Home > Northern Trust Bank of Texas > Income and Expense
Northern Trust Bank of Texas, Income and Expense
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $26,911,000 | 707 |
| Total interest expense | $10,535,000 | 749 |
| Net interest income | $16,376,000 | 697 |
| Provision for loan and lease losses | $0 | 6,419 |
| Total noninterest income | $10,380,000 | 382 |
| Gross Fiduciary activities income | $9,721,000 | 78 |
| Service charges on deposit accounts | $316,000 | 2,564 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $343,000 | 2,783 |
| Total noninterest expense | $16,797,000 | 561 |
| Salaries and employee benefits | $9,899,000 | 503 |
| Premises and equipment expense | $2,049,000 | 640 |
| Additional noninterest expense | $4,849,000 | 590 |
| Pre-tax net operating income | $9,959,000 | 567 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $3,743,000 | 500 |
| Income before extraordinary items | $6,216,000 | 639 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $6,216,000 | 637 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $27,000 | 3,182 |
| Cash dividends | $5,200,000 | 356 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $6,216,000 | 626 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $13,086,000 | 707 |
| Total interest expense | $4,885,000 | 754 |
| Net interest income | $8,201,000 | 694 |
| Provision for loan and lease losses | $0 | 6,013 |
| Total noninterest income | $5,123,000 | 381 |
| Gross Fiduciary activities income | $4,799,000 | 77 |
| Service charges on deposit accounts | $159,000 | 2,473 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $165,000 | 2,797 |
| Total noninterest expense | $8,696,000 | 540 |
| Salaries and employee benefits | $5,186,000 | 476 |
| Premises and equipment expense | $1,045,000 | 619 |
| Additional noninterest expense | $2,465,000 | 561 |
| Pre-tax net operating income | $4,628,000 | 583 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $1,741,000 | 516 |
| Income before extraordinary items | $2,887,000 | 675 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $2,887,000 | 674 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $38,000 | 1,727 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $2,887,000 | 660 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $48,652,000 | 666 |
| Total interest expense | $16,304,000 | 702 |
| Net interest income | $32,348,000 | 650 |
| Provision for loan and lease losses | $0 | 7,120 |
| Total noninterest income | $20,276,000 | 400 |
| Gross Fiduciary activities income | $19,046,000 | 77 |
| Service charges on deposit accounts | $635,000 | 2,544 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $595,000 | 3,069 |
| Total noninterest expense | $31,203,000 | 571 |
| Salaries and employee benefits | $17,945,000 | 518 |
| Premises and equipment expense | $4,173,000 | 586 |
| Additional noninterest expense | $9,085,000 | 612 |
| Pre-tax net operating income | $21,421,000 | 507 |
| Securities gains (losses) | $69,000 | 836 |
| Applicable income taxes | $8,040,000 | 451 |
| Income before extraordinary items | $13,450,000 | 559 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $13,450,000 | 559 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $21,000 | 5,230 |
| Cash dividends | $11,200,000 | 355 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $13,405,840 | 544 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $35,652,000 | 661 |
| Total interest expense | $11,737,000 | 697 |
| Net interest income | $23,915,000 | 649 |
| Provision for loan and lease losses | $0 | 6,899 |
| Total noninterest income | $15,147,000 | 399 |
| Gross Fiduciary activities income | $14,212,000 | 76 |
| Service charges on deposit accounts | $479,000 | 2,528 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $456,000 | 3,043 |
| Total noninterest expense | $23,183,000 | 575 |
| Salaries and employee benefits | $13,403,000 | 511 |
| Premises and equipment expense | $3,042,000 | 594 |
| Additional noninterest expense | $6,738,000 | 610 |
| Pre-tax net operating income | $15,879,000 | 515 |
| Securities gains (losses) | $69,000 | 785 |
| Applicable income taxes | $5,953,000 | 464 |
| Income before extraordinary items | $9,995,000 | 567 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $9,995,000 | 567 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 5,608 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $9,950,840 | 552 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $23,092,000 | 664 |
| Total interest expense | $7,567,000 | 678 |
| Net interest income | $15,525,000 | 659 |
| Provision for loan and lease losses | $0 | 6,626 |
| Total noninterest income | $10,374,000 | 389 |
| Gross Fiduciary activities income | $9,719,000 | 75 |
| Service charges on deposit accounts | $327,000 | 2,444 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $328,000 | 2,905 |
| Total noninterest expense | $15,618,000 | 568 |
| Salaries and employee benefits | $9,023,000 | 508 |
| Premises and equipment expense | $2,054,000 | 583 |
| Additional noninterest expense | $4,541,000 | 597 |
| Pre-tax net operating income | $10,281,000 | 517 |
| Securities gains (losses) | $69,000 | 694 |
| Applicable income taxes | $3,858,000 | 468 |
| Income before extraordinary items | $6,492,000 | 571 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $6,492,000 | 571 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $29,000 | 3,383 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $6,447,840 | 558 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $11,206,000 | 670 |
| Total interest expense | $3,908,000 | 615 |
| Net interest income | $7,298,000 | 694 |
| Provision for loan and lease losses | $0 | 6,226 |
| Total noninterest income | $5,181,000 | 375 |
| Gross Fiduciary activities income | $4,901,000 | 78 |
| Service charges on deposit accounts | $172,000 | 2,285 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $108,000 | 3,584 |
| Total noninterest expense | $7,954,000 | 547 |
| Salaries and employee benefits | $4,743,000 | 476 |
| Premises and equipment expense | $993,000 | 600 |
| Additional noninterest expense | $2,218,000 | 607 |
| Pre-tax net operating income | $4,525,000 | 564 |
| Securities gains (losses) | $69,000 | 468 |
| Applicable income taxes | $1,660,000 | 523 |
| Income before extraordinary items | $2,934,000 | 617 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $2,934,000 | 617 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,728 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $2,889,840 | 605 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $42,145,000 | 667 |
| Total interest expense | $12,428,000 | 656 |
| Net interest income | $29,717,000 | 668 |
| Provision for loan and lease losses | $125,000 | 4,546 |
| Total noninterest income | $20,080,000 | 386 |
| Gross Fiduciary activities income | $19,021,000 | 74 |
| Service charges on deposit accounts | $579,000 | 2,785 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $480,000 | 3,384 |
| Total noninterest expense | $29,598,000 | 570 |
| Salaries and employee benefits | $17,220,000 | 511 |
| Premises and equipment expense | $4,270,000 | 534 |
| Additional noninterest expense | $8,108,000 | 647 |
| Pre-tax net operating income | $20,074,000 | 492 |
| Securities gains (losses) | $14,000 | 2,631 |
| Applicable income taxes | $7,462,000 | 448 |
| Income before extraordinary items | $12,626,000 | 556 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $12,626,000 | 557 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $40,000 | 4,912 |
| Cash dividends | $12,500,000 | 298 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $12,617,040 | 536 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $31,008,000 | 673 |
| Total interest expense | $8,811,000 | 686 |
| Net interest income | $22,197,000 | 668 |
| Provision for loan and lease losses | $125,000 | 3,916 |
| Total noninterest income | $14,846,000 | 402 |
| Gross Fiduciary activities income | $14,056,000 | 75 |
| Service charges on deposit accounts | $426,000 | 2,848 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $364,000 | 3,366 |
| Total noninterest expense | $21,946,000 | 582 |
| Salaries and employee benefits | $12,904,000 | 515 |
| Premises and equipment expense | $3,190,000 | 540 |
| Additional noninterest expense | $5,852,000 | 667 |
| Pre-tax net operating income | $14,972,000 | 486 |
| Securities gains (losses) | $14,000 | 2,518 |
| Applicable income taxes | $5,582,000 | 443 |
| Income before extraordinary items | $9,404,000 | 561 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $9,404,000 | 562 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $40,000 | 4,041 |
| Cash dividends | $6,000,000 | 392 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $9,395,040 | 537 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $20,350,000 | 674 |
| Total interest expense | $5,720,000 | 691 |
| Net interest income | $14,630,000 | 665 |
| Provision for loan and lease losses | $125,000 | 3,031 |
| Total noninterest income | $9,978,000 | 394 |
| Gross Fiduciary activities income | $9,437,000 | 78 |
| Service charges on deposit accounts | $284,000 | 2,832 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $257,000 | 3,272 |
| Total noninterest expense | $14,868,000 | 569 |
| Salaries and employee benefits | $8,791,000 | 510 |
| Premises and equipment expense | $2,118,000 | 538 |
| Additional noninterest expense | $3,959,000 | 660 |
| Pre-tax net operating income | $9,615,000 | 501 |
| Securities gains (losses) | $2,000 | 3,048 |
| Applicable income taxes | $3,579,000 | 469 |
| Income before extraordinary items | $6,038,000 | 583 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $6,038,000 | 582 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,017 |
| Cash dividends | $6,000,000 | 281 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $6,036,720 | 552 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $10,245,000 | 676 |
| Total interest expense | $2,803,000 | 728 |
| Net interest income | $7,442,000 | 658 |
| Provision for loan and lease losses | $0 | 6,501 |
| Total noninterest income | $4,911,000 | 393 |
| Gross Fiduciary activities income | $4,683,000 | 79 |
| Service charges on deposit accounts | $128,000 | 3,017 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $100,000 | 3,719 |
| Total noninterest expense | $7,543,000 | 564 |
| Salaries and employee benefits | $4,450,000 | 505 |
| Premises and equipment expense | $1,066,000 | 548 |
| Additional noninterest expense | $2,027,000 | 637 |
| Pre-tax net operating income | $4,810,000 | 499 |
| Securities gains (losses) | $2,000 | 2,612 |
| Applicable income taxes | $1,790,000 | 467 |
| Income before extraordinary items | $3,022,000 | 584 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $3,022,000 | 583 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,097 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $3,020,720 | 544 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $42,023,000 | 667 |
| Total interest expense | $12,673,000 | 697 |
| Net interest income | $29,350,000 | 646 |
| Provision for loan and lease losses | $300,000 | 3,140 |
| Total noninterest income | $18,918,000 | 414 |
| Gross Fiduciary activities income | $17,603,000 | 81 |
| Service charges on deposit accounts | $478,000 | 3,202 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $837,000 | 2,660 |
| Total noninterest expense | $29,487,000 | 578 |
| Salaries and employee benefits | $16,909,000 | 517 |
| Premises and equipment expense | $4,460,000 | 523 |
| Additional noninterest expense | $8,118,000 | 664 |
| Pre-tax net operating income | $18,481,000 | 517 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $6,929,000 | 479 |
| Income before extraordinary items | $11,552,000 | 592 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $11,552,000 | 593 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $15,000 | 6,342 |
| Cash dividends | $13,000,000 | 316 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $11,552,000 | 554 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $31,770,000 | 678 |
| Total interest expense | $9,724,000 | 710 |
| Net interest income | $22,046,000 | 655 |
| Provision for loan and lease losses | $100,000 | 4,641 |
| Total noninterest income | $14,185,000 | 435 |
| Gross Fiduciary activities income | $13,112,000 | 84 |
| Service charges on deposit accounts | $345,000 | 3,316 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $728,000 | 2,494 |
| Total noninterest expense | $22,872,000 | 573 |
| Salaries and employee benefits | $13,330,000 | 513 |
| Premises and equipment expense | $3,403,000 | 524 |
| Additional noninterest expense | $6,139,000 | 663 |
| Pre-tax net operating income | $13,259,000 | 538 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $4,991,000 | 506 |
| Income before extraordinary items | $8,268,000 | 628 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $8,268,000 | 629 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $15,000 | 5,642 |
| Cash dividends | $9,000,000 | 329 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $8,268,000 | 581 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $21,528,000 | 668 |
| Total interest expense | $6,653,000 | 714 |
| Net interest income | $14,875,000 | 646 |
| Provision for loan and lease losses | $50,000 | 5,111 |
| Total noninterest income | $9,092,000 | 451 |
| Gross Fiduciary activities income | $8,660,000 | 84 |
| Service charges on deposit accounts | $207,000 | 3,535 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $225,000 | 3,815 |
| Total noninterest expense | $15,874,000 | 562 |
| Salaries and employee benefits | $9,265,000 | 488 |
| Premises and equipment expense | $2,289,000 | 525 |
| Additional noninterest expense | $4,320,000 | 631 |
| Pre-tax net operating income | $8,043,000 | 578 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $3,056,000 | 546 |
| Income before extraordinary items | $4,987,000 | 683 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $4,987,000 | 684 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $14,000 | 4,977 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $4,987,000 | 631 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $10,937,000 | 664 |
| Total interest expense | $3,389,000 | 716 |
| Net interest income | $7,548,000 | 642 |
| Provision for loan and lease losses | $0 | 6,934 |
| Total noninterest income | $4,643,000 | 445 |
| Gross Fiduciary activities income | $4,462,000 | 87 |
| Service charges on deposit accounts | $93,000 | 3,718 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $88,000 | 4,169 |
| Total noninterest expense | $7,846,000 | 563 |
| Salaries and employee benefits | $4,499,000 | 502 |
| Premises and equipment expense | $1,140,000 | 531 |
| Additional noninterest expense | $2,207,000 | 624 |
| Pre-tax net operating income | $4,345,000 | 548 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $1,661,000 | 523 |
| Income before extraordinary items | $2,684,000 | 643 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $2,684,000 | 642 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 5,250 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $2,684,000 | 596 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $48,241,000 | 636 |
| Total interest expense | $15,028,000 | 749 |
| Net interest income | $33,213,000 | 580 |
| Provision for loan and lease losses | $0 | 8,089 |
| Total noninterest income | $20,014,000 | 401 |
| Gross Fiduciary activities income | $19,228,000 | 85 |
| Service charges on deposit accounts | $403,000 | 3,523 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $383,000 | 3,789 |
| Total noninterest expense | $29,419,000 | 569 |
| Salaries and employee benefits | $16,741,000 | 511 |
| Premises and equipment expense | $4,615,000 | 500 |
| Additional noninterest expense | $8,063,000 | 662 |
| Pre-tax net operating income | $23,808,000 | 406 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $8,993,000 | 388 |
| Income before extraordinary items | $14,815,000 | 458 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $14,815,000 | 460 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,632 |
| Cash dividends | $10,000,000 | 361 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $14,815,000 | 442 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $53,471,000 | 663 |
| Total interest expense | $23,609,000 | 711 |
| Net interest income | $29,862,000 | 609 |
| Provision for loan and lease losses | $450,000 | 2,395 |
| Total noninterest income | $20,959,000 | 378 |
| Gross Fiduciary activities income | $20,271,000 | 80 |
| Service charges on deposit accounts | $385,000 | 3,508 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $303,000 | 4,101 |
| Total noninterest expense | $30,415,000 | 555 |
| Salaries and employee benefits | $16,741,000 | 480 |
| Premises and equipment expense | $5,512,000 | 427 |
| Additional noninterest expense | $8,162,000 | 661 |
| Pre-tax net operating income | $19,956,000 | 426 |
| Securities gains (losses) | $-100,000 | 9,501 |
| Applicable income taxes | $7,428,000 | 412 |
| Income before extraordinary items | $12,428,000 | 487 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $12,428,000 | 488 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-7,000 | 9,026 |
| Cash dividends | $15,000,000 | 278 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $12,492,000 | 459 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $48,852,000 | 736 |
| Total interest expense | $22,965,000 | 792 |
| Net interest income | $25,887,000 | 690 |
| Provision for loan and lease losses | $0 | 8,337 |
| Total noninterest income | $23,676,000 | 337 |
| Gross Fiduciary activities income | $23,063,000 | 74 |
| Service charges on deposit accounts | $335,000 | 3,725 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $278,000 | 4,075 |
| Total noninterest expense | $31,626,000 | 510 |
| Salaries and employee benefits | $17,001,000 | 448 |
| Premises and equipment expense | $5,018,000 | 457 |
| Additional noninterest expense | $9,607,000 | 603 |
| Pre-tax net operating income | $17,937,000 | 487 |
| Securities gains (losses) | $-50,000 | 9,205 |
| Applicable income taxes | $6,725,000 | 447 |
| Income before extraordinary items | $11,162,000 | 525 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $11,162,000 | 526 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-123,000 | 9,777 |
| Cash dividends | $10,000,000 | 374 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $11,194,000 | 523 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $40,310,000 | 841 |
| Total interest expense | $16,474,000 | 946 |
| Net interest income | $23,836,000 | 750 |
| Provision for loan and lease losses | $420,000 | 2,015 |
| Total noninterest income | $19,000,000 | 404 |
| Gross Fiduciary activities income | $18,392,000 | 95 |
| Service charges on deposit accounts | $351,000 | 3,563 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $257,000 | 4,370 |
| Total noninterest expense | $27,697,000 | 579 |
| Salaries and employee benefits | $14,850,000 | 510 |
| Premises and equipment expense | $4,561,000 | 492 |
| Additional noninterest expense | $8,286,000 | 684 |
| Pre-tax net operating income | $14,719,000 | 605 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $5,582,000 | 552 |
| Income before extraordinary items | $9,137,000 | 665 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $9,137,000 | 666 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $172,000 | 2,633 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $9,137,000 | 653 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $39,614,000 | 844 |
| Total interest expense | $16,050,000 | 995 |
| Net interest income | $23,564,000 | 736 |
| Provision for loan and lease losses | $670,000 | 1,368 |
| Total noninterest income | $15,366,000 | 447 |
| Gross Fiduciary activities income | $14,684,000 | 107 |
| Service charges on deposit accounts | $428,000 | 2,946 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $254,000 | 4,388 |
| Total noninterest expense | $25,798,000 | 602 |
| Salaries and employee benefits | $13,442,000 | 543 |
| Premises and equipment expense | $4,009,000 | 550 |
| Additional noninterest expense | $8,347,000 | 668 |
| Pre-tax net operating income | $12,462,000 | 657 |
| Securities gains (losses) | $245,000 | 819 |
| Applicable income taxes | $4,836,000 | 595 |
| Income before extraordinary items | $7,871,000 | 723 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $7,871,000 | 723 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $87,000 | 3,892 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $7,714,200 | 714 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $38,861,000 | 882 |
| Total interest expense | $16,038,000 | 1,017 |
| Net interest income | $22,823,000 | 794 |
| Provision for loan and lease losses | $90,000 | 5,371 |
| Total noninterest income | $12,209,000 | 492 |
| Gross Fiduciary activities income | $11,289,000 | 128 |
| Service charges on deposit accounts | $569,000 | 2,301 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $351,000 | 3,580 |
| Total noninterest expense | $24,067,000 | 622 |
| Salaries and employee benefits | $12,066,000 | 574 |
| Premises and equipment expense | $3,911,000 | 544 |
| Additional noninterest expense | $8,090,000 | 685 |
| Pre-tax net operating income | $10,875,000 | 756 |
| Securities gains (losses) | $1,000 | 3,559 |
| Applicable income taxes | $4,151,000 | 700 |
| Income before extraordinary items | $6,725,000 | 823 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $6,725,000 | 826 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $156,000 | 2,955 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $6,724,360 | 807 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $31,558,000 | 1,098 |
| Total interest expense | $14,087,000 | 1,169 |
| Net interest income | $17,471,000 | 1,042 |
| Provision for loan and lease losses | $890,000 | 1,113 |
| Total noninterest income | $10,250,000 | 578 |
| Gross Fiduciary activities income | $9,296,000 | 152 |
| Service charges on deposit accounts | $637,000 | 2,121 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $317,000 | 3,946 |
| Total noninterest expense | $20,803,000 | 759 |
| Salaries and employee benefits | $10,589,000 | 662 |
| Premises and equipment expense | $3,221,000 | 696 |
| Additional noninterest expense | $6,993,000 | 897 |
| Pre-tax net operating income | $6,028,000 | 1,201 |
| Securities gains (losses) | $83,000 | 1,045 |
| Applicable income taxes | $2,301,000 | 1,082 |
| Income before extraordinary items | $3,810,000 | 1,306 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $3,810,000 | 1,307 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $263,000 | 2,272 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $3,756,880 | 1,293 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $21,032,000 | 1,614 |
| Total interest expense | $9,973,000 | 1,601 |
| Net interest income | $11,059,000 | 1,627 |
| Provision for loan and lease losses | $140,000 | 3,774 |
| Total noninterest income | $8,080,000 | 694 |
| Gross Fiduciary activities income | $7,398,000 | 188 |
| Service charges on deposit accounts | $384,000 | 3,486 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $298,000 | 4,015 |
| Total noninterest expense | $16,626,000 | 919 |
| Salaries and employee benefits | $8,710,000 | 806 |
| Premises and equipment expense | $2,625,000 | 840 |
| Additional noninterest expense | $5,291,000 | 1,072 |
| Pre-tax net operating income | $2,373,000 | 2,996 |
| Securities gains (losses) | $132,000 | 836 |
| Applicable income taxes | $983,000 | 2,420 |
| Income before extraordinary items | $1,522,000 | 3,210 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $1,522,000 | 3,207 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $107,000 | 3,600 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $1,437,520 | 3,344 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $10,514,000 | 2,888 |
| Total interest expense | $4,367,000 | 2,805 |
| Net interest income | $6,147,000 | 2,939 |
| Provision for loan and lease losses | $332,000 | 2,102 |
| Total noninterest income | $5,515,000 | 863 |
| Gross Fiduciary activities income | $5,246,000 | 219 |
| Service charges on deposit accounts | $171,000 | 6,426 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $98,000 | 7,572 |
| Total noninterest expense | $12,376,000 | 1,206 |
| Salaries and employee benefits | $7,304,000 | 934 |
| Premises and equipment expense | $2,136,000 | 997 |
| Additional noninterest expense | $2,936,000 | 1,847 |
| Pre-tax net operating income | $-1,046,000 | 12,458 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $-283,000 | 12,426 |
| Income before extraordinary items | $-763,000 | 12,399 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $-763,000 | 12,395 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-28,000 | 11,511 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $-763,000 | 12,400 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $8,417,000 | 3,642 |
| Total interest expense | $3,427,000 | 3,671 |
| Net interest income | $4,990,000 | 3,581 |
| Provision for loan and lease losses | $73,000 | 6,535 |
| Total noninterest income | $4,247,000 | 1,111 |
| Gross Fiduciary activities income | $3,922,000 | 255 |
| Service charges on deposit accounts | $166,000 | 6,698 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $159,000 | 6,378 |
| Total noninterest expense | $10,452,000 | 1,462 |
| Salaries and employee benefits | $6,025,000 | 1,120 |
| Premises and equipment expense | $1,637,000 | 1,304 |
| Additional noninterest expense | $2,790,000 | 2,027 |
| Pre-tax net operating income | $-1,288,000 | 13,016 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $-360,000 | 13,104 |
| Income before extraordinary items | $-928,000 | 12,990 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $-928,000 | 12,989 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-219,000 | 13,129 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $-928,000 | 12,947 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $8,076,000 | 4,256 |
| Total interest expense | $3,665,000 | 4,387 |
| Net interest income | $4,411,000 | 4,077 |
| Provision for loan and lease losses | $265,000 | 4,453 |
| Total noninterest income | $3,219,000 | 1,350 |
| Gross Fiduciary activities income | $2,985,000 | 308 |
| Service charges on deposit accounts | $89,000 | 8,867 |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $145,000 | 6,767 |
| Total noninterest expense | $9,677,000 | 1,586 |
| Salaries and employee benefits | $5,044,000 | 1,329 |
| Premises and equipment expense | $1,532,000 | 1,416 |
| Additional noninterest expense | $3,101,000 | 1,953 |
| Pre-tax net operating income | $-2,312,000 | 13,669 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $-773,000 | 13,804 |
| Income before extraordinary items | $-1,539,000 | 13,620 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $-1,539,000 | 13,614 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $510,000 | 2,435 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $-1,539,000 | 13,566 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.