Home > Northmark Bank > Income and Expense

Northmark Bank, Income and Expense

2022-09-30 (YTD Data)		Rank
Total interest income	$11,206,000	1,900
Total interest expense	$543,000	2,564
Net interest income	$10,663,000	1,840
Provision for loan and lease losses	$-180,000	4,496
Total noninterest income	$1,033,000	2,453
Gross Fiduciary activities income	$0	968
Service charges on deposit accounts	$94,000	3,258
Trading account gains and fees	NA	NA
Additional Noninterest Income	$939,000	2,117
Total noninterest expense	$11,539,000	1,441
Salaries and employee benefits	$8,932,000	1,148
Premises and equipment expense	$331,000	3,154
Additional noninterest expense	$939,000	2,117
Pre-tax net operating income	$337,000	4,232
Securities gains (losses)	$0	740
Applicable income taxes	$248,000	2,355
Income before extraordinary items	$89,000	4,462
Extraordinary gains, net	$0	4
Net income	$89,000	4,462
Minority interest net income	$0	57
Net income of bank and minority interests.	$89,000	4,461
Net charge-offs	$0	2,349
Cash dividends	$635,000	2,014
Sale, conversion, retirement of capital stock, net	$-88,000	4,703
Net operating income	$89,000	4,485
2022-06-30 (YTD Data)		Rank
Total interest income	$7,223,000	1,888
Total interest expense	$376,000	2,361
Net interest income	$6,847,000	1,847
Provision for loan and lease losses	$0	2,599
Total noninterest income	$907,000	2,169
Gross Fiduciary activities income	$0	925
Service charges on deposit accounts	$69,000	3,168
Trading account gains and fees	NA	NA
Additional Noninterest Income	$838,000	1,858
Total noninterest expense	$5,015,000	1,984
Salaries and employee benefits	$3,435,000	1,766
Premises and equipment expense	$266,000	2,926
Additional noninterest expense	$1,314,000	2,174
Pre-tax net operating income	$2,739,000	1,843
Securities gains (losses)	$0	687
Applicable income taxes	$788,000	1,178
Income before extraordinary items	$1,951,000	2,028
Extraordinary gains, net	$0	4
Net income	$1,951,000	2,028
Minority interest net income	$0	60
Net income of bank and minority interests.	$1,951,000	2,028
Net charge-offs	$0	2,156
Cash dividends	$635,000	1,693
Sale, conversion, retirement of capital stock, net	$-88,000	4,735
Net operating income	$1,951,000	2,064
2022-03-31 (YTD Data)		Rank
Total interest income	$3,565,000	1,866
Total interest expense	$200,000	2,219
Net interest income	$3,365,000	1,831
Provision for loan and lease losses	$0	2,285
Total noninterest income	$175,000	3,187
Gross Fiduciary activities income	$0	892
Service charges on deposit accounts	$39,000	3,030
Trading account gains and fees	NA	NA
Additional Noninterest Income	$136,000	2,981
Total noninterest expense	$2,345,000	2,063
Salaries and employee benefits	$1,687,000	1,772
Premises and equipment expense	$175,000	2,511
Additional noninterest expense	$483,000	2,654
Pre-tax net operating income	$1,195,000	1,925
Securities gains (losses)	$0	623
Applicable income taxes	$345,000	1,201
Income before extraordinary items	$850,000	2,114
Extraordinary gains, net	$0	4
Net income	$850,000	2,114
Minority interest net income	$0	50
Net income of bank and minority interests.	$850,000	2,114
Net charge-offs	$0	1,838
Cash dividends	$635,000	1,023
Sale, conversion, retirement of capital stock, net	$0	453
Net operating income	$850,000	2,134
2021-12-31 (YTD Data)		Rank
Total interest income	$14,475,000	1,925
Total interest expense	$1,238,000	1,910
Net interest income	$13,237,000	1,904
Provision for loan and lease losses	$60,000	2,437
Total noninterest income	$864,000	3,138
Gross Fiduciary activities income	$0	994
Service charges on deposit accounts	$166,000	2,908
Trading account gains and fees	NA	NA
Additional Noninterest Income	$698,000	2,970
Total noninterest expense	$9,143,000	2,091
Salaries and employee benefits	$6,686,000	1,778
Premises and equipment expense	$715,000	2,485
Additional noninterest expense	$1,742,000	2,839
Pre-tax net operating income	$4,898,000	2,078
Securities gains (losses)	$0	2,062
Applicable income taxes	$1,388,000	1,376
Income before extraordinary items	$3,510,000	2,350
Extraordinary gains, net	$0	10
Net income	$3,510,000	2,350
Minority interest net income	$0	74
Net income of bank and minority interests.	$3,510,000	2,351
Net charge-offs	$0	2,705
Cash dividends	$632,000	2,633
Sale, conversion, retirement of capital stock, net	$211,000	405
Net operating income	$3,510,000	2,318
2021-09-30 (YTD Data)		Rank
Total interest income	$10,842,000	1,960
Total interest expense	$980,000	1,916
Net interest income	$9,862,000	1,942
Provision for loan and lease losses	$0	2,963
Total noninterest income	$743,000	3,013
Gross Fiduciary activities income	$0	957
Service charges on deposit accounts	$125,000	2,921
Trading account gains and fees	NA	NA
Additional Noninterest Income	$618,000	2,838
Total noninterest expense	$7,320,000	2,019
Salaries and employee benefits	$5,162,000	1,740
Premises and equipment expense	$623,000	2,291
Additional noninterest expense	$1,535,000	2,552
Pre-tax net operating income	$3,285,000	2,311
Securities gains (losses)	$0	2,015
Applicable income taxes	$948,000	1,503
Income before extraordinary items	$2,337,000	2,606
Extraordinary gains, net	$0	8
Net income	$2,337,000	2,606
Minority interest net income	$0	69
Net income of bank and minority interests.	$2,337,000	2,606
Net charge-offs	$0	2,463
Cash dividends	$632,000	2,116
Sale, conversion, retirement of capital stock, net	$277,000	307
Net operating income	$2,337,000	2,581
2021-06-30 (YTD Data)		Rank
Total interest income	$7,207,000	1,954
Total interest expense	$693,000	1,908
Net interest income	$6,514,000	1,944
Provision for loan and lease losses	$0	2,862
Total noninterest income	$542,000	2,908
Gross Fiduciary activities income	$0	951
Service charges on deposit accounts	$82,000	2,901
Trading account gains and fees	NA	NA
Additional Noninterest Income	$460,000	2,714
Total noninterest expense	$4,925,000	1,995
Salaries and employee benefits	$3,446,000	1,733
Premises and equipment expense	$434,000	2,235
Additional noninterest expense	$1,045,000	2,493
Pre-tax net operating income	$2,131,000	2,305
Securities gains (losses)	$0	1,818
Applicable income taxes	$614,000	1,511
Income before extraordinary items	$1,517,000	2,608
Extraordinary gains, net	$0	6
Net income	$1,517,000	2,608
Minority interest net income	$0	67
Net income of bank and minority interests.	$1,517,000	2,608
Net charge-offs	$0	2,245
Cash dividends	$632,000	1,745
Sale, conversion, retirement of capital stock, net	$446,000	197
Net operating income	$1,517,000	2,581
2021-03-31 (YTD Data)		Rank
Total interest income	$3,666,000	1,906
Total interest expense	$362,000	1,925
Net interest income	$3,304,000	1,884
Provision for loan and lease losses	$0	2,741
Total noninterest income	$320,000	2,736
Gross Fiduciary activities income	$0	922
Service charges on deposit accounts	$39,000	2,924
Trading account gains and fees	NA	NA
Additional Noninterest Income	$281,000	2,518
Total noninterest expense	$2,452,000	1,984
Salaries and employee benefits	$1,703,000	1,742
Premises and equipment expense	$224,000	2,207
Additional noninterest expense	$525,000	2,452
Pre-tax net operating income	$1,172,000	2,180
Securities gains (losses)	$0	1,392
Applicable income taxes	$338,000	1,421
Income before extraordinary items	$834,000	2,453
Extraordinary gains, net	$0	3
Net income	$834,000	2,451
Minority interest net income	$0	55
Net income of bank and minority interests.	$834,000	2,453
Net charge-offs	$0	1,930
Cash dividends	$632,000	1,029
Sale, conversion, retirement of capital stock, net	$446,000	127
Net operating income	$834,000	2,418
2020-12-31 (YTD Data)		Rank
Total interest income	$15,012,000	1,890
Total interest expense	$2,107,000	1,920
Net interest income	$12,905,000	1,853
Provision for loan and lease losses	$250,000	2,838
Total noninterest income	$1,193,000	2,684
Gross Fiduciary activities income	$0	1,030
Service charges on deposit accounts	$147,000	3,130
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,046,000	2,441
Total noninterest expense	$9,247,000	2,058
Salaries and employee benefits	$6,711,000	1,725
Premises and equipment expense	$711,000	2,499
Additional noninterest expense	$1,825,000	2,688
Pre-tax net operating income	$4,601,000	1,888
Securities gains (losses)	$0	2,675
Applicable income taxes	$1,297,000	1,249
Income before extraordinary items	$3,304,000	2,163
Extraordinary gains, net	$0	4
Net income	$3,304,000	2,163
Minority interest net income	$0	72
Net income of bank and minority interests.	$3,304,000	2,163
Net charge-offs	$0	3,443
Cash dividends	$634,000	2,629
Sale, conversion, retirement of capital stock, net	$-125,000	4,939
Net operating income	$3,304,000	2,115
2020-09-30 (YTD Data)		Rank
Total interest income	$11,190,000	1,908
Total interest expense	$1,693,000	1,910
Net interest income	$9,497,000	1,863
Provision for loan and lease losses	$0	4,239
Total noninterest income	$1,023,000	2,493
Gross Fiduciary activities income	$0	981
Service charges on deposit accounts	$104,000	3,203
Trading account gains and fees	NA	NA
Additional Noninterest Income	$919,000	2,229
Total noninterest expense	$7,165,000	2,000
Salaries and employee benefits	$5,110,000	1,702
Premises and equipment expense	$583,000	2,371
Additional noninterest expense	$1,472,000	2,541
Pre-tax net operating income	$3,355,000	1,902
Securities gains (losses)	$0	2,494
Applicable income taxes	$958,000	1,217
Income before extraordinary items	$2,397,000	2,207
Extraordinary gains, net	$0	4
Net income	$2,397,000	2,207
Minority interest net income	$0	65
Net income of bank and minority interests.	$2,397,000	2,207
Net charge-offs	$0	3,243
Cash dividends	$634,000	2,108
Sale, conversion, retirement of capital stock, net	$-137,000	4,985
Net operating income	$2,397,000	2,148
2020-06-30 (YTD Data)		Rank
Total interest income	$7,546,000	1,914
Total interest expense	$1,194,000	1,927
Net interest income	$6,352,000	1,864
Provision for loan and lease losses	$0	4,134
Total noninterest income	$494,000	2,808
Gross Fiduciary activities income	$0	970
Service charges on deposit accounts	$64,000	3,331
Trading account gains and fees	NA	NA
Additional Noninterest Income	$430,000	2,533
Total noninterest expense	$4,800,000	1,987
Salaries and employee benefits	$3,428,000	1,684
Premises and equipment expense	$382,000	2,392
Additional noninterest expense	$990,000	2,526
Pre-tax net operating income	$2,046,000	1,976
Securities gains (losses)	$0	2,249
Applicable income taxes	$583,000	1,224
Income before extraordinary items	$1,463,000	2,273
Extraordinary gains, net	$0	4
Net income	$1,463,000	2,272
Minority interest net income	$0	65
Net income of bank and minority interests.	$1,463,000	2,273
Net charge-offs	$0	3,033
Cash dividends	$634,000	1,725
Sale, conversion, retirement of capital stock, net	$-60,000	5,015
Net operating income	$1,463,000	2,232
2020-03-31 (YTD Data)		Rank
Total interest income	$3,865,000	1,862
Total interest expense	$608,000	2,037
Net interest income	$3,257,000	1,795
Provision for loan and lease losses	$0	3,711
Total noninterest income	$132,000	3,517
Gross Fiduciary activities income	$0	941
Service charges on deposit accounts	$36,000	3,446
Trading account gains and fees	NA	NA
Additional Noninterest Income	$96,000	3,229
Total noninterest expense	$2,447,000	1,980
Salaries and employee benefits	$1,781,000	1,651
Premises and equipment expense	$193,000	2,393
Additional noninterest expense	$473,000	2,638
Pre-tax net operating income	$942,000	1,919
Securities gains (losses)	$0	1,705
Applicable income taxes	$268,000	1,165
Income before extraordinary items	$674,000	2,235
Extraordinary gains, net	$0	4
Net income	$674,000	2,234
Minority interest net income	$0	56
Net income of bank and minority interests.	$674,000	2,235
Net charge-offs	$0	2,581
Cash dividends	$634,000	1,100
Sale, conversion, retirement of capital stock, net	$-60,000	5,071
Net operating income	$674,000	2,202
2019-12-31 (YTD Data)		Rank
Total interest income	$16,357,000	1,798
Total interest expense	$2,419,000	2,086
Net interest income	$13,938,000	1,714
Provision for loan and lease losses	$20,000	3,719
Total noninterest income	$612,000	3,435
Gross Fiduciary activities income	$0	1,051
Service charges on deposit accounts	$158,000	3,440
Trading account gains and fees	NA	NA
Additional Noninterest Income	$454,000	3,133
Total noninterest expense	$9,261,000	2,035
Salaries and employee benefits	$6,530,000	1,724
Premises and equipment expense	$745,000	2,443
Additional noninterest expense	$1,986,000	2,567
Pre-tax net operating income	$5,269,000	1,693
Securities gains (losses)	$0	2,379
Applicable income taxes	$1,464,000	1,130
Income before extraordinary items	$3,805,000	1,957
Extraordinary gains, net	$0	11
Net income	$3,805,000	1,958
Minority interest net income	$0	76
Net income of bank and minority interests.	$3,805,000	1,959
Net charge-offs	$2,000	3,605
Cash dividends	$637,000	2,785
Sale, conversion, retirement of capital stock, net	$-331,000	5,139
Net operating income	$3,805,000	1,920
2019-09-30 (YTD Data)		Rank
Total interest income	$12,312,000	1,812
Total interest expense	$1,808,000	2,099
Net interest income	$10,504,000	1,724
Provision for loan and lease losses	$0	3,836
Total noninterest income	$463,000	3,432
Gross Fiduciary activities income	$0	1,014
Service charges on deposit accounts	$117,000	3,492
Trading account gains and fees	NA	NA
Additional Noninterest Income	$346,000	3,124
Total noninterest expense	$7,025,000	2,019
Salaries and employee benefits	$4,919,000	1,723
Premises and equipment expense	$552,000	2,486
Additional noninterest expense	$1,554,000	2,501
Pre-tax net operating income	$3,942,000	1,746
Securities gains (losses)	$0	2,167
Applicable income taxes	$1,107,000	1,151
Income before extraordinary items	$2,835,000	2,019
Extraordinary gains, net	$0	11
Net income	$2,835,000	2,019
Minority interest net income	$0	72
Net income of bank and minority interests.	$2,835,000	2,020
Net charge-offs	$1,000	3,377
Cash dividends	$637,000	2,264
Sale, conversion, retirement of capital stock, net	$-343,000	5,218
Net operating income	$2,835,000	1,990
2019-06-30 (YTD Data)		Rank
Total interest income	$8,189,000	1,816
Total interest expense	$1,198,000	2,096
Net interest income	$6,991,000	1,722
Provision for loan and lease losses	$0	3,685
Total noninterest income	$292,000	3,484
Gross Fiduciary activities income	$0	1,004
Service charges on deposit accounts	$77,000	3,507
Trading account gains and fees	NA	NA
Additional Noninterest Income	$215,000	3,194
Total noninterest expense	$4,674,000	2,032
Salaries and employee benefits	$3,233,000	1,747
Premises and equipment expense	$348,000	2,563
Additional noninterest expense	$1,093,000	2,435
Pre-tax net operating income	$2,609,000	1,732
Securities gains (losses)	$0	1,702
Applicable income taxes	$733,000	1,133
Income before extraordinary items	$1,876,000	2,003
Extraordinary gains, net	$0	11
Net income	$1,876,000	2,001
Minority interest net income	$0	69
Net income of bank and minority interests.	$1,876,000	2,003
Net charge-offs	$0	3,172
Cash dividends	$637,000	1,853
Sale, conversion, retirement of capital stock, net	$-343,000	5,277
Net operating income	$1,876,000	1,980
2019-03-31 (YTD Data)		Rank
Total interest income	$4,098,000	1,823
Total interest expense	$589,000	2,087
Net interest income	$3,509,000	1,727
Provision for loan and lease losses	$0	3,406
Total noninterest income	$122,000	3,697
Gross Fiduciary activities income	$0	972
Service charges on deposit accounts	$34,000	3,669
Trading account gains and fees	NA	NA
Additional Noninterest Income	$88,000	3,382
Total noninterest expense	$2,306,000	2,055
Salaries and employee benefits	$1,595,000	1,780
Premises and equipment expense	$213,000	2,315
Additional noninterest expense	$498,000	2,594
Pre-tax net operating income	$1,325,000	1,680
Securities gains (losses)	$0	1,087
Applicable income taxes	$373,000	1,094
Income before extraordinary items	$952,000	1,947
Extraordinary gains, net	$0	5
Net income	$952,000	1,945
Minority interest net income	$0	52
Net income of bank and minority interests.	$952,000	1,946
Net charge-offs	$0	2,740
Cash dividends	$637,000	1,140
Sale, conversion, retirement of capital stock, net	$-293,000	5,336
Net operating income	$952,000	1,932
2018-12-31 (YTD Data)		Rank
Total interest income	$15,549,000	1,815
Total interest expense	$1,898,000	2,002
Net interest income	$13,651,000	1,745
Provision for loan and lease losses	$40,000	3,585
Total noninterest income	$542,000	3,678
Gross Fiduciary activities income	$0	1,098
Service charges on deposit accounts	$197,000	3,324
Trading account gains and fees	NA	NA
Additional Noninterest Income	$345,000	3,522
Total noninterest expense	$8,890,000	2,083
Salaries and employee benefits	$6,040,000	1,796
Premises and equipment expense	$797,000	2,365
Additional noninterest expense	$2,053,000	2,562
Pre-tax net operating income	$5,263,000	1,721
Securities gains (losses)	$0	1,125
Applicable income taxes	$1,470,000	1,063
Income before extraordinary items	$3,793,000	1,976
Extraordinary gains, net	$0	6
Net income	$3,793,000	1,974
Minority interest net income	$0	72
Net income of bank and minority interests.	$3,793,000	1,975
Net charge-offs	$1,000	3,708
Cash dividends	$572,000	2,853
Sale, conversion, retirement of capital stock, net	$-1,039,000	5,393
Net operating income	$3,793,000	1,968
2018-09-30 (YTD Data)		Rank
Total interest income	$11,371,000	1,835
Total interest expense	$1,313,000	2,043
Net interest income	$10,058,000	1,768
Provision for loan and lease losses	$40,000	3,338
Total noninterest income	$428,000	3,645
Gross Fiduciary activities income	$0	1,048
Service charges on deposit accounts	$158,000	3,266
Trading account gains and fees	NA	NA
Additional Noninterest Income	$270,000	3,505
Total noninterest expense	$6,713,000	2,068
Salaries and employee benefits	$4,488,000	1,809
Premises and equipment expense	$642,000	2,282
Additional noninterest expense	$1,583,000	2,508
Pre-tax net operating income	$3,733,000	1,801
Securities gains (losses)	$0	1,118
Applicable income taxes	$1,058,000	1,123
Income before extraordinary items	$2,675,000	2,071
Extraordinary gains, net	$0	5
Net income	$2,675,000	2,069
Minority interest net income	$0	66
Net income of bank and minority interests.	$2,675,000	2,070
Net charge-offs	$1,000	3,412
Cash dividends	$572,000	2,252
Sale, conversion, retirement of capital stock, net	$-1,049,000	5,465
Net operating income	$2,675,000	2,071
2018-06-30 (YTD Data)		Rank
Total interest income	$7,395,000	1,856
Total interest expense	$838,000	2,023
Net interest income	$6,557,000	1,791
Provision for loan and lease losses	$0	3,782
Total noninterest income	$291,000	3,631
Gross Fiduciary activities income	$0	1,037
Service charges on deposit accounts	$109,000	3,226
Trading account gains and fees	NA	NA
Additional Noninterest Income	$182,000	3,501
Total noninterest expense	$4,458,000	2,085
Salaries and employee benefits	$2,985,000	1,831
Premises and equipment expense	$431,000	2,296
Additional noninterest expense	$1,042,000	2,541
Pre-tax net operating income	$2,390,000	1,840
Securities gains (losses)	$0	961
Applicable income taxes	$679,000	1,136
Income before extraordinary items	$1,711,000	2,112
Extraordinary gains, net	$0	6
Net income	$1,711,000	2,109
Minority interest net income	$0	65
Net income of bank and minority interests.	$1,711,000	2,111
Net charge-offs	$0	3,209
Cash dividends	$572,000	1,846
Sale, conversion, retirement of capital stock, net	$-1,049,000	5,529
Net operating income	$1,711,000	2,101
2018-03-31 (YTD Data)		Rank
Total interest income	$3,645,000	1,864
Total interest expense	$416,000	1,967
Net interest income	$3,229,000	1,808
Provision for loan and lease losses	$0	3,508
Total noninterest income	$151,000	3,558
Gross Fiduciary activities income	$0	1,003
Service charges on deposit accounts	$54,000	3,253
Trading account gains and fees	NA	NA
Additional Noninterest Income	$97,000	3,388
Total noninterest expense	$2,242,000	2,098
Salaries and employee benefits	$1,506,000	1,839
Premises and equipment expense	$224,000	2,265
Additional noninterest expense	$512,000	2,584
Pre-tax net operating income	$1,138,000	1,854
Securities gains (losses)	$0	735
Applicable income taxes	$323,000	1,161
Income before extraordinary items	$815,000	2,146
Extraordinary gains, net	$0	7
Net income	$815,000	2,145
Minority interest net income	$0	52
Net income of bank and minority interests.	$815,000	2,146
Net charge-offs	$0	2,722
Cash dividends	$572,000	1,091
Sale, conversion, retirement of capital stock, net	$-965,000	5,596
Net operating income	$815,000	2,132
2017-12-31 (YTD Data)		Rank
Total interest income	$14,103,000	1,870
Total interest expense	$1,524,000	1,895
Net interest income	$12,579,000	1,839
Provision for loan and lease losses	$175,000	2,522
Total noninterest income	$750,000	3,368
Gross Fiduciary activities income	$0	1,137
Service charges on deposit accounts	$293,000	2,905
Trading account gains and fees	NA	NA
Additional Noninterest Income	$457,000	3,268
Total noninterest expense	$8,121,000	2,239
Salaries and employee benefits	$5,665,000	1,898
Premises and equipment expense	$807,000	2,439
Additional noninterest expense	$1,649,000	3,031
Pre-tax net operating income	$5,033,000	1,699
Securities gains (losses)	$0	2,243
Applicable income taxes	$2,638,000	1,056
Income before extraordinary items	$2,395,000	2,390
Extraordinary gains, net	$0	9
Net income	$2,395,000	2,390
Minority interest net income	$0	76
Net income of bank and minority interests.	$2,395,000	2,390
Net charge-offs	$0	4,128
Cash dividends	$593,000	2,800
Sale, conversion, retirement of capital stock, net	$-1,494,000	5,655
Net operating income	$2,395,000	2,376
2017-09-30 (YTD Data)		Rank
Total interest income	$10,396,000	1,894
Total interest expense	$1,110,000	1,914
Net interest income	$9,286,000	1,870
Provision for loan and lease losses	$105,000	2,606
Total noninterest income	$616,000	3,282
Gross Fiduciary activities income	$0	1,093
Service charges on deposit accounts	$227,000	2,862
Trading account gains and fees	NA	NA
Additional Noninterest Income	$389,000	3,129
Total noninterest expense	$6,163,000	2,235
Salaries and employee benefits	$4,261,000	1,897
Premises and equipment expense	$701,000	2,215
Additional noninterest expense	$1,201,000	3,100
Pre-tax net operating income	$3,634,000	1,781
Securities gains (losses)	$0	2,274
Applicable income taxes	$1,479,000	1,132
Income before extraordinary items	$2,155,000	2,270
Extraordinary gains, net	$0	9
Net income	$2,155,000	2,270
Minority interest net income	$0	71
Net income of bank and minority interests.	$2,155,000	2,271
Net charge-offs	$0	3,796
Cash dividends	$593,000	2,256
Sale, conversion, retirement of capital stock, net	$-1,504,000	5,723
Net operating income	$2,155,000	2,248
2017-06-30 (YTD Data)		Rank
Total interest income	$6,788,000	1,909
Total interest expense	$721,000	1,927
Net interest income	$6,067,000	1,878
Provision for loan and lease losses	$80,000	2,426
Total noninterest income	$438,000	3,183
Gross Fiduciary activities income	$0	1,079
Service charges on deposit accounts	$153,000	2,852
Trading account gains and fees	NA	NA
Additional Noninterest Income	$285,000	3,009
Total noninterest expense	$4,119,000	2,240
Salaries and employee benefits	$2,842,000	1,904
Premises and equipment expense	$471,000	2,220
Additional noninterest expense	$806,000	3,093
Pre-tax net operating income	$2,306,000	1,812
Securities gains (losses)	$0	1,906
Applicable income taxes	$939,000	1,148
Income before extraordinary items	$1,367,000	2,321
Extraordinary gains, net	$0	11
Net income	$1,367,000	2,322
Minority interest net income	$0	71
Net income of bank and minority interests.	$1,367,000	2,322
Net charge-offs	$0	3,512
Cash dividends	$593,000	1,824
Sale, conversion, retirement of capital stock, net	$-1,504,000	5,774
Net operating income	$1,367,000	2,282
2017-03-31 (YTD Data)		Rank
Total interest income	$3,344,000	1,926
Total interest expense	$354,000	1,935
Net interest income	$2,990,000	1,898
Provision for loan and lease losses	$20,000	2,800
Total noninterest income	$217,000	3,191
Gross Fiduciary activities income	$0	1,045
Service charges on deposit accounts	$74,000	2,900
Trading account gains and fees	NA	NA
Additional Noninterest Income	$143,000	2,990
Total noninterest expense	$2,060,000	2,254
Salaries and employee benefits	$1,425,000	1,933
Premises and equipment expense	$235,000	2,240
Additional noninterest expense	$400,000	3,115
Pre-tax net operating income	$1,127,000	1,798
Securities gains (losses)	$0	1,153
Applicable income taxes	$459,000	1,146
Income before extraordinary items	$668,000	2,274
Extraordinary gains, net	$0	8
Net income	$668,000	2,273
Minority interest net income	$0	55
Net income of bank and minority interests.	$668,000	2,274
Net charge-offs	$0	2,943
Cash dividends	$593,000	1,076
Sale, conversion, retirement of capital stock, net	$-501,000	5,845
Net operating income	$668,000	2,243
2016-12-31 (YTD Data)		Rank
Total interest income	$13,168,000	1,920
Total interest expense	$1,260,000	2,052
Net interest income	$11,908,000	1,874
Provision for loan and lease losses	$200,000	2,434
Total noninterest income	$755,000	3,469
Gross Fiduciary activities income	$0	1,172
Service charges on deposit accounts	$326,000	2,815
Trading account gains and fees	$0	170
Additional Noninterest Income	$429,000	3,462
Total noninterest expense	$8,020,000	2,285
Salaries and employee benefits	$5,397,000	1,968
Premises and equipment expense	$957,000	2,220
Additional noninterest expense	$1,666,000	3,122
Pre-tax net operating income	$4,443,000	1,775
Securities gains (losses)	$0	3,212
Applicable income taxes	$1,786,000	1,134
Income before extraordinary items	$2,657,000	2,311
Extraordinary gains, net	$0	5
Net income	$2,657,000	2,308
Minority interest net income	$0	82
Net income of bank and minority interests.	$2,657,000	2,310
Net charge-offs	$-4,000	4,828
Cash dividends	$604,000	2,758
Sale, conversion, retirement of capital stock, net	$-757,000	5,864
Net operating income	$2,657,000	2,258
2016-09-30 (YTD Data)		Rank
Total interest income	$9,844,000	1,921
Total interest expense	$906,000	2,118
Net interest income	$8,938,000	1,871
Provision for loan and lease losses	$140,000	2,420
Total noninterest income	$574,000	3,457
Gross Fiduciary activities income	$0	1,132
Service charges on deposit accounts	$242,000	2,840
Trading account gains and fees	$0	169
Additional Noninterest Income	$332,000	3,433
Total noninterest expense	$6,125,000	2,249
Salaries and employee benefits	$4,043,000	1,966
Premises and equipment expense	$717,000	2,217
Additional noninterest expense	$1,365,000	2,933
Pre-tax net operating income	$3,247,000	1,840
Securities gains (losses)	$0	3,160
Applicable income taxes	$1,308,000	1,194
Income before extraordinary items	$1,939,000	2,388
Extraordinary gains, net	$0	5
Net income	$1,939,000	2,387
Minority interest net income	$0	71
Net income of bank and minority interests.	$1,939,000	2,388
Net charge-offs	$-4,000	4,681
Cash dividends	$604,000	2,182
Sale, conversion, retirement of capital stock, net	$-333,000	5,926
Net operating income	$1,939,000	2,332
2016-06-30 (YTD Data)		Rank
Total interest income	$6,498,000	1,944
Total interest expense	$584,000	2,180
Net interest income	$5,914,000	1,889
Provision for loan and lease losses	$90,000	2,392
Total noninterest income	$381,000	3,468
Gross Fiduciary activities income	$0	1,122
Service charges on deposit accounts	$162,000	2,822
Trading account gains and fees	$0	157
Additional Noninterest Income	$219,000	3,468
Total noninterest expense	$4,079,000	2,265
Salaries and employee benefits	$2,688,000	1,972
Premises and equipment expense	$482,000	2,215
Additional noninterest expense	$909,000	2,942
Pre-tax net operating income	$2,126,000	1,844
Securities gains (losses)	$0	2,835
Applicable income taxes	$852,000	1,211
Income before extraordinary items	$1,274,000	2,398
Extraordinary gains, net	$0	16
Net income	$1,274,000	2,397
Minority interest net income	$0	71
Net income of bank and minority interests.	$1,274,000	2,397
Net charge-offs	$-4,000	4,670
Cash dividends	$604,000	1,754
Sale, conversion, retirement of capital stock, net	$-333,000	6,012
Net operating income	$1,274,000	2,334
2016-03-31 (YTD Data)		Rank
Total interest income	$3,226,000	1,962
Total interest expense	$290,000	2,194
Net interest income	$2,936,000	1,903
Provision for loan and lease losses	$50,000	2,135
Total noninterest income	$188,000	3,461
Gross Fiduciary activities income	$0	1,076
Service charges on deposit accounts	$80,000	2,824
Trading account gains and fees	$0	142
Additional Noninterest Income	$108,000	3,447
Total noninterest expense	$2,034,000	2,275
Salaries and employee benefits	$1,351,000	1,970
Premises and equipment expense	$241,000	2,219
Additional noninterest expense	$442,000	3,014
Pre-tax net operating income	$1,040,000	1,863
Securities gains (losses)	$0	2,077
Applicable income taxes	$411,000	1,216
Income before extraordinary items	$629,000	2,377
Extraordinary gains, net	$0	12
Net income	$629,000	2,377
Minority interest net income	$0	62
Net income of bank and minority interests.	$629,000	2,377
Net charge-offs	$-4,000	4,749
Cash dividends	$604,000	1,063
Sale, conversion, retirement of capital stock, net	$-309,000	6,089
Net operating income	$629,000	2,324
2015-12-31 (YTD Data)		Rank
Total interest income	$12,826,000	1,914
Total interest expense	$1,205,000	2,110
Net interest income	$11,621,000	1,875
Provision for loan and lease losses	$45,000	3,695
Total noninterest income	$756,000	3,523
Gross Fiduciary activities income	$0	1,209
Service charges on deposit accounts	$329,000	2,859
Trading account gains and fees	$0	159
Additional Noninterest Income	$427,000	3,504
Total noninterest expense	$8,047,000	2,289
Salaries and employee benefits	$5,389,000	1,926
Premises and equipment expense	$958,000	2,244
Additional noninterest expense	$1,700,000	3,130
Pre-tax net operating income	$4,285,000	1,777
Securities gains (losses)	$0	3,216
Applicable income taxes	$1,722,000	1,123
Income before extraordinary items	$2,563,000	2,294
Extraordinary gains, net	$0	23
Net income	$2,563,000	2,294
Minority interest net income	$0	81
Net income of bank and minority interests.	$2,563,000	2,295
Net charge-offs	$13,000	3,925
Cash dividends	$607,000	2,711
Sale, conversion, retirement of capital stock, net	$-194,000	6,116
Net operating income	$2,563,000	2,256
2015-09-30 (YTD Data)		Rank
Total interest income	$9,624,000	1,929
Total interest expense	$904,000	2,129
Net interest income	$8,720,000	1,890
Provision for loan and lease losses	$45,000	3,330
Total noninterest income	$561,000	3,560
Gross Fiduciary activities income	$0	1,169
Service charges on deposit accounts	$249,000	2,858
Trading account gains and fees	$0	153
Additional Noninterest Income	$312,000	3,547
Total noninterest expense	$6,052,000	2,279
Salaries and employee benefits	$4,054,000	1,928
Premises and equipment expense	$737,000	2,228
Additional noninterest expense	$1,261,000	3,172
Pre-tax net operating income	$3,184,000	1,818
Securities gains (losses)	$0	3,031
Applicable income taxes	$1,268,000	1,174
Income before extraordinary items	$1,916,000	2,338
Extraordinary gains, net	$0	21
Net income	$1,916,000	2,339
Minority interest net income	$0	78
Net income of bank and minority interests.	$1,916,000	2,339
Net charge-offs	$0	4,182
Cash dividends	$607,000	2,112
Sale, conversion, retirement of capital stock, net	$-205,000	6,218
Net operating income	$1,916,000	2,301
2015-06-30 (YTD Data)		Rank
Total interest income	$6,381,000	1,930
Total interest expense	$598,000	2,157
Net interest income	$5,783,000	1,894
Provision for loan and lease losses	$45,000	2,981
Total noninterest income	$372,000	3,565
Gross Fiduciary activities income	$0	1,152
Service charges on deposit accounts	$166,000	2,837
Trading account gains and fees	$0	157
Additional Noninterest Income	$206,000	3,592
Total noninterest expense	$3,999,000	2,299
Salaries and employee benefits	$2,687,000	1,951
Premises and equipment expense	$488,000	2,257
Additional noninterest expense	$824,000	3,242
Pre-tax net operating income	$2,111,000	1,819
Securities gains (losses)	$0	2,636
Applicable income taxes	$840,000	1,164
Income before extraordinary items	$1,271,000	2,330
Extraordinary gains, net	$0	22
Net income	$1,271,000	2,332
Minority interest net income	$0	75
Net income of bank and minority interests.	$1,271,000	2,332
Net charge-offs	$0	3,893
Cash dividends	$607,000	1,709
Sale, conversion, retirement of capital stock, net	$-114,000	6,299
Net operating income	$1,271,000	2,284
2015-03-31 (YTD Data)		Rank
Total interest income	$3,194,000	1,936
Total interest expense	$301,000	2,162
Net interest income	$2,893,000	1,895
Provision for loan and lease losses	$20,000	2,822
Total noninterest income	$173,000	3,653
Gross Fiduciary activities income	$0	1,118
Service charges on deposit accounts	$79,000	2,888
Trading account gains and fees	$0	152
Additional Noninterest Income	$94,000	3,686
Total noninterest expense	$1,984,000	2,324
Salaries and employee benefits	$1,336,000	1,956
Premises and equipment expense	$254,000	2,219
Additional noninterest expense	$394,000	3,335
Pre-tax net operating income	$1,062,000	1,760
Securities gains (losses)	$0	2,027
Applicable income taxes	$423,000	1,145
Income before extraordinary items	$639,000	2,289
Extraordinary gains, net	$0	13
Net income	$639,000	2,290
Minority interest net income	$0	64
Net income of bank and minority interests.	$639,000	2,290
Net charge-offs	$0	3,288
Cash dividends	$607,000	966
Sale, conversion, retirement of capital stock, net	$0	697
Net operating income	$639,000	2,224
2014-12-31 (YTD Data)		Rank
Total interest income	$12,488,000	1,975
Total interest expense	$1,240,000	2,197
Net interest income	$11,248,000	1,926
Provision for loan and lease losses	$160,000	2,710
Total noninterest income	$791,000	3,504
Gross Fiduciary activities income	$0	1,256
Service charges on deposit accounts	$340,000	2,989
Trading account gains and fees	$0	180
Additional Noninterest Income	$451,000	3,423
Total noninterest expense	$7,636,000	2,405
Salaries and employee benefits	$5,130,000	1,992
Premises and equipment expense	$880,000	2,484
Additional noninterest expense	$1,626,000	3,361
Pre-tax net operating income	$4,243,000	1,753
Securities gains (losses)	$0	3,259
Applicable income taxes	$1,700,000	1,105
Income before extraordinary items	$2,543,000	2,275
Extraordinary gains, net	$0	17
Net income	$2,543,000	2,275
Minority interest net income	$0	84
Net income of bank and minority interests.	$2,543,000	2,275
Net charge-offs	$-2,000	5,434
Cash dividends	$609,000	2,611
Sale, conversion, retirement of capital stock, net	$-127,000	6,447
Net operating income	$2,543,000	2,228
2014-09-30 (YTD Data)		Rank
Total interest income	$9,258,000	2,007
Total interest expense	$927,000	2,234
Net interest income	$8,331,000	1,957
Provision for loan and lease losses	$100,000	2,760
Total noninterest income	$590,000	3,547
Gross Fiduciary activities income	$0	1,202
Service charges on deposit accounts	$257,000	3,002
Trading account gains and fees	$0	174
Additional Noninterest Income	$333,000	3,483
Total noninterest expense	$5,711,000	2,417
Salaries and employee benefits	$3,823,000	2,014
Premises and equipment expense	$685,000	2,444
Additional noninterest expense	$1,203,000	3,394
Pre-tax net operating income	$3,110,000	1,790
Securities gains (losses)	$0	2,980
Applicable income taxes	$1,237,000	1,130
Income before extraordinary items	$1,873,000	2,332
Extraordinary gains, net	$0	15
Net income	$1,873,000	2,333
Minority interest net income	$0	81
Net income of bank and minority interests.	$1,873,000	2,332
Net charge-offs	$-2,000	5,291
Cash dividends	$609,000	1,994
Sale, conversion, retirement of capital stock, net	$-135,000	6,542
Net operating income	$1,873,000	2,276
2014-06-30 (YTD Data)		Rank
Total interest income	$6,108,000	2,023
Total interest expense	$608,000	2,300
Net interest income	$5,500,000	1,961
Provision for loan and lease losses	$80,000	2,568
Total noninterest income	$407,000	3,465
Gross Fiduciary activities income	$0	1,182
Service charges on deposit accounts	$171,000	2,992
Trading account gains and fees	$0	172
Additional Noninterest Income	$236,000	3,385
Total noninterest expense	$3,787,000	2,439
Salaries and employee benefits	$2,531,000	2,038
Premises and equipment expense	$460,000	2,441
Additional noninterest expense	$796,000	3,422
Pre-tax net operating income	$2,040,000	1,791
Securities gains (losses)	$0	2,580
Applicable income taxes	$811,000	1,120
Income before extraordinary items	$1,229,000	2,301
Extraordinary gains, net	$0	20
Net income	$1,229,000	2,305
Minority interest net income	$0	80
Net income of bank and minority interests.	$1,229,000	2,305
Net charge-offs	$-2,000	5,209
Cash dividends	$609,000	1,601
Sale, conversion, retirement of capital stock, net	$-134,000	6,618
Net operating income	$1,229,000	2,255
2014-03-31 (YTD Data)		Rank
Total interest income	$3,009,000	2,041
Total interest expense	$298,000	2,373
Net interest income	$2,711,000	1,977
Provision for loan and lease losses	$30,000	2,577
Total noninterest income	$202,000	3,452
Gross Fiduciary activities income	$0	1,141
Service charges on deposit accounts	$86,000	2,964
Trading account gains and fees	$0	147
Additional Noninterest Income	$116,000	3,355
Total noninterest expense	$1,899,000	2,452
Salaries and employee benefits	$1,293,000	2,003
Premises and equipment expense	$221,000	2,558
Additional noninterest expense	$385,000	3,507
Pre-tax net operating income	$984,000	1,799
Securities gains (losses)	$0	1,715
Applicable income taxes	$392,000	1,096
Income before extraordinary items	$592,000	2,290
Extraordinary gains, net	$0	16
Net income	$592,000	2,291
Minority interest net income	$0	66
Net income of bank and minority interests.	$592,000	2,292
Net charge-offs	$-1,000	4,711
Cash dividends	$609,000	896
Sale, conversion, retirement of capital stock, net	$-4,000	6,675
Net operating income	$592,000	2,251
2013-12-31 (YTD Data)		Rank
Total interest income	$11,919,000	2,065
Total interest expense	$1,332,000	2,382
Net interest income	$10,587,000	1,997
Provision for loan and lease losses	$158,000	3,226
Total noninterest income	$1,007,000	3,191
Gross Fiduciary activities income	$0	1,299
Service charges on deposit accounts	$386,000	2,892
Trading account gains and fees	$0	184
Additional Noninterest Income	$621,000	3,066
Total noninterest expense	$7,077,000	2,606
Salaries and employee benefits	$4,726,000	2,168
Premises and equipment expense	$832,000	2,621
Additional noninterest expense	$1,519,000	3,626
Pre-tax net operating income	$4,359,000	1,603
Securities gains (losses)	$0	3,182
Applicable income taxes	$1,750,000	1,002
Income before extraordinary items	$2,609,000	2,131
Extraordinary gains, net	$0	29
Net income	$2,609,000	2,135
Minority interest net income	$0	90
Net income of bank and minority interests.	$2,609,000	2,135
Net charge-offs	$-3,000	5,962
Cash dividends	$614,000	2,517
Sale, conversion, retirement of capital stock, net	$-249,000	6,755
Net operating income	$2,609,000	2,073
2013-09-30 (YTD Data)		Rank
Total interest income	$8,900,000	2,086
Total interest expense	$1,026,000	2,398
Net interest income	$7,874,000	2,012
Provision for loan and lease losses	$140,000	3,010
Total noninterest income	$768,000	3,217
Gross Fiduciary activities income	$0	1,238
Service charges on deposit accounts	$284,000	2,942
Trading account gains and fees	$0	180
Additional Noninterest Income	$484,000	3,065
Total noninterest expense	$5,297,000	2,617
Salaries and employee benefits	$3,549,000	2,153
Premises and equipment expense	$597,000	2,737
Additional noninterest expense	$1,151,000	3,601
Pre-tax net operating income	$3,205,000	1,646
Securities gains (losses)	$0	3,040
Applicable income taxes	$1,275,000	1,060
Income before extraordinary items	$1,930,000	2,196
Extraordinary gains, net	$0	25
Net income	$1,930,000	2,203
Minority interest net income	$0	84
Net income of bank and minority interests.	$1,930,000	2,202
Net charge-offs	$-2,000	5,787
Cash dividends	$614,000	1,899
Sale, conversion, retirement of capital stock, net	$-251,000	6,849
Net operating income	$1,930,000	2,131
2013-06-30 (YTD Data)		Rank
Total interest income	$5,888,000	2,095
Total interest expense	$705,000	2,380
Net interest income	$5,183,000	2,022
Provision for loan and lease losses	$40,000	3,782
Total noninterest income	$446,000	3,513
Gross Fiduciary activities income	$0	1,226
Service charges on deposit accounts	$184,000	2,964
Trading account gains and fees	$0	157
Additional Noninterest Income	$262,000	3,398
Total noninterest expense	$3,534,000	2,615
Salaries and employee benefits	$2,358,000	2,166
Premises and equipment expense	$396,000	2,765
Additional noninterest expense	$780,000	3,559
Pre-tax net operating income	$2,055,000	1,679
Securities gains (losses)	$0	2,791
Applicable income taxes	$818,000	1,084
Income before extraordinary items	$1,237,000	2,252
Extraordinary gains, net	$0	22
Net income	$1,237,000	2,261
Minority interest net income	$0	82
Net income of bank and minority interests.	$1,237,000	2,259
Net charge-offs	$-2,000	5,680
Cash dividends	$614,000	1,508
Sale, conversion, retirement of capital stock, net	$-248,000	6,911
Net operating income	$1,237,000	2,165
2013-03-31 (YTD Data)		Rank
Total interest income	$2,948,000	2,113
Total interest expense	$366,000	2,378
Net interest income	$2,582,000	2,038
Provision for loan and lease losses	$10,000	3,981
Total noninterest income	$250,000	3,276
Gross Fiduciary activities income	$0	1,171
Service charges on deposit accounts	$89,000	3,016
Trading account gains and fees	$0	148
Additional Noninterest Income	$161,000	3,082
Total noninterest expense	$1,779,000	2,632
Salaries and employee benefits	$1,177,000	2,196
Premises and equipment expense	$199,000	2,779
Additional noninterest expense	$403,000	3,484
Pre-tax net operating income	$1,043,000	1,639
Securities gains (losses)	$0	1,966
Applicable income taxes	$415,000	1,061
Income before extraordinary items	$628,000	2,175
Extraordinary gains, net	$0	10
Net income	$628,000	2,177
Minority interest net income	$0	76
Net income of bank and minority interests.	$628,000	2,177
Net charge-offs	$0	4,145
Cash dividends	$613,000	803
Sale, conversion, retirement of capital stock, net	$-33,000	6,979
Net operating income	$628,000	2,090
2012-12-31 (YTD Data)		Rank
Total interest income	$12,140,000	2,156
Total interest expense	$1,913,000	2,208
Net interest income	$10,227,000	2,102
Provision for loan and lease losses	$190,000	3,988
Total noninterest income	$940,000	3,354
Gross Fiduciary activities income	$0	1,334
Service charges on deposit accounts	$411,000	2,884
Trading account gains and fees	$0	166
Additional Noninterest Income	$529,000	3,267
Total noninterest expense	$6,719,000	2,764
Salaries and employee benefits	$4,515,000	2,210
Premises and equipment expense	$784,000	2,786
Additional noninterest expense	$1,420,000	3,921
Pre-tax net operating income	$4,258,000	1,576
Securities gains (losses)	$0	3,810
Applicable income taxes	$1,705,000	989
Income before extraordinary items	$2,553,000	2,135
Extraordinary gains, net	$0	29
Net income	$2,553,000	2,134
Minority interest net income	$0	93
Net income of bank and minority interests.	$2,553,000	2,136
Net charge-offs	$13,000	5,526
Cash dividends	$582,000	2,599
Sale, conversion, retirement of capital stock, net	$-826,000	7,052
Net operating income	$2,553,000	2,004
2012-09-30 (YTD Data)		Rank
Total interest income	$9,159,000	2,174
Total interest expense	$1,499,000	2,211
Net interest income	$7,660,000	2,142
Provision for loan and lease losses	$120,000	4,163
Total noninterest income	$586,000	3,723
Gross Fiduciary activities income	$0	1,274
Service charges on deposit accounts	$308,000	2,913
Trading account gains and fees	$0	157
Additional Noninterest Income	$278,000	3,788
Total noninterest expense	$5,057,000	2,760
Salaries and employee benefits	$3,405,000	2,188
Premises and equipment expense	$590,000	2,813
Additional noninterest expense	$1,062,000	3,945
Pre-tax net operating income	$3,069,000	1,661
Securities gains (losses)	$0	3,575
Applicable income taxes	$1,220,000	1,054
Income before extraordinary items	$1,849,000	2,262
Extraordinary gains, net	$0	20
Net income	$1,849,000	2,261
Minority interest net income	$0	86
Net income of bank and minority interests.	$1,849,000	2,262
Net charge-offs	$14,000	5,204
Cash dividends	$582,000	1,875
Sale, conversion, retirement of capital stock, net	$-176,000	7,132
Net operating income	$1,849,000	2,135
2012-06-30 (YTD Data)		Rank
Total interest income	$6,128,000	2,176
Total interest expense	$1,034,000	2,224
Net interest income	$5,094,000	2,142
Provision for loan and lease losses	$80,000	4,103
Total noninterest income	$378,000	3,770
Gross Fiduciary activities income	$0	1,262
Service charges on deposit accounts	$201,000	2,936
Trading account gains and fees	$0	153
Additional Noninterest Income	$177,000	3,837
Total noninterest expense	$3,374,000	2,767
Salaries and employee benefits	$2,278,000	2,196
Premises and equipment expense	$399,000	2,774
Additional noninterest expense	$697,000	3,996
Pre-tax net operating income	$2,018,000	1,676
Securities gains (losses)	$0	3,178
Applicable income taxes	$802,000	1,061
Income before extraordinary items	$1,216,000	2,250
Extraordinary gains, net	$0	19
Net income	$1,216,000	2,250
Minority interest net income	$0	84
Net income of bank and minority interests.	$1,216,000	2,250
Net charge-offs	$16,000	4,742
Cash dividends	$582,000	1,460
Sale, conversion, retirement of capital stock, net	$-155,000	7,206
Net operating income	$1,216,000	2,122
2012-03-31 (YTD Data)		Rank
Total interest income	$3,092,000	2,187
Total interest expense	$532,000	2,247
Net interest income	$2,560,000	2,144
Provision for loan and lease losses	$50,000	3,648
Total noninterest income	$210,000	3,551
Gross Fiduciary activities income	$0	1,204
Service charges on deposit accounts	$97,000	2,987
Trading account gains and fees	$0	148
Additional Noninterest Income	$113,000	3,516
Total noninterest expense	$1,713,000	2,725
Salaries and employee benefits	$1,152,000	2,171
Premises and equipment expense	$205,000	2,746
Additional noninterest expense	$356,000	3,939
Pre-tax net operating income	$1,007,000	1,665
Securities gains (losses)	$0	2,210
Applicable income taxes	$401,000	1,070
Income before extraordinary items	$606,000	2,240
Extraordinary gains, net	$0	19
Net income	$606,000	2,241
Minority interest net income	$0	78
Net income of bank and minority interests.	$606,000	2,243
Net charge-offs	$16,000	3,803
Cash dividends	$582,000	774
Sale, conversion, retirement of capital stock, net	$-135,000	7,281
Net operating income	$606,000	2,130
2011-12-31 (YTD Data)		Rank
Total interest income	$12,532,000	2,236
Total interest expense	$2,521,000	2,296
Net interest income	$10,011,000	2,180
Provision for loan and lease losses	$265,000	4,290
Total noninterest income	$961,000	3,186
Gross Fiduciary activities income	$0	1,311
Service charges on deposit accounts	$443,000	2,828
Trading account gains and fees	$0	146
Additional Noninterest Income	$518,000	3,067
Total noninterest expense	$6,606,000	2,801
Salaries and employee benefits	$4,490,000	2,162
Premises and equipment expense	$733,000	3,089
Additional noninterest expense	$1,383,000	4,073
Pre-tax net operating income	$4,101,000	1,403
Securities gains (losses)	$0	3,838
Applicable income taxes	$1,647,000	926
Income before extraordinary items	$2,454,000	1,904
Extraordinary gains, net	$0	29
Net income	$2,454,000	1,905
Minority interest net income	$0	96
Net income of bank and minority interests.	$2,454,000	1,905
Net charge-offs	$80,000	5,166
Cash dividends	$543,000	2,341
Sale, conversion, retirement of capital stock, net	$-440,000	7,327
Net operating income	$2,454,000	1,814
2011-09-30 (YTD Data)		Rank
Total interest income	$9,394,000	2,254
Total interest expense	$1,944,000	2,323
Net interest income	$7,450,000	2,214
Provision for loan and lease losses	$160,000	4,413
Total noninterest income	$695,000	3,260
Gross Fiduciary activities income	$0	1,257
Service charges on deposit accounts	$337,000	2,799
Trading account gains and fees	$0	145
Additional Noninterest Income	$358,000	3,199
Total noninterest expense	$4,950,000	2,799
Salaries and employee benefits	$3,362,000	2,160
Premises and equipment expense	$541,000	3,167
Additional noninterest expense	$1,047,000	4,050
Pre-tax net operating income	$3,035,000	1,474
Securities gains (losses)	$0	3,555
Applicable income taxes	$1,209,000	937
Income before extraordinary items	$1,826,000	1,980
Extraordinary gains, net	$0	21
Net income	$1,826,000	1,980
Minority interest net income	$0	87
Net income of bank and minority interests.	$1,826,000	1,980
Net charge-offs	$0	6,185
Cash dividends	$543,000	1,723
Sale, conversion, retirement of capital stock, net	$-651,000	7,419
Net operating income	$1,826,000	1,881
2011-06-30 (YTD Data)		Rank
Total interest income	$6,214,000	2,287
Total interest expense	$1,332,000	2,357
Net interest income	$4,882,000	2,249
Provision for loan and lease losses	$100,000	4,367
Total noninterest income	$522,000	3,032
Gross Fiduciary activities income	$0	1,239
Service charges on deposit accounts	$226,000	2,777
Trading account gains and fees	$0	153
Additional Noninterest Income	$296,000	2,893
Total noninterest expense	$3,331,000	2,806
Salaries and employee benefits	$2,240,000	2,182
Premises and equipment expense	$369,000	3,133
Additional noninterest expense	$722,000	4,012
Pre-tax net operating income	$1,973,000	1,474
Securities gains (losses)	$0	2,914
Applicable income taxes	$784,000	935
Income before extraordinary items	$1,189,000	1,971
Extraordinary gains, net	$0	15
Net income	$1,189,000	1,971
Minority interest net income	$0	89
Net income of bank and minority interests.	$1,189,000	1,971
Net charge-offs	$0	5,875
Cash dividends	$543,000	1,345
Sale, conversion, retirement of capital stock, net	$-112,000	7,476
Net operating income	$1,189,000	1,906
2011-03-31 (YTD Data)		Rank
Total interest income	$3,086,000	2,323
Total interest expense	$680,000	2,370
Net interest income	$2,406,000	2,269
Provision for loan and lease losses	$40,000	4,390
Total noninterest income	$312,000	2,767
Gross Fiduciary activities income	$0	1,199
Service charges on deposit accounts	$108,000	2,820
Trading account gains and fees	$0	158
Additional Noninterest Income	$204,000	2,443
Total noninterest expense	$1,709,000	2,760
Salaries and employee benefits	$1,116,000	2,205
Premises and equipment expense	$197,000	3,036
Additional noninterest expense	$396,000	3,756
Pre-tax net operating income	$969,000	1,482
Securities gains (losses)	$0	1,772
Applicable income taxes	$386,000	914
Income before extraordinary items	$583,000	1,963
Extraordinary gains, net	$0	9
Net income	$583,000	1,962
Minority interest net income	$0	86
Net income of bank and minority interests.	$583,000	1,963
Net charge-offs	$0	5,107
Cash dividends	$543,000	688
Sale, conversion, retirement of capital stock, net	$-17,000	7,527
Net operating income	$583,000	1,910
2010-12-31 (YTD Data)		Rank
Total interest income	$12,430,000	2,417
Total interest expense	$3,108,000	2,533
Net interest income	$9,322,000	2,340
Provision for loan and lease losses	$200,000	5,328
Total noninterest income	$852,000	3,531
Gross Fiduciary activities income	$0	1,380
Service charges on deposit accounts	$513,000	2,595
Trading account gains and fees	$0	175
Additional Noninterest Income	$339,000	3,775
Total noninterest expense	$6,491,000	2,909
Salaries and employee benefits	$4,285,000	2,252
Premises and equipment expense	$747,000	3,127
Additional noninterest expense	$1,459,000	4,076
Pre-tax net operating income	$3,483,000	1,431
Securities gains (losses)	$0	3,793
Applicable income taxes	$1,412,000	946
Income before extraordinary items	$2,071,000	1,967
Extraordinary gains, net	$0	29
Net income	$2,071,000	1,968
Minority interest net income	$0	111
Net income of bank and minority interests.	$2,071,000	1,969
Net charge-offs	$0	6,851
Cash dividends	$538,000	2,265
Sale, conversion, retirement of capital stock, net	$-333,000	7,622
Net operating income	$2,071,000	1,893
2010-09-30 (YTD Data)		Rank
Total interest income	$9,311,000	2,477
Total interest expense	$2,372,000	2,582
Net interest income	$6,939,000	2,396
Provision for loan and lease losses	$140,000	5,328
Total noninterest income	$636,000	3,571
Gross Fiduciary activities income	$0	1,319
Service charges on deposit accounts	$396,000	2,606
Trading account gains and fees	$0	165
Additional Noninterest Income	$240,000	3,894
Total noninterest expense	$4,833,000	2,922
Salaries and employee benefits	$3,197,000	2,267
Premises and equipment expense	$556,000	3,201
Additional noninterest expense	$1,080,000	4,092
Pre-tax net operating income	$2,602,000	1,519
Securities gains (losses)	$0	3,651
Applicable income taxes	$1,042,000	970
Income before extraordinary items	$1,560,000	2,072
Extraordinary gains, net	$0	23
Net income	$1,560,000	2,074
Minority interest net income	$0	110
Net income of bank and minority interests.	$1,560,000	2,074
Net charge-offs	$0	6,672
Cash dividends	$538,000	1,684
Sale, conversion, retirement of capital stock, net	$-341,000	7,732
Net operating income	$1,560,000	1,980
2010-06-30 (YTD Data)		Rank
Total interest income	$6,161,000	2,523
Total interest expense	$1,606,000	2,643
Net interest income	$4,555,000	2,427
Provision for loan and lease losses	$80,000	5,382
Total noninterest income	$429,000	3,511
Gross Fiduciary activities income	$0	1,300
Service charges on deposit accounts	$270,000	2,565
Trading account gains and fees	$0	152
Additional Noninterest Income	$159,000	3,885
Total noninterest expense	$3,234,000	2,919
Salaries and employee benefits	$2,128,000	2,282
Premises and equipment expense	$389,000	3,127
Additional noninterest expense	$717,000	4,072
Pre-tax net operating income	$1,670,000	1,559
Securities gains (losses)	$0	3,184
Applicable income taxes	$668,000	973
Income before extraordinary items	$1,002,000	2,117
Extraordinary gains, net	$0	19
Net income	$1,002,000	2,116
Minority interest net income	$0	105
Net income of bank and minority interests.	$1,002,000	2,119
Net charge-offs	$0	6,372
Cash dividends	$538,000	1,259
Sale, conversion, retirement of capital stock, net	$-331,000	7,807
Net operating income	$1,002,000	2,043
2010-03-31 (YTD Data)		Rank
Total interest income	$3,053,000	2,601
Total interest expense	$810,000	2,736
Net interest income	$2,243,000	2,503
Provision for loan and lease losses	$0	6,552
Total noninterest income	$194,000	3,714
Gross Fiduciary activities income	$0	1,246
Service charges on deposit accounts	$131,000	2,617
Trading account gains and fees	$0	175
Additional Noninterest Income	$63,000	4,306
Total noninterest expense	$1,627,000	2,926
Salaries and employee benefits	$1,066,000	2,312
Premises and equipment expense	$199,000	3,133
Additional noninterest expense	$362,000	4,056
Pre-tax net operating income	$810,000	1,599
Securities gains (losses)	$0	2,284
Applicable income taxes	$326,000	980
Income before extraordinary items	$484,000	2,204
Extraordinary gains, net	$0	16
Net income	$484,000	2,203
Minority interest net income	$0	91
Net income of bank and minority interests.	$484,000	2,204
Net charge-offs	$0	5,610
Cash dividends	$538,000	623
Sale, conversion, retirement of capital stock, net	$-192,000	7,915
Net operating income	$484,000	2,115
2009-12-31 (YTD Data)		Rank
Total interest income	$12,853,000	2,571
Total interest expense	$4,173,000	2,639
Net interest income	$8,680,000	2,491
Provision for loan and lease losses	$186,000	5,852
Total noninterest income	$1,077,000	3,196
Gross Fiduciary activities income	$0	1,390
Service charges on deposit accounts	$594,000	2,554
Trading account gains and fees	$0	211
Additional Noninterest Income	$483,000	3,262
Total noninterest expense	$6,470,000	2,991
Salaries and employee benefits	$3,956,000	2,470
Premises and equipment expense	$763,000	3,255
Additional noninterest expense	$1,751,000	3,673
Pre-tax net operating income	$3,101,000	1,289
Securities gains (losses)	$0	3,754
Applicable income taxes	$1,265,000	817
Income before extraordinary items	$1,836,000	1,813
Extraordinary gains, net	$0	34
Net income	$1,836,000	1,810
Minority interest net income	$0	115
Net income of bank and minority interests.	$1,836,000	1,812
Net charge-offs	$-4,000	7,803
Cash dividends	$531,000	2,459
Sale, conversion, retirement of capital stock, net	$179,000	739
Net operating income	$1,836,000	1,774
2009-09-30 (YTD Data)		Rank
Total interest income	$9,758,000	2,591
Total interest expense	$3,227,000	2,683
Net interest income	$6,531,000	2,489
Provision for loan and lease losses	$166,000	5,398
Total noninterest income	$830,000	3,194
Gross Fiduciary activities income	$0	1,353
Service charges on deposit accounts	$456,000	2,531
Trading account gains and fees	$0	212
Additional Noninterest Income	$374,000	3,300
Total noninterest expense	$4,930,000	2,949
Salaries and employee benefits	$2,997,000	2,484
Premises and equipment expense	$594,000	3,187
Additional noninterest expense	$1,339,000	3,573
Pre-tax net operating income	$2,265,000	1,420
Securities gains (losses)	$0	3,497
Applicable income taxes	$919,000	897
Income before extraordinary items	$1,346,000	1,977
Extraordinary gains, net	$0	27
Net income	$1,346,000	1,976
Minority interest net income	$0	118
Net income of bank and minority interests.	$1,346,000	1,977
Net charge-offs	$-3,000	7,743
Cash dividends	$531,000	1,932
Sale, conversion, retirement of capital stock, net	$-136,000	8,052
Net operating income	$1,346,000	1,934
2009-06-30 (YTD Data)		Rank
Total interest income	$6,627,000	2,585
Total interest expense	$2,195,000	2,745
Net interest income	$4,432,000	2,436
Provision for loan and lease losses	$166,000	4,603
Total noninterest income	$543,000	3,220
Gross Fiduciary activities income	$0	1,340
Service charges on deposit accounts	$310,000	2,479
Trading account gains and fees	$0	193
Additional Noninterest Income	$233,000	3,414
Total noninterest expense	$3,347,000	2,924
Salaries and employee benefits	$1,991,000	2,527
Premises and equipment expense	$404,000	3,153
Additional noninterest expense	$952,000	3,407
Pre-tax net operating income	$1,462,000	1,551
Securities gains (losses)	$0	3,136
Applicable income taxes	$594,000	939
Income before extraordinary items	$868,000	2,092
Extraordinary gains, net	$0	21
Net income	$868,000	2,089
Minority interest net income	$0	112
Net income of bank and minority interests.	$868,000	2,091
Net charge-offs	$0	6,628
Cash dividends	$531,000	1,557
Sale, conversion, retirement of capital stock, net	$-84,000	8,147
Net operating income	$868,000	2,029
2009-03-31 (YTD Data)		Rank
Total interest income	$3,384,000	2,570
Total interest expense	$1,119,000	2,792
Net interest income	$2,265,000	2,392
Provision for loan and lease losses	$125,000	3,535
Total noninterest income	$243,000	3,439
Gross Fiduciary activities income	$0	1,285
Service charges on deposit accounts	$153,000	2,423
Trading account gains and fees	$0	171
Additional Noninterest Income	$90,000	3,816
Total noninterest expense	$1,538,000	3,076
Salaries and employee benefits	$992,000	2,568
Premises and equipment expense	$204,000	3,171
Additional noninterest expense	$342,000	4,029
Pre-tax net operating income	$845,000	1,520
Securities gains (losses)	$0	2,434
Applicable income taxes	$341,000	946
Income before extraordinary items	$504,000	2,116
Extraordinary gains, net	$0	15
Net income	$504,000	2,116
Minority interest net income	$0	102
Net income of bank and minority interests.	$504,000	2,117
Net charge-offs	$0	5,728
Cash dividends	$531,000	812
Sale, conversion, retirement of capital stock, net	$-51,000	8,209
Net operating income	$504,000	1,987
2008-12-31 (YTD Data)		Rank
Total interest income	$14,271,000	2,594
Total interest expense	$5,741,000	2,620
Net interest income	$8,530,000	2,545
Provision for loan and lease losses	$371,000	4,257
Total noninterest income	$729,000	4,044
Gross Fiduciary activities income	$0	1,441
Service charges on deposit accounts	$377,000	3,575
Trading account gains and fees	$0	154
Additional Noninterest Income	$352,000	3,816
Total noninterest expense	$5,919,000	3,119
Salaries and employee benefits	$3,872,000	2,583
Premises and equipment expense	$763,000	3,294
Additional noninterest expense	$1,284,000	4,059
Pre-tax net operating income	$2,969,000	1,816
Securities gains (losses)	$-22,000	7,094
Applicable income taxes	$1,226,000	1,017
Income before extraordinary items	$1,721,000	2,277
Extraordinary gains, net	$0	39
Net income	$1,721,000	2,278
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$227,000	3,926
Cash dividends	$637,000	3,000
Sale, conversion, retirement of capital stock, net	$-887,000	8,278
Net operating income	$1,735,080	2,390
2008-09-30 (YTD Data)		Rank
Total interest income	$10,793,000	2,626
Total interest expense	$4,464,000	2,619
Net interest income	$6,329,000	2,594
Provision for loan and lease losses	$59,000	5,740
Total noninterest income	$501,000	4,326
Gross Fiduciary activities income	$0	1,405
Service charges on deposit accounts	$264,000	3,740
Trading account gains and fees	$0	148
Additional Noninterest Income	$237,000	4,122
Total noninterest expense	$4,564,000	3,012
Salaries and employee benefits	$3,067,000	2,491
Premises and equipment expense	$572,000	3,309
Additional noninterest expense	$925,000	4,118
Pre-tax net operating income	$2,207,000	2,135
Securities gains (losses)	$-22,000	7,421
Applicable income taxes	$916,000	1,238
Income before extraordinary items	$1,269,000	2,651
Extraordinary gains, net	$0	31
Net income	$1,269,000	2,649
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$2,000	6,316
Cash dividends	$637,000	2,403
Sale, conversion, retirement of capital stock, net	$-479,000	8,358
Net operating income	$1,283,080	2,762
2008-06-30 (YTD Data)		Rank
Total interest income	$7,289,000	2,617
Total interest expense	$3,097,000	2,633
Net interest income	$4,192,000	2,601
Provision for loan and lease losses	$35,000	5,494
Total noninterest income	$315,000	4,518
Gross Fiduciary activities income	$0	1,395
Service charges on deposit accounts	$171,000	3,801
Trading account gains and fees	$0	149
Additional Noninterest Income	$144,000	4,380
Total noninterest expense	$3,058,000	3,007
Salaries and employee benefits	$2,051,000	2,514
Premises and equipment expense	$387,000	3,303
Additional noninterest expense	$620,000	4,079
Pre-tax net operating income	$1,414,000	2,314
Securities gains (losses)	$0	3,233
Applicable income taxes	$564,000	1,466
Income before extraordinary items	$850,000	2,929
Extraordinary gains, net	$0	21
Net income	$850,000	2,929
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$1,000	5,853
Cash dividends	$637,000	1,973
Sale, conversion, retirement of capital stock, net	$-479,000	8,432
Net operating income	$850,000	2,882
2008-03-31 (YTD Data)		Rank
Total interest income	$3,725,000	2,634
Total interest expense	$1,617,000	2,690
Net interest income	$2,108,000	2,591
Provision for loan and lease losses	$10,000	5,419
Total noninterest income	$136,000	4,832
Gross Fiduciary activities income	$0	1,326
Service charges on deposit accounts	$76,000	3,987
Trading account gains and fees	$0	158
Additional Noninterest Income	$60,000	4,693
Total noninterest expense	$1,550,000	2,956
Salaries and employee benefits	$1,037,000	2,503
Premises and equipment expense	$197,000	3,281
Additional noninterest expense	$316,000	3,968
Pre-tax net operating income	$684,000	2,457
Securities gains (losses)	$0	2,688
Applicable income taxes	$272,000	1,583
Income before extraordinary items	$412,000	3,128
Extraordinary gains, net	$0	15
Net income	$412,000	3,130
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	5,009
Cash dividends	$637,000	1,114
Sale, conversion, retirement of capital stock, net	$-479,000	8,477
Net operating income	$412,000	3,048
2007-12-31 (YTD Data)		Rank
Total interest income	$16,129,000	2,520
Total interest expense	$6,687,000	2,738
Net interest income	$9,442,000	2,360
Provision for loan and lease losses	$0	6,851
Total noninterest income	$588,000	4,678
Gross Fiduciary activities income	$0	1,498
Service charges on deposit accounts	$266,000	4,335
Trading account gains and fees	$0	178
Additional Noninterest Income	$322,000	4,116
Total noninterest expense	$5,916,000	2,998
Salaries and employee benefits	$3,937,000	2,516
Premises and equipment expense	$716,000	3,385
Additional noninterest expense	$1,263,000	3,929
Pre-tax net operating income	$4,114,000	1,939
Securities gains (losses)	$0	2,146
Applicable income taxes	$1,638,000	1,319
Income before extraordinary items	$2,476,000	2,391
Extraordinary gains, net	$0	39
Net income	$2,476,000	2,390
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$402,000	1,950
Cash dividends	$639,000	3,339
Sale, conversion, retirement of capital stock, net	$-85,000	8,444
Net operating income	$2,476,000	2,379
2007-09-30 (YTD Data)		Rank
Total interest income	$12,114,000	2,522
Total interest expense	$4,920,000	2,782
Net interest income	$7,194,000	2,335
Provision for loan and lease losses	$0	6,528
Total noninterest income	$409,000	4,851
Gross Fiduciary activities income	$0	1,458
Service charges on deposit accounts	$197,000	4,371
Trading account gains and fees	$0	184
Additional Noninterest Income	$212,000	4,375
Total noninterest expense	$4,371,000	3,026
Salaries and employee benefits	$2,927,000	2,541
Premises and equipment expense	$541,000	3,348
Additional noninterest expense	$903,000	3,997
Pre-tax net operating income	$3,232,000	1,977
Securities gains (losses)	$0	1,655
Applicable income taxes	$1,285,000	1,371
Income before extraordinary items	$1,947,000	2,429
Extraordinary gains, net	$0	33
Net income	$1,947,000	2,427
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$1,000	5,926
Cash dividends	$639,000	2,598
Sale, conversion, retirement of capital stock, net	$-64,000	8,479
Net operating income	$1,947,000	2,405
2007-06-30 (YTD Data)		Rank
Total interest income	$8,070,000	2,546
Total interest expense	$3,233,000	2,808
Net interest income	$4,837,000	2,345
Provision for loan and lease losses	$0	6,209
Total noninterest income	$276,000	4,847
Gross Fiduciary activities income	$0	1,429
Service charges on deposit accounts	$127,000	4,442
Trading account gains and fees	$0	168
Additional Noninterest Income	$149,000	4,320
Total noninterest expense	$2,953,000	3,005
Salaries and employee benefits	$1,956,000	2,572
Premises and equipment expense	$378,000	3,225
Additional noninterest expense	$619,000	3,932
Pre-tax net operating income	$2,160,000	2,033
Securities gains (losses)	$0	1,444
Applicable income taxes	$860,000	1,426
Income before extraordinary items	$1,300,000	2,481
Extraordinary gains, net	$0	29
Net income	$1,300,000	2,481
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$1,000	5,315
Cash dividends	$639,000	2,102
Sale, conversion, retirement of capital stock, net	$-30,000	8,538
Net operating income	$1,300,000	2,465
2007-03-31 (YTD Data)		Rank
Total interest income	$4,078,000	2,521
Total interest expense	$1,593,000	2,836
Net interest income	$2,485,000	2,308
Provision for loan and lease losses	$0	5,779
Total noninterest income	$140,000	4,792
Gross Fiduciary activities income	$0	1,355
Service charges on deposit accounts	$58,000	4,604
Trading account gains and fees	$0	195
Additional Noninterest Income	$82,000	4,163
Total noninterest expense	$1,487,000	3,007
Salaries and employee benefits	$980,000	2,583
Premises and equipment expense	$192,000	3,217
Additional noninterest expense	$315,000	3,827
Pre-tax net operating income	$1,138,000	1,952
Securities gains (losses)	$0	1,187
Applicable income taxes	$453,000	1,386
Income before extraordinary items	$685,000	2,369
Extraordinary gains, net	$0	22
Net income	$685,000	2,368
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	4,509
Cash dividends	$639,000	1,170
Sale, conversion, retirement of capital stock, net	$1,000	868
Net operating income	$685,000	2,352
2006-12-31 (YTD Data)		Rank
Total interest income	$15,599,000	2,471
Total interest expense	$5,589,000	2,758
Net interest income	$10,010,000	2,289
Provision for loan and lease losses	$10,000	6,573
Total noninterest income	$496,000	5,153
Gross Fiduciary activities income	$0	1,523
Service charges on deposit accounts	$254,000	4,460
Trading account gains and fees	$0	130
Additional Noninterest Income	$242,000	4,724
Total noninterest expense	$5,798,000	2,955
Salaries and employee benefits	$3,810,000	2,549
Premises and equipment expense	$786,000	3,052
Additional noninterest expense	$1,202,000	3,926
Pre-tax net operating income	$4,698,000	1,992
Securities gains (losses)	$0	1,687
Applicable income taxes	$1,887,000	1,398
Income before extraordinary items	$2,811,000	2,384
Extraordinary gains, net	$0	51
Net income	$2,811,000	2,385
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	6,377
Cash dividends	$601,000	3,433
Sale, conversion, retirement of capital stock, net	$-326,000	8,631
Net operating income	$2,811,000	2,365
2006-09-30 (YTD Data)		Rank
Total interest income	$11,499,000	2,493
Total interest expense	$4,014,000	2,778
Net interest income	$7,485,000	2,316
Provision for loan and lease losses	$10,000	6,330
Total noninterest income	$366,000	5,195
Gross Fiduciary activities income	$0	1,468
Service charges on deposit accounts	$191,000	4,498
Trading account gains and fees	$0	126
Additional Noninterest Income	$175,000	4,816
Total noninterest expense	$4,382,000	2,933
Salaries and employee benefits	$2,900,000	2,508
Premises and equipment expense	$614,000	2,942
Additional noninterest expense	$868,000	4,024
Pre-tax net operating income	$3,459,000	2,085
Securities gains (losses)	$0	1,388
Applicable income taxes	$1,387,000	1,474
Income before extraordinary items	$2,072,000	2,488
Extraordinary gains, net	$0	45
Net income	$2,072,000	2,490
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	5,858
Cash dividends	$601,000	2,644
Sale, conversion, retirement of capital stock, net	$-20,000	8,670
Net operating income	$2,072,000	2,479
2006-06-30 (YTD Data)		Rank
Total interest income	$7,431,000	2,524
Total interest expense	$2,506,000	2,816
Net interest income	$4,925,000	2,351
Provision for loan and lease losses	$10,000	5,986
Total noninterest income	$254,000	5,112
Gross Fiduciary activities income	$0	1,458
Service charges on deposit accounts	$130,000	4,426
Trading account gains and fees	$0	126
Additional Noninterest Income	$124,000	4,681
Total noninterest expense	$2,931,000	2,936
Salaries and employee benefits	$1,940,000	2,506
Premises and equipment expense	$409,000	2,945
Additional noninterest expense	$582,000	4,002
Pre-tax net operating income	$2,238,000	2,126
Securities gains (losses)	$0	1,185
Applicable income taxes	$898,000	1,524
Income before extraordinary items	$1,340,000	2,553
Extraordinary gains, net	$0	39
Net income	$1,340,000	2,556
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	5,361
Cash dividends	$601,000	2,085
Sale, conversion, retirement of capital stock, net	$-20,000	8,713
Net operating income	$1,340,000	2,535
2006-03-31 (YTD Data)		Rank
Total interest income	$3,630,000	2,538
Total interest expense	$1,153,000	2,894
Net interest income	$2,477,000	2,346
Provision for loan and lease losses	$10,000	5,231
Total noninterest income	$139,000	4,857
Gross Fiduciary activities income	$0	1,380
Service charges on deposit accounts	$66,000	4,344
Trading account gains and fees	$0	115
Additional Noninterest Income	$73,000	4,340
Total noninterest expense	$1,466,000	2,936
Salaries and employee benefits	$983,000	2,481
Premises and equipment expense	$206,000	2,949
Additional noninterest expense	$277,000	4,151
Pre-tax net operating income	$1,140,000	2,062
Securities gains (losses)	$0	955
Applicable income taxes	$457,000	1,492
Income before extraordinary items	$683,000	2,487
Extraordinary gains, net	$0	21
Net income	$683,000	2,489
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	4,399
Cash dividends	$601,000	1,142
Sale, conversion, retirement of capital stock, net	$-21,000	8,732
Net operating income	$683,000	2,470
2005-12-31 (YTD Data)		Rank
Total interest income	$13,222,000	2,493
Total interest expense	$3,875,000	2,719
Net interest income	$9,347,000	2,363
Provision for loan and lease losses	$80,000	5,115
Total noninterest income	$609,000	4,744
Gross Fiduciary activities income	$0	1,557
Service charges on deposit accounts	$313,000	4,077
Trading account gains and fees	$0	138
Additional Noninterest Income	$296,000	4,366
Total noninterest expense	$5,602,000	2,925
Salaries and employee benefits	$3,673,000	2,492
Premises and equipment expense	$772,000	2,993
Additional noninterest expense	$1,157,000	3,962
Pre-tax net operating income	$4,274,000	2,119
Securities gains (losses)	$0	2,296
Applicable income taxes	$1,732,000	1,529
Income before extraordinary items	$2,542,000	2,569
Extraordinary gains, net	$0	46
Net income	$2,542,000	2,569
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	6,618
Cash dividends	$577,000	3,412
Sale, conversion, retirement of capital stock, net	$-1,028,000	8,811
Net operating income	$2,542,000	2,548
2005-09-30 (YTD Data)		Rank
Total interest income	$9,565,000	2,524
Total interest expense	$2,765,000	2,704
Net interest income	$6,800,000	2,408
Provision for loan and lease losses	$50,000	5,172
Total noninterest income	$461,000	4,754
Gross Fiduciary activities income	$0	1,504
Service charges on deposit accounts	$248,000	3,978
Trading account gains and fees	$0	126
Additional Noninterest Income	$213,000	4,469
Total noninterest expense	$4,189,000	2,901
Salaries and employee benefits	$2,761,000	2,442
Premises and equipment expense	$597,000	2,892
Additional noninterest expense	$831,000	4,066
Pre-tax net operating income	$3,022,000	2,225
Securities gains (losses)	$0	2,317
Applicable income taxes	$1,223,000	1,630
Income before extraordinary items	$1,799,000	2,698
Extraordinary gains, net	$0	35
Net income	$1,799,000	2,699
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	6,144
Cash dividends	$577,000	2,586
Sale, conversion, retirement of capital stock, net	$-915,000	8,846
Net operating income	$1,799,000	2,660
2005-06-30 (YTD Data)		Rank
Total interest income	$6,078,000	2,571
Total interest expense	$1,726,000	2,715
Net interest income	$4,352,000	2,466
Provision for loan and lease losses	$20,000	5,646
Total noninterest income	$327,000	4,564
Gross Fiduciary activities income	$0	1,480
Service charges on deposit accounts	$172,000	3,835
Trading account gains and fees	$0	116
Additional Noninterest Income	$155,000	4,242
Total noninterest expense	$2,775,000	2,911
Salaries and employee benefits	$1,837,000	2,429
Premises and equipment expense	$405,000	2,812
Additional noninterest expense	$533,000	4,150
Pre-tax net operating income	$1,884,000	2,286
Securities gains (losses)	$0	2,146
Applicable income taxes	$763,000	1,685
Income before extraordinary items	$1,121,000	2,821
Extraordinary gains, net	$0	30
Net income	$1,121,000	2,821
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	5,660
Cash dividends	$577,000	2,006
Sale, conversion, retirement of capital stock, net	$-888,000	8,860
Net operating income	$1,121,000	2,779
2005-03-31 (YTD Data)		Rank
Total interest income	$2,921,000	2,637
Total interest expense	$803,000	2,780
Net interest income	$2,118,000	2,525
Provision for loan and lease losses	$0	6,226
Total noninterest income	$156,000	4,610
Gross Fiduciary activities income	$0	1,418
Service charges on deposit accounts	$88,000	3,734
Trading account gains and fees	$0	115
Additional Noninterest Income	$68,000	4,510
Total noninterest expense	$1,337,000	3,014
Salaries and employee benefits	$911,000	2,470
Premises and equipment expense	$185,000	3,071
Additional noninterest expense	$241,000	4,475
Pre-tax net operating income	$937,000	2,283
Securities gains (losses)	$0	1,685
Applicable income taxes	$380,000	1,669
Income before extraordinary items	$557,000	2,779
Extraordinary gains, net	$0	24
Net income	$557,000	2,779
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	4,728
Cash dividends	$577,000	1,085
Sale, conversion, retirement of capital stock, net	$-661,000	8,927
Net operating income	$557,000	2,727
2004-12-31 (YTD Data)		Rank
Total interest income	$10,489,000	2,701
Total interest expense	$2,556,000	2,996
Net interest income	$7,933,000	2,565
Provision for loan and lease losses	$0	7,314
Total noninterest income	$772,000	4,144
Gross Fiduciary activities income	$0	1,582
Service charges on deposit accounts	$438,000	3,438
Trading account gains and fees	$0	138
Additional Noninterest Income	$334,000	4,069
Total noninterest expense	$4,864,000	3,194
Salaries and employee benefits	$3,251,000	2,646
Premises and equipment expense	$688,000	3,169
Additional noninterest expense	$925,000	4,607
Pre-tax net operating income	$3,841,000	2,120
Securities gains (losses)	$0	3,819
Applicable income taxes	$1,558,000	1,556
Income before extraordinary items	$2,283,000	2,610
Extraordinary gains, net	$0	34
Net income	$2,283,000	2,613
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	6,973
Cash dividends	$602,000	3,193
Sale, conversion, retirement of capital stock, net	$-1,033,000	8,942
Net operating income	$2,283,000	2,557
2004-09-30 (YTD Data)		Rank
Total interest income	$7,644,000	2,754
Total interest expense	$1,816,000	3,083
Net interest income	$5,828,000	2,579
Provision for loan and lease losses	$0	7,100
Total noninterest income	$516,000	4,446
Gross Fiduciary activities income	$0	1,547
Service charges on deposit accounts	$339,000	3,378
Trading account gains and fees	$0	134
Additional Noninterest Income	$177,000	4,755
Total noninterest expense	$3,696,000	3,126
Salaries and employee benefits	$2,469,000	2,598
Premises and equipment expense	$527,000	3,118
Additional noninterest expense	$700,000	4,531
Pre-tax net operating income	$2,648,000	2,276
Securities gains (losses)	$0	3,710
Applicable income taxes	$1,072,000	1,674
Income before extraordinary items	$1,576,000	2,835
Extraordinary gains, net	$0	26
Net income	$1,576,000	2,836
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	6,496
Cash dividends	$602,000	2,390
Sale, conversion, retirement of capital stock, net	$-382,000	8,994
Net operating income	$1,576,000	2,761
2004-06-30 (YTD Data)		Rank
Total interest income	$4,954,000	2,812
Total interest expense	$1,165,000	3,153
Net interest income	$3,789,000	2,613
Provision for loan and lease losses	$0	6,885
Total noninterest income	$348,000	4,439
Gross Fiduciary activities income	$0	1,518
Service charges on deposit accounts	$230,000	3,329
Trading account gains and fees	$0	130
Additional Noninterest Income	$118,000	4,818
Total noninterest expense	$2,461,000	3,154
Salaries and employee benefits	$1,635,000	2,620
Premises and equipment expense	$356,000	3,082
Additional noninterest expense	$470,000	4,538
Pre-tax net operating income	$1,676,000	2,364
Securities gains (losses)	$0	3,413
Applicable income taxes	$679,000	1,748
Income before extraordinary items	$997,000	2,948
Extraordinary gains, net	$0	21
Net income	$997,000	2,949
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	6,017
Cash dividends	$602,000	1,859
Sale, conversion, retirement of capital stock, net	$-382,000	9,058
Net operating income	$997,000	2,864
2004-03-31 (YTD Data)		Rank
Total interest income	$2,427,000	2,876
Total interest expense	$587,000	3,174
Net interest income	$1,840,000	2,693
Provision for loan and lease losses	$0	6,501
Total noninterest income	$180,000	4,320
Gross Fiduciary activities income	$0	1,441
Service charges on deposit accounts	$116,000	3,225
Trading account gains and fees	$0	121
Additional Noninterest Income	$64,000	4,614
Total noninterest expense	$1,247,000	3,104
Salaries and employee benefits	$825,000	2,613
Premises and equipment expense	$187,000	2,989
Additional noninterest expense	$235,000	4,516
Pre-tax net operating income	$773,000	2,491
Securities gains (losses)	$0	2,934
Applicable income taxes	$313,000	1,861
Income before extraordinary items	$460,000	3,140
Extraordinary gains, net	$0	16
Net income	$460,000	3,140
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	5,097
Cash dividends	$602,000	1,017
Sale, conversion, retirement of capital stock, net	$19,000	382
Net operating income	$460,000	3,024
2003-12-31 (YTD Data)		Rank
Total interest income	$10,655,000	2,656
Total interest expense	$3,094,000	2,785
Net interest income	$7,561,000	2,550
Provision for loan and lease losses	$0	7,651
Total noninterest income	$1,007,000	3,716
Gross Fiduciary activities income	$0	1,641
Service charges on deposit accounts	$465,000	3,290
Trading account gains and fees	$0	160
Additional Noninterest Income	$542,000	3,449
Total noninterest expense	$4,601,000	3,290
Salaries and employee benefits	$3,056,000	2,721
Premises and equipment expense	$691,000	3,115
Additional noninterest expense	$854,000	4,824
Pre-tax net operating income	$3,967,000	1,986
Securities gains (losses)	$0	4,500
Applicable income taxes	$1,616,000	1,515
Income before extraordinary items	$2,351,000	2,511
Extraordinary gains, net	$0	54
Net income	$2,351,000	2,515
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	7,416
Cash dividends	$623,000	3,139
Sale, conversion, retirement of capital stock, net	$-822,000	9,148
Net operating income	$2,351,000	2,393
2003-09-30 (YTD Data)		Rank
Total interest income	$8,197,000	2,636
Total interest expense	$2,451,000	2,728
Net interest income	$5,746,000	2,532
Provision for loan and lease losses	$0	7,481
Total noninterest income	$813,000	3,614
Gross Fiduciary activities income	$0	1,599
Service charges on deposit accounts	$344,000	3,328
Trading account gains and fees	$0	153
Additional Noninterest Income	$469,000	3,240
Total noninterest expense	$3,507,000	3,225
Salaries and employee benefits	$2,310,000	2,714
Premises and equipment expense	$533,000	3,044
Additional noninterest expense	$664,000	4,657
Pre-tax net operating income	$3,052,000	2,022
Securities gains (losses)	$0	4,204
Applicable income taxes	$1,240,000	1,574
Income before extraordinary items	$1,812,000	2,550
Extraordinary gains, net	$0	40
Net income	$1,812,000	2,548
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	6,967
Cash dividends	$623,000	2,341
Sale, conversion, retirement of capital stock, net	$-822,000	9,207
Net operating income	$1,812,000	2,417
2003-06-30 (YTD Data)		Rank
Total interest income	$5,622,000	2,598
Total interest expense	$1,748,000	2,649
Net interest income	$3,874,000	2,511
Provision for loan and lease losses	$0	7,324
Total noninterest income	$491,000	3,781
Gross Fiduciary activities income	$0	1,577
Service charges on deposit accounts	$224,000	3,346
Trading account gains and fees	$0	150
Additional Noninterest Income	$267,000	3,509
Total noninterest expense	$2,336,000	3,236
Salaries and employee benefits	$1,527,000	2,739
Premises and equipment expense	$359,000	3,014
Additional noninterest expense	$450,000	4,599
Pre-tax net operating income	$2,029,000	2,010
Securities gains (losses)	$0	3,782
Applicable income taxes	$825,000	1,584
Income before extraordinary items	$1,204,000	2,570
Extraordinary gains, net	$0	30
Net income	$1,204,000	2,569
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	6,535
Cash dividends	$623,000	1,845
Sale, conversion, retirement of capital stock, net	$-821,000	9,244
Net operating income	$1,204,000	2,417
2003-03-31 (YTD Data)		Rank
Total interest income	$2,842,000	2,583
Total interest expense	$891,000	2,666
Net interest income	$1,951,000	2,490
Provision for loan and lease losses	$0	6,934
Total noninterest income	$248,000	3,666
Gross Fiduciary activities income	$0	1,504
Service charges on deposit accounts	$110,000	3,304
Trading account gains and fees	$0	134
Additional Noninterest Income	$138,000	3,360
Total noninterest expense	$1,158,000	3,260
Salaries and employee benefits	$755,000	2,753
Premises and equipment expense	$181,000	3,001
Additional noninterest expense	$222,000	4,600
Pre-tax net operating income	$1,041,000	1,970
Securities gains (losses)	$0	2,891
Applicable income taxes	$422,000	1,556
Income before extraordinary items	$619,000	2,464
Extraordinary gains, net	$0	21
Net income	$619,000	2,462
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	5,539
Cash dividends	$623,000	1,021
Sale, conversion, retirement of capital stock, net	$-798,000	9,301
Net operating income	$619,000	2,328
2002-12-31 (YTD Data)		Rank
Total interest income	$12,248,000	2,518
Total interest expense	$4,539,000	2,454
Net interest income	$7,709,000	2,482
Provision for loan and lease losses	$120,000	5,330
Total noninterest income	$726,000	4,235
Gross Fiduciary activities income	$0	1,713
Service charges on deposit accounts	$397,000	3,554
Trading account gains and fees	$0	153
Additional Noninterest Income	$329,000	4,061
Total noninterest expense	$4,176,000	3,442
Salaries and employee benefits	$2,889,000	2,724
Premises and equipment expense	$495,000	3,959
Additional noninterest expense	$792,000	4,954
Pre-tax net operating income	$4,139,000	1,932
Securities gains (losses)	$0	4,537
Applicable income taxes	$1,676,000	1,499
Income before extraordinary items	$2,463,000	2,383
Extraordinary gains, net	$0	70
Net income	$2,463,000	2,382
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	7,632
Cash dividends	$646,000	3,026
Sale, conversion, retirement of capital stock, net	$-849,000	9,317
Net operating income	$2,463,000	2,304
2001-12-31 (YTD Data)		Rank
Total interest income	$15,163,000	2,249
Total interest expense	$7,477,000	2,148
Net interest income	$7,686,000	2,332
Provision for loan and lease losses	$30,000	7,215
Total noninterest income	$666,000	4,315
Gross Fiduciary activities income	$0	1,731
Service charges on deposit accounts	$260,000	4,548
Trading account gains and fees	$0	177
Additional Noninterest Income	$406,000	3,496
Total noninterest expense	$4,195,000	3,287
Salaries and employee benefits	$2,795,000	2,674
Premises and equipment expense	$594,000	3,382
Additional noninterest expense	$806,000	4,753
Pre-tax net operating income	$4,127,000	1,726
Securities gains (losses)	$0	4,612
Applicable income taxes	$1,648,000	1,382
Income before extraordinary items	$2,479,000	2,105
Extraordinary gains, net	$0	105
Net income	$2,479,000	2,109
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-52,000	9,422
Cash dividends	$650,000	2,984
Sale, conversion, retirement of capital stock, net	$-148,000	9,505
Net operating income	$2,479,000	2,037
2000-12-31 (YTD Data)		Rank
Total interest income	$15,796,000	2,220
Total interest expense	$7,726,000	2,198
Net interest income	$8,070,000	2,201
Provision for loan and lease losses	$251,000	3,220
Total noninterest income	$467,000	5,094
Gross Fiduciary activities income	$0	1,332
Service charges on deposit accounts	$189,000	5,243
Trading account gains and fees	$0	180
Additional Noninterest Income	$278,000	4,075
Total noninterest expense	$4,298,000	3,136
Salaries and employee benefits	$2,772,000	2,567
Premises and equipment expense	$544,000	3,549
Additional noninterest expense	$982,000	4,046
Pre-tax net operating income	$3,988,000	1,832
Securities gains (losses)	$0	1,956
Applicable income taxes	$1,589,000	1,438
Income before extraordinary items	$2,399,000	2,165
Extraordinary gains, net	$0	38
Net income	$2,399,000	2,165
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	7,622
Cash dividends	$550,000	3,374
Sale, conversion, retirement of capital stock, net	$-270,000	9,812
Net operating income	$2,399,000	2,166
1999-12-31 (YTD Data)		Rank
Total interest income	$13,521,000	2,418
Total interest expense	$6,538,000	2,255
Net interest income	$6,983,000	2,516
Provision for loan and lease losses	$95,000	5,363
Total noninterest income	$573,000	4,565
Gross Fiduciary activities income	$0	1,380
Service charges on deposit accounts	$213,000	4,959
Trading account gains and fees	$0	173
Additional Noninterest Income	$360,000	3,640
Total noninterest expense	$4,024,000	3,297
Salaries and employee benefits	$2,540,000	2,766
Premises and equipment expense	$512,000	3,690
Additional noninterest expense	$972,000	4,112
Pre-tax net operating income	$3,437,000	2,139
Securities gains (losses)	$0	3,155
Applicable income taxes	$1,369,000	1,712
Income before extraordinary items	$2,068,000	2,504
Extraordinary gains, net	$0	35
Net income	$2,068,000	2,504
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$3,000	7,495
Cash dividends	$492,000	3,579
Sale, conversion, retirement of capital stock, net	$104,000	783
Net operating income	$2,068,000	2,463
1998-12-31 (YTD Data)		Rank
Total interest income	$12,925,000	2,528
Total interest expense	$6,843,000	2,215
Net interest income	$6,082,000	2,824
Provision for loan and lease losses	$142,000	4,297
Total noninterest income	$602,000	4,380
Gross Fiduciary activities income	$0	1,398
Service charges on deposit accounts	$200,000	5,148
Trading account gains and fees	$0	224
Additional Noninterest Income	$402,000	3,434
Total noninterest expense	$3,351,000	3,744
Salaries and employee benefits	$2,105,000	3,176
Premises and equipment expense	$395,000	4,465
Additional noninterest expense	$851,000	4,468
Pre-tax net operating income	$3,191,000	2,238
Securities gains (losses)	$0	4,449
Applicable income taxes	$1,266,000	1,893
Income before extraordinary items	$1,925,000	2,640
Extraordinary gains, net	$0	32
Net income	$1,925,000	2,640
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$2,000	7,842
Cash dividends	$438,000	3,840
Sale, conversion, retirement of capital stock, net	$-36,000	10,321
Net operating income	$1,925,000	2,562
1997-12-31 (YTD Data)		Rank
Total interest income	$12,030,000	2,716
Total interest expense	$6,409,000	2,346
Net interest income	$5,621,000	3,110
Provision for loan and lease losses	$60,000	6,153
Total noninterest income	$446,000	5,357
Gross Fiduciary activities income	$0	1,450
Service charges on deposit accounts	$195,000	5,414
Trading account gains and fees	$0	239
Additional Noninterest Income	$251,000	4,352
Total noninterest expense	$3,125,000	3,961
Salaries and employee benefits	$2,027,000	3,264
Premises and equipment expense	$362,000	4,778
Additional noninterest expense	$736,000	5,029
Pre-tax net operating income	$2,882,000	2,570
Securities gains (losses)	$0	3,944
Applicable income taxes	$1,155,000	2,162
Income before extraordinary items	$1,727,000	2,949
Extraordinary gains, net	$0	44
Net income	$1,727,000	2,948
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-3,000	9,638
Cash dividends	$332,000	4,343
Sale, conversion, retirement of capital stock, net	$-198,000	10,802
Net operating income	$1,727,000	2,892
1996-12-31 (YTD Data)		Rank
Total interest income	$11,289,000	2,925
Total interest expense	$6,300,000	2,451
Net interest income	$4,989,000	3,541
Provision for loan and lease losses	$25,000	7,649
Total noninterest income	$394,000	5,993
Gross Fiduciary activities income	$0	1,526
Service charges on deposit accounts	$196,000	5,636
Trading account gains and fees	$0	262
Additional Noninterest Income	$198,000	5,190
Total noninterest expense	$2,875,000	4,438
Salaries and employee benefits	$1,842,000	3,601
Premises and equipment expense	$329,000	5,238
Additional noninterest expense	$704,000	5,727
Pre-tax net operating income	$2,483,000	2,784
Securities gains (losses)	$0	4,148
Applicable income taxes	$998,000	2,350
Income before extraordinary items	$1,485,000	3,213
Extraordinary gains, net	$0	53
Net income	$1,485,000	3,212
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-48,000	11,024
Cash dividends	$225,000	5,172
Sale, conversion, retirement of capital stock, net	$-275,000	11,382
Net operating income	$1,485,000	3,178
1995-12-31 (YTD Data)		Rank
Total interest income	$10,451,000	3,176
Total interest expense	$5,795,000	2,649
Net interest income	$4,656,000	3,772
Provision for loan and lease losses	$80,000	5,097
Total noninterest income	$328,000	6,747
Gross Fiduciary activities income	$0	1,590
Service charges on deposit accounts	$180,000	6,069
Trading account gains and fees	$0	522
Additional Noninterest Income	$148,000	6,025
Total noninterest expense	$2,765,000	4,574
Salaries and employee benefits	$1,741,000	3,748
Premises and equipment expense	$288,000	5,805
Additional noninterest expense	$736,000	5,620
Pre-tax net operating income	$2,139,000	3,286
Securities gains (losses)	$0	3,831
Applicable income taxes	$907,000	2,577
Income before extraordinary items	$1,232,000	3,868
Extraordinary gains, net	$0	65
Net income	$1,232,000	3,866
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-60,000	11,542
Cash dividends	$116,000	6,555
Sale, conversion, retirement of capital stock, net	$-486,000	10,505
Net operating income	$1,232,000	3,843
1994-12-31 (YTD Data)		Rank
Total interest income	$7,789,000	3,837
Total interest expense	$3,532,000	3,426
Net interest income	$4,257,000	4,137
Provision for loan and lease losses	$250,000	2,585
Total noninterest income	$360,000	6,552
Gross Fiduciary activities income	$0	1,599
Service charges on deposit accounts	$197,000	5,926
Trading account gains and fees	$0	475
Additional Noninterest Income	$163,000	5,950
Total noninterest expense	$2,620,000	4,948
Salaries and employee benefits	$1,646,000	3,934
Premises and equipment expense	$266,000	6,251
Additional noninterest expense	$708,000	6,259
Pre-tax net operating income	$1,747,000	3,852
Securities gains (losses)	$0	3,600
Applicable income taxes	$722,000	3,022
Income before extraordinary items	$1,025,000	4,447
Extraordinary gains, net	$0	249
Net income	$1,025,000	4,447
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$14,000	7,099
Cash dividends	$58,000	7,793
Sale, conversion, retirement of capital stock, net	$-6,000	12,449
Net operating income	$1,025,000	4,490
1993-12-31 (YTD Data)		Rank
Total interest income	$6,947,000	4,336
Total interest expense	$2,940,000	4,179
Net interest income	$4,007,000	4,390
Provision for loan and lease losses	$326,000	2,824
Total noninterest income	$403,000	6,439
Gross Fiduciary activities income	$0	1,630
Service charges on deposit accounts	$187,000	6,233
Trading account gains and fees	$0	532
Additional Noninterest Income	$216,000	5,429
Total noninterest expense	$2,531,000	5,222
Salaries and employee benefits	$1,539,000	4,173
Premises and equipment expense	$239,000	6,903
Additional noninterest expense	$753,000	6,217
Pre-tax net operating income	$1,553,000	4,188
Securities gains (losses)	$0	7,477
Applicable income taxes	$645,000	3,366
Income before extraordinary items	$908,000	5,059
Extraordinary gains, net	$0	3,149
Net income	$908,000	5,209
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$634,000	1,538
Cash dividends	$58,000	7,794
Sale, conversion, retirement of capital stock, net	$21,000	1,079
Net operating income	$908,000	4,833
1992-12-31 (YTD Data)		Rank
Total interest income	$7,858,000	4,354
Total interest expense	$3,653,000	4,399
Net interest income	$4,205,000	4,257
Provision for loan and lease losses	$646,000	2,501
Total noninterest income	$352,000	7,085
Gross Fiduciary activities income	$0	1,658
Service charges on deposit accounts	$176,000	6,484
Trading account gains and fees	$0	504
Additional Noninterest Income	$176,000	6,108
Total noninterest expense	$3,052,000	4,454
Salaries and employee benefits	$1,467,000	4,316
Premises and equipment expense	$253,000	6,727
Additional noninterest expense	$1,332,000	3,951
Pre-tax net operating income	$859,000	6,292
Securities gains (losses)	$260,000	1,672
Applicable income taxes	$466,000	4,232
Income before extraordinary items	$653,000	6,212
Extraordinary gains, net	$0	1,422
Net income	$653,000	6,283
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$281,000	3,473
Cash dividends	$0	8,912
Sale, conversion, retirement of capital stock, net	$2,000	1,126
Net operating income	$486,600	7,077

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.