Home > Northern State Bank of Thief River Falls > Income and Expense

Northern State Bank of Thief River Falls, Income and Expense

Basic Info Reviews History Routing Number Locations

2025-03-31 (YTD Data)		Rank
Total interest income	$5,558,000	1,953
Total interest expense	$2,576,000	1,600
Net interest income	$2,982,000	2,232
Provision for loan and lease losses	$75,000	1,605
Total noninterest income	$171,000	3,032
Gross Fiduciary activities income	$0	918
Service charges on deposit accounts	$29,000	3,153
Trading account gains and fees	NA	NA
Additional Noninterest Income	$142,000	2,734
Total noninterest expense	$1,787,000	2,616
Salaries and employee benefits	$1,261,000	2,263
Premises and equipment expense	$90,000	3,354
Additional noninterest expense	$142,000	2,734
Pre-tax net operating income	$1,291,000	1,943
Securities gains (losses)	$0	665
Applicable income taxes	$238,000	1,475
Income before extraordinary items	$1,053,000	1,978
Extraordinary gains, net	$0	47
Net income	$1,053,000	2,002
Minority interest net income	$0	65
Net income of bank and minority interests.	$1,053,000	1,978
Net charge-offs	$1,000	2,169
Cash dividends	$0	2,364
Sale, conversion, retirement of capital stock, net	$0	467
Net operating income	$1,053,000	1,992
2024-12-31 (YTD Data)		Rank
Total interest income	$23,356,000	1,864
Total interest expense	$10,542,000	1,619
Net interest income	$12,814,000	2,054
Provision for loan and lease losses	$75,000	2,655
Total noninterest income	$1,061,000	2,654
Gross Fiduciary activities income	$0	1,000
Service charges on deposit accounts	$139,000	3,056
Trading account gains and fees	NA	NA
Additional Noninterest Income	$922,000	2,336
Total noninterest expense	$6,949,000	2,629
Salaries and employee benefits	$4,699,000	2,339
Premises and equipment expense	$425,000	3,166
Additional noninterest expense	$922,000	2,336
Pre-tax net operating income	$6,851,000	1,508
Securities gains (losses)	$0	940
Applicable income taxes	$805,000	1,542
Income before extraordinary items	$6,046,000	1,493
Extraordinary gains, net	$0	53
Net income	$6,046,000	1,507
Minority interest net income	$0	90
Net income of bank and minority interests.	$6,046,000	1,493
Net charge-offs	$-3,000	3,754
Cash dividends	$3,558,000	1,126
Sale, conversion, retirement of capital stock, net	$0	564
Net operating income	$6,046,000	1,497
2024-09-30 (YTD Data)		Rank
Total interest income	$17,299,000	1,875
Total interest expense	$7,846,000	1,620
Net interest income	$9,453,000	2,067
Provision for loan and lease losses	$0	3,100
Total noninterest income	$836,000	2,571
Gross Fiduciary activities income	$0	972
Service charges on deposit accounts	$106,000	3,042
Trading account gains and fees	NA	NA
Additional Noninterest Income	$730,000	2,251
Total noninterest expense	$5,150,000	2,623
Salaries and employee benefits	$3,509,000	2,324
Premises and equipment expense	$338,000	3,086
Additional noninterest expense	$730,000	2,251
Pre-tax net operating income	$5,139,000	1,495
Securities gains (losses)	$0	930
Applicable income taxes	$805,000	1,363
Income before extraordinary items	$4,334,000	1,515
Extraordinary gains, net	$0	51
Net income	$4,334,000	1,532
Minority interest net income	$0	82
Net income of bank and minority interests.	$4,334,000	1,517
Net charge-offs	$-3,000	3,686
Cash dividends	$0	3,076
Sale, conversion, retirement of capital stock, net	$0	527
Net operating income	$4,334,000	1,520
2024-06-30 (YTD Data)		Rank
Total interest income	$11,375,000	1,869
Total interest expense	$5,192,000	1,605
Net interest income	$6,183,000	2,077
Provision for loan and lease losses	$0	2,935
Total noninterest income	$526,000	2,621
Gross Fiduciary activities income	$0	962
Service charges on deposit accounts	$71,000	3,019
Trading account gains and fees	NA	NA
Additional Noninterest Income	$455,000	2,297
Total noninterest expense	$3,309,000	2,660
Salaries and employee benefits	$2,324,000	2,344
Premises and equipment expense	$176,000	3,391
Additional noninterest expense	$455,000	2,297
Pre-tax net operating income	$3,400,000	1,472
Securities gains (losses)	$0	628
Applicable income taxes	$642,000	1,237
Income before extraordinary items	$2,758,000	1,542
Extraordinary gains, net	$0	52
Net income	$2,758,000	1,564
Minority interest net income	$0	84
Net income of bank and minority interests.	$2,758,000	1,544
Net charge-offs	$-3,000	3,692
Cash dividends	$0	2,949
Sale, conversion, retirement of capital stock, net	$0	496
Net operating income	$2,758,000	1,543
2024-03-31 (YTD Data)		Rank
Total interest income	$5,245,000	1,954
Total interest expense	$2,592,000	1,580
Net interest income	$2,653,000	2,286
Provision for loan and lease losses	$0	2,578
Total noninterest income	$248,000	2,645
Gross Fiduciary activities income	$0	895
Service charges on deposit accounts	$34,000	3,062
Trading account gains and fees	NA	NA
Additional Noninterest Income	$214,000	2,304
Total noninterest expense	$1,678,000	2,640
Salaries and employee benefits	$1,167,000	2,333
Premises and equipment expense	$96,000	3,300
Additional noninterest expense	$214,000	2,304
Pre-tax net operating income	$1,223,000	1,815
Securities gains (losses)	$0	689
Applicable income taxes	$333,000	1,183
Income before extraordinary items	$890,000	2,036
Extraordinary gains, net	$0	51
Net income	$890,000	2,061
Minority interest net income	$0	72
Net income of bank and minority interests.	$890,000	2,036
Net charge-offs	$-3,000	3,742
Cash dividends	$0	2,345
Sale, conversion, retirement of capital stock, net	$0	434
Net operating income	$890,000	2,040
2023-12-31 (YTD Data)		Rank
Total interest income	$20,318,000	1,869
Total interest expense	$7,995,000	1,497
Net interest income	$12,323,000	2,077
Provision for loan and lease losses	$0	3,275
Total noninterest income	$2,184,000	1,921
Gross Fiduciary activities income	$0	981
Service charges on deposit accounts	$128,000	3,156
Trading account gains and fees	NA	NA
Additional Noninterest Income	$2,056,000	1,597
Total noninterest expense	$6,766,000	2,614
Salaries and employee benefits	$4,579,000	2,326
Premises and equipment expense	$445,000	3,109
Additional noninterest expense	$2,056,000	1,597
Pre-tax net operating income	$7,741,000	1,433
Securities gains (losses)	$0	988
Applicable income taxes	$816,000	1,572
Income before extraordinary items	$6,925,000	1,355
Extraordinary gains, net	$0	54
Net income	$6,925,000	1,370
Minority interest net income	$0	88
Net income of bank and minority interests.	$6,925,000	1,357
Net charge-offs	$6,000	2,549
Cash dividends	$3,472,000	1,066
Sale, conversion, retirement of capital stock, net	$0	540
Net operating income	$6,925,000	1,379
2023-09-30 (YTD Data)		Rank
Total interest income	$14,659,000	1,890
Total interest expense	$5,397,000	1,504
Net interest income	$9,262,000	2,086
Provision for loan and lease losses	$0	3,085
Total noninterest income	$1,892,000	1,787
Gross Fiduciary activities income	$0	950
Service charges on deposit accounts	$93,000	3,194
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,799,000	1,448
Total noninterest expense	$4,905,000	2,650
Salaries and employee benefits	$3,383,000	2,342
Premises and equipment expense	$351,000	3,064
Additional noninterest expense	$1,799,000	1,448
Pre-tax net operating income	$6,249,000	1,401
Securities gains (losses)	$0	849
Applicable income taxes	$816,000	1,424
Income before extraordinary items	$5,433,000	1,355
Extraordinary gains, net	$0	52
Net income	$5,433,000	1,366
Minority interest net income	$0	81
Net income of bank and minority interests.	$5,433,000	1,355
Net charge-offs	$1,000	2,548
Cash dividends	$3,472,000	799
Sale, conversion, retirement of capital stock, net	$0	507
Net operating income	$5,433,000	1,376
2023-06-30 (YTD Data)		Rank
Total interest income	$9,666,000	1,876
Total interest expense	$2,985,000	1,572
Net interest income	$6,681,000	2,006
Provision for loan and lease losses	$0	2,940
Total noninterest income	$1,602,000	1,495
Gross Fiduciary activities income	$0	931
Service charges on deposit accounts	$64,000	3,155
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,538,000	1,169
Total noninterest expense	$3,258,000	2,641
Salaries and employee benefits	$2,249,000	2,335
Premises and equipment expense	$241,000	3,016
Additional noninterest expense	$1,538,000	1,168
Pre-tax net operating income	$5,025,000	1,199
Securities gains (losses)	$0	938
Applicable income taxes	$703,000	1,257
Income before extraordinary items	$4,322,000	1,176
Extraordinary gains, net	$0	51
Net income	$4,322,000	1,186
Minority interest net income	$0	81
Net income of bank and minority interests.	$4,322,000	1,176
Net charge-offs	$0	2,431
Cash dividends	$3,472,000	580
Sale, conversion, retirement of capital stock, net	$0	486
Net operating income	$4,322,000	1,183
2023-03-31 (YTD Data)		Rank
Total interest income	$4,394,000	1,979
Total interest expense	$1,342,000	1,540
Net interest income	$3,052,000	2,131
Provision for loan and lease losses	$0	2,612
Total noninterest income	$1,322,000	1,102
Gross Fiduciary activities income	$0	913
Service charges on deposit accounts	$32,000	3,177
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,290,000	813
Total noninterest expense	$1,612,000	2,677
Salaries and employee benefits	$1,115,000	2,381
Premises and equipment expense	$101,000	3,304
Additional noninterest expense	$1,290,000	813
Pre-tax net operating income	$2,762,000	1,147
Securities gains (losses)	$0	950
Applicable income taxes	$2,000	3,329
Income before extraordinary items	$2,760,000	997
Extraordinary gains, net	$0	4
Net income	$2,760,000	996
Minority interest net income	$0	48
Net income of bank and minority interests.	$2,760,000	996
Net charge-offs	$1,000	1,904
Cash dividends	$3,472,000	343
Sale, conversion, retirement of capital stock, net	$0	430
Net operating income	$2,760,000	1,012
2022-12-31 (YTD Data)		Rank
Total interest income	$11,759,000	2,311
Total interest expense	$1,969,000	1,614
Net interest income	$9,790,000	2,396
Provision for loan and lease losses	$0	3,012
Total noninterest income	$1,098,000	2,691
Gross Fiduciary activities income	$0	1,005
Service charges on deposit accounts	$142,000	3,112
Trading account gains and fees	NA	NA
Additional Noninterest Income	$956,000	2,376
Total noninterest expense	$6,217,000	2,704
Salaries and employee benefits	$4,263,000	2,399
Premises and equipment expense	$439,000	3,168
Additional noninterest expense	$956,000	2,376
Pre-tax net operating income	$4,671,000	2,111
Securities gains (losses)	$0	691
Applicable income taxes	$2,000	3,571
Income before extraordinary items	$4,669,000	1,908
Extraordinary gains, net	$0	5
Net income	$4,669,000	1,907
Minority interest net income	$0	63
Net income of bank and minority interests.	$4,669,000	1,907
Net charge-offs	$-135,000	4,358
Cash dividends	$992,000	2,188
Sale, conversion, retirement of capital stock, net	$0	568
Net operating income	$4,669,000	1,939
2022-09-30 (YTD Data)		Rank
Total interest income	$7,496,000	2,469
Total interest expense	$956,000	1,823
Net interest income	$6,540,000	2,530
Provision for loan and lease losses	$0	2,835
Total noninterest income	$812,000	2,746
Gross Fiduciary activities income	$0	968
Service charges on deposit accounts	$109,000	3,111
Trading account gains and fees	NA	NA
Additional Noninterest Income	$703,000	2,429
Total noninterest expense	$4,689,000	2,677
Salaries and employee benefits	$3,277,000	2,360
Premises and equipment expense	$323,000	3,193
Additional noninterest expense	$703,000	2,429
Pre-tax net operating income	$2,663,000	2,440
Securities gains (losses)	$0	740
Applicable income taxes	$2,000	3,566
Income before extraordinary items	$2,661,000	2,224
Extraordinary gains, net	$0	4
Net income	$2,661,000	2,223
Minority interest net income	$0	57
Net income of bank and minority interests.	$2,661,000	2,223
Net charge-offs	$-103,000	4,303
Cash dividends	$992,000	1,701
Sale, conversion, retirement of capital stock, net	$0	519
Net operating income	$2,661,000	2,257
2022-06-30 (YTD Data)		Rank
Total interest income	$4,352,000	2,630
Total interest expense	$500,000	1,956
Net interest income	$3,852,000	2,686
Provision for loan and lease losses	$0	2,599
Total noninterest income	$545,000	2,732
Gross Fiduciary activities income	$0	925
Service charges on deposit accounts	$77,000	3,052
Trading account gains and fees	NA	NA
Additional Noninterest Income	$468,000	2,462
Total noninterest expense	$3,129,000	2,664
Salaries and employee benefits	$2,213,000	2,346
Premises and equipment expense	$221,000	3,172
Additional noninterest expense	$695,000	3,202
Pre-tax net operating income	$1,268,000	2,750
Securities gains (losses)	$0	687
Applicable income taxes	$2,000	3,520
Income before extraordinary items	$1,266,000	2,559
Extraordinary gains, net	$0	4
Net income	$1,266,000	2,559
Minority interest net income	$0	60
Net income of bank and minority interests.	$1,266,000	2,559
Net charge-offs	$-71,000	4,298
Cash dividends	$992,000	1,372
Sale, conversion, retirement of capital stock, net	$0	494
Net operating income	$1,266,000	2,595
2022-03-31 (YTD Data)		Rank
Total interest income	$2,300,000	2,513
Total interest expense	$228,000	2,030
Net interest income	$2,072,000	2,548
Provision for loan and lease losses	$0	2,285
Total noninterest income	$284,000	2,656
Gross Fiduciary activities income	$0	892
Service charges on deposit accounts	$41,000	2,982
Trading account gains and fees	NA	NA
Additional Noninterest Income	$243,000	2,394
Total noninterest expense	$1,518,000	2,710
Salaries and employee benefits	$1,099,000	2,364
Premises and equipment expense	$99,000	3,364
Additional noninterest expense	$320,000	3,326
Pre-tax net operating income	$838,000	2,329
Securities gains (losses)	$0	623
Applicable income taxes	$2,000	3,373
Income before extraordinary items	$836,000	2,139
Extraordinary gains, net	$0	4
Net income	$836,000	2,139
Minority interest net income	$0	50
Net income of bank and minority interests.	$836,000	2,139
Net charge-offs	$-5,000	3,667
Cash dividends	$992,000	792
Sale, conversion, retirement of capital stock, net	$0	453
Net operating income	$836,000	2,156
2021-12-31 (YTD Data)		Rank
Total interest income	$7,695,000	2,863
Total interest expense	$1,044,000	2,149
Net interest income	$6,651,000	2,918
Provision for loan and lease losses	$0	3,064
Total noninterest income	$1,171,000	2,801
Gross Fiduciary activities income	$0	994
Service charges on deposit accounts	$163,000	2,930
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,008,000	2,624
Total noninterest expense	$6,403,000	2,621
Salaries and employee benefits	$4,322,000	2,370
Premises and equipment expense	$559,000	2,851
Additional noninterest expense	$1,522,000	3,077
Pre-tax net operating income	$1,419,000	3,526
Securities gains (losses)	$0	2,062
Applicable income taxes	$0	3,710
Income before extraordinary items	$1,419,000	3,405
Extraordinary gains, net	$0	10
Net income	$1,419,000	3,405
Minority interest net income	$0	74
Net income of bank and minority interests.	$1,419,000	3,405
Net charge-offs	$-7,000	3,578
Cash dividends	$1,042,000	2,167
Sale, conversion, retirement of capital stock, net	$0	582
Net operating income	$1,419,000	3,386
2021-09-30 (YTD Data)		Rank
Total interest income	$5,841,000	2,907
Total interest expense	$790,000	2,218
Net interest income	$5,051,000	2,946
Provision for loan and lease losses	$0	2,963
Total noninterest income	$885,000	2,844
Gross Fiduciary activities income	$0	957
Service charges on deposit accounts	$118,000	2,971
Trading account gains and fees	NA	NA
Additional Noninterest Income	$767,000	2,637
Total noninterest expense	$4,518,000	2,730
Salaries and employee benefits	$3,155,000	2,437
Premises and equipment expense	$308,000	3,356
Additional noninterest expense	$1,055,000	3,227
Pre-tax net operating income	$1,418,000	3,327
Securities gains (losses)	$0	2,015
Applicable income taxes	$0	3,719
Income before extraordinary items	$1,418,000	3,206
Extraordinary gains, net	$0	8
Net income	$1,418,000	3,205
Minority interest net income	$0	69
Net income of bank and minority interests.	$1,418,000	3,206
Net charge-offs	$-25,000	3,960
Cash dividends	$1,042,000	1,696
Sale, conversion, retirement of capital stock, net	$0	543
Net operating income	$1,418,000	3,183
2021-06-30 (YTD Data)		Rank
Total interest income	$3,987,000	2,885
Total interest expense	$525,000	2,299
Net interest income	$3,462,000	2,916
Provision for loan and lease losses	$0	2,862
Total noninterest income	$564,000	2,872
Gross Fiduciary activities income	$0	951
Service charges on deposit accounts	$73,000	3,011
Trading account gains and fees	NA	NA
Additional Noninterest Income	$491,000	2,660
Total noninterest expense	$2,914,000	2,779
Salaries and employee benefits	$2,117,000	2,418
Premises and equipment expense	$147,000	3,811
Additional noninterest expense	$650,000	3,332
Pre-tax net operating income	$1,112,000	3,136
Securities gains (losses)	$0	1,818
Applicable income taxes	$0	3,702
Income before extraordinary items	$1,112,000	3,014
Extraordinary gains, net	$0	6
Net income	$1,112,000	3,013
Minority interest net income	$0	67
Net income of bank and minority interests.	$1,112,000	3,014
Net charge-offs	$-15,000	3,945
Cash dividends	$1,042,000	1,340
Sale, conversion, retirement of capital stock, net	$0	517
Net operating income	$1,112,000	2,985
2021-03-31 (YTD Data)		Rank
Total interest income	$1,821,000	3,005
Total interest expense	$259,000	2,393
Net interest income	$1,562,000	3,047
Provision for loan and lease losses	$0	2,741
Total noninterest income	$275,000	2,886
Gross Fiduciary activities income	$0	922
Service charges on deposit accounts	$35,000	3,054
Trading account gains and fees	NA	NA
Additional Noninterest Income	$240,000	2,667
Total noninterest expense	$1,439,000	2,805
Salaries and employee benefits	$1,054,000	2,429
Premises and equipment expense	$71,000	3,866
Additional noninterest expense	$314,000	3,349
Pre-tax net operating income	$398,000	3,502
Securities gains (losses)	$0	1,392
Applicable income taxes	$0	3,613
Income before extraordinary items	$398,000	3,385
Extraordinary gains, net	$0	3
Net income	$398,000	3,386
Minority interest net income	$0	55
Net income of bank and minority interests.	$398,000	3,385
Net charge-offs	$-7,000	3,920
Cash dividends	$1,042,000	725
Sale, conversion, retirement of capital stock, net	$0	482
Net operating income	$398,000	3,353
2020-12-31 (YTD Data)		Rank
Total interest income	$9,259,000	2,632
Total interest expense	$1,523,000	2,354
Net interest income	$7,736,000	2,660
Provision for loan and lease losses	$0	4,319
Total noninterest income	$1,008,000	2,848
Gross Fiduciary activities income	$0	1,030
Service charges on deposit accounts	$164,000	3,001
Trading account gains and fees	NA	NA
Additional Noninterest Income	$844,000	2,642
Total noninterest expense	$5,845,000	2,734
Salaries and employee benefits	$4,203,000	2,408
Premises and equipment expense	$333,000	3,677
Additional noninterest expense	$1,309,000	3,264
Pre-tax net operating income	$2,899,000	2,466
Securities gains (losses)	$0	2,675
Applicable income taxes	$6,000	3,547
Income before extraordinary items	$2,893,000	2,349
Extraordinary gains, net	$0	4
Net income	$2,893,000	2,349
Minority interest net income	$0	72
Net income of bank and minority interests.	$2,893,000	2,349
Net charge-offs	$-21,000	4,393
Cash dividends	$2,914,000	1,160
Sale, conversion, retirement of capital stock, net	$0	566
Net operating income	$2,893,000	2,303
2020-09-30 (YTD Data)		Rank
Total interest income	$6,902,000	2,668
Total interest expense	$1,241,000	2,332
Net interest income	$5,661,000	2,706
Provision for loan and lease losses	$0	4,239
Total noninterest income	$715,000	2,898
Gross Fiduciary activities income	$0	981
Service charges on deposit accounts	$126,000	2,989
Trading account gains and fees	NA	NA
Additional Noninterest Income	$589,000	2,672
Total noninterest expense	$4,251,000	2,780
Salaries and employee benefits	$3,078,000	2,426
Premises and equipment expense	$269,000	3,581
Additional noninterest expense	$904,000	3,379
Pre-tax net operating income	$2,125,000	2,495
Securities gains (losses)	$0	2,494
Applicable income taxes	$6,000	3,527
Income before extraordinary items	$2,119,000	2,368
Extraordinary gains, net	$0	4
Net income	$2,119,000	2,368
Minority interest net income	$0	65
Net income of bank and minority interests.	$2,119,000	2,368
Net charge-offs	$-21,000	4,436
Cash dividends	$2,567,000	898
Sale, conversion, retirement of capital stock, net	$0	532
Net operating income	$2,119,000	2,316
2020-06-30 (YTD Data)		Rank
Total interest income	$4,762,000	2,635
Total interest expense	$920,000	2,267
Net interest income	$3,842,000	2,697
Provision for loan and lease losses	$0	4,134
Total noninterest income	$467,000	2,876
Gross Fiduciary activities income	$0	970
Service charges on deposit accounts	$87,000	2,989
Trading account gains and fees	NA	NA
Additional Noninterest Income	$380,000	2,662
Total noninterest expense	$2,928,000	2,731
Salaries and employee benefits	$2,051,000	2,429
Premises and equipment expense	$189,000	3,498
Additional noninterest expense	$688,000	3,178
Pre-tax net operating income	$1,381,000	2,515
Securities gains (losses)	$0	2,249
Applicable income taxes	$6,000	3,445
Income before extraordinary items	$1,375,000	2,364
Extraordinary gains, net	$0	4
Net income	$1,375,000	2,364
Minority interest net income	$0	65
Net income of bank and minority interests.	$1,375,000	2,364
Net charge-offs	$-15,000	4,435
Cash dividends	$1,873,000	851
Sale, conversion, retirement of capital stock, net	$0	504
Net operating income	$1,375,000	2,325
2020-03-31 (YTD Data)		Rank
Total interest income	$2,595,000	2,503
Total interest expense	$550,000	2,160
Net interest income	$2,045,000	2,567
Provision for loan and lease losses	$0	3,711
Total noninterest income	$240,000	2,788
Gross Fiduciary activities income	$0	941
Service charges on deposit accounts	$56,000	2,922
Trading account gains and fees	NA	NA
Additional Noninterest Income	$184,000	2,533
Total noninterest expense	$1,406,000	2,818
Salaries and employee benefits	$1,020,000	2,451
Premises and equipment expense	$103,000	3,372
Additional noninterest expense	$283,000	3,546
Pre-tax net operating income	$879,000	2,023
Securities gains (losses)	$0	1,705
Applicable income taxes	$2,000	3,392
Income before extraordinary items	$877,000	1,843
Extraordinary gains, net	$0	4
Net income	$877,000	1,843
Minority interest net income	$0	56
Net income of bank and minority interests.	$877,000	1,843
Net charge-offs	$-11,000	4,487
Cash dividends	$1,525,000	601
Sale, conversion, retirement of capital stock, net	$0	482
Net operating income	$877,000	1,819
2019-12-31 (YTD Data)		Rank
Total interest income	$11,661,000	2,337
Total interest expense	$2,344,000	2,125
Net interest income	$9,317,000	2,363
Provision for loan and lease losses	$0	3,973
Total noninterest income	$915,000	2,943
Gross Fiduciary activities income	$0	1,051
Service charges on deposit accounts	$238,000	2,938
Trading account gains and fees	NA	NA
Additional Noninterest Income	$677,000	2,708
Total noninterest expense	$5,681,000	2,792
Salaries and employee benefits	$3,946,000	2,464
Premises and equipment expense	$476,000	3,183
Additional noninterest expense	$1,259,000	3,404
Pre-tax net operating income	$4,551,000	1,879
Securities gains (losses)	$0	2,379
Applicable income taxes	$2,000	3,780
Income before extraordinary items	$4,549,000	1,723
Extraordinary gains, net	$0	11
Net income	$4,549,000	1,724
Minority interest net income	$0	76
Net income of bank and minority interests.	$4,549,000	1,725
Net charge-offs	$-22,000	4,612
Cash dividends	$2,003,000	1,566
Sale, conversion, retirement of capital stock, net	$0	626
Net operating income	$4,549,000	1,689
2019-09-30 (YTD Data)		Rank
Total interest income	$8,806,000	2,352
Total interest expense	$1,744,000	2,151
Net interest income	$7,062,000	2,380
Provision for loan and lease losses	$0	3,836
Total noninterest income	$621,000	3,079
Gross Fiduciary activities income	$0	1,014
Service charges on deposit accounts	$178,000	2,981
Trading account gains and fees	NA	NA
Additional Noninterest Income	$443,000	2,858
Total noninterest expense	$3,947,000	2,927
Salaries and employee benefits	$2,922,000	2,498
Premises and equipment expense	$320,000	3,384
Additional noninterest expense	$705,000	3,914
Pre-tax net operating income	$3,736,000	1,808
Securities gains (losses)	$0	2,167
Applicable income taxes	$2,000	3,820
Income before extraordinary items	$3,734,000	1,626
Extraordinary gains, net	$0	11
Net income	$3,734,000	1,627
Minority interest net income	$0	72
Net income of bank and minority interests.	$3,734,000	1,627
Net charge-offs	$-38,000	4,761
Cash dividends	$1,656,000	1,369
Sale, conversion, retirement of capital stock, net	$0	590
Net operating income	$3,734,000	1,590
2019-06-30 (YTD Data)		Rank
Total interest income	$5,756,000	2,384
Total interest expense	$1,149,000	2,141
Net interest income	$4,607,000	2,427
Provision for loan and lease losses	$0	3,685
Total noninterest income	$404,000	3,080
Gross Fiduciary activities income	$0	1,004
Service charges on deposit accounts	$120,000	2,962
Trading account gains and fees	NA	NA
Additional Noninterest Income	$284,000	2,864
Total noninterest expense	$2,693,000	2,894
Salaries and employee benefits	$1,965,000	2,491
Premises and equipment expense	$236,000	3,230
Additional noninterest expense	$492,000	3,878
Pre-tax net operating income	$2,318,000	1,890
Securities gains (losses)	$0	1,702
Applicable income taxes	$2,000	3,806
Income before extraordinary items	$2,316,000	1,694
Extraordinary gains, net	$0	11
Net income	$2,316,000	1,694
Minority interest net income	$0	69
Net income of bank and minority interests.	$2,316,000	1,694
Net charge-offs	$-57,000	4,943
Cash dividends	$1,308,000	1,200
Sale, conversion, retirement of capital stock, net	$0	573
Net operating income	$2,316,000	1,669
2019-03-31 (YTD Data)		Rank
Total interest income	$2,808,000	2,424
Total interest expense	$529,000	2,225
Net interest income	$2,279,000	2,453
Provision for loan and lease losses	$0	3,406
Total noninterest income	$200,000	3,046
Gross Fiduciary activities income	$0	972
Service charges on deposit accounts	$61,000	2,931
Trading account gains and fees	NA	NA
Additional Noninterest Income	$139,000	2,842
Total noninterest expense	$1,330,000	2,949
Salaries and employee benefits	$978,000	2,522
Premises and equipment expense	$85,000	3,806
Additional noninterest expense	$267,000	3,762
Pre-tax net operating income	$1,149,000	1,867
Securities gains (losses)	$0	1,087
Applicable income taxes	$2,000	3,681
Income before extraordinary items	$1,147,000	1,686
Extraordinary gains, net	$0	5
Net income	$1,147,000	1,684
Minority interest net income	$0	52
Net income of bank and minority interests.	$1,147,000	1,685
Net charge-offs	$-6,000	4,462
Cash dividends	$961,000	871
Sale, conversion, retirement of capital stock, net	$0	529
Net operating income	$1,147,000	1,660
2018-12-31 (YTD Data)		Rank
Total interest income	$9,426,000	2,632
Total interest expense	$1,489,000	2,347
Net interest income	$7,937,000	2,670
Provision for loan and lease losses	$0	4,082
Total noninterest income	$788,000	3,174
Gross Fiduciary activities income	$0	1,098
Service charges on deposit accounts	$280,000	2,851
Trading account gains and fees	NA	NA
Additional Noninterest Income	$508,000	3,040
Total noninterest expense	$5,087,000	3,019
Salaries and employee benefits	$3,530,000	2,661
Premises and equipment expense	$299,000	4,029
Additional noninterest expense	$1,258,000	3,497
Pre-tax net operating income	$3,638,000	2,226
Securities gains (losses)	$0	1,125
Applicable income taxes	$2,000	3,892
Income before extraordinary items	$3,636,000	2,033
Extraordinary gains, net	$0	6
Net income	$3,636,000	2,031
Minority interest net income	$0	72
Net income of bank and minority interests.	$3,636,000	2,032
Net charge-offs	$289,000	1,361
Cash dividends	$3,179,000	1,039
Sale, conversion, retirement of capital stock, net	$0	671
Net operating income	$3,636,000	2,028
2018-09-30 (YTD Data)		Rank
Total interest income	$6,968,000	2,654
Total interest expense	$1,011,000	2,423
Net interest income	$5,957,000	2,672
Provision for loan and lease losses	$0	3,948
Total noninterest income	$618,000	3,138
Gross Fiduciary activities income	$0	1,048
Service charges on deposit accounts	$215,000	2,838
Trading account gains and fees	NA	NA
Additional Noninterest Income	$403,000	3,021
Total noninterest expense	$3,571,000	3,154
Salaries and employee benefits	$2,578,000	2,724
Premises and equipment expense	$253,000	3,865
Additional noninterest expense	$740,000	3,947
Pre-tax net operating income	$3,004,000	2,125
Securities gains (losses)	$0	1,118
Applicable income taxes	$2,000	3,934
Income before extraordinary items	$3,002,000	1,908
Extraordinary gains, net	$0	5
Net income	$3,002,000	1,906
Minority interest net income	$0	66
Net income of bank and minority interests.	$3,002,000	1,907
Net charge-offs	$-112,000	5,139
Cash dividends	$2,125,000	1,013
Sale, conversion, retirement of capital stock, net	$0	633
Net operating income	$3,002,000	1,899
2018-06-30 (YTD Data)		Rank
Total interest income	$4,463,000	2,718
Total interest expense	$612,000	2,488
Net interest income	$3,851,000	2,734
Provision for loan and lease losses	$0	3,782
Total noninterest income	$402,000	3,188
Gross Fiduciary activities income	$0	1,037
Service charges on deposit accounts	$145,000	2,813
Trading account gains and fees	NA	NA
Additional Noninterest Income	$257,000	3,077
Total noninterest expense	$2,394,000	3,162
Salaries and employee benefits	$1,686,000	2,783
Premises and equipment expense	$185,000	3,734
Additional noninterest expense	$523,000	3,872
Pre-tax net operating income	$1,859,000	2,200
Securities gains (losses)	$0	961
Applicable income taxes	$2,000	3,899
Income before extraordinary items	$1,857,000	1,993
Extraordinary gains, net	$0	6
Net income	$1,857,000	1,991
Minority interest net income	$0	65
Net income of bank and minority interests.	$1,857,000	1,992
Net charge-offs	$-120,000	5,246
Cash dividends	$1,771,000	848
Sale, conversion, retirement of capital stock, net	$0	620
Net operating income	$1,857,000	1,982
2018-03-31 (YTD Data)		Rank
Total interest income	$2,192,000	2,755
Total interest expense	$266,000	2,643
Net interest income	$1,926,000	2,745
Provision for loan and lease losses	$0	3,508
Total noninterest income	$209,000	3,117
Gross Fiduciary activities income	$0	1,003
Service charges on deposit accounts	$75,000	2,780
Trading account gains and fees	NA	NA
Additional Noninterest Income	$134,000	2,975
Total noninterest expense	$1,203,000	3,177
Salaries and employee benefits	$819,000	2,861
Premises and equipment expense	$111,000	3,453
Additional noninterest expense	$273,000	3,821
Pre-tax net operating income	$932,000	2,134
Securities gains (losses)	$0	735
Applicable income taxes	$2,000	3,795
Income before extraordinary items	$930,000	1,942
Extraordinary gains, net	$0	7
Net income	$930,000	1,941
Minority interest net income	$0	52
Net income of bank and minority interests.	$930,000	1,942
Net charge-offs	$-10,000	4,740
Cash dividends	$1,063,000	672
Sale, conversion, retirement of capital stock, net	$0	580
Net operating income	$930,000	1,929
2017-12-31 (YTD Data)		Rank
Total interest income	$7,981,000	2,869
Total interest expense	$887,000	2,766
Net interest income	$7,094,000	2,861
Provision for loan and lease losses	$0	4,227
Total noninterest income	$881,000	3,141
Gross Fiduciary activities income	$0	1,137
Service charges on deposit accounts	$357,000	2,552
Trading account gains and fees	NA	NA
Additional Noninterest Income	$524,000	3,090
Total noninterest expense	$4,373,000	3,379
Salaries and employee benefits	$3,033,000	2,952
Premises and equipment expense	$303,000	4,161
Additional noninterest expense	$1,037,000	3,958
Pre-tax net operating income	$3,602,000	2,197
Securities gains (losses)	$0	2,243
Applicable income taxes	$2,000	4,034
Income before extraordinary items	$3,600,000	1,751
Extraordinary gains, net	$0	9
Net income	$3,600,000	1,752
Minority interest net income	$0	76
Net income of bank and minority interests.	$3,600,000	1,752
Net charge-offs	$103,000	2,393
Cash dividends	$1,946,000	1,460
Sale, conversion, retirement of capital stock, net	$0	711
Net operating income	$3,600,000	1,736
2017-09-30 (YTD Data)		Rank
Total interest income	$5,819,000	2,947
Total interest expense	$633,000	2,837
Net interest income	$5,186,000	2,934
Provision for loan and lease losses	$0	4,088
Total noninterest income	$652,000	3,182
Gross Fiduciary activities income	$0	1,093
Service charges on deposit accounts	$279,000	2,511
Trading account gains and fees	NA	NA
Additional Noninterest Income	$373,000	3,187
Total noninterest expense	$3,207,000	3,448
Salaries and employee benefits	$2,259,000	3,001
Premises and equipment expense	$259,000	3,966
Additional noninterest expense	$689,000	4,174
Pre-tax net operating income	$2,631,000	2,277
Securities gains (losses)	$0	2,274
Applicable income taxes	$2,000	4,064
Income before extraordinary items	$2,629,000	1,950
Extraordinary gains, net	$0	9
Net income	$2,629,000	1,950
Minority interest net income	$0	71
Net income of bank and minority interests.	$2,629,000	1,950
Net charge-offs	$116,000	1,801
Cash dividends	$1,652,000	1,218
Sale, conversion, retirement of capital stock, net	$0	677
Net operating income	$2,629,000	1,922
2017-06-30 (YTD Data)		Rank
Total interest income	$3,673,000	3,035
Total interest expense	$404,000	2,861
Net interest income	$3,269,000	3,032
Provision for loan and lease losses	$0	3,871
Total noninterest income	$455,000	3,117
Gross Fiduciary activities income	$0	1,079
Service charges on deposit accounts	$189,000	2,477
Trading account gains and fees	NA	NA
Additional Noninterest Income	$266,000	3,098
Total noninterest expense	$2,114,000	3,484
Salaries and employee benefits	$1,495,000	3,028
Premises and equipment expense	$165,000	4,071
Additional noninterest expense	$454,000	4,210
Pre-tax net operating income	$1,610,000	2,374
Securities gains (losses)	$0	1,906
Applicable income taxes	$2,000	4,063
Income before extraordinary items	$1,608,000	2,037
Extraordinary gains, net	$0	11
Net income	$1,608,000	2,037
Minority interest net income	$0	71
Net income of bank and minority interests.	$1,608,000	2,037
Net charge-offs	$140,000	1,282
Cash dividends	$1,359,000	1,034
Sale, conversion, retirement of capital stock, net	$0	659
Net operating income	$1,608,000	2,010
2017-03-31 (YTD Data)		Rank
Total interest income	$1,749,000	3,143
Total interest expense	$198,000	2,864
Net interest income	$1,551,000	3,134
Provision for loan and lease losses	$0	3,537
Total noninterest income	$212,000	3,218
Gross Fiduciary activities income	$0	1,045
Service charges on deposit accounts	$93,000	2,514
Trading account gains and fees	NA	NA
Additional Noninterest Income	$119,000	3,236
Total noninterest expense	$1,061,000	3,497
Salaries and employee benefits	$744,000	3,079
Premises and equipment expense	$105,000	3,656
Additional noninterest expense	$212,000	4,359
Pre-tax net operating income	$702,000	2,531
Securities gains (losses)	$0	1,153
Applicable income taxes	$2,000	3,937
Income before extraordinary items	$700,000	2,192
Extraordinary gains, net	$0	8
Net income	$700,000	2,193
Minority interest net income	$0	55
Net income of bank and minority interests.	$700,000	2,193
Net charge-offs	$150,000	722
Cash dividends	$1,065,000	686
Sale, conversion, retirement of capital stock, net	$0	632
Net operating income	$700,000	2,164
2016-12-31 (YTD Data)		Rank
Total interest income	$6,973,000	3,133
Total interest expense	$796,000	2,828
Net interest income	$6,177,000	3,137
Provision for loan and lease losses	$0	4,332
Total noninterest income	$868,000	3,269
Gross Fiduciary activities income	$0	1,172
Service charges on deposit accounts	$373,000	2,577
Trading account gains and fees	$0	170
Additional Noninterest Income	$495,000	3,290
Total noninterest expense	$4,217,000	3,537
Salaries and employee benefits	$2,795,000	3,175
Premises and equipment expense	$263,000	4,526
Additional noninterest expense	$1,159,000	3,895
Pre-tax net operating income	$2,828,000	2,484
Securities gains (losses)	$0	3,212
Applicable income taxes	$2,000	4,157
Income before extraordinary items	$2,826,000	2,201
Extraordinary gains, net	$0	5
Net income	$2,826,000	2,199
Minority interest net income	$0	82
Net income of bank and minority interests.	$2,826,000	2,200
Net charge-offs	$245,000	1,734
Cash dividends	$2,072,000	1,355
Sale, conversion, retirement of capital stock, net	$0	759
Net operating income	$2,826,000	2,149
2016-09-30 (YTD Data)		Rank
Total interest income	$5,194,000	3,159
Total interest expense	$599,000	2,818
Net interest income	$4,595,000	3,162
Provision for loan and lease losses	$0	4,186
Total noninterest income	$646,000	3,280
Gross Fiduciary activities income	$0	1,132
Service charges on deposit accounts	$270,000	2,649
Trading account gains and fees	$0	169
Additional Noninterest Income	$376,000	3,271
Total noninterest expense	$3,046,000	3,618
Salaries and employee benefits	$2,085,000	3,182
Premises and equipment expense	$186,000	4,647
Additional noninterest expense	$775,000	4,140
Pre-tax net operating income	$2,195,000	2,471
Securities gains (losses)	$0	3,160
Applicable income taxes	$2,000	4,204
Income before extraordinary items	$2,193,000	2,190
Extraordinary gains, net	$0	5
Net income	$2,193,000	2,189
Minority interest net income	$0	71
Net income of bank and minority interests.	$2,193,000	2,190
Net charge-offs	$120,000	1,906
Cash dividends	$1,779,000	1,146
Sale, conversion, retirement of capital stock, net	$0	719
Net operating income	$2,193,000	2,123
2016-06-30 (YTD Data)		Rank
Total interest income	$3,407,000	3,198
Total interest expense	$401,000	2,824
Net interest income	$3,006,000	3,212
Provision for loan and lease losses	$0	4,017
Total noninterest income	$375,000	3,491
Gross Fiduciary activities income	$0	1,122
Service charges on deposit accounts	$168,000	2,745
Trading account gains and fees	$0	157
Additional Noninterest Income	$207,000	3,544
Total noninterest expense	$1,995,000	3,686
Salaries and employee benefits	$1,362,000	3,250
Premises and equipment expense	$131,000	4,595
Additional noninterest expense	$502,000	4,226
Pre-tax net operating income	$1,386,000	2,532
Securities gains (losses)	$0	2,835
Applicable income taxes	$2,000	4,190
Income before extraordinary items	$1,384,000	2,259
Extraordinary gains, net	$0	16
Net income	$1,384,000	2,258
Minority interest net income	$0	71
Net income of bank and minority interests.	$1,384,000	2,258
Net charge-offs	$123,000	1,453
Cash dividends	$1,485,000	973
Sale, conversion, retirement of capital stock, net	$0	705
Net operating income	$1,384,000	2,195
2016-03-31 (YTD Data)		Rank
Total interest income	$1,693,000	3,218
Total interest expense	$203,000	2,809
Net interest income	$1,490,000	3,238
Provision for loan and lease losses	$0	3,656
Total noninterest income	$183,000	3,503
Gross Fiduciary activities income	$0	1,076
Service charges on deposit accounts	$82,000	2,770
Trading account gains and fees	$0	142
Additional Noninterest Income	$101,000	3,538
Total noninterest expense	$998,000	3,713
Salaries and employee benefits	$664,000	3,321
Premises and equipment expense	$71,000	4,475
Additional noninterest expense	$263,000	4,164
Pre-tax net operating income	$675,000	2,545
Securities gains (losses)	$0	2,077
Applicable income taxes	$2,000	4,104
Income before extraordinary items	$673,000	2,267
Extraordinary gains, net	$0	12
Net income	$673,000	2,267
Minority interest net income	$0	62
Net income of bank and minority interests.	$673,000	2,267
Net charge-offs	$6,000	2,526
Cash dividends	$898,000	816
Sale, conversion, retirement of capital stock, net	$0	659
Net operating income	$673,000	2,209
2015-12-31 (YTD Data)		Rank
Total interest income	$6,565,000	3,254
Total interest expense	$816,000	2,789
Net interest income	$5,749,000	3,283
Provision for loan and lease losses	$0	4,380
Total noninterest income	$863,000	3,329
Gross Fiduciary activities income	$0	1,209
Service charges on deposit accounts	$372,000	2,650
Trading account gains and fees	$0	159
Additional Noninterest Income	$491,000	3,309
Total noninterest expense	$3,955,000	3,742
Salaries and employee benefits	$2,569,000	3,352
Premises and equipment expense	$269,000	4,657
Additional noninterest expense	$1,117,000	4,072
Pre-tax net operating income	$2,657,000	2,526
Securities gains (losses)	$0	3,216
Applicable income taxes	$2,000	4,277
Income before extraordinary items	$2,655,000	2,234
Extraordinary gains, net	$0	23
Net income	$2,655,000	2,234
Minority interest net income	$0	81
Net income of bank and minority interests.	$2,655,000	2,235
Net charge-offs	$-279,000	5,919
Cash dividends	$1,518,000	1,626
Sale, conversion, retirement of capital stock, net	$0	804
Net operating income	$2,655,000	2,191
2015-09-30 (YTD Data)		Rank
Total interest income	$4,793,000	3,340
Total interest expense	$614,000	2,817
Net interest income	$4,179,000	3,382
Provision for loan and lease losses	$0	4,232
Total noninterest income	$712,000	3,173
Gross Fiduciary activities income	$0	1,169
Service charges on deposit accounts	$280,000	2,664
Trading account gains and fees	$0	153
Additional Noninterest Income	$432,000	3,102
Total noninterest expense	$2,981,000	3,759
Salaries and employee benefits	$2,054,000	3,241
Premises and equipment expense	$201,000	4,709
Additional noninterest expense	$726,000	4,376
Pre-tax net operating income	$1,910,000	2,649
Securities gains (losses)	$0	3,031
Applicable income taxes	$0	4,489
Income before extraordinary items	$1,910,000	2,344
Extraordinary gains, net	$0	21
Net income	$1,910,000	2,345
Minority interest net income	$0	78
Net income of bank and minority interests.	$1,910,000	2,345
Net charge-offs	$11,000	3,615
Cash dividends	$1,290,000	1,347
Sale, conversion, retirement of capital stock, net	$0	773
Net operating income	$1,910,000	2,306
2015-06-30 (YTD Data)		Rank
Total interest income	$3,138,000	3,395
Total interest expense	$409,000	2,832
Net interest income	$2,729,000	3,443
Provision for loan and lease losses	$0	4,069
Total noninterest income	$507,000	3,051
Gross Fiduciary activities income	$0	1,152
Service charges on deposit accounts	$174,000	2,754
Trading account gains and fees	$0	157
Additional Noninterest Income	$333,000	2,931
Total noninterest expense	$2,052,000	3,712
Salaries and employee benefits	$1,392,000	3,218
Premises and equipment expense	$157,000	4,458
Additional noninterest expense	$503,000	4,346
Pre-tax net operating income	$1,184,000	2,761
Securities gains (losses)	$0	2,636
Applicable income taxes	$0	4,497
Income before extraordinary items	$1,184,000	2,457
Extraordinary gains, net	$0	22
Net income	$1,184,000	2,459
Minority interest net income	$0	75
Net income of bank and minority interests.	$1,184,000	2,459
Net charge-offs	$-4,000	4,963
Cash dividends	$1,063,000	1,167
Sale, conversion, retirement of capital stock, net	$0	751
Net operating income	$1,184,000	2,402
2015-03-31 (YTD Data)		Rank
Total interest income	$1,544,000	3,429
Total interest expense	$204,000	2,861
Net interest income	$1,340,000	3,481
Provision for loan and lease losses	$0	3,703
Total noninterest income	$213,000	3,328
Gross Fiduciary activities income	$0	1,118
Service charges on deposit accounts	$81,000	2,849
Trading account gains and fees	$0	152
Additional Noninterest Income	$132,000	3,214
Total noninterest expense	$1,015,000	3,761
Salaries and employee benefits	$700,000	3,237
Premises and equipment expense	$90,000	4,234
Additional noninterest expense	$225,000	4,578
Pre-tax net operating income	$538,000	2,887
Securities gains (losses)	$0	2,027
Applicable income taxes	$0	4,400
Income before extraordinary items	$538,000	2,587
Extraordinary gains, net	$0	13
Net income	$538,000	2,589
Minority interest net income	$0	64
Net income of bank and minority interests.	$538,000	2,589
Net charge-offs	$-15,000	5,573
Cash dividends	$0	2,892
Sale, conversion, retirement of capital stock, net	$0	697
Net operating income	$538,000	2,508
2014-12-31 (YTD Data)		Rank
Total interest income	$6,243,000	3,437
Total interest expense	$831,000	2,954
Net interest income	$5,412,000	3,472
Provision for loan and lease losses	$0	4,603
Total noninterest income	$779,000	3,527
Gross Fiduciary activities income	$0	1,256
Service charges on deposit accounts	$341,000	2,980
Trading account gains and fees	$0	180
Additional Noninterest Income	$438,000	3,470
Total noninterest expense	$4,062,000	3,799
Salaries and employee benefits	$2,620,000	3,383
Premises and equipment expense	$303,000	4,661
Additional noninterest expense	$1,139,000	4,153
Pre-tax net operating income	$2,129,000	2,880
Securities gains (losses)	$0	3,259
Applicable income taxes	$2,000	4,394
Income before extraordinary items	$2,127,000	2,583
Extraordinary gains, net	$0	17
Net income	$2,127,000	2,583
Minority interest net income	$0	84
Net income of bank and minority interests.	$2,127,000	2,583
Net charge-offs	$-75,000	6,085
Cash dividends	$2,176,000	1,200
Sale, conversion, retirement of capital stock, net	$0	862
Net operating income	$2,127,000	2,542
2014-09-30 (YTD Data)		Rank
Total interest income	$4,580,000	3,512
Total interest expense	$620,000	3,018
Net interest income	$3,960,000	3,551
Provision for loan and lease losses	$0	4,401
Total noninterest income	$618,000	3,467
Gross Fiduciary activities income	$0	1,202
Service charges on deposit accounts	$265,000	2,959
Trading account gains and fees	$0	174
Additional Noninterest Income	$353,000	3,390
Total noninterest expense	$3,082,000	3,790
Salaries and employee benefits	$2,067,000	3,289
Premises and equipment expense	$227,000	4,704
Additional noninterest expense	$788,000	4,376
Pre-tax net operating income	$1,496,000	3,039
Securities gains (losses)	$0	2,980
Applicable income taxes	$2,000	4,434
Income before extraordinary items	$1,494,000	2,734
Extraordinary gains, net	$0	15
Net income	$1,494,000	2,734
Minority interest net income	$0	81
Net income of bank and minority interests.	$1,494,000	2,734
Net charge-offs	$-49,000	6,034
Cash dividends	$1,948,000	987
Sale, conversion, retirement of capital stock, net	$0	819
Net operating income	$1,494,000	2,691
2014-06-30 (YTD Data)		Rank
Total interest income	$2,994,000	3,568
Total interest expense	$407,000	3,088
Net interest income	$2,587,000	3,596
Provision for loan and lease losses	$0	4,196
Total noninterest income	$407,000	3,465
Gross Fiduciary activities income	$0	1,182
Service charges on deposit accounts	$176,000	2,943
Trading account gains and fees	$0	172
Additional Noninterest Income	$231,000	3,414
Total noninterest expense	$2,103,000	3,745
Salaries and employee benefits	$1,381,000	3,302
Premises and equipment expense	$174,000	4,472
Additional noninterest expense	$548,000	4,292
Pre-tax net operating income	$891,000	3,171
Securities gains (losses)	$0	2,580
Applicable income taxes	$2,000	4,388
Income before extraordinary items	$889,000	2,870
Extraordinary gains, net	$0	20
Net income	$889,000	2,875
Minority interest net income	$0	80
Net income of bank and minority interests.	$889,000	2,875
Net charge-offs	$-39,000	6,087
Cash dividends	$1,720,000	742
Sale, conversion, retirement of capital stock, net	$0	794
Net operating income	$889,000	2,824
2014-03-31 (YTD Data)		Rank
Total interest income	$1,455,000	3,646
Total interest expense	$194,000	3,238
Net interest income	$1,261,000	3,663
Provision for loan and lease losses	$0	3,817
Total noninterest income	$208,000	3,407
Gross Fiduciary activities income	$0	1,141
Service charges on deposit accounts	$87,000	2,933
Trading account gains and fees	$0	147
Additional Noninterest Income	$121,000	3,299
Total noninterest expense	$1,102,000	3,653
Salaries and employee benefits	$710,000	3,253
Premises and equipment expense	$93,000	4,386
Additional noninterest expense	$299,000	4,107
Pre-tax net operating income	$367,000	3,454
Securities gains (losses)	$0	1,715
Applicable income taxes	$2,000	4,234
Income before extraordinary items	$365,000	3,192
Extraordinary gains, net	$0	16
Net income	$365,000	3,194
Minority interest net income	$0	66
Net income of bank and minority interests.	$365,000	3,194
Net charge-offs	$-20,000	6,041
Cash dividends	$1,265,000	497
Sale, conversion, retirement of capital stock, net	$0	747
Net operating income	$365,000	3,161
2013-12-31 (YTD Data)		Rank
Total interest income	$6,284,000	3,512
Total interest expense	$938,000	3,093
Net interest income	$5,346,000	3,547
Provision for loan and lease losses	$0	5,091
Total noninterest income	$766,000	3,686
Gross Fiduciary activities income	$0	1,299
Service charges on deposit accounts	$371,000	2,987
Trading account gains and fees	$0	184
Additional Noninterest Income	$395,000	3,692
Total noninterest expense	$4,116,000	3,849
Salaries and employee benefits	$2,452,000	3,592
Premises and equipment expense	$359,000	4,475
Additional noninterest expense	$1,305,000	3,998
Pre-tax net operating income	$1,996,000	2,864
Securities gains (losses)	$180,000	960
Applicable income taxes	$2,000	4,492
Income before extraordinary items	$2,174,000	2,455
Extraordinary gains, net	$0	29
Net income	$2,174,000	2,459
Minority interest net income	$0	90
Net income of bank and minority interests.	$2,174,000	2,458
Net charge-offs	$-195,000	6,623
Cash dividends	$2,176,000	1,131
Sale, conversion, retirement of capital stock, net	$0	924
Net operating income	$1,994,000	2,555
2013-09-30 (YTD Data)		Rank
Total interest income	$4,676,000	3,563
Total interest expense	$708,000	3,152
Net interest income	$3,968,000	3,584
Provision for loan and lease losses	$0	4,941
Total noninterest income	$585,000	3,720
Gross Fiduciary activities income	$0	1,238
Service charges on deposit accounts	$275,000	3,022
Trading account gains and fees	$0	180
Additional Noninterest Income	$310,000	3,697
Total noninterest expense	$3,032,000	3,915
Salaries and employee benefits	$1,886,000	3,544
Premises and equipment expense	$255,000	4,598
Additional noninterest expense	$891,000	4,224
Pre-tax net operating income	$1,521,000	2,892
Securities gains (losses)	$188,000	849
Applicable income taxes	$2,000	4,565
Income before extraordinary items	$1,707,000	2,401
Extraordinary gains, net	$0	25
Net income	$1,707,000	2,405
Minority interest net income	$0	84
Net income of bank and minority interests.	$1,707,000	2,405
Net charge-offs	$-94,000	6,585
Cash dividends	$1,948,000	894
Sale, conversion, retirement of capital stock, net	$0	868
Net operating income	$1,519,000	2,560
2013-06-30 (YTD Data)		Rank
Total interest income	$3,099,000	3,580
Total interest expense	$479,000	3,171
Net interest income	$2,620,000	3,599
Provision for loan and lease losses	$0	4,788
Total noninterest income	$468,000	3,406
Gross Fiduciary activities income	$0	1,226
Service charges on deposit accounts	$176,000	3,057
Trading account gains and fees	$0	157
Additional Noninterest Income	$292,000	3,241
Total noninterest expense	$2,250,000	3,691
Salaries and employee benefits	$1,271,000	3,528
Premises and equipment expense	$194,000	4,332
Additional noninterest expense	$785,000	3,545
Pre-tax net operating income	$838,000	3,242
Securities gains (losses)	$0	2,791
Applicable income taxes	$2,000	4,510
Income before extraordinary items	$836,000	2,971
Extraordinary gains, net	$0	22
Net income	$836,000	2,973
Minority interest net income	$0	82
Net income of bank and minority interests.	$836,000	2,974
Net charge-offs	$-82,000	6,651
Cash dividends	$1,720,000	715
Sale, conversion, retirement of capital stock, net	$0	838
Net operating income	$836,000	2,885
2013-03-31 (YTD Data)		Rank
Total interest income	$1,559,000	3,599
Total interest expense	$242,000	3,246
Net interest income	$1,317,000	3,616
Provision for loan and lease losses	$0	4,409
Total noninterest income	$140,000	4,307
Gross Fiduciary activities income	$0	1,171
Service charges on deposit accounts	$85,000	3,125
Trading account gains and fees	$0	148
Additional Noninterest Income	$55,000	4,590
Total noninterest expense	$1,334,000	3,285
Salaries and employee benefits	$654,000	3,496
Premises and equipment expense	$102,000	4,259
Additional noninterest expense	$578,000	2,633
Pre-tax net operating income	$123,000	5,089
Securities gains (losses)	$0	1,966
Applicable income taxes	$2,000	4,407
Income before extraordinary items	$121,000	5,008
Extraordinary gains, net	$0	10
Net income	$121,000	5,009
Minority interest net income	$0	76
Net income of bank and minority interests.	$121,000	5,010
Net charge-offs	$-22,000	6,473
Cash dividends	$1,265,000	432
Sale, conversion, retirement of capital stock, net	$0	789
Net operating income	$121,000	4,906
2012-12-31 (YTD Data)		Rank
Total interest income	$6,657,000	3,569
Total interest expense	$1,114,000	3,347
Net interest income	$5,543,000	3,559
Provision for loan and lease losses	$0	5,905
Total noninterest income	$794,000	3,654
Gross Fiduciary activities income	$0	1,334
Service charges on deposit accounts	$354,000	3,160
Trading account gains and fees	$0	166
Additional Noninterest Income	$440,000	3,514
Total noninterest expense	$3,916,000	4,083
Salaries and employee benefits	$2,369,000	3,700
Premises and equipment expense	$283,000	5,092
Additional noninterest expense	$1,264,000	4,228
Pre-tax net operating income	$2,421,000	2,468
Securities gains (losses)	$0	3,810
Applicable income taxes	$2,000	4,597
Income before extraordinary items	$2,419,000	2,240
Extraordinary gains, net	$0	29
Net income	$2,419,000	2,238
Minority interest net income	$0	93
Net income of bank and minority interests.	$2,419,000	2,241
Net charge-offs	$-187,000	6,994
Cash dividends	$2,555,000	990
Sale, conversion, retirement of capital stock, net	$0	1,002
Net operating income	$2,419,000	2,109
2012-09-30 (YTD Data)		Rank
Total interest income	$4,935,000	3,676
Total interest expense	$856,000	3,419
Net interest income	$4,079,000	3,663
Provision for loan and lease losses	$0	5,790
Total noninterest income	$587,000	3,716
Gross Fiduciary activities income	$0	1,274
Service charges on deposit accounts	$270,000	3,177
Trading account gains and fees	$0	157
Additional Noninterest Income	$317,000	3,608
Total noninterest expense	$2,943,000	4,108
Salaries and employee benefits	$1,871,000	3,591
Premises and equipment expense	$226,000	5,017
Additional noninterest expense	$846,000	4,539
Pre-tax net operating income	$1,723,000	2,632
Securities gains (losses)	$0	3,575
Applicable income taxes	$2,000	4,631
Income before extraordinary items	$1,721,000	2,394
Extraordinary gains, net	$0	20
Net income	$1,721,000	2,395
Minority interest net income	$0	86
Net income of bank and minority interests.	$1,721,000	2,395
Net charge-offs	$62,000	4,373
Cash dividends	$2,328,000	684
Sale, conversion, retirement of capital stock, net	$0	952
Net operating income	$1,721,000	2,263
2012-06-30 (YTD Data)		Rank
Total interest income	$3,229,000	3,751
Total interest expense	$591,000	3,442
Net interest income	$2,638,000	3,754
Provision for loan and lease losses	$0	5,619
Total noninterest income	$385,000	3,728
Gross Fiduciary activities income	$0	1,262
Service charges on deposit accounts	$173,000	3,236
Trading account gains and fees	$0	153
Additional Noninterest Income	$212,000	3,586
Total noninterest expense	$1,905,000	4,194
Salaries and employee benefits	$1,257,000	3,581
Premises and equipment expense	$159,000	4,918
Additional noninterest expense	$489,000	4,914
Pre-tax net operating income	$1,118,000	2,644
Securities gains (losses)	$0	3,178
Applicable income taxes	$1,000	4,644
Income before extraordinary items	$1,117,000	2,402
Extraordinary gains, net	$0	19
Net income	$1,117,000	2,402
Minority interest net income	$0	84
Net income of bank and minority interests.	$1,117,000	2,402
Net charge-offs	$77,000	3,658
Cash dividends	$2,100,000	500
Sale, conversion, retirement of capital stock, net	$0	928
Net operating income	$1,117,000	2,272
2012-03-31 (YTD Data)		Rank
Total interest income	$1,601,000	3,805
Total interest expense	$305,000	3,477
Net interest income	$1,296,000	3,816
Provision for loan and lease losses	$0	5,254
Total noninterest income	$184,000	3,819
Gross Fiduciary activities income	$0	1,204
Service charges on deposit accounts	$88,000	3,201
Trading account gains and fees	$0	148
Additional Noninterest Income	$96,000	3,766
Total noninterest expense	$952,000	4,220
Salaries and employee benefits	$636,000	3,598
Premises and equipment expense	$82,000	4,875
Additional noninterest expense	$234,000	5,019
Pre-tax net operating income	$528,000	2,775
Securities gains (losses)	$0	2,210
Applicable income taxes	$1,000	4,577
Income before extraordinary items	$527,000	2,497
Extraordinary gains, net	$0	19
Net income	$527,000	2,498
Minority interest net income	$0	78
Net income of bank and minority interests.	$527,000	2,500
Net charge-offs	$-30,000	6,973
Cash dividends	$1,645,000	316
Sale, conversion, retirement of capital stock, net	$0	861
Net operating income	$527,000	2,375
2011-12-31 (YTD Data)		Rank
Total interest income	$8,170,000	3,266
Total interest expense	$1,501,000	3,450
Net interest income	$6,669,000	3,188
Provision for loan and lease losses	$0	6,496
Total noninterest income	$864,000	3,376
Gross Fiduciary activities income	$0	1,311
Service charges on deposit accounts	$416,000	2,949
Trading account gains and fees	$0	146
Additional Noninterest Income	$448,000	3,277
Total noninterest expense	$3,833,000	4,236
Salaries and employee benefits	$2,312,000	3,778
Premises and equipment expense	$324,000	5,067
Additional noninterest expense	$1,197,000	4,451
Pre-tax net operating income	$3,700,000	1,522
Securities gains (losses)	$0	3,838
Applicable income taxes	$2,000	4,563
Income before extraordinary items	$3,698,000	1,338
Extraordinary gains, net	$0	29
Net income	$3,698,000	1,338
Minority interest net income	$0	96
Net income of bank and minority interests.	$3,698,000	1,338
Net charge-offs	$-650,000	7,337
Cash dividends	$2,176,000	894
Sale, conversion, retirement of capital stock, net	$0	1,108
Net operating income	$3,698,000	1,269
2011-09-30 (YTD Data)		Rank
Total interest income	$6,204,000	3,272
Total interest expense	$1,171,000	3,469
Net interest income	$5,033,000	3,196
Provision for loan and lease losses	$0	6,393
Total noninterest income	$648,000	3,379
Gross Fiduciary activities income	$0	1,257
Service charges on deposit accounts	$310,000	2,968
Trading account gains and fees	$0	145
Additional Noninterest Income	$338,000	3,288
Total noninterest expense	$2,923,000	4,182
Salaries and employee benefits	$1,836,000	3,607
Premises and equipment expense	$240,000	5,130
Additional noninterest expense	$847,000	4,619
Pre-tax net operating income	$2,758,000	1,597
Securities gains (losses)	$0	3,555
Applicable income taxes	$2,000	4,555
Income before extraordinary items	$2,756,000	1,398
Extraordinary gains, net	$0	21
Net income	$2,756,000	1,398
Minority interest net income	$0	87
Net income of bank and minority interests.	$2,756,000	1,398
Net charge-offs	$-686,000	7,415
Cash dividends	$1,949,000	660
Sale, conversion, retirement of capital stock, net	$0	1,036
Net operating income	$2,756,000	1,318
2011-06-30 (YTD Data)		Rank
Total interest income	$3,590,000	3,688
Total interest expense	$789,000	3,541
Net interest income	$2,801,000	3,660
Provision for loan and lease losses	$0	6,217
Total noninterest income	$416,000	3,480
Gross Fiduciary activities income	$0	1,239
Service charges on deposit accounts	$190,000	3,127
Trading account gains and fees	$0	153
Additional Noninterest Income	$226,000	3,307
Total noninterest expense	$2,007,000	4,155
Salaries and employee benefits	$1,239,000	3,610
Premises and equipment expense	$175,000	4,971
Additional noninterest expense	$593,000	4,560
Pre-tax net operating income	$1,210,000	2,218
Securities gains (losses)	$0	2,914
Applicable income taxes	$1,000	4,573
Income before extraordinary items	$1,209,000	1,946
Extraordinary gains, net	$0	15
Net income	$1,209,000	1,946
Minority interest net income	$0	89
Net income of bank and minority interests.	$1,209,000	1,946
Net charge-offs	$-656,000	7,490
Cash dividends	$1,721,000	497
Sale, conversion, retirement of capital stock, net	$0	986
Net operating income	$1,209,000	1,873
2011-03-31 (YTD Data)		Rank
Total interest income	$1,698,000	3,859
Total interest expense	$394,000	3,644
Net interest income	$1,304,000	3,839
Provision for loan and lease losses	$0	5,840
Total noninterest income	$194,000	3,652
Gross Fiduciary activities income	$0	1,199
Service charges on deposit accounts	$89,000	3,215
Trading account gains and fees	$0	158
Additional Noninterest Income	$105,000	3,488
Total noninterest expense	$955,000	4,314
Salaries and employee benefits	$618,000	3,640
Premises and equipment expense	$93,000	4,891
Additional noninterest expense	$244,000	5,060
Pre-tax net operating income	$543,000	2,410
Securities gains (losses)	$0	1,772
Applicable income taxes	$0	4,545
Income before extraordinary items	$543,000	2,098
Extraordinary gains, net	$0	9
Net income	$543,000	2,097
Minority interest net income	$0	86
Net income of bank and minority interests.	$543,000	2,098
Net charge-offs	$-319,000	7,535
Cash dividends	$1,265,000	312
Sale, conversion, retirement of capital stock, net	$0	925
Net operating income	$543,000	2,059
2010-12-31 (YTD Data)		Rank
Total interest income	$7,545,000	3,707
Total interest expense	$1,832,000	3,783
Net interest income	$5,713,000	3,605
Provision for loan and lease losses	$1,352,000	2,605
Total noninterest income	$542,000	4,425
Gross Fiduciary activities income	$0	1,380
Service charges on deposit accounts	$358,000	3,292
Trading account gains and fees	$0	175
Additional Noninterest Income	$184,000	4,702
Total noninterest expense	$3,946,000	4,251
Salaries and employee benefits	$2,346,000	3,777
Premises and equipment expense	$334,000	5,187
Additional noninterest expense	$1,266,000	4,464
Pre-tax net operating income	$957,000	3,456
Securities gains (losses)	$0	3,793
Applicable income taxes	$2,000	4,467
Income before extraordinary items	$955,000	3,304
Extraordinary gains, net	$0	29
Net income	$955,000	3,301
Minority interest net income	$0	111
Net income of bank and minority interests.	$955,000	3,304
Net charge-offs	$1,857,000	1,950
Cash dividends	$2,403,000	693
Sale, conversion, retirement of capital stock, net	$0	1,226
Net operating income	$955,000	3,175
2010-09-30 (YTD Data)		Rank
Total interest income	$5,820,000	3,700
Total interest expense	$1,396,000	3,885
Net interest income	$4,424,000	3,560
Provision for loan and lease losses	$0	6,977
Total noninterest income	$539,000	3,918
Gross Fiduciary activities income	$0	1,319
Service charges on deposit accounts	$279,000	3,278
Trading account gains and fees	$0	165
Additional Noninterest Income	$260,000	3,778
Total noninterest expense	$3,062,000	4,166
Salaries and employee benefits	$1,879,000	3,617
Premises and equipment expense	$237,000	5,370
Additional noninterest expense	$946,000	4,473
Pre-tax net operating income	$1,901,000	1,980
Securities gains (losses)	$0	3,651
Applicable income taxes	$2,000	4,515
Income before extraordinary items	$1,899,000	1,736
Extraordinary gains, net	$0	23
Net income	$1,899,000	1,739
Minority interest net income	$0	110
Net income of bank and minority interests.	$1,899,000	1,739
Net charge-offs	$278,000	3,829
Cash dividends	$2,119,000	501
Sale, conversion, retirement of capital stock, net	$0	1,139
Net operating income	$1,899,000	1,647
2010-06-30 (YTD Data)		Rank
Total interest income	$3,867,000	3,747
Total interest expense	$942,000	3,954
Net interest income	$2,925,000	3,584
Provision for loan and lease losses	$0	6,857
Total noninterest income	$407,000	3,605
Gross Fiduciary activities income	$0	1,300
Service charges on deposit accounts	$234,000	2,850
Trading account gains and fees	$0	152
Additional Noninterest Income	$173,000	3,752
Total noninterest expense	$2,113,000	4,083
Salaries and employee benefits	$1,264,000	3,607
Premises and equipment expense	$178,000	5,137
Additional noninterest expense	$671,000	4,280
Pre-tax net operating income	$1,219,000	2,039
Securities gains (losses)	$0	3,184
Applicable income taxes	$2,000	4,454
Income before extraordinary items	$1,217,000	1,784
Extraordinary gains, net	$0	19
Net income	$1,217,000	1,783
Minority interest net income	$0	105
Net income of bank and minority interests.	$1,217,000	1,784
Net charge-offs	$259,000	3,228
Cash dividends	$1,834,000	392
Sale, conversion, retirement of capital stock, net	$0	1,068
Net operating income	$1,217,000	1,704
2010-03-31 (YTD Data)		Rank
Total interest income	$1,944,000	3,784
Total interest expense	$480,000	4,044
Net interest income	$1,464,000	3,626
Provision for loan and lease losses	$0	6,552
Total noninterest income	$195,000	3,699
Gross Fiduciary activities income	$0	1,246
Service charges on deposit accounts	$113,000	2,908
Trading account gains and fees	$0	175
Additional Noninterest Income	$82,000	3,862
Total noninterest expense	$931,000	4,485
Salaries and employee benefits	$649,000	3,591
Premises and equipment expense	$80,000	5,439
Additional noninterest expense	$202,000	5,667
Pre-tax net operating income	$728,000	1,755
Securities gains (losses)	$0	2,284
Applicable income taxes	$0	4,611
Income before extraordinary items	$728,000	1,498
Extraordinary gains, net	$0	16
Net income	$728,000	1,500
Minority interest net income	$0	91
Net income of bank and minority interests.	$728,000	1,500
Net charge-offs	$-7,000	7,395
Cash dividends	$0	2,646
Sale, conversion, retirement of capital stock, net	$0	1,017
Net operating income	$728,000	1,445
2009-12-31 (YTD Data)		Rank
Total interest income	$8,599,000	3,631
Total interest expense	$2,355,000	4,054
Net interest income	$6,244,000	3,354
Provision for loan and lease losses	$0	7,427
Total noninterest income	$849,000	3,646
Gross Fiduciary activities income	$0	1,390
Service charges on deposit accounts	$488,000	2,948
Trading account gains and fees	$0	211
Additional Noninterest Income	$361,000	3,700
Total noninterest expense	$3,965,000	4,361
Salaries and employee benefits	$2,306,000	3,938
Premises and equipment expense	$418,000	4,872
Additional noninterest expense	$1,241,000	4,649
Pre-tax net operating income	$3,128,000	1,277
Securities gains (losses)	$277,000	1,301
Applicable income taxes	$2,000	4,160
Income before extraordinary items	$3,403,000	999
Extraordinary gains, net	$0	34
Net income	$3,403,000	997
Minority interest net income	$0	115
Net income of bank and minority interests.	$3,403,000	998
Net charge-offs	$354,000	4,273
Cash dividends	$3,950,000	448
Sale, conversion, retirement of capital stock, net	$0	1,342
Net operating income	$3,126,000	1,078
2009-09-30 (YTD Data)		Rank
Total interest income	$6,488,000	3,663
Total interest expense	$1,807,000	4,119
Net interest income	$4,681,000	3,348
Provision for loan and lease losses	$0	7,284
Total noninterest income	$637,000	3,729
Gross Fiduciary activities income	$0	1,353
Service charges on deposit accounts	$369,000	2,930
Trading account gains and fees	$0	212
Additional Noninterest Income	$268,000	3,791
Total noninterest expense	$2,981,000	4,373
Salaries and employee benefits	$1,834,000	3,786
Premises and equipment expense	$279,000	5,208
Additional noninterest expense	$868,000	4,821
Pre-tax net operating income	$2,337,000	1,378
Securities gains (losses)	$0	3,497
Applicable income taxes	$2,000	4,371
Income before extraordinary items	$2,335,000	1,159
Extraordinary gains, net	$0	27
Net income	$2,335,000	1,159
Minority interest net income	$0	118
Net income of bank and minority interests.	$2,335,000	1,159
Net charge-offs	$387,000	3,389
Cash dividends	$3,669,000	342
Sale, conversion, retirement of capital stock, net	$0	1,238
Net operating income	$2,335,000	1,141
2009-06-30 (YTD Data)		Rank
Total interest income	$4,336,000	3,691
Total interest expense	$1,224,000	4,191
Net interest income	$3,112,000	3,350
Provision for loan and lease losses	$0	7,158
Total noninterest income	$404,000	3,826
Gross Fiduciary activities income	$0	1,340
Service charges on deposit accounts	$238,000	2,968
Trading account gains and fees	$0	193
Additional Noninterest Income	$166,000	3,941
Total noninterest expense	$1,911,000	4,506
Salaries and employee benefits	$1,251,000	3,768
Premises and equipment expense	$204,000	5,020
Additional noninterest expense	$456,000	5,499
Pre-tax net operating income	$1,605,000	1,424
Securities gains (losses)	$0	3,136
Applicable income taxes	$1,000	4,523
Income before extraordinary items	$1,604,000	1,177
Extraordinary gains, net	$0	21
Net income	$1,604,000	1,175
Minority interest net income	$0	112
Net income of bank and minority interests.	$1,604,000	1,176
Net charge-offs	$435,000	2,499
Cash dividends	$3,289,000	264
Sale, conversion, retirement of capital stock, net	$0	1,195
Net operating income	$1,604,000	1,142
2009-03-31 (YTD Data)		Rank
Total interest income	$2,353,000	3,504
Total interest expense	$636,000	4,213
Net interest income	$1,717,000	3,081
Provision for loan and lease losses	$0	6,744
Total noninterest income	$185,000	3,977
Gross Fiduciary activities income	$0	1,285
Service charges on deposit accounts	$108,000	3,120
Trading account gains and fees	$0	171
Additional Noninterest Income	$77,000	4,081
Total noninterest expense	$969,000	4,399
Salaries and employee benefits	$641,000	3,731
Premises and equipment expense	$104,000	5,010
Additional noninterest expense	$224,000	5,279
Pre-tax net operating income	$933,000	1,385
Securities gains (losses)	$0	2,434
Applicable income taxes	$1,000	4,679
Income before extraordinary items	$932,000	1,166
Extraordinary gains, net	$0	15
Net income	$932,000	1,168
Minority interest net income	$0	102
Net income of bank and minority interests.	$932,000	1,168
Net charge-offs	$-9,000	7,845
Cash dividends	$2,530,000	183
Sale, conversion, retirement of capital stock, net	$0	1,068
Net operating income	$932,000	1,093
2008-12-31 (YTD Data)		Rank
Total interest income	$10,812,000	3,330
Total interest expense	$3,855,000	3,609
Net interest income	$6,957,000	3,070
Provision for loan and lease losses	$0	7,334
Total noninterest income	$812,000	3,846
Gross Fiduciary activities income	$0	1,441
Service charges on deposit accounts	$471,000	3,144
Trading account gains and fees	$0	154
Additional Noninterest Income	$341,000	3,874
Total noninterest expense	$3,574,000	4,565
Salaries and employee benefits	$2,387,000	3,913
Premises and equipment expense	$312,000	5,693
Additional noninterest expense	$875,000	5,222
Pre-tax net operating income	$4,195,000	1,298
Securities gains (losses)	$0	3,220
Applicable income taxes	$2,000	4,800
Income before extraordinary items	$4,193,000	980
Extraordinary gains, net	$0	39
Net income	$4,193,000	980
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$1,150,000	1,810
Cash dividends	$4,048,000	680
Sale, conversion, retirement of capital stock, net	$0	1,389
Net operating income	$4,193,000	1,056
2008-09-30 (YTD Data)		Rank
Total interest income	$8,153,000	3,374
Total interest expense	$3,005,000	3,618
Net interest income	$5,148,000	3,129
Provision for loan and lease losses	$0	6,991
Total noninterest income	$600,000	3,953
Gross Fiduciary activities income	$0	1,405
Service charges on deposit accounts	$356,000	3,141
Trading account gains and fees	$0	148
Additional Noninterest Income	$244,000	4,068
Total noninterest expense	$2,702,000	4,531
Salaries and employee benefits	$1,872,000	3,809
Premises and equipment expense	$236,000	5,701
Additional noninterest expense	$594,000	5,446
Pre-tax net operating income	$3,046,000	1,597
Securities gains (losses)	$0	3,106
Applicable income taxes	$2,000	5,168
Income before extraordinary items	$3,044,000	1,223
Extraordinary gains, net	$0	31
Net income	$3,044,000	1,222
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$1,131,000	1,198
Cash dividends	$3,669,000	612
Sale, conversion, retirement of capital stock, net	$0	1,238
Net operating income	$3,044,000	1,288
2008-06-30 (YTD Data)		Rank
Total interest income	$5,438,000	3,417
Total interest expense	$2,099,000	3,623
Net interest income	$3,339,000	3,203
Provision for loan and lease losses	$0	6,671
Total noninterest income	$388,000	4,075
Gross Fiduciary activities income	$0	1,395
Service charges on deposit accounts	$226,000	3,233
Trading account gains and fees	$0	149
Additional Noninterest Income	$162,000	4,175
Total noninterest expense	$1,824,000	4,533
Salaries and employee benefits	$1,255,000	3,828
Premises and equipment expense	$169,000	5,583
Additional noninterest expense	$400,000	5,421
Pre-tax net operating income	$1,903,000	1,751
Securities gains (losses)	$0	3,233
Applicable income taxes	$1,000	5,487
Income before extraordinary items	$1,902,000	1,455
Extraordinary gains, net	$0	21
Net income	$1,902,000	1,456
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$1,151,000	788
Cash dividends	$3,289,000	512
Sale, conversion, retirement of capital stock, net	$0	1,136
Net operating income	$1,902,000	1,422
2008-03-31 (YTD Data)		Rank
Total interest income	$2,830,000	3,394
Total interest expense	$1,165,000	3,527
Net interest income	$1,665,000	3,207
Provision for loan and lease losses	$0	6,080
Total noninterest income	$186,000	4,146
Gross Fiduciary activities income	$0	1,326
Service charges on deposit accounts	$111,000	3,231
Trading account gains and fees	$0	158
Additional Noninterest Income	$75,000	4,329
Total noninterest expense	$898,000	4,570
Salaries and employee benefits	$643,000	3,778
Premises and equipment expense	$92,000	5,397
Additional noninterest expense	$163,000	5,956
Pre-tax net operating income	$953,000	1,871
Securities gains (losses)	$0	2,688
Applicable income taxes	$1,000	5,476
Income before extraordinary items	$952,000	1,573
Extraordinary gains, net	$0	15
Net income	$952,000	1,575
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-14,000	8,036
Cash dividends	$2,530,000	345
Sale, conversion, retirement of capital stock, net	$0	1,000
Net operating income	$952,000	1,517
2007-12-31 (YTD Data)		Rank
Total interest income	$12,316,000	3,214
Total interest expense	$5,346,000	3,303
Net interest income	$6,970,000	3,122
Provision for loan and lease losses	$0	6,851
Total noninterest income	$866,000	3,841
Gross Fiduciary activities income	$0	1,498
Service charges on deposit accounts	$483,000	3,116
Trading account gains and fees	$0	178
Additional Noninterest Income	$383,000	3,817
Total noninterest expense	$3,655,000	4,390
Salaries and employee benefits	$2,413,000	3,826
Premises and equipment expense	$361,000	5,319
Additional noninterest expense	$881,000	5,022
Pre-tax net operating income	$4,181,000	1,908
Securities gains (losses)	$0	2,146
Applicable income taxes	$2,000	5,906
Income before extraordinary items	$4,179,000	1,516
Extraordinary gains, net	$0	39
Net income	$4,179,000	1,516
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-34,000	8,213
Cash dividends	$4,048,000	900
Sale, conversion, retirement of capital stock, net	$0	1,304
Net operating income	$4,179,000	1,502
2007-09-30 (YTD Data)		Rank
Total interest income	$9,205,000	3,227
Total interest expense	$4,021,000	3,272
Net interest income	$5,184,000	3,140
Provision for loan and lease losses	$0	6,528
Total noninterest income	$647,000	3,859
Gross Fiduciary activities income	$0	1,458
Service charges on deposit accounts	$369,000	3,072
Trading account gains and fees	$0	184
Additional Noninterest Income	$278,000	3,896
Total noninterest expense	$2,820,000	4,280
Salaries and employee benefits	$1,918,000	3,646
Premises and equipment expense	$276,000	5,258
Additional noninterest expense	$626,000	5,156
Pre-tax net operating income	$3,011,000	2,097
Securities gains (losses)	$0	1,655
Applicable income taxes	$2,000	6,041
Income before extraordinary items	$3,009,000	1,692
Extraordinary gains, net	$0	33
Net income	$3,009,000	1,691
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-40,000	8,206
Cash dividends	$3,669,000	742
Sale, conversion, retirement of capital stock, net	$0	1,144
Net operating income	$3,009,000	1,676
2007-06-30 (YTD Data)		Rank
Total interest income	$6,109,000	3,247
Total interest expense	$2,639,000	3,303
Net interest income	$3,470,000	3,152
Provision for loan and lease losses	$0	6,209
Total noninterest income	$410,000	3,983
Gross Fiduciary activities income	$0	1,429
Service charges on deposit accounts	$230,000	3,205
Trading account gains and fees	$0	168
Additional Noninterest Income	$180,000	3,992
Total noninterest expense	$1,906,000	4,264
Salaries and employee benefits	$1,300,000	3,637
Premises and equipment expense	$198,000	5,072
Additional noninterest expense	$408,000	5,235
Pre-tax net operating income	$1,974,000	2,188
Securities gains (losses)	$0	1,444
Applicable income taxes	$1,000	6,141
Income before extraordinary items	$1,973,000	1,756
Extraordinary gains, net	$0	29
Net income	$1,973,000	1,756
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-38,000	8,207
Cash dividends	$3,289,000	603
Sale, conversion, retirement of capital stock, net	$0	1,051
Net operating income	$1,973,000	1,741
2007-03-31 (YTD Data)		Rank
Total interest income	$3,045,000	3,237
Total interest expense	$1,289,000	3,342
Net interest income	$1,756,000	3,111
Provision for loan and lease losses	$0	5,779
Total noninterest income	$202,000	3,992
Gross Fiduciary activities income	$0	1,355
Service charges on deposit accounts	$109,000	3,272
Trading account gains and fees	$0	195
Additional Noninterest Income	$93,000	3,879
Total noninterest expense	$977,000	4,214
Salaries and employee benefits	$680,000	3,540
Premises and equipment expense	$101,000	5,017
Additional noninterest expense	$196,000	5,325
Pre-tax net operating income	$981,000	2,204
Securities gains (losses)	$0	1,187
Applicable income taxes	$0	6,196
Income before extraordinary items	$981,000	1,745
Extraordinary gains, net	$0	22
Net income	$981,000	1,745
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-12,000	7,927
Cash dividends	$2,530,000	375
Sale, conversion, retirement of capital stock, net	$0	885
Net operating income	$981,000	1,731
2006-12-31 (YTD Data)		Rank
Total interest income	$11,350,000	3,237
Total interest expense	$4,437,000	3,323
Net interest income	$6,913,000	3,138
Provision for loan and lease losses	$0	6,850
Total noninterest income	$878,000	3,840
Gross Fiduciary activities income	$0	1,523
Service charges on deposit accounts	$482,000	3,136
Trading account gains and fees	$0	130
Additional Noninterest Income	$396,000	3,751
Total noninterest expense	$3,561,000	4,354
Salaries and employee benefits	$2,259,000	3,899
Premises and equipment expense	$363,000	5,222
Additional noninterest expense	$939,000	4,715
Pre-tax net operating income	$4,230,000	2,163
Securities gains (losses)	$8,000	1,147
Applicable income taxes	$2,000	6,435
Income before extraordinary items	$4,236,000	1,702
Extraordinary gains, net	$0	51
Net income	$4,236,000	1,703
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-72,000	8,424
Cash dividends	$3,542,000	971
Sale, conversion, retirement of capital stock, net	$0	1,251
Net operating income	$4,228,000	1,691
2006-09-30 (YTD Data)		Rank
Total interest income	$8,262,000	3,286
Total interest expense	$3,182,000	3,337
Net interest income	$5,080,000	3,219
Provision for loan and lease losses	$0	6,685
Total noninterest income	$675,000	3,791
Gross Fiduciary activities income	$0	1,468
Service charges on deposit accounts	$371,000	3,091
Trading account gains and fees	$0	126
Additional Noninterest Income	$304,000	3,713
Total noninterest expense	$2,759,000	4,220
Salaries and employee benefits	$1,788,000	3,745
Premises and equipment expense	$272,000	5,230
Additional noninterest expense	$699,000	4,707
Pre-tax net operating income	$2,996,000	2,329
Securities gains (losses)	$9,000	918
Applicable income taxes	$2,000	6,519
Income before extraordinary items	$3,003,000	1,832
Extraordinary gains, net	$0	45
Net income	$3,003,000	1,834
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-11,000	7,863
Cash dividends	$3,163,000	795
Sale, conversion, retirement of capital stock, net	$0	1,045
Net operating income	$2,994,000	1,813
2006-06-30 (YTD Data)		Rank
Total interest income	$5,362,000	3,320
Total interest expense	$2,022,000	3,344
Net interest income	$3,340,000	3,265
Provision for loan and lease losses	$0	6,419
Total noninterest income	$419,000	3,943
Gross Fiduciary activities income	$0	1,458
Service charges on deposit accounts	$240,000	3,158
Trading account gains and fees	$0	126
Additional Noninterest Income	$179,000	3,952
Total noninterest expense	$1,878,000	4,177
Salaries and employee benefits	$1,201,000	3,738
Premises and equipment expense	$190,000	5,092
Additional noninterest expense	$487,000	4,572
Pre-tax net operating income	$1,881,000	2,427
Securities gains (losses)	$9,000	755
Applicable income taxes	$1,000	6,575
Income before extraordinary items	$1,889,000	1,933
Extraordinary gains, net	$0	39
Net income	$1,889,000	1,935
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-1,000	6,860
Cash dividends	$2,783,000	619
Sale, conversion, retirement of capital stock, net	$0	887
Net operating income	$1,880,000	1,922
2006-03-31 (YTD Data)		Rank
Total interest income	$2,641,000	3,295
Total interest expense	$962,000	3,355
Net interest income	$1,679,000	3,238
Provision for loan and lease losses	$0	6,013
Total noninterest income	$196,000	4,032
Gross Fiduciary activities income	$0	1,380
Service charges on deposit accounts	$113,000	3,198
Trading account gains and fees	$0	115
Additional Noninterest Income	$83,000	4,074
Total noninterest expense	$890,000	4,349
Salaries and employee benefits	$619,000	3,665
Premises and equipment expense	$113,000	4,590
Additional noninterest expense	$158,000	5,910
Pre-tax net operating income	$985,000	2,297
Securities gains (losses)	$9,000	604
Applicable income taxes	$1,000	6,453
Income before extraordinary items	$993,000	1,800
Extraordinary gains, net	$0	21
Net income	$993,000	1,800
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-12,000	7,940
Cash dividends	$2,024,000	410
Sale, conversion, retirement of capital stock, net	$0	648
Net operating income	$984,000	1,803
2005-12-31 (YTD Data)		Rank
Total interest income	$9,319,000	3,331
Total interest expense	$2,850,000	3,484
Net interest income	$6,469,000	3,221
Provision for loan and lease losses	$0	7,120
Total noninterest income	$917,000	3,763
Gross Fiduciary activities income	$0	1,557
Service charges on deposit accounts	$525,000	2,949
Trading account gains and fees	$0	138
Additional Noninterest Income	$392,000	3,806
Total noninterest expense	$3,405,000	4,388
Salaries and employee benefits	$2,145,000	3,918
Premises and equipment expense	$356,000	5,228
Additional noninterest expense	$904,000	4,749
Pre-tax net operating income	$3,981,000	2,230
Securities gains (losses)	$0	2,296
Applicable income taxes	$2,000	6,781
Income before extraordinary items	$3,979,000	1,753
Extraordinary gains, net	$0	46
Net income	$3,979,000	1,752
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-360,000	8,765
Cash dividends	$3,399,000	939
Sale, conversion, retirement of capital stock, net	$0	934
Net operating income	$3,979,000	1,721
2005-09-30 (YTD Data)		Rank
Total interest income	$6,727,000	3,375
Total interest expense	$1,999,000	3,516
Net interest income	$4,728,000	3,284
Provision for loan and lease losses	$0	6,899
Total noninterest income	$694,000	3,750
Gross Fiduciary activities income	$0	1,504
Service charges on deposit accounts	$408,000	2,875
Trading account gains and fees	$0	126
Additional Noninterest Income	$286,000	3,881
Total noninterest expense	$2,656,000	4,212
Salaries and employee benefits	$1,722,000	3,703
Premises and equipment expense	$263,000	5,258
Additional noninterest expense	$671,000	4,757
Pre-tax net operating income	$2,766,000	2,371
Securities gains (losses)	$0	2,317
Applicable income taxes	$3,000	6,760
Income before extraordinary items	$2,763,000	1,898
Extraordinary gains, net	$0	35
Net income	$2,763,000	1,898
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-130,000	8,681
Cash dividends	$2,921,000	775
Sale, conversion, retirement of capital stock, net	$0	769
Net operating income	$2,763,000	1,857
2005-06-30 (YTD Data)		Rank
Total interest income	$4,378,000	3,376
Total interest expense	$1,246,000	3,528
Net interest income	$3,132,000	3,286
Provision for loan and lease losses	$0	6,626
Total noninterest income	$443,000	3,795
Gross Fiduciary activities income	$0	1,480
Service charges on deposit accounts	$256,000	2,965
Trading account gains and fees	$0	116
Additional Noninterest Income	$187,000	3,882
Total noninterest expense	$1,781,000	4,181
Salaries and employee benefits	$1,130,000	3,734
Premises and equipment expense	$189,000	5,007
Additional noninterest expense	$462,000	4,640
Pre-tax net operating income	$1,794,000	2,382
Securities gains (losses)	$0	2,146
Applicable income taxes	$3,000	6,722
Income before extraordinary items	$1,791,000	1,910
Extraordinary gains, net	$0	30
Net income	$1,791,000	1,910
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-116,000	8,693
Cash dividends	$2,540,000	587
Sale, conversion, retirement of capital stock, net	$0	643
Net operating income	$1,791,000	1,871
2005-03-31 (YTD Data)		Rank
Total interest income	$2,094,000	3,468
Total interest expense	$575,000	3,627
Net interest income	$1,519,000	3,376
Provision for loan and lease losses	$0	6,226
Total noninterest income	$217,000	3,777
Gross Fiduciary activities income	$0	1,418
Service charges on deposit accounts	$123,000	2,981
Trading account gains and fees	$0	115
Additional Noninterest Income	$94,000	3,848
Total noninterest expense	$881,000	4,233
Salaries and employee benefits	$577,000	3,682
Premises and equipment expense	$106,000	4,677
Additional noninterest expense	$198,000	5,114
Pre-tax net operating income	$855,000	2,436
Securities gains (losses)	$0	1,685
Applicable income taxes	$2,000	6,630
Income before extraordinary items	$853,000	1,973
Extraordinary gains, net	$0	24
Net income	$853,000	1,974
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$28,000	2,258
Cash dividends	$1,778,000	408
Sale, conversion, retirement of capital stock, net	$0	491
Net operating income	$853,000	1,938
2004-12-31 (YTD Data)		Rank
Total interest income	$7,805,000	3,479
Total interest expense	$1,739,000	4,068
Net interest income	$6,066,000	3,266
Provision for loan and lease losses	$270,000	3,102
Total noninterest income	$951,000	3,676
Gross Fiduciary activities income	$0	1,582
Service charges on deposit accounts	$557,000	2,880
Trading account gains and fees	$0	138
Additional Noninterest Income	$394,000	3,748
Total noninterest expense	$3,190,000	4,462
Salaries and employee benefits	$2,063,000	3,895
Premises and equipment expense	$439,000	4,488
Additional noninterest expense	$688,000	5,577
Pre-tax net operating income	$3,557,000	2,246
Securities gains (losses)	$0	3,819
Applicable income taxes	$0	7,185
Income before extraordinary items	$3,557,000	1,785
Extraordinary gains, net	$0	34
Net income	$3,557,000	1,785
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$263,000	2,181
Cash dividends	$3,363,000	892
Sale, conversion, retirement of capital stock, net	$0	872
Net operating income	$3,557,000	1,738
2004-09-30 (YTD Data)		Rank
Total interest income	$5,725,000	3,525
Total interest expense	$1,244,000	4,166
Net interest income	$4,481,000	3,288
Provision for loan and lease losses	$240,000	2,636
Total noninterest income	$733,000	3,616
Gross Fiduciary activities income	$0	1,547
Service charges on deposit accounts	$430,000	2,821
Trading account gains and fees	$0	134
Additional Noninterest Income	$303,000	3,715
Total noninterest expense	$2,651,000	4,112
Salaries and employee benefits	$1,676,000	3,631
Premises and equipment expense	$409,000	3,807
Additional noninterest expense	$566,000	5,240
Pre-tax net operating income	$2,323,000	2,549
Securities gains (losses)	$0	3,710
Applicable income taxes	$0	7,220
Income before extraordinary items	$2,323,000	2,019
Extraordinary gains, net	$0	26
Net income	$2,323,000	2,020
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$338,000	1,321
Cash dividends	$2,957,000	713
Sale, conversion, retirement of capital stock, net	$0	738
Net operating income	$2,323,000	1,968
2004-06-30 (YTD Data)		Rank
Total interest income	$3,755,000	3,555
Total interest expense	$824,000	4,194
Net interest income	$2,931,000	3,331
Provision for loan and lease losses	$180,000	2,366
Total noninterest income	$463,000	3,747
Gross Fiduciary activities income	$0	1,518
Service charges on deposit accounts	$279,000	2,869
Trading account gains and fees	$0	130
Additional Noninterest Income	$184,000	3,917
Total noninterest expense	$1,758,000	4,148
Salaries and employee benefits	$1,102,000	3,691
Premises and equipment expense	$272,000	3,821
Additional noninterest expense	$384,000	5,203
Pre-tax net operating income	$1,456,000	2,646
Securities gains (losses)	$0	3,413
Applicable income taxes	$0	7,214
Income before extraordinary items	$1,456,000	2,128
Extraordinary gains, net	$0	21
Net income	$1,456,000	2,129
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-111,000	8,900
Cash dividends	$2,552,000	570
Sale, conversion, retirement of capital stock, net	$0	638
Net operating income	$1,456,000	2,071
2004-03-31 (YTD Data)		Rank
Total interest income	$1,865,000	3,581
Total interest expense	$418,000	4,193
Net interest income	$1,447,000	3,357
Provision for loan and lease losses	$90,000	2,254
Total noninterest income	$236,000	3,649
Gross Fiduciary activities income	$0	1,441
Service charges on deposit accounts	$138,000	2,841
Trading account gains and fees	$0	121
Additional Noninterest Income	$98,000	3,756
Total noninterest expense	$888,000	4,132
Salaries and employee benefits	$549,000	3,723
Premises and equipment expense	$102,000	4,723
Additional noninterest expense	$237,000	4,492
Pre-tax net operating income	$705,000	2,687
Securities gains (losses)	$0	2,934
Applicable income taxes	$0	7,103
Income before extraordinary items	$705,000	2,161
Extraordinary gains, net	$0	16
Net income	$705,000	2,162
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-42,000	8,813
Cash dividends	$2,146,000	354
Sale, conversion, retirement of capital stock, net	$0	464
Net operating income	$705,000	2,083
2003-12-31 (YTD Data)		Rank
Total interest income	$8,225,000	3,359
Total interest expense	$2,079,000	3,911
Net interest income	$6,146,000	3,120
Provision for loan and lease losses	$360,000	2,773
Total noninterest income	$1,090,000	3,526
Gross Fiduciary activities income	$0	1,641
Service charges on deposit accounts	$577,000	2,782
Trading account gains and fees	$0	160
Additional Noninterest Income	$513,000	3,539
Total noninterest expense	$3,308,000	4,307
Salaries and employee benefits	$2,054,000	3,837
Premises and equipment expense	$372,000	4,980
Additional noninterest expense	$882,000	4,699
Pre-tax net operating income	$3,568,000	2,183
Securities gains (losses)	$0	4,500
Applicable income taxes	$2,000	7,318
Income before extraordinary items	$3,566,000	1,747
Extraordinary gains, net	$0	54
Net income	$3,566,000	1,749
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$397,000	1,886
Cash dividends	$1,896,000	1,447
Sale, conversion, retirement of capital stock, net	$0	868
Net operating income	$3,566,000	1,664
2003-09-30 (YTD Data)		Rank
Total interest income	$6,317,000	3,333
Total interest expense	$1,637,000	3,867
Net interest income	$4,680,000	3,087
Provision for loan and lease losses	$270,000	2,692
Total noninterest income	$798,000	3,651
Gross Fiduciary activities income	$0	1,599
Service charges on deposit accounts	$427,000	2,818
Trading account gains and fees	$0	153
Additional Noninterest Income	$371,000	3,674
Total noninterest expense	$2,467,000	4,312
Salaries and employee benefits	$1,323,000	4,310
Premises and equipment expense	$285,000	4,889
Additional noninterest expense	$859,000	3,858
Pre-tax net operating income	$2,741,000	2,198
Securities gains (losses)	$0	4,204
Applicable income taxes	$0	7,524
Income before extraordinary items	$2,741,000	1,756
Extraordinary gains, net	$0	40
Net income	$2,741,000	1,757
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$182,000	2,319
Cash dividends	$1,234,000	1,494
Sale, conversion, retirement of capital stock, net	$0	722
Net operating income	$2,741,000	1,661
2003-06-30 (YTD Data)		Rank
Total interest income	$4,207,000	3,358
Total interest expense	$1,151,000	3,803
Net interest income	$3,056,000	3,137
Provision for loan and lease losses	$180,000	2,675
Total noninterest income	$505,000	3,716
Gross Fiduciary activities income	$0	1,577
Service charges on deposit accounts	$271,000	2,875
Trading account gains and fees	$0	150
Additional Noninterest Income	$234,000	3,735
Total noninterest expense	$1,646,000	4,302
Salaries and employee benefits	$1,014,000	3,863
Premises and equipment expense	$182,000	5,012
Additional noninterest expense	$450,000	4,599
Pre-tax net operating income	$1,735,000	2,311
Securities gains (losses)	$0	3,782
Applicable income taxes	$0	7,529
Income before extraordinary items	$1,735,000	1,857
Extraordinary gains, net	$0	30
Net income	$1,735,000	1,856
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$22,000	4,485
Cash dividends	$827,000	1,532
Sale, conversion, retirement of capital stock, net	$0	589
Net operating income	$1,735,000	1,735
2003-03-31 (YTD Data)		Rank
Total interest income	$2,084,000	3,405
Total interest expense	$599,000	3,759
Net interest income	$1,485,000	3,194
Provision for loan and lease losses	$90,000	2,494
Total noninterest income	$234,000	3,784
Gross Fiduciary activities income	$0	1,504
Service charges on deposit accounts	$131,000	2,877
Trading account gains and fees	$0	134
Additional Noninterest Income	$103,000	3,872
Total noninterest expense	$827,000	4,260
Salaries and employee benefits	$538,000	3,674
Premises and equipment expense	$94,000	4,897
Additional noninterest expense	$195,000	5,052
Pre-tax net operating income	$802,000	2,464
Securities gains (losses)	$0	2,891
Applicable income taxes	$0	7,403
Income before extraordinary items	$802,000	1,975
Extraordinary gains, net	$0	21
Net income	$802,000	1,973
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-27,000	8,961
Cash dividends	$530,000	1,142
Sale, conversion, retirement of capital stock, net	$0	419
Net operating income	$802,000	1,863
2002-12-31 (YTD Data)		Rank
Total interest income	$9,567,000	3,139
Total interest expense	$2,929,000	3,597
Net interest income	$6,638,000	2,868
Provision for loan and lease losses	$540,000	2,260
Total noninterest income	$910,000	3,682
Gross Fiduciary activities income	$0	1,713
Service charges on deposit accounts	$513,000	2,913
Trading account gains and fees	$0	153
Additional Noninterest Income	$397,000	3,718
Total noninterest expense	$3,209,000	4,237
Salaries and employee benefits	$2,014,000	3,714
Premises and equipment expense	$349,000	5,102
Additional noninterest expense	$846,000	4,742
Pre-tax net operating income	$3,799,000	2,074
Securities gains (losses)	$113,000	1,621
Applicable income taxes	$2,000	7,560
Income before extraordinary items	$3,910,000	1,558
Extraordinary gains, net	$0	70
Net income	$3,910,000	1,558
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-266,000	9,314
Cash dividends	$10,438,000	353
Sale, conversion, retirement of capital stock, net	$0	862
Net operating income	$3,797,000	1,541
2001-12-31 (YTD Data)		Rank
Total interest income	$11,804,000	2,875
Total interest expense	$5,087,000	3,111
Net interest income	$6,717,000	2,663
Provision for loan and lease losses	$600,000	1,892
Total noninterest income	$845,000	3,713
Gross Fiduciary activities income	$0	1,731
Service charges on deposit accounts	$517,000	2,769
Trading account gains and fees	$0	177
Additional Noninterest Income	$328,000	3,918
Total noninterest expense	$2,944,000	4,397
Salaries and employee benefits	$1,794,000	3,929
Premises and equipment expense	$353,000	4,995
Additional noninterest expense	$797,000	4,795
Pre-tax net operating income	$4,018,000	1,773
Securities gains (losses)	$5,000	3,927
Applicable income taxes	$252,000	4,594
Income before extraordinary items	$3,771,000	1,436
Extraordinary gains, net	$0	105
Net income	$3,771,000	1,437
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$916,000	1,000
Cash dividends	$2,321,000	1,160
Sale, conversion, retirement of capital stock, net	$0	922
Net operating income	$3,766,300	1,382
2000-12-31 (YTD Data)		Rank
Total interest income	$12,183,000	2,862
Total interest expense	$5,831,000	2,857
Net interest income	$6,352,000	2,796
Provision for loan and lease losses	$600,000	1,605
Total noninterest income	$838,000	3,551
Gross Fiduciary activities income	$0	1,332
Service charges on deposit accounts	$516,000	2,624
Trading account gains and fees	$0	180
Additional Noninterest Income	$322,000	3,772
Total noninterest expense	$2,774,000	4,499
Salaries and employee benefits	$1,607,000	4,135
Premises and equipment expense	$328,000	5,154
Additional noninterest expense	$839,000	4,577
Pre-tax net operating income	$3,816,000	1,914
Securities gains (losses)	$0	1,956
Applicable income taxes	$369,000	4,164
Income before extraordinary items	$3,447,000	1,524
Extraordinary gains, net	$0	38
Net income	$3,447,000	1,524
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$274,000	1,937
Cash dividends	$2,138,000	1,285
Sale, conversion, retirement of capital stock, net	$0	969
Net operating income	$3,447,000	1,514
1999-12-31 (YTD Data)		Rank
Total interest income	$11,320,000	2,852
Total interest expense	$4,903,000	2,984
Net interest income	$6,417,000	2,737
Provision for loan and lease losses	$600,000	1,498
Total noninterest income	$944,000	3,224
Gross Fiduciary activities income	$0	1,380
Service charges on deposit accounts	$514,000	2,568
Trading account gains and fees	$0	173
Additional Noninterest Income	$430,000	3,252
Total noninterest expense	$2,718,000	4,575
Salaries and employee benefits	$1,672,000	3,981
Premises and equipment expense	$319,000	5,285
Additional noninterest expense	$727,000	5,124
Pre-tax net operating income	$4,043,000	1,824
Securities gains (losses)	$1,000	2,805
Applicable income taxes	$405,000	4,126
Income before extraordinary items	$3,639,000	1,485
Extraordinary gains, net	$0	35
Net income	$3,639,000	1,486
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$231,000	2,186
Cash dividends	$2,516,000	1,122
Sale, conversion, retirement of capital stock, net	$0	1,035
Net operating income	$3,638,100	1,458
1998-12-31 (YTD Data)		Rank
Total interest income	$11,019,000	2,927
Total interest expense	$4,917,000	3,050
Net interest income	$6,102,000	2,817
Provision for loan and lease losses	$546,000	1,616
Total noninterest income	$961,000	3,172
Gross Fiduciary activities income	$0	1,398
Service charges on deposit accounts	$488,000	2,606
Trading account gains and fees	$0	224
Additional Noninterest Income	$473,000	3,081
Total noninterest expense	$2,686,000	4,522
Salaries and employee benefits	$1,570,000	4,099
Premises and equipment expense	$295,000	5,428
Additional noninterest expense	$821,000	4,595
Pre-tax net operating income	$3,831,000	1,904
Securities gains (losses)	$4,000	3,561
Applicable income taxes	$401,000	4,407
Income before extraordinary items	$3,434,000	1,537
Extraordinary gains, net	$0	32
Net income	$3,434,000	1,537
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$228,000	2,246
Cash dividends	$3,896,000	804
Sale, conversion, retirement of capital stock, net	$0	1,027
Net operating income	$3,430,400	1,480
1997-12-31 (YTD Data)		Rank
Total interest income	$10,603,000	3,055
Total interest expense	$4,297,000	3,427
Net interest income	$6,306,000	2,762
Provision for loan and lease losses	$760,000	1,239
Total noninterest income	$1,087,000	2,850
Gross Fiduciary activities income	$0	1,450
Service charges on deposit accounts	$600,000	2,184
Trading account gains and fees	$0	239
Additional Noninterest Income	$487,000	2,876
Total noninterest expense	$2,474,000	4,817
Salaries and employee benefits	$1,553,000	4,129
Premises and equipment expense	$230,000	6,349
Additional noninterest expense	$691,000	5,270
Pre-tax net operating income	$4,159,000	1,826
Securities gains (losses)	$0	3,944
Applicable income taxes	$756,000	3,056
Income before extraordinary items	$3,403,000	1,587
Extraordinary gains, net	$0	44
Net income	$3,403,000	1,588
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$432,000	1,505
Cash dividends	$0	7,871
Sale, conversion, retirement of capital stock, net	$0	1,030
Net operating income	$3,403,000	1,548
1996-12-31 (YTD Data)		Rank
Total interest income	$10,183,000	3,229
Total interest expense	$4,167,000	3,569
Net interest income	$6,016,000	2,951
Provision for loan and lease losses	$710,000	1,310
Total noninterest income	$1,764,000	2,037
Gross Fiduciary activities income	$0	1,526
Service charges on deposit accounts	$498,000	2,732
Trading account gains and fees	$0	262
Additional Noninterest Income	$1,266,000	1,543
Total noninterest expense	$2,694,000	4,721
Salaries and employee benefits	$1,483,000	4,356
Premises and equipment expense	$306,000	5,514
Additional noninterest expense	$905,000	4,727
Pre-tax net operating income	$4,376,000	1,653
Securities gains (losses)	$-19,000	10,606
Applicable income taxes	$1,683,000	1,438
Income before extraordinary items	$2,674,000	1,850
Extraordinary gains, net	$0	53
Net income	$2,674,000	1,851
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$249,000	2,344
Cash dividends	$379,000	4,033
Sale, conversion, retirement of capital stock, net	$0	953
Net operating income	$2,686,160	1,804
1995-12-31 (YTD Data)		Rank
Total interest income	$9,542,000	3,430
Total interest expense	$3,923,000	3,745
Net interest income	$5,619,000	3,163
Provision for loan and lease losses	$261,000	2,485
Total noninterest income	$770,000	3,797
Gross Fiduciary activities income	$0	1,590
Service charges on deposit accounts	$395,000	3,399
Trading account gains and fees	$0	522
Additional Noninterest Income	$375,000	3,454
Total noninterest expense	$2,451,000	5,084
Salaries and employee benefits	$1,423,000	4,498
Premises and equipment expense	$328,000	5,271
Additional noninterest expense	$700,000	5,844
Pre-tax net operating income	$3,677,000	2,002
Securities gains (losses)	$0	3,831
Applicable income taxes	$1,419,000	1,731
Income before extraordinary items	$2,258,000	2,228
Extraordinary gains, net	$0	65
Net income	$2,258,000	2,226
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$228,000	2,304
Cash dividends	$828,000	2,359
Sale, conversion, retirement of capital stock, net	$0	809
Net operating income	$2,258,000	2,205
1994-12-31 (YTD Data)		Rank
Total interest income	$8,410,000	3,566
Total interest expense	$3,023,000	3,936
Net interest income	$5,387,000	3,328
Provision for loan and lease losses	$120,000	4,039
Total noninterest income	$745,000	3,936
Gross Fiduciary activities income	$0	1,599
Service charges on deposit accounts	$353,000	3,808
Trading account gains and fees	$0	475
Additional Noninterest Income	$392,000	3,455
Total noninterest expense	$2,514,000	5,134
Salaries and employee benefits	$1,382,000	4,624
Premises and equipment expense	$321,000	5,423
Additional noninterest expense	$811,000	5,635
Pre-tax net operating income	$3,498,000	2,039
Securities gains (losses)	$-154,000	11,806
Applicable income taxes	$1,272,000	1,794
Income before extraordinary items	$2,072,000	2,347
Extraordinary gains, net	$0	249
Net income	$2,072,000	2,346
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$142,000	3,073
Cash dividends	$3,289,000	754
Sale, conversion, retirement of capital stock, net	$0	1,160
Net operating income	$2,170,560	2,270
1993-12-31 (YTD Data)		Rank
Total interest income	$8,679,000	3,543
Total interest expense	$3,244,000	3,847
Net interest income	$5,435,000	3,310
Provision for loan and lease losses	$120,000	5,200
Total noninterest income	$896,000	3,646
Gross Fiduciary activities income	$0	1,630
Service charges on deposit accounts	$375,000	3,653
Trading account gains and fees	$0	532
Additional Noninterest Income	$521,000	3,180
Total noninterest expense	$2,571,000	5,146
Salaries and employee benefits	$1,369,000	4,649
Premises and equipment expense	$129,000	9,507
Additional noninterest expense	$1,073,000	4,638
Pre-tax net operating income	$3,640,000	1,875
Securities gains (losses)	$37,000	3,837
Applicable income taxes	$1,383,000	1,685
Income before extraordinary items	$2,294,000	2,182
Extraordinary gains, net	$0	3,149
Net income	$2,294,000	2,267
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$66,000	5,461
Cash dividends	$275,000	4,630
Sale, conversion, retirement of capital stock, net	$0	1,223
Net operating income	$2,270,320	2,070
1992-12-31 (YTD Data)		Rank
Total interest income	$10,044,000	3,469
Total interest expense	$4,352,000	3,770
Net interest income	$5,692,000	3,216
Provision for loan and lease losses	$150,000	6,067
Total noninterest income	$984,000	3,364
Gross Fiduciary activities income	$0	1,658
Service charges on deposit accounts	$414,000	3,352
Trading account gains and fees	$0	504
Additional Noninterest Income	$570,000	2,931
Total noninterest expense	$2,582,000	5,160
Salaries and employee benefits	$1,289,000	4,857
Premises and equipment expense	$158,000	8,881
Additional noninterest expense	$1,135,000	4,566
Pre-tax net operating income	$3,944,000	1,578
Securities gains (losses)	$58,000	3,883
Applicable income taxes	$1,525,000	1,439
Income before extraordinary items	$2,477,000	1,839
Extraordinary gains, net	$0	1,422
Net income	$2,477,000	1,858
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$125,000	5,342
Cash dividends	$250,000	4,445
Sale, conversion, retirement of capital stock, net	$0	1,165
Net operating income	$2,439,880	1,715

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.