Home > Northern Trust Bank/Lake Forest > Income and Expense
Northern Trust Bank/Lake Forest, Income and Expense
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $45,631,000 | 818 |
| Total interest expense | $25,153,000 | 730 |
| Net interest income | $20,478,000 | 915 |
| Provision for loan and lease losses | $0 | 8,958 |
| Total noninterest income | $7,874,000 | 707 |
| Gross Fiduciary activities income | $6,366,000 | 211 |
| Service charges on deposit accounts | $897,000 | 1,522 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $611,000 | 2,504 |
| Total noninterest expense | $15,470,000 | 984 |
| Salaries and employee benefits | $6,455,000 | 1,067 |
| Premises and equipment expense | $2,044,000 | 1,044 |
| Additional noninterest expense | $6,971,000 | 866 |
| Pre-tax net operating income | $12,882,000 | 670 |
| Securities gains (losses) | $9,000 | 2,462 |
| Applicable income taxes | $4,137,000 | 701 |
| Income before extraordinary items | $8,754,000 | 668 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $8,754,000 | 668 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $158,000 | 2,910 |
| Cash dividends | $9,250,000 | 410 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $8,747,880 | 665 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $40,269,000 | 828 |
| Total interest expense | $18,740,000 | 759 |
| Net interest income | $21,529,000 | 865 |
| Provision for loan and lease losses | $0 | 9,146 |
| Total noninterest income | $9,608,000 | 610 |
| Gross Fiduciary activities income | $6,577,000 | 194 |
| Service charges on deposit accounts | $1,132,000 | 1,169 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $1,899,000 | 1,167 |
| Total noninterest expense | $17,600,000 | 892 |
| Salaries and employee benefits | $6,633,000 | 1,022 |
| Premises and equipment expense | $2,021,000 | 1,046 |
| Additional noninterest expense | $8,946,000 | 755 |
| Pre-tax net operating income | $13,537,000 | 624 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $4,441,000 | 628 |
| Income before extraordinary items | $9,096,000 | 623 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $9,096,000 | 621 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $17,000 | 6,849 |
| Cash dividends | $8,250,000 | 395 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $9,096,000 | 624 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $41,009,000 | 819 |
| Total interest expense | $17,551,000 | 802 |
| Net interest income | $23,458,000 | 809 |
| Provision for loan and lease losses | $465,000 | 2,211 |
| Total noninterest income | $9,068,000 | 649 |
| Gross Fiduciary activities income | $6,217,000 | 200 |
| Service charges on deposit accounts | $1,426,000 | 929 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $1,425,000 | 1,614 |
| Total noninterest expense | $17,165,000 | 950 |
| Salaries and employee benefits | $6,544,000 | 1,053 |
| Premises and equipment expense | $2,074,000 | 1,047 |
| Additional noninterest expense | $8,547,000 | 848 |
| Pre-tax net operating income | $14,896,000 | 513 |
| Securities gains (losses) | $41,000 | 3,697 |
| Applicable income taxes | $4,913,000 | 543 |
| Income before extraordinary items | $10,024,000 | 538 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $10,024,000 | 549 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $530,000 | 1,702 |
| Cash dividends | $10,250,000 | 276 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $9,996,530 | 505 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $44,095,000 | 867 |
| Total interest expense | $22,275,000 | 836 |
| Net interest income | $21,820,000 | 871 |
| Provision for loan and lease losses | $1,305,000 | 1,547 |
| Total noninterest income | $8,384,000 | 674 |
| Gross Fiduciary activities income | $5,645,000 | 202 |
| Service charges on deposit accounts | $1,437,000 | 908 |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $1,302,000 | 1,666 |
| Total noninterest expense | $16,097,000 | 1,011 |
| Salaries and employee benefits | $6,376,000 | 1,059 |
| Premises and equipment expense | $2,035,000 | 1,103 |
| Additional noninterest expense | $7,686,000 | 947 |
| Pre-tax net operating income | $12,802,000 | 499 |
| Securities gains (losses) | $-8,000 | 13,215 |
| Applicable income taxes | $3,901,000 | 607 |
| Income before extraordinary items | $8,893,000 | 541 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $8,893,000 | 543 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $328,000 | 3,167 |
| Cash dividends | $7,125,000 | 279 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $8,898,600 | 489 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.