Home > Northern Trust Bank of Vero Beach > Income and Expense
Northern Trust Bank of Vero Beach, Income and Expense
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $12,949,000 | 2,577 |
| Total interest expense | $5,465,000 | 2,796 |
| Net interest income | $7,484,000 | 2,404 |
| Provision for loan and lease losses | $134,000 | 3,882 |
| Total noninterest income | $3,341,000 | 1,269 |
| Gross Fiduciary activities income | $2,862,000 | 302 |
| Service charges on deposit accounts | $282,000 | 4,502 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $197,000 | 5,176 |
| Total noninterest expense | $6,599,000 | 2,091 |
| Salaries and employee benefits | $3,698,000 | 1,792 |
| Premises and equipment expense | $826,000 | 2,418 |
| Additional noninterest expense | $2,075,000 | 2,327 |
| Pre-tax net operating income | $4,092,000 | 1,809 |
| Securities gains (losses) | $-411,000 | 11,788 |
| Applicable income taxes | $1,451,000 | 1,691 |
| Income before extraordinary items | $2,230,000 | 2,258 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $2,230,000 | 2,255 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $381,000 | 1,655 |
| Cash dividends | $6,350,000 | 531 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $2,493,040 | 2,000 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $12,625,000 | 2,399 |
| Total interest expense | $4,572,000 | 2,675 |
| Net interest income | $8,053,000 | 2,243 |
| Provision for loan and lease losses | $110,000 | 4,343 |
| Total noninterest income | $2,843,000 | 1,424 |
| Gross Fiduciary activities income | $2,305,000 | 341 |
| Service charges on deposit accounts | $330,000 | 4,032 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $208,000 | 5,136 |
| Total noninterest expense | $6,607,000 | 2,141 |
| Salaries and employee benefits | $3,402,000 | 1,964 |
| Premises and equipment expense | $879,000 | 2,297 |
| Additional noninterest expense | $2,326,000 | 2,279 |
| Pre-tax net operating income | $4,179,000 | 1,702 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $1,238,000 | 1,834 |
| Income before extraordinary items | $2,941,000 | 1,660 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $2,941,000 | 1,659 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $111,000 | 3,539 |
| Cash dividends | $212,000 | 5,311 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $2,941,000 | 1,668 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $13,123,000 | 2,356 |
| Total interest expense | $4,816,000 | 2,663 |
| Net interest income | $8,307,000 | 2,170 |
| Provision for loan and lease losses | $323,000 | 2,844 |
| Total noninterest income | $2,725,000 | 1,571 |
| Gross Fiduciary activities income | $2,178,000 | 359 |
| Service charges on deposit accounts | $183,000 | 6,318 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $364,000 | 4,006 |
| Total noninterest expense | $6,097,000 | 2,352 |
| Salaries and employee benefits | $3,266,000 | 2,034 |
| Premises and equipment expense | $780,000 | 2,616 |
| Additional noninterest expense | $2,051,000 | 2,673 |
| Pre-tax net operating income | $4,612,000 | 1,522 |
| Securities gains (losses) | $1,000 | 7,052 |
| Applicable income taxes | $1,673,000 | 1,420 |
| Income before extraordinary items | $2,940,000 | 1,715 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $2,940,000 | 1,770 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $323,000 | 2,350 |
| Cash dividends | $849,000 | 2,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $2,939,360 | 1,617 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $14,123,000 | 2,489 |
| Total interest expense | $6,034,000 | 2,760 |
| Net interest income | $8,089,000 | 2,247 |
| Provision for loan and lease losses | $179,000 | 5,591 |
| Total noninterest income | $2,536,000 | 1,635 |
| Gross Fiduciary activities income | $1,917,000 | 393 |
| Service charges on deposit accounts | $370,000 | 3,740 |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $249,000 | 4,972 |
| Total noninterest expense | $5,587,000 | 2,592 |
| Salaries and employee benefits | $3,044,000 | 2,152 |
| Premises and equipment expense | $702,000 | 2,918 |
| Additional noninterest expense | $1,841,000 | 3,006 |
| Pre-tax net operating income | $4,859,000 | 1,307 |
| Securities gains (losses) | $3,000 | 7,429 |
| Applicable income taxes | $1,777,000 | 1,245 |
| Income before extraordinary items | $3,085,000 | 1,505 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $3,085,000 | 1,516 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $134,000 | 5,168 |
| Cash dividends | $849,000 | 1,813 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $3,083,080 | 1,401 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.