Home > Northern Trust Bank > Income and Expense
Northern Trust Bank, Income and Expense
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $55,915,000 | 557 |
| Total interest expense | $28,604,000 | 466 |
| Net interest income | $27,311,000 | 632 |
| Provision for loan and lease losses | $17,000 | 6,141 |
| Total noninterest income | $30,110,000 | 243 |
| Gross Fiduciary activities income | $28,893,000 | 57 |
| Service charges on deposit accounts | $573,000 | 2,209 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $644,000 | 2,454 |
| Total noninterest expense | $31,200,000 | 477 |
| Salaries and employee benefits | $18,393,000 | 412 |
| Premises and equipment expense | $4,700,000 | 423 |
| Additional noninterest expense | $8,107,000 | 528 |
| Pre-tax net operating income | $26,204,000 | 376 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $10,475,000 | 328 |
| Income before extraordinary items | $15,729,000 | 426 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $15,729,000 | 425 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-18,000 | 8,035 |
| Cash dividends | $12,500,000 | 257 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $15,729,000 | 416 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $36,333,000 | 561 |
| Total interest expense | $17,697,000 | 473 |
| Net interest income | $18,636,000 | 628 |
| Provision for loan and lease losses | $8,000 | 6,090 |
| Total noninterest income | $20,112,000 | 246 |
| Gross Fiduciary activities income | $19,279,000 | 59 |
| Service charges on deposit accounts | $392,000 | 2,133 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $441,000 | 2,397 |
| Total noninterest expense | $21,081,000 | 480 |
| Salaries and employee benefits | $12,592,000 | 407 |
| Premises and equipment expense | $3,138,000 | 424 |
| Additional noninterest expense | $5,351,000 | 527 |
| Pre-tax net operating income | $17,659,000 | 374 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $7,063,000 | 327 |
| Income before extraordinary items | $10,596,000 | 417 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $10,596,000 | 416 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 5,137 |
| Cash dividends | $10,000,000 | 223 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $10,596,000 | 409 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $17,657,000 | 559 |
| Total interest expense | $8,332,000 | 470 |
| Net interest income | $9,325,000 | 620 |
| Provision for loan and lease losses | $-7,000 | 8,540 |
| Total noninterest income | $9,739,000 | 251 |
| Gross Fiduciary activities income | $9,308,000 | 57 |
| Service charges on deposit accounts | $215,000 | 1,922 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $216,000 | 2,382 |
| Total noninterest expense | $10,727,000 | 467 |
| Salaries and employee benefits | $6,468,000 | 397 |
| Premises and equipment expense | $1,571,000 | 423 |
| Additional noninterest expense | $2,688,000 | 530 |
| Pre-tax net operating income | $8,344,000 | 389 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $3,343,000 | 336 |
| Income before extraordinary items | $5,001,000 | 433 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $5,001,000 | 432 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 4,110 |
| Cash dividends | $5,000,000 | 202 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $5,001,000 | 426 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $63,133,000 | 545 |
| Total interest expense | $26,885,000 | 450 |
| Net interest income | $36,248,000 | 604 |
| Provision for loan and lease losses | $-33,000 | 8,548 |
| Total noninterest income | $38,091,000 | 253 |
| Gross Fiduciary activities income | $36,438,000 | 55 |
| Service charges on deposit accounts | $792,000 | 2,124 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $861,000 | 2,431 |
| Total noninterest expense | $40,526,000 | 461 |
| Salaries and employee benefits | $23,298,000 | 408 |
| Premises and equipment expense | $6,288,000 | 397 |
| Additional noninterest expense | $10,940,000 | 517 |
| Pre-tax net operating income | $33,846,000 | 363 |
| Securities gains (losses) | $5,000 | 1,712 |
| Applicable income taxes | $13,540,000 | 325 |
| Income before extraordinary items | $20,311,000 | 408 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $20,311,000 | 408 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-83,000 | 8,592 |
| Cash dividends | $19,000,000 | 252 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $20,307,800 | 401 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $46,038,000 | 543 |
| Total interest expense | $19,334,000 | 440 |
| Net interest income | $26,704,000 | 606 |
| Provision for loan and lease losses | $-34,000 | 8,642 |
| Total noninterest income | $28,621,000 | 252 |
| Gross Fiduciary activities income | $27,323,000 | 55 |
| Service charges on deposit accounts | $610,000 | 2,076 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $688,000 | 2,343 |
| Total noninterest expense | $30,330,000 | 463 |
| Salaries and employee benefits | $17,433,000 | 409 |
| Premises and equipment expense | $4,650,000 | 404 |
| Additional noninterest expense | $8,247,000 | 514 |
| Pre-tax net operating income | $25,029,000 | 370 |
| Securities gains (losses) | $5,000 | 1,712 |
| Applicable income taxes | $10,006,000 | 329 |
| Income before extraordinary items | $15,028,000 | 415 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $15,028,000 | 415 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-22,000 | 8,204 |
| Cash dividends | $10,000,000 | 290 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $15,024,800 | 406 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $29,848,000 | 543 |
| Total interest expense | $12,412,000 | 429 |
| Net interest income | $17,436,000 | 611 |
| Provision for loan and lease losses | $-22,000 | 8,659 |
| Total noninterest income | $18,971,000 | 249 |
| Gross Fiduciary activities income | $18,129,000 | 56 |
| Service charges on deposit accounts | $404,000 | 2,057 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $438,000 | 2,387 |
| Total noninterest expense | $20,125,000 | 461 |
| Salaries and employee benefits | $11,474,000 | 409 |
| Premises and equipment expense | $3,047,000 | 403 |
| Additional noninterest expense | $5,604,000 | 508 |
| Pre-tax net operating income | $16,304,000 | 371 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $6,514,000 | 334 |
| Income before extraordinary items | $9,790,000 | 419 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $9,790,000 | 419 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-20,000 | 8,147 |
| Cash dividends | $5,000,000 | 335 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $9,790,000 | 410 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $14,488,000 | 543 |
| Total interest expense | $5,968,000 | 423 |
| Net interest income | $8,520,000 | 614 |
| Provision for loan and lease losses | $-11,000 | 8,730 |
| Total noninterest income | $9,418,000 | 248 |
| Gross Fiduciary activities income | $8,999,000 | 57 |
| Service charges on deposit accounts | $216,000 | 1,880 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $203,000 | 2,460 |
| Total noninterest expense | $10,037,000 | 452 |
| Salaries and employee benefits | $5,636,000 | 407 |
| Premises and equipment expense | $1,520,000 | 404 |
| Additional noninterest expense | $2,881,000 | 484 |
| Pre-tax net operating income | $7,912,000 | 381 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $3,143,000 | 339 |
| Income before extraordinary items | $4,769,000 | 420 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $4,769,000 | 420 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-16,000 | 8,217 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $4,769,000 | 411 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $54,138,000 | 545 |
| Total interest expense | $22,145,000 | 385 |
| Net interest income | $31,993,000 | 627 |
| Provision for loan and lease losses | $-28,000 | 8,716 |
| Total noninterest income | $36,128,000 | 265 |
| Gross Fiduciary activities income | $34,522,000 | 59 |
| Service charges on deposit accounts | $629,000 | 2,601 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $977,000 | 2,180 |
| Total noninterest expense | $39,878,000 | 450 |
| Salaries and employee benefits | $22,400,000 | 404 |
| Premises and equipment expense | $6,693,000 | 354 |
| Additional noninterest expense | $10,785,000 | 509 |
| Pre-tax net operating income | $28,271,000 | 388 |
| Securities gains (losses) | $16,000 | 2,543 |
| Applicable income taxes | $11,304,000 | 342 |
| Income before extraordinary items | $16,983,000 | 432 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $16,983,000 | 433 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $231,000 | 2,367 |
| Cash dividends | $6,000,000 | 519 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $16,972,760 | 420 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $39,980,000 | 543 |
| Total interest expense | $16,455,000 | 383 |
| Net interest income | $23,525,000 | 631 |
| Provision for loan and lease losses | $-14,000 | 8,788 |
| Total noninterest income | $27,107,000 | 272 |
| Gross Fiduciary activities income | $25,872,000 | 60 |
| Service charges on deposit accounts | $481,000 | 2,586 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $754,000 | 2,152 |
| Total noninterest expense | $29,662,000 | 457 |
| Salaries and employee benefits | $16,795,000 | 409 |
| Premises and equipment expense | $4,937,000 | 362 |
| Additional noninterest expense | $7,930,000 | 509 |
| Pre-tax net operating income | $20,984,000 | 389 |
| Securities gains (losses) | $16,000 | 2,442 |
| Applicable income taxes | $8,380,000 | 341 |
| Income before extraordinary items | $12,620,000 | 439 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $12,620,000 | 439 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $17,000 | 5,064 |
| Cash dividends | $2,000,000 | 976 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $12,609,760 | 425 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $26,523,000 | 532 |
| Total interest expense | $11,011,000 | 384 |
| Net interest income | $15,512,000 | 628 |
| Provision for loan and lease losses | $-4,000 | 8,845 |
| Total noninterest income | $18,164,000 | 268 |
| Gross Fiduciary activities income | $17,269,000 | 60 |
| Service charges on deposit accounts | $344,000 | 2,431 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $551,000 | 2,040 |
| Total noninterest expense | $19,974,000 | 454 |
| Salaries and employee benefits | $11,333,000 | 407 |
| Premises and equipment expense | $3,311,000 | 358 |
| Additional noninterest expense | $5,330,000 | 507 |
| Pre-tax net operating income | $13,706,000 | 394 |
| Securities gains (losses) | $5,000 | 2,738 |
| Applicable income taxes | $5,475,000 | 355 |
| Income before extraordinary items | $8,236,000 | 442 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $8,236,000 | 442 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-33,000 | 8,602 |
| Cash dividends | $2,000,000 | 690 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $8,232,800 | 427 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $13,462,000 | 532 |
| Total interest expense | $5,619,000 | 385 |
| Net interest income | $7,843,000 | 628 |
| Provision for loan and lease losses | $-2,000 | 8,882 |
| Total noninterest income | $9,043,000 | 264 |
| Gross Fiduciary activities income | $8,538,000 | 59 |
| Service charges on deposit accounts | $228,000 | 1,847 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $277,000 | 1,982 |
| Total noninterest expense | $10,085,000 | 450 |
| Salaries and employee benefits | $5,704,000 | 416 |
| Premises and equipment expense | $1,738,000 | 350 |
| Additional noninterest expense | $2,643,000 | 503 |
| Pre-tax net operating income | $6,803,000 | 389 |
| Securities gains (losses) | $5,000 | 2,336 |
| Applicable income taxes | $2,719,000 | 355 |
| Income before extraordinary items | $4,089,000 | 449 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $4,089,000 | 448 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-31,000 | 8,722 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $4,085,800 | 418 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $56,536,000 | 507 |
| Total interest expense | $25,999,000 | 368 |
| Net interest income | $30,537,000 | 624 |
| Provision for loan and lease losses | $-4,000 | 8,891 |
| Total noninterest income | $34,574,000 | 277 |
| Gross Fiduciary activities income | $33,017,000 | 61 |
| Service charges on deposit accounts | $987,000 | 1,738 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $570,000 | 3,354 |
| Total noninterest expense | $40,462,000 | 451 |
| Salaries and employee benefits | $21,778,000 | 417 |
| Premises and equipment expense | $6,838,000 | 357 |
| Additional noninterest expense | $11,846,000 | 485 |
| Pre-tax net operating income | $24,653,000 | 407 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $9,773,000 | 376 |
| Income before extraordinary items | $14,880,000 | 479 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $14,880,000 | 481 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-43,000 | 8,911 |
| Cash dividends | $3,500,000 | 867 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $14,880,000 | 447 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $42,815,000 | 518 |
| Total interest expense | $20,190,000 | 375 |
| Net interest income | $22,625,000 | 644 |
| Provision for loan and lease losses | $3,000 | 7,400 |
| Total noninterest income | $26,063,000 | 284 |
| Gross Fiduciary activities income | $24,892,000 | 61 |
| Service charges on deposit accounts | $721,000 | 1,796 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $450,000 | 3,329 |
| Total noninterest expense | $30,983,000 | 456 |
| Salaries and employee benefits | $16,578,000 | 417 |
| Premises and equipment expense | $5,168,000 | 360 |
| Additional noninterest expense | $9,237,000 | 475 |
| Pre-tax net operating income | $17,702,000 | 427 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $7,028,000 | 402 |
| Income before extraordinary items | $10,674,000 | 514 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $10,674,000 | 514 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-192,000 | 9,158 |
| Cash dividends | $1,500,000 | 1,256 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $10,674,000 | 482 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $28,982,000 | 512 |
| Total interest expense | $13,876,000 | 377 |
| Net interest income | $15,106,000 | 640 |
| Provision for loan and lease losses | $7,000 | 6,972 |
| Total noninterest income | $17,196,000 | 284 |
| Gross Fiduciary activities income | $16,408,000 | 62 |
| Service charges on deposit accounts | $469,000 | 1,801 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $319,000 | 3,181 |
| Total noninterest expense | $21,307,000 | 442 |
| Salaries and employee benefits | $11,346,000 | 409 |
| Premises and equipment expense | $3,366,000 | 371 |
| Additional noninterest expense | $6,595,000 | 457 |
| Pre-tax net operating income | $10,988,000 | 453 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $4,362,000 | 422 |
| Income before extraordinary items | $6,626,000 | 554 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $6,626,000 | 554 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-21,000 | 8,770 |
| Cash dividends | $1,500,000 | 928 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $6,626,000 | 509 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $14,394,000 | 526 |
| Total interest expense | $7,045,000 | 383 |
| Net interest income | $7,349,000 | 656 |
| Provision for loan and lease losses | $6,000 | 6,408 |
| Total noninterest income | $8,544,000 | 294 |
| Gross Fiduciary activities income | $8,206,000 | 62 |
| Service charges on deposit accounts | $214,000 | 1,914 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $124,000 | 3,547 |
| Total noninterest expense | $10,292,000 | 453 |
| Salaries and employee benefits | $5,602,000 | 412 |
| Premises and equipment expense | $1,657,000 | 382 |
| Additional noninterest expense | $3,033,000 | 484 |
| Pre-tax net operating income | $5,595,000 | 445 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $2,225,000 | 430 |
| Income before extraordinary items | $3,370,000 | 531 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $3,370,000 | 530 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $10,000 | 3,949 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $3,370,000 | 500 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $59,834,000 | 530 |
| Total interest expense | $29,878,000 | 410 |
| Net interest income | $29,956,000 | 636 |
| Provision for loan and lease losses | $790,000 | 1,652 |
| Total noninterest income | $32,951,000 | 290 |
| Gross Fiduciary activities income | $31,657,000 | 65 |
| Service charges on deposit accounts | $734,000 | 2,167 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $560,000 | 3,080 |
| Total noninterest expense | $37,025,000 | 472 |
| Salaries and employee benefits | $20,228,000 | 430 |
| Premises and equipment expense | $6,320,000 | 391 |
| Additional noninterest expense | $10,477,000 | 543 |
| Pre-tax net operating income | $25,092,000 | 396 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $10,005,000 | 357 |
| Income before extraordinary items | $15,087,000 | 452 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $15,087,000 | 454 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $685,000 | 1,317 |
| Cash dividends | $3,500,000 | 823 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $15,087,000 | 433 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $57,803,000 | 610 |
| Total interest expense | $35,204,000 | 491 |
| Net interest income | $22,599,000 | 784 |
| Provision for loan and lease losses | $50,000 | 6,655 |
| Total noninterest income | $31,117,000 | 293 |
| Gross Fiduciary activities income | $30,104,000 | 67 |
| Service charges on deposit accounts | $486,000 | 2,907 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $527,000 | 3,037 |
| Total noninterest expense | $31,699,000 | 530 |
| Salaries and employee benefits | $18,275,000 | 437 |
| Premises and equipment expense | $5,619,000 | 415 |
| Additional noninterest expense | $7,805,000 | 682 |
| Pre-tax net operating income | $21,967,000 | 394 |
| Securities gains (losses) | $2,000 | 4,242 |
| Applicable income taxes | $8,836,000 | 361 |
| Income before extraordinary items | $13,133,000 | 458 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $13,133,000 | 458 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $31,000 | 5,793 |
| Cash dividends | $1,000,000 | 2,212 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $13,131,720 | 439 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $54,906,000 | 667 |
| Total interest expense | $35,240,000 | 550 |
| Net interest income | $19,666,000 | 884 |
| Provision for loan and lease losses | $175,000 | 4,079 |
| Total noninterest income | $36,742,000 | 258 |
| Gross Fiduciary activities income | $35,982,000 | 63 |
| Service charges on deposit accounts | $414,000 | 3,153 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $346,000 | 3,640 |
| Total noninterest expense | $31,309,000 | 516 |
| Salaries and employee benefits | $18,725,000 | 402 |
| Premises and equipment expense | $4,889,000 | 469 |
| Additional noninterest expense | $7,695,000 | 693 |
| Pre-tax net operating income | $24,924,000 | 382 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $9,948,000 | 332 |
| Income before extraordinary items | $14,976,000 | 413 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $14,976,000 | 413 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-13,000 | 9,244 |
| Cash dividends | $4,000,000 | 747 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $14,976,000 | 415 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $41,578,000 | 815 |
| Total interest expense | $23,737,000 | 689 |
| Net interest income | $17,841,000 | 987 |
| Provision for loan and lease losses | $640,000 | 1,423 |
| Total noninterest income | $29,294,000 | 315 |
| Gross Fiduciary activities income | $28,750,000 | 79 |
| Service charges on deposit accounts | $319,000 | 3,803 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $225,000 | 4,668 |
| Total noninterest expense | $25,893,000 | 620 |
| Salaries and employee benefits | $15,438,000 | 498 |
| Premises and equipment expense | $4,109,000 | 549 |
| Additional noninterest expense | $6,346,000 | 814 |
| Pre-tax net operating income | $20,602,000 | 474 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $8,255,000 | 416 |
| Income before extraordinary items | $12,347,000 | 529 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $12,347,000 | 529 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-12,000 | 9,464 |
| Cash dividends | $4,075,000 | 763 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $12,347,000 | 519 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $35,894,000 | 924 |
| Total interest expense | $20,865,000 | 782 |
| Net interest income | $15,029,000 | 1,123 |
| Provision for loan and lease losses | $1,175,000 | 851 |
| Total noninterest income | $23,747,000 | 330 |
| Gross Fiduciary activities income | $22,781,000 | 91 |
| Service charges on deposit accounts | $293,000 | 3,996 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $673,000 | 2,467 |
| Total noninterest expense | $21,527,000 | 692 |
| Salaries and employee benefits | $12,454,000 | 573 |
| Premises and equipment expense | $3,474,000 | 622 |
| Additional noninterest expense | $5,599,000 | 883 |
| Pre-tax net operating income | $16,074,000 | 523 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $6,442,000 | 473 |
| Income before extraordinary items | $9,632,000 | 609 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $9,632,000 | 608 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $38,000 | 5,401 |
| Cash dividends | $2,550,000 | 1,096 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $9,632,000 | 580 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $30,144,000 | 1,119 |
| Total interest expense | $16,653,000 | 979 |
| Net interest income | $13,491,000 | 1,285 |
| Provision for loan and lease losses | $635,000 | 1,437 |
| Total noninterest income | $19,099,000 | 367 |
| Gross Fiduciary activities income | $18,746,000 | 101 |
| Service charges on deposit accounts | $190,000 | 5,493 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $163,000 | 5,480 |
| Total noninterest expense | $19,745,000 | 746 |
| Salaries and employee benefits | $11,385,000 | 612 |
| Premises and equipment expense | $3,312,000 | 626 |
| Additional noninterest expense | $5,048,000 | 958 |
| Pre-tax net operating income | $12,210,000 | 692 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $4,955,000 | 604 |
| Income before extraordinary items | $7,255,000 | 778 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $7,255,000 | 780 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $63,000 | 4,724 |
| Cash dividends | $1,550,000 | 1,572 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $7,255,000 | 758 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $24,824,000 | 1,379 |
| Total interest expense | $13,234,000 | 1,235 |
| Net interest income | $11,590,000 | 1,534 |
| Provision for loan and lease losses | $500,000 | 1,732 |
| Total noninterest income | $15,718,000 | 446 |
| Gross Fiduciary activities income | $15,422,000 | 113 |
| Service charges on deposit accounts | $176,000 | 5,995 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $120,000 | 6,594 |
| Total noninterest expense | $16,034,000 | 952 |
| Salaries and employee benefits | $9,675,000 | 722 |
| Premises and equipment expense | $2,784,000 | 782 |
| Additional noninterest expense | $3,575,000 | 1,490 |
| Pre-tax net operating income | $10,774,000 | 741 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $4,366,000 | 646 |
| Income before extraordinary items | $6,408,000 | 842 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $6,408,000 | 843 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-18,000 | 10,644 |
| Cash dividends | $250,000 | 4,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $6,408,000 | 820 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $20,965,000 | 1,617 |
| Total interest expense | $11,233,000 | 1,446 |
| Net interest income | $9,732,000 | 1,832 |
| Provision for loan and lease losses | $400,000 | 1,857 |
| Total noninterest income | $14,020,000 | 493 |
| Gross Fiduciary activities income | $13,723,000 | 127 |
| Service charges on deposit accounts | $177,000 | 6,130 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $120,000 | 6,653 |
| Total noninterest expense | $14,750,000 | 1,016 |
| Salaries and employee benefits | $9,020,000 | 779 |
| Premises and equipment expense | $2,445,000 | 892 |
| Additional noninterest expense | $3,285,000 | 1,569 |
| Pre-tax net operating income | $8,602,000 | 927 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $3,432,000 | 816 |
| Income before extraordinary items | $5,170,000 | 1,038 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $5,170,000 | 1,035 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $80,000 | 4,210 |
| Cash dividends | $2,550,000 | 1,039 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $5,170,000 | 1,022 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $15,223,000 | 2,043 |
| Total interest expense | $7,344,000 | 1,705 |
| Net interest income | $7,879,000 | 2,283 |
| Provision for loan and lease losses | $300,000 | 2,237 |
| Total noninterest income | $13,125,000 | 492 |
| Gross Fiduciary activities income | $12,758,000 | 130 |
| Service charges on deposit accounts | $162,000 | 6,615 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $205,000 | 5,180 |
| Total noninterest expense | $13,963,000 | 1,076 |
| Salaries and employee benefits | $8,405,000 | 819 |
| Premises and equipment expense | $2,156,000 | 995 |
| Additional noninterest expense | $3,402,000 | 1,625 |
| Pre-tax net operating income | $6,741,000 | 1,124 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $2,733,000 | 940 |
| Income before extraordinary items | $4,008,000 | 1,256 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $4,008,000 | 1,256 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 10,214 |
| Cash dividends | $2,100,000 | 1,060 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $4,008,000 | 1,276 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $12,600,000 | 2,445 |
| Total interest expense | $6,206,000 | 2,096 |
| Net interest income | $6,394,000 | 2,835 |
| Provision for loan and lease losses | $375,000 | 2,560 |
| Total noninterest income | $12,021,000 | 532 |
| Gross Fiduciary activities income | $11,872,000 | 132 |
| Service charges on deposit accounts | $124,000 | 7,750 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $25,000 | 11,679 |
| Total noninterest expense | $12,525,000 | 1,229 |
| Salaries and employee benefits | $7,514,000 | 902 |
| Premises and equipment expense | $2,124,000 | 1,028 |
| Additional noninterest expense | $2,887,000 | 1,968 |
| Pre-tax net operating income | $5,515,000 | 1,259 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $2,252,000 | 1,090 |
| Income before extraordinary items | $3,263,000 | 1,564 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $3,263,000 | 1,612 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $141,000 | 3,816 |
| Cash dividends | $1,050,000 | 1,670 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $3,263,000 | 1,472 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $11,844,000 | 2,960 |
| Total interest expense | $6,658,000 | 2,539 |
| Net interest income | $5,186,000 | 3,514 |
| Provision for loan and lease losses | $600,000 | 2,617 |
| Total noninterest income | $10,818,000 | 569 |
| Gross Fiduciary activities income | $10,675,000 | 138 |
| Service charges on deposit accounts | $96,000 | 8,631 |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $47,000 | 10,600 |
| Total noninterest expense | $11,315,000 | 1,383 |
| Salaries and employee benefits | $6,691,000 | 1,016 |
| Premises and equipment expense | $2,084,000 | 1,078 |
| Additional noninterest expense | $2,540,000 | 2,292 |
| Pre-tax net operating income | $4,089,000 | 1,538 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $1,652,000 | 1,344 |
| Income before extraordinary items | $2,437,000 | 1,868 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $2,437,000 | 1,892 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $286,000 | 3,430 |
| Cash dividends | $580,000 | 2,479 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $2,437,000 | 1,718 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.