0.0015%3,603
Percentage Net Loans Charged-off: Home equity loans0.0000%163
All other 1-4 family - Percent of loans charged-off, net-0.0018%3,642
Percentage Net Loans Charged-off: Commercial and industrial0.0000%1,179
Percentage Net Loans Charged-off: Loans to individuals0.0000%2,355
Percentage Net Loans Charged-off: Credit card loans0.0000%451
Percentage Net Loans Charged-off: Other loans to individual0.0000%2,270
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%63
2023-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0048%3,623
Percentage Net Loans Charged-off: Total real estate loans-0.0062%3,960
Percentage Net Loans Charged-off:Construction & development-0.0010%4,399
Percentage Net Loans Charged-off: Commercial real estate-8.8440%4,691
Percentage Net Loans Charged-off: Multi-family residential0.0000%18
Percentage Net Loans Charged-off: 1-4 family residential-0.0015%3,697
Percentage Net Loans Charged-off: Home equity loans0.0000%101
All other 1-4 family - Percent of loans charged-off, net-0.0019%3,792
Percentage Net Loans Charged-off: Commercial and industrial0.0000%773
Percentage Net Loans Charged-off: Loans to individuals0.0000%1,892
Percentage Net Loans Charged-off: Credit card loans0.0000%346
Percentage Net Loans Charged-off: Other loans to individual0.0000%1,811
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%12
2022-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0071%3,710
Percentage Net Loans Charged-off: Total real estate loans-0.0095%3,812
Percentage Net Loans Charged-off:Construction & development-0.0039%4,296
Percentage Net Loans Charged-off: Commercial real estate-5.2786%4,723
Percentage Net Loans Charged-off: Multi-family residential0.0000%64
Percentage Net Loans Charged-off: 1-4 family residential-0.0059%3,695
Percentage Net Loans Charged-off: Home equity loans0.0000%205
All other 1-4 family - Percent of loans charged-off, net-0.0066%3,783
Percentage Net Loans Charged-off: Commercial and industrial0.0000%1,408
Percentage Net Loans Charged-off: Loans to individuals0.0000%2,668
Percentage Net Loans Charged-off: Credit card loans0.0000%495
Percentage Net Loans Charged-off: Other loans to individual0.0000%2,578
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%23
2022-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0088%3,659
Percentage Net Loans Charged-off: Total real estate loans-0.0118%3,879
Percentage Net Loans Charged-off:Construction & development-0.0050%4,363
Percentage Net Loans Charged-off: Commercial real estate-6.3240%4,762
Percentage Net Loans Charged-off: Multi-family residential0.0000%47
Percentage Net Loans Charged-off: 1-4 family residential-0.0072%3,748
Percentage Net Loans Charged-off: Home equity loans0.0000%163
All other 1-4 family - Percent of loans charged-off, net-0.0080%3,832
Percentage Net Loans Charged-off: Commercial and industrial0.0000%1,111
Percentage Net Loans Charged-off: Loans to individuals0.0000%2,431
Percentage Net Loans Charged-off: Credit card loans0.0000%459
Percentage Net Loans Charged-off: Other loans to individual0.0000%2,351
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%17
2022-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0124%3,663
Percentage Net Loans Charged-off: Total real estate loans-0.0169%3,949
Percentage Net Loans Charged-off:Construction & development-0.0064%3,997
Percentage Net Loans Charged-off: Commercial real estate-8.2705%4,645
Percentage Net Loans Charged-off: Multi-family residential0.0000%33
Percentage Net Loans Charged-off: 1-4 family residential-0.0104%3,770
Percentage Net Loans Charged-off: Home equity loans0.0000%129
All other 1-4 family - Percent of loans charged-off, net-0.0113%3,829
Percentage Net Loans Charged-off: Commercial and industrial0.0000%925
Percentage Net Loans Charged-off: Loans to individuals0.0000%2,187
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.0000%2,093
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2022-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0138%3,721
Percentage Net Loans Charged-off: Total real estate loans-0.0190%4,121
Percentage Net Loans Charged-off:Construction & development-0.0091%4,090
Percentage Net Loans Charged-off: Commercial real estate-0.8356%4,651
Percentage Net Loans Charged-off: Multi-family residential0.0000%23
Percentage Net Loans Charged-off: 1-4 family residential-0.0193%4,052
Percentage Net Loans Charged-off: Home equity loans0.0000%93
All other 1-4 family - Percent of loans charged-off, net-0.0208%4,098
Percentage Net Loans Charged-off: Commercial and industrial0.0000%640
Percentage Net Loans Charged-off: Loans to individuals0.0000%1,819
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.0000%1,732
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2021-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0161%3,901
Percentage Net Loans Charged-off: Total real estate loans-0.0232%4,116
Percentage Net Loans Charged-off:Construction & development-0.0707%4,207
Percentage Net Loans Charged-off: Commercial real estate-10.5852%4,724
Percentage Net Loans Charged-off: Multi-family residential0.0000%100
Percentage Net Loans Charged-off: 1-4 family residential-0.0011%3,301
Percentage Net Loans Charged-off: Home equity loans0.0000%242
All other 1-4 family - Percent of loans charged-off, net-0.0011%3,377
Percentage Net Loans Charged-off: Commercial and industrial-0.2147%4,360
Percentage Net Loans Charged-off: Loans to individuals0.0000%2,550
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.0000%2,451
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2021-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0208%3,980
Percentage Net Loans Charged-off: Total real estate loans-0.0308%4,261
Percentage Net Loans Charged-off:Construction & development-0.0811%4,284
Percentage Net Loans Charged-off: Commercial real estate-13.0723%4,795
Percentage Net Loans Charged-off: Multi-family residential0.0000%77
Percentage Net Loans Charged-off: 1-4 family residential-0.0008%3,338
Percentage Net Loans Charged-off: Home equity loans0.0000%216
All other 1-4 family - Percent of loans charged-off, net-0.0008%3,409
Percentage Net Loans Charged-off: Commercial and industrial-0.1975%4,408
Percentage Net Loans Charged-off: Loans to individuals0.0000%2,293
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.0000%2,198
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2021-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0244%4,066
Percentage Net Loans Charged-off: Total real estate loans-0.0362%4,381
Percentage Net Loans Charged-off:Construction & development-0.0276%4,210
Percentage Net Loans Charged-off: Commercial real estate-18.0557%4,833
Percentage Net Loans Charged-off: Multi-family residential0.0000%57
Percentage Net Loans Charged-off: 1-4 family residential0.0006%786
Percentage Net Loans Charged-off: Home equity loans0.0000%181
All other 1-4 family - Percent of loans charged-off, net0.0007%749
Percentage Net Loans Charged-off: Commercial and industrial0.0000%1,104
Percentage Net Loans Charged-off: Loans to individuals0.0000%2,002
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.0000%1,890
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2021-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0012%1,899
Percentage Net Loans Charged-off: Total real estate loans0.0013%754
Percentage Net Loans Charged-off:Construction & development-0.0330%4,297
Percentage Net Loans Charged-off: Commercial real estate-0.4851%4,822
Percentage Net Loans Charged-off: Multi-family residential0.0000%31
Percentage Net Loans Charged-off: 1-4 family residential0.0055%516
Percentage Net Loans Charged-off: Home equity loans0.0000%133
All other 1-4 family - Percent of loans charged-off, net0.0057%476
Percentage Net Loans Charged-off: Commercial and industrial0.0000%814
Percentage Net Loans Charged-off: Loans to individuals0.0000%1,666
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.0000%1,563
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2020-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0003%3,896
Percentage Net Loans Charged-off: Total real estate loans-0.0004%3,664
Percentage Net Loans Charged-off:Construction & development-0.0054%4,095
Percentage Net Loans Charged-off: Commercial real estate0.2141%385
Percentage Net Loans Charged-off: Multi-family residential0.0000%100
Percentage Net Loans Charged-off: 1-4 family residential-0.0007%3,666
Percentage Net Loans Charged-off: Home equity loans0.0000%398
All other 1-4 family - Percent of loans charged-off, net-0.0007%3,721
Percentage Net Loans Charged-off: Commercial and industrial0.0000%2,097
Percentage Net Loans Charged-off: Loans to individuals0.0000%2,989
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.0000%2,894
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2020-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0024%3,910
Percentage Net Loans Charged-off: Total real estate loans-0.0031%3,858
Percentage Net Loans Charged-off:Construction & development-0.0009%4,077
Percentage Net Loans Charged-off: Commercial real estate0.4241%186
Percentage Net Loans Charged-off: Multi-family residential0.0000%74
Percentage Net Loans Charged-off: 1-4 family residential-0.0048%3,886
Percentage Net Loans Charged-off: Home equity loans0.0000%349
All other 1-4 family - Percent of loans charged-off, net-0.0050%3,929
Percentage Net Loans Charged-off: Commercial and industrial0.0000%1,840
Percentage Net Loans Charged-off: Loans to individuals0.0000%2,810
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.0000%2,714
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2020-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0011%2,993
Percentage Net Loans Charged-off: Total real estate loans0.0012%1,452
Percentage Net Loans Charged-off:Construction & development0.0113%165
Percentage Net Loans Charged-off: Commercial real estate0.7471%104
Percentage Net Loans Charged-off: Multi-family residential0.0000%54
Percentage Net Loans Charged-off: 1-4 family residential-0.0026%3,808
Percentage Net Loans Charged-off: Home equity loans0.0000%293
All other 1-4 family - Percent of loans charged-off, net-0.0027%3,861
Percentage Net Loans Charged-off: Commercial and industrial0.0000%1,576
Percentage Net Loans Charged-off: Loans to individuals0.0000%2,624
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.0000%2,525
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2020-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0095%2,227
Percentage Net Loans Charged-off: Total real estate loans0.0118%904
Percentage Net Loans Charged-off:Construction & development0.0453%92
Percentage Net Loans Charged-off: Commercial real estate1.9019%33
Percentage Net Loans Charged-off: Multi-family residential0.0000%26
Percentage Net Loans Charged-off: 1-4 family residential0.0008%855
Percentage Net Loans Charged-off: Home equity loans0.0000%210
All other 1-4 family - Percent of loans charged-off, net0.0009%797
Percentage Net Loans Charged-off: Commercial and industrial0.0000%1,103
Percentage Net Loans Charged-off: Loans to individuals0.0000%2,292
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.0000%2,206
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2019-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0074%4,398
Percentage Net Loans Charged-off: Total real estate loans-0.0092%4,244
Percentage Net Loans Charged-off:Construction & development-0.0678%4,459
Percentage Net Loans Charged-off: Commercial real estate-0.6380%5,017
Percentage Net Loans Charged-off: Multi-family residential0.0000%116
Percentage Net Loans Charged-off: 1-4 family residential0.0028%1,805
Percentage Net Loans Charged-off: Home equity loans0.0000%494
All other 1-4 family - Percent of loans charged-off, net0.0029%1,692
Percentage Net Loans Charged-off: Commercial and industrial0.0000%2,246
Percentage Net Loans Charged-off: Loans to individuals0.0000%3,326
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.0000%3,228
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2019-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0106%4,388
Percentage Net Loans Charged-off: Total real estate loans-0.0131%4,377
Percentage Net Loans Charged-off:Construction & development-0.0761%4,547
Percentage Net Loans Charged-off: Commercial real estate-0.6243%5,101
Percentage Net Loans Charged-off: Multi-family residential0.0000%91
Percentage Net Loans Charged-off: 1-4 family residential0.0002%1,601
Percentage Net Loans Charged-off: Home equity loans0.0000%408
All other 1-4 family - Percent of loans charged-off, net0.0003%1,503
Percentage Net Loans Charged-off: Commercial and industrial0.0000%1,875
Percentage Net Loans Charged-off: Loans to individuals0.0000%3,132
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.0000%3,021
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2019-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0061%4,182
Percentage Net Loans Charged-off: Total real estate loans-0.0079%4,219
Percentage Net Loans Charged-off:Construction & development-0.0221%4,443
Percentage Net Loans Charged-off: Commercial real estate-0.6457%5,145
Percentage Net Loans Charged-off: Multi-family residential0.0000%61
Percentage Net Loans Charged-off: 1-4 family residential-0.0014%3,907
Percentage Net Loans Charged-off: Home equity loans0.0000%333
All other 1-4 family - Percent of loans charged-off, net-0.0014%3,958
Percentage Net Loans Charged-off: Commercial and industrial0.0000%1,571
Percentage Net Loans Charged-off: Loans to individuals0.0000%2,820
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.0000%2,712
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2019-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0044%3,990
Percentage Net Loans Charged-off: Total real estate loans-0.0066%4,271
Percentage Net Loans Charged-off:Construction & development-0.0223%4,539
Percentage Net Loans Charged-off: Commercial real estate-0.6742%5,201
Percentage Net Loans Charged-off: Multi-family residential0.0000%46
Percentage Net Loans Charged-off: 1-4 family residential0.0013%986
Percentage Net Loans Charged-off: Home equity loans0.0000%221
All other 1-4 family - Percent of loans charged-off, net0.0013%917
Percentage Net Loans Charged-off: Commercial and industrial0.0000%1,103
Percentage Net Loans Charged-off: Loans to individuals0.0000%2,391
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.0000%2,284
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2018-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0348%4,863
Percentage Net Loans Charged-off: Total real estate loans-0.0406%4,847
Percentage Net Loans Charged-off:Construction & development-0.0283%4,435
Percentage Net Loans Charged-off: Commercial real estate-0.2905%5,177
Percentage Net Loans Charged-off: Multi-family residential0.0000%128
Percentage Net Loans Charged-off: 1-4 family residential-0.0405%4,828
Percentage Net Loans Charged-off: Home equity loans0.0000%568
All other 1-4 family - Percent of loans charged-off, net-0.0427%4,844
Percentage Net Loans Charged-off: Commercial and industrial0.0000%2,189
Percentage Net Loans Charged-off: Loans to individuals0.0000%3,381
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.0000%3,286
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2018-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0148%4,512
Percentage Net Loans Charged-off: Total real estate loans-0.0178%4,536
Percentage Net Loans Charged-off:Construction & development-0.0250%4,456
Percentage Net Loans Charged-off: Commercial real estate-0.1723%5,192
Percentage Net Loans Charged-off: Multi-family residential0.0000%106
Percentage Net Loans Charged-off: 1-4 family residential-0.0136%4,477
Percentage Net Loans Charged-off: Home equity loans0.0000%467
All other 1-4 family - Percent of loans charged-off, net-0.0144%4,528
Percentage Net Loans Charged-off: Commercial and industrial0.0000%1,906
Percentage Net Loans Charged-off: Loans to individuals0.0000%3,134
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.0000%3,032
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2018-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0013%3,908
Percentage Net Loans Charged-off: Total real estate loans-0.0018%3,897
Percentage Net Loans Charged-off:Construction & development0.0214%212
Percentage Net Loans Charged-off: Commercial real estate0.0000%695
Percentage Net Loans Charged-off: Multi-family residential0.0000%79
Percentage Net Loans Charged-off: 1-4 family residential-0.0082%4,350
Percentage Net Loans Charged-off: Home equity loans0.0000%391
All other 1-4 family - Percent of loans charged-off, net-0.0087%4,420
Percentage Net Loans Charged-off: Commercial and industrial0.0000%1,594
Percentage Net Loans Charged-off: Loans to individuals0.0000%2,863
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.0000%2,753
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2018-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0178%2,152
Percentage Net Loans Charged-off: Total real estate loans0.0217%953
Percentage Net Loans Charged-off:Construction & development0.2185%78
Percentage Net Loans Charged-off: Commercial real estate-0.5002%5,415
Percentage Net Loans Charged-off: Multi-family residential0.0000%42
Percentage Net Loans Charged-off: 1-4 family residential-0.0248%4,803
Percentage Net Loans Charged-off: Home equity loans0.0000%288
All other 1-4 family - Percent of loans charged-off, net-0.0265%4,858
Percentage Net Loans Charged-off: Commercial and industrial0.0000%1,100
Percentage Net Loans Charged-off: Loans to individuals0.0000%2,413
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.0000%2,294
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2017-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0354%3,088
Percentage Net Loans Charged-off: Total real estate loans0.0458%1,563
Percentage Net Loans Charged-off:Construction & development0.0940%345
Percentage Net Loans Charged-off: Commercial real estate1.3647%95
Percentage Net Loans Charged-off: Multi-family residential0.0000%180
Percentage Net Loans Charged-off: 1-4 family residential-0.0047%4,534
Percentage Net Loans Charged-off: Home equity loans0.0000%680
All other 1-4 family - Percent of loans charged-off, net-0.0050%4,560
Percentage Net Loans Charged-off: Commercial and industrial0.0000%2,400
Percentage Net Loans Charged-off: Loans to individuals0.0000%3,627
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.0000%3,501
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2017-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0714%2,108
Percentage Net Loans Charged-off: Total real estate loans0.0954%847
Percentage Net Loans Charged-off:Construction & development0.1806%240
Percentage Net Loans Charged-off: Commercial real estate1.9170%43
Percentage Net Loans Charged-off: Multi-family residential0.0000%143
Percentage Net Loans Charged-off: 1-4 family residential0.0170%1,816
Percentage Net Loans Charged-off: Home equity loans0.0000%589
All other 1-4 family - Percent of loans charged-off, net0.0181%1,724
Percentage Net Loans Charged-off: Commercial and industrial0.0000%2,017
Percentage Net Loans Charged-off: Loans to individuals0.0000%3,384
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.0000%3,260
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2017-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0981%1,638
Percentage Net Loans Charged-off: Total real estate loans0.1342%617
Percentage Net Loans Charged-off:Construction & development0.1042%213
Percentage Net Loans Charged-off: Commercial real estate2.8601%27
Percentage Net Loans Charged-off: Multi-family residential0.0000%105
Percentage Net Loans Charged-off: 1-4 family residential0.0474%1,269
Percentage Net Loans Charged-off: Home equity loans0.0000%486
All other 1-4 family - Percent of loans charged-off, net0.0502%1,211
Percentage Net Loans Charged-off: Commercial and industrial0.0000%1,692
Percentage Net Loans Charged-off: Loans to individuals0.0000%3,058
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.0000%2,923
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2017-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1119%1,275
Percentage Net Loans Charged-off: Total real estate loans0.1580%457
Percentage Net Loans Charged-off:Construction & development0.2526%119
Percentage Net Loans Charged-off: Commercial real estate2.7000%28
Percentage Net Loans Charged-off: Multi-family residential0.0000%65
Percentage Net Loans Charged-off: 1-4 family residential0.0275%1,123
Percentage Net Loans Charged-off: Home equity loans0.0000%357
All other 1-4 family - Percent of loans charged-off, net0.0294%1,027
Percentage Net Loans Charged-off: Commercial and industrial0.0000%1,124
Percentage Net Loans Charged-off: Loans to individuals0.0000%2,517
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.0000%2,380
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2016-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0585%2,878
Percentage Net Loans Charged-off: Total real estate loans0.0825%1,401
Percentage Net Loans Charged-off:Construction & development-0.0287%4,661
Percentage Net Loans Charged-off: Commercial real estate-0.6697%5,732
Percentage Net Loans Charged-off: Multi-family residential0.0000%220
Percentage Net Loans Charged-off: 1-4 family residential0.1534%995
Percentage Net Loans Charged-off: Home equity loans0.0000%792
All other 1-4 family - Percent of loans charged-off, net0.1654%907
Percentage Net Loans Charged-off: Commercial and industrial0.0000%2,426
Percentage Net Loans Charged-off: Loans to individuals0.0000%3,707
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.0000%3,583
Percentage Net Loans Charged-off: All other loans and lease0.0037%1,583
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2016-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0178%3,363
Percentage Net Loans Charged-off: Total real estate loans0.0235%2,008
Percentage Net Loans Charged-off:Construction & development-0.1359%5,020
Percentage Net Loans Charged-off: Commercial real estate-0.8778%5,806
Percentage Net Loans Charged-off: Multi-family residential0.0000%177
Percentage Net Loans Charged-off: 1-4 family residential0.1199%1,087
Percentage Net Loans Charged-off: Home equity loans0.0000%687
All other 1-4 family - Percent of loans charged-off, net0.1298%1,004
Percentage Net Loans Charged-off: Commercial and industrial0.0000%2,051
Percentage Net Loans Charged-off: Loans to individuals0.0000%3,388
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.0000%3,251
Percentage Net Loans Charged-off: All other loans and lease0.0050%1,384
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2016-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0671%2,234
Percentage Net Loans Charged-off: Total real estate loans0.0930%1,083
Percentage Net Loans Charged-off:Construction & development-0.2944%5,238
Percentage Net Loans Charged-off: Commercial real estate0.3992%291
Percentage Net Loans Charged-off: Multi-family residential0.0000%148
Percentage Net Loans Charged-off: 1-4 family residential0.2117%687
Percentage Net Loans Charged-off: Home equity loans0.0000%570
All other 1-4 family - Percent of loans charged-off, net0.2301%636
Percentage Net Loans Charged-off: Commercial and industrial0.0000%1,698
Percentage Net Loans Charged-off: Loans to individuals0.0000%3,073
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.0000%2,935
Percentage Net Loans Charged-off: All other loans and lease0.0066%1,176
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2016-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0691%1,791
Percentage Net Loans Charged-off: Total real estate loans0.0913%893
Percentage Net Loans Charged-off:Construction & development-0.2982%5,288
Percentage Net Loans Charged-off: Commercial real estate-0.9569%5,936
Percentage Net Loans Charged-off: Multi-family residential0.0000%90
Percentage Net Loans Charged-off: 1-4 family residential0.2858%491
Percentage Net Loans Charged-off: Home equity loans0.0000%408
All other 1-4 family - Percent of loans charged-off, net0.3126%447
Percentage Net Loans Charged-off: Commercial and industrial0.0000%1,202
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0147%894
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2015-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1572%1,807
Percentage Net Loans Charged-off: Total real estate loans0.2183%859
Percentage Net Loans Charged-off:Construction & development-0.1613%5,136
Percentage Net Loans Charged-off: Commercial real estate0.5310%383
Percentage Net Loans Charged-off: Multi-family residential0.0000%287
Percentage Net Loans Charged-off: 1-4 family residential0.3153%677
Percentage Net Loans Charged-off: Home equity loans0.0000%945
All other 1-4 family - Percent of loans charged-off, net0.3378%639
Percentage Net Loans Charged-off: Commercial and industrial0.0000%2,465
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0028%1,437
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2015-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1488%1,648
Percentage Net Loans Charged-off: Total real estate loans0.2061%823
Percentage Net Loans Charged-off:Construction & development-0.2947%5,331
Percentage Net Loans Charged-off: Commercial real estate0.7698%244
Percentage Net Loans Charged-off: Multi-family residential0.0000%241
Percentage Net Loans Charged-off: 1-4 family residential0.3210%631
Percentage Net Loans Charged-off: Home equity loans0.0000%830
All other 1-4 family - Percent of loans charged-off, net0.3426%595
Percentage Net Loans Charged-off: Commercial and industrial0.0000%2,095
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0013%1,304
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2015-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3066%866
Percentage Net Loans Charged-off: Total real estate loans0.4226%398
Percentage Net Loans Charged-off:Construction & development0.4220%301
Percentage Net Loans Charged-off: Commercial real estate1.1852%156
Percentage Net Loans Charged-off: Multi-family residential0.0000%188
Percentage Net Loans Charged-off: 1-4 family residential0.3771%554
Percentage Net Loans Charged-off: Home equity loans0.0000%710
All other 1-4 family - Percent of loans charged-off, net0.4007%525
Percentage Net Loans Charged-off: Commercial and industrial0.0000%1,760
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0019%1,132
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2015-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3418%717
Percentage Net Loans Charged-off: Total real estate loans0.4604%363
Percentage Net Loans Charged-off:Construction & development0.7609%182
Percentage Net Loans Charged-off: Commercial real estate0.8749%183
Percentage Net Loans Charged-off: Multi-family residential-0.4698%4,977
Percentage Net Loans Charged-off: 1-4 family residential0.3587%562
Percentage Net Loans Charged-off: Home equity loans0.0000%482
All other 1-4 family - Percent of loans charged-off, net0.3773%531
Percentage Net Loans Charged-off: Commercial and industrial0.0000%1,166
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%911
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2014-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2807%1,545
Percentage Net Loans Charged-off: Total real estate loans0.4166%738
Percentage Net Loans Charged-off:Construction & development0.2036%803
Percentage Net Loans Charged-off: Commercial real estate1.3905%259
Percentage Net Loans Charged-off: Multi-family residential0.0000%420
Percentage Net Loans Charged-off: 1-4 family residential0.3922%863
Percentage Net Loans Charged-off: Home equity loans0.0000%1,143
All other 1-4 family - Percent of loans charged-off, net0.4020%841
Percentage Net Loans Charged-off: Commercial and industrial0.0000%2,737
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,537
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2014-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2804%1,404
Percentage Net Loans Charged-off: Total real estate loans0.4297%688
Percentage Net Loans Charged-off:Construction & development-0.1544%5,422
Percentage Net Loans Charged-off: Commercial real estate2.0480%149
Percentage Net Loans Charged-off: Multi-family residential0.0000%357
Percentage Net Loans Charged-off: 1-4 family residential0.4436%736
Percentage Net Loans Charged-off: Home equity loans0.0000%1,025
All other 1-4 family - Percent of loans charged-off, net0.4515%695
Percentage Net Loans Charged-off: Commercial and industrial0.0000%2,374
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,395
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2014-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2260%1,688
Percentage Net Loans Charged-off: Total real estate loans0.3554%862
Percentage Net Loans Charged-off:Construction & development-0.1056%5,414
Percentage Net Loans Charged-off: Commercial real estate0.7614%413
Percentage Net Loans Charged-off: Multi-family residential0.0000%280
Percentage Net Loans Charged-off: 1-4 family residential0.4509%761
Percentage Net Loans Charged-off: Home equity loans0.0000%855
All other 1-4 family - Percent of loans charged-off, net0.4538%734
Percentage Net Loans Charged-off: Commercial and industrial0.0000%2,007
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,222
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2014-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4151%875
Percentage Net Loans Charged-off: Total real estate loans0.6839%400
Percentage Net Loans Charged-off:Construction & development-0.2774%5,684
Percentage Net Loans Charged-off: Commercial real estate1.7505%151
Percentage Net Loans Charged-off: Multi-family residential0.0000%176
Percentage Net Loans Charged-off: 1-4 family residential0.8503%372
Percentage Net Loans Charged-off: Home equity loans0.0000%600
All other 1-4 family - Percent of loans charged-off, net0.8512%375
Percentage Net Loans Charged-off: Commercial and industrial0.0000%1,326
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%938
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2013-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.6004%1,091
Percentage Net Loans Charged-off: Total real estate loans0.8948%548
Percentage Net Loans Charged-off:Construction & development1.7134%636
Percentage Net Loans Charged-off: Commercial real estate-0.6328%6,575
Percentage Net Loans Charged-off: Multi-family residential0.0000%619
Percentage Net Loans Charged-off: 1-4 family residential0.8623%590
Percentage Net Loans Charged-off: Home equity loans0.0000%1,420
All other 1-4 family - Percent of loans charged-off, net0.8663%599
Percentage Net Loans Charged-off: Commercial and industrial-2.0420%6,455
Percentage Net Loans Charged-off: Loans to individuals0.0000%4,193
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.0000%4,056
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,546
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2013-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.5529%1,150
Percentage Net Loans Charged-off: Total real estate loans0.8089%613
Percentage Net Loans Charged-off:Construction & development1.6572%608
Percentage Net Loans Charged-off: Commercial real estate-0.5862%6,634
Percentage Net Loans Charged-off: Multi-family residential0.0000%515
Percentage Net Loans Charged-off: 1-4 family residential0.7578%700
Percentage Net Loans Charged-off: Home equity loans0.0000%1,261
All other 1-4 family - Percent of loans charged-off, net0.7619%685
Percentage Net Loans Charged-off: Commercial and industrial-2.6883%6,542
Percentage Net Loans Charged-off: Loans to individuals0.0000%3,847
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.0000%3,705
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,404
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2013-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.7793%806
Percentage Net Loans Charged-off: Total real estate loans1.0877%467
Percentage Net Loans Charged-off:Construction & development1.9522%524
Percentage Net Loans Charged-off: Commercial real estate1.9918%262
Percentage Net Loans Charged-off: Multi-family residential0.0000%425
Percentage Net Loans Charged-off: 1-4 family residential0.8138%678
Percentage Net Loans Charged-off: Home equity loans0.0000%1,077
All other 1-4 family - Percent of loans charged-off, net0.8190%669
Percentage Net Loans Charged-off: Commercial and industrial-3.8979%6,607
Percentage Net Loans Charged-off: Loans to individuals0.0000%3,451
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.0000%3,315
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,232
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2013-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.5454%1,109
Percentage Net Loans Charged-off: Total real estate loans0.7008%758
Percentage Net Loans Charged-off:Construction & development1.0928%548
Percentage Net Loans Charged-off: Commercial real estate3.8010%126
Percentage Net Loans Charged-off: Multi-family residential0.0000%295
Percentage Net Loans Charged-off: 1-4 family residential0.3570%1,260
Percentage Net Loans Charged-off: Home equity loans0.0000%767
All other 1-4 family - Percent of loans charged-off, net0.3599%1,184
Percentage Net Loans Charged-off: Commercial and industrial0.0000%1,678
Percentage Net Loans Charged-off: Loans to individuals0.0000%2,801
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.0000%2,652
Percentage Net Loans Charged-off: All other loans and lease0.0000%975
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2012-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans1.4542%623
Percentage Net Loans Charged-off: Total real estate loans1.4737%564
Percentage Net Loans Charged-off:Construction & development2.6150%938
Percentage Net Loans Charged-off: Commercial real estate8.2767%30
Percentage Net Loans Charged-off: Multi-family residential0.0000%851
Percentage Net Loans Charged-off: 1-4 family residential0.7505%1,220
Percentage Net Loans Charged-off: Home equity loans0.0000%1,753
All other 1-4 family - Percent of loans charged-off, net0.7581%1,185
Percentage Net Loans Charged-off: Commercial and industrial0.0000%3,620
Percentage Net Loans Charged-off: Loans to individuals0.0000%4,463
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.0000%4,313
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,670
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2012-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.9356%1,156
Percentage Net Loans Charged-off: Total real estate loans0.9490%1,028
Percentage Net Loans Charged-off:Construction & development2.2432%967
Percentage Net Loans Charged-off: Commercial real estate3.3326%157
Percentage Net Loans Charged-off: Multi-family residential0.0000%745
Percentage Net Loans Charged-off: 1-4 family residential0.5239%1,682
Percentage Net Loans Charged-off: Home equity loans0.0000%1,549
All other 1-4 family - Percent of loans charged-off, net0.5289%1,603
Percentage Net Loans Charged-off: Commercial and industrial0.0000%3,269
Percentage Net Loans Charged-off: Loans to individuals0.0000%4,181
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.0000%4,003
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,486
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2012-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.7673%1,435
Percentage Net Loans Charged-off: Total real estate loans0.7792%1,276
Percentage Net Loans Charged-off:Construction & development1.0018%1,275
Percentage Net Loans Charged-off: Commercial real estate2.2112%346
Percentage Net Loans Charged-off: Multi-family residential0.0000%593
Percentage Net Loans Charged-off: 1-4 family residential0.6258%1,403
Percentage Net Loans Charged-off: Home equity loans0.0000%1,330
All other 1-4 family - Percent of loans charged-off, net0.6318%1,336
Percentage Net Loans Charged-off: Commercial and industrial0.0000%2,854
Percentage Net Loans Charged-off: Loans to individuals0.0000%3,766
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.0000%3,588
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,276
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2012-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.8884%1,160
Percentage Net Loans Charged-off: Total real estate loans0.9025%1,025
Percentage Net Loans Charged-off:Construction & development1.9928%745
Percentage Net Loans Charged-off: Commercial real estate3.2130%232
Percentage Net Loans Charged-off: Multi-family residential0.0000%388
Percentage Net Loans Charged-off: 1-4 family residential0.4960%1,471
Percentage Net Loans Charged-off: Home equity loans0.0000%982
All other 1-4 family - Percent of loans charged-off, net0.5008%1,363
Percentage Net Loans Charged-off: Commercial and industrial0.0000%2,038
Percentage Net Loans Charged-off: Loans to individuals0.0000%3,014
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.0000%2,850
Percentage Net Loans Charged-off: All other loans and lease0.0000%960
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2011-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans1.5023%1,066
Percentage Net Loans Charged-off: Total real estate loans1.5309%994
Percentage Net Loans Charged-off:Construction & development2.8157%1,453
Percentage Net Loans Charged-off: Commercial real estate2.4895%410
Percentage Net Loans Charged-off: Multi-family residential2.9024%358
Percentage Net Loans Charged-off: 1-4 family residential1.0722%1,168
Percentage Net Loans Charged-off: Home equity loans0.9584%864
All other 1-4 family - Percent of loans charged-off, net1.0734%1,154
Percentage Net Loans Charged-off: Commercial and industrial-0.0760%6,392
Percentage Net Loans Charged-off: Loans to individuals0.0000%4,946
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.0000%4,804
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,720
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2011-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans1.3980%1,075
Percentage Net Loans Charged-off: Total real estate loans1.4262%981
Percentage Net Loans Charged-off:Construction & development2.2318%1,449
Percentage Net Loans Charged-off: Commercial real estate2.4587%361
Percentage Net Loans Charged-off: Multi-family residential1.2115%486
Percentage Net Loans Charged-off: 1-4 family residential1.0779%1,097
Percentage Net Loans Charged-off: Home equity loans1.4031%576
All other 1-4 family - Percent of loans charged-off, net1.0746%1,090
Percentage Net Loans Charged-off: Commercial and industrial-0.0996%6,425
Percentage Net Loans Charged-off: Loans to individuals0.0000%4,575
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.0000%4,414
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,562
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2011-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans1.5960%920
Percentage Net Loans Charged-off: Total real estate loans1.6304%843
Percentage Net Loans Charged-off:Construction & development2.4393%1,265
Percentage Net Loans Charged-off: Commercial real estate3.0827%298
Percentage Net Loans Charged-off: Multi-family residential1.8991%341
Percentage Net Loans Charged-off: 1-4 family residential1.1846%1,004
Percentage Net Loans Charged-off: Home equity loans1.7439%470
All other 1-4 family - Percent of loans charged-off, net1.1769%990
Percentage Net Loans Charged-off: Commercial and industrial-0.1464%6,555
Percentage Net Loans Charged-off: Loans to individuals0.0000%4,113
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.0000%3,954
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,354
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2011-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans1.1832%1,177
Percentage Net Loans Charged-off: Total real estate loans1.2091%1,034
Percentage Net Loans Charged-off:Construction & development1.7269%1,044
Percentage Net Loans Charged-off: Commercial real estate1.1517%712
Percentage Net Loans Charged-off: Multi-family residential3.7736%171
Percentage Net Loans Charged-off: 1-4 family residential1.0141%947
Percentage Net Loans Charged-off: Home equity loans0.0000%1,026
All other 1-4 family - Percent of loans charged-off, net1.0217%898
Percentage Net Loans Charged-off: Commercial and industrial0.0000%2,380
Percentage Net Loans Charged-off: Loans to individuals0.0000%3,362
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.0000%3,214
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,005
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2010-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans3.0649%529
Percentage Net Loans Charged-off: Total real estate loans3.1320%468
Percentage Net Loans Charged-off:Construction & development5.4700%1,146
Percentage Net Loans Charged-off: Commercial real estate5.4321%121
Percentage Net Loans Charged-off: Multi-family residential-0.4386%5,934
Percentage Net Loans Charged-off: 1-4 family residential1.9147%686
Percentage Net Loans Charged-off: Home equity loans14.3156%44
All other 1-4 family - Percent of loans charged-off, net1.8372%755
Percentage Net Loans Charged-off: Commercial and industrial-0.2271%7,026
Percentage Net Loans Charged-off: Loans to individuals0.0000%5,354
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,993
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2010-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans2.8581%562
Percentage Net Loans Charged-off: Total real estate loans2.9208%486
Percentage Net Loans Charged-off:Construction & development4.9015%1,141
Percentage Net Loans Charged-off: Commercial real estate4.8582%149
Percentage Net Loans Charged-off: Multi-family residential-0.3794%5,962
Percentage Net Loans Charged-off: 1-4 family residential1.8518%645
Percentage Net Loans Charged-off: Home equity loans11.0591%60
All other 1-4 family - Percent of loans charged-off, net1.7971%696
Percentage Net Loans Charged-off: Commercial and industrial-0.2023%7,022
Percentage Net Loans Charged-off: Loans to individuals0.0000%5,046
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,786
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2010-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans2.8232%579
Percentage Net Loans Charged-off: Total real estate loans2.8860%500
Percentage Net Loans Charged-off:Construction & development4.7451%1,041
Percentage Net Loans Charged-off: Commercial real estate5.2463%136
Percentage Net Loans Charged-off: Multi-family residential0.0000%710
Percentage Net Loans Charged-off: 1-4 family residential1.7026%702
Percentage Net Loans Charged-off: Home equity loans0.0000%1,414
All other 1-4 family - Percent of loans charged-off, net1.7139%732
Percentage Net Loans Charged-off: Commercial and industrial-0.1519%6,947
Percentage Net Loans Charged-off: Loans to individuals0.0000%4,626
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,540
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2010-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans2.0383%839
Percentage Net Loans Charged-off: Total real estate loans2.0855%717
Percentage Net Loans Charged-off:Construction & development3.9759%898
Percentage Net Loans Charged-off: Commercial real estate0.8041%872
Percentage Net Loans Charged-off: Multi-family residential0.0000%457
Percentage Net Loans Charged-off: 1-4 family residential1.5773%708
Percentage Net Loans Charged-off: Home equity loans0.0000%974
All other 1-4 family - Percent of loans charged-off, net1.5889%692
Percentage Net Loans Charged-off: Commercial and industrial-0.3071%7,165
Percentage Net Loans Charged-off: Loans to individuals0.0000%3,892
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,171
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2009-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans3.0964%668
Percentage Net Loans Charged-off: Total real estate loans3.1660%590
Percentage Net Loans Charged-off:Construction & development4.8839%1,266
Percentage Net Loans Charged-off: Commercial real estate3.1195%321
Percentage Net Loans Charged-off: Multi-family residential6.2048%204
Percentage Net Loans Charged-off: 1-4 family residential2.2983%548
Percentage Net Loans Charged-off: Home equity loans8.6430%100
All other 1-4 family - Percent of loans charged-off, net2.2629%577
Percentage Net Loans Charged-off: Commercial and industrial-0.2434%7,445
Percentage Net Loans Charged-off: Loans to individuals0.0000%5,954
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%2,150
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2009-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans2.7350%654
Percentage Net Loans Charged-off: Total real estate loans2.7966%548
Percentage Net Loans Charged-off:Construction & development3.8164%1,211
Percentage Net Loans Charged-off: Commercial real estate2.5308%318
Percentage Net Loans Charged-off: Multi-family residential11.1683%79
Percentage Net Loans Charged-off: 1-4 family residential2.2054%467
Percentage Net Loans Charged-off: Home equity loans12.6683%59
All other 1-4 family - Percent of loans charged-off, net2.1523%498
Percentage Net Loans Charged-off: Commercial and industrial-0.3260%7,504
Percentage Net Loans Charged-off: Loans to individuals0.0000%5,613
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,898
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2009-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans2.5199%684
Percentage Net Loans Charged-off: Total real estate loans2.5741%550
Percentage Net Loans Charged-off:Construction & development3.0547%1,176
Percentage Net Loans Charged-off: Commercial real estate2.8290%241
Percentage Net Loans Charged-off: Multi-family residential7.0306%100
Percentage Net Loans Charged-off: 1-4 family residential2.1958%444
Percentage Net Loans Charged-off: Home equity loans0.0000%1,287
All other 1-4 family - Percent of loans charged-off, net2.2056%458
Percentage Net Loans Charged-off: Commercial and industrial0.0000%3,950
Percentage Net Loans Charged-off: Loans to individuals0.0000%5,143
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,633
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2009-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans3.3249%374
Percentage Net Loans Charged-off: Total real estate loans3.3957%294
Percentage Net Loans Charged-off:Construction & development3.9204%664
Percentage Net Loans Charged-off: Commercial real estate5.1033%95
Percentage Net Loans Charged-off: Multi-family residential15.1254%33
Percentage Net Loans Charged-off: 1-4 family residential2.4950%308
Percentage Net Loans Charged-off: Home equity loans0.0000%827
All other 1-4 family - Percent of loans charged-off, net2.5064%308
Percentage Net Loans Charged-off: Commercial and industrial0.0000%2,811
Percentage Net Loans Charged-off: Loans to individuals0.0000%4,232
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,234
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2008-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans2.4194%411
Percentage Net Loans Charged-off: Total real estate loans2.4267%308
Percentage Net Loans Charged-off:Construction & development2.8447%862
Percentage Net Loans Charged-off: Commercial real estate2.4990%181
Percentage Net Loans Charged-off: Multi-family residential-0.1435%6,244
Percentage Net Loans Charged-off: 1-4 family residential2.2597%227
Percentage Net Loans Charged-off: Home equity loans0.0000%1,398
All other 1-4 family - Percent of loans charged-off, net2.2715%235
Percentage Net Loans Charged-off: Commercial and industrial16.6746%46
Percentage Net Loans Charged-off: Loans to individuals0.0000%5,903
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0612%1,677
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2008-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans1.8859%398
Percentage Net Loans Charged-off: Total real estate loans1.9153%291
Percentage Net Loans Charged-off:Construction & development2.0610%706
Percentage Net Loans Charged-off: Commercial real estate2.0271%152
Percentage Net Loans Charged-off: Multi-family residential0.9304%187
Percentage Net Loans Charged-off: 1-4 family residential1.8427%227
Percentage Net Loans Charged-off: Home equity loans0.0000%1,108
All other 1-4 family - Percent of loans charged-off, net1.8524%227
Percentage Net Loans Charged-off: Commercial and industrial-4.2995%7,994
Percentage Net Loans Charged-off: Loans to individuals0.0000%5,434
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,634
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2008-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.8500%822
Percentage Net Loans Charged-off: Total real estate loans0.8648%580
Percentage Net Loans Charged-off:Construction & development1.1759%709
Percentage Net Loans Charged-off: Commercial real estate0.6086%394
Percentage Net Loans Charged-off: Multi-family residential-0.8166%6,210
Percentage Net Loans Charged-off: 1-4 family residential0.8133%488
Percentage Net Loans Charged-off: Home equity loans0.0000%889
All other 1-4 family - Percent of loans charged-off, net0.8179%448
Percentage Net Loans Charged-off: Commercial and industrial-4.7170%8,052
Percentage Net Loans Charged-off: Loans to individuals0.0000%4,890
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,409
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2008-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0907%7,990
Percentage Net Loans Charged-off: Total real estate loans-0.0887%8,163
Percentage Net Loans Charged-off:Construction & development-0.0377%7,591
Percentage Net Loans Charged-off: Commercial real estate0.0000%813
Percentage Net Loans Charged-off: Multi-family residential0.0000%134
Percentage Net Loans Charged-off: 1-4 family residential-0.1413%8,168
Percentage Net Loans Charged-off: Home equity loans0.0000%563
All other 1-4 family - Percent of loans charged-off, net-0.1421%8,143
Percentage Net Loans Charged-off: Commercial and industrial-4.5070%8,068
Percentage Net Loans Charged-off: Loans to individuals0.0000%3,977
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,048
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2007-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans1.6963%227
Percentage Net Loans Charged-off: Total real estate loans1.5770%137
Percentage Net Loans Charged-off:Construction & development1.3885%324
Percentage Net Loans Charged-off: Commercial real estate0.7430%324
Percentage Net Loans Charged-off: Multi-family residential8.6145%43
Percentage Net Loans Charged-off: 1-4 family residential1.7942%112
Percentage Net Loans Charged-off: Home equity loans0.0000%938
All other 1-4 family - Percent of loans charged-off, net1.8041%113
Percentage Net Loans Charged-off: Commercial and industrial57.5080%5
Percentage Net Loans Charged-off: Loans to individuals0.0000%5,698
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease6.9422%184
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2007-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4753%839
Percentage Net Loans Charged-off: Total real estate loans0.4347%393
Percentage Net Loans Charged-off:Construction & development0.2774%528
Percentage Net Loans Charged-off: Commercial real estate0.0624%841
Percentage Net Loans Charged-off: Multi-family residential5.5779%33
Percentage Net Loans Charged-off: 1-4 family residential0.5403%362
Percentage Net Loans Charged-off: Home equity loans0.0000%720
All other 1-4 family - Percent of loans charged-off, net0.5434%357
Percentage Net Loans Charged-off: Commercial and industrial38.0128%8
Percentage Net Loans Charged-off: Loans to individuals0.0000%5,220
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,521
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2007-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4931%724
Percentage Net Loans Charged-off: Total real estate loans0.4330%348
Percentage Net Loans Charged-off:Construction & development0.0244%704
Percentage Net Loans Charged-off: Commercial real estate0.0921%557
Percentage Net Loans Charged-off: Multi-family residential10.2363%16
Percentage Net Loans Charged-off: 1-4 family residential0.6039%297
Percentage Net Loans Charged-off: Home equity loans0.0000%541
All other 1-4 family - Percent of loans charged-off, net0.6075%293
Percentage Net Loans Charged-off: Commercial and industrial47.8192%6
Percentage Net Loans Charged-off: Loans to individuals0.0000%4,675
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,336
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2007-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4793%655
Percentage Net Loans Charged-off: Total real estate loans0.3759%339
Percentage Net Loans Charged-off:Construction & development0.0109%422
Percentage Net Loans Charged-off: Commercial real estate0.0000%529
Percentage Net Loans Charged-off: Multi-family residential19.9015%7
Percentage Net Loans Charged-off: 1-4 family residential0.4160%364
Percentage Net Loans Charged-off: Home equity loans0.0000%371
All other 1-4 family - Percent of loans charged-off, net0.4184%353
Percentage Net Loans Charged-off: Commercial and industrial60.2317%7
Percentage Net Loans Charged-off: Loans to individuals0.0000%3,795
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%964
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2006-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1510%2,475
Percentage Net Loans Charged-off: Total real estate loans0.1517%949
Percentage Net Loans Charged-off:Construction & development0.0974%484
Percentage Net Loans Charged-off: Commercial real estate0.1272%710
Percentage Net Loans Charged-off: Multi-family residential0.4106%104
Percentage Net Loans Charged-off: 1-4 family residential0.1803%905
Percentage Net Loans Charged-off: Home equity loans0.0000%709
All other 1-4 family - Percent of loans charged-off, net0.1820%876
Percentage Net Loans Charged-off: Commercial and industrial0.0000%3,710
Percentage Net Loans Charged-off: Loans to individuals0.0000%5,719
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.1225%1,204
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2006-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1531%2,009
Percentage Net Loans Charged-off: Total real estate loans0.1523%747
Percentage Net Loans Charged-off:Construction & development0.1328%312
Percentage Net Loans Charged-off: Commercial real estate0.1697%489
Percentage Net Loans Charged-off: Multi-family residential0.0000%150
Percentage Net Loans Charged-off: 1-4 family residential0.1599%839
Percentage Net Loans Charged-off: Home equity loans0.0000%550
All other 1-4 family - Percent of loans charged-off, net0.1615%816
Percentage Net Loans Charged-off: Commercial and industrial0.0000%3,095
Percentage Net Loans Charged-off: Loans to individuals0.0000%5,218
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.2213%934
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2006-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0771%2,851
Percentage Net Loans Charged-off: Total real estate loans0.0731%1,169
Percentage Net Loans Charged-off:Construction & development0.0402%352
Percentage Net Loans Charged-off: Commercial real estate0.1092%482
Percentage Net Loans Charged-off: Multi-family residential0.0000%100
Percentage Net Loans Charged-off: 1-4 family residential0.0789%1,173
Percentage Net Loans Charged-off: Home equity loans0.0000%426
All other 1-4 family - Percent of loans charged-off, net0.0797%1,101
Percentage Net Loans Charged-off: Commercial and industrial0.0000%2,652
Percentage Net Loans Charged-off: Loans to individuals0.0000%4,727
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.3421%711
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2006-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0322%3,238
Percentage Net Loans Charged-off: Total real estate loans0.0328%1,172
Percentage Net Loans Charged-off:Construction & development0.0000%268
Percentage Net Loans Charged-off: Commercial real estate0.2172%239
Percentage Net Loans Charged-off: Multi-family residential0.0000%51
Percentage Net Loans Charged-off: 1-4 family residential-0.0083%7,903
Percentage Net Loans Charged-off: Home equity loans0.0000%311
All other 1-4 family - Percent of loans charged-off, net-0.0084%7,905
Percentage Net Loans Charged-off: Commercial and industrial0.0000%1,732
Percentage Net Loans Charged-off: Loans to individuals0.0000%3,843
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%911
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2005-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2021%2,288
Percentage Net Loans Charged-off: Total real estate loans0.2074%659
Percentage Net Loans Charged-off:Construction & development0.0076%643
Percentage Net Loans Charged-off: Commercial real estate0.2931%459
Percentage Net Loans Charged-off: Multi-family residential0.0000%187
Percentage Net Loans Charged-off: 1-4 family residential0.2652%633
Percentage Net Loans Charged-off: Home equity loans0.0000%682
All other 1-4 family - Percent of loans charged-off, net0.2672%646
Percentage Net Loans Charged-off: Commercial and industrial0.0000%4,059
Percentage Net Loans Charged-off: Loans to individuals0.0000%6,170
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,616
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2005-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3021%1,339
Percentage Net Loans Charged-off: Total real estate loans0.3105%386
Percentage Net Loans Charged-off:Construction & development0.0000%541
Percentage Net Loans Charged-off: Commercial real estate0.5075%252
Percentage Net Loans Charged-off: Multi-family residential0.0000%151
Percentage Net Loans Charged-off: 1-4 family residential0.3744%385
Percentage Net Loans Charged-off: Home equity loans0.0000%562
All other 1-4 family - Percent of loans charged-off, net0.3773%401
Percentage Net Loans Charged-off: Commercial and industrial0.0000%3,394
Percentage Net Loans Charged-off: Loans to individuals0.0000%5,710
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,405
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2005-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2622%1,445
Percentage Net Loans Charged-off: Total real estate loans0.2699%467
Percentage Net Loans Charged-off:Construction & development0.0000%425
Percentage Net Loans Charged-off: Commercial real estate0.8043%171
Percentage Net Loans Charged-off: Multi-family residential0.0000%111
Percentage Net Loans Charged-off: 1-4 family residential0.1968%698
Percentage Net Loans Charged-off: Home equity loans0.0000%450
All other 1-4 family - Percent of loans charged-off, net0.1983%703
Percentage Net Loans Charged-off: Commercial and industrial0.0000%2,870
Percentage Net Loans Charged-off: Loans to individuals0.0000%5,174
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,156
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2005-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.5055%690
Percentage Net Loans Charged-off: Total real estate loans0.5212%209
Percentage Net Loans Charged-off:Construction & development0.0000%235
Percentage Net Loans Charged-off: Commercial real estate1.5180%78
Percentage Net Loans Charged-off: Multi-family residential0.0000%61
Percentage Net Loans Charged-off: 1-4 family residential0.3783%372
Percentage Net Loans Charged-off: Home equity loans0.0000%338
All other 1-4 family - Percent of loans charged-off, net0.3817%376
Percentage Net Loans Charged-off: Commercial and industrial0.0000%1,974
Percentage Net Loans Charged-off: Loans to individuals0.0000%4,245
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%839
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2004-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1891%2,870
Percentage Net Loans Charged-off: Total real estate loans0.1961%953
Percentage Net Loans Charged-off:Construction & development0.1872%376
Percentage Net Loans Charged-off: Commercial real estate0.0440%1,230
Percentage Net Loans Charged-off: Multi-family residential0.0000%197
Percentage Net Loans Charged-off: 1-4 family residential0.2625%742
Percentage Net Loans Charged-off: Home equity loans0.0000%657
All other 1-4 family - Percent of loans charged-off, net0.2641%748
Percentage Net Loans Charged-off: Commercial and industrial0.0000%4,271
Percentage Net Loans Charged-off: Loans to individuals0.0000%6,496
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,643
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2004-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0439%4,867
Percentage Net Loans Charged-off: Total real estate loans0.0456%2,025
Percentage Net Loans Charged-off:Construction & development0.0000%604
Percentage Net Loans Charged-off: Commercial real estate-0.2031%8,606
Percentage Net Loans Charged-off: Multi-family residential0.0000%155
Percentage Net Loans Charged-off: 1-4 family residential0.1529%1,020
Percentage Net Loans Charged-off: Home equity loans0.0000%554
All other 1-4 family - Percent of loans charged-off, net0.1537%1,009
Percentage Net Loans Charged-off: Commercial and industrial0.0000%3,624
Percentage Net Loans Charged-off: Loans to individuals0.0000%6,086
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,414
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2004-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.1470%8,639
Percentage Net Loans Charged-off: Total real estate loans-0.1531%8,735
Percentage Net Loans Charged-off:Construction & development0.0000%464
Percentage Net Loans Charged-off: Commercial real estate-1.1987%8,739
Percentage Net Loans Charged-off: Multi-family residential0.0000%116
Percentage Net Loans Charged-off: 1-4 family residential0.1880%819
Percentage Net Loans Charged-off: Home equity loans0.0000%431
All other 1-4 family - Percent of loans charged-off, net0.1884%791
Percentage Net Loans Charged-off: Commercial and industrial0.0000%3,054
Percentage Net Loans Charged-off: Loans to individuals0.0000%5,607
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,207
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2004-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.3863%8,836
Percentage Net Loans Charged-off: Total real estate loans-0.4037%8,873
Percentage Net Loans Charged-off:Construction & development0.0000%286
Percentage Net Loans Charged-off: Commercial real estate-2.7808%8,790
Percentage Net Loans Charged-off: Multi-family residential0.0000%70
Percentage Net Loans Charged-off: 1-4 family residential0.3716%408
Percentage Net Loans Charged-off: Home equity loans0.0000%291
All other 1-4 family - Percent of loans charged-off, net0.3725%407
Percentage Net Loans Charged-off: Commercial and industrial0.0000%2,138
Percentage Net Loans Charged-off: Loans to individuals0.0000%4,682
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%887
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2003-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0910%4,952
Percentage Net Loans Charged-off: Total real estate loans0.0950%1,894
Percentage Net Loans Charged-off:Construction & development0.1164%574
Percentage Net Loans Charged-off: Commercial real estate0.0617%1,237
Percentage Net Loans Charged-off: Multi-family residential0.0000%186
Percentage Net Loans Charged-off: 1-4 family residential0.1063%1,708
Percentage Net Loans Charged-off: Home equity loans0.0000%639
All other 1-4 family - Percent of loans charged-off, net0.1066%1,692
Percentage Net Loans Charged-off: Commercial and industrial0.0000%4,747
Percentage Net Loans Charged-off: Loans to individuals0.0000%6,896
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,856
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2003-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0829%4,651
Percentage Net Loans Charged-off: Total real estate loans0.0866%1,668
Percentage Net Loans Charged-off:Construction & development0.1652%398
Percentage Net Loans Charged-off: Commercial real estate0.0846%920
Percentage Net Loans Charged-off: Multi-family residential0.0000%138
Percentage Net Loans Charged-off: 1-4 family residential0.0719%1,714
Percentage Net Loans Charged-off: Home equity loans0.0000%519
All other 1-4 family - Percent of loans charged-off, net0.0722%1,675
Percentage Net Loans Charged-off: Commercial and industrial0.0000%4,156
Percentage Net Loans Charged-off: Loans to individuals0.0000%6,497
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,617
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2003-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0908%4,133
Percentage Net Loans Charged-off: Total real estate loans0.0950%1,418
Percentage Net Loans Charged-off:Construction & development0.0000%523
Percentage Net Loans Charged-off: Commercial real estate0.1291%657
Percentage Net Loans Charged-off: Multi-family residential0.0000%100
Percentage Net Loans Charged-off: 1-4 family residential0.1072%1,229
Percentage Net Loans Charged-off: Home equity loans0.0000%421
All other 1-4 family - Percent of loans charged-off, net0.1076%1,207
Percentage Net Loans Charged-off: Commercial and industrial0.0000%3,532
Percentage Net Loans Charged-off: Loans to individuals0.0000%6,001
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,407
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2003-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0216%4,857
Percentage Net Loans Charged-off: Total real estate loans0.0226%1,696
Percentage Net Loans Charged-off:Construction & development0.0000%326
Percentage Net Loans Charged-off: Commercial real estate0.2627%341
Percentage Net Loans Charged-off: Multi-family residential0.0000%56
Percentage Net Loans Charged-off: 1-4 family residential-0.0637%8,780
Percentage Net Loans Charged-off: Home equity loans0.0000%277
All other 1-4 family - Percent of loans charged-off, net-0.0640%8,786
Percentage Net Loans Charged-off: Commercial and industrial0.0000%2,449
Percentage Net Loans Charged-off: Loans to individuals0.0000%4,985
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%993
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2002-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4263%1,951
Percentage Net Loans Charged-off: Total real estate loans0.4402%492
Percentage Net Loans Charged-off:Construction & development0.0000%875
Percentage Net Loans Charged-off: Commercial real estate1.4222%204
Percentage Net Loans Charged-off: Multi-family residential0.0000%189
Percentage Net Loans Charged-off: 1-4 family residential0.1263%1,455
Percentage Net Loans Charged-off: Home equity loans0.0000%614
All other 1-4 family - Percent of loans charged-off, net0.1267%1,430
Percentage Net Loans Charged-off: Commercial and industrial0.0000%4,878
Percentage Net Loans Charged-off: Loans to individuals3.6390%333
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,956
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2001-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0866%5,335
Percentage Net Loans Charged-off: Total real estate loans0.0887%1,802
Percentage Net Loans Charged-off:Construction & development0.0000%831
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,436
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residential0.1452%1,196
Percentage Net Loans Charged-off: Home equity loans0.0000%610
All other 1-4 family - Percent of loans charged-off, net0.1458%1,166
Percentage Net Loans Charged-off: Commercial and industrial0.0000%4,805
Percentage Net Loans Charged-off: Loans to individuals0.0000%7,235
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,876
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2000-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1108%4,429
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1999-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0000%7,897
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA