Home > Northern Trust Bank, Federal Savings Bank > Income and Expense
Northern Trust Bank, Federal Savings Bank, Income and Expense
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $32,740,000 | 641 |
| Total interest expense | $5,937,000 | 773 |
| Net interest income | $26,803,000 | 599 |
| Provision for loan and lease losses | $3,737,000 | 778 |
| Total noninterest income | $38,337,000 | 185 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $258,000 | 3,348 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $38,079,000 | 142 |
| Total noninterest expense | $49,892,000 | 320 |
| Salaries and employee benefits | $36,135,000 | 200 |
| Premises and equipment expense | $6,893,000 | 293 |
| Additional noninterest expense | $6,864,000 | 766 |
| Pre-tax net operating income | $11,511,000 | 460 |
| Securities gains (losses) | $0 | 3,555 |
| Applicable income taxes | $4,424,000 | 371 |
| Income before extraordinary items | $7,087,000 | 578 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $7,087,000 | 577 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $7,087,000 | 578 |
| Net charge-offs | $2,731,000 | 1,001 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $7,087,000 | 570 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $21,644,000 | 655 |
| Total interest expense | $3,990,000 | 803 |
| Net interest income | $17,654,000 | 611 |
| Provision for loan and lease losses | $3,145,000 | 649 |
| Total noninterest income | $25,129,000 | 189 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $172,000 | 3,320 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $24,957,000 | 149 |
| Total noninterest expense | $32,412,000 | 331 |
| Salaries and employee benefits | $23,645,000 | 206 |
| Premises and equipment expense | $4,579,000 | 301 |
| Additional noninterest expense | $4,188,000 | 867 |
| Pre-tax net operating income | $7,226,000 | 472 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $2,785,000 | 374 |
| Income before extraordinary items | $4,441,000 | 594 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $4,441,000 | 591 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $4,441,000 | 594 |
| Net charge-offs | $2,376,000 | 806 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $4,441,000 | 580 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $10,685,000 | 672 |
| Total interest expense | $2,025,000 | 831 |
| Net interest income | $8,660,000 | 630 |
| Provision for loan and lease losses | $3,138,000 | 351 |
| Total noninterest income | $12,020,000 | 204 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $89,000 | 3,215 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $11,931,000 | 155 |
| Total noninterest expense | $16,027,000 | 339 |
| Salaries and employee benefits | $11,567,000 | 212 |
| Premises and equipment expense | $2,276,000 | 310 |
| Additional noninterest expense | $2,184,000 | 817 |
| Pre-tax net operating income | $1,515,000 | 998 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $620,000 | 614 |
| Income before extraordinary items | $895,000 | 1,348 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $895,000 | 1,348 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $895,000 | 1,348 |
| Net charge-offs | $2,659,000 | 442 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $895,000 | 1,309 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $43,333,000 | 695 |
| Total interest expense | $9,674,000 | 851 |
| Net interest income | $33,659,000 | 638 |
| Provision for loan and lease losses | $8,497,000 | 763 |
| Total noninterest income | $47,518,000 | 212 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $47,518,000 | 165 |
| Total noninterest expense | $62,637,000 | 347 |
| Salaries and employee benefits | $43,958,000 | 215 |
| Premises and equipment expense | $9,441,000 | 291 |
| Additional noninterest expense | $9,238,000 | 805 |
| Pre-tax net operating income | $10,043,000 | 555 |
| Securities gains (losses) | $0 | 3,793 |
| Applicable income taxes | $3,957,000 | 439 |
| Income before extraordinary items | $6,086,000 | 735 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $6,086,000 | 734 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $6,086,000 | 736 |
| Net charge-offs | $3,468,000 | 1,340 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $6,086,000 | 700 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $32,639,000 | 696 |
| Total interest expense | $7,461,000 | 861 |
| Net interest income | $25,178,000 | 635 |
| Provision for loan and lease losses | $4,208,000 | 1,004 |
| Total noninterest income | $35,317,000 | 202 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $35,317,000 | 159 |
| Total noninterest expense | $46,686,000 | 338 |
| Salaries and employee benefits | $32,806,000 | 214 |
| Premises and equipment expense | $7,077,000 | 289 |
| Additional noninterest expense | $6,803,000 | 803 |
| Pre-tax net operating income | $9,601,000 | 443 |
| Securities gains (losses) | $0 | 3,651 |
| Applicable income taxes | $3,743,000 | 359 |
| Income before extraordinary items | $5,858,000 | 587 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $5,858,000 | 586 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $5,858,000 | 587 |
| Net charge-offs | $2,127,000 | 1,450 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $5,858,000 | 563 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $21,584,000 | 708 |
| Total interest expense | $5,116,000 | 869 |
| Net interest income | $16,468,000 | 649 |
| Provision for loan and lease losses | $3,181,000 | 909 |
| Total noninterest income | $23,989,000 | 192 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $23,989,000 | 151 |
| Total noninterest expense | $30,588,000 | 341 |
| Salaries and employee benefits | $21,576,000 | 217 |
| Premises and equipment expense | $4,647,000 | 298 |
| Additional noninterest expense | $4,365,000 | 822 |
| Pre-tax net operating income | $6,688,000 | 418 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $2,606,000 | 338 |
| Income before extraordinary items | $4,082,000 | 540 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $4,082,000 | 542 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $4,082,000 | 542 |
| Net charge-offs | $2,042,000 | 1,107 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $4,082,000 | 520 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $10,802,000 | 721 |
| Total interest expense | $2,717,000 | 855 |
| Net interest income | $8,085,000 | 673 |
| Provision for loan and lease losses | $1,603,000 | 857 |
| Total noninterest income | $11,685,000 | 210 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $11,685,000 | 163 |
| Total noninterest expense | $14,527,000 | 367 |
| Salaries and employee benefits | $10,557,000 | 223 |
| Premises and equipment expense | $2,309,000 | 316 |
| Additional noninterest expense | $1,661,000 | 1,053 |
| Pre-tax net operating income | $3,640,000 | 372 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $1,402,000 | 294 |
| Income before extraordinary items | $2,238,000 | 490 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $2,238,000 | 492 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $2,238,000 | 492 |
| Net charge-offs | $547,000 | 1,513 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $2,238,000 | 477 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $42,518,000 | 787 |
| Total interest expense | $17,092,000 | 675 |
| Net interest income | $25,426,000 | 851 |
| Provision for loan and lease losses | $21,444,000 | 467 |
| Total noninterest income | $45,612,000 | 217 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $45,612,000 | 166 |
| Total noninterest expense | $70,817,000 | 320 |
| Salaries and employee benefits | $41,393,000 | 225 |
| Premises and equipment expense | $9,496,000 | 296 |
| Additional noninterest expense | $19,928,000 | 438 |
| Pre-tax net operating income | $-21,223,000 | 7,726 |
| Securities gains (losses) | $0 | 3,754 |
| Applicable income taxes | $-7,257,000 | 7,830 |
| Income before extraordinary items | $-13,966,000 | 7,657 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-13,966,000 | 7,655 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $-13,966,000 | 7,656 |
| Net charge-offs | $16,744,000 | 465 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $-13,966,000 | 7,653 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $31,515,000 | 808 |
| Total interest expense | $13,727,000 | 666 |
| Net interest income | $17,788,000 | 915 |
| Provision for loan and lease losses | $17,681,000 | 425 |
| Total noninterest income | $33,049,000 | 228 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $33,049,000 | 172 |
| Total noninterest expense | $53,051,000 | 327 |
| Salaries and employee benefits | $30,912,000 | 231 |
| Premises and equipment expense | $7,047,000 | 304 |
| Additional noninterest expense | $15,092,000 | 426 |
| Pre-tax net operating income | $-19,895,000 | 7,873 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $-6,849,000 | 7,935 |
| Income before extraordinary items | $-13,046,000 | 7,835 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $-13,046,000 | 7,834 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $-13,046,000 | 7,834 |
| Net charge-offs | $13,524,000 | 414 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-13,046,000 | 7,838 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $20,689,000 | 845 |
| Total interest expense | $9,786,000 | 661 |
| Net interest income | $10,903,000 | 995 |
| Provision for loan and lease losses | $13,595,000 | 377 |
| Total noninterest income | $21,779,000 | 222 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $21,779,000 | 177 |
| Total noninterest expense | $35,640,000 | 322 |
| Salaries and employee benefits | $20,534,000 | 239 |
| Premises and equipment expense | $4,797,000 | 304 |
| Additional noninterest expense | $10,309,000 | 422 |
| Pre-tax net operating income | $-16,553,000 | 7,999 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $-5,726,000 | 8,052 |
| Income before extraordinary items | $-10,827,000 | 7,961 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-10,827,000 | 7,960 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $-10,827,000 | 7,960 |
| Net charge-offs | $10,230,000 | 369 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $-10,827,000 | 7,966 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $10,138,000 | 871 |
| Total interest expense | $5,000,000 | 674 |
| Net interest income | $5,138,000 | 1,060 |
| Provision for loan and lease losses | $1,653,000 | 852 |
| Total noninterest income | $10,368,000 | 223 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $10,368,000 | 172 |
| Total noninterest expense | $17,248,000 | 314 |
| Salaries and employee benefits | $10,176,000 | 241 |
| Premises and equipment expense | $2,397,000 | 308 |
| Additional noninterest expense | $4,675,000 | 400 |
| Pre-tax net operating income | $-3,395,000 | 7,971 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $-1,145,000 | 8,026 |
| Income before extraordinary items | $-2,250,000 | 7,924 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-2,250,000 | 7,924 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $-2,250,000 | 7,925 |
| Net charge-offs | $78,000 | 3,132 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-2,250,000 | 7,928 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $46,120,000 | 808 |
| Total interest expense | $24,845,000 | 645 |
| Net interest income | $21,275,000 | 1,018 |
| Provision for loan and lease losses | $3,270,000 | 1,311 |
| Total noninterest income | $45,905,000 | 194 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $45,905,000 | 149 |
| Total noninterest expense | $63,767,000 | 341 |
| Salaries and employee benefits | $38,948,000 | 247 |
| Premises and equipment expense | $9,577,000 | 300 |
| Additional noninterest expense | $15,242,000 | 476 |
| Pre-tax net operating income | $143,000 | 5,903 |
| Securities gains (losses) | $10,000 | 2,511 |
| Applicable income taxes | $348,000 | 2,234 |
| Income before extraordinary items | $-195,000 | 6,474 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-195,000 | 6,474 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,697,000 | 1,442 |
| Cash dividends | $0 | 5,455 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $-201,400 | 6,628 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $34,746,000 | 821 |
| Total interest expense | $19,106,000 | 656 |
| Net interest income | $15,640,000 | 1,055 |
| Provision for loan and lease losses | $1,971,000 | 1,206 |
| Total noninterest income | $36,998,000 | 196 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $36,998,000 | 153 |
| Total noninterest expense | $47,452,000 | 335 |
| Salaries and employee benefits | $28,879,000 | 260 |
| Premises and equipment expense | $7,241,000 | 306 |
| Additional noninterest expense | $11,332,000 | 449 |
| Pre-tax net operating income | $3,215,000 | 1,519 |
| Securities gains (losses) | $10,000 | 2,365 |
| Applicable income taxes | $1,440,000 | 866 |
| Income before extraordinary items | $1,785,000 | 1,969 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $1,785,000 | 1,968 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,190,000 | 1,166 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $1,778,600 | 2,078 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $23,145,000 | 839 |
| Total interest expense | $13,472,000 | 645 |
| Net interest income | $9,673,000 | 1,144 |
| Provision for loan and lease losses | $1,066,000 | 1,176 |
| Total noninterest income | $25,613,000 | 197 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $25,613,000 | 157 |
| Total noninterest expense | $31,744,000 | 331 |
| Salaries and employee benefits | $19,459,000 | 256 |
| Premises and equipment expense | $4,891,000 | 302 |
| Additional noninterest expense | $7,394,000 | 448 |
| Pre-tax net operating income | $2,476,000 | 1,395 |
| Securities gains (losses) | $10,000 | 2,438 |
| Applicable income taxes | $1,086,000 | 882 |
| Income before extraordinary items | $1,400,000 | 1,913 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,400,000 | 1,915 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,050,000 | 841 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $1,393,600 | 1,886 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $11,911,000 | 844 |
| Total interest expense | $7,334,000 | 641 |
| Net interest income | $4,577,000 | 1,212 |
| Provision for loan and lease losses | $609,000 | 886 |
| Total noninterest income | $12,076,000 | 206 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $12,076,000 | 163 |
| Total noninterest expense | $15,429,000 | 335 |
| Salaries and employee benefits | $9,536,000 | 269 |
| Premises and equipment expense | $2,440,000 | 305 |
| Additional noninterest expense | $3,453,000 | 454 |
| Pre-tax net operating income | $615,000 | 2,651 |
| Securities gains (losses) | $3,000 | 2,367 |
| Applicable income taxes | $299,000 | 1,481 |
| Income before extraordinary items | $319,000 | 3,659 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $319,000 | 3,663 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $59,000 | 2,293 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $317,080 | 3,590 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $47,308,000 | 887 |
| Total interest expense | $29,287,000 | 666 |
| Net interest income | $18,021,000 | 1,238 |
| Provision for loan and lease losses | $1,172,000 | 1,263 |
| Total noninterest income | $52,463,000 | 194 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $52,463,000 | 151 |
| Total noninterest expense | $64,216,000 | 317 |
| Salaries and employee benefits | $39,312,000 | 252 |
| Premises and equipment expense | $10,809,000 | 250 |
| Additional noninterest expense | $14,095,000 | 448 |
| Pre-tax net operating income | $5,096,000 | 1,612 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $2,159,000 | 1,063 |
| Income before extraordinary items | $2,937,000 | 2,085 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $2,937,000 | 2,084 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $498,000 | 1,696 |
| Cash dividends | $0 | 5,817 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $2,937,000 | 2,070 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $35,020,000 | 897 |
| Total interest expense | $21,427,000 | 687 |
| Net interest income | $13,593,000 | 1,235 |
| Provision for loan and lease losses | $1,027,000 | 880 |
| Total noninterest income | $39,482,000 | 190 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $39,482,000 | 146 |
| Total noninterest expense | $48,545,000 | 312 |
| Salaries and employee benefits | $29,754,000 | 254 |
| Premises and equipment expense | $8,274,000 | 242 |
| Additional noninterest expense | $10,517,000 | 434 |
| Pre-tax net operating income | $3,503,000 | 1,853 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $1,502,000 | 1,226 |
| Income before extraordinary items | $2,001,000 | 2,365 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $2,001,000 | 2,363 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $362,000 | 1,343 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $2,001,000 | 2,345 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $22,674,000 | 939 |
| Total interest expense | $13,552,000 | 727 |
| Net interest income | $9,122,000 | 1,253 |
| Provision for loan and lease losses | $795,000 | 702 |
| Total noninterest income | $26,031,000 | 205 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $26,031,000 | 157 |
| Total noninterest expense | $31,507,000 | 326 |
| Salaries and employee benefits | $20,093,000 | 263 |
| Premises and equipment expense | $4,582,000 | 316 |
| Additional noninterest expense | $6,832,000 | 454 |
| Pre-tax net operating income | $2,851,000 | 1,618 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $1,183,000 | 1,122 |
| Income before extraordinary items | $1,668,000 | 2,041 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,668,000 | 2,040 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $362,000 | 893 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $1,668,000 | 2,023 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $10,950,000 | 969 |
| Total interest expense | $6,356,000 | 764 |
| Net interest income | $4,594,000 | 1,243 |
| Provision for loan and lease losses | $180,000 | 1,262 |
| Total noninterest income | $11,990,000 | 212 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $11,990,000 | 154 |
| Total noninterest expense | $15,840,000 | 328 |
| Salaries and employee benefits | $10,232,000 | 257 |
| Premises and equipment expense | $2,258,000 | 319 |
| Additional noninterest expense | $3,350,000 | 452 |
| Pre-tax net operating income | $564,000 | 3,262 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $266,000 | 2,012 |
| Income before extraordinary items | $298,000 | 4,192 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $298,000 | 4,193 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $60,000 | 1,580 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $298,000 | 4,173 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $39,256,000 | 1,003 |
| Total interest expense | $21,687,000 | 774 |
| Net interest income | $17,569,000 | 1,296 |
| Provision for loan and lease losses | $854,000 | 1,208 |
| Total noninterest income | $44,905,000 | 208 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $44,905,000 | 155 |
| Total noninterest expense | $58,081,000 | 334 |
| Salaries and employee benefits | $36,613,000 | 273 |
| Premises and equipment expense | $9,159,000 | 285 |
| Additional noninterest expense | $12,309,000 | 468 |
| Pre-tax net operating income | $3,539,000 | 2,460 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $1,569,000 | 1,585 |
| Income before extraordinary items | $1,970,000 | 3,133 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $1,970,000 | 3,132 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $38,000 | 4,393 |
| Cash dividends | $0 | 5,941 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $1,970,000 | 3,121 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $27,920,000 | 1,059 |
| Total interest expense | $14,993,000 | 822 |
| Net interest income | $12,927,000 | 1,339 |
| Provision for loan and lease losses | $581,000 | 1,246 |
| Total noninterest income | $33,212,000 | 225 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $33,212,000 | 171 |
| Total noninterest expense | $41,668,000 | 357 |
| Salaries and employee benefits | $25,658,000 | 302 |
| Premises and equipment expense | $6,843,000 | 299 |
| Additional noninterest expense | $9,167,000 | 483 |
| Pre-tax net operating income | $3,890,000 | 1,896 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $1,631,000 | 1,306 |
| Income before extraordinary items | $2,259,000 | 2,346 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $2,259,000 | 2,347 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-4,000 | 7,511 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $2,259,000 | 2,334 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $17,555,000 | 1,100 |
| Total interest expense | $9,121,000 | 853 |
| Net interest income | $8,434,000 | 1,370 |
| Provision for loan and lease losses | $269,000 | 1,664 |
| Total noninterest income | $22,193,000 | 232 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $22,193,000 | 175 |
| Total noninterest expense | $27,985,000 | 360 |
| Salaries and employee benefits | $17,386,000 | 299 |
| Premises and equipment expense | $4,548,000 | 298 |
| Additional noninterest expense | $6,051,000 | 486 |
| Pre-tax net operating income | $2,373,000 | 2,041 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $1,005,000 | 1,396 |
| Income before extraordinary items | $1,368,000 | 2,518 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,368,000 | 2,521 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 6,860 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $1,368,000 | 2,498 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $8,496,000 | 1,109 |
| Total interest expense | $4,387,000 | 840 |
| Net interest income | $4,109,000 | 1,397 |
| Provision for loan and lease losses | $74,000 | 2,576 |
| Total noninterest income | $10,953,000 | 235 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $10,953,000 | 177 |
| Total noninterest expense | $14,186,000 | 354 |
| Salaries and employee benefits | $8,973,000 | 295 |
| Premises and equipment expense | $2,239,000 | 303 |
| Additional noninterest expense | $2,974,000 | 489 |
| Pre-tax net operating income | $802,000 | 2,703 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $359,000 | 1,790 |
| Income before extraordinary items | $443,000 | 3,441 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $443,000 | 3,440 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,399 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $443,000 | 3,419 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $27,719,000 | 1,206 |
| Total interest expense | $13,676,000 | 825 |
| Net interest income | $14,043,000 | 1,560 |
| Provision for loan and lease losses | $520,000 | 1,829 |
| Total noninterest income | $39,694,000 | 247 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $39,694,000 | 186 |
| Total noninterest expense | $50,347,000 | 382 |
| Salaries and employee benefits | $30,087,000 | 321 |
| Premises and equipment expense | $8,173,000 | 313 |
| Additional noninterest expense | $12,087,000 | 474 |
| Pre-tax net operating income | $2,870,000 | 2,861 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $1,228,000 | 1,969 |
| Income before extraordinary items | $1,642,000 | 3,572 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $1,642,000 | 3,573 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $13,000 | 5,620 |
| Cash dividends | $0 | 6,054 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $1,642,000 | 3,542 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $19,979,000 | 1,212 |
| Total interest expense | $9,879,000 | 812 |
| Net interest income | $10,100,000 | 1,613 |
| Provision for loan and lease losses | $422,000 | 1,642 |
| Total noninterest income | $29,025,000 | 248 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $29,025,000 | 197 |
| Total noninterest expense | $36,623,000 | 393 |
| Salaries and employee benefits | $21,922,000 | 327 |
| Premises and equipment expense | $5,956,000 | 320 |
| Additional noninterest expense | $8,745,000 | 484 |
| Pre-tax net operating income | $2,080,000 | 2,965 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $912,000 | 2,016 |
| Income before extraordinary items | $1,168,000 | 3,741 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,168,000 | 3,742 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,000 | 5,271 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $1,168,000 | 3,704 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $12,909,000 | 1,215 |
| Total interest expense | $6,365,000 | 786 |
| Net interest income | $6,544,000 | 1,645 |
| Provision for loan and lease losses | $306,000 | 1,484 |
| Total noninterest income | $19,324,000 | 245 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $19,324,000 | 196 |
| Total noninterest expense | $23,673,000 | 400 |
| Salaries and employee benefits | $14,205,000 | 332 |
| Premises and equipment expense | $3,801,000 | 332 |
| Additional noninterest expense | $5,667,000 | 503 |
| Pre-tax net operating income | $1,889,000 | 2,279 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $777,000 | 1,657 |
| Income before extraordinary items | $1,112,000 | 2,846 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $1,112,000 | 2,846 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,000 | 4,599 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $1,112,000 | 2,802 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $6,237,000 | 1,231 |
| Total interest expense | $2,982,000 | 805 |
| Net interest income | $3,255,000 | 1,641 |
| Provision for loan and lease losses | $73,000 | 2,631 |
| Total noninterest income | $9,381,000 | 249 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $9,381,000 | 198 |
| Total noninterest expense | $11,308,000 | 407 |
| Salaries and employee benefits | $6,812,000 | 346 |
| Premises and equipment expense | $1,760,000 | 358 |
| Additional noninterest expense | $2,736,000 | 509 |
| Pre-tax net operating income | $1,255,000 | 1,800 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $484,000 | 1,393 |
| Income before extraordinary items | $771,000 | 2,149 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $771,000 | 2,150 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,000 | 3,394 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $771,000 | 2,112 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $20,569,000 | 1,390 |
| Total interest expense | $10,429,000 | 788 |
| Net interest income | $10,140,000 | 2,001 |
| Provision for loan and lease losses | $579,000 | 1,729 |
| Total noninterest income | $32,947,000 | 276 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $32,947,000 | 221 |
| Total noninterest expense | $42,964,000 | 422 |
| Salaries and employee benefits | $25,935,000 | 358 |
| Premises and equipment expense | $6,833,000 | 345 |
| Additional noninterest expense | $10,196,000 | 538 |
| Pre-tax net operating income | $-456,000 | 8,639 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $56,000 | 5,982 |
| Income before extraordinary items | $-512,000 | 8,725 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-512,000 | 8,727 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $298,000 | 2,003 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $-512,000 | 8,697 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $14,800,000 | 1,443 |
| Total interest expense | $7,658,000 | 787 |
| Net interest income | $7,142,000 | 2,122 |
| Provision for loan and lease losses | $399,000 | 1,786 |
| Total noninterest income | $24,054,000 | 284 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $24,054,000 | 226 |
| Total noninterest expense | $31,855,000 | 428 |
| Salaries and employee benefits | $19,308,000 | 356 |
| Premises and equipment expense | $5,111,000 | 348 |
| Additional noninterest expense | $7,436,000 | 549 |
| Pre-tax net operating income | $-1,058,000 | 8,908 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $-219,000 | 8,918 |
| Income before extraordinary items | $-839,000 | 8,903 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $-839,000 | 8,904 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $278,000 | 1,523 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $-839,000 | 8,882 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $9,612,000 | 1,477 |
| Total interest expense | $4,985,000 | 787 |
| Net interest income | $4,627,000 | 2,160 |
| Provision for loan and lease losses | $302,000 | 1,516 |
| Total noninterest income | $15,645,000 | 286 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $15,645,000 | 230 |
| Total noninterest expense | $21,029,000 | 431 |
| Salaries and employee benefits | $12,692,000 | 362 |
| Premises and equipment expense | $3,387,000 | 347 |
| Additional noninterest expense | $4,950,000 | 544 |
| Pre-tax net operating income | $-1,059,000 | 8,999 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $-268,000 | 9,014 |
| Income before extraordinary items | $-791,000 | 8,992 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-791,000 | 8,992 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $278,000 | 1,100 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $-791,000 | 8,973 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $4,799,000 | 1,484 |
| Total interest expense | $2,497,000 | 811 |
| Net interest income | $2,302,000 | 2,173 |
| Provision for loan and lease losses | $83,000 | 2,440 |
| Total noninterest income | $7,777,000 | 285 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $7,777,000 | 227 |
| Total noninterest expense | $10,015,000 | 454 |
| Salaries and employee benefits | $6,012,000 | 387 |
| Premises and equipment expense | $1,690,000 | 359 |
| Additional noninterest expense | $2,313,000 | 567 |
| Pre-tax net operating income | $-19,000 | 8,645 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $38,000 | 5,155 |
| Income before extraordinary items | $-57,000 | 8,768 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-57,000 | 8,769 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,097 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $-57,000 | 8,735 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $18,125,000 | 1,590 |
| Total interest expense | $9,411,000 | 956 |
| Net interest income | $8,714,000 | 2,222 |
| Provision for loan and lease losses | $530,000 | 2,061 |
| Total noninterest income | $24,624,000 | 351 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $24,624,000 | 264 |
| Total noninterest expense | $33,900,000 | 523 |
| Salaries and employee benefits | $19,113,000 | 467 |
| Premises and equipment expense | $6,413,000 | 382 |
| Additional noninterest expense | $8,374,000 | 647 |
| Pre-tax net operating income | $-1,092,000 | 8,991 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $-153,000 | 8,988 |
| Income before extraordinary items | $-939,000 | 9,025 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $-939,000 | 9,025 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,416 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $-939,000 | 8,976 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $13,668,000 | 1,605 |
| Total interest expense | $7,053,000 | 996 |
| Net interest income | $6,615,000 | 2,203 |
| Provision for loan and lease losses | $436,000 | 1,905 |
| Total noninterest income | $17,584,000 | 375 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $17,584,000 | 286 |
| Total noninterest expense | $24,900,000 | 546 |
| Salaries and employee benefits | $14,252,000 | 482 |
| Premises and equipment expense | $4,679,000 | 394 |
| Additional noninterest expense | $5,969,000 | 677 |
| Pre-tax net operating income | $-1,137,000 | 9,098 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $-229,000 | 9,133 |
| Income before extraordinary items | $-908,000 | 9,114 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $-908,000 | 9,113 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,967 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $-908,000 | 9,071 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $9,247,000 | 1,584 |
| Total interest expense | $4,691,000 | 1,023 |
| Net interest income | $4,556,000 | 2,143 |
| Provision for loan and lease losses | $372,000 | 1,496 |
| Total noninterest income | $10,648,000 | 396 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $10,648,000 | 301 |
| Total noninterest expense | $15,939,000 | 558 |
| Salaries and employee benefits | $8,949,000 | 506 |
| Premises and equipment expense | $3,014,000 | 410 |
| Additional noninterest expense | $3,976,000 | 672 |
| Pre-tax net operating income | $-1,107,000 | 9,171 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $-272,000 | 9,197 |
| Income before extraordinary items | $-835,000 | 9,189 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $-835,000 | 9,188 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,535 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $-835,000 | 9,139 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $4,496,000 | 1,647 |
| Total interest expense | $2,324,000 | 1,057 |
| Net interest income | $2,172,000 | 2,240 |
| Provision for loan and lease losses | $222,000 | 1,267 |
| Total noninterest income | $4,788,000 | 434 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $4,788,000 | 329 |
| Total noninterest expense | $7,503,000 | 579 |
| Salaries and employee benefits | $4,172,000 | 529 |
| Premises and equipment expense | $1,486,000 | 419 |
| Additional noninterest expense | $1,845,000 | 699 |
| Pre-tax net operating income | $-765,000 | 9,247 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $-222,000 | 9,260 |
| Income before extraordinary items | $-543,000 | 9,250 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-543,000 | 9,247 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,539 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $-543,000 | 9,209 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $15,925,000 | 1,936 |
| Total interest expense | $8,363,000 | 1,350 |
| Net interest income | $7,562,000 | 2,530 |
| Provision for loan and lease losses | $1,214,000 | 1,121 |
| Total noninterest income | $18,450,000 | 422 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $18,450,000 | 315 |
| Total noninterest expense | $26,389,000 | 618 |
| Salaries and employee benefits | $15,029,000 | 548 |
| Premises and equipment expense | $4,903,000 | 477 |
| Additional noninterest expense | $6,457,000 | 791 |
| Pre-tax net operating income | $-1,591,000 | 9,220 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $-341,000 | 9,199 |
| Income before extraordinary items | $-1,250,000 | 9,222 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $-1,250,000 | 9,220 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $353,000 | 2,124 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $-1,250,000 | 9,189 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $8,988,000 | 3,652 |
| Total interest expense | $5,950,000 | 2,691 |
| Net interest income | $3,038,000 | 5,021 |
| Provision for loan and lease losses | $214,000 | 3,981 |
| Total noninterest income | $14,294,000 | 473 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $14,294,000 | 354 |
| Total noninterest expense | $21,663,000 | 716 |
| Salaries and employee benefits | $13,197,000 | 591 |
| Premises and equipment expense | $3,387,000 | 643 |
| Additional noninterest expense | $5,079,000 | 963 |
| Pre-tax net operating income | $-4,545,000 | 9,563 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $-1,451,000 | 9,567 |
| Income before extraordinary items | $-3,094,000 | 9,550 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $-3,094,000 | 9,551 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $21,000 | 6,241 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $-3,094,000 | 9,534 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $3,332,000 | 7,077 |
| Total interest expense | $2,405,000 | 5,701 |
| Net interest income | $927,000 | 8,634 |
| Provision for loan and lease losses | $164,000 | 4,222 |
| Total noninterest income | $8,895,000 | 634 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $8,895,000 | 450 |
| Total noninterest expense | $13,885,000 | 1,013 |
| Salaries and employee benefits | $9,022,000 | 774 |
| Premises and equipment expense | $2,250,000 | 886 |
| Additional noninterest expense | $2,613,000 | 1,694 |
| Pre-tax net operating income | $-4,227,000 | 9,863 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $-1,327,000 | 9,855 |
| Income before extraordinary items | $-2,900,000 | 9,837 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $-2,900,000 | 9,836 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,622 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $-2,900,000 | 9,837 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $952,000 | 9,650 |
| Total interest expense | $343,000 | 9,739 |
| Net interest income | $609,000 | 9,495 |
| Provision for loan and lease losses | $109,000 | 5,060 |
| Total noninterest income | $2,441,000 | 1,604 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $2,441,000 | 1,006 |
| Total noninterest expense | $6,254,000 | 2,182 |
| Salaries and employee benefits | $4,196,000 | 1,640 |
| Premises and equipment expense | $978,000 | 2,091 |
| Additional noninterest expense | $1,080,000 | 3,764 |
| Pre-tax net operating income | $-3,313,000 | 10,185 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $-1,112,000 | 10,174 |
| Income before extraordinary items | $-2,201,000 | 10,163 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $-2,201,000 | 10,163 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,897 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $-2,201,000 | 10,157 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $234,000 | 10,344 |
| Total interest expense | $22,000 | 10,381 |
| Net interest income | $212,000 | 10,287 |
| Provision for loan and lease losses | $34,000 | 7,219 |
| Total noninterest income | $4,000 | 10,356 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $4,000 | 10,240 |
| Total noninterest expense | $1,038,000 | 7,994 |
| Salaries and employee benefits | $412,000 | 8,897 |
| Premises and equipment expense | $192,000 | 6,833 |
| Additional noninterest expense | $434,000 | 6,943 |
| Pre-tax net operating income | $-856,000 | 10,313 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $-296,000 | 10,352 |
| Income before extraordinary items | $-560,000 | 10,256 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $-560,000 | 10,253 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,132 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $11,200,000 | 85 |
| Net operating income | $-560,000 | 10,230 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.