Home > Northern State Bank > Assets and Liabilities
Northern State Bank, Assets and Liabilities
| 2002-12-31 | Rank | |
| # of Employees: | 31 | 4,904 |
| Assets and Liabilities | ||
| Total Assets: | $86,414,000 | 5,167 |
| Cash and due from depository institutions | $1,898,000 | 4,904 |
| Interest-bearing balances | $26,000 | 6,204 |
| Securities | $14,657,000 | 5,516 |
| Federal funds sold & reverse repurchase agreements | $5,036,000 | 2,773 |
| Net loans & leases | $62,605,000 | 4,640 |
| Loan loss allowance | $953,000 | 3,931 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $1,456,000 | 4,934 |
| Other real estate owned | $0 | 4,904 |
| Goodwill and other intangibles | $32,000 | 2,917 |
| All other assets | $730,000 | 7,343 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $86,414,000 | 5,167 |
| Total liabilities | $78,008,000 | 5,134 |
| Total deposits | $74,828,000 | 5,024 |
| Interest-bearing deposits | $68,462,000 | 4,783 |
| Deposits held in domestic offices | $74,828,000 | 5,020 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,497,000 | 1,920 |
| Trading liabilities | $0 | 75 |
| Other borrowed funds | $500,000 | 5,217 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $183,000 | 7,706 |
| Total equity capital | $8,406,000 | 5,334 |
| Total bank equity capital | $8,406,000 | 5,334 |
| Perpetual preferred stock | $0 | 142 |
| Common stock | $5,983,000 | 576 |
| Surplus | $6,571,000 | 2,596 |
| Undivided profits | $-4,148,000 | 9,283 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $722,000 | 3,394 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,384 |
| Income earned, not collected on loans | $435,000 | 6,062 |
| Earning assets | $82,324,000 | 5,027 |
| Long-term assets (5+ years) | $12,477,000 | 4,361 |
| Average Assets, year-to-date | $79,213,800 | 5,300 |
| Average Assets, quarterly | $83,261,500 | 5,252 |
| Volatile liabilities | $11,971,000 | 5,193 |
| Insider loans | $7,341,000 | 673 |
| FHLB advances | $500,000 | 4,840 |
| Loans and leases held for sale | $0 | 1,889 |
| Unused loan commitments | $11,546,000 | 3,749 |
| Tier 1 (core) risk-based capital | $8,107,000 | 5,247 |
| Tier 2 risk-based capital | $807,000 | 4,175 |
| Total risk weighted assets | $64,546,000 | 4,702 |
| Total unused commitments | $11,546,000 | 3,753 |
| Derivatives | $0 | 527 |
| 2001-12-31 | Rank | |
| # of Employees: | 33 | 4,692 |
| Assets and Liabilities | ||
| Total Assets: | $72,768,000 | 5,685 |
| Cash and due from depository institutions | $1,410,000 | 4,692 |
| Interest-bearing balances | $11,000 | 6,577 |
| Securities | $11,693,000 | 6,089 |
| Federal funds sold & reverse repurchase agreements | $1,773,000 | 5,025 |
| Net loans & leases | $55,396,000 | 4,932 |
| Loan loss allowance | $844,000 | 4,092 |
| Trading account assets | $0 | 182 |
| Bank premises and fixed assets | $1,756,000 | 4,414 |
| Other real estate owned | $0 | 4,692 |
| Goodwill and other intangibles | $38,000 | 2,854 |
| All other assets | $702,000 | 7,553 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $72,768,000 | 5,685 |
| Total liabilities | $63,647,000 | 5,762 |
| Total deposits | $60,391,000 | 5,664 |
| Interest-bearing deposits | $56,472,000 | 5,340 |
| Deposits held in domestic offices | $60,391,000 | 5,660 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,126,000 | 1,859 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,675 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $130,000 | 8,629 |
| Total equity capital | $9,121,000 | 4,843 |
| Total bank equity capital | $9,121,000 | 4,843 |
| Perpetual preferred stock | $0 | 158 |
| Common stock | $6,090,000 | 543 |
| Surplus | $6,682,000 | 2,459 |
| Undivided profits | $-3,651,000 | 9,519 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $50,000 | 7,581 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,476 |
| Income earned, not collected on loans | $417,000 | 6,540 |
| Earning assets | $68,873,000 | 5,552 |
| Long-term assets (5+ years) | $8,430,000 | 5,153 |
| Average Assets, year-to-date | $62,775,800 | 6,003 |
| Average Assets, quarterly | $72,647,000 | 5,649 |
| Volatile liabilities | $11,524,000 | 5,238 |
| Insider loans | $7,700,000 | 590 |
| FHLB advances | $0 | 4,938 |
| Loans and leases held for sale | $0 | 1,749 |
| Unused loan commitments | $9,797,000 | 3,977 |
| Tier 1 (core) risk-based capital | $8,889,000 | 4,784 |
| Tier 2 risk-based capital | $713,000 | 4,379 |
| Total risk weighted assets | $56,992,000 | 4,994 |
| Total unused commitments | $9,797,000 | 3,985 |
| Derivatives | $0 | 450 |
| 2000-12-31 | Rank | |
| # of Employees: | 32 | 4,871 |
| Assets and Liabilities | ||
| Total Assets: | $49,230,000 | 6,908 |
| Cash and due from depository institutions | $1,237,000 | 4,871 |
| Interest-bearing balances | $0 | 6,829 |
| Securities | $9,623,000 | 6,915 |
| Federal funds sold & reverse repurchase agreements | $6,159,000 | 1,955 |
| Net loans & leases | $29,982,000 | 6,818 |
| Loan loss allowance | $452,000 | 6,042 |
| Trading account assets | $0 | 175 |
| Bank premises and fixed assets | $1,779,000 | 4,358 |
| Other real estate owned | $0 | 4,871 |
| Goodwill and other intangibles | $42,000 | 2,840 |
| All other assets | $408,000 | 8,598 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $49,230,000 | 6,908 |
| Total liabilities | $38,711,000 | 7,296 |
| Total deposits | $37,300,000 | 7,212 |
| Interest-bearing deposits | $33,373,000 | 7,024 |
| Deposits held in domestic offices | $37,300,000 | 7,211 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,195,000 | 2,649 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $0 | 5,732 |
| Subordinated debt | $0 | 239 |
| All other liabilities | $216,000 | 8,119 |
| Total equity capital | $10,519,000 | 4,211 |
| Total bank equity capital | $10,519,000 | 4,211 |
| Perpetual preferred stock | $0 | 178 |
| Common stock | $6,090,000 | 537 |
| Surplus | $6,682,000 | 2,382 |
| Undivided profits | $-2,253,000 | 9,778 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,688 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,385 |
| Income earned, not collected on loans | $150,000 | 8,523 |
| Earning assets | $45,764,000 | 6,849 |
| Long-term assets (5+ years) | $3,769,000 | 6,527 |
| Average Assets, year-to-date | $29,467,600 | 8,247 |
| Average Assets, quarterly | $42,228,000 | 7,365 |
| Volatile liabilities | $9,688,000 | 5,699 |
| Insider loans | $6,663,000 | 682 |
| FHLB advances | $0 | 771 |
| Loans and leases held for sale | $0 | 1,442 |
| Unused loan commitments | $6,364,000 | 4,815 |
| Tier 1 (core) risk-based capital | $10,445,000 | 4,128 |
| Tier 2 risk-based capital | $423,060 | 5,955 |
| Total risk weighted assets | $33,815,760 | 6,608 |
| Total unused commitments | $6,364,000 | 4,817 |
| Derivatives | $0 | 481 |
| 1999-12-31 | Rank | |
| # of Employees: | 12 | 8,338 |
| Assets and Liabilities | ||
| Total Assets: | $14,408,000 | 9,784 |
| Cash and due from depository institutions | $531,000 | 8,338 |
| Interest-bearing balances | $0 | 6,854 |
| Securities | $4,019,000 | 9,012 |
| Federal funds sold & reverse repurchase agreements | $1,451,000 | 4,317 |
| Net loans & leases | $7,361,000 | 9,636 |
| Loan loss allowance | $115,000 | 9,334 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $925,000 | 6,268 |
| Other real estate owned | $0 | 8,338 |
| Goodwill and other intangibles | $47,000 | 2,899 |
| All other assets | $74,000 | 10,152 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $14,408,000 | 9,784 |
| Total liabilities | $6,262,000 | 10,083 |
| Total deposits | $6,245,000 | 10,043 |
| Interest-bearing deposits | $5,525,000 | 9,977 |
| Deposits held in domestic offices | $6,245,000 | 10,043 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,093 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $0 | 5,751 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $17,000 | 10,168 |
| Total equity capital | $8,146,000 | 5,041 |
| Total bank equity capital | $8,146,000 | 5,041 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $4,500,000 | 840 |
| Surplus | $4,232,000 | 3,415 |
| Undivided profits | $-586,000 | 9,664 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 9,001 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,502 |
| Income earned, not collected on loans | $33,000 | 9,847 |
| Earning assets | $12,831,000 | 9,771 |
| Long-term assets (5+ years) | $488,000 | 8,615 |
| Average Assets, year-to-date | $13,050,000 | 9,818 |
| Average Assets, quarterly | $13,050,000 | 9,850 |
| Volatile liabilities | $2,112,000 | 8,934 |
| Insider loans | $3,515,000 | 1,353 |
| FHLB advances | $0 | 802 |
| Loans and leases held for sale | $0 | 1,487 |
| Unused loan commitments | $4,542,000 | 5,698 |
| Tier 1 (core) risk-based capital | $8,102,000 | 5,067 |
| Tier 2 risk-based capital | $115,000 | 9,215 |
| Total risk weighted assets | $9,584,000 | 9,560 |
| Total unused commitments | $4,542,000 | 5,703 |
| Derivatives | $0 | 488 |