Home > Northland Community Bank > Income and Expense
Northland Community Bank, Income and Expense
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $1,729,000 | 6,157 |
| Total interest expense | $500,000 | 6,044 |
| Net interest income | $1,229,000 | 6,105 |
| Provision for loan and lease losses | $0 | 6,626 |
| Total noninterest income | $98,000 | 7,094 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $44,000 | 6,475 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $54,000 | 6,283 |
| Total noninterest expense | $951,000 | 6,244 |
| Salaries and employee benefits | $545,000 | 6,076 |
| Premises and equipment expense | $257,000 | 4,062 |
| Additional noninterest expense | $149,000 | 7,633 |
| Pre-tax net operating income | $376,000 | 6,131 |
| Securities gains (losses) | $18,000 | 1,140 |
| Applicable income taxes | $0 | 6,961 |
| Income before extraordinary items | $394,000 | 5,489 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $394,000 | 5,492 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 4,682 |
| Cash dividends | $724,000 | 1,712 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $376,000 | 5,552 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $862,000 | 6,173 |
| Total interest expense | $238,000 | 6,102 |
| Net interest income | $624,000 | 6,103 |
| Provision for loan and lease losses | $0 | 6,226 |
| Total noninterest income | $40,000 | 7,415 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $18,000 | 6,743 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $22,000 | 6,697 |
| Total noninterest expense | $451,000 | 6,420 |
| Salaries and employee benefits | $285,000 | 5,952 |
| Premises and equipment expense | $83,000 | 5,458 |
| Additional noninterest expense | $83,000 | 7,500 |
| Pre-tax net operating income | $213,000 | 5,813 |
| Securities gains (losses) | $9,000 | 1,042 |
| Applicable income taxes | $0 | 6,892 |
| Income before extraordinary items | $222,000 | 5,158 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $222,000 | 5,159 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 7,095 |
| Cash dividends | $159,000 | 2,481 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $213,000 | 5,228 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $3,341,000 | 6,105 |
| Total interest expense | $865,000 | 6,051 |
| Net interest income | $2,476,000 | 6,036 |
| Provision for loan and lease losses | $62,000 | 5,624 |
| Total noninterest income | $222,000 | 6,975 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $101,000 | 6,463 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $121,000 | 6,090 |
| Total noninterest expense | $1,797,000 | 6,366 |
| Salaries and employee benefits | $1,195,000 | 5,705 |
| Premises and equipment expense | $297,000 | 5,705 |
| Additional noninterest expense | $305,000 | 7,674 |
| Pre-tax net operating income | $839,000 | 5,677 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $0 | 7,185 |
| Income before extraordinary items | $839,000 | 5,152 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $839,000 | 5,154 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-4,000 | 8,102 |
| Cash dividends | $442,000 | 3,756 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $839,000 | 5,085 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $2,453,000 | 6,170 |
| Total interest expense | $637,000 | 6,093 |
| Net interest income | $1,816,000 | 6,106 |
| Provision for loan and lease losses | $40,000 | 5,698 |
| Total noninterest income | $168,000 | 6,995 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $70,000 | 6,623 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $98,000 | 5,957 |
| Total noninterest expense | $1,387,000 | 6,232 |
| Salaries and employee benefits | $940,000 | 5,518 |
| Premises and equipment expense | $222,000 | 5,680 |
| Additional noninterest expense | $225,000 | 7,706 |
| Pre-tax net operating income | $557,000 | 6,070 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $0 | 7,220 |
| Income before extraordinary items | $557,000 | 5,545 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $557,000 | 5,545 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-10,000 | 8,165 |
| Cash dividends | $362,000 | 3,167 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $557,000 | 5,480 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $1,590,000 | 6,277 |
| Total interest expense | $420,000 | 6,152 |
| Net interest income | $1,170,000 | 6,230 |
| Provision for loan and lease losses | $24,000 | 5,696 |
| Total noninterest income | $119,000 | 6,916 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $42,000 | 6,783 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $77,000 | 5,665 |
| Total noninterest expense | $924,000 | 6,273 |
| Salaries and employee benefits | $640,000 | 5,491 |
| Premises and equipment expense | $149,000 | 5,683 |
| Additional noninterest expense | $135,000 | 7,914 |
| Pre-tax net operating income | $341,000 | 6,237 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $0 | 7,214 |
| Income before extraordinary items | $341,000 | 5,738 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $341,000 | 5,738 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-7,000 | 8,017 |
| Cash dividends | $192,000 | 3,541 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $341,000 | 5,656 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $773,000 | 6,388 |
| Total interest expense | $210,000 | 6,211 |
| Net interest income | $563,000 | 6,347 |
| Provision for loan and lease losses | $12,000 | 5,458 |
| Total noninterest income | $38,000 | 7,671 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $17,000 | 7,025 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $21,000 | 6,731 |
| Total noninterest expense | $477,000 | 6,203 |
| Salaries and employee benefits | $335,000 | 5,348 |
| Premises and equipment expense | $75,000 | 5,696 |
| Additional noninterest expense | $67,000 | 7,958 |
| Pre-tax net operating income | $112,000 | 6,965 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $0 | 7,103 |
| Income before extraordinary items | $112,000 | 6,660 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $112,000 | 6,660 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 7,358 |
| Cash dividends | $58,000 | 3,309 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $112,000 | 6,542 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $3,114,000 | 6,403 |
| Total interest expense | $887,000 | 6,444 |
| Net interest income | $2,227,000 | 6,282 |
| Provision for loan and lease losses | $40,000 | 6,511 |
| Total noninterest income | $149,000 | 7,814 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $74,000 | 7,015 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $75,000 | 6,981 |
| Total noninterest expense | $1,746,000 | 6,443 |
| Salaries and employee benefits | $1,192,000 | 5,664 |
| Premises and equipment expense | $257,000 | 6,101 |
| Additional noninterest expense | $297,000 | 7,780 |
| Pre-tax net operating income | $590,000 | 6,376 |
| Securities gains (losses) | $-10,000 | 8,783 |
| Applicable income taxes | $0 | 7,459 |
| Income before extraordinary items | $580,000 | 6,015 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $580,000 | 6,019 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $39,000 | 5,380 |
| Cash dividends | $354,000 | 4,128 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $590,000 | 5,808 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $2,343,000 | 6,466 |
| Total interest expense | $669,000 | 6,584 |
| Net interest income | $1,674,000 | 6,310 |
| Provision for loan and lease losses | $25,000 | 6,589 |
| Total noninterest income | $109,000 | 7,909 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $54,000 | 7,102 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $55,000 | 7,077 |
| Total noninterest expense | $1,277,000 | 6,500 |
| Salaries and employee benefits | $871,000 | 5,717 |
| Premises and equipment expense | $189,000 | 6,143 |
| Additional noninterest expense | $217,000 | 7,844 |
| Pre-tax net operating income | $481,000 | 6,367 |
| Securities gains (losses) | $-10,000 | 8,939 |
| Applicable income taxes | $0 | 7,524 |
| Income before extraordinary items | $471,000 | 5,991 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $471,000 | 5,992 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $37,000 | 4,672 |
| Cash dividends | $354,000 | 3,221 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $481,000 | 5,777 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $1,558,000 | 6,522 |
| Total interest expense | $449,000 | 6,683 |
| Net interest income | $1,109,000 | 6,337 |
| Provision for loan and lease losses | $10,000 | 6,790 |
| Total noninterest income | $78,000 | 7,809 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $34,000 | 7,172 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $44,000 | 6,789 |
| Total noninterest expense | $829,000 | 6,594 |
| Salaries and employee benefits | $577,000 | 5,747 |
| Premises and equipment expense | $124,000 | 6,178 |
| Additional noninterest expense | $128,000 | 8,072 |
| Pre-tax net operating income | $348,000 | 6,181 |
| Securities gains (losses) | $-10,000 | 9,045 |
| Applicable income taxes | $0 | 7,529 |
| Income before extraordinary items | $338,000 | 5,819 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $338,000 | 5,818 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $39,000 | 3,755 |
| Cash dividends | $259,000 | 3,094 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $348,000 | 5,540 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $770,000 | 6,597 |
| Total interest expense | $223,000 | 6,789 |
| Net interest income | $547,000 | 6,372 |
| Provision for loan and lease losses | $0 | 6,934 |
| Total noninterest income | $43,000 | 7,632 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $17,000 | 7,137 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $26,000 | 6,499 |
| Total noninterest expense | $413,000 | 6,610 |
| Salaries and employee benefits | $285,000 | 5,792 |
| Premises and equipment expense | $62,000 | 6,190 |
| Additional noninterest expense | $66,000 | 8,054 |
| Pre-tax net operating income | $177,000 | 6,129 |
| Securities gains (losses) | $-10,000 | 9,157 |
| Applicable income taxes | $0 | 7,403 |
| Income before extraordinary items | $167,000 | 5,762 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $167,000 | 5,762 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $37,000 | 2,537 |
| Cash dividends | $110,000 | 2,809 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $177,000 | 5,442 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $3,053,000 | 6,798 |
| Total interest expense | $932,000 | 7,108 |
| Net interest income | $2,121,000 | 6,441 |
| Provision for loan and lease losses | $144,000 | 5,017 |
| Total noninterest income | $181,000 | 7,513 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $78,000 | 6,973 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $103,000 | 6,389 |
| Total noninterest expense | $1,507,000 | 6,824 |
| Salaries and employee benefits | $1,001,000 | 6,145 |
| Premises and equipment expense | $237,000 | 6,307 |
| Additional noninterest expense | $269,000 | 8,037 |
| Pre-tax net operating income | $651,000 | 6,247 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $0 | 7,681 |
| Income before extraordinary items | $651,000 | 5,749 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $651,000 | 5,748 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $19,000 | 6,379 |
| Cash dividends | $273,000 | 4,483 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $651,000 | 5,610 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $2,633,000 | 7,606 |
| Total interest expense | $1,152,000 | 7,701 |
| Net interest income | $1,481,000 | 7,367 |
| Provision for loan and lease losses | $33,000 | 7,158 |
| Total noninterest income | $100,000 | 8,521 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $57,000 | 7,450 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $43,000 | 7,892 |
| Total noninterest expense | $1,237,000 | 7,366 |
| Salaries and employee benefits | $791,000 | 6,818 |
| Premises and equipment expense | $206,000 | 6,707 |
| Additional noninterest expense | $240,000 | 8,310 |
| Pre-tax net operating income | $311,000 | 7,361 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $0 | 7,903 |
| Income before extraordinary items | $311,000 | 7,062 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $311,000 | 7,063 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $14,000 | 6,614 |
| Cash dividends | $208,000 | 4,948 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $311,000 | 6,947 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $2,418,000 | 8,000 |
| Total interest expense | $1,059,000 | 8,111 |
| Net interest income | $1,359,000 | 7,738 |
| Provision for loan and lease losses | $60,000 | 6,179 |
| Total noninterest income | $157,000 | 7,786 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $53,000 | 7,545 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $104,000 | 6,336 |
| Total noninterest expense | $1,078,000 | 7,805 |
| Salaries and employee benefits | $730,000 | 7,059 |
| Premises and equipment expense | $154,000 | 7,532 |
| Additional noninterest expense | $194,000 | 8,841 |
| Pre-tax net operating income | $378,000 | 7,564 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $36,000 | 7,478 |
| Income before extraordinary items | $342,000 | 7,205 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $342,000 | 7,203 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $25,000 | 5,720 |
| Cash dividends | $182,000 | 5,263 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $342,000 | 7,198 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $2,166,000 | 8,311 |
| Total interest expense | $895,000 | 8,458 |
| Net interest income | $1,271,000 | 8,050 |
| Provision for loan and lease losses | $48,000 | 6,602 |
| Total noninterest income | $153,000 | 8,064 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $35,000 | 8,186 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $118,000 | 6,224 |
| Total noninterest expense | $1,131,000 | 7,749 |
| Salaries and employee benefits | $654,000 | 7,466 |
| Premises and equipment expense | $255,000 | 5,965 |
| Additional noninterest expense | $222,000 | 8,822 |
| Pre-tax net operating income | $245,000 | 8,361 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $50,000 | 7,632 |
| Income before extraordinary items | $195,000 | 8,347 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $195,000 | 8,348 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $29,000 | 5,628 |
| Cash dividends | $76,000 | 6,334 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $195,000 | 8,314 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $1,862,000 | 8,845 |
| Total interest expense | $822,000 | 8,883 |
| Net interest income | $1,040,000 | 8,707 |
| Provision for loan and lease losses | $36,000 | 7,078 |
| Total noninterest income | $115,000 | 8,769 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $35,000 | 8,408 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $80,000 | 7,189 |
| Total noninterest expense | $892,000 | 8,459 |
| Salaries and employee benefits | $573,000 | 7,903 |
| Premises and equipment expense | $143,000 | 7,816 |
| Additional noninterest expense | $176,000 | 9,392 |
| Pre-tax net operating income | $227,000 | 8,781 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $81,000 | 7,809 |
| Income before extraordinary items | $146,000 | 9,003 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $146,000 | 9,001 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-6,000 | 9,466 |
| Cash dividends | $60,000 | 6,728 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $146,000 | 8,943 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $1,512,000 | 9,651 |
| Total interest expense | $661,000 | 9,650 |
| Net interest income | $851,000 | 9,538 |
| Provision for loan and lease losses | $26,000 | 7,586 |
| Total noninterest income | $115,000 | 9,144 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $21,000 | 9,106 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $94,000 | 6,947 |
| Total noninterest expense | $766,000 | 9,160 |
| Salaries and employee benefits | $504,000 | 8,576 |
| Premises and equipment expense | $115,000 | 8,614 |
| Additional noninterest expense | $147,000 | 10,028 |
| Pre-tax net operating income | $174,000 | 9,712 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $46,000 | 9,317 |
| Income before extraordinary items | $128,000 | 9,776 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $128,000 | 9,776 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 7,963 |
| Cash dividends | $146,000 | 5,984 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $128,000 | 9,730 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $1,216,000 | 10,498 |
| Total interest expense | $523,000 | 10,526 |
| Net interest income | $693,000 | 10,409 |
| Provision for loan and lease losses | $5,000 | 8,822 |
| Total noninterest income | $70,000 | 10,476 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $18,000 | 9,614 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $52,000 | 8,801 |
| Total noninterest expense | $556,000 | 10,373 |
| Salaries and employee benefits | $367,000 | 9,841 |
| Premises and equipment expense | $79,000 | 9,841 |
| Additional noninterest expense | $110,000 | 10,997 |
| Pre-tax net operating income | $202,000 | 9,775 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $46,000 | 9,765 |
| Income before extraordinary items | $156,000 | 9,726 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $156,000 | 9,725 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 8,612 |
| Cash dividends | $146,000 | 6,109 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $156,000 | 9,666 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $1,129,000 | 11,074 |
| Total interest expense | $492,000 | 11,045 |
| Net interest income | $637,000 | 11,010 |
| Provision for loan and lease losses | $0 | 8,958 |
| Total noninterest income | $57,000 | 11,227 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $19,000 | 10,031 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $38,000 | 9,820 |
| Total noninterest expense | $495,000 | 11,039 |
| Salaries and employee benefits | $311,000 | 10,655 |
| Premises and equipment expense | $66,000 | 10,593 |
| Additional noninterest expense | $118,000 | 11,445 |
| Pre-tax net operating income | $199,000 | 10,469 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $52,000 | 10,150 |
| Income before extraordinary items | $147,000 | 10,491 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $147,000 | 10,495 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 10,150 |
| Cash dividends | $168,000 | 5,868 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $147,000 | 10,460 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $1,041,000 | 11,642 |
| Total interest expense | $370,000 | 11,740 |
| Net interest income | $671,000 | 11,483 |
| Provision for loan and lease losses | $6,000 | 8,739 |
| Total noninterest income | $55,000 | 11,823 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $19,000 | 10,567 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $36,000 | 10,409 |
| Total noninterest expense | $461,000 | 11,794 |
| Salaries and employee benefits | $292,000 | 11,282 |
| Premises and equipment expense | $60,000 | 11,299 |
| Additional noninterest expense | $109,000 | 12,220 |
| Pre-tax net operating income | $259,000 | 10,423 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $80,000 | 9,807 |
| Income before extraordinary items | $179,000 | 10,509 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $179,000 | 10,514 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 8,066 |
| Cash dividends | $206,000 | 5,370 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $179,000 | 10,556 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $1,069,000 | 12,137 |
| Total interest expense | $394,000 | 12,257 |
| Net interest income | $675,000 | 11,959 |
| Provision for loan and lease losses | $14,000 | 9,467 |
| Total noninterest income | $60,000 | 12,298 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $20,000 | 11,005 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $40,000 | 10,664 |
| Total noninterest expense | $422,000 | 12,539 |
| Salaries and employee benefits | $246,000 | 12,225 |
| Premises and equipment expense | $60,000 | 11,855 |
| Additional noninterest expense | $116,000 | 12,805 |
| Pre-tax net operating income | $299,000 | 10,253 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $85,000 | 10,101 |
| Income before extraordinary items | $214,000 | 10,485 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $214,000 | 10,590 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $15,000 | 8,132 |
| Cash dividends | $90,000 | 7,115 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $214,000 | 10,241 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $1,084,000 | 12,869 |
| Total interest expense | $498,000 | 12,770 |
| Net interest income | $586,000 | 12,765 |
| Provision for loan and lease losses | $0 | 11,756 |
| Total noninterest income | $69,000 | 12,585 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $23,000 | 11,285 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $46,000 | 10,672 |
| Total noninterest expense | $385,000 | 13,240 |
| Salaries and employee benefits | $232,000 | 12,802 |
| Premises and equipment expense | $49,000 | 12,719 |
| Additional noninterest expense | $104,000 | 13,486 |
| Pre-tax net operating income | $270,000 | 10,424 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $89,000 | 10,194 |
| Income before extraordinary items | $181,000 | 10,856 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $181,000 | 10,955 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 11,020 |
| Cash dividends | $66,000 | 7,319 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $181,000 | 10,521 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.