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Northfield Savings Bank, Income and Expense

2025-03-31 (YTD Data)Rank
Total interest income$15,421,000876
Total interest expense$6,202,000831
Net interest income$9,219,000937
Provision for loan and lease losses$240,000922
Total noninterest income$1,548,0001,006
Gross Fiduciary activities income$0918
Service charges on deposit accounts$454,000627
Trading account gains and feesNANA
Additional Noninterest Income$1,094,000915
Total noninterest expense$9,660,000763
Salaries and employee benefits$5,368,000762
Premises and equipment expense$1,081,000653
Additional noninterest expense$1,094,000915
Pre-tax net operating income$867,0002,392
Securities gains (losses)$0665
Applicable income taxes$-9,0004,244
Income before extraordinary items$876,0002,216
Extraordinary gains, net$047
Net income$876,0002,242
Minority interest net income$065
Net income of bank and minority interests.$876,0002,216
Net charge-offs$5,0001,877
Cash dividends$02,364
Sale, conversion, retirement of capital stock, net$0467
Net operating income$876,0002,232
2024-12-31 (YTD Data)Rank
Total interest income$58,215,000919
Total interest expense$24,157,000895
Net interest income$34,058,000945
Provision for loan and lease losses$-500,0004,394
Total noninterest income$6,490,000992
Gross Fiduciary activities income$01,000
Service charges on deposit accounts$1,906,000592
Trading account gains and feesNANA
Additional Noninterest Income$4,584,000924
Total noninterest expense$36,011,000783
Salaries and employee benefits$19,308,000809
Premises and equipment expense$4,674,000593
Additional noninterest expense$4,584,000924
Pre-tax net operating income$5,037,0001,857
Securities gains (losses)$0940
Applicable income taxes$358,0002,060
Income before extraordinary items$4,679,0001,762
Extraordinary gains, net$053
Net income$4,679,0001,781
Minority interest net income$090
Net income of bank and minority interests.$4,679,0001,762
Net charge-offs$50,0002,090
Cash dividends$50,0003,364
Sale, conversion, retirement of capital stock, net$0564
Net operating income$4,679,0001,770
2024-09-30 (YTD Data)Rank
Total interest income$43,119,000917
Total interest expense$18,059,000900
Net interest income$25,060,000950
Provision for loan and lease losses$-500,0004,438
Total noninterest income$4,616,0001,024
Gross Fiduciary activities income$0972
Service charges on deposit accounts$1,422,000588
Trading account gains and feesNANA
Additional Noninterest Income$3,194,000960
Total noninterest expense$26,681,000780
Salaries and employee benefits$14,298,000809
Premises and equipment expense$3,427,000600
Additional noninterest expense$3,194,000960
Pre-tax net operating income$3,495,0001,952
Securities gains (losses)$0930
Applicable income taxes$226,0002,172
Income before extraordinary items$3,269,0001,851
Extraordinary gains, net$051
Net income$3,269,0001,871
Minority interest net income$082
Net income of bank and minority interests.$3,269,0001,853
Net charge-offs$48,0001,740
Cash dividends$50,0002,998
Sale, conversion, retirement of capital stock, net$0527
Net operating income$3,269,0001,856
2024-06-30 (YTD Data)Rank
Total interest income$28,312,000922
Total interest expense$11,749,000904
Net interest income$16,563,000962
Provision for loan and lease losses$-500,0004,471
Total noninterest income$2,998,0001,045
Gross Fiduciary activities income$0962
Service charges on deposit accounts$928,000588
Trading account gains and feesNANA
Additional Noninterest Income$2,070,000983
Total noninterest expense$17,727,000789
Salaries and employee benefits$9,463,000819
Premises and equipment expense$2,337,000594
Additional noninterest expense$2,070,000983
Pre-tax net operating income$2,334,0001,922
Securities gains (losses)$0628
Applicable income taxes$144,0002,184
Income before extraordinary items$2,190,0001,817
Extraordinary gains, net$052
Net income$2,190,0001,842
Minority interest net income$084
Net income of bank and minority interests.$2,190,0001,818
Net charge-offs$39,0001,510
Cash dividends$50,0002,862
Sale, conversion, retirement of capital stock, net$0496
Net operating income$2,190,0001,819
2024-03-31 (YTD Data)Rank
Total interest income$14,249,000910
Total interest expense$5,891,000889
Net interest income$8,358,000954
Provision for loan and lease losses$120,0001,123
Total noninterest income$1,398,0001,095
Gross Fiduciary activities income$0895
Service charges on deposit accounts$454,000597
Trading account gains and feesNANA
Additional Noninterest Income$944,0001,027
Total noninterest expense$8,586,000813
Salaries and employee benefits$4,666,000829
Premises and equipment expense$1,032,000677
Additional noninterest expense$944,0001,027
Pre-tax net operating income$1,050,0002,000
Securities gains (losses)$0689
Applicable income taxes$50,0002,318
Income before extraordinary items$1,000,0001,890
Extraordinary gains, net$051
Net income$1,000,0001,915
Minority interest net income$072
Net income of bank and minority interests.$1,000,0001,890
Net charge-offs$7,0001,636
Cash dividends$02,345
Sale, conversion, retirement of capital stock, net$0434
Net operating income$1,000,0001,890
2023-12-31 (YTD Data)Rank
Total interest income$50,152,000933
Total interest expense$14,784,000988
Net interest income$35,368,000900
Provision for loan and lease losses$500,0001,275
Total noninterest income$6,034,0001,042
Gross Fiduciary activities income$0981
Service charges on deposit accounts$1,819,000612
Trading account gains and feesNANA
Additional Noninterest Income$4,215,000987
Total noninterest expense$37,640,000729
Salaries and employee benefits$20,672,000735
Premises and equipment expense$4,376,000626
Additional noninterest expense$4,215,000987
Pre-tax net operating income$3,262,0002,417
Securities gains (losses)$0988
Applicable income taxes$69,0002,935
Income before extraordinary items$3,193,0002,255
Extraordinary gains, net$054
Net income$3,193,0002,279
Minority interest net income$088
Net income of bank and minority interests.$3,193,0002,258
Net charge-offs$67,0001,687
Cash dividends$03,459
Sale, conversion, retirement of capital stock, net$0540
Net operating income$3,193,0002,276
2023-09-30 (YTD Data)Rank
Total interest income$36,588,000938
Total interest expense$9,746,0001,008
Net interest income$26,842,000897
Provision for loan and lease losses$400,0001,142
Total noninterest income$4,498,0001,066
Gross Fiduciary activities income$0950
Service charges on deposit accounts$1,352,000610
Trading account gains and feesNANA
Additional Noninterest Income$3,146,000999
Total noninterest expense$27,681,000745
Salaries and employee benefits$14,920,000770
Premises and equipment expense$3,243,000634
Additional noninterest expense$3,146,000999
Pre-tax net operating income$3,259,0002,134
Securities gains (losses)$0849
Applicable income taxes$223,0002,288
Income before extraordinary items$3,036,0002,044
Extraordinary gains, net$052
Net income$3,036,0002,063
Minority interest net income$081
Net income of bank and minority interests.$3,036,0002,044
Net charge-offs$38,0001,595
Cash dividends$03,078
Sale, conversion, retirement of capital stock, net$0507
Net operating income$3,036,0002,067
2023-06-30 (YTD Data)Rank
Total interest income$23,730,000932
Total interest expense$5,482,0001,046
Net interest income$18,248,000883
Provision for loan and lease losses$300,0001,014
Total noninterest income$2,940,0001,014
Gross Fiduciary activities income$0931
Service charges on deposit accounts$879,000619
Trading account gains and feesNANA
Additional Noninterest Income$2,061,000948
Total noninterest expense$18,196,000738
Salaries and employee benefits$9,871,000775
Premises and equipment expense$2,092,000641
Additional noninterest expense$2,061,000947
Pre-tax net operating income$2,692,0001,877
Securities gains (losses)$0938
Applicable income taxes$267,0001,933
Income before extraordinary items$2,425,0001,813
Extraordinary gains, net$051
Net income$2,425,0001,833
Minority interest net income$081
Net income of bank and minority interests.$2,425,0001,813
Net charge-offs$18,0001,582
Cash dividends$02,952
Sale, conversion, retirement of capital stock, net$0486
Net operating income$2,425,0001,826
2023-03-31 (YTD Data)Rank
Total interest income$11,474,000947
Total interest expense$1,812,0001,280
Net interest income$9,662,000849
Provision for loan and lease losses$150,0001,007
Total noninterest income$1,420,0001,041
Gross Fiduciary activities income$0913
Service charges on deposit accounts$419,000656
Trading account gains and feesNANA
Additional Noninterest Income$1,001,000961
Total noninterest expense$9,090,000747
Salaries and employee benefits$4,970,000783
Premises and equipment expense$1,045,000660
Additional noninterest expense$1,001,000961
Pre-tax net operating income$1,842,0001,562
Securities gains (losses)$0950
Applicable income taxes$236,0001,567
Income before extraordinary items$1,606,0001,529
Extraordinary gains, net$04
Net income$1,606,0001,529
Minority interest net income$048
Net income of bank and minority interests.$1,606,0001,529
Net charge-offs$23,0001,067
Cash dividends$02,337
Sale, conversion, retirement of capital stock, net$0430
Net operating income$1,606,0001,543
2022-12-31 (YTD Data)Rank
Total interest income$44,081,000828
Total interest expense$2,707,0001,275
Net interest income$41,374,000798
Provision for loan and lease losses$03,012
Total noninterest income$5,420,0001,153
Gross Fiduciary activities income$01,005
Service charges on deposit accounts$1,745,000652
Trading account gains and feesNANA
Additional Noninterest Income$3,675,0001,108
Total noninterest expense$34,785,000750
Salaries and employee benefits$18,324,000815
Premises and equipment expense$4,140,000653
Additional noninterest expense$3,675,0001,108
Pre-tax net operating income$12,009,0001,115
Securities gains (losses)$0691
Applicable income taxes$1,963,0001,094
Income before extraordinary items$10,046,0001,100
Extraordinary gains, net$05
Net income$10,046,0001,099
Minority interest net income$063
Net income of bank and minority interests.$10,046,0001,100
Net charge-offs$76,0001,357
Cash dividends$03,475
Sale, conversion, retirement of capital stock, net$0568
Net operating income$10,046,0001,120
2022-09-30 (YTD Data)Rank
Total interest income$32,389,000817
Total interest expense$1,639,0001,209
Net interest income$30,750,000792
Provision for loan and lease losses$02,835
Total noninterest income$4,026,0001,161
Gross Fiduciary activities income$0968
Service charges on deposit accounts$1,306,000658
Trading account gains and feesNANA
Additional Noninterest Income$2,720,0001,139
Total noninterest expense$25,837,000758
Salaries and employee benefits$13,754,000806
Premises and equipment expense$3,114,000648
Additional noninterest expense$2,720,0001,139
Pre-tax net operating income$8,939,0001,114
Securities gains (losses)$0740
Applicable income taxes$1,476,0001,083
Income before extraordinary items$7,463,0001,101
Extraordinary gains, net$04
Net income$7,463,0001,100
Minority interest net income$057
Net income of bank and minority interests.$7,463,0001,101
Net charge-offs$58,0001,149
Cash dividends$03,099
Sale, conversion, retirement of capital stock, net$0519
Net operating income$7,463,0001,124
2022-06-30 (YTD Data)Rank
Total interest income$21,085,000798
Total interest expense$922,0001,218
Net interest income$20,163,000779
Provision for loan and lease losses$02,599
Total noninterest income$2,696,0001,148
Gross Fiduciary activities income$0925
Service charges on deposit accounts$873,000654
Trading account gains and feesNANA
Additional Noninterest Income$1,823,0001,162
Total noninterest expense$16,843,000762
Salaries and employee benefits$8,901,000816
Premises and equipment expense$2,080,000643
Additional noninterest expense$5,862,000675
Pre-tax net operating income$6,016,0001,059
Securities gains (losses)$0687
Applicable income taxes$1,000,0001,016
Income before extraordinary items$5,016,0001,042
Extraordinary gains, net$04
Net income$5,016,0001,041
Minority interest net income$060
Net income of bank and minority interests.$5,016,0001,042
Net charge-offs$26,0001,228
Cash dividends$02,961
Sale, conversion, retirement of capital stock, net$0494
Net operating income$5,016,0001,066
2022-03-31 (YTD Data)Rank
Total interest income$10,244,000796
Total interest expense$438,0001,234
Net interest income$9,806,000776
Provision for loan and lease losses$02,285
Total noninterest income$1,312,0001,167
Gross Fiduciary activities income$0892
Service charges on deposit accounts$439,000638
Trading account gains and feesNANA
Additional Noninterest Income$873,0001,173
Total noninterest expense$8,342,000768
Salaries and employee benefits$4,427,000825
Premises and equipment expense$1,045,000644
Additional noninterest expense$2,870,000675
Pre-tax net operating income$2,776,0001,070
Securities gains (losses)$0623
Applicable income taxes$445,0001,043
Income before extraordinary items$2,331,0001,067
Extraordinary gains, net$04
Net income$2,331,0001,064
Minority interest net income$050
Net income of bank and minority interests.$2,331,0001,067
Net charge-offs$9,0001,211
Cash dividends$02,284
Sale, conversion, retirement of capital stock, net$0453
Net operating income$2,331,0001,080
2021-12-31 (YTD Data)Rank
Total interest income$42,673,000778
Total interest expense$2,259,0001,193
Net interest income$40,414,000758
Provision for loan and lease losses$-700,0004,479
Total noninterest income$5,565,0001,219
Gross Fiduciary activities income$0994
Service charges on deposit accounts$1,517,000682
Trading account gains and feesNANA
Additional Noninterest Income$4,048,0001,243
Total noninterest expense$32,884,000767
Salaries and employee benefits$17,936,000809
Premises and equipment expense$4,017,000658
Additional noninterest expense$10,931,000719
Pre-tax net operating income$13,795,0001,000
Securities gains (losses)$22,0001,473
Applicable income taxes$2,475,000964
Income before extraordinary items$11,342,0001,040
Extraordinary gains, net$010
Net income$11,342,0001,041
Minority interest net income$074
Net income of bank and minority interests.$11,342,0001,041
Net charge-offs$-48,0004,108
Cash dividends$03,608
Sale, conversion, retirement of capital stock, net$0582
Net operating income$11,323,9601,025
2021-09-30 (YTD Data)Rank
Total interest income$31,443,000810
Total interest expense$1,782,0001,206
Net interest income$29,661,000784
Provision for loan and lease losses$-700,0004,584
Total noninterest income$4,142,0001,253
Gross Fiduciary activities income$0957
Service charges on deposit accounts$902,000830
Trading account gains and feesNANA
Additional Noninterest Income$3,240,0001,223
Total noninterest expense$24,211,000794
Salaries and employee benefits$13,265,000832
Premises and equipment expense$2,994,000676
Additional noninterest expense$7,952,000737
Pre-tax net operating income$10,292,0001,045
Securities gains (losses)$22,0001,359
Applicable income taxes$1,863,0001,009
Income before extraordinary items$8,451,0001,083
Extraordinary gains, net$08
Net income$8,451,0001,084
Minority interest net income$069
Net income of bank and minority interests.$8,451,0001,084
Net charge-offs$-66,0004,314
Cash dividends$03,251
Sale, conversion, retirement of capital stock, net$0543
Net operating income$8,432,9601,071
2021-06-30 (YTD Data)Rank
Total interest income$20,906,000805
Total interest expense$1,237,0001,213
Net interest income$19,669,000780
Provision for loan and lease losses$-700,0004,645
Total noninterest income$2,835,0001,230
Gross Fiduciary activities income$0951
Service charges on deposit accounts$564,000849
Trading account gains and feesNANA
Additional Noninterest Income$2,271,0001,185
Total noninterest expense$16,281,000788
Salaries and employee benefits$8,889,000824
Premises and equipment expense$1,988,000681
Additional noninterest expense$5,404,000713
Pre-tax net operating income$6,923,0001,027
Securities gains (losses)$01,818
Applicable income taxes$1,232,0001,007
Income before extraordinary items$5,691,0001,074
Extraordinary gains, net$06
Net income$5,691,0001,075
Minority interest net income$067
Net income of bank and minority interests.$5,691,0001,075
Net charge-offs$-83,0004,540
Cash dividends$03,104
Sale, conversion, retirement of capital stock, net$0517
Net operating income$5,691,0001,052
2021-03-31 (YTD Data)Rank
Total interest income$10,335,000804
Total interest expense$664,0001,194
Net interest income$9,671,000787
Provision for loan and lease losses$150,000937
Total noninterest income$1,128,0001,420
Gross Fiduciary activities income$0922
Service charges on deposit accounts$293,000806
Trading account gains and feesNANA
Additional Noninterest Income$835,0001,431
Total noninterest expense$7,779,000808
Salaries and employee benefits$4,179,000863
Premises and equipment expense$1,234,000550
Additional noninterest expense$2,366,000786
Pre-tax net operating income$2,870,0001,171
Securities gains (losses)$01,392
Applicable income taxes$507,0001,137
Income before extraordinary items$2,363,0001,238
Extraordinary gains, net$03
Net income$2,363,0001,238
Minority interest net income$055
Net income of bank and minority interests.$2,363,0001,238
Net charge-offs$-42,0004,565
Cash dividends$02,452
Sale, conversion, retirement of capital stock, net$0482
Net operating income$2,363,0001,207
2020-12-31 (YTD Data)Rank
Total interest income$40,623,000824
Total interest expense$5,916,000809
Net interest income$34,707,000825
Provision for loan and lease losses$2,578,000893
Total noninterest income$4,685,0001,317
Gross Fiduciary activities income$01,030
Service charges on deposit accounts$1,244,000787
Trading account gains and feesNANA
Additional Noninterest Income$3,441,0001,329
Total noninterest expense$29,848,000818
Salaries and employee benefits$15,971,000863
Premises and equipment expense$4,653,000565
Additional noninterest expense$9,224,000789
Pre-tax net operating income$6,966,0001,381
Securities gains (losses)$02,675
Applicable income taxes$1,121,0001,348
Income before extraordinary items$5,845,0001,452
Extraordinary gains, net$04
Net income$5,845,0001,451
Minority interest net income$072
Net income of bank and minority interests.$5,845,0001,452
Net charge-offs$37,0002,553
Cash dividends$03,782
Sale, conversion, retirement of capital stock, net$0566
Net operating income$5,845,0001,410
2020-09-30 (YTD Data)Rank
Total interest income$31,041,000813
Total interest expense$4,989,000776
Net interest income$26,052,000819
Provision for loan and lease losses$2,578,000764
Total noninterest income$3,455,0001,303
Gross Fiduciary activities income$0981
Service charges on deposit accounts$910,000795
Trading account gains and feesNANA
Additional Noninterest Income$2,545,0001,303
Total noninterest expense$22,353,000812
Salaries and employee benefits$12,093,000837
Premises and equipment expense$3,612,000544
Additional noninterest expense$6,648,000794
Pre-tax net operating income$4,576,0001,510
Securities gains (losses)$02,494
Applicable income taxes$681,0001,481
Income before extraordinary items$3,895,0001,541
Extraordinary gains, net$04
Net income$3,895,0001,541
Minority interest net income$065
Net income of bank and minority interests.$3,895,0001,542
Net charge-offs$6,0002,872
Cash dividends$03,384
Sale, conversion, retirement of capital stock, net$0532
Net operating income$3,895,0001,503
2020-06-30 (YTD Data)Rank
Total interest income$20,440,000829
Total interest expense$3,775,000742
Net interest income$16,665,000846
Provision for loan and lease losses$2,278,000671
Total noninterest income$2,317,0001,236
Gross Fiduciary activities income$0970
Service charges on deposit accounts$634,000780
Trading account gains and feesNANA
Additional Noninterest Income$1,683,0001,223
Total noninterest expense$15,123,000793
Salaries and employee benefits$8,195,000820
Premises and equipment expense$2,385,000543
Additional noninterest expense$4,543,000782
Pre-tax net operating income$1,581,0002,323
Securities gains (losses)$02,249
Applicable income taxes$136,0002,339
Income before extraordinary items$1,445,0002,286
Extraordinary gains, net$04
Net income$1,445,0002,284
Minority interest net income$065
Net income of bank and minority interests.$1,445,0002,286
Net charge-offs$7,0002,562
Cash dividends$03,237
Sale, conversion, retirement of capital stock, net$0504
Net operating income$1,445,0002,246
2020-03-31 (YTD Data)Rank
Total interest income$9,869,000860
Total interest expense$2,065,000767
Net interest income$7,804,000882
Provision for loan and lease losses$175,0001,537
Total noninterest income$1,265,0001,099
Gross Fiduciary activities income$0941
Service charges on deposit accounts$397,000748
Trading account gains and feesNANA
Additional Noninterest Income$868,0001,078
Total noninterest expense$7,518,000803
Salaries and employee benefits$3,909,000853
Premises and equipment expense$1,241,000533
Additional noninterest expense$2,368,000761
Pre-tax net operating income$1,376,0001,415
Securities gains (losses)$01,705
Applicable income taxes$185,0001,458
Income before extraordinary items$1,191,0001,437
Extraordinary gains, net$04
Net income$1,191,0001,435
Minority interest net income$056
Net income of bank and minority interests.$1,191,0001,437
Net charge-offs$7,0001,991
Cash dividends$02,639
Sale, conversion, retirement of capital stock, net$0482
Net operating income$1,191,0001,416
2019-12-31 (YTD Data)Rank
Total interest income$39,511,000863
Total interest expense$9,307,000731
Net interest income$30,204,000899
Provision for loan and lease losses$420,0001,642
Total noninterest income$5,194,0001,108
Gross Fiduciary activities income$01,051
Service charges on deposit accounts$1,720,000720
Trading account gains and feesNANA
Additional Noninterest Income$3,474,0001,083
Total noninterest expense$27,244,000842
Salaries and employee benefits$14,448,000890
Premises and equipment expense$3,916,000650
Additional noninterest expense$8,880,000776
Pre-tax net operating income$7,734,0001,255
Securities gains (losses)$-64,0005,043
Applicable income taxes$1,062,0001,378
Income before extraordinary items$6,608,0001,290
Extraordinary gains, net$011
Net income$6,608,0001,291
Minority interest net income$076
Net income of bank and minority interests.$6,608,0001,292
Net charge-offs$157,0001,885
Cash dividends$75,0003,809
Sale, conversion, retirement of capital stock, net$0626
Net operating income$6,663,0401,262
2019-09-30 (YTD Data)Rank
Total interest income$29,573,000868
Total interest expense$7,095,000723
Net interest income$22,478,000908
Provision for loan and lease losses$315,0001,553
Total noninterest income$3,842,0001,104
Gross Fiduciary activities income$01,014
Service charges on deposit accounts$1,275,000727
Trading account gains and feesNANA
Additional Noninterest Income$2,567,0001,080
Total noninterest expense$20,344,000838
Salaries and employee benefits$10,885,000880
Premises and equipment expense$2,904,000662
Additional noninterest expense$6,555,000783
Pre-tax net operating income$5,661,0001,319
Securities gains (losses)$-64,0005,130
Applicable income taxes$740,0001,486
Income before extraordinary items$4,857,0001,337
Extraordinary gains, net$011
Net income$4,857,0001,338
Minority interest net income$072
Net income of bank and minority interests.$4,857,0001,339
Net charge-offs$34,0002,447
Cash dividends$75,0003,419
Sale, conversion, retirement of capital stock, net$0590
Net operating income$4,912,6801,304
2019-06-30 (YTD Data)Rank
Total interest income$19,546,000871
Total interest expense$4,640,000724
Net interest income$14,906,000906
Provision for loan and lease losses$210,0001,506
Total noninterest income$2,537,0001,080
Gross Fiduciary activities income$01,004
Service charges on deposit accounts$833,000736
Trading account gains and feesNANA
Additional Noninterest Income$1,704,0001,050
Total noninterest expense$13,600,000836
Salaries and employee benefits$7,257,000878
Premises and equipment expense$1,957,000656
Additional noninterest expense$4,386,000792
Pre-tax net operating income$3,633,0001,331
Securities gains (losses)$-64,0005,181
Applicable income taxes$459,0001,513
Income before extraordinary items$3,110,0001,355
Extraordinary gains, net$011
Net income$3,110,0001,355
Minority interest net income$069
Net income of bank and minority interests.$3,110,0001,355
Net charge-offs$13,0002,505
Cash dividends$03,456
Sale, conversion, retirement of capital stock, net$0573
Net operating income$3,165,6801,311
2019-03-31 (YTD Data)Rank
Total interest income$9,725,000874
Total interest expense$2,246,000726
Net interest income$7,479,000901
Provision for loan and lease losses$105,0001,424
Total noninterest income$1,150,0001,125
Gross Fiduciary activities income$0972
Service charges on deposit accounts$412,000728
Trading account gains and feesNANA
Additional Noninterest Income$738,0001,125
Total noninterest expense$6,796,000831
Salaries and employee benefits$3,624,000882
Premises and equipment expense$1,005,000639
Additional noninterest expense$2,167,000787
Pre-tax net operating income$1,728,0001,357
Securities gains (losses)$01,087
Applicable income taxes$224,0001,487
Income before extraordinary items$1,504,0001,359
Extraordinary gains, net$05
Net income$1,504,0001,358
Minority interest net income$052
Net income of bank and minority interests.$1,504,0001,358
Net charge-offs$8,0002,054
Cash dividends$02,803
Sale, conversion, retirement of capital stock, net$0529
Net operating income$1,504,0001,332
2018-12-31 (YTD Data)Rank
Total interest income$36,286,000870
Total interest expense$6,868,000713
Net interest income$29,418,000902
Provision for loan and lease losses$625,0001,241
Total noninterest income$5,019,0001,087
Gross Fiduciary activities income$01,098
Service charges on deposit accounts$1,745,000728
Trading account gains and feesNANA
Additional Noninterest Income$3,274,0001,072
Total noninterest expense$26,847,000825
Salaries and employee benefits$14,275,000875
Premises and equipment expense$3,876,000656
Additional noninterest expense$8,696,000792
Pre-tax net operating income$6,965,0001,354
Securities gains (losses)$01,125
Applicable income taxes$912,0001,470
Income before extraordinary items$6,053,0001,350
Extraordinary gains, net$06
Net income$6,053,0001,348
Minority interest net income$072
Net income of bank and minority interests.$6,053,0001,349
Net charge-offs$171,0001,767
Cash dividends$40,0003,948
Sale, conversion, retirement of capital stock, net$0671
Net operating income$6,053,0001,342
2018-09-30 (YTD Data)Rank
Total interest income$26,680,000872
Total interest expense$4,735,000734
Net interest income$21,945,000901
Provision for loan and lease losses$600,000982
Total noninterest income$3,731,0001,097
Gross Fiduciary activities income$01,048
Service charges on deposit accounts$1,304,000726
Trading account gains and feesNANA
Additional Noninterest Income$2,427,0001,093
Total noninterest expense$19,761,000833
Salaries and employee benefits$10,464,000896
Premises and equipment expense$2,970,000631
Additional noninterest expense$6,327,000801
Pre-tax net operating income$5,315,0001,347
Securities gains (losses)$01,118
Applicable income taxes$820,0001,355
Income before extraordinary items$4,495,0001,363
Extraordinary gains, net$05
Net income$4,495,0001,362
Minority interest net income$066
Net income of bank and minority interests.$4,495,0001,362
Net charge-offs$134,0001,507
Cash dividends$03,618
Sale, conversion, retirement of capital stock, net$0633
Net operating income$4,495,0001,347
2018-06-30 (YTD Data)Rank
Total interest income$17,335,000880
Total interest expense$2,767,000766
Net interest income$14,568,000895
Provision for loan and lease losses$400,000972
Total noninterest income$2,431,0001,117
Gross Fiduciary activities income$01,037
Service charges on deposit accounts$859,000727
Trading account gains and feesNANA
Additional Noninterest Income$1,572,0001,125
Total noninterest expense$13,255,000840
Salaries and employee benefits$7,053,000887
Premises and equipment expense$1,987,000638
Additional noninterest expense$4,215,000795
Pre-tax net operating income$3,344,0001,396
Securities gains (losses)$0961
Applicable income taxes$536,0001,353
Income before extraordinary items$2,808,0001,418
Extraordinary gains, net$06
Net income$2,808,0001,417
Minority interest net income$065
Net income of bank and minority interests.$2,808,0001,417
Net charge-offs$122,0001,195
Cash dividends$03,485
Sale, conversion, retirement of capital stock, net$0620
Net operating income$2,808,0001,405
2018-03-31 (YTD Data)Rank
Total interest income$8,525,000888
Total interest expense$1,241,000798
Net interest income$7,284,000899
Provision for loan and lease losses$200,000934
Total noninterest income$1,178,0001,143
Gross Fiduciary activities income$01,003
Service charges on deposit accounts$423,000736
Trading account gains and feesNANA
Additional Noninterest Income$755,0001,133
Total noninterest expense$6,514,000852
Salaries and employee benefits$3,517,000894
Premises and equipment expense$980,000651
Additional noninterest expense$2,017,000812
Pre-tax net operating income$1,748,0001,327
Securities gains (losses)$0735
Applicable income taxes$288,0001,253
Income before extraordinary items$1,460,0001,355
Extraordinary gains, net$07
Net income$1,460,0001,355
Minority interest net income$052
Net income of bank and minority interests.$1,460,0001,355
Net charge-offs$43,0001,272
Cash dividends$02,774
Sale, conversion, retirement of capital stock, net$0580
Net operating income$1,460,0001,349
2017-12-31 (YTD Data)Rank
Total interest income$32,734,000878
Total interest expense$4,778,000711
Net interest income$27,956,000900
Provision for loan and lease losses$700,0001,149
Total noninterest income$4,855,0001,141
Gross Fiduciary activities income$01,137
Service charges on deposit accounts$1,676,000750
Trading account gains and feesNANA
Additional Noninterest Income$3,179,0001,117
Total noninterest expense$26,201,000830
Salaries and employee benefits$13,648,000887
Premises and equipment expense$4,388,000563
Additional noninterest expense$8,165,000813
Pre-tax net operating income$5,910,0001,485
Securities gains (losses)$43,000961
Applicable income taxes$2,683,0001,045
Income before extraordinary items$3,270,0001,901
Extraordinary gains, net$09
Net income$3,270,0001,901
Minority interest net income$076
Net income of bank and minority interests.$3,270,0001,902
Net charge-offs$258,0001,607
Cash dividends$04,147
Sale, conversion, retirement of capital stock, net$0711
Net operating income$3,242,4801,893
2017-09-30 (YTD Data)Rank
Total interest income$24,270,000884
Total interest expense$3,498,000711
Net interest income$20,772,000910
Provision for loan and lease losses$463,0001,208
Total noninterest income$3,576,0001,178
Gross Fiduciary activities income$01,093
Service charges on deposit accounts$1,246,000756
Trading account gains and feesNANA
Additional Noninterest Income$2,330,0001,148
Total noninterest expense$19,622,000838
Salaries and employee benefits$10,330,000886
Premises and equipment expense$3,273,000576
Additional noninterest expense$6,019,000817
Pre-tax net operating income$4,263,0001,544
Securities gains (losses)$40,000975
Applicable income taxes$1,000,0001,466
Income before extraordinary items$3,303,0001,602
Extraordinary gains, net$09
Net income$3,303,0001,601
Minority interest net income$071
Net income of bank and minority interests.$3,303,0001,602
Net charge-offs$225,0001,316
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$0677
Net operating income$3,272,2001,597
2017-06-30 (YTD Data)Rank
Total interest income$15,885,000897
Total interest expense$2,244,000710
Net interest income$13,641,000918
Provision for loan and lease losses$225,0001,464
Total noninterest income$2,402,0001,163
Gross Fiduciary activities income$01,079
Service charges on deposit accounts$817,000758
Trading account gains and feesNANA
Additional Noninterest Income$1,585,0001,141
Total noninterest expense$12,943,000840
Salaries and employee benefits$6,849,000889
Premises and equipment expense$2,069,000598
Additional noninterest expense$4,025,000822
Pre-tax net operating income$2,875,0001,511
Securities gains (losses)$40,000727
Applicable income taxes$661,0001,455
Income before extraordinary items$2,254,0001,544
Extraordinary gains, net$011
Net income$2,254,0001,543
Minority interest net income$071
Net income of bank and minority interests.$2,254,0001,544
Net charge-offs$126,0001,351
Cash dividends$03,544
Sale, conversion, retirement of capital stock, net$0659
Net operating income$2,223,2001,545
2017-03-31 (YTD Data)Rank
Total interest income$7,778,000902
Total interest expense$1,070,000722
Net interest income$6,708,000932
Provision for loan and lease losses$113,0001,369
Total noninterest income$1,137,0001,202
Gross Fiduciary activities income$01,045
Service charges on deposit accounts$404,000767
Trading account gains and feesNANA
Additional Noninterest Income$733,0001,191
Total noninterest expense$6,269,000873
Salaries and employee benefits$3,385,000902
Premises and equipment expense$918,000695
Additional noninterest expense$1,966,000829
Pre-tax net operating income$1,463,0001,468
Securities gains (losses)$01,153
Applicable income taxes$344,0001,383
Income before extraordinary items$1,119,0001,538
Extraordinary gains, net$08
Net income$1,119,0001,538
Minority interest net income$055
Net income of bank and minority interests.$1,119,0001,538
Net charge-offs$-13,0005,099
Cash dividends$02,846
Sale, conversion, retirement of capital stock, net$0632
Net operating income$1,119,0001,521
2016-12-31 (YTD Data)Rank
Total interest income$30,294,000891
Total interest expense$4,055,000728
Net interest income$26,239,000916
Provision for loan and lease losses$750,0001,141
Total noninterest income$5,138,0001,121
Gross Fiduciary activities income$01,172
Service charges on deposit accounts$1,741,000739
Trading account gains and fees$0170
Additional Noninterest Income$3,397,0001,107
Total noninterest expense$24,994,000854
Salaries and employee benefits$13,237,000893
Premises and equipment expense$3,683,000679
Additional noninterest expense$8,074,000827
Pre-tax net operating income$5,633,0001,480
Securities gains (losses)$392,000543
Applicable income taxes$1,194,0001,478
Income before extraordinary items$4,831,0001,432
Extraordinary gains, net$05
Net income$4,831,0001,431
Minority interest net income$082
Net income of bank and minority interests.$4,831,0001,431
Net charge-offs$179,0002,043
Cash dividends$04,239
Sale, conversion, retirement of capital stock, net$0759
Net operating income$4,517,4001,473
2016-09-30 (YTD Data)Rank
Total interest income$22,515,000894
Total interest expense$3,014,000730
Net interest income$19,501,000924
Provision for loan and lease losses$563,0001,061
Total noninterest income$3,674,0001,160
Gross Fiduciary activities income$01,132
Service charges on deposit accounts$1,311,000739
Trading account gains and fees$0169
Additional Noninterest Income$2,363,0001,171
Total noninterest expense$18,106,000879
Salaries and employee benefits$9,718,000915
Premises and equipment expense$2,758,000681
Additional noninterest expense$5,630,000882
Pre-tax net operating income$4,506,0001,418
Securities gains (losses)$519,000375
Applicable income taxes$1,204,0001,256
Income before extraordinary items$3,821,0001,384
Extraordinary gains, net$05
Net income$3,821,0001,385
Minority interest net income$071
Net income of bank and minority interests.$3,821,0001,385
Net charge-offs$124,0001,877
Cash dividends$03,792
Sale, conversion, retirement of capital stock, net$0719
Net operating income$3,426,5601,469
2016-06-30 (YTD Data)Rank
Total interest income$14,912,000899
Total interest expense$2,008,000722
Net interest income$12,904,000929
Provision for loan and lease losses$375,0001,061
Total noninterest income$2,340,0001,183
Gross Fiduciary activities income$01,122
Service charges on deposit accounts$867,000730
Trading account gains and fees$0157
Additional Noninterest Income$1,473,0001,205
Total noninterest expense$12,013,000887
Salaries and employee benefits$6,429,000924
Premises and equipment expense$1,854,000667
Additional noninterest expense$3,730,000892
Pre-tax net operating income$2,856,0001,458
Securities gains (losses)$496,000279
Applicable income taxes$805,0001,242
Income before extraordinary items$2,547,0001,381
Extraordinary gains, net$016
Net income$2,547,0001,379
Minority interest net income$071
Net income of bank and minority interests.$2,547,0001,381
Net charge-offs$97,0001,653
Cash dividends$03,654
Sale, conversion, retirement of capital stock, net$0705
Net operating income$2,170,0401,517
2016-03-31 (YTD Data)Rank
Total interest income$7,412,000907
Total interest expense$1,020,000715
Net interest income$6,392,000935
Provision for loan and lease losses$188,0001,012
Total noninterest income$1,156,0001,174
Gross Fiduciary activities income$01,076
Service charges on deposit accounts$438,000716
Trading account gains and fees$0142
Additional Noninterest Income$718,0001,184
Total noninterest expense$6,056,000874
Salaries and employee benefits$3,244,000913
Premises and equipment expense$948,000665
Additional noninterest expense$1,864,000877
Pre-tax net operating income$1,304,0001,553
Securities gains (losses)$277,000226
Applicable income taxes$371,0001,300
Income before extraordinary items$1,210,0001,399
Extraordinary gains, net$012
Net income$1,210,0001,400
Minority interest net income$062
Net income of bank and minority interests.$1,210,0001,401
Net charge-offs$25,0001,853
Cash dividends$02,895
Sale, conversion, retirement of capital stock, net$0659
Net operating income$996,7101,589
2015-12-31 (YTD Data)Rank
Total interest income$28,090,000925
Total interest expense$3,756,000740
Net interest income$24,334,000945
Provision for loan and lease losses$675,0001,084
Total noninterest income$4,743,0001,165
Gross Fiduciary activities income$01,209
Service charges on deposit accounts$1,832,000723
Trading account gains and fees$0159
Additional Noninterest Income$2,911,0001,183
Total noninterest expense$22,765,000910
Salaries and employee benefits$12,460,000912
Premises and equipment expense$2,993,000830
Additional noninterest expense$7,312,000896
Pre-tax net operating income$5,637,0001,425
Securities gains (losses)$288,000580
Applicable income taxes$1,578,0001,201
Income before extraordinary items$4,347,0001,514
Extraordinary gains, net$023
Net income$4,347,0001,514
Minority interest net income$081
Net income of bank and minority interests.$4,347,0001,514
Net charge-offs$133,0002,387
Cash dividends$40,0004,177
Sale, conversion, retirement of capital stock, net$0804
Net operating income$4,136,7601,529
2015-09-30 (YTD Data)Rank
Total interest income$20,869,000943
Total interest expense$2,768,000757
Net interest income$18,101,000959
Provision for loan and lease losses$450,0001,115
Total noninterest income$3,449,0001,196
Gross Fiduciary activities income$01,169
Service charges on deposit accounts$1,371,000726
Trading account gains and fees$0153
Additional Noninterest Income$2,078,0001,248
Total noninterest expense$16,470,000941
Salaries and employee benefits$9,073,000943
Premises and equipment expense$1,989,000927
Additional noninterest expense$5,408,000911
Pre-tax net operating income$4,630,0001,355
Securities gains (losses)$288,000496
Applicable income taxes$1,375,0001,099
Income before extraordinary items$3,543,0001,430
Extraordinary gains, net$021
Net income$3,543,0001,431
Minority interest net income$078
Net income of bank and minority interests.$3,543,0001,431
Net charge-offs$129,0001,936
Cash dividends$03,825
Sale, conversion, retirement of capital stock, net$0773
Net operating income$3,335,6401,469
2015-06-30 (YTD Data)Rank
Total interest income$13,744,000946
Total interest expense$1,828,000765
Net interest income$11,916,000966
Provision for loan and lease losses$300,0001,096
Total noninterest income$2,204,0001,249
Gross Fiduciary activities income$01,152
Service charges on deposit accounts$901,000727
Trading account gains and fees$0157
Additional Noninterest Income$1,303,0001,302
Total noninterest expense$10,879,000956
Salaries and employee benefits$6,015,000950
Premises and equipment expense$1,322,000935
Additional noninterest expense$3,542,000921
Pre-tax net operating income$2,941,0001,402
Securities gains (losses)$153,000640
Applicable income taxes$862,0001,136
Income before extraordinary items$2,232,0001,482
Extraordinary gains, net$022
Net income$2,232,0001,483
Minority interest net income$075
Net income of bank and minority interests.$2,232,0001,484
Net charge-offs$125,0001,527
Cash dividends$03,664
Sale, conversion, retirement of capital stock, net$0751
Net operating income$2,121,8401,502
2015-03-31 (YTD Data)Rank
Total interest income$6,838,000945
Total interest expense$914,000764
Net interest income$5,924,000967
Provision for loan and lease losses$150,0001,060
Total noninterest income$1,079,0001,221
Gross Fiduciary activities income$01,118
Service charges on deposit accounts$432,000738
Trading account gains and fees$0152
Additional Noninterest Income$647,0001,256
Total noninterest expense$5,452,000953
Salaries and employee benefits$3,050,000937
Premises and equipment expense$674,000923
Additional noninterest expense$1,728,000922
Pre-tax net operating income$1,401,0001,418
Securities gains (losses)$154,000439
Applicable income taxes$434,0001,119
Income before extraordinary items$1,121,0001,442
Extraordinary gains, net$013
Net income$1,121,0001,444
Minority interest net income$064
Net income of bank and minority interests.$1,121,0001,444
Net charge-offs$24,0002,028
Cash dividends$02,892
Sale, conversion, retirement of capital stock, net$0697
Net operating income$1,010,1201,520
2014-12-31 (YTD Data)Rank
Total interest income$26,642,000963
Total interest expense$3,363,000888
Net interest income$23,279,000954
Provision for loan and lease losses$560,0001,351
Total noninterest income$4,485,0001,182
Gross Fiduciary activities income$01,256
Service charges on deposit accounts$1,765,000767
Trading account gains and fees$0180
Additional Noninterest Income$2,720,0001,170
Total noninterest expense$20,825,000978
Salaries and employee benefits$11,636,000936
Premises and equipment expense$2,890,000853
Additional noninterest expense$6,299,0001,049
Pre-tax net operating income$6,379,0001,250
Securities gains (losses)$83,0001,393
Applicable income taxes$1,626,0001,135
Income before extraordinary items$4,836,0001,348
Extraordinary gains, net$017
Net income$4,836,0001,348
Minority interest net income$084
Net income of bank and minority interests.$4,836,0001,347
Net charge-offs$112,0003,069
Cash dividends$04,358
Sale, conversion, retirement of capital stock, net$0862
Net operating income$4,773,7501,330
2014-09-30 (YTD Data)Rank
Total interest income$19,780,000974
Total interest expense$2,448,000926
Net interest income$17,332,000965
Provision for loan and lease losses$255,0001,793
Total noninterest income$3,271,0001,208
Gross Fiduciary activities income$01,202
Service charges on deposit accounts$1,284,000791
Trading account gains and fees$0174
Additional Noninterest Income$1,987,0001,209
Total noninterest expense$15,831,000958
Salaries and employee benefits$8,601,000946
Premises and equipment expense$2,149,000867
Additional noninterest expense$5,081,000955
Pre-tax net operating income$4,517,0001,316
Securities gains (losses)$107,000953
Applicable income taxes$891,0001,410
Income before extraordinary items$3,733,0001,298
Extraordinary gains, net$015
Net income$3,733,0001,298
Minority interest net income$081
Net income of bank and minority interests.$3,733,0001,298
Net charge-offs$139,0002,367
Cash dividends$03,845
Sale, conversion, retirement of capital stock, net$0819
Net operating income$3,646,3301,309
2014-06-30 (YTD Data)Rank
Total interest income$13,108,000966
Total interest expense$1,597,000951
Net interest income$11,511,000965
Provision for loan and lease losses$150,0001,864
Total noninterest income$2,078,0001,249
Gross Fiduciary activities income$01,182
Service charges on deposit accounts$799,000832
Trading account gains and fees$0172
Additional Noninterest Income$1,279,0001,222
Total noninterest expense$10,501,000958
Salaries and employee benefits$5,722,000950
Premises and equipment expense$1,422,000874
Additional noninterest expense$3,357,000960
Pre-tax net operating income$2,938,0001,306
Securities gains (losses)$105,000760
Applicable income taxes$547,0001,457
Income before extraordinary items$2,496,0001,268
Extraordinary gains, net$020
Net income$2,496,0001,268
Minority interest net income$080
Net income of bank and minority interests.$2,496,0001,269
Net charge-offs$87,0002,314
Cash dividends$03,668
Sale, conversion, retirement of capital stock, net$0794
Net operating income$2,409,9001,279
2014-03-31 (YTD Data)Rank
Total interest income$6,489,000975
Total interest expense$794,000964
Net interest income$5,695,000968
Provision for loan and lease losses$150,0001,189
Total noninterest income$999,0001,251
Gross Fiduciary activities income$01,141
Service charges on deposit accounts$375,000874
Trading account gains and fees$0147
Additional Noninterest Income$624,0001,210
Total noninterest expense$5,201,000976
Salaries and employee benefits$2,873,000961
Premises and equipment expense$733,000865
Additional noninterest expense$1,595,0001,013
Pre-tax net operating income$1,343,0001,386
Securities gains (losses)$-1,0006,239
Applicable income taxes$213,0001,658
Income before extraordinary items$1,129,0001,344
Extraordinary gains, net$016
Net income$1,129,0001,345
Minority interest net income$066
Net income of bank and minority interests.$1,129,0001,346
Net charge-offs$87,0001,456
Cash dividends$02,887
Sale, conversion, retirement of capital stock, net$0747
Net operating income$1,129,8401,317
2013-12-31 (YTD Data)Rank
Total interest income$25,989,000968
Total interest expense$3,729,000911
Net interest income$22,260,000981
Provision for loan and lease losses$150,0003,263
Total noninterest income$4,319,0001,259
Gross Fiduciary activities income$01,299
Service charges on deposit accounts$1,659,000836
Trading account gains and fees$0184
Additional Noninterest Income$2,660,0001,243
Total noninterest expense$19,979,0001,022
Salaries and employee benefits$10,914,000985
Premises and equipment expense$2,566,000944
Additional noninterest expense$6,499,0001,040
Pre-tax net operating income$6,450,0001,147
Securities gains (losses)$395,000555
Applicable income taxes$1,376,0001,190
Income before extraordinary items$5,469,0001,134
Extraordinary gains, net$029
Net income$5,469,0001,136
Minority interest net income$090
Net income of bank and minority interests.$5,469,0001,137
Net charge-offs$126,0003,507
Cash dividends$04,350
Sale, conversion, retirement of capital stock, net$0924
Net operating income$5,153,0001,167
2013-09-30 (YTD Data)Rank
Total interest income$19,512,000979
Total interest expense$2,885,000922
Net interest income$16,627,000987
Provision for loan and lease losses$150,0002,922
Total noninterest income$3,197,0001,286
Gross Fiduciary activities income$01,238
Service charges on deposit accounts$1,244,000839
Trading account gains and fees$0180
Additional Noninterest Income$1,953,0001,298
Total noninterest expense$14,962,0001,026
Salaries and employee benefits$8,182,000982
Premises and equipment expense$1,814,000995
Additional noninterest expense$4,966,0001,025
Pre-tax net operating income$4,712,0001,207
Securities gains (losses)$395,000509
Applicable income taxes$970,0001,279
Income before extraordinary items$4,137,0001,121
Extraordinary gains, net$025
Net income$4,137,0001,123
Minority interest net income$084
Net income of bank and minority interests.$4,137,0001,123
Net charge-offs$91,0003,346
Cash dividends$03,782
Sale, conversion, retirement of capital stock, net$0868
Net operating income$3,817,0501,181
2013-06-30 (YTD Data)Rank
Total interest income$12,992,000973
Total interest expense$1,926,000945
Net interest income$11,066,000975
Provision for loan and lease losses$150,0002,434
Total noninterest income$2,120,0001,307
Gross Fiduciary activities income$01,226
Service charges on deposit accounts$809,000838
Trading account gains and fees$0157
Additional Noninterest Income$1,311,0001,307
Total noninterest expense$9,962,0001,017
Salaries and employee benefits$5,440,000993
Premises and equipment expense$1,204,000997
Additional noninterest expense$3,318,0001,006
Pre-tax net operating income$3,074,0001,205
Securities gains (losses)$395,000453
Applicable income taxes$660,0001,249
Income before extraordinary items$2,809,0001,100
Extraordinary gains, net$022
Net income$2,809,0001,101
Minority interest net income$082
Net income of bank and minority interests.$2,809,0001,103
Net charge-offs$79,0002,972
Cash dividends$03,564
Sale, conversion, retirement of capital stock, net$0838
Net operating income$2,489,0501,175
2013-03-31 (YTD Data)Rank
Total interest income$6,565,000965
Total interest expense$1,001,000940
Net interest income$5,564,000965
Provision for loan and lease losses$150,0001,610
Total noninterest income$1,027,0001,341
Gross Fiduciary activities income$01,171
Service charges on deposit accounts$390,000857
Trading account gains and fees$0148
Additional Noninterest Income$637,0001,334
Total noninterest expense$4,932,0001,041
Salaries and employee benefits$2,718,0001,008
Premises and equipment expense$607,0001,013
Additional noninterest expense$1,607,0001,048
Pre-tax net operating income$1,509,0001,205
Securities gains (losses)$211,000439
Applicable income taxes$320,0001,270
Income before extraordinary items$1,400,0001,089
Extraordinary gains, net$010
Net income$1,400,0001,091
Minority interest net income$076
Net income of bank and minority interests.$1,400,0001,091
Net charge-offs$5,0003,681
Cash dividends$02,726
Sale, conversion, retirement of capital stock, net$0789
Net operating income$1,229,0901,160
2012-12-31 (YTD Data)Rank
Total interest income$26,452,000990
Total interest expense$4,848,000925
Net interest income$21,604,0001,023
Provision for loan and lease losses$450,0002,851
Total noninterest income$4,311,0001,260
Gross Fiduciary activities income$01,334
Service charges on deposit accounts$1,663,000849
Trading account gains and fees$0166
Additional Noninterest Income$2,648,0001,276
Total noninterest expense$19,762,0001,009
Salaries and employee benefits$10,692,000979
Premises and equipment expense$2,421,000980
Additional noninterest expense$6,649,0001,047
Pre-tax net operating income$5,703,0001,214
Securities gains (losses)$742,000693
Applicable income taxes$1,261,0001,245
Income before extraordinary items$5,184,0001,138
Extraordinary gains, net$029
Net income$5,184,0001,139
Minority interest net income$093
Net income of bank and minority interests.$5,184,0001,139
Net charge-offs$176,0003,890
Cash dividends$04,373
Sale, conversion, retirement of capital stock, net$01,002
Net operating income$4,590,4001,230
2012-09-30 (YTD Data)Rank
Total interest income$19,825,0001,008
Total interest expense$3,723,000950
Net interest income$16,102,0001,032
Provision for loan and lease losses$225,0003,327
Total noninterest income$3,139,0001,297
Gross Fiduciary activities income$01,274
Service charges on deposit accounts$1,233,000866
Trading account gains and fees$0157
Additional Noninterest Income$1,906,0001,308
Total noninterest expense$14,687,0001,017
Salaries and employee benefits$7,974,000975
Premises and equipment expense$1,793,000997
Additional noninterest expense$4,920,0001,046
Pre-tax net operating income$4,329,0001,240
Securities gains (losses)$741,000554
Applicable income taxes$1,021,0001,207
Income before extraordinary items$4,049,0001,123
Extraordinary gains, net$020
Net income$4,049,0001,124
Minority interest net income$086
Net income of bank and minority interests.$4,049,0001,124
Net charge-offs$166,0003,490
Cash dividends$03,773
Sale, conversion, retirement of capital stock, net$0952
Net operating income$3,456,2001,238
2012-06-30 (YTD Data)Rank
Total interest income$13,220,0001,019
Total interest expense$2,523,000973
Net interest income$10,697,0001,032
Provision for loan and lease losses$150,0003,329
Total noninterest income$2,040,0001,313
Gross Fiduciary activities income$01,262
Service charges on deposit accounts$804,000877
Trading account gains and fees$0153
Additional Noninterest Income$1,236,0001,314
Total noninterest expense$9,661,0001,031
Salaries and employee benefits$5,264,000989
Premises and equipment expense$1,217,000985
Additional noninterest expense$3,180,0001,087
Pre-tax net operating income$2,926,0001,223
Securities gains (losses)$617,000443
Applicable income taxes$719,0001,152
Income before extraordinary items$2,824,0001,063
Extraordinary gains, net$019
Net income$2,824,0001,063
Minority interest net income$084
Net income of bank and minority interests.$2,824,0001,063
Net charge-offs$147,0003,054
Cash dividends$03,576
Sale, conversion, retirement of capital stock, net$0928
Net operating income$2,330,4001,206
2012-03-31 (YTD Data)Rank
Total interest income$6,629,0001,027
Total interest expense$1,284,000987
Net interest income$5,345,0001,027
Provision for loan and lease losses$75,0003,178
Total noninterest income$958,0001,365
Gross Fiduciary activities income$01,204
Service charges on deposit accounts$369,000951
Trading account gains and fees$0148
Additional Noninterest Income$589,0001,348
Total noninterest expense$4,830,0001,029
Salaries and employee benefits$2,683,000966
Premises and equipment expense$604,000995
Additional noninterest expense$1,543,0001,101
Pre-tax net operating income$1,398,0001,254
Securities gains (losses)$599,000232
Applicable income taxes$417,0001,034
Income before extraordinary items$1,580,000944
Extraordinary gains, net$019
Net income$1,580,000946
Minority interest net income$078
Net income of bank and minority interests.$1,580,000945
Net charge-offs$39,0003,220
Cash dividends$02,768
Sale, conversion, retirement of capital stock, net$0861
Net operating income$1,106,7901,239
2011-12-31 (YTD Data)Rank
Total interest income$27,051,0001,038
Total interest expense$5,795,0001,041
Net interest income$21,256,0001,037
Provision for loan and lease losses$06,496
Total noninterest income$3,411,0001,369
Gross Fiduciary activities income$01,311
Service charges on deposit accounts$1,085,0001,369
Trading account gains and fees$0146
Additional Noninterest Income$2,326,0001,232
Total noninterest expense$18,726,0001,044
Salaries and employee benefits$10,133,000968
Premises and equipment expense$2,242,0001,113
Additional noninterest expense$6,351,0001,106
Pre-tax net operating income$5,941,0001,011
Securities gains (losses)$138,0001,773
Applicable income taxes$1,172,0001,208
Income before extraordinary items$4,907,0001,025
Extraordinary gains, net$029
Net income$4,907,0001,025
Minority interest net income$096
Net income of bank and minority interests.$4,907,0001,025
Net charge-offs$160,0004,544
Cash dividends$04,207
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$4,795,2201,001
2011-09-30 (YTD Data)Rank
Total interest income$20,284,0001,058
Total interest expense$4,410,0001,069
Net interest income$15,874,0001,050
Provision for loan and lease losses$06,393
Total noninterest income$2,313,0001,451
Gross Fiduciary activities income$01,257
Service charges on deposit accounts$786,0001,420
Trading account gains and fees$0145
Additional Noninterest Income$1,527,0001,321
Total noninterest expense$13,469,0001,093
Salaries and employee benefits$7,163,0001,024
Premises and equipment expense$1,720,0001,102
Additional noninterest expense$4,586,0001,141
Pre-tax net operating income$4,718,000987
Securities gains (losses)$138,0001,492
Applicable income taxes$1,010,0001,083
Income before extraordinary items$3,846,0001,009
Extraordinary gains, net$021
Net income$3,846,0001,008
Minority interest net income$087
Net income of bank and minority interests.$3,846,0001,009
Net charge-offs$22,0005,495
Cash dividends$03,617
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$3,736,980984
2011-06-30 (YTD Data)Rank
Total interest income$13,461,0001,067
Total interest expense$2,932,0001,112
Net interest income$10,529,0001,055
Provision for loan and lease losses$06,217
Total noninterest income$1,447,0001,514
Gross Fiduciary activities income$01,239
Service charges on deposit accounts$477,0001,525
Trading account gains and fees$0153
Additional Noninterest Income$970,0001,369
Total noninterest expense$8,780,0001,140
Salaries and employee benefits$4,688,0001,058
Premises and equipment expense$1,146,0001,113
Additional noninterest expense$2,946,0001,205
Pre-tax net operating income$3,196,000957
Securities gains (losses)$128,000968
Applicable income taxes$700,0001,028
Income before extraordinary items$2,624,000942
Extraordinary gains, net$015
Net income$2,624,000940
Minority interest net income$089
Net income of bank and minority interests.$2,624,000942
Net charge-offs$20,0005,048
Cash dividends$03,374
Sale, conversion, retirement of capital stock, net$0986
Net operating income$2,522,880941
2011-03-31 (YTD Data)Rank
Total interest income$6,687,0001,085
Total interest expense$1,468,0001,144
Net interest income$5,219,0001,058
Provision for loan and lease losses$05,840
Total noninterest income$690,0001,586
Gross Fiduciary activities income$01,199
Service charges on deposit accounts$226,0001,568
Trading account gains and fees$0158
Additional Noninterest Income$464,0001,416
Total noninterest expense$4,403,0001,141
Salaries and employee benefits$2,339,0001,079
Premises and equipment expense$591,0001,104
Additional noninterest expense$1,473,0001,212
Pre-tax net operating income$1,506,0001,002
Securities gains (losses)$119,000485
Applicable income taxes$332,0001,024
Income before extraordinary items$1,293,000934
Extraordinary gains, net$09
Net income$1,293,000934
Minority interest net income$086
Net income of bank and minority interests.$1,293,000934
Net charge-offs$27,0003,845
Cash dividends$02,576
Sale, conversion, retirement of capital stock, net$0925
Net operating income$1,197,800987
2010-12-31 (YTD Data)Rank
Total interest income$27,750,0001,118
Total interest expense$7,092,0001,154
Net interest income$20,658,0001,080
Provision for loan and lease losses$915,0003,190
Total noninterest income$2,959,0001,564
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$993,0001,512
Trading account gains and fees$0175
Additional Noninterest Income$1,966,0001,419
Total noninterest expense$17,812,0001,115
Salaries and employee benefits$9,370,0001,050
Premises and equipment expense$2,202,0001,180
Additional noninterest expense$6,240,0001,185
Pre-tax net operating income$4,890,0001,053
Securities gains (losses)$116,0002,035
Applicable income taxes$802,0001,434
Income before extraordinary items$4,204,0001,027
Extraordinary gains, net$029
Net income$4,204,0001,028
Minority interest net income$0111
Net income of bank and minority interests.$4,204,0001,030
Net charge-offs$249,0004,528
Cash dividends$04,193
Sale, conversion, retirement of capital stock, net$01,226
Net operating income$4,106,5601,013
2010-09-30 (YTD Data)Rank
Total interest income$20,890,0001,122
Total interest expense$5,473,0001,173
Net interest income$15,417,0001,088
Provision for loan and lease losses$660,0003,122
Total noninterest income$2,184,0001,577
Gross Fiduciary activities income$01,319
Service charges on deposit accounts$753,0001,550
Trading account gains and fees$0165
Additional Noninterest Income$1,431,0001,380
Total noninterest expense$13,076,0001,139
Salaries and employee benefits$6,973,0001,051
Premises and equipment expense$1,637,0001,198
Additional noninterest expense$4,466,0001,209
Pre-tax net operating income$3,865,0001,060
Securities gains (losses)$116,0001,815
Applicable income taxes$682,0001,364
Income before extraordinary items$3,299,0001,044
Extraordinary gains, net$023
Net income$3,299,0001,047
Minority interest net income$0110
Net income of bank and minority interests.$3,299,0001,047
Net charge-offs$214,0004,147
Cash dividends$03,702
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$3,202,7201,017
2010-06-30 (YTD Data)Rank
Total interest income$13,927,0001,132
Total interest expense$3,716,0001,200
Net interest income$10,211,0001,095
Provision for loan and lease losses$405,0003,166
Total noninterest income$1,440,0001,547
Gross Fiduciary activities income$01,300
Service charges on deposit accounts$511,0001,540
Trading account gains and fees$0152
Additional Noninterest Income$929,0001,360
Total noninterest expense$8,609,0001,152
Salaries and employee benefits$4,598,0001,066
Premises and equipment expense$1,096,0001,212
Additional noninterest expense$2,915,0001,221
Pre-tax net operating income$2,637,0001,017
Securities gains (losses)$116,0001,311
Applicable income taxes$487,0001,239
Income before extraordinary items$2,266,000997
Extraordinary gains, net$019
Net income$2,266,000998
Minority interest net income$0105
Net income of bank and minority interests.$2,266,000998
Net charge-offs$29,0005,288
Cash dividends$03,476
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$2,170,880994
2010-03-31 (YTD Data)Rank
Total interest income$6,953,0001,159
Total interest expense$1,899,0001,224
Net interest income$5,054,0001,117
Provision for loan and lease losses$255,0002,638
Total noninterest income$700,0001,599
Gross Fiduciary activities income$01,246
Service charges on deposit accounts$269,0001,454
Trading account gains and fees$0175
Additional Noninterest Income$431,0001,440
Total noninterest expense$4,309,0001,168
Salaries and employee benefits$2,327,0001,055
Premises and equipment expense$554,0001,226
Additional noninterest expense$1,428,0001,233
Pre-tax net operating income$1,190,0001,113
Securities gains (losses)$30,0001,362
Applicable income taxes$189,0001,479
Income before extraordinary items$1,031,0001,066
Extraordinary gains, net$016
Net income$1,031,0001,067
Minority interest net income$091
Net income of bank and minority interests.$1,031,0001,068
Net charge-offs$-31,0007,724
Cash dividends$02,646
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$1,005,5001,056
2009-12-31 (YTD Data)Rank
Total interest income$29,082,0001,179
Total interest expense$10,196,0001,171
Net interest income$18,886,0001,182
Provision for loan and lease losses$1,050,0003,423
Total noninterest income$3,224,0001,527
Gross Fiduciary activities income$01,390
Service charges on deposit accounts$1,151,0001,484
Trading account gains and fees$0211
Additional Noninterest Income$2,073,0001,340
Total noninterest expense$17,403,0001,194
Salaries and employee benefits$9,028,0001,088
Premises and equipment expense$2,117,0001,288
Additional noninterest expense$6,258,0001,226
Pre-tax net operating income$3,657,0001,121
Securities gains (losses)$57,0002,550
Applicable income taxes$364,0001,851
Income before extraordinary items$3,350,0001,009
Extraordinary gains, net$034
Net income$3,350,0001,007
Minority interest net income$0115
Net income of bank and minority interests.$3,350,0001,008
Net charge-offs$294,0004,510
Cash dividends$04,670
Sale, conversion, retirement of capital stock, net$01,342
Net operating income$3,298,7001,022
2009-09-30 (YTD Data)Rank
Total interest income$21,897,0001,197
Total interest expense$7,963,0001,176
Net interest income$13,934,0001,194
Provision for loan and lease losses$675,0003,339
Total noninterest income$2,466,0001,532
Gross Fiduciary activities income$01,353
Service charges on deposit accounts$861,0001,488
Trading account gains and fees$0212
Additional Noninterest Income$1,605,0001,332
Total noninterest expense$12,759,0001,210
Salaries and employee benefits$6,621,0001,121
Premises and equipment expense$1,588,0001,295
Additional noninterest expense$4,550,0001,235
Pre-tax net operating income$2,966,0001,107
Securities gains (losses)$-148,0007,535
Applicable income taxes$290,0001,951
Income before extraordinary items$2,528,0001,079
Extraordinary gains, net$027
Net income$2,528,0001,078
Minority interest net income$0118
Net income of bank and minority interests.$2,528,0001,079
Net charge-offs$55,0005,610
Cash dividends$04,191
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$2,661,2001,007
2009-06-30 (YTD Data)Rank
Total interest income$14,676,0001,218
Total interest expense$5,499,0001,193
Net interest income$9,177,0001,213
Provision for loan and lease losses$300,0003,683
Total noninterest income$1,576,0001,587
Gross Fiduciary activities income$01,340
Service charges on deposit accounts$562,0001,490
Trading account gains and fees$0193
Additional Noninterest Income$1,014,0001,421
Total noninterest expense$8,579,0001,212
Salaries and employee benefits$4,353,0001,161
Premises and equipment expense$1,086,0001,291
Additional noninterest expense$3,140,0001,214
Pre-tax net operating income$1,874,0001,222
Securities gains (losses)$-148,0007,744
Applicable income taxes$147,0002,292
Income before extraordinary items$1,579,0001,193
Extraordinary gains, net$021
Net income$1,579,0001,191
Minority interest net income$0112
Net income of bank and minority interests.$1,579,0001,192
Net charge-offs$-36,0008,062
Cash dividends$03,983
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$1,713,6801,071
2009-03-31 (YTD Data)Rank
Total interest income$7,416,0001,214
Total interest expense$2,819,0001,213
Net interest income$4,597,0001,204
Provision for loan and lease losses$150,0003,210
Total noninterest income$681,0001,724
Gross Fiduciary activities income$01,285
Service charges on deposit accounts$263,0001,543
Trading account gains and fees$0171
Additional Noninterest Income$418,0001,574
Total noninterest expense$4,146,0001,208
Salaries and employee benefits$2,182,0001,169
Premises and equipment expense$551,0001,297
Additional noninterest expense$1,413,0001,173
Pre-tax net operating income$982,0001,311
Securities gains (losses)$-98,0007,983
Applicable income taxes$83,0002,373
Income before extraordinary items$801,0001,368
Extraordinary gains, net$015
Net income$801,0001,369
Minority interest net income$0102
Net income of bank and minority interests.$801,0001,370
Net charge-offs$-39,0008,107
Cash dividends$03,051
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$890,1801,152
2008-12-31 (YTD Data)Rank
Total interest income$30,368,0001,272
Total interest expense$13,250,0001,224
Net interest income$17,118,0001,292
Provision for loan and lease losses$423,0004,058
Total noninterest income$2,757,0001,686
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$1,241,0001,446
Trading account gains and fees$0154
Additional Noninterest Income$1,516,0001,583
Total noninterest expense$16,016,0001,225
Salaries and employee benefits$8,155,0001,227
Premises and equipment expense$2,229,0001,222
Additional noninterest expense$5,632,0001,142
Pre-tax net operating income$3,436,0001,580
Securities gains (losses)$-281,0007,413
Applicable income taxes$257,0002,568
Income before extraordinary items$2,898,0001,409
Extraordinary gains, net$039
Net income$2,898,0001,411
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$69,0005,350
Cash dividends$05,455
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$3,156,5201,392
2008-09-30 (YTD Data)Rank
Total interest income$22,940,0001,285
Total interest expense$10,290,0001,229
Net interest income$12,650,0001,341
Provision for loan and lease losses$273,0003,715
Total noninterest income$2,044,0001,752
Gross Fiduciary activities income$01,405
Service charges on deposit accounts$940,0001,442
Trading account gains and fees$0148
Additional Noninterest Income$1,104,0001,690
Total noninterest expense$11,774,0001,235
Salaries and employee benefits$5,981,0001,285
Premises and equipment expense$1,680,0001,219
Additional noninterest expense$4,113,0001,118
Pre-tax net operating income$2,647,0001,836
Securities gains (losses)$-127,0007,549
Applicable income taxes$254,0002,651
Income before extraordinary items$2,266,0001,598
Extraordinary gains, net$031
Net income$2,266,0001,598
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$86,0004,115
Cash dividends$04,937
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$2,380,3001,610
2008-06-30 (YTD Data)Rank
Total interest income$15,208,0001,315
Total interest expense$7,082,0001,238
Net interest income$8,126,0001,369
Provision for loan and lease losses$124,0003,929
Total noninterest income$1,326,0001,802
Gross Fiduciary activities income$01,395
Service charges on deposit accounts$617,0001,440
Trading account gains and fees$0149
Additional Noninterest Income$709,0001,768
Total noninterest expense$7,872,0001,231
Salaries and employee benefits$4,017,0001,290
Premises and equipment expense$1,151,0001,193
Additional noninterest expense$2,704,0001,109
Pre-tax net operating income$1,456,0002,256
Securities gains (losses)$23,0001,954
Applicable income taxes$91,0003,548
Income before extraordinary items$1,388,0001,930
Extraordinary gains, net$021
Net income$1,388,0001,932
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$42,0003,962
Cash dividends$04,733
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$1,366,3801,915
2008-03-31 (YTD Data)Rank
Total interest income$7,659,0001,337
Total interest expense$3,745,0001,252
Net interest income$3,914,0001,418
Provision for loan and lease losses$06,080
Total noninterest income$641,0001,854
Gross Fiduciary activities income$01,326
Service charges on deposit accounts$285,0001,538
Trading account gains and fees$0158
Additional Noninterest Income$356,0001,757
Total noninterest expense$3,982,0001,214
Salaries and employee benefits$2,086,0001,252
Premises and equipment expense$583,0001,186
Additional noninterest expense$1,313,0001,100
Pre-tax net operating income$573,0002,806
Securities gains (losses)$279,000350
Applicable income taxes$83,0003,009
Income before extraordinary items$769,0001,882
Extraordinary gains, net$015
Net income$769,0001,884
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-33,0008,250
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$517,9002,547
2007-12-31 (YTD Data)Rank
Total interest income$31,406,0001,361
Total interest expense$15,858,0001,256
Net interest income$15,548,0001,444
Provision for loan and lease losses$-2,542,0008,529
Total noninterest income$2,925,0001,675
Gross Fiduciary activities income$01,498
Service charges on deposit accounts$1,162,0001,549
Trading account gains and fees$0178
Additional Noninterest Income$1,763,0001,485
Total noninterest expense$15,907,0001,176
Salaries and employee benefits$8,379,0001,191
Premises and equipment expense$2,267,0001,162
Additional noninterest expense$5,261,0001,073
Pre-tax net operating income$5,108,0001,609
Securities gains (losses)$-1,147,0008,433
Applicable income taxes$548,0002,620
Income before extraordinary items$3,413,0001,831
Extraordinary gains, net$039
Net income$3,413,0001,830
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-8,0007,925
Cash dividends$05,817
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$4,399,4201,443
2007-09-30 (YTD Data)Rank
Total interest income$23,413,0001,376
Total interest expense$11,836,0001,269
Net interest income$11,577,0001,465
Provision for loan and lease losses$-2,542,0008,552
Total noninterest income$2,141,0001,710
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$845,0001,558
Trading account gains and fees$0184
Additional Noninterest Income$1,296,0001,519
Total noninterest expense$11,653,0001,195
Salaries and employee benefits$6,089,0001,226
Premises and equipment expense$1,697,0001,167
Additional noninterest expense$3,867,0001,064
Pre-tax net operating income$4,607,0001,469
Securities gains (losses)$-1,127,0008,495
Applicable income taxes$589,0002,320
Income before extraordinary items$2,891,0001,750
Extraordinary gains, net$033
Net income$2,891,0001,748
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-12,0007,886
Cash dividends$05,179
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$3,826,4101,328
2007-06-30 (YTD Data)Rank
Total interest income$15,538,0001,395
Total interest expense$7,881,0001,273
Net interest income$7,657,0001,499
Provision for loan and lease losses$06,209
Total noninterest income$1,428,0001,731
Gross Fiduciary activities income$01,429
Service charges on deposit accounts$550,0001,600
Trading account gains and fees$0168
Additional Noninterest Income$878,0001,530
Total noninterest expense$7,813,0001,213
Salaries and employee benefits$4,133,0001,231
Premises and equipment expense$1,166,0001,152
Additional noninterest expense$2,514,0001,110
Pre-tax net operating income$1,272,0002,995
Securities gains (losses)$-1,127,0008,565
Applicable income taxes$-352,0008,517
Income before extraordinary items$497,0004,560
Extraordinary gains, net$029
Net income$497,0004,561
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-12,0007,846
Cash dividends$04,977
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$1,624,0002,072
2007-03-31 (YTD Data)Rank
Total interest income$7,774,0001,384
Total interest expense$3,961,0001,244
Net interest income$3,813,0001,505
Provision for loan and lease losses$05,779
Total noninterest income$645,0001,839
Gross Fiduciary activities income$01,355
Service charges on deposit accounts$249,0001,722
Trading account gains and fees$0195
Additional Noninterest Income$396,0001,594
Total noninterest expense$3,892,0001,211
Salaries and employee benefits$2,092,0001,227
Premises and equipment expense$584,0001,156
Additional noninterest expense$1,216,0001,121
Pre-tax net operating income$566,0003,256
Securities gains (losses)$-1,127,0008,624
Applicable income taxes$-391,0008,602
Income before extraordinary items$-170,0008,294
Extraordinary gains, net$022
Net income$-170,0008,292
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-3,0007,195
Cash dividends$03,942
Sale, conversion, retirement of capital stock, net$0885
Net operating income$551,2802,802
2006-12-31 (YTD Data)Rank
Total interest income$29,130,0001,364
Total interest expense$13,288,0001,271
Net interest income$15,842,0001,434
Provision for loan and lease losses$06,850
Total noninterest income$2,788,0001,728
Gross Fiduciary activities income$01,523
Service charges on deposit accounts$1,029,0001,716
Trading account gains and fees$0130
Additional Noninterest Income$1,759,0001,481
Total noninterest expense$15,318,0001,177
Salaries and employee benefits$8,244,0001,182
Premises and equipment expense$2,131,0001,200
Additional noninterest expense$4,943,0001,082
Pre-tax net operating income$3,312,0002,597
Securities gains (losses)$-207,0008,383
Applicable income taxes$245,0004,055
Income before extraordinary items$2,860,0002,356
Extraordinary gains, net$051
Net income$2,860,0002,357
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-27,0008,209
Cash dividends$05,941
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$3,050,4402,232
2006-09-30 (YTD Data)Rank
Total interest income$21,410,0001,384
Total interest expense$9,350,0001,312
Net interest income$12,060,0001,432
Provision for loan and lease losses$06,685
Total noninterest income$1,995,0001,803
Gross Fiduciary activities income$01,468
Service charges on deposit accounts$766,0001,725
Trading account gains and fees$0126
Additional Noninterest Income$1,229,0001,562
Total noninterest expense$11,540,0001,179
Salaries and employee benefits$6,236,0001,186
Premises and equipment expense$1,562,0001,242
Additional noninterest expense$3,742,0001,084
Pre-tax net operating income$2,515,0002,632
Securities gains (losses)$01,388
Applicable income taxes$226,0003,978
Income before extraordinary items$2,289,0002,317
Extraordinary gains, net$045
Net income$2,289,0002,318
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-56,0008,384
Cash dividends$05,292
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$2,289,0002,302
2006-06-30 (YTD Data)Rank
Total interest income$13,992,0001,387
Total interest expense$5,832,0001,340
Net interest income$8,160,0001,416
Provision for loan and lease losses$06,419
Total noninterest income$1,222,0001,925
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$490,0001,768
Trading account gains and fees$0126
Additional Noninterest Income$732,0001,702
Total noninterest expense$7,745,0001,178
Salaries and employee benefits$4,225,0001,172
Premises and equipment expense$1,067,0001,213
Additional noninterest expense$2,453,0001,107
Pre-tax net operating income$1,637,0002,700
Securities gains (losses)$01,185
Applicable income taxes$140,0004,109
Income before extraordinary items$1,497,0002,345
Extraordinary gains, net$039
Net income$1,497,0002,348
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-54,0008,438
Cash dividends$05,069
Sale, conversion, retirement of capital stock, net$0887
Net operating income$1,497,0002,330
2006-03-31 (YTD Data)Rank
Total interest income$6,867,0001,370
Total interest expense$2,694,0001,373
Net interest income$4,173,0001,375
Provision for loan and lease losses$06,013
Total noninterest income$571,0002,004
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$236,0001,779
Trading account gains and fees$0115
Additional Noninterest Income$335,0001,784
Total noninterest expense$3,851,0001,184
Salaries and employee benefits$2,123,0001,167
Premises and equipment expense$531,0001,217
Additional noninterest expense$1,197,0001,123
Pre-tax net operating income$893,0002,481
Securities gains (losses)$0955
Applicable income taxes$94,0003,673
Income before extraordinary items$799,0002,189
Extraordinary gains, net$021
Net income$799,0002,189
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-7,0007,654
Cash dividends$03,943
Sale, conversion, retirement of capital stock, net$0648
Net operating income$799,0002,167
2005-12-31 (YTD Data)Rank
Total interest income$24,688,0001,348
Total interest expense$7,893,0001,435
Net interest income$16,795,0001,297
Provision for loan and lease losses$07,120
Total noninterest income$2,196,0002,065
Gross Fiduciary activities income$01,557
Service charges on deposit accounts$1,410,0001,257
Trading account gains and fees$0138
Additional Noninterest Income$786,0002,569
Total noninterest expense$14,931,0001,159
Salaries and employee benefits$8,080,0001,150
Premises and equipment expense$2,036,0001,213
Additional noninterest expense$4,815,0001,066
Pre-tax net operating income$4,060,0002,202
Securities gains (losses)$-9,0007,501
Applicable income taxes$579,0003,135
Income before extraordinary items$3,472,0001,974
Extraordinary gains, net$046
Net income$3,472,0001,973
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-87,0008,604
Cash dividends$06,054
Sale, conversion, retirement of capital stock, net$0934
Net operating income$3,479,7401,951
2005-09-30 (YTD Data)Rank
Total interest income$17,936,0001,362
Total interest expense$5,464,0001,467
Net interest income$12,472,0001,297
Provision for loan and lease losses$06,899
Total noninterest income$1,592,0002,111
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$1,028,0001,283
Trading account gains and fees$0126
Additional Noninterest Income$564,0002,654
Total noninterest expense$11,016,0001,160
Salaries and employee benefits$5,781,0001,189
Premises and equipment expense$1,518,0001,201
Additional noninterest expense$3,717,0001,029
Pre-tax net operating income$3,048,0002,203
Securities gains (losses)$-20,0008,173
Applicable income taxes$456,0003,104
Income before extraordinary items$2,572,0002,012
Extraordinary gains, net$035
Net income$2,572,0002,011
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-75,0008,565
Cash dividends$05,317
Sale, conversion, retirement of capital stock, net$0769
Net operating income$2,589,0001,964
2005-06-30 (YTD Data)Rank
Total interest income$11,655,0001,359
Total interest expense$3,387,0001,487
Net interest income$8,268,0001,300
Provision for loan and lease losses$06,626
Total noninterest income$1,101,0002,041
Gross Fiduciary activities income$01,480
Service charges on deposit accounts$665,0001,288
Trading account gains and fees$0116
Additional Noninterest Income$436,0002,395
Total noninterest expense$7,196,0001,170
Salaries and employee benefits$3,708,0001,228
Premises and equipment expense$1,003,0001,202
Additional noninterest expense$2,485,0001,018
Pre-tax net operating income$2,173,0002,056
Securities gains (losses)$121,000515
Applicable income taxes$415,0002,550
Income before extraordinary items$1,879,0001,818
Extraordinary gains, net$030
Net income$1,879,0001,818
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-70,0008,566
Cash dividends$05,072
Sale, conversion, retirement of capital stock, net$0643
Net operating income$1,779,7801,884
2005-03-31 (YTD Data)Rank
Total interest income$5,674,0001,358
Total interest expense$1,601,0001,497
Net interest income$4,073,0001,313
Provision for loan and lease losses$06,226
Total noninterest income$489,0002,167
Gross Fiduciary activities income$01,418
Service charges on deposit accounts$321,0001,276
Trading account gains and fees$0115
Additional Noninterest Income$168,0002,780
Total noninterest expense$3,604,0001,172
Salaries and employee benefits$1,882,0001,220
Premises and equipment expense$505,0001,201
Additional noninterest expense$1,217,0001,018
Pre-tax net operating income$958,0002,242
Securities gains (losses)$71,000454
Applicable income taxes$174,0002,829
Income before extraordinary items$855,0001,967
Extraordinary gains, net$024
Net income$855,0001,968
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-42,0008,588
Cash dividends$03,863
Sale, conversion, retirement of capital stock, net$0491
Net operating income$796,0702,051
2004-12-31 (YTD Data)Rank
Total interest income$21,869,0001,294
Total interest expense$6,541,0001,255
Net interest income$15,328,0001,321
Provision for loan and lease losses$07,314
Total noninterest income$1,907,0002,270
Gross Fiduciary activities income$01,582
Service charges on deposit accounts$1,312,0001,352
Trading account gains and fees$0138
Additional Noninterest Income$595,0002,999
Total noninterest expense$14,164,0001,152
Salaries and employee benefits$7,594,0001,129
Premises and equipment expense$1,796,0001,283
Additional noninterest expense$4,774,0001,049
Pre-tax net operating income$3,071,0002,535
Securities gains (losses)$114,0001,160
Applicable income taxes$726,0002,702
Income before extraordinary items$2,459,0002,459
Extraordinary gains, net$034
Net income$2,459,0002,461
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$49,0004,670
Cash dividends$06,149
Sale, conversion, retirement of capital stock, net$0872
Net operating income$2,371,2202,488
2004-09-30 (YTD Data)Rank
Total interest income$16,218,0001,290
Total interest expense$4,843,0001,240
Net interest income$11,375,0001,318
Provision for loan and lease losses$07,100
Total noninterest income$1,420,0002,297
Gross Fiduciary activities income$01,547
Service charges on deposit accounts$968,0001,380
Trading account gains and fees$0134
Additional Noninterest Income$452,0002,977
Total noninterest expense$10,510,0001,160
Salaries and employee benefits$5,587,0001,160
Premises and equipment expense$1,316,0001,306
Additional noninterest expense$3,607,0001,027
Pre-tax net operating income$2,285,0002,578
Securities gains (losses)$451,000449
Applicable income taxes$715,0002,279
Income before extraordinary items$2,021,0002,293
Extraordinary gains, net$026
Net income$2,021,0002,295
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$56,0003,649
Cash dividends$05,363
Sale, conversion, retirement of capital stock, net$0738
Net operating income$1,687,2602,629
2004-06-30 (YTD Data)Rank
Total interest income$10,614,0001,303
Total interest expense$3,101,0001,273
Net interest income$7,513,0001,320
Provision for loan and lease losses$06,885
Total noninterest income$961,0002,256
Gross Fiduciary activities income$01,518
Service charges on deposit accounts$639,0001,385
Trading account gains and fees$0130
Additional Noninterest Income$322,0002,871
Total noninterest expense$6,812,0001,185
Salaries and employee benefits$3,523,0001,240
Premises and equipment expense$876,0001,317
Additional noninterest expense$2,413,0001,026
Pre-tax net operating income$1,662,0002,373
Securities gains (losses)$504,000353
Applicable income taxes$575,0001,997
Income before extraordinary items$1,591,0001,969
Extraordinary gains, net$021
Net income$1,591,0001,970
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$29,0003,713
Cash dividends$05,087
Sale, conversion, retirement of capital stock, net$0638
Net operating income$1,223,0802,419
2004-03-31 (YTD Data)Rank
Total interest income$5,234,0001,329
Total interest expense$1,483,0001,346
Net interest income$3,751,0001,324
Provision for loan and lease losses$06,501
Total noninterest income$466,0002,268
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$318,0001,348
Trading account gains and fees$0121
Additional Noninterest Income$148,0002,972
Total noninterest expense$3,422,0001,183
Salaries and employee benefits$1,758,0001,261
Premises and equipment expense$412,0001,421
Additional noninterest expense$1,252,000984
Pre-tax net operating income$795,0002,444
Securities gains (losses)$491,000266
Applicable income taxes$358,0001,699
Income before extraordinary items$928,0001,696
Extraordinary gains, net$016
Net income$928,0001,696
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$14,0003,279
Cash dividends$03,841
Sale, conversion, retirement of capital stock, net$0464
Net operating income$574,4802,522
2003-12-31 (YTD Data)Rank
Total interest income$21,253,0001,332
Total interest expense$5,980,0001,479
Net interest income$15,273,0001,270
Provision for loan and lease losses$07,651
Total noninterest income$2,260,0002,118
Gross Fiduciary activities income$01,641
Service charges on deposit accounts$1,320,0001,312
Trading account gains and fees$0160
Additional Noninterest Income$940,0002,478
Total noninterest expense$13,118,0001,232
Salaries and employee benefits$6,955,0001,227
Premises and equipment expense$1,355,0001,675
Additional noninterest expense$4,808,0001,058
Pre-tax net operating income$4,415,0001,823
Securities gains (losses)$497,000750
Applicable income taxes$1,400,0001,717
Income before extraordinary items$3,512,0001,770
Extraordinary gains, net$054
Net income$3,512,0001,773
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$56,0004,935
Cash dividends$06,283
Sale, conversion, retirement of capital stock, net$0868
Net operating income$3,159,1301,861
2003-09-30 (YTD Data)Rank
Total interest income$16,086,0001,348
Total interest expense$4,579,0001,519
Net interest income$11,507,0001,272
Provision for loan and lease losses$07,481
Total noninterest income$1,690,0002,163
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$986,0001,323
Trading account gains and fees$0153
Additional Noninterest Income$704,0002,550
Total noninterest expense$9,411,0001,301
Salaries and employee benefits$4,938,0001,324
Premises and equipment expense$960,0001,782
Additional noninterest expense$3,513,0001,095
Pre-tax net operating income$3,786,0001,660
Securities gains (losses)$507,000678
Applicable income taxes$1,296,0001,498
Income before extraordinary items$2,997,0001,609
Extraordinary gains, net$040
Net income$2,997,0001,608
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$213,0002,125
Cash dividends$05,519
Sale, conversion, retirement of capital stock, net$0722
Net operating income$2,642,1001,726
2003-06-30 (YTD Data)Rank
Total interest income$10,938,0001,334
Total interest expense$3,162,0001,516
Net interest income$7,776,0001,257
Provision for loan and lease losses$07,324
Total noninterest income$1,188,0002,075
Gross Fiduciary activities income$01,577
Service charges on deposit accounts$650,0001,321
Trading account gains and fees$0150
Additional Noninterest Income$538,0002,344
Total noninterest expense$6,057,0001,352
Salaries and employee benefits$3,084,0001,402
Premises and equipment expense$635,0001,789
Additional noninterest expense$2,338,0001,085
Pre-tax net operating income$2,907,0001,459
Securities gains (losses)$537,000551
Applicable income taxes$1,035,0001,331
Income before extraordinary items$2,409,0001,373
Extraordinary gains, net$030
Net income$2,409,0001,373
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$223,0001,530
Cash dividends$05,215
Sale, conversion, retirement of capital stock, net$0589
Net operating income$2,033,1001,496
2003-03-31 (YTD Data)Rank
Total interest income$5,455,0001,345
Total interest expense$1,609,0001,536
Net interest income$3,846,0001,268
Provision for loan and lease losses$06,934
Total noninterest income$601,0001,995
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$288,0001,438
Trading account gains and fees$0134
Additional Noninterest Income$313,0002,054
Total noninterest expense$3,015,0001,338
Salaries and employee benefits$1,538,0001,403
Premises and equipment expense$366,0001,577
Additional noninterest expense$1,111,0001,112
Pre-tax net operating income$1,432,0001,484
Securities gains (losses)$365,000445
Applicable income taxes$548,0001,268
Income before extraordinary items$1,249,0001,319
Extraordinary gains, net$021
Net income$1,249,0001,317
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-17,0008,799
Cash dividends$03,930
Sale, conversion, retirement of capital stock, net$0419
Net operating income$993,5001,517
2002-12-31 (YTD Data)Rank
Total interest income$23,496,0001,303
Total interest expense$8,473,0001,329
Net interest income$15,023,0001,286
Provision for loan and lease losses$08,089
Total noninterest income$2,021,0002,109
Gross Fiduciary activities income$01,713
Service charges on deposit accounts$1,241,0001,309
Trading account gains and fees$0153
Additional Noninterest Income$780,0002,541
Total noninterest expense$12,180,0001,259
Salaries and employee benefits$6,394,0001,268
Premises and equipment expense$1,201,0001,849
Additional noninterest expense$4,585,0001,078
Pre-tax net operating income$4,864,0001,670
Securities gains (losses)$-367,0009,234
Applicable income taxes$873,0002,439
Income before extraordinary items$3,624,0001,647
Extraordinary gains, net$070
Net income$3,624,0001,647
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$36,0005,705
Cash dividends$06,377
Sale, conversion, retirement of capital stock, net$0862
Net operating income$3,921,2701,508
2001-12-31 (YTD Data)Rank
Total interest income$26,864,0001,276
Total interest expense$12,622,0001,291
Net interest income$14,242,0001,249
Provision for loan and lease losses$08,228
Total noninterest income$2,128,0001,919
Gross Fiduciary activities income$01,731
Service charges on deposit accounts$1,125,0001,329
Trading account gains and fees$0177
Additional Noninterest Income$1,003,0002,039
Total noninterest expense$11,712,0001,245
Salaries and employee benefits$6,287,0001,182
Premises and equipment expense$1,213,0001,785
Additional noninterest expense$4,212,0001,138
Pre-tax net operating income$4,658,0001,546
Securities gains (losses)$499,000613
Applicable income taxes$1,463,0001,519
Income before extraordinary items$3,694,0001,453
Extraordinary gains, net$0105
Net income$3,694,0001,456
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$125,0003,685
Cash dividends$275,0004,529
Sale, conversion, retirement of capital stock, net$0922
Net operating income$3,334,7201,519
2000-12-31 (YTD Data)Rank
Total interest income$28,294,0001,251
Total interest expense$13,631,0001,280
Net interest income$14,663,0001,199
Provision for loan and lease losses$112,0005,070
Total noninterest income$1,816,0002,021
Gross Fiduciary activities income$100,000948
Service charges on deposit accounts$1,080,0001,255
Trading account gains and fees$0180
Additional Noninterest Income$636,0002,545
Total noninterest expense$12,762,0001,091
Salaries and employee benefits$5,763,0001,233
Premises and equipment expense$1,832,0001,086
Additional noninterest expense$5,167,000931
Pre-tax net operating income$3,605,0002,022
Securities gains (losses)$710,000205
Applicable income taxes$906,0002,304
Income before extraordinary items$3,409,0001,548
Extraordinary gains, net$038
Net income$3,409,0001,548
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$68,0004,268
Cash dividends$06,853
Sale, conversion, retirement of capital stock, net$0969
Net operating income$2,848,1001,830
1999-12-31 (YTD Data)Rank
Total interest income$27,001,0001,211
Total interest expense$13,353,0001,141
Net interest income$13,648,0001,279
Provision for loan and lease losses$1,495,000699
Total noninterest income$1,810,0001,993
Gross Fiduciary activities income$142,000931
Service charges on deposit accounts$1,018,0001,292
Trading account gains and fees$0173
Additional Noninterest Income$650,0002,493
Total noninterest expense$11,329,0001,219
Salaries and employee benefits$5,314,0001,306
Premises and equipment expense$1,703,0001,178
Additional noninterest expense$4,312,0001,089
Pre-tax net operating income$2,634,0002,686
Securities gains (losses)$1,249,000187
Applicable income taxes$866,0002,469
Income before extraordinary items$3,017,0001,763
Extraordinary gains, net$035
Net income$3,017,0001,764
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$294,0001,844
Cash dividends$07,131
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$2,042,7802,505
1998-12-31 (YTD Data)Rank
Total interest income$27,731,0001,172
Total interest expense$14,362,0001,093
Net interest income$13,369,0001,268
Provision for loan and lease losses$2,521,000499
Total noninterest income$1,497,0002,273
Gross Fiduciary activities income$110,000992
Service charges on deposit accounts$882,0001,415
Trading account gains and fees$0224
Additional Noninterest Income$505,0002,966
Total noninterest expense$14,513,000945
Salaries and employee benefits$5,849,0001,112
Premises and equipment expense$1,792,0001,072
Additional noninterest expense$6,872,000775
Pre-tax net operating income$-2,168,00010,416
Securities gains (losses)$3,607,000156
Applicable income taxes$236,0005,775
Income before extraordinary items$1,203,0003,925
Extraordinary gains, net$032
Net income$1,203,0003,924
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$811,000883
Cash dividends$07,473
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$-1,826,88010,402
1997-12-31 (YTD Data)Rank
Total interest income$26,861,0001,250
Total interest expense$13,843,0001,170
Net interest income$13,018,0001,334
Provision for loan and lease losses$160,0003,978
Total noninterest income$1,418,0002,303
Gross Fiduciary activities income$76,0001,105
Service charges on deposit accounts$826,0001,571
Trading account gains and fees$0239
Additional Noninterest Income$516,0002,763
Total noninterest expense$11,541,0001,151
Salaries and employee benefits$5,425,0001,214
Premises and equipment expense$1,602,0001,231
Additional noninterest expense$4,514,0001,047
Pre-tax net operating income$2,735,0002,709
Securities gains (losses)$1,762,000206
Applicable income taxes$1,101,0002,246
Income before extraordinary items$3,396,0001,592
Extraordinary gains, net$044
Net income$3,396,0001,593
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$375,0001,677
Cash dividends$07,871
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$2,056,8802,471
1996-12-31 (YTD Data)Rank
Total interest income$25,990,0001,313
Total interest expense$13,957,0001,175
Net interest income$12,033,0001,481
Provision for loan and lease losses$240,0003,003
Total noninterest income$1,378,0002,445
Gross Fiduciary activities income$62,0001,191
Service charges on deposit accounts$794,0001,688
Trading account gains and fees$0262
Additional Noninterest Income$522,0002,836
Total noninterest expense$9,990,0001,436
Salaries and employee benefits$4,951,0001,362
Premises and equipment expense$1,324,0001,534
Additional noninterest expense$3,715,0001,430
Pre-tax net operating income$3,181,0002,243
Securities gains (losses)$539,000401
Applicable income taxes$891,0002,603
Income before extraordinary items$2,829,0001,749
Extraordinary gains, net$053
Net income$2,829,0001,750
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$100,0003,939
Cash dividends$08,336
Sale, conversion, retirement of capital stock, net$0953
Net operating income$2,419,3602,009
1995-12-31 (YTD Data)Rank
Total interest income$25,321,0001,355
Total interest expense$13,106,0001,268
Net interest income$12,215,0001,475
Provision for loan and lease losses$570,0001,424
Total noninterest income$1,287,0002,562
Gross Fiduciary activities income$51,0001,282
Service charges on deposit accounts$734,0001,851
Trading account gains and fees$0522
Additional Noninterest Income$502,0002,873
Total noninterest expense$9,294,0001,529
Salaries and employee benefits$4,722,0001,404
Premises and equipment expense$1,217,0001,656
Additional noninterest expense$3,355,0001,540
Pre-tax net operating income$3,638,0002,018
Securities gains (losses)$662,000285
Applicable income taxes$1,190,0002,044
Income before extraordinary items$3,110,0001,641
Extraordinary gains, net$065
Net income$3,110,0001,640
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,110,000829
Cash dividends$08,717
Sale, conversion, retirement of capital stock, net$0809
Net operating income$2,633,3601,887
1994-12-31 (YTD Data)Rank
Total interest income$21,797,0001,421
Total interest expense$10,033,0001,313
Net interest income$11,764,0001,529
Provision for loan and lease losses$442,0001,698
Total noninterest income$1,459,0002,348
Gross Fiduciary activities income$47,0001,314
Service charges on deposit accounts$689,0001,957
Trading account gains and fees$0475
Additional Noninterest Income$723,0002,278
Total noninterest expense$8,923,0001,651
Salaries and employee benefits$4,449,0001,504
Premises and equipment expense$1,130,0001,819
Additional noninterest expense$3,344,0001,647
Pre-tax net operating income$3,858,0001,839
Securities gains (losses)$155,000587
Applicable income taxes$1,099,0002,052
Income before extraordinary items$2,914,0001,684
Extraordinary gains, net$0249
Net income$2,914,0001,683
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$556,0001,285
Cash dividends$08,932
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$2,800,8501,750
1993-12-31 (YTD Data)Rank
Total interest income$22,342,0001,420
Total interest expense$10,468,0001,290
Net interest income$11,874,0001,515
Provision for loan and lease losses$960,0001,337
Total noninterest income$1,396,0002,588
Gross Fiduciary activities income$44,0001,366
Service charges on deposit accounts$577,0002,387
Trading account gains and fees$0532
Additional Noninterest Income$775,0002,436
Total noninterest expense$8,785,0001,725
Salaries and employee benefits$4,141,0001,623
Premises and equipment expense$1,120,0001,871
Additional noninterest expense$3,524,0001,675
Pre-tax net operating income$3,525,0001,934
Securities gains (losses)$571,000815
Applicable income taxes$1,061,0002,123
Income before extraordinary items$3,035,0001,665
Extraordinary gains, net$03,149
Net income$3,035,0001,723
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$800,0001,323
Cash dividends$09,081
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$2,612,4601,803
1992-12-31 (YTD Data)Rank
Total interest income$25,742,0001,422
Total interest expense$14,499,0001,212
Net interest income$11,243,0001,640
Provision for loan and lease losses$1,667,0001,308
Total noninterest income$1,132,0002,998
Gross Fiduciary activities income$22,0001,476
Service charges on deposit accounts$496,0002,803
Trading account gains and fees$40,000329
Additional Noninterest Income$574,0002,912
Total noninterest expense$8,527,0001,785
Salaries and employee benefits$3,793,0001,760
Premises and equipment expense$1,089,0001,942
Additional noninterest expense$3,645,0001,704
Pre-tax net operating income$2,181,0002,861
Securities gains (losses)$246,0001,744
Applicable income taxes$658,0003,165
Income before extraordinary items$1,769,0002,595
Extraordinary gains, net$01,422
Net income$1,769,0002,632
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,220,0001,387
Cash dividends$08,912
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$1,589,4202,669

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.