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Northland Financial, Income and Expense

2015-09-30 (YTD Data)Rank
Total interest income$811,0005,986
Total interest expense$63,0005,896
Net interest income$748,0005,968
Provision for loan and lease losses$04,232
Total noninterest income$70,0005,819
Gross Fiduciary activities income$01,169
Service charges on deposit accounts$29,0005,658
Trading account gains and fees$0153
Additional Noninterest Income$41,0005,528
Total noninterest expense$658,0005,958
Salaries and employee benefits$532,0005,625
Premises and equipment expense$45,0006,042
Additional noninterest expense$81,0006,237
Pre-tax net operating income$160,0005,564
Securities gains (losses)$22,0001,962
Applicable income taxes$04,489
Income before extraordinary items$182,0005,481
Extraordinary gains, net$021
Net income$182,0005,483
Minority interest net income$078
Net income of bank and minority interests.$182,0005,484
Net charge-offs$10,0003,647
Cash dividends$03,825
Sale, conversion, retirement of capital stock, net$0773
Net operating income$160,0005,494
2015-06-30 (YTD Data)Rank
Total interest income$4,886,0002,436
Total interest expense$428,0002,735
Net interest income$4,458,0002,384
Provision for loan and lease losses$30,0003,185
Total noninterest income$539,0002,964
Gross Fiduciary activities income$01,152
Service charges on deposit accounts$152,0003,001
Trading account gains and fees$0157
Additional Noninterest Income$387,0002,722
Total noninterest expense$3,151,0002,795
Salaries and employee benefits$2,282,0002,237
Premises and equipment expense$241,0003,626
Additional noninterest expense$628,0003,865
Pre-tax net operating income$1,816,0002,041
Securities gains (losses)$02,636
Applicable income taxes$04,497
Income before extraordinary items$1,816,0001,753
Extraordinary gains, net$022
Net income$1,816,0001,758
Minority interest net income$075
Net income of bank and minority interests.$1,816,0001,757
Net charge-offs$-21,0005,481
Cash dividends$03,664
Sale, conversion, retirement of capital stock, net$0751
Net operating income$1,816,0001,709
2015-03-31 (YTD Data)Rank
Total interest income$2,419,0002,455
Total interest expense$227,0002,652
Net interest income$2,192,0002,416
Provision for loan and lease losses$30,0002,461
Total noninterest income$294,0002,828
Gross Fiduciary activities income$01,118
Service charges on deposit accounts$78,0002,920
Trading account gains and fees$0152
Additional Noninterest Income$216,0002,528
Total noninterest expense$1,622,0002,746
Salaries and employee benefits$1,148,0002,244
Premises and equipment expense$135,0003,409
Additional noninterest expense$339,0003,669
Pre-tax net operating income$834,0002,144
Securities gains (losses)$02,027
Applicable income taxes$04,400
Income before extraordinary items$834,0001,867
Extraordinary gains, net$013
Net income$834,0001,869
Minority interest net income$064
Net income of bank and minority interests.$834,0001,869
Net charge-offs$-32,0005,834
Cash dividends$02,892
Sale, conversion, retirement of capital stock, net$0697
Net operating income$834,0001,802
2014-12-31 (YTD Data)Rank
Total interest income$9,732,0002,461
Total interest expense$1,300,0002,120
Net interest income$8,432,0002,507
Provision for loan and lease losses$120,0002,961
Total noninterest income$892,0003,289
Gross Fiduciary activities income$01,256
Service charges on deposit accounts$309,0003,156
Trading account gains and fees$0180
Additional Noninterest Income$583,0003,060
Total noninterest expense$6,110,0002,877
Salaries and employee benefits$4,262,0002,358
Premises and equipment expense$546,0003,441
Additional noninterest expense$1,302,0003,870
Pre-tax net operating income$3,094,0002,227
Securities gains (losses)$03,259
Applicable income taxes$2,0004,394
Income before extraordinary items$3,092,0001,970
Extraordinary gains, net$017
Net income$3,092,0001,969
Minority interest net income$084
Net income of bank and minority interests.$3,092,0001,968
Net charge-offs$59,0003,629
Cash dividends$2,400,0001,111
Sale, conversion, retirement of capital stock, net$0862
Net operating income$3,092,0001,925
2014-09-30 (YTD Data)Rank
Total interest income$7,237,0002,493
Total interest expense$1,031,0002,072
Net interest income$6,206,0002,563
Provision for loan and lease losses$90,0002,885
Total noninterest income$651,0003,386
Gross Fiduciary activities income$01,202
Service charges on deposit accounts$236,0003,148
Trading account gains and fees$0174
Additional Noninterest Income$415,0003,184
Total noninterest expense$4,398,0002,973
Salaries and employee benefits$3,057,0002,450
Premises and equipment expense$397,0003,550
Additional noninterest expense$944,0003,967
Pre-tax net operating income$2,369,0002,228
Securities gains (losses)$02,980
Applicable income taxes$04,583
Income before extraordinary items$2,369,0001,932
Extraordinary gains, net$015
Net income$2,369,0001,932
Minority interest net income$081
Net income of bank and minority interests.$2,369,0001,931
Net charge-offs$-4,0005,417
Cash dividends$03,845
Sale, conversion, retirement of capital stock, net$0819
Net operating income$2,369,0001,884
2014-06-30 (YTD Data)Rank
Total interest income$4,705,0002,555
Total interest expense$733,0001,971
Net interest income$3,972,0002,642
Provision for loan and lease losses$60,0002,755
Total noninterest income$374,0003,608
Gross Fiduciary activities income$01,182
Service charges on deposit accounts$158,0003,127
Trading account gains and fees$0172
Additional Noninterest Income$216,0003,508
Total noninterest expense$2,857,0003,044
Salaries and employee benefits$1,987,0002,522
Premises and equipment expense$264,0003,594
Additional noninterest expense$606,0004,078
Pre-tax net operating income$1,429,0002,348
Securities gains (losses)$02,580
Applicable income taxes$04,568
Income before extraordinary items$1,429,0002,063
Extraordinary gains, net$020
Net income$1,429,0002,067
Minority interest net income$080
Net income of bank and minority interests.$1,429,0002,066
Net charge-offs$-26,0005,972
Cash dividends$03,668
Sale, conversion, retirement of capital stock, net$0794
Net operating income$1,429,0002,000
2014-03-31 (YTD Data)Rank
Total interest income$2,289,0002,609
Total interest expense$372,0001,989
Net interest income$1,917,0002,724
Provision for loan and lease losses$30,0002,577
Total noninterest income$161,0003,872
Gross Fiduciary activities income$01,141
Service charges on deposit accounts$77,0003,142
Trading account gains and fees$0147
Additional Noninterest Income$84,0003,820
Total noninterest expense$1,403,0003,119
Salaries and employee benefits$969,0002,584
Premises and equipment expense$134,0003,597
Additional noninterest expense$300,0004,096
Pre-tax net operating income$645,0002,455
Securities gains (losses)$01,715
Applicable income taxes$04,445
Income before extraordinary items$645,0002,148
Extraordinary gains, net$016
Net income$645,0002,150
Minority interest net income$066
Net income of bank and minority interests.$645,0002,150
Net charge-offs$-10,0005,749
Cash dividends$02,887
Sale, conversion, retirement of capital stock, net$0747
Net operating income$645,0002,103
2013-12-31 (YTD Data)Rank
Total interest income$9,290,0002,602
Total interest expense$1,565,0002,091
Net interest income$7,725,0002,691
Provision for loan and lease losses$312,0002,394
Total noninterest income$732,0003,777
Gross Fiduciary activities income$01,299
Service charges on deposit accounts$256,0003,671
Trading account gains and fees$0184
Additional Noninterest Income$476,0003,429
Total noninterest expense$5,779,0003,070
Salaries and employee benefits$3,897,0002,540
Premises and equipment expense$574,0003,406
Additional noninterest expense$1,308,0003,992
Pre-tax net operating income$2,366,0002,550
Securities gains (losses)$03,182
Applicable income taxes$23,0004,052
Income before extraordinary items$2,343,0002,319
Extraordinary gains, net$029
Net income$2,343,0002,323
Minority interest net income$090
Net income of bank and minority interests.$2,343,0002,322
Net charge-offs$164,0003,237
Cash dividends$2,000,0001,192
Sale, conversion, retirement of capital stock, net$0924
Net operating income$2,343,0002,267
2013-09-30 (YTD Data)Rank
Total interest income$6,882,0002,648
Total interest expense$1,184,0002,128
Net interest income$5,698,0002,735
Provision for loan and lease losses$234,0002,361
Total noninterest income$457,0004,176
Gross Fiduciary activities income$01,238
Service charges on deposit accounts$194,0003,667
Trading account gains and fees$0180
Additional Noninterest Income$263,0003,942
Total noninterest expense$4,228,0003,119
Salaries and employee benefits$2,837,0002,607
Premises and equipment expense$422,0003,491
Additional noninterest expense$969,0004,026
Pre-tax net operating income$1,693,0002,715
Securities gains (losses)$03,040
Applicable income taxes$23,0004,052
Income before extraordinary items$1,670,0002,435
Extraordinary gains, net$025
Net income$1,670,0002,439
Minority interest net income$084
Net income of bank and minority interests.$1,670,0002,439
Net charge-offs$27,0004,250
Cash dividends$03,782
Sale, conversion, retirement of capital stock, net$0868
Net operating income$1,670,0002,370
2013-06-30 (YTD Data)Rank
Total interest income$4,527,0002,678
Total interest expense$804,0002,125
Net interest income$3,723,0002,771
Provision for loan and lease losses$156,0002,396
Total noninterest income$308,0004,171
Gross Fiduciary activities income$01,226
Service charges on deposit accounts$130,0003,609
Trading account gains and fees$0157
Additional Noninterest Income$178,0003,970
Total noninterest expense$2,833,0003,123
Salaries and employee benefits$1,916,0002,593
Premises and equipment expense$279,0003,524
Additional noninterest expense$638,0004,043
Pre-tax net operating income$1,042,0002,815
Securities gains (losses)$02,791
Applicable income taxes$23,0003,887
Income before extraordinary items$1,019,0002,609
Extraordinary gains, net$022
Net income$1,019,0002,614
Minority interest net income$082
Net income of bank and minority interests.$1,019,0002,614
Net charge-offs$39,0003,556
Cash dividends$03,564
Sale, conversion, retirement of capital stock, net$0838
Net operating income$1,019,0002,509
2013-03-31 (YTD Data)Rank
Total interest income$2,280,0002,679
Total interest expense$409,0002,153
Net interest income$1,871,0002,773
Provision for loan and lease losses$78,0002,339
Total noninterest income$139,0004,314
Gross Fiduciary activities income$01,171
Service charges on deposit accounts$67,0003,545
Trading account gains and fees$0148
Additional Noninterest Income$72,0004,249
Total noninterest expense$1,369,0003,222
Salaries and employee benefits$915,0002,725
Premises and equipment expense$135,0003,623
Additional noninterest expense$319,0004,082
Pre-tax net operating income$563,0002,659
Securities gains (losses)$01,966
Applicable income taxes$37,0003,209
Income before extraordinary items$526,0002,489
Extraordinary gains, net$010
Net income$526,0002,491
Minority interest net income$076
Net income of bank and minority interests.$526,0002,491
Net charge-offs$30,0002,794
Cash dividends$02,726
Sale, conversion, retirement of capital stock, net$0789
Net operating income$526,0002,404
2012-12-31 (YTD Data)Rank
Total interest income$9,688,0002,642
Total interest expense$1,949,0002,176
Net interest income$7,739,0002,735
Provision for loan and lease losses$377,0003,084
Total noninterest income$511,0004,460
Gross Fiduciary activities income$01,334
Service charges on deposit accounts$251,0003,836
Trading account gains and fees$0166
Additional Noninterest Income$260,0004,247
Total noninterest expense$5,575,0003,201
Salaries and employee benefits$3,637,0002,690
Premises and equipment expense$584,0003,451
Additional noninterest expense$1,354,0004,036
Pre-tax net operating income$2,298,0002,561
Securities gains (losses)$5,0003,522
Applicable income taxes$146,0003,236
Income before extraordinary items$2,157,0002,451
Extraordinary gains, net$029
Net income$2,157,0002,451
Minority interest net income$093
Net income of bank and minority interests.$2,157,0002,452
Net charge-offs$252,0003,513
Cash dividends$1,500,0001,482
Sale, conversion, retirement of capital stock, net$01,002
Net operating income$2,152,3002,320
2012-09-30 (YTD Data)Rank
Total interest income$7,301,0002,679
Total interest expense$1,507,0002,204
Net interest income$5,794,0002,785
Provision for loan and lease losses$283,0003,048
Total noninterest income$398,0004,430
Gross Fiduciary activities income$01,274
Service charges on deposit accounts$194,0003,825
Trading account gains and fees$0157
Additional Noninterest Income$204,0004,221
Total noninterest expense$4,045,0003,311
Salaries and employee benefits$2,603,0002,816
Premises and equipment expense$449,0003,444
Additional noninterest expense$993,0004,114
Pre-tax net operating income$1,864,0002,485
Securities gains (losses)$5,0003,269
Applicable income taxes$115,0003,271
Income before extraordinary items$1,754,0002,357
Extraordinary gains, net$020
Net income$1,754,0002,358
Minority interest net income$086
Net income of bank and minority interests.$1,754,0002,358
Net charge-offs$25,0004,951
Cash dividends$03,773
Sale, conversion, retirement of capital stock, net$0952
Net operating income$1,749,3002,233
2012-06-30 (YTD Data)Rank
Total interest income$4,805,0002,737
Total interest expense$1,029,0002,232
Net interest income$3,776,0002,835
Provision for loan and lease losses$189,0003,062
Total noninterest income$266,0004,447
Gross Fiduciary activities income$01,262
Service charges on deposit accounts$131,0003,777
Trading account gains and fees$0153
Additional Noninterest Income$135,0004,232
Total noninterest expense$2,719,0003,314
Salaries and employee benefits$1,762,0002,785
Premises and equipment expense$300,0003,434
Additional noninterest expense$657,0004,174
Pre-tax net operating income$1,134,0002,615
Securities gains (losses)$5,0002,890
Applicable income taxes$69,0003,338
Income before extraordinary items$1,070,0002,485
Extraordinary gains, net$019
Net income$1,070,0002,485
Minority interest net income$084
Net income of bank and minority interests.$1,070,0002,485
Net charge-offs$15,0004,782
Cash dividends$03,576
Sale, conversion, retirement of capital stock, net$0928
Net operating income$1,065,3002,364
2012-03-31 (YTD Data)Rank
Total interest income$2,349,0002,830
Total interest expense$534,0002,241
Net interest income$1,815,0002,955
Provision for loan and lease losses$94,0002,972
Total noninterest income$131,0004,497
Gross Fiduciary activities income$01,204
Service charges on deposit accounts$69,0003,673
Trading account gains and fees$0148
Additional Noninterest Income$62,0004,401
Total noninterest expense$1,302,0003,426
Salaries and employee benefits$842,0002,906
Premises and equipment expense$160,0003,298
Additional noninterest expense$300,0004,387
Pre-tax net operating income$550,0002,689
Securities gains (losses)$02,210
Applicable income taxes$33,0003,373
Income before extraordinary items$517,0002,524
Extraordinary gains, net$019
Net income$517,0002,526
Minority interest net income$078
Net income of bank and minority interests.$517,0002,527
Net charge-offs$-7,0006,510
Cash dividends$02,768
Sale, conversion, retirement of capital stock, net$0861
Net operating income$517,0002,406
2011-12-31 (YTD Data)Rank
Total interest income$9,495,0002,892
Total interest expense$2,343,0002,443
Net interest income$7,152,0003,021
Provision for loan and lease losses$487,0003,491
Total noninterest income$508,0004,374
Gross Fiduciary activities income$01,311
Service charges on deposit accounts$313,0003,520
Trading account gains and fees$0146
Additional Noninterest Income$195,0004,493
Total noninterest expense$5,293,0003,384
Salaries and employee benefits$3,324,0002,876
Premises and equipment expense$592,0003,605
Additional noninterest expense$1,377,0004,083
Pre-tax net operating income$1,880,0002,625
Securities gains (losses)$03,838
Applicable income taxes$72,0003,567
Income before extraordinary items$1,808,0002,448
Extraordinary gains, net$029
Net income$1,808,0002,448
Minority interest net income$096
Net income of bank and minority interests.$1,808,0002,449
Net charge-offs$679,0002,817
Cash dividends$900,0001,742
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$1,808,0002,364
2011-09-30 (YTD Data)Rank
Total interest income$7,116,0002,930
Total interest expense$1,805,0002,478
Net interest income$5,311,0003,060
Provision for loan and lease losses$324,0003,511
Total noninterest income$424,0004,205
Gross Fiduciary activities income$01,257
Service charges on deposit accounts$242,0003,467
Trading account gains and fees$0145
Additional Noninterest Income$182,0004,232
Total noninterest expense$3,923,0003,417
Salaries and employee benefits$2,420,0002,933
Premises and equipment expense$475,0003,477
Additional noninterest expense$1,028,0004,106
Pre-tax net operating income$1,488,0002,598
Securities gains (losses)$03,555
Applicable income taxes$55,0003,572
Income before extraordinary items$1,433,0002,413
Extraordinary gains, net$021
Net income$1,433,0002,414
Minority interest net income$087
Net income of bank and minority interests.$1,433,0002,414
Net charge-offs$535,0002,589
Cash dividends$03,617
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$1,433,0002,305
2011-06-30 (YTD Data)Rank
Total interest income$4,608,0003,020
Total interest expense$1,203,0002,561
Net interest income$3,405,0003,168
Provision for loan and lease losses$216,0003,432
Total noninterest income$314,0004,030
Gross Fiduciary activities income$01,239
Service charges on deposit accounts$164,0003,422
Trading account gains and fees$0153
Additional Noninterest Income$150,0003,950
Total noninterest expense$2,648,0003,433
Salaries and employee benefits$1,630,0002,929
Premises and equipment expense$320,0003,492
Additional noninterest expense$698,0004,118
Pre-tax net operating income$855,0002,795
Securities gains (losses)$02,914
Applicable income taxes$35,0003,564
Income before extraordinary items$820,0002,634
Extraordinary gains, net$015
Net income$820,0002,634
Minority interest net income$089
Net income of bank and minority interests.$820,0002,634
Net charge-offs$348,0002,518
Cash dividends$03,374
Sale, conversion, retirement of capital stock, net$0986
Net operating income$820,0002,553
2011-03-31 (YTD Data)Rank
Total interest income$2,289,0003,048
Total interest expense$606,0002,616
Net interest income$1,683,0003,188
Provision for loan and lease losses$108,0003,259
Total noninterest income$159,0004,044
Gross Fiduciary activities income$01,199
Service charges on deposit accounts$92,0003,157
Trading account gains and fees$0158
Additional Noninterest Income$67,0004,206
Total noninterest expense$1,265,0003,547
Salaries and employee benefits$759,0003,130
Premises and equipment expense$162,0003,505
Additional noninterest expense$344,0004,142
Pre-tax net operating income$469,0002,674
Securities gains (losses)$01,772
Applicable income taxes$18,0003,508
Income before extraordinary items$451,0002,438
Extraordinary gains, net$09
Net income$451,0002,437
Minority interest net income$086
Net income of bank and minority interests.$451,0002,438
Net charge-offs$-5,0006,778
Cash dividends$02,576
Sale, conversion, retirement of capital stock, net$0925
Net operating income$451,0002,389
2010-12-31 (YTD Data)Rank
Total interest income$9,348,0003,116
Total interest expense$2,710,0002,811
Net interest income$6,638,0003,218
Provision for loan and lease losses$717,0003,566
Total noninterest income$609,0004,208
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$370,0003,217
Trading account gains and fees$0175
Additional Noninterest Income$239,0004,316
Total noninterest expense$5,063,0003,580
Salaries and employee benefits$3,042,0003,075
Premises and equipment expense$580,0003,805
Additional noninterest expense$1,441,0004,111
Pre-tax net operating income$1,467,0002,761
Securities gains (losses)$03,793
Applicable income taxes$57,0003,566
Income before extraordinary items$1,410,0002,609
Extraordinary gains, net$029
Net income$1,410,0002,605
Minority interest net income$0111
Net income of bank and minority interests.$1,410,0002,611
Net charge-offs$579,0003,455
Cash dividends$1,000,0001,460
Sale, conversion, retirement of capital stock, net$01,226
Net operating income$1,410,0002,511
2010-09-30 (YTD Data)Rank
Total interest income$6,937,0003,211
Total interest expense$2,071,0002,879
Net interest income$4,866,0003,312
Provision for loan and lease losses$546,0003,395
Total noninterest income$442,0004,310
Gross Fiduciary activities income$01,319
Service charges on deposit accounts$282,0003,265
Trading account gains and fees$0165
Additional Noninterest Income$160,0004,554
Total noninterest expense$3,732,0003,628
Salaries and employee benefits$2,233,0003,159
Premises and equipment expense$421,0003,961
Additional noninterest expense$1,078,0004,099
Pre-tax net operating income$1,030,0003,030
Securities gains (losses)$03,651
Applicable income taxes$41,0003,665
Income before extraordinary items$989,0002,908
Extraordinary gains, net$023
Net income$989,0002,903
Minority interest net income$0110
Net income of bank and minority interests.$989,0002,907
Net charge-offs$227,0004,077
Cash dividends$03,702
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$989,0002,772
2010-06-30 (YTD Data)Rank
Total interest income$4,569,0003,282
Total interest expense$1,394,0002,951
Net interest income$3,175,0003,386
Provision for loan and lease losses$375,0003,285
Total noninterest income$303,0004,238
Gross Fiduciary activities income$01,300
Service charges on deposit accounts$191,0003,231
Trading account gains and fees$0152
Additional Noninterest Income$112,0004,452
Total noninterest expense$2,491,0003,631
Salaries and employee benefits$1,513,0003,127
Premises and equipment expense$281,0003,990
Additional noninterest expense$697,0004,186
Pre-tax net operating income$612,0003,265
Securities gains (losses)$03,184
Applicable income taxes$24,0003,688
Income before extraordinary items$588,0003,107
Extraordinary gains, net$019
Net income$588,0003,102
Minority interest net income$0105
Net income of bank and minority interests.$588,0003,105
Net charge-offs$247,0003,292
Cash dividends$03,476
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$588,0003,002
2010-03-31 (YTD Data)Rank
Total interest income$2,246,0003,384
Total interest expense$702,0003,059
Net interest income$1,544,0003,474
Provision for loan and lease losses$261,0002,610
Total noninterest income$165,0004,066
Gross Fiduciary activities income$01,246
Service charges on deposit accounts$97,0003,206
Trading account gains and fees$0175
Additional Noninterest Income$68,0004,171
Total noninterest expense$1,195,0003,775
Salaries and employee benefits$717,0003,321
Premises and equipment expense$139,0004,082
Additional noninterest expense$339,0004,249
Pre-tax net operating income$253,0003,670
Securities gains (losses)$02,284
Applicable income taxes$10,0003,808
Income before extraordinary items$243,0003,549
Extraordinary gains, net$016
Net income$243,0003,545
Minority interest net income$091
Net income of bank and minority interests.$243,0003,548
Net charge-offs$285,0002,082
Cash dividends$02,646
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$243,0003,418
2009-12-31 (YTD Data)Rank
Total interest income$9,543,0003,343
Total interest expense$3,280,0003,200
Net interest income$6,263,0003,342
Provision for loan and lease losses$1,114,0003,327
Total noninterest income$589,0004,410
Gross Fiduciary activities income$01,390
Service charges on deposit accounts$379,0003,436
Trading account gains and fees$0211
Additional Noninterest Income$210,0004,551
Total noninterest expense$4,881,0003,773
Salaries and employee benefits$2,851,0003,332
Premises and equipment expense$567,0004,041
Additional noninterest expense$1,463,0004,147
Pre-tax net operating income$857,0003,231
Securities gains (losses)$1,0003,653
Applicable income taxes$31,0003,493
Income before extraordinary items$827,0003,094
Extraordinary gains, net$034
Net income$827,0003,093
Minority interest net income$0115
Net income of bank and minority interests.$827,0003,093
Net charge-offs$838,0003,107
Cash dividends$425,0002,764
Sale, conversion, retirement of capital stock, net$01,342
Net operating income$826,0403,027
2009-09-30 (YTD Data)Rank
Total interest income$7,120,0003,405
Total interest expense$2,532,0003,261
Net interest income$4,588,0003,413
Provision for loan and lease losses$663,0003,371
Total noninterest income$420,0004,563
Gross Fiduciary activities income$01,353
Service charges on deposit accounts$289,0003,407
Trading account gains and fees$0212
Additional Noninterest Income$131,0004,991
Total noninterest expense$3,764,0003,674
Salaries and employee benefits$2,244,0003,210
Premises and equipment expense$386,0004,348
Additional noninterest expense$1,134,0004,034
Pre-tax net operating income$581,0003,654
Securities gains (losses)$1,0003,393
Applicable income taxes$23,0003,737
Income before extraordinary items$559,0003,495
Extraordinary gains, net$027
Net income$559,0003,493
Minority interest net income$0118
Net income of bank and minority interests.$559,0003,495
Net charge-offs$500,0003,046
Cash dividends$04,191
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$558,0403,408
2009-06-30 (YTD Data)Rank
Total interest income$4,737,0003,437
Total interest expense$1,753,0003,297
Net interest income$2,984,0003,474
Provision for loan and lease losses$362,0003,430
Total noninterest income$273,0004,618
Gross Fiduciary activities income$01,340
Service charges on deposit accounts$185,0003,461
Trading account gains and fees$0193
Additional Noninterest Income$88,0005,024
Total noninterest expense$2,496,0003,727
Salaries and employee benefits$1,518,0003,204
Premises and equipment expense$245,0004,511
Additional noninterest expense$733,0004,137
Pre-tax net operating income$399,0003,690
Securities gains (losses)$1,0003,011
Applicable income taxes$15,0003,839
Income before extraordinary items$385,0003,540
Extraordinary gains, net$021
Net income$385,0003,538
Minority interest net income$0112
Net income of bank and minority interests.$385,0003,539
Net charge-offs$402,0002,605
Cash dividends$03,983
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$384,0403,426
2009-03-31 (YTD Data)Rank
Total interest income$2,390,0003,458
Total interest expense$960,0003,157
Net interest income$1,430,0003,589
Provision for loan and lease losses$171,0003,059
Total noninterest income$132,0004,682
Gross Fiduciary activities income$01,285
Service charges on deposit accounts$93,0003,396
Trading account gains and fees$0171
Additional Noninterest Income$39,0005,236
Total noninterest expense$1,186,0003,798
Salaries and employee benefits$717,0003,394
Premises and equipment expense$139,0004,200
Additional noninterest expense$330,0004,114
Pre-tax net operating income$205,0003,997
Securities gains (losses)$02,434
Applicable income taxes$8,0004,098
Income before extraordinary items$197,0003,891
Extraordinary gains, net$015
Net income$197,0003,893
Minority interest net income$0102
Net income of bank and minority interests.$197,0003,892
Net charge-offs$238,0001,997
Cash dividends$03,051
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$197,0003,737
2008-12-31 (YTD Data)Rank
Total interest income$10,748,0003,341
Total interest expense$4,804,0003,066
Net interest income$5,944,0003,505
Provision for loan and lease losses$1,254,0002,396
Total noninterest income$346,0005,575
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$361,0003,658
Trading account gains and fees$0154
Additional Noninterest Income$-15,0008,048
Total noninterest expense$4,871,0003,638
Salaries and employee benefits$2,860,0003,387
Premises and equipment expense$552,0004,209
Additional noninterest expense$1,459,0003,694
Pre-tax net operating income$165,0005,846
Securities gains (losses)$03,220
Applicable income taxes$5,0004,660
Income before extraordinary items$160,0005,633
Extraordinary gains, net$039
Net income$160,0005,633
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,388,0001,632
Cash dividends$05,455
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$160,0005,789
2008-09-30 (YTD Data)Rank
Total interest income$8,195,0003,360
Total interest expense$3,723,0003,085
Net interest income$4,472,0003,518
Provision for loan and lease losses$454,0002,881
Total noninterest income$308,0005,333
Gross Fiduciary activities income$01,405
Service charges on deposit accounts$283,0003,599
Trading account gains and fees$0148
Additional Noninterest Income$25,0007,272
Total noninterest expense$3,799,0003,507
Salaries and employee benefits$2,303,0003,213
Premises and equipment expense$404,0004,288
Additional noninterest expense$1,092,0003,632
Pre-tax net operating income$527,0004,855
Securities gains (losses)$03,106
Applicable income taxes$19,0004,622
Income before extraordinary items$508,0004,423
Extraordinary gains, net$031
Net income$508,0004,421
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$324,0002,470
Cash dividends$04,937
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$508,0004,560
2008-06-30 (YTD Data)Rank
Total interest income$5,457,0003,408
Total interest expense$2,589,0003,089
Net interest income$2,868,0003,611
Provision for loan and lease losses$304,0002,509
Total noninterest income$225,0005,205
Gross Fiduciary activities income$01,395
Service charges on deposit accounts$209,0003,394
Trading account gains and fees$0149
Additional Noninterest Income$16,0007,379
Total noninterest expense$2,488,0003,581
Salaries and employee benefits$1,517,0003,300
Premises and equipment expense$300,0003,970
Additional noninterest expense$671,0003,830
Pre-tax net operating income$301,0005,279
Securities gains (losses)$03,233
Applicable income taxes$8,0005,072
Income before extraordinary items$293,0005,041
Extraordinary gains, net$021
Net income$293,0005,041
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$168,0002,410
Cash dividends$04,733
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$293,0004,982
2008-03-31 (YTD Data)Rank
Total interest income$2,766,0003,459
Total interest expense$1,404,0003,055
Net interest income$1,362,0003,733
Provision for loan and lease losses$64,0003,423
Total noninterest income$154,0004,559
Gross Fiduciary activities income$01,326
Service charges on deposit accounts$119,0003,082
Trading account gains and fees$0158
Additional Noninterest Income$35,0005,679
Total noninterest expense$1,303,0003,472
Salaries and employee benefits$813,0003,118
Premises and equipment expense$147,0004,044
Additional noninterest expense$343,0003,727
Pre-tax net operating income$149,0005,451
Securities gains (losses)$02,688
Applicable income taxes$6,0005,045
Income before extraordinary items$143,0005,288
Extraordinary gains, net$015
Net income$143,0005,290
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-4,0007,531
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$143,0005,181
2007-12-31 (YTD Data)Rank
Total interest income$11,746,0003,343
Total interest expense$6,135,0002,962
Net interest income$5,611,0003,687
Provision for loan and lease losses$1,269,0001,200
Total noninterest income$509,0004,994
Gross Fiduciary activities income$01,498
Service charges on deposit accounts$427,0003,402
Trading account gains and fees$0178
Additional Noninterest Income$82,0006,501
Total noninterest expense$4,754,0003,585
Salaries and employee benefits$2,829,0003,383
Premises and equipment expense$550,0004,084
Additional noninterest expense$1,375,0003,674
Pre-tax net operating income$97,0007,157
Securities gains (losses)$02,146
Applicable income taxes$16,0005,503
Income before extraordinary items$81,0007,217
Extraordinary gains, net$039
Net income$81,0007,216
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$773,0001,240
Cash dividends$05,817
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$81,0007,188
2007-09-30 (YTD Data)Rank
Total interest income$8,794,0003,351
Total interest expense$4,592,0002,955
Net interest income$4,202,0003,689
Provision for loan and lease losses$1,102,000831
Total noninterest income$549,0004,198
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$331,0003,323
Trading account gains and fees$0184
Additional Noninterest Income$218,0004,328
Total noninterest expense$3,570,0003,562
Salaries and employee benefits$2,213,0003,254
Premises and equipment expense$382,0004,295
Additional noninterest expense$975,0003,784
Pre-tax net operating income$79,0007,389
Securities gains (losses)$01,655
Applicable income taxes$16,0005,578
Income before extraordinary items$63,0007,426
Extraordinary gains, net$033
Net income$63,0007,423
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$710,000831
Cash dividends$05,179
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$63,0007,411
2007-06-30 (YTD Data)Rank
Total interest income$5,677,0003,457
Total interest expense$3,027,0002,987
Net interest income$2,650,0003,861
Provision for loan and lease losses$285,0001,630
Total noninterest income$395,0004,064
Gross Fiduciary activities income$01,429
Service charges on deposit accounts$214,0003,380
Trading account gains and fees$0168
Additional Noninterest Income$181,0003,978
Total noninterest expense$2,349,0003,631
Salaries and employee benefits$1,443,0003,349
Premises and equipment expense$266,0004,197
Additional noninterest expense$640,0003,821
Pre-tax net operating income$411,0005,456
Securities gains (losses)$01,444
Applicable income taxes$30,0005,109
Income before extraordinary items$381,0005,175
Extraordinary gains, net$029
Net income$381,0005,176
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$3,0004,997
Cash dividends$04,977
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$381,0005,163
2007-03-31 (YTD Data)Rank
Total interest income$2,762,0003,513
Total interest expense$1,469,0003,039
Net interest income$1,293,0003,922
Provision for loan and lease losses$142,0001,567
Total noninterest income$240,0003,621
Gross Fiduciary activities income$01,355
Service charges on deposit accounts$106,0003,330
Trading account gains and fees$0195
Additional Noninterest Income$134,0003,207
Total noninterest expense$1,209,0003,552
Salaries and employee benefits$749,0003,272
Premises and equipment expense$127,0004,340
Additional noninterest expense$333,0003,656
Pre-tax net operating income$182,0005,691
Securities gains (losses)$01,187
Applicable income taxes$11,0005,272
Income before extraordinary items$171,0005,392
Extraordinary gains, net$022
Net income$171,0005,391
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-36,0008,312
Cash dividends$03,942
Sale, conversion, retirement of capital stock, net$0885
Net operating income$171,0005,377
2006-12-31 (YTD Data)Rank
Total interest income$9,178,0003,808
Total interest expense$4,398,0003,342
Net interest income$4,780,0004,145
Provision for loan and lease losses$552,0001,742
Total noninterest income$608,0004,693
Gross Fiduciary activities income$01,523
Service charges on deposit accounts$387,0003,599
Trading account gains and fees$0130
Additional Noninterest Income$221,0004,927
Total noninterest expense$4,017,0003,985
Salaries and employee benefits$2,474,0003,637
Premises and equipment expense$372,0005,149
Additional noninterest expense$1,171,0004,011
Pre-tax net operating income$819,0005,608
Securities gains (losses)$01,687
Applicable income taxes$71,0005,217
Income before extraordinary items$748,0005,362
Extraordinary gains, net$051
Net income$748,0005,364
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$469,0001,233
Cash dividends$05,941
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$748,0005,357
2006-09-30 (YTD Data)Rank
Total interest income$6,822,0003,815
Total interest expense$3,056,0003,461
Net interest income$3,766,0004,019
Provision for loan and lease losses$324,0002,017
Total noninterest income$457,0004,722
Gross Fiduciary activities income$01,468
Service charges on deposit accounts$298,0003,587
Trading account gains and fees$0126
Additional Noninterest Income$159,0005,017
Total noninterest expense$3,090,0003,897
Salaries and employee benefits$1,939,0003,530
Premises and equipment expense$281,0005,147
Additional noninterest expense$870,0004,017
Pre-tax net operating income$809,0005,206
Securities gains (losses)$01,388
Applicable income taxes$46,0005,490
Income before extraordinary items$763,0004,806
Extraordinary gains, net$045
Net income$763,0004,810
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$206,0001,495
Cash dividends$05,292
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$763,0004,802
2006-06-30 (YTD Data)Rank
Total interest income$4,366,0003,881
Total interest expense$1,910,0003,508
Net interest income$2,456,0004,091
Provision for loan and lease losses$216,0001,983
Total noninterest income$324,0004,538
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$191,0003,653
Trading account gains and fees$0126
Additional Noninterest Income$133,0004,544
Total noninterest expense$2,040,0003,955
Salaries and employee benefits$1,254,0003,615
Premises and equipment expense$196,0005,000
Additional noninterest expense$590,0003,970
Pre-tax net operating income$524,0005,302
Securities gains (losses)$01,185
Applicable income taxes$36,0005,457
Income before extraordinary items$488,0004,943
Extraordinary gains, net$039
Net income$488,0004,948
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$16,0003,712
Cash dividends$05,069
Sale, conversion, retirement of capital stock, net$0887
Net operating income$488,0004,934
2006-03-31 (YTD Data)Rank
Total interest income$2,102,0003,920
Total interest expense$896,0003,554
Net interest income$1,206,0004,141
Provision for loan and lease losses$108,0001,890
Total noninterest income$176,0004,262
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$108,0003,311
Trading account gains and fees$0115
Additional Noninterest Income$68,0004,477
Total noninterest expense$1,020,0003,967
Salaries and employee benefits$642,0003,579
Premises and equipment expense$97,0005,056
Additional noninterest expense$281,0004,104
Pre-tax net operating income$254,0005,339
Securities gains (losses)$0955
Applicable income taxes$18,0005,421
Income before extraordinary items$236,0004,966
Extraordinary gains, net$021
Net income$236,0004,967
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-9,0007,786
Cash dividends$03,943
Sale, conversion, retirement of capital stock, net$0648
Net operating income$236,0004,948
2005-12-31 (YTD Data)Rank
Total interest income$6,856,0004,213
Total interest expense$2,549,0003,763
Net interest income$4,307,0004,405
Provision for loan and lease losses$264,0003,070
Total noninterest income$467,0005,410
Gross Fiduciary activities income$01,557
Service charges on deposit accounts$334,0003,948
Trading account gains and fees$0138
Additional Noninterest Income$133,0005,931
Total noninterest expense$3,593,0004,207
Salaries and employee benefits$2,292,0003,731
Premises and equipment expense$390,0004,927
Additional noninterest expense$911,0004,727
Pre-tax net operating income$917,0005,588
Securities gains (losses)$02,296
Applicable income taxes$63,0005,708
Income before extraordinary items$854,0005,204
Extraordinary gains, net$046
Net income$854,0005,206
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$66,0003,938
Cash dividends$06,054
Sale, conversion, retirement of capital stock, net$0934
Net operating income$854,0005,171
2005-09-30 (YTD Data)Rank
Total interest income$4,862,0004,336
Total interest expense$1,754,0003,874
Net interest income$3,108,0004,525
Provision for loan and lease losses$198,0002,988
Total noninterest income$331,0005,549
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$230,0004,141
Trading account gains and fees$0126
Additional Noninterest Income$101,0005,925
Total noninterest expense$2,527,0004,389
Salaries and employee benefits$1,584,0003,926
Premises and equipment expense$284,0005,014
Additional noninterest expense$659,0004,803
Pre-tax net operating income$714,0005,598
Securities gains (losses)$02,317
Applicable income taxes$56,0005,719
Income before extraordinary items$658,0005,233
Extraordinary gains, net$035
Net income$658,0005,236
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$24,0004,341
Cash dividends$05,317
Sale, conversion, retirement of capital stock, net$0769
Net operating income$658,0005,196
2005-06-30 (YTD Data)Rank
Total interest income$2,989,0004,517
Total interest expense$1,071,0003,945
Net interest income$1,918,0004,743
Provision for loan and lease losses$132,0002,878
Total noninterest income$213,0005,602
Gross Fiduciary activities income$01,480
Service charges on deposit accounts$133,0004,431
Trading account gains and fees$0116
Additional Noninterest Income$80,0005,615
Total noninterest expense$1,671,0004,396
Salaries and employee benefits$1,032,0003,978
Premises and equipment expense$188,0005,028
Additional noninterest expense$451,0004,721
Pre-tax net operating income$328,0006,414
Securities gains (losses)$02,146
Applicable income taxes$19,0006,120
Income before extraordinary items$309,0006,058
Extraordinary gains, net$030
Net income$309,0006,062
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$8,0004,599
Cash dividends$05,072
Sale, conversion, retirement of capital stock, net$0643
Net operating income$309,0006,008
2005-03-31 (YTD Data)Rank
Total interest income$1,401,0004,693
Total interest expense$497,0004,043
Net interest income$904,0004,944
Provision for loan and lease losses$66,0002,725
Total noninterest income$106,0005,559
Gross Fiduciary activities income$01,418
Service charges on deposit accounts$73,0004,143
Trading account gains and fees$0115
Additional Noninterest Income$33,0006,001
Total noninterest expense$849,0004,359
Salaries and employee benefits$533,0003,894
Premises and equipment expense$97,0004,978
Additional noninterest expense$219,0004,774
Pre-tax net operating income$95,0007,298
Securities gains (losses)$01,685
Applicable income taxes$6,0006,318
Income before extraordinary items$89,0007,078
Extraordinary gains, net$024
Net income$89,0007,079
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-3,0007,322
Cash dividends$03,863
Sale, conversion, retirement of capital stock, net$0491
Net operating income$89,0007,041
2004-12-31 (YTD Data)Rank
Total interest income$4,674,0005,065
Total interest expense$1,423,0004,657
Net interest income$3,251,0005,156
Provision for loan and lease losses$276,0003,073
Total noninterest income$370,0005,959
Gross Fiduciary activities income$01,582
Service charges on deposit accounts$223,0004,988
Trading account gains and fees$0138
Additional Noninterest Income$147,0005,731
Total noninterest expense$2,931,0004,737
Salaries and employee benefits$1,763,0004,406
Premises and equipment expense$241,0006,295
Additional noninterest expense$927,0004,602
Pre-tax net operating income$414,0007,014
Securities gains (losses)$4,0003,277
Applicable income taxes$29,0006,371
Income before extraordinary items$389,0006,831
Extraordinary gains, net$034
Net income$389,0006,833
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$57,0004,468
Cash dividends$06,149
Sale, conversion, retirement of capital stock, net$0872
Net operating income$385,2806,796
2004-09-30 (YTD Data)Rank
Total interest income$3,320,0005,212
Total interest expense$970,0004,864
Net interest income$2,350,0005,269
Provision for loan and lease losses$207,0002,929
Total noninterest income$259,0006,144
Gross Fiduciary activities income$01,547
Service charges on deposit accounts$169,0005,017
Trading account gains and fees$0134
Additional Noninterest Income$90,0006,127
Total noninterest expense$2,159,0004,751
Salaries and employee benefits$1,338,0004,330
Premises and equipment expense$164,0006,524
Additional noninterest expense$657,0004,744
Pre-tax net operating income$243,0007,487
Securities gains (losses)$4,0003,145
Applicable income taxes$17,0006,595
Income before extraordinary items$230,0007,305
Extraordinary gains, net$026
Net income$230,0007,305
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$38,0004,105
Cash dividends$05,363
Sale, conversion, retirement of capital stock, net$0738
Net operating income$226,2807,263
2004-06-30 (YTD Data)Rank
Total interest income$2,085,0005,414
Total interest expense$590,0005,155
Net interest income$1,495,0005,422
Provision for loan and lease losses$138,0002,915
Total noninterest income$182,0006,038
Gross Fiduciary activities income$01,518
Service charges on deposit accounts$110,0005,057
Trading account gains and fees$0130
Additional Noninterest Income$72,0005,800
Total noninterest expense$1,370,0004,965
Salaries and employee benefits$839,0004,551
Premises and equipment expense$104,0006,700
Additional noninterest expense$427,0004,845
Pre-tax net operating income$169,0007,425
Securities gains (losses)$4,0002,826
Applicable income taxes$12,0006,573
Income before extraordinary items$161,0007,254
Extraordinary gains, net$021
Net income$161,0007,254
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-7,0008,017
Cash dividends$05,087
Sale, conversion, retirement of capital stock, net$0638
Net operating income$157,2807,209
2004-03-31 (YTD Data)Rank
Total interest income$965,0005,689
Total interest expense$275,0005,436
Net interest income$690,0005,685
Provision for loan and lease losses$69,0002,785
Total noninterest income$111,0005,539
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$58,0004,878
Trading account gains and fees$0121
Additional Noninterest Income$53,0005,009
Total noninterest expense$679,0005,012
Salaries and employee benefits$400,0004,740
Premises and equipment expense$53,0006,646
Additional noninterest expense$226,0004,638
Pre-tax net operating income$53,0007,880
Securities gains (losses)$4,0002,410
Applicable income taxes$4,0006,676
Income before extraordinary items$53,0007,729
Extraordinary gains, net$016
Net income$53,0007,729
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-7,0008,046
Cash dividends$03,841
Sale, conversion, retirement of capital stock, net$0464
Net operating income$49,2807,737
2003-12-31 (YTD Data)Rank
Total interest income$3,862,0005,764
Total interest expense$1,218,0005,513
Net interest income$2,644,0005,717
Provision for loan and lease losses$146,0004,640
Total noninterest income$441,0005,742
Gross Fiduciary activities income$01,641
Service charges on deposit accounts$238,0004,864
Trading account gains and fees$0160
Additional Noninterest Income$203,0005,252
Total noninterest expense$1,941,0006,085
Salaries and employee benefits$1,231,0005,557
Premises and equipment expense$175,0007,087
Additional noninterest expense$535,0006,349
Pre-tax net operating income$998,0005,185
Securities gains (losses)$32,0002,881
Applicable income taxes$72,0006,015
Income before extraordinary items$958,0004,759
Extraordinary gains, net$054
Net income$958,0004,760
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$93,0004,187
Cash dividends$400,0003,891
Sale, conversion, retirement of capital stock, net$0868
Net operating income$928,2404,691
2003-09-30 (YTD Data)Rank
Total interest income$2,880,0005,843
Total interest expense$938,0005,572
Net interest income$1,942,0005,811
Provision for loan and lease losses$122,0004,329
Total noninterest income$348,0005,678
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$181,0004,859
Trading account gains and fees$0153
Additional Noninterest Income$167,0005,136
Total noninterest expense$1,404,0006,168
Salaries and employee benefits$874,0005,700
Premises and equipment expense$154,0006,717
Additional noninterest expense$376,0006,528
Pre-tax net operating income$764,0005,274
Securities gains (losses)$32,0002,649
Applicable income taxes$54,0006,146
Income before extraordinary items$742,0004,809
Extraordinary gains, net$040
Net income$742,0004,810
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-11,0008,563
Cash dividends$05,519
Sale, conversion, retirement of capital stock, net$0722
Net operating income$712,2404,758
2003-06-30 (YTD Data)Rank
Total interest income$1,887,0005,933
Total interest expense$645,0005,599
Net interest income$1,242,0005,961
Provision for loan and lease losses$48,0005,200
Total noninterest income$238,0005,601
Gross Fiduciary activities income$01,577
Service charges on deposit accounts$113,0004,977
Trading account gains and fees$0150
Additional Noninterest Income$125,0004,923
Total noninterest expense$915,0006,281
Salaries and employee benefits$577,0005,747
Premises and equipment expense$94,0006,916
Additional noninterest expense$244,0006,602
Pre-tax net operating income$517,0005,238
Securities gains (losses)$26,0002,455
Applicable income taxes$39,0006,120
Income before extraordinary items$504,0004,783
Extraordinary gains, net$030
Net income$504,0004,782
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-49,0008,986
Cash dividends$05,215
Sale, conversion, retirement of capital stock, net$0589
Net operating income$479,8204,695
2003-03-31 (YTD Data)Rank
Total interest income$941,0005,965
Total interest expense$331,0005,627
Net interest income$610,0006,013
Provision for loan and lease losses$24,0004,998
Total noninterest income$88,0006,207
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$48,0005,295
Trading account gains and fees$0134
Additional Noninterest Income$40,0005,700
Total noninterest expense$433,0006,470
Salaries and employee benefits$273,0005,939
Premises and equipment expense$49,0006,835
Additional noninterest expense$111,0006,863
Pre-tax net operating income$241,0005,372
Securities gains (losses)$13,0002,079
Applicable income taxes$18,0006,161
Income before extraordinary items$236,0004,864
Extraordinary gains, net$021
Net income$236,0004,864
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$8,0004,155
Cash dividends$03,930
Sale, conversion, retirement of capital stock, net$0419
Net operating income$223,9104,821
2002-12-31 (YTD Data)Rank
Total interest income$3,952,0005,942
Total interest expense$1,390,0005,953
Net interest income$2,562,0005,822
Provision for loan and lease losses$93,0005,851
Total noninterest income$281,0006,613
Gross Fiduciary activities income$01,713
Service charges on deposit accounts$182,0005,436
Trading account gains and fees$0153
Additional Noninterest Income$99,0006,467
Total noninterest expense$1,840,0006,181
Salaries and employee benefits$1,133,0005,696
Premises and equipment expense$193,0006,844
Additional noninterest expense$514,0006,424
Pre-tax net operating income$910,0005,448
Securities gains (losses)$68,0002,124
Applicable income taxes$66,0006,332
Income before extraordinary items$912,0004,843
Extraordinary gains, net$070
Net income$912,0004,843
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$42,0005,517
Cash dividends$800,0002,639
Sale, conversion, retirement of capital stock, net$0862
Net operating income$848,7604,914
2001-12-31 (YTD Data)Rank
Total interest income$4,034,0006,324
Total interest expense$1,769,0006,470
Net interest income$2,265,0006,031
Provision for loan and lease losses$123,0005,150
Total noninterest income$367,0005,905
Gross Fiduciary activities income$01,731
Service charges on deposit accounts$174,0005,460
Trading account gains and fees$0177
Additional Noninterest Income$193,0005,009
Total noninterest expense$1,646,0006,468
Salaries and employee benefits$1,024,0005,897
Premises and equipment expense$135,0007,770
Additional noninterest expense$487,0006,529
Pre-tax net operating income$863,0005,301
Securities gains (losses)$19,0003,188
Applicable income taxes$60,0006,535
Income before extraordinary items$822,0004,804
Extraordinary gains, net$0105
Net income$822,0004,806
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$60,0004,890
Cash dividends$700,0002,851
Sale, conversion, retirement of capital stock, net$0922
Net operating income$804,3304,746
2000-12-31 (YTD Data)Rank
Total interest income$3,674,0006,761
Total interest expense$1,575,0007,018
Net interest income$2,099,0006,425
Provision for loan and lease losses$84,0005,667
Total noninterest income$286,0006,422
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$158,0005,645
Trading account gains and feesNANA
Additional Noninterest Income$128,0005,852
Total noninterest expense$1,509,0006,728
Salaries and employee benefits$930,0006,203
Premises and equipment expense$164,0007,343
Additional noninterest expense$415,0007,032
Pre-tax net operating income$792,0005,895
Securities gains (losses)$-16,0008,617
Applicable income taxes$55,0007,164
Income before extraordinary items$721,0005,341
Extraordinary gains, net$038
Net income$721,0005,340
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$78,0004,010
Cash dividends$600,0003,185
Sale, conversion, retirement of capital stock, net$0969
Net operating income$735,8805,286
1999-12-31 (YTD Data)Rank
Total interest income$2,965,0007,423
Total interest expense$1,208,0007,622
Net interest income$1,757,0007,091
Provision for loan and lease losses$84,0005,577
Total noninterest income$224,0007,212
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$143,0005,962
Trading account gains and feesNANA
Additional Noninterest Income$81,0007,121
Total noninterest expense$1,412,0007,017
Salaries and employee benefits$971,0005,998
Premises and equipment expense$125,0008,129
Additional noninterest expense$316,0007,996
Pre-tax net operating income$485,0007,205
Securities gains (losses)$21,0001,369
Applicable income taxes$34,0007,921
Income before extraordinary items$472,0006,586
Extraordinary gains, net$035
Net income$472,0006,584
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$50,0004,834
Cash dividends$450,0003,697
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$452,4706,664
1998-12-31 (YTD Data)Rank
Total interest income$3,108,0007,401
Total interest expense$1,325,0007,599
Net interest income$1,783,0007,090
Provision for loan and lease losses$84,0005,485
Total noninterest income$226,0007,266
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$137,0006,148
Trading account gains and feesNANA
Additional Noninterest Income$89,0006,894
Total noninterest expense$1,355,0007,087
Salaries and employee benefits$914,0006,142
Premises and equipment expense$113,0008,421
Additional noninterest expense$328,0007,862
Pre-tax net operating income$570,0007,060
Securities gains (losses)$8,0003,124
Applicable income taxes$85,0007,751
Income before extraordinary items$493,0006,650
Extraordinary gains, net$032
Net income$493,0006,649
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$162,0002,792
Cash dividends$550,0003,304
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$486,2006,582
1997-12-31 (YTD Data)Rank
Total interest income$3,159,0007,564
Total interest expense$1,294,0007,860
Net interest income$1,865,0007,191
Provision for loan and lease losses$78,0005,710
Total noninterest income$238,0007,358
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$147,0006,212
Trading account gains and feesNANA
Additional Noninterest Income$91,0007,039
Total noninterest expense$1,248,0007,506
Salaries and employee benefits$903,0006,269
Premises and equipment expense$85,0009,322
Additional noninterest expense$260,0008,735
Pre-tax net operating income$777,0006,649
Securities gains (losses)$9,0002,430
Applicable income taxes$140,0007,754
Income before extraordinary items$646,0006,135
Extraordinary gains, net$044
Net income$646,0006,136
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$100,0003,830
Cash dividends$600,0003,054
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$638,6206,122
1996-12-31 (YTD Data)Rank
Total interest income$2,932,0008,084
Total interest expense$1,200,0008,373
Net interest income$1,732,0007,701
Provision for loan and lease losses$104,0005,004
Total noninterest income$247,0007,627
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$161,0006,268
Trading account gains and feesNANA
Additional Noninterest Income$86,0007,551
Total noninterest expense$1,176,0008,048
Salaries and employee benefits$858,0006,667
Premises and equipment expense$73,0009,997
Additional noninterest expense$245,0009,448
Pre-tax net operating income$699,0006,939
Securities gains (losses)$6,0002,865
Applicable income taxes$277,0006,092
Income before extraordinary items$428,0007,395
Extraordinary gains, net$053
Net income$428,0007,395
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$6,0007,912
Cash dividends$300,0004,471
Sale, conversion, retirement of capital stock, net$0953
Net operating income$424,1607,368
1995-12-31 (YTD Data)Rank
Total interest income$2,828,0008,467
Total interest expense$1,150,0008,755
Net interest income$1,678,0008,074
Provision for loan and lease losses$30,0007,070
Total noninterest income$333,0006,681
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$168,0006,292
Trading account gains and feesNANA
Additional Noninterest Income$165,0005,697
Total noninterest expense$1,174,0008,297
Salaries and employee benefits$818,0007,002
Premises and equipment expense$83,00010,121
Additional noninterest expense$273,0009,562
Pre-tax net operating income$807,0006,808
Securities gains (losses)$21,0001,877
Applicable income taxes$269,0006,377
Income before extraordinary items$559,0006,853
Extraordinary gains, net$065
Net income$559,0006,851
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$14,0007,103
Cash dividends$425,0003,712
Sale, conversion, retirement of capital stock, net$0809
Net operating income$544,7206,913
1994-12-31 (YTD Data)Rank
Total interest income$2,467,0008,958
Total interest expense$926,0009,012
Net interest income$1,541,0008,760
Provision for loan and lease losses$09,146
Total noninterest income$341,0006,765
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$152,0006,839
Trading account gains and feesNANA
Additional Noninterest Income$189,0005,455
Total noninterest expense$1,171,0008,722
Salaries and employee benefits$768,0007,397
Premises and equipment expense$78,00010,708
Additional noninterest expense$325,0009,657
Pre-tax net operating income$711,0007,327
Securities gains (losses)$2,0003,070
Applicable income taxes$265,0006,325
Income before extraordinary items$448,0007,737
Extraordinary gains, net$0249
Net income$448,0007,749
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-36,00011,695
Cash dividends$340,0004,156
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$446,7207,798
1993-12-31 (YTD Data)Rank
Total interest income$2,306,0009,567
Total interest expense$944,0009,359
Net interest income$1,362,0009,541
Provision for loan and lease losses$010,371
Total noninterest income$187,0009,467
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$135,0007,460
Trading account gains and feesNANA
Additional Noninterest Income$52,0009,987
Total noninterest expense$1,120,0009,249
Salaries and employee benefits$736,0007,738
Premises and equipment expense$70,00011,498
Additional noninterest expense$314,00010,267
Pre-tax net operating income$429,0009,187
Securities gains (losses)$23,0004,484
Applicable income taxes$148,0008,695
Income before extraordinary items$304,0009,436
Extraordinary gains, net$61,0002,018
Net income$365,0008,954
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-17,00012,031
Cash dividends$75,0007,397
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$288,5909,345
1992-12-31 (YTD Data)Rank
Total interest income$2,591,0009,742
Total interest expense$1,208,0009,574
Net interest income$1,383,0009,685
Provision for loan and lease losses$011,756
Total noninterest income$159,00010,308
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$116,0008,048
Trading account gains and feesNANA
Additional Noninterest Income$43,00010,841
Total noninterest expense$1,099,0009,513
Salaries and employee benefits$726,0007,801
Premises and equipment expense$61,00012,225
Additional noninterest expense$312,00010,666
Pre-tax net operating income$443,0008,856
Securities gains (losses)$-8,00013,215
Applicable income taxes$127,0009,192
Income before extraordinary items$308,0009,207
Extraordinary gains, net$01,422
Net income$308,0009,342
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-28,00013,250
Cash dividends$100,0006,542
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$313,6808,750

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.