Home > Northern Trust > Net charge- offs to loans
Northern Trust, Net charge- offs to loans
| 2011-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5628% | 2,554 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5972% | 2,158 |
| Percentage Net Loans Charged-off:Construction & development | 0.7306% | 2,056 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5635% | 1,583 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.6879% | 578 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5988% | 1,786 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6081% | 996 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5960% | 1,734 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8406% | 1,946 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1958% | 3,673 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1957% | 3,414 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0002% | 1,560 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5567% | 2,437 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5253% | 2,225 |
| Percentage Net Loans Charged-off:Construction & development | 1.1396% | 1,625 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4086% | 1,631 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.0681% | 413 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5148% | 1,890 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4824% | 1,000 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5248% | 1,784 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.1492% | 1,461 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1647% | 3,491 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1646% | 3,247 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0012% | 1,351 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7370% | 1,742 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6084% | 1,687 |
| Percentage Net Loans Charged-off:Construction & development | 1.4438% | 1,106 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5852% | 1,039 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0376% | 426 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5906% | 1,400 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6130% | 675 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5835% | 1,325 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.9346% | 853 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3992% | 2,323 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3989% | 1,985 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0024% | 5,944 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7711% | 2,713 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.8919% | 2,084 |
| Percentage Net Loans Charged-off:Construction & development | 4.2871% | 1,401 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.8396% | 1,492 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.2631% | 5,924 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7069% | 1,829 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6769% | 1,101 |
| All other 1-4 family - Percent of loans charged-off, net | 0.7166% | 1,761 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5926% | 3,162 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1142% | 4,913 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0644% | 1,715 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6251% | 2,871 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7432% | 2,159 |
| Percentage Net Loans Charged-off:Construction & development | 3.1029% | 1,564 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.9203% | 1,227 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.2895% | 5,960 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5546% | 1,963 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3976% | 1,203 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6054% | 1,802 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3960% | 3,139 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0235% | 5,013 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0235% | 1,684 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6258% | 2,661 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7088% | 2,047 |
| Percentage Net Loans Charged-off:Construction & development | 2.3762% | 1,516 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.0658% | 952 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.4321% | 5,953 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5223% | 1,854 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4528% | 1,001 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5449% | 1,737 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6295% | 2,460 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0044% | 6,566 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0385% | 1,424 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6103% | 2,291 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6975% | 1,736 |
| Percentage Net Loans Charged-off:Construction & development | 3.2769% | 997 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6309% | 986 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.9671% | 6,010 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5698% | 1,454 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4927% | 727 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5947% | 1,345 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5140% | 1,971 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1254% | 3,591 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0281% | 6,393 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4468% | 4,000 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5699% | 2,717 |
| Percentage Net Loans Charged-off:Construction & development | 1.1044% | 2,513 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.9361% | 1,196 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.2332% | 790 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4504% | 2,217 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3429% | 1,417 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4809% | 2,045 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0127% | 5,099 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1373% | 5,485 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0268% | 6,695 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3826% | 3,733 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4987% | 2,450 |
| Percentage Net Loans Charged-off:Construction & development | 1.0688% | 2,126 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.8820% | 923 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0008% | 6,118 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3790% | 2,122 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2418% | 1,304 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4165% | 1,910 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0103% | 4,538 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1821% | 4,929 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.3187% | 6,987 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3407% | 3,472 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4495% | 2,261 |
| Percentage Net Loans Charged-off:Construction & development | 0.5962% | 2,043 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6087% | 941 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 531 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4135% | 1,784 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2115% | 1,078 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4666% | 1,548 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0082% | 3,931 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2025% | 4,422 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.3922% | 7,026 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0666% | 4,540 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1211% | 2,754 |
| Percentage Net Loans Charged-off:Construction & development | -0.0009% | 7,341 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,395 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 309 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1641% | 1,964 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1563% | 741 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1661% | 1,809 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0031% | 6,725 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2403% | 3,599 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.9452% | 7,066 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1881% | 4,311 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1556% | 3,172 |
| Percentage Net Loans Charged-off:Construction & development | 0.3721% | 2,163 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3027% | 1,182 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 546 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1070% | 2,791 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1916% | 1,034 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0888% | 2,812 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3310% | 3,138 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0999% | 5,480 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4482% | 1,074 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0631% | 5,016 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0584% | 3,422 |
| Percentage Net Loans Charged-off:Construction & development | 0.2391% | 1,735 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0939% | 1,260 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 377 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0372% | 2,979 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0749% | 989 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0293% | 2,879 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0818% | 3,375 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1104% | 4,933 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0110% | 1,589 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0791% | 4,138 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0760% | 2,625 |
| Percentage Net Loans Charged-off:Construction & development | 0.3930% | 1,098 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1020% | 935 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 250 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0461% | 2,343 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0989% | 777 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0353% | 2,261 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0910% | 2,703 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1423% | 4,306 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0031% | 6,707 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0724% | 3,402 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0764% | 1,874 |
| Percentage Net Loans Charged-off:Construction & development | 0.4962% | 640 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2113% | 450 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 134 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0123% | 1,846 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 563 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0148% | 1,674 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0880% | 1,898 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0687% | 3,831 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0120% | 6,798 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0090% | 6,197 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0086% | 3,912 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,563 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0013% | 1,667 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0062% | 6,215 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0111% | 3,131 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0116% | 916 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0110% | 2,901 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0060% | 3,905 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0004% | 5,697 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0306% | 1,607 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0053% | 5,780 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0017% | 3,336 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,085 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0019% | 1,165 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0084% | 6,170 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0019% | 2,667 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 720 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0024% | 2,454 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0082% | 3,232 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0030% | 5,219 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0460% | 1,351 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0050% | 5,236 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0026% | 2,651 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 770 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0029% | 869 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0124% | 6,160 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0029% | 2,097 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 541 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0036% | 1,921 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0082% | 6,697 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0062% | 6,984 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0726% | 1,137 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0015% | 4,480 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0040% | 1,793 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 444 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 529 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0235% | 6,115 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0055% | 1,425 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 371 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0068% | 1,291 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0122% | 6,731 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0078% | 6,774 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0106% | 954 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0017% | 7,477 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0024% | 3,327 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 832 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0159% | 1,175 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 200 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0003% | 2,922 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 709 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0004% | 2,718 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0565% | 7,321 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0447% | 5,484 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0034% | 1,598 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 39 |
| 2006-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0121% | 7,563 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0001% | 2,896 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 620 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,012 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 150 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0001% | 2,435 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 550 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0001% | 2,252 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1454% | 7,600 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0800% | 4,777 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0010% | 6,833 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0209% | 7,554 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0011% | 7,474 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 815 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0014% | 7,687 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 426 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0020% | 7,710 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2380% | 7,737 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1590% | 3,908 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,212 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0042% | 4,229 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,638 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 268 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 498 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 51 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,349 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 311 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,244 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0799% | 7,232 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2616% | 2,887 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0273% | 6,984 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0292% | 5,361 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0024% | 7,633 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 694 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,340 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 187 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0031% | 7,860 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 682 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0044% | 7,875 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2295% | 2,660 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0184% | 6,133 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0009% | 6,861 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0392% | 4,525 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0032% | 7,609 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 541 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,046 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0042% | 7,820 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 562 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0059% | 7,846 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3046% | 1,977 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0292% | 5,638 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0037% | 6,896 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0592% | 3,670 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0035% | 7,595 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 425 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 810 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 111 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0046% | 7,816 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 450 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0065% | 7,856 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3775% | 1,582 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2146% | 4,097 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0065% | 6,927 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0062% | 6,834 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0020% | 7,654 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 235 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 511 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0026% | 7,890 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 338 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0036% | 7,929 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0092% | 6,789 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0469% | 7,093 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0123% | 7,061 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0221% | 6,036 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0059% | 7,969 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 758 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0221% | 8,320 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 197 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0030% | 7,924 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 657 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0041% | 7,953 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0615% | 3,842 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0013% | 6,495 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1581% | 1,200 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0147% | 5,841 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0103% | 8,062 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 604 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0298% | 8,393 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 155 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0070% | 7,999 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 554 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0097% | 8,050 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0194% | 3,521 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0185% | 7,799 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1688% | 1,017 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0073% | 7,485 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0114% | 8,085 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 464 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0445% | 8,497 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0053% | 8,000 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 431 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0073% | 8,047 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0359% | 2,888 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0629% | 7,767 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0038% | 7,052 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0246% | 7,603 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0103% | 8,124 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 286 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0130% | 8,441 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 70 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0104% | 8,190 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 291 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0142% | 8,244 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0620% | 7,342 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.2546% | 8,006 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0233% | 866 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0219% | 6,624 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0129% | 3,510 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 836 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0035% | 1,566 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 186 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0159% | 2,998 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 639 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0207% | 2,761 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0910% | 4,158 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0068% | 8,295 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0146% | 1,805 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0095% | 6,570 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0095% | 3,082 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 663 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,273 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 138 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0124% | 2,602 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 519 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0159% | 2,407 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0312% | 3,963 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0040% | 8,136 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0055% | 7,234 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0131% | 5,995 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0102% | 2,624 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 523 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 978 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0132% | 2,156 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 421 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0169% | 2,006 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0582% | 3,274 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0020% | 7,960 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0070% | 7,274 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0249% | 4,762 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0204% | 1,731 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 326 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 618 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 56 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0265% | 1,401 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 277 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0334% | 1,275 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1202% | 2,072 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0322% | 7,745 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0103% | 7,335 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2002-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0169% | 7,010 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0143% | 8,497 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 875 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0869% | 8,813 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 189 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0001% | 8,233 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 614 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0001% | 8,241 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1641% | 3,922 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1026% | 6,585 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0026% | 1,952 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2001-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0516% | 6,109 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0297% | 2,834 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 831 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1435% | 838 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0060% | 3,104 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 610 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0065% | 2,924 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1696% | 3,803 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0048% | 7,232 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0543% | 1,689 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0284% | 6,444 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0143% | 710 |
| Percentage Net Loans Charged-off:Construction & development | 0.0292% | 211 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0147% | 359 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0139% | 708 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 364 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0148% | 649 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1093% | 829 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1730% | 1,146 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0189% | 1,297 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0539% | 5,950 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0236% | 661 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 250 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 415 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 120 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0289% | 664 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 369 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0303% | 617 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1505% | 733 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3070% | 1,001 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0619% | 350 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0162% | 7,492 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0106% | 1,284 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 229 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1154% | 1,329 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0068% | 835 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 385 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0072% | 777 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0922% | 781 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0744% | 1,253 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1375% | 287 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0563% | 6,554 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0397% | 581 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 260 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0171% | 1,182 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0513% | 531 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3469% | 108 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0321% | 617 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1310% | 665 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0853% | 1,253 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1009% | 281 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0616% | 6,673 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0200% | 789 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 284 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0571% | 417 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 233 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0148% | 829 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 412 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0157% | 770 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3568% | 420 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0191% | 1,365 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,056 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0819% | 341 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0467% | 7,070 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0473% | 688 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 344 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0842% | 471 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 281 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0426% | 579 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3799% | 104 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0196% | 741 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0508% | 1,130 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3867% | 878 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0165% | 400 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0274% | 7,759 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0105% | 974 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 353 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0113% | 647 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 332 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0109% | 896 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1617% | 180 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0002% | 1,246 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1580% | 559 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0485% | 1,418 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0102% | 350 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1049% | 7,004 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1023% | 744 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 485 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3826% | 477 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 368 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0305% | 823 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0543% | 365 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0286% | 790 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1055% | 820 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2640% | 1,012 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0621% | 354 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3230% | 5,813 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3054% | 631 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 639 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.1205% | 363 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 418 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0377% | 855 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1317% | 298 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0289% | 855 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2508% | 942 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4126% | 400 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1901% | 314 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 144 |