Home > Northern State Bank > Income and Expense
Northern State Bank, Income and Expense
| 2025-03-31 (YTD Data) | Rank | |
| Total interest income | $3,697,000 | 2,509 |
| Total interest expense | $834,000 | 2,923 |
| Net interest income | $2,863,000 | 2,297 |
| Provision for loan and lease losses | $110,000 | 1,380 |
| Total noninterest income | $264,000 | 2,576 |
| Gross Fiduciary activities income | $0 | 918 |
| Service charges on deposit accounts | $71,000 | 2,222 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $193,000 | 2,440 |
| Total noninterest expense | $1,618,000 | 2,762 |
| Salaries and employee benefits | $972,000 | 2,645 |
| Premises and equipment expense | $174,000 | 2,538 |
| Additional noninterest expense | $193,000 | 2,440 |
| Pre-tax net operating income | $1,399,000 | 1,835 |
| Securities gains (losses) | $0 | 665 |
| Applicable income taxes | $8,000 | 2,974 |
| Income before extraordinary items | $1,391,000 | 1,653 |
| Extraordinary gains, net | $0 | 47 |
| Net income | $1,391,000 | 1,672 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $1,391,000 | 1,653 |
| Net charge-offs | $4,000 | 1,927 |
| Cash dividends | $800,000 | 1,044 |
| Sale, conversion, retirement of capital stock, net | $0 | 467 |
| Net operating income | $1,391,000 | 1,665 |
| 2024-12-31 (YTD Data) | Rank | |
| Total interest income | $14,614,000 | 2,509 |
| Total interest expense | $2,711,000 | 3,155 |
| Net interest income | $11,903,000 | 2,155 |
| Provision for loan and lease losses | $120,000 | 2,391 |
| Total noninterest income | $1,066,000 | 2,649 |
| Gross Fiduciary activities income | $0 | 1,000 |
| Service charges on deposit accounts | $275,000 | 2,312 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $791,000 | 2,504 |
| Total noninterest expense | $6,603,000 | 2,704 |
| Salaries and employee benefits | $4,026,000 | 2,556 |
| Premises and equipment expense | $778,000 | 2,361 |
| Additional noninterest expense | $791,000 | 2,504 |
| Pre-tax net operating income | $6,246,000 | 1,607 |
| Securities gains (losses) | $-25,000 | 3,737 |
| Applicable income taxes | $9,000 | 3,202 |
| Income before extraordinary items | $6,212,000 | 1,461 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $6,212,000 | 1,474 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $6,212,000 | 1,461 |
| Net charge-offs | $0 | 3,072 |
| Cash dividends | $4,000,000 | 1,020 |
| Sale, conversion, retirement of capital stock, net | $0 | 564 |
| Net operating income | $6,237,000 | 1,458 |
| 2024-09-30 (YTD Data) | Rank | |
| Total interest income | $10,795,000 | 2,514 |
| Total interest expense | $1,935,000 | 3,197 |
| Net interest income | $8,860,000 | 2,150 |
| Provision for loan and lease losses | $90,000 | 2,249 |
| Total noninterest income | $801,000 | 2,624 |
| Gross Fiduciary activities income | $0 | 972 |
| Service charges on deposit accounts | $205,000 | 2,322 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $596,000 | 2,466 |
| Total noninterest expense | $4,835,000 | 2,721 |
| Salaries and employee benefits | $2,931,000 | 2,593 |
| Premises and equipment expense | $588,000 | 2,334 |
| Additional noninterest expense | $596,000 | 2,466 |
| Pre-tax net operating income | $4,736,000 | 1,577 |
| Securities gains (losses) | $-25,000 | 3,963 |
| Applicable income taxes | $9,000 | 3,180 |
| Income before extraordinary items | $4,702,000 | 1,426 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $4,702,000 | 1,442 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $4,702,000 | 1,428 |
| Net charge-offs | $0 | 2,823 |
| Cash dividends | $3,000,000 | 908 |
| Sale, conversion, retirement of capital stock, net | $0 | 527 |
| Net operating income | $4,727,000 | 1,427 |
| 2024-06-30 (YTD Data) | Rank | |
| Total interest income | $7,054,000 | 2,525 |
| Total interest expense | $1,189,000 | 3,253 |
| Net interest income | $5,865,000 | 2,144 |
| Provision for loan and lease losses | $60,000 | 2,141 |
| Total noninterest income | $553,000 | 2,561 |
| Gross Fiduciary activities income | $0 | 962 |
| Service charges on deposit accounts | $138,000 | 2,289 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $415,000 | 2,399 |
| Total noninterest expense | $3,247,000 | 2,694 |
| Salaries and employee benefits | $1,977,000 | 2,563 |
| Premises and equipment expense | $431,000 | 2,216 |
| Additional noninterest expense | $415,000 | 2,399 |
| Pre-tax net operating income | $3,111,000 | 1,570 |
| Securities gains (losses) | $-25,000 | 3,974 |
| Applicable income taxes | $9,000 | 3,139 |
| Income before extraordinary items | $3,077,000 | 1,435 |
| Extraordinary gains, net | $0 | 52 |
| Net income | $3,077,000 | 1,456 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $3,077,000 | 1,437 |
| Net charge-offs | $-32,000 | 4,226 |
| Cash dividends | $2,000,000 | 901 |
| Sale, conversion, retirement of capital stock, net | $0 | 496 |
| Net operating income | $3,102,000 | 1,426 |
| 2024-03-31 (YTD Data) | Rank | |
| Total interest income | $3,519,000 | 2,516 |
| Total interest expense | $572,000 | 3,274 |
| Net interest income | $2,947,000 | 2,127 |
| Provision for loan and lease losses | $30,000 | 1,896 |
| Total noninterest income | $292,000 | 2,457 |
| Gross Fiduciary activities income | $0 | 895 |
| Service charges on deposit accounts | $67,000 | 2,306 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $225,000 | 2,252 |
| Total noninterest expense | $1,553,000 | 2,763 |
| Salaries and employee benefits | $924,000 | 2,666 |
| Premises and equipment expense | $210,000 | 2,251 |
| Additional noninterest expense | $225,000 | 2,252 |
| Pre-tax net operating income | $1,656,000 | 1,477 |
| Securities gains (losses) | $-25,000 | 4,175 |
| Applicable income taxes | $9,000 | 2,940 |
| Income before extraordinary items | $1,622,000 | 1,348 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $1,622,000 | 1,360 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $1,622,000 | 1,347 |
| Net charge-offs | $-24,000 | 4,285 |
| Cash dividends | $1,000,000 | 824 |
| Sale, conversion, retirement of capital stock, net | $0 | 434 |
| Net operating income | $1,646,750 | 1,345 |
| 2023-12-31 (YTD Data) | Rank | |
| Total interest income | $12,366,000 | 2,549 |
| Total interest expense | $1,595,000 | 3,274 |
| Net interest income | $10,771,000 | 2,275 |
| Provision for loan and lease losses | $80,000 | 2,577 |
| Total noninterest income | $1,064,000 | 2,672 |
| Gross Fiduciary activities income | $0 | 981 |
| Service charges on deposit accounts | $291,000 | 2,225 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $773,000 | 2,544 |
| Total noninterest expense | $6,229,000 | 2,721 |
| Salaries and employee benefits | $3,829,000 | 2,590 |
| Premises and equipment expense | $810,000 | 2,290 |
| Additional noninterest expense | $773,000 | 2,544 |
| Pre-tax net operating income | $5,526,000 | 1,823 |
| Securities gains (losses) | $0 | 988 |
| Applicable income taxes | $38,000 | 3,092 |
| Income before extraordinary items | $5,488,000 | 1,621 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $5,488,000 | 1,641 |
| Minority interest net income | $0 | 88 |
| Net income of bank and minority interests. | $5,488,000 | 1,624 |
| Net charge-offs | $136,000 | 1,334 |
| Cash dividends | $3,500,000 | 1,047 |
| Sale, conversion, retirement of capital stock, net | $0 | 540 |
| Net operating income | $5,488,000 | 1,656 |
| 2023-09-30 (YTD Data) | Rank | |
| Total interest income | $9,072,000 | 2,558 |
| Total interest expense | $1,088,000 | 3,274 |
| Net interest income | $7,984,000 | 2,308 |
| Provision for loan and lease losses | $20,000 | 2,810 |
| Total noninterest income | $714,000 | 2,797 |
| Gross Fiduciary activities income | $0 | 950 |
| Service charges on deposit accounts | $218,000 | 2,242 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $496,000 | 2,688 |
| Total noninterest expense | $4,642,000 | 2,731 |
| Salaries and employee benefits | $2,829,000 | 2,603 |
| Premises and equipment expense | $637,000 | 2,232 |
| Additional noninterest expense | $496,000 | 2,687 |
| Pre-tax net operating income | $4,036,000 | 1,889 |
| Securities gains (losses) | $0 | 849 |
| Applicable income taxes | $29,000 | 3,134 |
| Income before extraordinary items | $4,007,000 | 1,717 |
| Extraordinary gains, net | $0 | 52 |
| Net income | $4,007,000 | 1,731 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $4,007,000 | 1,717 |
| Net charge-offs | $82,000 | 1,269 |
| Cash dividends | $2,500,000 | 1,004 |
| Sale, conversion, retirement of capital stock, net | $0 | 507 |
| Net operating income | $4,007,000 | 1,742 |
| 2023-06-30 (YTD Data) | Rank | |
| Total interest income | $5,792,000 | 2,589 |
| Total interest expense | $626,000 | 3,284 |
| Net interest income | $5,166,000 | 2,372 |
| Provision for loan and lease losses | $0 | 2,940 |
| Total noninterest income | $544,000 | 2,605 |
| Gross Fiduciary activities income | $0 | 931 |
| Service charges on deposit accounts | $144,000 | 2,243 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $400,000 | 2,453 |
| Total noninterest expense | $3,087,000 | 2,726 |
| Salaries and employee benefits | $1,902,000 | 2,587 |
| Premises and equipment expense | $426,000 | 2,223 |
| Additional noninterest expense | $400,000 | 2,449 |
| Pre-tax net operating income | $2,623,000 | 1,898 |
| Securities gains (losses) | $0 | 938 |
| Applicable income taxes | $20,000 | 3,161 |
| Income before extraordinary items | $2,603,000 | 1,739 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $2,603,000 | 1,759 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $2,603,000 | 1,739 |
| Net charge-offs | $66,000 | 1,074 |
| Cash dividends | $1,700,000 | 985 |
| Sale, conversion, retirement of capital stock, net | $0 | 486 |
| Net operating income | $2,603,000 | 1,748 |
| 2023-03-31 (YTD Data) | Rank | |
| Total interest income | $2,822,000 | 2,607 |
| Total interest expense | $263,000 | 3,297 |
| Net interest income | $2,559,000 | 2,403 |
| Provision for loan and lease losses | $0 | 2,612 |
| Total noninterest income | $294,000 | 2,505 |
| Gross Fiduciary activities income | $0 | 913 |
| Service charges on deposit accounts | $71,000 | 2,269 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $223,000 | 2,315 |
| Total noninterest expense | $1,463,000 | 2,840 |
| Salaries and employee benefits | $892,000 | 2,718 |
| Premises and equipment expense | $228,000 | 2,169 |
| Additional noninterest expense | $223,000 | 2,315 |
| Pre-tax net operating income | $1,390,000 | 1,887 |
| Securities gains (losses) | $0 | 950 |
| Applicable income taxes | $11,000 | 3,120 |
| Income before extraordinary items | $1,379,000 | 1,693 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,379,000 | 1,692 |
| Minority interest net income | $0 | 48 |
| Net income of bank and minority interests. | $1,379,000 | 1,693 |
| Net charge-offs | $0 | 2,062 |
| Cash dividends | $900,000 | 886 |
| Sale, conversion, retirement of capital stock, net | $0 | 430 |
| Net operating income | $1,379,000 | 1,713 |
| 2022-12-31 (YTD Data) | Rank | |
| Total interest income | $8,433,000 | 2,773 |
| Total interest expense | $506,000 | 3,227 |
| Net interest income | $7,927,000 | 2,691 |
| Provision for loan and lease losses | $0 | 3,012 |
| Total noninterest income | $1,085,000 | 2,705 |
| Gross Fiduciary activities income | $0 | 1,005 |
| Service charges on deposit accounts | $297,000 | 2,267 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $788,000 | 2,595 |
| Total noninterest expense | $5,786,000 | 2,805 |
| Salaries and employee benefits | $3,479,000 | 2,705 |
| Premises and equipment expense | $788,000 | 2,337 |
| Additional noninterest expense | $788,000 | 2,595 |
| Pre-tax net operating income | $3,226,000 | 2,570 |
| Securities gains (losses) | $0 | 691 |
| Applicable income taxes | $29,000 | 3,389 |
| Income before extraordinary items | $3,197,000 | 2,375 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $3,197,000 | 2,374 |
| Minority interest net income | $0 | 63 |
| Net income of bank and minority interests. | $3,197,000 | 2,374 |
| Net charge-offs | $0 | 2,620 |
| Cash dividends | $1,900,000 | 1,560 |
| Sale, conversion, retirement of capital stock, net | $0 | 568 |
| Net operating income | $3,197,000 | 2,404 |
| 2022-09-30 (YTD Data) | Rank | |
| Total interest income | $5,839,000 | 2,845 |
| Total interest expense | $348,000 | 3,116 |
| Net interest income | $5,491,000 | 2,788 |
| Provision for loan and lease losses | $0 | 2,835 |
| Total noninterest income | $835,000 | 2,709 |
| Gross Fiduciary activities income | $0 | 968 |
| Service charges on deposit accounts | $222,000 | 2,273 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $613,000 | 2,579 |
| Total noninterest expense | $4,341,000 | 2,798 |
| Salaries and employee benefits | $2,641,000 | 2,691 |
| Premises and equipment expense | $587,000 | 2,357 |
| Additional noninterest expense | $613,000 | 2,579 |
| Pre-tax net operating income | $1,985,000 | 2,789 |
| Securities gains (losses) | $0 | 740 |
| Applicable income taxes | $21,000 | 3,381 |
| Income before extraordinary items | $1,964,000 | 2,603 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,964,000 | 2,601 |
| Minority interest net income | $0 | 57 |
| Net income of bank and minority interests. | $1,964,000 | 2,602 |
| Net charge-offs | $0 | 2,349 |
| Cash dividends | $1,000,000 | 1,660 |
| Sale, conversion, retirement of capital stock, net | $0 | 519 |
| Net operating income | $1,964,000 | 2,640 |
| 2022-06-30 (YTD Data) | Rank | |
| Total interest income | $3,595,000 | 2,920 |
| Total interest expense | $217,000 | 3,109 |
| Net interest income | $3,378,000 | 2,883 |
| Provision for loan and lease losses | $0 | 2,599 |
| Total noninterest income | $585,000 | 2,648 |
| Gross Fiduciary activities income | $0 | 925 |
| Service charges on deposit accounts | $145,000 | 2,289 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $440,000 | 2,519 |
| Total noninterest expense | $2,902,000 | 2,776 |
| Salaries and employee benefits | $1,763,000 | 2,695 |
| Premises and equipment expense | $390,000 | 2,363 |
| Additional noninterest expense | $749,000 | 3,095 |
| Pre-tax net operating income | $1,061,000 | 2,944 |
| Securities gains (losses) | $0 | 687 |
| Applicable income taxes | $12,000 | 3,349 |
| Income before extraordinary items | $1,049,000 | 2,780 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,049,000 | 2,778 |
| Minority interest net income | $0 | 60 |
| Net income of bank and minority interests. | $1,049,000 | 2,780 |
| Net charge-offs | $0 | 2,156 |
| Cash dividends | $600,000 | 1,734 |
| Sale, conversion, retirement of capital stock, net | $0 | 494 |
| Net operating income | $1,049,000 | 2,805 |
| 2022-03-31 (YTD Data) | Rank | |
| Total interest income | $1,692,000 | 2,971 |
| Total interest expense | $110,000 | 3,064 |
| Net interest income | $1,582,000 | 2,940 |
| Provision for loan and lease losses | $0 | 2,285 |
| Total noninterest income | $313,000 | 2,543 |
| Gross Fiduciary activities income | $0 | 892 |
| Service charges on deposit accounts | $71,000 | 2,303 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $242,000 | 2,398 |
| Total noninterest expense | $1,453,000 | 2,773 |
| Salaries and employee benefits | $892,000 | 2,676 |
| Premises and equipment expense | $192,000 | 2,392 |
| Additional noninterest expense | $369,000 | 3,116 |
| Pre-tax net operating income | $442,000 | 3,049 |
| Securities gains (losses) | $0 | 623 |
| Applicable income taxes | $7,000 | 3,217 |
| Income before extraordinary items | $435,000 | 2,892 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $435,000 | 2,890 |
| Minority interest net income | $0 | 50 |
| Net income of bank and minority interests. | $435,000 | 2,892 |
| Net charge-offs | $0 | 1,838 |
| Cash dividends | $300,000 | 1,485 |
| Sale, conversion, retirement of capital stock, net | $0 | 453 |
| Net operating income | $435,000 | 2,916 |
| 2021-12-31 (YTD Data) | Rank | |
| Total interest income | $7,770,000 | 2,849 |
| Total interest expense | $511,000 | 3,141 |
| Net interest income | $7,259,000 | 2,804 |
| Provision for loan and lease losses | $0 | 3,064 |
| Total noninterest income | $1,352,000 | 2,661 |
| Gross Fiduciary activities income | $0 | 994 |
| Service charges on deposit accounts | $268,000 | 2,317 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,084,000 | 2,549 |
| Total noninterest expense | $5,825,000 | 2,777 |
| Salaries and employee benefits | $3,639,000 | 2,650 |
| Premises and equipment expense | $703,000 | 2,507 |
| Additional noninterest expense | $1,483,000 | 3,112 |
| Pre-tax net operating income | $2,786,000 | 2,772 |
| Securities gains (losses) | $0 | 2,062 |
| Applicable income taxes | $34,000 | 3,396 |
| Income before extraordinary items | $2,752,000 | 2,649 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $2,752,000 | 2,650 |
| Minority interest net income | $0 | 74 |
| Net income of bank and minority interests. | $2,752,000 | 2,650 |
| Net charge-offs | $101,000 | 1,340 |
| Cash dividends | $2,000,000 | 1,514 |
| Sale, conversion, retirement of capital stock, net | $0 | 582 |
| Net operating income | $2,752,000 | 2,631 |
| 2021-09-30 (YTD Data) | Rank | |
| Total interest income | $6,028,000 | 2,862 |
| Total interest expense | $399,000 | 3,179 |
| Net interest income | $5,629,000 | 2,793 |
| Provision for loan and lease losses | $0 | 2,963 |
| Total noninterest income | $1,007,000 | 2,694 |
| Gross Fiduciary activities income | $0 | 957 |
| Service charges on deposit accounts | $197,000 | 2,340 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $810,000 | 2,591 |
| Total noninterest expense | $4,362,000 | 2,797 |
| Salaries and employee benefits | $2,742,000 | 2,649 |
| Premises and equipment expense | $525,000 | 2,537 |
| Additional noninterest expense | $1,095,000 | 3,162 |
| Pre-tax net operating income | $2,274,000 | 2,791 |
| Securities gains (losses) | $0 | 2,015 |
| Applicable income taxes | $24,000 | 3,394 |
| Income before extraordinary items | $2,250,000 | 2,653 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $2,250,000 | 2,653 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $2,250,000 | 2,653 |
| Net charge-offs | $49,000 | 1,363 |
| Cash dividends | $1,500,000 | 1,383 |
| Sale, conversion, retirement of capital stock, net | $0 | 543 |
| Net operating income | $2,250,000 | 2,630 |
| 2021-06-30 (YTD Data) | Rank | |
| Total interest income | $4,242,000 | 2,784 |
| Total interest expense | $277,000 | 3,203 |
| Net interest income | $3,965,000 | 2,700 |
| Provision for loan and lease losses | $0 | 2,862 |
| Total noninterest income | $599,000 | 2,796 |
| Gross Fiduciary activities income | $0 | 951 |
| Service charges on deposit accounts | $123,000 | 2,381 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $476,000 | 2,688 |
| Total noninterest expense | $2,875,000 | 2,802 |
| Salaries and employee benefits | $1,815,000 | 2,661 |
| Premises and equipment expense | $355,000 | 2,503 |
| Additional noninterest expense | $705,000 | 3,205 |
| Pre-tax net operating income | $1,689,000 | 2,633 |
| Securities gains (losses) | $83,000 | 725 |
| Applicable income taxes | $14,000 | 3,405 |
| Income before extraordinary items | $1,758,000 | 2,398 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $1,758,000 | 2,398 |
| Minority interest net income | $0 | 67 |
| Net income of bank and minority interests. | $1,758,000 | 2,398 |
| Net charge-offs | $49,000 | 1,159 |
| Cash dividends | $1,000,000 | 1,368 |
| Sale, conversion, retirement of capital stock, net | $0 | 517 |
| Net operating income | $1,675,830 | 2,436 |
| 2021-03-31 (YTD Data) | Rank | |
| Total interest income | $2,218,000 | 2,690 |
| Total interest expense | $150,000 | 3,175 |
| Net interest income | $2,068,000 | 2,618 |
| Provision for loan and lease losses | $0 | 2,741 |
| Total noninterest income | $281,000 | 2,867 |
| Gross Fiduciary activities income | $0 | 922 |
| Service charges on deposit accounts | $59,000 | 2,411 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $222,000 | 2,746 |
| Total noninterest expense | $1,436,000 | 2,808 |
| Salaries and employee benefits | $901,000 | 2,665 |
| Premises and equipment expense | $188,000 | 2,438 |
| Additional noninterest expense | $347,000 | 3,182 |
| Pre-tax net operating income | $913,000 | 2,498 |
| Securities gains (losses) | $83,000 | 523 |
| Applicable income taxes | $9,000 | 3,305 |
| Income before extraordinary items | $987,000 | 2,236 |
| Extraordinary gains, net | $0 | 3 |
| Net income | $987,000 | 2,237 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $987,000 | 2,236 |
| Net charge-offs | $49,000 | 834 |
| Cash dividends | $500,000 | 1,175 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $904,830 | 2,304 |
| 2020-12-31 (YTD Data) | Rank | |
| Total interest income | $8,894,000 | 2,698 |
| Total interest expense | $860,000 | 3,149 |
| Net interest income | $8,034,000 | 2,611 |
| Provision for loan and lease losses | $90,000 | 3,614 |
| Total noninterest income | $1,149,000 | 2,718 |
| Gross Fiduciary activities income | $0 | 1,030 |
| Service charges on deposit accounts | $290,000 | 2,278 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $859,000 | 2,622 |
| Total noninterest expense | $5,604,000 | 2,809 |
| Salaries and employee benefits | $3,523,000 | 2,670 |
| Premises and equipment expense | $683,000 | 2,569 |
| Additional noninterest expense | $1,398,000 | 3,167 |
| Pre-tax net operating income | $3,489,000 | 2,233 |
| Securities gains (losses) | $17,000 | 2,162 |
| Applicable income taxes | $45,000 | 3,212 |
| Income before extraordinary items | $3,461,000 | 2,110 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $3,461,000 | 2,110 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $3,461,000 | 2,110 |
| Net charge-offs | $7,000 | 3,116 |
| Cash dividends | $2,500,000 | 1,288 |
| Sale, conversion, retirement of capital stock, net | $0 | 566 |
| Net operating income | $3,444,170 | 2,060 |
| 2020-09-30 (YTD Data) | Rank | |
| Total interest income | $6,923,000 | 2,658 |
| Total interest expense | $683,000 | 3,160 |
| Net interest income | $6,240,000 | 2,561 |
| Provision for loan and lease losses | $90,000 | 3,370 |
| Total noninterest income | $826,000 | 2,732 |
| Gross Fiduciary activities income | $0 | 981 |
| Service charges on deposit accounts | $221,000 | 2,268 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $605,000 | 2,644 |
| Total noninterest expense | $4,170,000 | 2,807 |
| Salaries and employee benefits | $2,648,000 | 2,660 |
| Premises and equipment expense | $518,000 | 2,544 |
| Additional noninterest expense | $1,004,000 | 3,216 |
| Pre-tax net operating income | $2,806,000 | 2,130 |
| Securities gains (losses) | $17,000 | 1,977 |
| Applicable income taxes | $34,000 | 3,217 |
| Income before extraordinary items | $2,789,000 | 1,995 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $2,789,000 | 1,994 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $2,789,000 | 1,995 |
| Net charge-offs | $20,000 | 2,499 |
| Cash dividends | $1,800,000 | 1,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 532 |
| Net operating income | $2,772,170 | 1,944 |
| 2020-06-30 (YTD Data) | Rank | |
| Total interest income | $4,847,000 | 2,611 |
| Total interest expense | $499,000 | 3,130 |
| Net interest income | $4,348,000 | 2,499 |
| Provision for loan and lease losses | $90,000 | 3,062 |
| Total noninterest income | $540,000 | 2,722 |
| Gross Fiduciary activities income | $0 | 970 |
| Service charges on deposit accounts | $150,000 | 2,271 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $390,000 | 2,635 |
| Total noninterest expense | $2,785,000 | 2,812 |
| Salaries and employee benefits | $1,753,000 | 2,686 |
| Premises and equipment expense | $356,000 | 2,485 |
| Additional noninterest expense | $676,000 | 3,205 |
| Pre-tax net operating income | $2,013,000 | 1,997 |
| Securities gains (losses) | $17,000 | 1,730 |
| Applicable income taxes | $23,000 | 3,178 |
| Income before extraordinary items | $2,007,000 | 1,839 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $2,007,000 | 1,840 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $2,007,000 | 1,840 |
| Net charge-offs | $16,000 | 2,286 |
| Cash dividends | $1,200,000 | 1,147 |
| Sale, conversion, retirement of capital stock, net | $0 | 504 |
| Net operating income | $1,990,170 | 1,817 |
| 2020-03-31 (YTD Data) | Rank | |
| Total interest income | $2,255,000 | 2,739 |
| Total interest expense | $260,000 | 3,204 |
| Net interest income | $1,995,000 | 2,606 |
| Provision for loan and lease losses | $30,000 | 2,812 |
| Total noninterest income | $237,000 | 2,803 |
| Gross Fiduciary activities income | $0 | 941 |
| Service charges on deposit accounts | $84,000 | 2,374 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $153,000 | 2,751 |
| Total noninterest expense | $1,402,000 | 2,826 |
| Salaries and employee benefits | $893,000 | 2,671 |
| Premises and equipment expense | $182,000 | 2,479 |
| Additional noninterest expense | $327,000 | 3,302 |
| Pre-tax net operating income | $800,000 | 2,163 |
| Securities gains (losses) | $17,000 | 1,172 |
| Applicable income taxes | $12,000 | 3,084 |
| Income before extraordinary items | $805,000 | 1,969 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $805,000 | 1,969 |
| Minority interest net income | $0 | 56 |
| Net income of bank and minority interests. | $805,000 | 1,969 |
| Net charge-offs | $17,000 | 1,650 |
| Cash dividends | $600,000 | 1,133 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $788,170 | 1,969 |
| 2019-12-31 (YTD Data) | Rank | |
| Total interest income | $8,972,000 | 2,769 |
| Total interest expense | $846,000 | 3,540 |
| Net interest income | $8,126,000 | 2,596 |
| Provision for loan and lease losses | $280,000 | 2,039 |
| Total noninterest income | $1,568,000 | 2,244 |
| Gross Fiduciary activities income | $0 | 1,051 |
| Service charges on deposit accounts | $357,000 | 2,369 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,211,000 | 2,034 |
| Total noninterest expense | $5,620,000 | 2,807 |
| Salaries and employee benefits | $3,438,000 | 2,696 |
| Premises and equipment expense | $740,000 | 2,454 |
| Additional noninterest expense | $1,442,000 | 3,168 |
| Pre-tax net operating income | $3,794,000 | 2,131 |
| Securities gains (losses) | $0 | 2,379 |
| Applicable income taxes | $42,000 | 3,361 |
| Income before extraordinary items | $3,752,000 | 1,976 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $3,752,000 | 1,978 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $3,752,000 | 1,978 |
| Net charge-offs | $106,000 | 2,170 |
| Cash dividends | $2,700,000 | 1,285 |
| Sale, conversion, retirement of capital stock, net | $0 | 626 |
| Net operating income | $3,752,000 | 1,945 |
| 2019-09-30 (YTD Data) | Rank | |
| Total interest income | $6,698,000 | 2,804 |
| Total interest expense | $608,000 | 3,630 |
| Net interest income | $6,090,000 | 2,623 |
| Provision for loan and lease losses | $80,000 | 2,806 |
| Total noninterest income | $905,000 | 2,579 |
| Gross Fiduciary activities income | $0 | 1,014 |
| Service charges on deposit accounts | $268,000 | 2,386 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $637,000 | 2,429 |
| Total noninterest expense | $4,217,000 | 2,820 |
| Salaries and employee benefits | $2,560,000 | 2,716 |
| Premises and equipment expense | $546,000 | 2,496 |
| Additional noninterest expense | $1,111,000 | 3,121 |
| Pre-tax net operating income | $2,698,000 | 2,257 |
| Securities gains (losses) | $0 | 2,167 |
| Applicable income taxes | $31,000 | 3,436 |
| Income before extraordinary items | $2,667,000 | 2,101 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $2,667,000 | 2,101 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $2,667,000 | 2,102 |
| Net charge-offs | $12,000 | 2,893 |
| Cash dividends | $1,900,000 | 1,248 |
| Sale, conversion, retirement of capital stock, net | $0 | 590 |
| Net operating income | $2,667,000 | 2,073 |
| 2019-06-30 (YTD Data) | Rank | |
| Total interest income | $4,418,000 | 2,834 |
| Total interest expense | $389,000 | 3,671 |
| Net interest income | $4,029,000 | 2,646 |
| Provision for loan and lease losses | $60,000 | 2,560 |
| Total noninterest income | $659,000 | 2,426 |
| Gross Fiduciary activities income | $0 | 1,004 |
| Service charges on deposit accounts | $175,000 | 2,397 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $484,000 | 2,247 |
| Total noninterest expense | $2,797,000 | 2,839 |
| Salaries and employee benefits | $1,682,000 | 2,760 |
| Premises and equipment expense | $378,000 | 2,443 |
| Additional noninterest expense | $737,000 | 3,173 |
| Pre-tax net operating income | $1,831,000 | 2,207 |
| Securities gains (losses) | $0 | 1,702 |
| Applicable income taxes | $21,000 | 3,424 |
| Income before extraordinary items | $1,810,000 | 2,068 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $1,810,000 | 2,066 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $1,810,000 | 2,068 |
| Net charge-offs | $-6,000 | 4,333 |
| Cash dividends | $1,200,000 | 1,279 |
| Sale, conversion, retirement of capital stock, net | $0 | 573 |
| Net operating income | $1,810,000 | 2,044 |
| 2019-03-31 (YTD Data) | Rank | |
| Total interest income | $2,197,000 | 2,857 |
| Total interest expense | $191,000 | 3,678 |
| Net interest income | $2,006,000 | 2,672 |
| Provision for loan and lease losses | $30,000 | 2,400 |
| Total noninterest income | $387,000 | 2,203 |
| Gross Fiduciary activities income | $0 | 972 |
| Service charges on deposit accounts | $85,000 | 2,424 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $302,000 | 1,956 |
| Total noninterest expense | $1,380,000 | 2,881 |
| Salaries and employee benefits | $845,000 | 2,779 |
| Premises and equipment expense | $186,000 | 2,494 |
| Additional noninterest expense | $349,000 | 3,277 |
| Pre-tax net operating income | $983,000 | 2,076 |
| Securities gains (losses) | $0 | 1,087 |
| Applicable income taxes | $10,000 | 3,388 |
| Income before extraordinary items | $973,000 | 1,911 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $973,000 | 1,909 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $973,000 | 1,910 |
| Net charge-offs | $-3,000 | 4,217 |
| Cash dividends | $600,000 | 1,170 |
| Sale, conversion, retirement of capital stock, net | $0 | 529 |
| Net operating income | $973,000 | 1,891 |
| 2018-12-31 (YTD Data) | Rank | |
| Total interest income | $8,577,000 | 2,808 |
| Total interest expense | $611,000 | 3,645 |
| Net interest income | $7,966,000 | 2,659 |
| Provision for loan and lease losses | $80,000 | 3,221 |
| Total noninterest income | $1,170,000 | 2,645 |
| Gross Fiduciary activities income | $0 | 1,098 |
| Service charges on deposit accounts | $309,000 | 2,700 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $861,000 | 2,411 |
| Total noninterest expense | $5,467,000 | 2,885 |
| Salaries and employee benefits | $3,465,000 | 2,701 |
| Premises and equipment expense | $819,000 | 2,330 |
| Additional noninterest expense | $1,183,000 | 3,610 |
| Pre-tax net operating income | $3,589,000 | 2,241 |
| Securities gains (losses) | $0 | 1,125 |
| Applicable income taxes | $226,000 | 2,606 |
| Income before extraordinary items | $3,363,000 | 2,150 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $3,363,000 | 2,148 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $3,363,000 | 2,149 |
| Net charge-offs | $161,000 | 1,814 |
| Cash dividends | $2,700,000 | 1,177 |
| Sale, conversion, retirement of capital stock, net | $0 | 671 |
| Net operating income | $3,363,000 | 2,147 |
| 2018-09-30 (YTD Data) | Rank | |
| Total interest income | $6,381,000 | 2,817 |
| Total interest expense | $436,000 | 3,680 |
| Net interest income | $5,945,000 | 2,679 |
| Provision for loan and lease losses | $80,000 | 2,859 |
| Total noninterest income | $565,000 | 3,245 |
| Gross Fiduciary activities income | $0 | 1,048 |
| Service charges on deposit accounts | $228,000 | 2,746 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $337,000 | 3,247 |
| Total noninterest expense | $4,013,000 | 2,934 |
| Salaries and employee benefits | $2,559,000 | 2,733 |
| Premises and equipment expense | $584,000 | 2,427 |
| Additional noninterest expense | $870,000 | 3,674 |
| Pre-tax net operating income | $2,417,000 | 2,439 |
| Securities gains (losses) | $0 | 1,118 |
| Applicable income taxes | $30,000 | 3,518 |
| Income before extraordinary items | $2,387,000 | 2,243 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $2,387,000 | 2,241 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $2,387,000 | 2,242 |
| Net charge-offs | $-43,000 | 4,879 |
| Cash dividends | $1,900,000 | 1,130 |
| Sale, conversion, retirement of capital stock, net | $0 | 633 |
| Net operating income | $2,387,000 | 2,244 |
| 2018-06-30 (YTD Data) | Rank | |
| Total interest income | $4,203,000 | 2,828 |
| Total interest expense | $282,000 | 3,656 |
| Net interest income | $3,921,000 | 2,694 |
| Provision for loan and lease losses | $60,000 | 2,584 |
| Total noninterest income | $400,000 | 3,194 |
| Gross Fiduciary activities income | $0 | 1,037 |
| Service charges on deposit accounts | $152,000 | 2,736 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $248,000 | 3,113 |
| Total noninterest expense | $2,686,000 | 2,953 |
| Salaries and employee benefits | $1,698,000 | 2,765 |
| Premises and equipment expense | $402,000 | 2,401 |
| Additional noninterest expense | $586,000 | 3,669 |
| Pre-tax net operating income | $1,575,000 | 2,447 |
| Securities gains (losses) | $0 | 961 |
| Applicable income taxes | $20,000 | 3,516 |
| Income before extraordinary items | $1,555,000 | 2,251 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $1,555,000 | 2,249 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $1,555,000 | 2,250 |
| Net charge-offs | $-43,000 | 4,975 |
| Cash dividends | $1,200,000 | 1,153 |
| Sale, conversion, retirement of capital stock, net | $0 | 620 |
| Net operating income | $1,555,000 | 2,249 |
| 2018-03-31 (YTD Data) | Rank | |
| Total interest income | $2,081,000 | 2,856 |
| Total interest expense | $137,000 | 3,654 |
| Net interest income | $1,944,000 | 2,719 |
| Provision for loan and lease losses | $30,000 | 2,415 |
| Total noninterest income | $191,000 | 3,240 |
| Gross Fiduciary activities income | $0 | 1,003 |
| Service charges on deposit accounts | $75,000 | 2,780 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $116,000 | 3,148 |
| Total noninterest expense | $1,347,000 | 2,973 |
| Salaries and employee benefits | $857,000 | 2,766 |
| Premises and equipment expense | $210,000 | 2,368 |
| Additional noninterest expense | $280,000 | 3,776 |
| Pre-tax net operating income | $758,000 | 2,473 |
| Securities gains (losses) | $0 | 735 |
| Applicable income taxes | $11,000 | 3,465 |
| Income before extraordinary items | $747,000 | 2,276 |
| Extraordinary gains, net | $0 | 7 |
| Net income | $747,000 | 2,274 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $747,000 | 2,276 |
| Net charge-offs | $-22,000 | 5,012 |
| Cash dividends | $600,000 | 1,040 |
| Sale, conversion, retirement of capital stock, net | $0 | 580 |
| Net operating income | $747,000 | 2,266 |
| 2017-12-31 (YTD Data) | Rank | |
| Total interest income | $8,088,000 | 2,848 |
| Total interest expense | $569,000 | 3,474 |
| Net interest income | $7,519,000 | 2,752 |
| Provision for loan and lease losses | $160,000 | 2,586 |
| Total noninterest income | $1,333,000 | 2,548 |
| Gross Fiduciary activities income | $0 | 1,137 |
| Service charges on deposit accounts | $346,000 | 2,606 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $987,000 | 2,311 |
| Total noninterest expense | $5,390,000 | 2,969 |
| Salaries and employee benefits | $3,370,000 | 2,782 |
| Premises and equipment expense | $797,000 | 2,462 |
| Additional noninterest expense | $1,223,000 | 3,636 |
| Pre-tax net operating income | $3,302,000 | 2,322 |
| Securities gains (losses) | $0 | 2,243 |
| Applicable income taxes | $39,000 | 3,605 |
| Income before extraordinary items | $3,263,000 | 1,907 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $3,263,000 | 1,907 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $3,263,000 | 1,908 |
| Net charge-offs | $69,000 | 2,745 |
| Cash dividends | $2,100,000 | 1,362 |
| Sale, conversion, retirement of capital stock, net | $0 | 711 |
| Net operating income | $3,263,000 | 1,886 |
| 2017-09-30 (YTD Data) | Rank | |
| Total interest income | $6,010,000 | 2,881 |
| Total interest expense | $430,000 | 3,460 |
| Net interest income | $5,580,000 | 2,795 |
| Provision for loan and lease losses | $130,000 | 2,440 |
| Total noninterest income | $1,133,000 | 2,408 |
| Gross Fiduciary activities income | $0 | 1,093 |
| Service charges on deposit accounts | $261,000 | 2,619 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $872,000 | 2,132 |
| Total noninterest expense | $4,114,000 | 2,963 |
| Salaries and employee benefits | $2,576,000 | 2,764 |
| Premises and equipment expense | $586,000 | 2,513 |
| Additional noninterest expense | $952,000 | 3,569 |
| Pre-tax net operating income | $2,469,000 | 2,387 |
| Securities gains (losses) | $0 | 2,274 |
| Applicable income taxes | $30,000 | 3,615 |
| Income before extraordinary items | $2,439,000 | 2,062 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $2,439,000 | 2,063 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $2,439,000 | 2,063 |
| Net charge-offs | $21,000 | 2,958 |
| Cash dividends | $1,500,000 | 1,286 |
| Sale, conversion, retirement of capital stock, net | $0 | 677 |
| Net operating income | $2,439,000 | 2,027 |
| 2017-06-30 (YTD Data) | Rank | |
| Total interest income | $3,927,000 | 2,910 |
| Total interest expense | $282,000 | 3,469 |
| Net interest income | $3,645,000 | 2,824 |
| Provision for loan and lease losses | $100,000 | 2,230 |
| Total noninterest income | $438,000 | 3,183 |
| Gross Fiduciary activities income | $0 | 1,079 |
| Service charges on deposit accounts | $172,000 | 2,639 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $266,000 | 3,098 |
| Total noninterest expense | $2,717,000 | 2,997 |
| Salaries and employee benefits | $1,708,000 | 2,790 |
| Premises and equipment expense | $391,000 | 2,517 |
| Additional noninterest expense | $618,000 | 3,629 |
| Pre-tax net operating income | $1,266,000 | 2,759 |
| Securities gains (losses) | $0 | 1,906 |
| Applicable income taxes | $21,000 | 3,618 |
| Income before extraordinary items | $1,245,000 | 2,462 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $1,245,000 | 2,461 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,245,000 | 2,462 |
| Net charge-offs | $3,000 | 3,240 |
| Cash dividends | $1,000,000 | 1,294 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $1,245,000 | 2,442 |
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $1,931,000 | 2,934 |
| Total interest expense | $138,000 | 3,490 |
| Net interest income | $1,793,000 | 2,856 |
| Provision for loan and lease losses | $40,000 | 2,253 |
| Total noninterest income | $227,000 | 3,111 |
| Gross Fiduciary activities income | $0 | 1,045 |
| Service charges on deposit accounts | $84,000 | 2,675 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $143,000 | 2,990 |
| Total noninterest expense | $1,375,000 | 2,985 |
| Salaries and employee benefits | $851,000 | 2,826 |
| Premises and equipment expense | $200,000 | 2,509 |
| Additional noninterest expense | $324,000 | 3,556 |
| Pre-tax net operating income | $605,000 | 2,794 |
| Securities gains (losses) | $0 | 1,153 |
| Applicable income taxes | $12,000 | 3,531 |
| Income before extraordinary items | $593,000 | 2,470 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $593,000 | 2,469 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $593,000 | 2,470 |
| Net charge-offs | $1,000 | 2,795 |
| Cash dividends | $500,000 | 1,199 |
| Sale, conversion, retirement of capital stock, net | $0 | 632 |
| Net operating income | $593,000 | 2,453 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $7,582,000 | 2,965 |
| Total interest expense | $580,000 | 3,380 |
| Net interest income | $7,002,000 | 2,884 |
| Provision for loan and lease losses | $35,000 | 3,828 |
| Total noninterest income | $904,000 | 3,201 |
| Gross Fiduciary activities income | $0 | 1,172 |
| Service charges on deposit accounts | $339,000 | 2,752 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $565,000 | 3,087 |
| Total noninterest expense | $5,516,000 | 2,998 |
| Salaries and employee benefits | $3,363,000 | 2,828 |
| Premises and equipment expense | $856,000 | 2,384 |
| Additional noninterest expense | $1,297,000 | 3,648 |
| Pre-tax net operating income | $2,355,000 | 2,766 |
| Securities gains (losses) | $0 | 3,212 |
| Applicable income taxes | $31,000 | 3,745 |
| Income before extraordinary items | $2,324,000 | 2,528 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $2,324,000 | 2,527 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $2,324,000 | 2,528 |
| Net charge-offs | $39,000 | 3,314 |
| Cash dividends | $1,900,000 | 1,486 |
| Sale, conversion, retirement of capital stock, net | $0 | 759 |
| Net operating income | $2,324,000 | 2,484 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $5,666,000 | 2,973 |
| Total interest expense | $443,000 | 3,367 |
| Net interest income | $5,223,000 | 2,901 |
| Provision for loan and lease losses | $20,000 | 3,825 |
| Total noninterest income | $652,000 | 3,271 |
| Gross Fiduciary activities income | $0 | 1,132 |
| Service charges on deposit accounts | $253,000 | 2,763 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $399,000 | 3,183 |
| Total noninterest expense | $4,137,000 | 2,998 |
| Salaries and employee benefits | $2,543,000 | 2,807 |
| Premises and equipment expense | $628,000 | 2,426 |
| Additional noninterest expense | $966,000 | 3,688 |
| Pre-tax net operating income | $1,718,000 | 2,873 |
| Securities gains (losses) | $0 | 3,160 |
| Applicable income taxes | $23,000 | 3,827 |
| Income before extraordinary items | $1,695,000 | 2,607 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,695,000 | 2,608 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,695,000 | 2,608 |
| Net charge-offs | $-48,000 | 5,354 |
| Cash dividends | $1,400,000 | 1,344 |
| Sale, conversion, retirement of capital stock, net | $0 | 719 |
| Net operating income | $1,695,000 | 2,545 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $3,754,000 | 2,995 |
| Total interest expense | $302,000 | 3,342 |
| Net interest income | $3,452,000 | 2,925 |
| Provision for loan and lease losses | $0 | 4,017 |
| Total noninterest income | $425,000 | 3,306 |
| Gross Fiduciary activities income | $0 | 1,122 |
| Service charges on deposit accounts | $169,000 | 2,735 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $256,000 | 3,244 |
| Total noninterest expense | $2,784,000 | 3,001 |
| Salaries and employee benefits | $1,718,000 | 2,805 |
| Premises and equipment expense | $421,000 | 2,419 |
| Additional noninterest expense | $645,000 | 3,707 |
| Pre-tax net operating income | $1,093,000 | 2,915 |
| Securities gains (losses) | $0 | 2,835 |
| Applicable income taxes | $16,000 | 3,837 |
| Income before extraordinary items | $1,077,000 | 2,681 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $1,077,000 | 2,680 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,077,000 | 2,680 |
| Net charge-offs | $-27,000 | 5,321 |
| Cash dividends | $900,000 | 1,409 |
| Sale, conversion, retirement of capital stock, net | $0 | 705 |
| Net operating income | $1,077,000 | 2,608 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $1,865,000 | 3,018 |
| Total interest expense | $164,000 | 3,190 |
| Net interest income | $1,701,000 | 2,966 |
| Provision for loan and lease losses | $0 | 3,656 |
| Total noninterest income | $214,000 | 3,253 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $83,000 | 2,745 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $131,000 | 3,156 |
| Total noninterest expense | $1,428,000 | 2,969 |
| Salaries and employee benefits | $907,000 | 2,702 |
| Premises and equipment expense | $215,000 | 2,424 |
| Additional noninterest expense | $306,000 | 3,842 |
| Pre-tax net operating income | $487,000 | 3,087 |
| Securities gains (losses) | $0 | 2,077 |
| Applicable income taxes | $9,000 | 3,786 |
| Income before extraordinary items | $478,000 | 2,826 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $478,000 | 2,825 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $478,000 | 2,826 |
| Net charge-offs | $0 | 3,094 |
| Cash dividends | $450,000 | 1,290 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $478,000 | 2,779 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $7,264,000 | 3,029 |
| Total interest expense | $687,000 | 3,097 |
| Net interest income | $6,577,000 | 3,005 |
| Provision for loan and lease losses | $110,000 | 2,968 |
| Total noninterest income | $930,000 | 3,192 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $371,000 | 2,657 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $559,000 | 3,132 |
| Total noninterest expense | $5,734,000 | 2,952 |
| Salaries and employee benefits | $3,583,000 | 2,694 |
| Premises and equipment expense | $821,000 | 2,508 |
| Additional noninterest expense | $1,330,000 | 3,681 |
| Pre-tax net operating income | $1,663,000 | 3,324 |
| Securities gains (losses) | $434,000 | 401 |
| Applicable income taxes | $23,000 | 3,885 |
| Income before extraordinary items | $2,074,000 | 2,655 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $2,074,000 | 2,656 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $2,074,000 | 2,657 |
| Net charge-offs | $6,000 | 4,165 |
| Cash dividends | $1,650,000 | 1,538 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $1,644,340 | 3,024 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $5,398,000 | 3,073 |
| Total interest expense | $523,000 | 3,109 |
| Net interest income | $4,875,000 | 3,051 |
| Provision for loan and lease losses | $90,000 | 2,744 |
| Total noninterest income | $675,000 | 3,261 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $282,000 | 2,644 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $393,000 | 3,245 |
| Total noninterest expense | $4,277,000 | 2,989 |
| Salaries and employee benefits | $2,695,000 | 2,691 |
| Premises and equipment expense | $592,000 | 2,616 |
| Additional noninterest expense | $990,000 | 3,720 |
| Pre-tax net operating income | $1,183,000 | 3,486 |
| Securities gains (losses) | $389,000 | 382 |
| Applicable income taxes | $17,000 | 4,007 |
| Income before extraordinary items | $1,555,000 | 2,698 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,555,000 | 2,698 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $1,555,000 | 2,699 |
| Net charge-offs | $-43,000 | 5,574 |
| Cash dividends | $1,200,000 | 1,412 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $1,169,890 | 3,182 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $3,562,000 | 3,100 |
| Total interest expense | $354,000 | 3,098 |
| Net interest income | $3,208,000 | 3,072 |
| Provision for loan and lease losses | $60,000 | 2,661 |
| Total noninterest income | $438,000 | 3,314 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $187,000 | 2,624 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $251,000 | 3,301 |
| Total noninterest expense | $2,827,000 | 3,021 |
| Salaries and employee benefits | $1,782,000 | 2,723 |
| Premises and equipment expense | $386,000 | 2,669 |
| Additional noninterest expense | $659,000 | 3,747 |
| Pre-tax net operating income | $759,000 | 3,512 |
| Securities gains (losses) | $389,000 | 312 |
| Applicable income taxes | $12,000 | 4,005 |
| Income before extraordinary items | $1,136,000 | 2,527 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $1,136,000 | 2,529 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $1,136,000 | 2,529 |
| Net charge-offs | $-17,000 | 5,433 |
| Cash dividends | $800,000 | 1,456 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $750,890 | 3,216 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $1,769,000 | 3,129 |
| Total interest expense | $185,000 | 3,049 |
| Net interest income | $1,584,000 | 3,103 |
| Provision for loan and lease losses | $30,000 | 2,461 |
| Total noninterest income | $218,000 | 3,279 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $90,000 | 2,678 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $128,000 | 3,253 |
| Total noninterest expense | $1,424,000 | 3,009 |
| Salaries and employee benefits | $902,000 | 2,720 |
| Premises and equipment expense | $194,000 | 2,706 |
| Additional noninterest expense | $328,000 | 3,757 |
| Pre-tax net operating income | $348,000 | 3,643 |
| Securities gains (losses) | $389,000 | 204 |
| Applicable income taxes | $7,000 | 3,948 |
| Income before extraordinary items | $730,000 | 2,074 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $730,000 | 2,075 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $730,000 | 2,075 |
| Net charge-offs | $-3,000 | 4,874 |
| Cash dividends | $400,000 | 1,291 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $344,890 | 3,313 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $7,035,000 | 3,169 |
| Total interest expense | $821,000 | 2,978 |
| Net interest income | $6,214,000 | 3,166 |
| Provision for loan and lease losses | $6,000 | 4,483 |
| Total noninterest income | $1,048,000 | 3,043 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $361,000 | 2,892 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $687,000 | 2,852 |
| Total noninterest expense | $5,239,000 | 3,207 |
| Salaries and employee benefits | $3,210,000 | 2,952 |
| Premises and equipment expense | $778,000 | 2,718 |
| Additional noninterest expense | $1,251,000 | 3,970 |
| Pre-tax net operating income | $2,017,000 | 2,961 |
| Securities gains (losses) | $0 | 3,259 |
| Applicable income taxes | $17,000 | 4,074 |
| Income before extraordinary items | $2,000,000 | 2,715 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $2,000,000 | 2,713 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $2,000,000 | 2,715 |
| Net charge-offs | $113,000 | 3,064 |
| Cash dividends | $1,575,000 | 1,520 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $2,000,000 | 2,663 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $5,212,000 | 3,229 |
| Total interest expense | $624,000 | 3,007 |
| Net interest income | $4,588,000 | 3,227 |
| Provision for loan and lease losses | $6,000 | 4,262 |
| Total noninterest income | $804,000 | 3,034 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $271,000 | 2,914 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $533,000 | 2,826 |
| Total noninterest expense | $3,847,000 | 3,276 |
| Salaries and employee benefits | $2,345,000 | 3,007 |
| Premises and equipment expense | $575,000 | 2,776 |
| Additional noninterest expense | $927,000 | 4,007 |
| Pre-tax net operating income | $1,539,000 | 2,990 |
| Securities gains (losses) | $0 | 2,980 |
| Applicable income taxes | $10,000 | 4,197 |
| Income before extraordinary items | $1,529,000 | 2,699 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,529,000 | 2,699 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $1,529,000 | 2,699 |
| Net charge-offs | $123,000 | 2,490 |
| Cash dividends | $1,225,000 | 1,337 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $1,529,000 | 2,648 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $3,443,000 | 3,253 |
| Total interest expense | $420,000 | 3,028 |
| Net interest income | $3,023,000 | 3,255 |
| Provision for loan and lease losses | $6,000 | 4,008 |
| Total noninterest income | $551,000 | 2,945 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $181,000 | 2,893 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $370,000 | 2,763 |
| Total noninterest expense | $2,427,000 | 3,425 |
| Salaries and employee benefits | $1,461,000 | 3,173 |
| Premises and equipment expense | $380,000 | 2,813 |
| Additional noninterest expense | $586,000 | 4,143 |
| Pre-tax net operating income | $1,141,000 | 2,740 |
| Securities gains (losses) | $0 | 2,580 |
| Applicable income taxes | $2,000 | 4,388 |
| Income before extraordinary items | $1,139,000 | 2,422 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $1,139,000 | 2,426 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $1,139,000 | 2,426 |
| Net charge-offs | $8,000 | 3,816 |
| Cash dividends | $900,000 | 1,252 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $1,139,000 | 2,375 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $1,696,000 | 3,297 |
| Total interest expense | $210,000 | 3,059 |
| Net interest income | $1,486,000 | 3,291 |
| Provision for loan and lease losses | $6,000 | 3,525 |
| Total noninterest income | $294,000 | 2,834 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $86,000 | 2,964 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $208,000 | 2,499 |
| Total noninterest expense | $1,072,000 | 3,730 |
| Salaries and employee benefits | $601,000 | 3,635 |
| Premises and equipment expense | $187,000 | 2,883 |
| Additional noninterest expense | $284,000 | 4,226 |
| Pre-tax net operating income | $702,000 | 2,316 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $-5,000 | 6,419 |
| Income before extraordinary items | $707,000 | 1,979 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $707,000 | 1,982 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $707,000 | 1,982 |
| Net charge-offs | $13,000 | 2,721 |
| Cash dividends | $400,000 | 1,206 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $707,000 | 1,944 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $7,363,000 | 3,134 |
| Total interest expense | $909,000 | 3,161 |
| Net interest income | $6,454,000 | 3,087 |
| Provision for loan and lease losses | $250,000 | 2,679 |
| Total noninterest income | $2,575,000 | 1,820 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $409,000 | 2,758 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $2,166,000 | 1,420 |
| Total noninterest expense | $5,714,000 | 3,092 |
| Salaries and employee benefits | $3,630,000 | 2,712 |
| Premises and equipment expense | $772,000 | 2,770 |
| Additional noninterest expense | $1,312,000 | 3,983 |
| Pre-tax net operating income | $3,065,000 | 2,137 |
| Securities gains (losses) | $0 | 3,182 |
| Applicable income taxes | $40,000 | 3,853 |
| Income before extraordinary items | $3,025,000 | 1,888 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $3,025,000 | 1,890 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $3,025,000 | 1,890 |
| Net charge-offs | $104,000 | 3,701 |
| Cash dividends | $2,300,000 | 1,067 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $3,025,000 | 1,854 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $5,561,000 | 3,131 |
| Total interest expense | $692,000 | 3,201 |
| Net interest income | $4,869,000 | 3,101 |
| Provision for loan and lease losses | $250,000 | 2,282 |
| Total noninterest income | $2,367,000 | 1,580 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $310,000 | 2,764 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $2,057,000 | 1,247 |
| Total noninterest expense | $3,992,000 | 3,261 |
| Salaries and employee benefits | $2,525,000 | 2,895 |
| Premises and equipment expense | $556,000 | 2,885 |
| Additional noninterest expense | $911,000 | 4,173 |
| Pre-tax net operating income | $2,994,000 | 1,749 |
| Securities gains (losses) | $0 | 3,040 |
| Applicable income taxes | $31,000 | 3,929 |
| Income before extraordinary items | $2,963,000 | 1,524 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $2,963,000 | 1,526 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $2,963,000 | 1,527 |
| Net charge-offs | $8,000 | 4,771 |
| Cash dividends | $1,700,000 | 998 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $2,963,000 | 1,480 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $3,745,000 | 3,124 |
| Total interest expense | $464,000 | 3,249 |
| Net interest income | $3,281,000 | 3,078 |
| Provision for loan and lease losses | $250,000 | 1,852 |
| Total noninterest income | $2,159,000 | 1,291 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $205,000 | 2,743 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $1,954,000 | 1,010 |
| Total noninterest expense | $2,623,000 | 3,312 |
| Salaries and employee benefits | $1,663,000 | 2,932 |
| Premises and equipment expense | $360,000 | 2,932 |
| Additional noninterest expense | $600,000 | 4,191 |
| Pre-tax net operating income | $2,567,000 | 1,411 |
| Securities gains (losses) | $0 | 2,791 |
| Applicable income taxes | $21,000 | 3,928 |
| Income before extraordinary items | $2,546,000 | 1,198 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $2,546,000 | 1,200 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $2,546,000 | 1,201 |
| Net charge-offs | $1,000 | 4,803 |
| Cash dividends | $1,100,000 | 998 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $2,546,000 | 1,150 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $1,935,000 | 3,073 |
| Total interest expense | $237,000 | 3,289 |
| Net interest income | $1,698,000 | 2,998 |
| Provision for loan and lease losses | $30,000 | 3,174 |
| Total noninterest income | $2,019,000 | 819 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $98,000 | 2,821 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $1,921,000 | 599 |
| Total noninterest expense | $1,314,000 | 3,321 |
| Salaries and employee benefits | $829,000 | 2,959 |
| Premises and equipment expense | $181,000 | 2,950 |
| Additional noninterest expense | $304,000 | 4,180 |
| Pre-tax net operating income | $2,373,000 | 793 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $11,000 | 3,890 |
| Income before extraordinary items | $2,362,000 | 676 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $2,362,000 | 675 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $2,362,000 | 677 |
| Net charge-offs | $-40,000 | 6,653 |
| Cash dividends | $500,000 | 922 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $2,362,000 | 646 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $7,983,000 | 3,111 |
| Total interest expense | $1,109,000 | 3,361 |
| Net interest income | $6,874,000 | 3,027 |
| Provision for loan and lease losses | $265,000 | 3,555 |
| Total noninterest income | $728,000 | 3,817 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $409,000 | 2,897 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $319,000 | 3,961 |
| Total noninterest expense | $5,143,000 | 3,393 |
| Salaries and employee benefits | $3,231,000 | 2,973 |
| Premises and equipment expense | $593,000 | 3,409 |
| Additional noninterest expense | $1,319,000 | 4,111 |
| Pre-tax net operating income | $2,194,000 | 2,644 |
| Securities gains (losses) | $553,000 | 855 |
| Applicable income taxes | $33,000 | 4,027 |
| Income before extraordinary items | $2,714,000 | 2,030 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,714,000 | 2,029 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $2,714,000 | 2,031 |
| Net charge-offs | $315,000 | 3,234 |
| Cash dividends | $2,250,000 | 1,111 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $2,166,530 | 2,316 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $6,047,000 | 3,152 |
| Total interest expense | $855,000 | 3,424 |
| Net interest income | $5,192,000 | 3,054 |
| Provision for loan and lease losses | $265,000 | 3,152 |
| Total noninterest income | $533,000 | 3,893 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $308,000 | 2,913 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $225,000 | 4,083 |
| Total noninterest expense | $4,096,000 | 3,280 |
| Salaries and employee benefits | $2,494,000 | 2,920 |
| Premises and equipment expense | $600,000 | 2,776 |
| Additional noninterest expense | $1,002,000 | 4,092 |
| Pre-tax net operating income | $1,364,000 | 3,074 |
| Securities gains (losses) | $554,000 | 694 |
| Applicable income taxes | $24,000 | 4,092 |
| Income before extraordinary items | $1,894,000 | 2,214 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $1,894,000 | 2,215 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $1,894,000 | 2,215 |
| Net charge-offs | $297,000 | 2,842 |
| Cash dividends | $1,500,000 | 983 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $1,345,540 | 2,708 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $4,080,000 | 3,135 |
| Total interest expense | $588,000 | 3,448 |
| Net interest income | $3,492,000 | 3,045 |
| Provision for loan and lease losses | $235,000 | 2,788 |
| Total noninterest income | $325,000 | 4,050 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $207,000 | 2,879 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $118,000 | 4,421 |
| Total noninterest expense | $2,730,000 | 3,304 |
| Salaries and employee benefits | $1,648,000 | 2,954 |
| Premises and equipment expense | $399,000 | 2,774 |
| Additional noninterest expense | $683,000 | 4,054 |
| Pre-tax net operating income | $852,000 | 3,164 |
| Securities gains (losses) | $554,000 | 487 |
| Applicable income taxes | $12,000 | 4,173 |
| Income before extraordinary items | $1,394,000 | 2,011 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $1,394,000 | 2,009 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,394,000 | 2,011 |
| Net charge-offs | $269,000 | 2,421 |
| Cash dividends | $1,000,000 | 957 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $845,540 | 2,784 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $2,072,000 | 3,119 |
| Total interest expense | $305,000 | 3,477 |
| Net interest income | $1,767,000 | 3,041 |
| Provision for loan and lease losses | $50,000 | 3,648 |
| Total noninterest income | $205,000 | 3,603 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $102,000 | 2,891 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $103,000 | 3,663 |
| Total noninterest expense | $1,381,000 | 3,274 |
| Salaries and employee benefits | $835,000 | 2,931 |
| Premises and equipment expense | $204,000 | 2,754 |
| Additional noninterest expense | $342,000 | 4,038 |
| Pre-tax net operating income | $541,000 | 2,723 |
| Securities gains (losses) | $206,000 | 594 |
| Applicable income taxes | $0 | 4,704 |
| Income before extraordinary items | $747,000 | 1,903 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $747,000 | 1,904 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $747,000 | 1,905 |
| Net charge-offs | $92,000 | 2,508 |
| Cash dividends | $500,000 | 850 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $541,000 | 2,327 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $8,713,000 | 3,100 |
| Total interest expense | $1,409,000 | 3,599 |
| Net interest income | $7,304,000 | 2,958 |
| Provision for loan and lease losses | $90,000 | 5,433 |
| Total noninterest income | $723,000 | 3,723 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $428,000 | 2,898 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $295,000 | 3,896 |
| Total noninterest expense | $5,315,000 | 3,374 |
| Salaries and employee benefits | $3,115,000 | 3,016 |
| Premises and equipment expense | $823,000 | 2,848 |
| Additional noninterest expense | $1,377,000 | 4,083 |
| Pre-tax net operating income | $2,622,000 | 2,058 |
| Securities gains (losses) | $6,000 | 3,464 |
| Applicable income taxes | $50,000 | 3,761 |
| Income before extraordinary items | $2,578,000 | 1,836 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,578,000 | 1,837 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $2,578,000 | 1,837 |
| Net charge-offs | $190,000 | 4,347 |
| Cash dividends | $2,000,000 | 950 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $2,572,120 | 1,755 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $6,562,000 | 3,124 |
| Total interest expense | $1,094,000 | 3,626 |
| Net interest income | $5,468,000 | 2,976 |
| Provision for loan and lease losses | $30,000 | 5,806 |
| Total noninterest income | $522,000 | 3,805 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $324,000 | 2,880 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $198,000 | 4,100 |
| Total noninterest expense | $4,046,000 | 3,347 |
| Salaries and employee benefits | $2,405,000 | 2,951 |
| Premises and equipment expense | $590,000 | 2,978 |
| Additional noninterest expense | $1,051,000 | 4,040 |
| Pre-tax net operating income | $1,914,000 | 2,151 |
| Securities gains (losses) | $6,000 | 3,178 |
| Applicable income taxes | $19,000 | 4,063 |
| Income before extraordinary items | $1,901,000 | 1,916 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,901,000 | 1,916 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $1,901,000 | 1,916 |
| Net charge-offs | $119,000 | 4,255 |
| Cash dividends | $1,450,000 | 873 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $1,895,060 | 1,829 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $4,370,000 | 3,158 |
| Total interest expense | $763,000 | 3,620 |
| Net interest income | $3,607,000 | 2,999 |
| Provision for loan and lease losses | $0 | 6,217 |
| Total noninterest income | $318,000 | 3,999 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $211,000 | 2,910 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $107,000 | 4,444 |
| Total noninterest expense | $2,708,000 | 3,371 |
| Salaries and employee benefits | $1,609,000 | 2,961 |
| Premises and equipment expense | $390,000 | 3,018 |
| Additional noninterest expense | $709,000 | 4,068 |
| Pre-tax net operating income | $1,217,000 | 2,208 |
| Securities gains (losses) | $6,000 | 2,492 |
| Applicable income taxes | $12,000 | 4,034 |
| Income before extraordinary items | $1,211,000 | 1,943 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,211,000 | 1,943 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $1,211,000 | 1,943 |
| Net charge-offs | $111,000 | 3,738 |
| Cash dividends | $925,000 | 867 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $1,205,060 | 1,881 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $2,198,000 | 3,153 |
| Total interest expense | $414,000 | 3,512 |
| Net interest income | $1,784,000 | 3,018 |
| Provision for loan and lease losses | $0 | 5,840 |
| Total noninterest income | $152,000 | 4,131 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $102,000 | 2,938 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $50,000 | 4,679 |
| Total noninterest expense | $1,382,000 | 3,326 |
| Salaries and employee benefits | $814,000 | 2,952 |
| Premises and equipment expense | $200,000 | 2,995 |
| Additional noninterest expense | $368,000 | 3,951 |
| Pre-tax net operating income | $554,000 | 2,378 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $4,000 | 4,128 |
| Income before extraordinary items | $550,000 | 2,074 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $550,000 | 2,073 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $550,000 | 2,074 |
| Net charge-offs | $51,000 | 3,334 |
| Cash dividends | $400,000 | 888 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $550,000 | 2,038 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $9,126,000 | 3,181 |
| Total interest expense | $2,079,000 | 3,457 |
| Net interest income | $7,047,000 | 3,056 |
| Provision for loan and lease losses | $170,000 | 5,521 |
| Total noninterest income | $707,000 | 3,919 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $422,000 | 2,975 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $285,000 | 4,026 |
| Total noninterest expense | $5,017,000 | 3,607 |
| Salaries and employee benefits | $2,940,000 | 3,169 |
| Premises and equipment expense | $714,000 | 3,245 |
| Additional noninterest expense | $1,363,000 | 4,259 |
| Pre-tax net operating income | $2,567,000 | 1,849 |
| Securities gains (losses) | $0 | 3,793 |
| Applicable income taxes | $32,000 | 3,826 |
| Income before extraordinary items | $2,535,000 | 1,627 |
| Extraordinary gains, net | $2,520,000 | 7 |
| Net income | $5,055,000 | 875 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $5,055,000 | 876 |
| Net charge-offs | $187,000 | 4,830 |
| Cash dividends | $2,150,000 | 765 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $2,535,000 | 1,567 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $6,840,000 | 3,252 |
| Total interest expense | $1,598,000 | 3,532 |
| Net interest income | $5,242,000 | 3,109 |
| Provision for loan and lease losses | $110,000 | 5,592 |
| Total noninterest income | $529,000 | 3,958 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $327,000 | 2,976 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $202,000 | 4,164 |
| Total noninterest expense | $3,720,000 | 3,640 |
| Salaries and employee benefits | $2,192,000 | 3,213 |
| Premises and equipment expense | $512,000 | 3,424 |
| Additional noninterest expense | $1,016,000 | 4,264 |
| Pre-tax net operating income | $1,941,000 | 1,934 |
| Securities gains (losses) | $0 | 3,651 |
| Applicable income taxes | $21,000 | 3,981 |
| Income before extraordinary items | $1,920,000 | 1,716 |
| Extraordinary gains, net | $2,523,000 | 6 |
| Net income | $4,443,000 | 778 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $4,443,000 | 781 |
| Net charge-offs | $110,000 | 4,812 |
| Cash dividends | $1,600,000 | 672 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $1,920,000 | 1,628 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $4,511,000 | 3,313 |
| Total interest expense | $1,047,000 | 3,686 |
| Net interest income | $3,464,000 | 3,127 |
| Provision for loan and lease losses | $60,000 | 5,595 |
| Total noninterest income | $367,000 | 3,818 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $208,000 | 3,079 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $159,000 | 3,885 |
| Total noninterest expense | $2,372,000 | 3,772 |
| Salaries and employee benefits | $1,399,000 | 3,344 |
| Premises and equipment expense | $329,000 | 3,560 |
| Additional noninterest expense | $644,000 | 4,401 |
| Pre-tax net operating income | $1,399,000 | 1,813 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $13,000 | 3,989 |
| Income before extraordinary items | $1,386,000 | 1,574 |
| Extraordinary gains, net | $1,299,000 | 7 |
| Net income | $2,685,000 | 827 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $2,685,000 | 829 |
| Net charge-offs | $71,000 | 4,583 |
| Cash dividends | $1,050,000 | 669 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $1,386,000 | 1,501 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $2,140,000 | 3,533 |
| Total interest expense | $495,000 | 3,957 |
| Net interest income | $1,645,000 | 3,296 |
| Provision for loan and lease losses | $30,000 | 5,300 |
| Total noninterest income | $148,000 | 4,310 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $90,000 | 3,359 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $58,000 | 4,439 |
| Total noninterest expense | $1,116,000 | 3,969 |
| Salaries and employee benefits | $667,000 | 3,514 |
| Premises and equipment expense | $154,000 | 3,821 |
| Additional noninterest expense | $295,000 | 4,630 |
| Pre-tax net operating income | $647,000 | 1,974 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $3,000 | 4,254 |
| Income before extraordinary items | $644,000 | 1,704 |
| Extraordinary gains, net | $1,299,000 | 7 |
| Net income | $1,943,000 | 575 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $1,943,000 | 575 |
| Net charge-offs | $61,000 | 3,562 |
| Cash dividends | $500,000 | 654 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $644,000 | 1,632 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $8,847,000 | 3,554 |
| Total interest expense | $2,389,000 | 4,013 |
| Net interest income | $6,458,000 | 3,253 |
| Provision for loan and lease losses | $233,000 | 5,603 |
| Total noninterest income | $678,000 | 4,129 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $442,000 | 3,132 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $236,000 | 4,370 |
| Total noninterest expense | $4,382,000 | 4,071 |
| Salaries and employee benefits | $2,618,000 | 3,567 |
| Premises and equipment expense | $652,000 | 3,651 |
| Additional noninterest expense | $1,112,000 | 4,940 |
| Pre-tax net operating income | $2,521,000 | 1,563 |
| Securities gains (losses) | $0 | 3,754 |
| Applicable income taxes | $47,000 | 3,296 |
| Income before extraordinary items | $2,474,000 | 1,357 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $2,474,000 | 1,355 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $2,474,000 | 1,356 |
| Net charge-offs | $34,000 | 6,432 |
| Cash dividends | $1,975,000 | 936 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $2,474,000 | 1,328 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $6,677,000 | 3,578 |
| Total interest expense | $1,852,000 | 4,059 |
| Net interest income | $4,825,000 | 3,267 |
| Provision for loan and lease losses | $180,000 | 5,277 |
| Total noninterest income | $505,000 | 4,210 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $335,000 | 3,122 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $170,000 | 4,563 |
| Total noninterest expense | $3,278,000 | 4,099 |
| Salaries and employee benefits | $1,969,000 | 3,591 |
| Premises and equipment expense | $485,000 | 3,703 |
| Additional noninterest expense | $824,000 | 4,984 |
| Pre-tax net operating income | $1,872,000 | 1,725 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $40,000 | 3,445 |
| Income before extraordinary items | $1,832,000 | 1,468 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $1,832,000 | 1,466 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $1,832,000 | 1,468 |
| Net charge-offs | $34,000 | 5,945 |
| Cash dividends | $1,400,000 | 923 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $1,832,000 | 1,427 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $4,484,000 | 3,599 |
| Total interest expense | $1,285,000 | 4,066 |
| Net interest income | $3,199,000 | 3,279 |
| Provision for loan and lease losses | $120,000 | 5,054 |
| Total noninterest income | $335,000 | 4,210 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $227,000 | 3,077 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $108,000 | 4,657 |
| Total noninterest expense | $2,163,000 | 4,154 |
| Salaries and employee benefits | $1,297,000 | 3,662 |
| Premises and equipment expense | $328,000 | 3,686 |
| Additional noninterest expense | $538,000 | 5,042 |
| Pre-tax net operating income | $1,251,000 | 1,765 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $33,000 | 3,427 |
| Income before extraordinary items | $1,218,000 | 1,526 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,218,000 | 1,523 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $1,218,000 | 1,525 |
| Net charge-offs | $33,000 | 5,273 |
| Cash dividends | $1,000,000 | 886 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $1,218,000 | 1,501 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $2,256,000 | 3,616 |
| Total interest expense | $692,000 | 3,977 |
| Net interest income | $1,564,000 | 3,337 |
| Provision for loan and lease losses | $60,000 | 4,614 |
| Total noninterest income | $171,000 | 4,120 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $128,000 | 2,756 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $43,000 | 5,090 |
| Total noninterest expense | $1,026,000 | 4,236 |
| Salaries and employee benefits | $654,000 | 3,673 |
| Premises and equipment expense | $176,000 | 3,557 |
| Additional noninterest expense | $196,000 | 5,652 |
| Pre-tax net operating income | $649,000 | 1,921 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $26,000 | 3,394 |
| Income before extraordinary items | $623,000 | 1,734 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $623,000 | 1,736 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $623,000 | 1,737 |
| Net charge-offs | $16,000 | 4,481 |
| Cash dividends | $500,000 | 851 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $623,000 | 1,640 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $9,931,000 | 3,544 |
| Total interest expense | $3,383,000 | 3,925 |
| Net interest income | $6,548,000 | 3,240 |
| Provision for loan and lease losses | $122,000 | 5,790 |
| Total noninterest income | $753,000 | 3,979 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $538,000 | 2,855 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $215,000 | 4,717 |
| Total noninterest expense | $4,087,000 | 4,166 |
| Salaries and employee benefits | $2,488,000 | 3,787 |
| Premises and equipment expense | $693,000 | 3,539 |
| Additional noninterest expense | $906,000 | 5,128 |
| Pre-tax net operating income | $3,092,000 | 1,746 |
| Securities gains (losses) | $2,000 | 2,962 |
| Applicable income taxes | $20,000 | 4,275 |
| Income before extraordinary items | $3,074,000 | 1,328 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $3,074,000 | 1,330 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $13,000 | 6,480 |
| Cash dividends | $2,650,000 | 1,031 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $3,072,020 | 1,431 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $7,544,000 | 3,578 |
| Total interest expense | $2,626,000 | 3,957 |
| Net interest income | $4,918,000 | 3,269 |
| Provision for loan and lease losses | $78,000 | 5,472 |
| Total noninterest income | $549,000 | 4,132 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $399,000 | 2,892 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $150,000 | 4,951 |
| Total noninterest expense | $3,067,000 | 4,152 |
| Salaries and employee benefits | $1,901,000 | 3,766 |
| Premises and equipment expense | $510,000 | 3,585 |
| Additional noninterest expense | $656,000 | 5,160 |
| Pre-tax net operating income | $2,322,000 | 2,055 |
| Securities gains (losses) | $2,000 | 2,845 |
| Applicable income taxes | $11,000 | 4,828 |
| Income before extraordinary items | $2,313,000 | 1,571 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $2,313,000 | 1,571 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 6,164 |
| Cash dividends | $1,925,000 | 1,074 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $2,311,000 | 1,651 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $5,092,000 | 3,596 |
| Total interest expense | $1,850,000 | 3,933 |
| Net interest income | $3,242,000 | 3,285 |
| Provision for loan and lease losses | $18,000 | 6,030 |
| Total noninterest income | $362,000 | 4,214 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $258,000 | 2,932 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $104,000 | 4,986 |
| Total noninterest expense | $2,024,000 | 4,197 |
| Salaries and employee benefits | $1,257,000 | 3,826 |
| Premises and equipment expense | $340,000 | 3,621 |
| Additional noninterest expense | $427,000 | 5,220 |
| Pre-tax net operating income | $1,562,000 | 2,117 |
| Securities gains (losses) | $2,000 | 2,957 |
| Applicable income taxes | $1,000 | 5,487 |
| Income before extraordinary items | $1,563,000 | 1,734 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,563,000 | 1,735 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 5,516 |
| Cash dividends | $1,325,000 | 1,111 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $1,561,000 | 1,705 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $2,632,000 | 3,584 |
| Total interest expense | $1,033,000 | 3,822 |
| Net interest income | $1,599,000 | 3,329 |
| Provision for loan and lease losses | $8,000 | 5,577 |
| Total noninterest income | $178,000 | 4,229 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $120,000 | 3,055 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $58,000 | 4,758 |
| Total noninterest expense | $1,015,000 | 4,193 |
| Salaries and employee benefits | $632,000 | 3,817 |
| Premises and equipment expense | $173,000 | 3,598 |
| Additional noninterest expense | $210,000 | 5,226 |
| Pre-tax net operating income | $754,000 | 2,277 |
| Securities gains (losses) | $2,000 | 2,447 |
| Applicable income taxes | $-14,000 | 7,868 |
| Income before extraordinary items | $770,000 | 1,880 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $770,000 | 1,882 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 4,249 |
| Cash dividends | $625,000 | 1,129 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $768,000 | 1,817 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $10,576,000 | 3,635 |
| Total interest expense | $4,309,000 | 3,819 |
| Net interest income | $6,267,000 | 3,396 |
| Provision for loan and lease losses | $30,000 | 6,068 |
| Total noninterest income | $726,000 | 4,208 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $498,000 | 3,062 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $228,000 | 4,796 |
| Total noninterest expense | $3,977,000 | 4,143 |
| Salaries and employee benefits | $2,403,000 | 3,841 |
| Premises and equipment expense | $716,000 | 3,385 |
| Additional noninterest expense | $858,000 | 5,115 |
| Pre-tax net operating income | $2,986,000 | 2,486 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $48,000 | 4,953 |
| Income before extraordinary items | $2,938,000 | 2,084 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $2,938,000 | 2,083 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 7,625 |
| Cash dividends | $2,550,000 | 1,357 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $2,938,000 | 2,069 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $7,885,000 | 3,656 |
| Total interest expense | $3,192,000 | 3,859 |
| Net interest income | $4,693,000 | 3,401 |
| Provision for loan and lease losses | $23,000 | 5,748 |
| Total noninterest income | $523,000 | 4,302 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $364,000 | 3,101 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $159,000 | 4,967 |
| Total noninterest expense | $2,974,000 | 4,124 |
| Salaries and employee benefits | $1,816,000 | 3,806 |
| Premises and equipment expense | $519,000 | 3,454 |
| Additional noninterest expense | $639,000 | 5,090 |
| Pre-tax net operating income | $2,219,000 | 2,659 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $35,000 | 5,174 |
| Income before extraordinary items | $2,184,000 | 2,203 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $2,184,000 | 2,201 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 7,320 |
| Cash dividends | $1,850,000 | 1,295 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $2,184,000 | 2,190 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $5,175,000 | 3,702 |
| Total interest expense | $2,074,000 | 3,928 |
| Net interest income | $3,101,000 | 3,450 |
| Provision for loan and lease losses | $15,000 | 5,502 |
| Total noninterest income | $349,000 | 4,324 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $245,000 | 3,069 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $104,000 | 5,056 |
| Total noninterest expense | $1,952,000 | 4,194 |
| Salaries and employee benefits | $1,193,000 | 3,876 |
| Premises and equipment expense | $345,000 | 3,484 |
| Additional noninterest expense | $414,000 | 5,188 |
| Pre-tax net operating income | $1,483,000 | 2,694 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $23,000 | 5,272 |
| Income before extraordinary items | $1,460,000 | 2,251 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,460,000 | 2,250 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 7,005 |
| Cash dividends | $1,250,000 | 1,287 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $1,460,000 | 2,235 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $2,552,000 | 3,728 |
| Total interest expense | $1,010,000 | 3,988 |
| Net interest income | $1,542,000 | 3,468 |
| Provision for loan and lease losses | $8,000 | 5,190 |
| Total noninterest income | $172,000 | 4,326 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $121,000 | 3,053 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $51,000 | 5,068 |
| Total noninterest expense | $978,000 | 4,211 |
| Salaries and employee benefits | $598,000 | 3,903 |
| Premises and equipment expense | $173,000 | 3,492 |
| Additional noninterest expense | $207,000 | 5,160 |
| Pre-tax net operating income | $728,000 | 2,726 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $11,000 | 5,272 |
| Income before extraordinary items | $717,000 | 2,268 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $717,000 | 2,268 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 6,566 |
| Cash dividends | $600,000 | 1,214 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $717,000 | 2,247 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $9,610,000 | 3,685 |
| Total interest expense | $3,655,000 | 3,807 |
| Net interest income | $5,955,000 | 3,544 |
| Provision for loan and lease losses | $28,000 | 6,088 |
| Total noninterest income | $698,000 | 4,360 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $483,000 | 3,128 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $215,000 | 4,978 |
| Total noninterest expense | $3,854,000 | 4,093 |
| Salaries and employee benefits | $2,264,000 | 3,892 |
| Premises and equipment expense | $722,000 | 3,258 |
| Additional noninterest expense | $868,000 | 4,981 |
| Pre-tax net operating income | $2,771,000 | 2,929 |
| Securities gains (losses) | $2,000 | 1,439 |
| Applicable income taxes | $48,000 | 5,476 |
| Income before extraordinary items | $2,725,000 | 2,440 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $2,725,000 | 2,442 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $17,000 | 5,171 |
| Cash dividends | $2,325,000 | 1,370 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $2,723,040 | 2,422 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $7,114,000 | 3,698 |
| Total interest expense | $2,658,000 | 3,816 |
| Net interest income | $4,456,000 | 3,568 |
| Provision for loan and lease losses | $20,000 | 5,975 |
| Total noninterest income | $524,000 | 4,364 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $368,000 | 3,111 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $156,000 | 5,055 |
| Total noninterest expense | $2,939,000 | 4,037 |
| Salaries and employee benefits | $1,749,000 | 3,805 |
| Premises and equipment expense | $534,000 | 3,290 |
| Additional noninterest expense | $656,000 | 4,934 |
| Pre-tax net operating income | $2,021,000 | 3,076 |
| Securities gains (losses) | $2,000 | 1,183 |
| Applicable income taxes | $36,000 | 5,635 |
| Income before extraordinary items | $1,987,000 | 2,577 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $1,987,000 | 2,579 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $12,000 | 4,656 |
| Cash dividends | $1,650,000 | 1,335 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $1,985,040 | 2,565 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $4,628,000 | 3,715 |
| Total interest expense | $1,682,000 | 3,829 |
| Net interest income | $2,946,000 | 3,597 |
| Provision for loan and lease losses | $13,000 | 5,851 |
| Total noninterest income | $355,000 | 4,316 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $252,000 | 3,046 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $103,000 | 5,064 |
| Total noninterest expense | $1,954,000 | 4,065 |
| Salaries and employee benefits | $1,163,000 | 3,826 |
| Premises and equipment expense | $382,000 | 3,112 |
| Additional noninterest expense | $409,000 | 5,133 |
| Pre-tax net operating income | $1,334,000 | 3,125 |
| Securities gains (losses) | $2,000 | 970 |
| Applicable income taxes | $25,000 | 5,675 |
| Income before extraordinary items | $1,311,000 | 2,600 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,311,000 | 2,602 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 4,447 |
| Cash dividends | $1,050,000 | 1,372 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $1,309,040 | 2,588 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $2,273,000 | 3,713 |
| Total interest expense | $787,000 | 3,856 |
| Net interest income | $1,486,000 | 3,562 |
| Provision for loan and lease losses | $5,000 | 5,672 |
| Total noninterest income | $168,000 | 4,368 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $121,000 | 3,061 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $47,000 | 5,227 |
| Total noninterest expense | $982,000 | 4,066 |
| Salaries and employee benefits | $588,000 | 3,823 |
| Premises and equipment expense | $193,000 | 3,105 |
| Additional noninterest expense | $201,000 | 5,158 |
| Pre-tax net operating income | $667,000 | 3,075 |
| Securities gains (losses) | $2,000 | 793 |
| Applicable income taxes | $13,000 | 5,626 |
| Income before extraordinary items | $656,000 | 2,567 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $656,000 | 2,568 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 3,205 |
| Cash dividends | $500,000 | 1,312 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $654,040 | 2,550 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $8,307,000 | 3,648 |
| Total interest expense | $2,544,000 | 3,775 |
| Net interest income | $5,763,000 | 3,544 |
| Provision for loan and lease losses | $0 | 7,120 |
| Total noninterest income | $676,000 | 4,482 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $445,000 | 3,302 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $231,000 | 4,878 |
| Total noninterest expense | $3,806,000 | 4,019 |
| Salaries and employee benefits | $2,240,000 | 3,793 |
| Premises and equipment expense | $756,000 | 3,037 |
| Additional noninterest expense | $810,000 | 5,129 |
| Pre-tax net operating income | $2,633,000 | 3,061 |
| Securities gains (losses) | $1,000 | 2,117 |
| Applicable income taxes | $57,000 | 5,782 |
| Income before extraordinary items | $2,577,000 | 2,541 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $2,577,000 | 2,541 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 6,381 |
| Cash dividends | $1,950,000 | 1,509 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $2,576,020 | 2,510 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $6,096,000 | 3,657 |
| Total interest expense | $1,794,000 | 3,799 |
| Net interest income | $4,302,000 | 3,545 |
| Provision for loan and lease losses | $0 | 6,899 |
| Total noninterest income | $506,000 | 4,517 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $328,000 | 3,354 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $178,000 | 4,857 |
| Total noninterest expense | $2,851,000 | 3,987 |
| Salaries and employee benefits | $1,697,000 | 3,746 |
| Premises and equipment expense | $557,000 | 3,060 |
| Additional noninterest expense | $597,000 | 5,140 |
| Pre-tax net operating income | $1,957,000 | 3,103 |
| Securities gains (losses) | $1,000 | 2,135 |
| Applicable income taxes | $43,000 | 5,893 |
| Income before extraordinary items | $1,915,000 | 2,565 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,915,000 | 2,565 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 5,856 |
| Cash dividends | $1,450,000 | 1,388 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $1,914,020 | 2,540 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $3,933,000 | 3,690 |
| Total interest expense | $1,106,000 | 3,852 |
| Net interest income | $2,827,000 | 3,571 |
| Provision for loan and lease losses | $0 | 6,626 |
| Total noninterest income | $351,000 | 4,355 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $219,000 | 3,302 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $132,000 | 4,592 |
| Total noninterest expense | $1,898,000 | 3,975 |
| Salaries and employee benefits | $1,119,000 | 3,762 |
| Premises and equipment expense | $377,000 | 3,002 |
| Additional noninterest expense | $402,000 | 5,061 |
| Pre-tax net operating income | $1,280,000 | 3,102 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $29,000 | 5,891 |
| Income before extraordinary items | $1,251,000 | 2,559 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $1,251,000 | 2,559 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 5,136 |
| Cash dividends | $900,000 | 1,434 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $1,251,000 | 2,522 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $1,926,000 | 3,706 |
| Total interest expense | $529,000 | 3,874 |
| Net interest income | $1,397,000 | 3,615 |
| Provision for loan and lease losses | $0 | 6,226 |
| Total noninterest income | $186,000 | 4,166 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $109,000 | 3,248 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $77,000 | 4,262 |
| Total noninterest expense | $946,000 | 4,012 |
| Salaries and employee benefits | $560,000 | 3,764 |
| Premises and equipment expense | $190,000 | 3,006 |
| Additional noninterest expense | $196,000 | 5,154 |
| Pre-tax net operating income | $637,000 | 3,086 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $14,000 | 5,897 |
| Income before extraordinary items | $623,000 | 2,538 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $623,000 | 2,539 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 4,435 |
| Cash dividends | $450,000 | 1,340 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $623,000 | 2,500 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $7,587,000 | 3,556 |
| Total interest expense | $1,748,000 | 4,053 |
| Net interest income | $5,839,000 | 3,362 |
| Provision for loan and lease losses | $0 | 7,314 |
| Total noninterest income | $680,000 | 4,466 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $496,000 | 3,163 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $184,000 | 5,280 |
| Total noninterest expense | $3,784,000 | 3,913 |
| Salaries and employee benefits | $2,215,000 | 3,672 |
| Premises and equipment expense | $724,000 | 3,044 |
| Additional noninterest expense | $845,000 | 4,919 |
| Pre-tax net operating income | $2,735,000 | 2,782 |
| Securities gains (losses) | $34,000 | 2,019 |
| Applicable income taxes | $55,000 | 5,989 |
| Income before extraordinary items | $2,714,000 | 2,255 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $2,714,000 | 2,256 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-22,000 | 8,480 |
| Cash dividends | $2,050,000 | 1,310 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $2,680,680 | 2,229 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $5,668,000 | 3,550 |
| Total interest expense | $1,264,000 | 4,119 |
| Net interest income | $4,404,000 | 3,332 |
| Provision for loan and lease losses | $0 | 7,100 |
| Total noninterest income | $514,000 | 4,464 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $378,000 | 3,138 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $136,000 | 5,337 |
| Total noninterest expense | $2,846,000 | 3,874 |
| Salaries and employee benefits | $1,685,000 | 3,619 |
| Premises and equipment expense | $519,000 | 3,150 |
| Additional noninterest expense | $642,000 | 4,830 |
| Pre-tax net operating income | $2,072,000 | 2,795 |
| Securities gains (losses) | $34,000 | 1,949 |
| Applicable income taxes | $42,000 | 6,075 |
| Income before extraordinary items | $2,064,000 | 2,263 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $2,064,000 | 2,265 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-27,000 | 8,489 |
| Cash dividends | $1,550,000 | 1,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $2,030,680 | 2,233 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $3,762,000 | 3,545 |
| Total interest expense | $811,000 | 4,239 |
| Net interest income | $2,951,000 | 3,313 |
| Provision for loan and lease losses | $0 | 6,885 |
| Total noninterest income | $347,000 | 4,447 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $254,000 | 3,106 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $93,000 | 5,304 |
| Total noninterest expense | $1,875,000 | 3,950 |
| Salaries and employee benefits | $1,112,000 | 3,665 |
| Premises and equipment expense | $347,000 | 3,153 |
| Additional noninterest expense | $416,000 | 4,929 |
| Pre-tax net operating income | $1,423,000 | 2,698 |
| Securities gains (losses) | $34,000 | 1,708 |
| Applicable income taxes | $28,000 | 6,089 |
| Income before extraordinary items | $1,429,000 | 2,160 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,429,000 | 2,161 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-28,000 | 8,550 |
| Cash dividends | $1,050,000 | 1,200 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $1,395,680 | 2,143 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $1,882,000 | 3,552 |
| Total interest expense | $403,000 | 4,305 |
| Net interest income | $1,479,000 | 3,304 |
| Provision for loan and lease losses | $0 | 6,501 |
| Total noninterest income | $174,000 | 4,410 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $128,000 | 3,017 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $46,000 | 5,276 |
| Total noninterest expense | $937,000 | 3,963 |
| Salaries and employee benefits | $556,000 | 3,687 |
| Premises and equipment expense | $174,000 | 3,178 |
| Additional noninterest expense | $207,000 | 4,938 |
| Pre-tax net operating income | $716,000 | 2,660 |
| Securities gains (losses) | $13,000 | 1,918 |
| Applicable income taxes | $14,000 | 6,056 |
| Income before extraordinary items | $715,000 | 2,130 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $715,000 | 2,131 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-24,000 | 8,610 |
| Cash dividends | $500,000 | 1,176 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $702,260 | 2,094 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $7,673,000 | 3,554 |
| Total interest expense | $1,756,000 | 4,425 |
| Net interest income | $5,917,000 | 3,230 |
| Provision for loan and lease losses | $105,000 | 5,236 |
| Total noninterest income | $608,000 | 4,932 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $413,000 | 3,572 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $195,000 | 5,337 |
| Total noninterest expense | $3,630,000 | 3,987 |
| Salaries and employee benefits | $2,130,000 | 3,728 |
| Premises and equipment expense | $653,000 | 3,274 |
| Additional noninterest expense | $847,000 | 4,865 |
| Pre-tax net operating income | $2,790,000 | 2,652 |
| Securities gains (losses) | $2,000 | 4,163 |
| Applicable income taxes | $38,000 | 6,461 |
| Income before extraordinary items | $2,754,000 | 2,205 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $2,754,000 | 2,205 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $26,000 | 5,866 |
| Cash dividends | $2,150,000 | 1,306 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $2,752,020 | 2,106 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $5,808,000 | 3,577 |
| Total interest expense | $1,359,000 | 4,458 |
| Net interest income | $4,449,000 | 3,229 |
| Provision for loan and lease losses | $60,000 | 5,499 |
| Total noninterest income | $450,000 | 5,016 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $304,000 | 3,628 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $146,000 | 5,393 |
| Total noninterest expense | $2,752,000 | 3,940 |
| Salaries and employee benefits | $1,654,000 | 3,602 |
| Premises and equipment expense | $468,000 | 3,405 |
| Additional noninterest expense | $630,000 | 4,842 |
| Pre-tax net operating income | $2,087,000 | 2,756 |
| Securities gains (losses) | $1,000 | 4,000 |
| Applicable income taxes | $26,000 | 6,659 |
| Income before extraordinary items | $2,062,000 | 2,272 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $2,062,000 | 2,270 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $26,000 | 5,102 |
| Cash dividends | $1,650,000 | 1,179 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $2,061,010 | 2,156 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $3,851,000 | 3,617 |
| Total interest expense | $936,000 | 4,467 |
| Net interest income | $2,915,000 | 3,273 |
| Provision for loan and lease losses | $10,000 | 6,790 |
| Total noninterest income | $288,000 | 5,106 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $192,000 | 3,719 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $96,000 | 5,386 |
| Total noninterest expense | $1,815,000 | 3,973 |
| Salaries and employee benefits | $1,089,000 | 3,635 |
| Premises and equipment expense | $328,000 | 3,255 |
| Additional noninterest expense | $398,000 | 5,025 |
| Pre-tax net operating income | $1,378,000 | 2,779 |
| Securities gains (losses) | $1,000 | 3,586 |
| Applicable income taxes | $16,000 | 6,732 |
| Income before extraordinary items | $1,363,000 | 2,293 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $1,363,000 | 2,290 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 6,006 |
| Cash dividends | $1,150,000 | 1,177 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $1,362,010 | 2,169 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $1,921,000 | 3,647 |
| Total interest expense | $476,000 | 4,495 |
| Net interest income | $1,445,000 | 3,282 |
| Provision for loan and lease losses | $0 | 6,934 |
| Total noninterest income | $139,000 | 5,078 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $90,000 | 3,801 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $49,000 | 5,306 |
| Total noninterest expense | $895,000 | 4,004 |
| Salaries and employee benefits | $549,000 | 3,611 |
| Premises and equipment expense | $155,000 | 3,397 |
| Additional noninterest expense | $191,000 | 5,135 |
| Pre-tax net operating income | $689,000 | 2,767 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $6,000 | 6,816 |
| Income before extraordinary items | $683,000 | 2,234 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $683,000 | 2,232 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 5,022 |
| Cash dividends | $600,000 | 1,046 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $683,000 | 2,117 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $8,146,000 | 3,594 |
| Total interest expense | $2,550,000 | 4,041 |
| Net interest income | $5,596,000 | 3,330 |
| Provision for loan and lease losses | $80,000 | 6,062 |
| Total noninterest income | $551,000 | 4,955 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $349,000 | 3,874 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $202,000 | 5,001 |
| Total noninterest expense | $3,452,000 | 4,014 |
| Salaries and employee benefits | $2,068,000 | 3,641 |
| Premises and equipment expense | $590,000 | 3,463 |
| Additional noninterest expense | $794,000 | 4,945 |
| Pre-tax net operating income | $2,615,000 | 2,797 |
| Securities gains (losses) | $80,000 | 1,959 |
| Applicable income taxes | $33,000 | 6,789 |
| Income before extraordinary items | $2,662,000 | 2,238 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $2,662,000 | 2,237 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-13,000 | 8,875 |
| Cash dividends | $1,850,000 | 1,394 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $2,582,800 | 2,221 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $9,068,000 | 3,620 |
| Total interest expense | $3,595,000 | 4,120 |
| Net interest income | $5,473,000 | 3,192 |
| Provision for loan and lease losses | $113,000 | 5,400 |
| Total noninterest income | $564,000 | 4,743 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $331,000 | 3,920 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $233,000 | 4,620 |
| Total noninterest expense | $3,285,000 | 4,036 |
| Salaries and employee benefits | $1,918,000 | 3,714 |
| Premises and equipment expense | $583,000 | 3,445 |
| Additional noninterest expense | $784,000 | 4,850 |
| Pre-tax net operating income | $2,639,000 | 2,558 |
| Securities gains (losses) | $11,000 | 3,540 |
| Applicable income taxes | $-2,000 | 8,936 |
| Income before extraordinary items | $2,652,000 | 1,975 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $2,652,000 | 1,978 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $41,000 | 5,426 |
| Cash dividends | $2,000,000 | 1,312 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $2,641,000 | 1,908 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $8,829,000 | 3,783 |
| Total interest expense | $4,070,000 | 3,914 |
| Net interest income | $4,759,000 | 3,626 |
| Provision for loan and lease losses | $40,000 | 6,852 |
| Total noninterest income | $497,000 | 4,936 |
| Gross Fiduciary activities income | $0 | 1,332 |
| Service charges on deposit accounts | $249,000 | 4,532 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $248,000 | 4,312 |
| Total noninterest expense | $3,003,000 | 4,227 |
| Salaries and employee benefits | $1,794,000 | 3,790 |
| Premises and equipment expense | $517,000 | 3,694 |
| Additional noninterest expense | $692,000 | 5,216 |
| Pre-tax net operating income | $2,213,000 | 3,063 |
| Securities gains (losses) | $-3,000 | 7,730 |
| Applicable income taxes | $0 | 8,362 |
| Income before extraordinary items | $2,210,000 | 2,324 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $2,210,000 | 2,324 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $48,000 | 4,827 |
| Cash dividends | $1,600,000 | 1,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $2,213,000 | 2,329 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $8,210,000 | 3,818 |
| Total interest expense | $3,641,000 | 3,904 |
| Net interest income | $4,569,000 | 3,736 |
| Provision for loan and lease losses | $15,000 | 7,855 |
| Total noninterest income | $418,000 | 5,483 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $220,000 | 4,868 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $198,000 | 4,959 |
| Total noninterest expense | $2,758,000 | 4,520 |
| Salaries and employee benefits | $1,559,000 | 4,198 |
| Premises and equipment expense | $471,000 | 3,979 |
| Additional noninterest expense | $728,000 | 5,115 |
| Pre-tax net operating income | $2,214,000 | 3,076 |
| Securities gains (losses) | $2,000 | 2,566 |
| Applicable income taxes | $59,000 | 7,514 |
| Income before extraordinary items | $2,157,000 | 2,413 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $2,157,000 | 2,413 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $70,000 | 4,227 |
| Cash dividends | $1,500,000 | 1,672 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $2,155,060 | 2,388 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $7,877,000 | 3,994 |
| Total interest expense | $3,472,000 | 4,161 |
| Net interest income | $4,405,000 | 3,804 |
| Provision for loan and lease losses | $75,000 | 5,712 |
| Total noninterest income | $394,000 | 5,665 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $202,000 | 5,123 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $192,000 | 5,065 |
| Total noninterest expense | $2,592,000 | 4,643 |
| Salaries and employee benefits | $1,482,000 | 4,286 |
| Premises and equipment expense | $413,000 | 4,312 |
| Additional noninterest expense | $697,000 | 5,183 |
| Pre-tax net operating income | $2,132,000 | 3,174 |
| Securities gains (losses) | $2,000 | 3,909 |
| Applicable income taxes | $597,000 | 3,417 |
| Income before extraordinary items | $1,537,000 | 3,195 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $1,537,000 | 3,196 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $36,000 | 5,498 |
| Cash dividends | $1,256,000 | 1,883 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $1,535,560 | 3,105 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $7,662,000 | 4,132 |
| Total interest expense | $3,388,000 | 4,240 |
| Net interest income | $4,274,000 | 4,002 |
| Provision for loan and lease losses | $135,000 | 4,360 |
| Total noninterest income | $339,000 | 6,258 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $182,000 | 5,626 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $157,000 | 5,574 |
| Total noninterest expense | $2,441,000 | 4,870 |
| Salaries and employee benefits | $1,450,000 | 4,368 |
| Premises and equipment expense | $386,000 | 4,562 |
| Additional noninterest expense | $605,000 | 5,771 |
| Pre-tax net operating income | $2,037,000 | 3,471 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $540,000 | 3,990 |
| Income before extraordinary items | $1,497,000 | 3,369 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $1,497,000 | 3,369 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $87,000 | 4,088 |
| Cash dividends | $1,235,000 | 1,852 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $1,497,000 | 3,291 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $7,522,000 | 4,266 |
| Total interest expense | $3,327,000 | 4,376 |
| Net interest income | $4,195,000 | 4,154 |
| Provision for loan and lease losses | $69,000 | 5,880 |
| Total noninterest income | $321,000 | 6,705 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $163,000 | 6,227 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $158,000 | 5,829 |
| Total noninterest expense | $2,442,000 | 5,095 |
| Salaries and employee benefits | $1,435,000 | 4,496 |
| Premises and equipment expense | $388,000 | 4,655 |
| Additional noninterest expense | $619,000 | 6,236 |
| Pre-tax net operating income | $2,005,000 | 3,417 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $564,000 | 3,766 |
| Income before extraordinary items | $1,441,000 | 3,326 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $1,441,000 | 3,325 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $86,000 | 4,238 |
| Cash dividends | $1,012,000 | 2,106 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $1,441,000 | 3,284 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $6,801,000 | 4,683 |
| Total interest expense | $2,878,000 | 4,943 |
| Net interest income | $3,923,000 | 4,391 |
| Provision for loan and lease losses | $11,000 | 8,279 |
| Total noninterest income | $292,000 | 7,163 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $156,000 | 6,528 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $136,000 | 6,260 |
| Total noninterest expense | $2,451,000 | 5,084 |
| Salaries and employee benefits | $1,394,000 | 4,575 |
| Premises and equipment expense | $368,000 | 4,852 |
| Additional noninterest expense | $689,000 | 5,931 |
| Pre-tax net operating income | $1,753,000 | 3,927 |
| Securities gains (losses) | $5,000 | 2,809 |
| Applicable income taxes | $436,000 | 4,637 |
| Income before extraordinary items | $1,322,000 | 3,626 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $1,322,000 | 3,623 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-51,000 | 11,467 |
| Cash dividends | $1,094,000 | 1,896 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $1,318,250 | 3,611 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $5,899,000 | 4,935 |
| Total interest expense | $2,281,000 | 5,017 |
| Net interest income | $3,618,000 | 4,797 |
| Provision for loan and lease losses | $51,000 | 6,050 |
| Total noninterest income | $277,000 | 7,560 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $166,000 | 6,530 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $111,000 | 7,194 |
| Total noninterest expense | $2,281,000 | 5,566 |
| Salaries and employee benefits | $1,296,000 | 4,895 |
| Premises and equipment expense | $300,000 | 5,716 |
| Additional noninterest expense | $685,000 | 6,434 |
| Pre-tax net operating income | $1,563,000 | 4,260 |
| Securities gains (losses) | $3,000 | 2,889 |
| Applicable income taxes | $498,000 | 4,064 |
| Income before extraordinary items | $1,068,000 | 4,278 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $1,068,000 | 4,279 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $29,000 | 6,043 |
| Cash dividends | $891,000 | 2,116 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $1,065,960 | 4,343 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $5,991,000 | 4,962 |
| Total interest expense | $2,380,000 | 5,026 |
| Net interest income | $3,611,000 | 4,820 |
| Provision for loan and lease losses | $388,000 | 2,520 |
| Total noninterest income | $273,000 | 8,022 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $176,000 | 6,452 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $97,000 | 7,960 |
| Total noninterest expense | $2,117,000 | 6,054 |
| Salaries and employee benefits | $1,169,000 | 5,350 |
| Premises and equipment expense | $307,000 | 5,726 |
| Additional noninterest expense | $641,000 | 7,003 |
| Pre-tax net operating income | $1,379,000 | 4,647 |
| Securities gains (losses) | $66,000 | 3,051 |
| Applicable income taxes | $487,000 | 4,283 |
| Income before extraordinary items | $958,000 | 4,845 |
| Extraordinary gains, net | $30,000 | 2,491 |
| Net income | $988,000 | 4,888 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $311,000 | 2,419 |
| Cash dividends | $932,000 | 1,891 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $914,440 | 4,807 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $6,714,000 | 5,002 |
| Total interest expense | $3,127,000 | 4,980 |
| Net interest income | $3,587,000 | 4,903 |
| Provision for loan and lease losses | $173,000 | 5,708 |
| Total noninterest income | $272,000 | 8,140 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $184,000 | 6,304 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $88,000 | 8,520 |
| Total noninterest expense | $2,181,000 | 5,964 |
| Salaries and employee benefits | $1,185,000 | 5,227 |
| Premises and equipment expense | $495,000 | 4,009 |
| Additional noninterest expense | $501,000 | 8,449 |
| Pre-tax net operating income | $1,505,000 | 4,037 |
| Securities gains (losses) | $61,000 | 3,800 |
| Applicable income taxes | $519,000 | 3,875 |
| Income before extraordinary items | $1,047,000 | 4,324 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $1,047,000 | 4,364 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $73,000 | 6,676 |
| Cash dividends | $688,000 | 2,177 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $1,006,130 | 4,161 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.